12 25 2011

Page 1

Account Statement Send Notice of Billing Errors and Customer Service Inquiries to: SEARS CREDIT CARDS PO Box 6282, Sioux Falls, SD 57117-6282

Customer Service: searscard.com

Account Inquiries:

Account Number: 5121 0727 3266 0743

1-800-669-8488

Summary of Account Activity

Payment Information

Previous Balance Payments Other Credits Purchases Cash Advances Fees Charged Interest Charged New Balance

$108.90 -$150.90 -$0.00 +$343.38 +$0.00 +$0.00 +$0.00 $301.38

Past Due Amount

$0.00

Credit Limit Available Credit Cash Advance Limit Available Cash Limit Amount Over Credit Limit Statement Closing Date Next Statement Closing Date Days in Billing Cycle

New Balance Minimum Payment Due Payment Due Date

$301.38 $25.00 January 21, 2012

Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay alate fee up to $35. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no additional You will pay off the And you will charges using this card balance shown on this end up paying an and each month you pay... statement in about... estimated total of...

$9,500.00 $9,197.00 $250.00 $250.00 $0.00 12/25/2011 01/25/2012 31

Only the minimum payment

15 months

$351

If you would like information about credit counseling services, call 1-877-337-8187.

New York residents may contact the New York State Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-877-226-5697.

TRANSACTIONS Trans Date 11/30

Description EZPASS PREPAID TOLLQPS 800-333-8655 NY

Reference # 5554186AE03RV8HS8

Amount $ 45.00

12/04

EPI*SI

5543286AJ0007TTDJ

$

77.00

12/15

TM *TICKETMASTER TKTS

5543286AX00ATHR36

$

176.38

800-950-8765 DC 866-381-8924 CA

Your Available Point Balance is 2,648. See page 3 to view your Rewards Summary this period.

8 ME 16

NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION

Page 1 of 4

This Account is Issued by Citibank, N.A.

é Please detach this portion and return with your payment to insure proper credit. Retain upper portion for your records. é

Make Checks Payable to: SEARS CREDIT CARDS † Past Due Amount is included in the Minimum Payment Due .

Your Account Number

Payment Due Date

New Balance

5121 0727 3266 0743

JANUARY 21, 2012

$301.38

Past Due

Amount†

$0.00

Minimum Payment Due $25.00

021 5121072732660743 0030138 0002500 0015090 161 000 0

DAVID J SCHWARTZ APT D1 # D-1 911 TEANECK RD TEANECK, NJ 07666-4524

Print address changes above in blue or black ink.

SEARS CREDIT CARDS PO BOX 183082 COLUMBUS, OH 43218-3082

Amount Enclosed $


EM T01679-1238-5300-0092-9--0---10/01/96-67--P-E-0--0-0-0-0-SRSCHMSG---09/01/11-GDWB-November 24, 2011-0-V N---

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Account: **** **** **** 0743 TRANSACTIONS(cont.) Trans Date 12/15

Description PAYMENT - THANK YOU

Reference # 8512107AY4AS298DY

Amount $ 150.90-

12/22

METROPCS

5543286B400EP8D6K

$

45.00

$

0.00

$

0.00

877-315-6074 TX

FEES TOTAL FEES FOR THIS PERIOD

INTEREST CHARGED TOTAL INTEREST FOR THIS PERIOD

2011 Totals Year-to-Date Total Fees Charged in 2011

$6.00

Total Interest Charged in 2011

$2.19

INTEREST CHARGE CALCULATION Type of Balance PURCHASES REGULAR CASH ADVANCES REGULAR

Your Annual Percentage Rate (APR) is the annual interest rate on your account.

Annual Percentage Rate (APR)

Balance Subject to Interest Rate

Interest Charge

25.24% (D)(V)

$0.00

$0.00

27.15% (D)(V)

$0.00

$0.00

(V) = Variable Rate (D) = Daily

REWARDS SUMMARY Previous Points Balance Points Earned Points Adjusted Points Redeemed Ending Points Balance Points Expiring on

6,704 344 0 4,400 2,648 2,648 - 06/2015

Page 3 of 4

To redeem your points, go to searschoicerewards.com or call 1-888-846-7928.


Account: **** **** **** 0743

searscard.com

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