Co-op City Times 01/24/15

Audited 2014 Financial Statements on pages 13-20

Co-op City’s official newspaper serving the world’s largest cooperative community. © Copyright 2015 Co-op City Times

Cooling tower being cleaned and prepped for return to service Vol. 50 No. 4

Saturday, January 24, 2015

Manhattan judge denies MSI’s request for immediate reinstatement as managing agent

BY ROZAAN BOONE

BY BILL STUTTIG

The city’s Department of Health (DOH) continues to monitor the decontamination of the cooling tower at the Co-op City Power Plant as the contractor hired by Riverbay to clean the tower began their massive task this week.

The cooling tower was shut down 2 weeks ago immediately after the DOH informed Riverbay officials of the possibility of legionella bacteria in the tower.

Since then, Riverbay has been purchasing power from Con Ed at a significant cost to the corporation as the decontamination and disinfection of the cooling tower move forward in order to ensure the health and safety of residents, employees and the community at large.

In addition to the DOH, Riverbay’s efforts are being overseen by Dr. Janet Stout, a clinical and environmental microbiologist and world renowned expert on legionella. Dr. Stout is also one of the founders and president and director of Special Pathogens Laboratory in Pittsburgh, Pa. Dr. Stout and Dr. Frank Sidari, a registered professional engineer, board certified environmental engineer and certified construction document technologist, who is

Manhattan Supreme Court Justice Paul Wooten on Wednesday denied an injunction filed by attorneys for Marion Scott Real Estate, Inc. (MSI) requesting that the court immediately reinstate the management firm as Co-op City’s managing agent.

Thursday’s hearing on the injunction request is part of an ongoing lawsuit filed by MSI on December 24th, 2014 seeking, among other things, payment for services rendered as managing agent during the months of November and December 2014.

Board President Cleve Taylor said, “Judge Wooten’s decision on Wednesday afternoon was a clear victory for Riverbay and, most importantly, the 50,000 residents of Co-op City as we continue together

Utilizing boom trucks, the cleaning contractor power washes the exterior of the cooling tower at the Co-op City Power Plant on Bartow Avenue.

(Continued on page 2)

See Board President Cleve Taylor’s address to shareholders regarding the audited 2014 Financial Statements of the Riverbay Corporation on top of page 13.

Board to seek carrying charge, parking increases in 2015 to fund added costs

BY JIM ROBERTS

Rejecting a proposed one-time special assessment between $500 to $1,000 per shareholder as too burdensome, the Riverbay Board of Directors intends to propose a carrying charge increase to pay for extraordinary costs that Riverbay Corp. now faces.

At its Jan. 21 Board meeting, the Board Directors reached a consensus that the best way to raise the $8 million that Riverbay needs in the first part of

2015 due to a pending legal settlement and costs related to treating the Co-op City Power Plant for possible legionella bacteria is through the normal process of a carrying charge increase.

The majority of Board members also accepted the idea of an increase in garage parking fees, which haven’t been hiked since 2008, to help offset the amount of the carrying charge increase.

(Continued on page 4)

25¢

as a community to strive to correct and overcome the past management decisions of Marion Scott Real Estate.”

MSI was suspended as managing agent of Co-op City on November 17th, 2014. Two days later, at an Open Board meeting on November 19th, the Riverbay Board of Directors, by a vote of 12 to 2, passed Amended Emergency Resolution 14-72 which asked that both the state Division of Homes and Community Renewal (HCR) and Riverbay’s General Counsel, Smith Buss and Jacobs, investigate various allegations against MSI and that HCR terminate MSI as Managing Agent if warranted by the results of the inves(Continued on page 4)

Delivery of the Co-op City Times has returned to the elevator on your floor in the high-rise buildings.

Townhouses are not affected.

CCPD begins trial use of body cameras

Beginning this weekend, two Public Safety officers on the 4 p.m. to midnight shift will be wearing body cameras as part of a trial run of the technology that is being increasingly used by police departments throughout the nation.

Two types of cameras will be used on an experimental basis, one that is worn on the chest, and the other that is attached to the officer’s lapel to determine which type of camera is most effective.

Public Safety Chief Frank Apollo said that specific guidelines for the activation of the cameras have been established. At a meeting on December 15th, the Security Committee approved Public Safety’s limited use of the body cameras on a month-long trial basis. The cameras are being provided to Public Safety for free for the thirty-day period and another firm that sells body cameras has also offered the free use of their products for an additional 30-day period, Chief Apollo said.

The trial basis will include using the cameras in different situations on varying shifts to see how they can best be utilized. All officers equipped with the cameras on any given shift have received training in their proper use.

Ever since the tragic results of two highly-charged and fatal police encounters this summer — one in Missouri and one on Staten Island — body cameras have increasingly been utilized by local police forces to possibly create a more accurate record of confrontations between the public and police. Chief Apollo added that Public Safety had been researching the use of body cameras well before the tragic events of this summer.

2

Power Plant also vice president of Consulting at Special Pathogens Laboratory, were onsite at Co-op City on Tuesday when the cleaning contractor began their work at the cooling tower. Drs. Stout and Sidari toured the Power Plant to fully comprehend the breadth and scope of the operation, as well as supervise the cleaning and disinfection procedures currently being implemented to sanitize the cooling towers. The data they collected will be instrumental as they assist the housing company in tightening its long term treatment protocols at the cooling towers.

Dr. Stout observed that Co-op City, in collaboration with the Department of Health, is implementing science-based solutions and following public health best practices. She noted that with the risk for Legionnaires’ Disease being effectively and professionally addressed by experts in the field of prevention and control of legionella, residents can be assured Co-op City is committed to creating safe environment.

“With more than 30 years of experience in successful legionella control, we’re pleased that Co-op City has brought together all of the necessary experts and is taking the right steps to address the challenges of legionella,” said Dr. Stout, who is credited as being the first person to demonstrate the link

Co-op City Times / January 24, 2015 (Continued from page 1)

between Legionnaires’ Disease and the presence of legionella in hospital water systems.

Bill May, Riverbay’s Power Plant consultant, said this week: “As part of my regular work at Riverbay, I have been personally inspecting the mechanical cleaning of the cooling tower every day this week at least twice per day and as it approaches completion, which should be complete tomorrow (Friday), I can report that it is bare metal clean.”

With cleaning being wrapped up as of press time yesterday, Power Plant personnel will refill the tower this weekend, hyperchlorinate and test the water before the tower is placed back into operation, pending DOH approval, and hopefully in time for the freezing temperatures which are expected next week.

It is estimated that with the cooling tower out of commission for the past two weeks, the cost per day to Con Ed for power is approximately $54,000, although final costs will not be known until the decontamination has been addressed and the tower returned to service.

Jeffrey Buss, Riverbay’s General Counsel, has informed the community that public health and safety are the housing company’s primary concerns. “We are doing everything possible to elimi-

Why are carrying charges due by the 10th of the month?

Riverbay’s mortgage is due on the 10th of each month. This expense alone amounts to $3.9 million per month, and is the primary reason why shareholders’ payments are needed by that date each month.

In addition, Riverbay Corporation has to pay its other bills to keep Co-op City functioning. Some of the housing company’s other large monthly expenses include water and sewer charges, employees’ salaries, benefit-related costs, fuel to operate the Power Plant, insurance costs, material and supply purchases to operate Co-op City on a daily basis.

It is, therefore, important that shareholders pay their carrying charges when it is due so that the Riverbay Corporation, in turn, can pay its bills and financial obligations on time so as to avoid having to pay more in late fees which, in the end, impacts the shareholders. It is a shared responsibility and that is why shareholders are encouraged to remit their payments in a timely manner.

Thank you for your understanding and anticipated cooperation.

—Riverbay Finance Department

In Memorium - Roseana Banks Mrs. Iris Roseana Banks passed away on Tuesday, January 12, 2015. She was 104 years old and an original Co-op City resident, residing in Building 5C. Mama, as she was affectionately known by those closest to her, remained active and alert to the end of her life, voting in every election, including the last one.

Mama is cherished, adored and loved not only by her family and friends, but by everyone she met, no matter how briefly.

She was a beautiful, caring lady and we have been truly blessed to have had her with us for 104 years!

Funeral Services will be held today, Saturday, January 24, at McCall’s Funeral Home, 4035 Bronxwood Avenue, Bronx, N.Y. Viewing will be from 11 a.m. - 1 p.m., to be followed by service from 1-2 p.m. Internment will take place at Kensico Cemetery.

Iris Roseana Banks leaves to cherish her memory two daughters, Florence and Shirley; granddaughter Luisa, a great grandson Jacob, and many, many friends and neighbors. She will be sorely missed.

Lovingly submitted, —Shirley Wilson Banks (daughter)

nate any risk which may exist,” he said.

Meanwhile, health officials continue to assure the community that the water in Co-op City is safe to drink, cook and bathe with, and to remind residents that Legionnaires’ Disease is not contagious; it is a water-borne disease, and those most susceptible to it are those who are in ill health, especially those who are smokers, those with chronic lung disease, the elderly and those on immunosuppression.

The DOH is hoping to have a fol-

low-up forum with community residents once the disinfecting procedures have been completed at the Power Plant. Residents will be notified when the meeting has been scheduled.

The satellite offices of Montefiore Medical Center within Co-op City are available to treat and test those who are experiencing any of the flu-like or pneumonia-like symptoms associated with Legionnaires’ Disease, as is Jacobi Medical Center on Pelham Parkway (See notice below).

Montefiore and Jacobi are here to help!

Most people exposed to the legionella bacteria do not become ill and therefore, do not need treatment. If you have reason to believe you were exposed to the bacteria, and are showing the signs and symptoms, talk to your doctor.

If you don't already have a doctor, here are some local health facilities you can reach out to: Montefiore Medical Center 115 Dreiser Loop, Bronx, NY (718) 320-6300 Montefiore Medical Center 2100 Bartow Avenue #311, Bronx, NY (718) 320-5300 Jacobi Medical Center 1400 Pelham Pkwy. South, Bronx, NY (718) 918-5000

CO-OP CITY FOOT CARE CENTER SECTION 5 • BUILDING 29C 4240 HUTCHINSON RIVER PARKWAY EAST

(718) 671-2233 DR. LOUIS JACOBS, DIRECTOR ALL FOOT CONDITIONS TREATED The in-office surgical correction of BUNIONS • HAMMERTOES • INGROWN TOENAILS PAINFUL CORNS and CALLOUSES The treatment of traumatic foot injuries, heel spurs, bursitis and arthritis of the joints of the feet, toenail and skin infections, as well as other conditions.

Most Union and Insurance Plans Accepted.

HIP CMO (Montefiore) Health Plan Accepted.

We participate in Postal Workers, Mail Handlers, Letter Carriers, Verizon Workers, 1199, GHI, Blue Shield, Empire Plan, Medicare, Travelers, United Health Care and many other union and major medical plans.

Se Habla Español MEDICARE ACCEPTED • HOUSE CALLS BY APPOINTMENT

Diabetic Patients with Medicare may be eligible for shoes.

3

Co-op City Times / January 24, 2015

2nd

Combing Co-op City

Winter tennis program continues

The winter indoor tennis program of the Co-op City Tennis Club, Milton Alexander Division, continues at the Kela Tennis Center, 525 Homestead Avenue in Mount Vernon. Free tennis is offered from 6 a.m. to 8 a.m. each Saturday morning through funding provided by the New York Junior Tennis League. A paid program is also available from 12:30 to 2:30 p.m. each Saturday at the Kela Tennis Center. For more information, call Lorraine Alexander at 718-671-4437.

MetroCard Bus to visit Co-op City next month

The MetroCard Bus will be visiting all three Co-op City locations again next month, enabling customers to sign up for or refill their Reduced-Fare MetroCard, purchase or add money to an existing MetroCard, and purchase E-Z Pass On the Go tags.

On Thursday, February 5, and again on Thursday, February 19, the MetroCard bus will be at the Bartow Mall on Co-op City Blvd. (in front of the Bingo Hall and the eyecare center), from 9 a.m. to 10:30 a.m.; at Dreiser Loop (Park on Debs Place) from 11 a.m. to 12:30 p.m. and at Einstein Loop (Elgar Place) from 1 to 2:30 p.m.

Next CB 10 meeting

The next Community Board 10 meeting will be held on Thursday, Feb. 19, 7:30 p.m. at Preston High School, 2870 Schurz Ave., Bronx, NY 10465.

For more information, please call Community Board 10 at (718) 892-1161.

NCNW’s Black History Youth Celebration

On Saturday, February 28, NCNW, Inc. Co-op City Section, and the Riverbay Fund, will cosponsor their 14th Annual Black History Youth Celebration entitled, “Living The Dream And Celebrating Our Gifts;” “Equality and Justice For All,” at Dreiser Auditorium B, from 1-4 p.m. Youth interested in showcasing their talent in song, dance, poetry, spoken word, storytelling, theatrical performances, instrument playing, etc., please call (917) 399-2643.

FRONT PA G E

18-year Public Safety veteran Shelda Williams named department’s first woman director of training

BY BILL STUTTIG Shelda Williams, who has served Co-op City as a member of the Public Safety Department since 1997, the last nine years as a sergeant with oversight over the community policing policy, was promoted to Lieutenant this past weekend and named the community’s new Director of Training, Chief Frank Apollo announced earlier this week.

James Keappock, Public Safety’s esteemed training director since 1997, and who was largely credited with enhancing Public Safety’s training regimen to that of one of the most comprehensive and professional training programs in the private security industry, accepted a promotion to Captain and second in command of the department in December, greatly expanding his responsibilities while creating an opening for daily oversight of the training division.

While Captain Keappock’s responsibilities will still include regular input into the multi-faceted training regimen for both new recruits and veteran officers, Lt. Williams will now be running the training division on a day-to-day basis, the first woman ever to serve as Public Safety’s training director.

“I am excited about this position,” Lt. Williams said earlier this week. “It is new and challenging. I am going to follow my predecessor, Captain Keappock, and instill in my students the same values that he has instilled in me and others over the past years.”

Before her most recent promotion, Lt. Williams had a wide range of experience with the Public Safety Department having served with the bicycle patrol, as an Emergency Medical Technician, and as part of the training staff for new recruits, training new officers in the concept of community policing.

Chief Frank Apollo, said: “The promotion of Lt. Williams to training director will prove to be a great benefit for the department, the corporation and,

most importantly, the community.

She comes to her new position with a wide range of ex p e ri e n c e i n Co-op City, including having been a key part of the training staff in recent years particularly in doing a great job in teaching the concept of community policing to our new recruits, Captain James Keappock and his successor as Public Safety’s s t r e n g t h e n i n g Director of Training, Lieutenant Shelda Williams. the department’s books, as well as how and when to issue performance in the area of community the community complaint summons. I relations. Also, her experience as an Emergency Medical Technician and the am confident she will do well in her concern for the residents of Co-op City endeavors and serve the officers and the department proudly. It is perhaps fitting that she has demonstrated over the that Lt. Williams was one of the officers years, I believe puts her at the forefront in my first class of peace officers in of what police work should be about 1997 when I first accepted the training and fits in with the model of community job and now she takes over for me, policing that we have established and passing on what I taught her and the will continue to establish here in this others to a new generation of future community.” officers.”

Lt. Williams will begin leading a Aside from being the leading ten–week training program for new Public Safety recruits by early spring. instructor of the ten-week training proShe said, “I want to continue with gram for the coming new recruits, Lt. Williams will oversee the regular trainthe traditions established by Captain ing updates that all officers, detectives Keappock over the years and concenand supervisors must undergo on an trate on the community, teaching them annual basis and also stay on top of any the courtesy, respect and professionalnew training requirements and create ism that the job requires.” new presentations and videos in conCaptain Keappock said of Lt. junction with any updates or changes to Williams being named his successor: the curriculum dealing with, among “After 18 years as the department’s other things, changes to established training division, I am pleased to turn police procedures either currently or in over my classroom to Lt. Williams. Lt. Williams is an 18 year veteran with the the foreseeable future.

She added, “My main task will be to department and possesses the necessary make sure that the training that is given knowledge and current instructor crehere coincides with what is going on in dentials to teach. During 2007 and the outside world and making sure that 2008, Lt. Williams assisted with my people get the fair treatment that they staff in lecturing on report writing, deserve.” preparing and maintaining memo

Prestige CEO claims that the Mall at Bay Plaza is performing “better than expected”

BY BILL STUTTIG

Nearly six months after its mid-summer opening and one month since the end of its first crucial holiday shopping season, Sam Shalem, the CEO and Chairman of Prestige Properties, told the Co-op City Times that the new mall performed better than expected during its first months of operation.

“Everyone seems satisfied,” Mr. Shalem said during a brief phone interview this week. “The commercial ten-

ants are satisfied with the overall quality of the Mall and the customers are coming and happy to be shopping in a secure, safe and high quality facility.”

To back-up his claim that the Mall has been successful in its first months of operations, Mr. Shalem said that the Mall is now 83% occupied, up significantly from the approximate 50% occupation rate of the new Mall when it first opened in August.

The commercial property executive,

whose firm is also behind the original development of the outdoor Bay Plaza, which grew from a strip mall to a major regional shopping destination over the past quarter century, said that more important than the growing occupancy rate is the fact that the new mall is attracting nationally and internationally known retailers to the Bronx, many for the first time.

(Continued on page 5)

4

Judge denies

tigation. Mike Battle of the law firm Schlam Stone and Dolan LLP, which is representing Riverbay Corporation in the lawsuit filed by MSI, said Judge Wooten agreed with him that the facts of the case did not support MSI’s request for immediate reinstatement nor was the request appropriate under New York State Law. Battle added that MSI and their

Carrying charge

With a limited amount of money in cash reserves, and restrictions on how other Riverbay reserve funds can be used, the only source of money to pay these upcoming bills is from shareholders.

“We are supposed to have a general operating reserve fund of $14 million and we have only funded it with $7 million so far, so the bank is giving us a pushback on using this money to pay this settlement,” Board President Cleve Taylor said.

Because the legal settlement in the labor case, Ramirez vs. Riverbay, requires the judge’s approval next week, a plan to pay out the $6.25 million needs to be developed immediately.

A payment schedule that will extend into the third quarter of 2015 means that Riverbay must raise most of the settlement money as soon as possible, making a higher carrying charge increase in 2015 necessary. The Board intends to offset that higher increase with a zero increase in 2016.

Co-op City shareholders only paid a 1% carrying charge increase in 2013 and no increase in the carrying charges was added last year. For every 1% increase in the carrying charge, Riverbay will raise approximately $1.6 million.

Borrowing the money from the restricted reserve funds is prohibited by the loan documents. In order to change the loan documents, or to obtain a waiver, Riverbay would need to obtain the consent of Wells Fargo, the federal Housing and Urban Development agency (HUD), the state Housing and Community Renewal agency (HCR), SONYMA and NYC HDC. Obtaining all of the required approvals is not possible in the short term, and inquiries made by Riverbay to the respective parties indicate that any such request would not be granted.

Co-op City Times / January 24, 2015 (Continued from page 1)

attorneys still have the right to appeal Judge Wooten’s decision and the overall lawsuit by MSI against Riverbay Corporation is still pending. He added that Riverbay intends to file counterclaims against MSI for money damages.

Earlier media reports stating that the judge had thrown out the lawsuit were not accurate, according to the information provided by attorney Battle to the

Co-op City Times.

In his argument to the Court, Battle citied a number of alleged improprieties committed by MSI representatives in carrying out their duties as Co-op City’s managing agent which created financial harm to Riverbay. Battle also argued that the Riverbay community has been operating effectively on a day-to day basis and to reinstate MSI now was a lit-

tle like “trying to put the toothpaste back in the tube.”

According to Battle, based in part on these arguments, the judge denied MSI’s request for reinstatement.

Battle and his partner, attorney Tom Kissane, are representing Riverbay Corporation in the ongoing litigation filed by MSI against Riverbay last month.

practices occurred, is also named as a defendant in the lawsuit and faces the same financial liability.

For the past year and a half, the two sides presented arguments before Federal Judge John G. Koeltl about whether the plaintiffs in the case should be granted “class action” status allowing the case to proceed to trial on behalf of all current and former Riverbay workers who might have been underpaid.

The plaintiffs allege that they were given compensatory time instead of being paid for overtime work; that they were underpaid for some overtime work because nighttime differentials weren't included in overtime calculations; and that workers who punched in before or after their scheduled shifts weren't paid for the work they did before or after their scheduled shift.

In August, 2014, Judge Koeltl rejected arguments by Trivella & Forte,

Riverbay's labor and employment attorneys, that the employees couldn't sue the company as a class action and also rejected arguments that the case should be dismissed. Judge Koeltl found that the case should proceed as a class action covering approximately 1,700 current and former employees.

The Board has also discussed the need to sue the managing agent, Marion Scott Real Estate, Inc., which is primarily responsible for employment matters. MSI has refused to accept any financial responsibility for the Ramirez litigation. MSI told Board members that it had no insurance and would file bankruptcy before contributing to any settlement.

Michael Battle, a former federal prosecutor defending Riverbay stated that Riverbay will be filing a counterclaim against MSI seeking to recover the settlement proceeds from MSI.

(Continued from page 1)

The Board of Directors plans to schedule two Town Hall meetings for shareholders in early February to explain in detail the proposed increases in the carrying charge and garage fees.

HCR will then review Riverbay’s proposed two year budget and proposed maintenance increase and either approve or decline Riverbay’s requested carrying charge increase.

Senior citizens having a total income up to $50,000 might qualify to have their carrying charge increases paid for them through New York City’s SCRIE program (Senior Citizen Rent Increase Exemption).

Shareholders must satisfy all of the following requirements: * they must be 62 years and over; * have an annual total household income not in excess of $50,000; * have a valid one or two-year lease for an apartment; * and must pay more than one-third of their household’s total monthly income for carrying charges.

The SCRIE program provides senior citizens an exemption from paying future increases in their carrying charges, thereby helping them to remain in affordable housing. The program only pays for the increase in the individual’s carrying charges, not their entire carrying charges.

Disabled residents might qualify for a similar program through the Disability Rent Increase Exemption (DRIE).

The Ramirez vs. Riverbay federal lawsuit, filed in U.S. District Court in Manhattan by five current and former Riverbay Corp. employees in April, 2013, could have cost Riverbay tens of millions of dollars if the company lost the case at trial, leading to the decision to settle the case. Marion Scott, Inc., the managing agent for Riverbay during the time period that the alleged illegal labor

In loving memory Dr. Arthur Wolstein died peacefully in his sleep on Sunday, January 18. He was laid to rest at Forest Park Cemetery. Dr. Wolstein was 100 years old. He served as a medic in the United States Army during World War II. He was decorated and received an honorable discharge.

Dr. Wolstein opened his podiatry practice in Parkchester in 1937 and his office in Co-op City in 1969. He was active in the Bronx Rotary for over 25 years where he was honored as a Paul Harris Fellow.

He served in the community after his retirement by participating in local health fairs, speaking in schools about careers, and lecturing at senior citizen centers on foot care.

Diane, his wife of almost 70 years, passed away on August 29.

Dr. Arthur Wolstein is survived by his sons, Dr. Lewis Wolstein and Dr. Peter Wolstein; Deborah Russo and Marianne Neifeld. He was blessed with 12 grandchildren and six great grandchildren.

5

Co-op City Times / January 24, 2015

It’s happening in Co-op City

Bay Plaza

(Continued from page 3)

New nationally-known commercial tenants coming to the new mall include the national children’s activity center Billy Beez, XSport Fitness Club and the popular Outback Steak House which will join other popular national restaurant chains, Olive Garden, Red Robin, and Joe’s Crab Shack.

Aside from the two anchor department stores – Macy’s and the previously existing J.C. Penny – other established and in some cases high end retailers at the new mall include Michael Kors, Forever 21, Victoria’s Secret, Pandora and Ulta, to name just a few.

Other issues that have come up in the first few months of the new 780,000 square foot mall’s existence include a possible detrimental effect on the existing retailers in the already established outdoor mall.

Shalem explained that the success of one mall can only serve to help the already existing neighboring stores because the combination of the two successful commercial developments only helps to create the overall development of the area as one of the leading shopping destinations in the tri-state area.

That brought up another well-publicized problem – handling the increasing traffic coming to the area. The Prestige Chairman stood by comments that he

made to other media outlets recently stating that he believes the traffic congestion in the area was not as bad as originally feared. But, he did concede there is room for improvement and his company would be willing to work with the community, elected officials and city and state transportation agencies to identify problem areas and come up with solutions that could move traffic from the mall and the community more efficiently.

He added that in order to encourage drivers to the new Mall at Bay Plaza to use the new garage attached to the mall, his company established a $3 all day flat fee for parkers during the holiday season and that proved effective at getting drivers to use the new garage. He anticipates that the $3 flat fee will remain in place for the foreseeable future.

When the new Mall at Bay Plaza opened up in August, developers said that a fully functioning new mall would bring 1,700 new permanent jobs to the area. A spokesperson for the developers said in August that New York State is expected to receive more than $12.49 million annually in non-property tax revenue from the mall with the City of New York expected to receive $12.13 million annually.

;6?.<= !:?&&.

&8( ;)? /;#8

Warm coats for winter

Coats for the needyâ&#x20AC;Ś More than 300 donated coats and other winter garments were available for those in need all day last Tuesday at the Dreiser auditorium as Riverbayâ&#x20AC;&#x2122;s Director of Community Relations Michelle Sajous and a number of community volunteers were on hand to assist people in picking out the garments. The coats were made available at various locations throughout Co-op City and beyond through New York Cares. Getting the coats to Co-op City and other Bronx communities is an annual labor of love for Reinaldo Fraticelli, Riverbayâ&#x20AC;&#x2122;s CSO I assistant area manager and a community volunteer who works closely every year with the Bronx Clergy Task Force and a number of Co-op City churches, including Church of Godâ&#x20AC;&#x2122;s Children, St. Josephâ&#x20AC;&#x2122;s Episcopal Church, Faith @ Work Christian Church and Pentecostal Tabernacle, to get the donated garments into the community. Bishop Nancy Rosario of Church of Godâ&#x20AC;&#x2122;s Children said that coats will still be available this winter through her churchâ&#x20AC;&#x2122;s Goodwill Ministry Shop at 163 Dreiser Loop.

Photo by Bill Stuttig

DR. LEWIS WOLSTEIN Podiatrist â&#x20AC;&#x201D; Foot Specialist â&#x20AC;˘ Practicing in Co-op City since 1975

&>=53,>1?#>%7<,>+? ?#>9<=>+? !<9>? 43? 7<5

â&#x20AC;˘ Board Certified in Foot Surgery â&#x20AC;˘ ALL conditions of the foot treated

Custom Dentures â&#x20AC;˘ Toothache â&#x20AC;˘ Canâ&#x20AC;&#x2122;t Sleep at Night â&#x20AC;˘ Root Canal â&#x20AC;˘ Extractions â&#x20AC;˘ Crown & Bridges â&#x20AC;˘ Cosmetic Bonding Laminates â&#x20AC;˘ Emphasis on Gum Disease (Bleeding Gums) â&#x20AC;˘ Implants â&#x20AC;˘ Cosmetic Dentistry

â&#x20AC;˘ We

accept most health insurance plans

â&#x20AC;˘ Participating in the Medicare Diabetic Shoe Program

;?'8;) '")8 >?;$$>%5? *=13,7=$>? <=$93+<= ? 0 :? '>795!%9> :? 22 ? ? 22 =<4=:?"0;:?/.8;:? >5)< >:?/4=?8+<14=:?( ?(3,1<= ?;11=6:?'*" &>=579:? 6 6 6:?.*&.:? '*:?093>?/,411 093>?.!<>9+:?;>5=76

2 - 2?0>=$!9> ?"97$>? 03<9+<= ? /4 4%?/<5 ? ??0,4= :?( ?2- OFFICE HOURS: 0 ?;%%4<=5 >=56? .753,+7 ? ?8 >=<= ?

'43,1?; 7<97 9>6

2 6 --

."8/*;)? 8#

8 ; ? ? #; ? ?/)8;(*( ?

-

A. Singh, D.D.S. 120-1 Benchley Place (Building 24)

2 6 6 --

â&#x20AC;˘ Evening and Saturday appointments

Dr. Lewis Wolstein

Call:

â&#x20AC;&#x153;Se Habla EspaĂąolâ&#x20AC;?

718.671.7226 100 DeKruif Place

Building 8 â&#x20AC;˘ Ground Floor Section 1 â&#x20AC;˘ Co-op City â&#x20AC;˘ Bronx, NY 10475

6

Co-op City Times / January 24, 2015

Letter to the Editor

Director addresses Cablevision issue

To the Editor: In response to a letter by Stuart Berman that appeared in the Co-op City Times, 1/17/15, I invite him - and others to offer a solution for the problem outlined below.

Prior to the community referendum in December, 2013 on Cablevision’s bulkrate offer, I asked HCR whether they would approve attaching the monthly $24 monthly TV service charge - required by Cablevision offer - to shareholders’ carrying charges. I received no response from HCR and was led by Management to believe HCR had approved such an arrangement.

By their action or inaction, cooperators rejected that offer in December 2013.

Two weeks ago, President Cleve

Taylor and I met with Cablevision representatives and they again offered the same bulk-rate discount package requiring Riverbay to collect their fees from subscribers.

A few days later, HCR finally responded to my inquiry. They claimed that they “discussed sometime last year [news to us] and it was decided that the cable charge would have to be separate” from carrying charge bills.

That requirement posed a real conundrum. If the Riverbay Board - after shareholder approval of the bulk-rate deal in another referendum - signs a five year contract with Cablevision, it will be committing the corporation to paying monthly TV service fees for over 13,000 subscribers at Riverbay for five years. To be

reimbursed, Riverbay will then need to bill subscribers “separate from carrying charges.” But, if a subscriber defaults on their TV service fees to Riverbay, what mechanism will the corporation have to collect those fees? Go to court for $24?

Disconnect their TV service? Only Cablevision can do so. Yet their records will indicate that Riverbay paid those fees.

Riverbay - shareholders - could end up subsidizing errant subscribers.

Can the Board encumber the corporation with such obligations?

Can Mr. Berman - or anyone else offer a solution?

I believe Cablevision’s package - as good as it may be for responsible subscribers - remains a non-starter.

—Bernard Cylich

Second Reading, Resolution #14-80

SUBMITTED BY: Cleve Taylor SECONDED BY: Evelyn Turner BOARD OF DIRECTORS MEETING, DATED: January 21, 2015

WHEREAS, the Contracts Department sent out thirty (30) requests for proposals for Bid #2947, Preventative Maintenance of Sanitary & Storm Sewers; and WHEREAS, we received two (2) proposals; and WHEREAS, bids were reviewed in

detail by the Project Manager; and WHEREAS, the Project Manager has concluded Adriatic Artisan Works is the lowest responsible bidder and their response time and quality of work has been excellent NOW THEREFORE, LET IT BE RESOLVED: that the proposed contract with Adriatic Artisan Works over a two (2) year period for a not to exceed contract amount of $550,000 be approved as submitted by Management in accordance with Board of Directors Resolution #85-16 and

amended by Board of Directors Resolution #95-44 and the President is hereby authorized to execute the contract and Management is authorized to take all steps necessary to make this action effective.

YES: Atkins, Berk, Gordon, F. Jones, O. Jones, Leslie, Taylor, Turner, Abdul-Wahhab NO: Cylich, Johnson ABSENT FOR VOTE: Shapiro ABSENT: Graham, Owens, Peterson PASSED

Emergency Resolution #15-08

SUBMITTED BY: Cleve Taylor SECONDED BY: Francine Reva Jones BOARD OF DIRECTORS MEETING, DATED: January 21, 2015

WHEREAS, the Riverbay Corporation By-Laws, Article II, Section 1, requires the annual shareholders meeting to take place in the month of May on a date to be set by the Board of Directors; NOW, THEREFORE, BE IT RESOLVED, that the annual shareholders meeting and election of directors of the

Riverbay Corporation is hereby scheduled for Wednesday, May 13, 2015 and shall be conducted in accordance with the general rules and regulations hereby adopted and annexed hereto; and BE IT FURTHER RESOLVED, that subject to the Riverbay Corporation ByLaws and the aforementioned general rules and regulations promulgated by the Riverbay Board of Directors, the Election Committee appointed by the President of the Corporation is hereby approved by the Board of Directors and charged with the

duty and responsibility for supervising the voting for the election of Directors, and BE IT FURTHER RESOLVED, that the eligibility of shareholders to vote shall be determined in accordance with the general rules and regulations annexed hereto; and BE IT FURTHER RESOLVED, that the President and Secretary of the Corporation shall issue proper notice of the annual meeting and election in accordance with the Riverbay Corporation By-laws by publication in the Co-op City Times.

TABLED

Emergency Resolution #15-07

SUBMITTED BY: Evelyn Turner SECONDED BY: Bernard Cylich & Linda Berk BOARD OF DIRECTORS MEETING, DATED: January 21, 2015

WHEREAS, On June 18, 2014 the Board passed Resolution #14-36 to rent the former Bingo Hall at 2081 Bartow Avenue to the Riverbay Fund to be used as a multi-use not-for-profit Youth/Young Adult/Adult Community Center at the rate of $100.00 per year for two years; and WHEREAS, The Riverbay Fund may be able to secure a capital grant through the Bronx Borough President if the Community Center lease is at least 10 years long; and

WHEREAS, The Board passed Resolution 05-103 on January 11, 2005 which authorized Co-op City charitable organizations and accredited religious organizations who have no outstanding rent arrears to have their rent recalculated at the rate of $3.00 per square foot; and WHEREAS, The Riverbay Fund is requesting that the term of the lease for the Community Center at 2081 Bartow be extended to January 31, 2025 at the rate of $3.00 a square foot for the term of the lease; NOW, THEREFORE, BE IT RESOLVED, That due to the need for notfor-profit programs for Co-op City youth, young adults and adults that the lease approved by the Board on June 18, 2014 is

for 2081 Bartow Avenue is extended until January 31, 2025 at the rate of $3.00 a square foot commencing February 1, 2015 for the term of lease with a four month rent concession to defer, in part, the costs of renovations.

BE IT FURTHER RESOLVED, That Management is directed to take all necessary steps to carry out this Resolution and the President is authorized to sign all related documents.

YES: Berk, Cylich, F. Jones, Leslie, Taylor, Turner, Abdul-Wahhab NO: Atkins, Gordon, Johnson, O. Jones ABSENT FOR VOTE: Shapiro ABSENT: Graham, Owens, Peterson PASSED (See page 24 for more resolutions)

Important Notice to Shareholders of Building 18 Article SIXTH of your Occupancy Agreement provides, in part, that your lease automatically renews for an additional three (3) year period. You need to do nothing if you want your lease to extend for another three (3) year period. If you will be moving out at the end of your lease, notify Riverbay, in writing, Attention: Sales Support Office, 2049 Bartow Avenue, Bronx, NY 10475, ninety (90) days prior to lease expiration.

Building 18

Current Lease Expiration Date

New 3 yr.

Expiration Date

100 Alcott Place

Feb. 28, 2015

Feb. 28, 2017

Co-op City Times

Co-op City’s official newspaper serving the world’s largest cooperative community.

(718) 320-3300, ext. 3375 cctimes@riverbaycorp.com

Rozaan Boone Editor-in-Chief

Bill Stuttig

Associate Editor

Jim Roberts

Business Manager

Jennifer Piovanetti Operations Manager

Ralph Henriquez

Production Manager

The Co-op City Times welcomes issue-oriented letters to the editor to be considered for publication. All letters, in prose, not poetry, must be addressed to the editor, not to third parties. All letters must be handsigned by the writers and include their addresses and phone numbers, which will be kept confidential, so that the editor can verify the authenticity of the authors.

Writers will be limited to one letter per topic.

Anonymous or unsigned letters will not be accepted for publication.

Letters cannot exceed 350 words.

Ideally, they should be typed. All letters must be in the Co-op City Times office in Room 21, Bartow Community Center, by 3 p.m. every Monday to be considered for publication in that week’s edition. Views and opinions expressed in letters and Directors’ Viewpoint are solely the writer’s, and not necessarily shared by the Co-op City Times or Riverbay Corp.

Advertisements and classified advertisements in the Co-op City Times do not necessarily reflect an endorsement from Riverbay Corporation of goods and services, but present greater options to cooperators of products and services available.

The Riverbay Corporation does not assume any responsibility nor is it a party to any contract or agreement between the cooperator and the vendor.

All matter published herein is copyrighted by the Co-op City Times.

Permission for reprints of advertising or editorial contents produced by the Co-op City Times must be obtained in writing from Riverbay Corporation, 2049 Bartow Ave., Bronx, New York 10475.

If the Co-op City Times Was Not Delivered: Call 347-439-5632 on Saturdays ONLY, 9 a.m. - 1 p.m.

Public Safety Report

7

Co-op City Times / January 24, 2015

CCPD alerts residents of con games and scams

BY LIEUTENANT PAM APOLLO The Co-op City Department of Public Safety has become aware of a new series of scams that have apparently targeted residents of Co-op City. Scam artists are a very clever group of people. They take their knowledge of human nature and combine it with current information in an attempt to find new victims.

Recent studies have shown that certain types of scams especially internet scams increase every year. By being aware of potential scams, readers can reduce their chance of becoming a victim.

Some people may read about these scams and wonder how anyone could possibly fall for them. Scam artists are very persistent; they blanket a large number of potential victims until they find their prey. The internet has made it extremely easy for scam artists to target millions of potential victims with a single touch of a button. Telephone or regular mail scam artists work a little harder, but do eventually find their victim.

Bold scammers have even been known to approach their potential victim in person at their door or in a public place.

The latest scam I heard about and then actually received myself is a Pay Pal scheme. The email states that you are almost finished completing your registration for Pay Pal. The email looks legitimate and it asks you to enter your Pay Pal username and password. It then prompts you to enter your bank account number.

When you call the customer service number, it tells you to mail a Green Dot card to an address. A friend of mine did not realize there was a problem until that point. When I received the same email, I investigated the email right away as I was not trying to set up a Pay Pal account. Upon scrutiny, the email came from an email address at e.paypal.com, very close to the actual email. In any case, when you are doing business with a legitimate company, enter the website into your browser yourself, do not use search engine results or click on a link from an email. Pay Pal is a legitimate company which offers an extra level of protection for online payments, but a scammer pretending to be Pay Pal can be a real threat to your financial identity.

Although not necessarily a scam with malicious intent, some Co-op City residents may have received a group mailing offering insurance for water pipes between the New York City water main pipes and the pipes inside your home. Here in Co-op City, cooperators are not responsible for any of the water pipes. Any problem with the water pipes inside the home or between the buildings or townhouses and the New York City water mains will be repaired by Riverbay without cost. Sending out these mailings may not have been meant to defraud cooperators, but it is clearly a type of insurance which is not necessary. Cooperators are only required to have renters insurance for their Co-op City apartments. Renters’ insurance protects items within the apartment and against claims that might arise for damage caused by the cooperator.

Another type of scam we have seen either calls or texts someone’s phone and tells them that a family member is in danger unless they wire money to specified person. In most cases, the scammer does not even know who the victim or their family members are.

Many calls or texts are initiated until someone falls for the scam. Wiring money to someone you do not know is almost never a good idea. If something seems out of order notify authorities.

Another type of scam is a “sweepstakes” based scam. In this case, the victim receives a real looking check. New technology makes it possible for this forged check to appear realistic. The quality of the forged check is so realistic that it can even fool banks

or check cashing establishments. The problem comes in when the bank attempts to retrieve the funds associated with the check and finds that there are none. By this time, the victim may have already wired money to another state or country attempting to receive an even larger sum of money. Unfortunately, the victim may be responsible for the funds received from the fraudulent check. Remember, a legitimate contest or sweepstakes will never make you pay money to receive your prize.

Another scam involves a person claiming to be from a government agency claiming to have unclaimed funds belonging to the intended victim.

For a fee, the “government employee” can help you obtain these funds. While there are legitimate means of obtaining unclaimed funds, the government does not send employees out to solicit the owners of these fees. If you believe that you are entitled to unclaimed fees, seek out the New York State Attorney General’s office and find out how to proceed. Never pay anyone to help you to obtain these funds. The appropriate agency will provide assistance in this matter free of charge.

The mere mention of fraud somehow makes potential victims more likely to believe the scam artist. It is not impossible that a bank could call you in the event of fraud, but a legitimate bank employee would not ask you for your account number, Personal Identification Number or other personal data. If you receive a request like this, call your financial institution using a number you are sure belongs to your bank or inquire in person. Banks and other financial institutions are happy if their customers do not readily give out their banking information.

In order to protect yourself from these and other scams, realize that legitimate persons will never ask you for upfront fees to obtain a loan or receive a prize.

Be leery of a lender who is not concerned with your credit history. Hang up on any caller making a loan offer. Check a lender’s legitimacy with the New York

State Department of Banking or the Better Business Bureau. There are reputable lenders that can help you to consolidate your debt in order to make payments more manageable.

Those of you wishing to make donations to assist in the event of a legitimate emergency make sure that the agency to which you donate is legitimate. In the past, scammers posing as charities attempted to solicit donations for disasters. It is unfortunate, but this is unfortunately a fact of life. In some cases, it may be better to donate funds locally at your church, synagogue or religious institution. Be certain the charitable organization you select is in fact using the funds for the intended purpose. It is unfortunate that scammers will take advantage of a tragic situation.

If you fall victim to a scam, notify the New York State Attorney General at 1 (800) 771-7755 or www.oag.state.ny.us/ and the Federal Trade Commission at 1-877-382-4357 or www.ftc.gov/.

The Federal Bureau of Investigation has set up an Internet Crime Complaint Center (IC3) specifically for the purpose of reporting internet crimes. Their website is www.ic3.gov/.

School is open, DRIVE CAREFULLY. Never pass a stopped school bus with a STOP sign displayed or its red lights flashing. This means children are loading or unloading. Be aware of pedestrians and bike riders when operating a motor vehicle. Bike riders must refrain from riding bicycles near buildings and shopping centers. Bicycle riders must give pedestrians the same level of respect that they expect from motor vehicles. Everyone needs to share the road safely.

Never operate a motor vehicle if you have consumed alcoholic beverages. Always buckle your seatbelt; it will save your life in a serious collision. Avoid distractions and excess speed when driving; these are the two leading causes of collisions within New York State.

OPPORTUNITIES AT CO-OP CITY (Continued on page 8)

Tell your friends, relatives and employers about:

2049 Bartow Avenue, Bronx, NY 10475 • 718-320-3300 Riverbay Corporation is an equal opportunity employer.

For information on CONTRACT OPPORTUNITIES ONLY, please contact: Lenya Garcia at Lgarcia@riverbay corp.com; AND Barbara Penn at Bpenn@riverbaycorp.com. Please note that emails should be sent to both parties.

Please DO NOT email resumes for EMPLOYMENT OPPORTUNITIES to the aforementioned emails.

For EMPLOYMENT OPPORTUNITIES, please see bottom of the employment listings for specific directions.

CONTRACT SUMMARY

Contract 2959, Installation of Wood Floors and Vinyl Composite Tiles: Installation of wood floors and Vinyl Composite Tiles for vacant and occupied apartments.

Pre-bid Meeting: January 22, 2015 at 2:00 p.m.

Bids Due: February 10, 2015 at 2:00 p.m.

Bonding: Bonding is not required Insurance: Insurance is required Contract 2964, Towing Services: Provide towing

services for Riverbay Corporation.

Bids Due: February 3, 2015 at 2:00 p.m.

Bonding: Bonding is not required Insurance: Insurance is required

Contract #P745, Purchase of Convector Coils Bids Due: January 29, 2015 at 2 p.m.

Contract #P756, Purchase of Mirror Closet Doors Bids Due: January 29, 2015 at 2 p.m.

EMPLOYMENT OPPORTUNITIES

There are no employment opportunities this week. Please check back again next week.

Applications are given out at the following address from 9 a.m. to 4 p.m.: Riverbay Corporation Administration Office, 2049 Bartow Ave., Bronx, NY 10475; OR Resumes can be faxed to 718-3203672 with the Job Title and Job Reference # on the TOP RIGHT CORNER of the resume. *Riverbay Corporation is an Equal Opportunity Employer*

8

Get ready for an assessment and an increase Co-op City Times / January 24, 2015

Daryl Johnson

Our corporation is now having tremenpletely insane. Now, do you still believe that business anything or reducing our dous difficulty in trying to pay its bills. So, Director’s Viewpoint is being conducted in a proper manner with all of these budget. But, let's check out this new board has proposed a concept of how this board is currently change orders? Look, in general terms, a company issuing a one-time assessment charge and spending our money. places a bid on something. Then, a change order by First Vice President an increase to this entire community.

New Board Resolutions our employees is issued to jack up the price. "Oh, this Poor Oversight Let's look at a few board company had to do an additional this and that. So, I've written several articles that have outresolutions from last week's paper that won a majority we're getting a discount with these change orders from lined how management and this board went vote during a board meeting on January 14. As you're them," is a repeated explanation during our board down a self-destructive path of conducting reading, I would like for you to consider how you meetings. Thereafter, our board will simply rubberbusiness in an extremely poor manner. And, would vote on each of these resolutions. stamp that change order. Now, why do you think that now, this community will have to pay for 1. A resolution was made to offer a $100,000 salary this is happening? these lapses of good judgment and flat-out to a candidate to become an audit director. This candiBottom line: I am completely fed up with this power questionable business practices. Over the date received a B.S. in Business and Finance in 2011, plant. What we need to do is to bring in additional course of many years, this management and he recently obtained an M.S. in Business and sources of energy into our community. Thereafter, we company, along with the board's backing, Finance in 2013. We will have to pay a 20% agency need to make some extreme changes to this board and to made sure that they squeezed everything that they could search fee if this candidate is hired; the operations of this power plant. out of our corporation. And now, we're having an 2. A resolution for a change order in the amount of Close extremely difficult time in trying to pay our bills. But, $788,541.24 was made for a power plant expense to GE Please keep in mind that you can be evicted if you last week's paper showed how this board wants to raise Mobile Water, Inc. refuse to pay that assessment fee. So, we should focus on money from this community to pay for these awful busi3. Another resolution for a change order in the amount cutting out the waste here instead of issuing assessments ness practices. "The money that needs to be raised from of $338,421.55 was made for a power plant expense to and carrying charge increases. Thank you. shareholders could reach as high as $9 million," stated GE Betz; Questions or comments? Please send a message to: Cleve Taylor, President.

4. Then, another resolution for another change order Daryl Johnson, Riverbay Board Director, c/o Riverbay Raised from shareholders? in the amount of $59,302.77 was made for a power plant Corporation, 2049 Bartow Avenue, Bronx, NY 10475.

An Assessment Fee expense to Durr Mechanical Construction, Inc; Or, please send a message to me at darylhjohnson We have 72,666 rooms within our 15,372 apartments 5. Director Evelyn Turner submitted a resolution for a @optonline.net (Please double-check the spelling of in Co-op City. To raise $9 million, this board wants to $50,000 contribution, in unrestricted funds, from the this address). Also, please call me at 718-671-4544 if charge an assessment fee for each of these rooms.

Riverbay Corporation to the Riverbay Fund. Director you don't receive a response from your message. You Therefore, according to a new proposal, this board wants Turner also will be in charge of the Riverbay Fund. can also join me on Facebook by typing in: Daryl H. to charge everyone a $125 assessment fee for every room What do you think about these resolutions? What Johnson. inside of their apartment. So, if you have a 4½ room do you think about these tremendous change orders Okay, that’s it for now. So, please have a wonderful apartment, you will owe Riverbay an additional $562.50 for the power plant—$788,541.24, $338,421.55, and week. And, may God bless you and your family. as an assessment fee on top of your normal monthly car$59,302.77? Again, my opinion is that this is comThank you. rying charges. Now, let's do the math for this 4½ apartment so that we will be on the same page. So, we'll take 4½ (or 4.5) rooms and multiply it by $125, 4.5 x $125 = $562.50. In other cases, you will simply multiply the total number of rooms in your apartment by $125. Another Memorial set for the late Herbert Zydek part of this proposal will allow everyone to pay their assessment fee along with their regular carrying charges It is with deep sorrow and regret that we inform our friends and neighbors of the loss over a period of 3 months. So, in the above-cited examof one of our beloved and long-time residents in Building 24 – Mr. Herbert Zydek, who ple, a person that gets assessed a $562.50 fee will have to passed away on Thursday, January 15th at Calvary Hospital after a long and difficult pay an additional $187.50 a month for a period of 3 illness.

At the request of his spouse of 24 years, Judy Camacho, and the family, friends months. That is, $562.50 divided by 3 = $187.50 extra per month. Now, let's say that your regular carrying and neighbors are invited to attend a memorial service in Herbert’s honor on Saturday, charges are $950 a month for that 4½ room apartment.

January 31st beginning at 10:30 a.m. at the Trinity St. Paul’s Episcopal Church Then, you will have to pay $950 plus an additional (Anglican) located at 311 Huguenot Street, between Huguenot and Division Streets, New assessment fee of $187.50 for the next 3 months. In other Rochelle, NY 10801; Tel: 914-632-5368. At the conclusion of the service, there will be words, your carrying charges will be $950 + $187.50 = a repast at the church. We would like to express our condolences to his lovely, devoted $1,137.50 for the next 3 months. Crazy, huh? spouse, Judy, as well as to the family. Herbert, may you rest in peace.

Bottom line: Why should this community have to pay —Friends of the Zydek/Camacho families for the outrageous conduct of this board and this management company? This nonsense, in my opinion, is completely insane. Moreover, there is talk that this community might receive an assessment fee now and a carrying charge increase later on this year. On the other hand, not one thing has been placed in this paper about cutting

CCPD

(Continued from page 7)

Always remember, if you see something, say something. If you see suspicious persons in the garage or lurking near parked vehicles on the street, an auto crime could be taking place or be ready to happen, notify the authorities. Call 9-1-1 and the Department of Public Safety at (718) 671-3050 or online at www.ccpd.us. Callers may remain anonymous when giving information.

The Co-op City Department of Public Safety would like to thank all persons who have called in suspicious activity or sent information via our website. It is by your actions that the crime rate remains low and a high quality of life is maintained.

Co-op City Department of Public Safety (718) 671-3050 www.ccpd.us If you SEE something, SAY something!

9

Co-op City Times / January 24, 2015

Alssaro Counseling Services Behavioral Health Services Clinic

No Waiting List

Alssaro Counseling Services is a multi-lingual/multi-cultural behavioral health clinic that has been providing mental health services to the community of Westchester and Northern Bronx for the past decade.

We have been providing individual, couples, family, and play therapy.

We offer a full range of services to individuals ranging in ages from five years old to seniors. Here are some of the types of concern we specialize in: • Anger Management • Domestic Violence • Stress Management • Emotional Issues • Women's Issues • Crisis/Trauma • Psychiatric Evaluations/Medication Management Referrals • Anxiety • ADHD and many more.

• Conduct Disorder • Men's Issues • Childhood Abuse/Trauma • Depression

Currently, we offer a 12-week anger management program with certified specialists that are recognized by the National Anger Management Association (NAMA). The classes are offered individually and in group format. We can also provide classes in English and Spanish. Once the 12 weeks have concluded, and if the participates comply with all class requirements, they will receive a signed certificate of completion.

Most insurance plans accepted

We have Credentialed Alcoholism and Substance Abuse Counselors (CASAC) Reduced rates for those who are uninsured.

Hablamos Español

481 Main Street, New Rochelle

Accessible by Metro-North, MTA BX 30, BX 1, BX 23, BX 50 and Bee-Line 60, 61, 7, 30, 42, 45, 66, & 91.

There is plenty of street parking if arriving by car.

(914) 355-2440

Should you have any questions regarding our services, please don’t hesitate to contact us by phone at

info@alssaro.com or via e-mail at

www.Alssaro.com

For more information, you can visit our website at

10

Commemorating Reverend Dr. Martin Luther King, Jr. Co-op City Times / January 24, 2015

Francine Reva Jones

Dear cooperators, nation, as well as the creation of the Civil Rights Act of 1964 and the It seems odd that there is no Director’s Viewpoint Voting Rights Act of 1965. King longer a big birthday commemoreceived the Nobel Peace Prize in ration for Reverend Dr. Martin Secretary 1964, among several other honors.

Luther King, Jr. in our communiDr. King’s legacy was that of “love” ty. Several years ago, at cooperaand “service.” Today, Americans across our country celtors’ request, State Senator and ebrate King’s Day doing volunteer service for a worthy NYC Councilman Larry Seabrook cause. filled Dreiser Auditoriums A, B and C with folks from throughout On Monday, January 19th, I received a call from a the Bronx in celebration of cooperator who asked if there were any King Day celebrations in Co-op City. Councilman Andy King held King’s Day. Congressman Joseph his celebration on Thursday, January 15th, which was Crowley attracted a large conMartin Luther King’s birthday. In order to give stituent as well. This year, many Americans a longer weekend, most American holidays celebrated King’s Day with NYC are celebrated on a Monday, as opposed to the date of Councilman Andy King at his office in the Einstein the event or birthday. Monday, January 19th, was set Community Center. Councilman King opened the cereaside as the day to celebrate the Martin Luther King Jr. mony with an inspiring message, including his favorite holiday and I knew of no celebrations in our community. slogan: “People Pay Attention to People Who I felt disappointment in having to tell her that.

Participate.” Councilman King was honored with a plaque from the Co-op City Tennis Club headed by However, I did inform her of the events that I was Lorraine Rohlson. aware of, which was that many movie theaters throughI was pleased to be asked by Councilman King to out NYC were opening their doors for youth the view present my views on Dr. Martin Luther King, Jr. In the movie Selma free of charge. Also, the Abyssinian recalling Dr. King’s many accomplishments, the word Baptist Church in Harlem featured a daylong celebrathat I felt best described him is “preserve.” Dr. King pertion for youth and would conclude with a viewing and severed in his ability to educate himself and acquired a discussion of the movie Selma free of charge. In addition, the National Action Network organized a group to doctorate degree from Boston University. He persevered in educating others. His Christian faith directed visit the sites where citizens recently and tragically lost him to do the right thing and he persevered in the strugtheir lives. gle to organize, to be brave and bold enough to speak At the next meeting of the Community Relations “truth” to “power” to U.S. Presidents Kennedy and Committee, which I chair, the committee will discuss Johnson. His activism and perseverance played a pivthe possibility of presenting a Dr. Martin Luther King otal role in ending the legal segregation of AfricanDay celebration right here in our own community next American citizens in the South and other areas of the year. There will be an update as to the outcome of our

discussion and the approval by the Board of Directors.

Thank you, cooperator, for taking the time to call me.

Perfect Attendance Congratulations to the employees who were on the job every day during 2014. Each employee receiving this recognition was awarded a certificate for their outstanding contribution in service to their employer and to the community. That is real dedication. Keep up the good work!

Corporate Debt The Riverbay Corporation is in debt to the tune of nearly $9 million. There will be a Town Hall meeting in the very near future to discuss this matter with shareholders with a view toward seeking a resolution.

You and Your Health The Riverbay Safety Department sends out useful health information and these tips will help you decrease the risk of getting the flu.

• Wash your hands vigorously and frequently to get rid of germs.

• Cover your mouth or nose with a tissue when coughing or sneezing.

• Avoid placing your hands near your mouth, eyes, or nose.

• Don’t share drinks out of the same cup or glass.

• Maintain a healthy lifestyle - maintain a proper diet, rest and exercise.

I trust that this information will be helpful in getting you through the winter months without contracting the flu.

Contact me If you have questions or comments, feel free to contact me. I can be reached at: Francine Jones, Board of Directors, Riverbay Corporation, 2049 Bartow Avenue, Bronx, NY 10475 or call 718-671-5957.

Please Refrain From Littering in the Garages. There are Several Trash Cans on Every Level For Your Convenience. Keep Co-op City Clean! Thank you!

T

he perfect family, wedding or group vacation is a masterpiece that requires great artist’s touch.

Monica Smith is a master. Don’t consider booking your group or individual reservation, whether it’s air only, hotel packages, cruises, without talking to her!

Where are you going in 2015? Monica Smith has 25 years of experience booking and handling groups of all sizes. Whether you are looking to go to a Caribbean island, or hope to take a cruise in the Mediterranean next summer, you want the peace and comfort of knowing that every detail is handled by a professional who is available when you need her.

Want a great beach vacation this summer? I can help you plan a European vacation, a Caribbean vacation or an Alaskan cruise. Thinking of a destination wedding? I can help you to put all of this together.

We have payment plans and we are willing to work with whatever budget you come up with.

ALTOUR TRAVEL 1270 Avenue of the Americas, New York, NY 10020 TO CONTACT MONICA - PLEASE CALL 212-497-7674 or cell 646-515-8702

11

Co-op City Times / January 24, 2015

News from the Youth Committee

Youth Committee Update

Important Announcements For Parents American Museum of Natural History Lang Science Program 2015 Application Deadline: February 13th, 2015. Full scholarships available.

This program is looking for 5th graders (or homeschooler equivalent) in the five boroughs of NYC. Love science and can’t get enough of it Are able, willing and eager to commit to a 7–year program: 3 weeks every summer and 18 Saturdays per year.

Enjoy working collaboratively with others.

Students study the exhibits at the Museum and the work that scientist do, visiting labs and collections and hearing directly from the people during the research and much more!

Contact: http://www.amnh.org/Lang & http://bit.ly/Lang2015.

Community Initiative Meeting – P.S. 160. The Walt Disney School wants to develop an advisory board made up of representatives from the Co-op City community. This advisory board would benefit the needs of our school community. The board would come together to establish our school and community needs and then develop goals for the year. Call 718-379-5950 or email – kgray6@schols.nyc.gov.

Mayor DeBlasio Announces The New York City Children’s Cabinet This Cabinet will be chaired by Richard Buery, the Deputy Mayor for Strategic Policy Initiatives. The Cabinet will be composed of commissioners and directors from 20 different city agencies and mayoral offices. Regular meeting will be scheduled. Some of the Cabinet members area (ACS) Administration for Children Services – (DOC) Department of Correction-Education HHC-NYCHA Office of the First Lady of New York

City (FLONYC) & many more. This is a new partnership with Casey Family Programs to provide national expertise and support to the Children’s Cabinet.

These agencies will identify, and analyze individual and common areas of work that impact children’s safety and create an action plan to become child-safety focused. Contact pressoffice@cityhall .nyc.gov, 212-788-2958 for additional information.

The Youth Committee met on January 13. Visit us at facebook.com/ccyouth cmte.

The next upcoming event is Thursday, January 29, a town hall meeting from 6 – 9 p.m., Dreiser Auditorium. We would like for young people to attend and share what’s on their mind.

We discussed several ideas for the rest of the year such as a Talent Show; Fashion Show; a Sports Events inviting professional athletes to talk to youth (Networking with Fordham U); Bus Rides; Crafts Fair, etc. We will keep the community informed of the next event which will probably happen in April.

A special thanks to Coaches Ivor Bascom, Angelo DeLeon, Luis Moarin and David Torres for sharing information about their respective programs.

Our member Norma Jean Barnes shared information about her awesome Creative Movement Dance Classes for Children for ages 3 to 7 years old.

Please call the Chairman for contact information.

A special thanks to all who attended.

The next meeting is February 10, 7 p.m. in Room 26 – 2049 Bartow Avenue.

Would you like to present or have an idea for the Youth Committee? Please email, call or write: Evelyn M. Turner, Chairman, Youth Committee, 2049 Bartow Avenue, Bronx, NY 10475; eturner@riverbayboard.com; 917-3241033.

Follow Riverbay Fund on Facebook at www.facebook.com/riverbayfund and on Twitter at www.twitter.com/riverbayfund.

Parents! Having Trouble With College Funding?

Get Help with Completing forms and getting FREE money.

Call Paul NOW! For a FREE Consultation at 914-358-1700 or go to: www.sourcesforstudents.com

Riverbay Fund Update

MOVING IN THE RIGHT DIRECTION - THE RIVERBAY FUND, INC. CO-OP CITY YOUTH AND COMMUNITY ENRICHMENT CENTER We are proud to announce that we are getting closer to getting over a major hurdle - getting HUD staff to provide an "official waiver" to use the space at the former Bingo Hall for Youth & Community. In the meantime, our Little League has asked permission to use the space for their team members to prepare for the upcoming baseball season.

We are on the "radar" on all levels and most recently sent a letter to the Bronx Borough President to share our intent to request Capital funding. We have had conversations with our City Councilman, Andy King, Community Board 10 and state elected officials.

We are now waiting for a meeting date with our federal representative.

I am proud to announce that the ideas that cooperators shared at the Bingo Hall meeting during the Summer have been crafted into an awesome program. We are moving forward!

Thank you, cooperator Elizabeth Penn, who wrote, "It is a sad state of affairs when the cry of our youths to be acknowledged as part of a vibrant community are being heard as a burden and not a blessing." "Imagining a space in their own backyard is a mark of ownership in which their value will soar bringing this community to a higher standard; enriching every one and every thing." According to Ms. Penn, we must pay it forward! We must not quit!

Yes, we "majority" dare to believe that this dream will become a reality and have a willingness to continue to roll up our sleeves and roll with the "real verbal punches." Many thanks to the Riverbay Corporation/Fund Board members, Counsel and staff who continue to support this effort.

Cooperators, your continued prayers, input, and support letters are needed and appreciated.

"I will give you words of wisdom that none of your adversaries will be able to resist or contradict." —Luke 21:15 —Evelyn M. Turner, LCSW President, Riverbay Fund

12

Commiting ourselves to action Co-op City Times / January 24, 2015

Our President, Cleve Taylor, has committed the Riverbay Corporation to major actions that did not happen under the leadership of the past two (2) Presidents of the Corporation.

Number one (1) - moving ahead with ensuring that we interview management companies to manage Co-op City.

Number (2) - bringing closure to labor practices by Riverbay employees, during the “on-site” management of Marion Scott Realty which will cost all of us millions of dollars inclusive of legal fees. Simply put, we have employees and ex-employees who not only sued the Corporation, but won money.

Information on the departments who will benefit from this lawsuit will eventually be made public. Information on who was supervising these employees and why did things get so out of hand has to be shared.

The bottom line is that an assessment and/or a carrying charge increase or severe cuts in the budget will be forthcoming. Board Meetings are being held on a frequent basis to decide the best way to proceed.

The Corporation does not have the option of borrowing money at this time.

Evelyn Turner

Director’s Viewpoint

It appears that a one (1) time assessment – meaning increasing your carrying charge for a designated number of months, may be the best plan. How much per room and the number of months assessed is to be decided.

We will also be planning an Open Board Meeting so that you will have a clear understanding of what happened and why. If it’s an assessment, payment of the increase is mandatory. Please write and share your opinions or solutions.

Flooring I have been informed by a cooperative that an apartment floor was left in “pristine” condition however, the floor was still removed. In my opinion, this practice has created a “gold mine” for contractors and will be on the list for the selected management company to

evaluate. We should be able to decide floors that should be removed due to poor house-keeping and wear and tear from those that are in excellent condition. If the concern is asbestos, then why not check with the Cooperator prior to a move out. Why wait?

Inclement Weather Thanks, cooperator I.F. for calling early Sunday, January 18, to inform me of the hazardous icy conditions. Almost immediately, calls were made to all cooperators. Many thanks to the Riverbay staff for braving the elements to salt areas to the best of your ability.

A Day of Service – Dr. Martin Luther King’s Birthday As a living testimony that change is possible, one who resented segregation, I would like to personally commend all individuals, clubs and organizations who participated in events across our great city and state to honor the legacy, philosophy and teaching of Dr. King.

The thing I admire so much is seeing young people of all colors and ethnicities celebrating together. Adults are encouraged to tell your story to the young people in your family about how you got over. Share your story about

what was happening in the North during the time African Americans were struggling in the South (1950s’ – 1960s’). How did you deal with breaking down barriers to get union jobs or join a union, or obtain management jobs as civil servants?

Dr. King asked adherence to “the deepest principles of our Christian faith. Love must be our regulating ideal.” “We must not become bitter and end up hating our white brothers.” “If you will protest courageously, and yet with dignity and Christian love, when the history books are written in the future generations, the historians will have to pause and say, ‘There lived a great people – a black people – who injected new meaning and dignity into the veins of civilization’.”

We demanded the “ballot” and got it.

What are we doing with it today? We still have some difficult days ahead with this generation. Happy birthday, Dr. Martin Luther King!

I may be reached at: Eturner@riverbayboard.com – Write me at: Evelyn M. Turner, Riverbay Board Director 2049 Bartow Avenue, Bronx, NY 10475; 718-320-8088.

Let us know… If you have news you’d like to share with your neighbors, please give us a call at (718) 320-3300, Ext. 3375/6; email: cctimes@riverbaycorp.com or fax (718) 320-2595.

13

Co-op City Times / January 24, 2015

Riverbay President addresses shareholders regarding financial statement

Dear Shareholders of the Riverbay Corporation: On behalf of the Riverbay Corporation’s Board of Directors, we are pleased to present you with your audited 2014 Financial Statements. They were prepared by the Certified Public Accountants Marks Paneth LLP for the period when Riverbay Corporation was under the Management of Marion Scott Real Estate, Inc. As a stockholder in the Riverbay Corporation and resident of Co-op City, your investment and carrying charges may represent your largest expense and

you are entitled to this important document. The Financial Statements track all of the money that we have collectively invested into Co-op City. Contained on these pages you will be able to see the following: • Balance Sheet - Assets, Liabilities and Shareholders Deficit • Statement of Operations and Comprehensive Loss (Income Statement) – Revenue, Expenses, Mortgage Interest and Comprehensive Losses • Statement of Shareholders Deficit – Accumulate Deficits and Total Shareholders Deficits • Statement of Cash flow – Cash and Cash Equivalents, End of Year (important) These four statements are very important and I recommend that you take the time to review it slowly and seek the review of your accountant, tax preparer or knowledgeable family member or neighbor. The Board of Directors and myself will be available to the Presidents

of the Building Association for meetings with the shareholders.

On the last page – Schedule of Other Revenue and Operating Expenses – please note 2014 Payroll Expenses are high and may have to be restated higher (in real terms) after lawsuits are settled.

Also, based on those statements, we may have to place Riverbay pension obligations under review.

Unfortunately, Management left Co-op City with very little cash on the 2014 Balance Sheet - $900,000. This was only achieved by deferring payables and expenses of $1,200,000 incurred in fiscal 2014 to fiscal 2015.

To keep it plain and simple, revenue (i.e. carrying charges and garage fees) has to keep up with expenses. Therefore the balance sheet suffers as cash goes down and liabilities go up.

In June 2014, the “new Board of Directors” took steps to stop this trend and start the reversal of this 15 year

slide. However, the loss of $58 million from the balance sheet will not occur overnight. These funds will have to be replenished carefully and under the stewardship of the cooperators.

The first-time mailing of your financial statements will occur in February, 2015. It is important as Shareholders that you receive your financial statement on bonded paper and keep this permanent record of your company for comparative purposes.

Once again, I thank you for your support of affordable housing in the world’s largest cooperative development.

Respectfully Yours,

Cleve Taylor President, Riverbay Corporation

RIVERBAY CORPORATION

Financial Statements

Independent Auditor’s Report

March 31, 2014 and 2013

To the Board of Directors of Riverbay Corporation, We have audited the accompanying financial statements of Riverbay Corporation ("the Company"), which comprise the balance sheets as of March 31, 2014 and 2013, and the related statements of operations and comprehensive loss, changes in shareholders' deficit, and cash flows for the years then ended, and the related notes to the financial statements.

Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error.

Auditors' Responsibility Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America.

Those standards require that we plan and perform the audit to obtain reasonable

assurance about whether the financial statements are free from material misstatement.

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements.

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.

Opinion In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of Riverbay Corporation as of March 31, 2014

Table of Contents Independent Auditor’s Report Balance Sheets - March 31, 2014 and 2013 Statements of Operations and Comprehensive Loss For the Years Ended March 31, 2014 and 2013 Statements of Changes in Shareholders' Deficit For the Years Ended March 31, 2014 and 2013 Statements of Cash Flows For the Years Ended March 31, 2014 and 2013 Notes to Financial Statements

Page 1-2 3-4 5 6

7

8-22

SUPPLEMENTAL INFORMATION: Schedules of Other Revenues and Certain Operating Expenses - For the Years Ended March 31, 2014 and 2013 23 Schedule of Future Major Repairs and Replacements (Unaudited) for the Year Ended March 13, 2014

24

and 2013, and the results of its operations and its cash flows for the years then ended, in conformity with accounting principles generally accepted in the United States of America.

Our audit was conducted for the purpose of forming an opinion on the basic financial statements as a whole. The supplemental schedule of other revenues and certain oper-

ating expenses for the years ended March 31, 2014 and 2013 (Schedule 1), which is the responsibility of management, is presented for purposes of additional analysis and is not a required part of the financial statements. Such information, except for that portion marked "unaudited," was (Continued next page)

RIVERBAY CORPORATION Balance Sheets (rounded to nearest thousand) March 31,

ASSETS

14

Co-op City Times / January 24, 2015

(Continued from preceeding page)

RIVERBAY CORPORATION Financial Statements

RIVERBAY CORPORATION Balance Sheets (rounded to nearest thousand) March 31, Liabilities and Shareholders’ Deficit 2014

LIABILITIES: Mortgage loans payable 604,774,000 Accrued mortgage interest payable 1,210,000 Accounts payable and accrued expenses 29,382,000 Security deposit payable 920,000 Accrued pension liabilities 20,304,000 Self insurance liabilities 16,085,000 Deferred revenue 863,000 673,538,000

SHAREHOLDERS' DEFICIT: Class A common stock, par value $27.78 per share; 3 shares authorized, issued and outstanding Class B common stock, par value $27.78 per share; 1,307,988 shares authorized; 1,307,412 shares (2014) and 1,306,899 shares (2013)) issued and outstanding 36,314,000 Deferred shareholders’ equity (9,928,000) Additional paid-in capital 220,407,000 Accumulated other comprehensive loss - pension (13,137,000) Accumulated deficit (484,111,000) (250,455,000) TOTAL LIABILITIES AND SHAREHOLDERS' DEFICIT

$ 423,083,000

2013

618,195,000 1,236,000 29,938,000 919,000 21,024,000 16,084,000 1,317,000 688,713,000

Statements of Operations and Comprehensive Loss (rounded to nearest thousand) For the Years Ended March 31,

2014 REVENUES: Tenant - shareholders' carrying charges $181,347,000 Garage rentals 8,807,000 Shopping center lease income 4,302,000 Interest income 368,000 New York State Energy Research and Development Authority (NYSERDA) income Electrical power income 1,472,000 Other 8,965,000 205,261,000

$175,553,000 8,748,000 4,253,000 191,000

75,536,000 46,244,000 18,380,000 12,602,000 4,335,000 11,731,000 8,280,000 177,108,000

73,402,000 42,195,000 16,739,000 13,007,000 2,609,000 10,386,000 6,684,000 165,022,000

28,153,000

34,495,000

INCOME BEFORE DEPRECIATION AND AMORTIZATION

20,339,000

44,571,000

7,814,000

(10,076,000)

NET LOSS

18,692,000

21,418,000

(10,878,000)

( 31,494,000)

1,998,000

( 5,958,000)

OPERATING EXPENSES: Payroll Utilities Buildings maintenance and repairs Real estate taxes Insurance and risk management Power plant operations and maintenance General, administrative and other expenses INCOME BEFORE MORTGAGE INTEREST, DEPRECIATION AND AMORTIZATION,

36,303,000 ( 6,642,000) 214,009,000 ( 15,135,000) ( 473,233,000) ( 244,698,000)

$444,015,000

MORTGAGE INTEREST DEPRECIATION AND AMORTIZATION

OTHER COMPREHENSIVE INCOME (LOSS) - PENSION COMPREHENSIVE LOSS

RIVERBAY CORPORATION Statements of Changes in Shareholders’ Deficit (rounded to nearest thousand) For the years Ended March 31, 2014 and 2013

Report

$(8,880,000)

2013

600,000 1,208,000 8,964,000 199,517,000

$( 25,536,000)

(Cont’d from previous page)

derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. That information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, that information is fairly stated in all material respects in relation to the financial statements as a whole. The supplemental schedule of future repairs and replacements (unaudited) (Schedule 2) has not been subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we do not express an opinion or provide any assurance on it.

Signed Marks Paneth, LLP New York, NY, Dated 9/11/2014 (rounded to nearest thousand) March 31, 2014 and 2013 NOTE 1: ORGANIZATION Riverbay Corporation (the "Company") is a limited profit housing company organized under the Private Housing Finance Law of the State of New York (the "State") for the purpose of owning, maintaining, and operating the low and middle-income cooperative housing development known as Co-op City, located in the Bronx. Certain aspects of the Company's operations are regulated by the NewYork State Division of Housing and Community Renewal (the "DHCR") pursuant to provisions of the Private Housing Finance Law. On November 28, 2012, the Company refinanced its existing debt (see Note 5) under Sections 207/223(1) of the National Housing Act. In connection with the refinancing, certain operating policies of the Company are supervised by the U.S. Department of Housing and Urban Development ("HUD") in accordance with its regulatory agreement.

Notes to Financial Statements

(Continued next page)

15

Co-op City Times / January 24, 2015

RIVERBAY CORPORATION Financial Statements RIVERBAY CORPORATION Statements of Cash Flows (rounded to nearest thousand) For the years Ended March 31,

(Continued from preceding page)

Notes to Financial Statements

NOTE 2: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Property, Buildings and Equipment Property, buildings and equipment are recorded at cost and are depreciated over their estimated useful lives on a straight-line basis, as follows: Buildings 50 years Building equipment 10-50 years Furniture and equipment 5 years Repairs and maintenance costs are expensed as incurred.

The New York State Housing Finance Agency (the "HFA") assumed a substantial share of the cost of correcting defects in the original construction of Co-op City. The Company classified the cost of correcting these defects as either a capitalized cost or a building repair based on the nature of the expenditure. On September 30, 2004, the Company entered into a settlement agreement with HFA which effectively reduced its debt to provide for its share of correcting the original construction defects. Accordingly, on September 30, 2004, the net book values of the original buildings were offset against the debt reduction in the amount of $92,604,000.

Cash and Cash Equivalents and Concentrations of Credit Risk The Company considers all short-term, highly liquid investments that are readily convertible to known amounts of cash, and that are so near in maturity that there is insignificant risk in change of value due to changes to interest rates to be cash equivalents. Financial instruments that potentially subject the Company to concentrations of credit risk consist of cash and cash equivalents accounts in financial institutions. At March 31, 2014, substantially all of the Company's cash was in three major banks and subject to FDIC's limit of $250,000 per depositor per insured bank. As of March 31, 2014 and 2013, the balances in the cash and cash equivalents accounts were in excess of federally insurable limits by approximately $2,285,000 and $4,694,000, respectively.

In addition, the mortgage escrow deposits and reserves which are held by the lender are federally insured up to $250,000. As of March 31, 2014 and 2013, the balances in the reserve funds and mortgage escrow deposits were in excess of federally insurable limits by approximately $58,335,000 and $65,732,000, respectively.

Accounts Receivable and Allowance for Uncollectible Amounts Accounts receivable are recorded at net realizable value representing the carrying amount less allowance for uncollectible amounts. The Company uses the allowance method

to account for uncollectible accounts receivable. Under the allowance method, an estimate of uncollectible receivable is made based on historical experience and review of individual accounts receivable.

Common Stock Class B common stock is owned by the tenant-shareholders of the Company. The Company, acting as an agent for the departing tenant-shareholder, pays the departing tenantshareholder his or her original purchase price plus a small appreciation in equity, only after it receives payment for the stock from a new tenant-shareholder.

The selling price of the Company's stock to be charged to new entering tenant-shareholders has been determined by the Board of Directors and has been periodically increased.

The amount received in excess of the par value is credited to additional paid-in capital. At March 31, 2014, the selling price is $4,500 per room. Tenant-shareholders that transfer apartments during the year, the transferring shareholder is required to pay the current equity for any unit into which they desire to transfer.

The stock purchased from departing tenant-shareholders, whose apartments are considered unsalable because of construction-defect damage, is being held by the Company until the apartment is restored to salable condition and resold.

Common stock Class A is not owned by tenant-shareholders. Each share has the same voting and distribution rights as each share of Class B common stock Accumulated Other Comprehensive Loss Accumulated other comprehensive loss consists of the excess of projected pension plan benefits over fair value of plan assets, unrecognized actuarial gains and losses and unrecognized prior service costs.

Post Retirement Benefit Plans The Company is a sponsor of defined benefit pension and other postretirement benefit plans (collectively, postretirement benefit plans) and is required to recognize the funded status of its postretirement benefits plans in the statements of financial position, measure the fair value of plan assets and benefit obligations as of the date of the fiscal year-end statements of financial position, and provide additional disclosures.

Carrying Charges Tenant-shareholders are subject to monthly assessments to provide funds for the Company's operating expenses, future capital acquisitions, and major repairs and replacements. Carrying charges are subject to DHCR's approval.

The DHCR approved an annual carrying charge increase of 1% and 3% increase effective October 1, 2013 and 2012, respectively.

Insurance Effective February 1, 2009, the Company changed its insurance coverage so that its general liability insurance program provides standard insurance coverage for risks in excess of $150,000, decreased to $100,000 in 2011.

Provision is made currently for the estimated cost of incurred claims below such limits, based on an actuarial review. The actuarial review provides for projections and analysis which rely on methods and assumptions that are in accordance with standard actuarial practice. Such projections and analysis are generally based on industry loss development factors from loss and exposure information provided by the Company to the actuary instead of the Company's historical loss development patterns.

As of March 31, 2014 and 2013, $15,900,000 and $15,850,000, respectively, has been accrued relating to estimated claims expense below policy coverage.

As of March 31, 2014 and 2013, $185,000 and $234,000, respectively, has been accrued relating to estimated claims expense above workers' compensation policy coverage. The Company was also required to establish a letter of credit in the amount of $132,000, which is secured by restricted investments of $121,000 held by the bank as collateral on its workers' compensation policies. Because of inherent uncertainty involved in estimating the loss on claims, especially the estimate of claims not yet made, it is reasonably possible that the Company's estimate of the loss will change materially in the near term. The amount of such change cannot be estimated.

Shareholders' Deficit As stipulated in the cooperative agreement, the Company is allowed to apply a respective shareholders' equity balance (Continued next page)

16

Co-op City Times / January 24, 2015

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements against unpaid account receivable balances. As of March 31, 2014 and 2013, such shareholders' equity, so applied, amounted to approximately $3,039,000 and $2,506,000, respectively.

Deferred Shareholdersâ&#x20AC;&#x2122; Equity During fiscal year 2012, the Company provided an incentive program for its new shareholders. Effective January 2014, the Company reduced the allowable deferred percentage from 75% to 65% of the purchase price over the next seven years. The Company charges a 5% premium on the outstanding equity balance.

Such premiums are being amortized over the same term. For the years ended March 31, 2014 and 2013, approximately $341,000 and $148,000, respectively, was recognized as interest income in the accompanying financial statements. As of March 31, 2014 and 2013, the outstanding balance of deferred shareholders' equity amounted $9,928,000 and $6,642,000, respectively, which is included in the shareholders' equity of the accompanying financial statements.

Accounting for Uncertainty in Income Taxes The Company recognizes the effect of income tax positions only when they are more likely than not of being sustained. Management has determined that the Company had no uncertain tax positions that would require financial statement recognition or disclosure. The Company is no longer subject to audits by the applicable taxing jurisdictions for periods prior to March 31, 2011.

Revenue Recognition The Company's revenue is derived primarily from the collection of carrying charges and other resident shareholder charges related to operating a residential housing cooperative.

Revenue is recognized on an accrual basis in accordance with resident shareholder agreements.

The Company has recognized contributions received from the Assisted Multi-Family Building Program (AMP), approved by the New York State Energy Research and Development Authority (NYSERDA) for the installation of energy conservation measures when received, rather than over the period for which the Company will recognize the depreciation expense related to the costs of the energy conservation measures. The Company has no obligation to maintain the energy conservation measures in place and management believes that the cost of the energy conservation measures did not exceed its benefits, even if the AMP/NYSERDA contributions are not considered.

Fair Value of Measurements FASB ASC 820, "Fair Value Measurements," provides the framework for measuring fair value. That framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). The three levels of the fair value hierarchy under FASB ASC 820 are described as follows: Level 1 - Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Plan has the ability to access.

Level 2 - Inputs to the valuation methodology include: quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in inactive markets; inputs other than quoted prices that are observable for the assets or liability; inputs that are derived principally from or corroborated by observable market data by correlation or other means.

If the asset or liability has a specified (contractual) term, the Level 2 input must be observable for substantially the full term of the asset or liability.

Level 3 - Inputs to the valuation methodology are unobservable and significant to the fair value measurement.

The asset or liability's fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement.

Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs.

Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Accordingly, actual results could differ from those estimates.

HUD Financial Statement Presentation Due to the HUD refinancing described in Note 5, additional separate financial statements, footnotes, and supplemental information has been prepared and issued for The Riverbay Corporation in order to conform with HUD financial statements requirements, which differs from the historical annual financial statements. The presentation of these financial statements represents the financial statements as historically presented. It is the Company's intention to issue both presentations, HUD and historical, going forward.

Reclassifications Certain accounts in the prior year financial statements have been reclassified for comparative purposes to conform with the presentation in the current year financial statements.

NOTE 3: RESTRICTED CASH, CASH EQUIVALENTS The Company has a number of restricted funds which are designated for specific purposes and may require HFA, DHCR, or HUD approval to disburse. The funds are primarily invested in short-term bank certificates of deposit or money market funds and are summarized below. The amounts presented include cash and cash equivalents and accrued interest thereon. The following amounts are included in other assets of the accompanying financial statements.

Money market and other funds held as collateral Certificates of deposit

March 31, 2014 2013 $ 15,000 $ 265,000 121,000 121,000 $ 136,000 $ 386,000

NOTE 4: MORTGAGE REFINANCING COSTS Deferred mortgage costs are amortized over the term of the related mortgage.

2014 Cost Less: accumulated amortization Net intangible

March 31,

$3,649,000 (139,000) $3,510,000

2013

$3,649,000 (35,000) $3,614,000

For the year ended March 31, 2014 and 2013, amortization expense is $104,000 and $35,000, respectively. In connection with its November 28, 2012, mortgage refinancing the Company wrote-off approximately $2,835,000 of pre-existing mortgage financing costs, which is recorded in mortgage interest expense.

Estimated future amortization for the next five years, not taking into consideration any changes in deferred costs, as of March 31, 2014, is as follows: For the Year Ending March 31, 2015 $104,000 2016 104,000 2017 104,000 2018 104,000 2019 104,000

NOTE 5: MORTGAGE DEBT On June 15, 2011 the Company entered into a new mortgage loan agreement to refinance its existing loan with NYCB in the maximum amount of $555,000,000. The first mortgage loan in the amount of approximately $534,719,000 matures in fifteen years. Payments of principal and interest began on August 1, 2011 with an interest rate of 5.75% based on a 30year amortization schedule. In addition, the Company was entitled to draw down a maximum amount of approximately $20,281,000 to finance the construction of building and other capital improvements. In connection with the refinancing described below, the loan with NYCB and any other obligations associated with this debt, including deferred interest expense of approximately $1,641,000; resulting from the straight-lining of interest rate increases, have been fully satisfied.

On November 28, 2012, the Company entered into a new mortgage agreement with Wells Fargo Bank, N.A. to refinance its existing loan in the amount of $621,500,000. The entire principal balance is insured by three different government agencies as follows: $551,500,000

by Federal Housing Administration (FHA), $55,000,000 by State of New York Mortgage Agency ("SONYMA"), and $15,000,000 by New York City Housing Development Corporation. The loan bears interest at a rate of 2.4% per annum.

Commencing January 1, 2013, monthly installments of principal and interest are due. In accordance with the loan agreement, monthly payments, until the entire unpaid principal balance is fully paid are as follows: January 2013 - March 2015 $ 2,343,000 April 2015 - November 2016 2,231,000 December 2016 - February 2017 2,219,000 March 2017 - November 2017 2,206,000 December 2017- June 2021 2,185,000 July 2021 -January 2023 2,170,000 February 2023- December 2047 2,163,000 The loan matures on December 1, 2047, at which time any remaining principal and accrued interest thereon shall be due. The loan is collateralized by the underlying property and any improvements thereon.

Estimated annual principal mortgage payments for the next five years are as follows: For the Year Ending March 31, 2015 $ 13,747,000 2016 12,722,000 2017 12,971,000 2018 12,961,000 2019 13,104,000 Upon five years from endorsement of the loan and with prior written notice, the remaining principal balance may be prepaid in whole or in part. Prepayment of the loan is subject to a prepaid premium in accordance with loan agreement.

The Company is required to pay an annual mortgage insurance premium to FHA equal to 0.45% of the outstanding principal balance on each anniversary date of January 1.

Monthly amounts of $233,000 are being paid by the company to the lender, and the lender agrees to make the annual payment directly to FHA. In connection with the SONYMA insurance of $55,000,000, the Company is required to pay an annual mortgage insurance premium ("MIP") to SONYMA equal to 0.5% of the SONYMA insurance for as long as the SONYMA insurance is intact. In addition, HDC is entitled to an annual maintenance fee equal to 0.5% of HDC's guaranty of $15,000,000 for as long as HDC's guaranty is intact. Both SONYMA's MIP and HDC's maintenance fee are (Continued next page)

17

Co-op City Times / January 24, 2015

RIVERBAY CORPORATION Financial Statements (Continued from preceeding page)

Notes to Financial Statements paid monthly by the Company and are held in escrow by the lender, and the lender agrees to make the annual payments directly to SONYMA and HDC, respectively.

In accordance with the loan agreement, the Company was required to make an initial deposit to a replacement reserve account with the lender in the amount of $38,430,000, which is to be used to fund approved capital projects. In addition, the Company is required to make monthly contributions of $175,000 to the replacement reserve account. As of March 31, 2014 and 2013, the balance in the replacement reserve account was $35,018,000 and $38,363,000, respectively. All the requisitions are subject to approval and verification by the lender, DHCR, and HUD. HUD reserves the right to inspect the progress and quality of work performed. In addition, the Company was required to deposit an aggregate amount of $28,977,000 with the lender into various escrow accounts to be used exclusively for critical and non-critical repairs, general operating reserves, violations, SONYMA's mortgage insurance, and HOC's maintenance fee, all specifically identified by HUD. Monthly deposits to these escrow accounts total $233,000. As of March 31, 2014 and 2013, the balance in the other escrow accounts totaled, $21,562,000 and $24,513,000, respectively. Disbursements from these funds are restricted to specific performance as defined in the loan agreement, and are subject to approval of the lender and HUD. The Company is also required to make monthly escrow deposits with the lender. Such amounts are determined by the lender to ensure sufficient funds are available to pay real estate taxes and insurance.

As of March 31, 2014 and 2013, the balance in the escrow deposit accounts totaled, $2,214,000 and $3,106,000, respectively.

NOTE 6: INCOME TAXES The Company is subject to Federal income taxes, but is exempt from New York State and City corporation tax as the corporation is organized under Article II of the Private Housing Finance Law. Deferred income taxes relate to the differences arising from the different accounting methods for reporting the basis used for financial reporting and income tax for assets and liabilities using enacted tax rates in effect in the years in which the differences are expected to reverse. The primary temporary differences are depreciation, rent, bad debts, insurance, and net operating losses. The Company also has a deferred tax asset based on its net operating loss carryforward.

The significant components of the Company's net deferred tax asset are summarized as follows: March 31, 2013 2014 Gross deferred tax asset $ 67,886,000) $ 58,895,000 Valuation Allowance ( 67,886,000) ( 58,895,000) Net deferred tax asset $$Realization of deferred tax assets is dependent upon future taxable income, the timing and amount of which are uncertain. As a result of management's evaluation of the Company's ability to generate future taxable income that would be offset by its net operating loss carry forwards, the valuation allowance against its deferred tax asset was adjusted to $67,886,000.

At March 31, 2014, the Company has available operating loss carry forwards of approximately $154,583,000 for income tax purposes of which approximately $94,127,000 represents patronage and $60,456,000 represents non-patronage that expire between 2014 and 2034. Approximately $42,418,000 of these amounts expire in 2014 through 2018, if not utilized.

NOTE 7: PENSION PLANS The Company maintains two defined benefit pension plans covering its nonunion employees and unionized security personnel, and participates in several multiemployer pension plans covering all other unionized employees.

The Riverbay Corporation Retirement Plan (herein referred to as the "Management Plan") covers nonunion employees. Benefits are based on years of service and the employee's compensation during the last five years of employment. The Company funds an annual amount which satisfies the minimum requirement for the Employee Retirement Income Security Act of 1974 ("ERISA"). The Management Plan's assets are invested with an insurance company.

The Riverbay Corporation Co-op City Security Department Pension Plan (herein referred to as the "Security Plan") covers unionized security personnel. Benefits are based on years of service applied to a flat-benefit formula. The Company funds an annual amount which satisfies the minimum requirement of ERISA. The Security Plan's assets are invested with an insurance company.

The information presents the funded status as of March 31, 2014 and 2013: Management Plan 2014 2013 Obligation and Funded Status Fair value of plan assests, end of year Projected benefit, end of year Funded status

$22,568,000 $39,734,000 $ (17,166,000)

Security Plan 2014 2013

$21,335,000 $6,709,000 $6,177,000 $38,563,000 $9,847,000 $9,973,000 (17,228,000)) $(3,138,000) $( 3,796,000)

Amounts recognized in the statement of financial position consist of:

Accrued pension liabilities

Management Plan Security Plan 2014 2013 2014 2013 $(17,166,000) $( 17,228,000) $(3,138,000) $( 3,796,000)

Additional information for the years ended March 31, 2014 and 2013 follows: Management Plan Security Plan 2014 2013 2014 2013 Employer contributions $1,935,000 $1,909,000 $599,000 $980,000 Benefits paid, including expenses $2,702,000 $2,783,000 $804,000 $161,000 The net periodic benefit cost recognized for the years ended March 31 was:

Service cost Interest cost Expected return on plan assets Amortization of prior service cost Amortization of net (gain) loss Net periodic benefit cost

Management Plan 2014 2013 $2,254,000 $2,499,000 1,536,000 1,713,000 (1,365,000) ( 1,517,000) 20,000 21,000 497,000 777,000 $2,942,000 $3,493,000

Security Plan 2014 2013 $493,000 $492,000 402,000 390,000 (397,000) ( 401,000) 371,000 396,000 $869,000 $877,000

The table below reflects the net gain (loss) and amortization of prior service cost recognized in other comprehensive income for the years ended March 31, 2014 and 2013, respectively.

Management Plan 2014 2013 $ (1,049,000) $ (5,838,0000

Security Plan 2014 2013 $ (929,000) $ (98,000)

Net loss (gain) Amortization of prior service cost (20,000) (21,000) Amount recognized in other comprehensive income $ (1,069,000 ) $ ( 5,859,000) $ (929,000) $ (98,000) The table below reflects the amounts recognized as changes in shareholders deficit arising from the Companyâ&#x20AC;&#x2122;s pension plans at March 31, 2014 and March 31, 2013, respectively that have not yet been recognized in net periodic pension cost: Management Plan 2014 2013 Unrecognized actuarial loss $ 393,000 $ 474,000 Unrecognized prior service cost 20,000 20,000 Total $ 413000 $ 494,000

Security Plan 2014 2013 $ 271,000 $ 374,000 $ 271,000 $ 374,000

The estimated net loss and prior service cost for the management plan that will be amortized from accumulated other comprehensive income into the net periodic benefit cost over the year ending March 31, 2014 and 2013, are $393,000 and $474,000, respectively.

The estimated net loss and prior service cost for the security plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost over year ending March 31,2014 and 2013 are $271,000 and $374,000, respectively.

The Company's pension plans' weighted-average asset allocations at March 31, 2014 and 2013 by asset category are as follows: Management Plan Security Plan 2014 2013 2014 2013 Asset Category Equity securities 66.00% 52.00% 67.00% 54.00% Debt securities 33.00% 48.00% 13.00% 18.00% Other (cash and cash equivalents) 1.00% 0.00% 20.00% 28.00% Total 100.00% 100.00% 100.00% 100.00% Following is a description of the valuation methodologies used for assets measured at fair value. There have been no changes in the methodologies used at March 31, 2014 and 2013.

Separate Accounts Separate accounts are proprietary to Mass Mutual Financial Group (the "Custodian") for the Management and Security Plans, and invest exclusively in the underlying mutual fund traded on an established market. The separate accounts begin with a price as determined by the custodian and the number of units issued is calculated to match the current fair market value of the underlying mutual fund holdings. The rate of return of each will be consistent with the market, taking into account any expenses.

General Investment Account General investment account primarily consists of assets that support the insurance and retirement income products of the Custodian to the Management and Security Plans. The general investment account has a conservative investment strategy consisting of primarily bond holdings and debt instruments issued by governments, corporations, and other entities.

The general investment account is valued at fair value by discounting the related cash flows based on changes in annual interest rates of similar instruments with comparable durations.

The preceding methods described may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, although the Plan believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date.

The following table sets forth by level, within the fair value hierarchy, the Plan's assets at fair value as of March 31, 2014.

(Continued next page)

18

Co-op City Times / January 24, 2015

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements

Management Plan’s Assets at Fair Value Level 1 Level 2 Level 3 Total

Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

-

Total separate accounts Total Assets at Fair Value

-

-

Level 1 Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

$ 8,814,000 $ 3,515,000 $ 1,432,000 $ 4,586,000 $ 4,194,000

-

$ 8,814,000 $ 3,515,000 $ 1,432,000 $ 4,586,000 $ 4,194,000

$22,568,000 $22,568,000

-

$22,568,000 $22,568,000

Security Plan’s Assets at Fair Value Level 2 Level 3 Total

-

$ 1,115,000 $ 1,192,000 $ 508,000 $ 1,014,000 $ 1,577,000

-

$ 1,115,000 $ 1,192,000 508,000 $ 1,014,000 $ 1,577,000

Total separate accounts General investment account

-

$ 5,406,000

-

$ 5,406,000

-

-

Total Assets at Fair Value

-

$ 1,303,000

$ 1,303,000

$ 5,406,000 $ 1,303,000

$ 6,709,000

The following table sets forth by level, within the fair value hierarchy, the Plan's assets at fair value as of March 31, 2013.

Management Plan’s Assets at Fair Value Level 1 Level 2 Level 3 Total

Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

-

$ 9,319,000 $ 2,949,000 $ 1,157,000 $4,256,000 $3,654,000

-

$ 9,319,000 $ 2,949,000 $ 1,157,000 $4,256,000 $3,654,000

Total separate accounts Total Assets at Fair Value

-

$21,335,000 $21,335,000

-

$21,335,000 $21,335,000

Level 1 Separate Accounts Fixed income (1) Growth (2) Index (3) International equity (4) Value (5)

-

Security Plan’s Assets at Fair Value Level 2 Level 3 Total $ 1,119,000 $ 947,000 $ 371,000 $ 828,000 $ 1,211,000

-

$ 1,119,000 $ 947,000 371,000 $828,000 $1,211,000

$4,476,000

-

$4,476,000

Total separate accounts General investment account

-

-

$1,701,000

$1,701,000

Total Assets at Fair Valve

-

$4,476,000

$1,701,000

$6,177,000

(1) The objective of this class of funds is to provide maximum capital appreciation and current income by investing primarily in debt securities. There are no restrictions or unfunded commitments reported.

(2) The objective of this class of funds is to produce long-term capital appreciation through investing in growth-oriented companies. There are no restrictions or unfunded commitments reported.

(3) The objective of this class of funds is to provide a rate of return consistent with one of the major U.S. indices. There are no restrictions or unfunded commitments reported.

(4) The objective o fthis class of funds is to provide long-term growth of capital by investing in securities of issuers from countries outside the United States. There are no restrictions or unfunded commitments reported.

(5) The objective of this class of funds is to provide long-term capital appreciation by investing primarily in funds which investment managers believe to be undervalued in the market place at the time of purchase. There are no restrictions or unfunded commitments reported.

The following is a reconciliation of the beginning and ending balances for plan assets measured at fair value using significant unobservable inputs (Level 3) during the years ended March 31, 2014 and 2013: 2014 2013 Security Plan Beginning Balance $ 1,701,000 $ 1,554,000 Actual return on held assets 54,000 53,000

Transfers from plan SIA’s Contributions Benefit Payments and Expenses Ending Balance

205,000 1 47,000 (804,000)

255,000 (161,000)

$ 1,303,000

$ 1,701,000

The investment strategy with respect to pension plan assets is to allocate assets so as to maximize returns while preserving capital giving consideration to the weighted expected time until participant retirement.

The Company expects to contribute $2,300,000 to its management plan and $800,000 to its security plan for the year ending March 31, 2015. In accordance with the 2006 pension plan protection act, the Company has made all minimum contributions under the IRS minimum funding rules for the years ending March 31, 2014 and 2013.

Future annual benefit payments through fiscal year 2024 which reflect expected future service, as appropriate, are expected to be paid as follows: Year Ended March 31, 2015 2016 2017 2018 2019 Year 2020-2024

Management Plan

Security Plan

2,786,000 1,136,000 4,385,000 1,240,,000 2,207,000 15,014,000

$194,000 $222,000 $1,025,000 $391,000 $636,000 $1,472,000

The Company is required to give financial statement recognition to part of the unfunded status of the defined benefit pension plans it sponsors. The Company adjusts the amount of the additional liability and related intangible asset at the end of each fiscal year on the basis of the unfunded accumulated benefit obligation of the pension plans at such time.

During the plan years ended March 31, 2014 and 2013, the Company recognized pension expense of approximately $3,812,000 and $4,371,000, respectively.

Weighted-average assumptions used to determine benefit obligation as of March 31 are: Management Plan Security Plan 2014 2013 2014 2013 Discount Rate Rate of Compensation Increase

4.15% 3.00%

4.08% 3.00%

4.35% N/A

4.22% N/A

Weighted-average assumptions used to determine net periodic benefit cost for years ended March 31, 2014 and 2013 as follows:

Discount Rate Expected Long-Term Return on Plan Assets Rate of Compensation Increase

Management Plan 2014 2013

Security Plan 2014 2013

4.08%

4.33%

4.22%

4.42%

6.50% 3.00%

7.50% 5.00%

6.50% N/A

7.50% N/A

The expected rate of return is an aggregation of expected returns within each asset category. The return with respect to each asset class considers both historical returns and the future expectations for such returns.

The Company also maintains a defined contribution savings plan, The Riverbay Corporation 401 (k) Plan, which covers certain employees. The plan is subject to the provisions of ERISA. The Company has elected not to match employee contributions for the years ended March 31,2014 and 2013. The Company did not incur any retirement plan expenses in 2014 and 2013.

NOTE 8: LABOR CONCENTRATION AND EMPLOYEE BENEFITS A significant portion of the Company's direct labor is supplied by union employees. The Company contributes to the Building Service 32B-32J Pension Fund ("32BJ Plan"), Local 94 Central Pension Fund ("94 Plan"), Local 153 Pension Plan ("153 Plan"). All plans are multi-employer, non-contributory defined benefit pension plans. The 32BJ Plan, 94 Plan, and 153 Plan provide retirement benefits to eligible participants who are covered by their respective Collective Bargaining Agreements. The 32BJ Plan, 94 Plan, and 153 Plan are administered by separate Boards of Trustees. The 32BJ Plan, 94 Plan, and 153 Plan are subject to the provisions of the Employees Retirement Income Security Act of 1974.

The risks of participating in multiemployer pension plans are different from singleemployer plans in that: assets contributed to a multiemployer plan by one employer may be used to provide benefits to employees of other participating employers; if a participating employer stops contributing to the plan, the unfunded obligations of the plan may be borne by the remaining participating employers; and if the Company stops participating in the multiemployer plan, the Company may be required to pay the plan an amount based on the underfunded status of the plan, referred to as a withdrawal liability. The Company has no plans to withdraw.

The Company's participation in the 32BJ Plan, 94 Plan, and 153 Plan is outlined in the table below. The Pension Protection Act ("PPA") Zone Status available in the Company's year ended March 31, 2014 financial statements are, June 30, 2013 for the 32BJ Plan, January 31, 2013 for the 94 Plan, and December 31, 2012 for the 153 Plan. The Zone sta(Continued next page)

19

Co-op City Times / January 24, 2015

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements tuses are based on information obtained from the individual plans, and certified by the respective plan actuaries. Among other factors, plans in the green zone are generally more than 80% funded, plans in the orange zone are generally less than 80% funded but more than 65% funded, and plans in the red zone are generally less than 65% funded.

Based on the 32 BJ Plan's annual report on Form 5500, the 32BJ Plan was 58% funded for its plan year beginning July 1, 2012. The "FIP/RP Status Pending/Implemented" column indicates if a funding improvement plan ("FIP") or a rehabilitation plan ("RP") is either pending or has been implemented.

According to the audited financial statements of the 32BJ Plan, on September 28, 2013 the actuary certified that for the plan year beginning July 1, 2012, the Plan is in critical status under the PPA. The significance of entering critical status is that the Plan's Trustees are required by law to adopt a "rehabilitation plan," consistent with the requirements of the PPA, designed to improve the Plan's financial health and to allow it to emerge from critical status.

The Trustees adopted a rehabilitation plan consistent with this requirement. In addition, a 10% surcharge remains in effect for each plan year in which the Plan remains in critical status. Surcharges do not generate benefit accruals.

The Company's pension contributions to 32BJ Plan for the year ended March 31, 2014 was $1,534,000.

Based on the 94 Plan's annual report on Form 5500, the 94 Plan was 87% funded for its plan year beginning, February 1, 2011.

According to the audited financial statements of the 94 Plan, on September 25, 2012, the actuary certified that for the plan year beginning February 1, 2011, the 94 Plan is in not in critical or endangered status under the PPA. The Company's pension contribution to the 94 Plan for the year March 31, 2014 was $825,000.

Based on the 153 Plan's annual report on Form 5500, the 153 Plan was 63% funded for its plan year beginning, January 1, 2012. The "FIP/RP Status Pending/Implemented" column indicates if a funding improvement plan ("FIP") or a rehabilitation plan ("RP") is either pending or has been implemented.

According to the audited financial statements of the 153 Plan, on September 26, 2013, the actuary certified that for the plan year beginning January 1, 2012, the 153 Plan is in endan-

gered status under the PPA. The significance of entering endangered status is that the Plan's Trustees are required by law to adopt a funding improvement plan. The Trustees adopted an improvement plan consistent with this requirement.

The Company's pension contribution to the 153 Plan for the year March 31, 2014 was $301,000.

The Company negotiated the terms of a new collective bargaining agreement with Local153. The terms will remain effective until February 20, 2016.

NOTE 9: FAIR VALUE OF FINANCIAL INSTRUMENTS Accounts Receivable & Accounts Payable The carrying amount of the Company's accounts receivable and accounts payable approximates the fair value based on the short term nature of the investment.

Mortgage Debt The $604,774,000 and $618,195,000 principal amount of mortgage loan owed to Wells Fargo at March 31, 2014 and 2013, respectively, have been estimated to have a fair value of approximately $460,550,000 and $525,362,000, respectively, based on fluctuations in market mortgage rates since the inception of the loan.

NOTE 10: FUTURE MAJOR REPAIRS AND REPLACEMENTS The Company's governing documents require that fund be accumulated for future major repairs and replacements. Accumulated funds are held in separate savings accounts and are generally not available for expenditures for normal operations. The Company conducted a study in July 2012 to estimate the remaining useful lives and the replacement costs of the components of common property. The estimates were based on future estimated replacement costs. Funding requirements consider an annual inflation rate of 2 percent and interest of 2 percent, "net of taxes," on amounts funded for future major repairs and replacements. The table included in the unaudited supplementary information on Future Major Repairs and Replacements is based on the study.

The Company is funding for major repairs and replacements over the remaining useful lives of the components based on the study's estimates of future replacement costs and considering amounts previously accumulated in the replacement reserve. Annual deposits required to be made to the replacement reserve total $2,106,000. As of March 31, 2014 and 2013, the replacement reserve balance totaled $35,018,000 and $38,363,000, respectively.

Funds are being accumulated in the replacement reserve based on estimated future costs for repairs and replacements of common property components, actual expenditures and investment income may vary from the estimated amounts, and the variations may be material. Therefore, amounts accumulated in the replacements reserve may not be adequate to meet all future need for major repairs and replacements. If additional funds are needed, the Company may seek increased regular assessments, pass special assessments, delay major repairs and replacements or take other actions until funds are available.

(Continued next page)

Schedules of Other Revenues and Certain Operating Expenses (rounded to the nearest thousand) For the Years Ended March 31,

20

Co-op City Times / January 24, 2015

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements

NOTE 11: REAL ESTATE TAXES Real estate taxes are based on a 10% Shelter Rent Formula. Such estimate is subject to change upon review by New York City.

During 2004 through 2010, the Company received J-51 tax abatements in the total amount of $22,778,000. The abatements are applied against the annual shelter rent tax assessments over 10.8 years, approximating $2,109,000 per annum.

Commencing April 2012, the Company received additional J-51 tax abatements in the total amount of $235,000. The abatement will be applied against the annual shelter rent tax assessment over 10.8 years, approximately $22,000 per annum.

NOTE 12: COMMITMENTS AND CONTINGENCIES Major Repairs and Improvements The Company has entered into many contracts for replacements, improvements and repairs. Budgeted amounts for major contracts aggregate $8,528,000 of which approximately $8,528,000 of such work has been completed by March 31, 2014. The details of these projects are shown in the table below: Amounts Amounts Expended Through Expended Through Projects Contract Values March 31, 2014 March 31, 2013 Roofs 8,528,000 8,528,000 7,240,000

NOTE 13: RELATED PARTY TRANSACTION On August 1, 2010, the Company entered a lease agreement as landlord with the Riverbay Fund Inc., a 501(c) (3) Not-For-Profit Corporation, which shares the same board of directors with the Company.

The lease provides the tenant to possess, use, and access the roofs, exterior walls, power systems, utility risers, electrical and lighting fixtures and related fixtures and improvements of the Company's eight garages. The lease provides an annual rent of $100,000 and expires on July 31, 2020. For the year ended March 31, 2014 and 2013, the tenant did not make any rent payments and such amount was not accrued on the Company's accompanying financial statements as the Company opted to make an in-kind contribution.

NOTE 14: SUBSEQUENT EVENTS Management has evaluated, for potential recognition and disclosure, events subsequent to the date of the balance sheets through September 11, 2014, the date the financial statements were available to be issued.

In November 2006, the Company entered into another contract with NYSERDA for its Commercial and Industrial Performance Program. Under this Program, the Company's cogeneration facility was awarded an incentive payment of $2,000,000. This amount will be paid to the Company based on the cogeneration facility achieving certain milestones. The first milestone of $600,000 was achieved during the fiscal year ended March 2010.

Upon completion of the cogeneration facility, the Company was paid $200,000 in January 2011 and $600,000 in January 2012. The final payment of $600,000 was received in January 2013.

Litigation The Company is a defendant to a number of lawsuits. The lawsuits that are anticipated to be in excess of policy deductibles are being handled by the Company's insurance carriers (see Note 2). Management believes such claims will be settled within policy limits.

Use of Co-op City apartments that are grounds for eviction

Shareholders who cease maintaining their Co-op City apartments as their primary residence face eviction in accordance with the terms of their occupancy agreement and state regulations.

According to the occupancy agreement of the Riverbay Corporation, which is signed by every new incoming shareholder, the shareholder agrees: “Not to sell, assign, transfer, mortgage, encumber or create any charge upon this Agreement, nor sublet the leased premises or any part thereof or cause the leased premises or any part thereof or suffer the same to be used for any business, commercial or professional purposes or for any purposes other than as a private dwelling apartment of the primary residence of the Member and his immediate family. The Member further agrees that no boarders or permanent guests shall be permitted.” Section “FOURTH,” Subsection 10.

Furthermore, the New York State Division of Homes and Community Renewal (DHCR), the state supervisory agency for Mitchell-Lama developments such as Co-op City, in Section 1712-5.3 (a) of its regulations, itemizes several

grounds for termination of a lease by the housing company, one of which is item #12 which states, “Tenant, cooperator, or other individual does not occupy the dwelling unit as his or her primary residence;” and item #13, “The dwelling unit is used for illegal or immoral purposes, including but not limited to the unlawful trade, manufacture, distribution, storage, and/or sale of marijuana or any controlled substance as defined in Public Health Law, Section 3306, and Penal Law, Section 220.00.”

While the state regulations outline several other grounds for the housing company to terminate the lease of a shareholder, this article highlights the use of apartments for illegal or immoral purposes and failure of the shareholder not to maintain the dwelling unit as their primary residence. Increasingly, ads are showing up on Craigslist and other websites advertising apartments either for sale or sublet in Co-op City, as well as apartments being used for illicit business endeavors.

Michael Munns, Riverbay’s Senior Attorney, said shareholders cannot sublet their apartment because it must be used as their primary dwelling.

For the most part, vigilant neighbors report abuses to the occupancy agreement to their CSO Office. They oftentimes report when the shareholder of record has moved out, but is illegally subletting the apartment, or when there’s a lot of traffic in and out of an apartment at all times of the day and night.

Complaints to the CSO office may be made anonymously and should contain as much details as possible. Helpful information, if known, includes, approximate date shareholder moved out, where shareholder moved to, names and family composition of illegal subletters or any other information that may help establish that the shareholder has moved out of the apartment.

Riverbay investigates complaints of possible illegal subletting or an illegal business operating out of an apartment and if reasonably confirmed, legal action is commenced to evict the shareholder. Munns said that if a shareholder is evicted for violating the primary residence provision of the lease, the shareholder faces costs and fees including, attorney fees, court costs, marshal fees, locksmith fees, moving and storage costs and possible adverse credit ratings.

Shareholders disposing of most large electronics must bring them down to the basement area designated for bulk garbage as a new state law which became effective on January 1, 2015 makes it illegal for these items to be discarded with regular trash.

The New York City Department of Sanitation has informed all New York City residents, including building owners and managers, that starting on Thursday, January 1, 2015, as a result of the e-waste ban, Sanitation workers will no longer collect electronics left at curbside.

Here in Co-op City, even though garbage is picked up from the residential buildings and the dumpster pads throughout the community by Riverbay workers and taken to the Peartree garbage facility and then from there, Sanitation picks up and carts away the community’s garbage, the new law makes it illegal for most electronics to be discarded along with regular trash, so it will have to be separated out.

The Environmental Protection Agency has pointed out that electronics are the fastest growing category of solid waste in the United States and they contain both valuable and harmful material in which case it is very important that they are recycled responsibly.

“This new law will help keep electronics, and their

potentially harmful components, out of our waste stream,” said Kathryn Garcia, NYC’s Sanitation Commissioner.

“By recycling electronics, New Yorkers can help decrease disposal costs and protect the environment.”

Riverbay’s interim co-General Manager Noel Ellison said, “Since Riverbay is always ready to do our part to protect the environment for future generations, anything we can do regarding recycling and, in this case, electronic disposal, we hope will help keep the cost of technology down for the world in the future.”

As it stands, Co-op City residents have been placing their unwanted electronics either in the designated areas in the basements of their buildings or at the dumpster pads for Riverbay workers to pick them up. However, starting on January 1, large electronics being disposed of must be brought to the basement of the residential buildings and placed in the designated bulk garbage areas, not to the dumpster pads.

Residents in the townhouses, however, will continue to place their e-waste (electronic waste) at their respective dumpster pads for pick up by Riverbay.

Once the electronics have been picked up by Riverbay, they will be taken to the Peartree garbage facility where they will be sorted and placed in bins for the city’s

Sanitation Department to pick up, Kevin Keenan, Riverbay’s Safety Director, said.

According to the city’s Department of Sanitation website, electronics covered under the e-waste ban are: * Computers, including items such as tablets and ereaders. * Televisions, as well as cathode ray tubes. * Small Scale Servers. * Computer peripheral, which include monitors, electronic keyboards, electronic mice or similar pointing devices, facsimile machines; document scanners and printers. * TV peripherals, such as VCR’s, Digital Video Recorders, DVD players, Digital Converter boxes, Cable or Satellite Receivers and electronic or video game consoles * Portable devices, including Portable Digital Music Players, tablets and e-readers (considered computers).

Appliances, for example, microwaves and toasters; light bulbs, cell phones, loose/rechargeable batteries, GPS devices, and loose cables are not specifically covered under any local or state regulations, according to the Department of Sanitation website and residents may continue to dispose of these items with regular trash.

New procedures for disposal of electronics

Co-op Insurance

21

Co-op City Times / January 24, 2015

The Wright Agency: Serving Co-op City for 34 years!

Riverbay Requires Current Co-op Shareholders to Obtain Coverage!

Your Co-op is an Investment Worth Protecting!

Protection to cover your belongings against: • Fire & Smoke • Water damage from plumbing • Vandalism/Riot

We offer:

• Low Premiums

• Protective Device Discounts

• Auto-Home Discounts

• 55 & Retired Discounts

• Certain personal liabilities • Guest medical protection • And so much more!

Other Lines of Insurance: • Auto

• Homeowners • Life

The Wright Agency

Agency Owner

Rates as low as $72 for the entire year!

Conveniently located only blocks from Co-op City! (near Eastchester Road) Hours:

Monday: 9 a.m. - 5:30 p.m.

Tuesday: 9 a.m. - 8 p.m.

Wednesday - Friday: 9 a.m. - 5:30 p.m.

Saturday: 8 a.m. - 1 p.m.

1435 East Gun Hill Road

718-671-8000 Contact Us Today!

sny79441@allstate.com

Courteous Staff!

Convenient Hours!

22

Co-op City Times / January 24, 2015

Co-op City Times / January 24, 2015

23

24

Co-op City Times / January 24, 2015

Emergency Resolution #15-09 INTRODUCED BY: Cleve Taylor SECONDED BY: Bernard Cylich & Khalil AbdulWahhab BOARD OF DIRECTORS MEETING DATED: January 21st, 2015

WHEREAS, On January 9, 2015 The NYC Department of Health and Mental Hygiene ( DOH) issued an Order that, among other items, directed Riverbay to perform emergency disinfection of the Power Plant’s cooling tower; and WHEREAS, Riverbay obtained and reviewed three written bids to disinfect the cooling tower and recommended selecting The Metro Group, Inc.’s bid of $193,754.00 as the lowest and best qualified bidder to

Movie Review - SELMA

BY ANATOLIY BUDNITSKIY

What I really love about SELMA is that it is finally the first true Martin Luther King film from Hollywood.

We have had documentaries and TV films, but nothing like SELMA. The director, Ava DuVernay, gave MLK such a phenomenal voice. It is still very gripping to watch what MLK went through in his time, while trying to do good by everybody and wanting nothing more than to succeed in life. He lived for equality.

SELMA is a very important film to watch right now because it is an important part in American history.

David Oyelowo gives an incredible portrayal of MLK; he could not have been any better. This was actually one of the first few times we see that MLK was kind of a philanderer. But for someone with his stature and stance in history, what woman wouldn’t want to be with him? Nevertheless, it was very interesting to see MLK in this kind of light.

This film should be seen by everyone. It is a very important film for our history. SELMA is a very gripping and touching film. The march in Selma, the actual event, was a very tough watch. But, the film had an incredible message that followed. Everyone in this film was impressive. I really loved Oprah as Annie Lee Cooper; she was phenomenal. Tom Wilkinson is also a standout as Lyndon Johnson. The beautiful Carmen Ejogo was also great as Coretta Scott King. The cast of SELMA was extraordinary.

I highly, highly recommend this film. Also, the talk of Ava DuVernay and David Oyelowo being ignored at the Academy Awards is very wrong, I agree. But this film is very special and the talk of it being snubbed at the Academy Awards should not and will never tarnish its legacy.

SELMA , 2014 – PG-13, Running Time – 128 Min. Director - Ava DuVernay Writer – Paul Webb David Oyelowo – Martin Luther King Carmen Ejogo – Coretta Scott King Tom Wilkinson – Lyndon Johnson (Anatoliy Budnitskiy is a resident of Building 15B.)

Let us know… If you have news you’d like to share with your neighbors, please give us a call at (718) 320-3300, Ext. 3375/6; email: cctimes@riverbaycorp.com or fax (718) 320-2595.

begin work starting January 20, 2015; and WHEREAS, on January 16, 2015 Riverbay provided the DOH with the three written bids and Riverbay’s recommendation selecting The Metro Group, Inc; and WHEREAS, January 16, 2015 the NYS Department of Housing and Community Renewal (DHCR) approved Riverbay’s request for a waiver of standard procurement and bidding requirements and DHCR authorized Riverbay’s execution of a contract with The Metro Group, Inc. NOW, THEREFORE, BE IT RESOLVED, that the Board approves entering into a contract with The Metro Group, Inc. at a cost of $193,754.00 to disinfect the Power Plant’s cooling tower as directed by the NYC

DOH; and FURTHER RESOLVED, that the President of the Corporation is authorized to sign such agreement on behalf of Riverbay Corporation.

YES: Helen Atkins, Linda Berk, Bernard Cylich, Bill Gordon, Francine Reva Jones, Othelia Jones, Andrea Leslie, Cleve Taylor, Evelyn Turner, Khalil Abdul-Wahhab NO: Daryl Johnson ABSENT: Leah Graham, Rev. Calvin Owens, Leslie Peterson ABSENT FOR VOTE: Al Shapiro PASSED

Co-op City Times / January 24, 2015

25

26

Co-op City Times / January 24, 2015

Delivery of Co-op City Times returns to elevator area

The test period for door-to-door delivery of the Co-op City Times has ended, and beginning last Saturday, January 17, the paper will henceforth be left between the elevators on each floor in the high-rise buildings.

Delivery to the townhouses and community center bins is not affected.

As shareholders were notified in the Saturday, November 22, 2014 issue of the paper, the test period was expected to last for approximately 2 months, and that time has now expired. Residents are therefore encouraged to pick up the paper from the elevator area as was the case prior to the test period, and to read the Co-op City Times each week to be accurately informed about what your Board and Management are doing to ensure the viability of the Riverbay Corporation and maintenance of your homes and community.

Shareholders who do not receive the paper by 1 p.m. on Saturday should contact the distribution supervisor at (347) 439-5632 and let him know that the paper was not delivered to your floor. If you do not receive the paper at all, please contact the Co-op City Times office at (718) 320-3300, Ext. 3375 and let us know so we can follow-up with the distributor.

We thank you for your cooperation as we work to ensure efficient delivery of the Co-op City Times.

2015 Window Guard Notice

Please fill out your 2015 Window Guard form and return it to the Window Guard office using the envelope provided. You may also leave your form in any Cooperator Service Office or in Room S in the Bartow Community Center.

Thank you.

Construction Notice â&#x20AC;&#x201C;Dreiser Center 1

Please be aware that the breezeway between the Dreiser Rehab Center and the deli will be closed off for abatement tonight, Saturday, January 24, and tomorrow night, Sunday, January 25, at 8 p.m. on both nights. The work area will be enclosed and Riverbayâ&#x20AC;&#x2122;s environmental contractor will be onsite to monitor the progress while work is being done. We thank you for your cooperation.

Co-op City Times / January 24, 2015

27

Icy roadways

Last Sundayâ&#x20AC;&#x2122;s freezing rain led to icy conditions that took many by surprise. Here are some of the hairy situations caught on camera by some of your neighbors and Riverbay employees.

Photo #1 (Above left): An accident at the Connor Street exit on Interstate 95 North.

Photo by Fred Clarke

Photo #2 (Below left): A multi-vehicle pile-up on Bartow Avenue and Gun Hill Road.

Photo by Mike Sanders

Photo #3 (Above): An express bus and the #29 sandwiched together due to the ice on Photo by Allen Lorenz Hutchinson River Parkway East in the vicinity of PS 160.

BASEMENT STORAGE

Shareholders, please ensure that you secure your personal belongings in the unit you pay for.

Do not leave items outside of your unit door, the aisles, or on top of the units.

Unsecured items (regardless of what it is) can and will be discarded. This includes items tucked away in unauthorized units.

Riverbay Corporation is not responsible for personal items left unsecured for any reason in the basement storage room or outside of the room. â&#x20AC;&#x201D;Riverbay Commercial Properties Department

28

Co-op City Times / January 24, 2015

Building 18 Association

Hi, neighbors Our next general meeting is scheduled for Tuesday, January 27, at 7:00 p.m. in the association room.

Helen Atkins of the Riverbay Board of Directors is our guest speaker.

This is a very important meeting, so please attend and bring a neighbor.

Remember, the meetings are scheduled with you in mind; please come and hear what our speakers have to say. This is our home, come and KNOW what’s going on around you. I also encourage you to attend meeting that are held in the three community centers right here in our neighborhood to find out what’s

happening!!

LAUNDRY ROOM! This is a constant reminder. I cannot stress enough how IMPORTANT IT IS: The following action IS UNHEALTHY and DISRESPECTFUL to your neighbors:You bring your dirty clothes down to the laundry room, and put those dirty clothes in the laundry baskets, shake and sort them before putting the clothes in the washers.

Do you know you are spreading your bugs around? Then we take our CLEAN clothes out of the washers and dryers using those same DIRTY baskets...This is a health hazard; others can become ill, even you. Important!!! PLEASE SHOW

Hello, neighbors. Hope you are enjoying the weather thus far. By the time this article is read, the association would have met and had our general meeting on Thursday, January 22nd at 7 p.m., and will update you on the Dog Issues that were discussed with our speaker, a director of the Riverbay Board, Ms. Leah Graham.

NEW COOPERATORS, we welcome you to our meetings. The association is comprised of shareholders, such as yourselves. We come together to discuss issues and concerns within our

The first order of business for the new year of the association was inviting Ms. Vanessa Aldea, Manager of the third section CSO, to appear as the guest speaker at our first scheduled meeting of 2015.

Ms. Aldea informed those present about issues pertaining to the different matters affecting our building and the residents, along with answering the questions posed to her.

Unfortunately, the number of members in attendance could have been better for such an important meeting.

Thanks again to Ms. Aldea for coming

RESPECT to your NEIGHBORS. We live here together. Please sort your dirty clothes in your apartment before you bring them down. All of us would appreciate and thank you.

MEMBERSHIP DUES: We will be collecting membership dues starting February 25. Dues are $10 per household; dates and time will be posted. Please see Membership Benefits posted on the bulletin board.

SCHOLARSHIP RAFFLE TICKETS: Are on sale right now. Please see any member of the building association for tickets.

Scholarship Applications…will be

available soon. Please watch bulletin for dates to pick up. Two (2) $500 scholarships will be given to (2) high school graduates. Please read the list of qualifications on the bulletin board.

Please be careful during this winter season. Dress in layers to stay warm.

Seniors, if you need help, please do not hesitate to ask someone to assist you. It can be very cold and icy and if you must go out, please be careful. Neighbors, please look in on our seniors and assist if needed. Thank you.

STAY WARM! Together, we can make difference.

—Gertie Brown

building and community. We are here to assist you and give you information, so come on down. Please keep an eye out for flyers that may be posted regarding the Building 27 Association. Also, there is a listing of officers posted in the bulletin boards of all three buildings. If you have any ideals to share with us, please feel free to do so.

FUNDRAISING COMMITTEE We would like you to join us in a trip to the ACE IN THE HOLE. A tribute to Sam Cooke (WE ARE HAVING A PARTY) on Thursday, February 19th, at

the Royal Manor, Garfield, New Jersey.

Price is $85, which includes transportation, a family-style menu (braised tips, beef, roast chicken, etc.) and 2 complimentary drinks. Now, we do have a few seats available, WAITING just for you.

Please make checks payable to Building 27 Association, and also cash and money orders will be accepted. Please contact Margie, 917-921-7749; Nelson Sweeting, 646-644-4055 and Sharon at 718-671-1905. Because time is of the ESSENCE, they will make arrangements for you when you contact them.

The association congratulates those that are celebrating birthdays, or that special occasion. We pray for a speedy recovery for the sick and shut in. We also express sympathy to all who have lost a loved one. We as a community and a nation are going through TRYING TIMES by all means; we must continue to pray for our Board members, homes, communities and nation, as it appears things are becoming really disturbing.

Pray for leaders everywhere and for each other.

—H. Overman

out in the bitter cold night to update us on matters affecting our day-to-day rights and responsibilities to maintain our quality of life, as well as the procedures needed to be observed in order to properly help the system work both for her department, as well as the shareholders.

The residents of our building continue to suffer through living with the questionable automatic door/intercom systems. Where there is life, there is hope.

By spring we are told, we will be whole again. Here's hoping!

The shareholders of Building 15A would like to extend our sincerest condolences to the family and neighbors of Clara Coston, longtime resident and association president of Building 16.

She will be missed by many.

Kudos to Chief Apollo for doing his due diligence by temporarily stopping food deliveries beyond the lobbies, thereby removing the supply from the demand. By that action, it further prevented deliverymen, who are just trying to earn a living, from increased danger.

Fortunately, shortly thereafter returning

to us one of our inalienable rights, by getting the "bad guys." Well done!

The holidays have now come and gone, so it is time to concentrate on the community and what is happening on a day-to-day basis in your immediate world, as well as the world at large.

Keep in mind, apathy only takes away your power and gives it to others, who then might make decisions you probably will not like all that much. So, take heed - and - pay attention. Participate Cooperate!!

—Dorothea Castle

Building 27 Association

Building 15A Shareholders’Association

Assemblyman Benedetto to provide seniors with free income tax preparation

Assemblyman Benedetto is once again offering free income tax preparation for seniors 62 years of age or older who reside within the boundaries of his district (Co-op City, Throggs Neck, Morris Park, Pelham Bay, and City Island).

Tax papers can be dropped off at the Assemblyman’s office beginning on February 2nd and is limited to seniors over the age of 62 who meet the following criteria: • Simple taxes only • Complete copies of 2013 federal and state returns must be included • Name, Social Security number, and date of birth of all people claimed on the return as a dependent and Date of Birth of Taxpayers • Adjusted gross income (AGI) for 2013 must be under $50,000 • All necessary paperwork must be included as a complete file and brought

to the office, otherwise they will be returned • You must provide us with a telephone or cell phone number at which you can be reached during normal business hours and on Saturdays.

Let us know if there have been any changes in taxpayers or dependents from your 2014 return Seniors are encouraged to bring all their tax documents to Assemblyman Benedetto’s office at 3602 East Tremont Ave., Suite 201 or 177 Dreiser Loop, Room 12, any time from 10 a.m. to 3 p.m. Monday through Friday.

The tax preparer will collect documentation until March 6 and no more tax papers will be accepted after that date.

All participants will be contacted when the forms are completed.

For more information, please contact Assemblyman Benedetto’s Co-op City office at (718) 320-2220.

No Co-op City Times?

Call 347-439-5632 on Saturdays ONLY, 1 p.m. - 5 p.m.

29

Co-op City Times / January 24, 2015

Broun Place Townhouse Association

Dr. Martin Luther King Jr. Memorial Day is a special day to remember but every day we should live his mission.

Our New Year’s Celebration was January 22nd; can’t predict if it was held in Bartow Center or our president’s home. Thank you to guest, coInterim General Manager, Mr. Noel Ellison, and to DJ neighbor, David Garcia, for attending and helping out.

All Broun Place residents were welcomed, but we especially hope new association members attended.

Our Executive Officers are: President: Mrs. Eva Kindaichi-Lazaar; Vice President: Mrs. Vivian Burrus; Treasurer: Ms. Lillian Richardson; Secretary: Ms. Grace Emanuel. Ms. Lana Spaulding and Mr. Jesse Seise are our support team. In our next press

release, more will be included about the meeting.

Thank you to everyone that has participated in the complete and accurate dissemination of information on “Legionnaire’s Disease.” We especially appreciate the two page synopsis published in the Co-op City Times. We are so fortunate to have this sound and accurate source of information. We also read with great interest the Riverbay Board Resolutions.

On Sunday, a neighbor called and said a skunk had gone into her garden vent. Unfortunately, the neighbor threw something at it and the skunk released its weapon. That is not what you should do, especially on a bad weather Sunday.

During business hours, Cooperator Services should be notified.

Please comply with the three designations at our dumpster pads: White is for mixed paper, cardboard, paper containers; Blue is for bottles, cans, metal, and foil; Green is for ALL other garbage. We also have an update on discarding electronic equipment and disposing of Christmas trees, leave them bagged and/or tied, respectively, at the dumpster pads. They will be picked up and recycled. It is very important to dispose litter and garbage correctly. Please don’t litter in our sidewalks and gutters.

It’s horrible to find broken shopping carts, food container, diapers, etc.

Only donate to organizations you can verify. “The NYPD Retirees;” “Veterans of the Vietnam War;” “American Water Resources,” for example, are frauds or not applicable to

Thanks so much to Ms. Sonja Maxwell, President of Cooperators United, for her outstanding presentation at our January 13th meeting.

Traffic coming into Section Five from the mall has increased markedly; it is also spreading through Co-op City as drivers look for less crowded means of egress. Let's work together to convince DOT of the need for improvement with traffic flow both in and out of the mall.

When someone is severely injured or worse, actions and improvements will take place. Do we really want to wait for this to happen?

Association Dues Annual dues collection of $5 per family for the ENTIRE year (2015) are in progress. Look for postings indicating when dues will be collected and/or Executive Board members sitting in the lobby. Your dues is less than 10 cents

per week, and as previously stated, serves numerous purposes. Please help your Building Association stay alive.

Trips West Side Story at the Westchester Dinner Theatre on May 21, matinee performance. Included in the price of $80 are the show, round trip transportation, a luncheon with a choice of entree, taxes, and gratuities. We have excellent center seats. Call Ms. Bailey at (718) 379-7754

Building 32 Association

Donizetti Building Four Association

On January 10, we had our Pot Luck Post Holiday Get Together. Thank you to the cooperators who attended and brought their tasty contributions.

Although it was very enjoyable, I would like to have more cooperators participating next year. Remember, building support is very important to the overall livelihood and success of an association.

Our next meeting will be on Thursday, February 10, at 7:30 p.m. in the meeting room in the rear of Building 4B. We will be planning our activities for 2015. This is your opportunity to make suggestions and share your ideas. We are also open to new members, especially those who have recently moved into the building. If you are bored, need something to do or just have time for some extra activity, come down and get involved with the association. We need leaders and committee persons for our movie nights, game day and other activities.

Suggestions Needed What can we do to get a full house for our meetings? Is the issue the day of the week, the time we meet or something else? We sincerely need your input to become a stronger association.

All suggestions are welcomed (good, bad or indifferent).

Collection Coming in March…check the bulletin boards or lobby for notices regarding our building dues collection. Dues are still $5 for the year which helps to support building activities/supplies and beautification of the building.

Congratulations to all those celebrating a birthday or special event/occasion in January. Get well wishes are extended to the sick and shut-in while we keep our military around the world in prayer.

Remember, this is our home. “IF YOU SEE SOMETHING, SAY SOMETHING.” —Yvonne Burrus (DW)

Building 12 Association

Our next monthly general membership meeting is Monday, January 26, 7:30 p.m., Activity Room. At our meeting, we will discuss building issues, security and other matters you may want to add to the agenda. More importantly, we will discuss our 2015 Calendar.

Your executive board met on Monday, January 19th and we will share the results of our meeting with you and ask for your feedback. If you are having any problems with the maintenance of your floors, please let us know. We have heard from some of you. We, the executive board,

need to know whether or not the problem has been fixed or is more wide-spread.

Our thoughts and prayers go out to everyone who has suffered a loss and to our sick and shut-in.

If you see anyone defacing our property or not picking up after their dog, call Riverbay Security at 718-671-3050 and for Maintenance issues, call 718-3203300. Don’t forget, if you see something, say something.

We can be reached at 718-379-7841, MLSAH@aol.com.

—Sonja Maxwell

us. Two weeks ago, the Co-op Times article on scams and fraud was very informative. Avoid scammers; register with “Do Not Call.”

For Public Safety, dial 718-6713050. Help enforce our quality of life regulations, “If You See Something, Say, Something.” Please urge our Community Planning Board to keep the areas just outside of Co-op City cleaned and free from vagrants. Remember, prepare terraces and patios for the inclement weather. Close tables and grills, tie them down, and make sure your terrace drain is clear. Again, happy New Year greetings to all and special prayers for those recovering from surgery, and illness and hope for the best recovery possible.

—Eva Lazaar

or Ms. Rankin at (718) 379-0910 for further info. as it is not too early to plan.

We will again plan a casino trip, with a wine tasting at a Winery, and outlet shopping for June. If you have any suggestions, please notify any member of the Executive Board. A day trip to Pennsylvania Dutch country with a visit to an Amish market, and luncheon is also being discussed.

—Lorna Smith

Dr. Adam Lynn Clinical psychologist serving the Bronx since 1999

Specialties: • • • • • • •

PTSD Trauma Depression Anxiety Stress management Coping with medical illness Bereavement

Individuals - Couples - Groups Accepts most insurance

1910 Pelham Parkway South (near I-95, Hutchinson, 6-train and BX-12 bus) Call for a consultation:

718-823-4864

30

Co-op City Times / January 24, 2015

Black Forum

Next Defensive driving course The next Black Forum defensive driving course will be next Saturday, February 14, in Rm. 1, Dreiser Community Center, 9 a.m. - 3 p.m.

Lower your liability insurance cost by 10% and remove up to 4 points from your driver’s license. Please make your check in the amount of $35, payable to “the Black Forum of Co-op City,” and mail to P.O. Box 563, Bronx, N.Y. 10475 at least 1½ weeks before the class, or you can walk in on the day of the class but you must have $35 in cash to pay for the course.

Returning to Aqueduct We will be heading to Aqueduct on Saturday, March 21. All seats must be paid for by March 7, no exceptions.

Cost: $25. No checks, preferably cash.

No refunds.

Black Forum Aerobics and Zumba Aerobics classes will be held on Mondays and Wednesdays; Zumba on Thursday. Classes will be held in the Dreiser Aud., 7:30 p.m. To register, please call (718) 320-8035. Nominal fee for each class.

Black Forum’s Lyons Mane Track Club Register now for the fall. Youth ages 8-18. Practice sessions are held on Mondays & Wednesdays, Dreiser Auditorium. Please call (718) 3208035.

Food distribution sites added On Thursdays, residents of Buildings 27, 28, 29, 32 and 33 must pick up food at the New Vision Church, 115 Einstein Loop, 11 a.m. – 12:45 p.m.

Likewise, residents of Building 26, 30, 31, 34 and 35 must go to the Evangelical Church, 2350 Palmer Avenue, 11 a.m. – 12:45 p.m. on Thursdays to pick up food. For information, please call (718) 320-8035.

Volunteers needed We need volunteers, especially men, for the Food Program, Tuesdays and Thursdays. If you live within the vicinity of the Dreiser Center and can spare 2 hours per day, between 11-12:45 p.m., please call us, (718) 320-8035.

Emergency Food Program We are open on Tuesdays, Wednesdays, Thursdays and Fridays, 11 a.m. to 12:45 p.m., Room 20 in the Dreiser Center. Also, due to budget constraints and shortage of available food, you must live within zip code

10475 to participate in this program.

You must also have your card with you and bring two clean plastic shopping bags. Please also have your current photo ID such as a non or driver’s license or any photo ID card with proof of address. You will then be issued a card in order to pick up food in the future.

We Need You - Join Us Today Membership is $5 per year/person.

Call (718) 320-8035 or write to Black Forum, P.O. Box 563, Bronx, NY 10475; email: coopcityblackforum @gmail.com. Help us keep independent community organizations alive in Co-op City. Everyone is encouraged to join. Call or visit us, Room 20 in the Dreiser Community Center.

—Tony Illis

Our next Building Association meeting will be held Thursday, February 12.

Our activities are still planned and waiting for you, so come and have fun.

Today - Game Night Returns - Join us, Saturday, January 24, from 7:0010:00 p.m., in the Association Room of Building 13 (100 Casals Place) hosted

by Miguel and Nancy. Come down or over and play cards, Dominoes, Bingo, Heads Up or Left, Right and Center or any game you choose. We eat, chat and listen to good music. All are welcome to come and join the fun and by all means bring a friend.

NO BULLYING Workshop - is scheduled for Sunday, February 8, from 1:00 p.m. to 3:00 p.m. in the Association

Room of Building 13. If you are interested in attending, just let us know. The contact information is listed below. This workshop will be conducted by Sgt. Gregory Milton, CCPD. The workshop will give youth the opportunity to tell their story.

It was really great to see the familiar faces, as well as the new faces at Women Keeping It Real last week. Although it was rather cold outside, many braved the weather and we thank you. The conversation was spirited as we got reacquainted with each other, delved into ourselves and, of course, opened our minds to new possibilities. Our next meeting is scheduled for March 21.

On Saturday, March 21st at 4 p.m.,

the American Red Cross will conduct a Disaster Preparedness Workshop in the Building 13 Association Room. A limited number of items will be distributed for your preparedness bag, so if you are interested in attending and would like to bring someone, please let us know in advance. Women Keeping it Real will hold their regularly scheduled workshop at 6:30, you are welcomed to stay and participate.

LEARN, EAT, and LAUGH – at Sur La Table. Led and instructed by chefs and trained culinary professionals, we will create a delicious, multi-course meal. Once the food is ready, everyone sits down to eat and enjoy. The price will include a Chef Instructor, Kitchen

Assistants, and all food. They will also provide water, tea, coffee, soda, and sparkling water. If you think you would be interested, please let us know ASAP. Space is limited. If we see people are interested, we will set a date.

Checks for Building 13 events should be made payable to Building 13 Assoc.

Inc. and mailed to: Bldg. 13 Assoc. Inc., 100 Casals Place #32K, Bronx, NY 10475. All activities are on a first come basis. For information, contact Gail Sharbaan at 718-671-3801 or Leslie Peterson at 718-320-1370, our website: http://www.bldg13assoc.com or e-mail us at building13assoc@yahoo.com.

Thanks for making our team work.

—Leslie Peterson

The Building Association is planning a Super Bowl Party on Sunday, February 1 in the Association Room.

We would like everyone interested in coming down and being with friends to join us.

The Christmas get-together was such a big success, my Vice President Tobias decided to try a Super Bowl Party.

We will have refreshments, maybe a pot luck; this way, everyone will bring something to make the party more inter-

esting. We will be posting a flyer in the enclosed bulletin board in the lobby.

The movie day will be starting again soon, and our Book Club is still looking for more members to join us on Thursday afternoons at 12 p.m. in the Association Room.

On Tuesday, February 3, we will have a building meeting at 7 p.m. in the meeting room. We will have a couple of guest speakers. Come down and get involved.

We are getting complaints on different floors about the compacter room.

The garbage is not getting into the compacter; it is being either left in a bag for someone else to throw it down or it is being spilled all over the floor. Again, I want to ask you to please do not let small children take out the garbage, because they are not as focused as an adult would be.

We are all praying for Ms. Roselyn Dorsey. She has been in the hospital for

a few weeks.

Our sympathy to the family of Beryl Hyslop. She will be missed. She was a very sweet and pleasant lady who always had a nice smile when she greeted you in passing thru the lobby, outside or in the restaurant. Rest in peace, Beryl.

Get well wishes to all the sick and the shut-in's in the building. Feel better soon.

Peace!

—Patricia Bonaparte

Greetings, cooperators.

The Building 19 Association has been an active Association in Co-op City for many years. But in 2008, a new leadership was elected and this leadership adapted the motto: COOPERATORS DOING SOMETHING. They believed, and still believe, that positive action is necessary to create and forge better relationship among neighbors and thereby build a better community. They took on the task of bringing pertinent information to cooperators; providing the cooperators of Building 19 a forum to voice their views and have their questions answered; sponsoring events that were fun and led

to better relationships among neighbors, as well as also having fundraising events to provide college scholarships for the young leaders of the future.

This January, we begin our 2015 Association Membership Drive. Please bring your membership dues of $5 to this month’s meeting on January 30th at 7:30 to help Building 19 begin 2015 in grand style and with a good show of cooperation among neighbors. We are doing our best to help Building 19 cooperators be knowledgeable and aware of community issues and issues that affect our health, safety and family life. We need your help in all aspects of the association’s work. We need

you to volunteer to become a member of our STEERING COMMITTEE – the part of the Building 19 Association that does the planning and execution of all events.

We need new ideas, new suggestions, new points-of-views. So, along with your membership dues, we are asking you to volunteer to help Building 19 move forward in its motto of COOPERATORS DOING SOMETHING by actively becoming members of our Steering Committee.

We are inviting everyone to attend this month’s general meeting on January 30th at 7:30 p.m. Chief Frank Apollo of the Co-op City Public Safety Department will be our guest speaker. He will discuss

recent safety concerns in Co-op City. We are also having our general election for executive committee of Building 19 Association for the 20015-2016 term. Join us on January 30th in our association room at 7:30 p.m. We will have a very action packed meeting for you. Voice your safety issues to Chief Apollo; renew your membership in the Building 19 Association, or join if you are not a member. Volunteer to be an active member of our Steering Committee and vote in the general election of Building 19. We are Cooperators Doing Something - for you.

What will you do for Building 19?

—Lillie Hall

Building 13 Association

Building 33 Association

Building 19 Association

No Co-op City Times?

Call 347-439-5632 on Saturdays ONLY, 9 a.m. - 1 p.m.

Co-op City Times / January 24, 2015

African American Association

White House Tour – The Association continues to plan the White House Tour, tentatively scheduled for May 2. Callers have been contacted to fill out and return information required by the White House Visitors’ Office. If you are interested in this trip, please call and leave your email address, 718-379-5555. Or, you may obtain the form from the association office at the Dreiser Community Center, Room 15, during our office hours of Monday and Wednesday, 11:00 a.m. until 2:00 p.m. Please complete and return it ASAP. Black History Month Film Festival – Join us for an afternoon of edutainment on February 7th at 12:00 p.m. in Bartow Center, Room 31. Our guest speaker will be Brother Keith Witherspoon. You will enjoy refreshments and entertainment.

Bring your family and friends.

The Ebola Virus – At the last meeting of the Association, we welcomed guests

from the United African Congress and from Amuloma Development Foundation, Inc. to discuss arrangements to send food and supplies to the West African countries suffering from the effects of the Ebola virus. They have presented us with the information on what is needed and informed us that the shipping cost would be $180. We hope that the community will contribute to this humanitarian effort. More information will follow shortly.

The Association sponsors the following ongoing programs and encourages your participation.

Belly Dance Classes – Wednesdays, 7 p.m., Dreiser Center, Rm. #2. A fun and healthy way to stay in shape! Call Xonia at 646-301-9438.

Evening Line Dance Classes – Thursdays, 7-9 p.m., Dreiser Center, Rm. #2. Dance to Soul, Latin, and Gospel music. Call Cynthia at 917-903-7073.

Adult Study Group – Meets once a month on Sundays, 1:00 p.m., Dreiser Center, Room 15. Call 718-379-5555.

Music, Rhythm & Dance – Most Fridays 7:30 p.m., Dreiser Center, Rm. 15; most Saturdays, 10:00 a.m., Dreiser Center, Room #2. Call Keith at 917-5616211 or Iris, 917-838-7723.

Creative Movement – Saturday dance classes for children, ages 3-7 at 9:30 a.m. and 10:30 a.m., Dreiser Center, Room #1. Contact Ms. Barnes at 646281-4570. African Dance classes will be coming soon.

Yoga & Pilates Mat Classes – Tuesdays, 7 p.m., Dreiser Center, Rm. #2.

Resumes on 3/3. Call Meena at 718-6718364.

Before School Program – Your child will be taken care of from 6:00-8:00 a.m. and walked to school. Call 718-379-5555.

After School Program – Your child will be picked up from school and taken

Our Legacy…Our Leadership…

Our Future The three “C”’s of leadership are Consideration, Caring, and Courtesy. Be polite to everyone…by Brian Tracy.

Note: Our Saturday School regular classes is open today, January 24, and there will be classes on Saturday, January 31.

Save the Date: Saturday, February 28, NCNW, Inc. Co-op City Section, cosponsored with the Riverbay Fund pres-

ents our 14th Annual Black History Youth Month. Our theme this year is “Living The Dream And Celebrating Our Gifts;” “Equality and Justice For All,” at Dreiser Auditorium B, from 1-4 p.m. Youth interested in showcasing their talent in song, dance, poetry, spoken word, storytelling, theatrical performances, instrument playing, etc., please call (917) 399-2643.

Save the Date: Saturday, May 16th, our Annual Bethune Height Recognition

Luncheon will be held at the Coral House on the Lake, 70 Milburn Avenue, Baldwin, New York from 12:00 p.m. – 4:00 p.m. Members, please call and pick up your raffles. Members/friends who will be attending the luncheon, please call for your tickets.

Please contact Sadie Gilmore, 718671-3721, to notify us of any birthdays, illness or bereavement.

The theatre group has a few tickets

NCNW

31 care of from 3:00-6:00 p.m. Call 718379-5555.

The Association officers: President: Francine Reva Jones; Vice-President: Deborah Nelson; Secretary: Ebony Rae Lambright; Treasurer: Sandra Mitchell; Assistant Treasurer: Kevin Lambright.

The next general membership meeting will be held Saturday, February 14th, 4:00 p.m., Dreiser Center, Room 15. If you are unable to attend this meeting, please read our weekly column for updated information. Also, if you wish to join or update your membership, please send a check or money order (DO NOT MAIL CASH) of $15 for a single membership or $25 for families to: African-American Association of Co-op City, P.O. Box 702, Co-op City Station, Bronx, NY 10475. Donations are welcomed. Like us on Facebook at CoopcityAfrianamericanassoc —Francine Jones left. Stephen McKinley Henderson, who received critical acclaim for his performance as Walter “Pops” Washington, will return with this new play “Between Riverside and Crazy,” Saturday, February 7, at 2:00 p.m. at the Barrymore Theatre. Price: $42. Call 718320-2366 for tickets.

Happy birthday to our January members.

—Maxine Sullivan

32

Co-op City Times / January 24, 2015

American Legion Post 1871

Greetings to all of our Post members who are homebound and recovering from various medical operations. We wish you a speedy recovery. Happy birthday to all of our members that will be celebrating their birthday this month.

Our Post is always looking for new members, so if you are a VETERAN from any branch of the military, stop by and join our Post. Bring your DD-214 with you. Post 1871 is located in Section #5 in the community center in 135 Einstein Loop, Room 41. Our office telephone number is (718) 320-8165, and our e-mail address is post1871@ optimum.net.

Did you know that two Tuskegee

Airman passed away on the same day?

Clarence Huntley and Joseph Shambrey passed away at the ripe old age of 91 on January 5, 2015. They both joined in 1942 and served as air plane mechanics during WW2. They were with the 100th Fighter Squadron with the all-Black Tuskegee Airmen. These men made history and also helped the US to win the war.

How many of our Post members like looking at the new cars? Well, you won’t have long to wait because on April 3, the NY Auto show will be in New York. Ask for a military discount while at the cash window.

All my Post members who use a com-

puter, the Cyberthieves are watching you. If you use a debit card, watch your account. Cyberthieves may test drive a stolen card number by running a small charge under $10 to see if anyone notices. Check your transactions regularly, even daily, and if you spot a charge you don't recognize, report it immediately to your card issuer.

Congratulations to Robert Dean, Jr., for accepting the position of Vice Commander of Post 1871; he was sworn in to this position on January 17. Also, Nathan Armfeild was sworn in to take charge of the Oratorical Committee.

Ms. Fatoumata Blade was the winner of the last oratorical contest. The Post

Commander gave her an award for participating in the contest and representing our Post. The Legionnaire of the Year (2014) award was given to Richard I. Lawson, Jr., for outstanding leadership and service for benefitting our community, State and Nation.

The next EXECUTIVE meeting will take place on February 4, at 3:00 p.m. sharp. If you are not able to make it to the meeting, PLEASE give us a call.

Q: Why was the lawyer skimming the Bible before he died? A: He was looking for loop holes.

This information was provided by the Post information officer.

—Richard I. Lawson, Jr.

Please join us on the 2nd Thursday of every month at 8:00 p.m. Everyone is welcome – not just members!

The club’s first fundraiser of the year, ‘Vegas Night,’ is scheduled for Saturday, January 24th in the club room from 7:00 p.m. to 11:00 p.m.

Admission is $2 at the door. Try your luck with us!

The Cultural Committee will be hosting ‘Recordar Es Vivir’ on Saturday, February 7th. Join us in Room #4 from 7:00 p.m. to 11:00 p.m. and enjoy a nostalgic trip through the Latin music of yester-year. Donations are gratefully accepted for the pot luck.

BYOB – ice and soda will be provided.

While members will be admitted for

free, non-members will be asked to donate $10.

Our next general membership meeting will be held on February 12th at 8:00 p.m.

February’s ‘Social Friday’ will take place at 7:00 p.m. on the 27th.

Members: Annual dues must be submitted by the end of January to avoid a

penalty.

Additional information for all of our upcoming club events, as well as details concerning the club in general, can be found on our website: http://spanamcccc.synthasite.com. You may also contact the club at (718) 379-7017 or email us at SpanAmCCCC@gmail.com.

—Carmen Rodriguez

The Eleanor Roosevelt Democratic Club will hold its Regular Monthly Meeting on Thursday, February 19, in the Bartow Center, Room #28 at 7:30 p.m. It is requested that all members attend this very important meeting.

Several issues will be discussed relating to our upcoming business and activities for the year 2015. Please attend. It is important that you do so.

The Eleanor Roosevelt Democratic

Club cordially invites you to attend the 11th St. Valentine's Day Dance on Saturday, February 14, in the Dreiser Auditorium B. The time of this event is from 4 p.m. thru 10 p.m. Music will be provided by Ty & Tye 9 (affiliates of DJ Carol Productions). The cost is $30 per person. ($3 per set-up). For ticket information, please contact Ms. Barbara Irby at (718) 379-9294, Ms. Lina Holmes at (718) 671-4577, Ms. Anna Rodgers at

(347) 275-4682, Ms. Gloria Clarke at (718) 379-5430 and Ms. Sylvia Polite at (718) 320-2837. There will be no tickets sold at the door on the day of the event.

Come out and have an enjoyable evening while actually celebrating the observance of Valentine's Day. Get well wishes are extended to those members who have had medical procedures/problems and are recuperating. We pray for a full recovery for all those aff-

ected. Keep the faith. Please notify our Good & Welfare Committee Chairperson, Ms. Gertie Brown, regarding any instances of hospitalizations, surgeries, home-bound status, or death in the family.

She can be contacted at (347) 275-2995.

She will handle all acknowledgements from the club relating to these matters.

I thank the membership and the community for your continued support.

—George T. Clarke

Greetings, Toastmasters and friends.

We welcome you to visit us at our next meeting on Thurs., Jan. 29. Since there are five Thursdays in January, we are pleased to be able to have an additional meeting with a special “Speak Out” agenda. At a Speak Out, there are lots of speeches. All clubs and Toastmasters are invited to take advantage of this extra time and give speeches from their Communication Manuals. Our manuals

are our guides with specific goals outlined.

Are you a Toastmaster? If not, make this your year to be decisive. Decide right now to start working to eliminate those “ahs, ums, you knows” and other pesky filler-words from your vocabulary. How do you do this? Visit a Toastmasters meeting and we will lead the way. Ladies and gentlemen, whatever task we have in life must be com-

municated. It is not an option.

Decide now is the perfect time to join Toastmasters. It’s a new year and a new beginning. Why not make a ‘new you’ by joining a great group of likeminded individuals all seeking ways to improve their oral and leadership skills? Come out and see what makes Toastmasters run. Try it, you might like it!

Cut out and mark the following

dates/events on your calendar: Jan. 29, “Speak Out;” Feb. 5 – Speech Contests and Feb. 19 – TBA. We meet at 7:30 p.m. sharp at 2049 Bartow Ave., Bartown Mall, LL., Bronx, NY. We look forward to seeing you.

For more information please go to the web: Co-op City Meet Up; 3824.toastmastersclubs.org; or toastmasters46.org.

—L. Jaysura

Spanish American Community Club

Eleanor Roosevelt Democratic Club

Toastmasters Club

Co-op City Times / January 24, 2015

33

Co-op City Sports

Velocity Track Club New York Velocity Track Club New York was blessed once again! In Week 4 at the Colgate Women’s Games, we hit some bumps in the road, but we are in a good position for the semi-finals. Due to the icy roads on Sunday, one of our athletes arrived late and missed her event, but we thank God that she and the rest of the team arrived safe.

This week, we had 4 girls earn medals (Nariah Mathis, Dominique Jackson, Pearl Webster and Olyvia Burrell). Last year, VTC only had 3 girls in the Colgate Women Games semi-finals. This year, we have 8 girls: In the middle school division, we have Jaleah Eargle and Lisha McKenzie in the 55 meter hurdles, and Nariah in the 55 meters dash. In the elementary “B” division, River Sampson will be competing in the 55 meter dash. In the elementary “A” division, Aysya Brown will be competing in the 800 meters race and Olyvia in the 55 meters dash. In the high school division, Dominique will compete in the 200 meters race and Pearl in the shot put.

Good luck in the semi-finals!

As our elementary girls were competing at the Women Colgate Games, some of the boys made it to the Jersey City Armory in Jersey City, NJ for AAU Development Meet #2. They had some of the top teams from NJ, NY and PA competing. Out of the 4 boys that were able to make it there, they earned 2 medals.

Julian Caldwell won a bronze medal in the 200 meter race and Darius Gordon won a silver medal in the boys’ high school 800 meter race. Good job!

On Wednesday, January 14th, we competed in the Millrose Games Trails at the Armory Track & Field Center in NY, New York. We had 11 student athletes compete for a chance to run in the 108th Running of the NYRR Millrose Games, which will be held on Saturday, February 14th. Most of the top middle schools and club teams were competing in the youth 4 x 200 meter relay and the 8 & under fastest kid on the block races. I’m pleased to say that our boys (Joseph WebsterRutledge, Jordan Samuels, Trevon James

and Kristen CadizDomville) relay team took 2nd place and our girls (River Sampson, Shantea Leach, Desiree King & Danielle Jackson) relay team took 3rd place to qualify. In the girls’ fastest kid on the block, Olyvia Burrell took 4th to qualified. They will have a chance to practice/warm up alongside of the top high school, college and world class athletes. This will be a great experience for them.

Velocity Track Club athletes who competed in the Millrose Anyone interested Games Trails. in supporting Velocity Track Club New York, we are a receipt. For additional information, 501(c)3 - Non-for Profit. Just write please contact Coach Winston Dinkins the check of any size to Velocity Track at 914-441-6196 or email me at WATCLT Club New York. Your donation is a tax @AOL.COM. write off and we will send you a —Winston Dinkins

Follow Riverbay Fund on Facebook at www.facebook.com/riverbayfund and on Twitter at www.twitter.com/riverbayfund.

34

Co-op City Times / January 24, 2015

Williamsbridge Club

The Williamsbridge Club of the National Association of Negro Business and Professional Women’s Clubs, Inc. is an organization dedicated to community service in the areas of health, employment, education and economic development. If you are interested in joining our organization, dedicated to community service, please call Sylvia Hicks, Membership Chairperson, 917. 921.5445.

Young Adults are persons 18-35 years of age; you may inquire about our rapidly evolving leaders in the Young Adult section.

Ombudsmen are men of the community interested in decreasing the dropout

rate of youth in the community. We are interested in your ideas concerning the accomplishment this goal.

TheYouth Club consists of youth 12 to 18 years of age. The Youth Club is dedicated to community service, higher education, technology and activism. If you fit this description, are interested in expressing yourself, obtaining community service credit, developing new programs and leadership skills, you should join this organization. This is your chance, as a young person, to help plan the activities of the club. Don’t delay obtaining your required community service credits in a fun and interesting way. Mrs. Hicks wel-

comes your inquiry about any one of these groups and will be happy to help you through the application process.

Applications for scholarships are available for seniors in high school. Please call Sandra Hall, 917.972.7732, or Joetta Brown, 404.803. 9869.

The Williamsbridge Club members invite all women who meet the criteria to their MEMBERSHIP MIXER today, January 24, 10 a.m. – 2 p.m., at Dreiser Loop Community Center, Room #4. We are calling all women to come and mix with other women who feel a passion to work within their community to make positive changes. We will have refresh-

ments, door prizes, free parking; the event is free.

Anyone wishing to render community service assisting with any of our programs, without joining any of our club areas, may do so. To obtain more information, please contact the First Vice President, Sandra Hall, 917.972 .7732.

Information concerning the National Association of Negro Business and Professional Women’s Clubs, Inc. may be found at www.nanbpwc.org or our mailing address: Williamsbridge Club, P.O. Box 6, Co-op City Station, Bronx, New York 10475.

—Joetta Brown

2015 will be an exciting year for new programs. In March, we will hold our annual UN Women’s forum to address the United Nations International Decade for People of African Descent. In May, the Griots’ Gate program returns with an

afternoon of traditional African music artists gracing the stage of the Dreiser auditorium in a follow up to the Ebola awareness forum held in November, 2014. Finally, in November, look out for our exhibition on currency and the

Black experience at the Drammeh Center.

Please consider becoming a member to support multimedia programs in Co-op City, or you may also write to us and send your tax-deductible contribution

by check/money order payable to: The Drammeh Institute, Inc. Send to: The Drammeh Institute, P.O. Box 558, Co-op City Station, Bronx, NY 10475; Email: Drammehcenter@gmail.com.

—Elise Edwards

“In this New Year, we will continue with smiles on our faces and hope in our hearts for the best.”

TRAVEL EVENTS ▪ Back By Popular Demand… on Thursday, March 19 – we are going back to the Sands Casino Resort Bethlehem.

Great shopping at the Sands’ Outlets– Where Fashion Meets Fabulous. Price: $35. Rebate TBD. $20 deposit required to hold seat. Final payment due Feb. 12th.

Meet bus/depart: 8:45/9:00 a.m. Contacts: Serita G, 347-564-5722/ Barbara W, 718320-0500.

▪ Come join us on May 19-21, (3 days/2 nights). Martha’s Vineyard/Cape Cod. Price: double $429 & single $489. $50 deposit required to hold seat. Final payment due April 12. Package includes – Welcome Reception, 2 dinners & 2 breakfasts, several tours, including Hyannis Port/JFK, African American tour, and shopping at Clinton Crossing outlets.

Contacts: Serita G, 347-564-5722/Barbara W, 718-320-0500.

THEATRE COMMITTEE: (prices include transportation/Dreiser Loop): Sat., Jan. 24, 8:00 p.m. show. Price: $58. Doo Wop Returns to Lehman Center.

Van: Meet 6:45 p.m./Depart 7:00 p.m.

Contact: Eleanor B, 718-324-7847.

Thurs., March 26, 11 a.m. show. Price: $68. CAMELOT, Westchester Broadway Theatre. The story of the marriage of England's King Arthur to Guinevere. The plot of illegitimate Modred to gain the throne and Guinevere's growing attachment to Sir Lancelot, threaten to topple Arthur and destroy his "round table" of knights. “The arrival of Sir Lancelot threatens the foundation of the realm in one of the most fabled love triangles of all time.

This new, intimate production focuses on the dynamic and rich, intense characters in this most regal of American musicals.” A deposit of $35 to hold seat. Final payment due Mon., Feb. 16th. Contact Marie Green-Ryan, 718-379-0377.

Several other good shows are being considered. Come to the Dreiser clubroom to check out the Show/Trip wall and sign up for your performance of choice with a deposit to hold seat.

GOOD AND WELFARE Our heartfelt sympathy goes out to members, Mary Askew, who lost her sister and to Esther McKay, who also lost a family member, her brother, in recent weeks.

A big Get Well shout-out to our Correspondence Secretary, Helen Blakes, who has undergone a surgical procedure resulting in a very successful outcome. To

all members and friends, as you rest and heal, know that you are thought of warmly and we wish you brighter days. Contact: Elinor Gordon, Chair, at 718-379-8755, regarding illnesses and bereavements.

RECAP: We require your name, telephone number and a deposit to reserve your seat when signing up for shows/trips (only money orders/checks payable to

RETIREES of Dreiser Loop). Committee members will be available in Dreiser clubroom 19 (718-379-0377) on Mondays and/or Thursdays approximately from 3:00 p.m.–5:00 p.m.

Our lives begin to end the day we become silent about things that matter. Martin Luther King, Jr. —Claudette Davis

Drammeh Center

Retirees of Dreiser Loop

The New Jerusalem Church of Christ in Mt. Vernon, NY invites you to watch our TV Ministry • Wednesdays at 9:30 p.m. on Cablevision 70/Verizon 36 • Thursdays, 8:30 p.m., Time Warner 18 (Mt. Vernon), Time Warner 30 (Yonkers) • Live stream at Bronxnet.org.

You can also visit us at 196 N. Columbus Avenue, Mt. Vernon, NY 10553 Services we offer: • Sunday School 10 a.m.

• Sunday Worship 12 noon • Tuesday & Friday, Prayer & Evangelical Service 8 p.m.

Pastor: Bishop Whittaker Wright 914-668-1960 917-940-0932 - Prayer Line Also, please Like us on Facebook: New Jerusalem Church of Christ and follow us on youtube/njcny.

God bless you!

Montefiore and Jacobi are here to help!

Most people exposed to the legionella bacteria do not become ill and therefore, do not need treatment. If you have reason to believe you were exposed to the bacteria, and are showing the signs and symptoms, talk to your doctor.

If you don't already have a doctor, here are some local health facilities you can reach out to: Montefiore Medical Center 115 Dreiser Loop, Bronx, NY (718) 320-6300 Montefiore Medical Center 2100 Bartow Avenue #311, Bronx, NY (718) 320-5300 Jacobi Medical Center 1400 Pelham Pkwy. South, Bronx, NY (718) 918-5000

VISION CARE SPECIALIST

DR. DAVID HORN, O.D. FAAO • FELLOW, AMERICAN ACADEMY OF OPTOMETRY

• COMPLETE VISION CARE - EYE EXAMINATION

• OCULAR DISEASE TREATMENT

• EYEGLASSES

• GLAUCOMA TREATMENT

• CONTACT LENSES

High Fashion Frames on Premises. “Your Vision Health Is My Concern.”

Much of Learning Is Done Through The Eyes. Insist on a Professional Eye Examination.

120 ALCOTT PLACE

(Bldg. 17 • Sect. 3) • Co-op City

718-379-8029 Medicare and many insurances accepted.

DOCTOR’S HOURS: MONDAY: 1:30 - 7:00 PM • WEDNESDAY: 2:00 - 7:00 PM FRIDAY: 11:00 AM - 5:00 PM • SATURDAY: 8:30 AM - 2:00 PM CALL FOR AN APPOINTMENT!

Co-op City Times / January 24, 2015

Pastor Anne L. Palmore and the congregation of the Church of the New Vision extend a warm and friendly invitation to everyone to worship with us every Sunday at 8:00 a.m. or 11:00 a.m. We are a church where inspirational messages from the Word of God, the Bible, are delivered every Sunday morning.

The church is designed to meet the spiritual needs of our community by offering anointed singing and preaching, and a general atmosphere of Christian love and “Stand fast therefore in the liberty by which Christ has made us free, and do not be entangled again with a yoke of bondage.” Galatians 5:1 Spiritual Food for Thought: Take time to deal with the things you have put off because of dread. Your life requirements and responsibilities are not going to suddenly go away. The longer you delay, the more overwhelmed you will be. If you will face your circumstances squarely and deal honestly with procrastination as an escape mechanism, you will be able to overcome and have victory. And, you will be able to embrace freedom.

Are you looking for a new church home in 2015? Pastor Carol, Presiding Elder Landrum and the Greater Love family welcome and encourage you to fellow-

Church of the New Vision

friendly hospitality. We also invite the youth of our community to attend our Sunday Morning services starting a 9:30 a.m. with Sunday School, designed to meet the spiritual needs of our young people. Parents, please send your children to learn of the Lord Jesus.

Bible teaching from 7:00 p.m. to 8:00 p.m.; and Prayer Service from 8:00 p.m. to 9:00 p.m. every Wednesday evening. Be with us to learn the Truth from the Word of God.

List of Events Come join New Vision's "Partners in Reading Program" every Sunday afternoon from 1:15 p.m. to 2:15 p.m. Students in Grades 1 through 8 can discover the joy of reading while exploring and improving their literacy levels through small groups and reading partners. Parents, we encourage you to bring your children to benefit from this free program taught by trained professionals. Registration is ongoing.

You could contact the church at the num-

ship with us. Greater Love is a teaching, preaching, tithing, faith and Bible way ministry. We believe that anyone can be saved according to our foundational Scripture, Romans 10:9, “For if you confess with your mouth that Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.”

Our vision is to change hearts, change minds and change lives Word of God. We believe that when you change your attitude, you can change your altitude!

Greater Love is conveniently located at 900 Co-op City Blvd. (Bldg. 2A), on the ground level, Bronx, N.Y. 10475; main entrance - red buzzer. Doors open at 2:30 p.m. on Sunday. Free parking is available in Garage #1 on Darrow Place.

Church Phone: 347-920-5607.

Weekly Schedule Sunday Bible School for Youth: 3:00 p.m. (sharp) Sunday Afternoon Praise & Worship: 3:45 p.m.

Holy Communion – First Sunday Adult Bible Study/Discipleship Class: Wednesday evenings at 7 - 8:30 p.m.* Training for Service - A Survey of the Bible: Thursdays at 7:00 p.m.

Family Nite: Third Fridays Youth Service: Every 4th Sunday (beginning Feb. 22nd) Blessing/Dedication of Children Men/Women’s Fellowship **Young adults 16+ are also welcome at adult Bible study Health Seminar The Ichan School of Medicine at

Greater Love Cathedral United Baptist Church

Cooperators United

KEEP THE PRESSSURE ON. CONTINUE TO PROTEST BAY PLAZA MALL TRAFFIC. THE DOT IS IGNORING US. OUR CONCERNS ARE BEING DISMISSED. When you call, you say: I am a Co-op City resident extremely concerned about pedestrian safety and high volume traffic that already exists through Section 5, on Bartow and Baychester Avenues. How many studies or time does the DOT need?

Help us prevent a fatality by starting to implement these changes NOW. • Create a new (another) exit leading out of the Mall unto I-95 and/or Hutchinson River Parkway speed Signs • Increased Signal Lights to enable us to cross the Streets, • Turn Only Signals on major streets leading into and out of Co-op City, • Street Lines Painted • Dividers to be installed and/or replaced • More ADA Accessible Streets and Sidewalks • Signs at the Mall’s exit next to Toys R Us not to cross lanes that say (complete right turn only) • Do Not Block Intersection Signs • Traffic Agents CALL: Commissioner Constance Moran – 212-748-6680

Congressman Elliot L. Engel – 718796-9700/202-225-2464 State Senator Ruth Hassell-Thompson – 718-547-8854 Assemblyman Michael Benedetto – 718-892-2235/718-320-2220 City Council Member Andy King – 718-684-5509/212-788-6873 FAX: State Senator Ruth HassellThompson – 718-515-2718 Congressman Elliot L. Engel – 718796-5134 Assemblyman Michael Benedetto – 718-892-0035/718-320-4753 City Council Member Andy King – 718-684-5510 EMAIL: State Senator Ruth HassellThompson -hssellt@senate.state.ny.us Assemblyman Michael Benedetto – benedem@assembly.state.ny.us Congressman Elliot L. Engel – www.engel.house.gov Commissioner Constance Moran cmoran@dot.nyc.gov City Council Member Andy King – andyking@council.nyc.gov Our next Cooperators United Meeting is Tuesday, January 27, 7:00 p.m., Bartow, Room 31. Come out. Let us hear from you. We can be reached at 718-379-7841 or MLSAH@aol.com.

—Sonja Maxwell

Co-op City Department of Public Safety (718) 671-3050 www.ccpd.us If you SEE something, SAY something!

35 ber listed below.

The Church of the New Vision is located at 115 Einstein Loop, Bronx, NY 10475; Telephone: (718) 671·8746 or (718) 320-0409. Our mailing address is: P.O. Box 753037, Bronx, NY 10475.

Wishing all our neighbors and friends God’s blessing during this holiday season and throughout the coming New Year!

Please visit our website at www.churchofnewvision.com.

—Carole Haque

Mount Sinai, Division of Cancer Prevention and Control, Witness Cares Program will hold an interactive educational seminar to increase our knowledge about colorectal cancer. If you are age 50+ and interested in attending this informative session at Greater Love on Saturday, January 31st, 1–2:30 p.m.; kindly RSVP by leaving a message on the church telephone. Please leave a callback number.

We are still accepting donations of non-perishables item and toiletries for our food pantry and Christian books/ Bibles/DVDs/CDs for our Christian Library. Feel free to stop in or call the church to arrange a pick up. Thank you in advance for your generosity.

Have a blessed week!

—Pastor Carol Landrum

36

Co-op City Times / January 24, 2015

We're proud to host the 2K15 "Newsong Conference" on January 30- February 1st, meant to bring the body of Christ together in our city, and believe that He has "greater things" to do this year through the local church! Speakers include Pastor Jay Haizlip from The Sanctuary Church in CA. Pastor Jay is also a professional skateboarder whose desire is to see God change the heart of a city through young people! He has an amazing testimony that will speak to all generations! *All Skateboarders will receive free tickets to this event.

Your skateboard is your ticket! Worship will include Martha Munizzi, The Anthem, and many more from around the Tri-State area! Tickets are on sale now, including group rates for churches and free tickets for senior pastors and their staff! For questions, email newsongconference@outlook.com.

Newsong Church is a multi-cultural church that believes God has a purpose and a plan for your life.

We exist to reach people who are far away from

Pentecostal Tabernacle, 120 Benchley Pl., Building 24 (street level), Bronx, N.Y. 10475. You are invited to attend services on the following days.

SUNDAYS: Sunday School for all age groups begins at 10:30 a.m. Sunday Worship starts at 11:45 a.m. Evangelistic service begins at 6 p.m. every Sunday evening.

WEDNESDAY: Morning Prayer and fasting service will begin at 11 a.m. - 12:30 a.m. Bible study and prayer meeting will be held every Wednesday evening starting at 7:30 p.m. Effective Fervent Prayers change things. Come and experience the power of Biblical prayers. God’s power is released through His Words. Come and study the Word of God; it can change your life.

2 Timothy 2:15 - Study to show thyself approved unto God, a workman that needs not to be ashamed, rightly dividing the word of truth.

FRIDAYS: Youth service starts at 7:30 p.m. for

Newsong Church

God, and teach them how to follow Jesus’ step by step. That's why you will find our Sunday Worship Experience to be so warm and friendly, we genuinely care about you! We're not concerned about where you've been, but where you're going. You see we've all got a past, we've all made mistakes, and we still do. When you step into our worship experience, you won't find a bunch of "Holier-than-thou" people pretending to have it all together. Instead you'll find that we're all broken people, but we're allowing God to put us back together. We're not perfect, but God is!

As God puts us back together we're realizing that although our past has shaped us, it does not define us! We're finding out that not only does God love us with a radical and unconditional love, but that He has a purpose and a plan for each one of us! At Newsong Church, we believe that the Bible is the greatest book ever written, containing the greatest story ever told, and that each of us are part of Hisstory! In fact, we have a saying at our church: "If

Pentacostal Tabernacle

all the youth who would like to attend.

Focus: Virtue is the quality that sustains our entrance and standing before a holy God and allows the strength and healing presence of God to flow through us.

Philippians 4:8 - Finally, brethren, whatsoever things are true, whatsoever things are honest, whatsoever things are just, whatsoever things are pure, whatsoever things are lovely, whatsoever things are of good report, if there be any virtue, and if there be any praise, think on these things.

A Christian’s strength resides in his or her relationship with God. A life filled with virtue results in a clean conscience and removes any cloud of guilt, providing a bold entrance into the presence of the Lord. A virtuous life fulfills the purpose for the grace of God, making that work complete. Godly virtue adds value to human life, and that enhancement becomes obvious to others. Paul joined Peter

you're not dead, God's not done with you!" We don't just believe this for the adults, but for our children as well! At Newsong Church, we're so passionate about our children learning about Jesus, that we created a church just for them called Kidsong! At Kidsong, our children learn about Jesus in a safe, fun, age-appropriate learning environment!

We hope that you will join us this Sunday at 177 Dreiser Loop. We meet in Auditorium B at 11:00 a.m. Parking is available in the parking garage located on Dreiser Loop. Please bring your ticket to our connection tent for validation. Deaf Interpretation is available during our adult worship experience. For more information, you can contact us: Website: www.newsongchurchnyc.org; Email:info@newsong churchnyc.org; Facebook: www.facebook.com/ newsongchurchbx; Twitter: @newsongchurchBX. Our Newsong family is here for you, stop by this Sunday and experience the difference!

God Bless you!

—Pastor Mike Tolone in encouraging the pursuits of virtue when he admonished Timothy to give himself wholly to righteous principles. Meditate upon these things; give thyself wholly to them; that thy profiting may appear to all. Take heed unto thyself; and unto the doctrine; continue in them, for in doing this thou shall both save thyself, and them that hear thee (1Timothy 4:15-16) Believers are required to live a victorious life, and increase in their knowledge of the things of God. Peter referred to virtue as one of the stones in the foundation of the believer’s faith.

2nd Peter 1:5 And beside this giving all diligence, add to your faith virtue; and to virtue knowledge.

Paul concluded that adding virtue to faith is a profitable venture that causes the believer’s value to rise even in the eyes of those around him.

For more information, call: 718-324-0334.

—Rev. R. Sibblies

St. Joseph’s Episcopal Anglican Church

Fr. Taylor and the congregation of St. Joseph's cordially invite you to worship with us in Co-op City at 155 Dreiser Loop, lower level. All are welcome.

Weekly Schedule: Sunday service with Holy Communion and Sunday School are both at 9 a.m.

Every 4th Sunday, our children participate in the reading of the lessons and every 5th Sunday, our young adults assist in the service. Bible study is held each Wednesday at 7 p.m. Choir rehearsal is on Thursday at 7 p.m.

The (ECW) Episcopal Church Women meet immediately after service on the 1st Sunday of each month.

Membership is open to all women of the church and dues are $2 per month.

We look forward to welcoming everyone at 9:00 a.m. on Sunday, January 25, when we will celebrate The Third Sunday after the Epiphany. Immediately after service, the Annual Meeting will be held. This meeting will include the election of officers and presentation of the By-Laws.

Fundraising Event • Spread the word, ECW 8-day cruise on the Carnival Splendor, leaving out of New York on August 12, 2015: Grand Turk, Half Moon Cay, The Bahamas and Nassau, with fun days at sea. Ocean view cabins start at $1,297 and inside cabins start at $1,217, depending on how many persons per cabin.

Only 5 cabins remain available. If you would like to go, please contact June Grimes as soon as possible (Tel. 347-457-8249) to indicate your interest and work out a payment plan with her.

Outreach Program: We continue to collect nonperishable food for the feeding program at Grace Episcopal Church in West Farms. Please remember to donate.

For additional information on the above, please call the church at 718-320-0844, or visit our website: http://www.stjosephsepcbronx.org.

“Put your trust in him always, O people, *pour out your hearts before him, for God is our refuge.” (Psalm 62:9) —M. Chambers

Family Owned and Operated • Large Chapel on premises

• Pre-need counseling

• Ample Parking on premises

• Out of town services

• Casket Showroom on premises

• Cremations

A dignified funeral every family can afford.

All areas are handicapped accessible

Personalized & Professional Care • 49 Years Serving Our Community Worldwide Shipping including Caribbean, Africa & South America

718-231-7647 Call 24 Hours

Fax: 718-231-7665 NOW WEBCASTING TO FAMILY AND FRIENDS ABROAD

www.mccalls.net • director@mccalls.net 4035 Bronxwood Avenue, Bronx, N.Y.

Serving all cultures & faiths

37

Co-op City Times / January 24, 2015

Evangelical Church of Co-op City - UMC Open Doors, Open Hearts and Open Minds

Come & Visit Us – We welcome you to God’s House – Your House – One Family in Christ. We are a congregation with spirit-filled worship, offering a variety of opportunities for spiritual growth, fellowship and service to God and our community. We are a multi-ethnic, multi-cultural and bilingual congregation and all are welcome.

Services are at the church at 2350 Palmer Avenue, across the street from Building 30. Parking is available.

Sunday Services – The first Sunday of the month is a bilingual service with communion at 10 a.m. Every other week, the English Service at 9 a.m. and the Spanish Service at 11:30 a.m.

Sunday School For Children: At

10:30 a.m. Classes are for 3 yrs. – 12 yrs. The curriculum being used will be The Super Book.

Prayer Night (English) & Prayer Morning (Spanish): The Lord said, “Whenever two or more are gathered in my name, I am in the midst of them.”

Matthew 18:20. Tuesday evenings at 7:30 p.m. to 8:30 p.m. in the church building. Also on Thursday mornings at 10:30 a.m., there is prayer till 11:15 a.m. in Spanish. Come and bring your prayer needs so we can pray together.

Women’s Fellowship: Meets the first Saturday of the month at 10 a.m. – 12 p.m. We are also having an exercise class immediately following the study and on the third Saturday of the month.

Men’s Fellowship: Meets the last Saturday of the month at 10 a.m.–12 p.m.

Crescendo Christian Music School: Learn piano, guitar, violin, percussion, flute, voice and theory.

Contact Maestro Frank Colon at (917) 753-3644. The school will be open from Monday – Friday, 2 p.m. – 8 p.m.

Private and group lessons are available.

All ages are welcome. Registration is free and rates are affordable.

Trip to the Holy Land Experience in Florida: We will be having a 9 day trip to the Holy Land Experience in Orlando Florida from August 8 to August 16. The trip is $799 per double occupancy. A $75 deposit will hold your seat. We will be stopping at different places and will

NEW CHURCH LOCATION: 120 DeKruif Place (street level). Praise and Worship begins at 9:30 a.m.

Church telephone: (347) 346-5790. email: fatwcc@aol.com.

Weekly Worship Experiences 6 p.m., Wednesday Prayer Service 6:30 p.m., Wednesday Bible Study Sunday Morning Worship, 9:30 a.m.

Teen Church, 10 a.m., 2nd Sundays Children's Church, 3rd Sundays (K-3)

Older Children's Church, 4th Sundays (4th-7th).

Church Motto: "We are Christ-centered, family-focused with power and authority."

Church Mission: To empower, educate and motivate men, women, boys and girls to reach their full potential and live abundant lives through preaching and teaching the Gospel of Jesus Christ.

Come worship with us, where we

honor tradition but are not bound by it!

All are welcome to join us any and every Sunday because our goal is to share the Gospel of Jesus Christ, in LOVE, through teaching and preaching the Word of God from the Bible.

PART-TIME POSITION: School escort needed Monday through Friday, 2:00 p.m. until 3:00 p.m. We are seeking a mature, reliable and dependable individual for this very important posi-

tion within our afterschool program.

NYS Child Services clearance necessary and 3 references required.

Male and female mentors needed for community-faith-based youth ministry.

If interested, reply to email address: fatwcc@aol.com with "Mentor" in subject line.

Remember, it's never about us, but always about the goodness of the Lord.

—Pastor Deborah Jenkins

Rev. Dr. Gladys R. Little, Apostle, and Pastor & Evangelist Vernon Little greet everyone in the name of Jesus, that name which is above every name. We want you to know that you are welcome in this house of the Lord! It is His house by ownership, it is our house by stewardship, and it can be your house by membership; so come on in and join with us.

May God bless you in this house!

Praise is our enthusiastic expression of gratitude to God for reigning in glory

forever. Praise is the overflow of a joyful heart. Psalms 150 says: 1 Praise the Lord! Praise God in His sanctuary; praise Him in His mighty firmament!

2 Praise Him for His mighty acts; praise Him according to His excellent greatness.

3 Praise Him with the sound of the trumpet; praise Him with the lute and harp!

4 Praise Him with the timbrel and

dance; praise Him with stringed instruments and flutes!

5 Praise Him with loud cymbals; praise Him with clashing cymbals!

6 Let everything that has breath praise the Lord. Praise the Lord!

Invitations: Our Sweet Hour of Prayer will be today at 3 p.m. Sunday School is tomorrow at 10 a.m. Our Sunday Morning Worship Service is at 11 a.m. Every 3rd Sunday following the morning worship,

we serve Holy Communion.

If you’re into gospel rap/holy hip-hop, go to www.soundcloud.com and download music from Vernon Little free of charge. He also has videos on YouTube.

You will be blessed, encouraged, and inspired.

We are located at 171 Dreiser Loop in Section 1. Our phone # is (347) 2764925. Jesus loves you, and so do we.

Happy New Year to everyone.

—Apostle Gladys R. Little

Pastors Anthony Davis and Andrée Davis, co-founders of Harvest Restoration Ministries, Inc., extend to you a warm invitation to come and worship the Lord Jesus Christ with us.

We are a community oriented nondenominational church that preaches and teaches the Bible in an exegetical

style. Our focus is to teach members of the ministry to use Biblical doctrines in a practical sense to be a blessing to both the home and the community. Pastor Davis has a particular affinity towards the empowerment the youth. His approach is to meet these young people where they are and to help transform

them to meet their God given destiny.

We meet at: 135 Einstein Loop Community Center, Room 42.

Order of Services Sunday School – 11:00 a.m.

Sunday Morning Worship – 12 p.m.

Tuesday Night Prayer Service – 7:30 p.m.

Wed. night Bible Study – 7:30 p.m.

Thursday night Praise Team rehearsal – 7:30 p.m.

Children’s Church – Sunday at noon (during main service) Communion – Every 1st Sunday of every month —Pastor Anthony Davis

Faith@Work Christian Church

Faith in God Church and Bible Institute

Harvest Restoration Ministries

spend two days at the Holy Land Experience and two extra days in Florida.

For further information and pricing for triple or single, call Linda at (917) 6846463. If there is no answer, please leave a message and she will get back to you.

Trip to Sight & Sound to see Joseph: We will be going to see Joseph at Sight & Sound in Lancaster on May 22. This will be a fun trip first were going to Rockvale Square Mall, then to the theater and after to Plain & Fancy for dinner. Cost is $140 per person and make your reservations soon, seats fill up fast. Deposits need to be in before February 8. Call Barbara at (347) 603-7473. If no answer, leave a message and someone will get back to you.

—Rev. Dr. Milca C. Plaud

DIVORCE - BANKRUPTCY • ABSOLUTE LOWEST FEES • EVENING APPTS. AVAILABLE • IMMEDIATE FILING

• FREE CONSULTATION • FLEXIBLE PAYMENT PLANS

“COURTEOUS AND PROMPT SERVICE AT AN AFFORDABLE FEE”

633 Lydig Ave • Bronx, NY 1 block from Pelham Parkway & White Plains Road Accessible by #2 & #5 trains • #12, #22 & #39 buses

DAVID BRODMAN,Esq.

718.239.7110

New York City Speed Limit The speed limit in New York City is

25 MPH unless otherwise posted.

—Riverbay Safety Department

38

Co-op City Times / January 24, 2015

Word Games 9:30 – 11:30 a.m., Rm. 31 Current Events 10 a.m., Rm. 31 Bingo12:30-2:30 p.m., Rm. 31 Card Games 2-4 p.m., Rm. 31 Dominoes 2:30 p.m., Rm. 31 Srs. Walking Group Ended 12/16.

Blood Pressure 1st & 3rd Wednesday 9-10 a.m., Rm. 31 Word Games Rm. 31 9:30 a.m. - 11:30 a.m.

Stay Well Exercise 10 -11 a.m., Rm. 31 Line Dancing w/Voncile 11 a.m.-Noon, Rm. 31 Bingo 12:30–2:30 p.m., Rm. 31 Card Games 2 -4 p.m., Rm. 31 Dominoes 2:30 p.m., Rm. 31

Fri., January 30

Thurs., January 29

Tues., Janaury 27

Weight Mngmnt Support Group Bartow Ave. main office; 1011:30 a.m.

Word Games 9:30 – 11 a.m., Rm. 31 Library 9:30 a.m.–1 p.m., Rm. 31 Bingo 9:30–11:30 a.m., Rm. 31 Arthritis Exercises 11 – 12 p.m., Rm. 31 Card Games 2–4 p.m., Rm. 31 Dominoes 2:30 p.m., Rm. 31 Tablet class 1st & 3rd Cellphone Class 2nd & 4th 12:40 - 1:40 p.m., Bartow Ave. main office. No walk-ins.

Wed., January 28

Mon., January 26

Bartow

Library 9 a.m.-1 p.m., Rm. 31 Word Games 9:3011:30 a.m., Rm. 31 Chat Session 9:30 a.m.

-1 p.m., Rm. 31 Bingo 12:30- 2:30 p.m., Rm. 31 Card Games 2-4 p.m.

Rm. 31

Einstein Library 9:30 a.m. – 1 p.m.

Rm. 49 Dominoes 10 a.m., Rm. 45 Line Dancing w/Ellie 10 a.m. – 11 a.m., Rm. 45 Around The Lunch Table 11:30 a.m., Rm. 49 Word Search w/Sandy 11 a.m. – 12 p.m., Rm. 49

Dominoes 10 a.m., Rm. 49 Tai Chi 11 a.m., Rm. 45 Bingo 1 p.m., Rm. 49 Matinee Movie w/ George 10 a.m.-12 p.m., Rm. 45 Pokeno 1-3 p.m., Rm. 35

Dominoes 10 a.m., Rm. 45 Spelling Bee 10 a.m., Rm. 49 Spanish Practice Class 10:30 a.m., Computer Lab Zumba w/Ola 11 a.m. – Noon, Rm. 45 Bingo 1-3 p.m., Rm. 35 Dominoes 10 a.m. Rm. 45

Stay Well Exercise 1011 a.m., Rm. 45

Spelling Bee 11 a.m., Rm. 49

Pokeno & Bingo 1-3 p.m., Rm 35

Arthritis Exercise Class w/Damian 11 a.m. – 12 p.m., Rm 45

Dominoes 2:30 p.m.

Rm. 31

Word Search w/Sandy

Men’s Line Dancing w/ Voncile 9-10 a.m., Rm. 31 Word Games 9:30 – 11:30 a.m., Rm. 31 Women’s Line Dancing w/Jenifer 10–11:30 a.m., Rm. 31 Chat Session 10 a.m., Rm. 31 Bingo 12:30–2:30 p.m., Rm. 25 Sing along w/Charles Carrington 11 a.m.-12 p.m. Rm. 31 Card Games 2-4 p.m., Rm. 31 Dominoes 2:30 p.m., Rm. 31

Dominoes 10 a.m., Rm. 45

11 a.m.-12 p.m., Rm 49

Dreiser Crochet and Knitting 10 a.m. -12 p.m., Rm. 7 Library, Exercise Bike, Chat Session 9:30-10:30 a.m., Rm. 7 Stay Well Exercise 10-11 a.m., Rm. 2 Mind Teasers 12– 1 p.m., Rm. 4 Gentle Yoga w/Anne 1:15 - 2 p.m., Rm. 2 Intermediate Yoga 2 p.m. - 3 p.m., Rm. 2 Basic Cellphone & iPad 1:30-2:30 p.m., Rm. 7

Library, Exercise Bike, Chat Session 9:30 – 10:30 a.m., Rm. 7 Alert & Alive 10:30 - 11:30 a.m., Rm. 7 Cultural Dance w/Millie 10:30-11:30 a.m., Aud. B Mind Teasers 12–1 p.m., Rm. 4 Zumba 1-2 p.m., Aud. A Tuesday Movie w/ popcorn 2-4 p.m., Rm. 7 Library, Exercise Bike, Chat Session 9:30 – 10:30 a.m., Rm. 7 Sewing w/Raymonde 9:30 –11:30 a.m., Rm. 7 Tai Chi 11 a.m. - noon, Room 2 Mind Teasers 12 p.m. – 1 p.m., Rm. 4 Art Class 1 p.m. - 3 p.m., Rm. 7 YOGA w/Bhadra 2 p.m.-3 p.m., Rm. 2 Library, Exercise Bike, Chat Session 9:3010:30 a.m. Rm 7 Blood Pressure 1st & 3rd Thursday 10-11:30 a.m., Rm. 8 Line Dancing w/Ellie 10–11 a.m., Aud. A Piano Sing Along 11 a.m. – 12 p.m., Rm 7 Mind Teasers 12-1 p.m. Rm 4 Drama Club 1:30 – 4 p.m., Rm 7 Crochet and Knitting 10 a.m.-12 p.m., Rm. 7

Art 10 a.m., Rm. 45

Library, Exercise Bike, Chat Session

Bingo 1 p.m., Rm. 49

9:30-10:30 am, Rm. 7

Card Games 2-4 p.m., Rm. 49 Blood Pressure 2nd and 4th Friday 1011:30 a.m., Rm. 49

Meditative Moments 11–12 p.m., Rm. 8

Mind Teasers 12-1 p.m., Rm. 4

Spanish Class 1-2 p.m., Rm. 7

Card Games, Dominoes Bingo1–3 p.m., Rm. 35 Pokeno 3–4 p.m., Rm. 35

2-4 p.m., Rm. 7

Therapeutic Yoga 1:30–2:30 p.m., Rm. 8

(Schedule subject to change without notice)

Fee for lunch is $2.00 & $3.50 for guest

*Menu subject to change without notice. Lunch must be ordered a week in advance.

ALL meals served w/margarine and fresh milk

Bartow Center (718) 320-2066, Ext. 2010 Dreiser Center (718) 320-1345 • Einstein Center (718) 671-5161

For information, please call: (718) 320-2066

New Payment Schedule - Payments for trips @ the Bartow office can be made Monday – Friday: 9:00 a.m. – 12:00 p.m. & 2:00 p.m. – 4:00 p.m. (Only) Funded by: The NYC Department for the Aging, The NYS Office for the Aging and Riverbay Corporation.

Date: Mon., Jan., 26

Kosher

Non-Kosher

Crispy baked fried Orange pineapple juice chicken Stuffed cabbage Braised collard greens Bowtie noodles Green beans w/tomato Mashed sweet potatoes Alt: Egg salad

Soups, Breads and Desserts Whole wheat bread Healthy wildberry & applesauce

Orange juice, Chicken

Tues, Piccata, Mauzone toasted Jan., Barley & onion, Braised red cabbage w/apples, 27

Chili con carne Perfect white rice Mixed vegetables

Whole wheat bread Canned apricots

Alt: Tuna salad Apple juice

Wed., Veggie burger patty Pork sausage link Jan., Mashed sweet potatoes Au gratin potatoes Winter blend vegetables Italian blend vegetables 28

Whole wheat bread Fresh fruit

Alt: Baked Flounder fish Orange pineapple juice

Thurs., Breaded Tilapia fish fillet Stuffed cabbage w/beef Bowtie noodles Brown rice w/mushJan., rooms, Steamed carrots Winter blend vegetables 29

Challah bread Fresh fruit

Alt: Baked turkey breast

Fri., Jan., 30

Orange juice Baked chicken legs Roasted potatoes Sautéed spinach Alt: Gefilte fish

Spanish style fish Brown rice w/pigeon peas Steamed peas & carrots

Upcoming Events/Trips

There will be no refunds for all trips.

All trips include roundtrip transportation! Call the Bartow Office to register unless otherwise noted, 718-320-2066.

All trips must be paid in advance. No exceptions.

Social Workers and Nurses are available by appointment at our three office locations: 2049 Bartow Avenue, 135 Einstein Loop, Room 40; 177 Dreiser Loop, Room 13, (Office will open after repairs are completed). Please call 718-320-2066 for information.

Free SNAP (Food Stamp) Application Assistance – Friday, February 13th at the Co-op City Senior Services Office, 2049 Bartow Avenue, 10 a.m. – 3 p.m. Walk-in - First come, first served! Please bring documents that verify your identity, address, Income & expenses (rent, medical, etc.).

For more information: 718-320-2066.

FREE - Brooklyn Botanical Gardens – 10 a.m., Tuesday, January 27. Pick-ups: Bartow – 8 a.m.; Dreiser – 8:15 a.m. and Einstein - 8:30 a.m.

Please call 718-320-2066 to register.

Costco – Thursday, January 29. $5 2½ hours. Pick-ups: Bartow - 9:30 a.m.; Einstein - 9:45 a.m. and Dreiser - 10 a.m.

Please call 718-320-2066 to register.

FREE Civil Legal Services coming to Your Neighborhood – A NYLAG (New York Legal Assistance Group) Mobile van will be stationed in Co-op City on Thursday, February 5th, Bartow Avenue & Asch Loop in front of the Memorial Park from 10 a.m. to 2:30 p.m. Lawyers on the van will provide free legal assistance on issues related to: Housing, public benefits, disability benefits, healthcare, identity theft, debt management, consumer credit, immigration, domestic violence, divorce, custody, employment & advance planning. To make an appointment and to fill out the referral form, contact JASA at 718-320-2066, 2049 Bartow Avenue.

The referral form has to be filled out prior to your scheduled appointment date. WAIT LIST ONLY. New Event: Valentine’s Day Party – Friday, February 13th, Bartow Senior Center Room 31, 11 a.m.-2 p.m., $3.

Raffles and surprises. Menu: Brisket of beef, mashed potatoes, peas and carrots, Chalah bread, tea and cake.

Costco – Mon., Feb. 2nd, Must be a

Whole wheat bread Fresh fruit

Costco member. $5. 2½ hours. Pickups: Bartow - 9:30 a.m., Einstein - 9:45 a.m. and Dreiser - 10 a.m. Call 718320-2066 to register. 12 seats available.

Empire Casino – Wednesday, February 4th, $5. Pick-ups: Bartow - 9:30 a.m.; Einstein - 9:45 a.m., Dreiser - 10 a.m.

FREE - Aldi Supermarket – Thursday, February 5th, 2 hours. Pick-ups: Bartow - 9:30 a.m.; Einstein – 9:45 a.m. & Dreiser - 10 a.m. 18 seats available.

Shoprite: Friday, February 6th, $3.

Pick-ups: Bartow - 9:30 a.m.; Einstein – 9:45 a.m. & Dreiser - 10 a.m. 12 seats available.

Grandparents Connection: Kinship Caregiver Support Group – Are you a grandparent/great grandparent raising a grandchild or great grandchild? Would you like to attend the support group meetings to speak to other grandparents/great grandparents and share your experiences and be offered support?

The Next meeting is Thursday, February 5, 10:30 a.m., 135 Einstein Loop, Computer Lab, Room 34A. For more information, call 718-320-2066.

Weight Management Support Group – Monday, January 26th, 10 a.m., 2049 Bartow Ave., main office, facilitated by social workers. Learn techniques and information that can help you maintain a healthy lifestyle.

For information: 718-320-2066.

Caregiver Support Group – Tuesday, February 3rd, 1 p.m., 2049 Bartow Ave., Room 31. The group offers resources, as well as an atmosphere of understanding and support, whether you care for a loved one from a distance or in your home. Group is facilitated by a social worker. For info.,: 718-320-2066.

AARP Tax-Aide Hosted by JASA: Free Tax preparation and free e-File: 135 Einstein Loop, Room 35, February 3rd to April 15th, 10 a.m. to 2 p.m., Tuesdays and Wednesdays. Call 718320-2066. First come first served!

AARP has the right to limit the number of clients seen on each day.

Film Screening: The Age of Love – Thursday, February 12, 2 p.m., 177 Dreiser Loop Auditorium. Snacks provided. Tickets: $2 in advance, available at the JASA office, 2049 Bartow Avenue, $4 at the door. For info., call 718-320-2066.

Co-op City Times / January 24, 2015

WEEKLY SCHEDULE

AARP Chapter #4997

FYI: Being a caregiver is one of the most loving gifts a person can give. It can also be a difficult and stressful job.

According to a recent AARP survey, nearly 600,000 Long Islanders – more than half of the 1.1 million 50-and-over population – are providing or have provided unpaid care to an adult relative or friend in the last 5 years. Supporting caregivers has become a top priority for AARP. On Long Island, AARP has launched a Caregiving Coaching Program in collaboration with Caring for the Caregiver, aimed at connecting caregivers with trained volunteer coaches who can assist with resources and emotional help. Caring for the Caregiver, a nonprofit group, runs several support groups for caregivers, where attendees can be matched with a potential coach. Another program collaborator, Stony Brook University’s School of Social Welfare, has created an information line – 631-642-7291 – designed to assist both caregivers and coaches. If interested in becoming a coach, email long island@aarp.org. If you are looking to be matched with a coach, call the information line.

To our sick, on the mend and shut-in members, and those bereaved members, please know that you are in our prayers.

Contact Frances Wilson, Good &

39

Welfare Coordinator, 718-671-5493.

2015 TOUR ACTIVITIES APRIL 23 – 26 –Azalea Festival in Norfolk (VA) w/reserved seats for the Azalea Festival Grand Parade; a Dinner Cruise on board the Spirit of Norfolk; attend the International Tattoo Show; Norfolk Botanical Gardens Tram Tour; 3 breakfasts and 3 fullcourse diners; evening entertainment; deluxe Motorcoach transportation – $550/person double; $719/single (correction)…$100 deposit, payable to AARP #4997, when you sign up…travel insurance available upon request…

Contact Jean, 718-379-3742.

OCTOBER 30 - NOVEMBER 13 – Autumn Repositioning 15-day Cruise on the Norwegian Dawn – Deluxe Motorcoach to Boston, MA to board the ship going to San Juan, PR; Bonaire Curacao and Aruba; Ocho Rios, Jamaica; Georgetown in Cayman Islands; Cozumel, Mexico; returning to New Orleans, LA to fly back to New York….Double Occupancy - Inside State Room - $1,853; Ocean View $2,253 and Balcony - $2,553; Insurance and 1st deposit ($600/person) due at time of reservation; 2nd payment due June 5th and final payment due 7/15/15…Contact Jean, 718-379-3742.

—Delores Debnam

Goose Island Seniors

Baychester Library Events VISIT THE LIBRARY - A GREAT WEALTH OF INFORMATION EVENTS for January (Call Library for more information) Films - Saturdays, 2 p.m. 1/31 - If I Stay Toddler Time - Tuesdays, 11:00 a.m.

Tech Connect - Wednesdays, 5 p.m. - 6:30 p.m. - MS Excel Tech Connect - Thursdays, 10 a.m.-12 p.m. 1/29 - Internet for Beginners.

Music@NYPL - Saturday, 1/24, 2 p.m. - Renato Thoms Mini Career Fair - Tuesday, 1/27, 11 a.m. - 3 p.m.

Game On - Friday, 1/30, 3-4:30 p.m. - Board Games, etc.

Parenting can be TOUGH! Boys Town Common Sense Parenting® classes are here to help! - Mondays, Feb 2- March 16, (NO class March 9th) 4:306:30 p.m. If you have a child, chances are you've had your fair share of challenging days. Parents are invited to join in our fun and interactive classes.

CSP classes can help you with: • Balancing discipline with affection • Praising your child's good behavior • Reducing a child's problem behavior • Power struggles between you and your child • Effective communication. CSP Classes run for 6 consecutive weeks. Parents who attend all 6 classes will receive a certificate of completion. Child Care and MetroCards are NOT provided. CLASS SIZE IS LIMITED! Classes are FREE. To sign up, please call Lilybelle Gonzalez at 646-488-6053 or 718-636-0496 today!

The New York Public Library Baychester Branch • 2049 Asch Loop • Bronx, NY 10475 (Fully Wheelchair Accessible) HOURS: Monday & Wednesday, 10-7; Tuesday & Thursday, 10-6; Friday & Saturday, 10-5. Libros En Español (Books in Spanish). HORARIO DE LA BIBLIOTECA: Lunes 10-7, Martes 10-6, Miércoles 10-7, Jueves 10-6, Viernes 10-5, Sábado 10-5, Domingo Cerrado.

718.379.6700 FREE ADMISSION TO ALL

Sunday, January 25, Bingo game in Room 39 at 1:30 p.m. Admission is $3.

All are welcome to play the game.

Refreshment and snacks are served.

Weather permitting.

Also, Wednesday, January 28. Bingo game in Room 39. Admission is $2 for members only. Time is 1:30 p.m.

Refreshments served. Call (718) 3799613 if the weather is bad.

First trip is Abie’s Irish Rose in Hunterdon Hill Playhouse in NJ. It’s a hilarious comedy classic. Date is Tuesday, April 14. Price is $79. You can pay in small payments. See Ann or Mary.

Menu: Yankee pot roast, fried jumbo shrimps, stuffed breast of chicken, lemon

pepper Cod baked, vegetable lasanga, roasted vegetable kakob. Also, their famous homemade bread, mixed garden salad, and they have over 30 freshly made desserts, coffee and tea.

For more information, see Ann or Mary at 135 Einstein Loop or call (718) 379-9613. We are here every Monday – Thursday from 10 a.m. to 4:30 p.m. or call Mary at (718) 379-4899 and I will call you back.

With deep sympathy, we have lost one of our dearest members, Helen Schulberg (Penny). Our condolences and sympathy are sent to the family.

Good health to all.

—Mary Pilla

We will be going to the Resorts Casino on Tuesday, February 10th. The cost per person is $33 and you will receive the casino package of the day of $25 slot play. The time of pick-up is at 8 a.m. starting at Einstein Loop, followed by Asch Loop and Dreiser Loop.

Don’t forget your casino card, as well as your valid photo I.D. For the above trip, please call Loretta at 718-671-2958, Annie Eutsey at 718-320-1874 or Lydia at 718-6713005. We are available Monday through Saturday from 9 a.m. to 11:30 a.m. and in the evening 5 to 8 p.m.

Our heartfelt condolences to the

family of “Penny” Schulberg on her passing away. Penny has been a member of the Einstein Fund for well over 25 years. We will sorely miss her dedication and presence in the coming years. May the family know no more sorrow.

One of our dear members, Florence Hill, has been recuperating from knee replacement and is now at her home.

We wish her a speedy recovery.

Please give a call to the homebound and those in nursing homes to cheer them up. Good health and healings are wished to all.

—Lydia Ruas

Einstein Cancer Fund

Read and follow the Co-op City Times online at http://issuu.com/cctimes

40

Co-op City Times / January 24, 2015

Reflections

by Rabbi Solomon I. Berl Spiritual Leader of Young Israel Synagogue A Rabbi once pointed out that in the past, people would tell their Rabbi about their shortcomings and character defects so that he could guide them to repentance, whereas today, people tell him about how much charity they give, how much they study, etc.

The Rabbi told the following story: Two patients who both had broken legs shared a room in a hospital. The doctor examined the first patient, who cried with pain every time the doctor manipulated the leg.

When the doctor finished with the

first patient, he examined the second patient, who did not utter a sound during the entire procedure. After the doctor left the room, the first patient said, “I have the greatest admiration or you, for being able to withstand so much pain without uttering a single sound.”

The second patient said, “Do you think I’m crazy? After watching what he did to you, I showed him the good leg.”

Not revealing one’s defects to a Rabbi is as helpful as not showing a doctor the diseased leg.

Young Israel of Co-op City

Winter Schedule Young Israel of Co-op City (lower level of the Dreiser Loop Shopping Center) is a house of worship that opens its doors every morning from 6 until 7 a.m.

Anyone who wishes to start the daily routine with prayers, during which our spiritual leader, Rabbi Solomon I. Berl, offers a brief Bible teaching is welcome.

On Friday evening, Sabbath services begin at 10 minutes after the candle-lighting time. Saturday

morning services start at 9 a.m.

Rabbi Berl delivers his sermon at 10:30 a.m.

The Rabbi's class on the Torah reading at the week begins one hour before sunset every Saturday afternoon.

For office hours or any information you may seek, feel free to call (718) 671-2300 and leave your name, phone number and a brief message on the synagogue’s answering machine, and your call will be returned as soon as possible.

REMINDER: Be careful

If you are having work done in your apartment, shareholders – especially those who are elderly and/or who live alone – are reminded that all personal items should be secured in a safe location. This is for your own peace of mind, as well as the protection of the Riverbay workers/contractors coming into your home.

Riverbay employees wear identification badges and so do the various Riverbayapproved contractors seeking access to your home. Ask to see identification before allowing anyone to enter your apartment. If you are unsure, you should contact your local CSO at (718) 320-3300 (follow prompts), or Public Safety at (718) 671-3050.

If you see something, say something! CCPD - 718-671-3050

Shalom Jewish Funeral Home, Inc. George Farr - Funeral Director

(718) 828-1700 Keeping Tradition Under Rabbinical Supervision

1528 Castle Hill Avenue Bronx, NY 10462 www.shalomjewish.com Services from Our Chapel, Graveside or Synagogue Parking Facilities • Pre-Arrangements

Traditional Synagogue of Co-op City

Traditional Synagogue of Co-op City, Young Israel of Baychester, Section 5 at 120 Erdman Place (behind the lobby 27B), welcomes you to pray with them. Tel. for the Synagogue: 1718-379-6920.

Note: Our office hours are on Thursday from 12 p.m. to 2 p.m. and on Sunday from 12 p.m. to 2 p.m.

Candle Lighting on Friday, January 30, is at 4:51 p.m. Shabbat ends today, Saturday, January 24 at 5:54 p.m.

Coming Events Services will be held on Saturday, January 24 at 9 a.m. Join guest Rabbi Daniel Saini in prayer.

We hope that you will sign up to sponsor a Kiddish to take place after services on Saturdays.

Come pray with us and enjoy the Kiddish after services.

Weather permitting, we have schedule Bingo for Sunday, February 1, 1 p.m. Admission is $3.

Sunday, February 15, at 1 p.m.

Admission is $3; refreshments will be served on both of those dates.

Dues are due for both the synagogue and Sisterhood.

Good and Welfare Deepest sympathy to the Breitbart family on their loss of their son and brother, Steven. May they know no more sorrow.

Get well wishes to Sharon and Marcia, both of whom took bad falls and broke bones. We wish you a quick recovery.

Best wishes to all celebrating special occasions this month. We have tree certificates “in Honor of” or “in Memory for” a special occasion or a condolence.

The cost is $15 per tree.

If you are feeling under the weather, we wish you all a speedy recovery.

Mimi Berlofsky welcomes all calls at 347-427-4526.

We look forward to seeing you soon.

—Miriam Berlofsky

Let us know…

If you have news you’d like to share with your neighbors, please give us a call at (718) 320-3300, Ext. 3375/6; email: cctimes@riverbaycorp.com or fax (718) 320-2595.

41

Co-op City Times / January 24, 2015

Co-op City Baptist Church

Rev. Dr. Sheldon E. Williams and the Co-op City Baptist Church family invite you to join us tomorrow at 8:00 or 11:00 a.m. for worship service.

Sunday School for children and adults is held at 9:15 a.m. We invite you to worship, study, and pray with us.

The Co-op City Baptist Church is located at 135 Einstein Loop, Room 50.

Our telephone number is 718-3203774. Visit us on the web at www.coopcitybaptistchurch.org.

Join us for a mid-week spiritual pick-up at our mid-week worship service which is held on Wednesdays at 12 p.m. Bible study is held on Wednesdays at 1:00 and 7:30 p.m. Bible study will also be held on Wednesday, January 28 at 5:00 p.m. Prayer Service is held on Fridays at noon and 7:30 p.m. Men’s prayer service is held monthly at 7:30 p.m. We invite the men of the community to join us on Tuesday, January February 10.

Have you planned your vacation for 2015 yet? If not, why not join the Scholarship Ministry on their 9 day and 8 night trip to New Orleans from July 11 to July 19, 2015? There is now a second bus so consider vacationing with the Scholarship Ministry. They will travel by motor coach, 8 nights lodging, including 4 consecutive nights in New Orleans; 14 meals: 8 breakfasts and 6 dinners; guided tour of a Louisiana Plantation; relaxing riverboat cruise on the Mississippi River;

Rev. Dr. Robert A. Smith, Jr., Pastor, and Lady Theresa M. Smith, co-Founders, and the Church of the Savior family extend an invitation to every person to worship with us. We are a non-denominational, inter-racial, inter-cultural, intergenerational fellowship of believers. We care about you, not your W2. We are not church as usual. Come as you are, we leave the judging to God. The Church of the Savior family extends love and affirmation to the Co-op City community; A warm welcome awaits you!! A very special invitation to our new neighbors in Co-op City.

We love you for who you are, not what you have. Please call us at 917-734-

4058 for more information.

To our friends and neighbors: Come grow with us. Do you have a gift for music? Do you want to be part of planning singles, married, youth ministries? Do you have special talents that've been ignored? Are you serious about changing your life? God has a plan just for you and today is the first day of your new life.

Message to the Community Church of the Savior has a new website. It is the open door to all the friends we haven't met yet. You can get to know us by going to www.churchofthesaviorbx.org. New friendship and growth is just a click away!

Church of the Savior is located at

920 Baychester Ave. (close to Darrow Pl.). Our mailing address is: P.O. Box 86, Bronx, NY 10475.

Sunday Schedule Meditation and Adult Bible Study 9:15 -10:15 a.m.

Divine Worship - 10:30 a.m.

Come and be blessed. We want an opportunity to love you. See you in church.

Our children's Sunday School will teach and nurture your child/children in the word of God. All sessions are during worship service.

Dr. Smith's Sermon Topic: "It's Tight, but it's Alright."

Reading from Holy Scripture Daniel 3:1-26

Church of the Savior

Community Protestant Church

On behalf of our Pastor, Reverend Dr. Calvin E. Owens, and our church family, welcome to Community Protestant Church, a church of love and understanding, located at 1659 East Gun Hill Road, Bronx, NY 10469; telephone: (718) 862-9172.

CHURCH SCHEDULE: Sunday School - 9:00 a.m.

Worship Service - 11:00 a.m.

Communion Service - Every first and third Sundays Prayer Meeting and Bible Study – Wednesday at 7:00 p.m.

The following programs are at the Church’s Annex: 2053 Asch Loop North (Co-op City) Morning Prayer Services - Tuesday, 6 a.m. – 8 a.m., and 9 a.m. - 11 a.m.

Neighborhood Bible Study Thursday at 10:00 a.m.

Extension of Prayer and Worship Service – Every first, second and third Fridays at 7:00 p.m.

OTHER SCHEDULED EVENTS Sunday School at Community Protestant Church Begins at 9:00 a.m. In Sunday School, in a nurturing Christian education environment, an opportunity is provided for children to learn about

the Bible, to grow in grace, to show love and respect for one another and to live more abundant lives. Children attending Sunday School are served breakfast after classes are over. We encourage you to bring your child, children or grandchildren to Sunday School and we look forward to seeing you.

The Women’s Guild Invites You To Join Us On Our Christmas/New Year Extravaganza, December 22, 2015 – January 3, 2016. A fantastic 12-night Southern Caribbean Cruise aboard the Magnificent Queen Mary 2, departing from New York, Red Hook in Brooklyn. Ports of Call: St. Thomas, Charlotte Amalie; St. Kitts, Basseterre; St. Lucia, Castries; St. Maarten, Phillipsburg; Tortola, Road Town.

To make a reservation or for additional information about the cruise, please call (718) 320-1435, (718) 6715961 or (718) 320-8576.

The doors of Community Protestant Church are open to all to worship and fellowship with Christian believers of the Gospel of Jesus Christ. You are cordially invited to come in, join in and receive your blessing.

—Evan G. Mitchell

Strict enforcement of angle parking regulations by NYPD begins

The NYPD has informed the Co-op City Times and the Co-op City community, in general, that it will begin strict enforcement of parking regulations pertaining to angle parking spaces. Shareholders are asked to be aware that vehicles in angle parking spaces on streets, such as Asch Loop, Einstein Loop and Hutchinson River Parkway East, must be parked within the marked lines or they will be summonsed.

free time and much more. A deposit is due immediately. For additional information, call 718-671-7507, 718-379-0541 or 718-320-3774.

The Co-op City Baptist Church exists to glorify God and to establish a living community of people who follow the teachings of Jesus the Christ through worship, prayer, Bible study and fellowship. We seek to meet the spiritual and physical needs of the church through ministry.

—Hattie L. Lucas Weekly Activities Bereavement group, Monday, 5 p.m.

Thursdays at 10:00 a.m., Channel 70, Bronxnet.

Every other Saturday - Food Pantry.

We are reaching out to the community for assistance. Please check expiration date on all items. You can drop off your donations at the church Sunday morning, 9:00 - 10:15; Monday evenings, 5:00 - 7:00. To arrange special drop off time, call Dr. Smith at 917-734-4058.

Thank you in advance and God bless all our donors.

Thought of the Week: "The Lord sometimes takes us into trouble waters not to drown us, but to cleanse us."

—Rev. Dr. Robert A. Smith, Jr.

Follow the Co-op City Times online at www.issuu.com/cctimes

42

Co-op City Times / January 24, 2015 Floor Refinishing

CLASSIFIEDS

2/14

Co-op City Times • cctimes@riverbaycorp.com Bus Trip

Appliance Repair

Special Event! Pre-Mother's Day Extravaganza bus trip to Sight and Sound Theatre for production of "Joseph" Saturday, May 23, 2015. Price $160. Payment options: 1) $80 due 2/8/15, 2) $80 due 3/8/15.

Reservations: 347-495-3434. (Bus leaves from Co-op City.)

1/24

L&L APPLIANCE REPAIR

Dressmaker I make dresses, ladies’ suits, pants, shirts. Call Maria 718-320-3608 2/14

Get Top Cash for your Jazz, Soul, R&B and Gospel albums from 50s to 70s. Call Howard 1/31 at 212-873-4016 anytime.

Records Wanted

Spaces for Rent

1. CHURCH WORSHIP SPACE AVAILABLE: St. Paul's Episcopal /Anglican Church on 489 St. Paul's Place off Washington Avenue, Bronx, wishes to rent out its Worship space on Saturdays and other week days. The Worship space can also be made available for rent on Sundays after 3pm.

The Church can seat over three hundred people.

2. 7,500 SQUARE FOOT SPACE, comprising a two story attached annex building to St. Paul's Episcopal Church available for rent. The space was used as a Pre-School until June 2012.

If interested, call Father Scott on 914-384-2929 for an appointment.

1/24 SERVICES

•

SERVICES

Appliance Repair

Present This Coupon (except vacuums/lamps)

Fully Insured NYC License #1233497

718.792.2655

(718) 379-8782

CO-OP SALES - JASON LASH

FAMILY BLINDS SERVICE Serving Co-op City for over 25 years

NEW STYLE BLINDS

All Colors • Vertical • Minis • Woods • 2 in. Regulars • Wash, Tape, Cord Blinds

FREE VALANCE & INSTALLATION. NEW WINDOWS?

2/21

• VERTICAL BLINDS • MINI BLINDS • SINK VANITIES • SPACE SAVERS • MATCHING HAMPERS • BATHTUB ENCLOSURES • CLIP-ON MIRROR FRAMES

Breathe Easy

• RANGE HOODS We BEAT • LIGHT FIXTURES Any • KITCHEN CABINETS • CABINET REFACING Quote!

• COUNTERTOPS • CUSTOM CLOSET MIRROR DOORS • CUSTOM WALL MIRRORS

Grout & Carpet Cleaning Co-op City Resident Specials

Elim in Bugsate

CO-OP SALES BLINDS! 1/31

Call Anytime • Seven Days/Week • “When You See Me, You’ll Know Me!”

Cleaning Service

Vertical, Mini, Wood, Pleats

1-800-479-2667

DON’T PAY MORE AT YOUR LOCAL HARDWARE STORE!

1/31

Locksmith

FAMILY LOCKSMITH Licensed and Bonded

www.spoonercleaning.com (718) 320-5112

HIGH SECURITY LOCKS 20% Off Any Lock Job!

Medeco • MultiLock • Wilson

L & L APPLIANCE REPAIR

• 1 Year Guarantee on parts • Over 25 Years Experience • Insured • Seniors Discount • 10% OFF with this Ad Call (718) 671-0700 3/28

1-800-479-2667

Blinds

Removal & Re-installation of any types of Blinds Quality work! Lowest Prices in Town!

Repair Closet Doors and much more!

Call Mike at: 718-974-1290

Home Improvement

10/10

• Basic Cleaning — $90 4/25 • Deep Cleaning — $130 • Non-Medical Senior Care — $80 • 4 Hour Minimum + 8.78% sales tax • Bonded • 7 Days • Accept Cash, Pay-Pal

Refrigerators, stoves, air conditioners, washers, dryers, dishwashers. Free service call with repairs.

DR. STEVE’S APPLIANCE REPAIR

$20 OFF

STOVES • WASHERS • REFRIGERATORS • VACUUM CLEANERS and more. LIMIT — One Coupon Per Person.

SPOONER DOMESTIC SERVICE

ACE APPLIANCE REPAIR For prompt service call:

EMERGENCY SERVICE

1/24

• Stoves • Washers • Dryers • Refrigerators • Vacuum Cleaners and more

High Quality Labor For a Low Price!

Serving Co-op City for over 25 years.

“When you see me, You’ll know me.”

vacuums 10% DISCOUNT (except and lamps)

Fully Insured NYC License #1233497

Call 718.792.2655 10/10

Call Anytime • Seven Days A Week

Call Mike at: 718-974-1290

EMERGENCY SERVICE

L & L APPLIANCE REPAIR

1/31

Painting

• ALL MAKES & MODELS • Stoves • Washers • Dryers •Lamps • Dishwashers • Refrigerators • Bags • Hoses • Belts • Vacuum Cleaners

Computer Consultant, Sales & Repair

Family Owned & Operated Since 1954 NYC License #1233497 10% DISCOUNT Fully Insured

JB RYAN COMPUTER REPAIR & UPGRADE

(except vacuums)

718.792.2655

2951 Middletown Road, Bronx, NY 10461 (Near Pelham Bay Station)

Call

2/28

Repair - Upgrade - Trouble-shooting - Data Recovery Virus Removal - Laptop Overheat - Cracked Screen Broken Power Jack. Call James 646-281-4475 • 718-324-4332 10/10

Decorator 1/31

P&R APPLIANCE SERVICE

if you are tired of paying too much for repairs!

718-829-9090 Service Charge only $24.95 plus 10% off any repair Senior Citizen Discount

• Washers • Dryers • Stoves • Refrigerators • Dishwashers • Vacuums 1/31

Handyman Vacuums FREE Pick-up and Delivery!

1058 Morris Park Avenue, Bronx

DARREN HANDYMAN EXTRAORDINAIRE No Job Too Big - or Too Small! Cabinetry, Painting, Tiles, Electrical, Plumbing, All General Appliance Repair, Carpentry.

My Motto - Honest, Reliable, Fair.

1/31

917-541-6528.

3/7

Now you can follow the Co-op City Times online at www.issuu.com/cctimes

43

Co-op City Times / January 24, 2015

CLASSIFIEDS

RIVERBAY

Telephone Jacks

TELEPHONE JACKS Installation/Repairs • Business & Residential

2/14

917-482-5135

CAT 5-Wiring•No Dial Tone•Static On Line•Hum On Line TV Cable Wiring•Repairs FIRST JACK TimeWarner•Cablevision •Verizon Verizon Trained - 28 years

$75

RIVERBAY Co-op City Times SUBSCRIPTION FORM $52/Year

(Includes postage and handling)

The Co-op City Times is FREE for all Shareholders.

WHO SHOULD SUBSCRIBE? • Local Businesses • Advertisers • Relatives of Shareholders • Potential/Former Shareholders • Bronx Residents • ANYONE! NAME ___________________________________

Follow and read the Co-op City Times online at http://issuu.com/cctimes; download to your iOS devices from the App Store

ADDRESS ________________________________ CITY ____________________ST____ ZIP_______ PHONE __________________________________

Co-op City Times

Subscribe for #______ year(s).

Send Check or Money Order for $52/year, made out to Co-op City Times 2049 Bartow Ave., Rm 21, Bronx, NY 10475

718.320.3300, ext. 3384 Papers are mailed Monday after issue date.

Co-op City Department of Public Safety (718) 671-3050 www.ccpd.us If you SEE something, SAY something!

Follow Riverbay Fund on Facebook at www.facebook.com/riverbayfund and on Twitter at www.twitter.com/riverbayfund.

20492049 BartowBARTOW Ave. • Room 21 • NY21 10475 AVE. • Bronx, ROOM

BRONX, NY 10475 • 718.320-3380 1.718.320.3300, ext. 3384

CLASSIFIED AD FORM

Rates: $6 for 20 words or less Over 20 words, $6 plus 30¢ for each additional word. $2.40 per line for bold type (3 words max.)

Display Classified: $8 first column inch, $4 ea. add’l. column inch.

Fee is payable in advance. No exceptions. No refunds. Checks or Money Orders ONLY payable to Co-op City Times must accompany ad. We no longer accept cash.

Deadline is MONDAY at 3 P.M., except when there is a holiday, in which case the deadline is moved up one day or as announced. Classifieds advertising the sale of land, homes, or apartments outside Co-op City or advertising businesses operating within homes in Co-op City cannot be accepted. No blind ads accepted. No personals.

PRINT YOUR AD HERE CLEARLY. Attach sheet if needed. Use Pen or Typewriter.

1. CATEGORY (Required): 2. AD TEXT:__________ ____________ ____________ ______________4 ____________

______________

______________

______________8

____________

______________

______________

_____________12

____________

______________

______________

_____________16

____________

______________

______________

_____________20

____________

______________

______________

_____________24

NAME _________________________________________________________ PHONE ADDRESS

________________________________________________________ ______________________________________________________

CITY ________________________STATE________ ZIP __________________ Insert for (#) _________ times. Starting issue date: _____________.

44

Co-op City Times / January 24, 2015