November 7, 2014 issue 581

Page 1

The Senior Newspaper Serving Volusia & Flagler Counties For 23 Years—COMPLIMENTARY COPY

A Publication of Schillinger Enterprises, Inc. © 2014 Volume XXIII – Issue 23

November 7, 2014

Pages A-2, A-5, A-6, & A-10

Visit Us Online At: seniorstodaynewspaper.com


Page A-2—Seniors Today—November 7, 2014

A Special Reunion he Jablonskis, Terri and Frank attended the annual reunion of the U.S.S. Frank E. Evans (DD-754), on which 74 sailors died at sea June 3, 1969. Terri’s brother, Steve Kraus, was one of the survivors. Among the missing and dead were three Sage brothers. The reunion first occurred in Milwaukee in 1992 and has been held annually in different parts of the country ever since… in honor of the sailors that were on the destroyer when it was sunk. The Evans was part of the armed destroyers that gave gunfire support off the Vietnamese coast. The Fighter, (as the ship was known) was recalled to serve during the Vietnam War… to land Marines on the coast for strikes on North Vietnamese and Viet Cong forces, escort amphibious vessels to landing beaches, and provide heavy artillery support for fighting on the ground. One of the largest Naval maneuvers in history, the Southeast Asia Treaty Organization (SEATO) brought together warships from the United States, Great Britain, Australia, New Zealand, the Philippines, and Thailand. The task group sailed into the South China Sea on May 29 to rehearse surface actions, anti-submarine warfare, and carrier air actions under wartime conditions. Three times that evening and then on into the night The Evans was the rescue ship as the carrier Melbourne continued her operations. Before midnight the Melbourne called on Evans again as they anticipated landing an anti-sub aircraft about 3:30 A.M. They had two helicopters airborne at the time. As the destroyer began her maneuver, it became apparent aboard the Melbourne that something was wrong. At 3:15 A.M. the bow of the carrier Melbourne sliced through the destroyer. The Evans was cut in two and part of the ship sank in just three minutes. Steve saw it coming from his place in the signal shack. Helicopters flew all day on June 3, 1969, landing, refueling, and returning to the search area. 198 sailors were saved from the South China Sea. On board the Melbourne, the captain ordered the beer vault opened for the American survivors. Australian sailors opened the clothing store and passed out blankets. When a ship came to pick up the survivors, the Americans paused as they were leaving the ship and gave three cheers for the Aussies who saved them. The end of USS Frank E. Evans was the beginning of an enduring bond between the two crews. This year at the reunion… after each name of a sailor lost on the Frank E.

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You Name It …by Kitty Maiden

Evans was read and the bell rung, a balloon was released. As the balloons ascended, they came together and found their way to a wonderful white cloud that had an opening in the middle. It appeared to be an act of God that the balloons found their way beyond the cloud… going home. Like the two crews who'd served aboard Evans before them, the U.S. sailors had seen combat service. Yet, it’s sad to note that the names of those who died in the collision have never been added to the Vietnam Veterans Memorial Wall in Washington, D.C. Kitty Maiden is a staff writer for Seniors Today.

REDUCE YOUR RISK

OF FALLING

Dr. Biehler, DPM will perform a fall-risk screening exam, make recommendations, and dispense ankle/foot support if needed. Medicare recommends a fall-risk screening. The screening is FREE 386-252-4678. Schedule an appointment. Dr. Kent Biehler, DPM Dr. Anthony Tocco, DPM Lower Extremity Movement Specialist Podiatric Biomechanical Medical Engineer


November 7, 2014—Seniors Today—Page A-3

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Page A-4—Seniors Today—November 7, 2014

Seniors Today 360 S. Yonge, Street Ormond Beach, FL 32174 Phone: 386.677.7060 Fax: 386.677.0836 Website: seniorstodaynewspaper.com Published by Schillinger Enterprises, Inc. General Manager Bonnie Schillinger Editor Bonnie Gragg Staff Writers Kitty Maiden Peggy & George Goldtrap

Seniors Today is published and distributed free every other Friday to inform, entertain, and serve those over the age of 50. Deadlines: The deadline for advertising is Friday, 5 P.M., one week prior to the Friday publication date. Advertisements and copy: All advertisements and copy is believed to be truthful and accurate. Seniors Today reserves the right to edit, revise, or reject any advertising and/or submitted articles for publication. Advertisements are the sole responsibility of the advertiser. Advertisements and copy in Seniors Today are not meant to be an endorsement of any product, service, or individual. All editorial copy and by lined articles are the opinion of the writer and are not necessarily the view, opinion, or policy of Seniors Today. Errors and Omissions: Neither the publisher nor the advertiser are liable for mistakes, errors, or omissions. The sole liability of Seniors Today to an advertiser is to reprint the corrected ad in the next issue. Copyright Warning: Pursuant to Federal Copyright Law, all material contained within this publication which was created, designed, composed, written, typeset, imageset, or prepared in any way by Seniors Today remains the sole property of the publisher and cannot be reproduced in whole or in part without the written permission of Seniors Today. This pertains to the duplication of either advertising or non-advertising material. Notice of copyright appears on page one of this and all issues.

What’s Happening Around Town… Medicare Advantage Plans

Natural Smile Seminars

Did you know there are plans starting at $0! Attend a seminar and learn more about the Florida Hospital Care Advantage plans. No deductibles, no referrals, and more than 3,000 providers beginning December 2014! See page A-9 for times, dates, and locations. To reserve a seat and get a $10 gift card, please call 844.522.5280.

Do you have missing teeth or ill-fitting dentures? Find out if dental implants are right for you at a free patient information day. The seminars are scheduled for Thur., Nov. 13, 4 P.M. at the offices of Florida Oral & Facial Surgical Associates in New Smyrna Beach and Mon., Nov. 17 in Palm Coast. Seating is limited and light refreshments served. RSVP by calling 386.868.0741.

Free Caregiver’s Day Need a break from caregiving? First United Methodist Church of Ormond Beach is providing free Caregiver’s Day Out that includes food, fun, and special attention for care receivers. The time is from 9 A.M. to 2 P.M. on Thurs., Dec. 18 at First United Methodist Church of Ormond Beach. For information, call Sherry at 386.677. 3581, ext. 311. This is a wonderful opportunity for caregivers to have a break and know that their loved ones are being taken care of in a loving, safe environment.

Medicare Workshops Come find out how medicare works and get the answers to frequently asked questions on Dec. 2 or Jan. 6 at 10 A.M. at Great American Senior Benefits, 1930 West Granada Blvd., Ormond Beach. Seating fills fast! RSVP to 386.671.9150 or greatamericanpr@yahoo.com and leave name and date you wish to attend. Free $10 gift certificate to Gourmet Kitchen for all attendees!

WISE Programs The 2014 FALL WISE programs presented by Daytona State College Foundation’s Wisdom in Senior Education continue on the DSC campus, Hosseini Center, 1200 W. International Speedway, Daytona Beach, on Tuesdays from 2 to 3:30 P.M. Lectures for November are: Nov. 11—Major Trish Hayden & Colonel Irving Davidoff (ret.): Never Forget Our Veterans; Nov. 18—Mr. Mickey Grosman: Beating Cancer: My Expedition In South America; and Dec. 9—Music & Treats For The Holidays, Yuletide Feast Performers, & culinary demonstrations. For details and cost for seminars, call Lois Shannon at 386.788.6494.

Elder Law Clinic Randal L. Schecter offers a free Elder Law Clinic, Thurs., Nov. 13, 9 A.M. –11:30 A.M., Florida Hospital Memorial Medical Center, Daytona Beach. Clinic will be cover VA Benefits, Protecting Your Assets With Long-Term Planning, and Coping With Loss. Please call 386. 672.2550 to RSVP.

Alzheimer’s Walk

Lunch & Learn Carlton Shores Health and Rehabilitation Center is hosting a lunch and learn. Dr. Jeffrey Martin, MD, Orthopaedic Clinic of Daytona will give a presentation on Minimally Invasive Knee Replacement. Join them on Fri., Nov. 21 at 12 NOON, 1350 South Nova Rd., Daytona Beach. Lunch is complimentary. To RSVP, please call 386. 481.3126.

Cruise & Tour Show

The Alzheimer’s Association needs you! Everyone has a reason to end Alzheimer’s. Join the walk in Daytona Beach on November 15 beginning at 9 A.M. Registration begins at 8 A.M. at Riverfront Park. If you can’t walk you can still help! Your donations are greatly appreciated. Go online to act.alz.org/volusia county to register or call 800.272.3900.

Join Roseborough Travel Agency for the Elite Cruise & Tour Show, Saturday, January 18, 11 A.M. to 2 P.M. Over 6,000 in prizes, giveaways, deals, discounts, and more. Located at Victoria Garden Clubhouse, 1001 Garden Club House Dr., DeLand. Please RSVP to 386.734.7245.

Fraud Prevention Program

The Epiphany Council of Catholic Women is pleased to announce the 2014 Annual Christmas Bazaar, November 14 & 15, 8 A.M. to 2 P.M. Over 40 vendors, bake sale, plants, books, raffles, jewelry, quilts, and hand-crafted items. Great food available. Please visit the Church of the Epiphany Social Hall, 201 Lafayette Street, Port Orange.

The Council On Aging presents Avoid Identity Theft & Elder Abuse let by nationally recognized and local experts on Tuesday, November 11, 9 A.M. to 12 NOON. The event is free and opened to the public at Ormond Beach Performing Arts Center, 399 North US Highway 1 in Ormond Beach. For question or to RSVP, please call 386.615.7526.

National Family Caregiver’s Month Caring For Ourselves Through The Holidays is a free opportunity to learn more about relieving the stress of caregiving from experts in the field. Relaxing chair massages, make up, haircuts/ styling, and community resources. The event will be held on November 14, 11:30 A.M. to 1:30 P.M. at The Parish Hall, Santa Maria Del Mar Church, 915 North Central Ave., Flagler Beach. Lunches provided. Presentation by Itana, Pinasky, LCSW from Haven Hospice. Please call 386.206.9730 to RSVP.

Alaska Adventure Join Roseborough Travel Agency for a presentation on Alaska and The Yukon, Tuesday, November 11, 3 P.M. at the Wayne G Sanborn Center, 751 South Alabama Ave., DeLand. This free event will feature: Experts of Alaska & the Yukon, stunning film footage, and exclusive travel benefits. Please RSVP to 386.734.7245.

Annual Christmas Bazaar

Adopt An Older Pet Love is ageless. Fall in love with an older cat or dog during a senior pet adoption event held on Saturday, November 15 starting at 10 A.M. at the Edgewater Library, 103 West Indian River Blvd. Volunteers from the Edgewater Animal Shelter will bring adoptable pets that are looking for forever homes. For information, call 386.424.2916.

Support Group Divorce Support Receive help and support as you work and heal during a divorce. Tuesday Nov. 18, 7 P.M.—Getting Through Your Anger. Register by calling Terre Tumminello at 386.405. 4878 or e-mail at terre@ourladyoflourdesdaytona.com Grandparents Raising Grandchildren If you are needing answers or wanting support, then come to this group on the third Thursday of every month from 6-7 P.M. at First Assembly Church, 551 S. Kepler Rd., DeLand. For details, call Teresa Apgar at 386.851.0956.


November 7, 2014—Seniors Today—Page A-5

Veterans: Health Care Updates You Need To Know NAPSA ealth care and health insurance are complex for most people, but for veterans even more so. Veterans have different and unique health care options that make decision making even more challenging. If you or a loved one has served in the military, it’s important to be aware of recent health care changes and the range of health coverage options available to veterans. VA health care is the most widely known health benefit for veterans, made available by the Department of Veterans Affairs. Of the more than 21 million veterans in the United States, around 9 million are enrolled in VA, and over 5 million accessed VA care last year. However, the VA is only one of many options available to veterans and their families seeking access to health care and health insurance. The national nonprofit TCHS has developed the Veterans Health Coverage Guide to help veterans understand and successfully navigate the complexities of health care. The following overview of health coverage options, as well as detailed information on how different types of coverage interact with each other, can be found at http://bit.ly/1s5Z2hS 1. VA Health Care, put simply, provides health care services exclusively for veterans. Health services are mostly provided in VA medical facilities, although there is a regional option through Patient-Centered Community Care (PC3). VA benefits may be received in conjunction with other health insurance or as stand-alone coverage. Enrollment in VA is optional and can be terminated or reinstated. It is generally available to veterans of any age who were honorably discharged from active military service after at least two years, and reserve members who completed the full period for which they were called or ordered to active duty. Costs vary depending on years of service, income, and the nature of the care. All service-related care is free within the VA system. 2. TRICARE is health insurance provided by the Department of Defense for active-duty personnel and their families. Tricare is available to active-duty service members, military retirees (those who completed 20 years of service), and their dependents. It may be used in conjunction with other health insurance or as stand-alone coverage. To enroll, veterans must also be registered in the Defense Enrollment Eligibility Reporting System (DEERS). Veterans may enroll in Medicare or Medicaid while also receiving VA or TRICARE, but cooperation between the programs varies. 3. Employment-Based Insurance— Veterans in the civilian workforce are able to access insurance offered through their employer the way any other employee would. Employment-based insurance is the largest source of coverage for veterans under age 65. Veterans are able—but not required—to receive both employment-based coverage and VA benefits. For veterans who have both private employment–based insurance and VA, the VA can bill private insurance for the care they receive at VA facilities.

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Reverse Mortgage Save Thousands On Your New Home Purchase.

4. State Health Care Exchanges— Exchanges are new health insurance marketplaces in each state. Veterans will be able to purchase a health care plan through one of the health care Exchanges. However, an individual must be completely uninsured in order to qualify for a lower-cost marketplace plan. Enrollment in the VA Health Plan makes veterans ineligible for subsidies in the Exchange. In order to qualify for a subsidy or discount, a veteran must end enrollment in the VA plan and experience a gap in coverage between terminating VA benefits and enrolling in a marketplace plan. Should a veteran wish to return to VA benefits in the future, eligibility may change. Enrollment in the VA plan does not affect the ability of a veteran’s family to receive Exchange subsidies if they otherwise qualify. The next open enrollment period in the Exchange begins on November 15, 2014, continuing through February 15, 2015. 5. Medicaid is the largest source of medical and health-related services for people with low incomes (typically up to $12,000/$16,105 per year for an individual) in the United States. Eligibility varies by state. Medicaid is free or low cost (for co-pays), depending on income. Medicaid does not cover any health services at VA facilities, but for those with both Medicaid and TRICARE, Medicaid acts as the secondary payer. Unlike most other sources of insurance, Medicaid has no open enrollment period, which means veterans can enroll at any time. 6. Medicare is health insurance provided by the federal government to individuals age 65 and older, as well as some adults with disabilities. All U.S. citizens and permanent residents 65 and older are eligible. To ensure the lowest monthly premiums, veterans must enroll within three months before or after their 65th birthday. Medicare and TRICARE work together— there is a branch of TRICARE called “TRICARE For Life” that becomes available when you enroll in Medicare Parts A and B (basic Medicare). Medicare becomes your primary insurance and TRICARE pays for any co-insurance and deductible. Medicare and VA benefits, however, do not work together. Medicare does not pay for any care received at VA facilities, but it will cover care at a non-VA facility. For the complete Veterans Health Coverage Guide or for more information on the Transamerica Center for Health Studies, visit www.transamericacenterforhealthstud ies.org/affordable-care-act/veterans

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Page A-6—Seniors Today—November 7, 2014

Freedom’s Foxhole Friends by George Goldtrap

EXPIRES 11/24/14

EXPIRES 11/24/14

Editors Note: This column originally ran several years ago, but since then, both these brave Freedom Fighters have slipped into eternity. In view of the struggles over the display of the stars and stripes, (Cape Coral, FL), I thought it appropriate to run it again. It reminds us of the cost of freedom. Freedom is not now, nor has it ever been, free. Its price is high but its value is priceless. ecently, I was privileged to be with two WW II veterans, George H. Jones and Paul Beagle, as they renewed a friendship, forged in a foxhole, near enemy front lines in France. They wound up in Normandy, part of the 1st Army, 7th Core, 3rd Armored Division. They had ‘dry landed’ with a convoy delivering tanks, trucks, and jeeps. They joined the 181st Ordinance Battalion and were to be there for 4 or 5 days. The foxhole was home. No phone, no pool, no pets. Allied defense forces grew as hundreds parachuted in. Abandoned chutes lay everywhere. Locals gathered many, salvaging the valuable silk. Jones also picked up one and cut a scrap about a yard square. He had an urge to record history. Using an ‘indelible pencil’ he quickly secured the ‘autograph’ of each of the 50 men in his unit, including his foxhole friend, Paul Beagle. He tucked it away and preserves it to this day, a museum piece, waiting for a home. Jones was to become a tank commander. Don’t confuse that tank with today’s modern marvels of armor plating, electronic sentry and power weaponry. WW II M4 tanks were little more than rolling artillery. At 40 tons they were tiny by comparison. They had an 85 gallon gas tank filled using individual 5 gallon gas cans. At 2 gallons to the mile, a 50 mile day was a big deal not often accomplished. They carried a 76mm long barrel cannon, a machine gun, and whatever side arms the crew had available. They were noisy, uncomfortable, and lacking armor plating, highly susceptible to enemy fire. For these American soldiers, a tank served as transportation and home away from home. If they took a direct hit, (A German anti-tank shell could literally tear through both sides of the tank housing), the tanks could become infernos from which there was little chance of escape. Tanks were a valued part of the assault but sitting in one didn’t assure safety.

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Happy Talk …by George & Peggy Goldtrap

Jones rolled his tank across much of Europe. He was both fired upon and cheered as his company closed in on Hitler’s war machine that was Germany. After the war Jones returned to Nashville where he married and established a business. Paul Beagle did his part as well. He served, he survived and eventually went home to New Jersey where he married and worked until his retirement to Port St. Lucie, Florida. As a veteran he has been active in Veteran’s Affairs. The walls of his home are lined with commendations and letters of gratitude. He serves as an officer of the Military Order of the Purple Heart of Florida. He is justly proud of his service. Both Jones and Beagle received the Purple Heart, given to soldiers who sustained injury in battle. Each man prizes his country’s recognition, proudly displaying them as representative of their contribution to the cost of freedom. Many years after VE Day, Beagle wrote an article for a military publication. By chance, Jones saw and read the article. He called Beagle and asked if he were the ‘foxhole friend’ he knew in Normandy, and whose name was on the treasured silk. Beagle said he was. An idea for reunion was born. Both men now 80+, sensed an urgency. Not just to trade war stories, but to give thanks. The visit in Beagle’s Port St. Lucie home was brief. Beagle needed to attend to his ailing wife. Jones understood. For a few moments the foxhole friends were young patriots in their prime. They shared memories, and chuckles, while reminiscing. Together they had contributed to freedom and they had come home to contribute to America. The two old soldiers shook hands and reluctantly said goodbye. Some memories are etched in stone. Jones saved his on silk. Years later Jones, who died 10-14-14, returned to Europe retracing the route his tank traveled through Germany. This time there were no shots fired. There were cheers from aged on-lookers who appreciated and remembered. The love of freedom it seems is timeless. George and Peggy Goldtrap may be reached at georgegoldtrap@gmail. com


November 7, 2014—Seniors Today—Page A-7

What Is An Independent Financial Advisor? hese past several years have really thrown people for a loop. For many, their plans simply came unraveled and it meant serious disruptions to their retirement efforts, possibly even a long term delay in their ability to retire at all. That's why it's so critical to understand, not only your plan and your investments, but your own financial advisor. In fact many decisions you make today will effect you and your family for years to come. The importance of constructive, knowledgeable, and yes, independent advice is becoming more sought after for many retirees. So what is an independent financial advisor? Well let's start with a better understanding of captive advisors. Captive advisors work more like an employee of the firm. Many times these firms make their own investment or insurance plans known as proprietary products. Why would a company hire a captive representative? The answer is simple —to promote the sale of their “proprietary investment or insurance products.” Unfortunately the best way to describe this relationship, is like trying to fit a square peg in a round hole. Though their products may be suitable, they may not be the best solution available for a client's situation. Not to demonize these advisors, because many times their position with the firm has been a wonderful opportunity for them to grow their practices. In fact my start in this industry came as a captive advisor but ultimately lead me to leave the comfort of being captive and take the less known path of independence. This still leaves us with the question, so what is an independent advisor? Interestingly, there may not be much at all that's different between the two. An independent advisor may still have a large firm they work with, but are not considered employees of that firm. Instead they are treated more like a subcontractor but fall under the same

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Finance

SEASONS

The Place Where Friends Are Family

by Scott Weidman, CFP®, Certified Financial PlannerTM Professional

scrutiny and legal obligations as captive advisors with regards to the financial regulatory industry. However, in my experience, independent advisors are not beholden to their firm. They have far more freedom to work on behalf of their clients, helping them identify the best, most appropriate investment or insurance products available. Just because someone is an independent advisor, certainly doesn't mean you should blindly trust them, either. I'm sure there are plenty of independents and captives out there that are more interested in their own financial gain than that of their clients'. Either way, ask your advisor questions. Know that there are potentially many solutions to any problem and if you've second guessed the advice you've been getting from your advisor, as you read this, then please call our firm for a complimentary second opinion. “At Savannah Court Financial Advisors, Inc. you're not just a client, you're our guest!” For more information please call 386-308-5842 or Cell 386-299-2893, or visit our website at www.Savannah CourtFinancialAdvisors.com Scott Weidman, CFP® is a local, independent Certified Financial PlannerTM Professional. He has been serving his client's retirement and investment needs for over 14 years and owns and operates Savannah Court Financial Advisors, Inc. located at 157 Fairview Ave., Daytona Beach, FL 32114. Securities offered through J.W. Cole Financial, Inc. Member FINRA/SIPC Investment Advisory Services offered through JW Cole Advisors. Savannah Court Financial Advisors, Inc. and JWC/ JWCA are unaffiliated companies.

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Page A-8—Seniors Today—November 7, 2014

Banking Safety

Contact Sheryl at Vivo Tours

386-265-0500

www.vivotours.com or vivotours@cfl.rr.com Florida Seller of Travel ST37808

Date

Nov 16: Nov 22: Nov 27:

Trip

Alhambra Dinner theatre presents“The Drowsy Chaperone.” Lunch incl. Amelia Island bed and breakfast holiday cookie tour then downtown shopping!

Join Al Capone and friends in Orlando - Celebrate the holiday in style with a traditional Thanksgiving meal and spectacular show! Nov 29: Jacksonville's Lighted Holiday Boat Parade w/dinner at Ted Turner's Restaurant incl. Dec 6: Cracker Christmas Festival w/ Dixie Crossroads lunch. Dec 7: Singing Christmas Trees /Orlando w/ Dubsdread Country Club dinner. Dec 11-13: 3 Day Shimmering Victorian Christmas Festival, plus Pebble Hill Plantation & Calloway Gardens Fantasy of Lights. Dec 17: The Winter Wonderettes—toe tapping and heart-warming celebration and show! Gainesville at Historic Hippodrome Theatre. Dec 21: White Christmas, the holiday classic, presented by Alhambra Theatre in Jacksonville with delicious meal included. Dec 31-Jan 1; New Year's Eve in Savannah! Celebrate 2015 in style down on Bay and River Streets! Great holiday show! Time for shopping & touring.

any criminals know exactly when government checks arrive each month. That provides an opportune time for thieves to strike. The good news is that seniors can easily avoid becoming targets by using direct deposits to have the government bypass your mailbox and have your checks electronically transferred directly into your bank account. Paying bills also has become automated. Many can be paid over the phone or by computer. These are modern conveniences that allow you to manage your money from the safety of your home and make yourself less vulnerable to mailbox thieves. Here are some additional tips to help make your bank and bill-paying transactions safe and secure: Keep your money in a bank or financial institution, not at home. In addition to government checks, consider having other monthly payments that you receive, such as pension checks and dividends, deposited directly into your account. Using direct deposit will save you a trip to the bank, and this is an excellent crime prevention technique. Consider automated payments of all your monthly bills. If this service isn’t available, another safe alternative may be to drop off your payments at a financial institution.

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From The Sheriff …Volusia County Sheriff Ben Johnson Never withdraw money from your bank accounts for anyone except yourself. Fill out deposit slips before beginning your transaction, and not in plain view of others. Put away your money before leaving the teller. Take all receipts with you. If you’re unable to do your own banking, entrust a relative or close friend to do it for you. Make this person known to your bank manager and relatives. If you do your own banking, but are frail, walk slowly or need the assistance of a walker or cane, ask the bank staff to have an employee escort you to your vehicle. This also is a good crime prevention strategy since thieves usually will pass over people in groups. If you’re waiting for public transportation, stay inside the bank until your taxi arrives, or until just before the bus is scheduled to arrive. Following these common-sense crime prevention tips will help keep you and your money safe and make you much less vulnerable to becoming a crime victim.


November 7, 2014—Seniors Today—Page A-9


Page A-10—Seniors Today—November 7, 2014

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Serving Veterans by Angel Morales, Manager, Social Security Administration very day—but particularly on Veterans Day—Social Security salutes those who have put their lives on the line for our freedom. Members of the United States armed forces receive expedited processing of their Social Security disability applications. The expedited process is available for any military service member who alleges they became disabled during active duty on or after October 1, 2001, regardless of where the disability occurred—at home or in the line of duty. Expedited processing is also available to veterans who have a compensation rating of 100 percent Permanent and Total (P&T) disability, regardless of when the disability occurred. Some dependent children and spouses of military personnel may also be eligible to receive benefits. Visit our website for our wounded veterans, www.socialsecurity.gov/woundedwar riors where you will find answers to a number of commonly asked questions, as well as other useful information about disability benefits available under the Social Security and Supplemental Security Income (SSI) programs. Our website includes a fact sheet: Disability Benefits For Wounded Warriors. You’ll also find a webinar, Social Security For Wounded Warriors, that explains the expedited disability process available to wounded warriors. The one-hour video is an introduction to disability benefits for veter-

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MEDICARE WORKSHOP INCLUDING A FREE $10 GIFT CERTIFICATE*

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Dedicated to helping you and your family be prepared for whatever life brings. “Legal preventive maintenance” for peace of mind. Providing for your health care, your loved ones, and your property through:

Tel: 386-672-4365 Ormond Beach, Florida www.BeckerLaw.net

• Health Care Directives & DPOAs • Asset Protection • Probate Avoidance • Medicaid • Wills & Trusts • Probate • Guardianships • Real Estate “Personal & Confidential Attention in a Comfortable Atmosphere”

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about qualifications and experience.

Join Us To Review

How Medicare Works And Answer The Frequently Asked Questions Many People Have

Tuesday, December 2nd Or Tuesday, January 6th At 10 A.M. PLEASE RSVP with your name and date you plan to attend either by phone at

386-671-9150 or email at greatamericanpr@yahoo.com Location: Great American Senior Benefits 1930 W. Granada Blvd., Ste. 10, Ormond Beach (*Gift Certificate is for Gourmet Kitchen) *For a private consultation regarding your specific plan, please call 386-671-9150. Paulette Reed

ans and active duty military personnel. If you would like more detailed information about the disability process, watch our seven-part video series Social Security Disability Claims Process at www.socialsecu rity.gov /socialmedia/webinars. On the Wounded Warriors webpage, you’ll find links to the Department of Veterans Affairs and Department of Defense websites. Requirements for disability benefits available through Social Security are different from those of the Department of Veterans Affairs and require a separate application. Military service members are covered for the same Social Security survivors, disability, and retirement benefits as everyone else. Although the expedited service is relatively new, military personnel have been covered under Social Security since 1957, and people who were in the service prior to that may be able to get special credit for some of their service. Read our publication, Military Service And Social Security, to learn more. It’s available at www.socialsecurity.gov/pubs. Also, navigate to www.socialsecurity. gov/ woundedwarriors. Thank you to our nation’s brave veterans. We salute you not only on Veterans Day but every day. To learn more visit our website at www. socialsecurity.gov You can also call us at 1-800-772-1213 (TTY 1-800-325-0778) and use our automated telephone services.

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November 7, 2014—Seniors Today—Page A-11

Antiques Kewpie Cup and Saucer Q: My grandmother received a Kewpie cup and saucer in about 1915 made by Royal Rudolstadt in the Green Tree pattern. I have searched online but have not been able to find a set like it. —Betty, Jackson, WY A: Your cup and saucer probably is worth about $250. I found it referenced in Kovels' Antiques & Collectibles Price List by Terry and Ralph Kovel and published by Black Dog Books. *** Q: I recently inherited a copy of Walt Whitman's Leaves Of Grass, published in Camden, N.J., in 1876. It is signed in ink by the author on the title page. I would like to sell it. —Mark, West Memphis, TN A: Early editions have become popular this summer, due in no small part to several excellent biographies of Whitman that have been published recently. It is interesting to note that when his masterpiece was first published, it was not successful. Only after he re-worked and expanded it several times did it find an audience and then go on to become an American classic.

A bookshop I think might be helpful and is knowledgeable about early Whitman is Bauman's Rare Books, 535 Madison Ave., New York, NY 10022; 212751-0011; website is: www.BaumanR areBooks.com *** Q: I have five vintage fountain pens that I would like to restore and actually use. They originally belonged to my dad, who was an attorney, and they have a great deal of sentimental value to me. Can you recommend someone who can repair and restore my pens? —Ken, Hartford, CT A: The Fountain Pen Hospital has done exceptional fountain pen restoration work for many years. The addresses are 10 Warren St., New York, NY 10007; info@fountainpenhospital.com and www. fountainpenhospital.com

Write to Larry Cox in care of KFWS, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to questionsforc ox@aol.com Do not send any materials requiring return mail.

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Section B

November 7, 2014

Tails From The Front by Tyler Stover re you considering adding a cat to a home that already has one or more cats? This can be a difficult experience with certain cats, but by following a few tips, the transition can be relatively smooth. Start by choosing a specific room or area that will be the new cat’s home for at least the first week or two. Having its own space will help the new cat feel safer while it adjusts to its new

home. Provide the cat with a litter box of its own, toys, food, water, and other supplies. Cats are used to routines, so a major change like this may affect the behavior of both the new cat and any other cats in the house. This is normal, and it often takes several days for the cats to acclimate. Try to avoid face-to-face interactions between the new cat and other cats during the first few days while they begin to adjust. Then, start introducing smells by feeding each cat a treat on opposite sides

of the door, or by using the same brush on both cats (be sure neither cat has fleas or a skin condition before trying this). The next step is to have the cats meet face-to-face. Place your new cat in its crate or carrier, and allow the other cats to visit the new cat in its room. The cats may hiss or posture, but if there are signs either cat will be aggressive to the other, you will need to repeat this step a few more times. Once it appears that the cats are simply curious of one another, you can attempt to remove the barrier between them.

Keep an eye on all of the cats during the first couple of weeks after this point, and keep the new cat in its safe room while you are not home. Make sure not to rush the cats through any of the steps, it is more important for their long-term harmony to adjust at their own pace. Tyler Stover is the Community Outreach Director of Halifax Humane Society in Daytona Beach. He can be reached at 386.274.4703, ext. 320, or at tstover @halifaxhumanesociety.org

Mango enjoys watching the birds outside.

Tiffany is full of curiosity.

Paisley loves a good country song.

Sammy wants a Frisbee or ball to chase.

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Page B-2—Seniors Today—November 7, 2014

Books The Simpson Family Reviewed by Larry Cox t is almost impossible to imagine American pop culture without or before The Simpsons. Since its debut in 1989, the animated cartoon has become one of the most influential forces in television and comedy history, and has broken records all along the way. For example, it is the longest -running primetime, scripted television series, and the Simpson family and the various characters from the series are recognized throughout the world. Matt Groening, the creator and executive producer of the Emmy Award-winning series, has compiled an incredible book The Simpson Family History: A Celebration of Television's Favorite Family that is the last word in fan memorabilia. Groening reveals all of the seminal events that turned this so-called average family into the pop-culture phenomenon it has become. The large-format book is richly illustrated and the perfect way to mark the 25th anniversary of one of the most consistently entertaining, enlightening, and inventive shows in the history of a television series. As Groening points out, he has been doodling misshapen, bulgy-eyed car-

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toon characters with tragic overbites since the sixth grade. Thirty years ago, while occupying a studio bungalow on the 20th Century Fox lot in Los Angeles, he pitched his idea for a series of animated short films. Those first films eventually became 550 episodes spread over 26 seasons. This in addition to a hit feature film, a dozen video games, a couple of breakfast cereals and, of course, its place in our culture. The Simpson Family History is, indeed, a celebration of television's favorite family. It is an absolute joy and chock full of art taken from the source. Light the anniversary candles, and let the party begin. Books reviewed in this column are available at your local bookstore.

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November 7, 2014—Seniors Today—Page B-3

Chicken Soup For The Soul Scheduled ‘Sick Days’ oms need social outlets. My favorite is book club. Once a month, my literary friends gather for intelligent conversation and homemade coffee cake while our children play in another room under the watchful eye of a babysitter. I look forward to it for weeks. One morning, when the club was slated to discuss a popular new biography, my 2-year-old woke with a fever. So, of course, we stayed home. What a bummer. “What are we going to do today, beanie?” I crouched to my toddler's level so I could smoothed her wispy hair. “Read books.” Her eyes twinkled. Then she coughed in my face. She ran to her room and returned with five books. We snuggled into the sofa cushions and started reading. When we finished one stack of favorite stories, she retrieved another from the book bin. Then another, and another. Then we set the books aside and turned on a movie. My daughter cradled a sippy cup in the crook of her elbow and pressed her head against my chest. Laundry? Forget it. I had more important things to do. Sometimes I trick myself into thinking busy is better. That a fulfilling and productive lifestyle requires being with people— working, volunteering, scheduling playdates

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and coffee breaks, dissecting the meaning of life with friends while holding steaming lattes in our hands. When I'm forced to sit in the quiet, slow moments, I begin to see how loud and rushed my life has become. Funny, isn't it? All this time I thought social outlets were my break. Maybe not. As I sat on the sofa that day it dawned on me I was spending precious downtime with one of the people I love best. That was not a bummer. It was beautiful. So from that day on, I started scheduling sick days. They're blank squares on the calendar, left open to enjoy the company of family with no particular agenda or to-do list. Sometimes we eat popcorn for breakfast and stay in our pajamas until noon. Sometimes the kids watch a video while I speed-read the next book club pick. When one of my children actually does come down with an illness, I'm less likely to grieve over the sudden change in plans and more likely to say something like this: "Awww, sweetie, you have a fever. Bonus free day! Let's pick five storybooks. Better yet, make that 10. Today we're having our own little book club."

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Flashback Test Your Music Knowledge by Mick Harper

1. Name the group that released Say, Has Anybody Seen My Sweet Gypsy Rose? What year? 2. Which morning is mentioned in Easy? Who released the song?

3. Name the group that was originally called The Rick Z Combo and Rick And The Raiders. 4. Who had a hit with You Were On My Mind? 5. Name the song that contains this lyric: “Friends all tried to warn me but I held my head up high, All the time to warn me but I only passed them by, They all tried to tell me but I guess I didn't care, I turned my back and left them standing there.”

Answers 1. Tony Orlando and Dawn, in 1973. One of the co-writers, Irwin Levine, wanted the song to sound like it could have come from the Ragtime era, the early 1900s. 2. ‘Easy like Sunday morning ...” go the lyrics, by the Commodores in debuted in 1977. 3. The McCoys, of Sloopy fame.

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Page B-4—Seniors Today—November 7, 2014

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Pet Care Anxious Dogs by Sam Mazzotta

Dear Paw’s Corner: Tara, my small, mixed-breed dog, has terrible anxiety, especially when I leave the house or during thunderstorms. I have to either put a cone on her or socks on her paws so she doesn't chew them bloody during these episodes. I hear from other friends that their dogs have anxiety issues as well. Is this problem on the rise? —Sherri L, Kansas City, MO Dear Sherri: Evidence isn't clear that anxiety in dogs is rising, but there is a rise in the understanding and diagnosis of anxiety in pets by veterinarians. This has led to an increase in diagnosis and treatment for pet anxiety. While that is good for pets, there is no magic bullet to quickly cure a dog of an anxiety disorder. Tara's vet can diagnose the problem, and can help you determine different ways to treat her. Medication can be a big help in easing anxiety symptoms, but you also want to look for causes of Tara's anxiety, and trigger points that set off her paw-chewing. Thunderstorms are one trigger; your leaving the house is another.

There are a number of different techniques, both training or interaction, to turn off those triggers. While there's not room in this column to list them, do some quick research and look for dog training manuals that stress positive reinforcement. Ask the vet and your friends about local dog trainers or specialists who treat pet anxiety issues. In evaluating such professionals, ask what therapies they use or are open to, and make sure they emphasize your role in working with Tara (owners have to put in the time with their dogs). Be circumspect about pet therapists who insist they have a single, one-size-fitsall solution for anxiety. Send your questions or tips to ask@ pawscorner.com

This Is A Hammer Hang Curtians With Ease by Samantha Mazzotta Q: I need new curtain brackets but I'm not very confident that I can put them up. Any tips? —Sarah, via e-mail A: First Tip: measure twice, drill) once. You'll need a few simple tools: a tape measure and a level. Buy a corded power drill with a set of drill bits and one flathead and one Phillips-head screwdriver. Measure the height that the curtains must reach. If you want floor-length curtains, measure from the floor to the top of the window molding (the wooden “frame” around the window opening). Add about 4-6 inches to that measurement to get the correct height of curtains you need. Measure the width of the window from one side of the molding to the other. Next, buy new brackets and curtain rods. The rods should be long enough to extend 3-6 inches past the window on each side. The brackets need to be tough enough to hold up heavy curtains. You also may want to buy plastic wall anchors; bracket screws go through these to better hold the brackets in place. Really long curtain rods often come with an additional bracket placed at the center of the rod to keep it from warping downward. Take the hint and install this center bracket if it's included.

To set up the new brackets, measure and mark a point 6 inches above the window molding and another one 3-6 inches past the molding, on both sides of the window. Use the level to ensure that the points are in line with each other. Make sure the new brackets aren't placed in the same spot as the old ones. Place the new bracket so the top part touches the outer mark you just made. Use a pencil and mark the drill holes for the bracket. Do the same on the other side. Remeasure and level the two points. Pre-drill guide holes for the bracket, using a drill bit one size smaller than the bracket's screws. Hold the bracket in place over the predrilled holes, and place the screws, using the screwdriver to hand-tighten. If using a screw anchor, screw that into the wall first, then hold the bracket in place and thread the screw into the plastic anchor. (The anchor will pop open on the backside of the wallboard.) Double-check the placement of the second bracket one last time, then screw it into the wall. If a center bracket is needed, add that as well. Now, all that's left is to put the curtains onto the rod, and lift the rod into place on the brackets. An easy task!

Send your questions or home tips to ask@thisisahammer.com


November 7, 2014—Seniors Today—Page B-5

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Page B-6—Seniors Today—November 7, 2014

What’s In The Stars For The Week Of November 10

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ARIES (March 21 to April 19) Caution dominates the Sheep's monetary aspect this week. You might want to shear spending plans until a more favorable financial picture emerges. TAURUS (April 20 to May 20) Thrift counts both at home and at work. So you might want to rethink major purchases. Also, be wary of a so-called revelation about a previous decision. GEMINI (May 21 to June 20) Both household budgets and workplace accounts might benefit from some judicious cuts of unnecessary expenses. A partner may be a challenge. CANCER (June 21 to July 22) A previously overlooked opportunity could re-emerge with a new travel-related matter. Check this out carefully to see if it's what you really want. LEO (July 23 to August 22) This could be the start of a new career-changing phase, so start marking down your accomplishments for those who need to know how much you have to offer. VIRGO (August 23 to Sept. 22) It's not too early for the sometimes procrastinating Virgo to start making those long-distance travel plans. The sooner you decide the better.

LIBRA (Sept. 23 to Oct. 22) Financial matters once again figure in any major action you might take regarding career, travel, or other endeavors. You'll want a ready reserve to help. SCORPIO (Oct. 23 to Nov. 21) Trying to resolve a problem in a personal relationship could be more difficult than you'd expected. That someone might be interfering for their own reasons. SAGITTARIUS (Nov. 22 to Dec. 21) A project you once rejected might be more attractive because of changes that you feel you can now work with. The weekend is favorable to family matters. CAPRICORN (Dec. 22 to Jan. 19) This is a good week for the gregarious Goat to enjoy being with people you care for. You might even want to show off those creative kitchen skills. AQUARIUS (Jan. 20 to Feb. 18) A colleague might think your attitude is patronizing or even outright insulting. That might be their problem but take some reassuring steps anyway. PISCES (Feb. 19 to March 20) It's a good time to jettison those old concepts about a family matter. This will help make room for a new and more enlightened way of dealing with it.

Strange But True Pilot Stunt by Samantha Weaver

It was German philosopher Friedrich Nietzsche who made the following sage observation: “We have art to save ourselves from the truth.”

story, remarkable as it is, doesn’t end there, however. A couple of years later he was boasting about the incident, but his story was met with disbelief. To prove himself once again, he repeated the stunt.

If you live in Waukegan, Illinois, you might be surprised to learn that your property tax is 12 times higher than it would be if you lived in Honolulu.

The name of the state of Idaho comes from the Kiowa-Apache word “idaahe,” which means “enemy.”

Did you know that a hummingbird weighs less than a penny?

Every spring, one of the world’s great migrations occurs. At the end of March, 500,000 cranes descend upon an 80mile stretch of Nebraska land, representing about 80 percent of all the cranes on the planet. ***

In 1956 a pilot named Thomas Fitzpatrick was drinking at a bar in New York City when a rather boisterous argument ensued regarding his flying ability. To prove his skills to his drinking buddies, Fitzpatrick went to New Jersey, stole a small plane and landed it on the street in front of the Manhattan bar—all while allegedly drunk. The

Thought For The Day: “I am ready to meet my Maker. Whether my Maker is prepared for the great ordeal of meeting me is another matter.” —Sir Winston Churchill

If you can’t remember the word you want to use, you’re suffering from lethologica. You probably won’t remember that when it happens.


November 7, 2014—Seniors Today—Page B-7

Senior Service Line Do You Live Alone? by Matilda Charlesby

early 30 percent of seniors live alone. Home safety is very important to us, and even more important during the short, dark days of winter. Here are a few hints to stay safe. • Invest in a few of those small tap lights—the kind you touch on top to turn on—and put them along your path to various rooms, especially if you have to cross a room in the dark before reaching a lamp. • Turn on a light when you reach for your weekly pill container to be sure you don't grab the wrong day's pills. • Use a ladder and stepstool only if someone else is around. Keep things you need on lower shelves. • Guard against slipping. Beware of scatter rugs that slide easily on hard floors. If your shoes are worn enough that they're slick on wood or vinyl flooring, it's time to replace them. • Keep your door locked when you're home alone, even if you live in a safe neighborhood. • If you're on social media, be careful what you reveal online. Never say that

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you live alone. That gives to much information to everyone. • Be aware in the kitchen. Be sure the stove and other appliances are off when you're finished with them. Mop up spills. Have a fire extinguisher and know how to use it. • One of the best ways to stay safe is to stay in touch with others. If it's available, sign up for daily caller service, likely through your senior center. Or make a deal with a neighbor that you'll check in with each other every morning by phone. Sign up for Meals on Wheels or attend meals at a local senior center. For more hints, go online and search for “seniors living alone safety.”

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Send email to columnreply2@gmail.com


Page B-8—Seniors Today—November 7, 2014

Let Us Help You With The Veteran's Assistance Program

Veteran’s Post Caregiver Progam by Freddy Groves

he Government Accounting Office report Actions Needed To Address Higher-Than-Expected Demand For The Family Caregiver Program is grim. The report assesses the program that was established in 2010 to support family caregivers of seriously injured post9/11 veterans. The program was to include a stipend equal to the cost of home health assistance, respite, training, health insurance for the caregiver and mental-health support. First, however, a caregiver must be approved and the veteran assessed. Fact: The Veterans Health Administration guesstimated that 4,000 caregivers would be approved for the program. Already 15,600 caregivers have been approved. The Department of Veterans Affairs medical centers haven't been able to keep up with the workload. They put ONE support coordinator staffer in each medical center. Additionally, onsite nurses and physicians were to handle home visits and medical assessments within a certain timeframe. They weren't ready either, and some 500 care-

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givers are being added to the roster every month. Fact: The staff didn't have access to the workload data they needed to monitor the effects of the program because the software was developed to handle a much smaller program and therefore might not be reliable. Fact: Since officials can't get good numbers and stats out of the program, they're trying to get another IT system ... but don't know when they'll get it. Fact: At some clinics there just isn't enough staff to make home visits for the assessment. Directors see the caregiver program as even more work and not a high priority. At one facility, “the director refused to have nurses conduct home visits for the Family Caregiver Program.” “The number of physicians willing to conduct medical assessments for the program is limited." To read the whole report, go online to gao.gov and put GAO-14-675 in the search box.

Send e-mail toFreddie Groves at: col umnreply2@gmail.com

To Your Good Health Will Menopause Shrink Fibroid? King Features

Dear Dr. Roach: I am 50 years old. In the past three months there have been indicators that I am perimenopausal. I have a very large fibroid. It is described as six months in size. I am not a candidate for embolization. I presently have no painful symptoms, and, with iron therapy, I am no longer anemic. Doctors have recommended a hysterectomy. However, I am reluctant, as I am so close to menopause and believe the tumor should shrink. What are the risks of not removing this large fibroid? I am aware this surgery is common; however, I have profound concern about the risk of blood loss. —L.L. Answer: A fibroid, also called a leiomyoma, is a (usually) benign tumor of the uterus. Fibroids may cause symptoms of bleeding, pain or pressure, or may have no symptoms at all. Gynecologists describe the size of the uterus with its fibroid as the equivalent of a pregnant uterus, so six months is a large fibroid indeed. Gynecologists will follow the size of the fibroid by exam or

ultrasound in order to show that it is stable. A growing fibroid is suspicious for a sarcoma, a malignant tumor that 1 percent to 2 percent of fibroids transform into. Because fibroids respond to hormones, they indeed tend to stabilize or shrink at menopause, when female hormone production decreases. If the fibroid is stable in size and isn't causing symptoms, then there is no need to have surgery. You can see what happens to the fibroid with time. Questions about uterine fibroids are answered in the booklet of that name. To obtain a copy, write: Dr. Roach— No. 1106W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient's printed name and address. Please allow four weeks for delivery. Readers may e-mail questions to: To YourGoodHealth@med.cornell.edu To view and order health pamphlets, visit www.rbmamall.com or you may write to P.O. Box 536475, Orlando, FL 32853-6475.


November 7, 2014—Seniors Today—Page B-9

Take Time To Reminisce n this world we live in, it is easy to get side tracked on what is really important and I think we need prodding sometimes to help draw us back. We have become accustomed to pretty much having what we want, going where we want to go and spending money we do not have to spend. Now we are worried about our financial future, especially during these trying times. Over the last few years I have written about many of my friends and relatives who have passed away. I think about those people a lot, especially after I have written a column like I did last week. Two weekends ago I was at a family reunion and although I had a very good time, I was a little melancholy as I drove home Sunday morning. I stopped at Marjorie Kinnan Rawlings Historic State Park to tour. As I toured her home, I felt a certain amount of comfort there and a tugging at my heart of times gone by. It was a home much like hers that I grew up in and it was also similar to many of my relatives’ homes. Today, most people would have a hard time living without air conditioning and having to raise most of their own food. Back then it was just a way of life. I thought as I sat in my car about my home as a child and visiting relatives, many of who had been avid supporters of our family reunion. I think sometimes it is alright to be a little melancholy, it gives you a chance to reflect on issues and being sad about closing chapters in our lives is part of living in this world. Laying on the seat next to me in the car was a music CD by Darius Rucker. His music had caught my attention.

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Winding Roads …by Byron Spires

I want to share some of the words to one song in particular with you, because it speaks volumes about what is important and about us as human beings in our struggles through life. Verse One: Why do we hate? Why do we suffer? Why do we make our mistakes, and constantly blame one another? Why is there war, and tell me why is there killing? Have we forgotten some secret we knew back when we were just children? Chorus: If I had wings, I’d fly up to heaven. I’d look down from the clouds, on every thing... then I could find all the things we’ve been missing. I would have all the answers... if I had wings. Verse Two: Like why I am here, and where did I come from; and where would I go when my time here on this earth is done, and what would I leave that would go on forever? Oh no, and what can I do while I’m here to make someone’s life better? Driving away from that old house and listening to the words of this song and thinking of all those who have gone on ahead, made my worries of politics and finances dim. It is what is in our hearts that matters the most and it will be the only thing we will leave this world with. What we leave will be memories of how we lived. You can contact Byron Spires via email at windingroads@netzero.com

Here’s An Idea Great Family Gift by JoAnn Derson “Wet a plain kitchen sponge and place it in a zip-lock baggie in the freezer for bumps and bruises, tired eyes, and overheated kids.” —V.I. in New Hampshire Always rest your bar soap on a sponge. You won't have a soap slime problem ever again, and the soap stays put. When the sponge starts to look questionable, you can replace it or just toss it in the wash with your towels. “A really nice gift for a family with young children is a family membership to a local sci-

ence and history museum. It's a gift that keeps on giving, and it's very flexible, because with a membership, you can go all day or just a few hours to keep it light.” —C.W. in Virginia A great way to organize in the kitchen is to use the space on the inside of your cabinet doors. You can install a metal sheet (to stick magnetic items to), a chalkboard, a small rack, or a section of a pocket organizer. Send your tips to Now Here's a Tip, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475 or e-mail JoAnn at heresatip@yahoo.com


Page B-10—Seniors Today—November 7, 2014

King’s Crossword

Holy Cross Lutheran Church 724 Big Tree Rd. • South Daytona

Lunch, Bingo, & Non-monetary Prizes

Rese rva Requ tions ired!

Just $5

Nov. 13 Nov. 20 Nov. 27

Chili, Crackers, Dessert, & Beverage Baked Spaghetti, Cornbread, Dessert, & Beverage Thanksgiving, No Lunch Bunch

Reservations are required by noon the Tuesday prior.

Call The Office, Monday Thru Friday

at 386-767-6542

ACROSS 1 Pouch

4 8 12 13 14 15 17 18 19 21 24 25 26 28 32 34 36 37 39

41 42 44 46 50 51 52 56 57 58 59 60

Mast Genuine (Ger.) Altar affirmative Godly Greek cupbearer Winged Produced as by magic Anger Perch Countdown followup Hawaiian garment Homer's interjection Shade tree Omega preceder Right-hand page Freshly Elev. Part of speech Low point Tease Peacock network Drunkard Morning brew St. Louis' ___ Arch Actor Gulager Awestruck Created a bruise Carte Sandwich cookie A Gabor sister Nervous Crystal gazer

61 Lair

DOWN 1 2 3 4 5 6 7 8 9 10 11 16 20 21 22 23 27 29 30 31 33 35 38 40 43 45 46 47 48 49 53 54 55

Uncorrected, in a text Big bother Ate “Quiet!” Apiece First victim Made over Made of clay Advertising award 50 percent Not kosher Muppet master Henson Supporting Nasty Arm bone N.A. nation Sort Addled Toothpaste container Formerly Smart aleck ___ -tac-toe Tier Medic Mexican entrees Winter ailment Ready for anything On in years Chinese gang Bygone times Born Prior night Dapper fellow?

Answers on Page B-11

11:30 A.M. • Doors Open 12 NOON • Lunch Served 12:30 P.M. • Bingo Starts


November 7, 2014—Seniors Today—Page B-11

Rush Limbaugh Crossword Puzzle On Page B-10

10 Years

Voted Best Rehab 10 Consecutive Years

Port Orange Nursing & Rehab 5600 Victoria Gardens Blvd., Port Orange

386-760-7773

Call Tammy or Christine for a friendly tour.

The voice behind the “Excellence In Broadcasting” Golden Microphone Tune in to WNDB 1150 weekdays NOON to 3 P.M. or listen live on the Internet at www.newsdaytonabeach.com For sales and advertising information, please call Mike Moltane, General Sales Manager at 386-944-7744 or e-mail: mmoltane@blackcrowmedia.com


November 11, 2014


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