Commerce Connection - November / December 2015 by Champaign County Chamber of Commerce

for

2015 Chamber Annual Meeting recap, p. 3 Planning for 2016, p. 10 this issue is sponsored by Windsor of Savoy

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NOVEMBER / DECEMBER 2015

CONNECTION

Volume 22 | Issue 6

C O M M E R C E

than

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A PUBLICATION OF THE CHAMPAIGN COUNTY CHAMBER OF COMMERCE

Charlie Chamber’s Annual Shopping Trip, p. 13 Now accepting ATHENA® nominations, p. 19

Our Customers

Say It Best!

“

When other banks would not help with our expansion into larger jobs, First Mid-Illinois was there with equipment loans, credit lines and real estate financing. They have been a great financial partner to have.

”

– Kelly Dillard, CEO at Dig It of Champaign, Inc. Mitch Swim pictured (right) from First Mid-Illinois Bank & Trust.

Champaign County Banking Centers: Champaign • 2229 South Neil • 359-9837 Champaign • 913 West Marketview (inside Rural King) • 378-8023 Urbana • 601 South Vine • 367-8451 Mahomet • 502 East Oak • 318-3750

Banking Solutions at First Mid: ✦ Traditional Banking ✦ Commercial Services - Treasury Management - Commercial & SBA Loans - Accounts Receivable Financing

✦ Trust & Wealth Management ✦ Retirement Planning ✦ Ag Services ✦ Insurance

Banking that puts you First.

For a complete list of First Mid locations, visit us online.

FIRSTMID.COM

Member FDIC • Equal Opportunity Lender Insurance services are not deposits or obligations of the bank, are not insured by the FDIC or any governmental agency, and are not guaranteed.

2015 Annual Meeting THANK YOU TO OUR SPONSORS AND ALL ATTENDEES:

The Annual Meeting was October 23, at the Hilton Garden Inn. The event was title sponsored by BPC, Inc. and also had three mid-level sponsors (Regency Apartments, Ramshaw Real Estate and Christie Clinic), 16 table sponsors and 314 members in attendance. Rogards was presented with the 2015 Small Business of the Year Award at the meeting. Since new ownership in 2012, this company’s sales have increased by nine percent annually and is on target for 10 percent growth for 2015. Rogards specializes in office supplies, resources and furniture for businesses and schools. With B2B sales accounting for 95+ percent of their total transactions, and their involvement in the Local Purchasing Challenge, Rogards is helping to create a strong economic impact in the community. In addition, the 2015 Chamber Champion Award was presented to Mike Wozniak of Livingston, Barger, Brandt & Schroeder. He is passionate about doing the right thing and about the mission of Chambers of Commerce. Wozniak has always been tremendously supportive of the Chamber staff. Over the years, he has served as the Chamber’s Public Policy Chair, the treasurer of the Chamber’s PAC board, the Chamber board of directors and as the board chair. When the Chamber launched the most recent electricity cooperative for members, Wozniak reviewed the contract and sought changes for the benefit of all participants. In addition, he has provided several hours of pro-bono legal counsel to the Chamber. An additional highlight to the meeting was the video presentation that follows Alice through Chamberland - one of the most ideal places to start a business. Alice, the entrepreneur, learns what the local chamber of commerce has to offer and she meets some of the Chamber members along the way. Visit the Chamber’s YouTube channel at youtu.be/HsO0zrE9URI to see the story. FY16 Board Chair Jim Lyons outlined what the Chamber is working on in 2016. As a way to better serve the members and to be more efficient with operations, the Chamber will begin slowly transitioning to a cleaner, less complicated dues structure. The goal is that over the next two years or so, there will be a less complicated dues structure which will ultimately allow the members to better customize Chamber benefits to meet the individual needs of companies. The Chamber’s role is to be in business for business. This simple statement will help to drive the Chamber agenda going forward. Also announced at the annual meeting is that two second stage companies are near completion in the Economic Gardening Pilot Program and a third company is just starting. This program is designed to accelerate the growth potential of these companies’ markets, products and jobs. The initial response from the participating companies is that it is a highly effective program to assist their companies with goals for growth. This year, the Chamber will move the program beyond the pilot phase and Economic Gardening will become a regular program in the Chamber portfolio to help grow Champaign County businesses into the future. When one company in Champaign County grows, all companies benefit. The event concluded with a performance by Dan Lornitis, a comedy hypnotist par excellence. He mesmerized the audiences with his uniquely entertaining performance, where the audience volunteers were the stars. Once again, the Chamber annual meeting was a success.

303 West Kirby Avenue Champaign, IL 61820 P 217.359.1791 | F 217.359.1809 www.champaigncounty.org

FY16 TOP INVESTORS

CHAMBER STAFF

TOP INVESTORS

Laura Weis President & CEO LauraW@champaigncounty.org

Garret Hill Public Policy Director GarretH@champaigncounty.org

GOLD Busey Carle

Karly Combest Director of Member Relations & Programming KarlyC@champaigncounty.org

SILVER BankChampaign, N.A. First Mid-Illinois Bank & Trust University of Illinois at Urbana-Champaign

Samantha Hendon Marketing & PR Director SamanthaH@champaigncounty.org

Caryn Isenhower Accounts Receivable & Office Administrator Caryni@champaigncounty.org

BRONZE A & R Mechanical Contractors Amdocs Christie Clinic Heartland Bank & Trust Kraft Foods, Inc. McGladrey LLP Midland States Bank Presence Covenant Medical Center

Madison Hendricks Events & Programs Manager MadisonH@champaigncounty.org

CHAIRMAN’S CIRCLE Illini Radio Group - MIX 94.5, WIXY 100.3, Rewind 92.5, WYXY Classic 99.1, True Oldies 97.9, Extra 92.1, Hits 99.7 Stevie Jay Broadcasting - Q96-96.1FM, US105.9, Sunny 95.3 & ESPN 93.5 WCIA-TV / WCIX-49 PRESIDENT’S CIRCLE NewsTalk 1400 WDWS, Lite Rock 97.5 WHMS, Classic Hits 107.9 WKIO BUSINESS’S CIRCLE FOX, WCCU, ABC and CW

150 PERCENT CLUB Awards, Ltd. Carmike 13 Crystal Entertainment Dish Passionate Cuisine Hyatt Place LongHorn Steakhouse Thomas, Mamer & Haughey TrophyTime W.K. Cooper II Asset Management Corporation

Ryan Pea Membership Sales Director RyanP@champaigncounty.org

BOARD OF DIRECTORS BOARD OFFICERS Jeffrey Baker

IN-KIND CONTRIBUTORS

Stephanie McCullough Director of First Impressions StephanieM@champaigncounty.org

Clifford-Jacobs Forging

Mike DeLorenzo

University of Illinois

Mike Estes

Fisher National Bank

David Farrar

Illinois American Water

Lisa Gengelbach

Wyndham Garden Urbana

Tabatha Helm DSC Logistics

Zachary Hillard Busey

Susan Jepsen

Reynolds Towing Service, Inc.

Kurt Lenschow State Farm

Dr. Jared Rogers

Presence Covenant Medical Center

Dennis Riggs

FIX-IT, Sidney Dairy Barn

Julianna Sellett Carle

Mike Wozniak

Livingston, Barger, Brandt & Schroeder

FINANCIAL SERVICES Provided by CliftonLarsonAllen

Jim Lyons

Chair, Birkey’s Farm Store

Becky Von Holten

First Vice Chair, Midland States Bank

Chuck McReaken

Second Vice Chair, TSM Ventures, Inc.

Beth Auterman

Treasurer, CliftonLarsonAllen

Rod Roberts

Past Chair, Thunderstruck Design

Laura Weis

Secretary, Champaign County Chamber of Commerce

All information contained within this publication is property of the Champaign County Chamber of Commerce and cannot be reproduced without prior expressed or written consent. This publication contains paid advertising; the opinions expressed in those advertisements do not reflect the views of the Champaign County Chamber of Commerce. For advertising information, contact the Chamber at 217.359.1791.

WELCOME TO THE CHAMBER >> members who joined between September 12, 2015 and November 6, 2015 AT&T Authorized Retailer – Midwest Cellular 2000 N. Neil St. Space 606 Champaign, IL 61820 217.356.5200 Cellular Telephone Service

AT&T Authorized Retailer inside the Market Place Mall has an interactive retail store with live displays to show the power of the latest cell phones, tablets, DirecTV and other AT&T services. Customers are welcome to come in and play with the latest devices. The store carries many brands of cell phones, tablets, and accessories. AT&T takes pride in helping people find the best product and service to stay connected in this mobile world. In the Champaign market, one will find an experienced staff knowledgeable from cell phones to home TV services and ready to serve.

Casey’s General Store 2100 E. University Ave. Urbana, IL 61802 217.328.0505 206 E. Division St. Fisher, IL 61843 217.897.6325 www.caseys.com Convenience Stores 502 N. Main St. Homer, IL 61849 217.896.3328

AT&T Authorized Retailer – Midwest Cellular 2033 S. Neil St. Champaign, IL 61820 217.801.3654 Cellular Telephone Service

AT&T Authorized Retailer has opened a new store in Champaign at 2033 S. Neil Street. This is an interactive retail store with live displays to show the power of the latest cell phones, tablets, DirecTV and other AT&T services. Customers are welcome to come in and play with the latest devices. The store carries many brands of cell phones, tablets, and accessories. AT&T takes pride in helping people find the best product and service to stay connected in this mobile world. In the Champaign market, one will find an experienced staff knowledgeable from cell phones to home TV services and ready to serve.

Farnsworth Group celebrated their new location on Bradley Ave. in Champaign with a ribbon cutting on September 24.

Brixx Pizza

2043 S. Neil St. Champaign, IL 61820 217.607.1605 www.brixxpizza.com Pizza

Comprehensive Orthotics and Prothsetics held a ribbon cutting at their Urbana location on October 13 to celebrate their opening.

102 S. Prairie View Rd. Mahomet, IL 61853 217.586.6579 408 N. Lincoln St. Philo, IL 61864 217.684.2148 500 S. Century Blvd. Rantoul, IL 61866 217.892.2775 300 S. Century Blvd. Rantoul, IL 61866 217.892.8529 502 W. Main St. Sidney, IL 61877 217.688.3053 401 E. Warren St. St. Joseph, IL 61873 217.469.2411 500 W. Central Ave. Thomasboro, IL 61878 217.643.7813 501 N. Long St. Tolono, IL 61880 217.485.3474

Champaign Surplus

303 S. Neil St. Champaign, IL 61820 217.356.4703 www.champaignsurplus.com Specialty Outdoor – Retail

Great Value Storage

Urbana, IL 61802 217.367.6666 2202 N. Market St. Champaign, IL 61822 217.356.4777 www.greatvaluestorage.com Storage-Household & Commercial Great Value Storage is here for the customers’ storage needs. The middle name Value is taken very seriously. As the third largest privately owned self-storage company in the United States, the Illinois locations have several different size units of climate and nonclimate control so that no matter what is being stored, Great Value Storage can fit the customers’ needs. People who rent with Great Value Storage receive generous access hours seven days a week. To keep items safe, an unique gate code to enter the property are assigned along with security lighting and cameras all under the watchful eye of an on-site manager. Come in and see why Great Value Storage is a leader in customer service.

Gulf Plains Energy

303 W. Kirby Ave. Champaign, IL 61820 217.417.6461 Energy Management & Conservation Consultants Gulf Plains Energy is a national retail energy brokerage firm and is the official energy partner for the Champaign County Chamber of Commerce. Through their energy co-op with the Chamber, they have combined hundreds of members into an aggregate pool to secure a much lower energy rate, providing savings and security on their electricity. It is risk-free for members and they have ultimately saved members more than $1M on their electricity needs.

1710 N. Cunningham Ave.

Fehr Graham celebrated their new location on Broadmoor in Champaign with a ribbon cutting on Thursday, October 15.

CU Adventures in Space and Time celebrated their grand opening in Urbana with a ribbon cutting on Saturday, October 21.

My Office Plus, LLC

510 N. Cunningham Ave. #11 Urbana, IL 61802 217.384.2151 Mail Box Rental & Receiving Services My Office Plus, LLC is your only one-stop-shop in Urbana for all Small Business and Personal Shipping Services. They are an authorized pick up/drop off location for all major couriers, and sell any shipping/ moving/packing supplies you could need. Their extended hours allow them to serve you even when the courier offices are closed. They offer several other services such as Secure Shredding, Mailbox Rental, Print/Copy/Fax, Computer Rental, Key Cutting and professional print services for anything you could need. Next time you need Office Supplies, Shipping Services, or have any other business or personal office needs, make sure to stop by My Office Plus.

OrderUp

106 S. Neil St. Champaign, IL 61820 217.493.8760 www.orderup.com/some/champaign Restaurants-Delivery Service OrderUp is the most complete on-demand food delivery marketplace for local markets outside of the top metros. With feet on the street in markets nationwide, OrderUp provides easy access to great food from localsâ&#x20AC;&#x2122; favorite restaurants. OrderUp, headquartered in Baltimore, Maryland, was acquired by Groupon (NASDAQ: GRPN) to power nationwide food ordering and delivery.

Rape Advocacy, Counseling & Education Services 300 S. Broadway Ave. 145-A Lincoln Square Mall Urbana, IL 61801

AT&T Authorized Retailer - Midwest Cellular held a ribbon cutting on November 5.

217.344.6298 www.cu-races.org Social Service Organizations Rape Advocacy, Counseling and Education Services, also known as R.A.C.E.S., is a community-based rape crisis center serving Champaign, Douglas, Ford, and Piatt Counties in East-Central Illinois. R.A.C.E.S. believes that working to end sexual violence is essential to building a world free of all forms of violence and oppression. The team of professional staff and the trained volunteers provide free, confidential services including a 24-hour crisis hotline, medical and legal advocacy, and counseling to anyone who has been affected by sexual assault, abuse, or harassment. The center also provides a multitude of prevention programs targeting prekindergarten children through adults, professional training to employers and allied professionals, and education to the community-at-large.

Stanos McLeese Public Relations and Strategy Communications 13 Breeders Point Rd. White Heath, IL 61884 214.548.1393 www.santosmcleese.com Public Relations Counselors

Stefanie Santos McLeese is the owner and CEO of the strategic public relations and communications firm, Santos McLeese Public Relations. The firm develops and executes public relations and strategic communication plans (internal and external) that directly support business objectives, nurture relationships with existing stakeholders, engage potential customers and yield measurable results. Companies who work with Santos McLeese typically want to increase their organization or executive leadership visibility, have a small or no existing internal PR team, or have a large-scale initiative launching

Agrible celebrated their grand opening with a ribbon cutting on November 6.

(product going to market, merger, acquisition, split, new ownership/leadership/product/service, rebranding, benefits roll-out). Santos McLeese has the capacity to take on full-scale public relations/communications campaigns. Stefanie is also available to work as a 1099 consultant to support projects where she works as an extension of an organization.

State Senator Scott Bennett 45 E. University Ave. Suite 206 Champaign, IL 61820 217.355.5252 www.senatorbennett.com Government Offices

U-Haul Company of Illinois 306 E. University Ave. Champaign, IL 61820 217.351.7040 Truck Renting & Leasing

U-Haul has been serving household moving customers since 1945. The backbone of their business is their local neighborhood U-Haul dealers. They offer neighborhood dealers the know-how and access to their top-notch equipment to serve more families and bring more customers. They strive to be where the customers are which saves CO2 emissions. Their goal

is to expand into more local businesses. They make it easy and convenient for each customer and they have a strong customer base to offer neighborhood dealership opportunities. Becoming a U-Haul dealer may be the single easiest way for you to make your business more profitable, because no other truck rental company offers its dealers more; more customers; more commissions; more support; more equipment and accessories. All with no capital investment.

Window Genie of Champaign

701 Devonshire Dr. C-43 Champaign, IL 61820 217.239.6645 www.champaign.windowgenie.com Window Cleaning & Pressure Washing At Window Genie, they clean windows and a whole lot more. Window Genie of Champaign is committed to customer satisfaction and professionalism in the Champaign-Urbana area & surrounding communities. Window Genie is bonded, fully insured and uses only the best equipment and materials available in todayâ&#x20AC;&#x2122;s market. Services include: window cleaning, residential/ commercial 3M Window Film, deck & fence cleaning/ sealing, concrete cleaning/sealing, house washes, gutter clean-outs. They also partnered with Your Holiday Lights and will install and take down your holiday decor for you.

GIVE THE GIFT OF CHOICE! Looking to make your holiday shopping really easy? How about a gift for your employees? Give the gift of choice -- the Commerce Card! It can be spent at a variety of Champaign County businesses. Purchasing is easy and itâ&#x20AC;&#x2122;s the perfect gift for that hard-to-shop-for person on your list. The Commerce Card is available in any denomination and can be purchased at the Champaign County Chamber of Commerce. Some of our participating businesses:

For details, call 217.359.1791 or visit

WWW.CHAMPAIGNCOUNTY.ORG

preparing financially for 2016 A look at both the nation’s economy and our local economy -- reflections and tips from local experts

Written by: Samantha Hendon 2015 is coming to a close. During this time, many begin to wonder what the next year will bring; what the economy will do; reflect on what has been accomplished over the last year; what can be done to ensure improvements over the next year; the list goes on. The economy is (for the most part) better off than it was in 2008. The Economic Crisis of 2008 was certainly a learning experience for many, and while it hurt locally, Champaign County was not as hard hit as many thanks to a strong, established infrastructure. “The biggest difference [since 2008] is that many consumers are more aware of their financial situation,” said assistant vice president at First State Bank Justin Gensler. He explained that while many have rebounded, consumers remain cautious in the financial industry. Linda Hamilton, Executive Vice President and Chief Operating Officer of Iroquois Federal agreed saying, “The U.S. economy – especially the private sector – is very different today from seven years ago.” Hamilton explained that companies have found ways to become more efficient and lean by cutting debt and maintaining “laser focus on profitability.” A similar conversation is had in the investment realm. Micah Dixon, Business Financial Advisor for Ameriprise Financial Services, Inc. said, “The typical investor seems to be more sensitive to ‘headline risk’…we have seen more volatile times as it relates to media, government shutdowns, interest rate movements, etc.” Dixon added that while it may be a bumpy ride, historical performance of stocks is usually an encouraging conversation.

“

Companies have become more efficient by maintaining laser focus on profitability.

”

The endless speculation regarding not if, but when interest rates will be increased by the Fed also

champaigncounty.org / 10

demonstrates that our economy is stronger than what it was. While these types of discussions occur for a variety of reasons, it is in part because of low unemployment rates and other improvements in the labor market. The theory behind increased rates is it is more profitable for banks to lend, therefore allowing banks to invest even more money into the economy. However, the Fed remains cautious because higher prices might slow down or halt spending, which could hurt many smaller company’s bottom lines. As we wait to see what the Fed ultimately decides, economists and financial experts continue to make recommendations and forecast for 2016. Local experts Aaron Johnson, Senior Vice President – Market Leader of Heartland Bank and Trust Company, and Phil Duffy, Senior Vice President, encourage business and homeowners to take advantage of historically low interest rates. “If you have not already refinanced, do it as soon as possible. While I do not expect a significant increase in rates in 2016, why take the risk,” said Johnson. Hamilton also discussed why it might be a good time to consider refinancing, whether it is to “reduce the term of the loan if you can afford higher monthly payments” or “do a ‘cash out’ refinance” which lowers your rate and monthly payment in order to take some equity out to use for home improvements. She also believes that it is a great time to refinance your business before rates go up, but she recommends talking with your banker first. With the start of the New Year, the “Reverse Mortgage Act” takes effect. It will create standards for reverse mortgages, replacing provisions on that subject in several acts. It will prohibit selling investment products along with a reverse mortgage and require lenders to give potential borrowers information on counseling services and alternatives to reverse mortgages. A 3-business-day wait must occur between acceptance of reverse mortgages and closings.

Despite changes in regulation, Hamilton and Johnson would suggest carefully analyzing all aspects of such an arrangement. Johnson said, “[I’m] not a big fan of reverse mortgages; too many pitfalls and unexpected outcomes.” “A reverse mortgage isn’t for everyone and not all banks/mortgage companies offer them,” said Gensler. He added that these changes are designed to protect the consumer, but to always discuss such changes thoroughly with a loan officer. With 2016 right around the corner, it is also a great time to consider how to save a little extra money or pay off more debt next year. Our experts have very simple advice and tips to consider as you work to accomplish both.

have a greater “ You incentive to save when you are saving for something tangible in the future.

”

“Make sure to have regular scheduled contributions to your savings account,” said Heartland Bank and Trust representatives Johnson and Duffy. “There is no better time to start saving than today. With rates so low it is hard to justify a savings account for long-term savings. Sometimes Roth IRAs are a good vehicle since you can access your after-tax contributions in case of emergency,” said Ameriprise financial advisor, Dixon. Hamilton, of Iroquois Federal, recommends planning a budget that includes savings for emergencies, vacations, retirement and unexpected expenses. She also discussed the importance of saving towards a specific goal, “You have a greater incentive to save when you are saving for something tangible in the future.”

experts:

“Document everything you spend throughout the

Ameriprise Financial Services, Inc.

Micah Dixon Business Financial Advisor 6 Dunlap Ct. Savoy, IL 61874 www.ameripriseadvisors. com/micah.dixon 217.352.0447

First State Bank

Justin Gensler Assistant VP Mortgage Lending 101 Windsor Rd. Champaign, IL 61820 www.fsbcorp.com 217.293.3000

month,” said Gensler. “By doing this, you create a visual in the areas you can save money or cut expenses [which] holds you accountable to your goals.” The New Year is also a great time to make a commitment to paying off debt. Our experts were in agreement that one popular method is to pay off smaller debts first; once those debts are paid off, consumers are able to pay more per month towards the larger debts. Dixon added that it is also a good idea to pay off debt “in order of highest interest first, in order to reduce the total amount of interest you’ll pay.” Maybe with the New Year you are ready to take a step towards owning your own business? “The goal of being self-employed is becoming more popular and seems to be growing exponentially especially among Millennials and Gen-Xers,” said Dixon. “We’re also seeing a lot of baby boomers ‘retire’ to start businesses.” Johnson, of Heartland Bank & Trust, also discussed how the profile of the local entrepreneur has changed saying, “more entrepreneurs are looking at franchises or technical support than ever before.” As one considers becoming a business owner in 2016, Dixon recommended “build[ing] your business model around your eventual exit strategy. Succession planning is an area we see a lot of owners lacking.” Dixon explained that having the company be selfmanaging as one nears retirement is crucial because “your business is commonly your biggest asset in retirement.” So now what? If a person has a great idea for a business in 2016, but needs funding, the most successful way when approaching a bank, is to “have a business plan that includes financial projections and financial statements on the owners,” said Johnson. Overall, it is very encouraging to see economies both on macro and micro levels continually improving.

Heartland Bank & Trust Company

Aaron Johnson Sr. VP – Market Leader Phil Duffy Sr. VP – Market Leader 1101 W. Windsor Rd. Champaign, IL 61821 www.hbtbank.com 217.359.5555

Iroquois Federal

Linda Hamilton Executive VP, COO 2917 Crossing Ct., Ste. B Champaign, IL 61822 www.iroquoisfed.com 217.531.1718

Hamilton noted that locally there is “very strong lending activity,” referring to both new construction throughout town and the expansion of existing businesses. The National Federation of Independent Business paints a very clear picture. “Small businesses play a major role in the American economy: • Represents 99 percent of all employer firms • Employ about half of private-sector employees • Generated 60 to 80 percent of net new jobs annually over the last decade • Create more than half of nonfarm private gross domestic product (GDP)”

DON’T FORGET!

Invest in local businesses, see the local economy continue to grow. Don’t you want to see an even stronger Champaign County?

NEW REGULATIONS TO BE IN COMPLIANCE IN 2016: Employers need to be in compliance. The New Year will bring new regulation to Illinois employers and across the United States. Be sure your business is in compliance. Illinois Equal Pay Act • Smaller employers will no longer be exempt from the Equal Pay Act. Employers with less than four employees will see lesser penalties than larger companies if they are found out of compliance. Chip-and-Sign • Beginning October 2015, merchants who accept credit card transactions need to be in compliance with new Federal Chip-and-Sign regulations. If the business’ magnetic credit card reader does not accept the new chip in the credit card, the business could be held liable for fraudulent transactions. Overtime Rules • No change has been made to federal overtime rules yet, but changes will be coming in 2016. Changes could include eliminated exemptions for executive, administrative, and professionals that would change the salary threshold for them to earn overtime. The Chamber will keep members updated on overtime changes if and when they happen. --

champaigncounty.org / 12

Schedule your Year-End Review today. Identify the previous year’s events and how they impact your financial plan.

Let’s make sure your plan is up-to-date! hbtbank.com 888-897-2276

Wealth Management Securities and insurance products are NOT deposits of Heartland Bank, are NOT FDIC insured, are NOT guaranteed by or obligations of the bank, and are subject to potential fluctuation in return and possible loss of principal.

PUBLIC POLICY UPDATE On November 9, Illinois Governor Bruce Rauner announced an agreement between business and labor groups to reform and improve Illinois’ unemployment insurance system. Under the framework of the deal, an individual would be ineligible to receive unemployment insurance benefits if a worker: • • • • • •

Damaged an employer’s property through grossly negligent conduct Consumed alcohol, illegal or non-prescribed drugs during work hours in violation of an employer’s policies Provided false information in an employment application Endangered the safety of themselves or co-workers through grossly negligent conduct Knowingly and repeatedly violated reasonable written attendance policies of an employer Refused to obey an employer’s reasonable and lawful instructions unless the refusal is due to the lack of ability, skills or training of the worker or if the instruction would result in an unsafe act • Did not maintain required licenses, registration and certification required by law for the specific job While many of these provisions may seem like “common sense,” under Illinois’ current unemployment insurance program a worker is eligible to receive benefits if they were terminated for any one of the above acts. As part of the compromise, business leaders and the governor have agreed to allow recently separated workers who are eligible for social security to receive full unemployment benefits. Currently, if a worker is receiving social security the employer is only required to pay 50 percent of the former employees benefits. This agreement will end that practice. Governor Rauner, the Illinois AFL-CIO, the Illinois Retail Merchants Association and the Illinois Chamber of Commerce support the new agreement. The agreement still needs to be introduced into the Illinois General Assembly and pass both Houses with the governor’s signature. Recent memory tells us that is no easy task. However, with an agreement in place, the Champaign County Chamber of Commerce is very hopeful the legislative leaders and the governor can work together to pass this common sense reform that will benefit all employers in Illinois.

Chuck Eyman Kirk Harney Jan Miller Dan Marker Steve Tock

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Member FDIC

MEMBER ACCOLADES & NEWS CU MTD Mass Transit, the only magazine exclusively dedicated to public transportation, announces its Mass Transit Top 40 Under 40 list, honoring those professionals who have made significant contributions to the public transit industry. Honorees were nominated by their peers and judged on criteria that included job commitment, industry involvement and contribution, achievement in his or her position and innovation in his or her field. CU MTD’s, Bryan Smith, was amongst the winners. Congratulations and thank you for your contributions to the transit industry. METTLER CENTER 2015 marks the 25th year in business for Paul Mettler, PT, DPT, owner of the Mettler Center at 2906 Crossing Ct in Champaign. From its founding, Dr. Mettler has been a pioneer in the field of physical therapy: from discovery and innovation of his Mettler Release Technique (a soft tissue mobilization technique) in 1991 to the research he is currently conducting in the use of high frequency shear wave elastography to identify and evaluate treatment of fascial adhesions. In June, Dr. Mettler was awarded second prize by the Journal of Bodywork & Movement Therapies for his work and presented his findings at the International Fascia Conference in Washington DC, in September. BASH HEATING AND AIR CONDITIONING Bob Bash of Bash Heating and Air Conditioning has been honored for acting as an independent Lennox dealer for 60 years. Since joining the company in 1963, Bob Bash has become the president and owner of the organization. The Bash family has been in business in Champaign County since 1905 and in 1952 Homer Bash started Bash Heating and Air Conditioning. FEHR GRAHAM Fehr Graham, a leading Midwest engineering and environmental firm, is pleased to announce the addition of new team members to its Champaign office. Stephen Spinelli joined as an Engineer in the Engineering division. He assists in the structural design of bridges, buildings and tanks in support of projects for local municipalities, water districts, sanitary districts and private development clients. In addition, Spinelli assists on hydraulics/hydrology and transportation projects. Larry Johnson joined as a Senior Project Manager in the Engineering division. In his role, Johnson conceives and oversees water and wastewater projects for water districts, sanitary districts and local municipalities. Lukas Evans joined in September as a Surveyor in the firm’s Engineering division. In his role, Evans performs the bulk of field work related to topographic and boundary surveys in support of ongoing private land development and public infrastructure projects. Ryan Townsley joined the firm as an Engineering Technician in the Engineering division. In his role, Ryan assists with the preparation of plans for private land development and public infrastructure projects, as well as observation of those projects during their construction. WCIA NEWS WCIA News received the Better Business Bureau’s Partners In Trust Award for working with BBB as a media to spread the word of BBB’s mission. WCIA has worked hard to deliver

BBB consumer tips and information on scams to Central Illinois. The Central Illinois Better Business Bureau established an annual award program to gain public recognition for Central Illinois companies that maintain a solid commitment to conduct their business practices in an ethical fashion. The Torch Award is designed to promote not only the importance of ethical business practices, but also the willingness and efforts made by outstanding business to ensure that our marketplace remains fair and honorable for all Americans. FIRST MID INSURANCE GROUP Clay Dean, Chief Executive Officer of the First Mid Insurance Group, was recently elected to The American Bankers Insurance Association Board of Directors during the association’s annual conference. Dean joined First Mid-Illinois Bank & Trust in 2010 as Senior Vice President, Business Development, later moving into the role of Senior Vice President, Chief Deposit Services Officer. In 2014, Dean was named Chief Executive Officer of First Mid Insurance Group. He obtained a bachelor’s degree from the University of Illinois and a master’s degree from Yale University. Dean is currently a trustee of the Mattoon Public Library and serves on the Board of Directors of the Mattoon Area Community Foundation. The American Bankers Insurance Association (ABIA), located in Washington D.C., is a subsidiary of the American Bankers Association and is the leading trade association for banks selling insurance products and services. ABIA leverages the resources of ABA as well as its own expertise to ensure member banks of all sizes receive the most current information and proven bank-insurance solutions. CLARK DIETZ ENGINEERING Brittany Rittenbacher, PE has joined the Champaign civil/ environmental group, Clark Dietz Engineering, as Water/ Wastewater Engineer, serving clients throughout Illinois. Joining them from the Chicagoland area, Rittenbacher brings a variety of experience in the evaluation and design of both water and wastewater treatment facilities. Her commitment to improving water quality is exemplified through her involvement in Engineers without Borders, New Life Volunteering Society, and WaterCAMPWS, all of which work to bring clean drinking water to disadvantaged international communities. She completed her master’s degree in environmental engineering at the University of Illinois at Urbana-Champaign. They are pleased to welcome Brittany to their team.

Cham ber Sto re Mailing Labels

An exclusive benefit of Chamber membership, we sell mailing labels containing the names and addresses of Chamber member businesses for the purpose of member-to-member communication. Target the local business community. Two lists are available for purchase:

e-Connection

Long list (approx. 2,500 names and businesses): $175 Short list (approx. 1,000 names and businesses): $125

Recently redesigned, our electronic newsletter is sent to more than 2,200 businesses and businesspeople in Champaign County each week. Sponsor an e-Connection and get your business seen by thousands.

Contact Caryn Isenhower to order, Caryni@champaigncounty.org or 217.359.1791.

Header sponsorship (one wk.): $100

AFFORDABLE

Email Blast Advertisement Do you have a new product, service or information you would like to share with our entire Chamber membership list? Take advantage of this exclusive offer to send broadcast emails to our entire 2,100+ email list.

Website Marketing With over 7,000 visits/month to the Chamber website, this is where you want to be. Market your business to locals and those looking to move and/or visit here. Want more information? Contact Samantha Hendon at SamanthaH@champaigncounty. org.

Email Blast Advertisement: $500 Contact Samantha Hendon for more information, SamanthaH@champaigncounty.org or 217.359.1791.

Commerce Connection

This is a bi-monthly publication that is distributed to over 2,600 businesses and businesspeople in Champaign County. Content varies, but is always relevant to local business. There are a variety of ad sizes available. Ads start at only $90. Ask about the exclusive cover package that allows your business to gain exposure before the reader even opens the publication. Contact Samantha Hendon for more information, SamanthaH@ champaigncounty.org or 217.359.1791.

Email Footer Sponsorship

EXCLUSIVE

Contact Samantha Hendon for more information, SamanthaH@ champaigncounty.org or 217.359.1791.

Event Sponsorship

From monthly First Friday Coffee and Business After Hours to our annual Golf Outing, the Chamber hosts a number of events each month. By sponsoring a Chamber event, your business obtains great exposure not only at the event itself, but also within all promotional materials (emails, mailings, e-newsletters, Commerce Connection, website, etc.). We have numerous opportunities throughout the year, here’s what’s coming up: Breakfast Series sponsorship (includes table of 8): $1000 March 10 - SOLD! Febuary 11 and April 14 - available ATHENA Luncheon sponsorship: $1500 SOLD! Additional information for events such as Business Success and Solutions Seminars is available upon request. Contact MadisonH@ champaigncounty.org or call 217.359.1791 with any event sponsorship inquiries.

For a great price, place an ad in every email that is sent out of the Chamber office. That’s an average of over 12,000 emails per week. The best part? Link the footer wherever you would like.

Online Business Directory Enhancements

Footer (one wk.): $75 (Add footer to the e-Connection for an additional $50.)

Basic upgrade: $40/year

Contact Samantha for details at, SamanthaH@champaigncounty. org or 217.359.1791.

Enhance your listing on the Chamber’s online business directory. The directory gets hundreds of thousands of views each day--turn your standard (complimentary) listing into an eye-catching, search engine optimized advertisement. Value upgrade: $60/year

Deluxe upgrade: $90/year

Contact Samantha Hendon for more information, SamanthaH@champaigncounty.org or 217.359.1791.

Complimentary services: rental of laptop computer, conference space and LCD projector; Certificate of Origin; Notary service; information, assistance and resources.

REACH THOUSANDS ON A SMALL BUDGET.

calendar of events Ribbon Cutting Ruby’s Urbana

Chamber Office Closed

Thursday, December 3 1:00 p.m. to 1:30 p.m. 510 N. Cunningham Ave., Ste. 12, Urbana

Thursday, December 24 Friday, December 25 Thursday, December 31 Friday, January 1 303 W. Kirby Ave., Champaign

First Friday Coffee

Friday, December 4 7:30 a.m. to 9:00 a.m. Soccer Planet 2310 N. Willow Rd., Urbana

Business After Hours

Thursday, December 10 5:00 p.m. to 7:00 p.m. Hyatt Place 217 N. Neil St., Champaign *ONE WEEK EARLIER THAN NORMAL DUE TO THE HOLIDAYS

Legislative Budget Address Monday, December 13 9:00 a.m. to 10:00 a.m. Champaign County Chamber of Commerce 303 W. Kirby Ave., Champaign

Ribbon Cutting Ruby’s Champaign

Friday, January 8 7:30 a.m. to 9:00 a.m. Express Employment Professionals Location TBD

Connect @ Lunch

Monday, January 11 12:00 p.m. to 1:00 p.m. Jupiter’s at the Crossing 2511 Village Green Pl., Champaign

Business Success & Solutions Seminar Business Valuation

Wednesday, January 20 8:30 a.m. to 10:30 a.m. Champaign County Chamber of Commerce 303 W. Kirby Ave., Champaign

Business After Hours

Thursday, December 17 1:00 p.m. to 1:30 p.m. 515 W. Town Center Blvd., Champaign

Thursday, January 21 5:00 p.m. to 7:00 p.m. Refinery Gym & Events 2302 W. John St., Champaign

Connect @ Lunch

Spring Breakfast Series

Monday, December 21 12:00 p.m. to 1:00 p.m. Jupiter’s at the Crossing 2511 Village Green Pl., Champaign

Fast Facts

4.4% Champaign County Unemployment Rate in September 2015

29 business licenses applied for in Champaign County in October 2015

105.8

October 2015 U of I Flash Index for Illinois

1,469,158 rides were taken on CUMTD in October 2015

5,709 visits to the Chamber’s page, champaigncounty.org in October 2015

7,027 average amount of referrals PER DAY the

Champaign County Chamber of Commerce Online Business Directory received via search engines and online sources in October 2015.

2014 The year that the Champaign County

Chamber of Commerce was named the Illinois Outstanding Chamber of the Year

Thursday, February 11 Thursday, March 10 Thursday, April 14 7:30 a.m. to 9:00 a.m. The City Center 505 S. Chestnut St., Champaign

303 West Kirby Avenue Champaign, IL 61820 P 217.359.1791 | F 217.359.1809 www.champaigncounty.org

itâ&#x20AC;&#x2122;s tough to stay focused...

when your conference room feels like the frozen tundra.