Janiece Rae Brewer Branch Sales Manager
This unique manual was created to alleviate many of the worries usually associated with relocating to a new area Our goal is to provide you with a guide to many essential services as well as getting you acquainted with The Queen City and surrounding areas Thank you for choosing Element Home Loans.
Founded in 1768 and named for Queen Charlotte, who was the wife of King George III of England Charlotte has a history that is rich in Gold. Charlotte was originally built at the crossroads of two Native American trading paths, which are now two major intersections known as Trade & Tryon. Charlotte situated in Mecklenburg County and affectionately known as Uptown, is the center of the nation’s 18th largest urban area. According to the Charlotte Chamber, there are more than 7.1 million people residing within 100 miles of uptown. Iredell, Lincoln, Cabarrus, Gaston, York, Union, and Lancaster counties are the neighboring counties that are rapidly evolving and prospering with the growing Charlotte population.
Our existence in the marketplace has afforded us access to a variety of highly reputable professionals and businesses This directory provides information to help acquaint you with the Queen City and the surrounding areas. As a thank you for choosing Element Home Loans, look for money saving discounts in the mail after your first application process. You can request a copy of our partner directory for professional services as the need arises.
Let us guide you to the arts, local fare, fine and casual dining, shopping, history and more Check out our Facebook page for a guide to what is happening in and around Charlotte
According to City-Data com (2019 data) the population of Charlotte was up to 885,708 Males made up about 47% of the population with females making up about 52% The median resident age was 34 years and the NC resident age was about 39 Charlotte consists of 30 zip codes with the median household income (in 2019) $63,483
Charlotte’s warm season is May thru September with highs of about 89 (weatherspark.com) and the cold season is November thru February with the daily high around 50. Over the course of the year, the Charlotte humidity level goes from comfortable to very humid. The area feels the most humidity in August. Whenever there is a chance of snowfall the likelihood is the highest in February.
The Carolinas have some of the top ranking schools; providing first class athletic programs, mac-books for students, and college preparedness According to Niche.com the top 10 school districts are: Fort Mill (SC), Union (NC), Clover (SC), Mooresville (NC), Lincoln (NC), Cabarrus (NC), York (SC), CharlotteMecklenburg (NC), Gaston County (NC) and Rock Hill (SC)
Duke Energy covers electricity for North Carolina and parts of South Carolina. Customer Service 800.777.9898 or visit: www.duke-energy.com
SCE&G covers electricity and gas for South Carolina Customer service 800 251 7234 or visit www.sceg.com
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PSNC covers gas for the Piedmont, Western, and Central areas of North Carolina Customer service 877 776 2427 or www.psncenergy.com
Water, Sewer, and Garbage services are dependent upon the county you reside in. Contact your local county office for more information.
Internet, Phone, and Cable can be provided by Time Warner (Spectrum), DirecTV, Verizon, AT&T, MI-Connection, and Windstream
Driver’s License and Auto Registration: For a list of DMV office locations and general information visit www.ncdot.gov/dmv
Voter Registration: To register to vote and other information visit www.ncsbe.gov
Postal Services: For change of address information visit the Official USPS Change of Address Form.
Carolinas Medical Center is the region’s largest hospital and Level 1 trauma center located in Charlotte, NC.
Wake Forest Baptist Medical Center is an academic medical center highly ranked in adult specialties and located in Winston-Salem, NC.
Novant Health Medical Center-Huntersville is a general medical and surgical hospital with multiple locations
Duke University Hospital also a teaching hospital is a full service hospital in North Carolina and rated among the nation’s best located in Durham, NC
Medical University of South Carolina is a top ranking medical center with a high commitment to patient safety and pediatric specialties located in Charleston, SC.
The Highland Creek neighborhood is one of the top selling neighborhoods in Charlotte Highland Creek is conveniently located between highways 77 and 85 in North Mecklenburg offering first class amenities; four pools, four parks, a sports club, a golf club, fitness center, and clubhouse. This neighborhood offers houses priced from $130,000 up to $400,000.
The Dilworth Section of Charlotte is the oldest suburb in the Queen City. Dilworth has seen a resurgence of popularity within the last 10 years, mixing historic charm with modern trends Dilworth has something for all Strolling along East Boulevard you will find trendy boutiques, gourmet food, a buzzing social scene, and charming bungalow houses. The average Dilworth single home starts around the high $600,000’s, with new condominiums and townhomes starting in the low $200,000’s.
Birkdale Village located in Huntersville, NC is a one stop shopping haven. Here you will find a movie theater, interactive fountain, Barnes & Noble, ten restaurants, over 50 retail shops, luxury living, and more.
Skybrook is a highly popular neighborhood located between Huntersville and Concord, NC, and minutes away from Concord Mills Mall. Skybrook offers ample open space, walking trails, and an 18-hole golf course. Homes in this neighborhood range from the $200,000’s to $600,000’s.
Fort Mill located in the northern part of South Carolina, between Rock Hill and Charlotte is one of the fastest growing areas in the state The town of Fort Mill also includes Tega Cay, Eastern York, and North Lancaster County Together this area is home to over 50,000 residents
Baxter Village is a popular town center in Fort Mill providing quaint boutiques, hair salons, spas, personal services, and dining options Homes in the Village area start at $200,000 and up
Tega Cay is a recreational waterfront community within York County, SC. Nestled on Lake Wylie and providing leisure for a population of more than 9000 residents. Recently named “smartest city” by online site Zippia this small town offers quality living and a top rated school district. Residents of Tega Cay often enjoy golfing, boating, parks, and various social clubs.
Lake Norman is a town where business and pleasure intersect. Known for its laid back “lake life” the area offers plenty of shopping, golfing, dining, history, boating, and NASCAR.
The Peninsula is a resort community in the Cornelius section of Lake Norman with a tennis court, pools, and local shopping
The Point is a luxurious community surrounded by the backdrop of the Lake This community offers the renowned Trump National Golf Club, a Lakefront ballroom, and the Village Square
Curtis Pond is one of the biggest neighborhoods in the Lake Norman area and the children of this community attend the award winning Mooresville Graded School District.
5555 Concord Pkwy, South | Concord NC 28027 www.charlottemotorspeedway.com
Three NASCAR Sprint Cup Series events, two NASCAR Nationwide Series races and a NASCAR Camping World Truck Series event are among the major events held on the 1.5-mile superspeedway. The Richard Petty Driving Experience and the NASCAR Racing Experience also use the track extensively throughout the year. Charlotte Motor Speedway also annually presents two of the nation’s largest car shows and swap meets, the Charlotte AutoFairs in April and September.
800 South Mint Street | Charlotte, NC 28205 www.panthers.com
The Panthers were announced as the league’s 29th franchise in 1993, and began play in 1995. Super Bowl appearances in 2003 and 2016.
333 East Trade Street | Charlotte NC 28202 www.nba.com/hornets
Founded in 1988, the Charlotte Hornets were the first professional team in Charlotte.
324 S Mint Street | Charlotte NC 28202
www.charlotteknights.com
The team, which plays in the International League, is the Triple-A affiliate of the Chicago White Sox of the American League.
2700 E Independence Boulevard | Charlotte, NC 28205
www.gocheckers.com
Minor-league professional ice hockey team based in Charlotte, North Carolina. They are members of the Central Division of the Western Conference of the American Hockey League (AHL), and are the AHL affiliate of the Carolina Hurricanes
707 Pavilion Boulevard | Charlotte, NC 28262 www.charlottemusicpavilion.com
Located in Charlotte, North Carolina, the PNC Music Pavilion (formerly Verizon Wireless Amphitheatre) serves as one of the city’s main venues for large music and entertainment performances. Originally known as the Blockbuster Pavilion, the PNC Music Pavilion Charlotte currently offers both reserved and lawn seating and can accommodate up to 19,500 spectators.
1000 NC Music Factory Boulevard | Charlotte, North Carolina 28206 avidxchangemusicfactory.com/charlotte-metro-credit-union-amphitheatre
Situated in a beautiful outdoor setting with soaring views of the Charlotte skyline, elevated lawn seating, traditional outdoor seating.
With more than 15,000 satisfied customers and many years of residential lending experience, Element Home Loans can help you through the home financing process -- whether this is your very first mortgage or your twentyfirst. Our commitment is to provide an exceptional level of service to our customers, business partners and stakeholders.
We realize that when you decide to buy a home or refinance a mortgage, it is a big step Our goal is to find the loan program that is best for you - the right mortgage with the right monthly payment Our experience ensures the smoothest home financing process in the industry
Everyone at Element Home Loans who assisted us on our loan was extremely helpful and professional. Things were moved up and you guys stepped up to the plate big time. We truly appreciate all you have done to get us into our first home. Thank you so much!!! -T. Jones
Wonderful team and experience in purchasing our new home. Everything was on time and couldn’t have been more professional and thorough. -E. Brown
We were a first time buyers and The Element Home Loans team did a great job on getting our home by helping us in every step on the way We are thankful to have them as our lender Thank you very much to make our dream come true -L McKenzie
We were very nervous about purchasing our first home and we had MANY questions but our team at Element Home Loans were always available to answer our questions and respond in a timely manner. Thank you for making such a big decision so easy for us!! -J. Wright
We really appreciate how professional everyone was and how quickly any issues or concerns were addressed. The process was extremely smooth and the Tuesday updates were great!. If we hear of anyone needing your services, we will definitely be referring them to you. Thanks for everything! -M. Stearling
I was impressed with your fast turnaround in the underwriting process. I think the fact that your website allowed for uploading helped tremendously. -F. Wallace
I truly appreciate the personal touch the Concierge provided to this experience They were great to work with, and answered my MANY questions in a timely manner I already have, and will continue to, refer anyone I talk to that is going through a home purchase or refinance to your company -W Gardner
Hamptonville www.laurelgray.com
Boonville www.sandersridge.com
With a rotating food truck schedule, the folks at Laurel Gray The Makers Kitchen at Sanders Ridge Vineyard & Winery Vineyards are pairing varied tastes with its award-winning wines (check its website for an up-to-date schedule). In addition to the food trucks, enjoy samples of sauces that come with a wine tasting such as chocolate cabernet wine sauce or chardonnay caramel sauce
Medaloni Cellars
Lewisville www.medalonicellars.com
is a shared commercial kitchen where the winery turns its produce and herbs into fresh salsas, dips, soup mixes and much more It also offers a daily mix of snacks and small plates to enjoy while you sample award-winning wines all produced from grapes grown on its 15-acre vineyard
Dobson sheltonvineyards.com
Every Sunday during the summer months, and occasionally Located down Cabernet Lane, The Harvest Grill at in the winter, Medaloni Cellars hosts different food trucks On every other day, you’re still welcome to bring your own food in Pro tip: For a bit of romance, you can also stay in one of its three beautiful, modern-rustic cabins designed specifically for couples.
Mount Airy
oldnorthstatewinery.com
Situated in a downtown 1890s mercantile building, Old North State Market at Old North State Winery offers up gourmet sandwiches, unique hot dogs, specialty pizzas, salads, and more for both lunch and dinner seven days a week The meat, cheese, and fruit trays or nachos are a great way to celebrate the spot’s wine and beer harvest with friends or for small gatherings.
acclaimed Shelton Vineyards in the Yadkin Valley features upscale dining with a bistro atmosphere Enjoy stunning views of the vineyards and kitchen garden from the patio and make it a more intimate, romantic evening in the sophisticated dining room. The menu focuses on creative bistro cuisine, artisan cheeses and locally sourced ingredients for lunch, Sunday brunch and dinner.
Home to the oldest rum distillery in the state, the Charlotte region welcomes a wealth of homegrown flavors. Tour the city’s grain-to-glass movement, and take home a bottle to share with thirsty company.
Northwest Charlotte
sevenjars.com
Before there was an ABC Commission in North Carolina, tax paid liquor was distributed over the streets of Charlotte and across North Carolina in the back of A-model Fords. Seven Jars Distillery is a direct legacy of that era – and the result of the knowledge, experience and incredible vision of Frank Ratcliffe His desire to bring quality spirits to those who wish to enjoy the finer things in life live on in our craft spirits, built on decades of experience and dedication to one goal; making people happy!
Although he passed away in 1977, Frank foresaw the eventual boom in small craft distilleries – and hid his secrets for distilling great spirits in seven mason jars buried on the family property. We didn’t find them on the first try, and in fact it took almost two years of digging before we found the “Treasure”
Mount Pleasant www.southerngracedistilleries.com
Lower South End
www.docporters.com
Southern Grace Distilleries was founded on the simple yet strongly held belief that a group of friends, through tireless effort and a relentless commitment to quality, could make world-class whiskeys in the great Southern tradition. Southern Grace was founded in 2014 in Concord, North Carolina, becoming the first legal distillery in Cabarrus County
The distillery, originally housed in the Warren Coleman Mill on Main Street, moved into an abandoned State prison in Mount Pleasant, North Carolina, over the Labor Day weekend in 2016 in order to expand production to include Bourbon. Southern Grace converted the 1929 prison dorm and the solitary confinement “Hot Box” into barrel houses where nationally awarded Conviction Straight Bourbon Whiskey is aged Named The Best Bourbon in America Under Four Years Old, Conviction goes from grain to glass entirely on the Southern Grace property.
Making beautiful, handmade craft spirits is our passion. Every drop of Doc Porter’s vodka, gin, bourbon and rye is made from scratch using locally-sourced grains from North Carolina
We believe in integrity and supporting local farmers , which is why we don’t re-bottle alcohol produced from the larger manufacturers (Bourbon or Grain Neutral Spirits). Every product we release is made from start to finish under our distillery roof, right here in Lower South End, Charlotte We’re hands-on in all steps of the process, from milling and mashing to fermentation and distillation
Charleston, the South Carolina port city founded in 1670, is defined by its cobblestone streets, horse-drawn carriages and pastel antebellum houses, particularly in the elegant French Quarter and Battery districts. The Battery promenade and Waterfront Park both overlook Charleston Harbor, while Fort Sumter, a federal stronghold where the first shots of the Civil War rang out, lies across the water.
A smaller town just outside of the larger city of Boone. Blowing Rock offers locally owned restaurants and shopping that fit any one’s interests, not to mention all the other activities around the mountain! Blowing Rock Art & History Museum has regional artwork. The vast Moses H. Cone Memorial Park is a preserved country estate with a 1901 mansion A trail from Annie Cannon Gardens leads to Glen Burney and Glen Marie waterfalls
The Outer Banks is filled with small beach towns, perfect for any family getaway! The Outer Banks are barrier islands off the coast of the U.S. state of North Carolina, separating the Atlantic Ocean from the mainland. Their open-sea beaches, state parks and shipwreck diving sites make them a popular holiday destination
Hilton Head Island is part of the Lowcountry region in the U.S. state of South Carolina. It’s known for Atlantic Ocean beaches and golf courses. The Harbour Town Lighthouse and Museum marks the southwest tip. The Coastal Discovery Museum features heritage buildings, trees and themed gardens Between the island and mainland, the Pinckney Island National Wildlife Refuge salt marsh hosts deer, alligators and birds.
The Hunger Games was filmed entirely in North Carolina. The cities in which scenes were filmed were: Asheville, Black Mountain, Cedar Mountain, Charlotte, Concord, Shelby and more!
When filming this popular movie on Grandfather Mountain, there was a scene with a road curve that Forrest walked on That same curve is named ‘Forrest Gump Curve’
During the filming of “Dirty Dancing”, one scene portrays two dancing in a lake which is a well-known Lake Lure, just outside Asheville
The home Ricky Bobby owned in the hit comedy ‘Talladega Nights’ was in Cornelius, NC on Lake Norman
The gorgeous Flat Top Manor in Moses H. Cone Memorial Park in Blowing Rock serves as the nursing home where 108-year-old Paul Edgecomb tells the story of his time as a death row corrections officer
Scenes were shot at Historic Durham Athletic Park and at spots around the city such as The Green Room bar. Although the Bulls now play a mile down the road at Durham Bulls Athletic Park, visitors can still swing by the 1926 ballpark’s famous ticket office.
The Carolina’s is home to many prestigious colleges such as UNC Chapel Hill, Duke University, and the University of South Carolina. We have colleges located all over the Carolina’s- from the mountains like Appalachian State University to the beach’s at UNC Wilmington. Check out the map below for all the great colleges that the Carolina’s have to offer!
Taste of Charlotte is a three-day food festival in Charlotte, NC. It features over 100 samples from area restaurants and various performances and activities that will surely delight the festival-goers. Aside from that, a large variety of local, regional, and national partners will provide information, coupons, and free stuff!
Admission to Taste of Charlotte is FREE. Purchase festival coins to use for restaurant samples, beverages and kid’s activities. You can purchase your coins on site at booths located throughout the festival or pre-purchase them before arriving and just pick up at a coin booth!
Located on Tryon Street, Taste of Charlotte now spans 6 city blocks from Stonewall to 5th Street. Enjoy delicious food while strolling the festival experiencing four stages of entertainment, street performances and interactive tours Taste of Charlotte truly is a fun, friendly atmosphere for all ages Come see for yourself why Taste of Charlotte is a taste of everything Charlotte has to offer
