Bolingbrook 9-25-14 by Bugle, Sentinel & Enterprise Newspapers

INSIDE

SPORTS Allie Quigley earns sixth woman award

bolingbrookbugle.com

Page 11

NEWS Maya found guilty of murdering Romeoville girl

ONLINE More news at buglenewspapers.com

Page 5

Your Community, Your News

SEPTEMBER 25, 2014

Vol. 8 No. 11

schools

Valley View passes budget District budget will have operating deficit of $6.69 million for fiscal year 2015

community

By Laura Katauskas staff reporter

n a mission to create special spaces for children battling medical obstacles, the non-profit corporation, Special Spaces, believe a bedroom to most kids is a personal space—a place that represents his or her unique personality. For a child with a critical illness who spends a lot of time at home in his or her room, that room should be a very special space. See the full story on page 3

The Details. When Special Spaces of Chicagoland transformed his daughter’s bedroom from hospital-like to dream-like, Ben Atkinson knew he wanted to help pay it forward. Julie and Kendall check out her new room. (Photo by Laura Katauskas)

katauskas@buglenewspapers.com @lkatauskas

The Valley View School District 365u passed its fiscal 2015 budget of nearly $250 million, a 2.2 percent increase, dipping into reserves to cover a deficit. The district will remain with a budget operating deficit of $6.69 million for fiscal year 2015.This amount is consistent with what has been projected in the five-year financial forecast and is down from a budgeted deficit for fiscal year 2014 of $9.5 million. “We continue to utilize our fund reserves to balance the budget,” said Assistant Superintendent Gary Grizaffi. “We continue to monitor our low point balance threshold, targeting 30 days of operating reserve pre-June property tax collections.” He did warn that if the district ever drops below that certain level, then the district has to look at budget reductions, but reminds that this is a worst-case scenario, projecting that every line item be spent down to zero. “We have weathered a battery of storms with having to pay back taxes to Adventist Bolingbrook Hospital, and the drop in the >> see budget | page 4

THE BUGLE SEPTEMBER 25, 2014

News

cover story

THE BUGLE SEPTEMBER 25, 2014 3

Community supports room makeover Bolingbrook resident Atkinson wanted to share the joy he sees his daughter have in her own bedroom

By Laura Katauskas staff reporter

katauskas@buglenewspapers.com @lkatauskas

When Special Spaces of Chicagoland transformed his daughter’s bedroom from hospitallike to dream-like, Ben Atkinson knew he wanted to help pay it forward. On a mission to create special spaces for children battling medical obstacles, the non-profit corporation, Special Spaces, believe a bedroom to most kids is a personal space—a place that represents his or her unique personality. For a child with a critical illness who spends a lot of time at home in his or her room, that room should be a very special space. It should be a room that is designed and dreamed up by the child so as to become a place that is unique and loved by him or her. Last year, Kelly Knox and her team of volunteers, made their mark on the Atkinson home, completing not only a bedroom makeover for Kendall, who suffers from a host of medical problems, but also two other bedrooms for her unknowing sisters, transforming spaces for the girls, hoping to create an oasis away from the constant medial worries of everyday. This year, it was time to go fairylike and brighten sweet and shy Julie Pernalski’s bedroom, with a splash of purple, a little dress up and of course Tinkerbell—that’s all the four-year-old wanted. Bolingbrook resident Atkinson wanted to share the joy he sees his daughter have in her own bedroom, which before the makeover was set up like a hospital room more than anything else.When he learned of this little girl who lived a short distance away in Romeoville, he started working on a plan. “I’ve seen the joy it brings my daughter—she has no problem sitting in her room now,” said Atkinson, choking up. “You don’t know the difference it makes until you see it. It was a blessing and I want to share that blessing.”

Photo by LAURA KATAUSKAS | FOR THE BUGLE

Julie is surprised during the reveal of her new bedroom.

An emotional Knox, said “This is why we do what we do, to hear we are making a difference, makes it so worthwhile. And now this family is paying it forward, it’s so amazing to see.” A Fed Ex employee, Atkinson, decided to ask for the company’s help in donating the $3,000 normally needed for a makeover. The company,which recently built a distribution facility in Romeoville, minutes from Pernalski’s home, did one better. Not only did they pay for the supplies, they sent 27 employees over throughout the day to help complete the bedroom makeover and a few additional bonus rooms. Julie who loves princesses, books, gymnastics and the color purple, was diagnosed when she was just one years old with Acute Lymphoblastic Leukemia. She was seen at Hope Children’s hospital on a weekly basis, and had a port placed inside her chest for blood transfusions/chemo meds. She has been on chemo meds for two years now and has recently had a spinal tap where they removed spinal

fluid from her spine to make sure the cancer has not returned. Her family simply says she was blown away by the whole process. Knox of Naperville began the Special Spaces Chicagoland Chapter, after a little soul searching, taking her business of making drapes to a whole new level. Interested in finding out more information about Special Spaces, Knox inquired about how she could get involved and ended up creating the only chapter like it in states nearby. Their mission is simple, but life altering to its recipients— “We create dream bedrooms for children with life-threatening medical illnesses. This is a place that only the child can dream or imagine while addressing their medical needs. Our focus is answering one question; where does a child go when battling a serious illness to find peace and comfort?” The Special Spaces team is 100-percent volunteer based and see the same volunteers coming

Photo by laura katauskas | for the bugle

Ben Atkinson pays it forward, working on the Pier home.

back again and again. Once they join, there is no looking back, they’re hooked, they say, dedicating their time and their hearts to making the spaces truly special for all those they intend to help. Clear in their actions, the grass-roots efforts of the team pull together in spirit and resources without thought for themselves but for the mission. The Special Spaces team including Knox, Ken and Judy Markiewicz, Carol Scogna, Lori McSpadden, Andrea Schwemin, and Kellie Hansen, are doing just that. They set out to complete one room each month. Through fundraisers, donations, garage sales and thrift store finds—they have now doubled that, making twice as many dreams come true and have grown to add a second chapter.

The model for special spaces tries to dedicate $3,000 per makeover and are constantly seeking volunteers and donations to support their cause. “We are still building the plane while we are flying it,” said Knox. “Basically, we need time, talents and treasure. If you have the time to clear out a room, come. That doesn’t take skill, it just takes heart. Talent—we need those in construction, seamstresses, muralists, etc. And treasure, we need the funds. We would love to do everything brand new but that is not always possible. We accept every kind of donation.” Donations can be accepted on their Facebook page through Paypal or credit card. Cash and other items can also be donated. Contact Knox at Kellyk@ specialspaces.org.

THE BUGLE SEPTEMBER 25, 2014

News >> budget, from page 1 transportation fund and State dollars,” said Grizaffi. Funding in large part,74 percent, comes from local dollars with 20 percent coming from the State and 6 percent in federal funding. Since its first introduction in August, a few significant changes were added to the budget, including the addition of one bilingual kindergarten teacher; a classified nurse; an aide; an additional $10,000 for ADA accommodations; $1.75 million was added to a fund balance for technology that was carried over from last year which was never done before; a transfer of $1.78 million from the transportation fund to the education fund; a decrease of about $40,000 in State breakfast/lunch revenue due to a decrease in reimbursement rate change; and an addition of $432,000 in General State Aid per final computations. Salary costs make up the lion share of the budget and include an increase of 2 percent per labor agreements, totaling $2.4 million. In addition, four gifted teachers and one college and career readiness director was included at $342,000; tuition budget for outside placement students was reduced by $1 million; the guest teacher rate was increased by $250,000; expenses related to administering of the PAARC assessment total $630,000; and an increase of $1.56 million in the

district’s scheduled debt service payment. The property tax levy will be limited to 1.7 percent of the 2013 extension, or an estimated $2.2 million of additional local property tax revenue, half of which is to be received in the 2014-2015 school year. This is a decrease over last year when the district realized a $1.98 million increase, Grizaffi explained.Revenue from the state is expected to be prorated again in this fiscal year.While the district will see an increase of $4.98 million in General State Aid over 2013-14, the GSA proration at 89 percent represents a loss of $3.7 million of the district’s overall claim. In addition, the district will also see a continuation of the reduced allocation for transportation, amounting to $1.2 million less than the district should have received each year dating back to 2010-11. “While all of the past due mandated categoricals have been vouchered and paid, I am concerned we may see a repeat of late payments due to the various economic factors impacting the State budget,” said Grizaffi. “The gubernatorial race will also be key in determining how education will be funded in the next several years. The increase in income tax receipts allowed the State to catch up with its overdue payments, but it may experience a commensurate shortfall in 2014-15, where deeper prorations and late payments could occur again.”

crime

News

THE BUGLE SEPTEMBER 25, 2014 5

Maya found guilty of murdering Romeoville girl He was convicted of firstdegree murder, attempted murder, aggravated battery using a firearm and unlawful use of a weapon By Laura Katauskas staff reporter

katauskas@buglenewspapers.com @lkatauskas

After deliberating for approximately two hours, a jury found ex-boyfriend Erick Maya guilty of killing 15-year-old Briana Valle of Romeoville. He was convicted of firstdegree murder, attempted murder, aggravated battery using a firearm and unlawful use of a weapon.

Sentencing is on the state’s evidence scheduled for Oct. 20. linking him to what they Maya could face up to called a domestic crime life in prison. by a man obsessed with Valle’s mother also his girlfriend, going from suicidal to homicidal, was shot Feb. 13 after bent over never letting Maya, 24, of Cicero, her go, no matter what brutally pointed a gun it took. to the back of Valle’s Erick Maya Assistant State’s head and then turned 24, of Cicero Attorney Christopher the gun on her as they Koch, in closing sat parked in their arguments, said all evidence driveway, ready to head to school. She survived and sat in court pointed to the facts that Maya holding hands with her family, had the intent, motive and the openly weeping, as the guilty means to kill Valle. The team chronicled how Maya and Valle verdict was read. Defense Attorney George were in a relationship and once Lenard charged during closing that relationship ended, Maya arguments that it was a rush to continued to pursue her. So much judgment by Romeoville Police. so that her mother, filed an order But Maya was found guilty based of protection against him and

moved their family from Cicero to Romeoville in fear for her daughter’s safety. Once Valle officially broke it off with him, Maya was flipping back and forth in text and Facebook

messages, from professing his love, to threatening to rape her and her mother again and again, lock her in a cage and kidnap her. >> see maya | page 9

THE BUGLE SEPTEMBER 25, 2014

Police Blotter

The following items were compiled from the official reports of the Bolingbrook Police Department. Appearing in the police blotter does not constitute a finding of guilt, only a court of law can make that determination.

A 2006 white Stoughton trailer was taken from the 1700 block of Remington Boulevard between April 8 and Sept. 1.

John McCarthy, 43, 16813 81st Ave., Tinley Park, was arrested at 1:21 p.m. Sept. 4 and charged with an in-state warrant.

10 12 13

4 15 7 8

An Apple laptop was taken at 5 p.m. Sept. 7 from the backseat of an unsecured vehicle parked in a driveway in the 100 block of Tahoe Drive. Loss valued at $2,000.

BHS

19 17

Christopher McKnuckle, 20, 241 Edgehill Drive, was arrested Sept. 11 and charged with criminal trespass to property and theft, after taking a bicycle Sept. 5 from the bike rack at Fountaindale Library, 300 W. Briarcliff Road.

Victor Rubio, 41, 224 Shady Lane, was arrested at 2:56 p.m. Sept. 12 and charged with two in-state warrants in the 600 block of East Boughton Road.

Reynaldo Toledo, 20, 149 Thackeray Drive, was arrested at 10:31 p.m. Sept. 12 and charged with an in-state warrant, following a traffic stop at Lee Lane and Delaware Drive.

Calvin London, 18, homeless, was arrested at 9:07 a.m. Sept. 13 and charged with criminal trespass to property on the 200 block of S. Bolingbrook Drive.

LaDell Moss, 43, 441 Greentree Lane, was arrested at 2:55 a.m. Sept. 13 and charged with driving on a suspended license, no insurance, two counts of DUI and equipment violation, following a traffic stop on the 200 block of South Bolingbrook Drive.

Nicholas Quiroz, 27, 401 Blair Lane, was arrested at 2:10 a.m. Sept. 13 and charged with disorderly conduct, following a call to the area of Schmidt Road and Blackhawk Lane of a subject walking in the roadway.

Robert Asiamah, 35, 222 Radcliff Drive, was arrested at 3:47 a.m. Sept. 13 and charged with battery, following a call to a business on the 400 block of West Boughton Road for a fight.

Jonathan Yates, 23, 10 Kingery Quarter Drive, Willowbrook, was arrested at 1:53 p.m. Sept. 14 and charged aggravated domestic battery, possession of drug equipment, possession of cannabis, possession of controlled substance, resisting a peace officer, unlawful use of weapon, two in-state warrants and unlawful possession of ammunition, following a call to the 300 block of Woodcreek Drive for the call of a domestic disturbance.

Jessica Burd, 39, Kirkwood Circle,

338 was

arrested at 11:29 p.m. Sept. 12 and charged with an in-state warrant, following a call to the residence for a disturbance. Hudson, 18, 13 Dominick 30G Wildwood Lane, was arrested at 11:29 p.m. Sept. 14 and charged with criminal damage to property and battery, following a call to the 300 block of Kirkwood Circle. Marin-Paz, 34, 14 Javier 2524 Waterbury Ave., Woodridge, was arrested at 12:23 a.m. Sept. 14 and charged with no insurance, divining on a suspended license, DUI and an in-state warrant, following a traffic stop at Falconridge Way and Homer Lane. Isaac Osei-Abisey, 35, 322 Woodcreek Drive, was arrested at 6:30 p.m. Sept. 14

and charged with a battery on the 300 block of West Briarcliff Road. Michelle Minervini, 27, 523 Hampshire Lane, was arrested at 2:13 a.m. Sept. 15 and charged with improper lane usage and DUI, following a traffic stop at Ashbury Avenue and Boughton Road.

A 1999 Toyota Camry was taken from the lot on the 200 block of Old Chicago Drive at 4:30 p.m. Sept. 15.

Officers were called to a business on the 400 block of W. Crossroads Parkway for the report of a theft. Unknown subjects removed steel chain, steel rails, steel rollers and steel drive pulleys between Sept. 8 and Sept. 15. Loss valued at $12,311.

A 2005 Kenworth tractor was removed from the parking lot on the 100 block of Old Chicago Drive between Sept. 12 and Sept. 15. Officers responded to Lot K Fernwood Drive for the report of a residential burglary. The front door was found slightly open and a TV was removed from the wall between Sept. 13 and Sept. 15.

Gabriela Cornejo, 40, 2705 Zurich St., Woodridge, was arrested at 2:01 p.m. Sept. 15 and charged with retail theft at Macyâ&#x20AC;&#x2122;s, 645 E. Boughton Road.

For more Bolingbrook Police Blotter, visit www.buglenewspapers.com/ policeblotter

ForuM Post your thoughts!

THE BUGLE SEPTEMBER 25, 2014

illustrated opinions

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column

Solution to our trafﬁc woes could be Greuling By nicK reiher maNagiNg editor

nreiher@buglenewspapers.com @JolietILNews

A couple weeks ago, shortly after five people were killed on Interstate 55 near the Des Plaines River Bridge construction zone, I wrote a column urging someone or some entity to take the lead in fixing the transportation problems in and around the CenterPoint Intermodal yards in Joliet and Elwood. The Illinois Department of Transportation seems to be catatonic following the resignation of Director Ann Schneider and the subsequent investigation on hiring in that department. The county is butt deep in replacing expensive bridges earlier than expected due to the increase in trucks from the intermodals that make our area “The Largest Inland Port in North America.” Joliet officials, assured by CenterPoint representatives the area could handle the traffic as they approved the Union Pacific Yard several years ago, are largely silent on the issue. Officials in Elwood,where all this started some 12 years ago with the BNSF yard, seem more content to toss toast from their highchair and make a mess, rather than participate in any regional planning solutions. We all hoped the re-opening of the I-55 bridge would help get the truck traffic off Illinois 53 and the viaduct there south of Interstate 80, where you had better have steady

hands on the wheel while a semi comes near you with no median between. It has, but not entirely. At least not for a road where local officials also are trying to raise some economic development by pitching Route 66 tourism plans. So who will save us? John Greuling, CEO of the Will County Center for Economic Development, knows how important those intermodals are to our county’s – and region’s – economy. And so does the farm community, after officials figured out several years ago those empty containers that just had shipments from Asia unloaded, could be reloaded with much-desired grain from local farmers back to Asia. This is big stuff, but most of us see only the nightmare traffic fallout. At CED’s annual Global Logistics Summit in Bolingbrook recently, Greuling pushed the idea of a Will County Freight Council to oversee the issues – good and bad – resulting from the intermodals. He believes a group such as this would help get the county a more visible seat at the table in the global economic kitchen. Lord knows, there would be enough to talk about at those meetings. Aside from the aforementioned issues, there’s the Illiana, the South Suburban Airport, widening of I-80 and the possibility of a bridge linking I-80 to the intermodal yards. Greuling said the council would be composed primarily of private

businesses, but that certainly governmental entities – IDOT,Will County and affected municipalities – would be crucial to any success. Will the governmental entities join up? We’ll see, but here’s one more nugget Greuling offered at the logistics summit: The Inland Port area also could need a central, consistent body that would issue overweight truck permits instead of truckers having to apply to several entities for the honor of unloading and loading their trucks at our local, inland marketplace. Something like a port authority just for that area of the county. Something (my words not his) that would take control away from Joliet, Elwood, Will County and any other affected entities for the good of the whole region, with the approval of those entities, of course. I like the former idea a lot. Not that we need any more commissions and councils, but we do need to get our arms around local transportation issues. But we can’t hold hands while we’re pointing fingers at each other. A port authority? I can’t see communities giving up control – and dough – for the good of the union. But maybe the local transportation council can help move toward that end. I hope we can do something. Some body or some group needs to be the traffic cop. Right now, there are too many traffic issues at the Crossroads of America.

THE BUGLE SEPTEMBER 25, 2014

News

Will county

County executive Walsh Statement on Treatment for Prostate Cancer Walsh noted that about 233,000 new cases of prostate cancer will be diagnosed this year in U.S.

Will County Executive Larry Walsh, 66, announced Friday that he is being treated for prostate cancer following a recent diagnosis by his doctors.

He is scheduled to have surgery Thursday, Sept. 25, and is expected to make a full recovery very soon. “Unfortunately, I am like many

men my age and was diagnosed with prostate cancer following my regular checkup by my doctor,” said Executive Walsh.“I have great confidence in my local doctors who are taking the appropriate steps to treat this disease, and I am very optimistic that I will back to my regular schedule very soon.”

Walsh noted that about 233,000 new cases of prostate cancer will be diagnosed this year in the United States and approximately one man in seven will be diagnosed with prostate cancer during his lifetime. Additionally, approximately six cases in 10 are diagnosed in men aged 65 or older, and it is rare before age 40. The average age at the time of diagnosis is about 66. “I encourage all our male residents in Will County who are age 40 or older to continue to get the screenings done for prostate cancer,” said Walsh. “Although we all are busy with our daily lives, early detection is key to successful treatment.” Walsh thanked all those who have already offered their thoughts and prayers for a speedy recovery. He has been encouraged by this support.

Will County Executive Larry Walsh, 66, announced today that he is being treated for prostate cancer following a recent diagnosis by his doctors.

“I encourage all our male residents in Will County who are age 40 or older to continue to get the screenings done for prostate cancer,” said Walsh. “Although we all are busy with our daily lives, early detection is key to successful treatment.”

News news in brief Will county

Petitions available for Will County Regional Board

Will County Clerk Nancy Schultz Voots announced that petitions for Will County Regional Board of School Trustees are available in the County Clerk’s Office. Two full six-year term trustee positions, one un-expired fouryear term trustee position and one un-expired two-year term trustee position are available. Persons wishing to run for trustee must reside within the Will County Educational Service Region and

may be from any Will County township except Frankfort, Homer and Jackson, as these townships already have representation. Filing dates for petitions are Dec. 15, 2014, through Dec. 22, 2014, and must be filed in the Will County Clerk’s office at 302 N. Chicago St. Joliet. Visit www. thewillcountyclerk.com for this and other election-related information.

will county

School board petitions available

Will County Clerk Nancy Schultz Voots announced that petitions for members of the boards of education and school directors in the following school districts are available in the County Clerk’s Office: Chaney-Monge SD No. 88; Channahon SD No. 17; Elwood CCSD No. 203; Fairmont SD No. 89; Frankfort CCSD No. 157-C; Homer CCSD No. 33C; Joliet Public SD No. 86; Laraway CCSD No. 70C; Lockport SD No. 91; Manhattan SD No. 114; Mokena SD No. 159; New Lenox SD

>> maya, from page 5 It was those same messages that jurors said sealed the guilty verdict after the two-week trial came to a close. “Based on that evidence, I knew what my decision was going to be; that was my thought process,” said juror Amanda Wilson. “The problem is, nothing is going to bring her back.” Juror Susanne Heise agreed, “With all the details given, it became quite obvious.” Heise said it was very hard to see the family in court, as both mother and father broke down hearing of how his daughter was killed. “I’m a mom; I couldn’t help but feel horrible for them,” said Heise. “The parents tried to do everything they could to keep him away from her … hopefully this can give them some closure.” Lenard had argued in court that Romeoville Police did not give enough attention to Dylan Somma of Romeoville, who was also arrested that day, found in the same backyard as Maya, during the search. Somma had testified he was running from the area because he had warrants out for his arrest. Prosecutors argued he had no connection to Valle, whereas Maya,

No. 122; Richland SD No. 88A; Rockdale SD No. 84; Steger SD No. 194; Summit Hill SD No. 161; Taft SD No. 90; Troy CCSD No. 30-C; Union SD No. 81; Will County SD No. 92; Beecher CUSD No. 200U; Crete-Monee CUSD No. 201-U; Peotone CUSD No. 207-U; Plainfield CCSD No. 202; Reed-Custer CUSD No. 255U; Valley View CUSD No. 365U; Wilmington CUSD No. 209-U; Joliet Township HS No. 204; Lincoln-Way Community HS No. 210; Lockport Township HS No. 205.

was found hiding in the porch, had a turbulent relationship with Valle and had no reason to be in Romeoville. It was testified that Maya took a cab from Cicero on Feb. 11 to the 300 block of Emory. They concluded that Valle escaped harm that day because she stayed home sick from school. Two days later, Maya again called for a cab and drove to the same location, and waited for her to come out of her home when he shot her. Weeks before through Facebook messages, Maya was openly looking for a gun and spoke of how “it was personal and he had to do it.” “The police did their job that day,” said Koch. “They found him; they found the roommate; they found the cab driver; they found the Facebook messages and the text messages; they found the gun, and the tested for gun powder residue—they did their job. Each piece of evidence that was introduced was collaborated.” In the end, considering Somma a suspect was not relevant and merely a matter of coincidence, said the jurors. Maya, with no family or friends in the courtroom, remained emotionless during the reading of the verdict.

THE BUGLE SEPTEMBER 25, 2014

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MArCh 21 TO ApriL 20

Developing new contacts and friendships may be your best bet. It’s tempting to waste time or money on a passing enthusiasm in the early part of the week. Avoid confrontational people and situations.

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sEpTEMBEr 24 TO OCTOBEr 23

Put your thinking cap on and create a tactical game plan. You’ll find that the answer you need is only a phone call away. Focus on business, job and money making activities in the first part of the week.

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NOVEMBEr 23 TO DECEMBEr 22

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JANUAry 21 TO fEBrUAry 19

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tAurus

A p r i L 2 1 T O M Ay 2 1

Sometimes it’s best to ignore a challenge. It may be to your advantage to act gullible, innocent and naive early in the week. You can ignore a test of your authority or pretend you didn’t hear someone’s remarks.

cAncer

J U N E 2 2 T O J U Ly 2 2

An unexpected bonus or extra cash in your pocket could solve long-term troubles in the week ahead. Overlook a temporary setback that blocks a project, as it may be a blessing in disguise. A busy schedule may keep you hopping.

virgo

AUGUsT 22 TO sEpTEMBEr 23

Don’t let imagination or sympathy work overtime in the first part of the week, or you may end up at odds with a loved one. Effusive gestures could be misunderstood. A cool head and objectivity brings the best success.

scorpio

OCTOBEr 24 TO NOVEMBEr 22

Trust in the universe and it will provide. In the week ahead, friends and casual acquaintances may give you valuable hints about how to succeed in business without really trying. Pay attention to astute personal observations.

cApricorn

DECEMBEr 23 TO JANUAry 20

Make others feel good about themselves and they’ll feel good about you. Misunderstandings can easily stir up trouble, so be clear as a bell in the early part of the week. Remain tolerant and politically correct.

pisces

fEBrUAry 20 TO MArCh 20

Outwit opponents by offering sincerity rather than guile. By remaining calm in the face of a passing storm you can avoid being swept into a difficult, long-lasting situation. Don’t be overly defensive in the week ahead.

Jumble

PreviouS Puzzle’S anSwerS

Jumbles:

• GOUGE • CLOUT • BEMOAN • VOLUME

Answer:

WhAT A CONVErsATiON WiTh A TEENAGEr CAN TUrN iNTO -- A MONOLOGUE

INSIDE: Jane Addams wins softball regional. page 12; A look ahead to this week’s football games in ‘The Playbook’ , page 14

bolingbrookbugle.com

THE BUGLE SEPTEMBER 25, 2014

Basketball

Joliet’s Quigley has banner season By Mark Gregory sports reporter

mark@buglenewspapers.com @Hear_The_Beard

Joliet’s Allie Quigley has played basketball for a long time. The former Joliet Catholic Academy and DePaul University standout has been a professional since being drafted by the Seattle Storm of the WNBA in 2008. Although Quigley has been in the WNBA since her draft day, but has enjoyed more of her success overseas – until this year. Quigley had her best season as a member of the WNBA this year with the Chicago Sky, which culminated in her helping the Sky reach the WNBA finals and earned her the 2014 WNBA Sixth Woman of the Year Award Presented by Samsung. Quigley earned 26 votes from a national panel of 38 sports media voters, surpassing San Antonio’s Jia Perkins in the voting. Quigley was a force off the bench for Chicago, leading the Sky in scoring a team-high nine games. She also scored in double digits 21 times this season, the most by any member of the team, scoring 20-plus points

twice. Quigley came off the bench in 33-of-34 games for the Sky this season and posted her first start of her career on June 10 against Seattle. She averaged 11.2 points per game during the season, nearly three times better than her previous career best (3.8 in 2013). She also had career-best averages in rebounds with 2.2 per game (0.8 in ‘08 and ‘09) and assists with 1.9 (0.6 in 2013). During the season, Quigley posted career-highs in field goal’s made (12), field goal’s attempted (22), three-point field goals made (3, five times) and points (27 at Atlanta on 7/13). He career-best free-throw percent (.879) and three-point percent (.387) both ranked in the top 10 in the WNBA. Her 24.8 minutes per game average doubled her previous career best. “First and foremost, Allie’s work ethic is unmatched, so it’s nice to see her efforts rewarded,” said Sky head coach and general manager Pokey Chatman in a press release. “Her ability to play at such a high level, while also transitioning to the point guard position is a testament to her ability and she’s a big part >> see quigley | page 13

Photo courtesy of NBAE/Getty Images

Joliet’s Allie Quigley was the WNBA Sixth Woman of the Year and helped lead the Chicago Sky to the WNBA Finals.

THE BUGLE SEPTEMBER 25, 2014

Sports candid moments

Jane Addams wins regional

Jane Addams Middle School surprised top-seeded Antioch 11-4 to win an Illinois Elementary School Association Class AA regional softball title Tuesday afternoon. The Mustangs (8-4) met Kelvin Grove Junior High of Lockport (18-1) at 11 a.m. Saturday at Homer Junior High in the sectional final. The winner moves on to the state quarterfinals at 4 p.m. Sept. 26 in Normal against the winner of the Pleasant Plains sectional. The third place and state championship games are Sept. 27.Addams softball squad members are Jacqui Abogado, Skylar Aprati, Natalie Bond, Jasmine Doguin, Jordyn Elliott, Jasmine Freeze, Dana Hinckley, Alyssa Hughes, Yaneli Izaguirre, Kailie Kleeman, Carly Lefevers, Cynthia Ng, Elyse Spaccapaniccia, Jesika Stephens, Sarah Sramek, and Shelby Sramek.

sPorts >> quigley, from page 11 of the reason we (made) the playoffs.” Quigley’s increased performance was key to the team as it suffered injuries to several key players throughout the season. “Before the season started, we had a talk and I could tell that she had a lot more confidence in me and she was ready to give me more minutes,” Quigley said. “Then, unfortunately we had people go down for various reasons and I probably played a lot more than she thought I would. Then a few good games really helped my confidence and that just kept going.” For winning the WNBA Sixth Woman of the Year presented by Samsung, Quigley earned a cash award and a specially-designed trophy from Tiffany & Co. “It wasn’t something I thought of at the end of the year, like I was trying for the award,” Quigley said. “So, when it was being talked about at the end of the year, it was humbling and it made me reflect on all the ups and downs of the last five or six years of my professional career and all the ups and downs and coming from not playing at all and being in the gym getting my game better and then

finally have this all happen this summer.” Late in the season, Quigley earned her first Player of the Week award for games played Aug. 4 through Aug. 10. She led the WNBA Eastern Conference in scoring,averaging 18.0 points per game. “(It was) well-deserved honor for a player that has stayed the course throughout her career.” Chatman said.“More importantly she stayed the course this year for us transitioning from a two guard to a point guard, back and forth, and she’s still been able to maintain a high level of consistency. That’s been the big reason we have been able to win some games lately so I am happy for her.” Her success helped the Sky to only its second playoff berth in franchise history and advance to the WNBA finals for the first time ever, although the Sky was swept three games to none by Phoenix. “It was great to be there, we would have liked to have won,” Quigley said. “When the end of the year rolled around, we just didn’t want to stop playing and that showed on the court. We had that, ‘I don’t want to quit attitude.’ I think the ups and downs during the year made us stronger and it all came together

at the end of the year.” Quigley will now head back to play for TS Wisla Can Pack Krakow in Poland, the same team she played for a year ago. She is currently in talks with the team trying to get a few more days home. She said when she originally had discussed her arrival date in Poland, she did not factor in playing for the WNBA title. “They want me there as soon as possible and I am trying to buy a few more days. It can be hectic and a little stressful at times and you are a little exhausted when you just finish a season here and then you have to go over and they want just as much out of you there,” she said. “But, I think we are used to it and we know this won’t last forever. So, I want to take advantage of it while it is here and take advantage of the moment.” Before heading overseas, she took time to work a camp last weekend at the University of St. Francis where her sister, Sam, is the head women’s basketball coach. “I was at those camps when I was their age and looked up to the counselors,” she said. “It’s a fun thing to do for the kids in the community and with my sister.”

THE BUGLE SEPTEMBER 25, 2014

Joliet

q & a with local athletes

FEATURING

Zach Wisneski football

Favorite social media outlet that you use? Twitter what do you use it for the most? Just checking sports scores and following pro athletes and seeing what they are up to. Favorite person to follow and why? Brandon Marshall. I like the way he works and how much he has matured. How many followers do you have? Only like 60 because I just started not long ago.

THE BUGLE SEPTEMBER 25, 2014

Sports

ROUND-UP

Flores adds two more goals in Raider win Bolingbrook (9-2-1) defeated Plainfield East 3-0. Luis Flores tallied his 11th and 12 goals of the season, while Brian Najera added a goal. Erik Gonzalez and Najera each had an assist. Colin Magdziarz posted his second shutout of the season.

The Raiders also fell to Benet 2-0 last week.

VOLLEYBALL Romeoville took 10th out of 16 at the Oak Lawn tournament. The Spartans beat Rich South 25-12,25-18 and Bremen 2521,25-18.

They lost to Richards 25-15,1925,13-15, Oak Lawn 25-18,2225,11-15 and Portage 23-25,1325. In SPC play,they fell to Plainfield North, 25-13, 25-13.

LEWIS UNIVERSITY The Lewis University men’s soccer team was the beneficiary of some timely help from Rockhurst, as the Flyers scored an own goal off of a Hawks’ defender in the 108th minute to earn the 2-1 double overtime victory at Bourke Field on Sunday (Sept. 21) afternoon. The winning score happened following a Lewis corner kick that sailed in front of the Rockhurst

net. In the mad scramble for the ball, a Rockhurst defender inadvertently scored on his own goal to give the Flyers the winning tally. With the victory, Lewis extends their unbeaten streak to five matches and improves to 4-1-1 overall and 3-0-1 in GLVC action. Rockhurst falls to 3-2 overall and 3-1 in conference play. “I’m happy for the guys,” Lewis head men’s soccer coach Evan Fiffles said. “They worked hard, but we still have a long way to go and we need to keep improving.” Following a scoreless first half, Rockhurst struck first in the 55th minute, as freshman forward Kaleb Jackson beat Flyer goalkeeper Omar Ramirez

(Houston,Texas/Elsik) from seven yards out inside the right post. Classmate Adam Michel assisted on the play. Lewis sophomore midfielder Nicholas Monteiro (Brasillia, Brazil/School of the Nations) posted the equalizer at the 62:31 mark, as his free kick from 40 yards out, snuck past Hawks’ netminder Stefano Radio to even the score at 1-apiece. Ramirez and Radio both made six saves on the afternoon. As a team, Rockhurst outshot Lewis, 16-12, while the Flyers held an 8-7 advantage in shots on goal. • Lewis women’s soccer >> see ROUNDUP | page 15

Sports >> ROUNDUP, from page 14

GAME 5:

Bolingbrook @ Joliet West The details: Still in the middle of their easy part of the schedule, Bolingbrook (3-1, 2-0) again had no problem with Stagg last week, blanking the Chargers, 41-0. The Raiders have a few more weeks before facing Homewood-Flossmoor in what appears will be the game for the SWSC championship. The Bolingbrook defense is getting stiffer each week, throwing up a shutout last week. Key to the game: This game should prove to have a little more to offer the Raiders in terms of helping them prepare for H-F. Joliet West (3-1, 1-1) under the leadership of junior quarterback Alex Tibble, is improved this

game time 1 pm, Saturday, Sept. 27 at Joliet West season and is on its way to the playoffs. Bolingbrook is getting production from its new signal caller as well, as senior Adam Klein has been solid when called upon to make the proper reads and throws. That being said, the Tigers are still not in the class of Bolingbrook and the Raiders should roll through this game. The biggest question this week will be how long the Raider starters will be in the game. -compiled by Mark Gregory

GAME 5:

romeoville @ OSWEGO The details: Romeoville (1-3, 1-1) is coming off a last-second win over Plainfield Central, 3026. Oswego (3-1, 2-0) defeated Minooka 28-14. The previous week Romeoville fell to Minooka in the closing seconds 33-30. It will be interesting to see who quarterbacks for the Spartans after Anthony Kitchens is coming off his first career start, filling in for Kelvin Jones. Oswego has dominated the SPC in recent years, but has found the going a bit rougher so far this year (beat Plainfield Central 23-8). Oswego has scored at least 20 points in each of its games this year. After allowing 65 points the first two games, the Panthers have given up just 22 the past two games. “Every time you play Oswego it is going to be a tough game,” Romeoville coach Jeff Kuna said. Keys to the game: Offensively, Romeoville needs to get its playmakers the ball. It

game time 7 pm, Friday, Sept. 26 at Oswego has three very good receivers on the outside who can outrun just about any defensive back. The Spartans will need to take their chances downfield and convert on a few of them. They almost look more dynamic in the backfield with quarterback Kelvin Jones at running back as it gives them two powerful backs with Gill Whitaker as well. The defense needs to avoid giving up the big plays. They gave up a few to Plainfield Central, which has had a hard time scoring this year. Staying in their running and coverage lanes will be vital.Nice weather would be a plus for the Spartans air attack. -compiled by Scott Taylor

dropped a Great Lakes Valley Conference game at No. 20 Rockhurst on Sunday (Sept. 21) afternoon 4-0. The Hawks opened the scoring just before the 10-minute mark on a goal by Taylor Skala. Mia Zanaboni assisted on the goal. Rockhurst made it 2-0 at the break following a goal by Brandi Van Booven from 17-yards out inside the right post. The goal at 31:54 was assisted by Molly Beelman. It stayed 2-0 for the majority of the second half until Rockhurst scored two goals in the final 15 minutes. First it was Skala again with a goal assisted by Nicole Keeve at 75:05. With a touch over four minutes remaining in the game Emily Rodriguez found the back of the net to round out the scoring. Kasey Lierz and Courtney Sliberberg assisted on the goal. The Flyers held a significant edge in corner kicks 9-3, but were outshot by the Hawks 18-4. Lewis falls to 1-4-1 (1-3-0 GLVC). Rockhurst improves to 6-1-0 (3-11 GLVC). “We are not playing clean enough,” Lewis head coach Chris Koenig said. “Our work rate is there but we are not consistent enough with our possession or defending right now. We need to do the little things better. We

THE BUGLE SEPTEMBER 25, 2014 will regroup and prepare for next weekend.” • On “Luau Day” at Neil Carey Arena, Lewis women’s volleyball picked up a Great Lakes Valley Conference victory over Maryville on Sunday (Sept. 21) thanks to a 3-1 (25-14, 25-16, 22-25, 25-17) Junior Alexis Davito (Crest Hill, Ill./Lockport) entertained the lei clad crowd with 15 kills and two aces. 11 different Flyers recorded a kill in the match. Senior Leigh Barea (Battle Creek, Mich./Harper Creek) totaled 37 assists and 10 digs in three sets of action. The Flyers hit .232 for the match while limiting Maryville to a .068 attack percentage. Senior Amy Choi (Vernon Hills, Ill./Vernon Hills) contributed 16 digs. Lewis cruised to wins in the first two sets, siding out on 26of-31 opportunities in the first two frames. Maryville took the third set only to see Lewis limit Maryville to a .000 hitting line in the fourth set and win the match. The only set in which Maryville held a lead was the third set. Lewis is now 6-0 all-time against Maryville.The Saints’ third set victory was Maryville’s first ever set win against Lewis. “Today with it being Sunday afternoon there might have been a lull (of energy) but they gutted it out,” Lewis head coach Lorelee Smith said. “They had great communication which I think

helped everybody and everybody got to play and see results.” The Flyers improve to 7-2 (3-1 GLVC) with the win. Maryville falls to 5-5 (1-3 GLVC). • Lewis University’s senior duo of Armand Levandi (Tallinn, Estonia/Audentese Spordigumnaasiumi) and Erik Aunapuu (Tallinn, Estonia/ Audentese Spordigumnaasiumi) proved that they are the best duo in the Midwest, as they won two matches to claim the ITA Men’s Tennis Midwest Regional Doubles Championship at Center Grove High School on Sunday (Sept. 21) morning. They opened Sunday with an 8-6 win over Southern Indiana’s Jack Joyce and Aaron Barris and capped off their title run with an 8-4 triumph over Drury’s Maxi Hepp and Jorge Nadal. Both advance to the USTA/ ITA National Small College Championships in Sumter, S.C., from October 9th-11th. One of them will also have a chance to participate in the singles tournament there, as both Levandi and Aunapuu qualified for the A Singles Finals.The match will be completed later this week at Lewis University at a time to be determined. Aunapuu bested Northwood’s Uli Guyot, 6-3, 6-0, in the first semifinal contest while Levandi dropped Hepp, 6-3, 6-2, in the other.

THE BUGLE SEPTEMBER 25, 2014

Business & Real Estate

THE BUGLE SEPTEMBER 25, 2014

dave says

What if you’re offered a timeshare? If these were my friends making the offer, I’d have to say no thanks Dear Dave, Some friends recently offered me a timeshare. It’s an older place on the beach, and they’ve had it for about 20 years. I’d have to pay a transfer fee of $100, plus a yearly association fee of $500. I know you’re not a big fan of timeshares, but does this deal sound okay?

Jill my friends making Dear Jill, the offer, I’d have to In essence, you’re say no thanks. looking at $500 a week. —Dave I know the $500 is technically an annual Using the association fee, but mortgage to you’re basically paying consolidate $500 for your week dave says at the timeshare. And with dave ramsey Dear Dave, in the future, say five I’m 38, single years from now, the and I have three association fee could increase. kids. I make $65,000 a year You might be paying $1,000 a and have $34,000 in debt. I’m year at that point — again, for about to get remarried, and my your week. new husband will make about In actuality, the numbers $100,000 a year. Should I take you’re talking about right now the $34,000 and put it on my aren’t completely terrible. Still, mortgage to consolidate it? it’s not a huge blessing. In my Leslie mind it’s kind of like, “How Dear Leslie, would you like a kick in the Please don’t consolidate this knee that’s not too hard?” debt. If you guys are about to If it were me, I’d much rather get married you need to learn, spend my $500 a year on travel as a couple, to make debt a and be able to go and stay thing of the past and live on a wherever I wanted. Not only written, monthly budget. Think does this free you up it that about it. Once you’re married, area, but you’d only spend the your family will have a great money when and if you did income. You could really push it. With a timeshare, you get and attack that debt, and have charged whether you show up it paid off in no time. or not. As a new couple, you need to This one’s not as bad as if learn to set goals and work on you’d have to pay $8,000 for the things as a team. Budgeting is a opportunity. But if these were great exercise for any marriage,

but it’s an especially good thing for newly married couples to learn to do. A budget isn’t just controlling your money. It’s two people sitting down together and sharing their hopes and dreams for the future. Not just that, it’s the process of making an actual, workable, written plan that will help make these dreams become reality. Don’t do a debt consolidation, Leslie. Debt consolidation is nothing more than a “con,” because you think you’ve done something about the debt problem. But the truth is the debt is still there, as are the habits that caused it. All you did was move it around. You can’t borrow your way out of debt, just like you can’t get out of a hole by digging out the bottom! —Dave * Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

SHERIFF’S SALE OF REAL ESTATE at 406 Langford Drive Bolingbrook, IL 60440 (Residential). On the 23rd day of October, 2014, to be held at 12:00 noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, under Case Title: Bayview Loan Servicing, LLC Plaintiff V. Emmanuel M. Quaye Sr. a/k/a Emmanuel Quaye Sr.; et. al. Defendant. Case No. 10 CH 2916 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois. Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County. In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State. For Information Please Contact: Codilis & Associates, P.C. 15W030 N. Frontage Road Suite 100 Burr Ridge, IL 60527 630-794-5300 630-794-9090 fax 14-10-12303 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 9/25, 10/2, 109

THE BUGLE SEPTEMBER 25, 2014

THE BUGLE SEPTEMBER 25, 2014 LEGAL SHERIFF’S SALE

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS ) ) SS. COUNTY OF WILL ) IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS Bayview Loan Servicing, LLC Plaintiff, vs. Emmanuel M. Quaye Sr. a/k/a Emmanuel Quaye Sr.; et. al. Defendant. No. 10 CH 2916 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 13th day of November, 2013, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Thursday, the 23rd day of October, 2014, commencing at 12:00 o’clock noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, sell at public auction to the highest and best bidder or bidders the followingdescribed real estate: LOT 9 IN BLOCK 12 IN WINSTON WOODS UNIT NO. TWO, BEING A SUBDIVISION OF PARTS OF THE NORTHWEST 1/4 OF SECTION 1, AND THE EAST 1/2 OF SECTION 2,

LEGAL SHERIFF’S SALE TOWNSHIP 37 NORTH, RANGE 10 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO PLAT THEREOF RECORDED SEPTEMBER 22, 1970, AS DOCUMENT NUMBER R70-17089, IN WILL COUNTY, ILLINOIS. Commonly known as: 406 Langford Drive Bolingbrook, IL 60440 Description of Improvements: Residential P.I.N.: 02-02-204-014 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County. In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by

LEGAL SHERIFF’S SALE subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State. FOR INFORMATION PLEASE CONTACT: Codilis & Associates, P.C. 15W030 N. Frontage Road Suite 100 Burr Ridge, IL 60527 630-794-5300 630-794-9090 fax 14-10-12303 PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will County Published 9/25, 10/2, 10/9

THE BUGLE SEPTEMBER 25, 2014

50 Plus

money

Beyond ‘The Number’: Simple Ways to Save for Retirement New law is set to require much more transparency in most 401(k) plans (News USA) - Remember when it was sort of fun to talk about The Number? The Number refers to the amount of money you’d need to retire comfortably, and it was borrowed from the title of a 2006 book by former Esquire editor Lee Eisenberg. Everywhere you went in those comparatively giddy precrash days, it seemed, people were tossing around figures -- $1 million, $5 million – and often acting like it’d be a cinch to get there if they just gave up one Grande Cafe Vanilla Frappuccino a week. Needless to say, times have changed since then. But unless you like your 1-in-175 million odds of winning Power Ball, the need to soak away as much money as possible – as fast as possible, in the case of aging

Baby Boomers – has only become more imperative. “One of the best pieces of advice we give clients is to keep it simple,” says Elaine Smith, master tax advisor at H&R Block, the giant tax preparation firm (www.hrblock.com). How simple?

Make automatic contributions to 401(k)s We now know what can happen if you let market fluctuations spook your use of this convenient savings vehicle. According to a study by Fidelity Investments of millions of their accounts, investors who dumped all their allocations in stocks between October 1, 2008, and March 31, 2009 (the market crash), and stayed out of stocks through last June 30, 2011 (a big upswing), saw an average increase in account balances of only 2 percent. That compares to an average 50 percent increase for those who rode things out with a continuous allocation strategy that included stocks.

Don’t squander your raise Consulting firm Hay Group says the average raise last year was 2.8 percent. Say your salary’s $50,000. That’s a $1,400 increase, or $26.92 a week. If you put that money into an IRA, in 10 years it would’ve grown to $3,108, based on an 8 percent average annual return.

“It’s all about delaying immediate rewards on things like your fifth pair of designer jeans,” says Smith.

Invest your tax refund The average refund last year was $2,913. Even the interest rate on savings accounts beats the free loan you essentially gave the government.

Take advantage of new

fee disclosures A new law is set to require much more transparency in most 401(k) plans. But why wait? Financial websites let you compare fund expense ratios, and the difference between an actively managed mutual fund charging 1.75 percent and an index fund charging only 0.07 percent -- especially if the former’s performance is subpar -adds up.

50 Plus

everyday health

10 Steps to Help Older Adults Prevent Slips, Trips and Falls The good news is many falls are preventable (News USA) - Some of the most serious injuries among older adults, age 65 and older, are caused by falling. More than 1.6 million older Americans end up in the emergency room or hospital because of a fall, according to the National Institutes of Health. Seniors who have broken a hip by falling can have trouble recovering and regaining mobility. The good news is many falls are preventable. One of the first things you can do if you take prescription medication is have your health care team review your medication. “Some prescription medicines and over-the-counter drugs, or a combination of them, can make you dizzy or sleepy. Either can lead to a fall,” said Jaza Marina, M.D., a geriatrician at Kaiser Permanente in Atlanta. “If you fall, be sure to let your doctor know, even if you aren’t hurt. Sometimes falls are a sign of a new medical problem that needs attention.” Many underlying causes of falls can be treated or corrected. Dr. Marina recommends these

10 proactive steps to reduce the risk of falling.

Make your home safe 1. Remove clutter, throw rugs and electrical cords that might cause you to trip. 2. Store items on bottom shelves. 3. Add grab bars where necessary -- in hallways, stairways and bathtubs. 4. Add a rubber bath mat in the shower or tub. 5. Make sure your home is well lit. Use night lights in hallways and bathrooms. 6. Keep a phone and flashlight by your bed.

Take care of yourself 1. Stay as physically active as you can. 2. Wear comfortable shoes with good support. 3. Have your vision and hearing checked. 4. Use a cane or walker if you feel unsteady. For more information on how to prevent falls, visit share.kp.org/preventing-falls. Also check out everybodywalk. org for tips on walking as an exercise. For questions or advice about a specific condition, talk to your physician.

THE BUGLE SEPTEMBER 25, 2014