Spring 2023 Real Estate Magazine

Helping you find your way home.

Personal service. Local knowledge.

As a local community bank, we understand our area’s unique home market. We know the region, inside and out, and appreciate the challenges and rewards of building, buying and owning a home here.

If you’re looking for a mortgage to build, buy or refinance your home, count on our skilled mortgage specialists to offer personal support, guiding you through every step of the mortgage process.

Contact us to learn more or apply.

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Construction-to-standard loan, with just one closing

Home equity lines and loans

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Table of CONTENTS

6.

10.

Listings Land Listings

16.

Spring / Summer Checklist

20.

Benefits of A Sellers Agent

24.

Luxury Listings

30.

Home Seller FAQ’s

If you are interested in contributing editorial, or advertising in Realty Magazine please email us at info@realtymagazine.us

DISCLAIMER: The information in this magazine is for information purposes only. Realty Magazine assumes no liability or responsibility for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon. The information contained about each individual, event or organization has been provided by such individual, event organizers or organization without verification by us.

The opinion expressed in each article is the opinion of its author and does not necessarily reflect the opinion of Realty Magazine. Therefore, Realty Magazine carries no responsibility for the opinion expressed thereon.

The paid advertisements contained within Realty Magazine are not endorsed or recommended by Realty Magazine or the publisher. Therefore, neither Realty Magazine, the publisher or the realty office may be held responsible for business practices of these companies.

PUBLISHER

Richard T. Latour - 1 (802) 867-7059 info@realtymagazine.us

ASSOCIATE PUBLISHER

Cristina Favreau - 1 (802) 724-4141 cfavreau@realtymagazine.us

ART DIRECTOR

Matt Smith art@networkfolders.us

ADVERTISING SALES REPRESENTATIVES

Melodie Elston - 1 (802) 724-4185 melston@realtymagazine.us

Crystal McAleer - 1 (802) 724-4073 cmcaleer@realtymagazine.us

Meghan Mason - 1 (802) 724-4154 meghan@realtymagazine.us

OFFICE MANAGER (BILLING QUESTIONS)

Morgan Redmile mredmile@networkfolders.us

Network Communications US Inc.

3057 Route 30, Dorset, Vermont 05251 (802) 867-7059

Mailing Address:

Network Communications

P.O. Box 580, Dorset, Vermont 05251-0580

Realty Magazine is published four times a year by Network Communications US Inc. All rights reserved. Contents may not be reproduced in any manner without prior written consent of the Publisher.

REALTY Magazine® is a registered trademark with the United States Trademark Office Reg, No. 5974285 and the exclusive property of Network Communications US Inc.

Coldwell Banker Lifestyles 370 Main Street, PO Box 1113 New London, NH 03257

Kelsie Clarke, Senior Marketing Specialist kelsie@thecblife.com

Editorial comments, contributions and suggestions should be directed to the Editorial Director.

Advertising Partners

Realty Magazine would like to present an easy access list of the advertising partners that make this publication possible. Please consider their services when working with Coldwell Banker Lifestyle. These trusted neighborhood vendors are here to assist you throughout your entire real estate transaction and beyond. We would like to thank you for supporting Realty Magazine - Coldwell Banker Lifestyle Edition.

Alpine Title Services

603-447-5835

ATC Carpet Cleaning & Restoration

603-359-2460

Baker Valley Floors

603-536-4003

Bank of New Hampshire

1-800-832-0912

Bar Harbor Bank & Trust

888-853-7100

Budget Blinds

855-BUDGET-BLINDS

Build Logic New England

978-888-7690

Capital Well

800-924-1192

Casella Waste Systems

603-287-1200

Claremont Savings Bank

claremontsavings.bank

Custom Moving

603-298-5926

DB Landscaping

603-763-6423

DeCamp Trucking

603-542-8050

Dunnells Plumbing & Heating

603-763-0126

DustBusters Dust Removal

DustBustersNH.com

HP Roofing

1-800-NEW-ROOF

Law Office of Margaret A. Jacobs

603-643-5010

Law Office of Michael J. Work

603-863-3337

League of N.H. Craftsmen

www.nhcrafts.org

Ledyard National Bank

603-526-5606

Legacy Mortgage

603-643-7400

Mascoma Bank

888-627-2662

Meredith Village Savings Bank

800-922-6872

Montcalm Golf Club

603-448-5665

Pure Solutions

603-838-7873

StoneHouse Technology

802-228-7888

Sugar River Bank

800-562-3145

Tasco Security

603-448-2245

Timber Tender

802-234-5441

84 Oak Ridge Road, madison, NH

4 Beds | 3.5 Baths | 1.30 Acres | MLS#: 4932825 | $895,900

This home is set at the top of Eidelweiss and is filled with tons of natural light and outstanding mountain views. The floor to ceiling stone fireplace is a dramatic sight to take in as you enter through the front door. There is a private deck off the primary bedroom suite, a wrap around deck off the main level and the lower level has a full deck as well.

Lindsey Maihos, (603) 303-7123

114 on the common, unit 2, lyme, NH

2 Beds | 2 Baths | Condominium | MLS#: 4932625 | $840,000

Sparkling and bright easy condo with a garage and designated parking plus you can walk to restaurants, shops, and so much more. Enjoy the sitting room or the light filled sunroom with hours of southern and western sun. Locked storage in the basement and only one other unit in the building all on 3.08 acres in the heart of Lyme!

Nan Carroll, (802) 356-3560

14 on the common, unit 1, lyme, NH

2 Beds | 2 Baths | Condominium | MLS#: 4932582 | $816,000

New construction, sparkling and bright easy condo living in a fabulous village setting. Wood floors, beautiful open floor plan kitchen with living/dining and fireplace. Primary bedroom is ensuite, and the second bedroom or office is across from a full bath. Simplify life, reduce your footprint in an energy efficient condo and enjoy this stylish new home.

Nan Carroll, (802) 356-3560

57 Slayton Hill Road, Lebanon, nh

3 Beds | 2.5 Baths | 1.00 Acres | MLS#: 4941091 | $780,000

Beautifully renovated home inside and out with many fine finishes and attention to detail! The second floor’s traditional layout with wide pine floors boasts a large primary ensuite with balcony, two additional bedrooms and full bath. The oversized garage boasts a second level for storage and a 21X16 workshop. Enjoy peace and tranquility!

Melissa Robinson, (603) 667-7761

50 Bartlett Landing Rd, moultonborough, nh

Lake Winnipesaukee Frontage | MLS#: 4941267 | $1,400,000

Tricia Thompson, (603) 707-1904

39 Aviation Drive, albany, NH

Aircraft Hangar | 49.62 Acres | MLS#: 4903178 | $949,000

Phil LaRoche, (603) 662-9841

760 Main Street, franconia, nh

3 Beds | 6 Total Baths | MLS#: 4899936 | $787,000

Heidi Boedecker, (603) 986-8389

422 NH Route 10, orford, nh

10 Beds | 10 Total Baths | MLS#: 4915217 | $729,000

Jeff Batchelder, (603) 667-5053

19A Center Road, bradford, nh

3 Beds | 2.5 Baths | 41.3 Acres | MLS#: 4941376 | $695,000

Sonny Harris, (603) 526-4020

15 Cummings Drive, newbury, nh

To Be Built | 3 Beds | 2.5 Baths | MLS#: 4917345 | $639,000

Joe Burns, (603) 731-1165

27 Elm Street, fryeburg, me

7 Beds | 9 Baths | 2.00 Acres | MLS#: 4905760 | $599,000

Miriam Habert, (603) 986-1024

17 Fairgrounds Rd, bradford, nh

3 Beds | 2 Baths | 1.10 Acres | MLS#: 4932849 | $574,900

Tabitha & Dimitri, (603) 303-4208

A SAMPLING OF OUR LAND LISTINGS

Arthur Street, claremont, nh

75.0 Acres | MLS#: 4925819 | $1,900,000

Loren Wehmeyer, (802) 359-2122

330 Us Route 302 E, carroll, nh

2.68 Acres | MLS#: 4929179 | $1,150,000

Heidi Boedecker, (603) 986-8389

off white mtn hwy, tamworth, nh

121.3 Acres | MLS#: 4909988 | $995,000

Antonella Bliss, (603) 986-6886

Chapel Hill Road, norwich, vt

9.82 Acres | MLS#: 4926679 | $350,000

Jeff Batchelder, (603) 667-5053

Prescott Hill Road, springfield, nh

150.0 Acres | MLS#: 4904006 | $300,000

Sonny Harris, (603) 526-4020

Main Street, Bethlehem, nh

4.30 Acres | MLS#: 4902258 | $229,000

Heidi Boedecker, (603) 986-8389

Ians Way, bethlehem, nh

15.9 Acres | MLS#: 4925147 | $199,000

Travis Lewis, (603) 991-5284

patterson road, wilmot, nh

78.0 Acres | MLS#: 4918097 | $880,000

Sonny Harris, (603) 526-4020

Norrie Davies Road, cavendish, vt

10.66 Acres | MLS#: 4931730 | $169,000

Frank Ellison, (802) 345-3766

Timber Lane, franconia, nh

1.90 Acres | MLS#: 4907728 | $129,000

Herbie Bartlett, (603) 823-7060

65 Greensward Drive, eastman, nh

0.61 Acres | MLS#: 4930900 | $105,000

DeeAnn Shepherd, (603) 504-2026

S. Stark Highway, weare, nh

6.04 Acres | MLS#: 4778673 | $90,000

Bobbi-Jo Plamondon (603) 568-0500

A SAMPLING OF OUR LAND LISTINGS

Newport Road, new london, nh

11.87 Acres | MLS#: 4924235 | $650,000

Tabitha & Dimitri, (603) 494-7522

Dodge Hill Road sutton, nh

157.0 Acres | MLS#: 4856457 | $450,000

Sonny Harris, (603) 526-4020

Easton Valley Road easton, nh

4.04 Acres | MLS#: 4915932 | $325,000

Heidi Boedecker, (603) 986-8389

Fernald Hills Way, stowe, me

3.75 Acres | MLS#: 4916236 | $85,000

Jennifer Regan, (207) 838-1581

Grandview Drive, conway, nh

0.69 Acres | MLS#: 4488021 | $56,960

Jim Pitman, (603) 662-3147

Barton Road, croydon, nh

1.575 Acres | MLS#: 4939933 | $47,900

Melissa Robinson, (603) 667-7761

Clement Hill Road, warner, nh

0.86 Acres | MLS#: 4910492 | $39,500

Rachel de Thomas, (603) 748-1800

Nutting Road, lot 6, sunapee, nh

1.51 Acres | MLS#: 4941300 | $159,900 | Agent Interest

Jim Woodley, (603) 727-8930

looking

capital region

upper valley

white mtns. region

looking for up-to-date market inventory? scan the codes above with your phone’s camera.

lake sunapee region

mt. washington valley

okemo valley

9 Cherry Circle, lebanon, NH

4 Beds | 3 Total Baths | MLS#: 4941371 | $549,000

Melissa Robinson, (603) 667-7761

35 Winding Wood Rd, eastman, nh

4 Beds | 2.5 Baths | 3.91 Acres | MLS#: 4937050 | $524,900

Jeff Adie, (603) 568-0609

593 Route 12A, plainfield, NH

3 Beds | 2.5 Baths | 0.40 Acres | MLS#: 4941284 | $497,000

Melissa Robinson, (603) 667-7761

3 Beds | 2.5 Baths | 12.1 Acres | MLS#: 4922386 | $475,000

Gabbie Black, (603) 448-8795

2 Units | Multi-Family | MLS#: 4915999 | $459,900

Arlie Vandenbroek, (603) 359-8731

3 Beds | 2 Baths | 0.44 Acres | MLS#: 4928680 | $429,900

Arlie Vandenbroek, (603) 359-8731

400 E. Lake Road, ludlow, vt

3 Beds | 2 Baths | 9.10 Acres | MLS#: 4940542 | $419,000

Jarrod Jowdy or Karen Wilson, (802) 228-5678

30 Lost Valley Rd, woodstock, nh

Multi-Family | 3 Units | 1.30 Acres | MLS#: 4926291 | $399,900

John Chamberlain, (603) 381-9544

304 Hanover St. Ext, lebanon, nh

257 Union Street, littleton, nh

52 Heather Lane, littleton, nh

3 Beds | 2 Baths | 1.10 Acres | MLS#: 4934810 | $399,000

Herbie Bartlett, (603) 823-7060

To Be Built | 3 Beds | 2.5 Baths | MLS#: 4940753 | $385,000

Shane MacDonald, (603) 252-6757

3 Beds | 2 Baths | 2.00 Acres | MLS#: 4940892 | $395,000 Tabitha & Dimitri, (603) 494-7522

2659

2 Beds | 1 Bath | 6.02 Acres | MLS#: 4915132 | $380,000

Lindsey Maihos, (603) 303-7123

62 Collins Landing Rd, weare, NH

2 Beds | 2 Baths | Condominium | MLS#: 4941854 | $379,900

Katherine Wood, (603) 520-8617

11 Sarah Lane, northfield, nh

3 Beds | 1 Bath | 1.15 Acres | MLS#: 4938774 | $378,500

Ty Morris, (603) 237-2060

52

3 Beds | 2 Baths | 1.24 Acres | MLS#: 4941528 | $375,000

DeeAnn Shepherd, (603) 504-2026

480

4 Beds | 2.5 Baths | 12.4 Acres | MLS#: 4936596 | $279,000

Mary Paino, (802) 369-0445

75 ridge road, new london, NH

138 Summer Street, hartford, vt

146 Highland Avenue, lisbon, nh

NH Route 16, albany, nh

Route 5N, windsor, vt

Troon Drive, Grantham, nh

spring/summer home checklist

The snow is melting and soon enough the gardens and grass will start to come to life! We’ve compiled a checklist to help you put winter to rest and wake up your outdoor spaces and tools from their winter slumber

Service and store your winter tools and equipment

Service and prepare your summer tools and equipment

Clean out gutters and downspouts

Check roof for any winter damage

Have your HVAC serviced

Replace the batteries in your detectors (smoke and CO)

Wash your windows

Clean your patio furniture

Pressure wash your patio, deck and walkways

Fertilize your lawn and gardens

Prune dead branches from trees and shrubs

Inspect and clean outdoor lighting

Clean your grill

the benefits of a seller’s agent

While it might seem appealing to sell your home on your own, there are many reasons why you should hire a sellers agent to help you sell your home. Here are some of the top reasons you need a sellers agent on your side!

Knowledge and Experience

A real estate agent’s sole job is to assist their clients in the buying and selling process. A listing agent knows what will attract buyers to your listing, and can pinpoint attract a wider audience

Selling your home can be stressful, especially if problems arise that you don’t know how to handle. A listing agent has the experience selling homes, and will guide you through the process

Full-Time Job

Real estate is a full-time job. Are you able to rush home whenever someone wants to view your home? Plan, market and host an open house alone? Can you answer your phone whenever it rings? Do you know how to screen potential buyers? Probably not. When you hire a listing agent, they are there to respond to every call, text, or inquiry on your property, host open houses, accommodate showings, and screen potential buyers, Marketing

Hiring a listing agent means you are hiring an entire marketing team, for no extra cost. Here at Coldwell Banker Lifestyles, we have an in-house marketing department that, along with your agent, are experts at marketing your property! They know how to make the qualities that attract buyers stand out, and show your home in the best light possible. A listing agent markets your home to their entire

They also have access to the multiple listing service (MLS), and know the right websites to use to market your home.

Negotiation Takes Skill

A licensed, professional experienced buyer’s agent that has represented dozens of buyers is going to have an upper hand on a newbie seller that is emotionally attached to the home. W ithout a listing agent, you are going into negotiations blindly, and without representation. Remember, a buyer agent’s priority is to sell the house to their client for the price the buyer wants, they have no responsibility to the seller

Leaving Money on the Table

At the end of the day, when you are selling your home, you want to walk away with the best deal you can, which is why many people think selling on their own will save them money. Unfortunately, this is not the case.

of Home Buyers and Sellers, those that sell their home by themselves, sell for an average of 10% less than they would if they had hired a listing agent.

NMLS#16682

EDWARD BIDLACK

Mortgage Loan Originator

NMLS# 16682

178 County Rd New London, NH, 03257 603.526.5606 401.225.4580

edward.bidlack@ledyardbank.com

TIFFANY STAPLES

Mortgage Loan Originator

NMLS# 2048651

74 South Main Street Concord, NH, 03301 603.415.2759

tiffany.staples@ledyardbank.com

To learn more, stop by our branch or contact Ed.

Edward Bidlack, Mortgage Loan Originator 178 County Road, New London, NH (603) 526-5606 Office | (401) 225-4580 Cell edward.bidlack@ledyardbank.com

Personal and business

and business banking relationships within the retail bank are subject to FDIC insurance coverage limits. Investment, tax and wealth management services Ledyard Financial Advisors are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by the Bank or any affiliate, and are subject to investment risk including the possible loss of principal amount invested.

In this housing market, a true, fully-underwritten loan commitment in 3 business days is what you need.

Ledyard National Bank is the bank that delivers.

In this housing market, don’t settle for a pre-qualification with no promises. A true, fully-underwritten loan commitment that is pre-approved in 3 business days is what you need.

Sitting on 2.00 acres overlooking Little Sunapee Lake with spacious yard, private beach and walking trail, this beautiful landscape is only the beginning of what t endless closet space, elevator, game room, library, workshop, four-season sunroom and breathtaking water views from every bedroom. Original Cricenti stonework, Sunapee board walls and tin ceiling accents have been preserved from the complete remodel of this property in ’95 from its original use as a carriage house. W ith endless room for your guests, this home also has a generator on standby!

1347 Little Sunapee Road, New London, New Hampshire

$2,725,000 | 3 bedrooms, 6 total baths

MLS #4934666

Listing Presented By

Abbi Courtemanche: (603) 252-8477

Situated along 400+ feet of beautiful Horseshoe Pond shoreline - the widest and deepest part of the pond! This 1990 Adirondack lodge is nestled among 3.47 acres of wooded grounds

peeled from the land while the granite throughout was locally sourced. A three bay garage with utility room and private in-law apartment is also located on the property

337 Horseshoe Pond Road, Stoneham, Maine

$2,215,000 | 3 bedrooms, 4 total baths

MLS #4936627

Listing Presented By

Jennifer Regan: (207) 838-1581

Ever dream of living within walking distance of Dartmouth College, downtown Hanover, Hanover High School, the Co-Op food store and the Appalachian trail? One O’Leary Avenue is your house! This perfectly renovated classic home has it ALL - gorgeous master suite, attic family room, gourmet kitchen that opens to an amazing great room with mini bar and

1 O’Leary Avenue, Hanover, New Hampshire

$1,499,000 | 5 bedrooms, 6 total baths

MLS #4929886

Listing Presented By Amy Redpath: (603) 643-6406

home seller faqs

If you have been thinking of selling your home, you more than likely have a ton of questions, asked questions we get from our sellers!

Do I Need To Do Anything Before I Put My Home On The Market?

In short, no. There is no requirement that you update, renovate, paint, etc. prior to listing your property However, depending on your home’s condition and age, your agent might suggest that you make some minor improvements.

How Do I Know What My Home Is Worth?

When you meet with an agent, they will use their experience and expertise to give you a comparative market analysis, and tell you the most probable selling price of your home.

How Do I Hire An Agent?

Hiring the right agent is a very important part of selling your home. We recommend you contact two to three agents in your area and interview them to determine the best agent for you. Ask questions like their real estate experience, market knowledge, and strategy for selling your home. You can ask how they plan to market your home, and do tour? Once you have chosen an agent, you will enter into a listing agreement, which your agent will guide you through.

How Long Will It Take?

The timeline of selling your home depends on two major factors: the current market and the listing price. In a hot market with low inventory, low interest rates, and high buyer demand, your home will most likely sell quickly, and close to, at, or even above the listing price. When the market is demand is low, it will take longer to attract the right buyer.

Should I Be There For The Showings?

Unless absolutely necessary, the seller should not be present during showings. Having the seller in the home during showings could make the buyer uncomfortable, and less likely to ask questions or make comments. They may also feel rushed or ask you questions that should be answered by your agent.

What Are Contingencies In The Contract?

As published by Inman, a “contingency” in the purchase and sales agreement means that there are certain conditions that must be met by the buyer and/or the seller in order to continue to the next step of the contract. Examples of the property appraising at or above the contract price, review of association rules and bylaws, and home, septic, and water inspection results. There are many contingencies that can be written into a contract which means working with an agent that can help you understand the pros and cons of each is extremely important.

What Do I Pay At Closing?

Unsurprisingly, the most commonly asked question from sellers is “what is it going to cost?” Depending on your situation, the costs can vary greatly and your agent will be able to give you a stronger estimate, however, you can expect to pay the following:

• Real estate agent commission.

• Any negotiated repairs or seller concessions.

• Closing fees, which are typically 1%-3% of the sales price, but can be greater. Closing fees can include, title fees, transfer tax, recording fees, prorated property taxes, deed preparation, and attorney fees.

•

Sherry Noyes NMLS #1135349 603.398.3851

Sherry Noyes NMLS #1135349 603.398.3851

Sherry.Noyes@ mascomabank.com

Sherry.Noyes@ mascomabank.com

Jim Giller NMLS #1026709 603.276.0726

Jim Giller NMLS #1026709 603.276.0726

Jim.Giller@ mascomabank.com

Jim.Giller@ mascomabank.com

Cathy Murray NMLS #430080 603.843.7772

Cathy Murray NMLS #430080 603.843.7772

Cathy.Murray@ mascomabank.com

Cathy.Murray@ mascomabank.com

Kim ILG NMLS #2370697 603.748.9427

Kim ILG NMLS #2370697 603.748.9427

Kim.ILG@ mascomabank.com

Kim.ILG@ mascomabank.com

HOMEBUYERS GET TO THEY WANT TO BE

HOMEBUYERS GET TO WANT TO BE

R

a n d i n d i v i d u a l a t t e n t i o n i s e s a n d l o a n o p t i o n s i v a l i n g t o r s a n d l o c a l b a n k s a l i k e .

u a l a t t e n t o n s o p t i o n s r i v a l i n g c a l b a n k s a l i k e .

O u r l o c a l s e r v i c e a n d i n d i v i d u a l a t t e n t i o n m a t c h e d w i t h r a t e s a n d l o a n o p t i o n s r i v a l i n g n a t i o n a l c o m p e t i t o r s a n d l o c a l b a n k s a l i k e .

O u r l o c a l s e r v m a t c h e d w i t h n a t i o n a l c o m p e t i t o r s a n d l o c a

O u r l o c a l s e r v i c e a n m a t c h e d w i t h r a t e s a n d l o a n o p t i o n n a t i o n a l c o m p e t i t o r s a n d l o c a l b a n

O u r l o c a s e r v m a t c h e d w i t h r a t e s a n d l o a n o n a t i o n a l c o m p e t i t o r s a n d l o c a

w i t h l o c a l r e a l t o r s , a t t o r n e y s , s e r s t o g i v e y o u t h e u l t i m a t e u y i n g e x p e r i e n c e .

a l t o r s , a t t o r n e y s , y o u h e u l t i m a t e e n c e .

W e w o r k c l o s e l y w i t h l o c a l r e a l t o r s , a t t o r n e y s , l e n d e r s a n d a p p r a i s e r s t o g i v e y o u t h e u l t i m a t e h o m e b u y i n g e x p e r i e n c e .

W e w o r k c l o s e l y w i t h l o c a l r e a l t l e n d e r s a n d a p p r a i s e r s t o g i v e y o h o m e b u y i n g e x p e r i e n

W e w o r k c l o s e l y w i t h l o c a l r e a l t o r s , a l e n d e r s a n d a p p r a i s e r s t o g i v e y o u t h e h o m e b u y i n g e x p e r i e n c e .

W e w o r k c l o s e l y w i t h l o c a l r e a l t l e n d e r s a n d a p p r a i s e r s t o g i v e y o h o m e b u y i n g e x p e r i e n c e .

O v e r 8 0 Y e a r s

e & O v e r 8 0 Y e a r s

O v e r 8 0 Y e a r s

L o c a l , R e l i a b l e &

C o l l e c t i v e I n d u s t r y

E x p e r i e n c e

E x p e r i e n c e d

C o l l e c t i v e I n d u s t r y E x p e r i e n c e L i c e n s e d i

L o c a l , R e l i a b l e & E x p e r i e n c e d

L o c a l , R e l i a b l e & E x p e r i e n c e d

C o l l e c t i v e I n d u s t r y

L o c a l , R e l i a b l e &

E x p e r i e n c e

E x p e r i e n c e d

NMLS: 2057969

O v e r 8 0 Y e a r s

O v e r 8 0 Y e a r s

C o l l e c t i v e I n d u s t r y

O v e r 8 0 Y e a r s

C o l l e c t i v e I n d u s t r y

C o l l e c t i v e I n d u s t r y

E x p e r i e n c e

E x p e r i e n c e

E x p e r i e n c e

NMLS: 2057969

Rob Messenger NMLS: 101857

Mike Benson NMLS: 2249372

Rob Messenger NMLS: 101857

Mike Benson

NMLS: 2249372