Explanations Column 1 Amount of Insurance Total amount of insurance coverage. Column 2 Table “R” Basic Rate This is Basic Insurance Rate “R” which is the rate for a CLTA Standard Coverage Owners Policy, CLTA Joint Protection Policy, ALTA-R Owners Policy & ALTA Lenders Policy. Column 3 Five Year Short Term Rate This rate applies when any company has issued a policy of title insurance within five years of the request for a new policy of title insurance, insuring the same property with the same owner. Subject to a minimum fee, it is 80% of the rate shown in Column 2. Column 4 Concurrent Rate This is the rate for an ALTA Loan Policy issued concurrently with and not in excess of an owner’s policy. Column 5 Basic Refi Rate This is the rate for an ALTA Loan Policy, issued in connection with the refinance of an existing insured loan. Subject to a minimum fee, it is 70% of the rate shown in Column 2. Column 6 ALTA Homeowner’s Policy Basic Rate This rate applies to the extended coverage owner’s policy of improved one-to-four single family residential properties. Certain coverages are subject to a deductable and maximum dollar limit of liability. Column 7 ALTA Homeowner’s Policy Short Term Rate This rate applies when any company has issued a policy of title insurance within five years of the request for a new policy of title insurance, insuring the same property with the same owner. Subject to a minimum fee, it is 80% of the rate shown in Column 6.
Residential Property (1-4) Family and Commercial/Industrial Property Insurance Rate Tables For use In All Counties - Effective November 1, 2004
AMOUNT OF INSURANCE
ALTA-R ALTA LENDERS CLTA OWNERS/JP
ADDITIONAL ALTA LENDERS
ALTA HOMEOWNER’S
Table “R” Basic Rate
5 Year Short Term
Concurrent Rate
Basic Refi Rate
Basic Rate
5 Year Short Term
$50,000
425.00
425.00
365.00
425.00
467.50
467.50
$55,000
480.00
425.00
365.00
425.00
528.00
467.50
$60,000
500.00
425.00
365.00
425.00
550.00
467.50
$65,000
520.00
425.00
365.00
425.00
572.00
467.50
$70,000
540.00
432.00
365.00
425.00
594.00
475.20
$75,000
560.00
448.00
365.00
425.00
616.00
492.80
$80,000
580.00
464.00
400.00
425.00
638.00
510.40
$85,000
600.00
480.00
400.00
425.00
660.00
528.00
$90,000
620.00
496.00
400.00
434.00
682.00
545.60
$95,000
637.50
510.00
400.00
446.00
701.25
561.00
$100,000
655.00
524.00
400.00
459.00
720.50
576.40
$105,000
670.00
536.00
400.00
469.00
737.00
589.60
$110,000
685.00
548.00
400.00
479.50
753.50
602.80
$115,000
700.00
560.00
400.00
490.00
770.00
616.00
$120,000
715.00
572.00
400.00
500.50
786.50
629.20
$125,000
730.00
584.00
400.00
511.00
803.00
642.40
$130,000
745.00
596.00
400.00
521.50
819.50
655.60
$135,000
760.00
608.00
400.00
532.00
836.00
668.80
$140,000
775.00
620.00
400.00
542.50
852.50
682.00
$145,000
790.00
632.00
400.00
553.00
869.00
695.20
$150,000
805.00
644.00
400.00
563.50
885.50
708.40
$155,000
820.00
656.00
400.00
574.00
902.00
721.60
$160,000
835.00
668.00
400.00
584.50
918.50
734.80
$165,000
850.00
680.00
400.00
595.00
935.00
748.00
$170,000
865.00
692.00
400.00
605.50
951.50
761.20
$175,000
880.00
704.00
400.00
616.00
968.00
774.40
AMOUNT OF INSURANCE
ALTA-R ALTA LENDERS CLTA OWNERS/JP
ADDITIONAL ALTA LENDERS
ALTA HOMEOWNER’S
Table “R” Basic Rate
5 Year Short Term
Concurrent Rate
Basic Refi Rate
Basic Rate
5 Year Short Term
$180,000
895.00
716.00
400.00
626.50
984.50
787.60
$185,000
910.00
728.00
400.00
637.00
1001.00
800.80
$190,000
925.00
740.00
400.00
647.50
1017.50
814.00
$195,000
940.00
752.00
400.00
658.00
1034.00
827.20
$200,000
955.00
764.00
400.00
668.50
1050.50
840.40
$205,000
968.75
775.00
400.00
678.13
1065.63
852.50
$210,000
982.50
786.00
436.19
687.75
1080.75
864.60
$215,000
996.25
797.00
441.39
697.38
1095.88
876.70
$220,000
1010.00
808.00
446.58
707.00
1111.00
888.80
$225,000
1023.75
819.00
451.77
716.63
1126.13
900.90
$230,000
1037.50
830.00
456.98
726.25
1141.25
913.00
$235,000
1051.25
841.00
462.18
735.88
1156.38
925.10
$240,000
1065.00
852.00
467.37
745.50
1171.50
937.20
$245,000
1078.75
863.00
472.56
755.13
1186.63
949.30
$250,000
1092.50
874.00
477.77
764.75
1201.75
961.40
$255,000
1106.25
885.00
482.97
774.38
1216.88
973.50
$260,000
1120.00
896.00
488.16
784.00
1232.00
985.60
$265,000
1133.75
907.00
493.35
793.63
1247.13
997.70
$270,000
1147.50
918.00
498.56
803.25
1262.25
1009.80
$275,000
1161.25
929.00
503.76
812.88
1277.38
1021.90
$280,000
1175.00
940.00
508.95
822.50
1292.50
1034.00
$285,000
1188.75
951.00
514.14
832.13
1307.63
1046.10
$290,000
1202.50
962.00
519.35
841.75
1322.75
1058.20
$295,000
1216.25
973.00
524.55
851.38
1337.88
1070.30
$300,000
1230.00
984.00
529.74
861.00
1353.00
1082.40
$305,000
1241.25
993.00
539.40
868.88
1365.38
1092.30
Residential Property (1-4) Family and Commercial/Industrial Property Insurance Rate Tables For use In All Counties - Effective November 1, 2004
AMOUNT OF INSURANCE
ALTA-R ALTA LENDERS CLTA OWNERS/JP
ADDITIONAL ALTA LENDERS
ALTA HOMEOWNER’S
Table “R” Basic Rate
5 Year Short Term
Concurrent Rate
Basic Refi Rate
Basic Rate
5 Year Short Term
$310,000
1252.50
1002.00
543.65
876.75
1377.75
1102.20
$315,000
1263.75
1011.00
547.89
884.63
1390.13
1112.10
$320,000
1275.00
1020.00
552.15
892.50
1402.50
1122.00
$325,000
1286.25
1029.00
556.41
900.38
1414.88
1131.90
$330,000
1297.50
1038.00
560.66
908.25
1427.25
1141.80
$335,000
1308.75
1047.00
564.90
916.13
1439.63
1151.70
$340,000
1320.00
1056.00
569.16
924.00
1452.00
1161.60
$345,000
1331.25
1065.00
573.42
931.88
1464.38
1171.50
$350,000
1342.50
1074.00
577.67
939.75
1476.75
1181.40
$355,000
1353.75
1083.00
581.91
947.63
1489.13
1191.30
$360,000
1365.00
1092.00
586.17
955.50
1501.50
1201.20
$365,000
1376.25
1101.00
590.43
963.38
1513.88
1211.10
$370,000
1387.50
1110.00
594.68
971.25
1526.25
1221.00
$375,000
1398.75
1119.00
598.92
979.13
1538.63
1230.90
$380,000
1410.00
1128.00
603.18
987.00
1551.00
1240.80
$385,000
1421.25
1137.00
607.44
994.88
1563.38
1250.70
$390,000
1432.50
1146.00
611.69
1002.75
1575.75
1260.60
$395,000
1443.75
1155.00
615.93
1010.63
1588.13
1270.50
$400,000
1455.00
1164.00
620.19
1018.50
1600.50
1280.40
$405,000
1467.50
1174.00
624.92
1027.25
1614.25
1291.40
$410,000
1480.00
1184.00
629.64
1036.00
1628.00
1302.40
$415,000
1492.50
1194.00
634.37
1044.75
1641.75
1313.40
$420,000
1505.00
1204.00
639.09
1053.50
1655.50
1324.40
$425,000
1517.50
1214.00
643.82
1062.25
1669.25
1335.40
$430,000
1530.00
1224.00
648.54
1071.00
1683.00
1346.40
$435,000
1542.50
1234.00
653.27
1079.75
1696.75
1357.40
AMOUNT OF INSURANCE
ALTA-R ALTA LENDERS CLTA OWNERS/JP
ADDITIONAL ALTA LENDERS
ALTA HOMEOWNER’S
Table “R” Basic Rate
5 Year Short Term
Concurrent Rate
Basic Refi Rate
Basic Rate
5 Year Short Term
$440,000
1555.00
1244.00
657.99
1088.50
1710.50
1368.40
$445,000
1567.50
1254.00
662.72
1097.25
1724.25
1379.40
$450,000
1580.00
1264.00
667.44
1106.00
1738.00
1390.40
$455,000
1592.50
1274.00
672.17
1114.75
1751.75
1401.40
$460,000
1605.00
1284.00
676.89
1123.50
1765.50
1412.40
$465,000
1617.50
1294.00
681.62
1132.25
1779.25
1423.40
$470,000
1630.00
1304.00
686.34
1141.00
1793.00
1434.40
$475,000
1642.50
1314.00
691.07
1149.75
1806.75
1445.40
$480,000
1655.00
1324.00
695.79
1158.50
1820.50
1456.40
$485,000
1667.50
1334.00
700.52
1167.25
1834.25
1467.40
$490,000
1680.00
1344.00
705.24
1176.00
1848.00
1478.40
$495,000
1692.50
1354.00
709.97
1184.75
1861.75
1489.40
$500,000
1705.00
1364.00
714.69
1193.50
1875.50
1500.40
$505,000
1714.25
1371.40
718.19
1199.98
1885.68
1508.54
$510,000
1723.50
1378.80
721.69
1206.45
1895.85
1516.68
$515,000
1732.75
1386.20
725.18
1212.93
1906.03
1524.82
$520,000
1742.00
1393.60
728.68
1219.40
1916.20
1532.96
$525,000
1751.25
1401.00
732.18
1225.88
1926.38
1541.10
$530,000
1760.50
1408.40
735.67
1232.35
1936.55
1549.24
$535,000
1769.75
1415.80
739.16
1238.83
1946.73
1557.38
$540,000
1779.00
1423.20
742.66
1245.30
1956.90
1565.52
$545,000
1788.25
1430.60
746.16
1251.78
1967.08
1573.66
$550,000
1797.50
1438.00
749.66
1258.25
1977.25
1581.80
$555,000
1806.75
1445.40
753.15
1264.73
1987.43
1589.94
$560,000
1816.00
1452.80
756.65
1271.20
1997.60
1598.08
$565,000
1825.25
1460.20
760.15
1277.68
2007.78
1606.22
Residential Property (1-4) Family and Commercial/Industrial Property Insurance Rate Tables For use In All Counties - Effective November 1, 2004
AMOUNT OF INSURANCE
ALTA-R ALTA LENDERS CLTA OWNERS/JP
ADDITIONAL ALTA LENDERS
ALTA HOMEOWNER’S
Table “R” Basic Rate
5 Year Short Term
Concurrent Rate
Basic Refi Rate
Basic Rate
5 Year Short Term
$570,000
1834.50
1467.60
763.65
1284.15
2017.95
1614.36
$575,000
1843.75
1475.00
767.13
1290.63
2028.13
1622.50
$580,000
1853.00
1482.40
770.63
1297.10
2038.30
1630.64
$585,000
1862.25
1489.80
774.13
1303.58
2048.48
1638.78
$590,000
1871.50
1497.20
777.63
1310.05
2058.65
1646.92
$595,000
1880.75
1504.60
781.12
1316.53
2068.83
1655.06
$600,000
1890.00
1512.00
784.62
1323.00
2079.00
1663.20
$605,000
1899.25
1519.40
788.12
1329.48
2089.18
1671.34
$610,000
1908.50
1526.80
791.62
1335.95
2099.35
1679.48
$615,000
1917.75
1534.20
795.11
1342.43
2109.53
1687.62
$620,000
1927.00
1541.60
798.61
1348.90
2119.70
1695.76
$625,000
1936.25
1549.00
802.11
1355.38
2129.88
1703.90
$630,000
1945.50
1556.40
805.60
1361.85
2140.05
1712.04
$635,000
1954.75
1563.80
809.09
1368.33
2150.23
1720.18
$640,000
1964.00
1571.20
812.59
1374.80
2160.40
1728.32
$645,000
1973.25
1578.60
816.09
1381.28
2170.58
1736.46
$650,000
1982.50
1586.00
819.59
1387.75
2180.75
1744.60
$655,000
1991.75
1593.40
823.08
1394.23
2190.93
1752.74
$660,000
2001.00
1600.80
826.58
1400.70
2201.10
1760.88
$665,000
2010.25
1608.20
830.08
1407.18
2211.28
1769.02
$670,000
2019.50
1615.60
833.58
1413.65
2221.45
1777.16
$675,000
2028.75
1623.00
837.06
1420.13
2231.63
1785.30
$680,000
2038.00
1630.40
840.56
1426.60
2241.80
1793.44
$685,000
2047.25
1637.80
844.06
1433.08
2251.98
1801.58
$690,000
2056.50
1645.20
847.56
1439.55
2262.15
1809.72
$695,000
2065.75
1652.60
851.05
1446.03
2272.33
1817.86
AMOUNT OF INSURANCE
ALTA-R ALTA LENDERS CLTA OWNERS/JP
ADDITIONAL ALTA LENDERS
ALTA HOMEOWNER’S
Table “R” Basic Rate
5 Year Short Term
Concurrent Rate
Basic Refi Rate
Basic Rate
5 Year Short Term
$700,000
2075.00
1660.00
854.55
1452.50
2282.50
1826.00
$705,000
2084.25
1667.40
858.05
1458.98
2292.68
1834.14
$710,000
2093.50
1674.80
861.55
1465.45
2302.85
1842.28
$715,000
2102.75
1682.20
865.04
1471.93
2313.03
1850.42
$720,000
2112.00
1689.60
868.54
1478.40
2323.20
1858.56
$725,000
2121.25
1697.00
872.04
1484.88
2333.38
1866.70
$730,000
2130.50
1704.40
875.53
1491.35
2343.55
1874.84
$735,000
2139.75
1711.80
879.02
1497.83
2353.73
1882.98
$740,000
2149.00
1719.20
882.52
1504.30
2363.90
1891.12
$745,000
2158.25
1726.60
886.02
1510.78
2374.08
1899.26
$750,000
2167.50
1734.00
889.52
1517.25
2384.25
1907.40
$755,000
2176.75
1741.40
893.01
1523.73
2394.43
1915.54
$760,000
2186.00
1748.80
896.51
1530.20
2404.60
1923.68
$765,000
2195.25
1756.20
900.01
1536.68
2414.78
1931.82
$770,000
2204.50
1763.60
903.51
1543.15
2424.95
1939.96
$775,000
2213.75
1771.00
906.99
1549.63
2435.13
1948.10
$780,000
2223.00
1778.40
910.49
1556.10
2445.30
1956.24
$785,000
2232.25
1785.80
913.99
1562.58
2455.48
1964.38
$790,000
2241.50
1793.20
917.49
1569.05
2465.65
1972.52
$795,000
2250.75
1800.60
920.98
1575.53
2475.83
1980.66
$800,000
2260.00
1808.00
924.48
1582.00
2486.00
1988.80
$805,000
2269.25
1815.40
927.98
1588.48
2496.18
1996.94
$810,000
2278.50
1822.80
931.48
1594.95
2506.35
2005.08
$815,000
2287.75
1830.20
934.97
1601.43
2516.53
2013.22
$820,000
2297.00
1837.60
938.47
1607.90
2526.70
2021.36
$825,000
2306.25
1845.00
941.97
1614.38
2536.88
2029.50
Residential Property (1-4) Family and Commercial/Industrial Property Insurance Rate Tables For use In All Counties - Effective November 1, 2004
AMOUNT OF INSURANCE
ALTA-R ALTA LENDERS CLTA OWNERS/JP
ADDITIONAL ALTA LENDERS
ALTA HOMEOWNER’S
Table “R” Basic Rate
5 Year Short Term
Concurrent Rate
Basic Refi Rate
Basic Rate
5 Year Short Term
$830,000
2315.50
1852.40
945.46
1620.85
2547.05
2037.64
$835,000
2324.75
1859.80
948.95
1627.33
2557.23
2045.78
$840,000
2334.00
1867.20
952.45
1633.80
2567.40
2053.92
$845,000
2343.25
1874.60
955.95
1640.28
2577.58
2062.06
$850,000
2352.50
1882.00
959.45
1646.75
2587.75
2070.20
$855,000
2361.75
1889.40
962.94
1653.23
2597.93
2078.34
$860,000
2371.00
1896.80
966.44
1659.70
2608.10
2086.48
$865,000
2380.25
1904.20
969.94
1666.18
2618.28
2094.62
$870,000
2389.50
1911.60
973.44
1672.65
2628.45
2102.76
$875,000
2398.75
1919.00
976.92
1679.13
2638.63
2110.90
$880,000
2408.00
1926.40
980.42
1685.60
2648.80
2119.04
$885,000
2417.25
1933.80
983.92
1692.08
2658.98
2127.18
$890,000
2426.50
1941.20
987.42
1698.55
2669.15
2135.32
$895,000
2435.75
1948.60
990.91
1705.03
2679.33
2143.46
$900,000
2445.00
1956.00
994.41
1711.50
2689.50
2151.60
$905,000
2454.25
1963.40
997.91
1717.98
2699.68
2159.74
$910,000
2463.50
1970.80
1001.41
1724.45
2709.85
2167.88
$915,000
2472.75
1978.20
1004.90
1730.93
2720.03
2176.02
$920,000
2482.00
1985.60
1008.40
1737.40
2730.20
2184.16
$925,000
2491.25
1993.00
1011.90
1743.88
2740.38
2192.30
$930,000
2500.50
2000.40
1015.39
1750.35
2750.55
2200.44
$935,000
2509.75
2007.80
1018.88
1756.83
2760.73
2208.58
$940,000
2519.00
2015.20
1022.38
1763.30
2770.90
2216.72
$945,000
2528.25
2022.60
1025.88
1769.78
2781.08
2224.86
$950,000
2537.50
2030.00
1029.38
1776.25
2791.25
2233.00
$955,000
2546.75
2037.40
1032.87
1782.73
2801.43
2241.14
ALTA-R ALTA LENDERS CLTA OWNERS/JP
AMOUNT OF INSURANCE
ADDITIONAL ALTA LENDERS
ALTA HOMEOWNER’S
Table “R” Basic Rate
5 Year Short Term
Concurrent Rate
Basic Refi Rate
Basic Rate
5 Year Short Term
$960,000
2556.00
2044.80
1036.37
1789.20
2811.60
2249.28
$965,000
2565.25
2052.20
1039.87
1795.68
2821.78
2257.42
$970,000
2574.50
2059.60
1043.37
1802.15
2831.95
2265.56
$975,000
2583.75
2067.00
1046.85
1808.63
2842.13
2273.70
$980,000
2593.00
2074.40
1050.35
1815.10
2852.30
2281.84
$985,000
2602.25
2081.80
1053.85
1821.58
2862.48
2289.98
$990,000
2611.50
2089.20
1057.35
1828.05
2872.65
2298.12
$995,000
2620.75
2096.60
1060.84
1834.53
2882.83
2306.26
$1,000,000
2630.00
2104.00
1064.34
1841.00
2893.00
2314.40
FOR EACH ADDITIONAL $1,000 OF INSURANCE OR FRACTION THEREOF ADD:
$1,000,000 to $3,000,000
2.00
1.60
0.75
1.40
2.20
1.76
$3,000,000 to $5,000,000
1.75
1.40
0.67
1.23
1.93
1.54
$5,000,000 AND UP
1.50
1.20
0.57
1.05
1.65
1.06
*Commercial/Industrial Properties up to $1,000,000