TRUST ME TO HELP YOU GET THAT NEW MOTORCYCLE OR RV !

ride in the rain, but beware there is a “storm” heading our way called HIGHER TAXES. Former US Comptroller, David Walker, has predicted that taxes will double by 2030 if things continue the way they are. We already know the Trump Tax Cuts are scheduled to go away in 2026 if Congress does nothing. For the last 20 years, we have enjoyed the lowest tax rates ever. Believe it or not, tax rates in the past have been higher than 90%. What’s that old adage, those that don’t study history are destined to repeat it?

As the worker-to- retiree ratio continues to drop (Baby Boomer Era), the solvency of Social Security, Medicare and other entitlement programs have been placed in jeopardy. You see, when The Social Security Act was passed into law, the official retirement age was 65 and average life expectancy was 62. At that time, there were an astounding forty-two workers putting money into Social Security for every one person taking money out. Now, that same worker to retiree ratio has dropped to 3 to 1 and is continuing to fall.

Fellow bikers, the US has trillions of unfunded obligations. 92 cents of every tax dollar are spent on Social Security, Medicare, Medicaid and interest on debt. Often, clients mistakenly think they will be in a lower tax bracket in retirement. This is likely not true, since most deductions and credits will be gone (some examples include, mortgage interest, children, retirement plan contributions). Further, did you know that Required Minimum Distributions (RMD’s) can put some in a higher tax bracket?

As crazy as things are now, you need to start planning now to lower your tax bracket in retirement. Taxes in fact are on sale now!

Come to Gator on Saturday, August 19th at 10:00 am and ask us how, plus learn additional strategies to boost your retirement income. Don’t get mislead by bad advice and get stuck paying higher taxes on Social Security, due to provisional income.

Many Americans are surprised to find out they are in a partnership with Uncle Sam on their retirement savings. They mistakenly believe that all the money in their retirement account is theirs. When in fact, many IRA’s, 401Ks, etc. are just an IOU to the IRS for a

TAX AMOUNT nobody can predict. What a frightening reality that is! These life-changing subjects, in addition to questions about MEDICARE and SOCIAL SECURITY, will be answered on Saturday. I am a Certified Senior Advisor (CSA)®, and with me on Saturday, I will so have a special guest who is a National Social Security Advisor (NSSA)®.

Did you know that greater than 90% of Social Security beneficiaries have not maximized their Social Security benefits? What an amazing fact that is!

I have helped numerous bikers over the years; many of them famous people you would know. They all agree that when you’re wearing a motorcycle helmet, people don’t know who you are, so they just wander around and love it. Maybe you can guess the next celebrity turning 65 next month? He is known for saying, “You might be a biker if you recognize your friends by the sound of their pipes.”

My experience has always been that bikers are very charitable people who love giving back to the community in meaningful ways. I’m of course a fellow biker as well. For that reason and with the help of many generous people, we are offering “The Mission ONE Million” book FREE to all “Born to Ride” readers.

I along with other financial experts have watched too many people’s lives crash at the end, because they were not financially prepared. Go to my website now! It is: www.healthinsurance65. com or call 833-467-2865 and get your “Mission ONE Million” book now.

The book is for anyone wanting to get out of debt, build wealth, and create financial independence! The book retails for $24.95, but I bought your copy for you. That’s right, the book is FREE to Born to Ride readers. A Biker helping bikers, that’s what it’s all about!

-James Irwin