Close and move in.

Congratulations! Here are a few reminders to make the closing process smoother:

Utilities and Mail: A week prior to closing, remember to contact utility companies (including your security system) and turn on your utilities for the day of closing. Also, remember to forward your mail to your new address.

Final Walk-Through: Your Realtor® will schedule a final walk-through prior to closing to ensure repairs have been completed, details of the contract have been fulfilled, and the home is completely vacated and clean.

At closing:

• The attorney or closing coordinator receives the buyer’s mortgage funds and down payment or cash to purchase the home.

• To determine the amount of money you will need to bring to closing via a certified check, the attorney adds your down payment (or cash to purchase) plus all closing costs, minus any earnest money deposit that has already been paid to escrow. This amount should be clearly presented on the closing disclosure for your loan the lender is required to give to you a few days before your loan closing.

• The attorney will record the transfer of the deed into your name.

• Once the deed is recorded, you will receive keys to the property and be allowed to move into the home. The seller will receive their proceeds and the attorney will pay off their mortgage. The seller will then have no claim on nor obligation toward the home.

• At closing, please be sure to obtain garage door openers, remote controls, appliance/technical instructions, apps, passwords and warranties and any other items to help you settle into your new home. Remember, after closing, the home is yours and all repairs, etc, are the new homeowners’ responsibility.

• Now, it’s time to move in and make it your own! If you need help with painters, stagers or other contractors, please call on your Coldwell Banker Caine Realtor®. They would love to help you find the right vendors for all your needs.