ABERDEEN • HAZLET • HOLMDEL • KEYPORT • MATAWAN • MIDDLETOWN
WEDNESDAY, JULY 15, 2020
njindependent.com
$21.3M budget adopted by Hazlet council By MARK ROSMAN Managing Editor
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The Art Alliance of Monmouth County will display recent work by members on its website at artallianceofmonmouth.org. Pictured is “Rapture,” a work of oil on panel by Cheryl Griesbach, one of the participating artists.
he Hazlet Township Committee has adopted a $21.3 million budget to fund the operation of the municipality during 2020. The budget was adopted on June 23. Hazlet’s residential and commercial property owners will pay $14.73 million in a local tax levy to support the municipal budget, according to the budget document that has been posted on the township’s website. Other revenues in the 2020 budget include the expected receipt of $1.88 million in state aid and the appropriation of $1.2 million from the township’s surplus fund (savings). Hazlet’s 2019 budget totaled $21.1 million and was supported by the collection of $14.26 million in local property taxes. State aid was $2.19 million and officials appropriated $2.45 million from the surplus fund. From 2019 to 2020, total appropriations have increased by $200,000 and the tax levy has increased by $470,000. In a presentation of the budget, Hazlet officials said they would “address budgetary and operational challenges post-COVID-19 to maximize economic recovery by re-evaluating all 2020 expenses; applying for federal, state and county grants to maximize non-tax revenues; and evaluating
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Middletown library receives National Endowment for the Arts grant
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he Middletown Township Public Library has been named the recipient of a $5,000 grant to host the National Endowment for the Arts Big Read. An Arts Endowment initiative in partnership with Arts Midwest, the NEA Big Read broadens individuals’ understanding of the world, its communities and them-
selves through the joy of sharing a good book, according to a press release from the township. The Middletown Township Public Library is one of 84 nonprofit organizations selected to receive an NEA Big Read grant to support a community reading program between September 2020 and June 2021,
and the only public library in the country reading “In the Heart of the Sea,” according to the press release. The NEA Big Read in Middletown will focus on Nathaniel Philbrick’s “In the Heart of the Sea,” which was made into a motion picture in 2015. Activities will take place throughout April 2021.
“Our library is an epicenter of learning and exploration, and through grants like this the library can continue to provide programming that inspires our community members to broaden their horizons and connect with others through reading,”
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PHOTOS BY LARRY LEVANTI/CBA
Christian Brothers Academy held a commencement ceremony for 203 seniors on its campus in Lincroft on July 7. Social distancing and social interaction guidelines were followed by students, staff and family members during the coronavirus pandemic.
CBA holds commencement ceremony for Class of 2020
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he 58th graduating class of Christian Brothers Academy, Lincroft, will truly be one for the history books. The members of Class of 2020 will not only be remembered for their outstanding academic, athletic, service and extracurricular achievements, but also for their resilience, fortitude and unity to weather circumstances outside of their control, according to a press release from the school. The 203 graduates gathered for the 58th commencement exercises on the morning of July 7. Social distancing and social interaction guidelines were observed during the ongoing 2020 coronavirus pandemic that forced the closure of New Jersey’s schools in March. Each graduate was allotted two tickets for family members to attend, while the CBA Digital Network broadcast the ceremony live to the community. The students were gifted custom CBA
Colts facemasks to wear during the ceremony, according to the press release. “With all the uncertainty of the past four months, the Class of 2020 has been on my mind and in my prayers each day, but there was never a doubt you would handle the situation well,” CBA President Brother Frank Byrne said. Brother Frank and Principal Ross Fales conferred the diplomas to the newest CBA alumni, albeit with “elbow bumps” rather than handshakes, according to the press release. Amid the continued global pandemic, the members of the CBA Class of 2020 were celebrated for their accolades over their four years at the academy. The seniors reported receiving more than $22 million in merit-based scholarships to more than 175 colleges and universities across the country, according to the press release.
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Budget (Continued from page 1)
contingencies in the event of a reduction in state aid and local revenues.” Municipal officials’ goals for the year include proceeding with a township-wide road restoration project; beginning the renovation of Hazlet police headquarters; expanding the application of recently purchased technology such as CivicEngage and CivicReady to automate processes and obtain feedback on service and nonemergency related issues; completing the new Natco building project; acquiring
Spatial Data Logic municipal management software to improve the processing and tracking of construction, zoning and other permits, streamline staff workflow, and enable self-service access for residents; and renovating the Cullen Center and making improvements to Natco Park and Veterans Park. In 2019, Hazlet’s municipal tax rate was 56.6 cents per $100 of assessed valuation. The average home in the township was assessed at $324,863. The owner of that home paid $1,838 in municipal taxes. In 2020, Hazlet’s municipal tax rate is projected to be 56.2 cents per $100 of assessed valuation. The average home in the township is now estimated to be assessed
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For decades now, I have been filing applications for Medicaid benefits on behalf of my clients. I would say that in almost every case in which the client lived in their home with the assistance of a home health aide, the client (or more accurately, the client’s family) has paid for all or some of the home health aides in cash, either literally by handing the aide cash for her services or by writing a check to cash to pay the aide for her services. I will only briefly mention that paying an aide in cash is problem for income tax purposes. At best, a home health aide is an independent contractor of mom who is benefitting from the aides services and who retained the aide to provide those services. As such, mom should issue a form 1099 to the aide at the end of the year to report the amounts of money that mom paid to the aide for the services that the aide rendered to mom. The aide would then be responsible for reporting these earnings to the Internal Revenue Service or IRS. Now, I can’t be 100% certain, but if a home health aide is asking to be paid in cash, I think it is a fairly reasonable assumption that the aide is not going to report those earning to the IRS and is not going to pay income taxes on those earnings. Whether the aide is here in this country legally or illegally from an immigration standpoint, she must still pay income taxes on her earnings and the failure to do so is tax evasion. If mom is failing to report those earnings, then mom is engaging in tax evasion with the aide, which is a crime. Do I think people do this frequently? I think people do this all the time. I think there is a billion-dollar industry happening in this country for the past twenty years, at least, in which this type of tax evasion has been occurring. Do I think the government is going to throw mom in jail? No. Do I think there is a probability that the IRS will fine mom for failure to report earnings? I think it is a remote possibility, but certainly not a probability. But, if you ask my opinion, being a lawyer, I would be obligated to tell you that it is illegal. Worse yet, the home health aide is more likely than not an employee of mom’s, not an independent contractor because the aide is not dictating the terms and manner of her services to mom. The rote duties that the aide is performing to mom do not involving independent judgment and skills. As such, mom is an employer and should be withholding employee-employer payroll taxes. More paid news for mom on the above tax evasion fronts but still something unlikely to cause mom to go to jail. There are also liability issues in paying an aide “under the table.” Being a home health aide is, quite literally, backbreaking work. What if the aide injures herself lifting mom or falls in mom’s house because of a hazard in the home. Many elderly individuals’ homes are filled with hazards, as “memories” collect over the years in the home and are not discarded. The aide could sue mom for her injuries. Would homeowner’s insurance cover these injuries? The answer to that question is beyond the scope of my practice, but a judge I know once told me that when she was engaged in the private practice of law she represented insurance companies and insurance companies look for ways not to pay out on their insurance policies. So, this is something to consider. With all of that said, the main point of this article is the effect on a person’s eligibility for Medicaid benefits when she has paid a home health aide in cash during the five years immediately preceding the date of her application for Medicaid benefits. A recent case of the New Jersey appellate division holds that the Medicaid office was correct in treating these payments as gifts that rendered the Medicaid applicant ineligible for Medicaid benefits. Since the applicant could not prove that she legitimately paid an aide in cash, the Medicaid office treated the payments as gifts that rendered her ineligible for Medicaid. Now, with no money and no Medicaid benefits, her nursing home bills will not be paid and the facility would be within its rights to discharge her from the facility. Mr. Callinan is a certified elder law attorney (as certified by the National Elder Law Foundation, accredited by the American Bar Association) with offices located in Middletown. There are over 85,650 licensed attorneys in New Jersey and fewer than 60 are Certified Elder Law Attorneys. Mr. Callinan can be reached at 732-706-8008 or www.eldercarelawyer.com. *Award not approved by NJ Supreme Court. See http://www.superlawyers.com/about/selction process.html for selection methodology.
July 15, 2020J
at $338,918. The owner of that home will pay $1,905 in municipal taxes. Municipal taxes are one item on a property owner’s tax bill, which also includes Hazlet Township Public Schools taxes and Monmouth County taxes. An individual pays more or less in taxes depending on the assessed value of his home and/or property, and the tax rate that is set by each taxing entity. The largest single appropriation in the 2020 budget is the salaries and wages that will be paid to Hazlet’s police officers, $5.22 million. The total amount to be paid in salaries and wages to municipal employees is $8.85 million. The budget includes a $370,535 appropriation for other police department
expenses and a $252,048 appropriation for police dispatch 911 salaries and wages. Other appropriations include $2.38 million for employee group health insurance; $448,400 for workers compensation insurance; $712,000 for recycling salaries and wages; and $226,600 for recycling other expenses. During 2020, Hazlet officials will pay $1.18 million to the Police and Firemen’s Retirement System of New Jersey; $362,331 to the Public Employees Retirement System; and $610,000 to the Social Security System. Other appropriations include an $800,000 payment of bond anticipation notes and capital notes; and a $385,000 payment of bond principal.
Library
the Arts Big Read selection, according to the press release. “In the Heart of the Sea: The Tragedy of the Whaleship Essex” (the inspiration behind Herman Melville’s “Moby Dick”) is a New York Times best-seller and won the National Book Award in 2000. “Although the book takes place in the 1820s, the themes of survival, society and classism, leadership, and man vs. nature are current topics in our society and community,” said Heather Andolsen, director of the Middletown Township Public Library. “The non-fiction story explores the fear and choices the crew made to survive. The library will also have young adult versions of the book to offer the community,” Andolsen said. The library looks forward to partnering with numerous organizations to explore Middletown’s roots in fishing and maritime commerce, from the same period as “In the Heart of the Sea,” according to the press release. Programs will be for all ages.
(Continued from page 1)
Mayor Tony Perry said. “We have become even more aware this year of the important ways the arts help us connect with others, and how they bring meaning, joy and comfort to our lives,” said Mary Anne Carter, chairman of the National Endowment for the Arts. “By bringing the NEA Big Read to Middletown, the Middletown Township Public Library will provide opportunities for deep discussion and ways to help us better understand one another,” she said. The NEA Big Read offers a range of titles that reflect many different voices and perspectives, aiming to inspire conversation and discovery, according to the press release. The main feature of the initiative is a grants program, managed by Arts Midwest, which annually supports dynamic community reading programs, each designed around a single National Endowment for
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McLaughlin elected chair of Mater Dei Prep trustees MIDDLETOWN – Mater Dei Prep, a Catholic preparatory school in Middletown, has elected Kathryn A. McLaughlin as the new chair of its Board of Trustees. McLaughlin is a 1972 graduate of Mater Dei and one of the founding trustees of Mater Dei Prep during its successful 2015 transition to an independent Catholic school, according to a press release. She is a member of the school’s Hall of Fame and was an honoree at the school’s Seraph Strong Gala in February. McLaughlin is a practicing attorney and founding partner of her own law firm, where she has practiced law for the past 25 years. She has served as a member of several Mater Dei Prep committees, including Academic Affairs (as chair), Legal, Risk Management and Compliance, Human Resources, and Buildings and Grounds. She formed the Women’s Leadership Initiative, which has created programs and raised funds to support and promote young women in academics and athletics at Mater Dei Prep, according to the press release. McLaughlin succeeds Dr. Simon Bosco as chair. Bosco will remain on the board and as a member of its executive and finance committees. “I cannot imagine a finer successor as chair than Kathy McLaughlin, whose devotion to Mater Dei Prep has been manifest from its rebirth in 2015,” Bosco said. “I am excited and energized by the opportunity this role presents, and I am grateful to Dr. Bosco for his exceptional
SPREAD YOUR WINGS MATER DEI PREP continues to soar despite the
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leadership and his willingness to continue providing his expertise and guidance,” McLaughlin said. “I am mindful of the challenges ahead, but I know of no other school so well poised to meet them. Mater Dei has a special place in my heart, as it does in so many others, and a unique position of faith-based education in the community. “I look forward to working with the many people who comprise our community – our faculty and staff, our students and their families, our alumni, the Parish of St. Mary’s, and the many others who participate in the Mater Dei Prep community, and who have given so generously of their time, talents and resources,” she said.
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challenges presented by COVID-19. 19 We are moving into the Fall of 2020 focused on continuing to deliver our individualized programs with small class sizes. Our committed faculty and staff ensure all our students are engaged in the full high school experience. We provide a safe, independent Catholic school learning environment that nurtures while challenging all our students to reach their full academic potential.
MATER DEI PREP students seamlessly adapted to our exceptional Virtual Learning Program during COVID-19. We provided live Zoom classes four days a week from 8am- 2:30pm with one-on-one sessions with faculty on Fridays. MATER DEI PREP students maintained honors or high honors during quarantine and all students received full credit and completed their planned curriculum uninterrupted.
Due to an increased interest in attending MATER DEI PREP during COVID-19, we are continuing to accept applications for the Freshmen Class of 2024 and transfer students in grades 10-12.
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McMULLEN CONSTRUCTION M. TANGO ALL PHASES OF MASONRY. HANDYMAN SERVICE SMALL JOBS WELCOME. Fully No jobs too small. All levels of Ins. Call Tom, 732-536-1431 home repairs & improvements. Carpentry, Painting, Tile/ MoldRICCARDI MASONS ing, Powerwashing. Serving All types of masonry. Monmouth County, Old Bridge, No job too small. Free Est. Parlin & surrounding areas. 732-695-2183 Call Mike for an estimate 732-759-5897
For Your STAYCATION: THE HANDYMAN CAN
House, Deck, Outside Work. Power Washing, Repairs, Painting, Staining, Carpentry. Ref. avail. Insured LIC#13VH04172500
Call 732-525-0711
Masonry/Paving E. ANDRÉ CONSTRUCTION Family Owned - Over 25 Yrs. Belgium block, concrete, steps, curbs,sidewalks, driveways, paver patios, pool areas, retaining walls, etc. New-Repairs. Licensed & Insured Free estimates, great prices! 732-254-7252
TO PLACE YOUR AD CALL 732-358-5200
Odd Jobs/Cleanups
ACE JUNK & TRASH REMOVAL
ALL DEBRIS REMOVED!! visit us: aceremovalllc.com 732-521-5500 10% off w/ad
A Affordable CLEAN-UPS We take away anything. Free estimates. 732-264-2520
Abra-Cadabra Junk Be Gone
Clean-Outs, Junk Removal, Demolition. Best Prices Visa/MC/Amex
732-262-9779
CHEAP CLEAN UPS
Debris Removal, Attics Basement, Metal. Free est. Call Frank 908-304-4594
Painting/Wallpapering DREW PAINTING
Indoor/Outdoor Painting Residential. Wallpaper removal & powerwashing. Over 25. yrs. exp. Dennis - 732-447-4619
Plumbing BACSOKA
PLUMBING & HEATING Complete Kitchen & Bath Remodeling Water Heaters Sewer & Drain Cleaning. Reas. Rates. Free Est. Lic # 5628 WE DO IT ALL!
Call 732-727-0014 Power Washing A BARGAIN! POWERWASHING
Owner Operated/Insured Homes from $150. + cleaner Decks, patios, concrete. Do you want white gutters? call/text 732-558-2830 wizzpressurewashing.com
Roofing/Siding J & R ROOFING & SIDING UNBEATABLE RATES Exp. & Ins. 732-672-8965
Window Washing PROFESSIONAL WINDOW CLEANING Fully Ins. * Free Estimates Call 732-738-7770
Auto/Truck Wanted AAA WANTED Junk&Running CARS, TRUCKS, WHATEVER We Buy It All $CASH$ 7 Day Pick Up. 732-536-8030 $200 to $25,000 PAID
July 15, 2020
NEWSPAPER MEDIA GROUP • www.centraljersey.com
INDEPENDENT 9
BUSINESS & SERVICE
CALL OUR CLASSIFIED DEPARTMENT TO ADVERTISE HERE 732-358-5200
The Name You Know & Trust
 ď€ď€Źď€°ď€Żď€Žď€Źď€Ľď€˘ď€Ł
Residential/Commercial ď€ď€¨ď€¨   ď€ď€¨ď€Ş
Additions Add a Level Custom Basements Kitchens Baths muzioconstruction.com muzioconst@optonline.net Lic#13VH00073300

NM-00434630
Electrical
V & D ELECTRIC, LLC. Over 25 Years Experience New Construction Addition’s Basement Remodels Service Upgrades Trouble Shooting & Repairs Outdoor Lighting We Call Ceiling Fans Recessed Lighting You Back!
Free Est. • Bonded & Ins. • Lic. # 15903 NM-00433903
JB ELECTRICAL CONTRACTOR
Full Renovations Home Improvements
• • • • • • • •
Gutters
732-238-1049 VDElectric@msn.com
JB GUTTERS S EAMLESS GUTTERS & LEADERS
SERVICE UPGRADES
jbelectricalnj.com
Cell: 908-907-5170 732-845-3333 Electrical
Handypersons
Gutter Covers RooďŹ ng & Chimney Repairs Call for free estimate
Interior HH Exterior We Accept Credit Cards
Ann 27 th Cele iversary brati on
• Gutters • Hardwood Floors • Kitche�s • Lami�ate Floors • Moldi�gs • Odd Jobs • Pai�ti�g • Power Washi�g • Repairs • Roofi�g • Sidi�g • Wallpaper Removal • Wi�dows
HARDWOOD SPECIALIST • NEW JERSEY’S BEST
Fully Insured • Free Estimates • Owner Operated
732-579-2490
NJ Lic# 13VH06672000
Fully Insured
Gutters
www.ke�floorshic.com
732-952-5131
Home Improvements
AJ’s Home Improvement, LLC
SPITALETTO ELECTRIC
732-900-6087
CERTIFIED
Commercial & Residential
Exterior All Types of RooďŹ ng Flat & Shingles Repair or New Deck Repair & Staining Chimney & Fencing Shed Repairs Powerwashing
OWNER OPERATED
• 24 Hour Emergency Service • All Of Your Residential Electrical Needs • Same Day Service
Interior Carpentry Painting Repairs Basement WaterprooďŹ ng
No Job Too Small or Big!
Quality Service – Quick Response Free Estimates ~ 24 hr. emergency service
Veteran Discounts Available
Free Estimates • Lic. #14030 Bonded/Insured
Home Improvements
TIMCO HOME
732-238-8519
www.spitalettoelectric.com email: info@spitalettoelectric.com
HOME IMPROVEMENTS
• Additio�s • Attics 10% • Baseme�ts OFF • Bathrooms Any JOB • Carpets Booked B� 7/31/20 • Carpe�tr� Mi�. $300 • Ceramic Tile • Cou�ter Tops • Decks • Doors • Dormers • Sheetrock • Floori�g (we are dustless)
INSTALLATION REPAIRS CLEANING
NM-00432860
KEY CONSTRUCTION
NM-00434647
Electrical
IMPROVEMENTS Specializing in • Custom Seemless Gutters Leaf Guards WITH THIS AD Exp. 7/24/20
We Accept All Major Credit Cards NM-00434639
TO PLACE YOUR AD HERE CALL 732-358-5200
NM-00434640
Contractors
• Roofing Siding - Windows • Bathroom And Kitchen Remodeling Free Est. • Fully Ins. • 35 Years Experience NM-00432973
732-572-2678
TO PLACE YOUR AD CALL 732-358-5200
10 INDEPENDENT
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July 15, 2020J
BUSINESS & SERVICE
CALL OUR CLASSIFIED DEPARTMENT TO ADVERTISE HERE 732-358-5200 Lawn Care
Over 2,500 SatisďŹ ed Customers A&S JR. LLC Lic# 13VH03221500
• Hardwood Floors • Kitchens • Laminate Floors • Moldings • Odd Jobs • Painting • Power Washing • Repairs • RooďŹ ng • Sheds • Siding • Wallpaper • Windows
NM-00432977
732-613-1115 973-818-0880
(OfďŹ ce)
www.buildwithasjr.com
Home Improvements
VINNY’S HANDYMAN SERVICES
/
All Phases of Landscaping & Grounds Maintenance
ALL WORK GUARANTEED Residential & Commercial Lic. #13vH08853200 • Weekly Mowing • Fertilization Program • De-Thatching & Seeding • Re-Sodding lawn • Complete Landscape Restoration & Installation • Mulch, Stone, Topsoil Installed & Delivered • Trimming & Pruning • Gutter Cleaning • Drainage • Pavers
$100 OFF Any Service of
$200 OFF Any Service of
Must present coupon at time of estimate. Exp. 7/31/20
Must present coupon at time of estimate. Exp. 7/31/20
$999 or more
** DISCOUNTED FIREWOOD ** 1 Cord $175.00 • 1/2 Cord $100 PROMPT/EMERGENCY
732-257-1170
www.budgetpropertymaintenance.com
OWNER OPERATED
/
Landscaping
• Tree Removal • Trimming • Pruning • Stump Grinding • Lots Cleared FIREWOOD “We Are The Most Recommended Tree Service In The Areaâ€?
LANDSCAPING INC.
Paver Walkways Patio • Driveways Snow Plowing
NM-00433925
732-548-1653
• Free Estimates • Fully Insured
CertiďŹ ed Paver Installer
COMPLETE LANDSCAPE DESIGN 732-549-6387
www.dslandscapinginc.com
Free Estimates • Fully Insured
COMPLETE LANDSCAPING DESIGN & CONSTRUCTION
WWW.PRIMECUTLANDSCAPING.COM
Landscaping
INSTALLATION & MAINTENANCE
NM-00432995
Lawn Care
• Design & Landscaping • Upgrades & Renovations • Plant Warranty • Hardscape/Outdoor Kitchens • Interlocking Pavers
/
732-257-5973
D&S
Landscaping
NJ LIC# 13VH07629700
NM-00433420
Tree Service, Inc.
(Patios, Retaining Walls, Pavers, Sidewalks) Free Estimates Fully Insured Over 20 Years Experience 24 Hour Emergency Service Senior Citizen Discount
CALL NICK
NM-00432996
732-207-3933 732-617-TREE
Masonry/Paving
CertiďŹ ed brick paver and retaining wall installer
CLEAN-UPS
NJ State Pesticide Lic.#97065A
FREE ESTIMATES
Landscaping
Masonry/Paving
EXPERT Since 1988
• Walkways/Patios/Driveways • Topsoil • Seed • Sod • Retaining Walls • Pavers Clean & Seal • Spring/Fall Clean-Ups FULL COLOR • Debris Removal • Mulch COMPUTER IMAGING • Lawn Care • Fertilizer • Weed Control
732-287-5205
/
Landscaping
UNITED
Visit our website: www.gslawnsvclandscaping.com Facebook: G.S. Lawn Service & Landscaping, LL.C.
DAVID J. GUDZAK
/
Residential/Commercial/Municipal
Now Accepting Most Credit Cards Fully Insured • Free Estimates
C.H.E.A.P.
NM-00432994
Lawn Care
Landscape Restoration Experts
Lawn Care
TREE SERVICE
PAINTING • ROOFING DRIVEWAYS • SEAL COATING DECK REPAIRS • POWER WASHING CONCRETE & FOUNDATIONS
Lawn Care
24 HOUR PROMPT/EMERGENCY SERVICE
Lawn Care
CALL 732-925-0563
Landscaping
Spring Clean-Ups
FULLY INSURED, FREE ESTIMATES
Free Estimates • Senior Discounts
/
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$499 or more
Free Estimates • Insured • Owner-Operated
NM-00433315
Lawn Care
Will Serve The Monmouth Areas For Tree Work & Landscaping Only
ALL WORK GUARANTEED !!! (Cell)
Landscaping
G.S. LAWN SVC & LANDSCAPING, LLC
HOME IMPROVEMENTS • Additions • Attics • Basements • Bathrooms • Carpentry • Ceramic Tile • Counter Tops • Decks Over 30 years • Doors Experience • Dormers • Dry Wall • Flooring • Gutters
/
FOR LANDSCAPE DESIGN
NM-00434833
LAWN & LANDSCAPING, LLC
LANDSCAPING • TREE SERVICES STUMP REMOVAL • SPRINKLER REPAIR BULK MATERIAL DELIVERY FULLY INSURED
24 HR. ANSWERING SERVICE
732-713-1528 TOM 732-713-2008 BRIAN
NM-00432540
Home Improvements
TO PLACE YOUR AD CALL 732-358-5200
July 15, 2020
NEWSPAPER MEDIA GROUP • www.centraljersey.com
INDEPENDENT 11
BUSINESS & SERVICE
CALL OUR CLASSIFIED DEPARTMENT TO ADVERTISE HERE 732-358-5200 Painting/Wallpapering
Serving the area for over 31 years! Best from Europe!
ART MOHR PAINTING
POLISH
MASON
732-983-1520 Interior & Exterior Residential & Commercial Powerwashing Drywall Repair Taping & Spackling Handyman Services Snowplowing Services
All Phases of Brick, Stone & Concrete Work Free Designing Available
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NM-00434712
www.poloniaconstruction.com
732-525-8118
Plumbing
Free Estimates NJ State Fully Licensed & Insured
  € �
Masonry/Paving
David J. McConnell 732-257-6254
Plumbing • Heating Home Improvements P Boilers Installed/Repaired P Water Heaters Installed P Drains & Sewer lines cleaned P Sewer & Water Mains installed P Kitchen & Bath Remodeling P Framing & Sheet Rock
No Job Too Small NJ Lic#8843
Painting/Wallpapering
#13VH04604300
NM-00432938
Masonry/Paving
Power Washing
Glenn Kaune’s Custom Painting Satisfaction Guaranteed
Serving all of New Jersey since 1998
Quality Work • Affordable Wallpaper Removal • Sheetrock Repair Taping/Spackling • Interior/Exterior Reliable Prompt Service
CELL # 732-810-9511
&
FREEHOLD �� �  ƒ �„…  �   € �‚� † � � € €� NM-00434402
Please visit our website or call for more info.
Painting/Wallpapering
NM-00433425
Specializing in all types of paving for Driveways & Parking Lots
DISCOUNTS 732-605-0362 AVAILABLE Over 30 yrs. • Free Est./Ins.
H
ALL WORK DONE BY OWNER
POWER WASHING PLUS, LLC Remove Dirt, Kill Algae, Mold, Bacteria, and Viruses w/Hot Water and/or Bleach/Soap. Houses, Concrete Driveways, Walkways, Patios, Gutters, Fences, Roofs... Veteran • 1st Responder • Senior Discounts
Fully Insured • Free Estimates
H
Plumbing
732-415-8762
www.usapowerwashingplus.com Angie's List "A" Rated!
Power Washing
3rd Generation
PAINTING
• All Phases Of Painting • Interior/Exterior • Moulding Installation •No Job Too Small
plumbing & heating “Honest, Neat and Professional Service�
When quality, Reliability & Experience Matter
www.mattcoplumbing.com
Owned & operated by Joshua Ludlow Free Estimates • References • Fully Insured
Metuchen, NJ 08840 | info@mattcoplumbing.com
(732) 534-0548
NM-00431741
Lic#13VH06178600
VETERAN OWNED & OPERATED
732-418-0011 NM-00434656
SPECIALIZING IN • Houses • Decks • Fences • Concrete • Brick Pavers • Pool Areas • Deck Staining Also• Polymetric Sanding FREE ESTIMATES
TO PLACE YOUR AD CALL 732-358-5200
12 INDEPENDENT
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July 15, 2020
1 Why is July one of the best times to replace your windows? Because more energy-efficient windows can help you get relief from your uncomfortably hot home. Our exclusive High-Performance™ Low-E4® SmartSun™ glass is engineered to help make your home even more comfortable this summer. And know st way possible that we’ve adjusted our operations to serve you in the safest and d make your home more secure.
1
Call before July 31st!
MONEY DOWN Now offering virtual appointments, too!
PAYMENTS INTEREST
Why have our customers chosen us over another window company? 1. Fibrex® Material Our Fibrex material was researched by Andersen en for 30 years before it was installed in even one home. Our Fibrex material is twice as strong as vinyl. 2. Unique Look Our window has the elegant look and strength of a wood window, but our Fibrex material doesn’t demand the same maintenance of wood.* 3. Accountability There’s no frustrating “middle man” to deal with. We manage the entire process–from building to installation to the warranty–on windows and patio doors.
Call to book your virtual orr in-home appointment
FOR
MONTHS!
1
Plus BUY 1 WINDOW OR PATIO DOOR, GET 1 WINDOW OR PATIO DOOR
1
Valid on initial visit only – not to be combined with any other offer. Minimum total purchase of 4 or more windows and/or patio doors. Financing provided by unaffiliated third parties and is subject to credit requirements. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid before the expiration of the promotional period.
Offer ends 7/31/20. Cannot be combined with prior purchases, other offers, or coupons. Offer not available in all areas. 40% discount applied by retailer representative at time of contract execution and applies to minimum total purchase of 4 or more windows and/or patio doors as part of Instant Rewards Plan which requires purchase during initial visit to qualify. Discount applied to lowest priced window and/or door products in purchase. No payments and deferred interest for 25 months available, subject to qualifying credit approval. Not all customers may qualify. Higher rates apply for customer with lower credit ratings. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid before the expiration of the promotional period. Financing for GreenSky® consumer loan programs is provided by federally insured, federal and state chartered financial institutions without regard to age, race, color, religion, national origin, gender or familial status. Financing not valid with other offers or prior purchases. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. All financing is provided by third-party lenders unaffiliated with Renewal by Andersen retailers, under terms and conditions arranged directly between the customer and such lender, which are subject to credit requirements. Renewal by Andersen retailers do not assist with, counsel or negotiate financing, other than providing customers an introduction to lenders interested in financing. Savings comparison is based on the purchase of a single unit at regular listt price. See your local Renewal by Andersen location for details. NJ Consumer Affairs License #: 13VH01541700. NYC Consumer Affairs License #: 1244514. Nassau Consumer Affairs License #: H0810150000. Suffolk Consumer Affairs License #: 43991-H. NYC 1307704. Rockland County License #: H-11942-07-00-00. Renewal by Andersen of Central/Northern NJ and Long Island are independently owned and operated affiliates operating in the NJ/NY metropolitan area. “ENERGY STAR” is a registered trademark of the U.S. Environmental Protection Agency. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. ©2020 Andersen Corporation. All rights reserved. ©2020 Lead Surge LLC. All rights reserved. *See the Renewal by Andersen 20/2/10 limited warranty for details. 1