Business Class Magazine Issue No. 99

‫ﺷﺮﻛﺔ ﺟﻴﺖ ﻣﻴﺪﻳﺎ ﻟﻠﻄﺒﺎﻋﺔ واﻟﻨﺸﺮ‬

‫رﺋﻴﺲ ﻣﺠﻠﺲ ا‪9‬دارة‬

‫اﻃﻠﺐ ﻣﺠﻠﺔ ﺑﺰﻧﺲ ﻛﻼس ﻣﻊ ﻗﻬﻮﺗﻚ‬ ‫ﻓﻲ ﻫﺬه اﻟﻔﻨﺎدق اﻟﻔﺎﺧﺮة‬

‫اﻟﺸﻴﺦ أﺣﻤﺪ ﺑﻦ ﺣﻤﺪ ﺑﻦ ﻋﻠﻲ آل ﺛﺎﻧﻲ‬ ‫ﻧﺎﺋﺐ رﺋﻴﺲ ﻣﺠﻠﺲ ا‪9‬دارة رﺋﻴﺲ اﻟﺘﺤﺮﻳﺮ‬

‫ﻣﻮﻓﻖ أﺑﻮ ﺧﺎﻟﺪ‬ ‫اﻟﺘﺴﻮﻳﻖ واﻟﻤﺒﻴﻌﺎت‬

‫ﻣﺪﻳﺮ اﻟﺘﺤﺮﻳﺮ‬

‫رﺷﺎ أﺑﻮ ﺧﺎﻟﺪ‬

‫رﻳﻤﺎ ﺣﺪاد‬

‫ﺳﻜﺮﺗﻴﺮ اﻟﺘﺤﺮﻳﺮ‬

‫اﻟﺘﺼﻮﻳﺮ‬

‫ﻣﻮﺳﻰ ﺧﺎﻟﺪ‬

‫ﻣﻴﺎدة أﺑﻮ ﺧﺎﻟﺪ‬

‫اﻟﻤﺪﻳﺮ اﻟﻔﻨﻲ‬

‫روان أﺑﻮ ﺧﺎﻟﺪ‬ ‫اﻟﻌﻨﻮان‪ :‬اﻟﺴﺪ‪ -‬ﺷﺎرع ﺳﺤﻴﻢ ﺑﻦ ﺣﻤﺪ‪ -‬ﺑﺮج‬

‫ﺳﺤﻴﻢ‪ -‬اﻟﻄﺎﺑﻖ اﻟﺜﺎﻟﺚ‪ -‬ﻣﻜﺘﺐ ‪301‬‬

‫‪+974 44 8642 35 / 44 5139 11‬‬ ‫‪+974 44 8601 54‬‬ ‫‪info@businessclass.today‬‬ ‫‪www.businessclass.today‬‬ ‫‪4413 Qatar - Doha‬‬

‫اﻟﻄﺒﺎﻋﺔ‪ :‬ﻋﻠﻲ ﺑﻦ ﻋﻠﻲ‬ ‫اﻟﺘﻮزﻳﻊ‪ :‬دار اﻟﺸﺮق‪/‬ﺗﻮﺻﻴﻞ‬ ‫اﻻﺷﺘﺮاك اﻟﺴﻨﻮي ‪ 1000‬رﻳﺎل ﻗﻄﺮي‬ ‫‪20‬‬

‫‪20‬‬

‫‪20‬‬

‫‪1.5‬‬

‫‪10000‬‬

‫‪20‬‬ ‫‪/in/businessclassqatar‬‬

‫‪BusinessClassQatar‬‬

‫‪business_class_magazine‬‬

‫‪@BClassqatar‬‬

‫‪sunday 12-06-2016 - issue No.99‬‬

‫‪THIS ISSUE‬‬

‫‪14‬‬ ‫‪56‬‬ ‫اﻟﺴﻮق اﻻﻗﺘﺼﺎدﻳﺔ ﻋﻠﻰ ﻣﻔﺘﺮق‬ ‫ﻃﺮق وا‪j‬ﺳﻌﺎر اﻟﺠﺪﻳﺪة ﺗﺰﻳﺢ اﻟﻌﻘﺪة‬ ‫ﻣﻦ ﻣﻨﺸﺎر اﻟﺪوﻻر‬

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‫اﻟﺸﺮﻛﺎت ﺗﻘ ّﻮي ﻣﺮاﻛﺰﻫﺎ اﻟﻤﺎﻟﻴﺔ ﻟﺘﻨﻔﻴﺬ‬ ‫اﻟﻤﺸﺮوﻋﺎت‬

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‫ﺻﻨﺎﻋﺔ اﻟﺒﻨﺎء واﻟﺘﺸﻴﻴﺪ ﻓﻲ ﻗﻄﺮ‬ ‫ﻣﺮﺷﺤﺔ ﻟﻘﻔﺰات أوﺳﻊ‬

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‫‪CONTENT‬‬ ‫‪CONTENT‬‬

‫ﻓﻲ اﻟﺪاﺧﻞ‬ ‫ﻗﻄﺮ اﻟﺨﻴﺎر اﻟﺴﻴﺎﺣﻲ‬ ‫ا‪j‬ﻣﺜﻞ و ‪ % 65‬ﻣﻦ‬ ‫اﻟﺴﻴﺎح اﻟﺨﻠﻴﺠﻴﻴﻦ‬

‫ﺳﻌﻮدﻳﻮن‬

‫‪34‬‬ ‫ﺑﻌﺪ ارﺗﻔﺎع ﻧﺴﺒﺔ اﻟﻘﺮوض إﻟﻰ اﻟﻮداﺋﻊ ‪% 150‬‬ ‫اﻟﺒﻨﻮك ‪20‬‬ ‫ﻫﻞ ﺗﺨﺎﻟﻒ‬

‫ﺗﻌﻠﻴﻤﺎت اﻟﻤﺮﻛﺰي؟!‬

‫ﻓﺮص اﺳﺘﺜﻤﺎرﻳﺔ ﻓﻲ ﻣﺠﺎل‬ ‫اﻟﻤﺪارس ﺗﻄﻠﻘﻬﺎ اﻟﻤﺘﺤﺪة‬ ‫ﻟﻠﺘﻨﻤﻴﺔ‬

‫‪2‬‬

‫ﺟﻬﺎز ﻗﻄﺮ ﻟﻼﺳﺘﺜﻤﺎر ﻳﺴﺘﺤﻮذ‬ ‫ﻋﻠﻰ ﺑﺮج ﻓﻲ ﺳﻨﻐﺎﻓﻮرة ﺑﻘﻴﻤﺔ‬ ‫‪ 2.5‬ﻣﻠﻴﺎر دوﻻر‬ ‫‪Business Class Magazine issue No. 99‬‬

‫‪04‬‬ ‫‪11‬‬

‫ﺧﺪﻣﺔ ﺟﻮﺟﻞ ﻟﻌﺮض اﻟﻤﺴﺎرات‬ ‫ن ﻓﻲ ﻣﻄﺎر ﺣﻤﺪ اﻟﺪوﻟﻲ‬y‫ﻣﺘﻮﻓﺮة ا‬ ‫ ﺑﺰﻧﺲ ﻛﻼس‬- ‫اﻟﺪوﺣﺔ‬ 360 Trekker

600 Street View

Street View

360

5

Business Class Magazine issue No. 99

Street View

Street View

‫أﺧﺒﺎر‬ ‫أﺧﺒﺎر‬

‫ﺟﺰﻳﺮة اﻟﻠﺆﻟﺆة ‪-‬ﻗﻄﺮ ﻧﻤﻮذج ﻧﻤﻮذﺟﻲ‬

‫ﻓﺮص اﺳﺘﺜﻤﺎرﻳﺔ ﻓﻲ ﻣﺠﺎل اﻟﻤﺪارس‬ ‫ﺗﻄﻠﻘﻬﺎ اﻟﻤﺘﺤﺪة ﻟﻠﺘﻨﻤﻴﺔ‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬ ‫‪2018‬‬

‫‪83746‬‬

‫‪18 3‬‬

‫‪.2017‬‬

‫‪4‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫اﻟﺪﻋﻢ اﻟﻔﻨﻲ ﻟﻠﻤﺨﺘﺼﻴﻦ ﺑﻌﻤﻠﻴﺎت اﻟﺮﺻﺪ اﻟﺠﻮي أﺑﺮز ﻋﻨﺎوﻳﻨﻬﺎ‬

‫ﺗﻮﻗﻴﻊ اﺗﻔﺎﻗﻴﺔ ﺗﻌﺎون ﺑﻴﻦ اﻟﻄﻴﺮان اﻟﻤﺪﻧﻲ‬ ‫وﺳﻬﻴﻞ ﺳﺎت‬ ‫اﻟﺪوﺣﺔـ ﺑﺰﻧﺲ ﻛﻼس‬

‫‪2030‬‬

‫‪2022‬‬

‫‪45‬‬ ‫‪50‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪7‬‬

‫أﺧﺒﺎر‬ ‫أﺧﺒﺎر‬

‫»ﻛﻲ ﺑﻲ إم ﺟﻲ« ﻗﻄﺮ ﺗﺆﻛﺪ ﻋﻠﻰ أﻫﻤﻴﺔ اﺳﺘﻌﺪاد اﻟﺸﺮﻛﺎت‬ ‫ﻟﻠﺘﻌﺎﻣﻞ ﻣﻌﻬﺎ‬

‫اﻟﻘﻴﻤﺔ اﻟﻤﻀﺎﻓﺔ واﻗﻊ ﺿﺮﻳﺒﻲ‬ ‫واﻻﺗﻔﺎﻗﺎت ﻧﻤﻮذﺟﻴﺔ‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

‫‪5‬‬ ‫‪100‬‬

‫‪5% 3‬‬ ‫‪.2016‬‬

‫‪6‬‬

‫‪Business Class Magazine issue No. 99‬‬

16.500 500

200

2022 100 5

5.4 2016

9

Business Class Magazine issue No. 99

29

500

‫أﺧﺒﺎر‬ ‫أﺧﺒﺎر‬

‫ﻣﻊ اﻗﺘﺮاب ﻣﻮﻋﺪ اﻓﺘﺘﺎﺣﻪ‪..‬‬

‫»ﻗﻄﺮ ﻣﻮل« ﻳﺴﺘﻀﻴﻒ ﻛﻮﻛﺒﺔ ﻣﻦ ﺗﺠﺎر اﻟﺘﺠﺰﺋﺔ‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

‫‪100‬‬ ‫‪200‬‬

‫‪29‬‬

‫‪6‬‬ ‫‪2030‬‬

‫‪8‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪150‬‬

‫ﺑﻘﻴﻤﺔ ‪ 2.5‬ﻣﻠﻴﺎر دوﻻر‪..‬‬

‫ﺟﻬﺎز ﻗﻄﺮ ﻟﻼﺳﺘﺜﻤﺎر ﻳﺴﺘﺤﻮذ ﻋﻠﻰ‬ ‫ﺑﺮج ﻓﻲ ﺳﻨﻐﺎﻓﻮرة‬ ‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬ﺧﺎص‬ ‫‪2.5‬‬

‫‪43‬‬

‫‪38‬‬

‫‪21.7‬‬

‫‪7.5‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪11‬‬

‫أﺧﺒﺎر‬ ‫أﺧﺒﺎر‬

‫ﻋﻠﻰ ﻫﺎﻣﺶ زﻳﺎرة رﺋﻴﺲ اﻟﻮزراء ﻧﺎرﻳﻨﺪرا ﻣﻮدي إﻟﻰ اﻟﺪوﺣﺔ‬

‫اﻟﺴﻮاري اﻟﻘﺎﺑﻀﺔ ﺗﻮﻗﻊ ﺛﻼث ﻣﺬﻛﺮات‬ ‫ﺗﻔﺎﻫﻢ ﻣﻊ ﻓﻨﺎدق ﻟﻴﻼ وأﻳﺎﻧﺎ اﻟﻬﻨﺪﻳﺔ‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

‫‪36‬‬ ‫‪100‬‬ ‫‪150‬‬

‫‪10‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫اﻟﻠﺆﻟﺆة‪ -‬ﻗﻄﺮ ﺗﺴﺘﻘﺒﻞ ﺷﻬﺮ رﻣﻀﺎن اﻟﻤﺒﺎرك‬ ‫ﺑﺘﺸﻜﻴﻼت ﻣﻦ ا ﺿﺎءة واﻟﺰﺧﺎرف‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

‫‪1800‬‬

‫‪14‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪13‬‬

‫أﺧﺒﺎر‬ ‫أﺧﺒﺎر‬

‫دﻋﻤ ًﺎ ﻟﺨﻄﻂ اﻟﺸﺮﻛﺔ وﺗﺠﻨﺒ ًﺎ ﻟﺘﻘﻠﺒﺎت ا‪j‬ﺳﻮاق اﻟﻤﺎﻟﻴﺔ‬

‫ﺟﻬﺎز ﻗﻄﺎر ﻟﻼﺳﺘﺜﻤﺎر ﻳﺴﻌﻰ ﻟﻼﺳﺘﺤﻮاذ ﻋﻠﻰ ‪% 15‬‬ ‫ﻣﻦ »إﻳﺮ« ﻟﻼﺗﺼﺎﻻت ا ﻳﺮﻟﻨﺪﻳﺔ‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

‫‪38‬‬ ‫‪15‬‬

‫‪%‬‬

‫اﻟﺨﻠﻴﺠﻲ ﻓﺮﻧﺴﺎ ﻳﺴﺘﻀﻴﻒ ﻣﺠﺘﻤﻊ ا‪j‬ﻋﻤﺎل‬ ‫اﻟﻔﺮﻧﺴﻲ ﻓﻲ ﺑﺎرﻳﺲ‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

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‫‪Business Class Magazine issue No. 99‬‬

‫اﻟﻤﺒﺎدرة ﺗﺮﺟﻤﺔ ﻓﻮرﻳﺔ‬ ‫ﻟﻠﻤﻮﻗﻒ اﻻﺟﺘﻤﺎﻋﻲ‬ ‫اﻟﺴﻠﻴﻢ‬

‫‪Business Class Magazine issue No. 99‬‬

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‫ﺗﻘﺮﻳﺮ‬ ‫ﺗﻘﺮﻳﺮ‬

‫ّ‬ ‫ﻣﺒﺸﺮة ﺳﻠﻔ ًﺎ‬ ‫اﻟﻬﻢ واﻟﺠﻬﺪ واﻟﻨﺘﺎﺋﺞ‬ ‫وزارات وﺷﺮﻛﺎت وﻟﺠﺎن ﺗﺘﺸﺎرك‬ ‫ّ‬

‫»ﺳﺎﺳﻮل« وﺷﺮﻛﺎؤﻫﺎ‬

‫ﻓﻲ ﻣﺒﺎدرة »ﻗﻄﺮ ﻣﺘﻴﺴﺮة ﻟﻠﺠﻤﻴﻊ«‬ ‫وذوو ا ﻋﺎﻗﺔ ﻓﻲ ا‪j‬ﻳﺪي ا‪j‬ﻣﻴﻨﺔ‬

‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬ ‫ﺑﻌﺪ أن ﺣﻘﻘﺖ ﻗﻄﺮ ﻗﻔﺰات واﺳﻌﺔ ﻓﻲ ﻣﺠﺎﻻت ﻛﺜﻴﺮة ﻟﻌﻞ أﻫﻤﻬﺎ اﻻﻗﺘﺼﺎد‪ ،‬ﺑﺪأت اﻟﻤﺸﺎرﻳﻊ ذات‬ ‫اﻟﺼﺒﻐﺔ اﻻﺟﺘﻤﺎﻋﻴﺔ وا‪9‬ﻧﺴﺎﻧﻴﺔ ﺑﺎﻟﺘﻮاﻟﺪ واﻟﺘﻜﺎﺛﺮ‪ ،‬وﻟﺮﺑﻤﺎ ﻛﺎن أﻛﺜﺮﻫﺎ ﺟﺬﺑ ًﺎ ﻟﻼﻫﺘﻤﺎم ﻫﻮ ذﻟﻚ‬ ‫اﻟﻤﺶ روع اﻟﺬي ﻳﻮﻟﻲ أﺻﺤﺎب ا‪9‬ﻋﺎﻗﺔ ا‪l‬ﻫﻤﻴﺔ اﻟﻜﻔﻴﻠﺔ ﺑﻤﻨﺤﻬﻢ ﺛﻘﺔ أﻛﺒﺮ ﻓﻲ اﻟﺘﺤﺮك وﺗﺬﻟﻴﻞ‬ ‫اﻟﻌﻘﺒﺎت ا‪l‬ﺳﺎﺳﻴﺔ اﻟﺘﻲ ﻛﺎﻧﺖ ﺗﺤﺪ ﻣﻦ ﻗﺪرﺗﻬﻢ ﻋﻠﻰ اﻟﺤﺮﻛﺔ واﻟﻤﺸﺎرﻛﺔ ﻓﻲ اﻟﻔﻌﻞ اﻻﺟﺘﻤﺎﻋﻲ‬ ‫ﺗﻤﺎﻣ ًﺎ ﻛﻐﻴﺮﻫﻢ ﻣﻤﻦ ﻻ ﻳﻤﺘﻠﻜﻮن ﺗﻠﻚ ا‪9‬ﻋﺎﻗﺔ‪.‬‬

‫‪Accessible Qatar‬‬

‫ﺣﺠﺮ أﺳﺎس ﻟﻠﺒﻨﻴﺔ‬ ‫اﻟﺘﺤﺘﻴﺔ اﻻﺟﺘﻤﺎﻋﻴﺔ‬ ‫وﻣﻮﻧﺪﻳﺎل اﻟﺘﻜﺎﻓﻞ‬ ‫ﻣﺴﺘﻤﺮ‬

‫‪www.AccessibleQatar.com‬‬

‫‪Accessible Qatar‬‬

‫‪50‬‬

‫‪14‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪.2030‬‬

‫ﻓﺎﻟﺢ ﺑﻦ ﻧﺎﺻﺮ‪ :‬ﻟﻠﻤﺸﺎرﻳﻊ‬ ‫اﻟﺠﺎدة أﻫﺪاﻓﻬﺎ اﻟﻌﻠﻴﺎ‬

‫أﻣﻞ اﻟﻤﺎﻟﻜﻲ‪ :‬ﻛﻞ‬ ‫إﻣﻜﺎﻧﻴﺎت ﻣﻌﻬﺪ اﻟﺘﺮﺟﻤﺔ‬ ‫اﻟﻜﺘﺎﺑﻴﺔ واﻟﺸﻔﻮﻳﺔ ﻓﻲ‬ ‫ﺧﺪﻣﺔ اﻟﻤﺸﺮوع‬

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‫ﺗﻘﺮﻳﺮ‬ ‫ﺗﻘﺮﻳﺮ‬

‫ﺗﺤﻮﻻت إﻳﺠﺎﺑﻴﺔ ﻓﻲ ﺣﻴﺎة‬ ‫ذوي ا ﻋﺎﻗﺔ واﻟﻤﺼﺎﻋﺐ‬ ‫اﻟﻘﺪﻳﻤﺔ ﻣﺠﺮد ذﻛﺮﻳﺎت‬

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‫‪Business Class Magazine issue No. 99‬‬

‫‪2022‬‬

‫إﻋﻤﺎر ﺳﻜﻮﻳﺮ ‪،‬‬ ‫اﺳﻄﻨﺒﻮل‬ ‫ذا أدرس رزﻳﺪﻧﺲ ﻣﻦ إﻋﻤﺎر‬ ‫ﺳﻜﻮﻳﺮ اﺳﻄﻨﺒﻮل ﻳﻮﻓﺮ ﺗﺠﺮﺑﺔ‬ ‫إﻗﺎﻣﺔ ﻓﺎﺧﺮة واﻟﺮاﺣﺔ ﻟﻠﻤﻘﻴﻤﻴﻦ‬ ‫ﻓﻲ ﻗﻠﺐ اﻟﺠﺎﻧﺐ ا‪i‬ﺳﻴﻮي ﻣﻦ‬ ‫اﻟﻤﺪﻳﻨﺔ‬

‫ﻣﺎدﻳﺴﻮن‬ ‫ﺑﺮج ﺳﻜﻨﻰ راﺋﻊ ﺟﺪﻳﺪ ﻣﻜﻮن ﻣﻦ‬ ‫‪ 53‬ﻃﺎﺑﻖ ﻣﺠﺎور ﻟﻜﺎﻧﺎرى وارف‬ ‫اﺳﺘﻮدﻳﻮﻫﺎت ‪ 3 ، 2 ، 1 ،‬ﻏﺮف‬ ‫ﻧﻮم ﻣﻊ إﻃﻼﻟﺔ ﻋﻠﻰ ﻟﻨﺪن‬

‫ﻧﺎدي ﺧﺎص‪ ،‬ﺻﺎﻟﺔ أﻟﻌﺎب رﻳﺎﺿﻴﺔ‬ ‫وﺣﻤﺎم ﺳﺒﺎﺣﺔ وﻣﻨﺘﺠﻊ ﺻﺤﻲ‬ ‫ﻣﺤﻄﺔ ﻛﺮوﺳﺮاﻳﻞ اﻟﺠﺪﻳﺪة ﻓﻲ‬ ‫ﻛﻨﺎري وارف ﺗﺮﺑﻄﻚ ﺑﺎﻟﻤﺪﻳﻨﺔ‬ ‫ﺑﺪءا‬ ‫و وﻳﺴﺖ إﻧﺪ وﻣﻄﺎر ﻫﻴﺜﺮو ً‬ ‫ﻣﻦ ‪2018‬‬ ‫‪Business Class Magazine issue No. 99‬‬

‫ﻟﻠﻤﺰﻳﺪ ﻣﻦ اﻟﺘﻔﺎﺻﻴﻞ‪ :‬اﺗﺼﻞ ﺑﻨﺎ ﻋﻠﻰ ‪+974 4444 8474‬‬

‫‪19‬‬

‫ﺗﻘﺮﻳﺮ‬ ‫ﺗﻘﺮﻳﺮ‬

‫ﺗﻄﺒﻴﻖ وﻣﻮﻗﻊ »ﻗﻄﺮ‬ ‫ﻣﺘﻴﺴﺮة ﻟﻠﺠﻤﻴﻊ« ﻳﻮﻓﺮان‬ ‫ﻣﻌﻠﻮﻣﺎت ﻣﻮﺛﻮﻗﺔ ﺣﻮل‬ ‫ﻣﺪى ﺳﻬﻮﻟﺔ اﻟﺪﺧﻮل‬ ‫إﻟﻰ اﻟﻤﻮاﻗﻊ اﻟﻌﺎﻣﺔ‬

‫‪30400‬‬

‫واﻟﺴﻴﺎﺣﻴﺔ ﻓﻲ ﻗﻄﺮ‬

‫‪36‬‬

‫‪Accessible Qatar‬‬

‫‪)% 51‬‬ ‫‪% 49‬‬

‫‪)www.accessibleqatar.com‬‬

‫‪18‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪150‬‬ ‫‪%‬‬ ‫‪% 84.8‬‬ ‫‪.% 101.4‬‬

‫ﻧﺴﺒﺔ اﻟﻘﺮوض اﻟﻰ‬ ‫اﻟﻮداﺋﻊ ﺑﺎﻟﺒﻨﻮك‬ ‫اﻟﻘﻄﺮﻳﺔ ا‪j‬ﻋﻠﻰ ﺧﻠﻴﺠﻴﺎ‬

‫‪804‬‬

‫ﻣﻠﻴﺎر رﻳﺎل‬

‫ﺣﺠﻢ اﻟﺘﺴﻬﻴﻼت‬ ‫اﻻﺋﺘﻤﺎﻧﻴﺔ ﻟﻠﺒﻨﻮك‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪21‬‬

‫اﻟﻐﻼف‬ ‫اﻟﻐﻼف‬

‫ﺑﻌﺪ ارﺗﻔﺎع ﻧﺴﺒﺔ اﻟﻘﺮوض إﻟﻰ اﻟﻮداﺋﻊ ‪% 150‬‬

‫؟!‬

‫ﻫﻞ ﺗﺨﺎﻟﻒ اﻟﺒﻨﻮك ﺗﻌﻠﻴﻤﺎت‬

‫»اﻟﻤﺮﻛﺰي«‬ ‫؟!‬

‫ﺑﺰﻧﺲ ﻛﻼس ‪ -‬ﻣﺤﻤﺪ ﻋﺒﺪ اﻟﺤﻤﻴﺪ‬ ‫ﺷﻬﺪ اﻻﺋﺘﻤﺎن اﻟﻤﺼﺮﻓﻲ ﻓﻲ ﻗﻄﺮ ﺗﻄﻮراً ﻏﻴﺮ ﻣﺴﺒﻮق ﺧﻼل اﻟﻌﺎم اﻟﻤﺎﺿﻲ وﺑﺪاﻳﺔ اﻟﻌﺎم اﻟﺤﺎﻟﻲ‬ ‫ﺣﻴﺚ ارﺗﻔﻊ إﻟﻰ ‪ 804‬ﻣﻠﻴﺎر رﻳﺎل ﺑﻨﻬﺎﻳﺔ ﺷﻬﺮ أﺑﺮﻳﻞ اﻟﻤﺎﺿﻲ‪ ،‬ﺑﺰﻳﺎدة ﻗﺪرﻫﺎ ‪ 110‬ﻣﻠﻴﺎر رﻳﺎل ﻋﻦ ﻧﻔﺲ‬ ‫اﻟﻔﺘﺮة ﻣﻦ ﻋﺎم ‪ ،2015‬وﺑﻨﻤﻮ ﺳﻨﻮي ﻧﺴﺒﺘﻪ ‪ ،% 158‬ﻣﻤﺎ ﻳﺆﺷﺮ إﻟﻰ اﺳﺘﻤﺮار ﻧﻤﻮ ﺷﻬﻴﺔ ا‪9‬ﻗﺮاض‬ ‫اﻟﻤﺼﺮﻓﻲ ﻟﺪى اﻟﺒﻨﻮك‪ ،‬ﻓﻴﻤﺎ ﺑﻠﻐﺖ اﻟﻮداﺋﻊ اﻟﻤﺤﻠﻴﺔ ﻣﺴﺘﻮى ‪ 534‬ﻣﻠﻴﺎر رﻳﺎل ﻓﻲ أﺑﺮﻳﻞ ﺑﺎﻧﺨﻔﺎض ‪2‬‬ ‫‪ %‬ﻣﻘﺎرﻧﺔ ﺑﺄﺑﺮﻳﻞ ‪.2015‬‬

‫‪20‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫اﺗﺨﺎذ إﺟﺮاءات ﺟﺪﻳﺪة‬ ‫ﻟﻀﺒﻂ ﻋﻤﻠﻴﺎت ا ﻗﺮاض‬ ‫ﺿﺮورة ﻣﻠ ّﺤﺔ‬

‫‪2015‬‬ ‫‪4%‬‬ ‫‪50%‬‬

‫‪19.3‬‬

‫‪20.1‬‬ ‫‪2014‬‬

‫‪3.9‬‬ ‫‪419.1‬‬

‫‪2.3‬‬

‫‪1.8‬‬ ‫‪.2014‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪23‬‬

‫اﻟﻐﻼف‬ ‫اﻟﻐﻼف‬

‫‪110‬‬

‫ﻣﻠﻴﺎر رﻳﺎل‬ ‫ﻗﻴﻢ ﻗﺮوض ﻣﻨﺤﺘﻬﺎ‬ ‫اﻟﺒﻨﻮك ﻋﺎم ‪2015‬‬

‫‪2016‬‬

‫ﺻﻼﺑﺔ اﻻﻗﺘﺼﺎد اﻟﻮﻃﻨﻲ‬ ‫رﺻﻴﺪ ﻣﻔﺘﻮح ﻳﺮﻓﻊ‬ ‫ﻣﺴﺘﻮى أداء اﻟﺒﻨﻮك‬

‫‪22‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪5 30‬‬

‫اﻟﻄﺎﻗﺔ اﻟﺸﻤﺴﻴﺔ‬ ‫ﻣﻌﻄﻠﺔ وﻣﺼﺎدر‬ ‫اﻟﻜﻬﺮﺑﺎء ﺗﻘﻠﻴﺪﻳﺔ‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪25‬‬

‫ﻃﺎﻗﺔ‬ ‫ﻃﺎﻗﺔ‬

‫ﺗﺤﻄﻴﻢ اﻟﺤﺎﺟﺰ اﻟﻮﻫﻤﻲ ﻟﺴﻌﺮ اﻟﺒﺮﻣﻴﻞ وأوﺑﻚ ﻟﻢ ﺗﻌﺪ ﻋﺎﺻﻤﺔ ﻧﻔﻄﻴﺔ‬

‫اﻟﺴﻮق اﻻﻗﺘﺼﺎدﻳﺔ ﻋﻠﻰ ﻣﻔﺘﺮق ﻃﺮق‬ ‫وا‪j‬ﺳﻌﺎر اﻟﺠﺪﻳﺪة ﺗﺰﻳﺢ اﻟﻌﻘﺪة ﻣﻦ ﻣﻨﺸﺎر اﻟﺪوﻻر‬

‫ﺑﺰﻧﺲ ﻛﻼس ‪ -‬ﺑﺎﺳﻞ ﻟﺤﺎم‬ ‫ﺗﻤﻜﻦ اﻟﻨﻔﻂ اﻟﺨﺎم أﺧﻴﺮا ﻣﻦ ﻛﺴﺮ اﻟﺤﺎﺟﺰ اﻟﻨﻔﺴﻲ ﻟﺴﻌﺮ ‪ 50‬دوﻻراً ﻟﻠﺒﺮﻣﻴﻞ‪ ،‬ﺑﻌﺪ أن ﻛﺎﻧﺖ‬ ‫اﻟﺘﻮﻗﻌﺎت ا‪l‬ﻛﺜﺮ ﺗﺸﺎؤﻣﺎ ﺗﺆﻛﺪ أن اﻟﺴﻌﺮ ﺳﻴﺼﻞ إﻟﻰ ﻫﺬا اﻟﻤﺴﺘﻮى ﺑﺪاﻳﺔ اﻟﻌﺎم ‪ 2016‬وﻳﻌﻮد‬ ‫ﺑﺎﻟﺘﺎﻟﻲ اﻟﺘﻮازن ﻟﻠﺴﻮق اﻟﻨﻔﻄﻴﺔ دون أن ﺗﺤﺘﺎج اﻟﺪول اﻟﻤﻨﺘﺠﺔ وﺧﺎﺻﺔ دول اﻟﻤﻨﻄﻘﺔ إﻟﻰ إﺟﺮاءات‬ ‫ﺗﻘﺸﻔﻴﺔ ﺻﺎرﻣﺔ‪ ،‬وﻗﺪ ﺑﻠﻎ اﻻﻫﺘﻤﺎم ﺑﻬﺬا اﻟﺴﻌﺮ إﻟﻰ وﺿﻊ ﺣﺪ ﻟﻠﻌﻼﻗﺔ اﻟﺴﻠﺒﻴﺔ اﻟﻘﻮﻳﺔ ﻟﻠﻨﻔﻂ‬ ‫ﺑﺎﻟﺪوﻻر‪ ،‬ﺣﻴﺚ ارﺗﻔﻊ اﻟﻨﻔﻂ ﺑﺎﻟﺮﻏﻢ ﻣﻦ اﻟﺮﻳﺎح اﻟﻌﻜﺴﻴﺔ اﻟﺘﻲ وﻟﺪﻫﺎ اﻟﺪوﻻر ا ﺧﺬ ﻓﻲ اﻻﻧﺘﻌﺎش‪،‬‬ ‫ﺣﻴﺚ أﺻﺒﺢ ﻫﺬا اﻟﺤﺎﺟﺰ اﻟﻨﻔﺴﻲ ﻣﺤﻮر اﻫﺘﻤﺎم ﻣﺘﺰاﻳﺪ ﻓﻲ أوﺳﺎط اﻟﻤﺘﺪاوﻟﻴﻦ وداﻋﻤﺎ ﻟﻠﺴﻮق ﻋﻠﻰ‬ ‫ﻣﺪى ا‪l‬ﺳﺒﻮﻋﻴﻦ اﻟﻤﺎﺿﻴﻴﻦ إﻟﻰ ﺟﺎﻧﺐ اﻻﻧﻘﻄﺎﻋﺎت ﻏﻴﺮ اﻟﻄﻮﻋﻴﺔ اﻟﻤﺘﻌﺪدة ﻓﻲ اﻟﺘﻮرﻳﺪ‪.‬‬ ‫‪24‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪50‬‬

‫‪47‬‬

‫‪45‬‬

‫ﻫﺎﻧﺴﻦ‪ :‬أوﺑﻚ‬ ‫دﻋﻤﺖ أﺳﻌﺎر اﻟﻨﻔﻂ‬ ‫ﺑﺎﻟﺘﺼﺮﻳﺤﺎت واﻟﻜﻼم‬

‫‪75‬‬ ‫‪17‬‬ ‫‪650‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪27‬‬

‫ﻃﺎﻗﺔ‬ ‫ﻃﺎﻗﺔ‬

‫ﻣﺎﻧﺪل‪ :‬اﻟﺴﻌﺮ اﻟﻤﻨﺨﻔﺾ‬ ‫ﻟﻠﻨﻔﻂ ﻗﻀﻴﺔ ﻏﻴﺮ‬ ‫ﻣﻘﺒﻮﻟﺔ وزﻣﻦ أوﺑﻚ ﻗﺪ‬ ‫وﻟّﻰ‬

‫‪26‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪5.5‬‬ ‫‪558.54‬‬ ‫‪39‬‬ ‫‪2015‬‬ ‫‪2016‬‬

‫‪1.1‬‬ ‫‪115.5‬‬ ‫‪15‬‬

‫ﻗﻄﺮ ﺑﺎﻟﻤﺮﻛﺰ اﻟﺜﺎﻧﻲ‬ ‫ﻓﻲ إﺻﺪار ﺳﻨﺪات اﻟﺪﻳﻦ‬ ‫اﻟﻤﺤﻠﻴﺔ‬

‫‪5.5‬‬

‫ﻣﻠﻴﺎر رﻳﺎل‬

‫إﺟﻤﺎﻟﻲ ﺗﺪاول اﻟﺴﻨﺪات‬ ‫اﻟﻌﺎم اﻟﻤﺎﺿﻲ‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪29‬‬

‫ﺗﺤﻘﻴﻖ‬ ‫ﺗﺤﻘﻴﻖ‬

‫أدوات ﻣﺘﻌﺪدة ﻟﻠﺘﻤﻮﻳﻞ واﻟ ﱠﺪﻳﻦ ﺑﻀﺎﻋﺔ ﻣﺮدودة‬

‫اﻟﺸﺮﻛﺎت ﺗﻘ ّﻮي ﻣﺮاﻛﺰﻫﺎ اﻟﻤﺎﻟﻴﺔ ﻟﺘﻨﻔﻴﺬ‬ ‫اﻟﻤﺸﺮوﻋﺎت‬ ‫ﺑﺰﻧﺲ ﻛﻼس ‪ -‬ﻣﺤﻤﺪ ﻋﺒﺪ اﻟﺤﻤﻴﺪ‬ ‫ﺗﺸﻬﺪ ﺳﻮق أدوات اﻟﺪﻳﻦ ﺑﻘﻄﺮ ﻧﺸﺎﻃ ًﺎ ﻛﺒﻴﺮاً وﻃﻠﺒ ًﺎ ﻣﺘﺰاﻳﺪاً ﻋﻠﻰ اﻟﺼﻜﻮك واﻟﺴﻨﺪات ﻣﻦ ﻗﺒﻞ‬ ‫اﻟﺸﺮﻛﺎت‪ ،‬ﻟﺘﻨﻔﻴﺬ ﺧﻄﻄﻬﺎ اﻟﻤﺴﺘﻘﺒﻠﻴﺔ‪ ،‬وﻟﻠﺘﻐﻠﺐ ﻋﻠﻰ اﻧﺨﻔﺎض ا‪9‬ﻳﺮادات ﻧﺘﻴﺠﺔ ﻟﺘﺮاﺟﻊ أﺳﻌﺎر اﻟﻨﻔﻂ‬ ‫ﻏﻴﺮ اﻟﻤﺘﻮﻗﻊ‪ ،‬ﺑﺎ‪9‬ﺿﺎﻓﺔ اﻟﻰ ﺗﻮﻓﻴﺮ اﻟﺴﻴﻮﻟﺔ اﻟﻼزﻣﺔ ﻟﺘﻤﻮﻳﻞ اﻟﻤﺸﺮوﻋﺎت اﻟﻤﻘﺒﻠﺔ ﻋﻠﻴﻬﺎ اﻟﺪوﻟﺔ‪.‬‬ ‫وﻓﻲ ﻫﺬا ا‪9‬ﻃﺎر ﻗﺎﻣﺖ ﺑﻌﺾ اﻟﺸﺮﻛﺎت اﻟﻜﺒﺮى اﻟﻌﺎﻣﻠﺔ ﻓﻲ ﻗﻄﺮ ﺑﺘﻘﻮﻳﺔ ﻣﺮاﻛﺰﻫﺎ اﻟﻤﺎﻟﻴﺔ وﺗﻌﺰﻳﺰ‬ ‫اﻟﺴﻴﻮﻟﺔ ﻟﺪﻳﻬﺎ ﻣﻦ ﺧﻼل إﺻﺪار ﺳﻨﺪات أو ﺻﻜﻮك‪ ،‬ﻣﺴﺘﻐﻠﺔ ﺑﺬﻟﻚ اﻟﻮﺿﻊ اﻻﺋﺘﻤﺎﻧﻲ اﻟﻘﻮي ﻟﻬﺬه‬ ‫اﻟﺸﺮﻛﺎت واﻟﻤﺴﺘﻤﺪ ﻣﻦ ﻗﻮة اﻻﻗﺘﺼﺎد اﻟﻘﻄﺮي‪ ،‬وﺷﻬﺪت ﺟﻤﻴﻊ ا‪9‬ﺻﺪارات اﻟﺘﻲ أﻋﻠﻦ ﻋﻨﻬﺎ ﻧﺠﺎﺣ ًﺎ‬ ‫ﻛﺒﻴﺮاً‪.‬‬ ‫‪28‬‬

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‫‪19.246‬‬ ‫‪% 21.4‬‬

‫‪2014‬‬

‫‪118.653‬‬ ‫‪37.20‬‬ ‫‪.2014‬‬

‫‪2015‬‬

‫‪%‬‬

‫‪2015‬‬

‫أدوات اﻟﺪﻳﻦ ﺗﻤﺘﺺ‬ ‫اﻟﺴﻴﻮﻟﺔ ﻣﻦ ا‪j‬ﺳﻮاق‬ ‫وﺗﺨﻔﺾ اﻟﺘﻀﺨﻢ‬ ‫‪90.4‬‬

‫‪2015‬‬

‫‪70‬‬ ‫‪2014‬‬

‫‪%‬‬

‫‪53.5‬‬

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‫ﺗﺤﻘﻴﻖ‬ ‫ﺗﺤﻘﻴﻖ‬

‫‪15‬‬

‫ﻣﻠﻴﺎر دوﻻر‬

‫إﺻﺪارات »اﻟﻤﺮﻛﺰي« ﻣﻦ‬ ‫أدوات اﻟﺪﻳﻦ ﻓﻲ ‪2015‬‬

‫‪ 2016‬ﻋﺎم اﻟﺼﻜﻮك‬ ‫واﻟﺴﻨﺪات ﺑﺎﻣﺘﻴﺎز‬ ‫وﻣﻄﺎﻟﺐ ﺑﺘﻄﻮﻳﺮ آﻟﻴﺎت‬ ‫اﻟﺴﻮق‬

‫‪5‬‬ ‫‪5‬‬ ‫‪3‬‬ ‫‪3.1‬‬

‫‪%‬‬

‫‪4.5‬‬

‫‪.2016‬‬

‫‪2015‬‬ ‫‪15.119‬‬

‫‪30‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪2016‬‬ ‫‪2016‬‬

‫‪92‬‬

‫‪%‬‬

‫‪2015‬‬ ‫‪2016‬‬

‫‪2010‬‬

‫‪2015‬‬ ‫‪%‬‬

‫‪17.8‬‬

‫‪18‬‬ ‫‪2014‬‬

‫‪%‬‬

‫ﻣﺴﺎﺣﺔ اﻻﺳﺘﺜﻤﺎرات‬ ‫ﺗﺘﻮﺳﻊ واﻟﻤﻮﻧﺪﻳﺎل ﺣﺎﻓﺰ‬ ‫وﺳﺒﺐ‬

‫‪37‬‬ ‫‪.2014‬‬ ‫‪7‬‬ ‫‪30‬‬

‫ﻗﻄﺎع اﻟﺒﻨﺎء واﻟﺘﺸﻴﻴﺪ‬

‫ﻳﺴﺘﺤﻮذ ﻋﻠﻰ‬

‫‪%‬‬

‫‪% 4.8‬‬

‫‪2015‬‬ ‫‪4.8‬‬

‫‪%‬‬

‫ﻣﻦ اﻟﺘﺴﻬﻴﻼت‬

‫‪2016‬‬ ‫‪2015‬‬ ‫‪16‬‬

‫‪%‬‬

‫اﻻﺋﺘﻤﺎﻧﻴﺔ ﻓﻲ اﻟﺮﺑﻊ‬ ‫ا‪j‬ول ﻣﻦ ‪2016‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪33‬‬

‫ﻋﻘﺎرات‬ ‫ﻋﻘﺎرات‬

‫ﺗﻄﻮرات ﻣﺘﻮﻗﻌﺔ وﺗﺄ ّﺧﺮ اﻟﺴﺪاد ﻻ ﻳﻐﻠﻖ ﻛﻞ ا‪j‬ﺑﻮاب‬

‫ﺻﻨﺎﻋﺔ اﻟﺒﻨﺎء واﻟﺘﺸﻴﻴﺪ ﻓﻲ ﻗﻄﺮ‬ ‫ﻣﺮﺷﺤﺔ ﻟﻘﻔﺰات أوﺳﻊ‬

‫ﺑﺰﻧﺲ ﻛﻼس‪ -‬ﻣﺤﻤﻮد ﺷﺎﻛﺮ‬ ‫ﻛﺸﻒ ﺗﻘﺮﻳﺮ ﻟﺒﻨﻚ ﻋﻮدة اﻫﺘﻢ ﺑﺼﻨﺎﻋﺔ اﻟﺒﻨﺎء واﻟﺘﺸﻴﻴﺪ ﻓﻲ ﻗﻄﺮ‪ ،‬ﺗﺤﺼﻠﺖ »ﺑﺰﻧﺲ ﻛﻼس«ﻋﻠﻰ‬ ‫ﻧﺴﺨﺔ ﻣﻨﻪ ﻋﻦ وﺟﻮد ﻓﺮص ﻧﻤﻮ ﺣﻘﻴﻘﻴﺔ ﻓﻲ اﻟﻘﻄﺎع ﺧﻼل اﻟﺴﻨﻮات اﻟﻤﻘﺒﻠﺔ ﻋﻠﻰ اﻟﺮﻏﻢ ﻣﻦ‬ ‫اﻟﺘﺄﺧﺮ ﻓﻲ اﻟﺴﺪاد‪ ،‬اﻟﺬي ﻳﻀﻐﻂ ﻋﻠﻰ ﺗﺪﻓﻘﺎت اﻟﺴﻴﻮﻟﺔ ﺑﻔﻌﻞ اﻟﺘﺤﺪﻳﺎت اﻟﺘﻲ واﺟﻬﺘﻬﺎ اﻟﺸﺮﻛﺎت‪،‬‬ ‫وﻓﻘﺎ ﻟﺘﻘﺮﻳﺮ اﻟﺒﻨﻚ‪.‬‬

‫اﻟﻤﻨﺎزﻋﺎت اﻟﺘﺠﺎرﻳﺔ‬ ‫اﻟﻤﺘﻌﻠﻘﺔ ﺑﺎﻟﻔﻮاﺗﻴﺮ‬ ‫اﻟﻤﺘﺄﺧﺮة ارﺗﻔﻌﺖ ﺑﻨﺴﺒﺔ‬ ‫‪ % 30‬ﻓﻲ ﻋﺎم ‪2015‬‬ ‫‪32‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪2014‬‬ ‫‪2022‬‬

‫ﻣﻬﺮﺟﺎﻧﺎت ﻟﻠﻌﻴﺪ‬ ‫وﻓﻌﺎﻟﻴﺎت ﻣﻀﺎدة ﻟﺤﺮ ّ‬ ‫اﻟﺼﻴﻒ‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪35‬‬

‫ﺳﻴﺎﺣﺔ‬ ‫ﺳﻴﺎﺣﺔ‬

‫اﻟﺘﺠﺎرب ا‪j‬ﺻﻴﻠﺔ واﻟﺘﻘﺎرب اﻟﺠﻐﺮاﻓﻲ واﻟﺜﻘﺎﻓﻲ ﻋﻮاﻣﻞ اﻟﺠﺬب ا‪j‬ﻛﺒﺮ‬

‫ﻗﻄﺮ اﻟﺨﻴﺎر اﻟﺴﻴﺎﺣﻲ ا‪j‬ﻣﺜﻞ‬ ‫و ‪ % 65‬ﻣﻦ اﻟﺴﻴﺎح اﻟﺨﻠﻴﺠﻴﻴﻦ ﺳﻌﻮدﻳﻮن‬

‫ﺑﺰﻧﺲ ﻛﻼس ‪ -‬أﻧﺲ ﺳﻠﻴﻤﺎن‬ ‫اﻟﻤﻨﺘﺞ اﻟﺴﻴﺎﺣﻲ اﻟﺬي ﺗُﻘﺪﻣﻪ اﻟﻤﺮاﻓﻖ اﻟﺴﻴﺎﺣﻴﺔ ﻓﻲ ﻗﻄﺮ ﻳﻮﻓﺮ أﺟﻮاء ﻣﺜﺎﻟﻴﺔ ﻟﺰوار دول ﻣﺠﻠﺲ‬ ‫اﻟﺘﻌﺎون اﻟﺨﻠﻴﺠﻲ ﺑﺼﻮرة ﻋﺎﻣﺔ واﻟﻤﻤﻠﻜﺔ اﻟﻌﺮﺑﻴﺔ اﻟﺴﻌﻮدﻳﺔ ﺑﺼﻮرة ﺧﺎﺻﺔ‪ ،‬ﺣﻴﺚ ﺗﻮﻓﺮ اﻟﺪوﻟﺔ‬ ‫ﺗﺠﺮﺑﺔ ﺳﻴﺎﺣﻴﺔ ﻣﺘﺄﺻﻠﺔ ﻣﺴﺘﻤﺪة ﻣﻦ اﻟﺠﺬور اﻟﺜﻘﺎﻓﻴﺔ واﻟﺘﺎرﻳﺨﻴﺔ ﻟﺪول اﻟﻤﻨﻄﻘﺔ‪.‬‬ ‫وﺑﻠﻐﺔ ا‪l‬رﻗﺎم ﺗﺸﻜﻞ أﻋﺪاد اﻟﺴﻴﺎح اﻟﺴﻌﻮدﻳﻴﻦ أﻛﺜﺮ ﻣﻦ ‪ % 65‬ﻣﻦ إﺟﻤﺎﻟﻲ اﻟﺰوار ﻣﻦ دول ﻣﺠﻠﺲ‬ ‫اﻟﺘﻌﺎون اﻟﺨﻠﻴﺠﻲ إﻟﻰ ﻗﻄﺮ‪ ،‬وﺑﺬﻟﻚ ﺗﻤﺜﻞ اﻟﻤﻤﻠﻜﺔ اﻟﻌﺮﺑﻴﺔ اﻟﺴﻌﻮدﻳﺔ أﻛﺒﺮ ُﻣﺼﺪر ﻟﻠﺴﻴﺎﺣﺔ إﻟﻰ‬ ‫اﻟﺪوﺣﺔ‪ ،‬وذﻟﻚ ﺑﺤﺴﺐ إﺣﺼﺎﺋﻴﺎت رﺳﻤﻴﺔ ﺣﺼﻠﺖ »ﺑﺰﻧﺲ ﻛﻼس« ﻋﻠﻰ ﻧﺴﺨﺔ ﻣﻨﻬﺎ‪.‬‬

‫‪34‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫ﺗﺴﻬﻴﻼت اﻟﺪﺧﻮل ﻋﻨﺪ‬ ‫اﻟﻤﻨﺎﻓﺬ اﻟﺤﺪودﻳﺔ ﺟﺎذب‬ ‫ﻟﻠﺴﻌﻮدﻳﻴﻦ‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪37‬‬

‫ﺳﻴﺎﺣﺔ‬ ‫ﺳﻴﺎﺣﺔ‬

‫ا‪j‬ﺟﻮاء اﻻﺳﺘﺜﻨﺎﺋﻴﺔ‬ ‫وﺧﺼﻮﺻﻴﺔ اﻟﻌﺎﺋﻼت‬ ‫ﻋﻠﻰ رأس ﺟﺪول اﻟﻤﺰاﻳﺎ‬

‫‪36‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫ﺑﺰﻧﺲ ﻛﻼس ‪ -‬ﻣﻴﺎدة أﺑﻮ ﺧﺎﻟﺪ‬ ‫ﻣﺎ إن ﺗﺘﻼﻣﺢ »ﺳﻮﻳﺴﺮا« إﻟﻰ واﺟﻬﺔ اﻟﺬاﻛﺮة ﺣﺘﻰ ﺗﺘﺮاﻛﻢ اﻟﺼﻮر ﻛﺄﻟﺒﻮﻣﺎت ﻣﺘﻌﺪدة اﻟﻤﺴﺘﻮﻳﺎت‬ ‫ّ‬ ‫وﺗﺪﺧﻼت اﻟﻴﺪ اﻟﺒﺸﺮﻳﺔ‪ ،‬ﻟﺘﻌﻤﻼ ﻣﻌﺎ ﻋﻠﻰ ﺧﻠﻖ ﺣﺎﻟﺔ ﺟﻤﺎﻟﻴﺔ ﻣﺘﻜﺎﻣﻠﺔ‬ ‫ﻟﻤﺸﺎﻫﺪ اﻟﻄﺒﻴﻌﺔ اﻟﺨﻼﺑﺔ‬ ‫ﺗﻜﺘﺴﺐ ﻋﻨﺎﺻﺮ ﺗﺸﻮﻳﻘﻬﺎ اﻟﺬاﺗﻴﺔ وﺗﺮﺗﻔﻊ ﺟﺎذﺑﻴﺘﻬﺎ وإﻏﺮاءاﺗﻬﺎ إﻟﻰ أﻋﻠﻰ ﻧﺴﺒﺔ ﻳﻤﻜﻦ ﻟ ﻧﺴﺎن‬ ‫أن ﻳﺘﺨﻴﻠﻬﺎ‪.‬‬ ‫ﻓﻲ اﻟﻮاﻗﻊ‪ ،‬ﻳﺠﻤﻊ اﻟﺴﻔﺮ ﺑﻴﻦ ﻫﺪﻓﻴﻦ أﺳﺎﺳﻴﻴﻦ ﻫﻤﺎ اﻟﻤﻌﺮﻓﺔ واﻟﻤﺘﻌﺔ‪ ،‬اﻟﻤﻌﺮﻓﺔ‪ :‬ﺑﻤﺎ ﻓﻴﻬﺎ ﻣﻦ‬ ‫اﻛﺘﺸﺎف ﻟﺠﻐﺮاﻓﻴﺎ ﺟﺪﻳﺪة وﺛﻘﺎﻓﺔ ﻣﺨﺘﻠﻔﺔ وأﻧﻤﺎط ﺣﻴﺎة ﻣﺘﻌﺪدة اﻟﻤﺮاﺟﻊ واﻻﻧﺘﻤﺎءات‪ ،‬واﻟﻤﺘﻌﺔ‪:‬‬ ‫ذﻟﻚ ا‪9‬ﺣﺴﺎس اﻟﺬي ﻳﺸﻜﻞ ﺟﻮﻫﺮ اﻟﺴﻌﺎدة وﻳﺘﺤﻘﻖ ﻣﻦ ﺧﻼل ﺗﻮﻓﺮ ﻋﻮاﻣﻞ ﻛﺜﻴﺮة ﻳﻌﺪ اﻟﺴﻔﺮ‬ ‫واﺣﺪاً ﻣﻦ أﻫﻤﻬﺎ‪ .‬وﻣﻦ اﻟﺒﺪﻳﻬﻲ أن اﻟﻤﻜﺎن واﻟﻮﺳﻴﻠﺔ‪ ،‬ﻳﻌﺪان ﺷﺮﻃﻴﻦ أﺳﺎﺳﻴﻴﻦ ﻟﻨﺠﺎح ﺗﺠﺎرب‬ ‫اﻟﺴﻔﺮ‪ ،‬وﻛﻠﻤﺎ ارﺗﻔﻊ ﻣﺴﺘﻮاﻫﻤﺎ ازداد ﻣﺴﺘﻮى اﻟﻤﺘﻌﺔ‪.‬‬ ‫‪Business Class Magazine issue No. 99‬‬

‫‪39‬‬

‫ﺳﻴﺎﺣﺔ‬ ‫ﺳﻴﺎﺣﺔ‬

‫وﺳﻴﻂ ﺣﻀﺎري ﻋﺎﺑﺮ اﻟﻘﺎرات واﻟﻮﻓﺪ ا ﻋﻼﻣﻲ ﺷﺎﻫﺪ ﻋﻴﺎن‬

‫ﻣﻨﻈﻮﻣﺔ اﻟﺴﻔﺮ‬

‫ﻓﻲ ﺳﻮﻳﺴﺮا‬ ‫ﺷﺒﻜﺔ ﺗﺮﺑﻂ ﺳﺤﺮ اﻟﻄﺒﻴﻌﺔ‬ ‫ﺑﺈﺑﺪاﻋﺎت اﻟﻴﺪ اﻟﺒﺸﺮﻳﺔ‬

‫‪38‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫ﺣﻜﺎﻳﺔ ﺧﻤﺴﺔ أﻳﺎم‬ ‫ﻣﻔﻌﻤﺔ ﺑﺮوح اﻟﻤﻐﺎﻣﺮة‬ ‫واﻟﺘﺸﻮﻳﻖ‬

‫‪75‬‬

‫‪490‬‬

‫‪.% 50‬‬ ‫‪16‬‬

‫‪16‬‬

‫‪5‬‬ ‫‪Business Class Magazine issue No. 99‬‬

‫‪41‬‬

‫ﺳﻴﺎﺣﺔ‬ ‫ﺳﻴﺎﺣﺔ‬

‫‪26000‬‬

‫ا‪j‬واﺑﺪ اﻟﺘﺎرﻳﺨﻴﺔ ﺗﺼﺎﻓﺢ‬ ‫اﻟﺠﻐﺮاﻓﻴﺎ واﻟﻄﺒﻴﻌﺔ‬ ‫ﺷﺎﻫﺪ ﻋﻠﻰ اﻟﺘﺎرﻳﺦ‬ ‫‪www.‬‬ ‫‪raileurope-gcc.com‬‬

‫‪40‬‬

‫‪Business Class Magazine issue No. 99‬‬

Arté al Lago

120 30 La

‫ﺗﻼﺣﻢ اﻟﻤﻌﺎﺑﺮ اﻟﺒﺮﻳﺔ‬ ‫واﻟﺠﻮﻳﺔ واﻟﻤﺎﺋﻴﺔ ﻓﻲ‬ ‫ﺑﻌﺎد‬j‫ﺛﻼﺛﻲ ﻣﺘﻌﺪد ا‬

Rucola

1500

Cocktail-Bar and Banano Bar

10

120 Michel Cavadini La Rucola

63.000

lugano Centrale Swissminiatur Melide

Swissminiatur

14

43

Business Class Magazine issue No. 99

‫ﺳﻴﺎﺣﺔ‬ ‫ﺳﻴﺎﺣﺔ‬

‫‪1880‬‬

‫اﻟﺘﺮوﻳﺞ ﻟﻠﺴﻴﺎﺣﺔ ﻣﻨﻬﺞ‬ ‫ﺗﻄﺒﻴﻘﻲ وﺑﺎﻟﻌﻴﻦ‬ ‫اﻟﻤﺠﺮدة‬

‫‪32‬‬

‫‪74‬‬

‫‪17‬‬

‫‪3‬‬

‫‪42‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪Le Relais‬‬

‫‪Gallery‬‬

‫اﻟﻔﻨﺎدق واﻟﻤﻄﺎﻋﻢ‬ ‫ﻧﻤﺎط‬j‫ﺗﺘﻤﺮد ﻋﻠﻰ ا‬ ‫اﻟﺘﻘﻠﻴﺪﻳﺔ وﺗﺤﻘﻖ ﻓﺮادﺗﻬﺎ‬

‫ﺑﻴﻮت ﺗﺎرﻳﺨﻴﺔ وأواﺑﺪ‬ ‫دﻳﻨﻴﺔ ورﺣﻠﺔ ﻓﻲ‬ ‫اﻟﺘﻠﻔﺮﻳﻚ‬

Zentralbahn

PALACE LUZERN

1906

129

Klangschale

Marlin

Palace Bar & Living Room

45

Business Class Magazine issue No. 99

‫ﺳﻴﺎﺣﺔ‬ ‫ﺳﻴﺎﺣﺔ‬

‫‪S‬‬

‫‪160‬‬ ‫‪250‬‬

‫ﺗﺬاﻛﺮ ﺳﻔﺮ ﻣﻊ ﺿﻤﺎن‬ ‫ﺧﻠ ّﻮﻫﺎ ﻣﻦ اﻟﻤﺘﺎﻋﺐ‬ ‫‪Easy‬‬

‫‪44‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫ﺗﺎرﻳﺨﻴﺔ‬ 3041 100

150 20

1792

112

47

Business Class Magazine issue No. 99

‫ﺳﻴﺎﺣﺔ‬ ‫ﺳﻴﺎﺣﺔ‬

‫‪1120‬‬

‫‪45‬‬

‫أﻳﺎم ﻣﺨﺼﺼﺔ ﻟﺼﻔﺎء‬ ‫اﻟﺮوح واﺳﺘﺮداد ا‪j‬ﻧﻔﺎس‬

‫‪46‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪3000‬‬

‫ﻻﺻﻘﺔ ذﻛﻴﺔ ﺗﺰود ﻫﺎﺗﻔﻚ ﺑﻤﻴﺰة اﻟﺸﺤﻦ اﻟﻼﺳﻠﻜﻲ‬

‫‪energysquare‬‬

‫‪energysquare‬‬

‫ﺟﻔﻮري ﺗﻄﻠﻖ ﻧﺴﺨﺔ ﺑﺠﻠﺪ اﻟﺘﻤﺴﺎح ﻣﻦ اﻟﻬﺎﺗﻒ »ﺟﺎﻻﻛﺴﻲ‬ ‫إس‪ 7‬إﻳﺪج«‬ ‫‪GIVORI‬‬

‫‪7‬‬ ‫‪7‬‬

‫‪Galaxy S7 Edge‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪49‬‬

‫ﺗﻜﻨﻮﻟﻮﺟﻴﺎ‬ ‫ﺗﻜﻨﻮﻟﻮﺟﻴﺎ‬

‫ﻫﻮاوي ﺗﻌﺘﺰم إﻃﻼق ﻫﺎﺗﻒ ﻧﻴﻜﺴﻮس آﺧﺮ ﺧﻼل اﻟﻌﺎم اﻟﺤﺎﻟﻲ‬

‫‪6P‬‬ ‫‪820‬‬ ‫‪P9‬‬ ‫‪Plus‬‬

‫‪P9‬‬

‫‪2016‬‬ ‫‪Nexus‬‬

‫‪P9 Lite‬‬

‫‪.6 P‬‬ ‫‪GearBurn‬‬

‫‪.2016‬‬ ‫‪Daydream‬‬

‫‪2016‬‬

‫أول ﻫﺎﺗﻒ ذﻛﻲ »ﻣﺮن ﺗﻤﺎﻣﺎ«‬

‫‪100‬‬ ‫‪2016‬‬ ‫‪5‬‬ ‫‪765‬‬

‫‪48‬‬

‫‪Business Class Magazine issue No. 99‬‬

9

7 25 5

10 ShareTheMea

8

6 20

51

Business Class Magazine issue No. 99

‫ﺗﻜﻨﻮﻟﻮﺟﻴﺎ‬ ‫ﺗﻜﻨﻮﻟﻮﺟﻴﺎ‬

‫‪ 10‬ﺗﻄﺒﻴﻘﺎت‪ ..‬ﻓﻲ رﻣﻀﺎن‬ ‫‪2‬‬

‫‪3‬‬ ‫‪10‬‬

‫‪4‬‬ ‫‪1‬‬

‫‪50‬‬

‫‪Business Class Magazine issue No. 99‬‬

2016

1.8

2015

TNGA

53

Business Class Magazine issue No. 99

‫ﺳﻴﺎرات‬ ‫ﺳﻴﺎرات‬

‫ﻣﺮﻛﺒﺔ ﺗﻮﻳﻮﺗﺎ »ﺑﺮﻳﻮس« اﻟﺠﺪﻳﺪة‬ ‫ﺗﺜﻴﺮ ا ﻋﺠﺎب ﺣﻮل اﻟﻌﺎﻟﻢ‬

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‫‪Business Class Magazine issue No. 99‬‬

‫»ﻧﺎﺻﺮ ﺑﻦ ﺧﺎﻟﺪ ﻟﻠﺴﻴﺎرات«‬

‫ﺗﻘﺪم أﺳﻌﺎر ًا ﺧﺎﺻﺔ ﻋﻠﻰ ﻣﺠﻤﻮﻋﺔ ﻣﻦ ﺳﻴﺎرات ﻣﺮﺳﻴﺪس‪-‬‬ ‫ﺑﻨﺰ ﺑﻤﻨﺎﺳﺒﺔ ﺷﻬﺮ رﻣﻀﺎن‬ ‫اﻟﺪوﺣﺔ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

‫‪E 200 A‬‬

‫‪400‬‬

‫‪E‬‬

‫‪A‬‬

‫‪2015‬‬

‫‪135 E 200‬‬

‫‪99.900‬‬

‫‪S class GLC GLE‬‬

‫‪400‬‬ ‫‪GLC‬‬

‫‪E‬‬

‫‪GLE‬‬

‫‪189‬‬ ‫‪S‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪55‬‬

‫ﺳﻴﺎرات‬ ‫ﺳﻴﺎرات‬

Business Class Magazine issue No. 99

54

– QV 2.9

2016

V6 ZF

QV

600 3.9

100

510

0

QV

98

57

Business Class Magazine issue No. 99

QV

‫ﺳﻴﺎرات‬ ‫ﺳﻴﺎرات‬

‫أﻟﻔﺎ روﻣﻴﻮ ﺟﻮﻟﻴﺎ ‪QV‬‬ ‫ﺳﻼح إﻳﻄﺎﻟﻴﺎ اﻟﺠﺪﻳﺪ‬

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‫‪Business Class Magazine issue No. 99‬‬

–

– GT3 3 –

6 3.8

V

– TAKUMI

600

441 %

2

VR38DETT

– Bilstein®

6

59

Business Class Magazine issue No. 99

DampTronic

‫ﺳﻴﺎرات‬ ‫ﺳﻴﺎرات‬

‫»ﻧﻴﺴﺎن« ﺗﻜﺸﻒ ﻋﻦ ﺳﻴﺎرﺗﻬﺎ اﻟﺠﺪﻳﺪة‬ ‫»ﺟﻲ ﺗﻲ‪ -‬آر ﻧﻴﺴﻤﻮ ‪«2017‬‬ ‫ﻧﻮرﺑﺮﻳﻨﻎ‪ ،‬أﻟﻤﺎﻧﻴﺎ‪ -‬ﺑﺰﻧﺲ ﻛﻼس‬

‫–‬

‫–‬

‫‪2017‬‬ ‫–‬ ‫–‬

‫‪2017‬‬

‫–‬ ‫–‬

‫‪2017‬‬ ‫‪27‬‬ ‫‪11‬‬ ‫‪V‬‬

‫‪58‬‬

‫‪Business Class Magazine issue No. 99‬‬

‫‪8‬‬

4.7

RS4

100 S4

4.9 %

A4

V6

60 %

S4

40

% 70

349

% 85

3 2017

500 60

21

7.3 166 A4

1675

350 1630

6

8

S4

18 75

61

100

23

Business Class Magazine issue No. 99

‫ﺳﻴﺎرات‬ ‫ﺳﻴﺎرات‬

AUDI

S4 Avant ‫ و‬S4 ‫ﺗﻌﻠﻦ ﻋﻦ ﺗﻔﺎﺻﻴﻞ ﻧﺴﺨﺘﻲ‬

Business Class Magazine issue No. 99

60

‫ﺳﻴﺎرات‬ ‫ﺳﻴﺎرات‬

LINCOLN MKX 2016

‫اﻟﻔﺨﺎﻣﺔ واﻟﻘﻮة ﻣﺠﺘﻤﻌﺎن‬

7.3

100

2.7 542 100

47,650

0 214 MKX

MKX 2016 MKX 69,400

379 0 200 V6 335

MKX MKX 2016 6.7 MKX MKX MKX

303

:MKX 2016 3.7 V6

‫ﺳﻴﺎرات‬ ‫ﺳﻴﺎرات‬

‫ﻣﺎﻧﺴﻮري‬ AMG GT ‫ﺗﻜﺸﻒ ﻋﻦ ﺗﻌﺪﻳﻼﺗﻬﺎ اﻟﺠﺮﻳﺌﺔ ﻟﻤﺮﺳﻴﺪس‬ AMG GT

4

AMG GT

21

AMG GT

Business Class Magazine issue No. 99

64

‫ﻛﻠﻨﺎ ﻧﺴــﺘﻄﻴﻊ‬ ‫ﺗﻘﺪﻳﻢ اﻟﻤﺴــﺎﻋﺪة‬ ‫ﻓﻲ رﻣﻀﺎن‬

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