BANKING CHANGES. OUR COMMITMENT TO YOU NEVER DOES.

1964 Travelers becomes one of the first domestic markets to write Directors & Officers Liability insurance

2011

Travelers CyberRisk coverage is introduced to the market

Kristi Greer Senior Vice President Director of Professional Development Community Bankers Association of Georgia

2021

Travelers distributes more than $4 million to ICBA members participating in the policyholder dividend program

Throughout our long history, we’ve stayed focused on keeping community banks on the cutting edge. We do this with industry-leading specialists, expertise and offerings –all backed with local banking knowledge. Learn more at travelers.com/business-insurance/financial-institutions

Essentials of Commercial Credit Analysis provides bankers with foundational principles for effective commercial and real estate lending, commercial credit analysis, underwriting, and loan review. This 4- day series will prepare bankers to successfully analyze credits and make wise, evidence-based loan recommendations in today’s banking environment, where they must have the skills and flexibility to respond to a wide range of loan requests.

Audience

This series is targeted to Commercial Lenders, Commercial Real Estate Lenders, Commercial and Industrial Lenders, Small Business Lenders, Credit Analysts, Commercial Loan Underwriters, Loan Review Officers, and Management Trainees

Day 3 C&I Lending, Financial Statement Analysis, Direct (UCA) Cash Flow Analysis

• C&I Lending Defined

• Cash Conversion Cycle and Working Capital

• C&I Borrowing Causes and Loan Structure

• C&I Collateral Analysis and Monitoring

• Financial Statement Analysis: Trend Analysis, Common-Size Analysis, Ratio Analysis

• Statement of Cash Flow and Direct UCA Analysis

• Projecting Future Income and Cash Flow

• Real World C&I “Loans Gone Bad”

Day 4 Effective Credit Memos, Proper Loan Grading, Portfolio Management, and Relationship Building

• 5 C’s and the Effective Credit Memo

• Assessing Risk and Mitigation Strategies

• Proper Loan Grading

• Ongoing Loan Monitoring, Exception Management, and Loan Review

• Problem Loan Workouts

• Effectively Communicating with Credit Partners

• Building Loyal Client Relationships

Do you have an employee that wants to understand the full picture of the community banking industry? We want to support your bank’s talent development by offering this brand new class. Participants will establish a strong foundation of the banking industry and improve cross functional contributions for overall bank success. This program prepares bankers to participate in Barrett School of Banking. Register today.

As a former community bank trainer, our director of professional development encourages your bank to choose an employee that can support your internal bank communication strategies. Register today.

CBA of GA was the first association to offer this elite school to support our community bank compliance officers. Join us on St. Simons Island for learning, networking, interactive workshops, roundtable discussions and leadership communication support. Compliance touches every aspect of banking – from product and service development, delivery, maintenance, servicing, and cessation. Yet, there is little training or orientation to what is involved in being a Compliance Officer, Manager, Specialist or Analyst. Register today.