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Premiums (paycheck deductions
2021 Premiums (paycheck deductions) Health Plans: HRA, HSA and Bind
Health Tier 1* HRA Plan
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Coverage level Bi-weekly cost with discount** Associate Only $59.18 Associate Plus Spouse/Partner $138.84 Associate Plus One Child $109.13 Associate Plus 2 Children $145.50 Associate Plus 3 Children $174.60 Associate Plus 4 Children $203.71 Associate Plus Spouse/Partner & Child $203.31 Associate Plus Spouse/Partner & 2 Children $243.17 Associate Plus Spouse/Partner & 3 Children $275.06 Associate Plus Spouse/Partner & 4+ Children $306.95
Health Tier 2* HRA Plan
Coverage level Bi-weekly cost with discount** Associate Only $103.81 Associate Plus Spouse/Partner $240.57 Associate Plus One Child $176.08 Associate Plus 2 Children $242.23 Associate Plus 3 Children $290.68 Associate Plus 4 Children $339.13 Associate Plus Spouse/Partner & Child $329.06 Associate Plus Spouse/Partner & 2 Children $393.55 Associate Plus Spouse/Partner & 3 Children $445.17 Associate Plus Spouse/Partner & 4 + Children $496.76
Health Tier 3* HRA Plan
Coverage level Bi-weekly cost with discount** Associate Only $44.51 Associate Plus Spouse/Partner $118.33 Associate Plus One Child $86.65 Associate Plus 2 Children $115.54 Associate Plus 3 Children $138.64 Associate Plus 4 Children $161.76 Associate Plus Spouse/Partner & Child $180.95 Associate Plus Spouse/Partner & 2 Children $216.40 Associate Plus Spouse/Partner & 3 Children $244.78 Associate Plus Spouse/Partner & 4 + Children $273.14
HSA Plan Bi-weekly cost with discount** $48.53 $117.02 $93.16 $124.21 $149.06 $173.90 $176.17 $210.70 $238.33 $265.96
HSA Plan Bi-weekly cost with discount** $93.17 $218.75 $160.11 $220.94 $265.13 $309.32 $301.91 $361.08 $408.44 $455.77
HSA Plan Bi-weekly cost with discount** $33.87 $96.51 $70.69 $94.25 $113.10 $131.95 $153.80 $183.93 $208.05 $232.15
Bind Bi-weekly cost with discount** $41.43 $102.46 $82.51 $110.01 $132.01 $154.01 $158.06 $189.04 $213.83 $238.61
Bind Bi-weekly cost with discount** $86.07 $204.19 $149.46 $206.74 $248.08 $289.43 $283.80 $339.42 $383.94 $428.43
Bind Bi-weekly cost with discount** $26.76 $81.95 $60.03 $80.04 $96.05 $112.06 $135.69 $162.26 $183.55 $204.81
Dental: Tier 1 Options
Dental Basic
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental Plus
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental Premier
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental: Tier 3 Options 30+ hours work/week Dental Basic
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental Plus
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental Premier
Associate Only Associate Plus One Associate Plus Children Associate Plus Family Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Bi–Weekly
Cost
$8.86 $19.83 $25.32 $36.30
$11.45 $25.04 $27.74 $41.33
$14.25 $30.61 $43.54 $59.90
Bi–Weekly
Cost
$8.86 $19.83 $25.32 $36.30
$11.45 $25.04 $27.74 $41.33
$14.25 $30.61 $43.54
Vision:
Tier 1, Tier 2, Tier 3 Options
$59.90
Bi–Weekly Cost
$4.32 $6.18 $6.59 $11.48
Dental: Tier 2 Options Dental Basic
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental Plus
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental Premier
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental: Tier 3 Options 20-29 hours work/week Dental Basic
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental Plus
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Dental Premier
Associate Only Associate Plus One Associate Plus Children Associate Plus Family
Bi–Weekly
Cost
$10.26 $22.01 $27.90 $39.66
$12.85 $27.23 $30.32 $44.69
$15.65 $32.80 $46.12 $63.26
Bi–Weekly
Cost
$10.26 $22.01 $27.90 $39.66
$12.85 $27.23 $30.32 $44.69
$15.65 $32.80 $46.12 $63.26
*Tier 1: Salary >$40,000 and 30+ hours work/week *Tier 2: Salary >$40,000 and 20-29 hours work/week *Tier 3: Salary <$40,000 and 20+ hours work/week
**Discount assumes full attainment of HLwR points and tobacco-free status
2021 Premiums (paycheck deductions) Legal, Long Term Disability, Life Insurance
Legal
Standard: Associate Plus Family Plus Parents: Associate/Family/Parents
Bi-Weekly Associate Cost
$7.62 $10.38
Annual Plan Cost
$198.12 $269.88
Long Term Disability
LTD-50%
LTD-60%
Bi-Weekly Associate Cost
Example: Insured Salary $80,000/100=800*.123=Annual $98.40 or Bi-Weekly $3.78 Example: Insured Salary $80,000/100=800*.237=Annual $189.60 or Bi-Weekly $7.29
Associate and Spouse/Partner Life Insurance Age as of 1/01/2021:
Under 30 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70+
Bi-Weekly Associate Cost
Associate: Per $1,000
$0.023 $0.032 $0.035 $0.036 $0.052 $0.073 $0.131 $0.195 $0.368 $0.591
Annual Plan Cost
Insured Salary divided by $100 multiplied by $0.123
Insured Salary divided by $100 multiplied by $0.237
Bi-Weekly Associate Cost
Spouse/Partner: Per $1,000 $0.024 $0.034 $0.036 $0.040 $0.054 $0.078 $0.139 $0.210 $0.395 $0.636
$5,000-$25,000
Child Life
Per $1,000: $0.068
2021 Premiums (paycheck deductions) Critical Illness, Personal Accident, Hospital Indemnity
Personal Accident
Associate Only Associate Plus Spouse/Partner Associate Plus Child(ren) Associate Plus Family
Bi-Weekly Associate Cost
$2.61 $4.16 $4.97 $6.47
Annual Plan Cost
$67.92 $108.12 $129.24 $168.24
Critical Illness*
Age as of 01/01/2021:
18-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70+
$10,000 Level
Bi-Weekly Associate Cost $2.77 $3.78 $5.26 $8.12 $11.63 $16.29 $22.06 $31.15 $42.88 $58.52
Annual Associate Cost
$72.00 $98.40 $136.80 $211.20 $302.40 $423.60 $573.60 $810.00 $1,114.80 $1,521.60
$20,000 Level
Bi-Weekly Associate Cost $5.54 $7.57 $10.52 $16.25 $23.26 $32.58 $44.12 $62.31 $85.75 $117.05
Annual Associate Cost $144.00 $196.80 $273.60 $422.40 $604.80 $847.20 $1,147.20 $1,620.00 $2,229.60 $3,043.20
*Rates are for associate only. Can also cover spouse/partner and children for additional premium.
Hospital Indemnity
Associate Only Associate Plus Spouse/Partner Associate Plus Child(ren) Associate Plus Family
Bi-Weekly Associate Cost
$5.62 $13.76 $9.47 $17.61
Annual Plan Cost
$146.04 $357.72 $246.24 $457.92