6 • JULY 8, 2022 OPINION
bransonglobe.com
Train Up a Child: Children and bad habits
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BY PAT LAMB Columnist
P
arents do a great deal of fretting about the bad habits of their children. What child at some time or another has not displayed a habit that parents wish could be broken? There are a few things that may help parents as they attempt to work with their children’s habits. Children need to know how easy it is to form a bad habit. They
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same time this exercise is done, it would be wise to point out the bad habits that should be avoided and their consequences. Many children are unaware that they have formed a bad habit. They don’t realize what they are doing, nor do they realize how that habit might be offending others. One example might be a child who constantly interrupts when someone else is talking. In such a case, the child will need to be told that what is being done is very annoying to others and is bad manners. Telling a child is the first step, but it is hardly ever the last step to conquering the habit. It helps to use a piece of paper and a pencil and ask the child to keep a tally of how many times the action is done. Each time the child
interrupts, the child must make a mark on the piece of paper. After a period of time, ask the child to count the marks. This is a painful realization of truth. It is impossible to dispute the fact that the bad habit is there! One activity that often helps a child overcome a bad habit is to give the child a certain number of pennies and ask the child to give one back to you each time the action is done. Set a length of time for the “game” such as a half day or a day. The child is allowed to keep the pennies that remain after the time set. Just as it takes about seven times for a child to start forming a habit, it will possibly take seven or more times of this activity to break the habit. It usuSEE TRAIN UP, PAGE 8
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must be able to recognize when a bad habit has been formed, and they may need help in breaking that habit. One exercise to help children realize how easy it is to form a bad habit uses a few pieces of string. (Sewing thread or sticks may also be used.) Give the child one piece of string and ask the child to break it. Next, give the child two pieces of string and ask the child to break them. Continue adding another piece of string until the child is no longer able to break the string. Explain that when we do something one time, it is easy to not repeat that action, but the more we do it, the harder it is to stop the activity until finally it is almost impossible. This gives a child a basic idea of how habits are formed. At the
BY DR. RICHARD L. BAKER, AIF® Founder & Senior Wealth Advisor at Steadfast Wealth Management
I
’m very impatient. Any trip I take, whether across town
or around the world I continually try to figure out how to get there faster. Needless to say, I’m ready for the market to finish its dive and start climbing again. It can’t get there fast enough. The S&P 500 closed out June as the worst ever first half of the year since 1970. Many investors are wondering if we have seen the bear market low yet. We aren’t seeing the panic selling and fear that usually occur at market lows, but we are finally seeing some extremes in areas that
we look to for signals that we’ve reached the bottom. Besides panic selling, here are four signals we look for around market lows. • The Volatility Index (VIX) spiking over 40. It hit 36 once and 34 twice, but hasn’t been crazy yet this year. This indicator doesn’t show we’re at the bottom. • Another is when both the S&P 500 declines by 1% and the VIX declines by 5% at the same time. This can signal that the last few panic sellers
are leaving the market, which almost happened on 6/14/22. This signal is rare, happening just six times in the last decade, but it’s one of the most accurate. This signal accurately predicted the 2015, 2016, and 2020, lows to the day. This indicator is a “maybe” in indicating a bottom. • When the put/call ratio tops 1.2, it shows high fear levels in the options market. It hit 1.2 on June 16 and has stayed above SEE STOCK MARKET, PAGE 8
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