Business Class Magazine issue 59

Page 1

‫ﻗﻄﺮ‪ ..‬رواﺑﻂ ﻣﺘﻴﻨﺔ وﻣﺘﻌﺪدة ﺑﺎﻟﺴﺎﺋﺢ اﻟﺨﻠﻴﺠﻲ وﺟﻮاذب ﻻ ﻳﺪرﻛﻬﺎ ا‪:‬ﺣﺼﺎء‬

‫ﻣﺠﻠــﺔ اﻗﺘﺼﺎدﻳــﺔ أﺳــﺒﻮﻋﻴﺔ ﺗﺼﺪر ﻛﻞ أﺣﺪ‬ ‫‪sunday 30-08-2015 - issue No.59‬‬

‫اﻟﻤﺴﺘﺜﻤﺮون ﻳﺴﺘﻌﺪون ﻟﺴﺤﺐ‬ ‫أﻣﻮاﻟﻬﻢ ﻣﻦ اﻟﻘﻄﺎع اﻟﻌﻘﺎري‬

‫ﻃﻠﺒ ًﺎ ﻟﻠﺴﻴﻮﻟﺔ‬ ‫»ﺑﺰﻧﺲ ﻛﻼس« ﺗﻔﺘﺢ‬ ‫اﻟﻤﻠﻒ اﻟﺴﺎﺧﻦ ﻟﻠﺒﻨﻮك‬

‫اﻟﺒﻮرﺻﺔ ﺗﻔﻴﻖ ﻣﻦ اﻟﻐﻴﺒﻮﺑﺔ‪..‬‬ ‫واﻟﺨﺴﺎﺋﺮ ‪ 60‬ﻣﻠﻴﺎر رﻳﺎل‬

‫‪%8‬‬

‫أﻣﻮال اﻟﻤﺴﺘﺜﻤﺮﻳﻦ‬

‫ﻓﺠﻮة ﺑﻴﻦ اﻟﻘﺮوض‬ ‫واﻟﻮداﺋﻊ ﻓﻲ‬ ‫اﻟﺒﻨﻮك اﻟﻘﻄﺮﻳﺔ‬

‫ﺗﺤﺘــﺮق‬ ‫واﻟﺠﻤﻴﻊ ﻳﺸﺎﻫﺪ‬

‫ﺧﺒﺮاء‪:‬‬

‫ﻳﺎﺳﺮ اﻟﺠﻴﺪة‪:‬‬

‫ﺿﺦ اﻻﺳﺘﺜﻤﺎرات ﻓﻲ‬ ‫اﻟﻘﻄﺎع اﻟﻌﻘﺎري ﻣﺘﻮﻗﻒ‬

‫ﺧﺪﻣﺎت اﻟﺘﺒﺮﻳﺪ ﻣﻔﺮدة أﺳﺎﺳﻴﺔ‬ ‫ﻓﻲ ﻗﺎﻣﻮس اﻟﻨﻬﻀﺔ اﻟﻌﻤﺮاﻧﻴﺔ‬

‫ﺣﺘﻰ إﺷﻌﺎر آﺧﺮ‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪1‬‬


www.franckmuller.com

3

Business Class Magazine issue No. 59


8880 B S6 SQT

Business Class Magazine issue No. 59

2


5

Business Class Magazine issue No. 59


‫ﺷﺮﻛﺔ ﺟﻴﺖ ﻣﻴﺪﻳﺎ ﻟﻠﻄﺒﺎﻋﺔ واﻟﻨﺸﺮ‬

‫رﺋﻴﺲ ﻣﺠﻠﺲ ا‪:‬دارة‬

‫اﻃﻠﺐ ﻣﺠﻠﺔ ﺑﺰﻧﺲ ﻛﻼس ﻣﻊ ﻗﻬﻮﺗﻚ‬ ‫ﻓﻲ ﻫﺬه اﻟﻔﻨﺎدق اﻟﻔﺎﺧﺮة‬

‫اﻟﺸﻴﺦ أﺣﻤﺪ ﺑﻦ ﺣﻤﺪ ﺑﻦ ﻋﻠﻲ آل ﺛﺎﻧﻲ‬ ‫ﻧﺎﺋﺐ رﺋﻴﺲ ﻣﺠﻠﺲ ا‪:‬دارة رﺋﻴﺲ اﻟﺘﺤﺮﻳﺮ‬

‫ﻣﻮﻓﻖ أﺑﻮ ﺧﺎﻟﺪ‬ ‫اﻟﺘﺴﻮﻳﻖ واﻟﻤﺒﻴﻌﺎت‬

‫ﻣﺪﻳﺮ اﻟﺘﺤﺮﻳﺮ‬

‫رﻳﻤﺎ ﺣﺪاد‬

‫رﺷﺎ أﺑﻮ ﺧﺎﻟﺪ‬

‫‪Photographer‬‬

‫ﺳﻜﺮﺗﻴﺮ اﻟﺘﺤﺮﻳﺮ‬

‫‪Jet Obtinario‬‬

‫ﻣﻴﺎدة أﺑﻮ ﺧﺎﻟﺪ‬

‫‪Moussa Khaled‬‬

‫اﻟﻤﺪﻳﺮ اﻟﻔﻨﻲ‬

‫روان أﺑﻮ ﺧﺎﻟﺪ‬ ‫اﻟﻌﻨﻮان‪ :‬ﺗﻘﺎﻃﻊ رﻣﺎدا‪ -‬أول ﻃﺮﻳﻖ ﺳﻠﻮى‪ -‬ﺟﺎﻧﺐ‬ ‫ﻣﻜﺘﺒﺔ ﺟﺮﻳﺮ‪ -‬ﺑﻨﺎء اﻟﻌﻤﺎدي‪ -‬ط ‪ 3‬رﻗﻢ ‪8‬‬ ‫‪+974 44 8642 35 / 44 5139 11‬‬ ‫‪+974 44 8601 54‬‬ ‫‪info@businessclass.today‬‬ ‫‪www.businessclass.today‬‬ ‫‪4413 Qatar - Doha‬‬

‫اﻟﻄﺒﺎﻋﺔ‪ :‬ﻋﻠﻲ ﺑﻦ ﻋﻠﻲ‬ ‫اﻟﺘﻮزﻳﻊ‪ :‬دار اﻟﺸﺮق‪/‬ﺗﻮﺻﻴﻞ‬ ‫اﻻﺷﺘﺮاك اﻟﺴﻨﻮي ‪ 1000‬رﻳﺎل ﻗﻄﺮي‬ ‫‪20‬‬

‫‪20‬‬

‫‪20‬‬

‫‪1.5‬‬

‫‪10000‬‬

‫‪20‬‬

‫‪/in/businessclassqatar‬‬

‫‪BusinessClassQatar‬‬

‫‪business_class_magazine‬‬

‫‪@BClassqatar‬‬


‫‪sunday 30-08-2015 - issue No.59‬‬

‫‪THIS ISSUE‬‬

‫‪8‬‬

‫‪52‬‬ ‫‪10‬‬

‫‪46‬‬ ‫‪16‬‬ ‫اﻟﺒﻮرﺻﺔ ﺗﻔﻴﻖ ﻣﻦ اﻟﻐﻴﺒﻮﺑﺔ‪ ..‬واﻟﺨﺴﺎﺋﺮ‬ ‫‪ 60‬ﻣﻠﻴﺎر رﻳﺎل‬

‫‪10‬‬

‫»ﺑﺰﻧﺲ ﻛﻼس« ﺗﻔﺘﺢ اﻟﻤﻠﻒ اﻟﺴﺎﺧﻦ ﻟﻠﺒﻨﻮك‪..‬‬

‫‪ % 8‬ﻓﺠﻮة ﺑﻴﻦ اﻟﻘﺮوض واﻟﻮداﺋﻊ ﻓﻲ‬ ‫اﻟﺒﻨﻮك اﻟﻘﻄﺮﻳﺔ‬

‫ﺧﺒﺮاء‪ :‬ﺿﺦ اﻻﺳﺘﺜﻤﺎرات ﻓﻲ اﻟﻘﻄﺎع‬ ‫اﻟﻌﻘﺎري ﻣﺘﻮﻗﻒ ﺣﺘﻰ إﺷﻌﺎر آﺧﺮ‬

‫‪34‬‬

‫‪28‬‬

‫ﻗﻄﺮ اﻣﺘﻴﺎز ﺳﻴﺎﺣﻲ ﻣﺴﺠﻞ وا‪v‬ﻓﻖ ا‪v‬رﺣﺐ‬

‫‪46‬‬

‫اﻟﻘﻄﺎع اﻟﺨﺎص ﻓﻲ ﻗﻄﺮ اﻟﺨﺎﺳﺮ‬

‫ﺧﺒﺮاء ﻋﻘﺎرﻳﻮن ﻳﺤﺬرون‬ ‫واﻟﻤﻔﻀﻞ ﻟﻬﻮاة اﻻﺳﺘﻜﺸﺎف‬

‫ا‪v‬ﻛﺒﺮ‬


‫‪CONTENT‬‬ ‫‪CONTENT‬‬

‫‪28‬‬

‫ﻳﺎﺳﺮ اﻟﺠﻴﺪة‪22 :‬‬

‫ﺧﺪﻣﺎت اﻟﺘﺒﺮﻳﺪ ﻣﻔﺮدة‬ ‫أﺳﺎﺳﻴﺔ ﻓﻲ ﻗﺎﻣﻮس‬ ‫اﻟﻨﻬﻀﺔ اﻟﻌﻤﺮاﻧﻴﺔ‬

‫»ﻗﻄﺮ ﻟﻠﺘﻌﺪﻳﻦ« ﺗﺒﺪأ ﻓﻲ اﻟﺘﻨﻘﻴﺐ‬ ‫ﻋﻠﻰ ذﻫﺐ ﻣﺎﻟﻲ ﺿﻤﻦ اﺗﻔﺎﻗﻴﺔ ﺗﻤﺘﺪ‬ ‫ﻋﻠﻰ ‪ 30‬ﺳﻨﺔ‬

‫‪06‬‬

‫ﻣﺸﺎرﻳﻊ اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ ﻓﻲ داﺋﺮة‬

‫‪38‬‬

‫اﻟﺨﻄﺮ واﻟﺨﺒﺮاء ﻳﺼﺪرون اﻟﺒﻴﺎن رﻗﻢ ‪1‬‬ ‫‪6‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫ﺗﺴﺘﺜﻤﺮ ﻓﻲ اﻟﻤﻌﺎدن واﻟﺠﻐﺮاﻓﻴﺎ وﻋﻴﻨﻬﺎ ﻋﻠﻰ ا}ﻳﺮادات ﻏﻴﺮ اﻟﻨﻔﻄﻴﺔ‬

‫»ﻗﻄﺮ ﻟﻠﺘﻌﺪﻳﻦ« ﺗﺒﺪأ ﻓﻲ اﻟﺘﻨﻘﻴﺐ ﻋﻠﻰ ذﻫﺐ‬ ‫ﻣﺎﻟﻲ ﺿﻤﻦ اﺗﻔﺎﻗﻴﺔ ﺗﻤﺘﺪ ﻋﻠﻰ ‪ 30‬ﺳﻨﺔ‬ ‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬ﺑﺎﺳﻞ ﻟﺤﺎم‬ ‫وﻗﻌﺖ اﻟﺤﻜﻮﻣﺔ اﻟﻤﺎﻟﻴﺔ ﻣﻊ ﺷﺮﻛﺔ ﻗﻄﺮ ﻟﻠﺘﻌﺪﻳﻦ اﺗﻔﺎﻗﻴﺔ ﺗﻤﺘﺪ ﻋﻠﻰ ﻣﺪى ﺛﻼﺛﻴﻦ ﻋﺎﻣﺎ ﻟﻠﺒﺤﺚ و‬ ‫اﺳﺘﻐﻼل اﻟﺬﻫﺐ ﻓﻲ أرﺑﻊ ﻣﻨﺎﻃﻖ ﻫﻲ‪ (Linneguékoto -Kéniéba ) :‬و ﺗﻤﺴﺢ ‪ 30‬ﻛﻴﻠﻮﻣﺘﺮ ﻣﺮﺑﻊ‪،‬‬ ‫وﻣﻨﻄﻘﺔ )‪ (Nélékoto –Kéniéba‬ﺗﻤﺘﺪ ﻋﻠﻰ ‪ 51‬ﻛﻴﻠﻮﻣﺘﺮ ﻣﺮﺑﻊ‪ ،‬و ﻣﻨﻄﻘﺔ )‪ (Bougouni‬ﺗﻤﺘﺪ ﻋﻠﻰ‬ ‫‪ 100‬ﻛﻴﻠﻮﻣﺘﺮ ﻣﺮﺑﻊ‪ ،‬و ﻣﺴﺎﺣﺔ ‪ 100‬ﻛﻴﻠﻮﻣﺘﺮ ﻣﺮﺑﻊ ﻓﻲ ﻣﻘﺎﻃﻌﺔ )‪.(TabakoYanfolila‬‬ ‫‪2010‬‬ ‫‪. 2024‬‬

‫‪2015‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪9‬‬


‫أﺧﺒﺎر‬ ‫ﻣﺼﺎرف‬

‫اﻻﺳﺘﻜﺸﺎف واﻟﺘﺸﻐﻴﻞ‬ ‫وا}ﻧﺘﺎج اﻟﺴﻠﻌﻲ اﻟﻨﻬﺎﺋﻲ ﺛﻼﺛﺔ‬ ‫ﻋﺼﺎﻓﻴﺮ ﻓﻲ ﻳﺪ واﺣﺪة‬

‫‪8‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫ ﺑﺰﻧﺲ ﻛﻼس‬-‫اﻟﺪوﺣﺔ‬

300ER-777

3++4 3 300ERs-777

2016 17

28 32

200ER-777

18.2

348 256

3+3+3

24

600-A340 372(

42 306

11

Business Class Magazine issue No. 59


‫أﺧﺒﺎر‬

‫ﺑﻴﻦ ‪ 17‬ﺑﻮﺻﺔ و ‪ 18.2‬ﺗﺨﺘﻠﻒ أﺣﺠﺎم اﻟﻤﺴﺎﻓﺮﻳﻦ‬

‫«‪ »3++4 3‬ﺗﻜﺘﻴﻚ اﻟﺨﻄﻮط اﻟﻘﻄﺮﻳﺔ‬ ‫اﻟﺠﺪﻳﺪ ﻟﻄﺎﺋﺮة ﺑﻮﻳﻨﻎ ‪300ER-777‬‬

‫‪10‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫اﻟﺒﻮرﺻﺔ ﺗﻔﻴﻖ ﻣﻦ اﻟﻐﻴﺒﻮﺑﺔ‪ ..‬واﻟﺨﺴﺎﺋﺮ ‪ 60‬ﻣﻠﻴﺎر رﻳﺎل‬

‫أﻣﻮال اﻟﻤﺴﺘﺜﻤﺮﻳﻦ ﺗﺤﺘﺮق‪..‬‬ ‫واﻟﺠﻤﻴﻊ ﻳﺸﺎﻫﺪ‬ ‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬ﻣﺤﻤﺪ ﻋﺒﺪ اﻟﺤﻤﻴﺪ‪:‬‬ ‫أﻓﺎﻗﺖ ﺑﻮرﺻﺔ ﻗﻄﺮ ﻣﻦ اﻟﻐﻴﺒﻮﺑﺔ اﻟﻤﻔﺎﺟﺌﺔ اﻟﺘﻲ ﺗﻌﺮﺿﺖ ﻟﻬﺎ ﻓﻲ ﺑﺪاﻳﺔ ا‪s‬ﺳﺒﻮع اﻟﻤﺎﺿﻲ‪ ،‬وﻟﻜﻨﻬﺎ‬ ‫ﺳﻮف ﺗﺤﺘﺎج ﻓﺘﺮات ﻃﻮﻳﻠﺔ ﻗﺪ ﺗﺼﻞ اﻟﻰ ﻋﺪة أﺷﻬﺮ ﺣﺘﻰ ﺗﺘﻤﻜﻦ ﻣﻦ اﻟﺘﻌﺎﻓﻲ ﻛﻠﻴ ًﺎ ﻣﻦ اﻟﺘﺪاﻋﻴﺎت‬ ‫وا‪z‬ﺛﺎر اﻟﺠﺎﻧﺒﻴﺔ ﻟﻬﺬه اﻟﻐﻴﺒﻮﺑﺔ ﺑﻌﺪ أن ﺧﺴﺮت اﻟﺒﻮرﺻﺔ ﻓﻲ ‪ 3‬أﻳﺎم ﻓﻘﻂ ﻣﺎ ﻳﻘﺮب ﻣﻦ ‪ 60‬ﻣﻠﻴﺎر‬ ‫رﻳﺎل ﻣﻦ ﻗﻴﻤﺘﻬﺎ اﻟﺴﻮﻗﻴﺔ‪ ،‬وﻓﻘﺪ ﻣﺆﺷﺮ اﻟﺴﻮق أﻛﺜﺮ ﻣﻦ أﻟﻒ ﻧﻘﻄﺔ ﻣﻦ رﺻﻴﺪه ﻟﻴﺸﻄﺐ ﺑﺬﻟﻚ‬ ‫اﻟﻤﻜﺎﺳﺐ اﻟﺘﻲ ﺗﺤﺼﻞ ﻋﻠﻴﻬﺎ ﻓﻲ أﻛﺜﺮ ﻣﻦ ‪ 20‬ﺷﻬﺮا‪ ،‬ﺑﻌﺪ أن ﺗﻠﻘﻰ ﺿﺮﺑﺔ ﻣﻮﺟﻌﺔ ﻣﻦ ا‪s‬ﺳﻮاق‬ ‫اﻟﻌﺎﻟﻤﻴﺔ وﺗﺄﺛﺮ ﺑﻬﺎ ﺳﻠﺒﺎ دون ﺳﺒﺐ ﻣﺒﺮر‪.‬‬

‫‪6‬‬ ‫‪3‬‬

‫‪%‬‬

‫اﻟﻤﺆﺷﺮات ﺗﻜﺸﻒ‬ ‫اﻟﻘﻮة اﻻﻗﺘﺼﺎدﻳﺔ‬ ‫ﻟﻠﺪوﻟﺔ واﻟﺒﻮرﺻﺔ ﺧﺎرج‬ ‫اﻟﺤﺴﺎﺑﺎت‬

‫‪%‬‬

‫‪44‬‬

‫‪300‬‬ ‫‪2008‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪13‬‬


‫ﺑﻮرﺻﺔ‬

‫اﻧﻌﺪام اﻟﺜﻘﺔ ﻓﻲ‬ ‫ا‪v‬ﺳﻬﻢ اﻟﻌﻨﻮان اﻟﺮﺋﻴﺴﻲ‬ ‫ﻟﻠﺒﻮرﺻﺔ‬

‫‪12‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫ازﻣﺔ اﻟﻨﻔﻂ ﺗﺸﻄﺐ‬ ‫ﻣﻜﺎﺳﺐ ﻣﺆﺷﺮ اﻟﺴﻮق‬ ‫ﻓﻲ ‪ 20‬ﺷﻬﺮ‬

‫‪% 30‬‬

‫ارﺗﻔﺎع ﻣﺆﺷﺮ اﻟﺒﻮرﺻﺔ‬ ‫ا‪v‬ﻣﺮﻳﻜﻴﺔ ﻋﻤﺎ ﻛﺎن‬ ‫ﻋﻠﻴﻪ ﻗﺒﻞ ا‪v‬زﻣﺔ‬ ‫اﻟﻤﺎﻟﻴﺔ اﻟﻌﺎﻟﻤﻴﺔ‬

‫‪10‬‬

‫‪5‬‬

‫‪%‬‬

‫‪%‬‬

‫‪%5‬‬

‫‪3‬‬

‫‪5‬‬

‫‪%‬‬

‫‪%‬‬

‫‪2008‬‬ ‫‪Business Class Magazine issue No. 59‬‬

‫‪15‬‬


‫ﺑﻮرﺻﺔ‬

‫ﻣﻄﺎﻟﺐ ﺑﺈﺟﺮاءات‬ ‫اﺣﺘﺮازﻳﺔ ﺑﺎﻟﺒﻮرﺻﺔ وﻗﺖ‬ ‫اﻻزﻣﺎت‬

‫‪14‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫ﺗﻌﻴﻴﻦ ﺣﺎﻣﺪ اﻟﺴﻌﺪي رﺋﻴﺴ ًﺎ ﻟﻠﺸﺆون اﻟﻤﺎﻟﻴﺔ واﻟﻀﺮاﺋﺐ‬ ‫ﻓﻲ ﻣﺮﻛﺰ ﻗﻄﺮ ﻟﻠﻤﺎل‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

‫‪15‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪17‬‬


‫اﻟﻐﻼف‬ ‫ﺑﻮرﺻﺔ‬

‫د‪ .‬اﻟﺼﻴﻔﻲ‪ :‬اﻟﺤﺪ ﻣﻦ‬ ‫اﻟﺒﻴﻊ واﻟﺸﺮاء ﻓﻲ ﻧﻔﺲ‬ ‫اﻟﺠﻠﺴﺔ ﺑﺎت ﺿﺮورة‬

‫‪30‬‬

‫‪16‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪%‬‬


‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬ﻣﺤﻤﺪ ﻋﺒﺪ اﻟﺤﻤﻴﺪ‬ ‫ﻓﻲ اﻟﻮﻗﺖ اﻟﺬي ﻻ ﺗﻤﻨﺢ ﻓﻴﻪ اﻟﺒﻨﻮك ﻟﻠﻤﻮدﻋﻴﻦ أي ﻓﺎﺋﺪة ﻋﻠﻰ اﻟﺤﺴﺎب اﻟﺠﺎري ‪ ،‬ﺗﺒﺮز ﻓﺠﻮة ﻛﺒﻴﺮة ﺑﻴﻦ‬ ‫ﺳﻌﺮ ﻓﺎﺋﺪة اﻟﻘﺮوض وﺳﻌﺮ ﻓﺎﺋﺪة اﻟﻮداﺋﻊ ﻓﻲ اﻟﺒﻨﻮك اﻟﻌﺎﻣﻠﺔ ﻓﻲ اﻟﺪوﻟﺔ ﺗﺼﻞ اﻟﻰ أﻛﺜﺮ ﻣﻦ ‪،% 8‬‬ ‫ﺣﻴﺚ ﺑﻠﻐﺖ ﻣﻌﺪﻻت اﻟﻔﺎﺋﺪة ﻋﻠﻰ اﻟﻘﺮوض ‪ % 10‬أو أﻛﺜﺮ‪ ،‬ﺑﻴﻨﻤﺎ ﺗﺘﺮاوح ﻣﻌﺪﻻت اﻟﻔﺎﺋﺪة ﻋﻠﻰ اﻟﻮداﺋﻊ‬ ‫ﺑﻴﻦ ‪ % 1.5‬و‪ % 2.5‬ﻋﻠﻰ أﻋﻠﻰ ﺗﻘﺪﻳﺮ‪.‬‬ ‫وﻓﻲ ﻇﻞ ﻫﺬا اﻟﻔﺮق اﻟﻜﺒﻴﺮ ﺑﻴﻦ ﺳﻌﺮ اﻟﻔﺎﺋﺪة ﻋﻠﻰ اﻟﻘﺮض واﻟﻮدﻳﻌﺔ‪ ،‬ﻳﺸﻌﺮ أﺻﺤﺎب اﻻﺣﺘﻴﺎﺟﺎت‬ ‫اﻟﻤﺎﻟﻴﺔ اﻟﺬﻳﻦ ﻳﺒﺤﺜﻮن ﻋﻦ اﻟﻘﺮوض ﺑﺈﺣﺒﺎط ﺷﺪﻳﺪ ‪s‬ﻧﻬﻢ ﻛﻤﺎ ﻳﻘﻮﻟﻮن ﻳﺪﻓﻌﻮن أﻣﻮا ًﻻ ﻋﺎﻟﻴﺔ ﺟﺪا‬ ‫ﻟﺴﺪاد اﻟﻘﺮوض واﻟﻔﻮاﺋﺪ اﻟﻤﺴﺘﺤﻘﺔ ﻋﻠﻴﻬﻢ‪ ،‬ﺑﻴﻨﻤﺎ ﻳﺸﻌﺮ ا‪s‬ﻓﺮاد اﻟﺬﻳﻦ ﻟﺪﻳﻬﻢ ﺳﻴﻮﻟﺔ وﻳﻘﻮﻣﻮن‬ ‫ﺑﺈﻳﺪاﻋﻬﺎ ﻓﻲ اﻟﺒﻨﻮك ﺑﺎﻟﻐﺒﻦ‪ ،‬ﻟﺤﺼﻮﻟﻬﻢ ﻋﻠﻰ ﻓﺎﺋﺪة ﻣﻨﺨﻔﻀﺔ ﻋﻠﻰ وداﺋﻌﻬﻢ‪.‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪19‬‬


‫ﻣﺼﺎرف‬

‫»ﺑﺰﻧﺲ ﻛﻼس« ﺗﻔﺘﺢ اﻟﻤﻠﻒ اﻟﺴﺎﺧﻦ‪:‬‬

‫اﻟﻔﺠﻮة ﺑﻴﻦ اﻟﻘﺮوض واﻟﻮداﺋﻊ ﻓﻲ‬ ‫اﻟﺒﻨﻮك ﺗﺼﻞ إﻟﻰ ‪% 8‬‬

‫‪18‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫‪3‬‬

‫‪%‬‬

‫‪4‬‬

‫‪%‬‬

‫ارﺗﻔﺎع ﺗﻜﻠﻔﺔ ا}ﻗﺮاض‬ ‫أﻫﻢ ﻋﻘﺒﺔ أﻣﺎم‬ ‫اﻟﻤﺴﺘﺜﻤﺮ اﻟﻤﺤﻠﻲ‬ ‫وﻣﺼﺮف ﻗﻄﺮ اﻟﻤﺮﻛﺰي‬ ‫ﻏﻴﺮ ﻣﻠﺰم‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪21‬‬


‫ﻣﺼﺎرف‬

‫ﻓﺎرق ﻛﺒﻴﺮ ﺑﻴﻦ اﻟﻔﻮاﺋﺪ‬ ‫اﻟﺒﻨﻜﻴﺔ ﻓﻲ ﻗﻄﺮ وﺑﻨﻮك‬ ‫أوروﺑﺎ‬

‫‪.% 8‬‬

‫‪40‬‬ ‫‪2.5‬‬

‫‪%‬‬

‫‪10‬‬

‫‪20‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪%‬‬

‫‪%‬‬


‫‪3‬‬

‫‪%‬‬

‫اﻟﻬﺎﺟﺮي‪ :‬ﻣﺸﺎﻛﻞ‬ ‫اﻟﻌﻤﻼء ﺑﺎﻟﺠﻤﻠﺔ وﻻ ﺑﺪ‬ ‫ﻣﻦ ﺣﻠﻬﺎ‬

‫‪12 9-‬‬

‫‪%‬‬ ‫‪Business Class Magazine issue No. 59‬‬

‫‪23‬‬


‫ﻣﺼﺎرف‬

‫اﻟﻤﺼﺎرف ‪ :‬اﻟﻔﻮاﺋﺪ ﻋﻠﻰ‬ ‫اﻟﻘﺮوض ﺗﺘﺤﺪ ﺣﺴﺐ‬ ‫اﻟﻨﺸﺎط‬ ‫‪3 2‬‬ ‫‪%‬‬

‫‪2.5 - 2‬‬

‫‪13 - 11‬‬

‫‪22‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪%‬‬

‫‪%‬‬


25

Business Class Magazine issue No. 59


‫اﻟﻐﻼف‬

‫ﺷﺮﻛﺔ ﻗﻄﺮ ﻛﻮول ﺗﻄﻔﺊ اﻟﻤﻨﺎﻃﻖ اﻟﺴﺎﺧﻨﺔ وﺗﻨﺘﺰع اﻻﻋﺘﺮاف‬

‫ﻳﺎﺳﺮ اﻟﺠﻴﺪة‪:‬‬

‫ﺧﺪﻣﺎت اﻟﺘﺒﺮﻳﺪ ﻣﻔﺮدة أﺳﺎﺳﻴﺔ ﻓﻲ ﻗﺎﻣﻮس‬ ‫اﻟﻨﻬﻀﺔ اﻟﻌﻤﺮاﻧﻴﺔ‬ ‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬رﺷﺎ أﺑﻮ ﺧﺎﻟﺪ‬ ‫ﺧﺪﻣﺎت اﻟﺘﺒﺮﻳﺪ أﺻﺒﺤﺖ ﺿﺮورة ﻋﺼﺮﻳﺔ واﻗﺘﺼﺎدﻳﺔ ﺗﺤﺘﻞ ﻣﻜﺎﻧ ًﺎ ﻫﺎﻣﺎ ﻓﻲ ﻗﺎﻣﻮس اﻟﻨﻬﻀﺔ‬ ‫اﻟﻌﻤﺮاﻧﻴﺔ وﻣﺤﺮﻛ ًﺎ أﺳﺎﺳﻴ ًﺎ ﻣﻦ ﻣﺤﺮﻛﺎت اﻟﺘﻄﻮر واﻟﺘﻨﻤﻴﺔ‪ ،‬وﺑﺎﻟﺘﺄﻛﻴﺪ ﻓﺈن اﺳﺘﺤﻘﺎﻗﺎت اﻟﻤﺮﺣﻠﺔ‬ ‫اﻟﻤﻘﺒﻠﺔ ﻓﻲ ﻗﻄﺮ ﺗﺴﺘﺪﻋﻲ ﺗﺸﻐﻴﻞ ﺟﻤﻴﻊ ﻣﺤﺮﻛﺎت ا‪:‬ﻧﺘﺎج وﻛﻞ ﻣﺎﻛﻴﻨﺎت اﻟﺨﺪﻣﺔ ﻟﺘﻠﺒﻴﺔ‬ ‫اﺣﺘﻴﺎﺟﺎت ﺗﻠﻚ اﻟﻤﺮﺣﻠﺔ‪ ،‬ا‪s‬ﻣﺮ اﻟﺬي ﺣﻮل ﻗﻄﺮ إﻟﻰ ورﺷﺔ ﻋﻤﻞ ﻣﺘﻜﺎﻣﻠﺔ اﻟﻌﻨﺎﺻﺮ وﻣﻔﺘﻮﺣﺔ زﻣﻨﻴ ًﺎ‬ ‫إﻟﻰ ﺳﻨﻮات ﻃﻮال‪..‬‬ ‫وﻓﻲ ﻫﺬا اﻟﺴﻴﺎق ﺗﺄﺗﻲ ﺷﺮﻛﺔ ﻗﻄﺮ ﻛﻮل ﻟﺨﺪﻣﺎت اﻟﺘﺒﺮﻳﺪ واﻟﺘﻲ اﻧﻔﺮدت ﺑﻤﺠﻤﻮﻋﺔ ﻛﺒﻴﺮة ﻣﻦ‬ ‫اﻟﻤﺸﺎرﻳﻊ ﻓﺄﻧﺸﺄت اﻟﻤﺤﻄﺎت وا‪s‬ﺑﺮاج وأﺟﺮت اﻟﺪراﺳﺎت اﻻﺳﺘﺸﺎرﻳﺔ ﻟﺤﺎل اﻟﺴﻮق وﺗﻮﻗﻌﺎت‬ ‫اﻟﻌﺮض واﻟﻄﻠﺐ‪ ،‬وﺣﺎزت ﻋﻠﻰ اﻋﺘﺮاف اﻟﺤﻜﻮﻣﺔ وﺷﺮﻛﺎت اﻟﺘﻨﻤﻴﺔ اﻟﻌﻘﺎرﻳﺔ واﻟﻤﺴﺘﺨﺪﻣﻴﻦ‪ ،‬وﻫﻲ‬ ‫ﺗﻌﻤﻞ ﺑﺠﻬﻮد ﻣﻜﺜﻔﺔ ﻟﺘﺘﻤﺎﺷﻰ ﻣﻊ أﻫﺪاف ﻗﻄﺮ ورؤﻳﺘﻬﺎ ﻟﻠﻌﺎم ‪.2030‬‬ ‫ﻣﺠﻠﺔ ﺑﺰﻧﺲ ﻛﻼس ﺗﻮﺟﻬﺖ إﻟﻰ اﻟﺮﺋﻴﺲ اﻟﺘﻨﻔﻴﺬي اﻟﺴﻴﺪ ﻳﺎﺳﺮ اﻟﺠﻴﺪة ﻓﻲ ﻗﻄﺮ ﻛﻮول ﻟﻠﻮﻗﻮف‬ ‫ﻋﻠﻰ ﺗﻔﺎﺻﻴﻞ أﻛﺜﺮ ﺗﻀﻤﻨﻬﺎ ﻫﺬا اﻟﺤﻮار‪..‬‬ ‫‪24‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫‪30000‬‬ ‫‪2016‬‬

‫زﻳﺎدة ﻣﻠﻤﻮﺳﺔ ﻓﻲ‬ ‫ا}ﻧﺘﺎج ﻟﺘﻠﺒﻴﺔ اﻟﻄﻠﺐ‬ ‫اﻟﻤﺘﺰاﻳﺪ‪ ..‬واﻟﻤﻨﺎﻓﺴﺔ‬ ‫ﺗﺸﺘﻌﻞ‬

‫‪130000‬‬

‫‪35000‬‬

‫‪.2030‬‬

‫زﻳﺎدة ﻣﻠﻤﻮﺳﺔ ﻓﻲ‬ ‫ا}ﻧﺘﺎج ﻟﺘﻠﺒﻴﺔ اﻟﻄﻠﺐ‬ ‫اﻟﻤﺘﺰاﻳﺪ‪ ..‬واﻟﻤﻨﺎﻓﺴﺔ‬ ‫ﺗﺸﺘﻌﻞ‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪27‬‬


‫اﻟﻐﻼف‬

‫‪320000‬‬ ‫‪197000‬‬ ‫‪61,5‬‬

‫‪%‬‬

‫‪2015 – 2014‬‬

‫ﻧﻤﻮذج اﻟﻠﺆﻟﺆة‪ -‬ﻗﻄﺮ‬ ‫أﻛﺒﺮ ﻣﺤﻄﺔ ﺗﺒﺮﻳﺪ‬ ‫ﻟﻠﻤﻨﺎﻃﻖ اﻟﻤﺘﻜﺎﻣﻠﺔ ﻓﻲ‬ ‫اﻟﻌﺎﻟﻢ‬

‫‪2003‬‬

‫‪67000‬‬

‫‪130000‬‬

‫‪11‬‬ ‫‪.2013‬‬

‫ﺗﺒﺮﻳﺪ اﻟﻤﻼﻋﺐ واﻟﺼﺎﻻت‬ ‫اﻟﺮﻳﺎﺿﻴﺔ ﻟﻠﺘﺨﻔﻴﻒ ﻣﻦ‬ ‫ﺳﺨﻮﻧﺔ اﻟﻤﻮﻧﺪﻳﺎل‬

‫‪35000 30000‬‬

‫‪26‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪%‬‬


‫أﺳﺮار‬

‫ﻻ ﺗﻌﺮﻓﻮﻧﻬﺎ‬

Breitling watches

29

Business Class Magazine issue No. 59


‫اﻟﻐﻼف‬

.2030

.2030

.2030

‫ﻓﻲ ﺳﻄﻮر‬

2022

.2030

HEC .)PMI

®PMP

Business Class Magazine issue No. 59

28


‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬ﻳﺎﺳﻴﻦ ﺧﻠﻴﻞ‬ ‫اﻧﺨﻔﺎض ﺣﺎد ﺷﻬﺪﺗﻪ أﺳﻌﺎر اﻟﻨﻔﻂ اﻟﻌﺎﻟﻤﻴﺔ وأزﻣﺔ اﻗﺘﺼﺎدﻳﺔ ﺻﻴﻨﻴﺔ ﻛﺒﻴﺮة ﻧﺘﺠﺖ ﻋﻦ‬ ‫ﺗﺨﻔﻴﺾ ﻗﻴﻤﺔ اﻟﻴﻮان ﻣﻘﺎﺑﻞ اﻟﻌﻤﻼت ا‪s‬ﺧﺮى‪ ،‬وأزﻣﺎت اﻗﺘﺼﺎدﻳﺔ ﻓﻲ اﻟﻴﻮﻧﺎن ودول أﺧﺮى‬ ‫واﺿﻄﺮاﺑﺎت ﺳﻴﺎﺳﻴﺔ ﻓﻲ ﻋﺪد ﻣﻦ اﻟﺒﻠﺪان اﻟﻌﺮﺑﻴﺔ‪ ،‬ﻛﻠﻬﺎ ﻋﻮاﻣﻞ اﺟﺘﻤﻌﺖ ﺳﻮﻳ ًﺎ وﻓﻲ آن‬ ‫واﺣﺪ ﻟﺘﻨﺬر ﺑﺄزﻣﺔ ﻣﺎﻟﻴﺔ ﻋﺎﻟﻤﻴﺔ ﺟﺪﻳﺪة‪.‬‬ ‫ﻟﻢ ﺗﺴﻠﻢ ﻗﻄﺮ ودول ﻣﻨﻄﻘﺔ اﻟﺨﻠﻴﺞ اﻟﻌﺮﺑﻲ وﺑﺎﻗﻲ اﻟﺪول اﻟﻌﺮﺑﻴﺔ ﻣﻦ ﻫﺬه اﻟﻤﻮﺟﺔ‪ ،‬إذ ﻋﺎﻧﺖ‬ ‫أﺳﻮاق ا‪s‬وراق اﻟﻤﺎﻟﻴﺔ ﻓﻲ ﻫﺬه اﻟﺪول ﻣﻦ ﻫﺒﻮط ﺣﺎد ﻓﻲ ﻣﺆﺷﺮاﺗﻬﺎ‪ ،‬دﻓﻊ اﻟﺒﻌﺾ ﻟﻠﻤﻄﺎﻟﺒﺔ‬ ‫ﺑﺴﺮﻋﺔ ﺿﺦ أﻣﻮال ﻣﻦ ﻗﺒﻞ اﻟﺤﻜﻮﻣﺎت ‪:‬ﻋﺎدة اﻟﺒﻮرﺻﺎت إﻟﻰ ﻣﺴﺘﻮﻳﺎﺗﻬﺎ اﻟﻄﺒﻴﻌﻴﺔ‪.‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪31‬‬


‫ﻋﻘﺎرات‬

‫اﻟﺨﺎﺻﺮة اﻟﺮﺧﻮة ﻟﻤﺸﺎرﻳﻊ اﻟﻌﻘﺎرات‬ ‫وا}ﻧﺸﺎءات‪ ..‬واﻟﺨﺒﺮاء ﻳﺤﺬرون‪:‬‬

‫اﻟﻘﻄﺎع اﻟﺨﺎص ﻓﻲ ﻗﻄﺮ‬

‫اﻟﺨﺎﺳﺮ ا‪v‬ﻛﺒﺮ‬

‫‪30‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫اﻟﻤﺴﺘﺜﻤﺮون ﻳﺴﺘﻌﺪون‬ ‫ﻟﺴﺤﺐ أﻣﻮاﻟﻬﻢ ﻣﻦ‬ ‫اﻟﻘﻄﺎع اﻟﻌﻘﺎري ﻃﻠﺒ ًﺎ‬ ‫ﻟﻠﺴﻴﻮﻟﺔ‬

‫‪% 20‬‬

‫ﺗﺮاﺟﻊ ﻣﺆﺷﺮ ﺑﻮرﺻﺔ‬ ‫ﻗﻄﺮ اﻟﺮﺋﻴﺴﻲ ﻓﻲ‬ ‫أﻗﻞ ﻣﻦ أﺳﺒﻮع‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪33‬‬


‫ﻋﻘﺎرات‬

‫ﻏﻴﻮم أزﻣﺔ ﻣﺎﻟﻴﺔ ﺟﺪﻳﺪة ﺗﺘﻠﺒﺪ ﻓﻲ ﺳﻤﺎء اﻟﻌﺎﻟﻢ‬

‫‪2022‬‬

‫ارﺗﺪادات زﻟﺰال اﻟﻨﻔﻂ‬ ‫وﺗﺮاﺟﻊ اﻟﻌﻤﻠﺔ اﻟﺼﻴﻨﻴﺔ‬ ‫ﺗﺴﻤﻊ ﻓﻲ اﻟﻌﻮاﺻﻢ‬ ‫اﻟﻜﺒﺮى‬

‫‪2022‬‬

‫‪2030‬‬

‫‪20‬‬

‫‪32‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪%‬‬


‫‪.2022‬‬

‫اﻟﺠﻮﻟﻮ‪ :‬ﻣﺸﺎرﻳﻊ اﻟﺒﻨﻴﺔ‬ ‫اﻟﺘﺤﺘﻴﺔ وﻣﺸﺎرﻳﻊ ﻛﺄس‬ ‫اﻟﻌﺎﻟﻢ ﻓﻲ ﻗﻄﺮ »ﺧﻂ‬ ‫أﺣﻤﺮ« ﻻ ﻳﻤﻜﻦ ﺗﺠﺎوزه‬

‫‪.2008‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪35‬‬


‫ﻋﻘﺎرات‬

‫ﻣﺸﺎرﻳﻊ اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ‬ ‫ﺑﻴﻦ ﻣﻄﺮﻗﺔ ﺗﺮاﺟﻊ‬ ‫أﺳﻌﺎر اﻟﻨﻔﻂ وﺳﻨﺪان‬ ‫اﻟﻤﻮﻧﺪﻳﺎل‬ ‫‪2008‬‬ ‫‪45‬‬

‫‪34‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫ﻫﺪوء ﻧﺴﺒﻲ ﻓﻲ أﺳﻌﺎر‬ ‫اﻟﻌﻘﺎرات وﺣﺎﻟﺔ ﺗﺮﻗﺐ‬ ‫واﻧﺘﻈﺎر ﺗﺨﻴﻢ ﻋﻠﻰ‬ ‫اﻟﺴﻮق‬

‫‪2022‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪37‬‬


‫ﻋﻘﺎرات‬

‫ﺧﺒﺮاء ﻟـ»ﺑﺰﻧﺲ ﻛﻼس«‪:‬‬ ‫ﺿﺦ اﻻﺳﺘﺜﻤﺎرات ﻓﻲ‬ ‫اﻟﻘﻄﺎع اﻟﻌﻘﺎري ﻣﺘﻮﻗﻒ‬ ‫ﺣﺘﻰ إﺷﻌﺎر آﺧﺮ‬

‫ﻋﻠﻰ وﻗﻊ ارﺗﺪادات اﻟﻬﺰة اﻟﻤﺎﻟﻴﺔ وزﻟﺰال اﻟﻨﻔﻂ‬

‫اﺳﺘﺮاﺣﺔ ﻣﻘﺎول ﺗﺸﻬﺪﻫﺎ اﻟﻌﻘﺎرات ﺑﻌﺪ‬ ‫اﻟﻘﻔﺰات اﻟﺴﻌﺮﻳﺔ واﻟﻨﺸﺎط اﻟﻤﺤﻤﻮم‬ ‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬ﻳﺎﺳﻴﻦ ﺧﻠﻴﻞ‬ ‫ﻗﺎل ﺧﺒﺮاء ﻋﻘﺎرﻳﻮن إن أﺳﻌﺎر اﻟﻌﻘﺎرات ﻓﻲ ﻗﻄﺮ ﻣﻦ اﻟﻤﻔﺘﺮض أن ﺗﻤﻴﻞ ﺣﺎﻟﻴ ًﺎ إﻟﻰ اﻟﺘﺮاﺟﻊ‪ ،‬ﺑﺴﺒﺐ‬ ‫ﺗﺤﻔﻆ ﻃﺮﻓﻲ اﻟﻤﻌﺎدﻟﺔ اﻟﻌﻘﺎرﻳﺔ‪ ،‬اﻟﻤﺴﺘﺜﻤﺮ واﻟﻤﺎﻟﻚ‪ ،‬ودﺧﻮل وﺣﺪات ﺳﻜﻨﻴﺔ ﺟﺪﻳﺪة‪ ،‬واﺻﻔﻴﻦ‬ ‫ﺣﺎﻟﺔ اﻟﺴﻮق اﻟﻌﻘﺎرﻳﺔ ﺑﺄﻧﻬﺎ »ﻫﺎدﺋﺔ«‪.‬‬ ‫وأﺿﺎف ﻫﺆﻻء‪ ،‬ﻓﻲ ﺣﺪﻳﺜﻬﻢ ﻟـ«ﺑﺰﻧﺲ ﻛﻼس«‪ ،‬أن ﻫﻨﺎك ﻋﻮاﻣﻞ اﻗﺘﺼﺎدﻳﺔ ﺧﺎرﺟﻴﺔ وداﺧﻠﻴﺔ أﺳﻬﻤﺖ‬ ‫ﻓﻲ اﻟﺘﺄﺛﻴﺮ ﻓﻲ ﻧﻔﺴﻴﺔ اﻟﻤﺸﺘﺮﻳﻦ اﻟﻤﺤﺘﻤﻠﻴﻦ ﻟﻠﻌﻘﺎرات ﻓﻲ ﻗﻄﺮ‪ ،‬ﻓﺎ‪s‬وﺿﺎع اﻻﻗﺘﺼﺎدﻳﺔ اﻟﻌﺎﻟﻤﻴﺔ‬ ‫ﻣﻦ اﻧﺨﻔﺎض ﻟﻠﻨﻔﻂ‪ ،‬وﺗﺮاﺟﻊ ﻟﻠﻴﻮرو‪ ،‬وﺣﺮوب ﻋﻤﻼت‪ ،‬ﺟﻌﻠﺖ اﻟﻜﻞ ﻳﺘﺮﻳﺚ ﻓﻲ دﺧﻮل اﻟﺴﻮق‪ ،‬وﺿﺦ‬ ‫اﺳﺘﺜﻤﺎرات ﻓﻲ اﻟﻘﻄﺎع اﻟﻌﻘﺎري‪ ،‬ﺣﺘﻰ إﺷﻌﺎر آﺧﺮ‪.‬‬ ‫‪36‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫»اﻟﺒﻨﺎء ﻟﻠﺘﻄﻮﻳﺮ« اﻟﻘﻄﺮﻳﺔ ﺗﺘﺴﺘﻐﻨﻰ ﻋﻦ ‪ 108‬ﻋﺎﻣﻞ ﻣﻦ‬ ‫ﻛﻮرﻳﺎ اﻟﺸﻤﺎﻟﻴﺔ‬ ‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬ﻳﺎﺳﻴﻦ ﺧﻠﻴﻞ‬ ‫‪CDC‬‬

‫‪108‬‬ ‫‪90‬‬

‫‪CDC‬‬

‫‪1982‬‬ ‫‪2015‬‬

‫‪5‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪39‬‬


‫ﻋﻘﺎرات‬

‫اﻟﺒﻴﺌﺔ اﻟﺘﻨﻈﻴﻤﻴﺔ‬ ‫واﻟﺘﺸﺮﻳﻌﻴﺔ وﻗﻮة‬ ‫اﻻﻗﺘﺼﺎد اﻟﻘﻄﺮي‬ ‫ﻛﻔﻴﻠﺘﺎن ﺑﺘﺒﺪﻳﺪ‬ ‫اﻟﻬﻮاﺟﺲ‬

‫‪38.4‬‬ ‫‪965.5‬‬ ‫‪%‬‬

‫‪38‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪594.5‬‬


‫‪12.5‬‬

‫ﻣﻠﻴﻮن ﻟﺘﺮ ﻣﻦ اﻟﻤﻴﺎه‬ ‫اﻟﺠﻮﻓﻴﺔ واﻟﻤﻴﺎه اﻟﺴﻄﺤﻴﺔ‬ ‫ﺳﻴﺘﻢ ﺟﻤﻌﻬﺎ ﻓﻲ ﻣﺤﻄﺔ‬ ‫ﺗﺠﺮﻳﻴﺔ ﺗﻨﺸﺌﻬﺎ »أﺷﻐﺎل«‬

‫‪12.5‬‬ ‫‪4.5‬‬ ‫‪10‬‬

‫ﺗﻌﻄﻞ ﻣﺸﺮوع اﻟﻤﺘﺮو‬ ‫وﺗﺨﻠﺨﻞ أﺳﺎﺳﺎت‬ ‫اﻟﻤﻨﺎزل واﻟﺘﺤﺮك ﻻ‬ ‫ﻳﺤﺘﻤﻞ اﻟﺘﺄﺟﻴﻞ‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪41‬‬


‫اﻧﺸﺎءات‬ ‫ﻣﺼﺎرف‬

‫ﻫﺠﻤﺎت اﻟﻤﻴﺎه اﻟﺠﻮﻓﻴﺔ ﻋﺼﺎ ﻏﻠﻴﻈﺔ ﻓﻲ ﻋﺠﻠﺔ اﻟﺒﻨﺎء‬

‫ﻣﺸﺎرﻳﻊ اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ ﻓﻲ داﺋﺮة اﻟﺨﻄﺮ‬ ‫واﻟﺨﺒﺮاء ﻳﺼﺪرون اﻟﺒﻴﺎن رﻗﻢ ‪1‬‬ ‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬ﻳﺎﺳﻴﻦ ﺧﻠﻴﻞ‬ ‫ﺑﺎﺗﺖ ﻇﺎﻫﺮة ارﺗﻔﺎع ﻣﻨﺴﻮب اﻟﻤﻴﺎه اﻟﺠﻮﻓﻴﺔ ﻓﻲ اﻟﺪوﺣﺔ وزﻳﺎدة ﺗﺴﺮب ﻣﻴﺎه اﻟﺒﺤﺮ ﻣﻘﻠﻘﺔ ﻟﺪى ﺟﻤﻴﻊ‬ ‫ا‪s‬وﺳﺎط ﻓﻲ ﻗﻄﺮ‪ ،‬وﺧﺎﺻﺔ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﻤﺸﺎرﻳﻊ اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ اﻟﻜﺒﺮى اﻟﺘﻲ ﻳﺠﺮي ﺗﻨﻔﻴﺬﻫﺎ ﻓﻲ‬ ‫ﺳﻮءا ﺑﺨﺼﻮص اﻟﻤﺪة اﻟﺰﻣﻨﻴﺔ ﻟﺘﻨﻔﻴﺬ ﻫﺬه اﻟﻤﺸﺎرﻳﻊ وﻣﺎ‬ ‫اﻟﻮﻗﺖ اﻟﺤﺎﻟﻲ‪ ،‬ا‪s‬ﻣﺮ اﻟﺬي ﻗﺪ ﻳﺰﻳﺪ اﻟﻮﺿﻊ‬ ‫ً‬ ‫ﻳﻮاﺟﻬﻬﺎ ﻣﻦ ﺗﺤﺪﻳﺎت‪.‬‬ ‫وﻛﺎن ﻣﺸﺮوع ﻣﺘﺮو اﻟﺪوﺣﺔ‪ ،‬أﺣﺪ أﻛﺒﺮ ﻣﺸﺎرﻳﻊ اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ ﻓﻲ اﻟﺒﻼد‪ ،‬واﺣﺪاً ﻣﻦ اﻟﻤﺸﺎرﻳﻊ اﻟﺘﻲ‬ ‫واﺟﻬﺖ ﻫﺬا اﻟﺘﺤﺪي‪ ،‬إذ اﺿﻄﺮ اﻟﻘﺎﺋﻤﻮن ﻋﻠﻰ اﻟﻤﺸﺮوع ﺧﻼل اﻟﺸﻬﺮ اﻟﻤﺎﺿﻲ إﻟﻰ وﻗﻒ أﻋﻤﺎل ﺣﻔﺮ‬ ‫ا‪s‬ﻧﻔﺎق ﻓﻲ اﻟﺨﻂ ا‪s‬ﺣﻤﺮ ﺑﺴﺒﺐ اﻟﻤﻴﺎه اﻟﺠﻮﻓﻴﺔ‪ ،‬ﺧﺎﺻﺔ ﺑﻌﺪ أن ﺗﻀﺮرت إﺣﺪى آﻻت اﻟﺤﻔﺮ ﻣﻦ ﻫﺬا ا‪s‬ﻣﺮ‪.‬‬ ‫‪40‬‬

‫‪Business Class Magazine issue No. 59‬‬


43

Business Class Magazine issue No. 59


‫اﻧﺸﺎءات‬

‫اﻟﺒﺤﺚ ﻋﻦ ﻧﺴﺨﺔ ﻋﺼﺮﻳﺔ‬ ‫ﻣﻦ ﺳﻔﻴﻨﺔ ﻧﻮح }ﻧﻘﺎذ‬ ‫ﻋﻤﻠﻴﺔ اﻟﺘﻨﻤﻴﺔ‬

‫‪42‬‬

‫‪Business Class Magazine issue No. 59‬‬


45

Business Class Magazine issue No. 59


‫ﺳﻴﺎﺣﺔ‬

‫ﻓﻨﺪق ﺳﺎﻧﺖ رﻳﺠﻴﺲ اﻟﺪوﺣﺔ ﻳﺤﺼﺪ ﻣﺠﻤﻮﻋﺔ ﻣﻦ اﻟﺠﻮاﺋﺰ اﻟﺪوﻟﻴﺔ وا}ﻗﻠﻴﻤﻴﺔ‬

‫اﻟﻔﻨﺪق ﻳﻔﻲ ﺑﻮﻋﺪه ﺑﺄن ﻳﻜﻮن »أرﻗﻰ‬ ‫ﻋﻨﻮان ﻓﻲ ﻗﻄﺮ«‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

‫‪2015‬‬ ‫‪2015‬‬

‫‪44‬‬

‫‪Business Class Magazine issue No. 59‬‬


47

Business Class Magazine issue No. 59


‫ﺳﻴﺎﺣﺔ‬

‫اﻟﻤﻬﻨﺪي‪ :‬ﻋﺮوض ﻣﻤﻴﺰة واﺳﺘﻌﺪادات ﺗﺎﻣﺔ ﻓﻲ‬ ‫ﻋﻴﺪ اﻻﺿﺤﻰ‬ ‫ﺑﺰﻧﺲ ﻛﻼس‪ :‬ﻣﻴﺎدة اﺑﻮ ﺧﺎﻟﺪ‬

‫‪5‬‬

‫‪16‬‬ ‫‪162‬‬

‫‪4‬‬

‫‪880‬‬ ‫‪4‬‬

‫‪18‬‬

‫‪184‬‬ ‫‪15‬‬ ‫‪29‬‬ ‫‪33‬‬ ‫‪40‬‬

‫‪2015‬‬

‫‪21‬‬ ‫‪28‬‬

‫‪26‬‬

‫‪46‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫ﺑﺰﻧﺲ ﻛﻼس – ﻣﻴﺎدة أﺑﻮ ﺧﺎﻟﺪ‬ ‫ﻻ ﻳﺒﺪو اﻟﺴﻔﺮ ﺑﺪاﻓﻊ اﻟﺴﻴﺎﺣﺔ وﺣﺪه ﺳﺒﺒﺎ ﻟﻜﺜﺎﻓﺔ ﺳﻔﺮ اﻟﻘﻄﺮﻳﻴﻦ‪ ،‬ﻓﻠﺪى أﻫﺎﻟﻲ ﻗﻄﺮ ﻣﺠﻤﻮﻋﺔ ﻣﻦ‬ ‫اﻟﺬﻳﻦأﺑﻮ ﺧﺎﻟﺪ‬ ‫اﻟﻄﻠﺒﺔﻣﻴﺎدة‬ ‫ﻛﻼس–‬ ‫ﻳﺪرﺳﻮن ﻓﻲ اﻟﻮﻻﻳﺎت‬ ‫ﺑﺰﻧﺲﻣﻦ‬ ‫ا‪s‬ﺳﺒﺎب ا‪s‬ﺧﺮى رﺑﻤﺎ ﻛﺎن أﻫﻤﻬﺎ زﻳﺎرة ا‪s‬ﻗﺎرب وﺧﺼﻮﺻ ًﺎ‬ ‫اﻟﻤﺘﺤﺪة وﻛﺬﻟﻚ ا‪s‬ﻓﻜﺎر اﻻﺳﺘﺜﻤﺎرﻳﺔ اﻟﻤﺘﻌﺪدة اﻟﺘﻲ ﻳﻨﻔﺬﻫﺎ اﻟﻘﻄﺮﻳﻮن ﻓﻲ أﻣﺮﻳﻜﺎ وأوروﺑﺎ‪.‬‬ ‫ﺗﺤﻮﻟﻬﺎ إﻟﻰ‬ ‫ا‪:‬ﺟﺎزةﺗﻄﻮراً ﻓﻲ‬ ‫ﻣﺮﺣﻠﺔ أﻛﺜﺮ‬ ‫ﻟﻬﺬا ﻋﻠﻰ‬ ‫اﻟﻘﻄﺮﻳﻴﻦﻣﻘﺒﻠﺔ‬ ‫ﺳﻔﺮدوﻟﺔ ﻗﻄﺮ‬ ‫ﻓﻲ أن‬ ‫وﻗﺪ ﺳﺠﻠﺖﻻ ﺟﺪال‬ ‫ﻻﻓﺘﺔ ﺧﻴﺚ ﺗﻌﺪدت‬ ‫اﻟﺼﻴﻔﻴﺔ ﻇﺎﻫﺮة‬ ‫اﻟﻌﺎم ﺧﻼل‬ ‫اﺗﺠﺎﻫﺎت‬ ‫ا‪s‬وروﺑﻴﺔﺗﻘﻮل‬ ‫اﻟﻤﺆﺷﺮات‬ ‫واﺳﺘﺜﻨﺎﺋﻲ‪،‬‬ ‫ﻻﻓﺖ‬ ‫ﺗﺮﻛﻴﺎﺳﻴﺎﺣﻲ‬ ‫اﻟﻤﺤﻄﺎت ﺑﻴﻦﻣﻜﺎن‬ ‫واﻟﻮﻗﺎﺋﻊ وأﻟﻤﺎﻧﻴﺎ( ﺣﻴﺚ‬ ‫)ﻟﻨﺪن وﺑﺎرﻳﺲ‬ ‫واﻟﺪول‬ ‫وﺟﺎذبا‪s‬ﻣﻴﺮﻛﻴﺔ‬ ‫اﻟﻤﺘﺤﺪة‬ ‫واﻟﻮﻻﻳﺎت‬ ‫ﻃﺒﻴﻌﻴﺔ‬ ‫ﺳﻴﺎﺣﻴﺔ‬ ‫ﺗﻤﺘﻠﻜﻪ ﻣﻦ‬ ‫أﺻﺤﺎب إﻟﻰ ﻣﺎ‬ ‫ﻓﺒﺎ‪:‬ﺿﺎﻓﺔ‬ ‫وﺗﺎرﻳﺨﻴﺔ‪،‬ﺗﺸﻴﺮ إﻟﻰ ارﺗﻔﺎع‬ ‫أن اﻟﺘﻘﺎرﻳﺮ‬ ‫ﻛﻼس«‪،‬‬ ‫ﻣﻘﻮﻣﺎت»ﺑﺰﻧﺲ‬ ‫واﻟﺴﻴﺎﺣﺔ ﻟـ‬ ‫ﺷﺮﻛﺎت اﻟﺴﻔﺮ‬ ‫ﺗﺆﻛﺪ‪..‬ﻣﻦ‬ ‫أﻛﺪ ﻋﺪد‬ ‫ﻃﻮال وﻻ‬ ‫ﻟﺴﻨﻮات‬ ‫اﻟﺪوﻟﺔ‬ ‫ﻋﻠﻴﻬﺎ‬ ‫ﻋﻤﻠﺖ‬ ‫اﻟﺤﺪﻳﺜﺔ‬ ‫اﻟﻤﻨﺠﺰات‬ ‫ا‪:‬ﻗﺒﺎل ﻓﺈن‬ ‫ﺗﺰالﻧﻤﻮ ا‪:‬ﻗﺒﺎل اﻟﻰ‬ ‫ﻧﺴﺒﺔ‬ ‫ﻓﻴﻤﺎ ﻗﺪرت‬ ‫اﻟﺴﺎﺑﻖ‪،‬‬ ‫ﺑﺎﻟﻌﺎم‬ ‫ﻣﻘﺎرﻧﺔ‬ ‫واﻟﺘﻲ ‪%‬‬ ‫ﺑﻨﺴﺒﺔ ‪45‬‬ ‫أﻣﻴﺮﻛﺎ‬ ‫ﻟﻠﺴﻔﺮ إﻟﻰ‬ ‫ﺗﻜﺮس‬ ‫اﺳﺘﻄﺎﻋﺖ‬ ‫اﻟﺠﺎذﺑﻴﺔ ﻟﻬﺎ‬ ‫اﻟﻌﺎمﻋﻮاﻣﻞ‬ ‫وﺗﻮﻓﻴﺮ‬ ‫ﻣﺸﻐﻮﻟﺔ‬ ‫ﻧﺴﺒﺔ زﻳﺎدة ﺑﺤﺪود‬ ‫ﺗﺮﻛﻴﺎأنﻋﻠﻰ‬ ‫اﺳﺘﺤﻮذت‬ ‫اﻟﻤﺎﺿﻲ ﻓﻴﻤﺎ‬ ‫ﺑﺘﻄﻮﻳﺮﻫﺎﻣﻊ‬ ‫‪ 25%‬ﻣﻘﺎرﻧﺔ‬ ‫اﻟﺪول ا‪s‬ورﺑﻴﺔ ﺑـ‬ ‫ﻣﺮاﻗﺒﺔ‪.‬‬ ‫ﻋﻴﻦ‬ ‫ﻟﻜﻞ‬ ‫اﻟﻤﺤﻄﺎتﺗﻤﺎﻣﺎ‬ ‫ﺑﺎﺗﺖ واﺿﺤﺔ‬ ‫ﻧﻘﻠﺔ ﻧﻮﻋﻴﺔ‬ ‫وﻣﺎﻟﻴﺰﻳﺎ وﺗﺎﻳﻼﻧﺪ‪.‬‬ ‫أﺳﺘﺮاﻟﻴﺎ‬ ‫ﻣﺜﻞ‬ ‫ا‪s‬ﺧﺮى‬ ‫ﻣﺠﻤﻮﻋﺔ ﻣﻦ‬ ‫‪ ،30%‬إﺿﺎﻓﺔ اﻟﻰ‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪49‬‬


‫ﺳﻴﺎﺣﺔ‬

‫ﻗﻄﺮ اﻣﺘﻴﺎز ﺳﻴﺎﺣﻲ ﻣﺴﺠﻞ وا‪v‬ﻓﻖ‬ ‫ا‪v‬رﺣﺐ واﻟﻤﻔﻀﻞ ﻟﻬﻮاة اﻻﺳﺘﻜﺸﺎف‬

‫اﻟﻤﺆﺷﺮات ﺗﻘﻮل واﻟﻮﻗﺎﺋﻊ ﺗﺆﻛﺪ‬ ‫وﻟﻜﻞ ﻣﺠﺘﻬﺪ ﻧﺼﻴﺐ‬

‫‪48‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫‪40‬‬

‫ﻣﻔﺎﺟﺂت وﻋﺮوض‬ ‫ﻣﺘﺘﺎﺑﻌﺔ ﺗﺮﺳﺦ ﻣﺰاﻳﺎ‬ ‫اﻻﺳﺘﻘﻄﺎب‬

‫‪%‬‬

‫‪150‬‬

‫‪20‬‬

‫‪%‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪51‬‬


‫ﺳﻴﺎﺣﺔ‬ ‫ﺗﺤﻘﻴﻖ‬

‫رواﺑﻂ ﻣﺘﻴﻨﺔ وﻣﺘﻌﺪدة‬ ‫ﺑﺎﻟﺴﺎﺋﺢ اﻟﺨﻠﻴﺠﻲ‬ ‫وﺟﻮاذب ﻻ ﻳﺪرﻛﻬﺎ‬ ‫ا}ﺣﺼﺎء‬

‫‪50‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪% 75‬‬


‫ﻟﻄﻔﻲ‪ :‬اﻟﻤﻨﺘﺞ‬ ‫اﻟﺴﻴﺎﺣﻲ اﻟﻘﻄﺮي‬ ‫ﻣﺘﻮاﻓﻖ ﻣﻊ اﻟﺘﻘﺎﻟﻴﺪ‬ ‫اﻟﺨﻠﻴﺠﻴﺔ‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪53‬‬


‫ﺳﻴﺎﺣﺔ‬

‫‪6‬‬

‫‪. % 75‬‬

‫ﺳﻠﻴﻤﺎن‪ :‬ﻣﻬﺮﺟﺎﻧﺎت‬ ‫اﻟﺘﺮﻓﻴﻪ ﺗﻜﺮس اﻟﺠﺎذﺑﻴﺔ‬ ‫واﻟﻌﻤﻠﻴﺎت اﻟﺴﻴﺎﺣﻴﺔ‬ ‫ﺗﺘﺘﺎﺑﻊ‬

‫‪950 850‬‬

‫‪500‬‬

‫‪%90‬‬

‫‪3‬‬ ‫‪5‬‬

‫‪2015‬‬

‫‪52‬‬

‫‪Business Class Magazine issue No. 59‬‬


1500 1 463 8

16 1.09

1979 - 1899

55

Business Class Magazine issue No. 59


‫ﺳﻴﺎرات‬

‫ﻟ ﺛﺮﻳﺎء ﻓﻘﻂ‪..‬‬

‫ﺑﻮﻏﺎﺗﻲ »ﺷﻴﺮون« اﻟﻔﺎرﻫﺔ اﻟﺠﺪﻳﺪة‬

‫‪54‬‬

‫‪Business Class Magazine issue No. 59‬‬


Hilux

ÂťLuxury

57

Business Class Magazine issue No. 59

High


‫ﺳﻴﺎرات‬

‫ﺗﺼﻤﻴﻢ أﻧﻴﻖ ﻳﺠﻤﻊ ﻣﺎ ﺑﻴﻦ‬ ‫اﻟﻔﺨﺎﻣﺔ واﻟﻤﺘﺎﻧﺔ‬

‫ﺗﻮﻳﻮﺗﺎ ﺗﺪﺷﻦ »ﻫﺎﻳﻠﻜﺲ« اﻟﺠﺪﻳﺪ ﻛﻠﻴ ًﺎ‬ ‫ﺑﺰﻧﺲ ﻛﻼس – ﻣﻴﺎدة اﺑﻮ ﺧﺎﻟﺪ‬ ‫‪Hilux‬‬

‫‪1968‬‬ ‫‪180‬‬

‫‪16‬‬

‫”‪.‬‬

‫‪56‬‬

‫‪Business Class Magazine issue No. 59‬‬


‫ﺣﺴﻴﻦ ﻋﺪرا ﻳﺤﺼﺪ ﺟﺎﺋﺰة ﻟﻠﻔﺮدان ﺗﻘﺪﻳﺮ ًا‬ ‫ﻻﻧﺠﺎزاﺗﻪ‬

‫‪.2015/2014‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪59‬‬


‫ﺳﻴﺎرات‬

2016

Business Class Magazine issue No. 59

58


‫راﻟﻒ ﻟﻮرﻳﻦ ﺗﻜﺸﻒ ﻋﻦ ﻗﻤﻴﺺ ﺑﻮﻟﻮ »ذﻛﻲ«‬

‫”‪.‬‬

‫”‪.‬‬

‫‪295‬‬

‫اﻧﺘﺒﻪ ﻣﻦ أن ﺗﻔﺴﺪ »ﺟﺎﻟﻜﺴﻲ ﻧﻮت ‪ «5‬ﻟ ﺑﺪ‬ ‫“‪”S Pen‬‬

‫‪5‬‬ ‫‪5‬‬ ‫“‪”S Pen‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪61‬‬


‫ﺗﻜﻨﻮﻟﻮﺟﻴﺎ‬

!!‫« ﻣﺸﺤﻮﻧ ًﺎ ﻟﻤﺪة أﺳﺒﻮع‬iPhone» ‫ﺗﻘﻨﻴﺔ ﺟﺪﻳﺪة ﺗﺒﻘﻲ‬ iPhone iPhone 6

. Intelligent Energy iPhone iPhone iPhone 6

.6

6

Intelligent

iPhone 6 Energy Intelligent Energy

Business Class Magazine issue No. 59

60


!‫ﻛﻴﻒ ﺗﺘﺼﻔﺢ ﻓﻴﺲ ﺑﻮك دون إﻧﺘﺮﻧﺖ؟‬ EasyoVPN

–3

connect

3 internet.org

–1

internet.org

facebook lite

2

‫ وﻇﺎﺋﻒ ﺳﺤﺮﻳﺔ ﻟﻮاﺗﺲ آب اﻟﺠﺪﻳﺪ‬7 -1 -2 -3 -4 -5 -6 -7

APK

2.12.250

63

Business Class Magazine issue No. 59


‫ﺗﻜﻨﻮﻟﻮﺟﻴﺎ‬

‫ﻳﺪ ﺑﻄﺒﺎﻋﺔ ﺛﻼﺛﻴﺔ ا‪v‬ﺑﻌﺎد ﺗﻤﻨﺢ ا‪v‬ﻣﻞ ﻟﻠﻤﺒﺘﻮرﻳﻦ‬

‫‪25‬‬ ‫‪6‬‬

‫‪40‬‬

‫‪2015‬‬ ‫”‪.‬‬

‫‪40‬‬

‫‪62‬‬

‫‪Business Class Magazine issue No. 59‬‬

‫‪6‬‬


LUXURY LUXURY

65

Business Class Magazine issue No. 59


LUXURY LUXURY

..‫ﻟﻠﺒﺬﻟﺔ اﻟﺮﺳﻤﻴﺔ أﻋﺮاف ذﻫﺒﻴﺔ‬

‫ﺗﻌﺮف اﻟﻴﻬﺎ ا ن‬

Business Class Magazine issue No. 59

64


67

Business Class Magazine issue No. 59


Business Class Magazine issue No. 59

66


Business Class Magazine issue No. 59

68


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.