Real Estate as an Attractive Inflation Hedge

LETICIA SHIFFLET executive officer, Cache Valley Association of REALTORS®

As citizens around the globe feel the effects of inflation, people are looking for ways, old and new, to retain and build their wealth. While many take their chances with stock funds and highyield savings accounts, real estate is an attractive investment that shouldn’t be overlooked.

Rising inflation has directly affected interest rates, causing a slowdown in buying and selling, which affects housing prices. But on the other hand, it means that you may be able to buy real estate at an affordable price. As the economy strengthens and picks up, the value of your investment will also rise.

Real estate is an attractive inflation hedge because as inflation increases, now and in the future, your mortgage will get paid with affordable dollars.

These types of decisions work to build generational wealth. As a quick review, generational wealth can include money and assets such as stocks and real estate. This wealth is passed down from generation to generation, and homeownership is one of the best opportunities to build your generational wealth.

One of the reasons that homeownership is often the first step to generating this type of wealth is it allows individuals and families to get out from under the financial burdens associated with rent. In addition, with increased access to affordable housing, families can purchase homes within their budgets, which means they can start building their savings.

Homeownership is an asset that can support families, pulling them out of the poverty cycle and helping them for generations.

Considering that a primary residence is worth about 10 times the value of other financial assets, it’s easy to understand why owning a home, compared to renting, is a clever step as you work to save and build wealth. The home's value, as an asset, appreciates over the long run as the principal is “paid down”— and that wealth continues to grow over time.

Navigating real estate and understanding the effects the financial markets might play on those outcomes can feel overwhelming. But, it’s where the knowledge of a REALTOR® can make all the difference as you work to conquer your finances and set yourself and your family up for security and success.

American West Heritage Center

awhc.org

LIFE ON THE FARM CAMP

Learn what it was like to work and play on the 1917 Farm.

4-day camp, 9 a.m. to 1 p.m., $149

1st-3rd grade: June 5-8, June 19-22, or July 10-13

4th-6th grade: June 12-15

BASIC SURVIVAL CAMP

Join the summer camp experience that gives you days filled with adventure and fun!

4-day camp, 9 a.m. to 1 p.m., $149

4th-6th grade: June 5-8 or June 19-22

Ages 13-15: June 12-15

Basic Survival Level 2*: July 10-13

*Basic Survival Skills Level 2: all ages must complete Level 1 to participate.

HOT SHOTS CAMP

Kids will learn basic safety and skills for archery, BB guns, and tomahawks. All supplies will be provided.

2-day camp, 9 a.m. to 1 p.m., $75

4th-6th grade: June 26-27 or June 28-29

SUMMER CAMP UNPLUGGED

A historic camp. Some activities will be building a kid’s cabin and teepee, testing out irrigation methods, and spending time building in the woodwright shop.

2-day camp, 9 a.m to 1 p.m., $75

1st-3rd grade: June 26-27 or June 28-29

PRESCHOOL CAMP

A fun-filled day based on farm activities for 4 and 5-year-olds. (Parent/guardian required to stay with preschoolers during camp, but not required to pay).

1-day camp, 10 a.m. to 1 p.m., $29

July 6

Grandparents Day Camp

Grab your favorite grandparent for a kneeslappin' good time on the farm! Available for grandparents and 1st-3rd graders

1-day camp, 9 a.m. to 1 p.m., $59

June 18

Cache Valley Fun Park

(435) 792-4000 cachevalleyfunpark.com/summer-camp

Around the Campfire

artmuseum.usu.edu/education/index

Join the Museum of Anthropology, the Stokes Nature Center, and the Nora Eccles Harrison Museum of Art (NEHMA) in a summer camp for children ages 6-12. Explore how people in the West have used fire in art, culture, and nature. Learn about fire's constructive and destructive forces through team building, artmaking, and outdoor activities.

The camp is $97 per child. For registration/ information visit: artmuseum.usu.edu/education/index or email education.nehma@usu.edu.

July 10-14: 9 a.m. to 2 p.m. July 31 – August 3: 9 a.m. to 2 p.m.

Logan Music Academy

(435) 265-6691

Loganmusicacademy.com

UKE CAMP (ages 5 and up) June 19-23

YOUTH VOICE CAMP (ages 6 and up) June 26-30

All camps run from 10 a.m. to Noon daily. $120 for each camp. Discounts are available for multiple camps or early enrollment. Includes treats, games, and prizes. Parent program on Friday.

Summer camps at the FUNNEST place in town! Our camps are the perfect way to beat the summer doldrums! Your kids will experience activities full of fun and learning. No vegging out in front of the TV … just FUN times and happy memories.

Cache Children’s Choir

(435) 752-6260 cachechildrenschoir.org

10% early registration discount before May 15

CAMP I: Ages 4-5

June 19-23, 9 a.m. to Noon, Wilson Elementary

CAMP II: Ages 6-7

June 19-23, 1 to 4 p.m., Wilson Elementary Come along explorers! Come dive deep into the Underwater World of Music with Camp Director Erika Andrus! We will move like sea creatures along with music, make an ocean-themed craft, and use our crafts as props as we tell stories and play instruments. Activities are inspired by both Dalcrose and Orff-Schulwerk methods.

CAMP III: Ages 8-14

June 12-16, 9 a.m. to 2:30 p.m., USU Fine Arts Center

Come along for a Summer Music Ocean Extravaganza with Camp Director Sadie Julander! We'll play instruments, move to the music, and sing our hearts out. Music, crafts, friendships, and memories are all part of the fun.

The Family Place

thefamilyplaceutah.org

The Family Place is offering weekly kids’ camps this summer. There are six different weeks filled with themed educational children’s activities. Children will learn social skills and self-regulation while they have fun participating in crafts, water games, and more!

TREASURE SEEKERS: Ahoy Matey! Point your compass to true treasures.

June 12-16, 10 a.m. to Noon, $50

PLACE PATRIOTIC PALS: Red, White, and Blue which friend are you?

June 20-23 or July 25-28, 10 a.m. to Noon, $50

GALAXY FAR, FAR AWAY: Jedis learn how to understand and control their emotions.

July 10-14 or August 7-11, 10 a.m. to Noon, $50

KID EXPLORERS: Working together to experience adventures in new cultures.

July 31-August 4, 10 a.m. to Noon, $50

Manny Martin’s Soccer Camps at Utah State University

aggiessoccercamps.com

15% early bird discount for registration before April 10.

KIDS CAMP: June 19-22 or July 10-13

Coed ages 6-14

HIGH SCHOOL TEAM CAMP: July 14-15

Girls ages 14-18

RESIDENTIAL : July 17-19

Girls ages 12-18

Imagine This!

ART CAMPS FOR KIDS AND ADULTS

(435) 774-2414 imaginethislogan.com

We have many options for our summer camps this year! We will be offering a Jr. Music and Art Camp for ages 5 to 8, Anime/Cartoon Camp for ages 8 to 12, 3D/Ceramics Camp for ages 8 to 18, Teen Painting Camp for ages 12 to 18, and a Drawing Camp for ages 8-12!

All camps will be one week in the summer (Monday through Friday, 12:30 to 3:30 p.m.). Information on dates for each camp and prices is available on our website.

Highpoint Tumbling

(435) 753-7500 sportsacademy.com

Ongoing, year-round tumbling and gymnastics classes for toddlers through competitive teams. Check our website for the current schedule.

Cache Valley Center for the Arts

435-752-0026 cachearts.org/classes

Send your kids through a journey in time with CacheARTS Summer Art Camp! Campers will explore the Roaring 20s, the Fabulous 50s, and the Awesome 80s through art, dance, music, and more! At the end of each session, you’ll have the chance to see your child perform on stage with their new friends. Space is limited, enroll today!

Cache Valley Civic Ballet School

(435) 753-3633 cvcballet.org

The Cache Valley Civic Ballet-School offers qualified training in classical ballet to community members of all ages and skill levels. The five-week summer semester runs from June 12 to July 13. Ages 3 and up. Visit our website for a complete list of classes.

Mountain Peak Volleyball

mtnpeakvolleyball.com

SUMMER CAMPS: Youth volleyball camps for ages 4 to 18 for all skill levels begin in May! We offer camps from May through August. Instruction from our Mountain Peak coaching staff, as well as collegiate-level coaches.

OUTDOOR VOLLEYBALL: Get outside and play under the sunshine. Our grass and sand volleyball clinics begin in late May and end in July. Tournaments are offered on select weekends in collaboration with Logan City.

FALL LEAGUE: Practice and competition in a league format for 1st through 12th graders begin in August! Our recreation and competitive leagues are split into 1st-2nd grade, 3rd-4th grade, 5th-6th grade, and 7th12th grade. Both north and south practice options are available.

Nora Eccles Harrison Museum of Art CHILDREN AND YOUTH ART CLASSES artmuseum.usu.edu/education/index

The Nora Eccles Harrison Museum of Art (NEHMA) offers art classes to children and youth!

On summer Wednesdays, join us for the Inspired By art-making classes. Become “inspired by” the NEHMA collection, then make your own creation! The 9 to 11 a.m. morning class is for ages 13-17. The afternoon class from 1-2:30 p.m. is for ages 6-12. The cost is $97 for the summer.

Join us on Thursdays for the Mini Makers class, a toddler art exploration experience. Caregivers and toddlers ages 2-5 experience art through singing, playing, moving, and making. Each class is $5 per child from 1111:45 a.m.

For registration/information visit: artmuseum.usu.edu/education/index or email education.nehma@usu.edu.

Tueller School of Dance

(435) 752-9154 tuellerdance.com

Join us for our fun Summer Technique Workshops! Offering classes for ages 3 and up. This is a great time to get little ones started and for experienced dancers to improve their turns, leaps, tricks, and overall dance technique. See our schedule and classes on our website or email us for more info at tuellerdance@gmail.com. Come dance with us!

CLASSES + CAMPS 2023

Utah Festival Opera Broadway Bound

utahfestival.org

Train like a PRO with the stars of Utah Festival Opera and Musical Theatre.

BROADWAY BOUND-SENIOR: Ages 13-18, July 24-28, 9 a.m. to 4 p.m. daily. Includes tickets to Utah Festival Mainstage shows and daily lunches. $350

BROADWAY BOUND-JUNIOR: Ages 8-12, July 8-12, 9 a.m. to 1 p.m. daily. Includes tickets to Utah Festival Mainstage shows. $250

Family discounts available.

Sports Academy sportsacademy.com

SUMMER PRESCHOOL: Designed for 3 to 5-year-olds to keep kids engaged and prepare them for school this coming fall. Three 1-week sessions, $120 per session. See our website for dates and times.

SUMMER CAMPS: Keep your kids entertained and active with a week-long camp. Camps run from 9:30 a.m. to 3:30 p.m. Ages 5 to 12. $180 per camp. See our website for dates and times.

SUMMER SWIM SCHOOL: Learn to swim with the best instruction in Cache Valley! Classes begin June 5. Two-week sessions, Monday-Thursday, 40-minute classes.

TENNIS CLASSES AND CAMPS: Professional tennis instruction from the Valley's top coaches and players. All ages and ability levels. Begins June 5.

TUMBLING CLASSES: Flip and tumble to new heights with classes for all ages and abilities. Begins June 5.

Pickleville Camp

picklevillecamp.com

Insanely fun musical theater camps taught by Pickleville's awesome cast members and directors! Join us for a week of singing, dancing, and acting — culminating in an end-of-week performance and epic pizza party! All campers receive a Pickleville Camp t-shirt and a complimentary ticket to Pickleville Playhouse's 2023 production of The Little Mermaid.

July 10-14 OR July 17-21 (Logan: Ages 8-18)

July 17-21 (Logan: Ages 6-7)

July 24-28 OR July 31- August 4 (Bear Lake: Ages 8-18)