Savings & Retirement

Building a diverse financial portfolio is vital to the well-being of all our associates. Our investment plans include a 401(k), with a variety of investment options, and an Associate Stock Purchase Program. This enables our associates to build equity in the company and helps them establish long-term security. manages it at Fidelity for you!

401(k) Plan The Cerner 401(k) Retirement Plan allows associates to set aside money for retirement on a pre-tax and/or Roth (post-tax) basis. • Elect between 1% and 80% of eligible compensation to be deferred into the plan annually. If no election is made after 31 days, you are automatically enrolled at 3% (pre-tax). • Change contribution elections at any time You’re able to sign up for this great benefit for only $1/

• 2020 IRS contribution limits: • 402(g) deferral limit is $19,500 • Catch-up limit is $6,500

Rollover contributions can be made from a former employer’s qualified 401(k) or 403(b) retirement plan or an IRA rollover. end of the Option Period, are used to purchase shares election during a quarterly open enrollment period.

Cerner Matching Contributions* Cerner matches 33% of the first 6% of your deferral amount. A second tier match of up to 2% of your paid base compensation will be determined annually by Cerner, based on Cerner’s overall performance. This match is subject to eligibility criteria. All Cerner contributions are automatically invested in Cerner stock and are subject to a 5-year graded vesting schedule.

Years of Service <1 Year of Service 1 Year of Service 2 Years of Service 3 Years of Service 4 Years of Service 5 Years of Service

Vested Percentage 0% 20% 40% 60% 80% 100% Ready to blooom? As part of Cerner’s commitment to providing you with the tools and resources to help you live well across the continuum of health and care, we’re excited to partner with blooom to support your financial wellbeing! Who is blooom? They’re like a doctor who quickly and simply tells you what’s healthy – and what’s unhealthy – in your 401k, and if you’d like, they’ll manage your account ongoing. No need to move your account – blooom month if your Cerner 401(k) account balance is less than $20,000 or $10/month if your account balance is $20,000 or more.

Learn more about all the services offered by blooom, at cerner.getblooom.com; it takes less than 5 minutes!

Associate Stock Purchase Plan The Associate Stock Purchase Plan provides eligible participants with an affordable and convenient method to purchase stock and share in the success of the company. Contributions to the plan are deducted, on a posttax basis, from your paycheck. Participants may elect any whole percentage between 1% and 20% of your total compensation to purchase Cerner stock. The deferrals are accumulated and, at the of common stock. The purchase price will be 15% less than the Fair Market Value on the date of the purchase (the last business day of the quarter). The plan operates on quarterly Option Periods, beginning on the 1st day of January, April, July and October of each year. You may participate in the plan by accessing Morgan Stanley’s website, www.stockplanconnect.com, and submitting an *Matching is discretionary

Cerner Stock

• Publicly traded & quoted through NASDAQ (CERN) • Enables you to accumulate ownership in the company • Stock splits– 1992, 1993, 1995, 2006, 2011, 2013