اﻟﻘﻄﺮﻳﻮن ﻳﺠﻮﺑﻮن اﻟﻌﺎﻟﻢ ..وﻟﻨﺪن ﻣﺤﻄﺔ ﺗﻮزﻳﻊ اﻟﺴﻴﺎح
ﻣﺠﻠــﺔ اﻗﺘﺼﺎدﻳــﺔ أﺳــﺒﻮﻋﻴﺔ ﺗﺼﺪر ﻛﻞ أﺣﺪ
ﺻﻨﺪوق اﻟﺸﻜﺎوى ﻣﻤﺘﻠﺊ و»ﺑﺰﻧﺲ ﻛﻼس« ﺗﻮﺻﻞ اﻟﺒﺮﻳﺪ ﺑﺄﻣﺎﻧﺔ
sunday 23-08-2015 - issue No.58
اﻟﺒﻨﻚ اﻟﺘﺠﺎري ﻓﻲ ﻣﺮﻣﻰ اﻻﺗﻬﺎﻣﺎت اﻧﺨﻔﺎض اﻟﻴﻮان ﻳﺮﻓﻊ اﻟﺮﻳﺎل وﻳﺴﺘﺪرج اﻟﻤﻮردﻳﻦ
ﻣﺮﻛﺰ ﻗﻄﺮ ﻟﻠﻤﺎل ﻣﺪﻋﻮا إﻟﻰ ﺑﺬل ﻣﺠﻬﻮدات أﻛﺒﺮ
ﻣﻬﻨﺔ ﻣﻦ ﻻ ﻣﻬﻨﺔ ﻟﻪ
ﻧﺘﺎﺋﺞ اﻧﺨﻔﺎض أﺳﻌﺎر اﻟﻨﻔﻂ ﺗﺒﺪأ ﺑﺎﻟﺘﻜﺸﻒ.. واﻟﺒﻨﻮك أول ﺿﺤﺎﻳﺎﻫﺎ
»اﻟﻮﺳﻴﻂ اﻟﻌﻘﺎري« اﻧﻔﻼت ﻋﺸﻮاﺋﻲ ..وﺟﻬﻞ ﻓﻲ اbداء Business Class Magazine issue No. 58
1
Business Class Magazine issue No. 58
2
5
Business Class Magazine issue No. 58
ﺷﺮﻛﺔ ﺟﻴﺖ ﻣﻴﺪﻳﺎ ﻟﻠﻄﺒﺎﻋﺔ واﻟﻨﺸﺮ
رﺋﻴﺲ ﻣﺠﻠﺲ ا7دارة
اﻃﻠﺐ ﻣﺠﻠﺔ ﺑﺰﻧﺲ ﻛﻼس ﻣﻊ ﻗﻬﻮﺗﻚ ﻓﻲ ﻫﺬه اﻟﻔﻨﺎدق اﻟﻔﺎﺧﺮة
اﻟﺸﻴﺦ أﺣﻤﺪ ﺑﻦ ﺣﻤﺪ ﺑﻦ ﻋﻠﻲ آل ﺛﺎﻧﻲ ﻧﺎﺋﺐ رﺋﻴﺲ ﻣﺠﻠﺲ ا7دارة رﺋﻴﺲ اﻟﺘﺤﺮﻳﺮ
ﻣﻮﻓﻖ أﺑﻮ ﺧﺎﻟﺪ اﻟﺘﺴﻮﻳﻖ واﻟﻤﺒﻴﻌﺎت
ﻣﺪﻳﺮ اﻟﺘﺤﺮﻳﺮ
رﻳﻤﺎ ﺣﺪاد
رﺷﺎ أﺑﻮ ﺧﺎﻟﺪ
Photographer
ﺳﻜﺮﺗﻴﺮ اﻟﺘﺤﺮﻳﺮ
Jet Obtinario
ﻣﻴﺎدة أﺑﻮ ﺧﺎﻟﺪ
Moussa Khaled
اﻟﻤﺪﻳﺮ اﻟﻔﻨﻲ
روان أﺑﻮ ﺧﺎﻟﺪ اﻟﻌﻨﻮان :ﺗﻘﺎﻃﻊ رﻣﺎدا -أول ﻃﺮﻳﻖ ﺳﻠﻮى -ﺟﺎﻧﺐ ﻣﻜﺘﺒﺔ ﺟﺮﻳﺮ -ﺑﻨﺎء اﻟﻌﻤﺎدي -ط 3رﻗﻢ 8 +974 44 8642 35 / 44 5139 11 +974 44 8601 54 info@businessclass.today www.businessclass.today 4413 Qatar - Doha
اﻟﻄﺒﺎﻋﺔ :ﻋﻠﻲ ﺑﻦ ﻋﻠﻲ اﻟﺘﻮزﻳﻊ :دار اﻟﺸﺮق/ﺗﻮﺻﻴﻞ اﻻﺷﺘﺮاك اﻟﺴﻨﻮي 1000رﻳﺎل ﻗﻄﺮي 20
20
20
1.5
10000
20
4
Business Class Magazine issue No. 58
/in/businessclassqatar
BusinessClassQatar
business_class_magazine
@BClassqatar
sunday 23-08-2015 - issue No.58
THIS ISSUE
44 52 6 58
34
24
اﻟﺒﻨﻚ اﻟﺘﺠﺎري
ﺑﻌﺪ ﺗﻌﻠﻴﻘﻪ mﺳﺒﺎب ﺗﺸﻐﻴﻠﻴﺔ.. اﻟﻘﻄﺮﻳﺔ ﺗﻌﺎود ﻓﺘﺢ ﺧﻂ اﻟﺪوﺣﺔ- ﻣﺎﺑﻮﺗﻮ
06
ﻣﺮﻛﺰ ﻗﻄﺮ ﻟﻠﻤﺎل ﻣﺪﻋﻮا إﻟﻰ ﺑﺬل ﻣﺠﻬﻮدات
12
34
ﻧﺘﺎﺋﺞ اﻧﺨﻔﺎض أﺳﻌﺎر اﻟﻨﻔﻂ ﺗﺒﺪأ
38
اﻧﺨﻔﺎض اﻟﻴﻮان ﻳﺮﻓﻊ اﻟﺮﻳﺎل وﻳﺴﺘﺪرج اﻟﻤﻮردﻳﻦ
ﺑﺎﻟﺘﻜﺸﻒ واﻟﺒﻨﻮك أول ﺿﺤﺎﻳﺎﻫﺎ
ﻓﻲ ﻣﺮﻣﻰ اﻻﺗﻬﺎﻣﺎت وارﺗﺠﺎﻻت ﻏﻴﺮ ﻣﺒﺮرة ﺑﺤﻖ اﻟﻌﻤﻼء
ﺣﺮب اﻟﻌﻤﻼت ﺗﺄﻛﻞ اﻟﻴﺎﺑﺲ
CONTENT CONTENT
12 ﻣﻬﻨﺔ ﻣﻦ ﻻ ﻣﻬﻨﺔ
اﻟﻮﺳﻴﻂ اﻟﻌﻘﺎري
18
اﻧﻔﻼت ﻋﺸﻮاﺋﻲ.. وﺟﻬﻞ ﻓﻲ اmداء
ﻣﻦ اﻟﻔﺠﻴﺮة إﻟﻰ اﻟﺪوﺣﺔ وﺑﺎﻟﻌﻜﺲ.. واﻟﻤﻮﻧﺪﻳﺎل ﻣﺤﺮك أﺣﺪاث اﻟﺒﻨﺎء
08
اﻟﻘﻄﺮﻳﻮن ﻳﺠﻮﺑﻮن اﻟﻌﺎﻟﻢ ﻋﻠﻰ ﻣﺘﻦ
44
اﻟﻘﻄﺮﻳﺔ ..وأﺳﺘﺮاﻟﻴﺎ اﺗﺠﺎه وﻟﻴﺪ 6
Business Class Magazine issue No. 58
9
Business Class Magazine issue No. 58
اﺳﺘﺜﻤﺎر أﺧﺒﺎر
ﺛﻼث رﺣﻼت أﺳﺒﻮﻋﻴﺔ
إﻟﻰ ﻣﻮزاﻧﺒﻴﻖ
ﺑﻌﺪ ﺗﻌﻠﻴﻘﻪ mﺳﺒﺎب ﺗﺸﻐﻴﻠﻴﺔ.. اﻟﻘﻄﺮﻳﺔ ﺗﻌﺎود ﻓﺘﺢ ﺧﻂ اﻟﺪوﺣﺔ -ﻣﺎﺑﻮﺗﻮ ﺑﺰﻧﺲ ﻛﻼس -ﺑﺎﺳﻞ ﻟﺤﺎم 2012
2015 787
8
Business Class Magazine issue No. 58
150
3.7 200
65
.2006 2022 312
10 %
11
60
Business Class Magazine issue No. 58
12
أﺧﺒﺎر
ﻣﻦ اﻟﻔﺠﻴﺮة إﻟﻰ اﻟﺪوﺣﺔ وﺑﺎﻟﻌﻜﺲ ..واﻟﻤﻮﻧﺪﻳﺎل ﻣﺤﺮك أﺣﺪاث اﻟﺒﻨﺎء
»أورﻳﻜﺲ« ﺗﺰود »ﻗﻄﺮ ﻟﻠﻤﻮاد اmوﻟﻴﺔ« ﺑﻤﻠﻴﻮﻧﻲ ﻃﻦ ﻣﻦ ﻣﻨﺘﺠﺎت اﻟﻤﺤﺎﺟﺮ ﺑﺰﻧﺲ ﻛﻼس -ﻳﺎﺳﻴﻦ ﺧﻠﻴﻞ
2.6 2022 200 2013 . 2019
10
Business Class Magazine issue No. 58
% 90
23.7 19.4
2014 % 71
% % 76
%
%79
% 81
ﺷﺮﻛﺔ SIG PLCﺗﺴﺘﺤﻮذ ﻋﻠﻰ دراي وال – ﻗﻄﺮ
ﻗﺮﻳﺒ ًﺎ ..ﺷﺮﻛﺔ دراي وال – ﻗﻄﺮ ،ﻣﻮزع رﺋﻴﺴﻲ ﻟﻤﻮاد اﻟﺒﻨﺎء ﻓﻲ اﻟﺴﻮق اﻟﻘﻄﺮﻳﺔ اﻟﺪوﺣﺔ -ﺑﺰﻧﺲ ﻛﻼس SIG PLC
–
)LON:SHI
–
SIG
PLC
SIG PLC
250
4 SIG SIG SIG SIG
30.000 6000
). Business Class Magazine issue No. 58
13
أﺧﺒﺎر
% 8.2ﻧﻤﻮ ﺻﺎدرات اﻟﻐﺎز اﻟﻘﻄﺮﻳﺔ إﻟﻰ اﻟﻴﺎﺑﺎن اﻟﺪوﺣﺔ -ﺑﺰﻧﺲ ﻛﻼس
6.55 7.11
% 8.2 2015
24.3 23.7
9.1
%
2015 2014 2014
12
Business Class Magazine issue No. 58
ﻣﺮﻛﺰ ﻗﻄﺮ ﻟﻠﻤﺎل
ﻣﺪﻋﻮا إﻟﻰ ﺑﺬل ﻣﺠﻬﻮدات أﻛﺒﺮ ﻟﺪﻓﻊ ﻗﻄﺎع اﻟﺘﺄﻣﻴﻦ ﻓﻲ اﻟﺪوﻟﺔ
ﺑﺰﻧﺲ ﻛﻼس -ﺑﺎﺳﻞ ﻟﺤﺎم ﻻ ﺗﺰال ﻣﺴﺎﻫﻤﺔ ﻗﻄﺎع اﻟﺘﺄﻣﻴﻦ ﻓﻲ ﻗﻄﺮ ﻓﻲ ﺗﺮﻛﻴﺒﺔ اﻟﻨﺎﺗﺞ اﻟﻤﺤﻠﻲ ا7ﺟﻤﺎﻟﻲ ﺿﻌﻴﻔﺔ ﺣﻴﺚ ﻻ ﺗﺘﺠﺎوز ﻣﺴﺎﻫﻤﺘﻪ ﻧﺤﻮ % 1ﺑﻤﺒﻠﻎ ﻳﻨﺎﻫﺰ 2ﻣﻠﻴﺎر دوﻻر وﻧﺤﻮ % 4ﻣﻦ ﻗﻴﻤﺔ ﺳﻮق اﻟﺘﺄﻣﻴﻦ ﻓﻲ اﻟﺸﺮق اkوﺳﻂ. وﺗﺜﻴﺮ ﻫﺬه اﻟﻨﺴﺒﺔ ﺗﺴﺎؤﻻت ﻋﺪﻳﺪ اﻟﻤﺘﺎﺑﻌﻴﻦ ﻟﻠﻘﻄﺎع ﺑﺨﺼﻮص اﻟﻤﺴﺎﻫﻤﺔ اﻟﻔﻌﻠﻴﺔ ﻟﺸﺮﻛﺎت اﻟﺘﺄﻣﻴﻦ اﻟﻌﺎﻣﻠﺔ ﺗﺤﺖ ﻣﻈﻠﺔ ﻣﺮﻛﺰ ﻗﻄﺮ ﻟﻠﻤﺎل ﺧﺎﺻﺔ وأن ﻫﺬا اﻟﻘﻄﺎع ﻳﺤﻈﻰ ﺑﺄوﻟﻮﻳﺔ ﻗﺼﻮى ﻓﻲ اﺳﺘﺮاﺗﻴﺠﻴﺔ اﻟﻨﻬﻮض ﺑﺎﻟﻘﻄﺎع اﻟﺘﻲ أﻋﻠﻨﻬﺎ اﻟﻤﺮﻛﺰ ﻣﻨﺬ ﻓﺘﺮة .
200
ﻟﺪﻓﻊ اﻟﻘﻄﺎع ﻟﻮاﺋﺢ ﺗﻨﻈﻴﻤﻴﺔ ﺟﺪﻳﺪة ﺳﺘﺮى اﻟﻨﻮر ﻗﺮﻳﺒ ًﺎ
Business Class Magazine issue No. 58
15
ﺗﺄﻣﻴﻦ
2ﻣﻠﻴﺎر دوﻻر ﻗﻴﻤﺔ اﻟﺴﻮق.. وﻣﺴﺎﻫﻤﺔ ﻻ ﺗﺘﺠﺎوز % 1ﻣﻦ اﻟﻨﺎﺗﺞ
14
Business Class Magazine issue No. 58
2022
207
ﺷﺮﻛﺎت ﻋﺎﻣﻠﺔ ﺑﻐﻄﺎء ﻣﻦ ﻣﺮﻛﺰ ﻗﻄﺮ ﻟﻠﻤﺎل
20 7
83
17
Business Class Magazine issue No. 58
GFCI(
ﺗﺄﻣﻴﻦ
200 ﻣﻠﻴﺎر دوﻻر ﺗﺒﺤﺚ ﻋﻦ ﻣﻼذ آﻣﻦ وﻗﻄﺎع اﻟﺘﺄﻣﻴﻦ أذﻧﺎن ﻣﻦ ﻃﻴﻦ
30
13 2014 2013
%
207
ﻓﺮص ﺿﺨﻤﺔ ﻟﻨﻤﻮ ﻗﻄﺎع اﻟﺘﺄﻣﻴﻦ ﺧﺎﺻﺔ ﻓﻲ ﻣﺠﺎل اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ
16
Business Class Magazine issue No. 58
100
%
ﺣﻈﺮ اﻟﺠﻤﻊ ﺑﻴﻦ ﻣﺰاوﻟﻲ اﻋﻤﺎل اﻟﺘﺄﻣﻴﻦ اﻟﻌﺎم واﻟﻄﻮﻳﻞ اmﺟﻞ
اﻟﻤﺮﻛﺰي :ﻣﻬﻠﺔ ﻟﺸﺮﻛﺎت اﻟﺘﺄﻣﻴﻦ ﺣﺘﻰ 30ﻧﻮﻓﻤﺒﺮ ﻟﺘﻮﻓﻴﻖ أوﺿﺎﻋﻬﺎ اﻟﺪوﺣﺔ -ﺑﺰﻧﺲ ﻛﻼس
4 2010 30 9 26
12
2012
Business Class Magazine issue No. 58
19
اﺳﺘﺜﻤﺎر ﺗﺄﻣﻴﻦ
2005
ﻟﻮاﺋﺢ ﺗﻨﻈﻴﻤﻴﺔ ﻟﻠﻤﺮﻛﺰي واﻟﻬﻴﺌﺔ اﻟﺘﻨﻈﻴﻤﻴﺔ ﺗﺤﺘﻔﻆ ﺑﺤﻖ ا ﺷﺮاف
18
Business Class Magazine issue No. 58
ﺑﺰﻧﺲ ﻛﻼس -ﻳﺎﺳﻴﻦ ﺧﻠﻴﻞ رﻏﻢ اﻟﺘﻄﻮر اﻟﺬي ﺗﺸﻬﺪه ﻗﻄﺮ ﻓﻲ ﻗﻄﺎع اﻟﻌﻘﺎرات ﻓﻲ ا|وﻧﺔ اkﺧﻴﺮة ،إﻻ أن ﺛﻘﺎﻓﺔ اﻻﺳﺘﺜﻤﺎر اﻟﻌﻘﺎري ﺑﺎﺗﺖ ﻏﻴﺮ ﻣﻮﺟﻮدة ﻓﻲ اﻟﺴﻮق ﺣﺎﻟﻴ ًﺎ ،وﻳﺮﺟﻊ ذﻟﻚ إﻟﻰ ﻣﺸﻜﻠﺔ رﺋﻴﺴﻴﺔ ﻇﻬﺮت ﺑﻈﻬﻮر ﻣﻬﻨﺔ ﻟﻴﺴﺖ ﺑﺎﻟﺠﺪﻳﺪة وﻫﻲ »اﻟﻮﺳﻴﻂ اﻟﻌﻘﺎري« ،اﻟﺘﻲ أﺻﺒﺤﺖ ﺑﻤﻌﻨﻰ اﻟﻜﻠﻤﺔ »ﻣﻬﻨﺔ ﻣﻦ ﻻ ﻣﻬﻨﺔ ﻟﻪ« ،وﻧﻘﺼﺪ ﻫﻨﺎ اﻟﻮﺳﻄﺎء ﻏﻴﺮ اﻟﻘﺎﻧﻮﻧﻴﻴﻦ وﻏﻴﺮ اﻟﻤﺮﺧﺼﻴﻦ، اﻟﺬﻳﻦ ﺣﻮﻟﻮا اﻟﺴﻮق إﻟﻰ ﺳﻮق ﻋﺸﻮاﺋﻴﺔ ﻓﻲ ﺑﻌﺾ اﻟﺤﺎﻻت وﺑﻌﺾ اﻟﻤﻨﺎﻃﻖ ،وﻫﻢ ﻳﻀﺮون ﺑﺎﻟﺴﻮق اﻟﻌﻘﺎرﻳﺔ وﻳﺆﺛﺮون ﻋﻠﻰ اﻟﻤﺴﺘﺜﻤﺮﻳﻦ ﺳﻮاء ﺑﻌﻤﻠﻴﺔ اﻟﺸﺮاء أو اﻟﺒﻴﻊ، ﻋﻠﻰ اﻋﺘﺒﺎر أﻧﻬﻢ ﻳﻌﺮﻓﻮن أﺳﺲ اﻟﺘﺨﻤﻴﻦ اﻟﻌﻘﺎري ،وﻓﻮاﺋﺪ اﻻﺳﺘﺜﻤﺎر ﻓﻲ ﻫﺬه اﻟﻤﻨﻄﻘﺔ أو ﺗﻠﻚ ﺑﻨﺎء ﻋﻠﻰ ﻣﻌﻄﻴﺎت اﻟﺘﻨﻤﻴﺔ اﻻﻗﺘﺼﺎدﻳﺔ.
Business Class Magazine issue No. 58
21
اﻟﻐﻼف أﺧﺒﺎر
ﻣﻬﻨﺔ ﻣﻦ ﻻ ﻣﻬﻨﺔ ﻟﻪ وﻣﺤﻨﺔ ﻣﻦ ﻻ ﻳﺤﺘﺎج إﻟﻰ ﻣﺤﻨﺔ
»اﻟﻮﺳﻴﻂ اﻟﻌﻘﺎري« اﻧﻔﻼت ﻋﺸﻮاﺋﻲ ..وﺟﻬﻞ ﻓﻲ اmداء
20
Business Class Magazine issue No. 58
ﺻﻐﺎر اﻟﻤﺴﺘﺜﻤﺮﻳﻦ واmﻓﺮاد اmﻛﺜﺮ ﺗﻀﺮر ًا ﻣﻦ دﺧﻮل اﻟﻮﺳﻄﺎء اﻟﻌﻘﺎرﻳﻴﻦ ﻏﻴﺮ اﻟﻤﺮﺧﺼﻴﻦ
Business Class Magazine issue No. 58
23
اﻟﻐﻼف
ﺧﺒﺮاء :اﻟﺠﻬﻞ أداة اﻟﻮﺳﻄﺎء اﻟﺠﺪد واﻟﺮدع ﻣﻄﻠﺐ اﻟﻤﺘﻌﺎﻣﻠﻴﻦ
22
Business Class Magazine issue No. 58
25
Business Class Magazine issue No. 58
اﻟﻐﻼف
وﻋﻲ اﻟﻤﺴﺘﺜﻤﺮ اﻟﻌﻘﺎري ﺑﺄﻫﻤﻴﺔ اﻟﺪراﺳﺎت اﻟﻌﻘﺎرﻳﺔ ﻳﺤﺼﻨﻪ ﻣﻦ اﻟﺘﻮرط
24
Business Class Magazine issue No. 58
–
27
Business Class Magazine issue No. 58
ﻣﺼﺎرف ﺣﻮار
ﺻﻨﺪوق اﻟﺸﻜﺎوى ﻣﻤﺘﻠﺊ و»ﺑﺰﻧﺲ ﻛﻼس« ﺗﻮﺻﻞ اﻟﺒﺮﻳﺪ ﺑﺄﻣﺎﻧﺔ
اﻟﺒﻨﻚ اﻟﺘﺠﺎري ﻓﻲ ﻣﺮﻣﻰ اﻻﺗﻬﺎﻣﺎت وارﺗﺠﺎﻻت ﻏﻴﺮ ﻣﺒﺮرة ﺑﺤﻖ اﻟﻌﻤﻼء
ﺑﺰﻧﺲ ﻛﻼس– ﻣﻮﻓﻖ أﺑﻮ ﺧﺎﻟﺪ ﻇﺎﻫﺮﻳﺎ ،ﺗﺒﺪو اﻟﺒﻨﻮك اﻟﻘﻄﺮﻳﺔ ﻓﻲ وﺿﻊ ﻣﺜﺎﻟﻲ ..ﻓﺨﺰاﺋﻨﻬﺎ ﻣ ى ﺑﺎkرﺻﺪة ،وأﺟﻨﺪة ﻣﺸﺎرﻳﻌﻬﺎ ﻣﻜﺘﻈﺔ ،وﻗﻮاﻧﻴﻨﻬﺎ وﻟﻮاﺋﺤﻬﺎ ﻣﺘﻜﺎﻣﻠﺔ ،ﻓﻀﻼ ﻋﻦ اﻟﻮﺿﻊ اﻻﻗﺘﺼﺎدي ﺷﺪﻳﺪ اﻟﻘﻮة ﻓﻲ ﻗﻄﺮ واﻟﺬي ﻳﺪﻋﻢ اﻟﺒﻨﻮك وﻳﺴﺎﻧﺪﻫﺎ.. ﻓﻲ ﻛﺜﻴﺮ ﻣﻦ اﻟﺤﺎﻻت ﻳﻨﻄﺒﻖ اﻟﻈﺎﻫﺮ ﻋﻠﻰ اﻟﺒﺎﻃﻦ ﻓﺘﺴﻮد اﻟﺤﺎﻟﺔ اﻟﻤﺜﺎﻟﻴﺔ ﻓﻲ ﺗﻌﺎﻣﻼت اﻟﺒﻨﻮك وﻻ ﺳﻴﻤﺎ ﻣﻊ اﻟﻌﻤﻼء ،ﻏﻴﺮ أن اﺧﺘﺮاﻗﺎت ﺗﺮﺻﺪﻫﺎ اﻟﻤﺘﺎﺑﻌﺔ ﺑﺪأت ﺗﺴﺮي ﻓﻲ ﻋﺮوق ﺑﻌﺾ اﻟﺒﻨﻮك رﺑﻤﺎ ﻛﺎن ﻣﻦ أﻫﻤﻬﺎ ﻏﻴﺎب اﻟﺸﻔﺎﻓﻴﺔ واﻟﻮﺿﻮح ﻣﻤﺎ اﻧﻌﻜﺲ ﺳﻠﺒﺎ ﻋﻠﻰ ﺗﻠﻚ اﻟﺴﻤﻌﺔ اﻟﺘﻲ ﺣﺎزﺗﻬﺎ ﻋﻠﻰ ﻣﺪار ﺳﻨﻮات ﻃﻮال ،ورﺑﻤﺎ ﺗﺆﺳﺲ ﺗﻠﻚ اﻻﺧﺘﺮاﻗﺎت ﻟﺤﺎﻟﺔ ﻣﻦ ﻓﻘﺪان اﻟﺜﻘﺔ ﺟﺰﺋﻴﺎ ﻋﻠﻰ اﻟﻤﺪى اﻟﻤﻨﻈﻮر ،وﻛﻠﻴﺎ إذا ﻣﺎ ﺗﺘﺎﻟﺖ اﻟﺘﺠﺎوزات وﺗﺮاﻛﻤﺖ ﻟﺘﺘﺤﻮل إﻟﻰ ﻣﻨﻈﻮﻣﺔ. 26
Business Class Magazine issue No. 58
اﻟﺸﻔﺎﻓﻴﺔ ﺣﻖ وراءه ﻣﻄﺎﻟﺒﻮن وﻣﻌﺎﻣﻠﺔ ﺑﻌﺾ اﻟﺒﻨﻮك ﻣﻈﻠﻤﺔ ﺑﻐﺰارة
2030
Business Class Magazine issue No. 58
29
ﻣﺼﺎرف
3500
Business Class Magazine issue No. 58
28
ﺑﺰﻧﺲ ﻛﻼس – ﻣﺤﻤﺪ ﻋﺒﺪ اﻟﺤﻤﻴﺪ: ﻳﺒﺪو أن اﻟﺒﻨﻮك ﻓﻲ ﻣﻨﻄﻘﺔ اﻟﺨﻠﻴﺞ ﺳﺘﻜﻮن ﻋﻠﻰ ﻣﻮﻋﺪ ﻣﻊ ﺑﻌﺾ اﻟﺼﻌﻮﺑﺎت ﻓﻲ اﻟﻤﺪى اﻟﻤﺘﻮﺳﻂ وأن أﻋﻤﺎﻟﻬﺎ ﺳﺘﺘﺄﺛﺮ ﺑﺘﺮاﺟﻊ أﺳﻌﺎر اﻟﻨﻔﻂ إذا ﻣﺎ ﻃﺎل أﻣﺪه .ووﻓﻖ ﺗﻮﻗﻌﺎت وﻛﺎﻻت اﻟﺘﺼﻨﻴﻒ اﻻﺋﺘﻤﺎﻧﻲ اﻟﻌﺎﻟﻤﻴﺔ ﻓﺈن اﻟﺨﻄﺮ اkﺑﺮز ﻋﻠﻰ ﻫﺬه اﻟﻤﺼﺎرف ﺳﻴﻜﻮن ﻣﻦ ﺗﺮاﺟﻊ ﺗﺪﻓﻖ اﻟﺴﻴﻮﻟﺔ ﻣﻦ اﻟﺤﻜﻮﻣﺎت واﻟﻤﺆﺳﺴﺎت اﻟﻤﺮﺗﺒﻄﺔ ﺑﻬﺎ. ﻓﻲ ﻫﺬا اﻟﻤﺠﺎل ،أﻛﺪت وﻛﺎﻟﺔ »ﻣﻮدﻳﺰ« ﻟﻠﺘﺼﻨﻴﻒ اﻻﺋﺘﻤﺎﻧﻲ أن اﻟﻤﺼﺎرف ﻓﻲ اﻟﺪول اﻟﻤﺼﺪرة ﻟﻠﻨﻔﻂ ﻗﺪ ﺗﻮاﺟﻪ ﺗﺮاﺟﻌ ًﺎ ﻓﻲ ﻧﻮﻋﻴﺔ اkﺻﻮل واﻟﻤﺪاﺧﻴﻞ .وﻟﻔﺘﺖ اﻟﻮﻛﺎﻟﺔ إﻟﻰ أن اﻟﺨﻄﺮ اkﻛﺒﺮ اﻟﺬي ﺗﻮاﺟﻬﻪ اﻟﻤﺼﺎرف ﻓﻲ دول اﻟﺨﻠﻴﺞ ﺳﻴﻜﻮن اﻟﺘﺮاﺟﻊ ﻓﻲ ﺗﺪﻓﻖ اﻟﻮداﺋﻊ ،ﻻﺳﻴﻤﺎ ﻣﻦ اﻟﺤﻜﻮﻣﺎت واﻟﺠﻬﺎت اﻟﺤﻜﻮﻣﻴﺔ اﻟﺘﻲ ﻗﺪ ﺗﻘﺮر ﺧﻔﺾ ا7ﻧﻔﺎق أو ﺗﻘﻠﻴﻞ ﺣﺠﻢ اﻟﺴﻴﻮﻟﺔ.
ﺳﻮق اﻟﺴﻨﺪات واﻟﺼﻜﻮك إﻟﻰ ازدﻫﺎر ﻋﻠﻰ ﺣﺴﺎب اﻟﻮداﺋﻊ اﻟﺤﻜﻮﻣﻴﺔ
5
35 14,2 385,6 12,2 2015 22
Business Class Magazine issue No. 58
31
ﻣﺼﺎرف
ﺳﻴﻮﻟﺔ ﻓﻲ اﻟﻤﺨﺎﻃﺮ وﺟﻔﺎف ﻓﻲ اﻟﻤﻨﺎﺑﻊ اﻟﻤﺎﻟﻴﺔ
ﻧﺘﺎﺋﺞ اﻧﺨﻔﺎض أﺳﻌﺎر اﻟﻨﻔﻂ ﺗﺒﺪأ ﺑﺎﻟﺘﻜﺸﻒ
واﻟﺒﻨﻮك أول ﺿﺤﺎﻳﺎﻫﺎ
30
Business Class Magazine issue No. 58
2
ﻋﺒﺪ ا :ﺿﺨﺎﻣﺔ اﻟﻤﺸﺎرﻳﻊ ﺗﻔﺮض ﺗﻨﻮﻳﻊ ﻣﺼﺎدر اﻟﺘﻤﻮﻳﻞ
3
5
22
ﻣﻠﻴﺎر رﻳﺎل »أدوات دﻳﻦ« ﺗﺼﺪرﻫﺎ 6 ﺑﻨﻮك ﻗﻄﺮﻳﺔ
15
2007
Business Class Magazine issue No. 58
33
ﻣﺼﺎرف
ارﺗﻔﺎع ﻣﺤﻔﻈﺔ ﻗﺮوض اﻟﺒﻨﻮك ﻟﻠﻘﻄﺎع اﻟﺨﺎص إﻟﻰ 385,6ﻣﻠﻴﺎر رﻳﺎل
QNB
3 20
”
32
Business Class Magazine issue No. 58
2
ﺗﺤﻤﻞ اﻟﺸﺤﻨﺔ اﻟﺜﺎﻧﻴﺔ ﻣﻦ راﻓﻌﺎت اﻟﺤﺎوﻳﺎت
ﻣﻴﻨﺎء ﺣﻤﺪ ﻳﺸﻬﺪ وﺻﻮل ﺛﺎﻧﻲ ﺳﻔﻴﻨﺔ ﺗﺠﺎرﻳﺔ وﻓﻘﺎ ﻟﻠﺠﺪول اﻟﺰﻣﻨﻲ اﻟﻤﺨﻄﻂ ﻟﻪ اﻟﺪوﺣﺔ -ﺑﺰﻧﺲ ﻛﻼس 2015
13 10
STS
4 6
.RTG 2015
100 1200
26
Business Class Magazine issue No. 58
35
ﻣﺼﺎرف
ﻋﺒﺪ اﻟﻌﺰﻳﺰ :ﺗﺤﺪﻳﺎت ﺗﻮاﺟﻪ اﻟﻘﻄﺎع اﻟﻤﺼﺮﻓﻲ ﻓﻲ ﺗﺄﻣﻴﻦ ﻣﺼﺎدر ﺗﻤﻮﻳﻠﻴﺔ ﺟﺪﻳﺪة
34
Business Class Magazine issue No. 58
Main Showroom: 4455 8709 Wakra Showroom: 4448 3651 Customer Service: 4455 8000
Opening Hours Sunday to Thursday 8.30 AM to 8.30 PM Saturday 9.00 AM - 12.00 PM / 4.00 PM - 7.00 PM
GMC.mannaiautos.com /GMCQatar1
www.franckmuller.com
39
Business Class Magazine issue No. 58
8880 B S6 SQT
Business Class Magazine issue No. 58
38
دول ﺗﺴﺘﻌﺪ ﻋﻼن ا ﻓﻼس وأﺧﺮى ﺗﻨﺘﻈﺮ
ﺑﺰﻧﺲ ﻛﻼس – ﻣﺤﻤﺪ ﻋﺒﺪ اﻟﺤﻤﻴﺪ ﻓﺎﺟﺄت اﻟﺼﻴﻦ اﻟﻌﺎﻟﻢ ﺑﺨﻔﺾ ﻗﻴﺎﺳﻲ ﻟﻌﻤﻠﺘﻬﺎ اﻟﻴﻮان أﻣﺎم اﻟﺪوﻻر وﻫﻮ ﻣﺎ أﻟﻘﻰ ﺑﻈﻼﻟﻪ ﻋﻠﻰ اkﺳﻮاق ﻻ ﺳﻴﻤﺎ اﻟﻌﻤﻼت واﻟﺴﻠﻊ .وأدى ﺗﺨﻔﻴﺾ اﻟﺼﻴﻦ ﻟﻌﻤﻠﺘﻬﺎ ﺑﺸﻜﻞ ﻣﺘﻜﺮر ﺧﻼل اkﻳﺎم اﻟﻤﺎﺿﻴﺔ اﻟﻰ ﻋﻮدة ﻣﺼﻄﻠﺢ »ﺣﺮب اﻟﻌﻤﻼت« ﻟﻴﺘﺼﺪر ﻋﻨﺎوﻳﻦ اkﺧﺒﺎر ﻣﻦ ﺟﺪﻳﺪ واﺗﻔﻘﺖ آراء ﻛﺜﻴﺮة ﺑﺄن ﺣﺮب ﻋﻤﻼت ﻗﺪ ﺗﻠﻮح ﻓﻲ اkﻓﻖ ﺑﻌﺪ أﻛﺒﺮ ﺧﺴﺎرة ﺗﻜﺒﺪﻫﺎ اﻟﻴﻮان اﻟﺼﻴﻨﻲ إﺿﺎﻓﺔ إﻟﻰ اﻟﺨﺴﺎﺋﺮ اﻟﻜﺒﻴﺮة اﻟﺘﻲ ﺿﺮﺑﺖ أﺳﻮاق اkﺳﻬﻢ. وﻳﺘﺮﻗﺐ اﻟﺴﻮق اﻟﻘﻄﺮي ﻧﺸﺎط اﻟﺴﻮق اﻟﻌﺎﻟﻤﻴﺔ ﺑﻌﺪ ﺻﺪور ﻗﺮار اﻟﺼﻴﻦ ﺑﺨﻔﺾ ﻗﻴﻤﺔ ﻋﻤﻠﺘﻬﺎ اﻟﻨﻘﺪﻳﺔ »اﻟﻴﻮان« ،ﻣﻦ أﺟﻞ رﺻﺪ اkﺛﺮ اﻟﺴﻌﺮي ﻋﻠﻰ اﻟﺴﻠﻊ اﻟﺼﻴﻨﻴﺔ اﻟﺘﻲ ﺳﻴﺘﻢ اﺳﺘﻴﺮادﻫﺎ ،ﺣﻴﺚ ﻣﻦ اﻟﻤﺘﻮﻗﻊ أن ﻳﺴﻬﻢ اﻧﺨﻔﺎض ﻗﻴﻤﺔ اﻟﻴﻮان ﻓﻲ ﺗﻌﺰﻳﺰ ﺣﺮﻛﺔ اﻟﺘﺠﺎرة ﺑﻴﻦ ﻗﻄﺮ واﻟﺼﻴﻦ.
Business Class Magazine issue No. 58
41
اﺳﺘﺜﻤﺎر
ﺣﺮب اﻟﻌﻤﻼت ﺗﺄﻛﻞ اﻟﻴﺎﺑﺲ وﻻ ﺧﻮف ﻋﻠﻰ اmﺧﻀﺮ
اﻧﺨﻔﺎض اﻟﻴﻮان ﻳﺮﻓﻊ اﻟﺮﻳﺎل وﻳﺴﺘﺪرج اﻟﻤﻮردﻳﻦ
40
Business Class Magazine issue No. 58
اﻻﺣﺘﻜﺎم ﻟﻄﺎوﻟﺔ اﻟﻤﻔﺎوﺿﺎت ﻫﻮ اﻟﺤﻞ اﻟﺴﻠﻤﻲ ﺑﻌﻴﺪا ﻋﻦ ﻟﻌﺒﺔ أﺳﻮاق اﻟﺼﺮف 12 2014
4.6%
Business Class Magazine issue No. 58
43
اﺳﺘﺜﻤﺎر
5
ﺗﺤﺼﻦ ﻋﻤﻠﺘﻬﺎ ﻗﻄﺮ ّ وﺗﺤﺴﻦ ﻣﻮاﻗﻌﻬﺎ ّ اﻻﻗﺘﺼﺎدﻳﺔ
1.7 1.74
42
Business Class Magazine issue No. 58
10%
اﻟﺨﻮﻟﻲ :ﺳﻴﺎﺳﺔ اﻟﺸﺮاء ا ﺟﻞ ﺗﺆﺧﺮ اﻟﻬﺒﻮط إﻟﻰ اﻟﺘﻌﺎﻗﺪات اﻟﺠﺪﻳﺪة
2
.2015
Business Class Magazine issue No. 58
45
اﺳﺘﺜﻤﺎر
12
ﻣﻠﻴﺎر رﻳﺎل ﺣﺠﻢ اﻟﻮاردات اﻟﻘﻄﺮﻳﺔ ﻣﻦ اﻟﺼﻴﻦ
اﻟﺼﻴﻦ ﺛﺎﻧﻲ أﻛﺒﺮ ﻣﺼﺪر ﻟﻠﻮاردات اﻟﻘﻄﺮﻳﺔ وﺗﻮﻗﻌﺎت ﺑﺎﻧﺨﻔﺎض ﻛﻠﻔﺔ اﻻﺳﺘﻴﺮاد % 10
44
Business Class Magazine issue No. 58
15
ردن ﻓﻲ ﺳﺒﻌﺔ أﺷﻬﺮm ﻗﻄﺮي زاروا ا7700 2015
% 14.5
.2014 %
14.5 7700 %
47
Business Class Magazine issue No. 58
13
ﺳﻴﺎﺣﺔ
ﺧﺒﺮاء ﻋﺎﻟﻤﻴﻴﻦ وﻣﺘﺨﺼﺼﻴﻦ ﻓﻲ ﻗﻄﺎع اﻟﻔﻨﺎدق واﻟﻤﻄﺎﻋﻢ ﻓﻲ ﺿﻴﺎﻓﺔ ﻗﻄﺮ ﻓﻲ أﻛﺘﻮﺑﺮ اﻟﺪوﺣﺔ -ﺑﺰﻧﺲ ﻛﻼس 2015 15 – 13
2015
Salon Culinaire
2015
46
86
Business Class Magazine issue No. 58
%
5
49
Business Class Magazine issue No. 58
ﺳﻴﺎﺣﺔ
ا ﻗﺒﺎل ﻋﻠﻰ ﻓﻌﺎﻟﻴﺎت ﻣﻬﺮﺟﺎن »ﺻﻴﻒ ﻗﻄﺮ «2015
79أﻟﻒ زاﺋﺮ ﻳﻘﺼﺪون اﻟﻤﺪﻳﻨﺔ اﻟﺘﺮﻓﻴﻬﻴﺔ ﻓﻲ أﺳﺒﻮع واﺣﺪ اﻟﺪوﺣﺔ -ﺑﺰﻧﺲ ﻛﻼس
78
2015
%100
900 148
6 5
12
12
200
48
Business Class Magazine issue No. 58
ﺑﺰﻧﺲ ﻛﻼس – ﻣﻴﺎدة أﺑﻮ ﺧﺎﻟﺪ ﻻ ﻳﺒﺪو اﻟﺴﻔﺮ ﺑﺪاﻓﻊ اﻟﺴﻴﺎﺣﺔ وﺣﺪه ﺳﺒﺒﺎ ﻟﻜﺜﺎﻓﺔ ﺳﻔﺮ اﻟﻘﻄﺮﻳﻴﻦ ،ﻓﻠﺪى أﻫﺎﻟﻲ ﻗﻄﺮ ﻣﺠﻤﻮﻋﺔ ﻣﻦ اkﺳﺒﺎب اkﺧﺮى رﺑﻤﺎ ﻛﺎن أﻫﻤﻬﺎ زﻳﺎرة اkﻗﺎرب وﺧﺼﻮﺻ ًﺎ ﻣﻦ اﻟﻄﻠﺒﺔ اﻟﺬﻳﻦ ﻳﺪرﺳﻮن ﻓﻲ اﻟﻮﻻﻳﺎت اﻟﻤﺘﺤﺪة وﻛﺬﻟﻚ اkﻓﻜﺎر اﻻﺳﺘﺜﻤﺎرﻳﺔ اﻟﻤﺘﻌﺪدة اﻟﺘﻲ ﻳﻨﻔﺬﻫﺎ اﻟﻘﻄﺮﻳﻮن ﻓﻲ أﻣﺮﻳﻜﺎ وأوروﺑﺎ. وﻗﺪ ﺳﺠﻠﺖ اﺗﺠﺎﻫﺎت ﺳﻔﺮ اﻟﻘﻄﺮﻳﻴﻦ ﻟﻬﺬا اﻟﻌﺎم ﺧﻼل ا7ﺟﺎزة اﻟﺼﻴﻔﻴﺔ ﻇﺎﻫﺮة ﻻﻓﺘﺔ ﺧﻴﺚ ﺗﻌﺪدت اﻟﻤﺤﻄﺎت ﺑﻴﻦ ﺗﺮﻛﻴﺎ واﻟﻮﻻﻳﺎت اﻟﻤﺘﺤﺪة اkﻣﻴﺮﻛﻴﺔ واﻟﺪول اkوروﺑﻴﺔ )ﻟﻨﺪن وﺑﺎرﻳﺲ وأﻟﻤﺎﻧﻴﺎ( ﺣﻴﺚ أﻛﺪ ﻋﺪد ﻣﻦ أﺻﺤﺎب ﺷﺮﻛﺎت اﻟﺴﻔﺮ واﻟﺴﻴﺎﺣﺔ ﻟـ »ﺑﺰﻧﺲ ﻛﻼس« ،أن اﻟﺘﻘﺎرﻳﺮ ﺗﺸﻴﺮ إﻟﻰ ارﺗﻔﺎع ا7ﻗﺒﺎل ﻟﻠﺴﻔﺮ إﻟﻰ أﻣﻴﺮﻛﺎ ﺑﻨﺴﺒﺔ % 45ﻣﻘﺎرﻧﺔ ﺑﺎﻟﻌﺎم اﻟﺴﺎﺑﻖ ،ﻓﻴﻤﺎ ﻗﺪرت ﻧﺴﺒﺔ ﻧﻤﻮ ا7ﻗﺒﺎل اﻟﻰ اﻟﺪول اkورﺑﻴﺔ ﺑـ 25%ﻣﻘﺎرﻧﺔ ﻣﻊ اﻟﻌﺎم اﻟﻤﺎﺿﻲ ﻓﻴﻤﺎ اﺳﺘﺤﻮذت ﺗﺮﻛﻴﺎ ﻋﻠﻰ ﻧﺴﺒﺔ زﻳﺎدة ﺑﺤﺪود ،30%إﺿﺎﻓﺔ اﻟﻰ ﻣﺠﻤﻮﻋﺔ ﻣﻦ اﻟﻤﺤﻄﺎت اkﺧﺮى ﻣﺜﻞ أﺳﺘﺮاﻟﻴﺎ وﻣﺎﻟﻴﺰﻳﺎ وﺗﺎﻳﻼﻧﺪ.
Business Class Magazine issue No. 58
51
ﺳﻴﺎﺣﺔ
اﻟﻘﻄﺮﻳﻮن ﻳﺠﻮﺑﻮن اﻟﻌﺎﻟﻢ ﻋﻠﻰ ﻣﺘﻦ اﻟﻘﻄﺮﻳﺔ ..وأﺳﺘﺮاﻟﻴﺎ اﺗﺠﺎه وﻟﻴﺪ
ﺗﺮﻛﻴﺎ ﻋﻠﻰ رأس اﻟﻬﺮم وأﻣﺮﻳﻜﺎ إﻟﻰ ارﺗﻔﺎع وﻟﻨﺪن ﻣﺤﻄﺔ ﺗﻮزﻳﻊ اﻟﺴﻴﺎح
50
Business Class Magazine issue No. 58
ارﺗﻔﺎع ﻓﻲ اﻟﻨﺴﺐ وﺗﺤﻠﻴﻖ ﻣﺘﻮال ﻟﻠﻨﺎﻗﻠﺔ اﻟﻮﻃﻨﻴﺔ وأﻋﺪاد اﻟﺘﺬاﻛﺮ ﺷﻬﺎدة إﺛﺒﺎت 30 15
%
%
% 45
ارﺗﻔﺎع ﻧﺴﺒﺔ زﻳﺎدة اﻟﺤﺠﻮزات إﻟﻰ اﻟﻮﻻﻳﺎت اﻟﻤﺘﺤﺪة
اﺳﺘﺮاﻟﻴﺎ
Business Class Magazine issue No. 58
53
ﺳﻴﺎﺣﺔ ﺗﺤﻘﻴﻖ
اﻟﺤﺠﻮزات دﻳﻮان اﻟﻤﺴﺎﻓﺮﻳﻦ وﻣﺮﺟﻊ اﻟﺒﺎﺣﺚ اﻟﺴﻴﺎﺣﻲ
52
Business Class Magazine issue No. 58
% 25
ﺻﺒﺮي :ﺗﺮﻛﻴﺎ ﺳﺒﻘﺖ أوروﺑﺎ وارﺗﻔﻌﺖ % 30 ﻋﻦ اﻟﻌﺎم اﻟﺴﺎﺑﻖ
ﺗﺮﻛﻴﺎ
Business Class Magazine issue No. 58
55
ﺳﻴﺎﺣﺔ
اﻟﻬﻴﻞ :اﻟﻘﻄﺮﻳﺔ ﺗﺮﺑﻂ اﻟﺪوﺣﺔ ﺑﺎﻟﻌﺎﻟﻢ واﻟﻘﻄﺮﻳﻮن ﻳﻔﻀﻠﻮﻧﻬﺎ 45
%
30
%
46
اﻟﻮﻻﻳﺎت اﻟﻤﺘﺤﺪة اmﻣﺮﻳﻜﻴﺔ
54
Business Class Magazine issue No. 58
Aston Martin DB9 2016 GT
9 2004
:GT 2016 9 GT
20
GT
GT 2016 9
57
Business Class Magazine issue No. 58
ﺳﻴﺎرات
ﻣﻮاﺻﻔﺎت آﺳﺘﻮن ﻣﺎرﺗﻦ اﻟﺠﺪﻳﺪة
DB2016 9 GT
Business Class Magazine issue No. 58
56
3
Golf R Touch
12.8 2560 Trained Parking
Apple CarPlay Android Auto
59
Business Class Magazine issue No. 58
App Connect
1700
ﺳﻴﺎرات
Volkswagen Golf R Touch ﺛﻼث ﺷﺎﺷﺎت وﻧﻈﺎم رﻛﻦ ﺗﻠﻘﺎﺋﻲ Business Class Magazine issue No. 58
58
ﻟﻜﺰس ﺗﻜﺸﻒ ﻋﻦ ﺳﻴﺎرﺗﻬﺎ اﻟﺠﺪﻳﺪة
lexus 570 lx 2016 LX 570 2016 2016 570 LED
383
5.7
V8
LX 570 2016 3175
61
LED
Business Class Magazine issue No. 58
ﺳﻴﺎرات
Business Class Magazine issue No. 58
60
»ﻣﺎرﺷﻤﻴﻠﻠﻮ« اﺳﻢ ﻧﻈﺎم اﻟﺘﺸﻐﻴﻞ اﻟﺠﺪﻳﺪ ﻟ ﻧﺪروﻳﺪ Type-C
USB
M
6,0 5.0 I/O 2015
5 M
Android Pay
.4.4 9
6
5 Doze
63
Business Class Magazine issue No. 58
ﺗﻜﻨﻮﻟﻮﺟﻴﺎ
دﻣﺎﻏﻚ ..ﻃﺮﻳﻘﺔ ﻣﺒﺘﻜﺮة ﻟﺸﺤﻦ ﻫﺎﺗﻔﻚ!!
70
5
800 0.085 1% 285
ﻛﻴﻒ
ﺗﻜﺘﺸﻒ أن ﻫﺎﺗﻔﻚ ُﻣﺮاﻗﺒﺎ 6 how to
geek
62
Business Class Magazine issue No. 58
ﺧﺪﻣﺔ اﻟﺒﺚ اﻟﻤﺒﺎﺷﺮ ﻣﻦ اﻟﻔﻴﺴﺒﻮك..ﻟﻠﻤﺸﺎﻫﻴﺮ ﻓﻘﻂ Facebook Mentions
live
ﻳﻤﻜﻨﻚ اﺳﺘﻌﺎدة ﺟﻤﻴﻊ رﺳﺎﺋﻞ واﺗﺲ آب اﻟﻤﺤﺬوﻓﺔ
Settings
Clear Data Ok
Backup Found
.Restore
65
Business Class Magazine issue No. 58
ﺗﻜﻨﻮﻟﻮﺟﻴﺎ
»ﺟﻠﺪك« ﻳﺘﺤﻜﻢ ﻓﻲ ﻫﺎﺗﻔﻚ اﻟﺬﻛﻲ!!
64
Business Class Magazine issue No. 58
LUXURY LUXURY
1919
4 4
1887
67
Business Class Magazine issue No. 58
LUXURY LUXURY
ﺗﻌﺮض ﺗﺸﻜﻴﻠﺔ ﻣﻦ أﻓﻀﻞ ﻣﻨﺘﺠﺎﺗﻬﺎ ﻓﻲ ﻓﻴﻼﺟﻴﻮ ﻣﻮل
»إﺑﺮﻫﺎرد آﻧﺪ ﻛﻮ« ﺗﻮﻗﻊ إﺗﻔﺎﻗﻴﺔ ﻣﻊ اﻟﻔﺮدان ﻟﻠﻤﺠﻮﻫﺮات 8
8 4
66
Business Class Magazine issue No. 58
Jours
LUXURY LUXURY
69
Business Class Magazine issue No. 58
LUXURY LUXURY
ﺟﺰء ﻣﻦ أﻧﺎﻗﺘﻚ اﻟﻴﻮﻣﻴﺔ
.”
Business Class Magazine issue No. 58
68
Strategically located in the heart of the city, Mövenpick Hotel West Bay Doha’s 347 comfortable and large rooms are the perfect choice for the discerning traveller. Whether you’re staying for just a few days, or are spending some more time with us, welcome to your home away from home. Mövenpick Hotel West Bay Doha P.O. Box 22752, Doha, Qatar Phone +974 4496 66 00, Fax +974 4496 66 10 hotel.dohawestbay@moevenpick.com www.moevenpick-hotels.com/west-bay-doha Movenpick.Doha.Tower MovenpickTower
71
Business Class Magazine issue No. 58
Business Class Magazine issue No. 58
70
Business Class Magazine issue No. 58
72