Independent
ABERDEEN • HAZLET • HOLMDEL • KEYPORT • MATAWAN • MIDDLETOWN
WEDNESDAY, APRIL 1, 2020
njindependent.com
Holmdel residents offer aid By STEVEN BASSIN Staff Writer
H
MARK ROSMAN/STAFF
Playgrounds throughout New Jersey remain encircled by police tape and closed to children during the ongoing coronavirus outbreak.
County asks for volunteers, needed supplies
D
uring a press conference on March 25, Monmouth County officials requested donations for what they said are desperately needed supplies and announced a donation drop-off site. Officials also discussed county operations and the upcoming elections during the ongoing coronavirus outbreak.
“At the county, all of our employees have been instructed to practice social distancing and many are following alternative work plans,” said Freeholder Director Thomas A. Arnone. “With that said, it is also important to note the county is open and operational. While physical public access has been
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restricted, there are several ways for the public to access the county. Phone calls and emails are being answered and steps have been taken, such as live-streaming, to make sure we are still reachable,” Arnone said. (Continued on page 7)
olmdel Mayor Greg Buontempo launched a mission to collect personal protective equipment for first responders and the Hackensack Meridian Bayshore Medical Center on March 24 as the coronavirus pandemic continued to spread through Monmouth County and New Jersey. The mayor asked Holmdel residents for assistance and so far, the community has responded in waves of great generosity. “Things have gone really well,” Buontempo said. “We have had a great turnout from the community. I’m really happy with the support in our town during this tough time.” Items being collected include surgical masks, N95 masks, nitrile gloves, face shields, disinfectant wipes, hospital gowns, chemical protective coveralls, safety glasses, 3M brand P100 disc filters, temporal thermometers, ear thermometers and hand sanitizer. Anyone who wishes to donate any of those items may contact the mayor through email at mayor@holmdeltownship.com Buontempo said the donated items would be picked up without contact. Individuals may select who they would like to receive the items: police officers, first aid squad members and/or firefighters. Financial donations are also welcome. For example, Buontempo said the Holmdel Police Department received a $1,000 donation from a foundation in town. The
(Continued on page 7
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April 1, 2020A
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April 1, 2020
INDEPENDENT 3
Historical association gathers impressions of crisis
C
itizens of the world are facing what many believe is an unparalleled pandemic, forcing unprecedented changes in the day-to-day life of every individual. The Monmouth County Historical Association has initiated a program designed to gather first person impressions of this chapter in history from county residents, both adults and children, to be archived in the digital collection “Remembering COVID-19,” according to a press release from the association, which is based in Freehold Borough. “As the size and scope of the crisis became more and more apparent, MCHA saw the need to document the day-to-day experience in Monmouth County and also provide an avenue for people to stay connected in this time of ‘social distancing’ “, said Dana Howell, MCHA research librarian and archivist. Howell, along with Associate Curator Joe Zemla, formulated a survey, with a version for adults and one for children, allowing people to share their impressions and experiences dealing with the COVID-19 outbreak, according to the press release. A call to respond including the link to the surveys is posted through MCHA social media and on the association’s website. In addition, the same request with links was emailed to MCHA members and supporters. Participants are also welcome to share relevant photos documenting their perspectives. “In designing the questions, we tried
to think of what people would be curious to know about this time 100 years from now, focusing on the personal aspects of the event not typically recorded by media,” Howell said. “Our additional goal for the children’s version is to help instill confidence and a sense of satisfaction as well as offer an opportunity for creativity and even a little fun,” Howell said. In addition to creating the collection “Remembering COVID-19,” with permission from participants, submissions will be shared on MCHA’s social media platforms, according to the press release. “By sharing the thoughts and situations of our neighbors in Monmouth County, we are hoping to provide an avenue of personal connection in this time of necessary isolation,” said Meg Sharp Walton, MCHA executive director. “Plus, while adhering to social distancing guidelines, MCHA will be able to remotely continue to grow our recently inaugurated oral history project.” “I am proud MCHA is once again providing an innovative means to gather and share first person information from our county friends and neighbors, that began with the exhibit ‘Tracking Sandy,’ ” MCHA President Linda Bricker said. “The archive being created now will help generations to come understand the emotions, challenges and triumphs encompassed in this momentous event,” she said. To download the “Remembering “COVID-19 questionnaires, go to https://www. monmouthhistory.org/covid19 or visit the MCHA Facebook page.
Bankers ready to assist customers during coronavirus outbreak
T
he New Jersey Bankers Association said in a press release it is confident in the banking system and the resiliency of the economy. The association said New Jersey’s banks are safe and ready to help their customers during this trying time. According to a press release, customers faced with distress should contact their bank if they have concerns or are experiencing a financial hardship due to the health crisis caused by the coronavirus. Banks in New Jersey are working with their customers to develop solutions that best meet each individual’s needs, accord-
ing to the press release. “Our banks are well positioned to assist our customers during this trying time” said John E. McWeeney Jr., president and CEO of NJBankers. After surveying members, the association said it is confident its industry is providing the following services on a case by case basis including but not limited to: • Residential loan forbearance for 90 days; • Short-term business lending facilities; • Short-term commercial real estate facilities; • Principal and interest deferral for af-
Automotive....................................................... Classified...................................................... 13
COURTESY OF MONMOUTH COUNTY HISTORICAL ASSOCIATION
The Monmouth County Historical Association has initiated a program that will gather first person impressions of the 2020 COVID-19 outbreak and preserve those impressions for future generations to review.
fected businesses for 90 days; • Waiving overdraft, early CD withdrawal, and sweep fees; • Increased cash available at ATM; • Increased lines of credit; • Restaurants and other public accommodations – 90 days principal and interest deferral and additional working capital; • Assisting with SBA disaster relief loans;
Crossword...................................................... 8 Editorials......................................................... 8
• Small business grants; • Large philanthropic donations. Many New Jersey bank locations have closed their lobby and will meet with customers by appointment only, according to the press release. Individuals should contact their bank or visit their bank’s website if they have any questions about banking services.
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April 1, 2020A
Aberdeen mayor updates residents on COVID-19 response ABERDEEN – In a letter distributed to residents and business operators, Aberdeen Township Mayor Fred Tagliarini has provided an update on municipal officials’ efforts to deal with the coronavirus (COVID-19) pandemic. “This trying week (of March 23) may be ending, but our stand against the coronavirus still goes on. All week the Township Council members, town manager and police chief have had countless meetings and conference calls with state and local officials with a single goal in mind, which is to bring (residents) the most compre-
hensive information we have,” Tagliarini wrote. He said police officers, municipal employees and public works employees are on the job providing services residents need. “The council, the town manager, Bryan Russell, our police chief, Rick Derechailo, and I are very proud of all of our employees for the outstanding job they are doing and for their commitment to Aberdeen Township,” Tagliarini wrote. He said officials are adhering to state and Monmouth County park policies by keeping the municipality’s parks open for
passive recreation. All playground structures are closed and all organized group activities, especially those involving 10 or more participants, are temporarily prohibited. “We have posted on the township website and the township Facebook page a list of websites and phone numbers to help all of our residents and businesses get through this difficult time,” Tagliarini said. “Please use any or all of the resources listed in order to keep informed on all updates regarding COVID-19.” “This is all unchartered water, not only
for Aberdeen Township, but for our country as a whole, but I promise we will get through this. … While on our website homepage, we urge our residents to sign up for Nixle and Code Red messages in order to get all alerts and updates. “As everyone knows, this is a challenging time, but we are up to the challenge. Make sure to follow all hygiene (guidelines) and adhere to all social distancing guidelines. Help us flatten the curve and stay safe,” Tagliarini said. The Aberdeen Township website is www.aberdeennj.org
cipal will each receive two Blue Sky Club VIP tickets. All teachers in the state who submit a group of 15 essays or more on behalf of their students will receive two free general admission tickets to the festival regardless of whether one of their students submits the winning essay. The essays must be 100 words or less. They will be judged by a panel of representatives from PNC Bank and the balloon festival. Winning essays will be selected based on creativity, poignancy and clarity
with consideration given to the grade level of the contestant. Entries should be mailed to Essay Judges, New Jersey Lottery Festival of Ballooning, 363 Route 46 West, Suite 200, Fairfield 07004; or emailed to pncessay@ balloonfestival.com. Entries should include the student’s name, grade and age; the school name, address and telephone number; and the name of their teacher and the teacher’s school email address. The deadline to enter is May 1. www.balloonfestival.com/pncessay
COMMUNITY BULLETIN BOARD The New Jersey Lottery Festival of Ballooning and PNC Bank are inviting New Jersey students in grades 2-12 to take part in the 17th annual PNC Bank “American Patriot Essay Contest” by writing a short essay on the topic “What the American Flag Means to Me.” The Grand Prize winner will receive the opportunity to take a ride in a 75-foot-tall hot air balloon in front of their classmates at their school in June and then fly in one of the 100 hot air balloons at this year’s 38th annual balloon fest, scheduled for July 24-
26 at Solberg Airport in Readington. The Festival VIP Grand Prize package includes a hot air balloon ride for two, four Blue Sky Club VIP tickets, and the opportunity to meet one of this year’s concert headliners. This year’s winning student’s immediate classmates will each receive one complimentary general admission ticket to the Festival. Second-place and third-place prizes consisting of festival admission and merchandise will be also awarded. The winning student’s teacher and school prin-
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April 1, 2020
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April 1, 2020A
U.S. attorney urges public to report suspected fraud
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.S. Attorney Craig Carpenito of the District of New Jersey urged the public to report suspected fraud schemes related to COVID-19 (the novel coronavirus) by calling the National Center for Disaster Fraud (NCDF) hotline at
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VID-19 fraud schemes. The NCDF Hotline can receive and enter complaints into a centralized system that can be accessed by all U.S. Attorneys, as well as Justice Department litigating and law enforcement components, to identify, investigate and prosecute fraud schemes, according to information provided on March 21. The NCDF coordinates complaints with 16 additional federal law enforcement agencies, as well as state Attorneys General and local authorities. “Unfortunately, we have already seen examples in New Jersey of unscrupulous people trying to take advantage of this global pandemic to cheat frightened citizens and the government out of money,” Carpenito said in the statement. “Our mission to protect the public is as important now as ever, and we will investigate and prosecute these fraudsters with every resource we have.” Some examples of these schemes include: • Individuals and businesses selling fake cures for COVID-19 online and engaging in other forms of fraud. • Phishing emails from entities posing
as the World Health Organization or the Centers for Disease Control and Prevention. • Malicious websites and apps that appear to share COVID-19s-related information to gain and lock access to your devices until payment is received. • Seeking donations fraudulently for illegitimate or non-existent charitable organizations. • Medical providers obtaining patient information for COVID-19 testing and then using that information to fraudulently bill for other tests and procedures. In a memorandum to U.S. Attorneys issued March 19, Deputy Attorney General Jeffrey Rosen also directed each U.S. Attorney to appoint a Coronavirus Fraud Coordinator to serve as the legal counsel for the federal judicial district on matters relating to the COVID-19, direct the prosecution of COVID-19-related crimes, and to conduct outreach and awareness activities. The District of New Jersey Coronavirus Fraud Coordinator is Daniel Shapiro, Chief of the Economic Crimes Unit in Newark. For more information, visit www.justice.gov/coronavirus
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April 1, 2020
Supplies (Continued from page 1)
Arnone announced that the Monmouth County Health Department hotline now has an email address. Questions can be emailed to MonmouthCOVID19@visitmonmouth.com at any time and they will be answered during normal business hours, according to a press release from the county. The Monmouth County Health Department hotline, 732-845-2070, is open to answer general questions about COVID-19 weekdays from 9 a.m. to 8 p.m. “We are asking for help from nurses to volunteer with the Monmouth County Health Department to do case management or to help in any capacity. There is a lot of work to be done and we are asking for help from trained professionals who may be available to assist us in our efforts,” Arnone said. Nurses who are willing to volunteer may call 732-845-2070 or email MonmouthCOVID19@visitmonmouth.com “People who are overwhelmed with uncertainty and experiencing anxiety may feel uncomfortable calling the Monmouth County Health Department hotline because they do not want anyone to think they are in a crisis situation,” said Freeholder Susan M. Kiley. “Currently, Monmouth ACTS is working on a phone number for anyone who
needs emotional assistance to call to discuss this challenging time,” she said. Monmouth County Sheriff Shaun Golden said the county’s healthcare workers and first responders need personal protective equipment, which has become increasingly scarce due to the ongoing battle against COVID-19. “Healthcare professionals and first responders remain at the forefront when battling COVID-19 and are in dire need of this personal protective equipment to continue to respond to this unprecedented demand for services,” Golden said. “We invite you to assist us by donating items from the list of personal protective equipment, in order for those on the front lines to protect themselves while protecting the public,” he said. Personal Protective Equipment needed includes nitrile examination gloves, surgical or N95 masks, protective gowns, protective face shields, multi-function nocontact infrared thermometers, hand sanitizer and anti-bacterial wipes. Donations of these items are being accepted at Thompson Park, 805 Newman Springs Road (Route 520), Lincroft, beginning March 25, from 9 a.m. until 4 p.m. Monday through Friday. For additional information, or to arrange the drop-off of personal protective equipment, call 732-842-4000, ext. 4312. The phone number is staffed every day, including weekends, according to the press release.
First aid (Continued from page 1)
police department was very grateful for the donation, he said. Some supplies that are donated will be brought to Bayshore Medical Center in the township and distributed to doctors, nurses and maintenance personnel. The mayor said surgical masks are a priority item being requested by hospital personnel. “My team and I are doing our best to give the hospital what they need to keep our people protected and safe,” Buontempo said. “Our efforts can help them out a lot.” With the PNC Bank Arts Center at Garden State Parkway Exit 116 having been
Independent Joe Eisele
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Perry Corsetti
Chief Operating Officer
at the school’s senior awards ceremony. Award checks will be mailed directly to the institution of higher education upon verification of enrollment. Applications have been sent to the Holmdel High School guidance departments; or, email scholarship@DrFriedman.biz. Newman Springs Dental Care is located at 539 Newman Springs Road in Lincroft. For more information, call 732-7416444 or visit www.NewmanSpringsDentalCare.com. Editorial: 732-358-5200 Fax: 732-385-8868 Email: news@njindependent.com Sports Email:
sports@njindependent.com Advertising: 732-358-5200 Fax: 732-385-8868 Email: sales@njindependent.com
designated as a COVID-19 testing site, the mayor said Holmdel has a lot to handle with a testing site and a hospital in town. Buontempo said his team and Holmdel’s police officers have done a great job handling the situation. “Our police department has done an amazing job working with the hospital and the governor’s team at the testing center,” he said. “There have been no distractions in town. I commend my team and all the first responders for working together during this time. I could not have asked for a better team.” For the latest updates on COVID-19 in the area, residents may text the word Holmdel to 99411 to enroll in Code Red and to receive public safety alerts the mayor sends out each day.
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COMMUNITY BULLETIN BOARD Newman Springs Dental Care is offering one $500 scholarship to a Holmdel High School graduating senior planning a career in health care. This includes medicine, nursing, dentistry, chiropractic, physical therapy, and other areas of healthcare. Applications must be received by April 16. Winning applicants will be notified by mail or phone no later than May 2. Award certificates will be presented at a special ceremony at the dental office and
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Volume 50, Number 14 The Independent is published Wednesday by Newspaper Media Group, LLC, 198 Route 9 North, Ste. 100, Manalapan, NJ 07726. For mail subscription information, call 800-989-9969.
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8 INDEPENDENT
Health & Fitness
April 1, 2020A
DRIVER’S ED
COMMUNITY BULLETIN BOARD The Jewish Heritage Museum of Monmouth County, Freehold Township, has postponed: “Molly Picon: A Yiddish Gem,” a talk by Rabbi Michael Klein about “The Jews of the Wild West,” a workshop entitled “Spring into the Marriage and
Relationships of Your Dreams,” the documentary film “Shalom Bollywood,” a talk by local resident William Agress about “Growing Up Jewish in Rural New Jersey” and a talk by Monmouth County artist Leora Asa, “A Living Artist and Her Work.”
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ACROSS 1. Happen again 6. Promotions 9. Field mouse 13. UV absorber 14. Seek a seat 15. Eagle’s nest 16. Jury ____ 17. Mad King George’s number 18. Bad-tempered one 19. *Two or more people on the road 21. *Fines can do that? 23. Scot’s woolen cap 24. Give an impression 25. Last month 28. Willy Wonka mastermind 30. Lay down to rest again 35. Container weight 37. Damaging precipitation 39. One born to Japanese immigrants 40. Windows alternative 41. Clown act 43. London subway 44. What Motion
Picture Association of America does 46. Lentil soup 47. Pulitzer winner Bellow 48. Little Women to Aunt March 50. Victorian and Elizabethan ones, e.g. 52. Dropped drug 53. Type of dam 55. Post Malone’s genre 57. *Traffic separator 60. *Kind of lane 64. Tiger’s and lioness’ offspring 65. J. Edgar Hoover’s org. 67. Capital of Vietnam 68. Between wash and dry 69. 1985 Kurosawa movie 70. Village V.I.P. 71. Brewer’s kiln 72. Play part 73. Young salmon Down 1. Campus drilling
Answers are on page 11 grp. tures and letters 2. Poet Pound 34. *Up-side-down 3. Coconut fiber triangle sign 4. Not fitting 36. Biz bigwig 5. Add a new maga38. Yarn spinner zine 42. “The Nutcrack6. Seed cover er” protagonist 7. *Punishable driver 45. Crafting with offense, acr. stitches 8. Like a hurtful 49. One of Sinremark bad’s seven 9. Action word 51. Miss America’s 10. Like face-to-face accessory, pl. exam 54. Prefix for below 11. Don’t cross it? 56. Church song 12. Comic cry 57. Actress Sor15. Keenness in a vino certain field 58. Shining armor 20. D-Day beach 59. Negative con22. Old-fashioned traction over 60. Pub order 24. Move like a 61. ____-China serpent 62. Christmas 25. *Go back the way season you came 63. Horizontal wall 26. Hawaiian veranda beam 27. Banal or com64. *Keep your monplace hands at ten and 29. *“Raised ____, “ ____ or “Don’t Walk” 66. *Measurement 31. Small fragments of alcohol in body, 32. Bar order, with acr. the 33. Puzzle with pic-
NEWSPAPER MEDIA GROUP • www.centraljersey.com
April 1, 2020
INDEPENDENT 9
ESSENTIAL SERVICES, FOOT CARE, AND AVOIDING THE HOSPITAL ER Situations change almost daily and are quite confusing. We are trying to navigate through this maze together. In an effort designed to slow and limit the spread of COVID-19, we are taking the necessary steps to continue to provide “essential services.”
What are Essential Services? Essential services are defined as those medical services necessary to protect the health, safety and welfare of the community. Don’t confuse Emergency conditions with Essential Medical Services. Essential Services provided by Caputo Foot & Ankle Center that can help you avoid the Hospital ER include:
Our goal is to will remain OPEN, on a limited basis providing “essential services”, in our effort to keep you out of the hospital Emergency Rooms, and saving the valuable resources at the ER for more serious emergencies.
• Foot & Ankle pain that may need X-Rays • Foot & Ankle injuries (sprain/factures) that definitely need X-Rays • Suturing (Stitches) needed for fresh cuts or bleeding skin tears • Severe Gout pain • Open wounds on legs or feet • Diabetic foot care • Foot infections or cellulitis of legs that we can treat with antibiotics • Ingrown nails that can cause infections if left untreated or improperly treated. • Painful Warts that limit activity of daily living
We have cancelled elective hospital surgeries and will be suspending treatment of “nonessential” foot & ankle care for the next 15 days, to repeat, in an effort to slow and limit the spread of COVID-19. We understand that the pause may last longer than 15 days, as information changes almost daily.
What is Non-Essential? • Routine care of trimming toenails and calluses (unless you have Diabetes, Poor Circulation, Neuropathy or Pain) • Routine follow-up or check-up of previously treated problems that have significantly improved. • Non-painful warts • Diabetic shoes • Elective Surgery of Bunions and Hammertoes For non-essential services, we can discuss your care via email, feel free doctors@HomdelFootAndAnkle.com.
As always, every physician and employee of Caputo Foot and Ankle wash their hands thoroughly between patients as well as wear gloves. The treatment rooms and tables are disinfected between EVERY patient, and all of our instruments and supplies are disinfected, sterilized, or disposable. We have rearranged our waiting room to create a larger distance between waiting patients in an effort to minimize the spread of any possible illness, and other arrangements can be made such as waiting in the parking lot. If you have symptoms of fever, coughing, shortness of breath, please defer your appointment by 14 days. Thank you for your cooperation. And God Bless my dedicated staff! We will get through this together. I promise! Dr Patrick (Pat) Caputo
TEL:732-739-3230
Caputo Foot and Ankle Centers We Specialize in Treating All Types of Foot and Ankle Problems
Patrick J. Caputo, DPM FASPS Douglas DeLorenzo, DPM FACFAS Board Certified in Foot Surgery, ABFAS NM-00426633
Diabetic Foot Care • Wound Care • Neuropathy Plantar Fasciitis • Heel Spurs • Custom Orthotics Sports Medicine • Ankle Sprains Bunions • Hammertoes • X-Rays Nail Problems • Warts Physical Therapy on Premises
www.HolmdelFootAndAnkle.com
719 N. Beers St., Suite 2A Holmdel, NJ 07733
732-739-3230
NEWSPAPER MEDIA GROUP • www.centraljersey.com
10 INDEPENDENT
SPORTS
April 1, 2020A
NJSIAA still holding out hope for a spring sports season By STEVEN BASSIN Staff Writer
T
he start of the New Jersey State Interscholastic Athletic Association high school spring sports season was scheduled to begin on March 25 with both boys and girls lacrosse action starting
things off. Baseball, softball, boys tennis, boys volleyball and boys and girls track and field would have began their respective regular season schedules on April 1. That has all been put on hold with all spring sports statewide being stopped for now due to the coronavirus pandemic.
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RECENT MEDICAID WIN
LEGALLY SPEAKING John won the super lawyer award in 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019 and 2020*
NM-00427147
This past week I received a very favorable result in a federal lawsuit that I filed against the state of New Jersey over a Medicaid issue. The result of this lawsuit is important for several reasons that I want to quickly discuss in this brief article. First, the decision is important because it provides full-throated support for an important issue concerning Medicaid planning. Second, and much more esoterically, the decision is important because it provides empirical evidence as to why a person should retain the services of an attorney to assist them with Medicaid applications and Medicaid planning as opposed to a non-attorney Medicaid consultant. First, I’ll discuss the direct implications of the decision. Medicaid is a federal-state health payment plan for needy individuals. There are various programs of Medicaid, but the program I work with helps pay for long-term care services, such as nursing home care. In order to qualify for Medicaid benefits, an individual must have a very limited amount of assets and insufficient income to pay for his care. When an individual who seeks to qualify for Medicaid benefits is married, his spouse can retain a certain amount of the assets (for instance, the house, a car, and some cash assets) and all of her income. One planning technique with which I have assisted clients involves the spouse who is home, called the “community spouse,” purchasing a Medicaid-complaint annuity in order to increase her income, which she can then retain. A Medicaid-complaint annuity is an annuity that is irrevocable, nonassignable, actuarially-sound, and names the state of New Jersey as first remainder beneficiary for any Medicaid benefits that the State pays to her spouse if she dies before the annuity pays her back in full. A plan might work as follows: Mr. Smith is a resident of a nursing home. He and his wife own a home, a car, and $240,000 in cash. Mrs. Smith is 75 years of age and has fixed monthly income of $800 from Social Security. Under basic Medicaid rules, Mrs. Smith would be permitted to retain the house, the car, and one-half the cash, or $120,000; she would also be permitted to retain all of her income of $800 per month. If Mrs. Smith came to see me, I might advise that she purchase a Medicaid-complaint annuity for $120,000. The annuity would be irrevocable and non-assignable. Mrs. Smith’s life expectancy given her age, 75, is 12.97 years, so as long as the annuity pays her back in 12.97 years or less, the annuity will be deemed to be actuarially sound. The annuity must also name the state of New Jersey as first remainder beneficiary if Mrs. Smith were to die before the annuity paid her back in full. So, I might advise her to purchase an annuity with a five-year term; over the next five years, the annuity will pay her back on a monthly basis the $120,000 plus interest. By purchasing this annuity, Mrs. Smith has converted the excess $120,000 into a stream of income that belongs to her and no longer counts against Mr. Smith’s eligibility for Medicaid. Mr. Smith qualifies for Medicaid right away. Mrs. Smith has income with which to live. In the recent case that I filed and won, the annuity contained language that permitted the president or secretary of the annuity company to modify an annuity contract that the company issued. The state claimed that this language made the annuity revocable and the annuity must be irrevocable. The federal court pointed out that the ability of the president of the annuity company to modify the annuity did not make the annuity revocable to Mrs. Smith. Mrs. Smith could not modify the annuity; Mrs. Smith could ask the president to modify the contract and the president could just say “no” to her request. Far from making the annuity revocable, the language actually demonstrates why the annuity is irrevocable from Mrs. Smith’s perspective. So why does this prove that you should use an attorney instead of a non-attorney to apply for Medicaid? Because Medicaid is a complex law. One of the most complex laws on the books. If you apply for Medicaid and are denied, you want a lawyer to advocate for you. In fact, only a lawyer can advocate for you. Non-attorneys cannot represent you in court. Mr. Callinan is a certified elder law attorney (as certified by the National Elder Law Foundation, accredited by the American Bar Association) with offices located in Middletown. There are over 85,650 licensed attorneys in New Jersey and fewer than 60 are Certified Elder Law Attorneys. Mr. Callinan can be reached at 732-706-8008 or www.eldercarelawyer.com. *Award not approved by NJ Supreme Court. See http://www.superlawyers.com/about/selction process.html for selection methodology.
The NJSIAA still believes that there is a chance for a spring sports season. “NJSIAA staff is focused on participation opportunities that will be available to its student-athletes as soon as schools reopen,” NJSIAA members said in a statement. “All student-athletes will need an immediate sense of normalcy and providing even a semblance of a spring season will be essential to their physical and emotional health. It also will benefit the entire school community.” According to the statement, all NJSIAA staff are working remotely, outside the physical office. All directors can be contacted directly, either via email or their cell phone. All key meetings, such as those of the Executive Committee and its sub-committees, are being held as scheduled via the Cisco WebEx platform. Remote access to all meetings and other sessions necessary to continue the association’s business will continue, while non-essential meetings have been postponed until further notice. During the governor’s statewide shutdown of all schools, no NJSIAA member school, school district or coach may conduct practices, scrimmages or games, as this is a mandatory period of no in-person contact between coaches and their studentathletes. This includes any event organized by a parent, captain or other student-athlete. These restrictions relate to all sports, not just spring sports. Coaches may interact virtually with their student-athletes, including providing
workouts or training materials. However, such virtual contact – as well as any activity that may result from it – must strictly conform to all directives in effect related to the coronavirus outbreak and social distancing guidelines, according to the statement. In addition, any virtual contact and resultant activities must be entirely in keeping with all NJSIAA in- and off-season protocols. While the return-to-school date will play a significant role in determining the length of the regular season, NJSIAA staff will also discuss options with officers of each league and conference. Important factors in determining the potential length of the regular season will be feedback from these officers related to the status of various county or conference tournaments, as well as plans for abridged divisional and/ or inter-conference schedules, according to the statement. As soon as a return-to-school date is made official, NJSIAA staff will work directly with key tournament staff for each sport to structure championship tournaments, according to the statement. Finally, the NJSIAA Scholar Athlete Luncheon, originally scheduled for May 17, has been cancelled. NJSIAA is continuing to solicit nominations from each member school and will send each honoree a certificate and gift. Monetary scholarships, however, will not be awarded this year.
Follow Steven Bassin on Twitter @ SBassin_Sports
Additional businesses may remain open
G
ov. Phil Murphy and Superintendent of the New Jersey State Police Col. Patrick Callahan announced an administrative order permitting additional retail businesses to operate during their normal business hours during the ongoing coronavirus outbreak. Effective immediately, the following businesses are considered essential: mo-
bile phone retail and repair shops; bicycle shops, but only to provide service and repair; livestock feed stores; nurseries and garden centers; and farming equipment stores. Businesses that remain operational must comply with social distancing, according to a press release from the governor’s office.
For a complete list of community events, visit www.centraljersey.com. Any calendar items not appearing in the printed version of the newspaper will appear online. To submit a community announcement, send details via email to news@njindependent.com, via fax to 732-385-8868 or via mail to Newspaper Media Group, the Independent, 198 Route 9, Suite 100, Manalapan 07726.
NEWSPAPER MEDIA GROUP • www.centraljersey.com
April 1, 2020
IN PRINT AND ONLINE AT CENTRALJERSEY.COM
REAL ESTATE
y
l e t n -
INDEPENDENT 11
COMMUNITY BULLETIN BOARD
Monmouth County Clerk Christine l Giordano Hanlon has created a central e webpage for official government notifif cations relating to closures, curfews and f updates about government operations - in Monmouth County due to the rapidly f evolving COVID-19 situation. m This page will help county residents - navigate the days ahead with up-to-date s news and information from the municipal, / county and state levels of government, aco cording to a press release. “Knowledge is power and making sure s all county residents are provided with cor- rect h information will go a long way in - avoiding panic and confusion,� Hanlon said. e “Because we have 53 municipalities in y a Puzzle answers ,
REAL ESTATE BRIEFS
Monmouth County, as well as several government entities at the county level, this page will offer a central location for residents to find out critical information. We will continue to update the webpage as circumstances change and as more information becomes available,� Hanlon said. The COVID-19 Government Operations webpage can be accessed by visiting MonmouthCountyClerk.com or using the direct link at MonmouthCountyClerk.com/coronavirus-covid-19-public-notices/ For additional information, email CountyClerk@co.monmouth.nj.us
ERA Central Realty Group and Move For Hunger developed a fundraising campaign to help keep local food banks stocked. Move For Hunger, based out of Red Bank, is a national non-profit organization that has created a sustainable way to reduce food waste and fight hunger by mobilizing the leaders of moving, relocation and multi-family industries to provide their customers, clients and residents with the opportunity to donate their food to local food pantries when they move. Move For Hunger also organizes com-
munity food drives, participates in awareness campaigns and creates employee engagement programs. To date, Move for Hunger has collected and delivered 16,603,584 pounds of food in the U.S. and Canada, and provided 13,836,319 meals for people who are facing hunger. To donate, visit MoveForHunger.org/ ERAcentral. To learn more about the impact this crisis will have on those facing hunger and the food banks that help provide meals, visit MoveForHunger.ERAcentral.com
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To Advertise On This Page Call Lisa 732-358-5200 x8109 DEADLINE IS THURSDAY NOON
Kathleen “Kathy� Kowalski Sales Associate
@ NANCY COVIELLO
Manager/Broker Associate NJ RealtorsÂŽ Circle Of Excellence Silver 2007, 2013, 2014, 2015, 2016. Bronze 2017, 2018
(Cell) 732-547-2697 (OfďŹ ce) 732-945-5253 (Fax) 732-444-1141
24 S. Holmdel Road, Holmdel, NJ 07722
Public Notices
Independent 4/1/2020 Fee: $9.36 Affidavit: $20.00
NM-00427125
Public notice is hereby provided that the Township of Middletown Sewerage Authority held an emergency meeting of the Board at 4:14pm on March 21, 2020. This notice is being provided in accordance with N.J.S.A. 10:4-9b.(3). Known agenda items included: Implementation of work schedules to reduce risk of employee exposure to COVID19.
4A West Front Street Red Bank, NJ 07701 kkowalski@resourcesrealestate.com resourcesrealestate.com O: 732-212-0440 C: 732-546-1794 F: 732-212-0450
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12 INDEPENDENT
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EMPLOYMENT WEEKLY
Help Wanted Full Time
TECHNICAL Cisco Systems, Inc. is accepting resumes for the following position in Iselin/Edison, NJ: Systems Engineer (Ref#: ISE310A): Provide businesslevel guidance to the account team on technology trends and competitive threats, both at a technical and business level. Telecommuting permitted and travel may be required to various unanticipated locations throughout the United States. Please mail resumes with reference number to Cisco Systems, Inc., Attn: G51G, 170 W. Tasman Drive, Mail Stop: SJC 5/1/4, San Jose, CA 95134. No phone calls please. Must be legally authorized to work in the U.S. without sponsorship. EOE. www.cisco.com
Help Wanted Full Time
Help Wanted Medical
HCWL and GHC IS HIRING REGISTERED NURSES New hires are welcome! Call 732-456-0751
JOBS ARE AVAILABLE FOR CERTIFIED AIDES (CHHA). Call 732-339-1933
RN/ LPN/ CHHA/ LIVE IN P/T-F/T Immediate Openings Lic. Required Various Shifts
Supplement Income
Healthcare
MARISOL'S HOME Caregivers Services. We provide caring & affordable in-home care for seniors & disabled with illness & injury. Daily/live-in. Family own/ operated. NJ lic. Ins./Bonded. 732-912-9312 We care for you!
732-246-8905
TO PLACE YOUR AD HERE CALL 732-358-5200 Help Wanted Full Time
TrafďŹ c Plan seeks Full Time Flaggers to set up and direct trafďŹ c around construction sites. No experience required. Must have a valid driver’s license and pass a drug test. We offer scheduled raises. Competitive hourly rate. Opportunity for advancement. Company paid medical/ dental premiums after 90 days of employment. Overtime paid daily after 8 hour work day. Paid training and certiďŹ cation. If interested please ďŹ ll out an application at careers.trafďŹ cplan.com
Healthcare
Compassionate, patient, cheerful person to care for your loved ones. I can help with home and personal services such as bathing, dressing, medication, housekeeping, laundry, meal preparation, running errands, shopping, driving to doctors appointments and more!
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All advertising published in Newspaper Media Group are subject to the applicable rate card, copies are available online at CENTRALJERSEY.COM. All ads are subject to approval before publication. We reserve the right to edit, refuse, reject classify or cancel any ad at any time. Errors must be reported the ďŹ rst day of publication. We shall not be liable for any loss or expense that result from the publication (whether published correctly or not) or omission of an advertisment. Please check your ad the ďŹ rst day it runs. Ads may be canceled at any time. All charges are non-refundable.
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WANTED Lionel Trains & old toys. Any cond. 732-381-1225
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May the sacred heart of Jesus be the adored, glorified, loved and preserved throughout the world now and forever. Sacred heart of Jesus pray for us. St. Jude, worker of miracles, pray for us. St. Jude, hope of the hopeless, pray for us. Say this prayer nine times a day. By the eighth day your prayer will be answered. Say it for nine days. It has never been known to fail. Publication must be promised. Thank you, St. Jude.
CERTIFIED HOME HEALTH AIDE CLASSES AVAILABLE Call 732-339-1933
Novenas PRAYER TO THE BLESSED VIRGIN (Never known to fail). O most Beautiful Flower of Mt. Carmel, Fruitful Vine, Splendor of Heaven, Blessed Mother of the Son of God. Immaculate Virgin, assist me in my necessity. Oh Star of the Sea, help me, and show me herein You are my Mother. Oh Holy Mary, Mother of God, Queen of Heaven and Earth, I humbly beseech You from the bottom of my heart to succor me in my necessity (make request). There are none that can withstand Your power. O Mary conceived without sin, pray for us who have recourse to Thee (3 times). Holy Mary, I place this cause in your hands (3 times). Say this prayer for three consecutive days. You must publish it, and it will be granted to You. C.M. PRAYER TO THE HOLY SPIRIT Holy Spirit, you who solve all problems, light all roads so that I can achieve my goal. You who give me a divine gift to forgive & forget all evil against me and that in all instances of my life are with me. I want this short prayer to thank you for all things you confirm once again that I never want to be separated from you, even in spite of all material illusions. I wish to be with you in eternal joy and thank you for your mercy towards me and mine. The person must say this prayer for 3 consecutive days. After 3 days the favor requested will be granted even if it seems difficult. The prayer must be published immediately after the favor is granted without mention of the favor, only your initials should appear at the bottom.
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Ceramic Repair/ Install CUSTOM CERAMIC TILING New - Repair - Remodel. Free estimates John Cherry 732-290-9086
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April 1, 2020A
Electrical KOPA ELECTRIC INSTALLATIONS / REPAIRS GENERATORS. Lic# 8977C. Free Estimates. Mike 732-739-8797
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Call 732-642-2253 Garage Doors GARAGE DOORS Replace, Repairs, Spring Repairs, 24 HR service. Licensed/Insured ML Installations 732-673-3105
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THE HANDYMAN CAN
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Call 732-955-6434
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THE PAINT PRO'S/HANDYMEN Guaranteed to satisfy & save you money! All phases of home improvements! Walt: 732-343-2575 or 908-206-4227
PLUMBING & HEATING Complete Kitchen & Bath Remodeling Water Heaters Sewer & Drain Cleaning. Reas. Rates. Free Est. Lic # 5628 WE DO IT ALL!
Roofing/Siding J & R ROOFING & SIDING UNBEATABLE RATES Exp. & Ins. 732-672-8965
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AAA WANTED Junk&Running CARS, TRUCKS, WHATEVER We Buy It All $CASH$ 7 Day Pick Up. 732-536-8030 $200 to $25,000 PAID
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NM-00425046
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TO PLACE
Call 732-727-0014
INDEPENDENT 13
732-305-7315
• Service Repairs & Upgrades • Recessed Lighting • Generator Transfer Switches • Attic Fans & Ceiling Fans • New Construction & Additions • Free Generator Interlock with New Service Upgrades
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jbelectricalnj.com
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HOME IMPROVEMENTS Interior HH Exterior We Accept Credit Cards
• Additio�s • Attics 10% • Baseme�ts OFF • Bathrooms Any JOB • Carpets Booked B� 4/30/20 • Carpe�tr� Mi�. $300 • Ceramic Tile • Cou�ter Tops • Decks • Doors • Dormers • Sheetrock • Floori�g (we are dustless)
INSTALLATION REPAIRS CLEANING
Gutter Covers RooďŹ ng & Chimney Repairs Call for free estimate
732-579-2490
NM-00427014
Fully Insured
• Gutters • Hardwood Floors • Kitche�s • Lami�ate Floors • Moldi�gs • Odd Jobs • Pai�ti�g • Power Washi�g • Repairs • Roofi�g • Sidi�g • Wallpaper Removal • Wi�dows
HARDWOOD SPECIALIST • NEW JERSEY’S BEST NJ Lic# 13VH06672000
www.ke�floorshic.com
732-952-5131 Home Improvements
JB GUTTERS S EAMLESS GUTTERS & LEADERS
Anni 27 th Cele versary brati on
Fully Insured • Free Estimates • Owner Operated
Gutters
SERVICE UPGRADES
RES./COMM.
KEY CONSTRUCTION
NM-00426793
Painting/ Wallpapering
NM-00425039
BUSINESS & SERVICE
NEWSPAPER MEDIA GROUP • www.centraljersey.com
April 1, 2020
HOME IMPROVEMENTS Over 2,500 Satisfied Customers A&S JR. LLC Lic # 13VH03221500
• Additions • Attics • Basements • Bathrooms • Carpentry • Ceramic Tile • Counter Tops • Decks Over 30 years • Doors Experience • Dormers • Dry Wall • Flooring • Gutters
• HVAC • Hardwood Floors • Kitchens • Laminate Floors • Moldings • Odd Jobs • Painting • Power Washing • Repairs • Roofing • Siding • Wallpaper • Windows
ALL WORK GUARANTEED !!! Free Estimates • Insured • Owner-Operator
732-613-1115 973-818-0880
(Office) (Cell) NM-00427020
www.buildwithasjr.com
BUSINESS & SERVICE NEWSPAPER MEDIA GROUP • www.centraljersey.com
14 INDEPENDENT
April 1, 2020A
CALL OUR CLASSIFIED DEPARTMENT TO ADVERTISE HERE 732-358-5200 Home Improvements
Lawn Care
TIMCO HOME
IMPROVEMENTS Specializing in • Custom Seemless Gutters Leaf Guards • Roofing Siding - Windows • Bathroom And Kitchen Remodeling Free Est. • Fully Ins. • 35 Years Experience NM-00426925
732-572-2678 Home Improvements
/
Landscaping
Lawn Care
D&S
INSTALLATION & MAINTENANCE
LANDSCAPING INC.
Paver Walkways Patio • Driveways Snow Plowing
COMPLETE LANDSCAPE DESIGN
CertiďŹ ed brick paver and retaining wall installer
CLEAN-UPS
732-549-6387
www.dslandscapinginc.com
NM-00426951
Lawn Care
/
NJ State Pesticide Lic.#97065A
FREE ESTIMATES Landscaping
AJ’s Home Improvement, LLC 732-900-6087
CERTIFIED
Commercial & Residential
Exterior All Types of RooďŹ ng Flat & Shingles Repair or New Deck Repair & Staining Chimney & Fencing Shed Repairs Powerwashing
Interior Carpentry Painting Repairs Basement WaterprooďŹ ng No Job Too Small or Big!
A&C TREE SERVICE
Tree Removal Trimming-Pruning Stump Grinding Firewood
732-354-3788
Free Estimates • Fully Insured Reasonable Prices NM-00426930
Now accepting major credit cards Lawn Care
/
Landscaping
C.H.E.A.P. TREE SERVICE
• Tree Removal • Trimming • Pruning • Stump Grinding • Lots Cleared FIREWOOD “We Are The Most Recommended Tree Service In The Areaâ€?
732-548-1653
NM-00426942
Free Estimates • Fully Insured
/
Landscaping
Now Accepting Most Credit Cards Fully Insured • Free Estimates
Lawn Care
EXPERT
LANDSCAPING • TREE SERVICES STUMP REMOVAL • SPRINKLER REPAIR BULK MATERIAL DELIVERY FULLY INSURED
24 HR. ANSWERING SERVICE
732-713-1528 TOM 732-713-2008 BRIAN /
Landscaping
/
Landscaping
Tree Service, Inc.
(Patios, Retaining Walls, Pavers, Sidewalks) Free Estimates Fully Insured Over 20 Years Experience 24 Hour Emergency Service Senior Citizen Discount
24 HOUR SERVICE
Complete Tree Service
Stump Removal
732-634-9038
FULL SERVICE
LANDSCAPING DESIGN
Excavating Emergency Tree Service
732-287-8282
732-257-5973 Fully Insured • Free Estimates
UNITED
Expert Tree and Landscaping
LAWN MAINTENANCE SPRING CLEAN-UPS
Lawn Care
/
Landscaping
Residential/Commercial/Municipal
LAWN & LANDSCAPING, LLC
Lawn Care
Landscaping
Over 30 Years in Business!
ALL WORK GUARANTEED Residential & Commercial Lic. #13vH08853200 • Weekly Mowing • Fertilization Program • De-Thatching & Seeding • Re-Sodding lawn • Complete Landscape Restoration & Installation • Mulch, Stone, Topsoil Installed & Delivered • Trimming & Pruning • Gutter Cleaning • Drainage • Pavers
NM-00426956
Lawn Care
/
Landscape Restoration Experts
Spring Clean-Ups
DAVID J. GUDZAK
NM-00425135
Landscaping
Lawn Care
Anthony’s Landscaping
Visit our website: www.gslawnsvclandscaping.com Facebook: G.S. Lawn Service & Landscaping, LL.C.
Veteran Discounts Available
/
Landscaping
G.S. LAWN SVC & LANDSCAPING, LLC
Now Booking Seasonal Contracts for 2020 Season
Quality Service – Quick Response Free Estimates ~ 24 hr. emergency service
Lawn Care
/
CALL NICK
NM-00427058
732-207-3933 732-617-TREE
Will Serve The Monmouth Areas For Tree Work & Landscaping Only
24 HOUR PROMPT/EMERGENCY SERVICE
732-257-1170 1st Lawn Cut 20% 20%
FREE (With Sign-Up for Season) Exp. 4/1/20
OFF OFF
A Spring Clean-Up OR Mulch Installation Exp. 4/1/20
TREE REMOVAL
($500 or more) Exp. 4/1/20
** DISCOUNTED FIREWOOD ** 124Cord $175.00 • 1/2 Cord $100 HOUR PROMPT/EMERGENCY SERVICE
732-257-1170
www.budgetpropertymaintenance.com
FULLY INSURED, FREE ESTIMATES
OWNER OPERATED
BUSINESS & SERVICE NEWSPAPER MEDIA GROUP • www.centraljersey.com
April 1, 2020
INDEPENDENT 15
CALL OUR CLASSIFIED DEPARTMENT TO ADVERTISE HERE 732-358-5200 Masonry/Paving
Masonry/Paving
Painting/Wallpapering
732-549-3105 Serving all of New Jersey since 1998
DON COLEMAN PAINTING,LLC
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CELL # 732-810-9511
FREEHOLD �� �  ƒ �„…  �   € �‚� † � � € €� NM-00425000
Please visit our website or call for more info.
EXTERIOR & INTERIOR
Masonry/Paving
Painting/Wallpapering
Serving the area for over 31 years! Best from Europe!
AND POWERWASHING 5 Star Rated on Google
MASON
PRECISION PAINT
908-416-5219
NJ lic.# 13VH06136900 NM-00426732
 ď€ď€Ľ
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s Year
732-906-0385
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Masonry/Paving
(732) 534-0548
Owned & operated by Joshua Ludlow Free Estimates • References • Fully Insured NM-00425169
Glenn Kaune’s Custom Painting Satisfaction Guaranteed
732-605-0362
H
Over 30 yrs. • Free Est./Ins.
ALL WORK DONE BY OWNER
H
Lic#13VH06178600
Plumbing
plumbing & heating “Honest, Neat and Professional Service�
www.mattcoplumbing.com
732-418-0011 Metuchen, NJ 08840 | info@mattcoplumbing.com
Painting/Wallpapering
Power Washing
ART MOHR PAINTING
POWER WASHING PLUS, LLC
Interior & Exterior Residential & Commercial Powerwashing Drywall Repair Taping & Spackling Handyman Services Snowplowing Services
Painting/Wallpapering
Quality Work • Affordable Wallpaper Removal • Sheetrock Repair Taping/Spackling • Interior/Exterior Reliable Prompt Service
NAT-76685-1
732-983-1520
Free Estimates - Fully Insured
NM-00425147
When quality, Reliability & Experience Matter
Free Estimates!
Painting/Wallpapering
www.poloniaconstruction.com
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PAINTING
• All Phases Of Painting • Interior/Exterior • Moulding Installation •No Job Too Small
Same day free estimate • Licensed & Insured
All Phases of Brick, Stone & Concrete Work Free Designing Available
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PROUDLY SERVICING EDISON & METUCHEN
Nothing is better than a woman’s touch!
732-525-8118
3rd Generation
Specializing in Residential for 45Years!
• Interior/Exterior Painting • Deck and Fence Stain and Paint • Powerwashing • Wallpaper & Plaster Removal • Sheetrock Repair NM-00423646
POLISH
Powerwashing • Faux Painting Sheetrock • Plaster • Wallpaper www.DonColemanPainting.com
NM-00426786
& NM-00425303
Specializing in all types of paving for Driveways & Parking Lots
Painting/Wallpapering
Remove Dirt, Kill Algae, Mold, Bacteria, and Viruses w/Hot Water and/or Bleach/Soap. Houses, Concrete Driveways, Walkways, Patios, Gutters, Fences, Roofs... Veteran • 1st Responder • Senior Discounts
Fully Insured • Free Estimates
732-415-8762
VETERAN OWNED & OPERATED
www.usapowerwashingplus.com Angie's List "A" Rated!
Power Washing
Free Estimates NJ State Fully Licensed & Insured NM-00425900
SPECIALIZING IN • Houses • Decks • Fences • Concrete • Brick Pavers • Pool Areas • Deck Staining Also• Polymetric Sanding FREE ESTIMATES
16 INDEPENDENT
NEWSPAPER MEDIA GROUP • www.centraljersey.com
April 1, 2020
KIDS expo
April 26 from 12-4pm
For FREE tickets, visit nmg.ticketleap.com/cjkids20 Interested es in being a participating ng s sponsor p or holding a workshop session, contact c your sales representative pre or Michele at mnesbihal@centraljersey.com. Mi h lje m.
Free Event!
Craft Area & Other Surprises Throughout the Day PREREGISTER FOR A CHANCE TO
WIN PRIZES! Win family 4 packs of tickets & other great prizes!!