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l a n o i Reg VOLUME 13 NUMBER 52
FRIDAY, DECEMBER 25, 2015
Stettler teens’ heads in the clouds — literally STACEY LAVALLIE WEEKENDER REPORTER When most people use the term ‘head in the clouds,’ they’re referring to an individual’s propensity for daydreaming or not paying attention. When referring to Johan Baouer and Rochelle Vogel, however, the expression is quite literal. Johan, 14, and Rochelle, 15, are both pilots, with each completing their first solo flights on Nov. 21. While neither are the youngest to complete such a feat at their age, it’s not the most common thing to see young pilots. Fourteen is the youngest age a pilot can earn their basic flying licence. Both can only fly with an instructor or alone, at least until they’re 16 and earn their recreational licence, which would allow them to fly for pleasure, with company. Both Johan and Rochelle’s fathers are from South Africa, and were pilots there. Johan’s father has already earned his licence to fly here in Canada, while Rochelle’s is currently working on his. “My father took me up once,� Johan recalled. “I really liked it, and he let me take the controls, and I knew I wanted to fly.� Like Johan, Rochelle has flown with her family and found happiness amongst the clouds. The two families pooled
their funds and purchased a Piper 140 cherokee, which Johan dubbed “a bit of an ugly duck, but with a good heart.� Since purchasing the plane, the family’s worked on upgrading the essentials, leaving the ugly duckling with its less attractive colouring — for now. “Eventually she’ll grow up into adult feathers,� Johan said. The two started flight training in May of this year, under the watchful tutelage of Denis Stoez, who is based out of Hanna. Stoez travels to several small communities in the area, teaching at the small airports which were built all across the province in the 1960s. The training consists of book learning, practical learning and, of course, hours in flight with the instructor. All of this must be completed to the instructor’s satisfaction before the solo flight can be attempted. Leading up to that fi rst fl ight, both Johan and Rochelle admitted to some nerves, though once they were seated inside the Piper, the nerves went away. “It went very, very decent,� Johan said of his flight, which took place first. “It was cold with a slight crosswind.� When Johan had landed and got out of the cockpit, Rochelle said her “stomach wrenched,� but once
Contributed photo
Johan Baouer, 14, and Rochelle Vogel, 15, are pictured on the wing of their Piper 140 Cherokee the day the duo completed their solo flights.
inside the cockpit, going through the checklist as she had gone through it many times before, her nerves settled at the comfort of the familiar routine. One thing the two newly-minted solo pilots did was follow their checklists to the letter, something they will do every flight, every time. “It becomes dangerous if it becomes second nature,� Johan said. “That’s when accidents happen.� Both families are very proud of their young pilots. “It’s pretty rare to have kids so young get their licences and solo flights,� Phil said. “I’m glad to have
kids with such gumption.� Even though Johan’s not his son, Phil included him in his flight-family. Stettler’s airport is a popular venue for training, though that’s because of an error in building, Phil Vogel, Rochelle’s father, explained. “Way back in the ’60s, the province built all these airports,� he explained. “It opened up the province. But most runways are built in the direction of the wind, so pilots have the wind at their backs as they land.� In Stettler Airport’s case, the runway is built so the wind blows across the runway rather than with it, the wind bufet-
ting and pushing planes as they land. Fortunately, the wind isn’t so strong that it constitutes more than a minor problem, but it gives pilots a chance to practice if they land in Stettler. “Lots of people come here specifically to practice that,� Phil said. The elder Vogel, who by profession is a doctor, said that community airports are very important, and if people don’t use them the communities they serve could be at risk of losing them. STARS is mostly known for its helicopters, which swoop in at collisions and land at hospitals, or help ferry the critical-con-
dition patients to larger institutions. However, STARS also has a small fleet of planes which are used to transport people whose medical condition makes helicopters too small. An example of that, Phil noted, is premature birth. “The helicopter is too small to fit all the equipment for a premature baby,� he said. STARS will fly in and meet an ambulance at the airport, where the baby will be flown to a larger centre, like Calgary or Edmonton. As for the two teens, whose heads are stuck in the sky, they’re hoping to keep flying for a very, very long time.
2 THE WEEKENDER
FRIDAY, DECEMBER 25, 2015
‘Tis the season for charitable gifting We Canadians have a strong tradition of donating to charities. Unfortunately due to government funding cutbacks, the amount of public funding going to charities has been dramatically reduced. This leaves many charitable organisations scrambling for adequate funding in order to cope with the demands of our aging population and ever escalating operational costs. When gifting to a charity it’s important to make sure they are registered with CRA so that you get a legal tax receipt with their registration number on them. To confirm a charity is legitimate you either can call CRA at 1-800-267-2384 directly
or visit their web site at: cra-arc.gc.ca/chrts-gvng/ lstngs/menu-eng. It’s important to be aware of the “tax-sheltered” donation scams out there, such as gifting trust arrangements, leveraged cash donations and buy-low donate-high arrangements, so once again it’s important that you check these out. For a gift to charity to obtain special tax considerations it must qualify as a “voluntary transfer of property without valuable consideration”. In other words, when made by an individual or a corporation, it must be done so without the expectation on receiving something in return. Property under this definition
usually falls into one of the following categories. Cash, gifts in kind such as stocks, bonds and real estate, certified cultural property such as works of art, historical or other cultural artifacts, or proceeds of life insurance can usually gifted to charities. When gifting publicly traded securities, mutual funds or segregated fund contracts in
kind, the charitable donation receipt reflects the value on the day of transfer and the capital gain inclusion at that time is reduced to zero. Registered plans (RRSPs or RRIFs) can be paid out to a charity. This can be an attractive option, as the executor can ask for a charitable donation receipt from the charity for the amount of the dona-
tion. One advantage of this is that the donor retains control of the investment contract while they are living, and if they change their mind they can change who gets the benefit. A life insurance policy can be owned by the charity or be transferred to the charity while the donor is still alive. Or the insurance proceeds can be donated to the charity on death. These provide different tax-saving scenarios, depending on whether you want the tax deduction while you are living or would rather save the tax saving for your estate. Another option that may be attractive to some
people are charitable gift annuities. These provide an immediate gift of cash to the charity while still providing the donor with a guaranteed amount of income for a set number of years or for life. There are plenty of options with charitable gifting. It’s important to consult with a qualified financial professional, your lawyer and accountant to ensure that you can come up with the best gifting solution to suit your philanthropic gifting requirements. There is no one-size-fitsall. With many options to choose from, a personalized gifting strategy can be custom designed to suit your needs.
Majority of millennials say they are clueless about investing Young women are less confident investors than young men FROM CNW Close to 70 per cent of millennials invest their money, but the vast majority of them - whether they invest their money in the markets or not - say they are clueless
Mart
Stettl
uct er A ion
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n c e 19 5 3
SALE DATES Phone (403) 742-2368
Regular Sales ~ Tuesdays - 9 a.m. website: www.stettlerauction.ab.ca Box 1238, Stettler, AB
Note: Online bidding and viewing each sale at 11 a.m. see stettlerauction.ab.ca Holiday office hours Open: Wednesday, Dec. 23 & Wednesday, Dec. 30 Tuesday, January 5
FIRST REGULAR CATTLE SALE OF 2016 Tuesday, January 12
REGULAR CATTLE SALE HEARTLAND BUSINESS PARK Highway #12 - east Stettler NOW SELLING Commercial Properties - Highway Frontage Fully Serviced - The work is done! Smaller lots available. Price incentives to early buyers. Central Alberta’s gateway to the east Call Jim or Greg - 742-2368 for full details!
Panels, wind fence, feeders, mineral, salt for sale. Can pre-order before year end. Samples for viewing. ENJOY YOUR HOLIDAY SEASON! For all your needs phone 403-742-2368
Stettler Auction Mart (1990) Ltd. Lic. #00354 Auctioneers: Allen McMillan Dick Creasey Greg Johnson Scott Douglas Terry Silbernagel Office Administrator: Lona Benjamin Sales Reps: Greg Hayden - 403-740-9610; Jim Abel - 403-740-9609; Brad Lohr - 780-679-5500; Dick Creasey - 403-740-9434
about investing, admitting they lack financial knowledge and investing confidence, finds a new CIBC poll of Canadians aged 18-34. “While it’s good to see that so many millennials recognize the importance of investing to build their net worth over time, our poll clearly shows they need help,” says Sarah Widmeyer, Managing Director and Head of Wealth Advisory Services, CIBC. “Their lack of knowledge is making them vulnerable to many common investing mistakes.” Key poll findings include: • 67 per cent of Canadians aged 18-34 have investments, including stocks, GICs, bonds and mutual funds • 82 per cent don’t feel they have enough financial knowledge about investing • Of those who invest, • 41 per cent say they don’t get the returns they expect • 28 per cent find it hard to develop a long-term investment strategy • 21 per cent say they find it difficult to time the market “Young investors often think the best way to build wealth is to chase stocks, but it’s virtually impossible to time the market,” says Ms. Widmeyer. “In reality, it’s all about getting into the habit of putting money aside on a regular basis, choosing good quality investments and sticking to your long-term plan.” More than half of young women lack confidence While confidence runs low among millennial investors generally, young women are even more hesitant when it comes to investing: • More than half (58 per cent) of women lack confidence when it comes to investing, compared to only one third (36 per cent) of men. • 61 per cent of women have investments, compared to 73 per cent of men. “We clearly see a gender gap among millennials,” says
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Ms. Widmeyer. “We need to make sure children grow up to be financially fluent, and girls need to be part of that conversation.” Investing 101 for beginners The third (33 per cent) of millennials who aren’t in the market cited a lack of financial knowledge and the fact that investing “intimidates” them as the primary reasons they haven’t begun to invest. The other major reasons they cited were not having any money left at the end of the month and putting other financial priorities first, such as paying down debt or saving to buy a home. For young Canadians struggling with investment decisions or wondering how to get started, Ms. Widmeyer offers the following advice: Start small: Just putting away a little bit of money each month can get you into the habit of investing. Automate your monthly investments, even if it’s as little as $50 or $100. Time is on your side and returns will compound over the years. Have a personal investment plan: Once you get into the habit, draw up a long-term plan. Ask yourself how much you can invest every month, what your expectations on return are, and what type of investment will help you achieve it. Know your risk tolerance: Many investors have overly optimistic assumptions about how much risk they are willing to take. Define a realistic level of risk you are willing to take and ride out volatility. Don’t put all your eggs in one basket: The key to reducing risk in your portfolio is to diversify your investments across asset classes, countries and industries. Don’t chase performance: Finding the right time to buy and sell is almost impossible. Instead, invest a fixed-dollar amount in the same equity on a regular basis. Stay in for the long game, because the impact of market volatility on your investments decreases over time.
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FRIDAY, DECEMBER 25, 2015
THE WEEKENDER 3
How to host an eco-conscious holiday event Many families anticipate holiday gatherings for months. Such gatherings bring together friends and family members who may not see one another much throughout the year. Food tends to be plentiful at holiday gatherings, so it should come as no surprise that the holiday season generates a good deal of waste. In addition, energy consumption is high during the holiday season. The United States Environmental Protection Agency says household waste generally increases by 25 percent between Thanksgiving and New Year’s Day — equalling about 1 million extra tons of waste. The Worldwatch Institute states that the same period of time generates three times as much food waste as other times of the year. Making the holiday
season more sustainable does not mean families must give up their cherished traditions. Here are several tips to help make your holiday celebrations a bit more eco-friendly. • Cut down on packaging. When shopping, seek items that are minimally packaged or shop at retailers that offer package-free products. Packaging accounts for a considerable portion of the trash that ends up in landfills. Shopping at local stores and craft fairs can help you avoid too much plastic packaging. • Decorate with efficient products. Making a home look festive is part of many families’ holiday celebrations. Opt for LED holiday lights, which last longer and use a fraction of the energy of traditional lights. Use soy or beeswax candles and incorporate as many natural items, such as
fresh evergreen boughs, branches and berries, as you can find in your decorations. • Shop smart. Shop at food stores that stock local products so foods do not have to travel great distances to reach your table. Take advantage of local farm stands and other vendors that pop up in the autumn. Remember to bring reusable shopping bags with you on any shopping excursions so you can reduce your reliance on paper and plastic bags. • Reduce food waste. People often cook extra food for the holidays out of fear of not having enough for guests. But leftovers often end up going to waste. Use planners to determine how much food to cook for the number of guests you will be having. Keep portion sizes healthy by selecting smaller dinner plates and providing
foods that are hearty and will fill guests quickly, such as rich proteins and complex carbohydrates. When the meal is done, promptly wrap up leftovers so they don’t spoil. • Use reusable dishes. Avoid paper and plastic dishes, instead opting for ones that can be used again and again. Take out your fine china or a festively patterned service set to use. Keep the dishwasher empty so that you can load it up with dirty dishes and run a full load to save even more energy. • Reuse gift wrapping and accessories. Save wrapping paper and other decorative paper products to use as gift wrap at a later date. Keep a container full of bows and ribbons that are still in good condition as well. Gift bags can often be used several times before they begin to exhibit signs of wear and tear.
Reusable bags, local foods and recyclable gift wrap are just a few of the many ways to make the holiday season more eco-friendly.
Heart-healthy foods for the year ahead According to the National Center for Health Statistics, heart disease is the leading causing of death in both men and women. Certain factors beyond an individual’s control, such as family history and age, affect his or her risk of developing heart disease, but men and women are not helpless against heart disease. Diet can be a friend or foe with regard to heart disease. A bad diet may elevate a person’s risk for high blood pressure, heart attack or stroke, while a diet rich in heart-healthy foods can lower that risk. The following are a handful of heart-healthy foods for men and women who want to begin the new year on a nourishing foot. • Raisins: Researchers from the Louisville Metabolic and Atherosclerosis Research Center found that consuming raisins three times a day may significantly lower blood pressure among individuals with mild increases in blood pressure. Raisins can help combat the growth of a type of bacteria that causes gum disease, which few people may know is linked to heart disease. In lieu of reaching for cookies or potato chips come snack time, opt for heart-healthy raisins instead. • Salmon: Though its label as a fatty fish may lead some to question its nutritional properties, salmon is rich in omega-3 fatty acids, which can decrease a person’s risk of developing
Regularly consuming raisins may help lower your blood pressure. an abnormal heartbeat (arrhythmia), slightly lower blood pressure and slow the growth of atherosclerotic plaque, the buildup of which can contribute
to heart attack, stroke or even death. Albacore tuna, herring and lake trout are additional examples of hearthealthy fatty fish.
• Whole grains: Whole grains help men and women maintain healthy weights while lowering their risk for heart disease, making them perfect dietary additions for anyone who resolves to lose weight and protect their heart in the year ahead. According to the American Heart Association, whole grains, such as whole wheat, oats/oatmeal, rye, barley, and brown rice, are great sources of dietary fiber, while refined grains like white rice and enriched bread contain little fiber. That’s an important distinction, as dietary fiber can improve blood cholesterol levels and lower risk of heart disease and stroke. • Tomatoes: Researchers at Boston’s Tufts University analyzed more than a decade’s worth of data in an effort to discover the effects of lycopene, which is the antioxidant responsible for giving tomatoes their familiar red color, on the cardiovascular system. They ultimately discovered that people who regularly consumed foods with lycopene over an 11-year period reduced their risk of coronary heart disease by 26 percent. The lycopene found in tomatoes may be even more accessible when they are cooked. Aspiring to eat healthier is a goal for many people come the dawn of a new year. For more information about heart-healthy foods, visit www.heart. org.
4 THE WEEKENDER
FRIDAY, DECEMBER 25, 2015 I help my grandma bake and make my siblings school lunches. As all children do I have my moments of being not so good but I have more good than bad, and I am 3 years old. For my special presents I
Dear Santa My name is gavin Copeland. I have been good/bad at different times. I promise to be good from now on. I would like a iphone 6 and a ipad mini and a BB gun please and thank you. sincerely gavin Copeland hope you come have a nice trip To Santa my name is Lili copeland and I promise to do my chores and listen to my mommy and Daddy and I promise to be nice to my brothers and sister. I would like a ipad, LPS and a new stuffy please. I cant wait to see on Christmas. Love, Lili Dear Santa My name is Emma Copeland. I have been good/ bad at different times, the good part is that I‛ve been helping around the house and helping my parents with
was hoping that you would bring me .. 1. air plane, 2. remote control monster truck, 3. cars. I promise to be a good boy and show you I deserve these from you! Thank you and lots of love Lachlan
babysitting, unloading the dishwasher, the bad Part is that I have been copping attitude & fighting with my siblings but I was wondering if I could get a present not of greed but of family ways like I promise I‛ll be good from now on. 1. LPS (Littlest Pet Shop) 2. Instax mini 8 camera 3. Laptop I hope you are having fun getting ready for your big trip around the world & I will be leaving milk & cookies and carrots for the reindeer. Love: Emma Thank you & Merry Christmas Dear Santa Hi it is Lachlan Copeland. I was wishing that you would be kind enough to bring me something special for Christmas. I think I have been a good boy most of the time. I help my mom and dad do things around the house.
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FRIDAY, DECEMBER 25, 2015
THE WEEKENDER 5
Save energy with holiday decorations The holiday season allows people to transform their homes into wonderlands of lights, garlands and poinsettias. Each family has its own holiday traditions, and decorations are a part of many of those traditions. Decorations might be awe-inspiring, but those that include lights often lead to substantially higher energy bills. Fortunately, there are ways for homeowners, whether they prefer subtle displays or more over-the-top arrangements, to save money and still celebrate the holiday season in style. • Switch to more efficient lights. A great way to ensure holiday displays consume less energy is to change the bulbs being strung. Incandescent lights can use 80 to 90 percent more energy than LED lights. Gradually replace older light strands with newer, energy-efficient LEDs. Not only do LEDs require less ener-
gy, but they also can last longer than incandescent bulbs, meaning you won’t have to replace them as frequently as more traditional bulbs. Furthermore, lower wattage usage means you can attach more strands of lights together safely. • Use timers. Timers can be set to turn lights on and off at specific times, ensuring lights aren’t turning on during the daytime or being left on into the night by forgetful homeowners. Timers also are a good safety precaution. A dark house that is normally lit up can advertise to thieves that no one is home. When lights turn on with a timer, it will create the illusion that it is business as usual in your residence. • Use homemade decorations. You also can save energy and money by recycling materials into holiday décor. Trim branches from trees and use them in vases for an instant wintry look. Prune an evergreen
on your property and make your own wreath with some wire and twine. Shop yard sales for gently used decorations that still have years of utility left. Sew ornaments from scraps of fabric or clothing that no longer fits. Each of these ideas reduces reliance on manufactured decorations that consume energy during production and fuel while being transported from factories to store shelves. • Rely on extension cords. You can extend the length of displays without using more lights by spacing out light strands with extension cords. Intersperse spotlights to add attention to key elements of your display as well. • Turn off interior lights. If a Christmas tree is illuminating a front window, turn off the lights in your home, as the tree may provide enough light to make a living room or den extra cozy.
OPEN 9:00 am to 6:00 pm Boxing Day SnapTops 42-pc set #42-2951
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6 THE WEEKENDER
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$5000 REWARD leading up to or for the Ànding of 14 missing simmental cows and 13 calves. Cows have a brand of TLX on the left rib and also possibly a brand of PG (‘G’ is backwards) on the left rib. Calves are probably unbranded. Went missing in Alliance/Sedgewick area. Phone 780-386-3745 or 780-888-1258.
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Cameron Bay Holdings SEASONS Inc. o/a McDonalds’s in GREETINGS Ponoka and Red Deer BIG STRAPPER (Gasoline Alley East and AUCTIONS West) is now hiring full at The Moose Hall, time and part time Food 2 miles south of Ponoka Service Supervisors. on Hwy. 2A. Wages are between Resuming weekly sales $13.95 to $16.00 per hour, Wed. Jan. 13, 2016. depending upon experiAntique sale ence and qualiÀcations. CLASSIFIEDS Sell it Best! To Candidates must be able 1st. Sun. of Month place your ad phone 1-877- to work a variety of shifts Feb. 7, @ 1 pm. 223-3311 and have 3 to 5 years preTO BOOK YOUR SALE vious experience. Must be CALL 403-782-5693 or able to supervisor up to 20 403-304-4791 crew. Part-time applications will be accepted from Check website for full listings Canadians and Permanent www.bigstrapperauctions.net Residents. Apply in person 4419 Hwy 2A, Ponoka, 37479 Hwy 2, Red Deer, and 37428 Hwy 2, Red Firewood Deer or email resume to cbay22@telus.net or fax to FIREWOOD, 403-783-4251. PINE & BIRCH 4.5 kms. West of Stettler Call 403-323-0744
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2010-2210
Suites
For Rent #3000 - #3200 Acreages/Farms ..............3010 Houses/Duplexes ............3020 Condos/Townhouses........3030 Manufactured Homes ......3040 Four Plexes/Six Plexes ....3050 Suites ..............................3060 Cottages/Seasonal ..........3070 Roommates Wanted ........3080 Rooms for Rent................3090 Motels/Hotels ..................3100 Offices ..............................3110 Stores/Commercial ..........3120 Industrial ..........................3130 Warehouse Space............3140 Garage Space..................3150 Storage Space ................3160 Land ................................3170 Pasture ............................3180 Mobile Lot ........................3190 Misc. for Rent ..................3200
Wanted to Rent #3250 - #3390 Acreages/Farms ..............3255 Houses/Duplexes ............3260 Suites ..............................3270 Rooms..............................3280 Manufactured Homes ......3290 Housesitting Wanted ........3300 Garage Space..................3310 Storage Space ................3320 Stores/Commercial ..........3330 Office Space ....................3340 Industrial ..........................3350 Warehouse Space............3360 Resorts & Cottages..........3370 Pasture/Land....................3380 Mobile Lot ........................3390
Houses/ Duplexes
3020
BEAUTIFUL cottage $700/mo., plus utils., in Halkirk, AB. on large lot, 2 bdrms, newly reno’d 780-583-2380 GREAT SNOWMOBILING AND ICE FISHING Buffalo Lake/Rochon Sands Lakefront, extensively renovated, 3 bdrm. 2 full baths, 5 new appls, extra large lakeside deck/backyard, no pets, n/s, SD, 20 minutes from Stettler, AB. Ref’s Req’d. Avail. now. 1-403-742-0024
3060
BEST RENTAL VALUE IN STETTLER 1 & 2 Bedroom, furnished kitchenette suites. All utilities, cable, internet. Avail. immediately Kimberly 403-690-5828
Condos/ Townhouses
4040
Need to Downsize? Brand New Valley Crossing Condos in Blackfalds. Main Áoor is 1,119 SQ FT 2 Bdrm/2Bath. Imm. Poss. Start at $219,900. Call 403-396-1688.
Manufactured Homes
4090
Real Estate #4000 - #4190
Realtors & Services..........4010 Houses for Sale................4020 Houses Wanted ................4030 Condos/Townhouses ........4040 Acreages ..........................4050 Acreages Wanted ............4060 Farms/Land ......................4070 Farms/Land Wanted ........4080 Manufactured/ Mobile Homes ..................4090 Income Property ..............4100 Commercial Property ......4110 Industrial Property ............4120 Cottages/Resort Property ..4130 Businesses for Sale..........4140 Buildings for Sale ............4150 Lots for Sale ....................4160 Out of Town Property ......4170 Investment Opportunities ..4180 Mortgages Bought/Sold....4190
DOUBLEWIDE mobile home in Erskine, 1,479 sq. ft., 3 bedrooms, 1 1/2 bathrooms. Recently renovated & upgrades, covered deck, RV parking. 403-742-5868.
Public Notice #6000 Public Notices ..................6010 Special Features ..............6050
HOW can you make your phone ring and make some quick cash? Place your ad here . . . Phone 1-877-223-3311
Welcome Home! Celebrating the birth of your child? Share your happy news with family & friends with a special announcement in the Classifieds “Announcement” section.
HOUSE for rent in Stettler. 2 bedroom with yard. Small dog or cat ok. $800 monthly. Available Jan. 15. Call 403-742-6467.
Condos/ Townhouses
3030
New Blackfalds Condo. 2 Bdrm/2 Bath. Main Áoor & 2nd Áoor options avail. 2 powered parking stalls. Rent $1,400. Pets negotiable. Ask about rent incentives. 403-396-1688.
1-877-223-3311 CLASSIFIEDS
FRIDAY, DECEMBER 25, 2015
THE WEEKENDER 7
Ways to stay healthy this holiday season With the holiday season upon us, many people’s schedules are hectic once again. There are social events and family gatherings to attend, shopping ventures to make, and decorating to be done. While fun, the holiday season can be a time of added pressure, which leads to stress and other unhealthy situations. At a time when you want to be at your best, stress can affect your physical well-being. The American Psychological Association says the hustle and bustle of the holidays has psychological consequences for some people. More people are inclined to feel that their stress increases, rather than decreases, around the holidays. The National Institute of Mental Health says chronic stress can lower immunity and cause excretory, digestive and reproductive systems to stop working properly. Stress also may cause you to eat unhealthy snacks to cope, and that can lead to unwanted weight gain. Stress is not the only potential health hazard that can arise around the holidays. A greater number of parties expose you to an abundance of foods and drinks you may not consume on a regular basis, and that can lead to a lot of mindless eating. Weight gained during this time of year can be difficult to shed come January, when colder temperatures challenge many peoples’
motivation to exercise. Also, social settings put you in close contact with a greater number of people, potentially increasing your exposure to germs. You can still feel your best during the holidays. Follow these tips for maintaining a healthy mind and body. • Get the flu vaccine. The flu vaccine can protect you against various strains of the flu. Get a flu shot before the holidays so you are ready for cold and flu season. • Carry disinfecting wipes. Germs can linger on surfaces long after an infected person has come and gone. Studies from researchers at the University of Arizona in Tucson have found the flu virus — and even the antibiotic-resistant bacteria MRSA — on airline tray tables. Buses, trains and doors all may be harboring germs. Wipe down surfaces with disinfecting wipes and allow them to air-dry before touching them. This can help you avoid coming into contact with germs. • Balance your activities. It can be tempting to overbook your schedule with a ton of activities, but this may ultimately prove stressful. Leave days open to relax and do things you want to do, such as viewing Christmas light displays or even just unwinding at home with a good book. Try delegating some tasks to others in the household so you don’t take on too much responsibility.
• Keep up an exercise routine. Don’t stray too far from your exercise schedule. You may have to move workout times to free up other time later in the day for shopping or parties. Early morning is a good time to exercise because it gets you moving first thing in the morning and might even encourage you to hit the sack a little earlier each night, ensuring you get all the sleep you need. Exercise also can improve energy levels and relieve stress.
• Don’t focus on food. Focus more on enjoyable activities that keep you moving rather than always being seated around the table for a big meal. Save indulgences for one or two treats on the holidays and eat sensibly otherwise. • Talk to someone. If the holidays have you feeling blue, talk to a friend or family member. If you need more professional support, find a social worker or psychologist that can help you work through stress and other feelings.
Teach kids financial lessons for the new year At the dawn of a new year, many adults resolve to make positive changes in the year ahead. But New Year’s resolutions aren’t exclusive to adults. In fact, New Year’s resolutions provide a great opportunity for parents to teach their kids about setting goals and maintaining the discipline necessary to realize those goals. Many adults express a desire to save more money when making their New Year’s resolutions. Parents who want to instill financial responsibility in their children and encourage youngsters to save money right alongside mom and dad can do so in various ways. • Start giving kids an allowance in return for doing their chores. A great way to teach kids about money management is to give them an allowance in return for doing their weekly chores. This teaches kids that they must earn their money and also
teaches them to budget. Resist the temptation to give kids extra money or advances on their allowances, as doing so can compromise the lesson that kids need to budget. • Encourage kids to establish specific financial goals. Kids can benefit just like adults by setting specific financial goals. If kids have their eye on a new gadget or gaming console, encourage them to create a savings log that tracks how much they’re saving each week and how close they are getting to reaching their goal. As kids’s balances increase and they get closer to their goal, they may grow just as excited as adults do when they see their investments perform well. • Match kids’ contributions. Another great way to encourage kids to save money is to match the deposits they make into their accounts. Whether it’s teenagers saving for their first car or young-
er kids saving for a new bike, kids may be more likely to save if they know their contributions are being matched. Parents can explain that matching is not just for kids, as many moms and dads benefit from employers who match their retire-
ment contributions. • Let kids make mistakes. Everyone makes mistakes, especially when it comes to money. Many adults feel the best financial lessons they learned were a byproduct of a mistake they made that forced them to reexamine
their approach to money. Letting kids make financial mistakes now may help them avoid bigger and more costly mistakes down the road. • Teach impulse control. Another valuable financial lesson parents can instill in their kids is controlling
their impulses with regard to spending. Many adults exercise impulse control by waiting 24 hours to make purchases. In this scenario, adults who see something they like online or in-store that they did not intend to buy will wait a day after seeing the item before deciding whether or not to purchase it. That 24-hour waiting period often prevents people from buying products they don’t need. Kids can benefit just as much from following this guideline. In the interim between seeing the item and deciding whether or not to buy it, discuss with kids the pros and cons of buying the item. This can teach them to carefully consider each of their purchases, making them more responsible consumers for the rest of their lives. New Year’s resolution season provides a great opportunity for parents to impart valuable financial lessons to their children.
8 THE WEEKENDER
FRIDAY, DECEMBER 25, 2015
Night Before Night Before Christmas and Boxing Week Specials!!!!
AT PFEIFFER HOUSE OF MUSIC Locally Owned & Operated CELEBRATING 48 years in Business!
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Secrets of finding inner strength for entrepreneurs Sometimes, you’d just like to run home. It’s quieter there. No noise, no crowds, no networking or small talk. You’re a private person in a world seemingly filled with extroverts – which makes things difficult when you’re trying to start a business. So how can you work around your need for solitude while you also need to work? Read “The Introvert Entrepreneur” by Beth L. Buelow. It’s a good start.
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These specials start on Dec. 23rd and will continue through til the New Year.
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Enter to win a free draw for two tickets for a trip on Prairie Steam Tours – a value of $200! Draw starts at 9:30 a.m. on Dec. 23rd and the name is drawn at 9 p.m. on Dec. 23rd! 5019-50th St. Thank you! To our many loyal customers over the years who have shopped in our store!!
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TERRI SCHLICHENMEYER People know you as somewhat of a loner. You don’t mind going solo; in fact, you rather prefer it but you can’t: you have a business to run, which creates its own challenges. Crowds are “draining,” but networking is essential. Self-promotion seems like bragging. You like to think things through carefully, but your business needs quick answers. Yep, like Bill Gates, Michael Jordan, and Warren Buffet, you’re an introvert. The good news is that, also like them, your strengths as an introvert can actually enhance your entrepreneurship, while the obstacles you perceive could, with a little proper effort, become assets. To begin, understand the “true definition” of introvert, and know where you stand within it. You may be surprised to see that you have attributes that lie on the extroverted side of “the spectrum,” which is normal, says Buelow. The thing to remember is that “slapping a label on you” isn’t what it’s all about. Open up when communicating by knowing your strengths (introverts are wonderful listeners) and recognizing your chal-
lenges (we’re not always good at self-promotion). Embrace fear and remember that it “serves a purpose”; trying to be fearless teaches us nothing and besides, it’s “Hogwash!” Know your FUDs (“fear, uncertainty, and doubt”) because they represent “something that wants attention.” Learn to determine what’s a true fear, and what’s just a discomfort; one is “unalterable,” while the other can be worked through. Understand that selling is not incompatible with introversion. Embrace social media; it may be an introvert’s best tool. And finally, learn to network. “If you have to [do it] anyway, you might as well find a way to make it less painful and more profitable.” As an introvert entrepreneur (note to my editors: Yes. Me!), I was eager to read this book. How can I change my stick-close-to-home tendencies in order to grow my business? The answer was in “The
Introvert Entrepreneur,” but it took some digging. There’s a lot of common knowledge in author Beth L. Buelow’s words, and it’s mixed in with advice from other entrepreneurs, as well as from Buelow herself. If you’ve been around the business block a time or two, that found-in-every-entrepreneurial-book-ever-printed information won’t help you much. The good stuff comes when Buelow goes past the superficial and into the real work of doing business as an introvert. There – especially in the chapters on fear and networking – are the reasons why I think this book is worth having. In the end, I found what I truly needed here and, particularly if you’re an introverted business newbie, I think you will, too. For you, “The Introvert Entrepreneur” is a home run. “The Introvert Entrepreneur” by Beth L. Buelow c.2015, Perigee $15.95 $20.95 Canada 272 pages