Corporate Presentation

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NORTH AMERICAN PALLADIUM THE WORLD’S ONLY PURE PLAY PALLADIUM PRODUCER

TSX:PDL | OTC:PALDF May 3, 2019

FIRST QUARTER 2019


MANAGEMENT PARTICIPANTS

AGENDA

Jim Gallagher President and Chief Executive Officer

1. Q1 Highlights

2. Operation Update Tim Hill Vice President, Finance & Chief Financial Officer

3. Financial Update 4. Exploration 5. Market Activity

David Peck Vice President, Exploration

6. Dividend QUARTERLY RESULTS

7. Q&A

Friday, May 3, 2019

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Disclaimers and Forward-Looking Information

QUARTERLY RESULTS

All dollar amounts shown are in Canadian dollars unless otherwise stated.

Friday, May 3, 2019

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Q1 HIGHLIGHTS Health & Safety • LTI-free quarter and 1.5 TRIF (2018 Industry Average is 3.8) Production • Average daily underground production – 6,755 tonnes at a cost of $38/tonne mined •

52,698 ounces of payable palladium produced

• Mine expansion on track • Mill recovery – 82.4% • Mill throughput below expectations Sustained Profitability • Revenue – $128.3 million • Net income – $29.5 million • Cash provided from Operations - $75.8 million

• Free cash flow1 - $46.9 million • Quarterly dividend increased to $0.10 Exploration • Very positive developments

QUARTERLY RESULTS

• Debt – $0

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Friday, May 3, 2019 1. Non-IFRS measure.


MINE EXPANSION New dry facility

• Underground ramping up to 12,000 tpd by 2021 • 2019 – A year of development: • Total metres of development in Q1 2019; 28% increase over Q1 2018

Camp expansion

• Ramped up to 30.5m/day in March – 75% higher than 2018 annual average Water treatment plant upgrade

• Scope of expansion project extends significantly beyond just mine activity

Friday, May 3, 2019

Ventilation system upgrade

QUARTERLY RESULTS

• Moved 8,570 tpd underground (ore + waste) in March – 23% higher than 2018 annual average

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Q1 PRODUCTION HIGHLIGHTS UNDERGROUND PRODUCTION Average tonnes per day & average grade

6,327

6,755

RGO

SHERIFF PIT

Average tonnes per day & average grade

Average tonnes per day & average grade

3,922

PAYABLE PALLADIUM Ounces produced

1,422

2,683

3.3 g/t

3.2 g/t

0.9 g/t

2.4 g/t

Q1 2018

Q1 2019

Friday, May 3, 2019

Q1 2018

Q1 2019

Q1 2018

22 1.3 g/t Q1 2019

Q1 2018

Q1 2019

2019 Guidance: 220,000- 235,000

QUARTERLY RESULTS

0.8 g/t

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MILL PERFORMANCE • Average throughput 8,984 tpd vs 12,000 tpd target • Challenges: • Two conveyer belt failures • Major work on primary and secondary crushers • Fines from SLS underground • Mitigation: • Organizational changes • Renewed focus on preventative maintenance • Design changes to crushing and conveying

• High ratio of fines presents an opportunity for a potential increase in total throughput above 12,000 tpd

Friday, May 3, 2019

QUARTERLY RESULTS

• Opportunity:

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Q1 Financial Highlights


STRONG BALANCE SHEET Liquidity (C$ million)

Net Debt

+$144.8

(C$ million – Total debt less Cash)

$165.5

-$100.4

Current Ratio

Debt/Equity Ratio

(Current Assets / Current Liabilities)

(Total Liabilities / Shareholders’ Equity)

Q1 2018

Q1 2019

Q1 2018

Q1 2019

Q1 2018 Cash

Q1 2018

Q1 2019

Friday, May 3, 2019

Q1 2019 Credit

QUARTERLY RESULTS

$20.7

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SIGNIFICANT CASH GENERATION Palladium Revenue per Ounce Sold 1

Palladium Sold

Revenue

(payable ounces)

(C$ million)

Cash Flow from Operations

(US$ per ounce sold)

(C$ million)

Q1 2018

+48%

+1%

Q1 2019

Q1 2018

Q1 2019

Q1 2018

+$62.3

Q1 2019

Q1 2018

Q1 2019

QUARTERLY RESULTS

+51%

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Friday, May 3, 2019 1. Non-IFRS measure, please refer to Non-IFRS Measures in the MD&A.


COST STRUCTURE Underground Costs (C$ per tonne mined)

Production Costs

AISC1

(C$ per tonne milled)

(US$ per ounce produced)

+30%

+34%

-3%

$210

AISC Variance - Less by-product revenue - Increased royalty – 5% of NSR - Increased production costs; milling issues and expansion - Less ounces produced

- Weaker CAD

Q1 2018

Q1 2019

Q1 2018

Q1 2019

Q1 2018

Q1 2019

QUARTERLY RESULTS

- Increased sustaining capital; u/g dev. TMF & site expansion

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Friday, May 3, 2019 1. Non-IFRS measure, please refer to Non-IFRS Measures in the MD&A.


FINANCIAL RESULTS Net Income (C$ million)

(C$ million)

+$33.2

Q1 2018

Q1 2019

Capital Investment

Exploration Expenditures

(C$ million)

(C$ million)

+$24.9

Q1 2018

Q1 2019

+20%

Q1 2018

+74%

Q1 2019

Q1 2018

Q1 2019

QUARTERLY RESULTS

Adjusted EBITDA

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Friday, May 3, 2019 1. Non-IFRS measure, please refer to Non-IFRS Measures in the MD&A.


Exploration


EXPLORATION RESULTS Expanding resource potential at Lac des Iles and new discoveries at Sunday Lake Lac des Iles • Three new underground zones delineated • Enhanced potential to expand resources • New exploration drift in progress • Surface drilling ongoing, new results coming

Regional Program • Geophysical screening program continues

Friday, May 3, 2019

Q1 2019 Investor Call Exploration

Sunday Lake • #1 opportunity in our blue sky portfolio • Potential for a large deposit has improved

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LAC DES ILES UNDERGROUND EXPLORATION New Zones Added, Drilling Program Expanded

Q1 2019 Investor Call Exploration

C Zone Target: Expansion • Initial results suggest the C Zone in the Offset Block splits into two divergent trends: 1) a persistent north-south trend that parallels the Offset Zone Deposit and 2) a south-west trend that has significant strike length potential and is open in most directions. Assays pending.

Friday, May 3, 2019

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LAC DES ILES UNDERGROUND EXPLORATION Offset Satellites

Three discrete satellite zones of palladium mineralization referred to as the B1 to B3 zones, were identified within a few tens of metres of previous or planned mining areas in the Offset block.

The upper parts of the B2 and B3 zones are already in the mining plan. Whereas their lower extensions as well as the other B zones required additional drilling.

The Mystery Zone is an isolated area of Pd mineralization located on the eastern side of mining area in Offset Block.

Recent drilling and geological modelling suggest that the Mystery Zone is likely a much larger area of mineralization than previously believed and could connect to the surface of the Twilight Zone in the southeast extension of the Roby pit. Friday, May 3, 2019

Q1 2019 Investor Call Exploration

B series and the Mystery Zone

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LAC DES ILES SURFACE EXPLORATION Near Surface Resource Potential

New Geophysical Targets • Final targets emerging from 2018/19 geophysical programs

Expanded Drill Program • Plan to drill over 30 km this year based on recent success • Distinct mineralized trends found at Creek Zone, below and south of historical Baker Zone and along the North Rim of the complex

Friday, May 3, 2019

Q1 2019 Investor Call Exploration

Three Pd Zones (so far)

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SUNDAY LAKE PGM Zone expanded, best ever drill results reported 2019 Drilling Program •

Completed 7,300 metres in 6 holes in ~3 months and expanded the PGM zone to cover nearly the full strike length and width of the intrusion

Highlights •

Big Red Target returned best results to date on the property with first two holes in the western target area:

SL-19-029: 275m step out from hole 26 intersected 32.0 metres with 3.35 g/t 3E, including 8.17 metres of 5.44 g/t 3E and 0.51% Cu.

Encouraging results from the central part of intrusion 

SL-19-025: 14.80 metres with 2.33 g/t 3E and 0.29% Cu including 2.30 metres with 4.11 g/t 3E and 0.48% Cu and 1.60 metres with 5.18 g/t 3E and 0.70% Cu.

SL-19-030: 20.61 metres with 1.87 g/t 3E, including a higher-grade sub-interval of 5.50 metres with 3.67 g/t 3E and 0.83% Cu.

Friday, May 3, 2019

Big Red

Q1 2019 Investor Call Exploration

 SL-19-026: 41.2 metres with 3.22 g/t Pt, 2.08 g/t Pd and 0.21 g/t Au (5.51 g/t 3E) with 0.57% Cu and 0.19% Ni. Includes 15.8 metre of 9.11 g/t 3E with 0.88% Cu and a 8.30 metre subinterval of 13 g/t 3E, 1.23% Cu.

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SUNDAY LAKE Future plans

Many targets remain to be tested • New drilling results warrant additional testing of geophysical anomalies • Additional geophysics also warranted • Extension drilling recommended around recent, higher-grade intersections

Q1 2019 Investor Call Exploration

• After completing this work, a decision will be taken on whether or not to proceed to an initial resource delineation program

Friday, May 3, 2019

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Market Activity


Q1 MARKETING

QUARTERLY RESULTS

• Multiple desk presentations • Road shows: Toronto, Montreal, New York, Boston, London • Conferences: PDAC, BMO and Zurich • Media interviews: BNN, The Globe and Mail, Bloomberg, Kitco, Northern Miner (and others) • NAP Investor Day Toronto (March 26) • Analyst LDI Site Tour (March 27)

Friday, May 3, 2019

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BROOKFIELD SECONDARY OFFERING • Sold 5,770,000 shares at $13.00/share • Bought deal with a consortium of Canadian banks led by BMO and RBC • Reduced ownership from 91% to 81% • Brookfield pleased with transaction outcome:

• Brookfield will be back to the market in the future – potentially larger transaction, no specific timeline

Friday, May 3, 2019

QUARTERLY RESULTS

• Increased market liquidity – at a price that should allow good upside for investors • Helped provide shareholder diversity • Raised NAP profile to broader global audience

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NAP 2018 Annual Earnings Release

Momentumbased trading & shorting

Secondary Offering

QUARTERLY RESULTS

MARKET VOLITILITY

Friday, May 3, 2019

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CURRENT COVERAGE Firm

Analyst

Valuation

Derek Macpherson

Feb. 18, 2019 - $23.50 Apr. 30, 2019 - $23.50

QUARTERLY RESULTS

• Following Analyst Site Tour in March; additional coverage expected

Friday, May 3, 2019

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PALLADIUM FUNDAMENTALS: STILL STRONG

Growth of Hybrid vehicle market worldwide Lower diesel sales, replaced with gasoline engines in Europe Growth of SUV market share, increase in engine size

Heightened emissions standards worldwide

Friday, May 3, 2019

QUARTERLY RESULTS

Platinum not likely to substitute palladium in catalytic convertors

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Q1 DIVIDEND • Confidence in future cash generation – surplus to business requirements • Increase $0.10 per share (from $0.03) • Common shareholders of record on June 1, 2019

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QUESTIONS:

QUARTERLY RESULTS

Click “Call Me” link on left side of the screen

Friday, May 3, 2019

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