A Carbon Neutral Printing & Design Company
Print. Design. Print & Design.
Cassette is a company that offers outstanding service, equally, in both. Our team of designers understands innovative and effective design solutions. We draw on each designer’s varying experiences and unique style to provide our clients with the highest level of creativity and client service.
Similarly, our print department utilises next generation printing technology, which is at the forefront of Cassette’s spectrum of print services. Each member of the print team brings a wealth of knowledge and experience to surpass our clients’ expectations, delivering quality products on time, every time.
Independently, we maintain a high level of pride and promise in the result regardless of what you require from us. Our teams combined, offer a powerful vehicle to your brand. Cassette Design and Cassette Print are the perfect combination when outstanding results are required.
Level 2, Como Centre / 299 Toorak Road, South Yarra VICTORIA Australia 3141 Telephone. +61 3 9938 6666 Facsimile. +61 3 9827 8454 Email. people@cassette.cc Web. www.cassette.cc
I introduce to you Cassette, a printing and design company based in the Como Centre in South Yarra. We are 10 years old and have clients who include Kay & Burton, CB Richard Ellis, superannuation companies Netwealth and CBUS, retail giants Kmart, Coke, Melbourne Central and Jayco as well as numerous beauty and fashion labels including Bettina Liano, Forever New and Gorman. Cassette has an enormous range of services for you to utilise. You can use any of our print and design services individually or we can assist you from concept to roll-out of your project, whatever suits your taste or budget. In both printing and design, it is vital to find the balance between quality and price: for the most part you get what you pay for. Cassette is that balance - we operate the most intelligent systems, technology and methods available to ensure our service is not only of the highest standard but also executed in the fastest possible time, and at the right price. Our mission is to deliver high calibre work, beyond the expectations of our clients. Please take the time to visit our website www.cassette.cc and contact us if you have any further questions. One of our wonderful staff members would love to discuss your requirements, and what Cassette can offer. Sincerely,
Charlie Goldsmith Managing Director
Zero Carbon Cassette Going green to help save our environment. As a green supplier in Australia, Cassette Print and Creative is at the forefront of adopting green technology and green printing. As all of Cassette’s services are entirely carbon neutral, by working with us, your company will reduce its CO2 footprint and the environment benefits. We believe the majority of people do what they can to reduce their effects on our environment, and all companies should offer green products which ensure this. We also hope that others will follow in our footsteps and become carbon neutral or, at the very least, reduce their carbon footprint as much as possible. In the future it will be necessary for companies to show that they have been purchasing legitimate ‘green’ products so that they are well placed for any emerging legislation and the emission trading scheme.
Achieving NoCO2 Certification (http://cassettecarbonneutral.com) means that Cassette is carbon neutral and that it has completely removed its climate change impacts. A comprehensive emissions audit was conducted in order for us to obtain carbon neutrality. The audit quantifies the life cycle emissions from all inputs (labour, products and services) that Cassette is responsible for consuming. The audit is written in strict accordance with the GHG Protocol Corporate Accounting and Reporting Standard (http://ghgprotocol.org/) which is the world’s most widely used and recognised greenhouse gas accounting tool. The chart below is adapted from the GHG Protocol and displays these emissions sources.
CO2
No C02 Emission Boundaries
Cassette has engaged the Carbon Reduction Institute (http://noco2.com.au) to offset our carbon emissions through a variety of methods, including planting native trees or by funding carbon projects that lead to the prevention of future greenhouse gas emissions.
N2O SF4
PFC5
CH 4
HFC5
SCOPE 3
SCOPE 2 INDIRECT
SCOPE 1 DIRECT
DIRECT
Employee Business Travel Production of Purchased Materials
Purchased Electricity for Own Use Company Owned Vehicles Fuel Combustion
Contractor Owned Vehicles Outsourced Activities Employee Business Travel
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I write to ex press our a ppreciation to their print to Charlie G ing and desi oldsmith an gn work tha d the team a t they have t Cassette in completed Naturally all relation for Kay & Bu ven rton. sale price. W dors want to be sure th eir property e develop a will be sold comprehen we sell of w and return th si hich Casset e te does a ex ve tailor-made marketin g strategy fo best possible ceptional jo b at manag r e ach prop Over the ye ing our print ars we have ing requirem erty had difficulty consistently ents. with many p correct. The rinters espe quality of C they deliver ci a ally in gettin ssette’s print what we co g our colour mmunicated is always ex handled pro from the ou emplary. Mo fessionally a ts re important et nd produce w ith a ll a spects of pro ly d at an exce duction alw ptionally hig Having dea ays h standard lt with nume . rous creativ Cassette to e agencies be most pro over fessional an I have turne d passionate the past several years d to Casset I hav in their dealin te in other p rojects I am gs with us. Fo e found associated r this reason Cassette ha with. s been print ing and desi and we hav gning Kay & e fo Burton broc years ago w und their design skill an hures for the ith some sm d creativity past 18 mont exemplary. all projects all our printin hs The relation and has gro g needs. ship began wn to the po 3 int where C assette han If there has dles ever been a detail that w resolved (to e need atte our satisfac ntion to, Ch tion) withou arlie ensure t any fuss. s the issue is As a key pa rtner, Casset te allow our trends thus company to enabling ou always be in r clients the every time. touch with c peace of m You have to ind that we' look no furth the Kay Burt ve got our fin urrent market er than the re on identity. gers on the markable re pulse sponse we have gotten On the basi from s of our exp erience, we in recomme w ould have n nding Cass o hesitation ette to anyo er the ne. cies ov ost n e g a Kind Regard be m eative s rous cr Cassette to h us. e Kay & Burto m u n n Pty Ltd wit ith un d ealings ton dealt w have fo Gerald R. D ela Executive C ny hairman
d & Bur Having ral years I ate in their g Kay und in e n v n io e ig s s s s e t a fo d p p as al, and printing and and we have n n io s s e prof assio been nths of all p t 18 mo te h a s n Casset s for the pas ity and most ays deliver o ail iv e t lw r a u a e y to det broch ign skill, cr ry. The ’s attention to la p s e m d e do ex their smith anks again am t they lie Gold h e of r wha omised. Char faultless. T est of the t d r r n p e a s h l time a ently helpfu Kristin and t ist k, is cons ichael, Fran M , , Charlie tte! Regards e s s a C on at Biggs r - Kay&Burt ie n a h e p Ste anag ising M Advert
Print Depending on the particular project and your individual specifications, we utilise Offset, High Speed Digital and Large Format printers accordingly. We understand the importance of the various printers and how they pertain to your production needs. Cassette’s solid expertise in this area can provide you with a fast and efficient way to produce your printing requirements to the highest standard quickly and easily. We can work from your own artwork or our talented and resourceful members of our design studio can develop an idea and image for you. Either way, we’re sure that you’ll be delighted with our service. Digital At Cassette we offer digital printing with lightning quick turn-round at a terrific price. Our digital print hardware can process & print short runs at superb cost efficiency. Digital technology gives us the ability to personalise every piece of printed literature at speed and on budget, ready for you at the price you want, on the date you need.
geared to cater for all of your copying needs, from high quality colour photocopying for visuals or presentations to short run black-and-white reports and fact sheets. Our digital copiers are networked to our computers so that direct printing from your digital media can be provided. Offset Cassette Offset Printing caters to the high quality end of the web offset and sheet fed markets, both in Australia and internationally. We take great pride in the work we produce, with no job being too large or too small. Our experience gives us the ability to produce superlative results, often utilising special colours and coatings for effects. Our equipment makes use of computerised colour pre-setting, automatic registration and plate loading, and operates in a selfcontained, air-conditioned, and dust free environment. Our highly sophisticated, multi-colour, sheet fed presses print using 1 to 6 colours with absolute efficiency.
Once the image is at the printer, nothing more is required to produce the first print; the sheets can be handled, folded, cut or padded
immediately after being printed, and a CMYK colour image can be printed. In general, we will recommend digital printing when you need your project quickly, especially if bindery operations (such as folding, cutting or padding) are required immediately. Our dedicated and skilled staff deliver outstanding service using the most leading edge, technology driven, digital printing machine available. At Cassette we are fully
Cassette delivers only the highest quality printing in Catalogues, Corporate Brochures, Magazines, Direct Mail products, Travel and Tourism Brochures, Annual Reports and Prospectuses, and General Advertising Material. We are dedicated to staying at the forefront of offset technology, ever pursuing higher standards of distinction in both the level of service to our clients and the quality of our product.
Print Services Large Format Cassette offers top-grade large format printing using full colour display on a huge range of media. Any application can be catered for: internal or external, floor, wall or window. Combining production, application and budget together with our extensive research in the wide range of media available, Cassette produces razor sharp graphics of ultimate clarity and vibrancy which look better and last longer on the most appropriate media. The state of the art printing technology used in our production process gives our customers the very best print quality. We produce large format printing on vinyl and a variety of other media such as papers, canvas, translucent materials and fabrics as well as rigid materials such as poster board or foam core. For reception areas, seminars or public displays, print in large format will really get yourself noticed! The benefits of using Cassette’s large format printing include faster turnaround times, lowered production costs and the ability to
Digital
Digital Digital Offset
Large Format
Indoor Large Format Outdoor Large Format
Offset
Offset UV Offset Screenprint Packaging
Example Products Business Cards Brochures Stickers Booklets Annual Reports Packaging Flyers Postcards Stationery Greeting Cards Invitations Catalogues Swingtags Billboards Banners Posters Point of Sale
Finishing
personalise documents. This procedure is frequently used for on-demand or short-run colour printing. Cassette’s large format printing is very cost-effective on short print runs, has low set up costs, no minimum volume run and can be done on common or photographic paper, film, cloth or plastic to provide very high definition images. At Cassette we take pride in our work, offering you only the very best in print quality and service.
Binding Mounting Die-Cutting Foiling Laminating Embossing
Print Management Colour Consistency Production Scheduling Stock Options Cost Analysis Budget Formatting Distribution
Design
Design Services
We work globally with genuine enthusiasm to create and deliver superior, resourceful and original design and print. We provide the same high levels of commitment, creativity and professionalism to projects large and small. We dedicate our highest quality of service to all jobs from the smallest of independent businesses to large-scale multi-national corporations.
Creative
At Cassette we believe that outstanding work, careful management and considerate business practices will achieve success both for our clients and for ourselves. We work within your budget, and we always keep in mind the ultimate goal: to engage and motivate prospects to give you their business.
Design Logos & Identity Illustration 3D Studio
Logos Stationery Direct Mail Items Industry Magazines Brochures Annual Reports Logo Design Exhibition Stands Point of Sale Packaging Project Management Illustration Outdoor CD and DVD Billboard Signage/Wayfinding
Brand Creation
Name Creation Brand Assessment Brand Philosophy Brand Identity Style Guide and Manuals Copywriting Strapline / Taglines
3D Studio
3D Design 3D Modelling Viral Video Television Commercials Photography Filming
ANN MO SUITE RRISON PUB 11/1A ACLANd LIC RELATIO NS ST, ST KILdA VIC 318
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where good times start Seat
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Kmart SPRING ARrivals
Flight
KM SS08 Class
FIRST
more flight information to follow
arriving in-store 14th august
***kma574***
Bettina Liano: Campaign
Bettina Liano is the reinventor of jeans in the history Australian fashion. Designed to elongate the leg and fit like a glove, Bettina Liano’s trademark ‘O’ Jeans is constructed from the highest quality Italian denim. “Bettinas”, as they are commonly called by her customers, have featured in every major female magazine including the fashion bible VOGUE, who labelled the collection as “The Best Jeans in the World”.
AUTHENTIC DENIM PRODUCT Designed and manufactured in Australia. Highest quality canvas imported from Europe. CONSTRUCTED TO LAST Twin needle stitching, reinforced seams. Bar tacks at pressure points, finished with Logo embossed nickel rivets & studs. VINTAGE APPLICATION Pre-washed, pre-shrunk and softened for your comfort. ORIGINAL FIT Designed to lift the butt and elongate the leg. Patented pocket stitch design. Patented O jean yellow flag. Spring Summer Collection 2003, Gemma Ward
Sterling Silver ColleCtion In 2006 Bettina Liano introduced individually designed silver jewellery and launched the Bettina Liano Sterling Silver Collection. This first collection celebrates the Bettina Liano logos and all their artistic sensibilities. Modernist in style and minimalist in styling the collection draws upon on a classic timelessness - something to treasure for years to come. The heart of the Bettina Liano brand, the symbolic “O” logo, was artfully incorporated into the collection. O jean rivets and studs hung as charms on every piece of jewellery from bracelets and ear rings to necklaces on various lengths of chain. Each piece is designed and handcrafted in Australia. Limited numbers of each piece is produced reflecting the Bettina Liano Sterling Silver Collection’s understated elegance understanding of the need for individualism. According to Liano “The Bettina Liano girl is a rebel but a perfectionist; the collection reflects this by exuding a timeless elegance combined with elements that tough and edgy.” Each piece of jewellery is presented in Bettina Liano’s signature yellow gift box complete with a polishing pouch to keep the rich silver surface luminous. Nicole Trufino wears ACE Jean, 1999
The launch range was the first in an extensive series of evolving brands that form the foundations of a comprehensive brand portfolio in fashion and lifestyle.
Top: Kmart Press Kits. Bottom: Bettina Liano Book
HAWTHORN EAST 32 Ryeburne Avenue Full Page, 500 Characters, 3 Images One of only three in the iconic Skipping Girl building, plus study (main with walk-in robes and en suite), second bathroom, high ceilings, open plan living spaces, outdoor terrace, north orientation, 2 secure car spaces and storage cage beautiful terrace apartment offer three.
Auction. Saturday May 4th 12noon View. Wednesdays 11am - 12pm Call. Stewart Lopez 0418 377 757
H AW T A4 D HO R N E S Bro A chure ST 32 Ry eb , Max of South 750 C urne Aven Yarra’s and ex 5989 1000 South Yarra. 9820 1111 Bayside. 9592 6522 Portsea. 5984 4744 Flinders. tende most u harac d Victor envied mainten locati ters, 1 e ian terrac ance ons, thi inner e with room s beau Image city life its stu , sepa tifully sty nn rat
Beautiful spaced and luxury. One of only three in the iconic Skipping Girl building, plus study (main with walk-in robes and en suite), second bathroom, high ceilings, open plan living spaces, outdoor terrace. One of only three in the iconic Skipping Girl building.
In one
kayburton.com.au
ing faç le. Co renov e casu and rea ated mprise ade off al mea r cour s form ers a ls are tyards. superb al sittin period a and Other g room kitchen detail low featur and OS and din living es: en area op P for 2/ ing suite to Set am 3 cars ening main ongst to via be sid rea South droom, e manor r ROW Yarra’s origina s on off . finest l er for lifesty the firs from the le am t time ir origin en ities, the in 50 s as a grand years se en iose en boast ormou tertain a rich s perio ing ven and int d ue to riguin the cu k ay b g histor rre u
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Kon Lazogas
Partner Sales Consultant Commercial Leasing Specialist M. 0419 535 329 T. 03 9564 0601 F. 03 9564 0606 kl@lazogas.com.au Lazogas Real Estate 16-18 Atherton Rd Oakleigh Vic 3166 www.lazogas.com.au
16-18 Atherton Road Oakleigh Vic 3166 T. 03 9564 0600 F. 03 9564 0606 www.lazogas.com.au
Jim Lazogas & Co Pty Ltd 16-18 Atherton Road Oakleigh Vic 3166
T. 03 9564 0600 F. 03 9564 0606 www.lazogas.com.au
Wedne sdays 11am Stewar - 12pm t Lope z 0418 sales@k 377 75 ayburto 7 n.com .au
ACN 005 501 655 ABN 26 076 429 786
Top: Kay & Burton Re-Branding - Website, Press, Brochure & Direct Mail. Bottom: Lazogas Real Estate Branding.
1111
1 Super Wrap
Product Disclosure Statement
Super Wrap
Super Wra p
Product Di sc
losure State
Part 1 – Fund Information – Issued 1 November 2008 Personal Super Employer Sponsored Super
alth ies: netwe ent Strateg ent m Retirem n to Retire less. Transitio Effort
ment
Part 3 – Ins urance Boo klet – Issued 1 January 2009* Personal Sup er Employer Spo nsored Sup er
Standard Income Stream TTR Income Stream Term Allocated Pension
* At the date of issue of this Parts 1 & 2 Part 3 of the are dated 1 November 2008 Product Disclosure Stat ement, .
ssible. t. Acce paren Trans
ces or servi t all clien 3. 888 22
s Limited 3 5 133 stment .au alth Inve ile +61 3 965 ealth.com : netwe t@netw Facsim details contac rustee et 569 109 Email Issuer/t 704 lins Stre 85 090 5/52 Col toria 3000 573 747 ABN Level 230975 Vic ABN 94 L e urn 223 AFS r Fund Melbo 0 888 1300 n Maste ll 180 5 nnuatio Freeca +61 3 965 era alth Sup Phone : netwe details Fund
Issuer/trustee details: netw ealth Investmen Level 5/52 Collin ts Limited s Street Melbourne Victo Facsimile +61 3 9655 ria 3000 1333 Freecall 1800 Email conta 888 223 ct@netwealth. Phone com.au ABN 85 090 +61 3 9655 569 109 1300 AFSL 230975 Fund details: netwealth Superannuation Master Fund ABN 94 573 747 704
Issuer/trustee details: netwealth Investments Limited Level 5/52 Collins Street Melbourne Victoria 3000 Freecall 1800 888 223 Phone +61 3 9655 1300
Facsimile +61 3 9655 1333 Email contact@netwealth.com.au ABN 85 090 569 109 AFSL 230975
Fund details: netwealth Superannuation Master Fund
netwe a Cover lth Super W for Life rap
Comp rehen sive. Co mpeti tive. Fle xible.
ABN 94 573 747 704
1
30
Investment Wrap
No Yes er information ment – Furth rwriting State No ng home? Yes ital, clinic or nursi b) Been in hosp ground Back ical tion? Med opera Section B – ed to have an a doctor, or any c) Been advis idering consulting medical tests, ECG, , including blood 1) Are you cons ssional for any d) Had any tests other health profe treatment, tests or tic tests? at the time of settlement of the share trade. Please note that e, x-rays, or gene n, catiodoes if a share trade not settle, the dishonour fee will be medi examination, advic arly taken any regul or tion? lly rs?Cash Account together with any costs uillise an opera debited your tranqto e) Occasiona , sedatives or you: lants have stimu , drugs associated with the failed trade incurred by netwealth. last 5 years or treatment by 2) During the ination, advice or or other a) Had any exam Warrant Tax Calculation Fee itioner, chiropract pract cal w. a medi Sections belo Instalment warrants, and other like assets, require specific al? complete all health profession or B, please taxation calculations to be prepared and processed to Your in Sections A the questions only) and G. Portfolio each year. A fee de of $20.00 d for each holding of Yes to ANY of Continuance e provi a signe D, E, F (Salary If you answered , pleas t spaceheld eachficien warrant during the year is charged to your cash plete Sections . If there is insuf Otherwise, com below ule account as each calculation is completed. You may have in the sched ers in Detail ess provide details Answ e – C pleas and addr B, ion or Sect purchased holdings theesame warrant at different times ons A Fullinnam ital treatment question in Secti 33). of means Hosp ANY ils to or deta or Yes which you will have more than one holding and will Full Doct ered of de Degree of ment (see page 1) If you answ results ( incluincur more lementary State any) one $20.00 fee for that particular tion Time off (if than and dated Supp Recovery and therefore cement Dura operationIfs)you had holdings of a warrant during the year Work ofwarrant. re Commen type natu or , (%) Tests Question but sold them, you will still be charged fees as calculations ition or Date cond of Reference t will still be required. B) complain (Section A or (continued)
Personal Unde
uper Self S e
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29 Issued
07 May 20
How much does netwealth Investment Wrap cost? (continued)
3. Buy-Sell Spread
price of an interest in the Managed Fund (and this is called the Buy-Sell Spread). Buy-Sell Spreads are generally used to fairly share the costs of buying and selling assets between those leaving and those remaining in the Managed Funds. Please refer to the Accessible Investment Booklet – Part 2 of this DD/FSG for the current Buy-Sell Spreads applicable to accessible Managed Funds.
4. Other fees and costs All government and other fees and costs (including bank fees, stamp duty, cheque dishonours, fail fees and penalty interest), incurred in respect of Your Portfolio may be charged to Your Portfolio at netwealth’s discretion. If you request any documents from netwealth regarding Accessible Investments or Your Portfolio, you may be charged, at netwealth’s discretion, the reasonable costs of obtaining and sending these documents.
netwe a Reward lth Investor s Prog ram
Rewa rding. Simple . Flexib le.
5. Changes to Fees and Costs
When purchasing and selling interests in Managed Funds, netwealth will give at least 30 days notice to investors of any the relevant fund manager is usually entitled to pass on an proposed change in fees or costs for netwealth Investment amount to the investor to cover the cost of purchasing or Wrap. However, no change is contemplated during the life of selling Managed Fund assets. These amounts include things this document. netwealth may, at its discretion, either waive like brokerage and stamp duty, and are usually reflected in or defer payment of any fees or costs payable to it. ils r Deta the between the application price No and withdrawal e)? intakdifference Section D – Othe No Yes How much (daily Yes er)? alcohol? any insurOF with EXAMPLE ANNUAL FEES AND COSTS FOR A BALANCED INVESTMENT OPTION: held 1) Do you drink ns nt applicatio ding any curre of alcohol (inclu type life what This table gives an example of how fees and costs in a balanced investment option1 available via Investment Wrap can affect your If Yes, cover on your ility or trauma ‘Y’ or ‘N’ Replaced investment over a one-year You should use this table to compare Investment Wrap with other Investor Directed Portfolio Services. To beperiod. existing life, disab 2) Do you have of Cover unt Amo r provide details If Yes, please Type of Cove example Balance of $50,000 with an additional ptance Terms of Acce deposit of $5,000 during the year ent Date Commencem
ting rke Ma on & e tributi ein tt H Dis 7 Ma ctor – et 7 u ce Stre 7 6 Dire 77 om.a ead Offi Collins 3000 2 H 419 alth.c l 7/5 ictoria 0 Leve urne V bile twe Mo tt@ne ss Melbo ddre ma A al Post ox 18177 East PO B s Street Collin ia 8003 223 0 Victor 888 30 1800 9655 1 333 1 1 3 call Free e +6 1 3 9655 Phon imile +6 Facs
For every additional $5,000 you put in, you will be charged:
Where you do not have a financial adviser:
Contribution Fees
$0 (if you do not have a financial adviser), and
Nil
between $0 and $205 (if you have a financial adviser).
Where you do have a financial adviser: 0 – 4.1%2 PLUS
Where you do not have a financial adviser and therefore no Adviser Service Fee is payable: Management 0.825% Administration Costs+ 0.83% Costs3 No Fund (1.13% – 0.300% fee rebate) Yes Balanced se, muscular Management Cost disea ’s ngton ry ily Histo ased) had Hunti = 1.655% Total Costs itary disorder? Section E – Fam (living or dece s hered sister other or se or any brothers Where you do have a financial adviser and therefore an your parents, polycystic disea osis, Adviser Service Fee is payable h polyp ial 1) Have any of Deat Age at fibrosis, famil Onset + between 0% and le) (Adviser Service Fee) dystrophy, cystic Age at1.655% icab2.2% dule below. (If Appl = between and 3.855% Total Costs ately)1.655% roxim details in the sche
If Yes, please
provide
(App
ss
Condition/Illne
EQUALS
If you had an investment of $50,000 at the beginning of the year and you put in an additional amount of $5,000 during that year, you would be charged fees of: $827.50 (if you do not have a financial adviser) or between $827.50 and $2,132.505 (if you have a financial adviser) What it costs you will depend on the investment option you choose and the fees you negotiate with netwealth and your financial adviser (if applicable).
Cost of Investments
5619/0108
Relation
And, for every $50,000 you have in your portfolio you will be charged $827.50 per year (if you do not have a financial adviser) and between $827.50 and $1,927.50 (if you have a financial adviser)4
ILS R DETA ited ts Lim estmen t lth Inv ree netwea llins St 00 7/52 Co Level toria 30 Vic e urn Melbo
ISSUE
8 223 00 88 1300 all 18 9655 Freec +61 3 33 55 13 Phone 1 3 96 ile +6 Facsim
109 0 569 85 09 ABN m.au 230975 netwealth.co AFSL ct@ conta Email
1. Investing in the netwealth Balanced Fund which is available via netwealth Investment Wrap. 2.This is the GST inclusive fee. It assumes you choose to pay the Contribution Fee (if any) upfront. If you elect to ‘pay off’ your Contribution Fee over up to 4 years, the amount payable is up to 5.5% (1.375% per year) which is $68.75 per year for 4 years, for every $5,000 you put in (a total of $275). 4/7 3. “Management Costs” includes ‘Administration Costs’ and ‘Investment Costs’ set out under ‘Management Costs’ set out on page 11 and, if you have a financial adviser, also includes ‘Adviser Service Fee’ set out on page 12. 4. This does not include Management Costs on additional deposits made during the year. 5. The maximum Management Costs on $50,000 (ie: $1,927.50) plus the maximum Contribution Fee on $5,000 (ie: $205.00).
Top: Netwealth Brochures. Bottom: Netwealth Forms and Documents.
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ntries 16 cou your and gap erseas International 24 frovolunteering Theres are m as th ring ov streng choose for 17-25 year olds canprojects year . er voluntee tination believe w skills, discov Our widedes Asia e w e y. ne itud 11. China Americas ia Ind At Latt u to develop cal communit easily findThe ina 12. ent tnam 1. Arg n lo yo 13. Vie zil 2. Bra allows me part of a means you ca Canada itude will guid alia and 3. Latt co Austr ePacyou xico ific through Me and be project choice eds. orga 4.or e In-country supp the nisi ng all aspects ne stralia ort: In most be m volu be met on arriva 14. Au of your to coun ce ntee ica range of to suit your Afr r experie15. l by one of our tries you’ll reps, attend nceFiji om lawi in-country e chan , inclu t an orientatio flig 5. Ma hts, Africaranc 16. Vanuat uding n and be visite by a volunteer thinsu have th t a culture fr ,trai a projec e, visas, and ill d d staff member 6. Sou w an ia u ou any ning place while at zan ment to check or orientation ude yo and learn ab volunteering 7.itTan that all is well. your it requ ever need assist tt y ired If you La . ance your place ist Staff: All out mun With and in-country ur ment mentor m ab Europeof our to s staff co a rep have d a ou can travelled st exten8.sively be conta Ire,lan and your famil on seri k experiencing re ar y will have acces cted and you u’ than ju m their and mult yo own Pol hour iple m s to a 24year (or emergency 9. years) dout, gdo So if e your ite Kinso as a team our first hand know Lattitude staff. hotline staffed by Austr 10. Un ledge makes alian within. ld like to leav be for you! Your local office us highly profi guiding you will also cient at communicate with through your d you regularly journey. Choice: With via email. you wouLattitude coul De-briefing: a diverse range It is quite comm available acros of projects reverse cultu on to experienc s 16 coun re shock e abroad,
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25
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tries, , so to help make nearly every transition easie month and lastindeparting your r months depe g between 3-12 individual and when you get back we offer nding on the group de-brief desti something to organise local sessions, and suit everyone. nation, there’s reunions and ongoing alum events. Placements: ni Lattitude Progr am Managers closely with Reference: On hosts to devel work successful comp op placement meet the need proje letion of your ct we can provi s that s of the comm de you with regularly evalu unity. They also reference and a letter of ate existing certificate of place that both the completion. Value for mone host community ments so y: continue and volunteer pe volunteer supp Lattitude has an extensive u stayto?benefit. 20. Euro will yo ort network, Safety: Your whic keep your fees re ment ment low. Your in-co h helps us to ns sentativeplace 22. Whe natiorepre are kept to a untry expenses s are on hand or and local minimum as bi rvice most provide free and Lattitude if ever you need 23. Com ort anassist d seance food, accommoda placements keeps with political, pocket mone tion and week social, and econ up to date y. ned ly 24. Supp explinaieach omic situations of our host coun s Partnerships: y tries We ar links work throu m 27. Cost t su closely with gh the m we have with Emba Centre Limit Flight ec Comm ed, our trave ssies and High oj Pr ission . l partn cost s. 28 er, effective fligh s step ts to and from to ensure Pre-departure xt Flight Centre Ne place . supp ment 29 Limit s. t us your query ort: No matter how big or hours Emergency ed also offer an out of acsmall Support Line. 30. Cont to help. You will , Lattitude staff are on hand world’s leadi As one of the ng travel agen telling you all receive a pre-departure ts, Limited also pack you offer comprehen Flight Centre chance to atten need to know, have the services and sive travel d a pre-depart can optional train ure briefing your placement book additional tours after ing days and and , often be put in touch at a discount with previous published price from volunteers so s. that they can you what it’s look after Latti We have a dedicated team really like. tell tude volunteers to are experienc , all of which ed countries wher in managing travel to the e to book trave we work, they are also able l for family and come to visit friends if they you.
Top: Lattitude Brochure. Bottom: Andrew the Florist Branding, Melbourne Central ‘Thrive’ Campaign Creative, Black Pearl Branding, ‘Millswyn Street’ Property Brochure
Add some colour to your wardrobe Melbourne Central Spring Shopping Evening Wednesday 3rd September, 5pm–9pm
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Melbourne Central Print & Creative
Presidential Limousine’s Creative & Brochure Design
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Top: Palace Cinema Print, Noodle Box Print, Sweet Potato Creative. Bottom: Jetstream Café Creative, Fiori Café Creative, Noodle Box Print.
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