Real Estate LUBBOCK AVALANCHE-JOURNAL
SATURDAY March 3, 2012
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Why do you live in the Lubbock area? What do you like most about it? My wife is from Lubbock. After college I started selling real estate, and we both love the area and plan on being here forever! We love the people the most by far! What do you enjoy doing when you’re not working? Spending time with my family. My wife, Mindy, and I have two kids, Jace and Kaylee. They are always into something – whether good or bad, they are a blast! How long have you worked in real estate? This is the start of my 10th year in real estate. What did you do before that? I attended and graduated from Texas Tech with Bachelor’s Degrees in Business and Agriculture & Applied Economics.
GRI
Why should someone choose you as their real estate agent? I think because I love what I do! I am a full-time agent, and I will continue to
What tips do you have for someone looking to buy or sell a home? If you are buying, always talk with a lender that you are comfortable with, whether it is a mortgage broker or your local banker, and get pre-approved for a loan. That way when you do find the house you want you don’t have to hesitate or worry about any surprises that you may not know about. If you are selling, go through your house and try to eliminate things that create clutter or that might look unattractive to a buyer. Then just make sure the property is immaculate inside and out because a clean properties always sell best!
What is your specialty? My specialty is in residential. Whether it is your first home, second home, or purchasing investment property, I love to help my clients achieve all of their goals. What designations do you have and what does that mean for the people you work with? GRI – Graduate of Real Estate Institute. Every designation is further study in the real estate industry and enables Realtors to learn more to help their clients in all types of transactions.
Nathan Jordan, Century 21 John Walton Realtors
Photo by Misty Setzler
first-time homebuyer with the purchase of a home and to see how excited they are when you give them the keys for the first time. Congratulating them on their purchase is an awesome feeling! What is the most unique
at its
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be in this business for many more years to come. I want every customer to be happy and have a good experience because I would love to have your business for many years to come.
What are the most gratifying and most challenging aspects of what you do? The most challenging thing is keeping everyone’s personalities and emotions all together and keeping as many of the difficulties that can come up in a real estate transaction out of the deal as much as possible. The most gratifying part of this business is by far helping a
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Century 21 John Walton Realtors 806-793-8111 or 806-781-3357 Nathan@nathanjordanhomes.com Where did you grow up? Ralls, Texas
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property you’ve listed or sold? I listed a barn house that had living quarters in it. It was as nice as any house I have ever sold, and then the back part was just a big open barn. It was neat and unique!
What do you see in the future for real estate sales? I think we will see prices to continue to increase slowly just like always. That is the great thing about Lubbock. We have never had any big dips in the market that would send prices sky high and then fall too drastically, like other parts of the U.S. Interest rates are also at an all-time low and that should definitely help the market. What is the most interesting place you have ever been? I would say by far Hawaii. It’s awesome and you are still in the United States!
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Planning your new kitchen – renew or redo?
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(ARA) – Upgrading the kitchen is on many homeowners’ “to do” list. And for good reason. A minor kitchen remodel ranks fourth on the list of the top 10 home improvement projects that deliver return on investment, according to Remodeling magazine’s 2010-11 Cost vs. Value Report. But whether you’re in it for the investment, or just to freshen up the space in your home where people spend the most time, a new kitchen look could be a fun, impactful improvement to your house. Some may start with a weekend project and a $40 can of paint, while others will jump into a $50,000-plus remodel. Either way, one thing is for sure – you can’t go wrong with a beautiful, highly functional kitchen.
Upgrading your kitchen, whether it’s a do-it-yourself project or a major overhaul, is one of the best investments you can make in your home. Beyond a new coat of paint and new accessories, changing the faucet is one of the easiest and least expensive changes you can make.
A Simple Refresh If time or budget constraints limit you to changing just a few basic elements of the kitchen, focus on things that make the most impact. Even novice do-it-yourself homeowners can complete many of these items on their own: • Paint the walls. Painting always tops the to-do list when a mini makeover is in order. It’s an affordable, high-impact way to change the decor of a kitchen. If you’re not changing out cabinets or countertops, be sure to select a color that complements those major elements. • Add new accessories. Switching out the small decor details in a kitchen can make the room feel entirely new. Maybe it’s replacing bar stools at the island, reupholstering pillows or a bench cushion, or even hanging a few new pieces of art or photos on the wall. • Change the faucet. Often underestimated, the kitchen faucet has a lot of influence in the overall style of the room. Choosing a more up-to-date pull-down or pull-out faucet not only improves the look of the room, but can add significant convenience and functionality. “Faucets in the kitchen are much more than what they used to be,” says Kevin McJoynt of Danze, a manufacturer of decorative plumbing faucets and fixtures. “They play an important role in setting the decor and focal points of any kitchen.” A Full Remodel Homeowners throughout the country
are staying in their homes longer than they once did. Because of that, significant remodeling projects tend to rise to the top of the priority list. If you’re in it for the long haul (or even to ensure you get that return on investment), a complete kitchen remodel could be for you. When the entire room footprint is your canvas, the possibilities are exciting. While a contractor is recommended for most of these projects, make sure you’re involved in exploring the options that will help you use this space as wisely as possible (yet provide beautiful decor in the process): • Install display shelves. This hot kitchen trend is an eye-catching alternative to hanging wall cabinets. Taking down cabinets is a pretty simple task for two and hanging the shelves is even easier. • Evaluate the flow of the workspaces. Adding more water sources to your room could improve efficiency and ease. Consider a simple, yet beautiful faucet on the island for prep, a pot filler by the stove to help while cooking, and a hard-working faucet at the main sink for clean-up. • Mix and match your surfaces. Replacing countertops is one of the most noticeable changes to any kitchen venue. Quartz surfaces are a popular choice, providing a unique combination of quality, hygiene and a look of natural stone. Selecting a lighter color surface for the perimeter and a darker, bolder color for the island is a great way to add another design element to the room. “With today’s growing popularity in cooking and a rise in the number of at-home chefs, kitchen flow and workspace needs are critical aspects to consider when completely remodeling your kitchen,” adds McJoynt. “The sink and faucet choices for each of these areas can play a big role in the functionality and enjoyment of the space.” Manufacturers such as Danze offer a wide range of faucet styles in various functional designs, according to McJoynt. So, whether you’re looking to enhance a traditional decor, add sleekness to a contemporary professional-grade room, or something in between, leveraging faucets and other elements can help set the tone for the entire room. To learn more about the beauty and variety of Danze, visit danze.com.
How to have easy-blooming flower power for any size garden (ARA) – Tired of winter? Chances are you’re itching to dig in the soil and fill your garden with plants and flowers bursting with rich color and fragrance. “Designing with colorful, lowmaintenance plants that bloom year round is one of my greatest pleasures,” says Susan Olinger, president of the Association of Professional Landscape Designers. For the average person that’s not as simple as it sounds, but coming this spring, it will be easy to add plenty of “flower power” to any garden, patio or balcony with new Bloomtastic! flowers and plants from Hines Growers. These easy, low-maintenance flowers have been handpicked to provide rich color and gorgeous blooms that turn ordinary yards into show-stopping gardens from spring to late fall. Check out these tips from garden pros for eye-popping color and abundant blooms spring through fall. 1. The right plant for the right spot. Too often we’re seduced by pretty plants at a garden center, only to find it withers and dies when we plant it in our garden. “You’ll have greater success if you know what plants work best in your yard’s conditions,” says Justin Hancock, garden editor for
Better Homes and Gardens online. “Know how much sun, soil and water the plant needs and make sure it can handle the heat and cold in your area before you buy it.” Lack of rain can ruin a garden. Plants like new Agapanthus Summer Sky and a new Black Hawaiian Spider Lily called Crinum Purple Dream can handle drought conditions once established. 2. Design for continuous garden interest. When designing your garden, don’t buy plants that bloom at the same time. Instead, Hancock suggests you add plants that bloom in spring, summer and autumn. “Look for long-blooming plants to be the backbone of your garden design.” Decorate your patio, deck or garden with spring and early summer bloomers like the new Bambino bougainvillea in eight dazzling colors with unique foliage. Then turn up the color wattage for summer and fall with the new Hibiscus Bahama Bay Amazon Queen. Its deep orange tones add tropical punch to any patio or yard. 3. Create drama with foliage. “Don’t forget how powerful foliage can be,” says Hancock. Many plants have different colors in their leaves and can show off brilliant color in a small garden or in
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Ready for spring color? Decorate your patio, deck or garden with spring and early summer bloomers like the new Bambino bougainvillea in eight dazzling colors. Be sure to match the right plant for your growing conditions!
containers. “Plants with deep purple leaves are important in garden design because they look good all season long,” Hancock adds. Purple Dream’s leaves look almost black when grown in full sun and are dramatic against its showy pink flowers. 4. Make your garden nature friendly. Flowers that attract hummingbirds, butterflies or song birds are good for wildlife and add extra interest beyond their beautiful blooms. A new dwarf butterfly bush, Lavender Veil, grows low to the ground and is covered with
fragrant flowers that attract hummingbirds and butterflies well into fall. “This new butterfly bush is perfect for hanging baskets or containers and drapes any landscape in a sea of purple,” says Hancock, who recommends mass planting three to five of the compact butterfly bush for vivid flower power. With a little planning and the right plants, you can transform your garden from winter doldrums to a vibrant garden paradise with little maintenance. For more information on the new Bloomtastic! plants, visit www.hineshort.com.
January pending home sales rise, market on uptrend Pending home sales are on an upward trend, which has been uneven but meaningful since reaching a cyclical low last April, and are well above a year ago, according to the National Association of Realtors®. The Pending Home Sales Index, a forwardlooking indicator based on contract signings, rose 2.0 percent to 97.0 in January from a downwardly revised 95.1 in Yun December and is 8.0 percent higher than January 2011 when it was 89.8. The data reflects contracts but not closings. The January index is the highest since April 2010 when it reached 111.3 as buyers
were rushing to take advantage of the home buyer tax credit. Lawrence Yun, NAR chief economist, said this is a hopeful indicator going into the spring home-buying season. “Given more favorable housing market conditions, the trend in contract activity implies we are on track for a more meaningful sales gain this year. With a sustained downtrend in unsold inventory, this would bring about a broad price stabilization or even modest national price growth, of course with local variations.” The PHSI in the Northeast rose 7.6 percent to 78.2 in January and is 9.8 percent above a year ago. In the Midwest the index declined 3.8 percent to 88.1 but is 10.8 percent higher than January 2011. Pending home sales in the South increased 7.7 percent to an index of 109.1 in January and
are 10.5 percent above a year ago. In the West the index fell 4.4 percent in January to 101.9 but is 0.7 percent above January 2011. “Movements in the index have been uneven, reflecting the headwinds of tight credit, but job gains, high affordability and rising rents are hopefully pushing the market into what appears to be a sustained housing recovery,” Yun said. “If and when credit availability conditions return to normal, home sales will likely get a 15 percent boost, speed up the home-price recovery, and thereby significantly reduce the number of homeowners who are underwater.” The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1 million members involved in all aspects of the residential and commercial real estate industries.
(ARA) – Whatever stage of life you’re in, it pays to make sure you have the right insurance and you’re not paying for coverage you don’t need. Homeowner policies can be customized to fit to your lifestyle, so you’re not automatically paying for coverage on home upgrades you don’t have, says Charles Valinotti, senior vice president with insurer QBE. But regardless of lifestyle stage, there’s one type of coverage everyone should have – insurance to replace possessions in their homes. “If the home is destroyed, contents will be replaced at today’s value.” Here’s a summary of other essential insurance coverage to fit your lifestyle: New to Home-Buying – You’ve closed the deal and you need sufficient protection, even though you don’t have many belongings. You’ll need insurance for the structure of your home, as well as against common disasters, such as fire, severe storms, vandalism and theft. Extra liability insurance is a good idea in the event someone is hurt in your home. “Remember to add coverage as you make improvements costing more than $5,000 or add TVs, computers, stereos and furniture to your home’s inventory,” says Valinotti. Established Homeowner – You’ve moved into a home that fits your family’s needs and is filled with belongings you’ve acquired – such as family heirlooms, artwork and expensive jewelry or rugs – that typically aren’t covered by a basic homeowner’s policy. Make a home inventory video to document your personal property and keep the video in a safe place away from your home, like in a bank safety deposit box. Consider buying an insurance policy ‘floater’ or ‘rider’ to cover these special items. Empty Nester – Your children have moved out and you’ve scaled down your lifestyle. Now is the time to reassess the value of your home and your possessions. If your children have taken their things with them, you may need less coverage than you did before. Thinking about starting a home business? You may need a supplemental liability policy that covers work-related activities. Decided you’re finished with the big house? Remember you will still need insurance coverage when you move to an apartment or condo.
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Featured Floorplan – Strong Custom Builders
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#8 Wilshire – Wilshire Estates In a quiet neighborhood conveniently located close to Texas Tech and the medical district, you will find the perfect spot in this gated community to call home. If you have not had the opportunity to drive out to Wilshire Estates, now is the time. With homes ranging from the $160’s to $300’s, you can build an elegant home with all the amenities without all the fuss. As an age 55 and up community, Wilshire Estates offers services provided by Wilshire Place for any needs for an ailing loved one or for future accommodations that may be needed. Strong Custom Builders offers this week’s Featured Home, as well as an opportunity to build on lots of your choice that are available in Wilshire Estates. #8 Wilshire is move-in ready! Strong Custom Builders is offering a $5,000 incentive to be applied to closing costs, furnishings or upgrades with any closed contract in the month of March! This floorplan is very livable with an inviting entry, a spacious living area, open kitchen and large master bedroom. Custom cabinetry, granite countertops, wood and tile floors, and elegant lighting fill this beautiful home. The covered back porch has a built-in gas grill and looks over the landscaped backyard. Take the time to drive to Wilshire Estates and view this lovely home! #8 Wilshire is priced at $239,000 and features 2,050 square feet of living space. Please call Jack Strong at 777-2218 or Trey Strong at 548-2070 for any questions regarding this Featured Home, which is sponsored by the West Texas Home Builders Association in cooperation with the Lubbock Avalanche-Journal.
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Local Real Estate News – Lubbock Association of Realtors
Don’t go it alone; get better value for your home
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BY Debora Lopez, President Lubbock Association of REALTORS®
Are you considering selling your home soon? Maybe you’re thinking you don’t need a Realtor. You can just do it yourself… how hard could it be, right? Well, if you remember when you bought your LOPEZ home, you may recall how intense the process was. Certainly there is more to it than just putting a “For Sale by Owner” sign in your yard. Here are a few things to consider if you’re thinking about going solo.
Experience Wanted The real estate industry has a language all its own: title insurance, surveys, inspections, earnest money, option fees, escrow, financing, contingencies, disclosures, required addenda for specific types of properties – the list stretches on. Lubbock Realtors are well versed in the transaction process. The time you’ll need to dedicate to educating yourself is better spent prepping your home to be sold. There are also legal issues to consider. When you buy or sell a house, you will most likely enter into a legally binding contract with another party. Make a misstep somewhere along the way and you might jeopardize the transaction, lose money or find yourself named in a lawsuit. Lubbock Realtors have the education and experience needed to avoid these situations.
Do You Have the Time? Selling a home requires more time than you may realize. Your first step will be to determine an appropriate asking price, so you’ll need to analyze the current housing market in your area. Then you’ll probably consider using several marketing methods to reach the most buyers and respond to calls or emails about the home at random times throughout the day. Of course, you’ll need to keep a flexible schedule to be ready to let buyers into your home. Showing your home can really eat into your free time, and you may deter a prospective buyer if you can’t work out a time that works for you both. A Lubbock Realtor shows homes for a living and understands how to accommodate buyers’ and sellers’ schedules so both parties benefit. You’ll also have to determine
Last quarter of 2011 features higher sales volume, stable prices for Texas homes Consistency and stability were the key characteristics of the Texas real estate market in the fourth quarter of 2011, according to the most recent version of the Texas Quarterly Housing Report. Featuring a 6 percent increase in the volume of single-family home sales and a median price that was unchanged compared to 2010-Q4, the Texas real estate market has continued to show strength and stability amidst national economic uncertainty. For the period of October through December 2011, the volume of singlefamily home sales in Texas was 6 percent more than the same quarter in 2010. The median price for Texas homes during the quarter was $148,100, a figure that is statistically unchanged from 2010-Q4. “It’s encouraging to see continued stability in the Texas real estate market,” said Joe Stewart, chairman of the Texas Association of Realtors®. “With increasing sales, stable prices and low mortgage interest rates, this report is more evidence that, in Texas, things are different… and better.” Jim Gaines, Ph.D., an economist with the
Real Estate Center at Texas A&M University, expanded on the report. “The fourth quarter of 2011 presents our first opportunity in several years to compare apples to apples because we are now looking back on a quarter unaffected by significant stimulus programs. With this clear view, we see stability and consistency compared to last year with the most significant change being in months of inventory.” During the fourth quarter of 2011, the Texas market had 6.4 months of inventory, a significant decrease from 7.6 months in 2010-Q4. Months inventory is an indicator of the balance between demand for homes and supply in the market and the Real Estate Center at Texas A&M University cites 6.5 months of inventory as a balanced market. Gaines continued, “Looking at the year as a whole, sales volume and median price in Texas were essentially flat compared to 2010. However, Texans should know that ‘flat’ is the new ‘up’ because our state still outpaces national averages by 8 to 10 percent in both sales volume and median price.”
if a potential buyer is qualified which can cost you even more time and is one more item your Realtor can do for you. What’s the Latest? If you haven’t bought or sold a home recently, it won’t take long for you to find out how much has changed in the past few years. Changes to market conditions in your area and updated laws and regulations are just a few of the issues that Realtors stay current on. That way, they’re comfortable navigating today’s real estate transaction. Return on Investment One common mistake owners make when selling is setting the price incorrectly. A mistake here may cause you to leave a substantial amount of money on the table, while overpricing your home can be equally detrimen-
tal. Homes initially priced too high may linger on the market, giving the impression that something is wrong with the property. Often, a home that starts overpriced eventually sells for less than if it had been priced right at the beginning. The biggest reason most people try to sell their own homes is to save the Realtor’s fee or commission. But even if you just want to sell to a friend or family member, it is a good idea to have an experienced professional handle the business. After seeing how much a Realtor can do to help you get the best value for your home, it’s easy to see that they are worth the investment. For more information about selling your home or to find a Lubbock Realtor, visit LubbockRealtors.com or for information about the state, visit TexasRealEstate.com.
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Hardwood flooring innovations Lead paint hazards and older windows Nowadays, homeowners renovating their homes often look to wood flooring to replace existing floors. Hardwood is coveted by buyers, and its clean, inviting look makes it a neutral design element that goes with many different types of decor. Today’s hardwood flooring is not the hardwood of the past. There are many options from which to choose, including varied colors, types of wood, patterns, and inlays. In addition, innovations in sealants enable hardwood to be durable and hold up better against the daily grind. About 25 years ago, a homeowner basically had to settle for wood flooring that was solid oak strips at 2.25 inches wide. The strips were nailed in place by a carpenter and finished on site. Now, more than half of hardwood is fabricated and pre-finished at a factory and is much easier to install. The range of styles and colors is also very extensive. Planks can be chosen in thin strips or wider options. Native hardwoods are available, as are offshore woods from different countries. Finishes can also be customized with higher gloss or matte choices. For homeowners interested in going green, hardwood flooring also presents many options. A growing trend is using reclaimed wood that is recycled and then refinished into new items. Lumber may be reclaimed from old buildings, railroads, barns, homes, and even river bottoms. The varied history of the wood adds to its aesthetic appeal. It’s important for homeowners to know that the price point for hardwood will vary depending on species and finish. However, the way the boards are cut will also be a consideration for homeowners. Plainsawn or flatsawn boards have
Today’s wood flooring is not your parents’ hardwood. Explore the options available in colors, patterns, inlays and more. growth rings that run at anywhere from 0 to 45-degree angles to the wide surfaces of the board, with lots of loops and swirls. Quartersawn boards have rings that run from 45- to 90-angles and are not as lively in pattern. Quartersawn boards will expand in thickness depending on moisture and temperature. Plainsawn will shrink and swell widthwise. Quartersawn tend to take wear better and more evenly, contributing to their typically more expensive price tag. Homeowners can also choose among engineered wood products, which are essentially several layers of wood veneer adhered to a solid backing of plywood and sealed. This layered construction can make engineered flooring more stable and durable than traditional hardwood flooring. That means it can be used
in rooms where hardwood was long frowned upon, like basements and bathrooms.
(MS) – If your home was built before 1978 and you still have the original windows, it’s time to seriously consider replacing your windows – especially if you have young children or a pregnant person living in the home. According to the Environmental Protection Agency (EPA), the routine opening and closing of windows in homes built prior to 1978 can disturb lead-based paint around the windows, causing paint dust and chips to be released into the air. These lead particles are so dangerous that the EPA now requires contractors to be trained and certified before they can perform any renovation, repair or painting projects that may have previously applied lead-based paint. “Research indicates that the everyday activity of opening and closing windows creates friction that then allows lead dust to enter the air,” says Rick Nevin, a consultant to the National Center for Healthy Housing (NCHH). “This dust is invisible to the naked eye, yet it can contaminate the home and expose residents to this harmful substance. “Young children, whose developmental skills and brain functions are subjected to the lead dust, can be negatively impacted. Children can absorb the lead dust from crawling on the floor where the dust settles. After playing on the floor near a window, toddlers can easily transfer the lead dust into their mouths. The ingested lead travels through the bloodstream to a child’s developing brain, causing many
types of neurobehavioral damage.” Nevin relates that the most common problem with lead in paint is not that a child is eating paint chips – it’s that the child may be exposed every day to unseen contaminated lead dust particles that have settled in household dust. The leadcontaminated dust is often connected with the operation of the window. According to Nevin, one of the most important long-term investments a homeowner can make for the overall safety of a family is to replace older windows, using the EPA-approved lead safe renovation guidelines. “If you live in a home built before 1978, and you have single-pane windows, replace them now,” says Nevin. “This is one of the only ways to reduce lead risks for your family. Make sure to use only a contractor that is certified in lead-safe work practices and strongly consider the use of ENERGY STAR® qualified windows. These windows are energy-efficient and a good value for the investment.” Nevin explains that homeowners need to understand there are four key steps to completing a “lead-safe window replacement strategy” for the home. “First, replace all single-pane windows with ENERGY STAR® qualified windows,” says Nevin. “Second, stabilize any significantly deteriorated paint. Third, perform specialized cleaning to remove any lead-contaminated dust. And finally, perform dust wipe tests to confirm the absence of lead dust hazards after the clean up.”