OverviewBusiness2022
Real people.
2 CFMG Capital Real people.
The Real People behind CFMG Capital are proud of our track record and history of delivering attractive returns to our investors. Our experience and history, since inception, has enabled us to return 100% of the capital invested together with the targeted return to all of our loyal investors.
The core focus of CFMG Capital is to create value for investors through disciplined acquisition and a conservative but realistic approach to investment. In a climate where residential real-estate sector indicators across the country are positive, spurred by a shortage of land supply, it is anticipated that strong medium to long term earnings can continue to be achieved through property backed investments.
CFMG CAPITAL CREATE LONG TERM VALUE FOR INVESTORS THROUGH ACTIVE INVESTMENT AND DEVELOPMENT OF RESIDENTIAL LAND SUBDIVISIONS. THROUGH THE CFMG LAND & OPPORTUNITY FUND AND THE FIRST MORTGAGE AND INCOME FUND, INVESTORS ARE OFFERED ACCESS TO PARTICIPATE IN FUNDING FOR RESIDENTIAL DEVELOPMENT.
5 BUSINESS OVERVIEW 2022 CFMG Funds Management sources funding for our community developments with investments from everyday people. We create value for our investors by funding land subdivisions operated by CFMG Residential Communities. CFMG Funds Management provide two types of investment products; the Land & Opportunity Fund and the First Mortgage and Income Fund. Traditionally we have always offered longer term investments, usually between 18 & 24 months with returns at maturity of the project. We recently added a second fund that services our investors looking for or requiring a regular income stream. Funds Management Product Comparison CFMG Funds Management TERM INVESTMENTS CFMG Land and Opportunity Fund INCOME STREAM First Mortgage and Income Fund Targeted returns – 8.95% - 11.95% p.a.* Targeted returns – 5.95% - 7.85% p.a.* Start investing with $25,000 Start investing with $25,000 Capital & interest paid at the end of the term Distributions paid quarterly 12 – 24 month terms 6 – 18 month terms
Pumicestone Pocket, Caboolture (QLD)
7 BUSINESS OVERVIEW 2022 MorayfieldArbourwood,QLD150lots Launch: Mid 2022 Bellmere QLD 730 lots Launch: 2024 Farriers 105BurpengaryCreek,QLDlots Launch: Early 2022 Sovereign Estates, Rochedale QLD 10 lots Launch: Late 2022 Pumicestone Pocket, Caboolture QLD 60 lots Launch: Jan 2022 Mallee JimboombaGrove,QLD36lots Launch: Mid 2022 Birchwood, Project Extension QLD 240 lots Launch: Mid 2022 Sunbury VIC 150 lots Launch: 2027 CFMG Capital Project Pipeline
Nambour (QLD) Millwood Rise is a boutique residential community nestled in the hillside of Nambour. Immediately surrounding the property are a mix of modern sub-divisions and acreage properties, including several similar projects either recently completed or currently being developed. The location is picturesque and expansive with modern amenity close by. Wollert (VIC) This 5.81 hectare site will be developed into an 84 lot residential community together with some associated retail and commercial uses. Located just 25km north of the Melbourne CBD, this project will be established within an already abundant collection of lifestyle amenity, health and education facilities, public transport infrastructure and major road networks. Launched in 2020 for expected completion in 2022.
8 CFMG Capital Real people.
Current Projects84 RESIDENTIAL LOTS $27.6m GROSS REALISATION 63 RESIDENTIAL LOTS $21.7m GROSS REALISATION
Burpengary (QLD)
schools,
Within
Caboolture
9 BUSINESS OVERVIEW 2022
education
Farriers Creek is a 12 hectare site located in the highly sought after suburb of Burpengary in North Brisbane. close proximity to shops, and Creek is ideally positioned for growing families to build their dream home.
(QLD) Pumicestone Pocket is a 3.1 hectare site located in Caboolture, north of Brisbane. This development is close to the Caboolture Hospital, transport options, a range of education amenity and approximately 30 minutes drive from Bribie Island and Redcliffe. 105 RESIDENTIAL LOTS $28.3m GROSS REALISATION 60 RESIDENTIAL LOTS $16.2m GROSS REALISATION
medical amenity, Farriers
10 CFMG Capital Real people. 336 RESIDENTIAL LOTS $67.4m GROSS REALISATION Logan Reserve (QLD) Bridgeman Downs (QLD) Morayfield (QLD) 86 RESIDENTIAL LOTS $38.7m GROSS REALISATION 57 RESIDENTIAL LOTS $9.7m GROSS REALISATION 15 RESIDENTIAL LOTS $7.8m GROSS REALISATION Rochedale (QLD) Strathtulloh303(VIC) RESIDENTIAL LOTS $58.6m GROSS REALISATION Completed Projects 89 RESIDENTIAL LOTS $19.6m GROSS REALISATION Park Ridge (QLD)
Middleton Park, Logan Reserve (QLD)
12 CFMG Residential Communities have a proud history of creating successful communities across Australia. Our ability to develop with focus, agility and experience means our residents benefit from well considered and carefully constructed communities. Over 5,000 people call a CFMG Residential Community home. Creating CommunitiesCFMGneighbourhoodsrealResidential
Farriers
The latest neighbourhood to be developed by CFMG Residential Communities is Farriers Creek in Burpengary, Queensland. Set amongst nature, Farriers Creek will be the place where families can grow. Whether it’s a family game of backyard cricket, exploring the nearby creek or catching up with the neighbours while the kids ride their bikes, Farriers Creek is a place where our residents can slow down and enjoy life. Everything is close by with a variety of shops, restaurants, primary schools, secondary schools and medical services, all just a short drive away. There’s also a train station, bus interchange and easy access to major transport connections to Brisbane and the Sunshine Coast. Bribie Island and Redcliffe are approximately 30 minutes drive from Farriers Creek. Creek, Burpengary Community
13
Feature
14 CFMG Capital Real people.
Sunday Living Homes was created to expand our products and services to include fixed price Home & Land bundles exclusively at CFMG Residential Communities.
Sunday Living Homes is for Aussie families and savvy individuals that understand looks are important, but value is paramount. Without skimping on quality, our smooth purchase process gets our residents into their homes sooner, so they can get on with life’s bigger and better things. pick the Home & Land bundle, it gets built It’s not the house you live in, it’s the home you create variety of locations to choose from Home & Land at competitive prices
Sunday Living Homes prides itself on the below values: EASY, LIVE FULLY.
BUILD
You
A
The Directors and Senior Management have a strong history in real estate investment and believe there is an opportunity at this point in the property cycle to create real estate linked investment opportunities for experienced investors, and in turn to share in the returns from managing those investments through various income streams.
With significant involvement in the sales, marketing and leasing of in excess of $2.5 billion worth of residential, retail and commercial property in Queensland, New South Wales, Victoria and South Australia, Andrew brings experience throughout project lifespan from acquisition to final settlements.
CFMG Capital has full service research, acquisitions, legal and project marketing teams to support and guide managed projects from inception through to completion.
Philippa has over 10 years’ experience in funds management and residential land development having held senior finance positions with White & Partners, CBRE & Stockland.
The Management Team include staff who are highly skilled and experienced individuals in the fields of funds management, finance, property development, management, sales and marketing.
Further, CFMG Capital has employees with experience in the fields of accountancy and finance, corporate governance and compliance to enable effective discharge of responsibilities in the areas of corporate governance, social responsibility and sustainability.
ANDREW THOMSON General Manager
Philippa is CPA qualified and holds a Bachelor of Business from Queensland University of Technology majoring in Accounting and Banking & Finance.
Andrew has also worked in large organisations in specialist marketing positions such as Suncorp & Australian Insurance Holdings and holds a Bachelor of Business (Management) specialising in Marketing, Human Resource Management and Industrial Relations.
Key management personnel of the group are:
Philippa is a highly experienced finance manager responsible for the financial modelling, management and administration of CFMG Capital projects.
PHILIPPA BOMBA Commercial Finance Manager
16 CFMG Capital Real people. Management
With close to 20 years experience in management, marketing and strategy development, Andrew brings to CFMG Capital an in-depth understanding of property and financial services sectors through senior management, marketing and operations roles at AMP, Devine Limited and Ausbuild.
BOBBY PALLIER General Counsel
Bobby is the General Counsel at CFMG Capital. He’s responsible for legal compliance, investment management, property acquisition and policies within the Bobbybusiness.haspreviously worked at McCullough Robertson Lawyers and McInnes Wilson Lawyers.
ELIO IACUTONE
Elio works closely with the sales team in both the land development and capital raising departments, while leading the marketing team across both digital and offline, as well as brand development.
A national and international award winning dynamic marketing professional with significant experience in managing brands, products and places – Elio has experience across a range of major organisations in development and asset management such as Aveo Group, Charter Hall, Lend Lease, Stockland and Colonial First State.
DUNCAN MACPHERSON
Acquisitions & Analysis Manager
17 BUSINESS OVERVIEW 2022
Elio oversees the sales and marketing functions across all aspects of CFMG Capital.
Duncan is the Acquisitions & Analysis Manager at CFMG Capital and has over 6 years’ experience in the property industry. He’s worked for Villa World, Orchard Property Group and Aspen Group with the last three and half years spent acquiring developments for CFMG DuncanCapital.hasworked in Sydney, Brisbane and the Gold Coast and has acquired developments across Queensland, Victoria and New South Wales.
National Sales & Marketing Manager
Wayne holds a Diploma of Financial Services (Finance / Mortgage Broking Management), Advanced Diploma of Financial Services (Financial Planning), Advanced Diploma of Business (Accounting), Graduate Certificate in Management and Graduate Diploma of Commerce. He is currently studying a Master of Commerce (Financial Planning).
18 CFMG Capital Real
Wayne has 18 years lending experience working with various types of loan scenarios and debt structuring. Wayne has held state and national manager positions with finance brokerage and property companies. With experience in corporate governance and compliance as a Responsible Manager across mortgage broking and financial planning. Wayne has had extensive dealings with new land estates throughout Australia.
Board
After five years as a solicitor in private practice advising a wide range of clients including State Government departments, publicly listed and private companies, Scott joined a private development and financial services group where his responsibilities included management of the group’s legal requirements and obligations, project management and broad acre land has been actively involved in overseeing the governance and compliance obligations in relation to residential land development companies.
Scott is a founding Director of both the residential land development and income fund businesses of CFMG Capital.
people.
Scott holds Bachelor degrees in Law and Accountancy, a Graduate Diploma in Urban and Regional Planning and has more than 15 years broad experience in the property development and finance industries.
WAYNE HAMBURGER Independent Director - CFMG Capital
During a career spanning more than 40 years, Ross has held a number of senior executive positions with a strong emphasis on the Financial Services sector, particularly with a Property and Real Estate Inbackground.1998,Ross was a founding partner and Managing Director of ASX Top 200 company Cromwell Corporation Limited (ASX Code CMW), now known as Cromwell Property Group, and managed and directed the growth of the Company, now one of Australia’s largest Real Estate Investment Trusts with a market capitalisation of more than $2 billion as at 31 December 2017, and total assets under management of $11.2 billion. Apart from his role of Managing Director at Cromwell, Ross was Compliance Director and Responsible Manager for the Managed Investment Schemes the company promoted. Since his retirement from Cromwell in 2008, Ross has maintained his interest in property and real estate, undertaking a number of residential and industrial land developments in his own right.
SCOTT WATSON Managing Director - CFMG Capital
ROSS STILES Independent Director & Chairman CFMG Capital
Fromacquisitions.2008,Scott
Wayne is an MFAA Accredited Finance Broker with the Mortgage & Finance Association of Australia, Associate Fellow of the Australian Institute of Management and a Justice of the Peace (Qualified).
Barrie then returned to Brisbane where he held a number of senior positions in the Corporate Affairs Office, including in 1989, his appointment as Director, Corporate Development and Operations. He was appointed as Queensland’s first Regional Commissioner of the Australian Securities and Investments Commission (ASIC) in January 1991 until March 2000. In January 2000, he was awarded the Public Service Medal for outstanding public service as Regional Commissioner in BarrieQueensland.hasbeen an active member of CPA Australia and is a Director on the Board of CPA Australia. Since leaving ASIC, he has held board positions on listed and unlisted public companies and not for profit companies. He continues to hold board positions. Barrie is the Chairman of four Compliance Committees and still chairs an Audit & Risk Committees. Barrie delivers presentations on Corporate Governance and Ethics and Risk Management, Directors’ Duties and Corporate Social Responsibility.
BARRIE ADAMS Independent Director Barrie has enjoyed his careers in the private sector and with the Commonwealth and State Governments. He commenced with the Shell Group of Companies in Brisbane then Sydney and Melbourne which culminated in his appointment as the South Pacific Audit Manager.
JIM FRAYNE Independent Director Jim has over 40 years’ experience in chartered accountancy in audit and corporate services fields. Mr Frayne was appointed as a partner of PKF Chartered Accountants and Business Advisers (now BDO Chartered Accountants) in 1983 and from that time headed up the Audit and Assurance Division of PKF Brisbane until his retirement in June 2006. He is a Director of Aveo Limited and Black & White Holdings Limited.
JASON MATIGIAN Independent Director Jason has had a broad range of property experience across all sectors including residential, commercial, retail, industrial, rural, special purpose and mixed use. This range of experience has seen Jason and his Valuation Practice (JPM Valuers & Property Consultants) actively providing advice to the public, private and government bodies across Victoria, New South Wales, Queensland and Northern Territory.
Prior to Jason setting up his own valuation practice he held positions with Brisbane Real Estate specialising in site acquisition and asset realisation for receivers; and approximately 10 years with Australia’s largest valuation and advisory firm Herron Todd White Valuers. Jason holds a Bachelor of Applied Science (Property), is a Certified Practicing Valuer in Queensland and New South Wales and an Associate member of the Australian Property Institute.
19 BUSINESS OVERVIEW 2022
Level 2, 117 McLachlan St Fortitude Valley QLD 4006 PO Box 663, Fortitude Valley QLD 4006
*Units in the CFMG Land and Opportunity Fund (“CFMG L&O Fund”) and CFMG First Mortgage and Income Fund (“CFMG FMIF”) – are issued by CFMG Equity and Income Funds Limited ARSN 602 610 006 (“CFMG”) and offered pursuant to the Product Disclosure Statement dated 15 October 2021 (CFMG L&O Fund), 9 July 2021 (CFMG FMIF) (“PDS”) and the Supplementary Product Disclosure Statements (“SPDS”) for the relevant investments. An investment in Units under the PDS and SPDS is considered a speculative investment because the receipt of the anticipated return (or return of your capital invested) is dependent on the successful completion of the project as outlined in the SPDS. The directors of CFMG Capital do not guarantee investors will receive any or a particular rate of a return or capital. Prospective investors should carefully consider the PDS and SPDS including the risks outlined in those documents before making any investment decision in connection with this investment. CFMG Equity and Income Funds Limited ARSN 602 610 006. AFSL 291 390. See our Target Market Determination at https://bit.ly/3acISlk (CFMG L&O Fund) and https://bit.ly/2YoaDVn (CFMG FMIF) P 1800 155 526 E info@cfmgcapital.com.au cfmgcapital.com.au Real people. Printed: June 2022