Special Features - City Shopper Consumer Guide - 2015

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Abbotsford News

Friday, November 6, 2015

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TOMOTIVE BRAKES

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IRES AUTOMOTIVE TIRES AUTOMOTIVE TIRES AUTOMOTIVE TIRES AUTOMOTIVE TIRES AUTOMO EER / WINE BEER / WINE BEER / WINE BEER / WINE BEER / WINE BEER / WINE BEER / WIN TCHER

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FLOORING FLOORING FLOORING FLOORING F WEAR FOOTWEAR FOOTWEAR FOOTWEAR FOOTWEAR FOOTWEAR FOOTWEAR FOOTWEAR ANCIAL FINANCIAL FINANCIAL FINANCIAL FINANCIAL FINANCIAL FINANCIAL FINANCIAL SS HEARING LOSS HEARING LOSS HEARING LOSS HEARING LOSS HEARING LOSS HEARING L ANCE INSURANCE INSURANCE INSURANCE / SWIMWEAR

INSURANCE

INSURANCE INSURANCE INSURANCE

LINGERIE / SWIMWEAR

LINGERIE / SWIMWEAR LINGERIE / SWIMWEAR LINGE R E A L E S TAT E R E A L E S TAT E R E A L E S TAT E R E A L E S TAT E R E A L E S TAT E R E A L E S TAT E R E A L E S TAT G MARKETING MARKETING MARKETING MARKETING MARKETING MARKETING MARKETING

SHOPPER

DICAL COSMETICS MEDICAL COSMETICS MEDICAL COSMETICS MEDICAL COSMETICS MEDICA CTURE / CHIROPRACTIC ACUPUNCTURE / CHIROPRACTIC ACUPUNCTURE / CHIROPRACTIC A MOTIVE BRAKES

AUTOMOTIVE BRAKES

CONSUMER

AUTOMOTIVE BRAKES

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AUTOMOTIVE SALES AUTOMOTIVE SALES AUTOMOTIVE SALES AUTOMOTIVE SALES AUTOMO

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AUTOMOTIVE TIRES AUTOMOTIVE TIRES AUTOMOTIVE TIRES AUTOMO

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FOO TWEAR FOOTWEAR FOOTWEAR FOOTWEAR FOOTWEAR WITH THE FINANCIAL FINANCIAL FINANCIAL FINANCIALFINANCIAL FINANCIAL

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LINGERIE / SWIMWEAR

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INSURANCE INSURANCE INSURANCE

LINGERIE / SWIMWEAR LINGERIE / SWIMWEAR

R E A L E S TAT E R E A L E S TAT E R E A L E S TAT E R E A L E S TAT E MARKETING

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R E A L E S TAT E R E A L E S TAT E R E A L E S TAT MARKETING MARKETING MARKETING

MEDICAL COSMETICS MEDICAL COSMETICS MEDICA

SHOP LOCAL SHOP LOCAL SHOP LOCAL SHOP LOCAL SHOP LOCAL SHOP LOCAL SHOP LOCAL SHOP LOCAL


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Friday, November 6, 2015

Abbotsford News

SHOPPER

Whatcom Wine & Spirits Private Liquor Store is a unique, specialty destination! CONSUMER ADVICE

Q Looking for a wee bit of wisdom to pair food with wine?

A

Food and wine pairing can fill people with apprehension, but dont worry about getting it perfect. It feels so much better to relax, experiment, and have some fun. If I could impart one wee bit of “Wine Wisdom” when it comes to pairing food and wine it would be this: try to match the intensity of the food to the intensity of the wine. For example, a light and citrusy Italian Pinot Grigio would be overpowered beside a plate of well-seasoned prime rib with garlic mashed potatoes, brussel sprouts, and rich gravy, just like a monstrous Old Vine Napa Valley Cabernet Sauvignon would completely wallop a delicate prawn and scallop appetizer in phyllo pastry. The perfect food pairing is when each element works in harmony with the other.

MORE INFO ABOUT WHATCOM LIQUOR STORE The first thing that customers notice is our extensive selection. Not only do we have the largest array of local bottles from British Columbia’s wineries, we also feature a Cellar Selection area where award-winning and hard-to-find vintages wait to be discovered!

In addition to all of the most popular beer brands, we also take pride in our extensive choice of craft and import beer. Being able to source directly from local microbreweries across the province ensures we have the freshest beer on the shelves. Beer-lovers are sure to find many a bottle to pique their curiosity. The beer, ciders, and coolers we sell are chilled and ready to be enjoyed! Our friendly staff members

are always willing to assist our customers in choosing just the right products. The owners have recently launch Ravens Brewing Company, a micro brewery producing English and West Coast style ales in Abbotsford. Ravens Brewing Company has got off to a great start winning Fans Favorite Brewery at this years BC Hop Fest, and 3rd place for the Farmers Ale at the BC Beer Awards.

Stock up for Christmas! Stanley Park Winter Mixer

Beringer Knights Valley Cabernet Sauvignon

Diabolica Red

was: $44.26

was: $15.56

Now $39.91

Now $13.39

Ravens Brewing West Coast Ale

Jack Daniels Honey

Jack Daniels Fire

was: $6.43

was: $31.65

was: $31.65

Now $5.566

Now $30.344

Now $30.34

was: $22.50

Now $

20.69

Taxes and Deposits extra

WINE & SPIRITS INC

P R I VAT E L I Q U O R S TO R E 100-1900 North Parallel Road, Abbotsford (Next to Save-On-Foods) | 604.746.3455

OUR FRIENDLY & KNOWLEDGEABLE STAFF ARE HERE

7 DAYS A WEEK 9 AM – 11 PM

TO HELP YOU FIND JUST WHAT YOU ARE LOOKING FOR

SHOP ONLINE: whatcomwineandspirits.com


Abbotsford News

Friday, November 6, 2015

SHOPPER

It’s all about confidence! We bring your inner beauty, out. CONSUMER ADVICE

Q How does non-surgical body contouring work?

A

The system we use, CoolSculpting, is the only FDA-cleared procedure to use controlled cooling to safely target and eliminate diet and exercise resistant fat for proven, noticeable and lasting results. Unlike other fat reduction procedures such as liposuction, CoolSculpting involves no anesthetic, needles, surgery or downtime. The cooling only kills fat cells underneath the skin in the targeted area while leaving healthy skin cells untouched. Once crystallized, the fat cells die and are naturally eliminated from your body.

MORE INFO ABOUT OUR CLNIC At MD Cosmetic & Laser Clinic we know there are lots of choices out there for your beauty and confidence care, so we’re always happy to share what sets us apart. Far and away the difference lies in our expertise, starting with our Medical Director, Dr. Haneef Alibhai. We are extremely proud to deliver his world-renowned

wealth of experience and expertise for our clients’ benefit through all of our products, services, and talented clinicians. In fact, Dr. Alibhai is such a leader in aesthetic medicine that he has been training physicians across the world on various applications in the field since 2002. During this time he has trained over 1,500 doctors and dentists.

In addition, our spa-like setting will immediately put you at ease. We know that just because there are many valid medical reasons for using our services, it doesn’t have to feel like a medical clinic setting. We are here to help you feel relaxed and confident in the way you look and feel — that starts the moment you walk through our doors.

Reveal the real you. No surger y. No downtime. Proven results. Call today for your FREE consultation!

CHIN

TORSO

LEGS

Say goodbye to stubborn fat . . .

Keep that chin up!

If you can squeeze it, we can freeze it!

Say hi to vacation thighs!

FACE

The Gateway, Abbotsford 107 - 2051 McCallum Rd.

604.557.7777 • Wrinkle Reduction • Dermal Fillers • Pigment Removal

Newport Village, Port Moody 228 Newport Drive

Dr. Haneef Alibhai • www.mdcosmetic.ca

• Treatment for Headaches • Treatment for Sweating • Scar Reduction

• Lip Enhancement • Acne Treatments • Skin Tightening

• Rosacea Treatments • Laser Hair Removal • Skin Resurfacing

604.461.8888 • Body Contouring • Photofacial Rejuvenation • Exfoliation Treatments

safe & effective non-surgical cosmetic rejuventation • exceptional results • experienced & caring clinicians

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Friday, November 6, 2015

Abbotsford News

SHOPPER

Cascadia Chiropractic treats plantar fasciitis with Shockwave Therapy CONSUMER ADVICE

Q What you should know about plantar fasciitis?

A

Plantar fasciitis is the most common cause of heel pain, resulting from inflammation and damage to the tough fibrous tissue which forms the arch of the foot. Patients may describe the sensation as a sharp or deep ache in the middle of the heel or along the arch that typically occurs during walking or standing. Often, pain occurs early in the morning when patients are taking their first few steps out of bed. As the foot naturally tightens at night, the fascia may gain new tears in the morning, initiating a painful cycle.

WHAT CAUSES PLANTAR FASCIITIS? Improper footwear, strenuous activity, and obesity can bring on plantar fasciitis. Flat feet, high arches and poor shock absorption in shoes can also put excessive stress on the foot’s soft tissues. Plantar fasciitis is commonly seen in middleaged patients.

LATEST DEVELOPMENTS Shock wave therapy (SWT) has emerged as a possible treatment option for patients with chronic plantar fasciitis. SWT delivers focused shock waves to the body. Shockwave Ttherapy is thought to work by inducing microtrauma to the tissue that is affected by plantar fasciitis. This

ates a microtrauma initiates healing response by the g response body. This healing el causes blood vessel creased formation and increased nts to delivery of nutrients the affected area.. The hought to microtrauma is thought stimulate a repairr process ymptoms and relieve the symptoms s. of plantar fasciitis.

HEEL BONE (CALCANEUS)

AREA OF PAIN

PLANTAR FASCIA

MLS® LASER THERAPY Now available in Canada! The Most Advanced Technology for Pain Management, offered in only four offices in Canada! The e M6 M is a Robotized multi-target device designed to treat patients suffering from acute or chr ron pain pathologies affecting a wide area. chronic CA ASC CASCADIA CHIROPRACTIC CENTRE is proud to be on the medical technological forefront by offering of MLS Laser Therapy that is beneficial in managing pain, reducing inflammation, inc crea increasing mobility and help speed recovery. COMMONLY TREATED CONDITIONS: C

10 BENEFITS OF MLS LASER THERAPY:

• Arthritis (knees, hips, hands etc.) • Bursitis • Sciatica • Chronic and acute pain • Neck, back and shoulder pain • Muscle sprains/strains • Inflammation, swelling and edema • Plantar Fasciitis (heel/arch pain) • Tendonitis and ligament injuries • Post-surgical swelling • Degenerative joint and disc disease • Trigger points and sore muscles

• Drug-free, rapid relief of pain • Strong anti-inflammatory effect • Immediate improvement of local blood circulation • Rapid resolution of swollen areas • Accelerated tissue repair and cell growth • Rapid repair of superficial injuries such as wounds and ulcers • Reduces scar tissue formation • No known side effects • Non-surgical, painless and non-invasive

Dr. Simpson Leung CASCADIA CHIROPRACTIC CENTRE 101-34143 Marshall Road, Abbotsford

604-853-4441 Watch videos at: www.abbotsfordchiropractic.com W


Abbotsford News

Friday, November 6, 2015

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SHOPPER A-LIST

2015

WINNER HE

T

Furniture shopping in Abbotsford just became easier

ABB

OTSFORD N

EW

S

CONSUMER ADVICE

Q What should shoppers know about home furnishings?

A

MORE ABOUT ASHLEY’S

The best way to shop for any furniture is to start local and go from there. “Given you can find the selection and price range within your means, local makes the most sense,” says Aaron Miller of Abbotsford. “I am second generation, as my dad owned a store in Clearbrook back in the 80s. As things changed, our family joined Ashley Furniture and opened stores in Coquitlam, Langley and now here in Abbotsford.

“Ashley’s provides many attributes to families, couples or anybody looking to get the best of selection, value, quality and reputation. Our brand is in over 120 countries and we have been in business for over seventy years,” Aaron said. “We are extremely excited to be back home in Abbotsford where I have lived my entire life. This new store has it all

and we can easily keep up with the growing trends, newest fashions, materials and customer service, all tied into the power of our Ashley brand! We are not just furniture, we carry accessories, mattresses and décor. “We recognize the community in Abbotsford is primarily young and extremely family based. The value of offerings and selection we have in this store at any time of the year is second to none.

“There really is no need to shop outside of the community to find what you are looking for. In the event we do not have the exact merchandise in stock, our catalogue and inventory available to us is at our fingertips with our Ashley affiliation. “We offer shoppers low cost payment plans with free financing so you can enjoy your furniture in your home without hitting the freeway! And our delivery service is popular too.”

SALE SO

BIG $3,000,000 million inventory blowout!

now only

$

1099

Final Price

Ashley Furniture HomeStore 20645 Langley Bypass Langley 604-532-1167 Locally Owned and Operated

#1 Name in Furniture

* Administration fees apply. †† Select Items. Final Price (no further discounts). Some exclusions apply, see store for details, promotion doesn’t apply to previous purchases.

1365 United Blvd. Coquitlam 604-777-1365

NOW OPEN! Abbotsford 1425 Sumas Way 604-864-9062

www.AshleyFurnitureHomeStore.com

Cloverfield Jute Sofa Matching loveseat

$1069 Final Price

Mon-Wed & Sat 10am–5:30m Thur & Fri 10am–9pm Sun & Holidays 11am–5pm

Hurry In! Sale ends Sunday, Nov. 8th


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Friday, November 6, 2015

Abbotsford News

SHOPPER

Trusted hearing care and quality products

NEW LOCATION

#201-2151 McCallum Rd. | McCallum Towers

CONSUMER ADVICE

Q What does it cost to have a hearing assessment?

A

A Registered Hearing Instrument Practitioner will give you an accurate and nocost diagnosis. An in-office hearing test takes less than an hour and provides you with a documented status of your hearing loss. Once you purchase Beltone hearing aids, we service them for as long as you own them. With over 1500 offices to serve you, you can walk into any participating Beltone and be welcomed with open arms.

THE BELTONE DIFFERENCE At Beltone, we take an approach to hearing care that no other company can match. It’s based on connecting with you as a person—and understanding what you enjoy in life and what’s important in a healthcare partner. Every hearing care solution we offer is tailored to a patient’s individual needs.

You’ll notice the difference from the moment you call the office to schedule your baseline hearing evaluation. And, you’ll feel it every time you visit Beltone for your annual screening, a hearing aid fitting, or simply to buy new batteries. Established in 2009, Fraser Valley Beltone values old fashioned customer service. We care about your hearing health and

will work to ensure you receive the best care from your very first hearing test through all the years you own your Beltone hearing instruments. We also offer BelCareTM, a program of ongoing care and protection that covers you for the life of your hearing aids. It’s one of the most comprehensive hearing care programs available. Come and experience the Beltone difference today!

$ Let's Get One Thing Perfectly Clear:

YOUR HEARING! “Now that’s music to my ears.”

WE MAKE HOUSE CALLS!

Hearing Centre NEW LOCATION:

FREE HEARING TESTS! Can’t get here? We’ll come to you!

#201 - 2151 McCallum Rd.

(in the McCallum Towers)

| 604-853-8663

500 OFF

Beltone Legend™ Your perfect match Every person is unique, and so is their hearing. A hearing aid doesn’t just need to equal your hearing loss, it needs to equal your lifestyle and individual needs. Beltone Legend™ hearing aids adapt to unique situations and individual lifestyles better than any on the market. Its many technological advances combine for outstanding sound quality and exceptional speech clarity. There is no need for compromise. Beltone Legend is ideal for all lifestyles, available in a variety of discreet models and colours to suit anyone.

FREE HEARING


Abbotsford News

Friday, November 6, 2015

SHOPPER

No one floors you like the staff at End Of The Roll Q C O N S U M E R AADDVVIICCEE

What should know What shouldpeople people know about their fl oor? about their floor?

"

'Mooring isn’t always top of mind, but it’s always under your feet. You want your flooring to be functional, comfortable, and able to withstand the stress and movement of your daily life. With advancements in flooring technology, you would be surprised to learn that floors are a lot different from what they used to be. End Of The Roll is Canada’s flooring leader and is at the forefront of all the latest trends in both style and functionality of floors.

MORE ABOUT END OF THE ROLL Our friendly and experienced Flooring Advisors know a lot about the industry. Owner Rod Tallas has been working hard for the past 12 years and says, “Our priority is to provide customers with great customer service and to ALWAYS follow up with each completed job, and that’s what keeps us ahead of the competition.”

He offers exceptional service, friendly staff and quality installations done by preferred installation partners. Other members of the in-store team include Flooring Advisors Brady, Kris, and Tristan, who create a helpful and friendly atmosphere and keep things running smoothly and efficiently. The goal at our Abbotsford flooring store is to serve you on all things flooring related.

We’ve got brand name flooring in stock, and you can take it home today. Several of our brand names are Shaw, Mohawk, Tarkett and many more. We’re not just roll-ends; our list of products is extensive, including hardwood, tile, cork, area rugs, laminate, vinyl, and carpet. Be sure to visit us in store to find out what’s in stock and feel free to ask us to make a special order to suit your specific style.

Brand Name Flooring. Low Prices. Always in Stock.

ENDOFTHEROLL.COM

Abbotsford | 2043 Abbotsford Way | 604.864.6410 No payment, no interest available OAC. See store for details

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B8

Friday, November 6, 2015

Abbotsford News

SHOPPER

MSA Ford has access to 15 national brand tires CONSUMER ADVICE

Q What regulations have changed in BC for winter driving?

A

ICBC says... Driving without winter tires will not void your insurance if you have a claim. It also won’t mean you’re automatically at fault in a crash. However, if you get in a crash where winter tires could have helped, not having them may affect whether – or how much – you are at fault.

MORE ABOUT WINTER DRIVING IN BC Winter tires are required in BC on many rural highways and high mountain passes in the Interior, North and Vancouver Island. BC is one of only three provinces in Canada that define a winter tire and specify where their use is required. “If you are worried or have questions about this coming winter, talk or visit us! At MSA Ford, we have the expertise and experience to keep you on the

How to select the right tires for your vehicle Both the mountain snowflake and M+S tires meet the minumum requirement for winter tires in BC. The Ministry of Transportation and Infrastructure and the RCMP recommend that regular travellers on BC’s highways equip their cars and light trucks with the mountain snowflake tire, which is the best tire available for winter conditions. M+S tires are a viable option for motorists who live in areas without frequent winter weather and who plan their trips to coincide with periods of better weather. All drivers should be prepared to drive with added care and caution when winter conditions are encountered.

CALL US FOR DETAILS

road and assure your safety.” Ken Phillips, parts manager says. “With new government regulations, you need to be aware of the pitfalls and details to ensure you meet the criteria for safety and ICBC certification. BC winters as we all know can change quickly and create instantaneous dangerous situations. Every driver needs to be able to react quickly whether they put themselves in a sketchy situation or avoiding the misadventures of another vehicle approaching your path!

Each drivers application come into play when selecting the correct tire. The 7 degree celcius threshold will change the dynamics of your all season tires and will alter the ‘ stickiness ‘ of your tread when in contact with snow and ice. In our climate, the 7 degree temperature can fluctuate for the better part of 5-6 months! Please call or visit

our knowledgeable staff to find the right tires which suit your driving needs. Even better, do it now before the snow flies and beat the inevitable rush.”

Look what’s rolled in MSA FORDs

LEGENDARY $1 OVER COST SALE

SAVE

UP TO

100

$

Manufacturer REBATES with HUGE Savings!! PARTS PART DIRECT

604.857.2261

MON - FRI: 7am - 5pm SAT: 8am - 4pm FRASER VALLEY AUTO MALL


Abbotsford News

Friday, November 6, 2015

SHOPPER

The best lingerie comes in all sizes CONSUMER ADVICE

Q Am I wearing the right bra size?

A

Only 30% of all women wear the correct bra size. Our certified bra fitters will make sure you’re wearing the right size and style for your body.

Q Are mastectomy bras covered by insurance?

A

Check with your private healthcare provider to find out if they cover all or part of the cost of a prosthesis and surgical brassieres. Then, one of our qualified fitters will check with Pharmacare to see what costs are covered. They will fit you with your best suited breast form and bra and mastectomy swimsuit if needed.

MORE INFO ABOUT LINGERIE Zammy’s Lingerie & Swimwear is a lingerie specialty store offering the largest selection of bras in sizes 32B-46I and mastectomy products in the Fraser Valley. A woman who feels good radiates self-confidence. Ever been a little hesitant and unsure about going into a lingerie shop? After a session with one of our professional lingerie stylists you’ll emerge with a real spring in your step. Imagine splurging on a

gorgeous party dress and having to pull it on over shabby lingerie. You only really make the best of your outfit when it’s worn over lingerie that fits like a dream. The right bra or shapewear smooths away any imperfections to ensure you always look your absolute best. Chin up, chest out and an irresistible smile on your face. That superwoman feeling. After a visit to Zammy’s Lingerie & Swimwear, you’ll feel like you can take on the world!

Trés Chic

bras • panties • sleepwear • year-round swimwear specialty bra sizes by certified fitters bras 32B - 46I • swimwear 2 - 24

604 855 4648 • Little Oak Mall: 4-2630 Bourquin Cres. (next to Sevenoaks) • zammyslingerie.com

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B10

Friday, November 6, 2015

Abbotsford News

SHOPPER

A lifetime of bright smiles starts young CONSUMER ADVICE

Q What’s the best age for your children’s first dental visit?

A

The optimum time to begin visiting your family dentist is when your child’s first teeth erupt and experts agree you should not wait later than the child’s first birthday. Though it may seem that this is a very young age, it’s important to start off right and you want your child to be familiar with both dental hygiene and with all the dental professionals who will assist them in taking care of their oral health for life.

MORE INFO ABOUT YOUR CHILD’S DENTAL CARE During your child’s first appointment, your dentist will give you all the instructions you’ll require to ensure your child’s optimum oral health and offer advice about dental hygiene care and diet. Comprehensive dental examinations can really only be performed when your child is able to cooperate with the dentist.

We suggest beginning your dental hygiene by wiping the teeth with a damp rag after meals to help them to get used to having their teeth cleaned.

It’s crucial to remember that your child should never swallow or eat the toothpaste! Start with a dab of fluoridated toothpaste the size of a pea.

As they become used to this and begin getting teeth, you can then move on to brushing and flossing. Your dental hygienist will demonstrate the best ways to do this during your first visits. Starting with a toothbrush and toothpaste early is a crucial step to ensure your child learns good oral hygiene habits.

At Clayburn Dental, we enjoy kids and we know that they like to have fun. That’s why we offer a Kids Familiarization Tour which gives your children an opportunity to visit with the dental professionals and to enjoy a ‘chair ride’, look in the dental mirror and, have fun with the water squirter in an informal and relaxed manner.

PARENTS TRUST US.

Children Love Us.

Kid Friendly. We have a large play area equipped with a Classic Arcade, iPad, Netflix, Colouring Station and Toys for your children’s entertainment and comfort.

604 855 0918 400- 3033 Immel Street clayburndental.com


Abbotsford News

Friday, November 6, 2015

B11

SHOPPER

Every great journey begins with a step; let that step be in comfort CONSUMER ADVICE

Q How does Payton & Buckle give better service than chain stores?

A

”At Payton & Buckle we continually maintain our classic service: we sit and fit,” a process that owner John Laanstra says is becoming increasingly rare. Great service is essential for John, who says that he’s always been a peopleperson. “I want to go to work to be up front, that’s who I am. I thoroughly enjoy it.”

“I remember getting called on a Friday, and started work on the following Monday,” John Laanstra recalls. He started working full-time at Chilliwack’s Payton & Buckle shoe store in 1981, and became the store owner in 2007.

opportunity to expand. He opened the store in Abbotsford in 2009 and Pitt Meadows in 2013.

“It was really foreign,” he says of his first day in retail. “I grew up as a farmer, and was in construction just prior.”

The store may be small, but it’s packed with a plethora of fine footwear for men and women of all ages. Just catch a glimpse of the enormous inventory in the back and know that you won’t walk away

The success in Chilliwack allowed John the

An extensive inventory and great service are primary concerns at Payton & Buckle.

empty handed. Compared to a chain shoe store, John reveals that he has more freedom and insight when selecting inventory. “For us, the people who are choosing [the shoes] are actually the ones who work on the floor.” They’ve heard first-hand every day what people are asking for, which isn’t always the case for head office leadership teams in a chain. Payton & Buckle carries

a mix of unique and common shoe brands. Our core inventory is the shoes that people will get the most use out of, rather than the pair that might look great on a shelf, but will only be worn once. They have great longevity as well, many are European leather. As fall has fallen upon us, you’ll see more boots than shoes in Payton & Buckle. “It used to be that everyone just wanted a black boot,” John explains.

Although black remains a staple, consumers have widely accepted and embraced the boot in many other colours as well. After decades of experience, Laanstra has mastered the ability to quickly pick up on who prioritizes style, who prioritizes comfort, and the many who are looking for something in between. It helps having a customer base that you’re already familiar with, too.

FALL2015 ARRIVALS!

JOSEF SEIBEL | CLARKS | ECCO | MIZ MOOZ | PIKOLINOS | DORKING | RIEKER

Payton & Buckle FINE FOOTWEAR

45930 Wellington Ave Downtown Chilliwack 604.792.2375

102 - 32883 S. Fraser Way Abbotsford next to KFC 604.859.2330

380-19800 Lougheed Hwy Pitt Meadows 604.457.3375

w w w. p ay t onandbuckle.com


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Friday, November 6, 2015

Abbotsford News

SHOPPER The best insurance is the policy which delivers when you need it!

A U TO

HOME

FA M I LY

T R AV E L

CONSUMER ADVICE

Q Are you receiving the best value and fully understand your insurance coverage? If insurance was a commodity like apples or oranges then the comparison shopping would be fairly easy to do. There are not too many differences and the perceived value to the consumer is readily apparent. However, insurance products are as varied as the individual needs of the customer. There is no simple solution for a one- size- fits- all

approach. While costs of insurance or the premium paid for a policy is an important consideration, the underlying reason for insurance is to protect you from a potentially catastrophic financial loss. There is no benefit in paying for a policy that only partially responds to a loss or worse, not at all. Insuring your home, boat, vehicle or business venture all have their own underwriting

requirements. This supports the earlier point that insurance is not a commodity and there are many differences between certain types of insurance products and the people who need the insurance coverage. Don’t be fooled with claims of great coverage at great prices. Basic underwriting information gets the quoting process started and this can be done on our website. This is often

a great starting point for the conversation to begin. Many times, an insurance solution can be agreed upon easily, depending on how risk averse the customer may be. Or put another way, how much of the loss they are willing to accept personally. By purchasing an insurance policy, you are transferring the loss exposure from yourself to the insurance company. The premium charged for the policy is partly

based on this transfer of responsibility. Another consideration is balancing the likelihood of a claim happening versus the severity of the loss. In consultation with our clients, we offer choices of coverages, tailored to their individual needs. If you are unsure of what your present insurance covers, please contact your broker. We cannot interpret others’ policies. If you would like to

review your current situation with us, we would be happy meet with you and offer you suggestions and hopefully a policy that you’ll be comfortable with. As a broker, we can offer you choice of products and insurers. Since 1994, we have been helping people make choices and find solutions for their insurance needs. We’re available in person and online.

We offer you the

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Serving the Fraser Valley since 1994.

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Abbotsford News

Friday, November 6, 2015

B13

SHOPPER

No one knows real estate like the Eximus team CONSUMER ADVICE

Randy Dyck, PRESIDENT Personal Real Estate Corporation

Q What makes Eximus unqiue? A

It is simple–we are a real estate team that focuses on service and commitment. We will provide you with the knowledge and experience that is expected from a top real estate team, as well as easy access when you need to reach us. We are always available and willing to answer any questions or concerns that you may have in a timely manner. Most importantly, we bring you value and results. After all, you are our number one priority!

MORE INFO ABOUT EXIMUS Ready to sell your home? We will make it happen. Selling your home with Eximus means you’ll have a team of professionals with expertise and knowledge working tirelessly to ensure everything goes smoothly in securing the best deal for you. Well-known and respected, our team has decades of experience in all areas of real estate. Trustworthy and hardworking, we will keep you informed and

Call your Fraser Valleey experts today for a on! FREE market evalatio Ask about our Gold,, Silver, and Bronze Commission Plans, 23 34 Point Marketing Plan n, and Seller Advatnagee.

RE/M MAX Little Oak Realtyy Each h office is ind dependently p owned and operaated owne This enclosed information while deemed to be correct is not guaranteed. This commu unication is not intended to solicit properties already listed for sale

provide you with stability, value and results. YOU are our number one priority! We make big promises because we can deliver! FindFraserValleyHomes. com: Your listing is generated to more than 6,000 buyers who are ready to purchase. 234 Point Marketing Plan: Maximizes the exposure of your home’s listing using digital, print, email and social media. Game Changers: Flexible commission structures, tailored

to your needs and budget. Drone work to show off your home’s best sides. Weekly statistical reports and updates on your listing. Monthly statistical reports on Greater Vancouver and Fraser Valley keep you informed of trends in the market. Exclusive Investor Packages: Access to a growing list of cashflowing properties throughout the Lower Mainland. Our Investor Bus Tour explores opportunities with wine & cheese to follow. We will always provide you

with exceptional service. Our commitment to excellence extends outside the office to our client appreciation events, like the Pumpkin Party and Ice Skating Party. You deserve top-notch service, commitment, knowledge, experience, value and results. At Eximus, we’re proud to promise and deliver on all of them. And that’s just the start! Ready to sell your home? Want to know more about the Eximus experience? Give us a call at 604850-5040 or visit Eximus.com.


B14

Friday, November 6, 2015

Abbotsford News

SHOPPER

Getting the best of both worlds Print & Digital Marketing CONSUMER ADVICE

Q What should local businesses know about effective marketing?

A

The Abbotsford News offers a wide range of marketing solutions that leverage critical reach and extraordinarily deep connections in our community. We are ideally positioned to help you reach your target audience, offering award-winning marketing opportunities across multiple platforms. Our marketing campaigns really work! Each campaign is designed to optimize your investment. Join the thousands of local, regional and national businesses who consider The Abbotsford News a vital media partner.

READERSHIP MATTERS The Abbotsford News strives to achieve the highest quality coverage of local news, sports and events that affect our city. We invest in grassroots journalism relevant to our readers, and our commitment to developing technologies and marketing strategies will continue to give our clients a competitive edge in an evolving business landscape. Our strength without doubt, is you, our strong loyal audience. Community print media readership remains stable with more than 80,000 homes

receiving a copy of The News every week. tal platforms News digital ent print with complement an effective ve extended audience. Readers know to turn to our digital platforms for breaking news. Our website, abbynews.com, attracts more than 100,000 unique visitors every month. The News is renowned throughout North America for its successful promotions and contests. Thousands of readers participate in a variety of contests every month. When you, our readers, support local advertisers, the return for our city is significant. Stats

precision each year, so when you choose a Black Press community newspaper to deliver fl yers flyers and inserts, inserts you can do so with confidence.

show that for every dollar spent locally are rel ll seven dollars d ll invested into our city. Shopping local, supporting our advertisers, As the largest independently makes a real difference. owned newspaper company in Canada, with more than 150 In addition, advertisers allow The News to also support local titles in print and online, Black non-profits with advertising Press has operations in British and editorial to promote their Columbia, Alberta, Washington, fundraising efforts. Hawaii, California and Ohio. The company has 3,500 employees Our parent company, Black with history dating back to the Press, delivers more than a billion inserts with measurable 1800s.

Speak to a Media Consultant about your Christmas advertising campaign. Call 604-853-1144 or email: mediainfo@abbynews.com

FROM 0-100K VISITS FASTER

THAN ANY OTHER MEDIA VEHICLE.

In a recent survey of 2,461 Canadians, when it comes to driving traɉc to automotive websites, print and online newspapers rank highest. They outperform TV, radio, magazines, autoTRADER, Kijiji and social media.

When it comes to triggering a visit to a dealer or booking a test drive, you got it: newspaper brands come out on top. If you’re looking for better ROI from your advertising, perhaps more of your “I” should be in newspapers.


Abbotsford News

Friday, November 6, 2015

B15

SHOPPER

Seek diversification, not market timing CONSUMER ADVICE

Q How does diversification impact long-term investments?

A

A key determinant in your long-term investment performance will likely be a result of the asset mix decision. Some will tell you (e.g. brokers, financial press, business show commentators) that success can come from timing - when to get in and out of the market, picking the right stock at the right time, and/or picking the next hot manager. While that all sounds great, we are afraid it just isn’t so. In fact, it has been shown that these behaviors in many instances will actually reduce your overall rate of return.

THE ASSET ALLOCATION DECISION The first step in setting up your investment strategy is to make the asset allocation decision that is right for you. This means deciding how much of your money will go into cash, bonds, stocks, and sometimes real estate. Sadly, many individuals and advisors spend little time formulating the right strategy. As a result, they end up with a collection of holdings that is neither efficient from a tax perspective, nor properly matched to manage risk. It’s akin to building a new house

without having architectural drawings done first. It might work out, but then again you might get something completely different than what you expected. Your individual asset allocation needs to be customized to your situation, and should consider factors such as your age, time horizon, tolerance for risk, and specific short-term cash needs. When properly done, it will create a balance between the amount of risk you are willing to take and the level of return you want to achieve.

CONSISTENCY COUNTS A key benefit of diversification

is that it can reduce your overall volatility. This in turn can result in your portfolio value being higher at the end of the day. Your portfolio value at any future date will simply be a function of the compound return. So when the choice is between a portfolio that is making 15% one year and losing 25% in another versus the portfolio that is more consistent (or less volatile) - you will want to go for the latter. Consistent annual returns can result in a higher compound return. Here’s another way of thinking about this: if a portfolio goes down 50%, it has to make 100% to get back to even.

Whereas, if a portfolio declines 7% it would only need to make 7.6% to recover the loss. One of the most important things that we do for all of our clients is creating a customized asset allocation strategy that is consistent with their specific objectives. Then, over time, we continue to monitor the strategy and make adjustments as needed. And when we think about why our clients have a positive investment experience – diversification “really” is the key. --- Assante Wealth Management is one of Canada’s largest wealth management firms, overseeing approximately $34 billion in assets for over 300,000 clients and their families nationwide.

Your golf bag doesn’t look like this, so why should your portfolio? Diversification is the sane alternative to betting big on one investment. Everyone likes a winner, but not at the cost of your future retirement, financial goals, or long-term legacy. Our approach is simple. We define a conservative path for our clients to achieve financial independence, simplifying their lives through the delivery of a complete wealth planning process.

Complete financial advice. AssanteAbbotsford.ca Assante Capital Management Ltd. (“ACM”), and Assante Financial Management Ltd. (“AFM”) are indirect, wholly-owned subsidiaries of CI Financial Corp. (“CI”). The principal business of CI is the management, marketing, distribution and administration of mutual funds, segregated funds and other fee-earning investment products for Canadian investors through its wholly-owned subsidiary CI Investments Inc. Wealth Planning Services may be provided by an accredited Assante Advisor or United Financial, a division of CI Private Counsel LP. ACM is a member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. AFM is a member of the Mutual Fund Dealers Association of Canada (“MFDA”), and MFDA Investor Protection Corporation.


B16

Friday, November 6, 2015

Abbotsford News

SHOPPER

Butch and staff proudly offer a variety of services CONSUMER ADVICE

Q What kind of auto repairs do you offer at Butchs?

A

We’re your one-stop auto maintenance and auto repair shop. When you need car care, take your car to the total car care experts, Butchs. With over 40 years experience we have the expertise to help keep you and your loved ones safe on the road. Don’t forget, your car is one of your biggest investments. Be sure to protect your investment with total car care at Butchs. Call today to schedule your appointment.

Butch

Butchs Brake & Muffler Ltd. is family-owned and operated. Butchs opened in Surrey in November 1994 and opened their second location in Abbotsford in April 2009. Living in Abbotsford, they thought it would be a wonderful opportunity to show the community that the business of repairing vehicles didn’t have to be a stressful experience. When customers are armed with

k l d they h need d to knowledge make an informed decision about their repair, the stress disappears! Butchs often supports local churches, agencies and associations that have members requiring help to get their broken vehicles back on the road, allowing them to get their life back to normal. Butch is grateful to have made these friends in the community. Butchs mechanics are

regularly sent for training courses and have some of the most highly-trained professionals in the Lower Mainland. From diagnostic technicians to oil change technicians, all their staff are trained to the highest standards.

A customer once said to us: “I can go anywhere and be treated like a nobody but I come to Butchs because they treat me like a somebody.”

Referrals are always appreciated and are a large part of our success. Thank you to all our customers who have sent a friend or family member to see us.

BUTCHS BRAKE & MUFFLER LTD. Your Complete Auto Care Center Since 1994

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Abbotsford News

Friday, November 6, 2015

B17

SHOPPER

Life-changing results happen at Kafka Denture Clinic CONSUMER ADVICE

Cliff C. Kafka, Registered Denturist

Q Do I need

Q Can I have

a referral from my dentist to make an appointment?

my new dentures inserted on the same day as my extractions?

A

You do not require a referral to see us for a consultation, and if for any reason we have concerns with your natural teeth and/or gums, we will refer you to a specialist.

A

Yes, it is possible to have your teeth removed and dentures put in the same day. The dentures are called immediate dentures and you should talk to your dentist or denturist to see if that treatment is the best for you.

Many people older than 40 are missing multiple teeth and have a full or partial denture, which means someone you know may be going through the same transition as you and may not even be aware of it. That’s because dentures aren’t as noticeable as you may think. Dentures can be made to closely resemble the look of your natural teeth so there is little change in appearance. By replacing missing teeth, dentures can help you speak better, improve the chewing of most foods, and restore a natural-looking smile. After a period of adjustment, proper fitting dentures will

MORE INFO ABOUT DENTURES You’ve just been told you need dentures and, like most people in your position, you’re unsure and probably nervous about what to expect. Change is never easy, especially when it involves something as personal as your mouth. If you’re like most people 40 and older, you place a lot of importance on your smile because you believe it is the first thing that people notice about you. Your fears are not uncommon and many of the patients we see who need dentures express the same concerns.

be comfortable and they will boost your self-esteem. When you first start wearing dentures, you may find pronouncing certain words may require practice, but reading out loud and repeating troublesome words helps. This practice will train the tongue and lips to relax and these difficulties will correct themselves in a short time. At our family run denture clinic, our clients are treated with respect and we take the time to listen to all your concerns. Call today for a free consultation, we look forward to seeing you!

Need Dentures? At our denture clinic, each client is treated like family. We do our very best to create a precise, comfortable and naturally perfect smile.

You did a great job! My dentures fit so well and are very comfortable. I can smile and laugh and eat anything without fear of any pain or sore spots. Thank you! — Larry, Abbotsford

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#206-2752 Allwood Street, Abbotsford


B18

Friday, November 6, 2015

Abbotsford News

SHOPPER

Government grants for accessible bathrooms CONSUMER ADVICE

Q Do I need a more

www.pro-pack.ca

accessible bathroom?

A

Most bathrooms are not very accessible for seniors and often force them to move from their homes sooner than they would wish. Grants from the Government can cover the renovation of a tub to a walk-in shower, the replacement of a low seat toilet to that of a comfort height toilet and the changing of a standard height vanity to one that is taller. All of these things will make bathrooms easier to use and allow seniors to stay independent for longer. Please call us at the office if you have any questions.

Pro-Pack Contracting & Design Inc. has been renovating homes since 2009. We love to focus on the bathrooms of homes because this is a retreat for a lot of people. But as the population grows older, some of the everyday necessities in bathrooms are difficult for seniors to use. It’s dangerous to step up into a tub. The toilet seat is too low and difficult to stand up from. All of the things that

make a bathroom difficult to use for seniors or people with disabilities can be easily changed to allow for a more efficient and accessible room. And accessible does not need to mean ugly. All of these bathrooms can be beautiful too. Come by for a chat in our showroom and see what we can do for you or your loved one. Let us help you to love where you live.

“The work ethic and workmanship of your employees is outstanding.” Robin K. Abbotsford


Abbotsford News

Friday, November 6, 2015

SHOPPER

Strong reasons to buy from a licensed dealership CONSUMER ADVICE

Q Where to shop for your next vehicle?

A

s a consumer you should be aware of curbers (unlicensed dealers or individuals ) posing as private sellers. Many of these ‘curbers’ misrepresent the history and condition of a vehicle and may also offer stolen or written-off vehicles. You may unknowingly fall into this trap and be left with a heavy financial, or worse, safety loss. When you shop at a licensed dealership, you’re automatically covered and assured of proper certification, liens and safety inspections.

MORE ABOUT FRASER VALLEY AUTO MALL So you have decided to shop for a new or used vehicle? Your current ride may have more kilometers than you like and you wish to upgrade. Perhaps you are seeking better fuel economy, more technology or simply want the advantages of having the latest in safety technology offered with a late or new model?

Whichever the case, your community dealerships in the Fraser Valley Auto Mall offer the best setting and proximity to meet all your motoring needs. There are nine dealer franchises representing over twelve brands. Collectively, you can conveniently choose from well over a thousand cars, trucks, suv’s and vans! Best of all, you can shop and compare all in the same day without the need to leave the LOOP! Our LOOP is like no other in all of BC. Test

driving any vehicle for the first time may bring anxiety for some. When you exit any of the dealer lots, you can drive the LOOP to get the feel and experience stress free driving before taking it out in to the city, freeway or rural roadways! The LOOP has instant access to all three driving environments. The Fraser Valley Auto Mall dealers offer many advantages to shop for your next vehicle.

We have the SAFEST and most CONVENIENT Test Drive Loop in all of BC!

INSURANCE

604-856-3099

• New and Pre-owned Cars, Trucks, SUVs & Vans • Sales & Leasing • Tires • All Brands Vehicles Service • Quick Oil Changes & Safety Inspections • All Brands Safety Inspections • New & Pre-Owned Vehicle Financing • Bodyshop & Repairs • All Brands Parts & Accessories

ABBOTSFORD CHRYSLER 604-857-8888

ABBOTSFORD HYUNDAI 604-857-2622

ABBOTSFORD NISSAN 604-857-7755

THE HONDA WAY 604-857-1430

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www.fvautomall.com 1-888-288-6592

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MURRAY GM

604-857-5200

SUNRISE TOYOTA

604-857-2657

MURRAY KIA

604-626-4542

VIP MAZDA

604-857-1600

B19


B20

Friday, November 6, 2015

Abbotsford News

SHOPPER

Customer Service is a cut above at The Mad Butcher CONSUMER ADVICE

Q Is meat more expensive at a The Mad Butcher family welcomes you!

butcher shop than at a grocery store?

A

Not at all. We have Great Deals on Great Quality meat for all budgets, from ox tail to tenderloin. Ask about our famous Grab Bags which start at just $25 and our wide selection of money saving freezer packs. Also, check out our weekly specials on themadbutcherbc.com and Facebook.

MORE INFO ABOUT THE MAD BUTCHER The Mad Butcher has been providing Abbotsford with the finest cuts of meat, poultry, seafood and deli items, along with special British imports of sweets, biscuits and groceries since 2001. Enjoy Canadian AA+ beef, local Fraser Valley free-run poultry, free range turkeys from Yarrow, and local Chilliwack pork and ham. Our team of experienced butchers can quickly custom cut any meat

of your choice for your special occasions. And if we don’t have a specialty item you’re looking for, we’d be happy to bring it in for you. For an international flavour, you’ll find Yerba tea and frozen Yuca from South America, fresh grass-fed boneless Australian leg roasts, and frozen grass-fed New Zealand lamb. Our full service deli offers homemade soups, panini sandwiches, chilli, and fresh coffee. Plus, we have our own recipe products including sausage, pickled

corn beef, farmer sausage, burger patties, and smoked items. At The Mad Butcher, customer service is our top priority. For the 14th year in a row we have been named Abbotsford’s best butcher and deli. We sincerely thank our loyal customers, from residents to local restaurants, for your patronage. Visit us today to find that perfect cut, to place a special order, or to grab a quick and delicious lunch from our deli.

We are happy to do custom cuts! Hien with Madeline, a longtime customer.

• Canadian AA+ Beef • Wild Seafood • Local Free Run Poultry • Local Free Range Turkeys • Custom Cuts • Full-service Hot & Cold Deli • British Sweets & Goods

WE TAKE SPECIAL ORDERS . . . If we don’t don t have it,, we can get get it!

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