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HOME SHOW
VENDORLIST 2019
AAA Pure Water
CWB Construction, LLC
MetaBank
Access Storage
Dacotah Bank
Midwest Glass
Advanced Insulation Solutions
Dakotaland Federal Credit Union
Mills Home Services
Apollo Water
Drake Chimney Services & Construction
MLC Construction
Applied Water Technologies
EV of South Dakota
Montgomery’s
B-Free Satellite
Family Memorials
Olson’s Pest Technicians
BankStar Financial
Farmers Implement & Irrigation
Outdoor Design & Landscaping
Barrett’s Flooring
Farmers Insurance - Leonard Witte
Pella Windows (Pella Gateway, LLC)
Best Choice Real Estate
First Bank & Trust
Perry’s
Bjorklund Construction
Flagpole Farm
Rick’s Roofing & Insulation
Blackburn Basement Systems
Gary Emmett Construction
Ron’s Saw Shop & Service
Blinds By Nancy
Hamlin Building Center
Boulder Creek
Houtman Construction
Rykhus-Nelson Siding, Windows & Seamless Gutters
Brookings County Emergency Management
Iowa Bath Solutions
Save Our Space
Brookings County Title Co.
ITC
SD Consumer Protection
Brookings Powersports
J & K Edging
Sherwin Williams
Brookings Roofing
Jbar Construction Specialties, LLC
Showplace Cabinetry Design Center
Brower Construction, Inc.
Johnson Garage Door
Sioux Valley Energy
Brower Roofing, Inc.
Karl’s TV & Appliance
Southwest Tour & Travel
Brutty’s Underground Sprinklers
Kerry’s Landscaping & Irrigation
State Farm - Adam Holtquist
Builders FirstSource, Inc.
Larry McLaughlin Construction
Swiftel Communications
Century 21 Krogman & Co.
Larson Manufacturing
The Bug Guy
Clean Air
Lowe’s Home Improvement
Ultimate Duct Cleaning
Construction Partners, LLC
Mary Kay
Your Home Improvement Co.
Cruise Planners
Mediacom
*SPONSORS OF HOME SHOW
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6 OPTIONS FOR FUNDING YOUR NEXT HOME IMPROVEMENT PROJECT BEFORE STARTING A HOME IMPROVEMENT PROJECT,
either on one’s own or with the assistance of a professional contractor, homeowners must first consider the costs involved. According to the home improvement resource HomeAdvisor, more than one-third of homeowners do not understand what hiring a professional will cost, and then cannot successfully budget and secure financing once they have set their sights on a renovation project.
then taking out additional funds for other purposes. Cash-out refinancing is a way to tap into a home’s existing equity for use on improvements or other expenses, such as college tuition.
be used for home improvement purposes. Funds may be approved within one business day, which can be ideal for those who want to begin their improvements soon.
2. HOME EQUITY LINE OF CREDIT:
5. PERSONAL LINE OF CREDIT:
The financial experts at Bankrate indicate that a HELOC works like a credit card, with the house as collateral. There is a credit limit, and borrowers can spend up to that limit. The interest rate may or may not be fixed. However, the interest HomeAdvisor says that some of the more pop- may be tax-deductible if the financing is used to ular projects, such as remodeling a kitchen or improve, buy or build a home. bathroom or building a deck, can cost, on average, $19,920, $9,274 and $6,919, respectively. 3. HOME EQUITY LOAN: Individuals also can borrow against equity in Homeowners may find that the more expensive their homes with a fixed interest rate through a renovations require them to secure some type of home equity loan. Most lenders will calculate 80 financing. Those who have never before sought percent of the home value and subtract a homesuch financing may want to consider these op- owner’s mortgage balance to figure out how tions. much can be borrowed, according to the financial advisory site The Simple Dollar.
1. CASH-OUT REFINANCING:
A personal line of credit allows borrowers to borrow only the money needed at the time, and offers a variable interest rate that is generally lower than fixed loan rates. Again, like a credit card, PLOC gives a person a maximum borrowing amount and is ideal for ongoing purchases.
6. CREDIT CARDS:
In a pinch, credit cards can be used to finance improvements, but they do come with the cost of very high interest rates if the balance is not paid in full by the time the bill comes due. However, for funding smaller projects and maximizing rewards points through home improvement retailers or specific credit card company promotions, credit cards can be a way to earn various perks in addition to the benefit of improving a home.
Homeowners looking to finance their next imWith cash-out refinancing, a person will begin 4. PERSONAL LOAN: provements should speak to a financial advisor the mortgage process anew with the intention Homeowners can shop around at various finan- and shop around for the best types of funding of paying off the current mortgage balance, and cial institutions for competitive personal loans to for them.
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OUTDOOR IMPROVEMENTS THAT BOOST HOME VALUE WHETHER HOME IMPROVEMENT PROJECTS ARE DESIGNED TO IMPROVE THE INTERIOR OR EXTERIOR OF A HOUSE,
focusing on renovations that make the most financial sense can benefit homeowners in the long run. The right renovations can be assets if and when homeowners decide to sell their homes. So how does one get started? First and foremost, speak to a local real estate agent who is knowledgeable about trends in the community. While a swimming pool may be something coveted in one area, it may impede sales in another. It also helps to study generalized trends and data from various home improvement industry analysts to guide upcoming projects. The following outdoor projects are just a few renovations that tend to add value.
• FIRE PIT: A fire pit is a great place to gather most months of the year. Bob Vila and CBS news report that a fire pit realizes a 78 percent return on investment, or ROI.
• OUTDOOR KITCHEN: Many buyers are looking to uti-
lize their yards as an extension of interior living areas. Cooking, dining and even watching TV outdoors is increasingly popular. Outdoor living areas can be custom designed and built. In addition, prefabricated modular units that require a much smaller commitment of time and money are available.
• PATIO: Homeowners who do not already have a patio will find that adding one can increase a home’s value. Patios help a home look neat, add useable space and may help a home to sell quickly. The experts at Space Wise, a division of Extra Space Storage, say that refinishing, repairing and building a new patio offers strong ROI.
• DECK: Deck can be as valuable as patios. A deck is another
outdoor space that can be used for entertaining, dining and more. Remodeling magazine’s 2018 “Cost vs. Value” report indicates that an $11,000 deck can add about $9,000 in resale value to the home, recouping around 82 percent of the project’s costs.
• DOOR UPDATE: Improve curb appeal with a new, high-
end front door and garage doors. If that’s too expensive, a good cleaning and new coat of paint can make an old door look brand new. These easy fixes can improve a home’s look instantly.
• NEW LANDSCAPING: The
National Association of Realtors says an outdoor makeover that includes well-thought out landscaping can net 105 percent ROI. Installing a walkway, adding stone planters, mulching, and planting shrubs are ideas to consider. MANY DIFFERENT OUTDOOR PROJECTS CAN ADD VALUE TO A HOME.
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10 HOME DESIGN TRENDS YOU’LL WANT TO KNOW IN 2019
ACCORDING TO HOUZZ, THESE ARE THE STYLES THAT WILL TOP YOUR NEWS FEED.
By Leah Ghazarian, Builder Magazine Home design platform Houzz shares the top shelves and range hoods—to create an eye-catchtrends predicted to reign in residential design ing feature wall. in 2019. The forecast is determined by activity among its 40 million monthly users, as well as WOOD VANITIES. conversations with industry experts. Here are the Wood vanities help bring a large dose of warmth ten most prominent looks expected to populate to the bathroom. While they’ve always been idea boards and social media feeds this year. popular on Houzz, reclaimed wood or light wood with clear stains that celebrate grain pattern deGLASS AND STEEL tails and knots are especially catching on.
ROOM DIVIDERS.
In recent years, Houzz has observed increased popularity in glass and steel for front doors and shower enclosures. Now, the look has spread to interior rooms. When used in interiors, the combination offers an open aesthetic, while still providing some privacy and noise control—and also brings a graphic element to otherwise white walls.
THE DESTINATION TUB.
The site’s recent Bathroom Trends Report showed that remodeling homeowners who enjoy taking baths aren’t just keeping the tub, they’re celebrating it. The report also found that people are spending more to increase the size of their bathroom and create a spa-like environment, resulting in the rise of the statement tub.
TILED BACKSPLASH FEATURE WALLS.
Though tiled backsplashes are not new to design-savvy kitchens, many Houzz users are now showing an increased interest in taking tile from countertops to ceilings—or behind floating
able and convenient alternative, and turn almost any dining spot into more of a lounge area. Plus, homeowners can tuck a few storage baskets underneath for blankets, games, place settings, and more.
BOARD AND BATTEN EXTERIOR.
The modern farmhouse look is still going strong throughout the home, but exteriors are also following suit. The board and batten style delivers a homey look, and adds texture and interest to BLACK IS BACK. Black isn’t a stranger to kitchen design. Large what may otherwise be a flat facade. swaths of black range hoods and full-on all-black cabinetry have been popping up in the most pop- KITCHENS THAT OPEN ular photos on Houzz. In 2019, we’ll see black TO THE OUTDOORS. cabinets paired with white walls, backsplashes, Houzz’s Kitchen Trends Report found homeand countertops for a sophisticated contrast. owners are increasingly opening their kitchens to the outdoors with exterior double doors. With more homeowners calling the kitchen the hub of DARK AND MOODY COLORS. As with kitchen cabinets, the dark side is ex- the home these days, they look to outdoor areas panding its force in other areas of the home as to expand living space. Large sliding and colwell, which color experts think is a reaction to lapsible doors make it relatively easy to get that all the whites and bright colors that have long connected feeling that blurs the lines between been favored. Deep, moody colors like navy, inside and out. Expect to see more kitchens comblack, and forest greens are forecasted to win pletely opening up to decks and patios. over homeowners in 2019. FOUR-WALL ACCENT COLOR. FURNITURE BENCHES IN Painting a single wall a bold accent color different from the other walls in a room was a popuTHE DINING AREA. Built-in bench seating in a dining nook off a lar design move over the last few years. Now, kitchen is highly prized for its comfort and extra homeowners aren’t holding back, and they are storage. The Houzz community is also favoring more likely to paint all the walls—including the bench furniture pieces, which offer an afford- trim and molding—one solid color.
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