Solving problems We aim to assist you in enunciating and achieving your financial objectives.
Working together We see our task as being a trusted adviser helping to reduce your workload and assist in planning, discussing, implementing and monitoring in financial matters.
Strategic planning We need to gain a full understanding of your current financial situation and to discuss your plans for the future. With that background, we will analyse possible options for inclusion in a strategic financial plan having regard to investment structures, tax efficiency, administrative efficiency and financial effectiveness. We will then go through this plan with you in detail and amend as appropriate.
Weighing alternatives We consider the ‘whole of market’ both in terms of the possible areas of financial planning and in terms of the possible products which may be appropriate for you. As well as being our firm philosophy, we are also required to do this as part of our commitment to ‘independent’ status with our regulator, the Financial Conduct Authority.
Using technology We seek to utilise the most appropriate technology to serve our objective of providing the best advice to clients on their financial matters.
Assembling information We draw information from many sources including in-house research, online information providers, meetings with fund managers and analysts, outside research houses and market feedback. Our investment manager and investment committee consider this information and draw conclusions as regards the investment strategies for our clients’ portfolios.
Assessing risk Establishing your attitude to risk is an important part of our advisory process prior to final recommendations and plans. Your capacity for loss of funds, your tolerance of risk and your need for risk in investment terms are all considered in planning how to achieve your financial objectives.
Providing for the future We find that many individuals are concerned about their financial position when they cease earning at their peak level. We are able to assist in working through cashflow models to gauge and advise on the appropriate level of savings to be made on a current basis and an accruals basis to provide for the future.
Diversifying assets We study investments on a global basis and across all the sectors and markets which are available for outside investors. We consider the global economic position and form a considered judgement each quarter as to the appropriate asset allocation to be made around the world and across the different asset classes such as equities, bonds, property, private equity, commodities, cash and other alternative investments.
We also consider the sectors within the markets and the market capitalisation of stocks. We monitor the timing of the economic cycle and how it may affect larger and smaller companies, sometimes with varying results and market valuations. We would be delighted to discuss your situation to see how we may assist you. Please email advice@cantabam.com or call us on 01223 52 2000.
www.cantabam.com
How we work We build our solutions around your needs.
Cantab Asset Management Ltd Independent Financial Advisers 35 Hills Road Cambridge CB2 1NT T 01223 52 2000 5th Floor, 8 Angel Court London EC2R 7HP T 020 3651 0570 E advice@cantabam.com
www.cantabam.com Registered in England number 5691283. Registered office: 35 Hills Road, Cambridge CB2 1NT. Authorised and regulated by the Financial Conduct Authority.