e¨emvq bxwZ I cÖ‡qvM (2q cÎ) (e¨vswKs I wegv) Aa¨vq m~wP Aa¨vq bs
Aa¨v‡qi bvg
c„ôv bs
e¨vswKs cÖ_g
e¨vsK e¨e¯’vi cÖv_wgK aviYv (Primary Knowledge of Banking System)
213 227
wØZxq
†K›`ªxq e¨vsK (Central Bank)
228237
Z…Zxq
evwYwR¨K e¨vsK (Commercial Bank)
238245
PZz_©
e¨vsK wnmve (Bank Account)
246255
cÂg
†PK (Cheque)
256265
lô
e¨vsK Znwe‡ji e¨envi (Uses of Bank’s Fund)
266273
mßg
•e‡`wkK wewbgq (Foreign Exchange)
274279
wegv Aóg
wegv e¨e¯’vi cÖv_wgK aviYv (Basic Concept of Insurance)
280287
beg
Rxeb wegv (Life Insurance)
288296
`kg
†bŠ-wegv (Marine Insurance)
297305
GKv`k
AwMœwegv (Fire Insurance)
306314
Øv`k
wewea wegv (Miscellaneous Insurance)
315322
K‡jR wbe©vPbx cÖkœ (eû wbe©vPbx cÖkœ)
323349
†evW© cÖkœ I DËi (m„Rbkxj)
350361
†evW© cÖkœ (eû wbe©vPbx)
362364
e¨emvq bxwZ I cÖ‡qvM-2q cÎ e¨vswKs cÖ_g Aa¨vq: e¨vsK e¨e¯’vi cÖv_wgK Ávb Ávb, Abyaveb, cÖ‡qvM I D”PZi `¶Zvi cÖkœ Ávb I Abyaveb 1. e¨vsK Kx ? 2. e¨vswKs Kx ? 3. e¨vsKvi †K ? 4. †`Dwjqv †K ? 5. AvaywbK e¨vsK e¨e¯’vi c~e©m~ix Kviv ? 6. e¨vsK e¨e¯’vq Zvij¨ Kx ? 7. GKK e¨vsK Kx ? 8. kvLv e¨vsK Kv‡K e‡j ? 9. †PBb e¨vsK Kv‡K e‡j ? 10. MÖyc e¨vsK Kv‡K e‡j ? 11. mÂq / AvgvbZ e¨vsK Kx ? 12. wewb‡qvM e¨vsK Kx ? 13. wgkÖ e¨vsK Kv‡K e‡j ? 14. gv‡P©›U e¨vsK Kv‡K e‡j ? 15. ¯^vqËkvwmZ e¨vsK Kx ? 16. ZvwjKvfz³ e¨vsK Kv‡K e‡j ? 17. B‡j±ªwbK e¨vswKs / B-e¨vswKs Kx ? 18. G wU Gg Kx ? 19. †µwWU KvW© Kx ? 20. †WweU KvW© Kx ? 21. AbjvBb e¨vswKs Kx ? 22. e¨vs‡Ki Zvij¨ bxwZ ej‡Z Kx eyS ? 23. e¨vs‡Ki m”QjZvi bxwZ ej‡Z Kx eyS ? 24. e¨vs‡Ki ‡MvcwbqZvi bxwZ ej‡Z Kx eyS ? 25. ‘Safty first` e¨vsK e¨emv‡qi †ÿ‡Î K_vwUi Zvrch© e¨vL¨v Ki| 26. e¨vsK avi Kiv A‡_©i aviK †Kb ? 27. e¨vs‡Ki cÖwZwbwaZ¡g~jK KvR ej‡Z Kx eySvq ? 28. Gwkqvb Dbœqb e¨vsK †Kvb ai‡bi e¨vsK ? 29. kvLv e¨vsK †Kvb ai‡bi e¨vswKs e¨ve¯’v
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e e¨vs‡Ki †kÖYx wefvM, e¨vs‡Ki g~jbxwZ, ZvwjKvfz³KiY, B-e¨vswKs, Mªyc e¨vswKs, †PBb e¨vswKs|
Ávb-Abyaveb-cÖ‡qvM I D”PZi `¶Zvi cÖkœ
wØZxq Aa¨vq: †K›`ªxq e¨vsK Ávb I Abyaveb 1. †K›`ªxq e¨vsK Kx ? 2. †K›`ªxq e¨vs‡Ki D‡Ïk¨ Kx ? 3. †Kvb e¨vsK‡K ÔMother of Central Bank` e‡j ? 4. evsjv‡`k e¨vsK Kx ? 5. g~`ªvevRv‡ii AwffveK ej‡Z Kx eyS ? 6. ZvwjKvfz³ e¨vsK Kv‡K e‡j ? 7. Ab¨vb¨ e¨vs‡Ki e¨vsKvi ej‡Z Kx eySvq ? 8. wewnZ gy`ªv Kx ? 9. e¨vsK nvi Kx ? 10. e¨vsK nvi bxwZ Kx ? 11. †Kvb e¨vsK‡K miKv‡ii e¨vsK ejv nq Ges †Kb ? 12. Rgvi nvi cwieZ©b bxwZ Kx ? 13. †LvjvevRvi bxwZ Kx ? 14. †Kvb e¨vsK‡K GKK I Abb¨ cÖwZôvb ejv nq Ges †Kb ? 15. F‡Yi eivÏKiY bxwZ Kv‡K e‡j ? 16. †fv³v FY wbqš¿Y Kx ? 17. wbKvk Ni Kx ? 18. bM` Rgv Aek¨KZv Kx ? 19. wewae× Zvij¨ Aek¨KZv Kx ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e †K›`ªxq e¨vs‡Ki FY wbqš¿‡Yi c×wZ, wbKvk Ni, A_© mieivn, ‡K`&ªxq e¨vs‡Ki Kvh©vejx
Z…Zxq Aa¨vq: evwYwR¨K e¨vsK Ávb I Abyaveb 1. evwYwR¨K e¨vsK Kx ? 2. evwYwR¨K e¨vs‡Ki cÖavb D‡Ïk¨ Kx ? 3. evwYwR¨K e¨vs‡Ki Zvij¨ bxwZ Kx ? 4. evwYwR¨K e¨vs‡Ki wbivcËvi bxwZ Kx ? 5. evwYwR¨K e¨vs‡Ki bZybZ¡ cÖeZ©‡bi bxwZ Kx ? 6. evwYwR¨K e¨vs‡Ki ‡MvcbxqZvi bxwZ ej‡Z Kx eySvq ? 7. evwYwR¨K e¨vs‡Ki Znwe‡ji g~j Drm ‡KvbwU ? 8. evwYwR¨K e¨vs‡Ki DØ„Ë cÎ Kx ? 9. †µwWU KvW© Kx ? 10. e¨vsK Wªvd&U ev e¨vs‡Ki AÁvcÎ Kx ? ii
Ávb-Abyaveb-cÖ‡qvM I D”PZi `¶Zvi cÖkœ
11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21.
†c-AW©vi Kx ? e¨vsK wbðqZv mb` Kx ? FY wKfv‡e AvgvbZ m„wó K‡i ? †Kvb e¨vsK‡K ¯^í‡gqvw` F‡Yi e¨vemvqx e‡j Ges †Kb ? evsjv‡`‡ki me‡P‡q eo evwYwR¨K e¨vs‡Ki bvg Kx ? B-e¨vswKs Kx ? ZvwjKvfz³ e¨vsK Kx ? FY AvgvbZ m„wó ej‡Z Kx eyS ? mybv‡gi bxwZ ej‡Z Kx eyS ? we‡klvwqZ e¨vsK ej‡Z Kx eySvq ? evwYwR¨K e¨vsK `xN©‡gqvw` FY †`q bv †Kb ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e evwbwR¨K e¨vs‡Ki bxwZgvjv, evwbwR¨K e¨vs‡Ki FY AvgvbZ m„wó, evwbwR¨K e¨vs‡Ki Kvh©vejx
PZz_© Aa¨vq: e¨vsK wnmve Ávb I Abyaveb 1. e¨vsK Kx ? 2. e¨vsK wnmve Kx ? 3. e¨vsK cvm eB Kx ? 4. mÂqx wnmv‡e cvm eB‡qi Acwinvh©Zv n«vm cv‡”Q †Kb ? 5. bgybv m¦v¶i KvW© Kx ? 6. Rgv iwm` Kx ? 7. mÂqx wnmve Kx ? 8. PjwZ wnmve Kx ? 9. ¯’vqx wnmve Kx ? 10. e¨vsK wnmve weeiYx Kx ? 11. we‡kl PjwZ wnmve Kx ? 12. evsjv‡`k e¨vsK †Kvb ai‡bi e¨vsK ? 13. mvavib mÂqx wnmve Kx ? 14. †cbkb ev we‡kl mÂqx wnmve Kx ? 15. †cŠbtcywbK wnmve Kx ? 16. †PK eB Kx ? 17. ¯’vqx AvgvbZ iwm` Kx ? 18. ˆe‡`wkK gy`ªv AbvevwmK wnmve / (F.C. Account) Kx ? 19. wnmve Lyj‡Z cwiPqKi‡bi cÖ‡qvRb c‡o †Kb ?
cÖ‡qvM I D”PZi `¶Zv Rb¨ co‡e e¨vsK wnmv‡ei cÖKvi‡f` iii
Ávb-Abyaveb-cÖ‡qvM I D”PZi `¶Zvi cÖkœ
cÂg Aa¨vq: †PK Ávb I Abyaveb 1. †PK ej‡Z Kx eySvq ? 2. ûKzg †PK ej‡Z Kx eySvq ? 3. we‡klfv‡e `vMKvUv †PK ej‡Z Kx eySvq ? 4. †P‡Ki Agh©v`v ej‡Z Kx eySvq ? 5. †P‡Ki Av‡`óv †K ? 6. mvaviYfv‡e `vMKvUv †PK ej‡Z Kx eySvq ? 7. †P‡Ki Avw`ó †K ? 8. evwm †PK ej‡Z Kx eySvq ? 9. †P‡Ki Aby‡gv`b ej‡Z Kx eySvq ? 10. `vMKvUv †PK ej‡Z Kx eySvq ? 11. evnK †PK ej‡Z Kx eySvq ? 12. duvKv †PK ej‡Z Kx eySvq ? 13. †P‡Ki cÖvcK †K ? 14. †PK‡K cÖvgvY¨ `wjj wnmv‡e MÖnY Kiv nq †Kb? 15. gv‡K©U †PK ej‡Z Kx eySvq ? 16. ågbKvixi †PK ej‡Z Kx eySvq ? 17. AwMÖg †PK ej‡Z Kx eySvq ? 18. †P‡Ki c¶ KqwU ? 19. †P‡Ki cÖZviYv ev RvwjqvwZ ej‡Z Kx eySvq ? 20. KZ mgq GKwU †PK ˆea _v‡K ? e¨vL¨v Ki| 21. Kxfv‡e `vMKvUv †PK `vMwenxb †PK n‡Z Avjv`v ? e¨vL¨v Ki| 22. e¨vsK I †P‡Ki DrcwË †Kb mgmvgwqK ? e¨L¨v Ki| 23. KZ mv‡ji AvBb Øviv †P‡Ki e¨envi n‡q _v‡K? 24. †PK I wewbgq we‡ji g‡a¨ cv_©K¨ D‡jøL Ki| 25. D‡Ëvjb wPVv ej‡Z Kx eyS ? 26. cÖK…Z aviK ej‡Z Kx eySvq ? 27. †P‡K `vMKvUvi c×wZ e¨vL¨v Ki| 28. Kxfv‡e e¨emv‡q †P‡Ki D™¢e nq ? 29. †P‡Ki cÖ¯‘ZKviK‡K Kx e‡j ? 30. `vMKvUv †PK Kxfv‡e AwaK wbivcËv cÖ`vb K‡i ? 31. wbqš¿Y g~jK `vMKvUv †PK Kx ? 32. †P‡K GKevi `vMKvUvi ci †K Avevi Zv cÖZ¨vnvi Ki‡Z cv‡i ? 33. bU †b‡Mvwk‡qej K_vwU e¨L¨v Ki| 34. †WweU KvW© Kx ? 35. kZ©mv‡c‡¶ Aby‡gv`b ej‡Z Kx eySvq ? iv
Ávb-Abyaveb-cÖ‡qvM I D”PZi `¶Zvi cÖkœ
36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47.
`vMKvUv †PK Kxfv‡e FY AvgvbZ m„wó K‡i ? e¨vL¨v Ki| †PK‡K GK ai‡bi n¯ÍvšÍi‡hvM¨ `wjj ejv nq †Kb ? †P‡Ki A_© wewnZ gy`ªvq cwi‡kva¨ †Kb ? e¨vL¨v Ki| †P‡K A‡_©i cwigvb Kxfv‡e D‡jøL Ki‡Z nq e¨vL¨v Ki| †P‡K `vM KvU‡Z cv‡i †K ? mxwgZ Aby‡gv`b ej‡Z Kx eySvq ? †PK cÖ¯‘Z cÖYvjx e¨vL¨v Ki| evwZj †PK Kx ? †PK msMÖn Kivi c×wZ e¨vL¨v Ki| †P‡K `vMKvUvi D‡Ïk¨ e¨vL¨v Ki| Dcnvi †PK Kx ? †P‡K †Kv_vq Ges †Kb ZvwiL †jLv nq ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e †P‡Ki cÖKvi‡f`, †P‡Ki c¶, †P‡Ki Agh©v`v, `vMKvUv †P‡Ki †kÖYxwefvM
lô Aa¨vq: e¨vsK Znwe‡ji e¨envi Ávb I Abyaveb 1. e¨vsK Znwej Kx ? 2. e¨vsK FY Kv‡K e‡j ? 3. e¨vs‡Ki AMvg Kx ? 4. avi Kv‡K e‡j ? 5. bM` FY Kx ? 6. RgvwZwi³ FY Kx ? 7. `wjjx FY ej‡Z Kx eySvq ? 8. cÖZ¨qcÎ Kx ? 9. e¨vs‡Ki AÁvcÎ Kx ? 10. †c-AW©vi Kx ? 11. e¨vsK M¨vivw›U cÎ Kx ? 12. åvg¨gvb †bvU Kx ? 13. ågbKvixi ‡PK Kx ? 14. åvg¨gvb cÖZ¨qcÎ Kv‡K e‡j ? 15. wbwðZ cÖZ¨qcÎ Kv‡K e‡j ? 16. N~Y©vqgvb cÖZ¨qcÎ Kx ? 17. ågbKvixi cÖZ¨qcÎ Kx ? 18. RvgvbZhy³ FY Kx ? 19. wj‡qb ev c~e©¯^Z¡ Kx ? v
Ávb-Abyaveb-cÖ‡qvM I D”PZi `¶Zvi cÖkœ
20. 21. 22. 23.
cY¨ eÜK Kx ? AwZwi³ RvgvbZ Kx ? weµq‡hvM¨ RvgvbZ Kx ? e¨vsK Znwe‡ji wbR¯^ Drm ej‡Z Kx eySvq ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e e¨vsK F‡Yi †kÖYxwefvM, Rvgvb‡Zi cÖKvi‡f`, Rvgvb‡Zi we‡eP¨ welq, cÖZ¨qc‡Îi †kÖYxwefvM
mßg Aa¨vq: ˆe‡`wkK wewbgq Ávb I Abyaveb 1. ˆe‡`wkK wewbgq Kx ? 2. we‡`‡k A_© †cÖiY Kx ? 3. ˆe‡`wkK wewbgq wej Kx ? 4. wewbgq nvi Kv‡K e‡j ? 5. µq¶gZvi mgZv ZË¡ Kx ? 6. Pvwn`v I †hvMvb ZË¡ Kx ? 7. fvmgvb gy`ªv Kx ? 8. Uªv‡fjvm© †PK m¤ú‡K© avib `vI| 9. ¯^Y©gvb c×wZ ej‡Z wK eySvq ? 10. WvK‡hv‡M A_© †cÖiY ej‡Z Kx eyS ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e wewbgq nvi wba©vib c×wZ, we‡`‡k A_© †cÖiY, wewbgq nvi DVv-bvgvi KviY
Aóg Aa¨vq: wegv wegv m¤ú‡K© †gŠwjK aviYv Ávb I Abyaveb 1. wegv Kx ? 2. SuywK Kx ? 3. wegv Pzw³ Kx ? 4. wegv‡hvM¨ ¯^v_© Kx ? 5. mwØk¦v‡mi bxwZ Kx ? 6. ¯’jvwfwl³Ki‡Yi bxwZ Kx ? 7. AvbycvwZK mvnv‡h¨i bxwZ Kx ? 8. Rxeb wegv Kx ? 9. †bŠ-wegv Kx ? 10. `vq wegv Kx ? 11. wcÖwgqvg Kv‡K e‡j ? vi
Ávb-Abyaveb-cÖ‡qvM I D”PZi `¶Zvi cÖkœ
12. 13. 14. 15.
wek¦¯ÍZv wegv Kx ? Rxeb wegv K‡c©v‡ikb Kx ? mvaviY wegv K‡c©v‡ikb Kx ? wbðqZvi Pzw³ ej‡Z Kx eyS ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e wegvi Acwinvh© Dcv`vb/g~jbxwZ, wegvi †kÖYxwefvM
beg Aa¨vq: Rxeb wegv Ávb I Abyaveb 1. Rxeb wegv Kx ? 2. AvRxeb wegvcÎ Kx ? 3. †gqvw` wegvcÎ Kx ? 4. mvgwqK wegvcÎ Kx ? 5. †hŠ_ ev hyM¥ wegv Kx ? 6. †Mvôx wegv Kx ? 7. g„Zy¨nvi cwÄ Kx ? 8. mgc©Y g~j¨ Kx ? 9. †evbvm Kv‡K e‡j ? 10. e„wË e¨e¯’v Kx ? 11. mgwKw¯Í cwiKíbv Kx ? 12. bxU wcÖwgqvg Kx ? 13. DËivwaKvixi mb` Kx ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e Rxeb wegvi †kÖYxwefvM, Rxeb wegvi m¤úv`b cÖwµqv, mgc©Y g~j¨, g„Zz¨nvi cwÄ, evwl©K e„wËi cÖKvi‡f`
`kg Aa¨vq: †bŠ-wegv Ávb I Abyaveb 1. †bŠ-wegv Kx ? 2. †bŠ-wegvq ¯’jvwfwl³KiY ej‡Z Kx eyS ? 3. †bŠ-wegvq AvbycvwZK mvnvh¨ ej‡Z Kx eyS ? 4. †bŠ-wegvq Ae¨³ kZ© ej‡Z Kx eyS ? 5. RvnvR wegv Kx ? 6. cY¨ wegv Kx ? 7. †bŠ-`vq wegv Kx ? 8. hvÎv wegvcÎ ej‡Z Kx eyS ? 9. mgq wegvcÎ ej‡Z Kx eyS ? 10. g~j¨vwqZ wegvcÎ ej‡Z Kx eyS ? vii
Ávb-Abyaveb-cÖ‡qvM I D”PZi `¶Zvi cÖkœ
11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23.
j‡qW&m-Gi wegvcÎ ej‡Z Kx eyS ? †bŠ-wec` Kx ? mvgwMÖK ¶wZ ej‡Z Kx eyS ? D×vi‡hvM¨ mvgwMÖK ¶wZ ej‡Z Kx eyS ? mg~‡`ª cY¨ wb‡¶cY ej‡Z Kx eyS ? enbcÎ ev Pvjvbx iwm` ej‡Z Kx eyS ? PvU©vi cvwU© ej‡Z Kx eyS ? †bŠ-wegv‡K ¶wZc~i‡Yi Pzw³ ejv nq †Kb ? Ag~j¨vwqZ wegvcÎ ej‡Z Kx eyS ? mvg~w`ªK ¶wZ ej‡Z Kx eyS ? †Kvb wegvi ga¨ w`‡q wegv e¨emvq hvÎv ïiy K‡i ? †bŠ-wegvi ¯^Z¡vc©Y ej‡Z Kx eyS ? fvov ev gvïj wegv ej‡Z Kx eyS ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e †bŠ-wegvc‡Îi †kÖYxwefvM, †bŠ-wegv Pzw³i kZ©vejx, †bŠ-wec`, mvgyw`ªK ¶wZi cÖKvi‡f`, cY¨ wb‡¶cY
GKv`k Aa¨vq: AwMœwegv Ávb I Abyaveb 1. AvaywbK AwMœwegvi RbK †K ? 2. AwMœwegv Kx ? 3. ¯’jvwfwl³Kib ej‡Z Kx eyS ? 4. ¶wZc~i‡bi Pzw³ ej‡Z Kx eyS ? 5. cÖZ¨¶KviY bxwZ ej‡Z Kx eyS ? 6. g~j¨vwqZ wegvcÎ ej‡Z Kx eyS ? 7. Ag~j¨vwqZ wegvcÎ ej‡Z Kx eyS ? 8. MocoZv wegvcÎ ej‡Z Kx eyS ? 9. AwMœRwbZ ¶wZ ev AcPq ej‡Z Kx eyS ? 10. †bwZK SuywK ej‡Z Kx eyS ? 11. AwMœwegvq AvbycvwZK mvnvh¨ ej‡Z Kx eyS ? 12. †Kvb wegvq ˆbwZK SuywKi gvÎv me‡P‡q †ewk ? 13. wegv‡hvM¨ ¯^v_© ej‡Z Kx eyS ? 14. mvaviY wegv K‡c©v‡ikb Kx ? 15. AwMœRwbZ SuywK ej‡Z Kx eyS ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e AwMœwegvi Acwinvh© Dcv`vb, AwMœwegvc‡Îi †kÖYxwefvM, AwMœwegvi SuywKi cÖKvi‡f`
Øv`k Aa¨vq: wewea wegv viii
Ávb-Abyaveb-cÖ‡qvM I D”PZi `¶Zvi cÖkœ
Ávb I Abyaveb 1. `yN©Ubv wegv Kx ? 2. e¨w³MZ `yN©Ubv wegv Kx ? 3. ¯^v¯’¨ wegv Kv‡K e‡j ? 4. mvgvwRK wegv Kx ? 5. km¨ wegv Kx ? 6. Mevw` cï wegv Kx ? 7. WvK Rxeb wegv Kx ? 8. cybex©gv Kx ? 9. ˆØZwegv Kx ? 10. MY`vq wegv Kx ? 11. †gvUiMvwo wegv m¤ú‡K© aviYv `vI| 12. evsjv‡`‡k †Kvb wegv me‡P‡q cyi‡bv ? 13. ißvwb wegv ev ißvwb FY wegv Kx ? 14. ißvwb †µwWU M¨vivw›U ¯‹xg ej‡Z Kx eyS ?
cÖ‡qvM I D”PZi `¶Zvi Rb¨ co‡e `yN©Ubv wegv, `yN©Ubv wegvi cÖKvi‡f`, `vq wegv, ¯^v¯’¨ wegv, gUiMvox wegv, km¨ wegv, Mevw`cï wegv, ißvwb wegv, ißvwb †µwWU M¨vivw›U wegv, WvK wegv, †PŠh© wegv, ˆØZ wegv, cybtwegv
ix
Aa¨vq 1
e¨vsK e¨e¯’vi cÖv_wgK aviYv Primary Knowledge of Banking
1| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: wg. dyqv` I Zvi mggbv 15Rb D‡`¨v³v evsjv‡`k e¨vs‡K 400 †KvwU UvKv Rgv †i‡L GKwU e¨emvq cÖwZôvb K‡i| Zviv A_© wb‡q e¨emvq Ki‡e e‡j wVK K‡i| Zv‡`i GB KvRwU gyjab MVb I wewb‡qv‡M Ae`vb ivL‡e| K. e¨vsKvi †K? L. e¨vsK‡K avi Kiv A‡_©i aviK ejv nq †Kb? e¨vL¨v Ki| M. DÏxc‡K wg. dzqv`‡`i MwVZ e¨emvq msMVbwU wK? eY©bv Ki| N. e¨vsK Kx g~jab MVb I wewb‡qv‡Mi gva¨‡g †`‡ki ˆbwZK wbqš¿Y NUvq? †Zvgvi gZvgZ e¨³ Ki| DËi: K. e¨vsK e¨emv‡q wjß †h †Kvb e¨w³‡KB e¨vsKvi e‡j|
ïiæ 1 2 3 4
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2| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: 1978 mv‡ji w`‡K XvKv wek¦we`¨vj‡qi n‡j _vKZvg| evwo †_‡K UvKv cvVv‡j Zv †c‡Z †ek KÕw`b †j‡M †h‡Zv| GLb Avgvi GK fvwZRv XvKvq c‡o| Zvi evev ¯’vbxq e¨vsK kvLvq UvKv Rgv †`q| DbœZ cÖhyw³i myev‡` cuvP wgwbU c‡iB fvwZRv †PK †K‡U XvKvq UvKv DVvq| †PK KvUviI cÖ‡qvRb nq bv| DbœZ cÖhyw³i †mevi cÖwZ MÖvnK‡`i h‡_ó AvMÖn jÿ¨Yxq| evsjv‡`‡ki cy‡iv‡bv e¨vsK¸‡jvi h‡_ó myweav I mvg_©¨ _vKvi ciI DbœZ cÖhyw³i Afv‡e Zviv wcwQ‡q co‡Q| K. kvLv e¨vsK Kx? 1 L. Af¨šÍixY evwY‡R¨ e¨vs‡Ki Ae`vb e¨vL¨v Ki| 2 M. DÏxc‡K †h ai‡bie e¨vswKs Gi D‡jøL Kiv n‡q‡Q Zv‡K †Kvb ai‡bi e¨vswKs e‡j? e¨vL¨v Ki| 3 N. Òevsjv‡`‡ki cy‡iv‡bv e¨vsK¸‡jv A‡bK myweav I mvg_©¨ _vKvi ciI wcwQ‡q co‡QÓ- Zzwg Kx G e³‡e¨i mv‡_ GKgZ? g‡Zi ¯^c‡ÿ hyw³ `vI| 4 DËi: K. †h e¨vswKs e¨ve¯’vq GKwU cÖavb Kvh©vj‡qi Aax‡b †`‡k-we‡`‡k kvLv cÖwZôv K‡i e¨vswKs Kvh©µg cwiPvjbv Kiv nq Ges kvLv Awdm¸‡jv cÖavb Awd‡mKi wb‡`©k I wbqg-Kvbyb †g‡b Pj‡Z eva¨ _v‡K Zv‡K kvLv e¨vsK ev kvLv e¨vswKs e‡j| L. GKwU †`‡ki †fŠ‡MvwjK mxgvbvi g‡a¨ †h µq-weµq Kvh© AbywôZ nq Zv‡K Af¨šÍixY evwYR¨ e‡j| Af¨šÍixY evwY‡R¨i †ÿ‡Î e¨vsK¸‡jvi h‡_ó Ae`vb i‡q‡Q| e¨vsKmg~n e¨emvqxMY‡K g~jab mieivn K‡i Ges A‡_©i wbivc` I mnR †jb‡`‡bi my‡hvM †`q| A_© ¯’vbvšÍi, †`bv-cvIbv wb®úwË, cÖwZwbwaZ¡ civgk© `vb I wewfbœgyLx †mev cÖ`vb K‡i e¨vsK Af¨šÍixY evwY‡R¨ mnvqZv Ki‡e| ZvB GK K_vq ejv hvq, No business can run without banking.” M. DÏxc‡K †h ai‡bi e¨vswKs Gi D‡jøL Kiv n‡q‡Q Zv‡K B-e¨vswKs ev B‡jKUªwbK e¨vswKs e‡j| B‡jKUªwbK e¨vswKs n‡jv e¨vswKs e¨e¯’vq AZ¨vaywbK Zworevnx c×wZ †hLv‡b Kw¤úDUvi cÖhyw³ e¨envi K‡i AwZ`ªæZ wbf©yjfv‡e m¤úªmvwiZ e¨vswKs †mev myweav cÖ`vb Kiv nq| G‡ÿ‡Î A_© D‡Ëvjb, msMÖn, ¯’vbvšÍi, †jb‡`b m¤úbœKiY, Z_¨ msMÖn, msiÿY cÖ`vb, †hvMv‡hvM BZ¨vw` KvR B‡jKUªwbK c×wZ‡Z m¤úvw`Z nq| DÏxc‡K MÖvnK Zvi †Q‡j‡K UvKv cvVv‡bvi ci ¯^í mg‡qi g‡a¨B Zvi †Q‡j e¨vsK †_‡K A_© D‡Ëvjb Ki‡Z cvi‡Q| Avevi KLbI KLbI †PK KvUvi cÖ‡qvRb n‡”Q bv| A_©vr †m ATM KvW© e¨envi K‡i A_© D‡Ëvjb Ki‡Z cvi‡Q hv B‡jKUªwbK e¨vswKs-GB †KejgvÎ m¤¢e| N. Òevsjv‡`‡ki cy‡iv‡bv e¨vsK¸‡jv A‡bK myweav I mvg_©¨ _vKvi ciI wcwQ‡q co‡QÓ- Avwg G e³‡e¨i mv‡_ GKgZ| evsjv‡`‡ki cy‡iv‡bv e¨vsK¸‡jv †ekxifvMB mbvZb, KvwqK kªgwbf©i, mxwgZ †mev m¤^wjZ, gš’i, KvMR I bw_i RgvK…Z ¯Í‡ii mbvZb e¨vswKs c×wZ e¨envi K‡i Avm‡Q| d‡j Zv‡`i c‡ÿ Lye †ekx MÖvnK †mev ev myweav cÖ`vb Kiv m¤¢e n‡”Q bv| 214
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evsjv‡`‡ki AZ¨vaywbK e¨vsK¸‡jv cÖhyw³MZfv‡e A‡bK `~i GwM‡q †M‡Q Zv‡`i B‡jKUªwbK e¨vsKwKs myweav cÖ`v‡bi Kvi‡Y| DÏxc‡Ki w`‡K ZvKv‡j Avgiv †`L‡Z cvB †h, B‡jKUªwbK e¨vsKwKs Pvjy _vKvq eZ©gv‡b MÖvnK A‡bK †ekx myweav †fvM Ki‡Q| d‡j AwZ`ªæZ, wbf©yj Ges e¨vcK we¯Í…Z †mev cÖ`v‡bi gva¨‡g AvaywbK e¨vsK¸‡jv A‡bK †ekx mdj Ges GB cÖwZ‡hvwMZvq cy‡iv‡bv e¨vsK¸‡jv mgvb Zv‡j GwM‡q †h‡Z cvi‡Q bv| 3| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: Rbve Aveyj nvmvb AM©vwbK c×wZ‡Z K…wl cY¨ Drcbœ K‡ib| ZvQvov wKQz K…wlcY¨ Zv‡K Avg`vwb Ki‡Z nq| †`‡ki mKj †Rjvq Ges AwaKvsk Dc‡Rjvq Zvi K…wlc‡Y¨i wWjvi i‡q‡Q| GZw`b wZwb D`qb e¨vs‡Ki gva¨‡g e¨emvq cwiPvjbv KiwQ‡jb| K…wl Lvgv‡ii Rb¨ FY cÖ‡qvRb n‡j e¨vs‡Ki e¨e¯’vcK AcviMZv cÖKvk K‡i| G Amyweavi Kvi‡Y H e¨vs‡Ki mv‡_ †jb‡`b eÜ K‡i wZwb evsjv‡`k K…wl e¨vs‡K wnmve cwiPvjbv Ki‡Qb| K. ATM Kx? 1 L. B-e¨vswKs e¨e¯’vq †P‡Ki cÖ‡qvRb c‡o bv †Kb? e¨vL¨v Ki| 2 M. †h we‡kl e¨vswKs myweavi Rb¨ Rbve Aveyj nvmvb e¨vsK cwieZ©b K‡ib Zv e¨vL¨v Ki| 3 N. D`qb e¨vs‡Ki e¨e¯’vc‡Ki AcviMZv cÖKv‡ki †hŠw³KZv e¨vL¨v Ki| 4 DËi: K. gbyl¨wenxb ¯^qsµxqfv‡e cwiPvwjZ A_© †jb‡`b e¨e¯’v‡KB GwUGg e‡j| Gi c~Y©iƒc- Automated Teller Machine. L. DbœZZi B‡jKUªwbK cÖhyw³ e¨envi K‡i AwZ`ªæZ, wbf©yj I we¯Í…Z Kvh© cwiPvjbvq mÿg e¨vsK e¨e¯’v‡KB Be¨vswKs e‡j| B-e¨vswKs e¨e¯’vq †P‡Ki cÖ‡qvRb c‡o bv KviYB‡jKUªwbK c×wZ‡Z ¯^qswµqfv‡e Rgv I D‡Ëvjb Kiv hvq| B‡jKUªwbK c×wZ‡Z GK e¨vsK †_‡K Ab¨ e¨vs‡K Znwej Zwor MwZ‡Z ¯’vbvšÍi Kiv hvq| M. FY myweav cÖvwßi Rb¨ Rbve Aveyj Kvjvg e¨vsK cwieZ©b K‡ib| evsK KZ…©K MÖvnK‡K wbw`©ó A_© avi †`qv‡K e¨vsK FY ev AwMÖg e‡j| FY`v‡bi gva¨‡g gybvdv AR©b K‡i| †h e¨vsK †ewk FY w`‡Z cvi‡e, Zvi gybvdv, Avw_©K mg„w× I mybvg †ewk| DÏxc‡K †`Lv hv‡”Q †h, Rbve Aveyj Kvjvg GKRb K…wl cY¨ Drcv`bKvix| Zvi K…wl Lvgv‡ii Rb¨ FY cÖ‡qvRb| D`qb e¨vs‡Ki e¨e¯’vc‡Ki AcviMZvq wZwb evsjv‡`k K…wl e¨vs‡K wnmve cwiPvjbvi wm×všÍ wb‡q‡Qb| K…wl e¨vs‡K wnmve cwiPvjbv Kivi †cQ‡b KviY n‡jvK…wl e¨vsK K…lK‡`i wewfbœgyLx cÖ‡qvRb c~i‡Yi j‡ÿ¨ ¯^í‡gqvw`, ga¨‡gqvw` I `xN©‡gqvw` FY cÖ`vb K‡i| mvaviYZ mvi, exR, KxUbvkK µ‡qi Rb¨ ¯^í‡gqvw` †QvULv‡Uv K…wl hš¿cvwZ, Mevw` cï µq Ges Rwgi e¨vcK Dbœq‡bi Rb¨ FY cÖ`vb K‡i| K…wl e¨vsK K…lK‡`i myweav‡_© wewfbœ ai‡bi km¨ Drcv`‡bi Rb¨ †gŠmygx FY cÖ`vb K‡i _v‡K| 215
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N. D`qb e¨vs‡Ki e¨e¯’vc‡Ki AcviMZv cÖKvk n‡jv †hŠw³K| e¨vsK KZ…©K MÖvnK‡K wbw`©ó A_© avi †`qv‡K FY e‡j| D`qb e¨vs‡Ki e¨e¯’vc‡Ki AcviMZv cÖKv‡ki †cQ‡b †h KviY Zv njhÎZÎ h‡_”Qfv‡e FY`vb e¨vs‡Ki Rb¨ †Ljvwc FY e„w×mn bvbvb mgm¨vi m„wó K‡i| G‡Z gybvdvi †P‡q †jvKmvb nIqvi m¤¢vebvB †ewk _v‡K| Zvij¨ msK‡Ui Kvi‡Y D`qb e¨vsK wewfbœ LvZ I cÖK‡í FY`vb wbiærmvwnZ Ki‡Z cv‡i| †K›`ªxq e¨vs‡Ki we‡kl FY wbqš¿Y e¨e¯’vi Kvi‡YI AcviMZv cÖKvk Ki‡Z cv‡i| 4| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: wg. Kv‡kg e¨vs‡Ki Gg. wW| Zvi e¨vs‡Ki g~j †køvMvb n‡jv- ÔMÖvnK †mevi gva¨‡g mg„w×Õ| B‡Zvg‡a¨ Zvi e¨vsKwU MÖvnKevÜe e¨vsK wn‡m‡e h‡_ó mybvg Kzwo‡q‡Q| wnmv‡ei msL¨v, kvLvi msL¨v, gybvdvmn me©ÎB cÖe„w× AwR©Z n‡”Q| B‡Zvg‡a¨ g~jab MV‡b I mvgvwRK Kvh©µ‡g Kvh©Ki f~wgKv ivLvq e¨vsKwU ivóªxq cyi®‹vi †c‡q‡Q| K. †`Dwjqv Kx? 1 L. e¨vs‡Ki m”QjZvibxwZ e¨vL¨v Ki| 2 M. wg. Kv‡k‡gi e¨vsKwU fv‡jv Kivi wcQ‡b †Kvb KviYwU AwaK KvR K‡i‡Q e‡j Zzwg g‡b Ki wjL| 3 N. wg. Kv‡k‡gi e¨vsKwU g~jab MV‡b AwaK f~wgKv ivL‡Z cvivi wcQ‡b KviYmg~n we‡kølY Ki| 4 DËi: K. †`Dwjqv AvBb Abyhvqx cvIbv cwi‡kv‡a e¨_©Zvi `v‡q Av`vjZ KZ…©K †`Dwjqv e‡j †NvwlZ e¨w³ ev cÖwZôvb‡K †`Dwjqv e‡j| L. †Kvb mgv‡Ri mvaviY wb‡`©kbv n‡jv bxwZ| e¨vs‡Ki g~jbxwZi g‡a¨ m”QjZvi bxwZ me©vwaK ¸iæZ¡c~Y© i‡q‡Q| Avw_©K m”QjZv bv _vK‡j e¨vs‡Ki c‡ÿ †Kv‡bvfv‡eB Zvi e¨emvwqK Kvh© myôzfv‡e Pvwj‡q hvIqv m¤¢e bq| Giæc ¯^”QjZv ev Avw_©K cÖvPzh© e¨vs‡Ki GKwU Ab¨Zg bxwZ wn‡m‡e we‡ewPZ nq| M. wg. Kv‡k‡gi e¨vsKwU fv‡jv Kivi wcQ‡b e¨vs‡Ki †mevi gvbwU LyeB ¸iæZ¡c~Y© f~wgKv †i‡L‡Q| cÖwZ‡hvwMZvi G hy‡M MÖvnK‡`i †mev myweav cÖvwßi e¨vcv‡i AZ¨šÍ mZK©| ZvB m‡e©v”P †mev myweav wbwðZ Ki‡Z cviv `ÿ e¨vs‡Ki Acwinvh© ¸Y| †h e¨vs‡K mn‡R UvKv Rgv †`qv hvq, A_© D‡Ëvjb Kiv hvq, mn‡R FY cvIqv hvq, wewfbœ wej cÖ`vb I A_© msMÖn Kiv hvq MÖnK‡`i wbKU †mB e¨vsK Z‡Zv DËg we‡ewPZ n‡q _v‡K| mvaviYZ MÖvnKiv e¨vsK wbe©vP‡bi †ÿ‡Î †mevi welqwU LyeB ¸iæZ¡ mnKv‡i †`‡L| †h e¨vs‡Ki Kg©x‡`i e¨envi DËg, †m e¨vsK wnmve Lyj‡Z mevB Drmvnx nq| eZ©gvbKv‡j e¨vsK mviv we‡k¦ †mevag©x cÖwZôvb wn‡m‡e MY¨| e¨vsK cÖK…Zc‡ÿ A‡_©i †jb‡`‡bi gva¨‡g RbMY‡K †mev cÖ`vb K‡i| ZvB MÖvnK‡`i Rb¨ h‡_vchy³ †mev myweav wbwðZ Kiv e¨vs‡Ki KvR| cwi‡k‡l ejv hvq wg. Kv‡k‡gi e¨vsKwU mwVK †mevi gva¨‡g h‡_ó mybvg AR©b K‡i‡Q Ges w`b w`b DbœwZ I cÖe„w× AR©b Ki‡Q| N. wg. Kv‡k‡gi e¨vsKwU g~jab MV‡bi wcQ‡bi KviY¸‡jv nj- e¨vsKwU ZvwjKvfy³ Kxbv, e¨vs‡Ki mybvg, e¨vs‡Ki kvLv| 216
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†Kv‡bv wbw`©ó e¨vsK DËg wKbv we‡kølYKv‡j †K›`ªxq e¨vs‡Ki Aax‡b e¨vsKwU ZvwjKvfy³ wKbv Zv †`Lv `iKvi| KviY ZvwjKvfy³ evsK AZvwjKvfy³ e¨vsK A‡cÿv AwaK wbf©i‡hvM¨| wg. Kv‡ki e¨vsKwU mybv‡gi mwnZ Kvh©µg Kivi Kvi‡Y A‡bK kvLv Lyj‡Z †c‡i‡Q| A‡bK kvLv _vKvi Kvi‡Y A‡bK g~jab msMÖn n‡q‡Q| wewfbœ kvLv _vKvi Kvi‡Y e¨vsK RbMY I wewfbœ cÖwZôv‡bi wbKU Qwo‡q-wQwU‡q _vKv Ajm A_© wewfbœ wnmv‡ei gva¨‡g msMÖn K‡i †`‡ki Rb¨ AwZ Avek¨K cÖ‡qvRbxq g~jab MVb K‡i| AvgvbZKvix‡`i m‡q DØy× K‡iI e¨vsK †`‡k m‡qi cwigvY e„w×i †Póv Pvjvq| e¨vsK Òc‡ii a‡b †cvÏvix K‡iÓ G cÖev` evK¨ evwYwR¨K e¨vs‡Ki †ÿ‡Î we‡klfv‡e cÖ‡hvR¨| evwYwR¨K e¨vsKmg~n me mgq A‡b¨i A_© AvgvbZ wn‡m‡e msMÖn Kivi †Póv Pvjvq| e¨vsK RbM‡Yi ÿz`ª ÿz`ª A_© msMÖn K‡i Gi wbivcËv weav‡bi cvkvcvwk wb‡Ri Rb¨ I †`‡ki Rb¨ cÖ‡qvRbxq g~jab MVb I G‡K e¨env‡ii †Póv Pvjvq| hv e¨vsK e¨emv‡qi Dbœq‡bi mnvqK nq| Giƒc g~jab MVb evwYwR¨K e¨vs‡Ki Ab¨Zg D‡Ïk¨| wg. Kv‡k‡gi AwaK g~jab MVb I AwaK kvLvi Rb¨ ivóªxqfv‡e cyi®‹vi †c‡q‡Q| cyi®‹vi cvIqvi Rb¨ Zvi AwaK mybvg AR©b n‡q‡Q| 5| wb‡Pi QKwU co Ges DËi `vI:
K. e¨vsK Kx? L. e¨vs‡Ki Zvij¨ bxwZ ej‡Z Kx eyS? M. e¨vsK Kx ai‡bi e¨emv‡qi mv‡_ RwoZ? e¨vL¨v Ki? N. Òe¨vsK†K avi Kiv A‡_©i aviK ejv nq D‡jøwLZ wP‡Îi gva¨‡g Zv we‡kølY Ki| DËi: K. †h cÖwZôvb A_© e¨emv‡qi mv‡_ RwoZ Zv‡K e¨vsK e‡j| L. Zvij¨ ej‡Z PvBevgvÎ bM` A_© cwi‡kv‡ai ÿgZv ev m¤ú‡`i bM` A‡_© iƒcvšÍi‡K †evSvq| e¨vsK e¨emv‡q Zvij¨ msiÿY Kiv‡K e¨vs‡Ki Zvij¨ bxwZ e‡j| evsjv‡`k e¨vs‡Ki me©‡kl Av‡`k Abyhvqx Bmjvgx kwiqvwfwËK I we‡klvwqZ e¨vs‡Ki Rb¨ 11.50% evwYwR¨K e¨vs‡Ki Rb¨ 19% Zvij¨ msiÿY Ki‡Z n‡e| 217
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2| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: mv¤cÖwZK mg‡q gvbyl miKvix e¨vs‡K †h‡Z Pvq bv| †ewki fvM gvbyl †emiKvix evwYwR¨K e¨vs‡K hvq| miKvix evwYwR¨K e¨vsK¸‡jv Zv‡`i e¨vswKs Kvh©µg cyivZb c×wZ‡Z cwiPvjbv K‡i _v‡K| G‡Z MÖvn‡Ki e¨vswKs †mev A‡bK mgq jv‡M| ZvQvov MÖvnK †h ai‡bi e¨vswKs †mev †c‡Z Pvq ZvI miKvix evwYwR¨K e¨vsK¸‡jv w`‡Z cv‡i bv| RbZv e¨vs‡Ki M.D GB welqwU wb‡q DwØMœ| wZwb G Ae¯’v DËi‡Yi cÖZ¨vkv K‡ib| K. evwYwR¨K e¨vsK Kx? 1 L. evwYwR¨K e¨vs‡Ki †mevi bxwZwU e¨vL¨v Ki| 2 M. DÏxc‡Ki eY©bv Abyhvqx †Kvb ¸iæZ¡c~Y© Kvi‡Y gvbyl †emiKvix evwYwR¨K e¨vs‡K hv‡”Q? 3 N. miKvix evwYwR¨K e¨vsK¸‡jv‡K cÖwZ‡hvMxZvq wU‡K _vK‡Z n‡j Kx Kiv DwPZ e‡j Zzwg g‡b Ki|gZvgvZ `vI| 4 DËi: K. †h e¨vsK Rbmvavi‡Yi AvgvbZ MÖnY I FY`v‡bi gva¨‡g e¨vswKs Kvh©µg cwiPvjbv K‡i, Zv‡K evwYwR¨K e¨vsK e‡j| L. evwYwR¨K e¨vs‡Ki Ab¨Zg bxwZ n‡jv MÖvnK‡`i m‡e©vËg †mev cÖ`vb K‡i Zv‡`i e¨vs‡Ki cÖwZ AvMÖnx K‡i †Zvjv| eZ©gvb cÖwZ‡hvwMZv c~Y© evRv‡i G bxwZi Kvh©µg ev¯Íevq‡bi Ici e¨vs‡Ki mvdj¨ m¤ú~Y©fv‡e wbf©ikxj| †Kvb MÖvnK‡`i †mevi gva¨‡gB evRv‡i GKwU e¨vs‡Ki mybvg m„wó nq, hv e¨vs‡Ki Ab¨Zg c~uwR| M. DbœZ I AvaywbK †mevi Kvi‡Y gvbyl †emiKvix evwYwR¨K e¨vs‡K hv‡”Q| Service first GB bxwUi Dci †emiKvix evwYwR¨K e¨vsK¸‡jv cÖwZwôZ| †emiKvix evwYwR¨K e¨vsK¸‡jv MÖvnK‡`i m‡e©v”P †mev cÖ`vb‡K †ewk ¸iæZ¡ †`q| DbœZ cÖhyw³ DbœZ †mevi Acwinvh© kZ©| ZvB DbœZ MÖvnK †mev cÖ`vb K‡i Dbœqb Z¡ivwš^Z Kivi Rb¨ e¨vsK‡K Aek¨ DbœZ cÖhyw³ e¨envi Ki‡Z nq| †emiKvix evwYwR¨K e¨vsK¸‡jv Kw¤úDUvivBRW wnmve I †jb‡`b c×wZ AbjvBb e¨vswKs myweav| ATM ey_ G KvW© myweav BZ¨vw` †mev cÖ`v‡bi gva¨‡g MÖvnK‡`i mš‘wó AR©b Ki‡Z †c‡i‡Q| GB Kvi‡Y gvbyl †emiKvix evwYwR¨K e¨vs‡K hv‡”Q| N. miKvix evwYwR¨K e¨vsK¸‡jv cÖwZ‡hvwMZvq wU‡K _vK‡Z n‡j †mevi gvb DbœZ Ki‡Z n‡e| eZ©gvb cÖwZ‡hvwMZvg~jK e¨emvq RM‡Z `ÿZvi †Kvb weKí †bB| ZvB miKvix evwYwR¨K e¨vsK¸‡jv e¨e¯’vcbv‡K `ÿ K‡i Zzj‡Z n‡e| `ÿ e¨e¯’vcbvi gva¨‡g mKj Kg©KZ©v G Kg©Pvix‡`i wK cÖwkÿ‡Yi gva¨‡g Ges DbœZ cÖhyw³ I Kjv‡KŠkj e¨envi K‡i Zv‡`i `ÿ K‡i M‡o Zzj‡e| MÖvnK‡`i `„wó AvKl©‡Yi Rb¨ bZzb Product mvwf©m evRv‡i Avbvi Rb¨ miKvix evwYwR¨K e¨vsK¸‡jv‡K cÖqvm Pvjv‡Z n‡e| bZzb AvgvbZ cÖKí †hgb nR¡ cÖKí, †cbkb ¯‹xg, bZzb bZzb FY I wewb‡qvM cÖKí, Iqvb ÷c mvwf©m, Online c×wZ BZ¨vw`i cÖeZ©b Ki‡Z n‡e| cwi‡k‡l ejv hvq DcwiD³ c×wZmg~n Aej¤^b K‡i miKvix evwYwR¨K e¨vsKmg~n cÖwZ‡hvwMZvq wU‡K _vK‡Z cvi‡e| 3| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: gyb÷vi e¨vsK nVvr K‡i KZK¸‡jv eo jvfRbK Lv‡Z FY w`‡q I wewb‡qvM K‡i msK‡U c‡o‡Q| wewfbœ ¯’v‡b †_‡K eo AvgvbZ msMÖ‡ni †Póv Ki‡jI Zv m¤¢e n‡”Q bv| e¨vsK Rv‡b, GKevi MÖvnK‡`i †P‡Ki A_© cwi‡kv‡a AÿgZvi m„wó n‡j Zv eo ai‡bi mgm¨vi m„wó Ki‡e| G Ae¯’vq †K›`ªxq e¨vs‡Ki ¯§iYvcbœ n‡jI Zv h‡_ó n‡”Q bv| e¨vs‡Ki cwiPvjbv cl©` bZzb bZzb Kg©m~Px w`‡q AvgvbZ msMÖ‡ni ZvwM` w`‡q‡Q| 239
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K. e¨vwYwR¨K e¨vs‡Ki DØ„Ë cÎ Kx? 1 L. evwYwR¨K e¨vs‡Ki †MvcbxqZvi bxwZ ej‡Z Kx eySvq? 2 M. gyb÷vi e¨vs‡Ki msKU †Kvb ai‡bi e¨vL¨v Ki| 3 N. e¨vs‡Ki cwiPvjbv cl©` †h wm×všÍ wb‡q‡Q Zv Giƒc e¨vs‡Ki †Kvb bxwZi mv‡_ m½wZc~Y©? Giƒc bxwZi h_v_©Zv g~j¨vqb Ki| 4 DËi: K. wbw`©ó mgqv‡šÍ evwYwR¨K e¨vs‡Ki m¤úwË I `vq †`bvi D؄ˇK `yÕwU c„_K Kjv‡g avivevwnKfv‡e Dc¯’vcbv‡KB evwYwR¨K e¨vs‡Ki DØ„Ë cÎ e‡j| L. evwYwR¨K e¨vs‡Ki Ab¨Zg bxwZ n‡jv MÖvn‡Ki wnmve I RgvK…Z m¤ú‡`i me©vwaK †MvcbxqZv eRvq ivLv| KviY RbMY Zvi Rxe‡bi mwÂZ Ag~j¨ m¤ú` e¨vs‡Ki wbKU Mw”QZ †i‡L wbwðZ _vK‡Z Pvq| Gi †MvcbxqZv cÖKvk †c‡j Zv‡Z A‡nZzK weo¤^bv ev‡o| G‡Z e¨vs‡Ki cÖwZ RbM‡Yi Av¯’v webó nq| M. gyb÷vi e¨vs‡Ki msKUwU wQj Zvi‡j¨i msKU| MÖvnK‡`i RgvK…Z A_© PvwnevgvÎ †dir`v‡bi ÿgZv‡K e¨vs‡Ki fvlvq Zvij¨ e‡j| G bxwZi Av‡jv‡K evwYwR¨K e¨vsK me©mg‡q Ggb cwigvY A_© ev Zvij¨ msiÿY K‡i hv‡Z MÖvnK‡`i DÌvwcZ †PK †diZ hvIqvi m¤¢vebv †hgwb bv _v‡K †Zgwb AwaK Zvij¨ msiÿ‡Yi d‡j e¨vs‡Ki FY`vb mvg_©¨I n«vm bv cvq| DÏxc‡Ki e¨vsKwU jvfRbK eo eo Lv‡Z FY w`‡q I wewb‡qvM Kivq Zviv wKQzUv Zvij¨ msK‡U c‡o‡Q| d‡j Zviv MÖvnK‡`i A_© PvwnevgvÎ †diZ cÖ`v‡bi †ÿ‡Î mgm¨v n‡Z cv‡i e‡j fve‡Q| G Ae¯’vq Zviv Zvj¨ msKU †_‡K D‡Ëvi‡Yi Dcvq LyuR‡Q| N. gyb÷vi e¨vs‡Ki cwiPvjbv cl©` †h wm×všÍ wb‡q‡Q Zv nj bZzbZ¡ cÖeZ©‡bi bxwZ Abymi‡Yi| MÖvnK‡`i `„wó AvKl©‡Yi Rb¨ bZzb †cÖvWv± I mvwf©m evRv‡i Avbvi cÖqvm Pvjv‡bvI AvaywbK e¨vs‡Ki g~jbxwZ| bZzb AvgvbZ cÖKí; †hgb- n¾ cÖKí, wewfbœ †cbkb ¯‹xg, gvwmK Avq cÖKí, jvLcwZ cÖKí BZ¨vw` Ges bZzb bZzb FY I wewb‡qvM cÖKí, Iqvb ÷c mvwf©m, †iwK¨vk, ATM KvW© BZ¨vw`i cÖeZ©b Gi D`vniY| DÏxc‡Ki gyb÷vi e¨vsKwU KZK¸‡jv eo eo FY w`‡q I wewb‡qvM Kivq eZ©gv‡b Zvij¨ msK‡U c‡o‡Q| d‡j MÖvnK‡`i PvwnevgvÎ A_© cwi‡kv‡ai †ÿ‡Î mgm¨v n‡Z cv‡i †f‡e cwiPvjK cl©` bZzbZ¡ cÖeZ©‡bi bxwZ †g‡b Zvij¨ msKU `~i Kivi wm×všÍ wb‡q‡Q| bZzbZ¡ cÖeZ©‡bi bxwZ †g‡b Pj‡j wewfbœ Lv‡Z AvgvbZ msM„nxZ n‡q Ges Zvij¨ msKU K‡g hv‡e| 4| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: wknve gbmyi wewfbœ ai‡bi e¨vsK m¤ú‡K© c‡o‡Q| wkíe¨vsK, K…wl e¨vsK, gv‡P©›U e¨vsK AviI A‡bK e¨vsK| wKš‘ kn‡i e›`‡i me©Î †m †h e¨vsK †`‡L‡Q Zvi mv‡_ wkí I K…wli bvg D‡jøL †bB| GKB bv‡g bvbvb RvqMvq e¨vsK| Zvi evev †hB e¨vs‡K †jb‡`b K‡ib †mB e¨vsKwU h‡_ó cwicvwU K‡i ¸Qv‡bv, A‡bK †jvK KvR K‡i| evev ej‡jb, e¨vsKwU gybvdv AR©‡bi D‡Ï‡k¨ cwiPvwjZ nq| wknv‡ei wPšÍv evev UvKv Rgv †`b Avevi D‡Ëvjb K‡ib- Zvn‡j e¨vsKwU gybvdv AR©b K‡i Kxfv‡e? K. B-e¨vswKs Kx? 1 L. evwYwR¨K e¨vsK ej‡Z Kx eyS? 2 M. wknve kn‡i e›`‡i †h e¨vsK jÿ¨ Ki‡Q mvsMVwbK wePv‡i Zv †Kvb ai‡Yi e¨vsK e¨vL¨v Ki| 3 N. e¨vsKwU Kxfv‡e gybvdv AR©b K‡i? wknv‡ei fvebvi †cÖwÿ‡Z welqwU we‡kølY Ki| 4 DËi: K. DbœZi B‡jKUªwbK cÖhyw³ e¨envi K‡i AwZ `ªæZ Ges wbf©yj Kvh© cwiPvjbvq mÿg e¨vsK e¨e¯’v‡KB Be¨vswKs e‡j| L. gybvdv AR©‡bi D‡Ïk¨ wb‡q †h e¨vsK AvgvbZ msMÖn, FY `vb I MÖvnK‡`i wewfbœ e¨vswKs †mev myweav cÖ`vb K‡i Zv‡K evwYwR¨K e¨vsK e‡j| 240
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evwYwR¨K e¨vs‡K mdjZvi Rb¨ Dchy³ ¯’v‡b e¨vs‡Ki kvLv ¯’vcb AZ¨šÍ ¸iæZ¡c~Y©| G‡Z g‡°‡ji msL¨v e„w× cvq| †mRb¨ Ave¯’v‡bi bxwZ evwYwR¨K e¨vs‡Ki Ab¨Zg bxwZ| wg. nvwee †h e¨vsKwUi mv‡_ †jb‡`b K‡i‡Qb †mB e¨vsKwU cÖPvibxwZ I AvaywbKvq‡bi †ÿ‡Î AMÖMvgx| wKš‘ cÖwZôvbwU kvLv ¯’vc‡bi †ÿ‡Î Ae¯’vbMZ bxwZUv mwVKfv‡e cvjb Ki‡Z cv‡iwb| †mRb¨ e¨vsKwU gybvdv AR©‡b wcwQ‡q c‡o‡Q| G Ae¯’v †_‡K DËi‡Yi Rb¨ e¨ve¯’vcK †h me c`‡ÿc wb‡Z cv‡ib Zv n‡jv e¨vsKwU kvLv †Lvjvi †ÿ‡Î Ggb RvqMv kvLv ¯’vcb Ki‡Z n‡e †hLv‡b wkí I e¨emv‡qi †K›`ªwe›`y| MÖvnK‡`i KvQvKvwQ e¨vs‡Ki Ae¯’vb n‡j fvj nq| G‡Z MÖvnK‡`i hvZvqv‡Zi myweav nq, MÖvnK msL¨v e„w× cvq| DcwiD³ c`‡ÿc¸‡jv AbymiY Kiv DwPZ e‡j Avwg g‡b Kwi| 6| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: AvgvbZ †_‡K FY Ges FY †_‡K AvgvbZ m„wó nq; GUv fve‡Z †ek AevK jv‡M kg©xi| †m fv‡e AvgvbZ I FY mgvb ev‡o| Zvi eÜz mygb ejj, e¨vsK mivmwi F‡Yi A_© FY MÖvn‡Ki nv‡Z †`q bv| Aek¨ Avgvb‡Zi cy‡ivUv e¨vsK FY w`‡Z cv‡i bv| SLR e‡j GKUv K_v Av‡Q| hw` Zv a‡iv 20% Z‡e Zvi Av‡jv‡K wnmve Ki‡jB 1000 UvKvi cÖv_wgK AvgvbZ m‡e©v”P KZ UvKv ch©šÍ AvgvbZ m„wó Ki‡e Zv †ei Kiv m¤¢e| K. ZvwjKv fy³ e¨vsK Kx? 1 L. B-e¨vswKs ej‡Z Kx ZeySvq? 2 M.MÖvnK‡`i eivÏK…Z F‡Yi A_© e¨vsK †Kv_vq Rgv K‡i e¨vL¨v Ki| 3 N. GKUv AvgvbZ m‡e©v”P †h cwigvY AvgvbZ m„wó K‡i Zv‡K Kx e‡j? DÏxc‡Ki D`vniY †_‡K KZ UvKvi Giƒc AvgvbZ m„wó n‡e †ei Ki Zv g~j¨vqb Ki 4 DËi: K. †h me e¨vsK †K›`ªxq e¨vs‡Ki kZ©mg~n †g‡b wb‡q Gi ZvwjKvq AšÍf©y³ nq Zv‡K ZvwjKvfy³ e¨vsK e‡j| L. B-e¨vswKs ev B‡jKUªwbK e¨vswKs c×wZ n‡jv e¨vswKs †mev myweav cÖ`v‡bi AvaywbK †KŠkj ev c×wZ| G c×wZ‡Z Kw¤úDUvi cÖhyw&³ e¨envi K‡i AwZ`ªæZ wbf©yjfv‡e m¤cÖmvwiZ e¨vswKs †mev myweav cÖ`vb Kiv nq| G‡ÿ‡Î A_© D‡Ëvjb, msMÖn, ¯’vbvšÍi, †jb‡`b m¤cbœKiY, Z_¨ msMÖn, msiÿY, cÖ`vb, †hvMv‡hvM BZ¨vw` KvR B‡jKUªwb· c×wZ‡Z m¤úvw`Z nq| M. MÖvnK‡K eivÏK…Z F‡Yi A_© e¨vsK FYMÖnxZvi AvgbZ wnmv‡e Rgv iv‡L| e¨vsK hLb †Kv‡bv e¨w³ ev cÖwZôvb‡K FY cÖ`vb K‡i ZLb mivmwi bM` A_© FY wn‡m‡e cÖ`vb bv K‡i FY MÖnxZv‡K Zvi bv‡g GKwU AvgvbZ wnmve †Lvjvi Rb¨ e‡j Ges D³ wnmve F‡Yi A_© †µwWU K‡i| AZ:ci FYMÖnxZv D³ F‡Yi A_© †P‡Ki gva¨‡g D‡Ëvjb K‡i| DÏxc‡K Avgiv †`L‡Z cvB †h, eÜz myg‡bi K_v Abyhvqx e¨vsK mivmwi F‡Yi A_© FY MÖvn‡Ki nv‡Z †`q bv| N. GKUv AvgvbZ m‡e©v”P †h cwigvY AvgvbZ m„wó K‡i Zv‡K FY AvgvbZ m„wói cÖwµqv e‡j| Awfbe cš’vq evwYwR¨K e¨vsK cÖvß Avgvb‡Zi GKUv wbw`©ó Ask Zvij¨ mwÂwZ wn‡m‡e msiÿY K‡i evwKUv FY †`q Ges FY mivmwi bv w`‡q Zv FYMÖnxZvi AvgvbZ wnmv‡e ¯’vbvšÍic~e©K cybivq D³ AvgvbZ †_‡K bZzb F‡Yi m„wó K‡i Zv‡K evwYwR¨K e¨vs‡Ki FY AvgvbZ m„wó e‡j| FY AvgvbZ = AvgvbZ ÷ bM` Rgvi nvi = 1000 ÷ 20% 20 = 1000 ÷ 100 100 = 1000 × 20 = 5000 242
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M. Zgv‡ji Rb¨ mÂqx wnmve Dc‡hvMx| †h wnmv‡e w`‡b hZevi Lykx UvKv Rgv †`qv †M‡jI wKQz eva¨-evaKZvi wfZ‡i †_‡K UvKv D‡Ëvjb Ki‡Z nq Zv‡K mÂqx wnmve e‡j| Zgvj ¯^í I ¯’vqx Av‡qi gvbyl ZvB Zvi Rb¨ mÂqx wnmve Dc‡hvMx n‡e| Giƒc wnmv‡ei AvgvbZKvix w`‡b hZevi Lykx UvKv Rgv w`‡Z cvi‡jI wKQz eva¨evaKZvi wfZ‡i UvKv D‡Ëvjb Ki‡Z nq| GB wnmv‡e AvgvbZ Kvix‡K e¨vsK my` ev jvf cÖ`vb K‡i| N. Kvgvj we‡`‡k Ae¯’vbiZ Ae¯’vq AbvevwmK ewn¯’ wnmve Lyj‡Z cvi‡e| we‡`‡k Ae¯’vbiZ †Kvb bvMwiK †`kxq †Kvb e¨vs‡Ki kvLvq AvgvbZ wnmve Lyj‡j Zv‡K AbvevwmK ewn¯’ wnmve e‡j| DÏxc‡K wg. Kvgvj we‡`‡k _v‡Kb| wZwb †`kxq †Kvb e¨vs‡Ki kvLv wnmve Lyj‡Z PvB‡j Zv cvi‡eb| AvgvbZKvixi g‡bvbxZ e¨w³ Giƒc wnmv‡ei A_© D‡Ëvjb Ki‡Z cv‡i| GB wnmv‡e cY¨ Avg`vwbi Ges my` cÖvwßi my‡hvM _v‡K| 4| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: wg. S Gi Bóvb© cøvRvq GKwU †gvevB‡ji †kv-iæg Av‡Q| w`‡b K‡qKevi e¨vsK †_‡K A_© Rgv I D‡Ëvjb K‡ib| e¨vs‡K Zvi Rgv wQ‡jv 50,000 UvKv| wKš‘ wg. A †K 70,000 UvKv e¨vsK †_‡K Zz‡j w`‡Z †c‡iwQ‡jb| Zvi ¯^v¶ihy³ 20,000 UvKvi †PK GKevi RvwjqvwZ nIqvq wZwb e¨vs‡Ki Kv‡Q cÖPwjZ †P‡Ki e`‡j MICR †PK Bmy¨i Aby‡iva Rvbv‡jb| K. bgybv ¯^v¶i KvW© Kx? 1 L. GKRb Qv‡Îi Rb¨ †Kvb wnmve Dchy³? e¨vL¨v Ki| 2 M. wg. S †Kvb ai‡bi e¨vsK wnmve Ly‡j‡Qb?- e¨vL¨v Ki| 3 N. RvwjqvwZ †iv‡a wg. S Gi MICR †PK Bmy¨i Aby‡iva Rvbv‡bvi †hŠw³KZv g~j¨vqb Ki| 4 DËi: K. †P‡Ki ¯^v¶i h_v_© Kx bv Zv wgwj‡q †`Lvi Rb¨ AvgvbZKvixi ¯^v¶i †h Kv‡W© e¨vsK msi¶Y K‡i Zv‡K bgybv ¯^v¶i e‡j| L. GKRb Qv‡Îi Rb¨ mÂqx wnmve Dchy³| †h wnmv‡e w`‡b hZevi Lykx UvKv Rgv †`Iqv †M‡jI UvKv D‡Ëvj‡bi †¶‡Î eva¨ evaKZv _v‡K Ges e¨vsK MÖvnK‡K my` ev jvf cÖ`vb K‡i Zv‡K mÂqx wnmve e‡j| msÁvq cÖ`Ë ˆewk‡ó¨i myweav¸‡jv GKRb Qv‡Îi Rb¨ Dc‡hvMx| G‡Z Avq wn‡m‡e Zvi cÖ‡qvRb wg‡U I wKQz my` cvq| ZvB mÂqx wnmveB Qv‡Îi Rb¨ Dchy³| M. wg. S PjwZ wnmve Ly‡j‡Qb| †h wnmv‡e w`‡b hZevi Lykx UvKv Rgv`vb I Rgv D‡Ëvjb Kiv hvq Ges e¨vsK wnmv‡ei wec‡¶ †Kv‡bv my` †`q bv Zv‡K PjwZ wnmve e‡j| G wnmve e¨emvqxi Rb¨ Dc‡hvMx| G‡Z Rgvi AwZwi³ D‡Ëvjb Kiv hvq| wg. S GKRb e¨emvqx| wZwb K‡qKevi e¨vsK †_‡K A_© Rgv I D‡Ëvjb K‡ib| wZwb 50,000 UvKv Rgvi wecix‡Z 70,000 UvKv D‡Ëvjb K‡i 20,000 UvKv †ekx Zz‡j FY wb‡q‡Qb| GB mg¯Í ˆewk󨸇jv PjwZ wnmv‡e †`Lv hvq| myZivs wg. S PjwZ wnmve Ly‡j‡Qb G‡Z m‡›`n †bB| N. RvwjqvwZ †iv‡a wg. S Gi MICR †PK Bmy¨i Aby‡iva Rvbv‡bv †hŠw³K| MICR †PK Gi cy‡iv A_© n‡jv Magnatic Ink Character recognition. GwU GKwU B‡gR wfwËK †PK| eZ©gv‡b MICR †PK Bmy¨i gva¨‡g †P‡Ki RvwjqvwZ I A_© AvZ¥mvr †iva Kiv m¤¢e| G‡Z K‡i AvšÍt e¨vswKs †j‡b‡`b wb®úwËI mnRZi nq| DÏxc‡K wg. S Gi GKwU 20000 UvKvi †PK RvwjqvwZi gva¨‡g AvZ¥mvr nq| wZwb cÖPwjZ †P‡Ki wbivcËv wb‡q wPwšÍZ| ZvB e¨vsK‡K wZwb MICR †PK Bmy¨i Aby‡iva Rvwb‡q‡Qb| wZwb g‡b K‡i‡Qb B‡gR wfwËK †P‡K AvaywbK cÖhyw³i gva¨‡g mn‡RB cÖZviYv wPwýZ K‡i cÖwZ‡iv‡ai e¨e¯’v †bqv hv‡e| Zvi †PK Avi RvwjqvwZ n‡e bv| myZivs ej‡Z cvwi wg. S Gi MICR †PK Bmy¨i Aby‡iva Rvwb‡q RvwjqvwZ †iva Kivi D‡`¨vM mwVK| 248
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5| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: Rbve kwdK GKRb Pvj e¨emvqx| wZwb cÖwZw`b 1-2 j¶ UvKv ch©šÍ †jb‡`b K‡i _v‡Kb| e¨vs‡K Kiv Zvi GKwU e¨vsK wnmve †_‡K wZwb Kvh© PjvKv‡j hZevi B‡”Q A_© D‡Ëvjb K‡ib| kwd‡Ki eÜz Avwm‡di KvuPvgv‡ji Avor Av‡Q| Avo‡Zi cv‡k¦© Aew¯’Z GKwU e¨vs‡K wZwb wnmve Ly‡j‡Qb| †mLvb †_‡K †bvwUk bv w`‡q 20,000 UvKv †ewk A_© D‡Ëvjb Kiv hvq bv| G‡Z Avwm‡di e¨emvwqK Kvh©µ‡g wKQzUv mgm¨v n‡”Q| e¨emvwqK †jb‡`b myweavRbKfv‡e Kivi Rb¨ wZwb AwZ`ªæZ, wbf~©j Ges e¨emvq †mev cvIqvi Rb¨ cwiKíbv Ki‡Qb| K. e¨vsK wnmve Kx? 1 L. e¨vsK cvm eB ej‡Z Kx eySvq? 2 M. Rbve kwdK †Kvb ai‡bi e¨vsK wnmve cwiPvjbv Ki‡Qb? e¨vL¨v Ki| 3 N. wg. Avwmd e¨emvwqK Kvh©µg cwiPvjbvq †j‡b‡`b myweavi Rb¨ †Kvb ai‡bi e¨vswKs e¨e¯’v MÖnY Ki‡Z cv‡i? DÏxc‡Ki Av‡jv‡K e¨vL¨v Ki| 4 DËi: K. e¨vsK MÖvn‡Ki bv‡g †h wnmve Ly‡j A_© †jb‡`‡bi my‡hvM cÖ`vb K‡i Zv‡K e¨vsK wnmve e‡j| L. mÂqx wnmve †Lvjvi ci e¨vsK Zvi MÖvnK‡K †jb‡`b msµvšÍ Z_¨ mieiv‡ni j‡¶¨ †h ¶z`ªvK…wZi eB mieivn K‡i Zv‡K e¨vsK cvm eB e‡j| cvm eB Gi Ic‡i MÖvn‡Ki bvg I wnmve b¤^i †jLv _v‡K| wfZ‡i wbw`©ó mg‡qi g‡a¨ cÖviw¤¢K †Ri, Rgv I D‡Ëvjb, cÖvwß I cÖ`vbmn mgvcbx †Ri ZvwiL Abymv‡i wjwce× Kiv nq| M. Rbve kwdK PjwZ AvgvbZ ev wnmve cwiPvjbv Ki‡Qb| e¨vs‡Ki †h wnmv‡e cÖwZw`b e¨vsK PjvKvjxb mg‡q MÖvnK hZevi B”Qv UvKv Rgv †`qv I D‡Ëvjb Ki‡Z cv‡i Zv‡K PjwZ wnmve e‡j| DÏxc‡K †`Lv hv‡”Q †h Rbve kwdK GKRb Pvj e¨emvqx| wZwb evs‡K †h wnmve Ly‡j‡Qb H wnmve n‡Z Kvh© PjvKv‡j hZevi Lykx A_© D‡Ëvjb K‡ib| GKRb e¨emvqx‡K cÖwZwbqZ Avw_©K †jb‡`b Ki‡Z nq Ges wewfbœ ai‡bi e¨vswKs mnvqZvi cÖ‡qvRb c‡o| hv PjwZ wnmve wfbœ Ab¨ †Kv‡bvfv‡e jvf Kiv hvq bv| N. wg. Avwmd Zvi e¨emvwqK Kvh©µg cwiPvjbvq †jb‡`b myweavi Rb¨ B-e¨vswKs e¨e¯’v MÖnY Ki‡Z cv‡ib| B-e¨vswKs ev B‡jKUªwbK e¨vswKs n‡jv e¨vswKs e¨e¯’vq AZ¨vaywbK Zworevnx c×wZ †hLv‡b Kw¤úDUvi cÖhyw³ e¨envi K‡i AwZ`ªæZ wbf~©jfv‡e m¤cÖmvwiZ e¨vswKs †mev myweav cÖ`vb Kiv nq| G‡¶‡Î A_© D‡Ëvjb, msMÖn, ¯’vbvšÍi, †jb‡`b m¤úbœKiY, Z_¨ msMÖn, msi¶Y, cÖ`vb, †hvMv‡hvM BZ¨vw` KvR B‡jKUªwbK c×wZ‡Z m¤úvw`Z nq| DÏxc‡Ki wg. Avwmd B-e¨vswKs e¨e¯’v& MÖnY Ki‡j wZwb B”QvgZ hLb Lykx ZLb hZ UvKv cÖ‡qvRb Zv Zzj‡Z cvi‡Qb| G‡¶‡Î †bUIqv‡K©i Aax‡b e¨vs‡Ki †h †Kvb kvLvq wM‡q e¨vsK wnmv‡ei myweav MÖnY Ki‡Z cv‡i| ZvB Avgvi g‡Z, wg. Avwm‡di mgm¨v B-e¨vswKsB mgvavb Ki‡Z cvi‡e| 6| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: ¶y`ª e¨emvqx wg. wPb¥q `v‡ki wnmv‡e 1,50,000 UvKv Rgv Av‡Q| wZwb 20 RyjvBÕ11 Zvwi‡L mKvj 10Uvq 1,00,000 UvKv D‡Ëvj‡bi Rb¨ e¨vs‡K GKwU †PK cvVvb| `ycyi 12Uvq 75,000 UvKv bM` Rgv †`b| wZwb †ejv 2Uvq wg. Kwig‡K mwVKfv‡e c~iYK…Z 90,000 UvKvi GKwU †PK cÖ`vb K‡ib| H w`bB †ejvq 3 Uvq †P‡Ki UvKv Zzj‡Z †M‡j e¨vsK wg. Kwig‡K wnmv‡e ch©vß UvKv _vKv m‡Ë¡I UvKv w`‡Z A¯^xK…wZ Rvbvq| G‡Z wg. wPb¥‡qi e¨emv‡q †bwZevPK cÖfve c‡o| (SESDP) K. evnK †PK Kx? 1 L. †P‡K `vM KvUv nq †Kb? 2 M. wg. wPb¥q †Kvb ai‡bi e¨vsK wnmve cwiPvjbv K‡i‡Qb? e¨vL¨v Ki| 3 N. e¨emv‡qi mybvg I ¯^vfvweK †jb‡`b eRvq ivL‡Z wg. wPb¥‡qi KiYxq Kx Zv e¨vL¨v Ki| 4 DËi: K. †h †P‡Ki UvKv PvwnevgvÎ e¨vsK Gi evnK‡K cÖ`vb K‡i Zv‡K evnK †PK e‡j| 249
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6| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| wg. Rvdi PvKwiRxex| fv‡jv Avq K‡ib| LiP ev` †ek wKQz UvKv e¨vs‡K Rgv nq| wKš‘ GB UvKv a‡i ivL‡Z cv‡ib bv| G I nvIjvZ Pvq| UvKv w`‡j h_vmg‡q †dir cvIqv hvq bv| wZwb e¨vsK g¨v‡bRvi‡K ej‡jb, GKUv Dcvq ev\†j w`b hv‡Z UvKv AvU‡K ivL‡Z cvwi| g¨v‡bRvi mv‡ne †h eyw× w`‡jb Zv‡Z Zvi DcKvi n‡q‡Q| GLb e¨vs‡K UvKv _vK‡jI Zv mn‡R DVv‡Z bv cvivq eÜz‡`i‡K †`qv m¤¢e nq bv| wg. Rvdi Av‡Mi wnmveUv ev` w`‡Z Pv‡”Qb| g¨v‡bRvi mv‡ne ej‡jb Av‡Mi wnmveUv‡Zv _vK‡ZB n‡e| K. PjwZ wnmve Kx? 1 L. cvm eB ej‡Z Kx eySvq? 2 M. e¨vsK g¨v‡bRvi Zv‡K †Kvb ai‡bi wnmve †Lvjvi civgk© w`‡q‡Q e¨vL¨v Ki| 3 N. wg. Rvd‡ii cÖ_g e¨vsK wnmvewU †Kvb ai‡bi wQj? GwU Pvjy ivL‡Z ejvi hZv_©Zv we‡kølY Ki| 4 7| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| Rbve gyÝx †emiKvwi Awd‡m ¯^í †eZ‡b PvKwi K‡ib| msmvi Pvjv‡ZB wngwmg Lvb| Zvi eÜz Rbve AvwRg ej‡jv, Kó‡Zv Ki‡QvB, GiB g‡a¨ 100 UvKv K‡i n‡jI RgvI| †`L‡e Af¨vm e`‡j‡Q| Rbve gyÝx e¨vs‡K wnmve Ly‡j cÖwZ gv‡m Pvik UvKv Rgv †`b| 10 eQi ci GK jÿ UvKv cv‡eb| `yÕGKUv †QvU e` Af¨vm wQj ZvI Z¨vM K‡i‡Qb| wZwb fve‡Qb eÜzi civgk© Zvi Rxeb e`‡j w`‡q‡Q| mevB‡K hw` G civgk© †`qv †h‡Zv Zvn‡j e¨w³, mgvR I †`k mevB DcK…Z n‡Z cvi‡Zv| K. ¯’vqx wnmve Kx? 1 L. PjwZ wnmve ej‡Z Kx eySvq? 2 M. Rbve gyÝx †Kvb ai‡bi wnmve Ly‡j‡Qb e¨vL¨v Ki| 3 N. eÜz Zvi g‡a¨ †Kvb ai‡bi Af¨vm m„wói civgk© w`‡qwQ‡jb? mevB‡K Giƒc civgk© w`‡j Kx jvf n‡e g~j¨vqb Ki| 4 8| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| evsjv‡`‡ki AwaKvsk gvbylB Mixe I e¨vs‡Ki bvMv‡ji evB‡i| A_P Mixe gvbylI wKPz mÂq K‡i| hv RvZxq g~jab MV‡b †Zgb Kv‡R Av‡m bv| hw` e¨vsK¸‡jv evwo‡Z evwo‡Z gvwUi evsK w`‡q G‡m Zvi ÿz`ª mÂq e¨vs‡K G‡b Rgv Ki‡Zv Z‡e KZB bv fv‡jv n‡Zv| MÖv‡g-M‡Ä 10 UvKvq we‡kl ai‡bi gvby‡li Rb¨ wnmve †Lvjvi †h my‡hvM w`‡q‡Q miKvi Zv LyeB Avkve¨ÄK| K. e¨vsK wnmve weeiYx Kx? 1 L. ¯’vqx wnmve ej‡Z wK eySvq? 2 M. DÏxc‡K gvwUi e¨vsK mswkøó †h wnmv‡ei K_v ejv n‡q‡Q Zv †Kvb ai‡bi e¨vL¨v Ki| 3 N. MÖv‡g-M‡Ä 10 UvKvq †Kvb ai‡bi wnmve †Lvjv hvq| G ai‡bi wnmv‡ei h_v_©Zv we‡kølY Ki| 4 9| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| Drmvnx KÕRb eÜz cvi¯úwiK mg‡SvZvi wfwˇZ GKUv e¨emvq cÖwZôvb MVb K‡i‡Q| cÖwZw`b hv wKQz †ePv‡Kbv nq †mUv Zv‡`i GK eÜzi Kv‡Q Rgv _v‡K| Zviv e¨emv‡qi bv‡g GKUv e¨vsK wnmve Lyj‡e fvewQj| †h wnmv‡e Zviv cÖwZwbqZ †jb‡`b Ki‡Z cvi‡e| e¨vs‡K †hvMv‡hvM Ki‡j g¨v‡bRvi mv‡ne ej‡jb, Avcbv‡`i g‡a¨ wjwLZ Pzw³ n‡q‡Q Kx bv? AviI wKQz KvMRcÎ Rgv w`‡Z n‡e| Zviv fve‡jv G‡Z †ek wKPz mgq jvM‡e| ZvB Zviv Zv‡`i wb‡R‡`i bv‡gB †hŠ_ wnmve †Lvjvi wm×všÍ wbj| K. we‡kl PjwZ wnmve Kx? 1 L. GKRb m`¨ AemicÖvß miKvwi PvKz‡ii Rb¨ †Kvb ai‡bi wnmve DËg I †Kb? 2 M. wZb eÜz Kx ai‡bi e¨vsK wnmve Lyj‡e e‡j †f‡ewQj e¨vL¨v Ki| 3 N. eÜz‡`i wnmve Lyj‡Z cÖavb Kx `wjj Rgv PvIqv n‡q‡Q? G‡ÿ‡Î wm×všÍ cwieZ©‡bi †hŠw³KZv we‡kølY Ki| 4 254
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e¨emvq bxwZ I cÖ‡qvM-2q cÎ
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5| wb‡Pi DÏxKwU co Ges cÖkœ¸‡jvi DËi `vI: wg. Rvgvb GKUv †cÖm I evBwÛs KviLvbv Ki‡eb| miKv‡ii AbygwZ jvB‡mÝ PvB‡jb| A‡bK k‡Z©i g‡a¨ GKUv kZ© wegv Kiv n‡q‡Q Kx bv? wegv Ki‡Z †M‡j AwMœwbe©vcK M¨vm wmwjÛvi jvMv‡bvi kZ© †`qv n‡jv| kZ© †g‡b wZwb wegv Ki‡jb| ÿwZ msNwUZ n‡j wegvKvix Zv c~iY Kivi cÖwZkÖæwZ w`‡q‡Q| wg. Rvgvb e¨emvq Pvjv‡Z ¯^v”Q›`‡eva Ki‡Qb| K. Mo coZv wegvcÎ Kx? 1 L. AwMœwegvq ˆbwZK SzuwK ej‡Z Kx eySvq? 2 M. wg. Rvgvb †Kvb ai‡bi wegv K‡i‡Qb- e¨vL¨v Ki| 3 N. wg. Rvgvb †h wegv K‡i‡Qb Zv †Kvb ai‡bi Pzw³? wg. Rvgv‡bi ¯^”Q›`‡ev‡ai mv‡_ Gi m¤úK© g~j¨vqb Ki| 4 DËi: K. †h wegvc‡Îi †ejvq ÿwZi D™¢e n‡j wegvc‡Î D‡jøwLZ cwigvY `vwe cwi‡kva bv K‡i MociZv nv‡i Zv wbY©q Kiv nq Zv‡K MocoZv wegvcÎ e‡j| L. wegv MÖnxZvi PwiÎ ev cvk¦©eZ©x †jvKR‡bi Kvh©Kjvc †_‡K m„wó SzuwK‡KB ˆbwZK SzuwK e‡j| ˆbwZK SzuwK A`„k¨gvb Ges Zv gvby‡li Ici wbf©ikxj| ˆbwZK SzuwK †m‡nZz gvby‡li AmvayZvi Ici wbf©ikxj, ZvB wegvKvixi c‡ÿ Zv Abygvb Kiv mnR bq| M. wg. Rvgvb AwMœwegv K‡i‡Qb| AwMœwegv n‡jv AwMœRwbZ wec‡`i SzuwK †gvKvwejvi GKwU Avw_©K cÖwZiÿv e¨e¯’v| †h Pzw³i Øviv †Kvb wbw`©ó mg‡qi g‡a¨ AwMœKv‡Ði d‡j wba©vwiZ m¤úwËi ÿwZ ev nvwb n‡j wbw`©ó mxgv cwigvY ch©šÍ ÿwZc~iY Kiv n‡eG g‡g© wegvKvix I wegvMÖnxZvi g‡a¨ Pzw³ nq Zv‡KB AwMœwegv e‡j| DÏxc‡Ki wg. Rvgvb Zvi †cÖm I evBwÛs KviLvbvwU wegv Ki‡Z †M‡j AwMœ wbe©vcK M¨vm wmwjÛvi jvMv‡bvi kZ© †`qv n‡q‡Q| G‡ÿ‡Î Avgiv ej‡Z cvwi †h GwU GKwU AwMœwegv| N. wg. Rvgvb †h wegv K‡i‡Qb Zv ÿwZc~i‡Yi Pzw³| AwMœwegv n‡jv AwMœRwbZ ÿwZi wec‡ÿ Avw_©K ÿwZc~iY e¨e¯’v| †h Kvi‡Y Zv wbtm‡›`‡n ÿwZc~i‡Yi Pzw³| G‡ÿ‡Î m¤úyY© SzuwK wegv Kiv n‡j wegv †Kv¤úvwb AvswkK ÿwZi †ejvq AvswkK Ges m¤ú~Y© ÿwZi †ejvq m¤ú~Y© A_© cÖ`v‡b eva¨ _v‡K| DÏxc‡Ki wg. Rvgvb hLb †Kv¤úvwbi kZ© †g‡b wb‡q wegv K‡ib ZLb cieZ©x‡Z ÿwZ msNwUZ n‡j wegvKvix Zv c~iY Kivi cÖwZkÖæwZ w`‡q‡Q| ZvB ejv hvq GwU ÿwZc~i‡Yi Pzw³| †h‡nZz ÿwZ n‡j ÿwZc~iY cvIqv hv‡e ZvB wg. Rvgvb ¯^v”Q‡›` Zvi e¨emvq Pvwj‡q †h‡Z cvi‡Qb| 6| mvfv‡i wg. ivqnv‡bi GKwU RyZvi KviLvbv i‡q‡Q| RyZv ˆZwii †KwgK¨vj n‡Z †h †Kvb mgq AwMœKvÛ NU‡Z cv‡i weavq wZwb Zvi AwMœwegv‡hvM¨ m¤úw˸‡jvi Rb¨ GKwU wegvcÎ MÖnY K‡i‡Qb| cÖ_g wKw¯Í wcÖwgqvg cÖ`v‡bi ciciB AwMœKv‡Û mewKQz fw¯§f~Z n‡q hvq| wZwb †Kv¤úvwbi wbKU ÿwZc~iY †P‡q Av‡e`b K‡i‡Qb| (K) Mo wegvcÎ Kx? 1 (L) AwMœwegvc‡Î †Kvb ai‡bi Av¸‡bi SuywK eR©b Kiv nq? 2
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(M) wg. ivqnvb †Kvb ai‡bi wegvcÎ msMÖn K‡i‡Qb? e¨vL¨v Ki| 3 (N) wg. ivqnvb DÏxc‡K D‡jøwLZ wegv †Kv¤úvwbi wbKU †_‡K Kx cwigvY ÿwZc~iY cv‡eb? hyw³mn e¨vL¨v Ki| 4 DËi: K. †h wegvc‡Îi †ejvq ÿwZi D™¢e n‡j wegvc‡Î D‡jøwLZ cwigvY `vwe cwi‡kva bv K‡i MocoZv nv‡i Zv wbY©q Kiv nq Zv‡K MocoZv wegvcÎ e‡j| L. AwMœwegv †Kv¤úvwb wegvc‡Î D‡jøwLZ KviYmg~n Qvov Ab¨ †Kvb Kvi‡Y msNwUZ `yN©Ubvq wegvK…Z m¤úwË webó n‡j Zvi Rb¨ `vqx _v‡K bv| GRb¨ c~e© n‡ZB AwMœwegvc‡Î eR©bxq SzuwK¸‡jvi D‡jøL Kiv nq| eR©bxq SzuwKmg~n wb¤œiƒc: 1| welqe¯‘ ¯^Ztù~Z© cÖ`vn ev Zvc ev Zvc cÖ‡qvMK…Z †Kvb cÖwµqv †_‡K AwMœ; 2| f~wgK¤ú ev f~Mf©¯’ AwMœ; 3| mv¤úª`vwqK `v½v, AmgwiK Av‡›`vjb I we‡`ªvn n‡Z AwMœ; 4| hy×weMÖn, AvµgY, we‡`kx kÎæi kÎæZv, M„nhy×, we‡`ªvn BZ¨vw` †_‡K AwMœ| M. wg. ivqnvb Ag~j¨vwqZ wegvcÎ msMÖn K‡i‡Qb| †h AwMœwegv Pzw³‡Z ev AwMœwegvc‡Î c~e© †_‡K wegvK…Z m¤úwËi g~j¨vqb Kiv nq bv Ges g~j¨vq‡bi KvR cieZ©x mg‡q Kivi e¨e¯’v _v‡K Zv‡K Ag~j¨vwqZ wegvcÎ e‡j| GKRb wegvMÖnxZvi †h mKj m¤úwË AwMœwegv‡hvM¨ †m¸‡jv‡K Uv‡M©U K‡i G ai‡bi wegvcÎ †Lvjv n‡Z cv‡i| DÏxc‡Ki wg. ivqnv‡bi GKwU RyZvi KviLvbv i‡q‡Q| AwMœRwbZ SzuwK Gov‡bvi D‡Ï‡k¨ wZwb GKwU AwMœwegvcÎ MÖnY K‡i‡Qb| Zvi †h mKj m¤úwË Awegv‡hvM¨ †m¸‡jv‡K Uv‡M©U K‡i wZwb GKwU wegvcÎ MÖnY K‡i‡Qb| †h‡nZz c~e© n‡Z m¤úwËi g~j¨ wbiƒcY Kiv nqwb ZvB GwU GKwU Ag~j¨vwqZ wegvcÎ| N. wg. ivqnvb DÏxc‡K D‡jøwLZ wegv †Kv¤úvwbi wbKU †_‡K evRvi g~j¨ Abyhvqx ÿwZc~iY cvq| Ag~j¨vwqZ wegvc‡Îi †ÿ‡Î m¤úwËi g~j¨ ce© n‡Z wba©viY Kiv nq bv Ges g~j¨vq‡bi KvR cieZ©x mg‡q Kivi e¨e¯’v nq| G‡Z ÿwZc~i‡Yi bxwZ Abym„Z nq Ges ÿwZi D™¢e n‡j evRvi g~j¨ Abyhvqx Zv wbY©xZ nq| DÏxc‡K wg. ivqnvb Ag~j¨vwqZ wegvcÎ MÖnY K‡i‡Q| G †ÿ‡Î m¤úwËi g~j¨ c~e© n‡Z g~j¨vqb Kiv nqwb| cÖ_g wKw¯Í wcÖwgqvg cÖ`v‡bi ciciB AwMœKv‡Ð mewKQz fw®§f~Z n‡q hvq| Ag~j¨vwqZ wegvc‡Îi †ÿ‡Î ÿwZc~i‡Yi bxU Abym„Z nq| GgZve¯’vq KZUzKz ÿwZ n‡q‡Q Zv wba©viY K‡i evRvig~j¨ wbiƒcY K‡i wegv`vwe c~iY Kiv n‡e|
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GKv`k Aa¨vq: AwMœ wegv Abykxjbx m„Rbkxj cÖkœ
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4| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| wg. Rnx‡ii A‡bK e‡ov e¨emvq| RvnvR Av‡Q, e›`‡i wbR¯^ ¸`vg Av‡Q| RvnvR I ¸`vg GKB †Kv¤úvwb‡Z wegv K‡ib| wZwb wb‡Ri RwebI wegv Kwi‡q‡Qb| Z‡e GKB wegv †Kv¤úvwb‡Z Zv Kiv hvq wb| ¸`vg wegv Ki‡Z Zv‡K PvwiwÎK mb`mn bvbvb KvMRcÎ Rgv w`‡Z n‡q‡Q| wZwb fv‡eb GKB wegv †Kv¤úvwb‡Z RvnvR I ¸`vg wegvi †ÿ‡Î †Kv¤úvwb A‡bK †ekx mZK©| K. wegv‡hvM¨ ¯^v_© Kx? 1 L. Mo-coZv wegvcÎ ej‡Z Kx eySvq? 2 M. wg. Rnxi RvnvR I ¸`vg †Kvb ai‡bi wegv cÖwZôv‡b wegv K‡ib e¨vL¨v Ki| 3 N. ¸`vg‡gi Rb¨ wg. Rnxi †Kvb ai‡bi wegv K‡i‡Qb? G‡ÿ‡Î AwZwi³ welqvw` †hŠw³KZv we‡kølY Ki|4 5| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| hgybv BbwmI‡iÝ GKUv ¯^bvgab¨ wegv cÖwZôvb| MÖvnK‡`i `vwe c~i‡Yi wel‡q LyeB AvšÍwiK| Gi †P‡qI e‡ov K_v Zviv Zv‡`i wegv„Z m¤úwË Av¸‡bi nvZ †_‡K Kxfv‡e iÿv iKv hvq GRb¨ MÖvnK‡`i memgq civgk© †`q Ges †Lvu-Lei iv‡L| G Rb¨ MÖvnKivI Lykx| †mRb¨ A‡bK e‡ov e‡ov e¨emvqx Zv‡`i Kv‡Q wegv K‡i‡Q| Z‡e †ewk cwjwm Ly‡j †djvq wegv †Kv¤úvwb `ytwðšÍMÖ¯Í| ZvB Zviv mvaviY wegv K‡c©v‡ik‡bi mv‡_ Pzw³ K‡i‡Q| G‡Z †Kv¤úvwbwU mybv‡gi mv‡_ e¨emvq Ki‡Z cvi‡e e‡j g‡b Ki‡Q| K. mvaviY wegv K‡c©v‡ikb Kx? 1 L. AwMœRwbZ ÿwZ ev AcPq ej‡Z Kx eySvq? 2 M. hgybv BbwmI‡iÝ Gi †Póvi d‡j MÖvnK‡`i g‡a¨ Kx‡mi m„wó nq e¨vL¨v Ki| 3 N. †Kv¤úvwbwU mvaviY wegv K‡c©v‡ik‡bi mv‡_ Kx Pyw³ K‡i‡Q? Gi †hŠw³KZv we‡kølY Ki| 4 6| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| AvkdvK Zvi Mv‡g©Èm d¨v±ixi Dci 10 jÿ UvKvi GKwU AwMœwegv m¤úv`b K‡i| GKw`b †Mvc‡b wKQz cY¨ †m Ab¨Î miv‡Z Pvb Ges wegv †Kv¤úvwbi †Kv‡bv GK m`m¨ Zv †`‡L †d‡j| cieZ©x‡Z wegv †Kv¤úvwbi wb‡lavÁv Agvb¨ K‡i GKwU †emiKvwi ¯’vcb K‡i Ges wKQzw`b ciB fqven AwMœKv‡Û Zvi Mv‡g©Èm I †eKvwi f¯§xf~Z nq Ges wegv †Kv¤úvwbi Kv‡Q wegv `vwe Dc¯’vcb Ki‡j Zvi `vwewU cÖZ¨vwLZ nq| (K) AwMœwegv †Kvb ai‡bi Pzw³? 1 (L) AwMœwegvq mwØk¦vm m¤úK© ej‡Z Kx †evS? 2 (M) DÏxc‡Ki Kvi‡YB †h SzuwKwUi D™¢e n‡q‡Q Zv eY©bv Ki| 3 (N) `vwe cÖZ¨vLv‡bi wm×v‡šÍi †hŠw³KZv g~j¨vqb Ki| 4 7| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| Kv‡`i-2 jÂwU XvKv-ewikvj iæ‡U PjvPj K‡i| MZ eQi jÂwU ewikvj †_‡K XvKv wdiwQj| †divi c‡_ jÂwU cÖej N~wY©S‡o c‡o †gNbv b`x‡Z Wy‡e hvq| jÂwU‡Z cÖvq 200 Rb hvÎx wQj| Gi g‡a¨ 90 Rb hvÎx Wy‡e gviv
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hvq Ges 70 Rb AvnZ nq| j‡Âi gvwjK iwe hvÎx‡`i R‡b¨ wegv K‡i †i‡LwQ‡jb| d‡j wegv †Kv¤úvwb ÿwZMÖ¯Í e¨w³‡`i‡K ÿwZc~iY cÖ`vb K‡i| (K) c~Y© wegv Kx? 1 (L) km¨ wegv ej‡Z Kx †evS? 2 (M) DÏxc‡K wegv †Kv¤úvwb KZ UvKv ÿwZc~iY cÖ`vb Ki‡e Zv wbY©q K‡iv| 3 (N) DÏxc‡Ki wegvcÎwUi ¸iæZ¡ g~j¨vqb K‡iv| 8| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| wg. Avn‡g‡`i Rvgvjcy‡i GKwU Mv‡g©›Um Av‡Q| Mv‡g©›Um Gi g~j¨evb hš¿cvwZ Ges gvjvgvj AwMœRwbZ Kvi‡Y ÿwZMÖ¯Í n‡j AdzišÍ ÿwZ n‡Z cv‡i †f‡e wZwb GKwU wegv †Kv¤úvwbi mv‡_ G g‡g© Pzw³e× n‡q‡Qb †h, 50,000 UvKv wcÖwgqvg cÖ`vb Kiv n‡j 30 jvL UvKv ch©šÍ ÿwZc~iY Kiv n‡e| AwMœKv‡Û Mv‡g©›Um-Gi 25 jvL UvKvi hš¿cvwZ I gvjvgvj cy‡o hvq| (K) †evbvm Kx? 1 (L) AwMœRwbZ AcPq Kx? e¨vL¨v K‡iv| 2 (M) e¨emv‡qi SzuwK Kgv‡Z wg. Avn‡g` †Kvb c`‡ÿc MÖnY K‡i‡Qb? eY©bv Ki| 3 (N) AwMœKv‡Ûi d‡j wg. Avn‡g` wegv †Kv¤úvwb †_‡K KZ UvKv ÿwZc~iY †c‡Z cv‡ib? e³‡e¨i †hŠw³KZv e¨vL¨v K‡iv| 4 9| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| Rbve Rwgi GKwU Mv‡g©›Um-Gi gvwjK| AwMœKvÛ msNwUZ n‡j g~j¨evb hš¿cvwZ Ges AvmevecÎ aŸsm¯Íy‡c cwiYZ n‡Z cv‡i| ZvB Giƒc SzuwK Kgv‡Z wZwb GKwU cÖwZôv‡bi mv‡_ Pzw³e× n‡q‡Qb| AwMœKv‡Û wg. Rwg‡ii mgMÖ Drcvw`Z cY¨ I hš¿cvwZ ÿwZMÖ¯Í nq Ges wZwb †Kv¤úvwbi wbKU `vwe †ck K‡ib| (K) g~j¨vwqZ wegvcÎ Kx? 1 (L) AwMœRwbZ AcPq Kx? e¨vL¨v K‡iv| 2 (M) Rbve Rwgi ÿwZ-n«v‡m wKiƒc wegvcÎ MÖnY K‡ib? e¨vL¨v K‡iv| 3 (N) DÏxc‡K wg. Rwgi M„nxZ wegvcÎ Øviv KZUzKz wegv`vex ÿwZc~iY wn‡m‡e †c‡Z cv‡ib? hyw³ `vI|4 10| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| wg. gÛj 1000 gY cvU 10 jÿ UvKvq µq K‡i D³ g~‡j¨ wegv K‡ib| cieZ©x‡Z hvi evRvig~j¨ wQj 12 jÿ UvKv| Av¸‡b wKQz cvU cy‡o webó nq| ÿwZi cwigvY evRvi g~‡j¨ 6 jÿ UvKv wba©vwiZ nq| K. AvaywbK AwMœwegvi RbK †K? 1 L. AwMœwegv ej‡Z Kx †evSvq? 2 M. wg. gÛj KZ UvKvi ÿwZc~iY cv‡e? e¨vL¨v K‡iv| 3 N. wg. gÛ‡ji AwMœwegv Kivi †hŠw³KZv g~j¨vqb K‡iv| 4
314
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Miscellaneous insurance
1| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: Kwig RyU wg‡j PvKwi K‡i myiæR wgqv| cv‡Ui Avuk wb:k¦v‡mi mv‡_ kix‡i cÖ‡ek Kivq GK ai‡bi †ivM nq| GRb¨ Kwig RyU wgj KZ©„cÿ kÖwgK‡`i Rb¨ G ai‡bi †iv‡M AÿgZv m„wó ev wPwKrmvi Rb¨ wegv K‡i‡Q| kÖwgKivI gvwjK c‡ÿi G Kv‡R Lykx| GUv †`‡L eo IqvK©k‡ci gvwjK wg: †mvenvb Zvi kÖwgK‡`i `yN©UbvRwbZ g„Zy¨, c½yZ¡, RLg BZ¨vw`i Rb¨ wegv K‡i‡Qb| G‡Z wZwbI AvB‡b gvwj‡Ki †h `vq ejv n‡q‡Q Zv h_vh_fv‡e cvjb Ki‡Z mg_© n‡eb| K. km¨ wegv Kx? 1 L. Mevw` cï wegv ej‡Z Kx eySvq? 2 M. Kwig RyU wgj KZ©„cÿ myiæR wgqvi gZ kÖwgK‡`i Rb¨ †h wegv K‡i‡Qb Zv †Kvb ai‡bi e¨vL¨v Ki 3 N. wg: †mvenvb †h wegv K‡i‡Qb Zvi bvg Kx? Gai‡bi wegv Zv‡K wbwðšÍ Kivi KviY g~j¨vqb Ki| 4 DËi: K. cÖvK…wZK I AcÖvK…wZK bvbvb wec‡` km¨nvwb n‡j Zvi ÿwZi nvZ †_‡K K…lK‡`i‡K Avw_©Kfv‡e myiÿvi Rb¨ †h wegvi D™¢e N‡U‡Q Zv‡K km¨ wegv e‡j| L. Mevw`cïi g„Zy¨RwbZ ÿwZi nvZ †_‡K wegv MÖnxZv‡K Avw_©Kfv‡e iÿvi Rb¨ †h wegv e¨e¯’vi D™¢e n‡q‡Q Zv‡K Mevw`cï wegv e‡j| G‡ÿ‡Î ˆbwZK SuzwKi gvÎv A‡bK †ekx _v‡K| d‡j wegv Kivi †ÿ‡Î wegv †Kv¤úvwb wegv MÖnxZvi mZZv m¤ú‡K© wbwðZ nIqvi †Póv K‡i| M. Kwig RyU wgj KZ©„cÿ myiæR wgqvi gZ kÖwgK‡`i Rb¨ †h wegv K‡i‡Qb Zv nj †ckvMZ ÿwZc~iY wegv| wkí KviLvbvq KvR Kivi mgq cÖwµqvMZ Kvi‡YB †Kv‡bv †Kv‡bv Kg©x‡`i †ckvRwbZ †iv‡Mi m„wó n‡Z cv‡i| AvB‡b Giƒc †ckvRwbZ †iv‡Mi Kvi‡Y Kg©x Aÿg n‡j Zvi `vq wb‡qvM KZ©vi Ici e‡Z©| GRb¨ wb‡qvMKZ©v †ckvMZ ÿwZc~iY wegv MÖnY K‡i Giƒc `vq wegvKvixi Ici Ac©Y Ki‡Z cv‡i| DwÏc‡Ki w`‡K `„wó w`‡j Avgiv †`L‡Z cvB †h cv‡Ui Avuk wb:k¦v‡mi mv‡_ kix‡i c&ª‡ek Kivq GK ai‡bi †ivM nq| GRb¨ Kwig RyU wgj KZ©„cÿ kÖwgK‡`i Rb¨ G ai‡bi †iv‡M AÿgZv m„wó ev wPwKrmvi Rb¨ wegv K‡i‡Q| welqwU †ckvMZ ÿwZc~iY wegvi mv‡_ wg‡j hvq| AZGe Avgiv ej‡Z cvwi †h Kwig RyU wgj KZ©„cÿ †h wegv K‡i‡Qb Zv nj †ckvMZ ÿwZc~iY wegv| N. wg: †mvenvb †h wegv K‡i‡Qb Zv nj wb‡qvMKvixi `vq wegv| wkí KviLvbvq Kg©iZ Ae¯’vq †Kv‡bv `yN©Ubv ev wkímsµvšÍ †iv‡Mi Avµg‡Yi Øviv †Kv‡bv kÖwg‡Ki g„Z¨y n‡j ev RLgcÖvß n‡j Zvi ÿwZc~i‡Yi `vq AvBb Abyhvqx gvwj‡Ki Ici e‡Z©| gvwjK Giƒc ÿwZc~i‡Yi `vq †h wegvi gva¨‡g wegv †Kv¤úvwbi Ici b¨¯Í K‡i Zv‡K wb‡qvMKvixi `vq wegv e‡j|
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DwÏc‡Ki wg: †mvenvb Zvi kÖwgK‡`i `yN©UbvRwbZ g„Z¨y, c½yZ¡, RLg BZ¨vw`i Rb¨ wegv K‡i‡Qb| G‡Z wZwbI AvB‡b gvwj‡Ki †h `vq ejv n‡q‡Q Zv h_vh_fv‡e cvjb Ki‡Z mg_© n‡eb| G cwi‡cÖwÿ‡Z Avgiv ej‡Z cvwi †h GwU nj wb‡qvMKvixi `vq wegv| 2| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: wg: gwjøK I wg: MIni `yÕRbB RvnvR e¨emvqx| wg: gwjøK Zvi RvnvR GKvwaK wegv †Kv¤úvwbi Kv‡Q wegv K‡ib| Ab¨w`‡K wg: MIni Zvi RvnvR cwiwPZ wegv cÖwZôv‡b wegv K‡ib| hv H wegv †Kv¤úvwb Avevi mvaviY wegv K‡c©v‡ik‡b wegv K‡i _v‡K| ÿwZc~iY cvIqvi wel‡q `yR‡bB A‡bKUv wbwðZ _v‡Kb| K. ¯^v¯’¨wegv Kx? 1 L. km¨wegv ej‡Z Kx †evSvq ? 2 M. wg: gwjøK Zvi RvnvR †hfv‡e wegv K‡ib Zv‡K †Kvb ai‡bi wegv e‡j e¨vL¨v Ki| 3 N. mvaviY wegv K‡c©v‡ik‡b †h wegv Kiv nq Zv‡K †Kvb ai‡bi wegv e‡j? Giƒc wegv Kivi †hŠw³KZv we‡kølY Ki| 4 DËi: K. Amy¯’ZvRwbZ Kvi‡Y wPwKrmv e¨q wbe©v‡ni Rb¨ †h wegv Kiv nq Zv‡K ¯^v¯’¨wegv e‡j| L. cÖvK…wZK I AcÖvK…wZK bvbvb wec‡` km¨nvwb n‡j Zvi ÿwZi nvZ †_‡K K…lK‡`i‡K Avw_©Kfv‡e myiÿvi Rb¨ †h wegvi D™¢e N‡U‡Q Zv‡K km¨ wegv e‡j| cÖK…wZi Ici wbf©ikxjZv Avengvb Kvj †_‡K Pvlvev‡`i cÖavb ˆewkó¨| wewfbœ cÖvK…wZK `y‡h©vM; †hgb Lvivc AvenvIqv, eb¨v, Liv, wkjve„wó, wewfbœ †ivM I †cvKvgvK‡oi Dc`ªe Ges †mB mv‡_ gbyl¨ m„ó wec` ev AwbðqZvB n‡jv km¨ wegvi g~j cÖwZcv`¨ welq| M. wg: gwjøK Zvi RvnvR †hfv‡e wegv K‡ib Zv‡K ˆØZ wegv e‡j| †Kv‡bv GKRb wegvMÖnxZv Zvi m¤úwËi SzuwK GKB mv‡_ `yB ev Z‡ZvwaK wegv †Kv¤úvwbi wbKU wegv Ki‡j Zv‡K ˆØZ wegv e‡j| e„n`vqZb wk‡íi hš¿cvwZi wegv, wegvb wegv, RvnvR wegv BZ¨vw` †ÿ‡Î mvaviYZ ˆØZ wegvi AvkÖq †bqv n‡q _v‡K| DÏxc‡Ki wg: gwjøK Zvi RvnvR GKvwaK wegv †Kv¤úvwbi Kv‡Q wegv K‡ib| D³ Z_¨wU ˆØZ wegvi mv‡_ wg‡j hvq| N. mvaviY wegv K‡c©v‡ik‡b †h wegv Kiv nq Zv‡K cybwe©gv e‡j| †Kv‡bv wegv †Kv¤úvwb Zvi M„nxZ SuywKi m¤ú~Y© ev Askwe‡kl Avevi bZzb †Kvb wegv Pzw³i gva¨‡g Ab¨ †Kv‡bv wegv †Kv¤úvwbi wbKU n¯ÍvšÍi Ki‡j Zv‡K c~Ywe©gv e‡j| Giƒc †ÿ‡Î wegvKvix I wegvMÖnxZv DfqB _v‡K wegv †Kv¤úvwb| DwÏc‡Ki wg: MIni Zvi RvnvR cwiwPZ wegv cÖwZôv‡b wegv K‡ib| hv H wegv †Kv¤úvwb Avevi mvaviY wegv K‡c©v‡ik‡b wegv K‡i _v‡K| G †_‡K †evSv hv‡”Q †h GwU GKwU cybwe©gv| 3| wb‡Pi DÏxcKwU co Ges cÖkœ¸‡jvi DËi `vI: beŸB‡qi `k‡Ki ci †`‡ki Lv`¨ Pvwn`v c~i‡Y Mevw` cïi Dbœq‡b miKvi we‡kl cwiKíbv †bq| we‡`k †_‡K DbœZ Rv‡Zi Mvfx Avg`vwb Kiv nq| †`wk Mvfx †hLv‡b 2 †_‡K 3 wjUvi `ya †`q †mLv‡b DbœZ Rv‡Zi GKUv Mvfx 15 †_‡K 25 wjUvi `ya †`qvq Zv gvbyl‡K `viæbfv‡e DØy× K‡i| mgxi wgqv GKRb Lvgvix| †mI 316
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(K) cybt wegv Kx? 1 (L) ißvwb †µwWU M¨vivw›U ¯‹xg ej‡Z Kx eyS ? 2 (M) Mevw`cïi wegv `vwe cwi‡kv‡ai †ÿ‡Î wegv †Kv¤úvwb †Kvb ai‡bi wegvi wbqg Abymib K‡i‡Q - Zv e¨vL¨v Ki| 3 (N) g„Z Mevw`cïi gvwjKvbv †K cv‡e ? Zv DÏxc‡Ki Av‡jv‡K we‡kølY Ki| 4 DËi: K. cybt wegv: wegvKvix ev wegv †Kv¤úvwb Zvi M„nxZ SzuwKi Ask we‡kl cybt Pzw³i gva¨‡g Ab¨ †Kvb wegv †Kv¤úvwbi Ici b¨¯Í Ki‡j Zv‡K cybe©xgv e‡j| L. av‡i cY¨ ißvwb †ÿ‡Î †h me evwYwR¨K ivR‰bwZK I mvgvwRK SzuwK nq, †h wegv e¨e¯’vi Zv †gvKvwejvi `vwqZ¡ M„nxZ nq, Zv‡K ißvwb avi M¨vivw›U e‡j| g~j cwi‡kv‡a wej¤^, Avg`vwbKvi‡Ki †`DwjqvZ¡, †`wi‡Z cY¨ †cŠuQv, Pvwn`v I wewbgq nv‡i cwieZ©b, ivR‰bwZK Aw¯’iZv, cÖf…wZ evwYwR¨K I ivR‰bwZK wec` ißvwbKvi‡Ki g~j¨ cÖvwß wej¤^ ev AwbðqZv m„wó K‡i| ißvwbKvi‡Ki cY¨g~j¨ cÖvwß wej¤^ ev AwbðqZv `~i Kivi Rb¨ G ai‡bi wegv Ki‡Z nq| ißvwb †µwWU M¨vivw›U wegv cÖavbZ `yÕcÖKvi| h_v- (1) RvnvwRKiY c~e©eZ©x SzuwK wegv Ges (2) RvnvRxKiY cieZ©x SzuwK wegv cÎ| M. Mevw`cïi wegv `vwe cwi‡kv‡ai †ÿ‡Î wegv †Kv¤úvwb m¤úwË wegvi wbqg AbymiY K‡i‡Q| †h wegvi welqe¯‘ ¯’vei I A¯’vei m¤úwË Zv‡K m¤úwË wegv e‡j| DÏxc‡K wg. AwbK cvj Zvi Mevw` cïi †h wegv K‡ib Zv g~jZ m¤úwË wegvi AvIZvfz³| KviY Mevw`cï g~j¨evb m¤ú` weavq GwU m¤úwË wegvi wbqg cÖ‡hvR¨ n‡e| ZvB wegv †Kv¤úvwb welqe¯‘i wegv‡hvM¨ ¯^v_© I P~ovšÍ mwØk¦vm Ges wbw`©ó mg‡qi g‡a¨ ÿwZ n‡q‡Q weavq wegv `vwe cwi‡kva K‡i w`‡q‡Qb| N. g„Z Mevw`cïi gvwjKvbv wegv †Kv¤úvwb cv‡e| Mevw` cïi †ÿ‡Î ¯’jvwfwl³Zvi bxwZ cÖ‡qvR¨| m¤úwË wegvi †ÿ‡Î m¤ú~Y© ÿwZc~i‡Yi cieZ©xK…Z m¤úwË hw` wKQz Aewkó _v‡K ev G msµvšÍ †Kvb AwaKvi †_‡K _v‡K Zvi gvwjK nq wegv †Kv¤úvwb| GB bxwZ‡KB ¯’jvwfwl³Zvi bxwZ e‡j| DÏxc‡K †`Lv hv‡”Q †h, AwbK cvj 20wU Mevw` cïi wegv K‡iwQ‡jb| Zvi Mevw` c︇jv †Mv-‡gvo‡K gviv hvq Ges m¤úwË wegvi AvIZv Zvi `vwe cÖ`vb K‡i| Acic‡ÿ wegvK…Z cïi AwaKvi wegv †Kv¤úvwb cv‡e| KviY Mevw` cï m¤ú~Y© ÿwZMÖ¯’ n‡q‡Q Ges wegv †Kv¤úvwb `vwe cwi‡kva K‡i‡Q| G gyn~‡Z© Aewkó welqe¯‘i gvwjKvbv cv‡e wegv †Kv¤úvwb| cwi‡k‡l ejv hvq Mevw` cï †h‡nZz g~j¨evb m¤ú` ZvB Gi †ÿ‡Î wegvi ¯’jvwfwl³Zvi bxwZ cÖ‡hvR¨ n‡e| KviY g„Z Mevw` cïi Pvgov †_‡K wegv †Kv¤úvwb jvfevb n‡e|
319
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
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Øv`k Aa¨vq: wewea wegv Abykxjbx m„Rbkxj cÖkœ
1| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| †gvUi mvB‡Kj Pvjvb wg. †fŠwgK| iv¯Ív-Nv‡U mvivÿY `yN©Ubv NU‡Q-GUv gv‡Sg‡a¨ wg. †fŠwgK‡K fvweZ K‡i| wegv †Kv¤úvwbi Kg©KZ©v Zvi GK eÜz ej‡jb, wec`‡Zv Avi e‡j K‡q Av‡m bv| Zzwg Ggb wegvcÎ †Lv‡jv hv‡Z Kg wcÖwgqv‡g g„Zz¨ SzuwK ïay bq Gi mv‡_ †ek wKQz SzuwK wegv Ki‡Z cvi‡e| wg. †fŠwgK ej‡jb, GUv KZ eQ‡ii Rb¨? mÂq I wewb‡qvM myweav G‡ÿ‡Î cvIqv hv‡e Kx bv? eÜz ej‡jv, Zzwg hv ej‡Qv Zv‡Ì‡K G wegv wfbœ| K. `vq wegv Kx? 1 L. †gvUi Mvox wegv m¤ú‡K© aviYv `vI? 2 M. eÜz †Kvb ai‡bi wegv Ki‡Z e‡j‡Qb e¨vL¨v Ki| 3 N. wg. †fŠwgK †Kvb ai‡bi Rxeb wegvcÎ m¤ú‡K© e‡j‡Qb? Zvi cÖ‡kœi KviY g~j¨vqb Ki| 4 2| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| evsjv‡`‡ki AwaKvsk gvbylB moK c‡_ P‡j| GB moK c‡_ cÖwZw`b †h `yN©Ubv N‡U Zv‡Z cÖvY nvivq M‡o Kgc‡ÿ 10 Rb gvbyl| KZRb c½y nq, wPwKrmv wb‡Z †h‡q wbt¯^ nq Zv fve‡Z AevK jv‡M| KZ Mvwo webó nq, m¤ú` bó nq Zv AeY©bxq| wKš‘ G wb‡q †h‡bv Kv‡ivB gv_ve¨_v †bB| †gvUi Mvwoi gvwjK wegv K‡i ÿwZc~iY cvq| wKš‘ hvÎx gviv hvq Zvi e¨e¯’v Kx? A_P gUi Mvwo wegvi AvIZvq GB ai‡bi wegv Kiv m¤¢e wQj| K. c~be©xgv Kx? 1 L. WvK Rxeb wegv m¤ú‡K© aviYv `vI| 2 M. moK c‡_ `yN©Ubvi SzuwK Gov‡Z DÏxc‡K †Kvb ai‡bi wegvi cÖwZ Av‡jvKcvZ Kiv n‡q‡Q e¨vL¨v Ki| 3 N. DÏxc‡Ki eY©bv Abyhvqx hvÎx‡`i Rb¨ †gvUiMvwoi gvwjK †h wegv Ki‡Z cv‡ib Zvi bvg Kx? G‡`‡k Gi Avek¨KZv g~j¨vqb Ki| 4 3| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| Rbve Avj‡gi GK eÜz Av‡gwiKvq _v‡Kb| †m ej‡jv, †mLv‡b km¨ wegvi cÖPjb e¨vcK| Rbve Avj‡gi cÖkœKZUzKy dmj n‡Zv Avi wech©‡qi Kvi‡Y KZUv Kg n‡jv- GUv cwigvc Kiv Kx m¤¢e? K…lK hw` mvi bv `q, Jlya bv wQUvq Avi ÿwZc~iY `vwe K‡i Zv n‡j Kx n‡e? eÜzi e³e¨ †hLv‡b Pvlvev` nq evwYwR¨K wfwˇZ| Zzwg †h SzuwKi K_v ej‡Qv Zvi m¤¢vebv †mLv‡b Kg| me wgwj‡q Zviv SzuwK wnmve K‡i wegv Ki‡Q| Avi ÿwZ n‡j ÿwZc~iY Ki‡Q| K. ˆØZ wegv Kx? 1 L. e¨w³MZ AÿgZv wegv m¤ú‡K© aviYv `vI| 2 M. Av‡gwiKv‡Z kl¨ wegvi †ÿ‡Î †Kvb ai‡bi SzuwK ¸iæZ¡c~Y© e¨vL¨v Ki| 3 N. evsjv‡`‡k G wegvi cÖPj‡b †Kvb ai‡bi SzuwK Rbve Avjg ¸iæZ¡c~Y© g‡b Ki‡Qb we‡kølY Ki| 4 320
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4| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| `yN©Ubv KviI R‡b¨B Kvg¨ bq| Z_vwc `yN©Ubv w`b w`b †e‡oB P‡j‡Q| ZvB AvBbRxex iweDj fwel¨‡Z `yN©Ubv KewjZ n‡j nvmcvZv‡j wPwKrmvi e¨qfvi en‡bi R‡b¨ GKwU wegv †Kv¤úvwbi wbKU n‡Z GKwU cwjwm MÖnY K‡i| (K) Mevw` cï wegv Kx? 1 (L) ÔRxeb wegv Avw_©K wbðqZv wegvÕ-Dw³wU e¨vL¨v K‡iv| 2 (M) DÏxc‡K D‡jøwLZ wegvwU‡K †Kvb ai‡bi e¨w³MZ `yN©Ubv wegv ejv hv‡e? 3 (N) AvBbRxex iweD‡ji wegv cwjwmi †ÿ‡Î wcÖwgqvi wKiƒc n‡e e‡j Zzwg g‡b K‡iv? 4 5| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| Rbve cjvk cÖwZ eQi 5,000 UvKv cÖ`vb c~e©K †Ubkb wd« †Kv¤úvwbi mv‡_ 10,000 UvKvi 30 eQi †gvw` GKwU wegv cwjwm MÖnY K‡ib| †gqv` †k‡l Rbve cjvk RxweZ _v‡Kb Ges Pzw³ Abyhvqx †Kv¤úvwb cÖwZ eQi Zv‡K 20,000 UvKv cÖ`vb K‡i| (K) ißvwb †µwWU M¨vivw›U ¯‹xg Kx? 1 (L) ÔAwMœwegv ÿwZ c~i‡Yi Pzw³Õ-e¨vL¨v K‡iv| 2 (M) Rbve cjvk cÖwZ eQi 5,000 UvKv cÖ`vb K‡ib †Kb? e¨vL¨v K‡iv| 3 (N) †Kv¤úvwbi 20,000 UvKv cÖ`vb Kx hyw³hy³? we‡kølY K‡iv| 4 6| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| Rbve RvwKi †nv‡mb b¨vkbvj d¨vbm& wj. U½x-Gi †Rbv‡ij g¨v‡bRvi| `yB †Q‡j I ¯¿x wb‡q Zvi my‡Li msmvi| eo †Q‡j widvZ mßg I †QvU †Q‡j ivnvZ cÂg †kªwYi QvÎ| eQi `y‡qK c~‡e© wZwb ZvKvdzj Bmjvgx jvBd BbwmI‡iÝ †Kvs wj. †_‡K b¨vkbvj cwievi Kg©iZ Kg©KZ©v I Kg©Pvix‡`i c‡ÿ †Mvôx AÿgZv wegvcÎ msMÖn K‡ib| wZb gvm c~‡e© GK gg©vwšÍK moK `yN©Ubvq Zv‡K c½y nvmcvZv‡j fwZ© n‡Z nq| MZ mßv‡n wZwb evmvq wd‡ib| (K) `yN©Ubv Kx? 1 (L) `yN©Ubv wegv ej‡Z Kx †evSvq? 2 (M) RvwKi mv‡n‡ei cwiev‡ii ÿwZc~i‡Y ZvKvdz‡ji KiYxq e¨vL¨v K‡i| 3 (N) `yN©Ubvq c½y n‡q RvwKi mv‡ne weQvbvq, ZvKvdz‡ji †Mvôx wegvq Zvi wKQzUv `vq Kgvq-we‡kølY Ki| 4 7| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| `yN©Ubv KviI R‡b¨B Kvg¨ bq| Z_vwc `yN©Ubv w`b w`b †e‡oB P‡j‡Q| ZvB AvBbRxex iweDj fwel¨‡Z `yN©Ubv KewjZ n‡j nvmcvZv‡j wPwKrmvi e¨qfvi en‡bi R‡b¨ GKwU wegv †Kv¤úvwbi wbKU n‡Z GKwU cwjwm MÖnY K‡i| (K) Mevw` cï wegv Kx? 1 (L) ÔRxeb wegv Avw_©K wbðqZv wegvÕ-Dw³wU e¨vL¨v K‡iv| 2 (M) DÏxc‡K D‡jøwLZ wegvwU‡K †Kvb ai‡bi e¨w³MZ `yN©Ubv wegv ejv hv‡e? 3 (N) AvBbRxex iweD‡ji wegv cwjwmi †ÿ‡Î wcÖwgqvi wKiƒc n‡e e‡j Zzwg g‡b K‡iv? 4 321
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8| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| wg. nvmvb RbZv e¨vs‡Ki Bmy¨K…Z GKwU †PK †mvbvjx e¨vsK, dvg©‡MU kvLvq Zvi wnmv‡e Rgv †`b| wZwb wg. nviæb‡K 2 jvL UvKvi GKwU †PK cÖ`vb K‡ib| 1 jvL UvKvi †P‡Ki A_© wn‡m‡e Rgv n‡jB †Kej Zvi cÖ`Ë †PKwU gh©v`v cv‡e| †P‡Ki A_© `ªæZ Rgv bv n‡j wg. nviæb UvKv cv‡eb bv| d‡j wg. nvmv‡bi e¨emvwqK mybvg Aÿzbœ n‡Z cv‡i| (K) †h e¨vsK A_© I e¨vsK e¨e¯’v wbqš¿Y K‡i Zv‡K Kx e‡j? 1 (L) †K›`ªxq e¨vsK‡K FY`v‡bi †kl Avkªq¯’j ejv nq †Kb? 2 (M) wg. nvmvb Kxfv‡e †P‡Ki †jb‡`b wb®úwË Ki‡Z cv‡ib? e¨vL¨v K‡iv| 3 (N) wg. nvmv‡bi †jb‡`‡bi mv‡_ RwoZ e¨vsK¸‡jv Kxfv‡e †`bv-cvIbv wb®úwË Ki‡e? e¨vL¨v Ki| 4 9| wb‡Pi DÏxcKwU c‡ov Ges cÖkœ¸‡jvi DËi `vI| beŸB‡qi `k‡K evsjv‡`k cÖPzi cwigvY ¸u‡ov `ya we‡`k †_‡K Avg`vwb Ki‡Zv| AZtci Mevw` cï Dbœq‡b miKvi we‡kl cwiKíbv †bq| we‡`k †_‡K DbœZ Rv‡Zi Mvfx Avg`vwb Kiv nq| Lvgvixiv Drmvn mnKv‡i cï cvjb Ki‡jI wegvi mxgve×Zvi Kvi‡Y G LvZ m¤cÖmviY I Dbœqb n‡”Q bv| K. km¨ wegv Kx? 1 L. WvK Rxeb wegv m¤ú‡K© aviYv `vI| 2 M. Mevw` cï cvjb gvbyl‡K e¨vcKfv‡e DØy× Kivi R‡b¨ KiYxq Kx? e¨vL¨v K‡iv| 3 N. Miæ Lvgvi e¨emvq m¤cÖmviY I Dbœq‡b wegvi mxgve×Zv `~ixKi‡Y Zzwg Kx Kx e¨e¯’vi mycvwik Ki‡e? e¨vL¨v K‡iv| 4
322
wbe©vPbx cixÿv (XvKv †evW©)
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mgq: 40 wgwbU 1. 2. 3.
4. 5.
6.
7.
c~Y©gvb: 40
[we.`ª.: mwVK I m‡ev©rK…ó DËiwU‡Z Kv‡jv ej †cb Øviv fivU Ki‡Z n‡e| cÖ‡Z¨K cÖ‡kœi gvb mgvb|] wb‡Pi †KvbwU we‡klvwqZ e¨vsK? wb‡Pi DÏxcKwU co Ges 8 bs cÖ‡kœi DËi `vI: K. RbZv L. DËiv Rbve X a~gcvb Ki‡jI exgvc‡Î wZwb Zv N. †mvbvjx M. K…wl †Mvcb K‡ib| cieZ©x‡Z wZwb aygcvbRwbZ †Kvb exgv‡K wbðqZvi Pzw³ ejv nq? †iv‡M gviv hvb| K. Rxeb L †bŠ 8. Rbve X exgvi †Kvb eZ¨q NUvq wegv `vwe M. AwMœ N. Mevw` cï cvIqv †_‡K ewÂZ nb? AvgvbZ MÖnY I wewb‡qvM Kvh© m¤úv`bKvix K. cÖZ¨ÿKiY L. P~ovšÍ mwØk¦vm e¨vsK †KvbwU? M. ¯’jvwfwl³Zv N. wbw`©óZv K. MÖæc L. wgkª 9. wb‡Pi †KvbwU mwVK `vM KvUv †P‡Ki bgybv? M. †PBb N. GKK wb‡Pi DÏxcKwU co Ges 4 − 5bs cÖ‡kœi DËi `vI: †mvbvjx e¨vsK †mvbvjx e¨vsK K. gwZwSj kvLv L. gwZwSj kvLv Rbve iZœv evwYwR¨K e¨vs‡K GKwU wnmve †L‡jb| cvwievwiK Kvi‡Y 40 nvRvi UvKv cÖ‡qvRb n‡j Zvi RgvK…Z 1 jÿ UvKvB D‡Ëvjb †mvbvjx e¨vsK †mvbvjx e¨vsK gwZwSj kvLv N. M. gwZwSj kvLv K‡ib| Gi d‡j wnmvewU eÜ n‡q hvq Ges wZwb wba©vwiZ my‡`i Kg nv‡i my` cvb| 10. g„Zz¨nvi cwćZ m¤¢ve¨ g„Z e¨w³i msL¨v wbY©q Kiv nq Rbve iZœv †Kvb ai‡bi wnmve Ly‡jwQj? cÖwZ K. PjwZ L. mÂqx K. kZ‡K L. nvRv‡i M. we‡kl N. ¯’vqx Kx e¨e¯’v MÖnY Kiv n‡j Zvi wnmvewU Pvjy M. jv‡L N. †KvwU‡Z _vK‡Zv? 11. wb‡Pi †KvbwU mvgyw`ªK ÿwZ? K. AvUK L. iY‡cvZ i. wnmve bevqb Ki‡j N. we‡ùviY M. M”Pv ii. wnmv‡ei wecix‡Z FY wb‡j 12. AwMœ exgv I Rxeb exgv Df‡qi †ÿ‡Î cÖ‡hvR¨iii. 60 nvRvi UvKv ivL‡j i. wnmve bevqb Ki‡j wb‡Pi †KvbwU mwVK? ii. wnmv‡ei wecix‡Z FY wb‡j K. i L. ii M. i I ii N. i, ii I iii iii. 60 nvRvi UvKv ivL‡j wb‡Pi †KvbwU †K›`ªxq e¨vs‡Ki KvR? wb‡Pi †KvbwU mwVK? K. FY wbqš¿Y L. AvgvbZ msMÖn K. i L. ii M. i I ii N. i, ii I iii. M. wewb‡qvM N. wej evÆvKiY 13. wb‡Pi †KvbwUi Abycw¯’wZ‡Z kveve Gi †`vKv‡bi evwYwR¨K e¨vsKmg~n †Kvb bxwZ AbymiY K‡i Ici bymivZ exgv Ki‡Z AcviM? Zv‡`i wbKU bM` A_© Rgv iv‡L? K. Pzw³ m¤úv`‡bi †hvM¨Zv L. ˆea D‡Ïk¨ K. mÂq msMÖn L. wbivcËv M. mwØk¦v‡mi m¤úK© N. exgv‡hvM¨ ¯^v_© M. FY `vb N. Zvij¨
e¨emvq bxwZ I cÖ‡qvM-2q cÎ wb‡Pi DÏxcKwU co Ges 14 − 15bs cÖ‡kœi DËi `vI: Rbve mygb B÷j¨vÛ I cÖMwZ BÝy¨‡iÝ †Kv¤úvwbi wbKU Zvi ¸`vg iwÿZ cv‡Ui R‡b¨ c„_K `ywU exgvcÎ MÖnY K‡ib| cÖMwZ BÝy¨‡iÝ Zvi M„nxZ exgvi welqe¯Íyi R‡b¨ wdwb· BÝy¨‡iÝ †Kv¤úvwbi wbKU exgv K‡i| ¸`v‡g Av¸b †j‡M 10 jÿ UvKvi ÿwZ nq| 14. DÏxc‡K D‡jøwLZ cÖMwZ BÝy¨‡iÝ Gi exgvcÎwU †Kvb cÖK…wZi? K. cybt L. †hŠ_ M. ˆØZ N. cY¨`vq 15. Rbve mygb B÷j¨vÛ BÝy¨‡iÝ †Kv¤úvwb †_‡K KZ jÿ UvKv ÿwZc~iY cv‡eb? K. 5 L. 10 M. 25 N. 50 16. wewbgq nvi wba©vi‡bi µq ÿgZv mgZv Z‡Ë¡i RbK †K? K. Aa¨vcK bvM©m L. G¨vWvg w¯§_ M. ¸÷vW© K¨v‡mj N. †KqvY©µm 17. cÖZ¨qcÎ Bmy¨ K‡ib †K? K. Avg`vwbKviK L. ißvwbKviK M. ißvwbKvi‡Ki e¨vsK N. Avg`vwbKvi‡Ki e¨vsK wb‡Pi DÏxcKwU co Ges 18bs cÖ‡kœi DËi `vI: wg. X Zvi Rvnv‡Ri exgv K‡ib| RvnvRwU wbw`©ó c_ e¨ZxZ Ab¨ c‡_ Mgb Kivq MšÍe¨¯’‡j †cuŠQv‡Z wej¤^ nq| G‡Z cwievwnZ gvjvgvj ÿwZMÖ¯Í nq| wKšÍy exgv †Kv¤úvwb `vwe c~i‡Y A¯^xK…wZ Rvbvq| 18. wg. X †Kvb exgvcÎ MÖnY K‡iwQ‡jb? L. g~j¨vwqZ K. hvÎv M. fvmgvb N. Ae‡iva 19. eZ©gv‡b cÖPwjZ n¯ÍvšÍi‡hvM¨ `wjj AvBbwU KZ mv‡ji? K. 1818 L. 1828 M. 1881 N. 1882 324
g‡Wj cÖkœ (eû wbe©vPbx) wb‡Pi DÏxcKwU co Ges 20 bs cÖ‡kœi DËi `vI: iwdK mv‡ne Av‡gwiKv †_‡K wkí cY¨ Avg`vwb Ki‡Z B”QzK| wKšÍy ißvwbKviK c‡Y¨i g~j¨ cÖvwßi wbðqZv †c‡Z Pvq| 20. ißvwbKviK wK‡mi gva¨‡g c‡Y¨i g~j¨ cÖvwßi wbðqZv †c‡Z cv‡ib? K. ågYKvixi †PK L. åvg¨gvb †bvU M. e¨vs‡Ki AvÁvcÎ N. cÖZ¨qcÎ 21. exgv Pzw³i AvBbMZ Dcv`vb †KvbwU? K. exgv‡hvM¨ ¯^v_© L. ˆea cÖwZ`vb M. cÖZ¨ÿ KviY N. ¯’jvwfwl³KiY 22. AwMœRwbZ ÿwZi cÖZ¨ÿ KviY †KvbwU? K. ÎæwURwbZ wbg©vY KvVv‡gv L. `vn¨ c`v‡_©i Dcw¯’wZ M. Ae‡njv I AeÁv N. wbgœgv‡bi DcKiY e¨envi 23. Rbve mvBdzj exgv †Kv¤úvwb †_‡K KZ UvKv ÿwZc~iY cv‡eb? K. 20 nvRvi L. 30 nvRvi M. 50 nvRvi N. 1 jÿ wb‡Pi DÏxcKwU co Ges 24−25 bs cÖ‡kœi DËi `vI: RvwKi Zvi cvIbv`vi Kwe‡ii bv‡g 5 jÿ UvKvi GKLvbv †PK cÖ`vb K‡ib| ˆea †PK nIqv m‡Ë¡I e¨vsK bM‡` UvKv cwi‡kv‡a AcviMZv cÖKvk K‡i| Z‡e e¨vsK wbw`©ó wbqg AbymiY K‡i Kwei‡K A_© D‡Ëvj‡bi civgk© †`b| 24. DÏxc‡K D‡jøwLZ †PKwU †Kvb ai‡bi wQj? K. evnK L. ûKzg M. evwm N. `vMKvUv 25. DÏxc‡Ki †PKwUi A_© wg. Kwei Kxfv‡e msMÖn Ki‡eb? i. A‡b¨i wnmv‡ei gva¨‡g ii. cÖvc‡Ki wnmv‡ei gva¨‡g iii. RvwK‡ii wnmv‡ei gva¨‡g wb‡Pi †KvbwU mwVK? K. i L. ii M. i I ii N. i, ii I iii.
e¨emvq bxwZ I cÖ‡qvM-2q cÎ 26. wbKvk Ni cwiPvjbv K‡i _v‡K †Kvb e¨vsK? K. Bmjvgx e¨vsK L. evsjv‡`k e¨vsK M. †mvbvjx e¨vsK N. wkí e¨vsK 27. Rxeb exgvi †ÿ‡Î †evbvm n‡jv i. exgvKvixi jv‡fi Ask ii. exgvMÖnxZv‡K cÖ‡`q jf¨vsk iii. Kg©Pvix‡`i‡K cÖ‡`q Drme fvZv wb‡Pi †KvbwU mwVK? K. i L. ii M. i I ii N. i, ii I iii. wb‡Pi DÏxcKwU co Ges 28bs cÖ‡kœi DËi `vI: cÖwZwôZ e¨emvqx Rbve AiæY-Gi wnmv‡e 13 jÿ UvKv Rgv Av‡Q| wZwb 15 jÿ UvKvi GKLvbv †PK e¨vs‡K cvVv‡j e¨vsK h_vixwZ cwi‡kva K‡i| 28. Rbve AiæY-Gi FYwU †Kvb ai‡bi? K. avi L. RgvwZwi³ M. bM` N. `vjvwjK 29. evwYwR¨K e¨vsK wn‡m‡e †mvbvjx e¨vs‡Ki mvaviY Kvh©vewj n‡”Q K. Ae‡jLb L. wbKvk Ni M. ˆe‡`wkK wewbgq N. A_© ¯’vbvšÍi 30. evwYwR¨K `wjj FY †KvbwU? K. †c-AW©vi L. åvg¨gvb †bvU M. ågYKvixi †PK N. ågYKvixi cÖZ¨q cÎ 31. †Kvb wnmv‡ei gva¨‡g mßvn hZevi B‡”Q UvKv D‡Ëvjb Kiv hvq? K. mÂqx L. PjwZ M. ¯’vqx N. we‡kl 32. KvMRx gy`ªv e¨e¯’vq wewbgq nvi wba©vwiZ nq i. ¯^Y©gvb c×wZ‡Z ii. µq ÿgZvi mgZvi wfwˇZ iii. Pvwn`v I †hvMv‡bi wfwˇZ wb‡Pi †KvbwU mwVK? K. i L. ii M. i I ii N. ii I iii. 325
g‡Wj cÖkœ (eû wbe©vPbx) 33. GKB welqe¯Íyi R‡b¨ GKvwaK exgvcÎ MÖnY Kiv †Kvb ai‡bi exgv? K. †hŠ_ L. ˆØZ M. †Mvôx N. cybt wb‡Pi DÏxcKwU co Ges 34−35 bs cÖ‡kœi DËi `vI: iƒcvjx e¨vsK evsjv‡`k e¨vs‡Ki ZË¡veav‡b e¨vswKs Kvh©vejx m¤úv`b K‡i| D³ e¨vsK evsjv‡`k e¨vs‡Ki cÖwZwbwa wn‡m‡e Kzwgjøv A‡ji e¨vsK¸‡jvi AvšÍte¨vswKs †`bv-cvIbv wb®úwË K‡i _v‡K| 34. DÏxc‡K D‡jøwLZ e¨vsKwU †Kvb ai‡bi e¨vsK? K. ZvwjKvfyw³KiY L. †emiKvwi M. we‡klvwqZ N. A-ZvwjKvfy³ 35. iƒcvjx e¨vsKwU evsjv‡`k e¨vs‡Ki cÖwZwbwa‡Z¡ wb‡Pi †Kvb KvRwU m¤úv`b Ki‡Q? K. ZvwjKvfy³ L. gy`ªvgvb msiÿY M. FY wbqš¿Y N. wbKvk Ni cwiPvjbv 36. we‡`‡k A_© †cÖi‡Yi cÖvPxbZg c×wZ †KvbwU? L. wewbgq wej K. ¯^Y© †cÖiY M. e¨vs‡Ki AvÁvcÎ N. WvK‡hv‡M 37. †Kvb exgvi mv‡_ PvU©vi cvwU© m¤úwK©Z? K. `yN©Ubv L. Rxeb M. †bŠ N. AwMœ wb‡Pi DÏxcKwU co Ges 38bs cÖ‡kœi DËi `vI: Rbve w`cy evwYwR¨K e¨vs‡K Ggb GKwU wnmve Ly‡jb †hLv‡b Ab¨vb¨ wnmv‡ei Zzjbvq †ewk my` cvIqv hvq| 38. Rbve w`cy †Kvb ai‡bi wnmve Ly‡jwQ‡jb? K. PjwZ L. ¯’vqx M. we‡kl N. mÂqx 39. e¨vsK AvgvbZKvix‡K Zvi †jb‡`b wjwce× Kivi R‡b¨ Kx mieivn K‡i? K. †PK eB L. Rgv iwk` M. D‡Ëvjb wPUv N. cvm eB 40. †Kvb e¨vsK FY AvgvbZ m„wó K‡i? K. MÖvgxY L. evwYwR¨K M. mgevq N. †K›`ªxq
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
g‡Wj cÖkœ (eû wbe©vPbx)
wbe©vPbx cixÿv (ivRDK DËiv g‡Wj K‡jR, XvKv) welq: e¨emvq bxwZ I cÖ‡qvM-wØZxqcÎ eû-wbe©vPbx cÖkœ
mgq: 40 wgwbU
c~Y©gvb: 40
[we.`ª.: mwVK I m‡ev©rK…ó DËiwU‡Z Kv‡jv ej †cb Øviv fivU Ki‡Z n‡e| cÖ‡Z¨K cÖ‡kœi gvb mgvb|] 1. evwYwR¨K e¨vs‡Ki cÖavb †KvbwU? M. e¨vsK m‡e©v”P †h cwigvY A_© wewb‡qvM Ki‡Z cv‡i K. FY`vb Kiv L. FY wbqš¿Y N. †h my‡` †K›`ªxq e¨vsK evwYwR¨K e¨vsK‡K FY †`q M. AvgvbZ MÖnY N. gybvdv AR©b 8. cÖv_wgK AvgvbZ eva¨Zvg~jK bq-wnmv‡ei †ÿ‡Î 2. Ôe¨vsK avi Kiv A‡_©i aviKÕ−G Dw³wU Kvi? K. mÂqx wnmve L. PjwZ wnmve K. GWvg w¯§_ L. †Kqvb©µg M. ˆe‡`wkK gy ` v ª wnmve N. wW‡cvwRU †cbkb M. Avi.Gg. †mqvm© N. Aa¨vcK µvD_vi w¯‹g 3. †P‡Ki e¯ÍyMZ cwieZ©b Ki‡Z cv‡i 9. gy`ªvùxwZ wbqš¿Y Kiv hv‡e †hfv‡e K. Av‡`óv L. Avw`ó i. e¨vs‡Ki kvLv evwo‡q M. e¨vsK N. Aby‡gv`b e‡j cÖvcK ii. Rgvi nvi evwo‡q 4. exgv Pzw³i ¸iæZ¡c~Y© ˆewkó¨ iii. gy`ªv mieivn evwo‡q wb‡Pi †KvbwU mwVK? i. ÿwZc~iY K. i L. ii M. i I ii N. ii I iii. ii. ¯’jvwfwl³ KiY 10. †KvbwU `vq exgv? iii. exgv‡hvM¨ ¯^v_© K. km¨ exgv L. `yN©Ubv exgv wb‡Pi †KvbwU mwVK? M. Kg©Pvix exgv N. Mevw`cï exgv K. i I ii L. ii I iii M. iii N. i, ii I iii 11. exgv MÖnxZv KZ©„K cwi‡kvwaZ wcÖwgqv‡gi †h Ask 5. `yRb exgvKvixi g‡a¨ m¤úvw`Z nq †h exgv exgvcÎ †diZ`v‡bi mgq exgv MÖnxZv‡K cwi‡kva K. †Mvôx exgv L. ˆØZ exgv Kiv nq Zv‡K ejv nq| M. †hŠ_ exgv N. cybt exgv K. †evbvm L. m¤ú~Y© g~j¨ M. ZvrÿwYK e„wË N. e„wË 6. FY wbqš¿‡Y me‡P‡q Kvh©Ki †KŠkj n‡jv K. e¨vs‡Ki nvi cwieZ©b L. Rgvi nvi 12. mvaviY exgvi g~j welq n‡jv cwieZ©b K. m¤úwË L. Rxeb I m¤úwË M. F‡Yi eivÏKiY N. †Lvjv evRvi bxwZ M. exgv‡hvM¨ ¯^v_© N. gvby‡li Rxeb 7. wewae× Zvij¨ ej‡Z Kx †evSvq? 13. cÖZ¨qcÎ Kvi R‡b¨ RvgvbZ wn‡m‡e KvR K‡i? K. e¨vsK KZ©„K †h cwigvY AvgvbZ Zij m¤ú` K. e¨vs‡Ki L. Avgv`vbKvixi AvKv‡i ivL‡Z nq M. AvgvbZKvixi N. ißvwbKvixi L. Avgvb‡Zi †h nvi †K›`ªxq e¨vs‡K Rgv ivL‡Z nq 326
e¨emvq bxwZ I cÖ‡qvM-2q cÎ 14. GKwU m¤úwËi g~j¨ 10,00000 UvKv exgv cwjwm‡Z †`Lv‡bv n‡jv 6,00,000 UvKv, ÿwZ n‡jv 4,00,000 UvKv| ÿwZc~iY KZ UvKv n‡e? K. 2,00,000 UvKv L. 2,60,000 UvKv M. 4,00,000 UvKv N. 6,00,000 UvKv 15. †KvbwU exgv‡hvM¨ ¯^v‡_©i g~j Dcv`vb? K. exgv MÖnxZvi ¯^v_© L. Avw_©K ¯^v_© M. welqe¯Íy ¯^v_© N. cvewjK ¯^v_© 16. e¨vsK Znwej Gi cÖv_wgK e¨envi n‡”Q K. jf¨vsk cÖ`vb L. wej evÆvKiY M. ¯’vqx m¤úwË µq N. FY `vb 17. GKwU ˆea †P‡Ki †gqv` K. 1 eQi L. 6 gvm M. 3 gvm N. 2 gvm wb‡Pi DÏxcKwU co Ges 18−19bs cÖ‡kœi DËi `vI: Rbve †mv‡nj Avn‡g` 5 eQ‡ii Rb¨ 2 jÿ UvKvi GKwU exgvPzw³ K‡i| wZwb wKw¯Í wcÖwgqvg cwi‡kv‡ai ci wZwb nVvr evm `~N©Ubvq gviv hvb| cieZ©x‡Z Zuvi ¯¿x exgv †Kv¤úvwbi wbKU exgv`vwe Dc¯’vcb K‡ib| 18. Rbve †mv‡nj Avn‡g‡`i exgv cÎwU †Kvb ai‡bi? K. †hŠ_ exgv L. AvRxeb exgv N. weï× †gqvw` exgv M. †gqv`x exgv 19. †mv‡nj Avn‡g‡`i ¯¿xi `vwei †cÖwÿ‡Z exgv †Kv¤úvwbi KiYxq Kx? K. jvfmn exgvK…Z A_© cwi‡kva L. exgv `vwe cÖZ¨vL¨vbKiY M. cÖ`Ë wcÖwgqv‡gi AvbycvwZK nvi cwi‡kva N. exgvK…Z A_© cwi‡kva 20. MÖæc e¨vswKs e¨e¯’vq e¨vs‡Ki cwiPvjbvi `vwqZ¡ Kvi wbKU b¨¯Í _v‡K? K. †K›`ªxq e¨vs‡Ki L. †nvwìs †Kv¤úvwbi 327
g‡Wj cÖkœ (eû wbe©vPbx) M. miKv‡ii N. mvewmwWqvix e¨vs‡Ki 21. evwYwR¨K e¨vs‡Ki ¯^í‡gqvw` F‡Yi e¨emvqx ejv nq Gi KviY n‡jv i. c‡ii A‡_© e¨emvq K‡i ii. Avgvb‡Zi †ewki fvMB PvwnevgvÎ cwi‡kva¨ iii. Avw_©K mvg_©¨ mxwgZ wb‡Pi †KvbwU mwVK? K. i L. ii M. i I ii N. i, ii I iii. 22. ˆe‡`wkK wewbgq wbqš¿‡Yi cÖavb D‡Ïk¨ †KvbwU? K. †jb‡`‡bi fvimvg¨ eRvq ivLv L. wewbgq nvi w¯’wZkxj ivLv M. ˆe‡`wkK gy`ªvi AcPq †iva N. Avg`vwb n«vm I ißvwb e„w× 23. cÖZ¨qcÎ ¸iæZ¡c~Y©, Gi KviY n‡jv i. cY¨ Avg`vwbi my‡hvM ii. g~j¨ cÖvwßi wbðqZv iii. AwMÖg A_© cÖvwß my‡hvM wb‡Pi †KvbwU mwVK? K. i L. ii M. i I ii N. i, ii I iii. 24. †Kv‡bv †`k †_‡K †`kxq gy`ªv hw` A‰eafv‡e we‡`‡k cvPvi Kiv nq Zvn‡j wewbgq nv‡ii Ici Kx ai‡bi cÖfve c‡o? i. AbyK~j nq ii. cÖwZK~j nq iii. w¯’i _v‡K wb‡Pi †KvbwU mwVK? K. i L. ii M. i I ii N. i, ii I iii. 25. †h RvgvbZ mnR weµq‡hvM¨ Zv n‡jv i. †kqvi mvwU©wd‡KU ii. e¨vs‡Ki AvgvbZ mb` iii. FYcÎ wb‡Pi †KvbwU mwVK? K. i L. ii M. i I ii N. i, ii I iii.
e¨emvq bxwZ I cÖ‡qvM-2q cÎ wb‡Pi DÏxcKwU co Ges 26 −27bs cÖ‡kœi DËi `vI: w`bvRcy‡ii Rbve BKevj Avn‡g` Aemi MÖn‡Yi ci 15 jÿ UvKv †c‡q e¨vs‡K Rgv iv‡Lb| †Q‡ji XvKvi GKwU ¯^bvgab¨ †emiKvwi wek¦we`¨vj‡q fwZ© eve` 30 nvRvi UvKv `ªæZ I wbivc‡` cvVv‡bvi cÖ‡qvRb nq| 26. Rbve BKevj Avn‡g` e¨vs‡K †Kvb ai‡bi wnmve cwiPvjbv K‡ib? K. mÂqx L. ¯’vqx M. PjwZ N. †cŠbtcywbK 27. †Q‡j‡K UvKv cvVv‡bvi R‡b¨ Rbve BKevj Avn‡g` †Kvb gva¨gwU hyw³hy³ g‡b K‡ib? K. evnK †PK L. `vMKvUv †PK N. gvwb AW©vi M. wWgvÛ WªvdU 28. evwYwR¨K e¨vsK‡K Kx ejv hvq? K. gy`ªv wbqš¿K I AvgvbZKvix L. gy`ªv cÖeZ©K I AvgvbZKvix M. gy`ªv wbqš¿K I FY wbqš¿YKvix N. A‡_©i aviK I F‡Yi e¨emvqx 29. wb‡Pi †KvbwU‡Z †bŠ exgvi `yN©Ubv I ÿwZi c~Y© weeiY †`qv n‡q _v‡K? K. cÖwZev` cÎ L. Pvjvb M. enb cÎ N. ¯’jvwfwl³ cÎ 30. eR©b †bvwUk wb‡Pi †Kvb †ÿ‡Î cÖ‡hvR¨ n‡q _v‡K? K. AvswkK ÿwZ L. cÖK…Z mvgwMÖK ÿwZ M. m¨vj‡fR Pv‡R©R N. D×vi‡hvM¨ mvgwMÖK ÿwZ 31. †hme e¨emvqxi gRy` c‡Y¨i cwigvY mywbw`©ó Zv‡K bv cÖvqB n«vm e„w× N‡U Zv‡`i R‡b¨ Dc‡hvMx n‡jv K. †NvlYvhy³ exgvcÎ L. DØ„Ë exgv cÎ
g‡Wj cÖkœ (eû wbe©vPbx) M. fvmgvb exgv cÎ N. MocoZv bxwZ 32. wb‡gœv³ †Kvb exgvc‡Îi †ÿ‡Î exgvMÖnxZv wb‡R exgv `vwe †fvM Ki‡Z cv‡i bv? i. mvgwqK ii. AvRxeb iii. †gqvw` wb‡Pi †KvbwU mwVK? K. i L. ii M. i I ii N. i, ii I iii. 33. e¨vsK †bvU cÖPjb K‡i †K? K. evwYwR¨K e¨vsK L. †K›`ªxq e¨vsK M. miKvi N. A_© gš¿Yvjq 34. wbKvk N‡ii cÖavb KvR n‡jv K. FY wbqš¿Y L. e¨vs‡Ki weev` wb®úwË M. †bvU Bmy¨ N. AvšÍte¨vsK †jb‡`b wb®úwË 35. †Kvb RvZxq †evbvm †Kv¤úvwbi jvf-ÿwZi Ici †gv‡UB wbf©ikxj bq? K. bM` †evbvm L. wejw¤^Z †evbvm M. cÖwZkÖæwZ †evbvm N. evÆvK…Z †evbvm 36. eZ©gvb evsjv‡`‡k bM` Rgvi nvi KZ? K. 6% L. 6.5% M. 18.5% N. 19.5% 37. me‡P‡q cyivZb exgv n‡”Q K. Rxeb exgv L. AwMœ exgv M. kl¨ exgv N. †bŠ exgv 38. AvaywbK †bŠ exgvi RbK n‡”Q K. wb‡Kvjvm avieb L. GWIqvW© j‡qW M. Rb eø¨vK N. Gg.Gm. wgkª 39. wb‡gœi †Kvb Pzw³ exgv‡hvM¨ ¯^v_© _vKv Avek¨K bq? K. `yN©Ubv exgv L. †bŠ exgv M. evwR Pzw³ N. AwMœ exgv 40. AwMœ exgvi †ÿ‡Î ÿwZc~i‡Yi Ø›Ø Gov‡bvi Rb¨ †Kvb ai‡bi exgvcÎ Bmy¨ Kiv nq? K. mgš^q‡hvM¨ exgvcÎ L. mvwe©K exgv cÎ
328
e¨emvq bxwZ I cÖ‡qvM-2q cÎ M. evowZ exgv cÎ N. cybt¯’vcb exgvcÎ
g‡Wj cÖkœ (eû wbe©vPbx)
wbe©vPbx cixÿv (bUi‡Wg K‡jR, XvKv) welq: e¨emvq bxwZ I cÖ‡qvM-wØZxqcÎ eû-wbe©vPbx cÖkœ
mgq: 40 wgwbU
c~Y©gvb: 40
[we.`ª.: mwVK I m‡ev©rK…ó DËiwU‡Z Kv‡jv ej †cb Øviv fivU Ki‡Z n‡e| cÖ‡Z¨K cÖ‡kœi gvb mgvb|] 1. A_© evRv‡ii wkigwY ejv nq Kv‡K? K. A_© ¯’vbvšÍ‡ii KvR L. †mev mieivn KvR K. evwYwR¨K e¨vsK L. †K›`ªxq e¨vsK M. DbœZ cÖhyw³i KvR N. civg‡k©i KvR 9. evwYwR¨K e¨vsK¸‡jv wewfbœ cvewjK †Kv¤úvwbi †kqvi M. wkí e¨vsK N. †nvwìs e¨vsK µq-weµq K‡i _v‡K| G KvR‡K Kx ejv nq? 2. †h cÖZ¨qc‡Îi Aax‡b e¨vsK ißvwbKviK gvj K. †Kbv-†ePv L. Ae‡jLb RvnvRxKi‡Yi LiP, exgv, ïé I enb LiP AwMÖg cÖ`vb Kiv nq Zv‡K Kx ejv nq? M. Ae‡jLK N. eû‡jLb K. meyR `dv AwMÖg cÖZ¨q 10. AevwYwR¨K `wjjx FY †KvbwU? L. jvj `dv AwMÖg cÖZ¨qcÎ K. cÖZ¨qcÎ L. e¨vs‡Ki AvÁvcÎ M. †c-AW©vi N. ågYKvixi †PK M. AwMÖg cÖZ¨qcÎ N. cÖv‡šÍ wjwLZ cÖZ¨qcÎ 3. †KvbwU cÖ_g mb`cÖvß miKvwi e¨vsK? 11. ˆe‡`wkK gy`ªvi Pvwn`v I †hvMvb cvi¯úwiK K. e¨vsK Ae †R‡bvqv L. e¨vsK Ae Avg÷vW©vg cÖwZwµqvq ¯^vfvweKfv‡e wewbg‡qi †h nvi wba©vwiZ M. e¨vsK Ae Bsj¨vÛ N. wiKm& e¨vsK Ae nq Zv‡K Kx e‡j? myB‡Wb K. fvimvg¨ wewbgq nvi L. Pvwn`v †hvMvb nvi 4. wewbgq nv‡ii †Kvb ZË¡wU My¯Ívf K¨v‡mj w`‡q‡Qb? M. evRvi wewbgq nvi N. Pjgvb wewbgq nvi K. µq ÿgZvi mgZv ZË¡ 12. fvi‡Zi 1 iƒcx †h cwigvY ¯^‡Y©i cÖwZwbwaZ¡ K‡i L. miKvix wewbgq nvi ZË¡ evsjv‡`‡ki 3 UvKv hw` †m cwigvY ¯^‡Y©i M. ¯^Y©gvb c×wZi ZË¡ cÖwZwbwaZ¡ K‡i Z‡e evsjv‡`k I fvi‡Zi wewbgq N. Pvwn`v †hvMvb mgZv ZË¡ nvi n‡e 5. evsjv‡`‡k †Kvb e¨vsK me©cÖ_g GwUGg KvW© Pvjy N. 3:1 K. 1:2 L. 1 : 3 M. 2:3 K‡i? 13. wewnZ gy`ªv n«vm †c‡j Kx nq? K. Av‡gwiKvb G·‡cÖm L. GBPGmwewm K. gy`ªvùxwZ nq L. gy`ªvms‡KvPb nq M. ÷¨vÛvW© PvUv©W© N. wmwU e¨vsK Gb.G 6. 10 UvKvi †bvU Bmy¨ K‡i †K? M. wRwbmc‡Îi `vg ev‡o N. †eKvi mgm¨v jvNe nq K. ivóªcwZ L. cÖavbgš¿x 14. †K›`ªxq e¨vsK KZ©„K Rgvi nvi e„w×i djvdj Kx M. MfY©i N. A_©mwPe n‡Z cv‡i? 7. GKK e¨vs‡Ki cÖe³v †K? K. evwYwR¨K e¨vsK n‡Z Kg cwigv‡Y A_© †K›`ªxq K. jÛb L. BZvwj M. hy³ivóª N. Rvg©vwb e¨vs‡K hv‡e 8. e¨vsK WªvdU, †c-AW©vi, †PK, ågYKvixi †PK BZ¨vw` L. G‡Z evRv‡i my‡`i nvi Kg‡e Bmy¨ Ges Ab-jvBb e¨vswKs myweav Pvjy K‡i evwYwR¨K M. G‡Z evwYwR¨K e¨vs‡Ki FY`vb ÿgZv e„w× cv‡e e¨vsK †Kvb& KvR m¤úv`b K‡i? N. evwYwR¨K e¨vsK n‡Z †ewk cwigvY A_© †K›`ªxq 329
e¨emvq bxwZ I cÖ‡qvM-2q cÎ e¨vs‡K hv‡e 15. †K›`ªxq e¨vs‡Ki ZvwjKvfy³ bv nIqvq †Kv‡bv e¨vsK †h mgm¨v co‡Z cv‡i, Zv n‡jv i. †K›`ªxq e¨vsK FY myweav cvq bv ii. wbKvk N‡ii myweav cvq bv iii.RbM‡Yi Av¯’v nvivq wb‡Pi †KvbwU mwVK? K. i L. ii M. iii N. i, ii I iii 16. Bankrupt kãwU G‡m‡Q i. Bancoruptus n‡Z ii. Bancaruptus n‡Z iii. Bankroute n‡Z wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii. 17. †h Ae¯’vq †`‡ki wewbgq nvi †`‡ki cÖwZK~‡j P‡j hvq, Zv n‡jv i. †`‡k g~ja‡bi AvMgb NU‡j ii. †`‡k we‡`wk gy`ªvi cwigvY n«vm †c‡j iii. AvKw¯§Kfv‡e cÖvK…wZK `y‡h©vM †`Lv w`‡j wb‡Pi †KvbwU mwVK? K. i L. ii M. iii N. ii I iii 18. †K›`ªxq e¨vsK KZ©„K FY wbqš¿‡Yi D‡Ïk¨ n‡jvi. gy`ªvùxwZ †iva Kiv ii. A_‰bwZK w¯’wZkxjZv eRvq ivLv iii. A‡_©i wbivc` msiÿY Kiv wb‡Pi †KvbwU mwVK? K. i L. ii M. iii N. i, ii I iii. 19. evnK †P‡Ki ˆewkó¨ n‡jv i. GwU ïaygvÎ Ac©‡Yi Øviv n¯ÍvšÍi‡hvM¨ ii. G †P‡K †K A_ev evnK‡K †jLv _v‡K iii. G †PK‡K `vMKvUv †P‡K cwiYZ Kiv hvq wb‡Pi †KvbwU mwVK? K. i L. ii M. iii N. i, ii I iii 20. e¨vsK RvgvbZ MÖn‡Y †h mKj welq we‡ePbv K‡i Zv n‡jvi. Avw_©K mvg_© ii. e¨w³i mybvg iii. m¤úwËi g~j¨
g‡Wj cÖkœ (eû wbe©vPbx)
wb‡Pi †KvbwU mwVK? K. i L. ii M. iii N. i, ii I iii wb‡Pi DÏxcKwU co Ges 21−22bs cÖ‡kœi DËi `vI: †K›`ªxq e¨vsK wKQzw`b hver FY wbqš¿Y mgm¨vq AvewZ©Z| e¨vsK nvi evov‡bvi ciI A‡bK e¨vs‡Ki Dci Gi cÖfve co‡Q bv| Avek¨Kxq bM` Rgv evwo‡qI Kvh©Ki djvdj cvIqv hv‡”Q bv| nv‡Z †Mvbv K‡qKwU e¨vs‡Ki Amn‡hvwMZvi Kvi‡Y †K›`ªxq e¨vsK G mgm¨vq c‡o‡Q| 21. DÏxc‡Ki eY©bv Abyhvqx e¨vsK nvi evwo‡qI †K›`ªxq e¨vsK FY wbqš¿Y Ki‡Z cvi‡Qbv, KviYi. ZvwjKvfy³ e¨vsK¸‡jvi Avw_©K wiRv‡f©i cwigvY fv‡jv ii. †K›`ªxq e¨vs‡Ki Kv‡Q h‡_ó eÛ, wej I wmwKDwiwUR †bB iii. g~jab evRv‡i †kqvi I FYc‡Îi msL¨v Kg wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii 22. DÏxc‡K ewY©Z K‡qKwU e¨vsK †h Amn‡hvwMZv cÖ`vb Ki‡Q GRb¨ †K›`ªxq e¨vsK KZ©„K kvw¯Íg~jK e¨e¯’v n‡Z cv‡i i. wbKvkN‡ii myweav evwZj ii. FY myweav cÖZ¨vnvi iii. AwZwi³ wiRvf© msMÖ‡ni wb‡`©k wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii wb‡Pi DÏxcKwU co Ges 23−24bs cÖ‡kœi DËi `vI: wg. Pqb GKRb Avg`vwbKviK I we‡µZv| e¨vs‡Ki mv‡_ Zvi e¨vcK †jb‡`b| Zv‡K wewfbœ ai‡bi FY w`‡Z †c‡i e¨vsK Lywk| 23. wg. Pq‡bi e¨emvq cwiPvjbvq †Kvb ai‡bi FY ¸iæZ¡c~Y©? K. avi L. bM` FY M. RgvwZwi³ FY N. ga¨‡gqvw` FY 24. wg. Pq‡bi mv‡_ †jb‡`b Ki‡Z †h‡q e¨vsK Lykx, KviYi. Zvi †_‡K e¨vsK cÖPzi Avq Ki‡Z cv‡i ii. Zvi †jb‡`b fv‡jv nIqvq SzuwK Kg iii.Zv‡K mn‡hvwMZv Kivq †`k Avg`vwb-evwYR¨ ev‡o wb‡Pi †KvbwU mwVK? K. i L. ii M. iii N. i, ii I iii wb‡Pi DÏxcKwU co Ges 25−26bs cÖ‡kœi DËi `vI: 330
e¨emvq bxwZ I cÖ‡qvM-2q cÎ cv‡Ui e¨emvqx KvRj cv‡Ui ¸`vg exgv K‡iwQj| cv‡Ui cwigvY mwVKfv‡e D‡jøL bv Kivq exgv †Kv¤úvwb Zvi exgv Pzw³ evwZj K‡i‡Q|
g‡Wj cÖkœ (eû wbe©vPbx) †Kv‡bv ÿwZc~iY cÖ`vb K‡iwb| 32. †bŠexgvi Ae¨³ kZ© †KvbwU? K. iÿxeni mv‡_ ivLv L. exgvK…Z m¤ú‡`i †eaZv M. mgy`ªhvÎvi ZvwiL N. hvÎvi ˆeaZv 33. exgvKvix †Kv‡bv ÿwZc~iY cÖ`vb K‡iwb †Kb? K. cÖZ¨ÿ Kvi‡Y ÿwZ bv nIqvq L. Z_¨ †Mvcb Kivi Kvi‡Y M. RvnvRwU AvswkK ÿwZ nIqvq N. Pzw³i kZ© f½ Kivi Kvi‡Y 34. exgvPzw³ mvaviYZ i. †gŠwLK nq ii. wjwLZ nq iii. ˆea D‡Ï‡k¨ nq wb‡Pi †KvbwU mwVK? K. i L. ii M. iii N. ii I iii 35. ÔevwR Pzw³Õ Pzw³ bq †Kb? K. GwU‡Z †Kv‡bv cÖwZ`vb †bB L. Gi †Kv‡bv ˆeÁvwbK wfwË †bB M. A‰ea I Rb¯^v_© we‡ivax N. mvgvwRK MÖnY‡hvM¨ †bB 36. 1818 mv‡j KjKvZvq cÖwZwôZ Dcgnv‡`‡ki cÖ_g exgv cÖwZôv‡bi bvg Kx? K. The Oriental Assurance Co. L. The Oriental Insurance Co. M. The Oriental Life Assurance Co. N. The Oriental Life Insurance Co. wb‡Pi DÏxcKwU co Ges 37 − 38bs cÖ‡kœi DËi `vI: mvwb cÖwZw`b gUi mvB‡K‡j K‡i wek¦we`¨vj‡q hvq| wbZ¨‰bwgwZ¨K `yN©Ubvi K_v ï‡bI Rxebexgv Kivi welqwU †m GLbI fv‡ewb| exgv cÖwZwbwa Zv‡K ejj, Rxebexgv bv Ki‡jI Gi weKí exgvI †m Ki‡Z cv‡i| 37. exgvq †Kvb wel‡qi exgv‡K eva¨Zvg~jK Kiv n‡q‡Q? K. Mevw` cï L. Rxeb M. hvbevnb N. †PŠh© 38. iwbi exgvc‡Î †h mKj SzuwK AšÍfy©³ i‡q‡Q, Zv n‡jvi. g„Zz¨ ii. AÿgZv iii. wPwKrmv wb‡Pi †KvbwU mwVK? K. i L. ii M. iii N. i, ii I iii 39. MÖæc exgv aviYvwUi cÖ‡hvR¨ †ÿÎ n‡”Q K. Rxebexgv L. †bŠ exgv
25. KvRj †Kvb ai‡bi exgv K‡i‡Q? K. `vq L. †bŠ M. `yN©Ubv N. AwMœ 26. DÏxc‡K D‡jøwLZ †Kvb bxwZ f‡½i Kvi‡Y exgvPzw³ evwZj n‡q‡Q? K. exgv‡hvM¨ ¯^v_© L. cÖZ¨ÿ KviY M. c‡ivÿ KviY N. wek¦¯ÍZvi bxwZ 27. mKj ai‡bi exgv Pzw³ Kivi †cQ‡b exgvMÖnxZvi D‡Ïk¨ n‡jv i. m‡qi myweav jvf ii. Avw_©K wbivcËv jvf iii. gvbwmK cÖkvwšÍ AR©b wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii 28. Kgc‡ÿ KZ eQi DËxY© bv n‡j mgc©Y g~j¨ cÖ`vb Kiv nq bv? K. 1 eQi L. 2 eQi M. 3 eQi N. 4 eQi 29. exgvK…Z g~j¨ 1,75,000 UvKv AwMœ `yN©Ubvq ÿwZMÖ¯Í m¤úwËi cÖK…Z g~j¨ 3,50,000 UvKv| cÖK…Z ÿwZi cwigvY 1,10,000 UvKv| MocoZv cwi‡kva `vwei cwigvY KZ n‡e? K. 50,000 UvKv L. 1,50,000 UvKv M. 55,000 UvKv N. 75,000 UvKv 30. wb‡Pi †KvbwU WvK Rxebexgvi myweav? K. wKw¯Íi nvi Kg L. †evbvm †ewk M. gy`ªvùxwZ †iva K‡i N. gybvdv †ewk 31. hLb †Kv‡bv exgv MÖnxZv GKB welqe¯Íyi Rb¨ GKB mgq GKvwaK exgvKvix ev exgv †Kv¤úvwbi mv‡_ Avjv`v Avjv`v Pzw³ m¤úv`b K‡i ZLb Zv‡K Kx e‡j? K. hyM¥ exgv L. ˆØZ exgv M. cybe©xgv N. MY`vq exgv wb‡Pi DÏxcKwU co Ges 32 − 33bs cÖ‡kœi DËi `vI: gvneye 90 jvL UvKv g~‡j¨i GKwU Rvnv‡Ri gvwjK †hwU exgvK…Z wQj| Pzw³‡Z D‡jøL wQj S‡o Rvnv‡Ri †Kv‡bv ÿwZ n‡j exgvKvix Zv c~iY Ki‡e| cieZ©x‡Z RvnvRwU P‡i AvU‡K hvIqvq Rvnv‡Ri me cY¨ bó n‡q hvq| wKšÍy exgvKvix
331
e¨emvq bxwZ I cÖ‡qvM-2q cÎ M. AwMœexgv N. km¨ exgv 40. wb‡Pi †Kvb c×wZi exgvi exgv MÖnxZv I exgvKvwi DfqB exgv †Kv¤úvwb?
K. mnexgv M. hyM¥exgv
332
g‡Wj cÖkœ (eû wbe©vPbx) L. cybtexgv N. †Mvôx exgv
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
g‡Wj cÖkœ (eû wbe©vPbx)
wbe©vPbx cixÿv (wmwU K‡jR, XvKv) welq: e¨emvq bxwZ I cÖ‡qvM-wØZxqcÎ eû-wbe©vPbx cÖkœ
mgq: 40 wgwbU
c~Y©gvb: 40
[we.`ª.: mwVK I m‡ev©rK…ó DËiwU‡Z Kv‡jv ej †cb Øviv fivU Ki‡Z n‡e| cÖ‡Z¨K cÖ‡kœi gvb mgvb|] 8. †Kvb exgv‡K wbðqZvi exgv e‡j? 1. wb‡Pi †KvbwU AvaywbK e¨vs‡Ki c~e©m~ix ewnf~©Z? K. e¨emvq †Mvôx L. ewYK msN K. Rxeb L. †bŠ M. m¤úwË N. km¨ M. gnvRb †kªwY N. ¯^Y©Kvi 9. we‡`‡k A_© †cÖi‡Yi me©vaywbK c×wZ †KvbwU? 2. Rxeb exgv †Kv¤úvwb Zvi AwR©Z gybvdvi †h Ask K. myBdU L. WvK‡hv‡M A_© †cÖiY exgv MÖnxZv‡`i g‡a¨ AwZwi³ cvIbv wn‡m‡e M. Zvi‡hv‡M A_© †cÖiY N. AvšÍR©vwZK gvwb AW©vi eÈb K‡i Zv‡K Kx e‡j? 10. evwYwR¨K e¨vs‡Ki Znwe‡ji g~j Drm †KvbwU? K. evwl©K e„wË L. †evbvm M. Aemi e„wË N. gybvdv K. cwi‡kvwaZ g~jab L. RbM‡Yi AvgvbZ 3. †Kvb e¨vsK‡K †K›`ªxq e¨vs‡Ki Rbbx ejv nq? M. mwÂwZ Znwej N. FYK…Z Znwej K. myBm b¨vkbvj e¨vsK L. e¨vsK Ae †fwbk wb‡Pi DÏxcKwU co Ges 11−12bs cÖ‡kœi DËi `vI: M. e¨vsK Ae Bsj¨vÛ N. †dWv‡ij wiRvf© wm‡÷g Rbve Rvwgj `xN©w`b GKUv evmvq fvov _v‡Kb| 4. wb‡Pi †KvbwU m¤úwË exgv ewnf~©Z? wZwb wbR bv‡g febwUi exgv Ki‡Z PvB‡j exgv †Kv¤úvwb Zv‡Z AcviMZv cÖKvk K‡i| K. Kg©Pvix exgv L. Mevw` cï exgv 11. Rbve Rvwgj †Kvb ai‡bi exgv Ki‡Z †P‡qwQj? M. km¨ exgv N. hvbevnb exgv K. AwMœ L. Rxeb M. m¤úwË N. †PŠh© 5. evwYwR¨K e¨vs‡Ki FY AvgvbZ m„wó cÖwµqvq 12. exgv †Kv¤úvwb KZ©„K exgv cÖ¯ÍvewU cÖZ¨vL¨v‡bi wb‡Pi †KvbwU AwaK ¸iæZ¡c~Y©? KviY wb‡Pi †KvbwU? K. bM` Rgv mwÂwZ L. wewae× Zvij¨ mwÂwZ K. SzuwKi AvwaK¨ L. exgv‡hvM¨ ¯^v‡_©i Afve M. mvaviY mwÂwZ N. we‡kl mwÂwZ M. wbw`©óZvi Afve N. mwØk¦v‡mi Afve 6. †h‡Kv‡bv exgv cwjwm MÖn‡Y exgvMÖnxZvi D‡Ïk¨ n‡jv13. †Kvb e¨vs‡K, †bZvi g‡Zv †`‡ki e¨vswKs ivRZ¡ kvmb K‡i? K. wek¦ e¨vsK L. AvšÍR©vwZK A_© Znwej i. m‡qi myweav AR©b ii. Avw_©K wbivcËv jvf M. †K›`ªxq e¨vsK N. Gwkqvb Dbœqb e¨vsK iii. gvbwmK cÖkvwšÍ AR©b 14. evwYwR¨K e¨vsK ¯^í‡gqvw` F‡Yi e¨emvqx n‡jI wb‡Pi †KvbwU mwVK? gv‡S-g‡a¨ `xN©‡gqvw` FY †`q, hLb K. i I ii L. i I iii M. ii I iii N. i, ii I iii i. ¯^í‡gqvw` F‡Yi Sv‡gjv Gov‡Z Pvq 7. wb‡Pi †KvbwU we‡klfv‡e `vMKvUv †P‡Ki bgybv? ii. h‡_ó cwigv‡Y `xN©‡gqvw` AvgvbZ msMÖn Ki‡Z cv‡i iii.h‡_ó cwigv‡Y Ajm UvKv Rgv _v‡K K. L. wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. i I iii N. i, ii I iii. M. N. 333
e¨emvq bxwZ I cÖ‡qvM-2q cÎ 15. wb‡Pi †Kvb Dcv`vbwU Rxeb exgvi †ÿ‡Î Dchy³ nq bv? K. exgv‡hvM¨ ¯^v_© L. P~ovšÍ mwØk¦v‡mi m¤úK© M. ¯’jvwfwl³KiY N. Avw_©K wbðqZv 16. wg. KvBq~‡gi M„nxZ F‡Yi mv‡_ †Kvb F‡Yi mv`„k¨ Lyu‡R cvIqv hvq? K. e¨emvq FY L. bM` FY M. eÜwK FY N. RgvwZwi³ FY 17. G FY MÖn‡Yi gva¨‡g e„w× cv‡e i. cÖwZôv‡bi mybvg ii. †`‡ki Kg©ms¯’vb iii.wewbgq nvi wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii 18. †Kvb ai‡bi †P‡K cÖvc‡Ki bvg bv _vKvi Kvi‡Y †PK cÖZ¨vL¨vZ nq? K. `vMKvUv †PK L. duvKv †PK M. evnK †PK N. ûKzg †PK 19. µq ÿgZvi mgZv Z‡Ë¡i RbK †K? K. AviGm †mevm© L. Avi.wc. †K›U M. I÷vf K¨v‡mj N. †KqvY©µm 20. exgvKvix KZ©„K A‡b¨i SzuwK MÖn‡Yi wewbg‡q g~j¨‡K Kx e‡j? K. e„wË L. wcÖwgqvg M. gybvdv N. †evbvm 21. †K›`ªxq e¨vs‡Ki FY wbqš¿‡Yi wbe©vPbg~jK c×wZ †KvbwU? K. e¨vsK nvi bxwZ L. †LvjvevRvi bxwZ M. Rgvi nvi cwieZ©b bxwZ N. F‡Yi nvi eivÏKiY bxwZ 22. wb‡Pi †KvbwU †bŠ wec` ewnf~©Z? K. mvgyw`ªK So L. cY¨ wb‡ÿc M. ÎæwUc~Y© wbg©vY N. Rj`my¨Zv 23. evsjv‡`‡k me‡P‡q eo evwYwR¨K e¨vsK †KvbwU? K. †mvbvjx e¨vsK L. RbZv e¨vsK
g‡Wj cÖkœ (eû wbe©vPbx) M. c~e©vjx e¨vsK N. Bmjvgx e¨vsK evsjv‡`k wj. 24. evsjv‡`k †_‡K we‡`‡k A_© †cÖi‡Yi Dcvq n‡jvi. †µwWU Kv‡W©i gva¨‡g ii. cÖZ¨q c‡Îi gva¨‡g iii. ˆe‡`wkK wewbgq we‡ji gva¨‡g wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii. 25. GKRb PvKwiRxexi Rb¨ mÂqx wnmve DËg †Kb? K. ¯^ínv‡i my` cvIqv hvq e‡j L. e¨vsK PvR© KZ©b Kiv nq bv e‡j M. FY myweav cvIqv hvq e‡j N. w`‡b hZevi Lywk UvKv IVv‡bv hvq e‡j 26. Rxeb exgvq eqm cÖgv‡Yi mb` †KvbwU? i. wkÿv mb`cÎ ii. cvm‡cv‡U©i Kwc iii. PvwiwÎK mb` wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii. 27. AMÖxg gÄyiKv‡j e¨vsK AwaK ¸iæZ¡ w`‡q †Kvb welqwU we‡ePbv K‡i? K. MÖvn‡Ki PwiÎ L. MÖvn‡Ki ÿgZv M. F‡Yi wbivcËv N. F‡Yi D‡Ïk¨ 28. km¨ exgvi †ÿ‡Î †KvbwU A_©‰bwZK SzuwKi AšÍfy©³? K. Abve„wó L.AwMœ ms‡hvM M. g~j¨n«vm N. Pzwi wb‡Pi DÏxcKwU co Ges 29−30 cÖ‡kœi DËi `vI: AvRKvj gvbyl miKvwi evwYwR¨K e¨vsK ev` w`‡q †emiKvwi evwYwR¨K e¨vs‡Ki w`‡K QzU‡Q| miKvi welqwU Dw؇Mœi mv‡_ jÿ¨ Ki‡Q Ges G Ae¯’vi D‡ËviY NUv‡Z Pv‡”Q| 29. DÏxc‡Ki eY©bv g‡Z gvbyl †Kvb ¸iæZ¡c~Y© Kvi‡Y †emiKvwi evwYwR¨K e¨vs‡Ki w`‡K QzU‡Q? K. †emiKvwi e¨vsK cÖ`Ë †mevi gvb DbœZ L. †emiKvwi e¨vsK¸‡jv Avw_©Kfv‡e ¯^”Qj M. miKvwi e¨vs‡K e¨vsK PvR© †ewk
334
e¨emvq bxwZ I cÖ‡qvM-2q cÎ N. miKvwi e¨vs‡K Rgvi my` Kg I F‡Yi my` †ewk
M. ¯^v¯’¨nvwb
30. miKv‡ii DwØMœZv `~i Ki‡Z PvB‡j miKvwi e¨vsK¸‡jvi KiYxq n‡jv i. e¨e¯’vcbv `ÿZv evov‡Z n‡e ii. MÖvnK †mevi gvb DbœZ Ki‡Z n‡e iii. FY `v‡bi †ÿ‡Î D`vibxwZ Aej¤^b Ki‡Z n‡e wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii. 31. ˆbwZK SzuwKi cwigvY n«v‡mi †ÿ‡Î †Kvb ai‡bi AwMœexgv DËg? K. wbw`©ó L. MocoZv M. fvmgvb N. evowZ wb‡Pi DÏxcKwU co Ges 32−33bs cÖ‡kœi DËi `vI: gwR` mv‡ne GKRb PvKixRxex| wZwb e¨vs‡K GKwU wnmve Ly‡j cÖwZ gv‡m 2000 UvKv Rgv †`b| Gfv‡e cuvP eQi Rgv †`Iqvi ci wZwb Zvi mgy`q UvKv jvfmn †diZ cv‡eb| Z‡e cuvP eQ‡ii Av‡M wZwb †Kv‡bv UvKv Zzj‡Z cvi‡eb bv| 32. gwR` mv‡n‡ei G ai‡bi wnmve †Lvjvi D‡Ïk¨? K. m‡qi my‡hvM jvf L. AwaK Av‡qi my‡hvM jvf M. Rgvi wecix‡Z FY jvf N. Ab¨vb¨ e¨vswKs myweav jvf 33. gwR` mv‡n‡ei G ai‡bi wnmve †Lvjvi D‡Ïk¨? K. m‡qi my‡hvM jvf L. AwaK Av‡qi my‡hvM jvf M. Rgvi wecix‡Z FY jvf N. Ab¨vb¨ e¨vswKs myweav jvf 34. wb‡Pi †KvbwU mvgvwRK exgvi welqe¯Íy ewnf~©Z? K. ev‡qve„×Zv L. †eKviZ¡
g‡Wj cÖkœ (eû wbe©vPbx) N. AwMœKvÛ
35. gÄy GKRb Avg`vwbKviK| Zvi Rb¨ †Kvb ai‡Yi FY AwaK MÖnY‡hvM¨? K. avi L. bM` FY M. RgvwZwi³ FY N. eÜKx FY 36. avi I bM` F‡Yi g‡a¨ wg‡ji †ÿθ‡jv n‡jvi. DfqB e¨vsK AvMv‡gi AšÍfy©³ ii. Dfq †ÿ‡ÎB Rvgvb‡Zi cÖ‡qvRb c‡o iii. DfqB evwYwR¨K FY wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii 37. cybe©xgv Kvi SzuwK n«vm K‡i? K. exgvKvixi L. exgvMÖnxZvi M. miKv‡ii N. exgvi welqe¯Íyi 38. e¨vs‡K Kw¤úDUvi cÖhyw³ e¨env‡ii d‡j bx‡Pi †KvbwUi e¨envi AwaK cwigv‡Y n«vm †c‡q‡Q? K. Rgv iwm` eB L. †PK eB M. cvm eB N. wnmve weeiYx 39. †Kvb GKK welqe¯Íy GKvwaK exgv †Kv¤úvwbi wbKU exgv Kiv n‡j Zv‡K Kx e‡j? K. ˆØZ exgv L. cybe©xgv M. MÖæc exgv N. hyM¥ exgv 40. †bŠ exgvq e¨³ k‡Z©i g‡a¨ c‡o i. mgy`ª hvÎvi ZvwiL ii. hvÎvi ˆeaZv iii. exgvK…Z m¤ú‡`i ˆeaZv wb‡Pi †KvbwU mwVK? K. i I ii L. i I iiiM. ii I iii N. i, ii I iii.
335
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
g‡Wj cÖkœ (eû wbe©vPbx)
wbe©vPbx cixÿv (XvKv K‡jR) welq: e¨emvq bxwZ I cÖ‡qvM-wØZxqcÎ eû-wbe©vPbx cÖkœ
mgq: 40 wgwbU
c~Y©gvb: 40
[we.`ª.: mwVK I m‡ev©rK…ó DËiwU‡Z Kv‡jv ej †cb Øviv fivU Ki‡Z n‡e| cÖ‡Z¨K cÖ‡kœi gvb mgvb|] 1. cvK-fviZxq Dcgnv‡`‡k cÖ_g cÖwZwôZ evwYwR¨K iii. AbjvBb e¨vswKs e¨vs‡Ki bvg Kx? wb‡Pi †KvbwU mwVK? K. w` †e½j e¨vsK K. i I ii L. i I iii M. ii I iii N. i, ii I iii. L. w` wn›`y¯’vb e¨vsK 7. evwYwR¨K e¨vsKmg~n Kxfv‡e Zv‡`i Zvij¨ eRvq iv‡L? M. †Rbv‡ij e¨vsK Ae BwÛqv K. wewbgq gva¨g m„wó K‡i N. B‡¤úvwiqvj e¨vsK Ae BwÛqv L. †K›`ªxq e¨vs‡Ki mv‡_ Pzw³ K‡i 2. ‘Bank is the trader of money and M. e¨vs‡Ki †fv‡ë bM` A_© Rgv †i‡L loan’−Dw³wU Kvi? N. D”P my‡`i cwie‡Z© ¯^í my‡` FY w`‡q K. John Hang L. Prof. T. Hardy 8. †Kvb ai‡bi wnmve gvwjK‡K e¨vsK †PK eB M. H.L. Hert N. J.C. Wood mieivn K‡i bv? 3. †h‡Kv‡bv †`‡ki A_© e¨e¯’vi g~j †K›`ªwe›`y K. mÂqx L. PjwZ M. ¯’vqx N. we‡kl PjwZ †KvbwU? 9. GKRb Avg`vwb-ißvwbKviK e¨vsK †PK eB K. wkí e¨vsK L. †Kw›`ªq e¨vsK mieivn K‡i bv? M. K…wl e¨vsK N. evwYwR¨K e¨vsK K. wewbgq gva¨g m„wó K‡i 4. †Kvb e¨vs‡K ‘Mother of Central Bank’ ejv nq? L. †K›`ªxq e¨vs‡Ki mv‡_ Pzw³ K‡i K. wiKm e¨vsK Ae myB‡Wb M. e¨vs‡Ki †fv‡ë bM` A_© Rgv †i‡L L. e¨vsK Ae Bsj¨vÛ N. D”P my‡`i cwie‡Z© ¯^í my‡` FY w`‡q M. †dWv‡ij wiRvf© wm‡÷g wb‡Pi DÏxcKwU co Ges 10−11bs cÖ‡kœi DËi `vI: N. e¨vsK Ae d«vÝ Rbve nvmvb Rbve Rvgv‡bi KvQ †_‡K GKwU `vMKvUv 5. Sl. R Gi c~Y©iƒc †KvbwU? †PK †c‡jb| †PKwUi Dcwifv‡Mi evgcv‡k¦© K. Statutory Liquidity Requirement wb‡gœv³fv‡e `vMKvUv n‡q‡Q| L. Statutory Liquidity Reserve 10. DÏxc‡Ki †PKwU †Kvb ai‡bi `vMKvUv? K. mvaviY L. ˆØZ M. Standard Liquidity Reserve N. AmvaviY M. we‡klfv‡e N. Standard Liquidity Rate 11. wg. nvmv‡bi †mvbvjx e¨vs‡K wnmve bv _vK‡j 6. evwYwR¨K e¨vs‡Ki †h mKj AvaywbK myweav MÖvnK wZwb hv Ki‡Z cv‡ib †mevi gvb e„wׇZ f~wgKv †i‡L‡Q Zv n‡jv i. †mvbvjx e¨vs‡K †h Kv‡iv wnmv‡e †PK Rgv w`‡Z cv‡ib i. jKvi fvov ii. †mvbvjx e¨vs‡K wnmve Ly‡j †mLv‡b †PK Rgv ii. ATM ey_ 336
e¨emvq bxwZ I cÖ‡qvM-2q cÎ w`‡Z cv‡ib iii. Rbve Rvgvb w`‡q `vM AcmviYc~e©K e¨vsK KvD›Uvi †_‡K UvKv DVv‡Z cv‡ib wb‡Pi †KvbwU mwVK? K. ii I iii L. i, ii I iii M. i I iii N. i I ii. 12. Rbve wgbnvR GKRb ißvwbKviK| Zvi wbKU †Kvb ai‡bi cÖZ¨qbcÎ AwaK MÖnY‡hvM¨ n‡Z cv‡i? K. wbwðZL. †Lvjv M. AwbwðZ N. N~Y©vqgvb wb‡Pi DÏxcKwU co Ges 13−14bs cÖ‡kœi DËi `vI: Rbve kvnwiqvi kwdK GKRb †cvkvK ißvwbKviK| Zvi 50 jÿ UvKv Rgv Av‡Q| bZzb AW©v‡ii Rb¨ UvKvi cÖ‡qvRb nIqvq e¨vs‡Ki wbqg-Kvbyb AbymiY K‡i wZwb e¨vsK †_‡K 70 jÿ UvKv D‡Ëvjb K‡ib| 13. Rbve kvnwiqv‡ii M„nxZ F‡Yi mv‡_ †Kvb F‡Yi mv`„k¨ Lyu‡R cvIqv hvq? K. RgvwZwi³ FY L. e¨emvq FY M. bM` FY N. eÜwK FY 14. e¨vs‡Ki G ai‡bi FY cÖ`v‡bi gva¨‡g e„w× cv‡ei. cÖwZôv‡bi mybvg ii. †`‡ki Kg©ms¯’vb iii. wewbgq nvi wb‡Pi †KvbwU mwVK? K. i I iiL. i I iii M. ii I iii N. i, ii I iii 15. evsjv‡`‡ki ˆe‡`wkK wewbgq Kvh©µg mivmwi wbqš¿Y K‡i †K? K. evsjv‡`k e¨vsK L. A_© gš¿Yvjq M. miKvi N. ciivóª gš¿Yvjq 16. GKwU †`‡ki A_©‰bwZK I ivR‰bwZK w¯’wZkxjZv ˆe‡`wkK wewbgq nv‡i BwZevPK cÖfve iv‡L-Gi cÖavb KviY †KvbwU? K. †`kxq Drcv`b e„w× cvq L. †`‡ki fveg~wZ© D¾¡j nq M. Avg`vwb I ißvwb e„w× cvq N. we‡`wk wewb‡qvM ev‡o 17. µq ÿgZvi mZZv Z‡Ë¡i (Purchasing Power Parity Theory) RbK †K? K. wcÖ Ad WªPvi L. †nbwi †dqj M. Rb DBwjqvgm N. cÖ¯Ívf K¨v‡bj 18. ‘SWIFT’ †Kvb jÿ¨ wb‡q cÖwZwôZ nq? K. Visa I Master Card Gi cÖPjb Kiv
g‡Wj cÖkœ (eû wbe©vPbx) L. WvK‡hv‡M ˆe‡`wkK †jb‡`b m¤úbœ Kiv M. ågYKvixi ågY msµvšÍ cÖZ¨qcÎ Bmy¨ Kiv N. AvšÍt‡`kxq AvšÍte¨vswKs †`bv-cvIbv wb®úwË Kiv 19. Rbve kwdKzj Avjg GKRb wkícwZ| wZwb †jb‡`‡bi Rb¨ DËg e¨vsK evQvB‡qi †ÿ‡Î e¨vs‡Ki †Kvb ¸Y‡K AwaK cÖvavb¨ †`‡e? K. wbivcËv e¨e¯’v L. mÂq msMÖ‡ni mvg_©¨ M. FY Av`v‡qi mÿgZv N. MÖvnK †mevi gvb
20. †K›`ªxq e¨vs‡Ki mvaviY Kvh©vewj m¤úv`b Kiv DwPZ bq, KviY i. G‡Z e¨vsK e¨e¯’vi Ici wbqš¿‡Y mgm¨v n‡e ii. G‡Z A_©‰bwZK Kj¨v‡Yi D‡Ïk¨ evavMÖ¯Í n‡e iii. G‡Z g~jab MV‡bi KvR evavMÖ¯Í n‡e wb‡Pi †KvbwU mwVK? K. i L. i I iii M. i I ii N. i, ii I iii. wb‡Pi DÏxcKwU co Ges 21 − 22bs cÖ‡kœi DËi `vI: eZ©gv‡b mgv‡Ri †jvKRb wewfbœ my‡hvM-myweavi Kvi‡Y †emiKvwi e¨vsK¸‡jvi mv‡_ †jb‡`b Ki‡Z ¯^v”Q›`‡eva Ki‡Q| †mvbvjx e¨vs‡K Kg©iZ †iRvDj Bmjvg GUv †`‡L DwØMœ| wZwb G Ae¯’vi DËiY cÖZ¨vkv K‡ib| 21. wg. Bmjv‡gi DwØMœZv `~ixKi‡Y KiYxq n‡jvi. e¨e¯’vcbvi `ÿZv evov‡Z n‡e ii. MÖvnK †mevi cÖwZ hZœkxj n‡Z n‡e iii. DbœZ cÖhyw³ †mev wbwðZ Ki‡Z n‡e wb‡Pi †KvbwU mwVK? K. i I ii L. i, ii I iii M. ii I iii N. i I iii. 22. †mvbvjx e¨vsK †Kvb ai‡bi evwYwR¨K e¨vsK? K. ¯^vqËkvwmZ L. miKvwi M. †emiKvwi N. †hŠ_ gvwjKvbvaxb 23. Ajm A_© Rgv i‡q‡Q Ggb GKRb e¨w³i Rb¨ †Kvb ai‡bi wnmve DËg? K. mÂqx L. ¯’vqx M. we‡kl PjwZ N. †cbkb mÂqx 24. mvaviYZ †Kvb ai‡bi FY gÄy‡ii †ÿ‡Î m¤úwË RvgvbZ Avek¨K bq?
337
e¨emvq bxwZ I cÖ‡qvM-2q cÎ K. avi L. RgvwZwi³ FY M. bM` FY N. ga¨g †gqvw` FY 25. exgv e¨emv‡qi DrcwËi µg †KvbwU? K. Rxeb → †bŠ → AwMœ → `~N©Ubv L. †bŠ → Rxeb → AwMœ → `~N©Ubv M. †bŠ → AwMœ → Rxeb → `~N©Ubv N. AwMœ →†bŠ → Rxeb → `~N©Ubv 26. me©cÖ_g exgv e¨emvq ïiæ nq †Kvb †`‡k? K. d«v‡Ý L. Bsj¨v‡Û N. Rvg©vwb‡Z M. BZvwj‡Z 27. Rxeb exgv Pzw³ Acwinvh© Dcv`vb n‡jvi. exgv‡hvM¨ ¯^v_© ii. mwØk¦v‡mi m¤úK© iii. ¯’jvwfwl³KiY wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I ii N. i, ii I iii. 28. Kgc‡ÿ KZ eQi mgq DËxY© bv n‡j mgc©Y g~j¨ cÖ`vb Kiv nq bv? K. GK eQi L. wZb eQi M. `yB eQi N. Pvi eQi wb‡Pi DÏxcKwU co Ges 29 − 30 bs cÖ‡kœi DËi `vI: Rbve mvddvb nvwee RvwZms‡Ni kvwšÍiÿx wgk‡b `wÿY my`vb hv‡”Qb| wZwb hvIqvi c~‡e© wb‡Ri Rxeb exgv Ki‡jb| wZwb †`L‡jb G‡Z wcÖwgqv‡gi nvi h‡_ó Kg| gv‡S †`‡k wd‡i G‡m wZwb exgvcÎ Avevi bevqb K‡i‡Qb| 29. Rbve nvwee †Kvb ai‡bi exgvcÎ msMÖn K‡i‡Qb? K. e„wË L. †gqvw` M. mvgwqK N. GKKvjxb 30. Rbve nvwee‡K exgv wcÖwgqvg Kg w`‡Z nq †Kb? i. ¯^í mg‡qi Rb¨ wZwb exgvcÎ Ly‡j‡Qb ii. ïaygvÎ gviv †M‡jB G‡ÿ‡Î exgv`vex c~iY Ki‡Z n‡e iii. wcÖwgqvg wnmv‡e cÖ`Ë A_© exgv †Kv¤úvwb †`‡e bv wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. i, ii I iii N. ii I iii 31. wb‡gœi †KvbwU †bŠ exgv Pzw³i Ae¨³ kZ©? K. †bŠc_ msµvšÍ eY©bv L. mgy`ª hvÎvi ZvwiL M. hvÎvc_ AcwiewZ©Z ivLv N. mgy`ª hvÎvi weiwZ 32. Rbve †gvnv¤§` Djøvi gvjevnx RvnvR b‡f¤^i
g‡Wj cÖkœ (eû wbe©vPbx) gv‡m PÆMÖvg †_‡K wbDBq©K †cuŠQv‡e| GB hvÎvKv‡j †h ÿwZ n‡e Zv exgv †Kv¤úvwb cwi‡kva Ki‡e| Rbve †gvnv¤§` Djøv †Kvb ai‡bi exgvcÎ MÖnY K‡i‡Qb? K. hvÎvi exgvcÎ L. wgkª exgvcÎ M. mgq exgvcÎ N. g~j¨vwqZ exgvcÎ 33. AvaywbK AwMœexgvi RbK †K? K. PvU©vi cvwU© L. Pvjvwb iwk` M. ¯’jvwfwl³Zvi cÎ N. cywjwk Z`šÍ wi‡cvU© 34. AvaywbK AwMœexgvi RbK †K? K. wb‡Kvjvm iwebmb L. wb‡Kvjvm evieb M. wb‡Kvjvm Kve©b N. jyBm Awjfvi wb‡Pi DÏxcKwU co Ges 35−36 bs cÖ‡kœi DËi `vI: Rbve dR‡j ivweŸ GKRb †mŠwLb wPÎKg© msMÖvnK| wZwb cÂvk nvRvi UvKvq †Kbv GKwU wPÎKg© cieZ©x‡Z Gi evRvi g~j¨ hvB †nvK bv †Kb GK jÿ UvKvq AwMœexgv K‡ib| GK `~N©Ubvq Av¸b †j‡M wPÎwUi 25% webó n‡q hvq| 35. Rbve ivweŸ †Kvb ai‡bi AwMœ exgvcÎ msMÖn K‡i‡Qb? K. g~j¨vwqZ L. wbw`©ó M. Ag~j¨vwqZ N. MocoZv 36. exgv †Kv¤úvwb Rbve ivweŸ‡K KZ UvKvi ÿwZc~iY Ki‡e? K. 50,000 L. 75,000 M. 1,00,000 N. 25,000 wb‡Pi DÏxcKwU co Ges 37 − 38 bs cÖ‡kœi DËi `vI: Rbve Kwig GKRb ¯^í Av‡qi gvbyl| wb‡Ri AeZ©gv‡b †Q‡j‡g‡qi Avw_©K mnvqZvi K_v †f‡e GKwU exgv †Kv¤úvwbi mv‡_ Pzw³e× n‡q‡Qb Ges gvwmK 500 UvKv nv‡i Rgv w`‡”Qb| 37. Rbve Kwig †Kvb ai‡bi exgvcÎ MÖnY K‡i‡Qb? K. mvaviY exgv L. Rxeb exgv M. †bŠ exgv N. AwMœ exgv 38. Rbve Kwi‡gi cÖ`Ë gvwmK 500 UvKv‡K exgvi fvlvq Kx e‡j? K. wcÖwgqvg L. evwl©K wd M. mÂq N. wewb‡qvM 39. km¨ exgv cÖ_g Pvjy nq †Kvb †`‡k?
338
e¨emvq bxwZ I cÖ‡qvM-2q cÎ K. hy³iv‡R¨L. Rvg©vwb‡ZM. hy³iv‡óª N. d«v‡Ý 40. ‘Fire is a good servant but a bad master’ †K e‡j‡Qb?
K. jW© g¨vKb¨vUb M. eivU© I‡qb
g‡Wj cÖkœ (eû wbe©vPbx) L. jW© eªyK N. wb‡Kvjvm evieb
wbe©vPbx cixÿv (XvKv Kg©vm K‡jR) welq: e¨emvq bxwZ I cÖ‡qvM-wØZxqcÎ eû-wbe©vPbx cÖkœ
mgq: 40 wgwbU 1. 2.
3.
4.
5.
6.
c~Y©gvb: 40
[we.`ª.: mwVK I m‡ev©rK…ó DËiwU‡Z Kv‡jv ej †cb Øviv fivU Ki‡Z n‡e| cÖ‡Z¨K cÖ‡kœi gvb mgvb|] we‡k¦ me©cÖ_g KZ mv‡j †K›`ªxq e¨vsK cÖwZwôZ nq? 7. D³ FY eve` 15% nvi my‡` gvmv‡šÍ Rbve ivwRe‡K KZ UvKv my` w`‡Z n‡e? K. 1157 L. 1656 M. 1694 N. 1971 K. 6,250 L. 12,500 †KvbwU exgvPzw³i we‡kl Dcv`vb? M. 18,750 N. 20,000 K. `ywU cÿ L. ˆea cÖwZ`vb 8. e¨vsK †_‡K †h wnmv‡ei wecix‡Z FY †bIqv hvqM. †¯^”Qv mvq N. wbKUZg KviY i. FY ii. mÂqx iii. PjwZ evwYwR¨K e¨vs‡Ki KvR Kx? wb‡Pi †KvbwU mwVK? K. †bvU I gy`ªvi cÖPjb L. gy`ªvi gvb msiÿY K. i I ii L. i I iii M. ii I iii N. i, ii I iii. M. FY wbqš¿Y N. FY AvgvbZ m„wó 9. wb‡Pi †KvbwU wgkª e¨vsK? ga¨hy‡M e¨vsK e¨e¯’vi Dbœq‡bi cÖavb KviY Kx? K. evsjv‡`k Dbœqb e¨vsK wjwg‡UW K. c~e©m~ix‡`i Avwef©ve L. we‡klvwqZ e¨vs‡Ki L. Avie evsjv‡`k e¨vsK wjwg‡UW cÖPjb M. †mvm¨vj Bmjvgx e¨vsK wjwg‡UW M. gy`ªvi cÖPjb N. Dcvmbvjq e¨vswKs e¨e¯’v N. WvP-evsjv e¨vsK wjwg‡UW †KvbwU we‡`‡k A_© †cÖi‡Yi c×wZ ewnf~©Z? 10. †KvbwU †bŠ-exgvi e¨³ kZ©? L. WvKgvidZ K. KvMwR gy`ªv K. mgy`ªhvÎvi ˆeaZv M. †c-AW©vi N. e¨vs‡Ki AvÁvcÎ L. wfbœc‡_ Mgb bv Kiv wb‡Pi DÏxcKwU co Ges 6−7 bs cÖ‡kœi DËi `vI: M. Rvnv‡R iÿxeni _vKv MÖvnK wn‡m‡e myL¨vwZ _vKvq Rbve ivwRe AMÖYx e¨vsK wjwg‡UW Gi mv‡_ RgvK…Z A‡_©i AwZwi³ 10 jÿ N. RvnvRwUi mgy‡`ª PjvPj‡hvM¨Zv UvKv D‡Ëvj‡bi Rb¨ Pzw³e× nb| Zvi wnmve `k 11. †Kvb exgvc‡Î cÖ w ZwU m¤ú‡`i g~ j ¨ jÿ UvKv DØ„Ë _vKvKvjxb wZwb e¨emv‡qi cÖ‡qvR‡b c„ _ Kfv‡e D‡jø L Kiv nq? 15 jÿ UvKv D‡Ëvjb K‡ib| K. MocoZv L. †NvlYvK…Z e¨vsK G‡ÿ‡Î †Kvb ai‡bi RvgvbZ‡K AwaK M. mw¤§wjZ N. g~j¨vwqZ ¸iæZ¡ w`‡q‡Q? 12. †KvbwU AevwYwR¨K F‡Yi `wjj? K. ¯’vei m¤úwË eÜK L. e¨w³K K. e¨vs‡Ki AvÁvcÎ L. †c-AW©vi M. cY¨ eÜK N. c~e©¯^Ë¡ 339
e¨emvq bxwZ I cÖ‡qvM-2q cÎ M. åvg¨gvb †bvU N. e¨vsK M¨vivw›U 13. evnK †P‡Ki Amyweav Kx? K. eo A‡¼i †jb‡`b L. mnR †jb‡`b M. AwaK wbivc` N. n¯ÍvšÍi‡hvM¨ wb‡Pi DÏxcKwU co Ges 14 − 15 bs cÖ‡kœi DËi `vI: wg. Kwj‡gi wbKU n‡Z wg. iv‡k` KY©dzjx e¨vsK wjwg‡UW Gi 50 nvRvi UvKvi GKwU †PK †c‡q‡Qb| wZwb A_© msMÖ‡ni R‡b¨ Zuvi g¨v‡bRvi Rbve bvRgyj‡K †PKwU cÖ`vb K‡ib| 14. D³ †PKwU‡Z bvRgyj †Kvb cÿ e‡j we‡ewPZ n‡e? K. Avw`ó L. Av‡`óv M. Aby‡gv`bKvix N. aviK 15. †PKwUi A_© wg. iv‡k‡`i e¨vsK wnmv‡ei gva¨‡g msMÖn Kivi Dcvq Kx? K. †P‡Ki Aby‡gv`b L. †PK cÖZ¨qb M. †PK bM`vqb N. †P‡K `vMKvUv 16. †KvbwU Rxeb exgv Pzw³i Dcv`vb? K. AvbycvwZK nvi L. ¯’jvwfwl³KiY M. mgc©Y g~j¨ N. ÿwZc~iY 17. cÖZ¨qcÎ n‡jv GKwU i. F‡Yi RvgvbZ ii. F‡Yi `wjj iii. RvnvwR `wjj wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I ii N. i, ii I iii 18. evsjv‡`‡k cÖ_g km¨exgv e¨e¯’v Pvjy nq K‡e? K. 1918 L. 1962 M. 1972 N. 1976 19. †KvbwU `yN©Ubv exgvi ewnf~©Z? K. Mevw` cï L. wkÿv M. wngvMvi N. wegvb 20. †KvbwU †K›`ªxq e¨vs‡Ki KvR?
g‡Wj cÖkœ (eû wbe©vPbx) K. mÂq msMÖn L. FY AvgvbZ m„wó M. †bvU I gy`ªvi cÖPjb N. Zvij¨ msiÿY 21. e¨vs‡Ki Zvij¨ Kx? K. ch©vß AvgvbZ msMÖn L. A‡_©i bM` cÖevn M. wkíLv‡Z wewb‡qvM N. g~jab MVb 22. †KvbwU †P‡Ki Agh©v`vi KviY ewnf~©Z? K. †P‡K Av‡`óvi ¯^vÿi bv _vKv L. Av‡`óvi wnmv‡e ch©vß A_© bv _vKv M. `vMKvUv †PK cÖvc‡Ki wnmv‡ei gva¨‡g Dc¯’vcb N. †P‡Ki A_© cwi‡kv‡a Av`vj‡Zi wb‡lavÁv 23. AwMœexgvq †Kvb ai‡bi SzuwK AwaK? K. A_©‰bwZK L. cÖvK…wZK M. ˆbwZK N. mvgvwRK wb‡Pi DÏxcKwU co Ges 24 − 25 bs cÖ‡kœi DËi `vI: evsjv‡`‡k wkwcs K‡c©v‡ik‡bi Ôevsjvi †MŠieÕ RvnvRwU Ôiƒcmv BÝy¨‡iÝ †Kv¤úvwb wjwg‡UWÕ Gi wbKU 100 †KvwU UvKvi exgvK…Z| cieZ©x‡Z iƒcmv BÝy¨‡iÝ †Kv¤úvwb wjwg‡UW D³ exgvPzw³i wecix‡Z mvaviY K‡c©v‡ik‡bi mv‡_ 80 †KvwU UvKv g~‡j¨i GKwU c„_K exgvPzw³ K‡i| 24. iƒcmv BÝy‡iÝ †Kv¤úvwb wjwg‡UW KZ©„K mvaviY exgv K‡c©v‡ik‡bi mv‡_ m¤úvw`Z exgvPzw³wU †Kvb ai‡bi? K. cybe©xgv L. ˆØZexgv M. `yN©Ubv exgv N. cwienb exgv 25. `yN©Ubv NU‡j D³ exgvq ÿwZc~iY Ki‡e i. iƒcmv BÝy¨‡iÝ †Kv¤úvwb wjwg‡UW ii. evwYR¨ gš¿Yvjq iii. mvaviY exgv K‡c©v‡ikb wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii. 26. A_© evRv‡i †K cÖavb f~wgKv cvjb K‡i? K. evwYwR¨K e¨vsK L. wek¦ e¨vsK M. †K›`ªxq e¨vsK N. we‡klvwqZ e¨vsK
340
e¨emvq bxwZ I cÖ‡qvM-2q cÎ 27. ivnvZ GKwU jUvwi‡Z weRqx n‡q 20 jÿ UvKv cvq| wbR bv‡g e¨vs‡K †Kvb ai‡bi wnmve †Lvjv Zvi R‡b¨ AwaK myweavRbK? K. ¯’vqx L. we‡kl PjwZ M. FY AvgvbZ N. wW‡cvwRU †cbkb ¯‹xg 28. mgc©Y g~j¨ cvIqv hvq i. wbw`©ó mgq †k‡l ii. wbqwgZ wcÖwgqvg cÖ`vb n‡j iii. †h †Kv‡bv ai‡bi exgvc‡Îi †ÿ‡Î wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii. 29. mg µqÿgZv Z‡Ë¡i cÖe³v †K? K. †nbwi †dqj L. G¨vWvg w¯§_ M. M¨v¯Íf K¨v‡mj N. wR. µvD_vi 30. †KvbwU mvaviY exgvi AvIZvfy³? K. ¯^v¯’¨ exgv L. wkÿv exgv M. †Mvôx exgv N. km¨ exgv 31. †`‡ki GKwU e„n`vqZb cÖwZôvb †mvbviMuvI G¨v‡cv‡ijm wjwg‡UW XvKv kn‡ii wewfbœ ¯’v‡b Aew¯’Z 3wU ¸`v‡g iwÿZ c‡Y¨i Rb¨ GKwU exgvPzw³ m¤úv`b K‡i| cÖwZôvbwU †Kvb ai‡bi exgvcÎ MÖnY K‡i? K. †NvlYvK…Z L. mw¤§wjZ M. web¨vm‡hvM¨ N. fvmgvb 32. †Mvôx exgv Kvi Rb¨ cÖ‡hvR¨? K. wbw`©ó RvwZ †Mvôx L. GKB cwiev‡ii m`m¨e„›` M. cÖwZôv‡bi mKj Kg©Pvwi N. eÜz-evÜe wb‡Pi DÏxcKwU co Ges 33 − 34 bs cÖ‡kœi DËi `vI: m¤cÖwZ we‡`k †_‡K cY¨ Avg`vwb †e‡o hvIqvq †`‡k gvwK©b Wjv‡ii g~j¨ cwieZ©b nq| Gw`‡K, evRv‡i wkïLv‡`¨i g~j¨ e„w× cvIqvq †µZv‡`i gv‡S Zxeª cÖwZwµqv m„wó nq| 33. Dwjø w LZ †cÖ ÿ vc‡U gvwK© b Wjv‡ii wewbgq nvi e„ w ×i KviY Kx? 341
g‡Wj cÖkœ (eû wbe©vPbx) K. ˆe‡`wkK gy`ªvi Pvwn`v e„w× L. †`‡ki Kg©ms¯’vb e„w× M. AwaK ˆe‡`wkK wewb‡qvM N. †kqvi evRv‡ii m~PK e„w× 34. D™¢~Z cwiw¯’wZ wbqš¿‡Y miKv‡ii KiYxq n‡jvi. ißvwb e„w× ii. ch©Ub wk‡íi weKvk iii. we‡`‡k Kg©ms¯’vb e„w× wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii 35. †KvbwU exgv‡hvM¨ ¯^v‡_©i mwVK A_© cÖKvk K‡i? K. exgvK…Z welqe¯Íyi Ici exgvKvixi Avw_©K ¯^v_© L. exgvMÖwnZv KZ©„K wbw`©ó mg‡q `vexK…Z A‡_©i cwigvY M. exgvK…Z welqe¯Íyi Dci exgvMÖwnZvi Avw_©K ¯^v_© N. exgvKvwi KZ©„K cÖ`Ë ÿwZc~i‡Yi cwigvY 36. GKK e¨vs‡Ki myweav †KvbwU? K. AwaK g~jab L. A_© ¯’vbvšÍi M. SzuwK eÈb N. `ªæZ wm×všÍ MÖnY 37. gybvdv me©vwaKxKi‡Yi welqwU‡K ¸iæZ¡ w`‡q eZ©gv‡b †`‡k evwYwR¨K e¨vsKmg~n AwaK FY`v‡bi w`‡K Szu‡K c‡o‡Q| G‡Z AwP‡iB e¨vs‡Ki Zxeª Zvij¨ msK‡Ui Avk¼v Ki‡Q we‡klÁ gnj| D™¢~Z cwiw¯’wZ‡Z †K wbqš¿Y Ki‡Z cv‡i? K. Gkxq Dbœqb e¨vsK L. evsjv‡`k e¨vsK M. wek¦ e¨vsK N. AvšÍR©vwZK gy`ªv Znwej 38. e¨vsK wnmve †Lvjvi cÖavb myweav Kx? K. mnR †jb‡`b L. gybvdv AR©b M. A‡_©i wbivcËv N. FY MÖnY 39. Rbve AwfwRZ (40 eQi) w` mvbivBR BÝy¨‡iÝ †Kv¤úvwb wjwg‡UW Gi mv‡_ ˆÎgvwmK wfwˇZ exgv`vex jv‡fi k‡Z© GKKvjxb wcÖwgqvg cwi‡kva K‡i GKwU exgvcÎ MÖnY K‡ib| K. AvRxeb L. ¯^v¯’¨ M. Awae„wË N. †gqv`x 40. †KvbwU †bŠ wec`?
e¨emvq bxwZ I cÖ‡qvM-2q cÎ K. M”Pv L. we‡kl LiPvewj
M. cY¨ wb‡ÿcY
342
g‡Wj cÖkœ (eû wbe©vPbx) N. D×vi msµvšÍ LiP
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
g‡Wj cÖkœ (eû wbe©vPbx)
wbe©vPbx cixÿv (we.G.Gd. kvnxb K‡jR) welq: e¨emvq bxwZ I cÖ‡qvM-wØZxqcÎ eû-wbe©vPbx cÖkœ
mgq: 40 wgwbU 1.
2. 3.
4.
5.
6. 7. 8. 9.
c~Y©gvb: 40
[we.`ª.: mwVK I m‡ev©rK…ó DËiwU‡Z Kv‡jv ej †cb Øviv fivU Ki‡Z n‡e| cÖ‡Z¨K cÖ‡kœi gvb mgvb|] 10. ‘A bank is a financial intermediary, a ‘Mother of Modern bank’ ejv nq †Kvb e¨vsK‡K? dealer is loans and debt’s – Dw³wU Kvi? K. †K›`ªxq e¨vsK L. wkí e¨vsK K. Prof. Roger L. P.H. Collin M. mgevq e¨vsK N. evwYwR¨K e¨vsK M. Prof. Gilbert N. Prof. Cairncross e¨vsK I e¨vwKs Gi g‡a¨ g~j cv_©K¨ Kx? 11. Avw_©K ÿwZi m¤¢vebv‡K Kx e‡j? L. `vqMZ K. cÖK…wZMZ K. AcPq L. AePq M. wcÖwgqvg N. SzuwK M. mvdj¨MZ N. DrcwËMZ 12. evsjv‡`‡k eZ©gv‡b KZ mv‡ji exgv AvBb wb‡Pi †KvbwU wewnZ gy`ªv? cÖPwjZ? K. 1 I 2 UvKvi †bvU L. 10 I 20 UvKvi †bvU K. 1932 L. 1938 M. 1994 N. 2010 M. 50 I 100 UvKvi †bvU 13. `vq g~j¨vq‡bi †ÿ‡Î Kv‡`i mn‡hvwMZv †bIqv nq? N. 500 I 1000 UvKvi †bvU K. gvwj‡Ki L. A¨vKPzqvwi µq ÿgZvi mgZv Z‡Ë¡i RbK †K? M. exgvMÖnxZvi N. Kg©KZ©v‡`i K. H.F. Evitt L. R.N. Stern 14. enbcÎ Kq cÖ‡¯’ ˆZwi Kiv nq? M. Gustar Cassel N. John Black K. `yB cÖ‡¯’ L. wZb cÖ‡¯’ CCA/C Kx? M. Pvi cÖ‡¯’ N. cuvP cÖ‡¯’ 15. †Kvb †`‡k cÖ_g Mevw`cky exgv Pvjy nq? K. Commercial Credit Account L. Rvg©vwb K. d«vÝ L. Credit Commercial Account M. hy³ivóª N. hy³ivR¨ M. Capital Credit Account 16. †Kvb †ÿ‡Î ˆØZexgv Kiv hvq bv? N. Cash Credit Account K. †bŠ exgv L. AwMœ exgv we‡k¦i cÖ_g e¨vs‡Ki bvg Kx? M. Rxeb exgv N. kn¨ exgv K. kváx e¨vsK L. e¨vsK Ae Bsj¨vÛ 17. AwMœexgvi we‡kl Dcv`vb M. wiKm e¨vsK Ae myB‡Wb N. w` wn›`y¯Ívb e¨vsK i. exgv‡hvM¨ ¯^v_© ii. ÿwZc~iY iii. kZ©vewj †P‡Ki Avwe®‹viK Kviv? wb‡Pi †KvbwU mwVK? K. gnvRb †kªwY L. ¯^Y©Kvi †kªwY K. i I ii L. ii I iii M. i I iii N. i, ii I iii M. e¨emvqx †kªwY N. miKvi 18. †bŠ exgvc‡Îi wewfbœ ai‡bi g‡a¨ c‡o? GKwU ˆea †P‡Ki †gqv` KZ gvm? i. hvÎvi exgvcÎ K. 2 gvm L. 3 gvm ii. mgq exgvcÎ N. 8 gvm M. 6 gvm iii. wgkª exgvcÎ wb‡Pi †KvbwU evwYwR¨K F‡Yi `wjj? wb‡Pi †KvbwU mwVK? K. ågYKvixi †PK L. †c-AW©vi K. i I ii L. i I iii M. ii I iii N. i, ii I iii M. åvg¨gvb †bvU N. ågYKvixi cÖZ¨qcÎ 343
e¨emvq bxwZ I cÖ‡qvM-2q cÎ 19. WvK Rxeb exgv c‡Îi cÖavb DcRxe¨ welq n‡jv i. AvRxeb exgvcÎ ii. mvgwqK exgvcÎ iii. †gqvw` wegvcÎ wb‡Pi †KvbwU mwVK? K. i I ii L. i I iiiM. ii I iii N. i, ii I iii 20. ˆe‡`wkK wewbgq mswkøó n‡jv i. we‡`‡k A_© †cÖiY ii. wewbgq nvi wba©viY iii. Avg`vwb n«vm I ißvwb e„w× wb‡Pi †KvbwU mwVK? K. i I iiL. ii I iii M. i I iii N. i, ii I iii 21. we‡klvwqZ e¨vsK i. K…wl e¨vsK ii. evsjv‡`k †W‡fjc‡g›U e¨vsK iii. MÖvgxY e¨vsK wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii 22. †K›`ªxq e¨vs‡Ki msL¨vZ¥K FY wbqš¿Y c×wZi g‡a¨ c‡o i. e¨vsK nvi bxwZ ii. F‡Yi eivÏKiY bxwZ iii. †LvjvevRvi bxwZ wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii. 23. e¨vsK †h mKj †ÿ‡Î MÖvn‡Ki wnmve eÜ K‡i Zv n‡jv i. MÖvn‡Ki g„Zz¨ n‡j ii. MÖvnK cvMj n‡j iii. MÖvnK wnmve eÜ Kivi †bvwUk w`‡j wb‡Pi †KvbwU mwVK? K. i L. i I ii M. ii I iii N. i, ii I iii 24. ûKzg †P‡Ki UvKv †K D‡Ëvjb Ki‡Z cv‡i? i. cÖvcK ii. evnK iii. Aby‡gv`b e‡j cÖvcK wb‡Pi †KvbwU mwVK? K. i L. ii M. i I iii N. i, ii I iii. wb‡Pi DÏxcKwU c‡ov Ges 25−26bs cÖ‡kœi DËi `vI: wcÖwgqvi e¨vsK wjwg‡UW evsjv‡`‡k AwZ cwiwPZ bvg| gybvdv AR©‡bi D‡Ï‡k¨ e¨vsKwU wewfbœ e¨vswKs Kvh©µg cwiPvjbv K‡i| g~jab MV‡b G
g‡Wj cÖkœ (eû wbe©vPbx) e¨vsK ¸iæZ¡c~Y© f~wgKv †i‡L P‡j‡Q| 25. DÏxc‡K D‡jøwLZ e¨vsKwU †Kvb ai‡bi e¨vsK? K. miKvwi L. GKK M. evwYwR¨K N. †K›`ªxq 26. wcÖwgqvi e¨vsK g~jab MV‡b Kxfv‡e f~wgKv iv‡L? K. mÂq msMÖn K‡i L. A_© ¯’vbvšÍi K‡i M. FY wbqš¿Y K‡i N. FY`vb K‡i wb‡Pi DÏxcKwU c‡ov Ges 27−28bs cÖ‡kœi DËi `vI: Rbve gwZb GKwU e¨vs‡Ki GgwW| e¨vsK m¤cÖwZ Ab jvBb e¨vswKs Pvjy K‡i‡Q| wKšÍy A_©‰bwZK g›`vi Kvi‡Y e¨vsKwU‡Z Zvij¨ msKU †`Lv w`‡q‡Q| 27. Rbve gwZ‡bi e¨vsKwU †Kvb ai‡bi e¨vsK? K. GKK e¨vsK L. kvLv e¨vsK M. MÖæc e¨vsK N. †PBb e¨vsK 28. e¨vsKwU‡Z Zvij¨ msKU †`Lv †`Iqvi KviY i. bZzb AvgvbZ ii. cÖ`Ë FY Av`vq bv nIqv iii. wgZe¨wqZvi bxwZ Abym„Z bv nIqv wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii wb‡Pi DÏxcKwU c‡ov Ges 29 − 30 bs cÖ‡kœi DËi `vI: wg. iwdK gvj‡qwkqv PvKwi K‡ib| †`‡k UvKv cvVv‡Z Av‡M mgm¨v n‡jI eZ©gv‡b UvKv cvVv‡bvi A‡bK c×wZ _vKvq Zvi †Kvb mgm¨v GLb Avi †bB| 29. we‡`‡k A_© †cÖi‡Yi †Kvb c×wZ wg. iwd‡Ki mv‡_ m¤úK© ewnf©~Z? K. WvK‡hv‡M L. Zvi‡hv‡M M. B-†gBj e¨envi K‡i N. cÖZ¨qc‡Îi gva¨‡g 30. UvKv cvVv‡bvi A‡bK c×wZi g‡a¨ wg. iwd‡Ki Rb¨ `ªæZZg c×wZ n‡Z cv‡i i. WvK‡hv‡M ii. Zvi‡hv‡M iii. B-†gB‡ji gva¨‡g wb‡Pi †KvbwU mwVK? K. i L. i I ii M. i I iii N. i, ii I iii wb‡Pi DÏxcKwU c‡ov Ges 31 − 32 bs cÖ‡kœi DËi `vI: RvwKqv e¨vs‡Ki K¨vwkqvi Awdmvi| GKUv †PK †c‡q wZwb cÖvc‡Ki bvg wRÁvmv Ki‡jb| evnK 344
e¨emvq bxwZ I cÖ‡qvM-2q cÎ ej‡jv cÖvcK evmvq Av‡Q| RvwKqv †PKwU †dir w`‡jb| 31. DÏxc‡Ki †PKwU †Kvb ai‡bi †PK? K. we‡kl `vMKvUv L. mvaviY `vMKvUv M. ûKzg N. evnK 32. wb‡Pi †Kvb Kvi‡Y RvwKqv †PKwU Agh©v`v K‡i‡Q? K. †PKwU mwVKfv‡e †jLv nqwb e‡j L. †PKwU e¨vs‡Ki gva¨‡g Dc¯’vwcZ nqwb e‡j M. cÖvc‡Ki weiæ‡× e¨vs‡Ki Awf‡hvM Av‡Q e‡j N. †PKwU‡Z h_vh_fv‡e Aby‡gv`b Kiv nqwb e‡j wb‡Pi DÏxcKwU c‡ov Ges 33 − 34 bs cÖ‡kœi DËi `vI: wg. mvgx GKwU exgvc‡Îi AvIZvq Zvi KviLvbvi kªwgK‡`i Rxeb exgv Ki‡Z Pvb| gvwjK G ai‡bi exgv Ki‡Z Pv‡”Qb †R‡b kªwgKiv Lywk| 33. wg. mvgx †Kvb ai‡bi exgv Ki‡Z Pv‡”Qb? K. MÖæc exgv L. hyM¥ exgv M. ˆØZ exgv N. eûRxeb exgv 34. G ai‡bi exgvi Le‡i kªwgKiv Lywk Gi KviYi. G‡Z gvwj‡Ki `vqgyw³ NU‡e ii. GRb¨ c‡KU †_‡K Zv‡`i †Kv‡bv wcÖwgqvg w`‡Z n‡e bv iii. g„Zz¨ ev `yN©UbvRwbZ Kvi‡Y Avw_©K `y`©kvi jvNe NU‡e wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii wb‡Pi DÏxcKwU c‡ov Ges 35 − 36 bs cÖ‡kœi DËi `vI: gvjØxc †_‡K BZvwji †fwbm e›`‡i hvIqvi †ÿ‡Î †Zjevnx GKwU RvnvR exgv Pzw³ K‡i| cw_g‡a¨ Rvnv‡Ri Kvßvb wbw`©ó e›`‡i bv wfwo‡q RvnvR Ab¨ e›`‡i wfovq| H e›`‡i RvnvRwU `yN©Ubvi wkKvi nq|
g‡Wj cÖkœ (eû wbe©vPbx) 35. DÏxc‡K †Kvb ai‡bi †bŠ exgvcÎ msMÖn Kiv n‡qwQj? K. fvmgvb L. e„nr SyuwKi M. hvÎvi N. wgkª 36. DÏxc‡K Rvnv‡Ri Kvßvb †bŠ exgv Pzw³i †Kvb ai‡bi kZ© f½ K‡i‡Qb? K. e¨³ L. Ae¨³ M. wbw`©ó N. g~L¨ wb‡Pi DÏxcKwU c‡ov Ges 37 − 38 bs cÖ‡kœi DËi `vI: Rbve Bmjvg 50,000 UvKvq †Kbv GKwU wPÎKg© cieZ©x evRvig~j¨ hvB †nvK bv †Kb 1,00,000 UvKvq AwMœexgv K‡ib| Av¸b †j‡M wPÎwU 25% webó n‡q hvq| 37. Rbve Bmjvg †Kvb ai‡bi AwMœexgvcÎ msMÖn K‡i‡Qb? K. g~j¨vwqZ L. Ag~j¨vwqZ N. MocoZv M. wbw`©ó 38. Rbve Bmjvg exgv †Kv¤úvwb †_‡K KZ UvKv ÿwZc~iY cv‡e? L. 50,000 K. 1,00,000 M. 25,000 N. 12,500 wb‡Pi DÏxcKwU c‡ov Ges 39 − 40 bs cÖ‡kœi DËi `vI: wg. †PŠayix d¬¨vU wKb‡eb| GRb¨ e¨vsK †_‡K FY wb‡jb| †iwRw÷ª K‡i d¬¨vU eÜK QvovI µqK…Z wKQz †kqvi I eÛ RvgvbZ w`‡Z n‡q‡Q| 39. wg. †PŠayix M„nxZ FY wb‡Pi †Kvb ai‡bi? K. bM` FY L. evwYwR¨K FY M. †fv³v FY N. `wjwj FY 40. DÏxc‡K D‡jøwLZ RvgvbZ †Kvb ai‡bi? K. `Ljnxb eÜK L. AwZwi³ RvgvbZ M. c~e©¯^Z¡ N. mvaviY eÜK
345
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
g‡Wj cÖkœ (eû wbe©vPbx)
wbe©vPbx cixÿv (RqcyinvU miKvwi K‡jR) welq: e¨emvq bxwZ I cÖ‡qvM-wØZxqcÎ eû-wbe©vPbx cÖkœ
mgq: 40 wgwbU
c~Yg© vb: 40
[we.`ª.: mwVK I m‡ev©rK…ó DËiwU‡Z Kv‡jv ej †cb Øviv fivU Ki‡Z n‡e| cÖ‡Z¨K cÖ‡kœi gvb mgvb|] 1. †KvbwU e¨vs‡Ki cÖv_wgK KvR? K. A_© ¯’vbvšÍi L. A_© wewbgq M. AvgvbZ MÖnY N. FY cÖ`vb 2. †KvbwU evsjv‡`k e¨vsK cÖewZ©Z †bvU bq? K. 20 UvKv L. 10 UvKv M. 5 UvKv N. 2 UvKv 3. †Kvb e¨vsK RvgvbZ QvovB FY †`q? K. Kg©ms¯’vb e¨vsK L. MÖvgxY e¨vsK M. K…wl e¨vsK N. eª¨vK e¨vsK 4. evsjv‡`‡k GK UvKvi †bvU Bmy¨ K‡i †K? K. gnve¨e¯’vcK L. A_©mwPe M. MfY©i N. A_©gš¿x 5. Biv‡bi †K›`ªxq e¨vs‡Ki bvg Kx? K. w` e¨vsK gviKvRx L. †eb‡KvWv gvi‡KvwR M. e¨vsK gviKvRx N. e¨vsK gvmKvb 6. †KvbwU †K›`ªxq e¨vs‡Ki KvR bq? K. ˆe‡`wkK wewbgq L. wbKvk N‡ii `vwqZ¡ cvjb M. gy`ªvi cÖPjb N. FY wbqš¿Y 7. DËiv e¨vs‡Ki c~e©myix e¨vsK K. w` wcÖwgqvi e¨vsK wjwg‡UW L. w` B÷vY© e¨vsK K‡c©v‡ikb wjwg‡UW M. w` BDwbqb e¨vsK wjwg‡UW N. w` B÷vY© gv‡K©›UvBj e¨vsK wjwg‡UW 8. †KvbwU evwYwR¨K e¨vs‡Ki KvR bq? K. wewbgq nvi wba©viY L. AvgvbZ msMÖn M. wewbgq gva¨g m„wó N. FY`vb 9. evwYwR¨K e¨vs‡Ki Zvi‡j¨i nvi K. 18% L. 18.5% M. 19% N. 19.5%
10. GKwU ˆea †P‡Ki †gqv` KZw`b _v‡K? K. 30 w`b L. 60 w`b M. 120 w`b N. 180 w`b 11. †P‡Ki Av‡`óv †K? K. cÖvcK L. evnK M. †PK cÖ¯ÍyZKvix N. aviK 12. †Kvb ai‡bi wnmv‡e e¨vsK †PK eB Bmy¨ K‡i bv? K. ˆe‡`wkK wnmve L. ¯’vqx wnmve M. mÂqx wnmve N. PjwZ wnmve 13. e¨vsK Gi g~jbxwZ n‡jv i. g~j¨‡eva m„wó ii. mZZv iii. ¯^”QjZv wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii 14. evwYwR¨K e¨vs‡Ki †kªwYfy³ n‡jv i. RbZv e¨vsK ii. Bmjvgx e¨vsK iii. Gwe e¨vsK wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii 15. †K›`ªxq e¨vsK †h Kv‡Ri gva¨‡g gy`ªvùxwZ n«vm K‡i i. e¨vsK nvi evwo‡q ii. Rgvi nvi evwo‡q iii. e¨vsK nvi Kwg‡q wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii
346
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
16. mKj e¨vs‡Ki e¨vsKvi wn‡m‡e †K›`ªxq e¨vs‡Ki KvR n‡jv i. †bvU Bmy¨KiY ii. wbKvkN‡ii `vwqZ¡ iii. Znwej msiÿY wb‡Pi †KvbwU mwVK? K. i I iii L. ii I iii M. i I iii N. i, ii I iii 17. evwYwR¨K e¨vs‡Ki KvR n‡jv i. FY wbqš¿Y ii. AvgvbZ MÖnY iii. FY`vb wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii 18. evwYwR¨K e¨vs‡Ki Av‡qi Drm n‡jv i. Ae‡jLb wd ii. F‡Yi my` iii. †UªRvwi wej wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii 19. ûKzg †P‡Ki UvKv †K D‡Ëvjb Ki‡Z cv‡i? i. evnK ii. cÖvcK iii. Aby‡gv`b e‡j cÖvcK wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii 20. `vMKvUv †P‡K hv †jLv †h‡Z cv‡i i. e¨vs‡Ki bvg I e¨w³i bvg ii. cÖvc‡Ki wnmv‡e cÖ‡`q iii. n¯ÍvšÍi‡hvM¨ bq wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii wb‡Pi DÏxcKwU c‡ov Ges 21 bs cÖ‡kœi DËi `vI: Rbve Avngv` mv‡ne GKRb e¨vsKvi| Zv‡`i e¨vswKs Kvh©µg mviv evsjv‡`‡k we¯Í„Z| mviv we‡k¦ A_©‰bwZK g›`v †`Lv †`Iqvq Zvi cÖfve D³ e¨vs‡KI Abyf~Z n‡”Q| d‡j Zv‡`i e¨vsKwU B`vwbs Zvij¨ m¼‡U fyM‡Q| 21. Rbve Avngv` mv‡n‡ei e¨vsKwU †Kvb ai‡bi e¨vsK? K. †PBb e¨vsK L. MÖæc e¨vsK M. GKK e¨vsK N. kvLv e¨vsK wb‡Pi DÏxcKwU c‡ov Ges 22bs cÖ‡kœi DËi `vI: wg. kivdZ †nv‡mb †mvbvjx e¨vsK wjwg‡UW RqcyinvU kvLvi Bmy¨ Kiv 1 jÿ UvKvi GKwU `vMKvUv †PK wb‡q mivmwi †mvbvjx e¨vs‡Ki D³ kvLvq UvKv D‡Ëvjb Ki‡Z †M‡j e¨vsK A_© cÖ`vb bv K‡i Zv‡K D³ †PKwU
g‡Wj cÖkœ (eû wbe©vPbx)
Zvi wb‡Ri wnmv‡e Rgv Ki‡Z e‡j| wg. †nv‡mb ZLb D³ †PK Bmjvgx e¨vsK evsjv‡`k wjwg‡UW Gi eo‡Mvjv kvLvq Zvi wnmv‡e Rgv w`‡jb| 22. †mvbvjx e¨vsK wjwg‡UW I Bmjvgx e¨vsK evsjv‡`k wjwg‡UW Gi ga¨Kvi †jb‡`b wb®úwˇZ Kvi mn‡hvwMZv Acwinvh©? K. †mvbvjx e¨vs‡Ki L. Bmjvgx e¨vs‡Ki M. wbKvk N‡ii N. miKv‡ii wb‡Pi DÏxcKwU c‡ov Ges 23bs cÖ‡kœi DËi `vI: Avj-Avivdvn& Bmjvgx e¨vsK wjwg‡UW GKwU cwiwPZ e¨vsK| G e¨vsK gybvdv AR©‡bi D‡Ï‡k¨ wewfbœ e¨vswKs Kvh©µg cwiPvjbv K‡i| g~jab MV‡b G e¨vsK ¸iæZ¡c~Y© Ae`vb †i‡L P‡j‡Q| 23. DÏxc‡K D‡jøwLZ e¨vsKwU evsjv‡`‡ki †Kvb ai‡bi e¨vsK? K. †K›`ªxq e¨vsK L. miKvwi e¨vsK M. we‡klvwqZ e¨vsK N. evwYwR¨K e¨vsK wb‡Pi DÏxcKwU c‡ov Ges 23bs cÖ‡kœi DËi `vI: e¸ovi Gwkqvi myBUwgU Gi `B e¨emvqx Zvi cÖwZôv‡b `ya mieivnKvix Rbve Aveyj Kvjvg‡K 10,000 UvKvi GKwU evnK †PK cÖ`vb K‡ib| †P‡K cÖ`Ë ¯^vÿi wgj bv _vKvq e¨vsK D³ †P‡Ki UvKv cÖ`v‡b AcviMZv cÖKvk K‡i| 24. Rbve Aveyj Kvjvg‡K †P‡Ki UvKv cÖ`vb bv Kiv‡K e¨vs‡Ki fvlvq Kx ejv nq? K. cÖZviYv L. cÖZ¨vL¨vb M. cÖZ¨vnvi N. evwZj 25. †Kvb ai‡bi exgvi ga¨ w`‡q exgv e¨emvq hvÎv ïiæ K‡i? K. AwMœexgv L. †bŠexgv M. Rxebexgv N. `yN©Ubvexgv 26. exgv‡hvM¨ ¯^v‡_©i h_v_© msÁv †KvbwU? K. exgvi welqe¯Íy‡Z exgvKvixi gvwjKvbv ¯^Z¡ L. exgvi welqe¯Íy‡Z exgvMÖnxZvi gvwjKvbv ¯^Z¡ M. exgvi welqe¯Íy‡Z exgvKvixi Avw_©K ¯^v_© N. exgvi welqe¯Íy‡Z exgvMÖnxZvi Avw_©K ¯^v_© 27. wb‡Pi †KvbwU exgvi D‡Ïk¨? K. SzuwK eÈb L. SzuwK wbg~©j M. SzuwK wbqš¿Y N. SzuwK m„wó
347
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
28. Rxeb exgv †Kvb ai‡bi Pzw³? K. Rxeb iÿvKvix Pzw³ L. wbðqZvi Pzw³ M. ÿwZc~i‡Yi Pzw³ N. SzuwK eȇbi Pzw³ 29. exgv MÖnxZvi g„Zz¨ NU‡jB †Kej †h exgv `vwe c~iY Ki‡Z nq Zv‡K Kx e‡j? K. AvRxeb exgv L. †gqv` exgv M. mvgwqK exgv N. Rxeb exgv 30. †Kvb exgv ÿwZc~i‡Yi exgv bq? K. AwMœexgv L. †bŠexgv M. mvaviY exgv N. Rxeb exgv 31. †KvbwU cÖvK…wZK wec` Gi AšÍfy©³? K. Rvnv‡R Av¸b jvMv L. cY¨ wb‡ÿc M. R‡jv”Q¡&vm N. Rj`my¨Zv 32. wb‡Pi †KvbwU †bŠexgv Pzw³ ewnf~©Z? K. ¯’jvwfwl³KiY L. Avw_©K wbðqZv M. ÿwZ wb®‹„wZ N. AvbycvwZK mvnvh¨ 33. exgvi D‡Ïk¨ n‡jv i. g~jab MVb ii. SzuwK n«vm iii. cybM©Vb wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii 34. exgvi KvR n‡jv i. wbðqZv weavb ii. SzuwK eÈb iii. ÿwZc~iY wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii 35. Rxebexgv Pzw³i Acwinvh© Dcv`v‡bi g‡a¨ c‡o i. mwØk¦v‡mi m¤úK© ii. exgv‡hvM¨ ¯^v_© iii. ¯’jvwfwl³KiY wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii 36. †bŠexgvi Ae¨³ k‡Z©i welqe¯Íy n‡Z cv‡i i. hvÎvi mgq ii. hvÎvi ˆeaZv iii. Rvnv‡Ri mgy‡`ª PjvPj †hvM¨Zv wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii
g‡Wj cÖkœ (eû wbe©vPbx) 37. †bŠexgvq exgv †Kv¤úvwb ÿwZc~iY cÖ`vb K‡i i. Rvnv‡Ri ÿwZ n‡j ii. RvnvR gvwj‡Ki ÿwZ n‡j iii. RvnvRw¯’Z c‡Y¨i ÿwZ n‡j wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii wb‡Pi DÏxcKwU c‡ov Ges 38bs cÖ‡kœi DËi `vI: exgv e¨emv‡qi DrcwË m¤ú‡K© mwVK †Kv‡bv BwZnvm cvIqv hvq bv| Z‡e gvbyl Rxe‡bi bvbv SzuwK I AwbðqZv Ges e¨emv-evwY‡R¨i bvbv cÖwZK~jZv Avw_©Kfv‡e †gvKvwejv Kivi Rb¨ Avwef~©Z n‡q‡Q G exgv e¨e¯’v| 38. exgv e¨emv‡qi D‡Ïk¨ Kx? K. `ªæZ Avw_©K DbœwZ Kiv L. k„•Ljv weavb Kiv M. A_©‰bwZK DbœwZ Kiv N. Avw_©Kfv‡e SzuwK †gvKvwejv Kiv wb‡Pi DÏxcKwU c‡ov Ges 39bs cÖ‡kœi DËi `vI: Rbve ingZ Djøvn& Zvi eÜz I e¨emv‡qi Askx`vi Rbve BqvKze Avjxi Rxebexgv Ki‡Z PvB‡j exgv †Kv¤úvwb Zv‡Z Am¤§wZ Ávcb K‡i| A_P D³ †Kv¤úvwb Rbve ingZ Djøvn& Gi ¯¿xi Rxebexgv Ki‡Z m¤§wZ cÖKvk K‡i| 39. Rbve ingZ Djøvn& Zvi eÜzi Rxebexgv Ki‡Z PvB‡j exgv †Kv¤úvwb m¤§Z nqwb †Kb? K. Rbve BqvKze ïay eÜz bb Askx`viI L. Rbve ingZ Djøvn& `xN©w`b wcÖwgqvg cwi‡kva Ki‡eb bv M. eÜzi Rxe‡b exgv‡hvM¨ ¯^v_© _v‡K bv N. Rbve ingZ Djøvn Gi AwfcÖvq m‡›`nRbK wQj wb‡Pi DÏxcKwU c‡ov Ges 40bs cÖ‡kœi DËi `vI: Rbve Avwid Rvcvb †_‡K Mvwo Avg`vwb K‡ib| GK jÿ UvKv wcÖ wgqvg cwi‡kva K‡i mgy` ª c‡_ cwievwnZ Mvwoi GK †KvwU UvKv ch©š Í ÿwZc~i ‡Yi kZ© wZwb GKwU exgv †Kv¤úvwbi mv‡_ Pz w³e× n‡jb| 40. Rbve Avwi‡di M„nxZ exgvcÎwU †Kvb cÖK…wZi? K. hvÎv exgvcÎ L. †bŠexgvcÎ M. mvaviY exgvcÎ N. AwMœexgvcÎ
348
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
g‡Wj cÖkœ (eû wbe©vPbx)
wbe©vPbx cixÿv (Kzwgjøv miKvwi K‡jR) welq: e¨emvq bxwZ I cÖ‡qvM-wØZxqcÎ eû-wbe©vPbx cÖkœ
mgq: 40 wgwbU
c~Y©gvb: 40
[we.`ª.: mwVK I m‡ev©rK…ó DËiwU‡Z Kv‡jv ej †cb Øviv fivU Ki‡Z n‡e| cÖ‡Z¨K cÖ‡kœi gvb mgvb|] 1. wb‡Pi †KvbwU we‡k¦i cÖ_g cÖvwZôvwbK e¨vsK? K. e¨vsK Ae ev‡m©‡jvbv L. e¨vsK Ae Bsj¨vÛ M. kvwá e¨vsK N. w` wn›`y¯’vb e¨vsK 2. e¨vsK nj Ggb GKwU Avw_©K cÖwZôvb hv i. AvgvbZ MÖnY K‡i ii. FY`vb K‡i iii. A‡_©i wbivcËv weavb K‡i wb‡Pi †KvbwU mwVK? K. i L. ii M. i I ii N. i, ii I iii 3. MÖvgxY e¨vsK GKwU K. we‡klvwqZ e¨vsK L. eÜKx e¨vsK M. miKvwi e¨vsK N. †PBb e¨vsK 4. †mvbvjx e¨vsK wg. ivqnvb‡K GK jÿ UvKv FY gÄyi Ki‡jv| F‡Yi UvKv ivqnv‡bi e¨vsK wnmv‡e Rgv nj| ivqnvb cÂvk nvRvi UvKv DwV‡q LiP Ki‡jb| Aewkó cÂvk nvRvi UvKv e¨vs‡Ki K. FY L. FY AvgvbZ M. AvgvbZ N. †Kv‡bvwU bq wb‡Pi DÏxcKwU c‡ov Ges 5 − 6bs cÖ‡kœi DËi `vI: †cvkvK ißvwbKviK wg. ingv‡bi Exim Bank G 50 jÿ UvKv Rgv Av‡Q| bZzb AW©v‡ii R‡b¨ UvKvi cÖ‡qvRb nIqvq wZwb e¨vs‡Ki wbqgKvbyb AbymiY K‡i 60 jÿ UvKv D‡Ëvjb K‡ib| 5. wg. ingv‡bi M„nxZ 10 jÿ UvKv F‡Yi mv‡_ †Kvb ai‡bi mv`„k¨ Lyu‡R cvIqv hvq? K. e¨emvi FY L. bM` FY M. eÜKx FY N. RgvwZwi³ FY 6. D³ F‡Yi gva¨‡g e„w× cv‡e i. cÖwZôv‡bi mybvg ii. †`‡ki Kg©ms¯’vb iii. wewbgq nvi wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii
349
7. evwYwR¨K e¨vsK‡K avi Kiv A‡_©i aviK ejvi KviYK. FY AvgvbZ m„wó Ki‡Z cv‡i L. AvgvbZK…Z A_© †_‡K FY`vb K‡i M. †h †Kvb mgq A_© D‡Ëvj‡bi my‡hvM _v‡K N. FY wbqš¿Y Ki‡Z cv‡i 8. †K›`ªxq e¨vs‡Ki AwZ ¸iæZ¡c~Y© KvR †KvbwU? K. A_© I F‡Yi Kvg¨¯Íi wbwðZKiY L. gy`ªvùxwZ †iv‡a e¨e¯’v MÖnY M. evRv‡i A_© mieivn evov‡bv N. wewbgq nv‡ii w¯’wZkxjZv cÖwZôv Kiv wb‡Pi DÏxcKwU c‡ov Ges 9 − 10bs cÖ‡kœi DËi `vI: wg. ReŸvi mv‡ne wg. kwdK mv‡n‡ei wbKU †_‡K GK jÿ UvKvi †mvbvjx e¨vsK K‡cv©‡iU kvLv Kzwgjøvi GKwU †PK MZ 5 gvP© 2012 Zvwi‡L †c‡jb| wZwb e¨emvwqK Kv‡R we‡`‡k Ae¯’vb †k‡l 10 A‡±vei 2012 Zvwi‡L †`‡k G‡m †PKwU RbZv e¨vsK, Kvw›`icvo kvLvq Rgv w`‡Z hvb| 9. DÏxc‡K ewY©Z †PKwU‡K e¨vsK †Kvb ai‡bi †PK wn‡m‡e we‡ePbv Ki‡e? K. evnK †PK L. ûKzg †PK M. `vMKvUv †PK N. evwm †PK 10. †PKwU Bmy¨i mgq hw` 10 A‡±vei 2011 ZvwiL wjLv nq Z‡e †PKwU †Kvb ai‡bi †PK wn‡m‡e we‡ewPZ n‡Zv? K. c~e©eZ©x Zvwi‡Li †PK L. cieZ©x Zvwi‡Li †PK M. evwm †PK N. evnK †PK 11. †PK‡K cÖvPxbhy‡M ¯^Y©Kvi †kªwY cÖewZ©Z †Kvb wjwLZ c‡Îi mv‡_ Zzjbv Kiv nq? K. D‡Ëvjb `wjj L. D‡Ëvjb wPUv M. A½xKvi cÎ N. D‡Ëvjb cÎ 12. e¨vsK nvi e„w×i KviY Kx? K. wewfbœ eÛ I FYc‡Îi g~j¨e„w× L. wkí I evwY‡R¨ wewb‡qvM e„w×KiY
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
13.
14.
15.
16.
g‡Wj cÖkœ (eû wbe©vPbx)
M. e¨emvqx‡`i AwaK cwigvY FY MÖn‡Y wbiærmvwnZ cÖ`vb N. ißvwbgyLx wk‡í Avw_©K mnvqZv `vb †K›`ªxq e¨vs‡Ki msL¨vZ¥K FY wbqš¿Y c×wZ n‡jvi. e¨vsK nvi cwieZ©b bxwZ ii. †LvjvevRvi bxwZ iii. Rgvi nvi cwieZ©b bxwZ wb‡Pi †KvbwU mwVK? K. i I ii L. ii I iii M. i I iii N. i, ii I iii RgvwZwi³ FY MÖn‡Yi †ÿ‡Î wb‡Pi †KvbwU cÖ‡hvR¨? K. PjwZ wnmve _vK‡Z n‡e L. PjwZ wnmve I we‡kl Pzw³ _vK‡Z n‡e M. †h †Kvb e¨vsK wnmve _vK‡jB Pj‡e N. e¨vsK wnmve _vKvi cÖ‡qvRb †bB ˆe‡`wkK evwYR¨ †`‡ki AbyK~‡j _vK‡j wewbgq nvii. n«vm cvq ii. e„w× cvq iii. n«vm ev e„w× cvq bv wb‡Pi †KvbwU mwVK? K. i L. ii I iii M. i I iii N. i, ii I iii †h Kv‡W©i gva¨‡g Znwej ¯’vbvšÍi Ges AvgvbZ wnmve n‡Z A_© D‡Ëvjb Kiv hvq Zv‡K ejv nq K. †WweU KvW© L. †µwWU KvW© M. gv÷vi KvW© N. VISA
17. wb‡Pi †KvbwU T.T Gi c~Y©iƒc? K. Transfer Teaching L. Travellers Transport M. Telephonic Transfer N. Teachers Training 18. GKwU †P‡K ev‡g Dcwifv‡M `ywU †iLv AvovAvwo †U‡b gvSLv‡b †Kv‡bv e¨vs‡Ki bvg wjLv n‡j Zv‡K ejv nq K. `vMKvUv †PK L. we‡klfv‡e `vMKvUv †PK M. mvaviYfv‡e `vMKvUv †PK N. evnK †PK
19. wW.wc.Gm GKwU K. †PKwenxb mÂqx wnmve L. †PKmn mÂqx wnmve M. ¯’vqx wnmve N. ¯’vqx wnmve wb‡Pi DÏxcKwU c‡ov Ges 20 − 21 bs cÖ‡kœi DËi `vI: wg‡mm. Rvnvbviv †eMg GKRb M„wnYx| iƒcvjx e¨vsK, g‡bvnicyi kvLvq Zuvi GKwU e¨vsK wnmve i‡q‡Q| weMZ 5/6 eQ‡i Zuvi wnmv‡e cÖvq jÿvwaK UvKv Rgv i‡q‡Q| GgZve¯’vq wZwb fve‡Qb, D³ A_© †Kv_vq ivL‡eb? 20. DÏxc‡K ewY©Z wnmvewU †Kvb ai‡bi? K. PjwZ wnmve L. ¯’vqx wnmve M. DPS N. mÂqx wnmve 21. mwÂZ GK jÿ UvKv wZwb ivL‡Z cv‡ib i. ¯’vqx wnmv‡e ii. PjwZ wnmv‡e iii. mÂqx wnmv‡e wb‡Pi †KvbwU mwVK? K. i L. ii M. iii N. †KvbwU bq 22. evsjv‡`k †W‡fjc‡g›U e¨vsK wjwg‡UW GKwU K. evwYwR¨K e¨vsK L. eÜKx e¨vsK M. wkí e¨vsK N. Avg`vwb ißvwb e¨vsK 23. wb‡Pi †KvbwU A-ZvwjKvfy³ e¨vsK? K. Iqvb e¨vsK wjwg‡UW L. nvwee e¨vsK wjwg‡UW M. Iqvwi e¨vsK wjwg‡UW N. †cÖwm‡WwÝ e¨vsK wjwg‡UW 24. wb‡Pi †KvbwU NU‡j ¯^vfvweKfv‡eB e¨vsK wnmve eÜ n‡q hvq? K. e¨vsK wnmv‡e UvKvi cwigvY Kg _vK‡j L. MÖvn‡Ki g„Zz¨ n‡j M. `xN©w`b MÖvnK †jb‡`b bv Ki‡j N. Rgvi AwZwi³ A_© D‡Ëvjb Kiv n‡j 25. fviZxq Dcgnv‡`‡k mvsMVwbKfv‡e exgvi cÖPjb ïiæ nq K. 1938 mv‡j L. 1972 mv‡j M. 1972 mv‡j N. 1971 mv‡j 26. wb‡Pi †KvbwU exgv Pzw³i we‡kl Dcv`vb? K. cÖ¯Íve I ¯^xK…wZ L. exgv‡hvM¨ ¯^v_©
350
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
g‡Wj cÖkœ (eû wbe©vPbx)
M. Pzw³ m¤úv`b †hvM¨Zv N. †¯^”Qv mvq 27. wb‡Pi †KvbwU m¤úwË exgv? K. ¯^v¯’¨ exgv L. †hŠ_ exgv M. †bŠ exgv N. †eKviZ¡ exgv 28. Amy¯’Zv exgv wb‡Pi †Kvb ai‡bi exgvi AšÍfy©³? K. Rxeb exgv L. mvgvwRK exgv M. `vq exgv N. m¤úwË wb‡Pi DÏxcKwU c‡ov Ges 29 − 30bs cÖ‡kœi DËi `vI: wg. Rv‡n` Zvi ¸`v‡g iwÿZ cuvP jÿ UvKvi gvjvgv‡ji R‡b¨ exgv Pzw³ m¤úv`b Ki‡jv| ¸`v‡g Av¸b †j‡M gvjvgvj cy‡o †M‡j exgv †Kv¤úvwb wg. Rv‡n`‡K cuvP jÿ UvKv ÿwZc~iY cÖ`vb Ki‡jv| wKšÍy Rv‡n` †`Lj †h ¸`v‡g cÖvq GK jÿ UvKvi gvjvgvj AÿZ Ae¯’vq i‡q †M‡Q| 29. DÏxc‡K ewY©Z exgvwU †Kvb ai‡bi exgv Pzw³ wQj? K. AwMœ exgv L. †PŠh©exgv M. `yN©Ubv exgv N. m¤úwË exgv 30. ÿwZc~iY cwi‡kv‡ai ci ¸`v‡gi hveZxq gvjvgvj exgv †Kv¤úvwbi Aax‡b P‡j hv‡e| wb‡Pi †Kvb bxwZ G‡ÿ‡Î cÖ‡hvR¨? K. wbivcËv bxwZ L. ÿwZc~iY bxwZ M. `ªæZ `vwe cwi‡kva bxwZ N. ¯’jvwfwl³Zvi bxwZ 31. Rxeb exgv Pzw³i Acwinvh© Dcv`v‡bi g‡a¨ c‡o i. exgv‡hvM¨ ¯^v_© ii. mwØk¦v‡mi m¤úK© iii. ¯’jvwfwl³KiY wb‡Pi †KvbwU mwVK? K. i I ii L. i I iii M. ii I iii N. i, ii I iii wb‡Pi DÏxcKwU c‡ov Ges 32 − 33 bs cÖ‡kœi DËi `vI: wg. kv‡n` GKRb GbwRI Kg©x| †cbkb mywe`v bv _vKvq wZwb GKwU e„wË exgvcÎ msMÖn K‡i‡Qb| †hLv‡b wbw`©ó mgq c‡i †cbk‡bi g‡Zv UvKv cvIqv hvq| wcÖwgqvgI Kg weavq wZwb LyeB mšÍyó| 32. wg. kv‡n` †Kvb ai‡bi e„wË exgvcÎ msMÖn K‡i‡Qb? K. mvgwiK L. wejw¤^Z M. wbw`©ó N. Aemi 33. Zv‡K Kg wcÖwgqvg w`‡Z n‡”Q| Gi KviY i. G‡Z g„Zz¨ SzuwK AšÍfy©³ _v‡K bv ii. G‡Z RgvK…Z A_©B g~jZ †diZ †`qv nq iii. wg. kv‡n` ¯^í †eZ‡b PvKzwi K‡ib
351
34.
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1. evwYwR¨K e¨vs‡Ki cÖwZwbwaZ¡g~jK KvR †KvbwU? K. AvgvbZ msMÖn L. wej evÆvKiY M. Ae‡jLb N. FY cÖ`vb 2. Pzwi, WvKvwZ km¨wegvi †ÿ‡Î †Kvb ai‡bi SzuwK m„wó K‡i? K. ˆbwZK L. mvgvwRK M. cÖvK…wZK N. A_©‰bwZK 3. wb‡Pi †Kvb welqwUi Rb¨ e¨vs‡K‡K Òavi Kiv A‡_©i aviKÓ ejv nq? K. MÖvnK wnmv‡ei †MvcbxqZv iÿv L. MÖvnKe„›`‡K FY cÖ`vb Kiv M. MÖvn‡Ki wbKU †_‡K AvgvbZ msMÖn N. MÖvn‡Ki cÖwZwbwa wn‡m‡e KvR Kiv wb‡Pi DÏxcKwU c‡o 4 I 5 bs cÖ‡kœi DËi `vI: evsjv‡`k e¨vsK Mv‡g©›Um, wPswo I cÖhyw³ Lv‡Z mnR k‡Z© AwaK FY `v‡bi bxwZ MÖnY K‡iwQj| Gi d‡j m¤úªwZ gy`ªvevRv‡i A_© mieivn †e‡o hvq- hv Kvw•LZ bq| welqwU we‡ePbv K‡i evsjv‡`k e ¨vsK FY wbqš¿‡Yi D‡Ï‡k¨ DwjøwLZ LvZmg~‡n FY cÖ`v‡bi †KvUv Kwg‡q †`qvi wb‡`©kbv Rvwi K‡i| 4. wb‡Pi †Kvb welqwU we‡ePbv K‡i evsjv‡`k e¨vsK FY wbqš¿‡Yi wm×všÍ †bq? K. gy`ªvùxwZ L. gy`ªvms‡KvPb M. †jb‡`‡bi fvimvg¨ N. m¤ú‡`i mylg eÈb 5. DÏxc‡K †K›`ªxq e¨vsK KZ…©K FY wbqš¿Y Kvh©µ‡g †Kvb bxwZi cÖwZdjb n‡q‡Q? K. †LvjvevRvi bxwZ L. e¨vsK nvi bxwZ M. F‡Yi eivÏKiY bxwZ N. Rgvi nvi cwieZ©b bxwZ 6. †Kvb Ôevwl©K e„wËÕ e„wËc‡Î DwjøwLZ wbw`©ó mgq AwZµvšÍ nIqvi ci Kvh©Ki nq? K. ZvrÿwYK e„wË L. mvgwqK e„wË M. wewbw`©ó e„wË N. wejw¤^Z e„wË wb‡Pi DÏxcKwU c‡o 7 bs cÖ‡kœi DËi `vI: m¤úªwZ gy`ªvùxwZi Rb¨ †K›`ªxq e¨vsK DwØM| welqwU we‡ePbv K‡i †K›`ªxq e¨vsK DwØMœ| welqwU
we‡ePbv K‡i †K›`ªxq e¨vsK evwYwR¨K e¨vsK¸‡jvi wewbgq wej evÆvi nvi evwo‡q †`q| 7. FY wbqš¿‡Y †K›`ªxq e¨vsK †Kvb bxwZ K. †LvjvevRvi L. e¨vsK nvi bxwZ M. Rgvi nvi cwieZ©b bxwZ N. F‡Yi eivÏKiY bxwZ 8. †Kvb ai‡bi e¨vsK wnmv‡ei wec‡ÿ RgvwZwi³ FY cvIqv hvq? K. mvaviY ¯’vqx L. we‡kl ¯’vqx M. PjwZ N. mÂqx 9. †KvbwU wegvPzw³i we‡kl Dcv`vb? K. cÖ¯Íve I ¯^xK…wZ L. ˆea cÖwZ`vb M. ˆea D‡Ïk¨ N. cÖwZ¯’vcb 10. AwMœRwbZ ÿwZi c‡ivÿ KviY †KvbwU? K. AmZK©Zv L. Ae‡njv M. B”QvK…Z AwMœms‡hvM N. ÎæwUhy³ wbg©vY 11. †Kvb ai‡bi †PK AwaK wbivc`? K. evnK L. ûKzg M. `vMKvUv N. Aby‡gv`b wb‡Pi DÏxcKwU co Ges 12 bs cÖ‡kœi DËi `vIt weUv e¨vsK Zvi g„Z MÖvn‡Ki m¤úwË IqvwikM‡Yi g‡a¨ fvM-ev‡Uvqviv K‡i †`q| 12. DÏxc‡K weUv e¨vsK Kx wn‡m‡e `vwqZ¡ cvjb K‡i? K. Z_¨ mieivnK L. wR¤§v`vi M. Ae‡jLK N. Dc‡`óv 13. †Kvb bxwZi wfwˇZ GKB m¤úwË GKvwaK wegvKvixi wbKU wegv Kiv hvq? K. cÖZ¨ÿ KviY bxwZ L. Avw_©K ÿwZc~iY bxwZ M. ¯’jvwfwl³KiY bxwZ N. AvbycvwZK AskMÖnY bxwZ wb‡Pi DÏxcKwU c‡o 14 I 15 bs cÖ‡kœi DËi `vI: Rbve iwng Zvi eÜz Kwi‡gi Mv‡g©‡›U‡mi Rb¨ wegv Ki‡Z Pvb| me wegv †Kv¤úvwbB iwn‡gi cÖ¯Íve cÖZ¨vL¨vb K‡i| Ae‡k‡l iwn‡gi Aby‡iv‡a Kwig A I B bvgK `ywU wegv †Kv¤úvwbi wbKU wegvPzw³i
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
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†gvU g~j¨ 1 †KvwU UvKv| wKQzw`b ci AwMœKv‡Ð 50 jÿ UvKvi ÿwZ nq| 14. Rbve Kwig A wegv †Kv¤úvwbi wbKU KZ UvKvi ÿwZ c~iY cv‡eb? K. 25 jÿ L. 50 jÿ M. 75 jÿ N. 1 †KvwU 15. †Kvb Kvi‡Y wegv †Kv¤úvwbi¸‡jv iwn‡gi wegv `vex cÖZ¨vL¨vb K‡i? K. AvBbMZ m¤úK© L. wegv‡hvM¨ ¯^v_© M. ˆea cÖwZ`vb N. Avw_©K ÿwZc~iY 16. GKwU †P‡K †Kvb welqwU bv _vK‡jI e¨vsK UvKv cÖ`vb K‡i? K. wnmve b¤^i L. Aby‡gv`b M. ¯^vÿi N. UvKvi AsK 17. Rxeb wegvq wegvKvix KZ…©K wegv MÖnxZvi cvIbvi AwZwi³ A_© cÖ`vb‡K Kx e‡j? K. †evbvm L. wcÖwgqvg M. mgc©Y g~j¨ N. cÖwZkÖæZ e„wË 18. †KvbwU e¨vs‡Ki FYK…Z Znwej? K. cwi‡kvwaZ g~jab L. MÖvnK AvgvbZ M. mvaviY mwÂwZ N. wewae× mwÂwZ 19. †bŠ wegvq †KvbwU cÖvK…wZK wec` ? K. N~wb©So L. Rj`my¨ M. hy× RvnvR N. we‡ùviY 20. evwYwR¨K e¨vs‡Ki †MvcbxqZvi bxwZ n‡”QK. MÖvn‡Ki Rgvi wbivcËv weavb L. MÖvn‡Ki Z_¨ Ab¨‡`i bv Rvbv‡bv M. MÖvnK‡K mZZvi mv‡_ †mev cÖ`vb N. MÖvn‡Ki UvKv PvwnevgvÎ †diZ `vb 21. wb‡Pi †KvbwU †K›`ªxq e¨vs‡Ki GKK `vwqZ¡? K. FY`vb I ZË¡veavb L. g~jab evRvi MVb M. †bvU I gy`ªvi cÖPjb N. A_©‰bwZK Dbœqb wb‡Ui DÏxcKwU c‡o 22 Ges 23 bs cÖ‡kœi DËi `vI: Rbve ingvb iæcmx Rvnv‡Ri mv‡_ wbw`©ó hvÎvc‡_i D‡jøL K‡i GKwU wegvPzw³ K‡i| Pzw³ Abyhvqx RvnvRwU 1 Rvbyqvwi PÆMÖvg e›`i n‡Z hvÎv
K‡i 28 Rvbyqvwi Pxb e›`‡i †cŠQ‡e| hvÎvc‡_ mvgyw`ªK wec‡`i Rb¨ bvweK wKQz cY¨ Ab¨ Rvnv‡R Zz‡j †`q| GRb¨ 2 jÿ UvKv e¨q nq| 22. 2 jÿ UvKv e¨q †Kvb ai‡bi ÿwZ? K. M”Pv L. Z¨vM ¯^xKvi M. we‡kl LiP N. mvgwMÖK LiP 23. Rbve ingv‡bi wegvcÎwU †Kvb ai‡bi? K. e›`i SzuwK wegvcÎ L. mgq wegvcÎ M. hvÎv wegvcÎ N. wgkÖ wegvcÎ 24. ATM KvW© †Kvb e¨envi Kiv nq? K. wej evÆvKiY L. FY wbqš¿Y M. A_© D‡Ëvjb N. g~jab MVb 25. Ò †dWv‡ij wiRvf© wm‡÷gÓ- †Kvb †`‡ki †K›`ªxq e¨vsK? K. hy³ivR¨ L. myBRvij¨vÛm M. †b`vij¨vÛm N. gvwK©b hy³ivóª 26. †Kvb wegvi gva¨‡g wegv e¨emv‡qi hvÎv ïiæ nq? K. Rxeb wegv L. AwMœwegv M. †bŠ-wegv N. `yN©Ubv wegv wb‡Pi DÏxcKwU c‡o 27 Ges 28 bs cÖ‡kœi DËi `vI: e¨vsK e¨e¯’vcK Rbve nvwee GKRb MÖvnK‡K 5 †KvwU UvKv FY gÄyi K‡ib| wbe܇bi gva¨‡g RvgvbZ wn‡m‡e 5 KvVv Rwg eÜK iv‡Lb| cieZ©w‡Z MÖvnK FY cwi‡kv‡a e¨_© n‡j RwgwU e¨vs‡Ki `L‡j Av‡m| e¨vsK RwgwU wewµ Ki‡Z wM‡q †`‡L Gi Øviv F‡Yi mgy`q UvKv cvIqv m¤¢e bq| 27. DÏxc‡Ki eÜKwU †Kvb ai‡bi? K. ¯’vqx L. mvaviY M. kZ©vaxb N. fvmgvb 28. DËg Rvgvb‡Zi †Kvb ˆewkó¨wU DÏxc‡K Abycw¯’Z? K. weµq †hvM¨Zv L. gvwjKvbv ¯^Z¡ M. `Lj ¯^Z¡ N. evRvi g~j¨ 363
e¨emvq bxwZ I cÖ‡qvM-2q cÎ
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29. †Kvb ai‡bi wegvi †ÿ‡Î Avw_©K ÿwZc~i‡Yi cwie‡Z© m¤úwË cybt¯’vcb Kiv nq? K. AwMœ L. †bŠ M. Rxeb N. km¨ 30. †KvbwU †K›`ªxq e¨vs‡Ki KvR? K. gybvdv AR©b L. AvgvbZ msMÖn M. FY wbqš¿Y N. Ae‡jLb 31. †bŠ-wegvq KLb wegv‡hvM¨ ¯^v_© _vK‡Z nq? K. wegvcÎ MÖn‡Yi mgq L. ÿwZ msNU‡bi mgq M. Pzw³ m¤úv`‡bi mgq N. wcÖwgqvg cÖ`v‡bi mgq wb‡Pi DÏxcKwU co Ges 32 bs cÖ‡kœi DËi `vI: wg. Rvgvb 10 jÿ UvKvi GKwU Rxeb wegv †Lv‡jb| 3 ermi ci wcÖwgqvg w`‡Z AÿgZv cÖKvk K‡ib| wegv †Kv¤úvwb wbw`©ó Li‡P †K‡U †i‡L Zv‡K wKQz A_© †diZ †`q| 32. wegv †Kv¤úvwbi wbKU n‡Z Rvgv‡bi cÖvß A_©‡K Kx e‡j? K. mgc©Yg~j¨ L. †evbvm M. wcÖwgqvg N. Awae„wË 33. wb‡Pi †KvbwU we‡ePbvq mÂqx wnmve A‡cÿv PjwZ wnmve DËg? K. e¨vsK Pv‡R©i cwigvY L. RgvwZwi³ FY MÖnY M. Avgvb‡Zi Dci my` N. cÖv_wgK Rgvi cwigvY 34. †KvbwU bxwZ we‡ePbvq evwYwR¨K e¨vsK memgq †fv‡ë bM` A_© msiÿY K‡i? K. Zvij¨ L. wbivcËv M. m”PjZv N. wgZe¨wqZv wb‡Pi DÏxcKwU c‡o 35 bs I 36 bs cÖ‡kœi DËi `vIt Rbve bvwKe Zvi eÜz Rbve ivweŸi bv‡g GKwU †PK Bmy¨ K‡i‡Qb| †P‡Ki me Z_¨ h_vh_fv‡e c~iY Ki‡jI UvKvi AsK wj‡Lbwb| Z‡e wZwb
Pv‡”Qb, †PKwU Ggbfv‡e Aby‡gv`b Ki‡eb hv‡Z Rbve ivweŸ †PKwU Ab¨ KvD‡K n¯ÍvšÍi Ki‡Z bv cv‡ib| 35. DÏxc‡Ki †PKwU †Kvb ai‡bi? K. Dcnvi †PK L. duvKv †PK M. gv‡K©U †PK N. evwm †PK 36. †Kvb ai‡bi Aby‡gv`b Rbve bvwK‡ei Rb¨ Dchy³ n‡e? K. c~Y© AYy‡gv`b L. mvaviY Aby‡gv`b M. kZ© mv‡c‡ÿ Aby‡gv`b N. mxwgZ Aby‡gv`b 37. †KvbwU DËg e¨w³K Rvgvb‡Zi ˆewkó¨? K. MÖnY‡hvM¨Zv L. `vqgy³Zv M. n¯ÍvšÍi‡hvM¨Zv N. Avw_©K m”QjZv wb‡Pi DÏxcKwU c‡o 38 bs cÖ‡kœi DËi `vI: A, B Ges C wZbwU †emiKvwi e¨vs‡Ki cwiPjbv cl©` †RvUe× n‡q KvR Kivi Rb¨ GKwÎZ nq| wm×všÍ nq †h, e¨vsK A †nvwìs e¨vsK wn‡m‡e KvR Ki‡e| Ab¨ e¨vsK¸‡jv n‡e mvewmwWqvix e¨vsK| 38. DÏxc‡Ki e¨vsK¸‡jv Kx ai‡bi e¨vswKs Kv‡Ri wm×všÍ wb‡q‡Q? K. MÖæc L. kvLv M. †PBb N. GKK 39. cÖZ¨qcÎ Bmy¨ K‡i †K? K. Avg`vwbKviK L. ißvwbKviK M. Avg`vwbKvi‡Ki e¨vsK N. ißvwbKvi‡Ki e¨vsK 40. †Kvb Dcv`v‡bi Rb¨ GKRb bvevjK wegvPzw³ Ki‡Z cv‡i bv? K. AvBbMZ m¤úK© L. wegv‡hvM¨ ¯^v_© M. wcÖwgqvg cÖ`vb N. Pzw³ m¤úv`‡bi †hvM¨Zv
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