10 - Additional information

10.1 Responsible Entity indemnified

To the extent permitted by the Corporations Act and the law, we, as responsible entity, are indemnified out of the Fund against any claim, action, damage, loss, liability, cost, expense or payment which we incur or are liable for, provided that it does not arise from our failure to properly perform our duties.

10.2 Investors’ liability limited

The Constitution seeks to limit the liability of investors to the amount of their investment plus other moneys payable to us or the Fund pursuant to the Constitution (if any). However, because this is a matter which can only ultimately be determined by the courts, no assurance or guarantee is given that investors’ liability will be limited in a manner discussed above.

10.3 Complaints

If you have a complaint about any aspect of your investment in the Fund, please write to us at:

Complaints Manager CFMG Equity and Income Funds Limited PO Box 663 Fortitude Valley QLD 4006

Alternatively, you can phone us on 1800 155 226 (within Australia) or +61 7 3613 0001 (outside Australia).

We are a member of, and participate in, the Australian Financial Complaints Authority (AFCA), an independent complaints resolution organisation. If you feel your complaint has not been satisfactorily resolved you are entitled to make a complaint to AFCA at:

Australian Financial Complaints Authority GPO Box 3 MELBOURNE VIC 3001

Telephone: 1800 932 678 Email: info@afca.org.au

10.4 Labour standards and social, ethical and environmental considerations

While we do not explicitly take into account these factors and do not have a specific methodology for the extent to which these factors are considered, we may take them into account as one of the components considered in investing the assets of the Fund.

10.5 Updated information

Where there is a change to information which is not material to investors this updated information will be made available on our website at www.cfmgcapital.com.au (Updated Information). If you require a paper copy of any Updated Information please contact us using the details in the Corporate Directory and it will be provided without charge on request.

While this PDS and any Updated Information are up to date at the time of preparation, changes may be made to the Fund from time to time. Investors should ensure that they keep up to date with the latest information on the Fund. To obtain this information either:

a. visit our website at www.cfmgcapital.com.au; or b. phone us on 1800 155 226 (inside Australia) or +61 7 3613 0001 (from outside Australia). A paper copy of the most recent information will be sent to you free of charge on request.

10.6 Unit pricing policy

We have a policy for Unit pricing discretions we use in relation to the Fund for the purposes of ASIC legislative instrument 2015/847. Our Unit pricing policy for the Fund and records of the discretions we exercise are available, free of charge, on request and can be obtained by contacting us by email at investorrelations@cfmgcapital.com.au or by phone on 1800 155 526.

10.7 Disclosing entity

The Fund may become a disclosing entity in which case the following arrangements will apply.

As a disclosing entity, the Fund will be subject to regular reporting and disclosure obligations. Copies of documents lodged with ASIC may be obtained from, or inspected at, an ASIC office. You will have the right to obtain various financial reports lodged with ASIC for the Fund.

We will satisfy our continuous disclosure obligations for the Fund by publishing material information on our website at www.cfmgcapital.com.au.

Any material information affecting the Fund will be placed on our website.

Accordingly, given the disclosure of material information will be made on our website, we will not be required to lodge continuous disclosure notices for the Fund with ASIC.

10.8 Privacy

The privacy of your personal information is important to us. We collect personal information directly from you through the Application Form and from third parties who assist us with our business. The purpose of collecting your information on the Application Form is to process your application and manage your investment in the Fund. If the personal information you provide to us is incomplete or inaccurate, we may not be able to work with you effectively, or at all, and may be delayed in performing our business functions.

If you invest in the Fund on the recommendation of your financial adviser, details of your investment and information about you will be provided to your financial adviser.

All personal information collected will be collected, used and stored by us in accordance with our privacy policy, a copy of which is available on request or at our website listed below.

From time to time, we may wish to advise you about other services and products which could suit your needs. By making an application, you agree that we may disclose your personal information to other corporations specifically, but not solely, for marketing purposes.

However, if you do not want this information to be used for this purpose, you must exercise your right to instruct us not to disclose any information concerning your personal information. You may do this by ticking the ‘non-disclosure’ box on the Application Form. However, we may still disclose personal information where required by law.

You are entitled to request reasonable access to, and correction of, your personal information. We reserve the right to charge an administration fee for collating the information requested.

For a copy of our privacy policy and for information about how we deal with personal information, including how you can complain about privacy-related matters and how we respond to complaints, please visit our website at www.cfmgcapital.com.au.

10.9 Keeping us informed

Our records about you are important. Please inform us in writing of any changes to the personal details that you have given us. This may be a new postal address, a change of name or new account details for Distribution or withdrawal payments. When requesting a change of personal details please give us:

a. the full name in which your investment is held and your account number; b. the changes you are requesting; c. a contact name and daytime telephone number; and d. appropriate signatories on the request.

Some changes also require additional documents (such as a change of name request). Please note that we will only change your nominated account if we receive an original, signed, written request. We will send you written confirmation of any changes that you request us to make to your personal details.

10.10 Related parties

We may enter into transactions with, and use the services of, any related company of the Responsible Entity. Those arrangements will be based on arm’s length commercial terms.

We, any Director or officer or any party related to them may invest in the Fund. It is our policy to ensure that those arrangements are on arm’s length commercial terms. We have a conflict resolution procedure in place in the unlikely event that a conflict of interest arises

10.11 Investment by our officers and employees

Pursuant to the Constitution, we, any Director or officer or any party related to them may invest in the Fund. It is our policy to review any such application, which must be on the same basis as that of other applicants.

We have a conflict resolution procedure in place in the unlikely event that a conflict of interest arises.

10.12 Disclosure of Interests

a. Directors (or their associates) have a beneficial interest in shares in the Responsible Entity and will benefit from fees derived by it. b. Directors receive directors’ fees for carrying out their duties as directors of the Responsible Entity. c. The Responsible Entity, Directors and other related parties of the Responsible Entity may hold interests in the Fund from time to time. Where this occurs those investments will be acquired and dealt with on the same terms as any other investor in the

Fund. d. The Responsible Entity or Directors of the Responsible Entity do not borrow from the Fund.

10.13 Consents

The following parties have given and not withdrawn their consent to be named in this PDS in the form and context in which they are named:

a. The Trust Company (Australia) Limited ACN 000 000 993; b. BDO Audit Pty Ltd ACN 134 022 870; c. McCullough Robertson Lawyers.

To the maximum extent permitted by law, each of the above party’s expressly disclaims and takes no responsibility for any part of this PDS other than the references to its name. Each of the above party’s does not guarantee the repayment of capital or any particular rate of capital or income return.

10.14 Electronic PDS

This PDS is available in electronic form at www.cfmgcapital. com.au. We will send, on request, any person receiving this PDS electronically, a paper copy of the PDS free of charge during the period of the Offer. Applications must be made by completing and submitting the online Application Form

We will not accept a completed Application Form if we have reason to believe that the applicant has not received a complete electronic copy of the PDS and the relevant SPDS or if we have reason to believe that the Application Form or electronic copy of the PDS and the relevant SPDS has been altered or tampered with in any way.

While we believe that it is extremely unlikely that during the period of the Offer the electronic version of this PDS and the relevant SPDS will be tampered with or altered in any way, we cannot give any absolute assurance that this will not occur. If you are in doubt about the validity or integrity of an electronic copy of the PDS and the relevant SPDS you should immediately request a copy of the PDS and the relevant SPDS directly from us or your adviser.

10.15 Directors’ authorisation

Each Director has consented to and authorised the issue of this PDS.