==== ==== How To Get A Debit Card? Here's a company that will give you $20 when load your Debit Mastercard with $40 and, will give you another $20 for each person you refer who does the same thing. http://MyNetSpendCard.ws ==== ====
Prepaid debit cards are some of the slickest financial tools available to consumers today. Since these cards don't require credit checks, they are very easy to get. They are also very easy to use because they can be swiped at any point of sale that accepts credit cards. They are also cheaper to use compared to many checking accounts. However, the security of these financial tools is largely misunderstood. People who are interested in them want to know if they are as secure as checking accounts or if they have similar safeguards to those of credit cards. Some people wonder if their money is secure in a prepaid account. The truth is that a reloadable debit card is indeed secure. Prepaid Cards Versus Cash Prepaid debit cards are great for people who don't like carrying cash around. Some people are forced into carrying hard cash because they work in a cash business. Others carry large sums of money around because they don't have a secure place to keep it. This habit is very risky. For instance, they can lose the money accidentally or through a mugging after attracting the wrong kind or attention. Either way, these are not desirable outcomes for anyone. The best solution for such a problem is getting prepaid debit cards. Stolen or Lost Debit Cards Whether your card is stolen or simply lost, the prepaid company will protect your account from unauthorized use. However, you will have to notify the card company about the loss within two business days. In most cases, owner's liability is reduced to zero after reporting the loss. The card will be replaced at a small fee. The best thing about this is that the amount of money you had in your account will still be present even after the loss or theft, something that can never happen with cash. Secure Spending Apart from normal security, prepaid debit cards offer another type of security. Since you'll be spending your own cash, these little gems will keep you from overspending and amassing huge amounts of debt. This is because the cards run on preloaded cash unlike credit cards which run on credit. This means that owners can only use money they have. This allows card holders to purchase items they absolutely need and can afford. The two most popular types of prepaid cards are MasterCard and Visa. Both of these cards are
issued by banks when requested by customers. As such, these cards have all the security features that are associated with the MasterCard and Visa networks. This simply means that you can spend your money without ever worrying about security issues. All you have to do is get a prepaid card, load it up and start spending wherever credit cards are accepted. This way, you can do your business confidently knowing your money is secure. These cards have become very popular these days. This can be attributed to the convenience and security they offer.
David T. Andrews writes about reloadable debit cards, credit cards, and other credit topics. You can click here to visit his prepaid debit card blog.
Article Source: http://EzineArticles.com/?expert=David_T._Andrews
==== ==== How To Get A Debit Card? Here's a company that will give you $20 when load your Debit Mastercard with $40 and, will give you another $20 for each person you refer who does the same thing. http://MyNetSpendCard.ws ==== ====