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Market Indicators AS OF 5:15 P.M., OCT. 14, 2011 (Friday)

FOREX

PHISIX

US$1 = P43.335

4,153.40 points

; ; Briefly 0.015 cents

18.92 points

Caltex’s anniv

CALTEX, one of the world’s leading energy brands, brings its 75th anniversary celebration to Cagayan de Oro with the local launch of its new tagline and brand campaign “Enjoy the Journey”.

Owned and marketed by Chevron Philippines Inc. (CPI), Caltex also rolled out a special promo exclusively for CDO customers who can save up on fuel cost and win prizes at the same time.

As a birthday gift to its loyal customers in Cagayan de Oro, Caltex officially launched the “Caltex with Techron: Fuel Up, Save Up!” where participating motorists get discounts every time they fuel up and a chance to win one of the three iPAD2.

By ALLAN M. MEDIANTE Executive editor

T

HE country’s economy may grow 80% higher 9 years from now and its GDP growth trending towards 6% by the year 2020.

This was predicted by one of Asia’s largest financial services groups DBS Group Holdings Ltd. in its Asia 2020 Report released recently.

The report credited the efforts of the Aquino administration to initiate reforms in finances and public-private partnerships on investments which include fiscal reforms geared in a a culture of transpar-

APC-Meralco venture

ABOITIZ POWER Corp. and Meralco PowerGen Corp. remain in talks with lenders for a planned $1.2-billion, 600-megawatt (MW) coalfired power plant in Subic, an official told reporters Friday.

“We are not near the signing for financing for the Subic power plant and we are still talking with creditors and other institutions,” Aboitiz Power Chief Executive Erramon I. Aboitiz said.

He added financing for the power plant will be a mix of equity and project financing.

The power plant, which will consist of two 300-MW units, is expected be finished by 2014.

ency and accountability.

The DBS Group said that this should translate into an increase in FDI inflows, and should supplement the rising domestic savings, the rate of which has increased from 11% in 2004 to 18%.

The report states that since said reforms were introduced starting in 2011, “the [Philippines’] budget deficit has narrowed sharply ECONOMY/PAGE 4

All set for BIMP-Eaga meet in Cag. de Oro

By BUTCH D. ENERIO Correspondent

A boy awaits the garbage truck to dump his goodies of contaminated trash. While government think-tanks provide rosy picture of the country’s economy in the years to come, the fact remains that poverty subsists and seems insurmountable.

PHOTO BY MIO CADE

PREPARATIONS are underway for the holding of the Brunei Indonesia Malaysia Philippines –East Asia Growth Area (BIMPEAGA) Senior Official’s and Ministers Meeting (SOMM) scheduled in Cagayan de Oro City on October 19-21.

Senior officials and min-

isters of the four-member nations, together with the chairpersons and members of various sectoral clusters, working groups and task forces, are set to discuss the progress of the sub-regional priority programs and projects, including issues and concerns affecting its implementation, particularly in the economic imbalance BIMP-EAGA/PAGE 9

Gov’t mulls new mechanism for sale of Agus-Pulangi plant

By RUEL V. PELONE Online Editor

THE government is set to introduce a provision in the contract for the Agus-Pulangi hydropower plants designed to make sure “prices are properly contained,” in hopes of reducing widespread opposition to their sale in Mindanao.

“My view is, if Agus and Pulangi are sold, there is a way to make sure prices are properly contained. There are mechanisms that we will propose AGUS/PAGE 9

Agus-Pulangi not yet ready to go?

BusinessWeek Economy 2 October 17-20, 2011 to give Oro Chamber holds OROBEST Expo 2011 IFAD funds for projects MINDANAO

By LORDILIE ENJAMBRE Contributor

T

HE Cagayan de Oro Chamber of Commerce and Industry Foundation, Inc. (Oro Chamber) will be holding the Oro Business Enterprise Services and Trade (OROBEST) exposition at the Atrium of SM Mall, here, this coming Oct. 19-22.

Now on its 5th year, the OROBEST Expo aims to showcase the local products of Northern Mindanao and encourage investors to do business and give out information on product develop-

ments taking place, not only in Cagayan de Oro (CDO), but also in the neighboring areas.

This y e a r ’s OROBEST Expo coincides with the 2nd day

of the Senior Officers and Ministers Meeting of the Brunei-Indonesia-Malaysia-Philippines East ASEAN Growth Area (BIMP-EAGA) hosted by the City Government of CDO, Antonio Uy, Oro Chamber President, said.

The first day of the activity will be attended by business men from the domestic and international companies, including the CDO officials and the regional heads of the Department

of Tourism, Department of Trade and Industry, Department of Agriculture, Bureau of Fisheries and Aquatic Resources, Regional Development Council, Region 10, and the Mindanao Development Authority, among others.

Uy said the OROBEST Expo is not only known for the products/services/ projects showcase, but also for the free trainings it conducts, which benefits the viewers of the expo.

The trainings, this year, together with their schedule will include the following: Customer Service, 3:00 p.m., Oct. 19, Northern Mindanao Dairy Forum, 10:00 a.m., Oct. 20, Livelihood Training for White Cheese, Yema and Lactoflan Making for Women in the Barangay, 1:00 p.m., Oct. 20, 1st Northern Mindanao Knowledge Forum, 1:00 p.m., Oct. 21, Bartending and Flairtending Showdown, 10:00 a.m., Oct. 22, and Customer Relations, 1:00 a.m., Oct. 22.

We are now open everyday, Mondays to Sundays and on Holidays 7

722765

in Surigao del Sur

By GREG TATARO, JR. Contributor

TANDAG City -- The International Fund for Agricultural Development (IFAD) based in Rome, Italy is willing to give additional funding assistance for programs and projects in Surigao del Sur under the Department of Agrarian Reform North Mindanao Community Initiatives and Resource Management Project.

According to Bernecita Rojas, provincial project coordination office chief, both Dorothy Lucks and Mark Keating, team leader and lead evaluator of IFAD project performance assessment, respectively, were so pleased with the result of their assessment and evaluation of the projects implemented in the towns of Carmen, Madrid, and Cortes which they personally conducted.

Rojas stressed, the province got an initial “A+” rating for the six years alongside with components.

Worth some P120 millions, these include irrigations, Farmto-Market Roads (FMR) with Timber Bridges, Organic Rice Production and Marine protected area.

On the other hand, the six components are community institution and participatory development; infrastructure; natural resources management; support to the Indigenous People; Health, Social Services and Education; and Project Management.

BusinessWeek

MINDANAO

Economy

October 17-20, 2011

Dairy forum to discuss industry’s development

By APIPA BAGUMBARAN Contributor

T

HE Dairy Forum is set to discuss the situationer and the Philippine Dairy Roadmap among the stakeholders in Northern Mindanao on Oct. 20 at the Atrium of SM Mall.

Aimed to promote the development of the dairy industry in the region, the forum will be attended by representatives from the different farmers’ organizations

and the local government units.

According to National Dairy Authority OIC–Region 10 James B. So, the event will be graced by NDA

Administrator Grace J. Cenas and Planning Manager Rene Martin de Guzman.

Aside from the forum, a livelihood training on milk products processing techniques targeted women for in the city will be held, he said.

A component of the Information Campaign and Education on Milk Project, the livelihood training is aimed at addressing the

problems of marketing of dairy products, low milk production, consumption, malnutrition and the low awareness and appreciation of the importance of milk in creating a healthy population.

Meanwhile, OROBEST EXPO 2011, a parallel event of the Brunei-Indonesia-Malaysia-Philippines, East ASEAN Growth Area (BIMP-EAGA) Trade Fair,

will run from October 19 to 22.

Both the OROBEST and the Dairy Forum activities will be conducted, in partnership with the Cagayan de Oro Chamber of Commerce and Industries, Foundation, Inc. (OroChamber), the Land O’ Lakes Foundation Phil., Inc., and the Northern Mindanao Federation of Dairy Cooperatives (NMFDC), So said.

Camiguin Island opens ‘Buahanan Fest’

By JORIE C. VALCORZA Contributor

MAMBAJAO, Camiguin -- Camiguin, an “island born of fire,” known for its natural wonders and sweetest lanzones-bearing trees, opened its “32nd Lanzones Festival,” set from Oct. 16-22.

Also known as “Buahanan Festival,” from the word “buahan,” the fruit’s native name, the sweetest lanzones harvest is celebrated, yearly, with a weeklong festivity that showcases the island’s agri-cottage exhibits and food and trade expo, indigenous sports and the tableau of local culture portrayed through dances.

The grand opening was held on Oct. 16, with the ceremonial ribbon-cutting at the Agro-Industrial Technology Trade Fair dubbed as “UGMAD,” which means “to till’ or “to cultivate” in the local dialect.

The fair features the best ag-

ricultural, industrial and processed products of the province, which also serves as the activity ground of the festival in Mambajao, the provincial capital town.

Provincial Tourism Officer Candice Naomi L. Borromeo noted that other towns of the province will also be holding street dancing extravaganza or ‘Kalanrakas’ that features traditional dances, drums circles and colorful ethnic costumes.

Kalanrakas winners will then compete for the grand showdown on Saturday, October 22 which marks the peak of the 2011 Lanzones Festival.

Other interesting activities include the “Harana in Kinamiguing” or love songs in the local Camiguin dialect, cooking contests, and a variety of choral, folk dance, kiddie theater, and draw and tell competitions.

Also included is the “Banag-banag” dance drama representations/interpretations and of nature, native salad and an exhibition of drinking of “koter,” a

concoction of “tuba” or coconut wine made from coconut water mixed with ground cacao, evaporated milk and beaten chicken eggs.

Completing the celebration is the Search for “Mutya ng Buahanan 2011” or the Miss Camiguin Tourism.

Participants of the tableau competition dressed as fairies, likewise, will vie for the Ms. Diwata title, where they showcase their “diwata” or fairy qualities in a dance showdown.

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DOF conducts microinsurance advocacy training

By MARIA REBECCA C. AYATON Contributor

BUTUAN City -- A Training on Microinsurance Advocacy (TOMA) with the theme “Magpaseguro para Protektado: Advocacy Seminar on Microinsurance”, was conducted to educate the public about insurance at Almont Hotel’s Inland Resort, in this city on October 11 to 13.

The said activity was spearheaded by the Department of Finance- National Credit Council together with the German International Cooperation – Microinsurance Innovations Program for Social Security (GIZ-MIPSS) and the Asian Development Bank-Japan Fund for Poverty Reduction.

For the culmination of TOMA, a press conference on the Financial Literacy Roadshow on Microfinance Advocacy was conducted yesterday to enhance public awareness and education campaign on the importance of microinsurance and focused on issues such as the microinsurance policies and regulations, appropriate risk protection and rights and benefits of clients.

Insurance Commissioner Emmanuel F. Dooc said microinsurance is integral to the overall poverty alleviation strategy of the DOF/PAGE 7

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Mindanao passage hotline no.(088) 854-7000 Cagayan (088) 856-9114/856-3702 Ozamiz (088) 5210768 Iligan (063) 221-9914/2233275 Dipolog (065) 908-8341

4 October 17-20, 2011

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CebuPac now flies to Tawi-Tawi BUDGET airline Cebu Pacific Air (CEB) has began flying to Tawi-Tawi since Friday last week.

The flight will depart Zamboanga International Airport at 6:25am and will arrive at the Sanga-Sanga Airport in Bongao town at 7:25am.

The regular daily flight from Tawi-Tawi is scheduled to depart at 7:55am and to arrive in Zamboanga City at 8:55am.

“CEB offers the lowest fare between Zamboanga and Tawi-Tawi, its 50th destination. We are very optimistic about our Zamboanga operations, especially since this is our fourth route from this commercial center in Western Mindanao. We can see that the market for Cebu Pacific flights can really be

stimulated by our trademark low fares,” said Cebu Pacific Air Vice President for Marketing and Distribution Candice Iyog said in a statement.

The airline’s lowest year-

CAGAYAN DE ORO CHAMBER OF COMMERCE AND INDUSTRY FOUNDATION, INC. Oro Chamber Business Development Centre Macapagal Drive, Pueblo de Oro, Cagayan de Oro City Telefax (088) 859 1426 Bayantel 309 0951, Mobile 0920 9510998 Alternate Email: orochamber@gmail.com Website: www.oro-chamber.blogspot.com

round fare for the Zamboanga-Tawi-Tawi route is P599 and the new route would be served by an Airbus A319.

The Sanga-Sanga Airport already has the capability to accommodate larger aircraft as its runway was extended from 1,608 meters to 1,930 meters and widened from 18 meters to 30 meters in width two years ago.

The United States Agency for International Development through its Growth

with Equity Program (GEM) chipped in P100 million while the Philippine government contributed P92.2 million as its counterpart for the expansion and widening of the Sanga-Sanga Airport.

Officials of the Tawi-Tawi Chamber of Commerce and Industry earlier said the airport upgrade gives the province aquaculture and eco-tourism industries a competitive advantage.

Economy...

efforts to increase investment, DBS says a new structure for project approvals and implementation, and measures to counter corruption are now in place.

The report also commended Aquino’s efforts on population management even as its considers the Philippines’ high youth population as an advantage. “Rapid population growth–with the population expected to increase by 19 million by 2020–may be a challenge, but the Aquino government has paid favorable attention into solving the problem on overpopulation,” DBS said.

The report added that “Over the coming decade, economic growth will be respectable with much depending on policy and whether the large labor pool and resource endowment–which include gold, nickel and copper–can be tapped upon.”

“DBS has a “cautiously optimistic view” of the Philippine economy.

Reforms are expected to proceed at a moderate rate, and that, along with the growth in the economy, income levels will also be higher by 45% than at present. Coming in the wake of positive assessments from a number of different agencies and groups, this DBS report is yet another affirmation of the government’s efforts to achieve inclusive economic growth, through promoting a healthy and honest business climate and a culture of transparency and accountability in governance,” Malacanang commented.

from page 1

in the first half of the year. This complements the budget consolidation trend since the early 2000s and fiscal stress is increasingly less of a concern.”

Citing the Aquino government’s

Erramon Aboitiz, Aboitiz Power Corp. President and Chief Executive holds his trophy as Entrepreneur of the Year 2011 during the awards ceremony last week in Makati.

AboitizPower CEO named Entrepreneur of the Year ABOITIZ Power Corp.

President and Chief Executive Erramon Aboitiz will represent the Philippines in the World Entrepreneur of the Year Awards in Monte Claro, Monaco, in June 2012; he was named Entrepreneur of the Year 2011 last week.

If he wins next year, Aboitiz would be the second from the Philippines. Jollibee Foods Corp. President Tony Tan Caktiong won the international award seven years ago.

Aboitiz, who also won the award for Master Entrepreneur 2011, was cited for his exemplary vision, leadership and financial expertise during the awards banquet at the Makati Shangri-La Hotel.

He has a Bachelor of Science degree in Business Administration from

Gonzaga University in the US. The 54-year-old Aboitiz described the Philippines as a good place to do business.

“I’ve always maintained that there are a lot of opportunities in the Philippines ...if we look and try hard enough, we will definitely find these [opportunities],” said Aboitiz.

Hyundai Asia Resources Inc. CEO and President Maria Fe Agudo received the Woman Entrepreneur award for displaying great leadership, particularly in an industry dominated by men.

Agudo said being a woman and mother gave her an edge “of having a natural instinct, emotional attachment to your job and at the same time, stability of decision.”

DepED Division Selection Meet

By FLORENDA M. BACARRO THE Department of Education Division of Cagayan de Oro holds its annual Division Selection Meet on September 17-18, 2011, at the Pelaez Sports Center. Tablon Elementary Schools athletes grab the following awards: 200 meter dash 1st place, 100 meter dash

third place, Javelin throw Second place.

The coaches are Mrs. Florenda M. Bacarro and Mr. Crispin P. Caare, with the School Principal Mr. Leonardo M. Campilan as the technical expert in Sepak Takraw. The said event is assisted and sponsored by the Brgy. Council headed by Hon. Romeo Roxas Bacarro, the Brgy. Chairman.

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MINDANAO

October 17-20, 2011

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October 17-20, 2011

Companies

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Phoenix commercials nominated Caltex brings 75th for Catholic Mass Media Awards B-day bash to CDO PHOENIX Petroleum Philippines’s TV commercial ‘The Journey’ has been chosen as one of the finalists in the 33rd Catholic Mass Media Awards (CMMA) for Best TV Ad-Branded under the Advertising category.

The first corporate TV commercial of Phoenix illustrates how far a man would go to be with his family, and the company

that brings him there. It is a touching story of love for family, a moving story of a man in a long, hard journey and the faith that overcomes distance.

It was launched early this year for the company’s “Ikaw, Anong Trip Mo?” campaign.

CMMA’s criteria for judging are based on the late Pope John Paul II’s Ethics in Media and the document

of the Second Plenary Council of the Philippines (PCP II). It includes: love for God, love for truth, respect for natural environment, promotion of positive Filipino values, and love for family and life.

As the fastest-rising independent oil company today, Phoenix

Petroleum aspires to be part of the journeys that people take in life, thus the “Ikaw, Ano’ng Trip Mo?” brand campaign.

The CMMA awards night will be held on October 19, 2011, Wednesday at the San Carlos Seminary Auditorium in Edsa, Guadalupe, Makati City.

CALTEX, one of the world’s leading energy brands, celebrates its 75th anniversary this year, assuring its customers, government, and other stakeholders that after 75 years of fuelling the energy needs of a growing Philippine economy, Caltex will remain as a key energy player in the country Speaking before the local

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media at an appreciation bash Cagayan de Oro, Caltex Brand Veronica Pangilinan said, “We are here for the long haul and we are here to stay. Asia-Pacific is one of Chevron’s strategic markets – the Philippines, in particular, is at the center of this market and we’re looking at a bright future here.”

Vero added, “In Cagayan de Oro, the energy demand here is growing – and with our strong brand, dedicated people and partners, we are well-positioned for success.”

Caltex, owned by Chevron Corp., is positioning itself for success in the new economy. It is looking at becoming better, faster, simpler and more direct in order to deliver results in a demanding, fiercely competitive industry. As a result, the organization is now primed to make big strides in the local market, highlighting its commitment to stay for the long haul.

Caltex broadened its backcourt options for retailers and provided more opportunities for them by entering into strategic alliances creating a fuller and richer experience for customers whenever they drive through Caltex service stations.

CALTEX/PAGE 7

BusinessWeek

October 17-20, 2011

MINDANAO

NEWS CAPS SOURCE: LAUREL MEDIA

HOT MONEY The net inflow of foreign portfolio investments or “hot money” surged 126 percent in the first nine months of the year despite the slowdown in the amount of capital that flowed into the country last month due to the sovereign debt crisis in Europe as well as the economic uncertainly in the US, the Bangko Sentral ng Pilipinas (BSP) reported.

BSP Governor Amando M. Tetangco Jr. reported that the net inflow of foreign portfolio investments reached $3.207 billion during the nine-months period, $1.787 billion higher than last year’s $1.42 billion. Gross inflow of foreign portfolio investments surged 84 percent to $13.223 billion in the first nine months of the year from $7.189 billion a year ago while outflows expanded at a slower pace of 73.6 percent to $10.015 billion from $5.769 billion.

PETRON CORP.’S BATAAN REFINERY OFFER Petron Corp., the country’s largest oil refiner, has offered to sell back to the government its Limay

refinery in Bataan as it seeks ways to counter the adverse effects of oil price volatility on consumers.

In a letter addressed to Energy Secretary Jose Rene Almendras, a copy of which was submitted to the Philippine Stock Exchange, Petron Chairperson and Chief Executive Officer Ramon Ang said that it is high time for the government to “reinvest” in Petron.

PAL’S SEPARATION PACKAGES Former workers of Philippine Airlines (PAL) who were affected by the outsourcing program will start receiving today their respective separation package, the flag carrier said.

PAL, in a statement, said that they will start releasing today the P2.6 billion earmarked as payment representing the separation package of workers from three non-core units whose functions were outsourced to third-party service providers on October 1.

According to PAL’s human resources department, the first batch to receive the package are employees who did not join the September

LOT FOR SALE

BEACH HOUSE Baloy, Cagayan de Oro City By appointment only

Tel. #: (088) 855 3898 Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region BRANCH 38 Cagayan de Oro City NOTICE OF EXTRA-JUDICIAL SALE File Number 2011-410 UPON EXTRA-JUDICIAL PETITION FOR SALE under Act 3135, as amended by Act No. 4118, filed by Home Development Mutual Fund (otherwise known as Pag-ibig Fund), with principal office at The Atrium of Makati, Makati Avenue, Makati City, with branch office at Pag-ibig Fund Bldg., J.R Borja Street, Cagayan de Oro City, against MARK ANTHONY A. ZAMBRANO, married to Nichie O. Zambrano, with postal address at Block 7, Lot 6, Burgos Street, Regency Plains Subdivision, Iponan, Cagayan de Oro City, to satisfy the mortgage indebtedness which as of July 1, 2011, amounts to Six Hundred Seventy Two Thousand Three Hundred Sixty Seven Pesos & 83/100 (Php 672,367.83), Philippine Currency, as principal, interest, charges, excluding attorney’s fees and expense of foreclosure, the undersigned sheriff or his deputies will sell at public auction on OCTOBER 24, 2011, at 10:00 A.M. to 4:00 P.M. or soon therafter at the Office of the Regional Trial Court, Branch 38, 2nd Floor, Hall of Justice, Hayes Street, Cagayan de Oro City, to the highest bidder, for cash and in Philippine Currency, the following real property, with all the improvements found thereon, to wit: “TRANSFER CERTIFICATE OF TITLE NO. T-195785 A PARCEL OF LAND (Lot 6, Block 7, of the Cons. Subdivision plan, PCS10-001781, being a portion of Lot Nos. 3650, 3651, 3653, 3654, all of CAD 237, Cagayan Cadastre, Lot 3649-A, Psd-10-022211 & Lot 3649-B-1, Psd-10-022978). Situated in the Barangay of Iponan, City of Cagayan de Oro, Island of Mindanao. Xxx, containing an area of (80) square meters, more or less, xxx.”

In the event the public auction should not take place on the said date for whatever reason, the same will proceed on the following working day without further notice, posting and publication.

Prospective buyers/bidders may investigate for themselves the title above-described and encumbrances thereon, if any there be.

Cagayan de Oro City, September 19, 2011.

FOR THE EX-OFFICIO PROVINCIAL SHERIFF: (Sgd.) REYNALDO L. SALCEDA Sheriff IV BWM Oct. 3, 10 & 17, 2011

27 wildcat strike and are now working for PAL’s service providers. To follow are those who declined the job offer but did not participate in the work stoppage. They will receive their checks starting October 15.

TEXT INTERCONNECTION RATES The National Telecommunications Commission (NTC) is set to release a memorandum circular that will require cellular mobile telephone service (CMTS) providers to drastically bring down interconnection rates for text messaging instead of a gradual three-year phasedown period. However, the proposed reduction in interconnection rates for voice calls will still be achieved over three years.

Highly-placed sources said that due to the huge impact on the consumers of affordable text messaging or SMS rates, the NTC is inclined towards reducing interconnection rates immediately rather than over a three-year period.

“However, the commission has not yet decided on how much the reduced rate will be,” a source said.

BPO INDUSTRY President Aquino has announced the approval of a P500-million fund intended

DOF... from page 3

Filipino government. He said that microinsurance has the potential to buffer Caraga from sinking further into poverty by protecting its residents from sudden fincancial burdens of accidents, illness, deaths, or any catastrophe.

Dooc added that the Financial Literacy is a pervasive way of informing the people

f or the development of the information technologybusiness process outsourcing (IT-BPO) sector, as the country prepares for the growing global demand.

President Aquino made the disclosure in a speech Wednesday evening before the participants of the Third Annual International Outsourcing Summit held at Sofitel Philippine Plaza in Manila. The government and the industry are both focused on finding solutions as they build the capacity of the people to be competitive, to help them increase their chances of being employed in good jobs.

AGUS-PULANGI HYDROPOWER COMPLEX Energy Secretary Jose Rene Almendras said that even if legislators eventually decide to sell the hydropower assets, the Department of Energy (DOE) has already devised a comprehensive plan to rehabilitate the Agus-Pulangi hydropower complex. Power Sector Assets and Liabilities Management Corp.

(PSALM) said that they will shoulder the funding for the rehabilitation of the Agus-Pulangi facilities as proposed by the National Power Corp. (NAPOCOR). under low-income sector about microinsurance for it is the key to supplement the livelihood of our brothers.

Microinsurance product is very accessible for the poor because the amount of premium or contribution per microinsurance policy can range from less that P1 up to P20 per day. This means that the premium on a microinsurance product can be as low as P30 per month.

GMA NETWORK’s PROFIT TARGET Broadcast firm GMA Network expressed yesterday concerns that it will not be able to meet its P3-billion net income target for 2011.

GMA Chairman and CEO Felipe Gozon said that with the current economic uncertainties globally, multinational advertisers held back on their advertising spending in September, as a result of which the company fell short of its P1-billion target ad revenue for the month.

IMF ASIAN GROWTH FORECASTS The International Monetary Fund (IMF) trimmed its economic growth forecasts for Asia because of financial turbulence in Europe and a possible slowdown in the US. The risks to Asia’s growth are “decidedly tilted to the downside” reflecting the negative outlooks for Europe and the US, which are the major markets for the region’s exports, the IMF said in a twice-yearly report.

Asia’s economic growth is forecast to average 6.3 percent in 2011, rising to 6.7 percent in 2012. That’s lower than the IMF’s April forecast of nearly seven percent in both years. The

Caltex...

from page 6 Caltex also unveiled an all-new service station image refresh, which is currently rolling out throughout the Asia-Pacific region. Forecourts are brighter and more contemporary, and the canopy lights are safer and more welcoming at night. In the Philippines, the image refresh started as early as the fourth quarter of 2010.

Today, there are more than

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report covers 20 economies in a vast region stretching from India to Japan to New Zealand.

PH STOCK EXCHANGE Stocks rose for the sixth straight session yesterday, boosted largely by the fiscal stimulus package unveiled by President Aquino, and buoyed by hopes of a comprehensive plan to stamp out the euro zone debt crisis.

Profit taking, however, minimized the main share Philippine Stock Exchange index’s (PSEi) gains. The PSEi added 0.36% or 14.77 points to 4,134.48, while the broader all-share index rose by 0.61% or 17.82 points to 2,939.40.

Turnover slid to P4.91 billion from P5.34 billion on Wednesday, even as foreigners bagged local stocks to the tune of P494 million in net foreign buying.

Advancers led decliners 84 to 64, while 34 stocks were unchanged. With the exception of industrial that shed 0.55% or 37.99 points to 6,821.14, most subindices closed in the green. Gainers were led by mining and oil that added 1.62% or 350.60 points to 21,928.22, followed by services that rose by 1.13% or 16.10 points to 1,440.91.

Financial added 0.47% or 4.41 points to 935.29, while holding firms gained 0.41% or 13.46 points to 3,287.85, respectively. Property rose by 0.05% or 0.76 point to 1,462.49.

850 Caltex™ service stations in the Philippines selling a range of petroleum and lubricant products. These include Caltex with Techron®, Caltex Diesel with Techron, Caltex E10 with Techron all designed to deliver lower emissions, higher performance and cleaner engine. Caltex lubricants products are Caltex Havoline®, and Caltex Delo®, , which give quality and protection for gasoline, motorcycle, and diesel engines.

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Opinion

BusinessWeek

MINDANAO

How to debate with your mate THINK a minute…

A wise marriage counselor asks every couple wanting to get married if they have had a real argument yet. Often they answer : “Oh, no!

We love each other. We never fight!” This marriage counselor tells every couple to fight first before they get married. He says that when couples disagree, they must learn to listen and understand each other’s feelings so they can solve their differences and forgive each other each time they disagree.

A very important skill in building a happy marriage and life together is learning how to debate with your mate. But there are rules you must follow to have a fair, good debate,

so you will still be close friends afterwards. First, before you start, both of you should agree to stick only to that issue. Don’t bring up past problems and hurts.

Second, remember that your goal is not to win the argument, but to understand each other’s feelings.

In other words, TUNE IN. Really listen to what each other is thinking and feeling. Try to understand how you are causing them to feel hurt or wronged.

Put yourself in their place and see things from their side. Remember, feelings are not right or wrong, but they are very real to your mate. So how your wife or husband feels should be important to you.

Third, never argue and

talk about personal, private matters in front of other people. Number four, stop the fight if either of you loses control of your anger or words.

And the final rule on how to debate with your mate is TONE DOWN. This means we must try to stay calm, kind and gentle. They say that 90% of the tension and anger in families is caused by the wrong tone of voice.

Many times it’s not what we say, but how we say it. What we say may be right, but how we say it is wrong. We need to kindly and gently say how we feel without attacking and hurting each other with our words. In just one moment, our hurtful words can do years of

damage.

So why not ask Jesus Christ to take charge of your heart and marriage?

He will help you start communicating with your mate both honestly and kindly. Then you will both win each debate, and only become happier, better friends.

Just think a minute…

Wishing them home this Christmas!

CLOSE to 10 Million Filipinos or one tent of the population are scattered worldwide. Vice President Jejomar C. Binay was quoted in his speech at the 7th Asian – European Meeting on Interfaith Dialogue when he spoke on the resolve and sacrifice of our countrymen to leave our country in search for jobs and careers overseas.

Despite the uncertainties of the economy in Europe, USA and the political turmoil in the Middle East, the exodus to the foreign land is continuously driving many Filipinos to leave our country away from the family, children and love ones. Many are obliged due to economic needs and the desire to improve every family’s aspirations to live a better life. Foreign currency earnings and savings from employment overseas primarily go to household needs, food, education, clothing and shelter.

Filipinos are the most preferred contract workers in the world. Our flexibility of character and ability to

communicate in English is a factor that gives us the edge over the other workers of the other countries searching for work in the job market abroad.

Our educational systems have undergone revisions of some curriculums that corrected mismatch in the world job market which has more emphasis on science and technology. The shortage of jobs and low wages in our country drives our new graduates and professionals to explore outside opportunities. During this cycle of migration and foreign contractual work obligations, it raises the difficulty of long separation from young children and spouses which threatens the foundation of many OFW’s families.

Young children growing without the joint supervision and care of parents undergo the emotional and psychological stress that needs prayers and counseling from those left behind.

Love and attention cannot be replaced with money and material gifts send

from abroad. Warm and sincere communication cannot be substituted with Skype’s on line dialogue nor could words of wisdom have more meaning when relayed through the internet.

Modern communication may not be enough for Filipino parents or spouses to keep the foundation and values of the families.

Many Filipino families look towards Christmas as a homecoming and a reunion.

It is a perfect season for families to be forgiving over the sins and omissions of others.

Corporate affairs and celebration are also held during Christmas as a symbol that once employees and management officials get together, more teamwork and camaraderie to achieve company visions are accomplished. Labor Unions are embraced by management during Christmas, never mind if a protracted wrangling and disagreements on collective bargaining’s have caused strained relations.

Of course, to close all gaps

and inequities, the earlier the 13th month is given, it is appreciated by many or for those others who can afford to give the 14th month bonus, are always welcomed.

By this time, Filipino OFWs are filing their vacations or furlough leaves.

Airline seats are becoming scarce and those advance sales at discounted rates momentarily will disappear from the newspaper ads.

Hotels and resorts have spruced their rooms and Christmas decors are hung with Christmas medleys in the lobby pipe-in music are played again.

BSP promotes financial literacy FINANCIAL literacy: What is it and how is it important to us Filipinos?

Financial literac y, or awareness of basic financial concepts, is one of the advocacies of the Bangko Sentral ng Pilipinas (BSP).

The BSP has taken a proactive stance in embarking on a consumer education program that seeks to improve the Filipino public’s basic financial literacy.

At present, the BSP conducts a series of activities under its Economic and Financial Learning Program (BSP-EFLP).

The BSP-EFLP consolidates the BSP’s outreach educational activities under one flagship program. This program consists of a series of learning sessions and activities which seek

to promote greater awareness and understanding of essential economic and financial issues.

The learning sessions and activities are expected to help the people make wise financial decisions.

The program is also an embodiment of BSP’s goal to promote economic and financial education among its stakeholders, who can more effectively become the central monetary authority’s partners in maintaining the efficiency of monetary policy and ensuring a stronger and safer banking and payments system.

The BSP-EFLP has the following component programs: The “Be up to SPeed on BSP,” which explains the role of the BSP in the economy; the “Paghahanda sa Kinabukasan” Financial Learning Campaign

for Overseas Filipinos and Their Beneficiaries; and the Financial Education Expo, which targets the Filipino work force and students.

The “Be up to SPeed on BSP” covers topics on recent economic developments and the role of the BSP in the economy, with special emphasis on the three pillars of central banking: Price stability, financial stability, and efficient payments and settlements system.

The Public Information Campaign (PIC) also discusses The New Generation Philippine Currency in one of its sessions. It targets a broad audience, including students, faculty and other members of the academe, businesses, government agencies, and members of the media.

The “Paghahanda sa Kinabukasan” Financial Learning Campaign for Overseas Filipinos and their Beneficiaries (FLC-OF), on the other hand, is organized in coordination with the Overseas Workers Welfare Administration (OWWA).

It aims to educate participants on the importance of using remittances to build up savings and to invest in financial products and business ventures.

Through this special learning campaign, the BSP hopes to help overseas Filipinos and their beneficiaries attain financial independence and security, bring them into the fold of the formal financial system, and allow them to participate more meaningfully in the country’s economic development.

BSP officials, as well as officials from the Department of Trade and Industry (DTI) and the Department of Agriculture (DA), have been invited to give lectures on topics such as the importance of remittances, financial planning, investment and business options, and agri-business opportunities.

Lastly, the Financial Education Expo offers various financial education activities for students, employed individuals, and professionals.

It features learning booths with audiovisual presentations, graphic displays, and interactive activities that explain the importance of financial education, the Philippine financial system, basics of budgeting, saving, investing and borrowing, financial

planning for life-cycle events, and credit card awareness.

The expo aims to help participants become self-reliant in promoting their financial welfare.

Note: This writer’s book entitled “Central Banking for Every Juan and Maria” will come off the press in the latter part of November.

You may e-mail us at totingbunye2000@gmail.com.

BusinessWeek MINDANAO

BIMP-Eaga... from page 1

that affect their respective less developed and more remote territories.

The Mindanao Development Authority (MinDA) is on top in the over-all coordination with regard to SOMM preparations and in close coordination with the city government, the Department of Trade and Industry The Misamis Oriental provincial office, particularly in the exchange of information and other relevant documents.

The Regional Development Plan of the (RDP) 2010-2016 sees the importance of BIMP-EAGA in boosting investments, trade and exports for the region, recognizing the opportunities offered by the participating governments in effecting cross-border consolidation, complementation, industry and value-chain management.

The principal mechanism for consultations between and among the participating countries of the BIMP-EAGA is the SOMM which provides the strategic directions and general policy guidelines in addition to drawing the attention of the central governments to the development requirements of the focal areas.

Romeo Montenegro, MinDA spokesperson for the upcoming meeting, said that one of the highlights of the SOMM is the high level investment conference that would discuss, among others, the uniform implementation of

Agus... from page 1

that will be included [in the privatization contract] to ensure that prices will stabilize,” Energy Secretary Jose Rene D. Almendras said, declining to elaborate.

The seven Agus plants -- with total capacity of 727 megawatts (MW) and located across the two Lanao provinces -- and the 255-MW Pulangi facility account for more than half of Mindanao’s installed capacity.

Opposition to their sale -- from congressmen, development planners, local officials, business chambers and nongovernment groups -- stems from the fear that selling the plants to private groups would lead to a price spike.

Other state energy officials said separately that the government has been deliberate in its privatization thrust in order to avert problems after asset sales.

“Our target is really to privatize 100% of power assets...If there is any perception of slowness or delay, it is due to the fact that we are being more deliberate in bidding out the assets. But we are not relaxing in privatization,” Conrad S. Tolentino, vice-president for privatization of the Power Sector Assets and Liabilities

Views.Opinion

rules in customs, immigration, quarantine and security among the member countries.

He said that the continuing meetings of the BIMP-EAGA leaders would soon formalize the implementation of the blue print and strategies of the growth area.

BIMP-EAGA was conceptualized in 1994 and lost momentum during the 1997 financial crises that affected the economies of countries including the ASEANs. The endeavor of cooperation of the four countries resumed starting in 2004 and since then ministers of the member countries have shown encouraging results of their meetings.

Meanwhile, Ruben Vegafria, president of Promote CDO Foundation, said the conduct of the SOMM in region 10 will enable the region to promote its products and services, thereby, encourage the participating countries to strengthen and open up linkages in the Northern part of Mindanao.

Featuring major events such as the Northern Mindanao AgroIndustrial Trade Fair and Exhibit, BIMP-EAGA Investment Conference on Agro-Industry and Tourism and the MindaONE Trade Fair and Exhibit, the SOMM will showcase not just Region 10’s best products and ser v ices but a lso create complementation with the rest of Mindanao’s products, thereby, increasing the island’s prospects for business with the partner nations, Vegafria added.

Management Corp., the agency mandated by the Electric Power Industry Reform Act of 2001 to auction off state power assets, said in a phone interview earlier this week.

He added “the new administration wants to understand everything about the process and also wants to ensure there are no questions that will arise when privatizing assets.”

Energy Undersecretary Josefina M. Asirit, concurred, saying in a separate phone interview that “the department is defi nitely pushing for privatization; we just want to review the specific issues related to each asset.”

Besides the Agus and Pulangi facilities, other assets planned to be sold include four power barges, as well as the management contracts for various plants, including the 50-MW Southern Philippines Power Corp. diesel power plant in Sarangani, the 92.52-MW Mt. Apo 1 and 2 geothermal power plants in North Cotabato, 100-MW Western Mindanao Power Corp. diesel power plant in Zamboanga City, 145.8MW Naga complex in Cebu, 165MW Casecnan hydropower plant in Nueva Ecija, 640-MW Unified Leyte geothermal power plant, and 782-MW Caliraya-Botokan-Kalayaan hydropower plants in Laguna.

October 17-20, 2011

Hepatitis B: The Outcomes LAST week, I discussed the expected findings if one were to have Hepatitis B. The symptoms are really non specific at all and may be the same presentation as that of the other viral ailments. Thus, the need for Laboratory tests.

Liver function tests initially may turn out to be normal, but as the disease and damage to the liver tissue progresses, the results will also be elevated.

Serological tests for the hepatitis B virus will either be reactive or non reactive, depending on what is being tested. Reactive simply means that it is positive and the reverse is true for non reactive results.

Your attending physician will request a battery of serological markers, which will determine whether you are infective or contagious, whether you have a resolving or persistent infection.

Caution should be taken into account in the interpretation of the test results:

the method done must be considered. Our Clinician friends may request initially for a screening test.

If result is Reactive, it is highly recommended that a Confirmatory testing be done, to determine whether the result is truly reactive.

Which is what I advised the patient to do. One should not panic immediately and consider one with the disease! Screening tests have what we call as False Positive and False Negative results.

There is no one screening test that is perfect at all times!

Thus, correlation with the clinical manifestations and the laboratory test result is always a MUST. Once there is already a confirmed diagnosis for Hepatitis B, treatment varies: For the Acute phase, patients may be treated at home or may be admitted in the hospital, depending on the severity of the symptoms.

Treatment is symptomatic: meaning, treat whatever

is ailing the patient, like antipyretics for the fever, plenty of fluids to prevent dehydration, rest and nutritious foods. Antiviral medications is not indicated.

For patients in the Chronic Stage, it is best to discuss with the Attending Doctor treatment options.

Vaccines have no more role for patients diagnosed with the disease.

The Hepatitis B Vaccine is given in three ( 3 ) doses and is recommended for children younger than 19 years of age, including newborns, all healthcare workers specially those who may be exposed to blood and blood products.

Thus, it is a very wise move indeed for schools and hospitals to make sure that students in the medical and paramedical fields should be immunized! Patients diagnosed with HIV Aids, end stage kidney disease, Blood disorders as well as MSMs , to have themselves avail of the vaccine.

media controlling public opinion can be disastrous. This is the reason we have leaders propped up one after the other relentless towards its eventual implosion.

Lovers of Wisdom To further borrow from a study on Plato: diverse groups such like craftsmen, farmers, merchants, manufacturers, and bankers we can classify as “lovers of money.”

Corresponding to the spirited emotions in the soul is the much smaller class of the armed forces, the class of professional warriors that is responsible for the safety of the community.

Plato calls them “lovers of honor.”

Corresponding to the faculty of reason is the smallest class of people—scientists, scholars, high-level experts, and similar sophisticates.

Plato calls them “lovers of wisdom,” Their most passionate interests is understanding and knowledge, and their greatest pleasure a lively life of the mind.

As a just and healthy person is governed by knowledge and reason, a just society must be under the control of society’s most cultivated and best informed minds, its “lovers of wisdom.”

Just societies cannot be run by big money or armed forces with their too narrow agendas. Limitless desire for wealth and blind ambition must be watched and contained as potential public dangers.

The most informed minds must determine objectively, with due con-

HEALTH IN FOCUS

DR. MARY JEAN LORECHE-DIAO It is likewise important to know that the Hepatitis B Vaccine offers an indefinite period of protection, meaning that it is not lifelong.

Thus the need for re evaluation of the Antibody titers every 5 years for a possibility of a Booster dose. Although, statistics has it that only 5 to 10% or even less, do progress into chronic hepatitis and eventually to cirrhosis and liver cancer, I would say, why take the chance? Prevention can save your life or that of your loved one!

Franchisors Control on Premises FRANCHISORS sometimes control the Franchisee’s business premises by leasing or subleasing the premises to the Franchisee or requiring the Franchisee to sign a collateral assignment to the Franchisor of the lease for his business premises.

Control of the Franchisee’s business premises gives the Franchisor more effective control of the Franchisee and his business.

The premises continue to be part of the Franchisor’s network even if the Franchisee does not. However, such control increases the capital requirements of the Franchisor or involves contingent liability

and administrative effort and cost, unless control is implemented by means of collateral lease assignments.

This practice is common in the Philippines mostly with the 3 leading Petroleum Companies only. In the USA, most franchise location are leased by the Franchisor and sub-leased to the Franchisee. In the Philippines Franchisee have to find their own location and sign up direct lease agreements.

Another way to secure the location for the Franchisor in any eventuality is to let Franchisee and Landlord sign a three party agreement

called the “Agreement with Landlord”, which secures the location for the Franchisor in the event Franchisee defaults on Landlord or Franchisor. It is generally difficult to secure consent to such assignments from malls and it may be difficult to secure consent from any landlord without at least some guaranty.

Mall chains such as SM even require Franchisor to sign a 3-party agreement guaranteeing the payment of rent in the event Franchisee fails to pay for it.

Rudolf A. Kotik is the Founder of RK Franchise Consultancy who developed more than 400 Franchises

Confusing democracy with bondage A DEEPER understanding of democracy may help us understand our freedoms vis-à-vis our economic prosperity.

For what is freedom if there is only poverty? What to do with our oligarchs (the politically powerful and economically prosperous families that stay in power) versus the alleged democrats (rulers for the majority?).

The way I see it, the evils of these two are one and the same being the later the more destructive.

However should informed leaders and an informed voter’s population compose the majority; then all is well.

The modern day oligarchy is said to be that in which the few and the wealthy rule in a democracy utilizing the poor who is the majority as in our case. Let us remember it is the poor who have little or no access to education and opportunity. Aristotle in “Politics” is seemingly correct except for the comprehension the “many” need to be informed voters.

Education is the platform to bring the majority out of bondage Informed reason, according to Plato, is the faculty best suited to make all the right and necessary decisions in a person’s life.

The composition of any democratic majority need to be educated and well informed rather than subjects or dominions of the media with perceptions that are peddled daily.

Yes media the culprit in our open university called TV, radio and print are the educators while interactive communication are the test scorers.

Adding salt to injury unregulated

9

sideration of all points of view, what the most healthy and practical goals for the commonwealth are.

The ability to identify the different “lovers” or this rule by society’s best minds is the core concept of Plato.

Until now crucial decisions concerning war, peace, and the welfare of society had always been left to corrupt or incompetent politicians, ignorant voters, over-ambitious generals, and other people unsuited to run a state.

Bloodshed, hatred, waste of resources, and deplorable conditions had usually been the result.

There is no chance for things to become better unless knowledge and reason are put in command—the best knowledge and the most competent reason that society can muster.

Democratic self-government does not work According to Plato, because ordinary people have not learned how to run the ship of state. They are not familiar enough with such things as economics, military strategy, conditions in other countries, or the confusing intricacies of law and ethics. They are also not inclined to acquire such knowledge.

The effort and self-discipline required for serious study is not something most people enjoy. In their ignorance they tend to vote for politicians who beguile them with appearances and nebulous talk, and they inevitably find themselves at the mercy of administrations and conditions over which they have no control because they do not understand what

is happening around them. They are guided by unreliable emotions more than by careful analysis, and they are lured into adventurous wars and victimized by costly defeats that could have been entirely avoided.

This is how the Republic portrays politics in a democracy: The way to avoid the serious shortcomings of democracy as well as oligarchy is the installation of the government of technocrats that will make all relevant and necessary decisions on the basis of objective analyses and unbiased deliberations.

Since neither the demos nor ordinary politicians can be expected to acquire this sort of competence, it will have to be the committee of philosopher kings (and philosopher queens) that guarantees justice, public welfare, and peace.

Voters in a democracy may not know all or even any of the technicalities of running a government, but they surely can judge the results. What is essential for a democracy is not that citizens be able to understand and do everything themselves, but that they be able to determine the major outcomes and their over-all destiny as a community.

Major political destinies can be judged in terms of wisdom, feasibility, logic, moral responsibility, and other criteria that make the general intellectual competence of an electorate a relevant and urgent issue. It is obviously not a foregone conclusion that whatever the majority decides is also the best—or even acceptable.

The theories in the 4th century apply strongly today. We may have identified all the participants in a democracy we are practicing except the definition of an informed society that is a manipulation by advanced communications and our open universities. The voters that rule the majority; are they truly informed. Are they the responsible rulers of our society or are they the cause of our decay and misfortunes’.

The answer of course is evident and this is the reason they too suffer the consequences of their idiocy. The rich and the educated would rather the status quo in its efforts to maintain personal fortunes however what use are these fortunes if the state is kaput?

There is always the remedy of flight to whichever country can appeal to you but like the US of A, one becomes the second class citizen you will be downgraded to.

I don’t know about you but I love this country and I intend to live here and enjoy life as I know it. The problem is how I can help the Filipino’s who are not seemingly inclined to improving their lot. It is the less fortunate or the poor I am talking about.

Responsible broadsheets are diminishing publications, radio and TV are increasing listenership and viewership but for which shows.

One need only look at the ratings or tune in on prime time and it’s all about fantasy or game shows for get rich quick schemes that are not formidable steps towards any real education or prosperity.

FRANCHISING

RUDOLF A. KOTIK in the Philippines and can be reached through rk@ rkfranchise.com.

SUPERBRANDING

HARRY TAMBUATCO

Take for example the beleaguered Comelec that is currently imploding.

Let’s look at the judiciary at loggerheads with the executive and public opinion. Tell me they have your confidence with the score card they have kept the past decades on seeming paid judgments’.

The executive is no better with personality based ascensions’ to the throne. The academe is quiet and no longer resilient with their duty to inform.

The lack of innovators and the DOST has reduced the nations advantages to zero. Our environmentalists have become puppets to monies rather than the treasures they are made to uphold.

While politics is prime time telenovela material, this is what has remained to be rather than utilize its power to educate and keep the populace informed. But then again it is the majority that wants fish rather than fish so let’s keep the meat rather than throw it out to rot. Hell lets add salt for a bonus!

BusinessWeek

10 October 17-20, 2011 EXTRA-JUDICIAL PARTITION/SETTLEMENT OF REAL PROPERTY

MINDANAO

EXTRA-JUDCIAL PARTITION/SETTLEMENT OF REAL PROPERTY

KNOW ALL MEN BY THESE PRESENTS:

KNOW ALL MEN BY THESE PRESENTS:

This extra-judicial partition/settlement of real property, is entered into among Heirs of VIRGILIA A. RADAZA, represented by her children: 1) Alexander Radaza; 2) Roldan Radaza; 3) Heirs of Nestor Radaza, represented by his wife: Nolita 0. Radaza and children: Gay Nanette R. Aleria; Guy Nelson Radaza and Guy Nolito Radaza; and 4) Heirs of Noel Radaza, Sr., represented by his wife: Lilia Radaza, and children: Jonathan Radaza, Jonas Radaza, Andresa Radaza, and the late Noel Radaza, Jr., represented by his wife: Rachel Radaza and minor children: Roy D. Radaza and Arianne Pearl Radaza, all of legal ages except for the two (2) minor children of Noel, Jr., all married and widow, respectively Filipino citizens and residents of Cagayan de Oro City.

WITNESSETH That the parties hereto, are the sole and legitimate heirs of the late Virgilia Radaza, who died last March 3, 2010 at Cagaya io Ore City; That the late Nestor Radaza, left a share of the commonly owned property, more particularly described as follows: TCT- No. T-193634 Lot : Lot 2038 A-3-B, Psd-11. 058473 Portion of Lot : Lot 2038-A-J-Psd-10-053639 Land Use : Residential Location : Macasandig, Cagayan de Oro City Boundaries: NE., lines 2-3-4 by Lot 2038-A-3-A, Psd-10-058473 SE., lines 4-5-6 by Lot 2038-A-1, Psd 10-053689 (Road 20.00 m wide) Lines 6-7-8 by Lot 2047, Cad-237; SW., lines 8-9-10 by Lot 2038-B Psd-046941 NW., lines 10-1-2 by Cagayan River Beginning at a point marked “1” on the plan being S. 12 deg 09E-766.13 m. from BLLM No. 1 Cad-237, Cagayan Cadastre

This extra-judicial partition/settlement of real property, is entered into among Heirs of CELMAR P. RADAZA, represented by the mother: LILIA P. RADAZA, and siblings: Jonathan Radaza, Jonas Radaza, Andresa Radaza, and Heirs of Noel Radaza, Jr., except for the two (2) minor children of Rachel Radaza, they are all of legal ages, all married and widow respectively, Filipino citizens and residents of Cagayan de Oro City.

WITNESSETH That the parties hereto, are the sole and legitimate heirs of the late Celmar P. Radaza, who died last June 30, 2009 at Cagayan de Oro City; That the late Celmar P. Radaza, left a share of the commonly owned property, inherited from his father, the late Noel Radaza, Sr., more particularly described as follows: TCT- No. T-193634 Lot : Lot 2038 -A-3-B, Psd-10-058473 Portion of Lot : Lot 2038-A-J-Psd-10-053689 Land Use : Residential Location : Macasandig, Cagayan de Oro City Boundaries: NE., lines 2-3-4 by Lot 2038-A-3-A, Psd-10-058473 SE., lines 4-5-6 by Lot 2038-A -1, Psd-10-053689 (Road 20.00 m wide) Lines 6-7-8 by Lot 2047, Cad 237; SW., lines 8-9-10 by Lot 2038-B Psd 046941 NW., lines 10-1-2 by Cagayan River

THENCE; 2-2 N. 20 deg. 41’ E., 64.72 M. 2-3 S. 68 deg. 07 E., 20.01 m 3-4 S. 68 deg. 07’ E., 19.45 m.

4-5 S. 16 deg. 09 W., 41.54 m.

5-6 S. 12 deg. 54 W., 6-7 S. 50 deg. 20’ W., 58. 15 m.

7-8 S. 40 deg. 39’ W., 6.00 m.

8-9 N. 58 deg. 17’ W., 169.52 m.

9-10 N. 26 deg. 45 E., 9.48 m.

Area: EIGHTEEN THOUSAND NINE HUNDRED NINETY FOUR (18,994) square meters more or less Bearing : True Description of corner pts. 2,3,4 by PS, and the rest by old pts.

Original Date Survey : Nov. 1926 -July 1932 Subdivision Date Survey : June 19 2008 Date Approved : July 14, 2008 Geodetic Engineer : Romualdo Lagsa That from the total area of 18,994 sq. meters, only 9,1415 sq. meters is the share of the late Virgilia Radaza, which shall be divided equally amount her heirs; That to the best of our knowledge and information the aforesaid deceased left no debts or obligations; That pursuant to Rule 74, Sec. 4 of the Revised Rules of Court and the parties hereto being of legal age and with full civil capacity to contract, do hereby divide and adjudicate among ourselves pro-indiviso or equally at 2,283.375 sq. meters for each of the above-mentioned legal heirs, as share of the said undivided property.

NOW THEREFORE, for and in consideration of the premises, and invoking the provisions of the Rule 74, section 1, of the Rules of Court, the parties hereto being of legal ages and with full capacity to contract, hereby these presents agree to divide and partition the above described real property, as described and stated above, adjudicating as they do hereby adjudicate, do hereby do hereby confirm and affirm the said individual partition, as the true shares of each of the persons indicated therein.

That in the event that any other property of the decedent should later be found which is not included herein above, the parties hereto further agree to distribute, divide, and adjudicate as they do hereby distribute, divide and adjudicate, as herein established and disposed; That we are executing this Extra-Judicial partition/settlement and to attest the veracity of the foregoing statements and to prove that we are affirming and confirming such partition, as the settled and agreed partition among ourselves of the above-described property.

IN WITNESS WHEREOF. We have hereunto affixed our signatures this 29th day of September, 2011 at Cagayan de Oro City, Philippines.

(Sgd.) ALEXANDER RADAZA ID NO.R10-E-82003 Date lssued:03-30-2010

(Sgd.) ROLDAN RADAZA ID NO. G07-0-8733 Date Issued:04-26-2007

Heirs of Nestor Radaza, namely:

Children: (Sgd.) Gay Nanette Radaza-Aleria Son TIN No. ID 139-928-000

(Sgd.) NOLITA O. RADAZA Wife Phil-health ID No: 15-025124025-8 (Sgd.) Nelson Radaza Son ID No. CRN-006-0073-6501-4

(Sgd.) Guy Nolito Radaza Daughter VIN 4305-0258-B-D1974 Heirs of Noel Radaza, Jr., represented by his wife:

Minor children:

KNOW ALL MEN BY THESE PRESENTS:

THENCE; 2-2 N. 20 deg. 41’ E., 64.72 M. 2-3 S. 68 deg. 07 E., 20.01 m 3-4 S. 68 deg. 07’ E., 19.45 m.

4-5 S. 16 deg. 09 W., 41.54 m.

5-6 S. 12 deg. 54 W., 8.46 m.

6-7 S. 50 deg. 20’ W., 58.15 m.

7-8 S. 40 deg. 39’ W., 6.00 m.

8-9 N. 58 deg. 17’ W., 169.52 m.

9-10 N. 26 deg. 45 E., 9.48 m.

Bearing : True Description of corner pts. 2,3,4 by PS, and the rest by old pts Original Date Survey : Nov. 1926-July 1932 Subdivision Date Survey June 19 2008 Date Approved : July 14, 2008 Geodetic Engineer : Romualdo Lagsa That from the total area of 2,283.375sq. meters, only 456.675 sq. meters is the share of late Celmar Radaza, which shall be divided equally amount his heirs; That to the best of our knowledge and information the aforesaid deceased left no debts or obligations; That pursuant to Rule 74, Sec. 4 of the Revised Pules of Court and the parties hereto being of legal age and with full civil capacity to contract, do hereby divide and adjudicate among ourselves pro indiviso or equally at 91.335 sq. meters for each of the above-mentioned legal heirs, as share of the said undivided property.

NOW THEREFORE, for and in consideration of the premises, and invoking the provisions of the Rule 74, section 1, of the Rules of Court, the parties hereto being of legal ages and with full capacity to contract, hereby these presents agree to divide and partition the above described real property, as described and stated above, adjudicating as they do hereby adjudicate, do hereby do hereby confirm and affirm the said individual partition, as the true shares of each of the persons indicated therein.

That in the event that any other property of the decedent should later be found which is not included herein above, the parties hereto further agree to distribute, divide, and adjudicate, as they do hereby distribute, divide and adjudicate, as herein established and disposed; That we are executing this Extra-Judicial partition/settlement and to attest, the veracity of the foregoing statements and to prove that we are affirming and confirming such partition, as the settled and agreed partition among ourselves of the above-described property.

IN WITNESS WHEREOF. We have hereunto affixed our signatures this 29th day of September 2011 at Cagayan de Oro City, Philippines.

(Sgd.) LILIA P. RADAZA Wife ID No:

Children: (Sgd.) Jonathan Radaza Son ID No: 950-141-074

(Sgd.) Jonas Radaza Son ID No: 8523501 (Sgd.) Andresa Radaza Daughter ID No: 1301-0007A

Doc. No. 145 Page No. 29 Book No. 13 Series of 2011

BWM Oct. 3, 10 & 17, 2011

(Sgd.) EVANGELINE TADLAS-CARRASCO NOTARY PUBLIC UNTIL DECEMBER 31, 2011 ROLL NO. 33173 TIN NO. 116-100-010 PTR NO. 217531-A 01-04-11 IBP NO. 832046-1-5-11 ALL IN CAGAYAN DE ORO CITY MCLE NO. I -0012327-10.03.07 MCLE NO. II -0008781-07.28.08 MCLE NO. III -0016885-05.02.10

TCT- No. T-193634 Lot : Lot 2038 A-3-B, Psd-10-058473 Portion of Lot : Lot 2038-A-J-Psd-10-053689 Land Use : Residential Location : Macasandig, Cagayan de Oro City Boundaries: NE., lines 2-3-4 by Lot 2038-A-3-A Psd-10-058473 SE., lines 4-5-6 by Lot 2038-A-1, Psd 10-053689 (Road 20.00 m wide) Lines 6-7-8 by Lot 2047, Cad-237; SW., lines 8-9-10 by Lot 2038-B Psd-046941 NW., lines 10-1-2 by Cagayan River ` Beginning at a point marked “1” on the plan being S. 12 deg 09E., 766.13 m. from BLLM No. 1 Cad-237, Cagayan Cadastre THENCE; 2-2 N. 20 deg. 41’E., 64.72 M. 2-3 S. 68 deg. 07 E., 20.01 m 3-4 S. 68 deg. 07’ E., 19.45 m.

4-5 S. 16 deg. 09 W., 41.54 m.

5-6 S. 12 deg. 54 W., 8.46 m.

6-7 S. 50 deg. 20’ W., 58.15 m.

7-8 S. 40 deg. 39’ W., 6.00 m.

8-9 N. 58 deg. 17’ W., 169.52 m 9-10 N. 26 deg. 45 E., 9.48 m.

Area: EIGHTEEN THOUSAND NINE HUNDRED NINETY FOUR (18,994) square meters more or less Bearing : True Description of corner pts. 2,3,4 by PS, and the rest by old pts Original Date Survey : Nov. 1926 - July 1932 Subdivision Date Survey June 19 2008 Date Approved : July 14, 2008 Geodetic Engineer : Romualdo Lagsa That from the total area of 2,283.375 sq. meters, the share of his father from the commonly owned property, only 456.675 sq. meters is the share of late Noel Radaza, Jr., which shall be divided equally amount his heirs; That to the best of our knowledge and information the aforesaid deceased left no debts or obligations; That pursuant to Rule 74, Sec. 4 of the Revised Rules of Court and the parties hereto being of legal age and with full civil capacity to contract, do hereby divide and adjudicate among ourselves pro-indiviso or equally at 152.225 sq. meters for each of the above-mentioned legal heirs, as share of the said undivided property.

NOW THEREFORE, for and in consideration of the premises and invoking the provisions of the Rule 74, section 1, of the Rules of Court, the parties hereto being of legal ages and with full capacity to contract, hereby these presents agree to divide and partition the above described real property, as described and stated above, adjudicating as they do hereby adjudicate, do hereby do hereby confirm and affirm the said individual partition, as the true shares of each of the persons indicated therein.

That in the event that any other property of the decedent should later be found which is not included herein above, the parties hereto further agree to distribute, divide, and adjudicate, as they do hereby distribute, divide and adjudicate, as herein established and disposed; That we are executing this Extra-Judicial partition/settlement and to attest the veracity of the foregoing statements and to prove that we are affirming and confirming such partition, as the settled and agreed partition among ourselves of the above-described property.

IN WITNESS WHEREOF. We have hereunto affixed our signature this 29th day of September 2011, at Cagayan de Oro City, Philippines.

(Sgd.) RACHEL RADAZA Wife ID No: 9789997-9-21-11

Children:

(Sgd.) RACHEL RADAZA Wife ID No: 9789997-9-21-11

(Sgd.) Roy D. Radaza Son (Sgd.) Arianne Pearl Radaza Daughter

Represented by their mother:

Before me, A notary public for and in Cagayan de Oro, personally appealed the above mentioned persons, with their Identification Numbers and/or community tax certificate written below their names known to be and to me known to be the same persons who executed the foregoing instrument and they acknowledge to me the same their free and voluntary act and deed.

This instrument, consisting of Three (3) pages, including the page on which this acknowledgment is written, has been signed on the left margin of each every page thereof, and sealed with the notarial seal.

WITNESS MY HAND AND NOTARIAL SEAL this 29th day of September 2011, Cagayan de Oro City, Philippines.

That the late Noel Radaza, Jr., left a share of the commonly owned property, inherited from his father, the late Noel Radaza, Sr., more particularly described as follows:

Heirs of Noel Radaza, Jr. Represented by his wife:

Roy D. Radaza and Arianne Pearl Radaza,

Republic of the Philippines )s.s City of Cagayan de Oro City ACKNOWLEDGMENT

WITNESSETH That the parties hereto, are the sole and legitimate heirs of the late Noel Radaza Jr., who died last September 7, 2010 at Cagayan de bro City;

Area: EIGHTEEN THOUSAND NINE HUNDRED NINETY FOUR (18,994) square meters more or less

(Sgd.) Roy D. Radaza Son

Signed in the presence of: ____________________________________________________________

This extra-judicial partition/settlement of real property, is entered into among Heirs of NOEL RADAZA, Jr., represented by his wife RACHEL RADAZA, of legal age, and children: Roy D. Radaza (minor), Arianne Pearl Radaza, (minor), Filipino citizens, and residents of Cagayan de Oro City;

Beginning at a point marked “1” on the plan being S. 12 deg 09E., 766.13 m. from BLLM No. 1 Cad-237, Cagayan Cadastre

Children:

(Sgd.) Rachel Radaza Wife ID No: 9789997 9-21-2011

EXTRA-JUDCIAL PARTITION / SETTLEMENT OF REAL PROPERTY

(Sgd.) RACHEL RADAZA Signed in the presence of: ____________________________________________________________ Republic of the Philippines )s.s City of Cagayan de Oro City ACKNOWLEDGMENT Before me, A notary public for and in Cagayan de Oro, personally appeared the above- mentioned persons, with their Identification Numbers and/or community tax certificate written below their names known to be and to me known to be the same persons who executed the foregoing instrument and they acknowledge to me the same their free and voluntary act and deed.

This instrument, consisting of Three (3) pages, including the page on which this acknowledgment is written, has been signed on the left margin of each every page thereof, and sealed with the notarial seal.

WITNESS MY HAND AND NOTARIAL SEAL this 29th day of September 2011, Cagayan de Oro City, Philippines.

Doc. No. 144 Page No. 29 Book No. 13 Series of 2011

BWM Oct. 3, 10 & 17, 2011

(Sgd.) EVANGELINE TADLAS-CARRASCO NOTARY PUBLIC UNTIL DECEMBER 31, 2011 ROLL NO. 33173 TIN NO. 116-100-010 PTR NO. 217531-A 01-04-11 IBP NO. 832046 1-5-11 ALL IN CAGAYAN DE ORO CITY MCLE NO. I -0012327-10.03.07 MCLE NO. II -0008781-07.28.08 MCLE NO. III -0016885-05.02.10

(Sgd.) Arianne Pearl Radaza Daughter

Represented by their mother: (Sgd.) RACHEL RADAZA Signed in the presence of: ____________________________________________________________ Republic of the Philippines )s.s City of Cagayan de Oro City ACKNOWLEDGMENT Before me, A notary public for and in Cagayan de Oro , personally appeared the above-mentioned persons, with their Identification Numbers and/or community tax certificate written below their names known to be and to me known to be the same persons who executed the foregoing instrument and they acknowledge to me the same their free and voluntary act and deed.

This instrument, consisting of Three (3) pages, including the page on which this acknowledgment is written, has been signed on the left margin of each every page thereof, and sealed with the notarial seal.

WITNESS MY HAND AND NOTARIAL SEAL this 29th day of September 2011, Cagayan de Oro City, Philippines.

Doc. No. 146 Page No. 30 Book No. 13 Series of 2011

BWM Oct. 3, 10 & 17, 2011

(Sgd.) EVANGELINE TADLAS-CARRASCO NOTARY PUBLIC UNTIL DECEMBER 31, 2011 ROLL NO. 33173 TIN NO. 116-100-010 PTR NO. 217531-A 01-04-11 IBP NO. 832046 1-5-11 ALL IN CAGAYAN DE ORO CITY MCLE NO. I -0012327-10.03.07 MCLE NO. II -0008781-07.28.08 MCLE NO. III -0016885-05.02.10

BusinessWeek MINDANAO

AggieNews

October 17-20, 2011

11

City Central SpEd school retains title in the 2011 WFD Regional Poster Making Competition

C

AGAYAN DE ORO CITY -- With his innate creativity, artistic faculty, and a gift of vision and inventiveness despite of his hearing impairedness, Special Education student Niel John V. Bajao emerged as this year’s winner in the World Food Day (WFD) Regional On- the- Spot Poster Making Contest held on September 30, 2011 and will represent the Region to the National competition. This year’s victory is a milestone for City Central School as they have retained the title, having won in 2009 and 2010. The event was sponsored by Department of Agriculture Regional Field Unit 10 ( DA-RFU-10) and the Food and Agriculture Organization of the United Nations (FAO).

Equipped with his knack University Basic Education Niel John V. Bajao has in- Department (75%). terpreted artistically the The contest participants theme of this year’s contest; belonged to the grades IV “Food Prices From Crisis to and VI elementary pupils.

Stability” from the 21 par- They are either enrolled in ticipants who have exerted public and Department of their artistic prowess using Education accredited private any art medium with a com- elementary schools in the bination of agricultural and region. Ten schools have fishery products, the Board participated in the said comof Judges had a unanimous petition with seven public decision to choose his art schools; namely Kauswagan work as the best garnering Central School, Vicente a score of 87%.

N. Chaves Memorial CenThe criteria for the se- tral School in Villanueva; lection of the best posters Tagoloan Central School, are Originality-20%; Visual City Central School, Jasaan Impact-20%; Creative Use Central School, Macasandig of Agriculture and Fishery Elementary School, and Products-30% and Relevance Baliwagan Central School to the theme-30%. Although in Balingasag and the rest a sole entry has been cho- are private schools namesen to represent the region ly; Lourdes College Grade four, other posters were School, Capitol University adjudged as winners and Basic Education Department were given a certificate of and Corpus Christi School. recognition. The Second Judges of the regional Place was given to Char- competition were composed ity Jean T. Pit- SpEd City of Mr. Shaun Alejandre Uy Central School with a score Manager ZEALEP Adverof 83.6%; Third Place Ralph tising, Inc. and Instructor Joseph Oliveros-Vicente N. of Mass Communications Chaves Memorial Central Department Liceo De CaSchool- Villanueva(78.6%); gayan University and a proFourth Place Ralph Pauline fessional photographer, Mr. Criztan Neri- Kauswagan Rudy Vallejera Regional Central School (75.6%) and Agriculture and Fisheries the Fifth Place went to Easter Information Division- Dept Glory San Pedro of Capitol of Agriculture Regional

Field Unit 10 designated Artist/Illustrator and Ms. Mary Grace Sta. Elena OICDivision Chief Regional Agriculture and Fisheries Information Division Regional Field Unit (10 DA-RFU 10).

The regional winner has received three thousand pesos from the Food and Agriculture Organization of the United Nations and will compete in the national level on October 12, 2011 in Manila. Five winners will be proclaimed in the national level and will receive a cash prize of fifteen thousand pesos (P15,000), a trophy and a plaque for the winning school. They will also enjoy an all-expense educational tour sponsored by the National Agriculture and Fishery Council (NAFC).### suzy may roa-fabular

Topmost picture shows Niel John V. Bajao as he receives his cash and school prizes. With him from L-R: Mary Grace Sta. Elena, OIC- Chief RAFID DA-10, Mr. Shaun Alejandrae Yap and RTD Roxana H. Hojas DA RFU10.Below: The second to fifth placers of the WFD 2011 On- the- Spot Poster Making Contest with their masterpiece.

Republic of the Philippines TRIAL COURT OF MISAMIS ORIENTAL 10TH Judicial Region BRANCH 18 Cagayan de Oro City INRE: PETITION FOR CORRECTION OF ENTRY SPEC. PROC. NO 2011-148 IN THE BIRTH RECORD OF DENNIS ALFANTE SALONGO ON HIS GENDER, FROM FEMALE TO MALE, DENNIS ALFANTE SALONGO ---versus---

Petitioner,

THE LOCAL CIVIL REGISTRAR OF CLAVERIA, MISAMIS ORIENTAL ORDER The instant Petition filed by Dennis Alfante Salongo (hereafter petitioner) seeks the correction of the entry in petitioner’s Certificate of Live Birth, particularly his gender from “FEMALE” to “MALE”.

Petitioner averred that the instant petition is not intended to avoid any criminal, civil or financial liability. Neither will the same affect his civil status or citizenship.

Finding the instant Petition to be sufficient in form and substance, let the initial hearing of this case be set on November 28, 2011 at 8:30 in the morning before this Court. Let copy of this Order be published, at the expense of petitioner, once a week for three (3) successive weeks in a newspaper of general circulation in Cagayan de Oro City.

Respondent Local Civil Registrar of Claveria, Misamis Oriental and any person having or claiming any interest on the entries whose corrections are sought, may, within fi fteen (15) days from notice of this Order or from the last date of publication thereof, file their opposition/ comment thereto and appear at the scheduled hearing.

Furnish copies of this Order, together with the Petition and its annexes, to the Office of the Local Civil Registrar of Claveria, Misamis Oriental, the Office of the Solicitor General and the National Statistics Office, Manila.

SO ORDERED. September 16, 2011 Cagayan de Oro City.

(Sgd.) DENNIS Z. ALCANTAR Presiding Judge BWM Oct. 3, 10 & 17, 2011

BusinessWeek

SUPERTRES II

BusinessWeek MINDANAO

October 17-20, 2011 FOR OCTOBER 17 11AM, 4PM AND 9PM 3-D LOTTO DRAW

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TAKE ONE:

9-8

PAIRING: 83, 84, 85, 86 93, 94, 95, 96 83 + 012 => 730, 731 ...

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YOUR ULTIMATE WINNING GUIDE

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PAIRING: 93, 94, 95, 96 03, 04, 05, 06 93 + 278 => 932, 937 ...

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BWM ANGLE GUIDE

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PAIRING: 03, 04, 05, 06 13, 14, 15, 16 03 + 789 => 037, 028 ...

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0-1 2-5 3-8 4-7 6-9 0-1 2-5 3-8 4-7 6-9 0-1 2-5 3-8 4-7 6-9

1-0 2-5 3-8 Crossword Puzzle

17 Ship room 18 Looks for 20 Closemouthed 21 Regret 22 Small cord 25 Turf 26 Italian City 27 At all 29 Always 31 Miguel’s nickname

2

3 7

SUDUKO

ACROSS 1 Greek goddess of wisdom 6 __and aft 10 Penniless 11 Flowering plant 12 Finish 13 Emotional reaction 15 __ Baba 16 __ Colores 17 Solids of six equal square sides 19 __ Shaddai 20 Seaman 22 Ticket part 23 Money in Madrid 24 Blunder 28 Musical tone 30 Parts of speech 31 Mother 33 Adjective ending 35 __ goods 36 Objective 37 Granular show 39 Impel 40 Unit of weight 41 Table paper DOWN 1 Mimicked 2 Musical sound 3 Coal scuttle 4 Erbium symbol 5 Excuse 6 Musical tone 7 __ Engkantada 8 Govern 9 Aguinaldo or Jacinto 13 Animal hair 14 The ___ Commandments

4-7

THIS WEEK’S PLAYING DIGITS

How to play the game?

6-9

Your Lucky Stars AQUARIUS: At work, show the boss you have leadership qualities to get his or her attention.

You are influential right now – especially when it concerns mixing with the power players.

To concrete the foundations of love, let a love–mate see your passionate side.

PISCES: Stand up for yourself!

Catering to everyone’s desires can cause frustration and resentment. If there’s a conflict of interest at work, take matters into your own hands and make changes. Travel is in the stars; get ready to pack your bags.

ARIES: If you’re harboring a deep dark secret, fess up now before a nearest and dearest catches you out. Intense passion heads your way, use this time to get clear about whom and what you want in your life.

Don’t confuse love with lust.

TAURUS: You’re in control! A change of attitude can change your life. At home in regard to a domestic situation, it is a make– it or break–it period – look forward not back. Life is yours to create, without limitation. Do whatever you need to do to bring your life back in to balance.

GEMINI:Be patient with a lover.

Get to know him or her on a deeper level before you confess your undying love. You have entered a period where you can fine tune your work and business matters. Consider all options before you make a move.

It’s time for an image overhaul.

CANCER: You are entering a new phase! To accelerate your career, do some planning and set goals. There’s more than one way to win, think outside the box. A love relationship has to work on all levels to keep you satisfied. Be smart with your financial dealings.

LEO: Home is where the heart is!

To build a sense of belonging, make your home more comfortable. This is a powerful time to follow through on a creative project. You can make a difference, but be smart about who you deal with and the friends you keep.

VIRGO: Even a hint of disloyalty can put cracks in a relationship.

Your keen instincts can reveal betrayal in an instant, but be sure of the facts before you pass judgment. With money, more saving and less spending will build the bank balance.

LIBRA: With the full moon influencing your love zone, life can present experiences that support and challenge you. When it concerns love, look for a partner who stands by you through thick and thin. Cast fair–weathered friends aside. At work, raise your level of expectation to receive more, keep money matters above board.

Fill in completely every rows, columns, and diagonals of each puzzle without repitition of the SCORPIO: With love, see somesame digit. one for who they really are.

Intimate relationships need to provide more than romance, a spiritual connection is also important. With Mars, the planet of motivation in your zone of business, be ambitious to advance your career and finances.

32 Prayer ending 34 Singer Eugenio 36 Sacred chest 38 Print measure 39 Astir

ANSWER TO PREVIOUS CROSSWORD PUAZZLE

SAGITTARIUS: Expect the unexpected! Full Moon madness sends love on a cosmic ride.

Whilst romance captures your heart, keep your feet firmly on the ground. Career advancement is on the way, be clear about what you want.

CAPRICORN: Your career is a runaway success! The Sun, Mercury and Saturn all rub shoulders in your career zone.

Anything is possible right now.

A not to be missed event can introduce you to someone charming – look your best.

BusinessWeek MINDANAO

Congress.Watch

Oro traffic spurs flyover frenzy FOR a city that has seen traffic worsen in the last decade, the construction of three flyovers and another one in the drawing board may be the proverbial light at the end of a very long tunnel.

Residents were initially ecstatic when the P362-million Puerto-Sayre flyover opened late last month. The flyover, built through the initiative of Rep. Rufus Rodriguez (Cagayan de Oro City, 2nd District), was initially projected to cut travel time from the eastern fringes of the city to the city proper by 30 minutes.

But poor traffic management, undisciplined pedestrians and public utility vehicles that load and unload passengers anywhere have doused motorists’ enthusiasm.

“I was able to use it coming from Medina (Misamis Oriental), I think, on the same day it was inaugurated,” Patrick Absin, a Cagayan de Oro businessman,

wall at the bottom,” Absin said.

The Puerto-Sayre flyover is the first of three built this year to ease traffic in a city that has grown from just 500,000 inhabitants 15 years ago to nearly a million residents today.

Traffic jams, unheard of in the 1990s, have become a daily nightmare for commuters and motorists. The congestion, especially around the city proper during peak hours, can reduce travel to a static crawl.

The city government is building two other flyovers—on a busy junction before Marcos Bridge and the other leading to the airport in Lumbia, bypassing

a busy intersection leading to a crowded township.

The P119-million Macanhan flyover in Barangay Carmen, which began construction last July 1, is expected to be completed in the first week of November.

The P107-million C.M. Recto flyover just before Marcos Bridge is set to be finished at about the same time. Both are being touted by city officials as the answer to traffic congestion.

Rodriguez is planning yet another flyover in Barangay Lapasan next year. “This is part of a complete and comprehensive solution to the traffic problem of the city,” he said.

Jerome Soldevilla, speaking on behalf of the Cagayan de Oro Chamber of Industries, said the flyovers are a big help.

On a more somber note, Absin said the flyovers may be effective but are clearly just a temporary solution. “What we need is better traffic management and enforcement and maybe a 5-year or 10-year plan,” Absin said.

But if another one is built on the same short stretch of highway next year at least it would be like a roller coaster, he said. (JB R. Deveza, Inquirer Mindanao) advertorial

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The completion of the first flyover in Brgy. Puerto has significantly eases traffic congestion in the area. PHOTO BY ROLANDO SUDARIA

said.

“I was able to cross the intersection fairly fast but got tangled up in traffic upon reaching the bottom which is just about where the Bugo Public Market is. There were pedestrians and trisikads (pedal-pushed tricycles) crossing the highway. It is like running up a ramp and hitting a brick

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October 17-20, 2011

13

Lower House reopens Peace Bonds probe THE House panel has withdrew the committee report favoring the controversial P10-billion Poverty Eradication and Alleviation Certificates, for which taxpayers will have pay P35 billion starting Oct. 16, and ordered a reopening of the investigation of the bonds.

“It is now up to the Freedom from Debt Coalition to convince the panel to overturn the unanimous decision that found the peace bonds deal legal and aboveboard,” Cagayan de Oro Rep. Rufus Rodriguez said.

The panel also absolved CODE-NGO of the coalition’s charges that it engaged in REP. RUFUS RODRIGUEZ influence-peddling and conflict Rodriguez, who along with his of interest, and that it pushed for brother, Abante Mindanao Rep. a deal “inimical to the interest Maximo Rodriguez, fi led House of the taxpayers,” Rodriguez Resolution 58 demanding the probe, said. confirmed that the panel hearings The coalition accuses CODE- had been terminated.

NGO, the winner of the bond “But for the sake of due process, auction, of having enjoyed an the panel will reopen the inquiry unfair advantage because its so we can listen to what the FDC chairwoman, Maria Socorro has to say against the deal and Camacho-Reyes, was the sister CODE-NGO,” Rodriguez told the of then Finance Secretary Jose Manila Standard.

Isidro Camacho.

The panel found that then The sale of the 10-year zero- and now Social Welfare Secretary coupon bonds to CODE-NGO and Corazon Soliman had nothing to its agent, RCBC Capital Corp., do with the peace bonds deal, he raised P10.17 billion for the said.

Arroyo administration in 2001.

Camacho and Soliman were The debt paper was then resold among the members of the civil to private investors, generating society group Kompil II that helped an extra P1.4 billion for poverty depose President Joseph Estrada alleviation programs. and then installed former President Iloilo City Rep. Jerry Tre- and now Pampanga Rep. Gloria nas, head of the panel and a Macapagal-Arroyo into power. member of President Benigno FDC president Ricardo Reyes Aquino III’s Liberal Party, said said the coalition was the first to the reopening of the probe call public attention to the peace would allow the coalition to bonds, but it was never invited to be heard on the issues it had the hearings.The public must be told raised against CODE-NGO and the circumstances of the bond the “anomalous deal.” offering. CHRISTINE F. HERRERA

BusinessWeek

BusinessWeek MisOr.Today 14 October 17-20, 2011 Peace process credited MisOr is DILG’s Gawad Pamana ng Lahi awardee with release of six peddlers

MINDANAO

THE Department of Interior and Local Government has cited the Provincial Government of Misamis Oriental as the sole Regional Winner of the first Gawad Pamana ng Lahi Award in Northern Mindanao (Region 10) A cash incentive of P3million was received by Provincial Board Member Jabi Bernaldez in behalf of Gov. Oscar S. Moreno and Vice Gov. Norris C. Babiera during the formal awarding ceremony held Tuesday, October 11, 2011 at the PICC Plenary Hall of the CCP Complex, Roxas Boulevard, Metro Manila.

“This prestigious Award is presented by the Department of the Interior and Local Government in keeping with its mandate on good governance, valuing the principles of transparency, accountability and performance as a strong foundation of a responsible government,” said DILG 10 Regional Director Loreto T. Bhagwani, MNSA, CESO III. “This outstanding achieve-

ment has earned the province a graduation from the Seal of Good Housekeeping to the Seal of Good Governance,” Mr. Bhagwani noted.

Just recently, the DILG also awarded the Misamis Oriental Provincial Government the Seal of Good Housekeeping with a corresponding P7-million Performance Challenge Fund.

The Gawad Pamana ng Lahi Award is a total award concept given annually starting CY 2011 that is conferred to all deserving Local Governments for their commendable performance in Administrative Governance, Social Governance, Economic Governance and Environmental Governance.

The criteria for the selection of the winner includes the Seal of Good Housekeeping; a Local Government Performance Management System Overall Performance Index of 4.0 – 5.0; acknowledged innovations; and awards or distinctions received by

the Province in the previous year.

“This remarkable triumph of the Provincial Government of Misamis Oriental only shows to prove how an active leader and a competent working force can go hand in hand to achieve excellent performance, reaching a common goal of Good Governance for the benefit of all the people in Misamis Oriental,” said Dir. Bhagwani.

“Your commendable performance in valuing the principles of transparency, accountability and inclusivity in local governance as well as your untiring efforts and dedication towards public service has paved the way in obtaining a truly prestigious award such as this,” said DILG Misamis Oriental provincial director Ponciano D. Caberte in a letter dated October 5 informing Gov. Moreno of the province’s selection. A ceremonial turn-over of the awards will take place on Monday during the flag raising ceremony.

MISAMIS ORIENTAL PROVINCIAL PRESS OFFICE

BusinessWeek

By MIKE BAÑOS Correspond

CAGAYAN DE ORO CITY – Six ambulant vendors seized last August 20, 2011 in Davao City have been released after spending 53 days in captivity with the New People’s Army (NPA).

Misamis Oriental Vice Gov. Norris C. Babiera presented the six mattress peddlers in a press conference held at the Sangguiniang Panlalawigan Session Hall Wednesday morning. They were identified as Nelson Bagares, Ronald Boiles, Ernesto Callo Jr., Segundino Dailo, James Mabaylan and Julieto Sarsaba, all residents of Bgy. Tubigan, Initao, Misamis Oriental.

“This is proof positive that the peace process is working,” said Mr. Babiera. “Without the mechanisms put in place by our ongoing peace process with the CPP-NPA-NDF, we would not have been able to facilitate the release of the victims.”

One of the victims attributed their capture for their failure to coordinate their movements with the barangay captain in Paquibato District, Davao City where they were seized.

“We failed to coordinate with the barangay captain of Lumiad so that further on, we were stopped and detained by ten armed men under Kumander Parago, whose name we later learned was Leoncio Pitao,” said Mr. Sarsaba.

The six victims were traveling in a light truck selling mattresses. The armed men seized their earnings totaling P54,075 and their cellphones.

However, these were later all returned to them upon their release.

Paquibato has been a battleground between the NPA and AFP for the last 20 years and is notorious for being the stronghold of Kumander Parago.

The release of the victims was facilitated by Mr. Babiera upon the request of journalist Francis Patindol, whose assistance was sought by some of the victims’ kin. Mr. Patindol said he sought the help of Cagayan de Oro City Mayor Vicente Y. Emano who said the victims were in the custody of Kumander Bangkal. However, when they were still unable to contact the NPA, Mr. Patindol and the victims’ kin sought the help of Cagayan de Oro Archbishop Antonio Ledesma, S.J. and Mr. Babiera.

On Sept. 27, Mr. Babiera sought the help of NDF Philippine Negotiating Panel Chair Luis G. Jalandoni in the Netherlands through the NDFPNominated Section in the Joint Secretariat of the GPH-NDFP Joint Monitoring Committee citing the spirit of the Comprehensive Agreement on the Respect of Human Rights and International Humanitarian Law (CARHRIHL).

In an email dated October

8, Mr. Jalandoni acknowledge receipt of Mr. Babiera’s letter of appeal which included the signature of 650 persons, including bishops of various denominations; a resolution from the Misamis Oriental provincial board and statement of appeal from the social action center of the Archdiocese of Cagayan de Oro signed by Fr. Nathan C. Lerio, director. Mr. Jalandoni promised to forward the documents to the “pertinent organ of the revolutionary movement”.

The victims were eventually turned over to lay and clergy officials of the Iglesia Filipina Independiente (IFI) in an undisclosed location in Davao City Tuesday and were escorted to IFI Bulua Parish around 9PM and reunited with their respective families around 11PM. Mr. Dalo, one of the victims said they were treated very well and ate the same food that their captors did.

“We were provided with everything we needed: food, toiletries, sleeping mats,” said Mr. Mabaylan, the oldest of the six victims. However, he said they were held separately from each other.

Another of the victims, Mr. Sarsaba said they were merely asked questions about their identities and business but were neither subjected to interrogation nor indoctrination.

“The alleged good treatment notwithstanding, this does not change the fact that innocent people were held against their will in violation of their human rights,” said Col. Apolinario Y. Alobba, deputy brigade commander of the Phil. Army’s 403rd Infantry Brigade based in Malaybalay City, Bukidnon.

“A crime was committed and we will coordinate with our counterparts in the PNP to file appropriate charges against Kumander Parago and his men.”

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Tourism

BusinessWeek MINDANAO

DOT-10 singing Ambassadors

By CARLSTON B. MAGLANGIT

FOR seven consecutive years, the search for the DOT 10 Singing Ambassadors has always been a part of the Tourism Week Celebration. Every year, the legacy of showcasing the talents of the youth sector has continually grown as two more Singing Ambassadors are added among the champions.

The search for the D OT Singing Ambassadors is a competition participated by the different cities and provinces of the Region. This year, contenders from Cagayan de Oro City, Gingoog City, Iligan City, Malaybalay City, Ozamiz City Valencia City, Bukidnon, Camiguin, Lanao del Norte and Misamis Oriental participated.

Amazing singing talents captivated the hearts of the audience as they sing Tagalog Songs in line with this year’s Tourism Week Theme, “Linking Cultures”.

DAVAO City -- Roasted beef, chicken, and pork are Filipinos’ favorite but the sight of a lechon crocodile in Davao Crocodile Park during the start of its Croctoberfest captured nosy Dabawenyos who flocked to the park and tasted the first ever croco lechon.

Davao businessman and owner of the Davao Crocodile Park Sonny Dizon said he got several inquiries about the availability of croco lechon after they piloted the roasting of a crocodile.

However, Dizon declined those orders since he is not yet ready to offer such delicacy on a regular basis.

“We just did it for the Croctoberfest opening and also on October 30 as we culminate the event.” he said.

The slaughtered crocodile weighed 40 kilos and was valued at P2,000 a kilo if sold in the market.

Dizon, on the other hand, considers the possibility of serving it as a unique Davao item to help boost tourism.

If the idea is pushed, the businessman plans to source out crocodiles from farms in other parts of the country.

The Davao Crocodile Park now produces 200 hatchlings every year.

Aside from the croco lechon, the farm owner also

15

HOTELS RESTAURANTS Pryce Plaza Hotel

Carmen Hill, CDO, Tel. No.722791 to93/858-4537 E-mail:reservations@pryceplaza.ph

Hotel Koresco

Pueblo de Oro Golf Course,CDO, fax. No. [088] 858-9748

tel. Nos. 858-9748 to 54, E-mail:hotelkoresco@yahoo.com

Mallberry Suites

Limketkai Drive ,CDO, Tel. No. [088]854-3999 / 854-7999 E-mail:info@mallberrysuites.com

Dynasty Court Hotel

Tiano-Hayes Sts. CDO, Tel. No. 726876 / 726962 / 857-5410 E-mail:dynasty@philcom.ph

The Marigold Hotel Nathan Kim Mosot

Lisbeth Mariel V. Carillero

Each year the search will announce two winners, one male and one female. The proclaimed winners are given a chance to perform and bring the banner of the region in different regions of the country.

Participating areas also conducted their own versions of the search where in the winners will represent their respective LGUs in this competition. The search is a battle where the finest singers in the

Croco lechon eyed as a unique Davao delicacy

By MAI GEVERA-MACAPAGAT Contributor

October 17-20, 2011

eyes the export of crocodile skin to countries like Paris and France.

However, this early the supply of crocs in his farm is not yet enough to export crocodile skin which gains high demand from the high fashion industry.

High quality Crocodilus Porosus is the kind of croc skin opted by bag makers like Hermes and Louis Vuitton.

He said the crocodile farm in Davao could take advantage of this demand as known suppliers of Crocodilus Porosus couldn’t keep up with the supply needed by these bag makers. pia/ mai gevera-macapagat

Blessed Dianne V. Sala

region come together to win.

The board of adjudicators had a tough job choosing this year’s winners. But in the end the representative from the City of Iligan, Nathan Kim Mosot and Lisbeth Mariel V. Carillero from the Province of Camiguin bagged the championship. While Blessed Dianne V. Sala of

Mary Grace D. Padillo

Gingoog City won the 1st place and Mary Grace D. Padillo of Valencia City got the 2nd place.

True Filipino talent is world class and Tourism in the Philippines is unique.

With the Department of Tourism Region 10’s continued efforts to promote Northern Mindanao Tourism Week 2011 has been celebrated successfully.

PANEDOTTE PASTRIES

Velez cor. Luna Sts, CDO Tel Nos. 856-4320, 726937

Marco Resort Tel. No. 732182 / 855-220

VIP Hotel

A.Velez St. CDO, Tel. No. 726080 / 726590 / 856-2505 E-mail: info@theviphotel.com.ph

Philtown Hotel

Makahambus-Velez St. CDO,Tel. No. 723089 / 856-1813

De Luxe Hotel

Capt. V. Roa St. CDO, Tel. No. 726527 /857-2144

Maxandrea Hotel

J.R. Borja St. CDO, Tel. No. 729943/ 857-2244 / 857-4154

Grand City Hotel

A.Velez- Sts. CDO Tel. No. 723551 / 723658 / 857-1900

Hotel Conchita

Yacapin Ext. CDO, Tel. No. 727356 / 856-3856 E-mail:hotelconchitapge@yahoo.com

Harbor Lights Hotel Gusa, CDO Tel. No. 724878 / 855-6060

Country Village Hotel

Carmen, Cag. de Oro Tel. No. 71-22-03, 71-22-01, 7122-05

Southwinds Hotel

Capt. V. Roa Sts.CDO,Tel. No. 727623 / 724803 / 856-2036 E-mail:i_agudo@hotmail.com

Apple Tree Resort and Hotel

Taboc, Opol, Misamis Oriental, Tel. Nos. 754525/ 754263/ 3091986, Fax No. (8822) 754497

Discovery Hotel

Limketkai Drive, CDO tel. No. 72-78-14, 72-73-20

PANEDOTTE PASTRIES are available at Tagoloan, Misamis Oriental, just in front of the Senior Citizens Center in Tagoloan, Misamis Oriental with Tel Nos. (08822) 740-211, (088) 856-2419; Cell Phone Nos. 0917-706-2247 and 0917706-1516, or visit them at 162 M.H. del Pilar –Velez Sts., Cagayan de Oro City Available at GAISANO SUPERMART and at LUMBIA AIRPORT PRE DEPARTURE AREA

Pearlmont Inn

Limketkai,Drive,CDO Tel. No. 729111 / 856-2654 / 729455

Red Palm Inn

EVChaves Building, Capistrano corner Cruz Taal Sts. Cagayan de Oro City Tel. No. 721197 and 8562671 Cell No. 0908-885-5643 Email: redpalm_inn07@yahoo.com

Cagayan Riverview Inn

Vamenta Boulevard, Carmen CDO, Tel. No. 729039/858-4247/ 858-4245, E-mail:river@philcom.com

Chali Beach Resort

Cugman,CDO,Tel. No. 723929 / 855-2108 E-mail:chali_beach@yahoo.com

Nature Pensionne

Toribio Chavez Sts., CDO Tel. No. 723598 / 723718 / 857-2274

NEW DAWN PENSIONNE Velez-Macahambus Sts, CDO Tel Nos. 8571776, 721776 email : gchreservation@yahoo.com

Middleton Apartelle Lirio St. Carmen, CDO Tel. No. 723665 / 723580 / 858-4839

Sir George Pension House Pabayo-Gaerlan St. Cagayan de Oro City tel. No. 856-1990, 856-2004, 856-4447

Miami INN

Vamenta Boulevard, Carmen , CDO Tel No. 858-1901, 72-52-79

DINAH’S BEACH RESORT

Brgy san Juan, Gingoog City Tel No. (088) 861-3044 Jeffrey Ang of Circle Productions, Louella May Magro of Runrio, Lester Castillo of Unilab and Francis Velasquez o Circle Productions present the finisher’s shirt to be awarded to 21k finishers of the Run United Series Cagayan de Oro leg to be staged on Nov. 27. The organizers of the running event begin the registration of participants on Oct. 19, targeting 4,000-5,000 runners. PHOTO BY GERRY L. GORIT

Malasag Eco Tourism Villages Cugman, CDO Tel. No.855-6183 [088]309-3752

16

October 17-20, 2011

PEOPLE/EVENTS Photos and Texts by MIKE BAÑOS

Architect Romolo V. Nati, Italpinas president and CEO, shakes hands with Spanish tycoon Jose Calderon during a recent visit to the Primavera Office at Pueblo de Oro.

Peoples / Events

BusinessWeek MINDANAO

Investors invited to grace October 18 opening of Lasang Eco-Lodge & Day Spa THE Provincial Government of Misamis Oriental is inviting private investors to take a closer look at the future of the Lasang Secret Adventure Park in Initao municipality.

While it may at first seem rather far from Cagayan de Oro and other urban areas of the region like Iligan, Marawi, Ozamiz and Gingoog, pretty soon it’s going to be the nearest facility of its kind to the soon-to-open Laguindingan international standard airport, just two municipalities away.

Figures from the Civil Aviation Authority of the Philippines (CAAP) in Lumbia Airport show passenger traffic increased by 19 percent (209,846) from 1,091,656 in 2009 to 1,301,502 in 2010.

Cargo traffic grew even faster by 38 percent (6,131.84 metric tons) from 16,112.72MT in 2009 to 22,244.56MT in 2010.

As a result, the number of flights fielded by the three major domestic carriers increased 17 percent (1,830) from 10,760 in 2009 to 12,590 in 2010.

Air passenger and cargo traffic is expected to grow even further with the transfer of commercial air traffic operations from Lumbia to Laguindingan in the middle of next year.

“We’re opening the Lasang Eco-Lodge and Day Spa on October 18,” said Gov. Oscar S. Moreno. “This will enable visitors to take their time in exploring the park as well as open it to the corporate market for workshops, seminars, trainings and team building programs.”

The P17.2 million Lasang Eco-Lodge and Day Spa will complement the restaurant and function rooms with suite, double, single and dormitory

rooms to serve all market segments. It will also have a lobby and reception area, business center, administrative office, kitchen, linen and laundry areas, storage and utility rooms to provide guests with all the amenities of downtown hotels.

Of course, the Lasang EcoLodge’s pièce de résistance would be its Day Spa where guests have a choice of relaxing with either the traditional hilot with trained masseurs or the more cosmopolitan Jacuzzi for jet setters and corporate denizens.

Facilities and amenities aside, there’s just no comparison as there’s no other facility this side of the province or nearby cities which can match the ambience and mystery of the Lasang Secret Adventure Park which cradles the Lasang Eco-Lodge.

Set within the LibertadInitao National Park, Lasang Secret Adventure is nestled within a 50.58-hectare virgin mossy forest divided in two by the Iligan-ButuanCagayan-Road (ICBR) covering portions of Initao’s barangay Tubigan and Libertad’s barangay Gimanlayan ( on the left side traveling west and across the Initao-Libertad Protected Landscape and Seascape to the right).

In September 16, 2002, then President Gloria Arroyo issued Presidential Proclamation No. 260 declaring Initao National Park and a portion of the Initao-Libertad marine waters as a protected area and its peripheral areas as a buffer zone under Republic Act 7586 (NIPAS Act of 1992) subsequently named the InitaoLibertad Protected Landscape and Seascape.

Italpinas Pres. & CEO Romolo V. Nati entertains the party of Spanish tycoon Jose Calderon, former owner of the Spanish Football Club Real Madrid during a recent visit to the Primavera Residences Model Unit at Pueblo de Oro Business Park.

Officers and Members of the Circulo Zamboangueno de Cagayan de Oro pose for posterity during the Oct 12 Fiesta Pilar Celebration at La Ilonga Restaurant.

BusinessWeek Mindanao and Mindanao Daily Balita Publisher Dante Sudaria receives a certificate of appreciation from Promote CDO Pres. Ruben Vegafria during the recent thanksgiving party tendered by Kagay-an Festival organizers at VIP Hotel.

PHOTO BY MIKE BANOS, NPN

Dannycarose Sudaria, daughter of BWM publisher Dante Sudaria, poses with celebrity endorser Jerico Rosales during the latter’s visit to the city Saturday.