JUNIOR CIVITAN
INSIDER Leading, Serving, Connecting • Fall 2017
what’s
NEW Fall 2017
Volume 53, No. 1 Editor: Emily Wright
Special Events Specialist:
3 4 Junior Civitan Creed I am a Junior Civitan: An aware citizen of today, The standing promise of tomorrow. I seek to meet the needs of our world, To be progressive in a world of change With compassion and understanding for The values and traditions of the past. I value the security of knowing That wherever I am I will always be within reach Of a fellow Civitan. I dedicate myself To society and to my fellow man With a commitment To make the world a better place.
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CIVITAN CENTER STAGE A Simple Sandwich Goes a Long Way
2017 INTERNATIONAL CONVENTION Obseussed With Service!
Bobby Farley
Communications Specialist: Terry Schrimscher
International Officers: President: Hadden Fulgham Lakeland, GA fulghamhadden@gmail.com
Vice President:
BEST IN SERVICE 2016-17 International Award Winners
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MEET THE BOARD 2017-18 International Officers
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BEST IN SERVICE Campaign Articles
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ACT NOW Reminders
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2018 Convention
Isabella Romano Charleston, West Virginia isabellaromano1317@gmail.com
Directors: AnushĂŠ Ashraf McClean, Virginia anusheashraf@gmail.com Molly Zuidema Garner, North Carolina molly_zuidema@yahoo.com Aaron Kendall China Grove, North Carolina kendallad7@gmail.com
Junior Civitan Insider is produced for Junior Civitans to promote the objectives and service programs of their clubs. It carries authorized notices and articles regarding the interests and activities of the Junior Civitan organization, but no responsibility is assumed for the statements of other authors and opinions expressed are not necessarily those of Civitan International, its officers or staff. Editorial and Executive Offices: One Civitan Place, Birmingham, AL 352130744: telephone (205) 591-8910; FAX (205) 592-6307.
CENTER STAGE
A Simple Sandwich Goes a Long Way
Mobile, AL -- On Monday, September 18th, members of the Cottage Hill Junior Civitan Club purchased, prepared, and served lunch for guest families of Ronald McDonald House Charities of Mobile. RMHC Mobile serves as a place to stay for families who have a child recieving treatment at the nearby University of South Alabama Women’s and Children’s Hospital. This service is provided to these families for free of charge throughout the duration of their stay in Mobile. Twenty-four Junior Civitans gathered at the House and split responsibilities between preparing the meal (sandwiches with condiments, fruit trays, vegetables, and potato salad), cleaning the kitchen, writing notes to the families, and setting the meal out for guests to enjoy at their convenience. After the two hour project, the club members noticed the guest families and staff were all so appreciative of their hard work and generosity as it saved the families time and money allowing them to focus on their child’s health. The club was touched to later receive two letters expressing their appreciation from the staff of RMHC Mobile. Thank you, Cottage Hill Junior Civitan Club and advisors Tracy Ewing and Heather Colson for organizing this WONDERFUL service project for families in need. Are you interested in giving back to your community in a way similar to the Cottage Hill Club? Do your research and find out what organizations in your community could benefit from your club! www.juniorcivitan.org
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2017 INTERNATIONAL CONVENTION By Hadden Fulgham
International President 2017-18
Saturday June 24, 2017, is a day that will go down in the Civitan and Junior Civitan history books. This day marked the beginning of the first ever joint Civitan and Junior Civitan International conventions in our hometown of Birmingham, Alabama. Civitans and Junior Civitans alike converged on the beautiful property of the Sheraton hotel to begin our action-packed and unforgettable extended weekend of service, fellowship and all around good times. The “Magic City” did not disappoint and the atmosphere surrounding the convention was nothing less than amazing. Our convention started with a joint opening ceremony with the Civitans where all international officers and governors were introduced. We enjoyed a performance from the award winning a capella group, VOX, as well as an intriguing show by Magician Arthur Atsma. The ceremonies were wrapped up with the presentation of our Shropshire Scholarship winners’ ceremonial checks. Following the opening ceremonies, Junior Civitans showed their best Dr. Seuss costumes and danced the night away at the Dr. Seuss themed dance. Sunday’s schedule included the annual Meet the Candidates Luncheon where Junior Civitans got to meet their 2017-2018 International Board candidates, hear their platforms, and ask them questions. Sunday afternoon was the Civitan Rocks the Block celebration. Junior Civitans and Civitans gathered at Uptown Park and enjoyed carnival games and a variety of food trucks, but most importantly, fellowship with old and new friends. The night ended back at the hotel with a Dr. Seuss themed scavenger hunt. Monday was the day that everyone waited for, but hated to see it come because we knew it was our last day together. It started with the Business Session, where the 2017-2018 Junior Civitan International Board members were elected and appointed. Congratulations to my fellow board members, Isabella Romano, Anushé Ashraf, Aaron Kendall, and Molly Zuidema, as well as Chairs Representative Penny Bonawitz and Civitan Board Representative Barbara Holyfield. The Philanthropy Session was up next and we got to relive some Sno-Do and Dance-a-thon moments from the past year. The Junior Fellows and Research Center Fellows were also presented; a huge congratulations to all who were honored this year! We enjoyed a free afternoon before heading to the final event of the convention, the Installation and Closing Banquet. The 2017-2018 International Board was introduced and installed by 2016-2017 Junior Civitan International President Cambron Bice and then Civitan International President-Elect Kendyl Massey. The banquet concluded with recognition of our 2016-2017 international award winners. Congratulations to another round of successful Junior Civitans, districts, and clubs! The night ended with the closing dance and hard and heartfelt goodbyes. When Tuesday morning rolled around, it was time to say goodbye to our old and newfound friends and begin the journey home. If you missed this convention, don’t worry! There is always next year’s! Make plans to attend now. I can promise you won’t regret it. Remember to always remain “Obseussed with Service!” Yours in Civitan,
Hadden Fulgham
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junior civitan insider
www.juniorcivitan.org
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BEST IN SERVICE
2017 Honorees
2017 Honor Clubs
COMPETITIVE AWARDS
HONOR CLUBS Canadian Northern Lights Almonte
Cardinal
George Washington High School
Chesapeake
Bowie High School
Florida
Chiles High School Tampa Bay
Heartland
Shawnee Heights
North Carolina East
HANDS
South Carolina
Dutch Fork High School Lancaster High School Boys
HONOR CLUBS OF DISTINCTION Alabama-West Florida
Enterprise High School Wiregrass Homeschool Stanhope Elmore High School
California
Walnut High School
Honor Keys
Canadian West
Presidential Honor Key Cambron Bice Male Junior Civitan of the Year Avery Hinkle Female Junior Civitan of the Year Madison Wood Governor of the Year Joshua Spaugh International Officer Eowyn Pak
Burlington
Cardinal
John Adams
Chesapeake
C.D. Hylton High School James Madison High School Churchill High School
Mississippi North S.P.O.T
North Carolina East Garner High School JOCO
North Carolina West Davie Early College Davie High
South Carolina
Lancaster Civinettes
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Club of the Year 1st Burlington, Canadian West District (Burlington, ON) 2nd Lancaster High School Girls, South Carolina District (Lancaster, SC) 3rd Bishop Moore High School, Florida District (Orlando, FL) District of the Year 1st Chesapeake 2nd South Carolina District 3rd Valley District Governor of the Year Joshua Spaugh Male Junior Civitan of the Year Avery Hinkle Female Junior Civitan of the Year Madison Wood Club President of the Year Bailey Moskowitz, James Madison High School, Chesapeake District (Vienna, VA) Club Officer of the Year Azia May, Tampa Bay Community, Florida District (Tampa, FL) District Officer of the Year Cody Catoe, Lancaster High School, South Carolina District (Lancaster, SC) District Chair of the Year Carmen Gorby, Chesapeake District (Glen Burnie, MD) Advisor of the Year Niki Lockett, Noble, Florida District (Tampa, Florida) Joint Project of the Year 1st (Junior) Newburgh, North Central District (Newburgh, IN) (Senior) Newburgh Civitan, North Central District (Newburgh, IN) 2nd (Junior) Lancaster High School, South Carolina District (Lancaster, SC) (Senior) Lancaster Civitan, South Carolina District (Lancaster, SC) 3rd (Junior) George Washington HS, Cardinal District (Charleston, WV) (Senior) Charleston Civitan, Cardinal District (Charleston, WV) Ongoing Campaign of the Year 1st Clarksville High School, Valley District (Clarkesville, TN) 2nd Lancaster High School, South Carolina District (Lancaster, SC) 3rd HANDS, North Carolina East District (Fairmont, NC) Environmental Project of the Year 1st James Madison High School, Chesapeake District (Vienna, VA) 2nd Newberry Academy, South Carolina District (Newberry, SC) 3rd Lancaster High School, South Carolina District (Lancaster, SC) Community Project of the Year 1st Cental Middle School, Valley District (Cunningham, TN) 2nd Newberry Academy, South Carolina District (Newberry, SC) 3rd James Madison High School, Chesapeake District (Vienna, VA) Campus Project of the Year 1st Lancaster High School, South Carolina District (Lancaster, SC) 2nd North Hills Christian High, North Carolina District West (Salisbury, NC) 3rd Leto High, Florida District (Tampa, FL) District Project of the Year 1st North Carolina District West 2nd Valley District 3rd South Carolina District
junior civitan insider
Achievement Distinguished Governor of Excellence Eowyn Pak, Chesapeake District Distinguished Governor Noah Smith, Valley District Honor District of Excellence Chesapeake District District Growth Awards Most New Charters: Alabama North, Valley (4 each) Overall Increase: Appalachian District Percentage Increase: Appalachian District Largest Foundation Contributions Club: Overall: Lancaster High School (B), South Carolina District (Lancaster, SC) Per Capita: Lancaster High School (B), South Carolina District (Lancaster, SC) District: Overall: North Carolina District East Per Capita: Great Southwest District
MEET THE BOARD 2017-2018 International Officers Hadden Fulgham
International President – Lakeland, Georgia As a director on last year’s international board, Hadden (pronounced hay-den) knows exactly what it takes to lead this group and is excelling in his role as this year’s international president thus far. With his fresh ideas and enthusiasm for Junior Civitan, he will serve the organization in a huge way. Hadden has held several different offices in Junior Civitan at the club and district level as well as serves as a member of the Cook County High School Key Club, FBLA, and the yearbook staff. As a senior this year, Hadden plans on attending an undergraduate college or university next fall with the hopes to continue his education beyond that and become a lawyer. In the little bit of free time Hadden has between school, extracurriculars, and Junior Civitan, he enjoys hunting, fishing, and spending time with his family and friends.
Isabella Romano
International Vice President – Charleston, West Virginia In addition to serving as international vice president, Isabella is also the current public relations coordinator for her George Washington High School Junior Civitan Club and the Cardinal District. She has served as her home club’s chaplain and home district’s governor. Isabella has a passion for volunteering and also enjoys cooking, running, , kayaking, fishing, and yoga. She also serves as a member of her school’s Fitness Club and Healthy Living Club and has been honored as a Governor’s Honor Key. She spent this past summer at the Duke Summer College Progam at Duke University.
Anushé Ashraf
International Director – McClean, Virginia As the Langley High School Junior Civitan Club’s current president and governor of the Chesapeake District, Anushe has a heart for Junior Civitan and is excited to also serve as an International director for the 2017-2018 year. Anushe is involved in several other clubs at her school including Key Club, French Club and Red Cross Society. When she’s not working on school, extracurriculars, or Junior Civitan, you can find her watching Netflix, baking, or down at the local 7-11 in McClean getting a slurpee with her friends. Anushe has a passion for academics and finds joy in tutoring other students in her community. She has also been inducted into the English, History, and National Honor Societies at her school.
Penny Bonawitz Chairs Representative Lutz, Florida
Molly Zuidema
International Director – Garner, North Carolina After being honored as a Junior Civitan International Fellow, Molly’s Junior Civitan peers (you!) voted to have her serve as an International Director for the 2017-2018 year. In addition to serving at the International level, Molly has held positions as the Garner High School Junior Civitan Club President, North Carolina East District Lieutenant Governor, and the district governor for the 2016-2017 year. While serving as district governor in 2016-2017, Molly raised over $11,000 for Sno-Do which as you know, benefits the Civitan International Research Center. In addition to serving in Junior Civitan, Molly also is a member of her school’s BETA Club. She enjoys reading and journaling and if you ever need assistance in the make-up department, Molly is your girl.
Barbara Holyfield Civitan Board Representative Meridian, Mississippi
Aaron Kendall
International Director – China Grove, North Carolina Also serving as North Carolina District West’s Governor, Aaron has a heart for Junior Civitan and is committed to serving this organization in any way he can. Aaron is a senior at Rowan County Early College and is a member of the Red Cross Club, Math Club, and Yearbook staff. Throughout his years in Junior Civitan, Aaron has served as his club’s president and public relations coordinator, and his district’s deputy governor. He enjoys cooking, sports, and traveling and has earned the honor www.juniorcivitan.org of several different scholars programs at his school.
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BEST IN SERVICE
Recruit ment
By Aaron Kendall International Director
Fall is a busy season for high schoolers. School just started back, and Friday night football is in full swing. In addition to the other exctiting things the season brings, it is also an extremely important time for Junior Civitans. Fall is the PERFECT time to make your clubs bigger and engage in more service projects. Why not spread the word about Junior Civitan around your school?! People need to know about our great organization and since many students are interested in joining new clubs, make sure they know about Junior Civitan! Here are a couple of ideas:
REMEMBER: While fall is a great time to recruit, don’t forget recruitment doesn’t end when the last leaf hits the ground! It is an ongoing project you can promote all year-long. Tag us on social media or email juniorcivitan@ civitan.org to let us know what you’re doing to recruit new members! Your international board is looking forward to seeing many clubs grow in number of members this year!
ONE Set up a booth at your school’s open house or parent night. Make pamphlets and/or a poster board so students and parents alike can easily learn more about the club.
T WO Plan a trial meeting for potential new members. Invite interested students to one of your meetings so they can “test the waters” with your club. Be sure to have snacks, games, a speaker, or just something to keep them interested and engaged. THREE If you have Junior Civitan shirts, encourage all your club members to wear them at school to help spread the word about your club! FOUR Talk to your advisor and/or principal and see if you can organize a school-wide assembly for all school clubs to recruit new members. This would give Junior Civitan the opportunity to talk to all students at the same time and promote the club in a huge way!
WORLD JUNIOR CIVITAN DAY By Isabella Romano, International VP and Anushé Ashraf, International Director
Do you know what THIS SATURDAY October 28th is? It’s World Junior Civitan Day! This is a day held every October to kick start events for the year. It is a great opportunity to recruit new members, get closer to old members, and serve your community all in the name of Civitan! Whether you’re simply having a club meeting or doing something involving your whole city, we would love to hear about all the great things your clubs are doing. We want to recognize and acknowledge your great acts. If your club still needs a project, check out some of our ideas:
• • • • • • • • • • • •
Conduct a sporting event to be played with people with disabilities Build a house with Habitat for Humanity Read to children at your local library or hospital Make and distribute a meal at a homeless shelter Clean up a local park or your school Have a bake sale to benefit the Civitan International Research Center Create and send cards to soldiers overseas Tutor children in your community Make birthday cards for children and teens in foster homes/orphanages Initiate a toy drive for children in need Volunteer with companies that help people with disabilities Create artwork to be hung in senior homes
You can report through the online service form, text your liaison, or even post on the “Junior Civitans Around the World” Facebook page. We look forward to seeing what good works our Junior Civitans participate in this Saturday!
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junior civitan insider
BEST IN SERVICE
COLLECTION SELECTION By Anushé Ashraf International Director
One of the most rewarding and exciting campaign projects is approaching, Collection Selection. Collection Selection is such a fun and easy project to conduct with your club because it contains a wide variety of options. Though typically conducted in the months of November and December, your Collection Selection campaign can happen during any time of the year. This year your international board has made a goal to increase participation and reporting of the campaign to 35%! In order to achieve this goal we need all the clubs to participate in Collection Selection, whether it be collecting clothes for a homeless shelter, books for local libraries, stuffed animals for children in hospitals, etc. Reporting is now easier than ever, because you can do it online. All you have to do is go to www.juniorcivitan.org, click Junior Civitan resources, literature and forms, club literature, scroll down to project materials, click the first hyperlink, and fill out the form. Start planning a Collection Selection project within your club! We look forward to seeing all the good work Junior Civitans do around the world.
Fundraising
By Molly Zuidema, International Director
When it comes to fundraising for any event, the first thing you need to keep in mind is what you are fundraising for and why YOU are doing it. You can ask people and businesses for money day after day, but it takes more than an open hand to get the correct attention. In order to optimize your fundraising abilities, always remember to utilize the POW fundraising tips!
Personalized Organized Wide Spread
You first need to make sure any letters or notes that you send are personalized to the recipient. Sending communications such as this are not about asking for money. They are about telling the person or business what you are raising money for and the details of what you do in the organization. The first two thirds of the letter should include nothing about asking for money, rather, it should describe what Junior Civitan is, what you do for it, and how this money being raised has an impact on the world. Once you have done this, don’t just ask for the money to be sent to you. You will seem much more approachable and personable if you instead offer to come meet with them to talk about this opportunity. Secondly, throughout all that you do, you need to stay organized. That means keeping up with international literature that has been provided to you, as well as your own personal system. It is important you keep a copy of all your letters, paired with the address and recipient information, so that when you hear back it is easy to keep track of everything. Lastly, there is never too much fundraising. Sending letters to every business or corporation in town is a great way to kick start any campaign. Even if you haven’t made contact with them before, your letter should be personal enough that they feel open and welcomed to discussing your cause further with you. www.juniorcivitan.org
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BEST IN SERVICE
ACT NOW
SNO-DO Support our Civitan International Research Center, your district, and a longstanding Junior Civitan tradition by making a Sno-Do donation. Every little bit helps. You can donate by visiting www.juniorcivitansnodo.swellgives.com! Donations can also be sent by mail to: Civitan International Foundation, One Civitan Place, Birmingham, Alabama 35213.
$
Scholarship Opportunities
Selected Junior Civitans are honored via the Shropshire Scholarship. The deadline to apply is January 31. The new application is online now. The quickest way to get an application is to go to www.juniorcivitan.org/scholarships.
Recruit! Recruit! Recruit! Fall is the ideal time of year to boost your club’s membership. A vinyl banner is available to highlight your club’s campaign. So recruit now! Don’t let Junior Civitan be the best kept secret around!
A Great Gift Idea Making someone a Junior Fellow is a great way to honor them! It costs $300, and they will be presented with a stunning plaque and a memory that will last them a lifetime. To top things off, Junior Fellows help fund the Shropshire Scholarship program, a Civitan academic scholarship open to Junior Civitan members. So act quickly and engrave someone’s name on a beautiful and memorable plaque forever!
?
WeWanna Know
Have you told International about your projects lately? Help us keep track of all that we’re doing as an organization by reporting your involvement in club, district, and international projects. Email us at juniorcivitan@civitan.org, or log onto www.juniorcivitan.org to find a variety of report forms under “Literature and Forms” in the “Member Resources” section.
Don’t Forget Dues! The deadline for all dues is November 1. If you do not have your club’s dues reporting information, that can be found at www.juniorcivitan.org under the club resources section.
Be sure to report your projects and send in pictures to see your club featured in the next Insider magazine!
President’s Message Hello Junior Civitans! I hope you are as excited about this year as I am. I have no doubt we are going to have an amazing year and show just how “Obseussed with Service” we really are. In early August, your 2017-2018 International Board met in Birmingham for our first board meeting, where we decided our major focuses this year would be increased communication and strength in our numbers. We don’t want to just focus on increasing our numbers, we want to focus on the impact you are making in your communities and how you are making the world a better place! We are so excited to work with members of the Junior Civitan organization this year and take this organization to heights that have never been reached. We hope you join in our excitement! If you missed the 2017 Junior Civitan International Convention in Birmingham, don’t worry! You have the opportunity to attend the 2018 International Convention in the beautiful city of Tupelo, Mississippi. That’s right, we are going to the birthplace of the one and only Elvis Presley. I hope you will make plans to attend this unforgettable weekend, which is June 21-24, 2018. I can’t wait to see you there. If there is ever anything I can do to assist you, please do not hesitate to reach out to me. See you in Tupelo! Yours in Civitan, Hadden Fulgham
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REGISTER TODAY
for the 2018 Junior Civitan International Convention!
June 21-24, 2018 Tupelo, Mississippi The Birthplace of Elvis Presley
Here’s how it works:
ONE Tell yourCivitan parents and your Junior Civitan Advisor,“I want to go to the Junior International Convention this summer!” TWO Mark your calendar for June 21-24. THREE Start saving just a few dollars a day starting NOW to have more than enough by the registration deadline! FOUR Fill out the registration form on page 12. FIVE Send in your payment and registration form NO LATER THAN May 17. SIX Head to Tupelo onCivitans June 21st for the weekend of a lifetime with tons of Junior from around the world!
Don’t miss out on the fun! Questions? Email us at juniorcivitan@civitan.org. www.juniorcivitan.org
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Off icial Convention Registration Form 2018 Junior Civitan International Convention
June 21 – 24 • Hilton Garden Inn/BancorpSouth Conference Center • Tupelo, Mississippi Fee Must Be Paid in United States Funds
Registration must be received on the Official Convention Registration Form. Registration form must be postmarked by May 17. Mail to: Junior Civitan International, One Civitan Place, Birmingham, Alabama 35213. Upon receipt of the Off icial Convention Registration Form, the registrant will be mailed additional information pertaining to the convention including transportation arrangements from the Birmingham-Shuttlesworth International Airport to the Hilton Garden Inn, travel form, and other important information. If you wish to share a room with a specific person, complete Section B. Roommate requests cannot be guaranteed. Room assignments cannot be changed following registration. Youth delegates must have parent or guardian complete and sign Sections C, D and E. Each delegate is required to have this form completed, signed, and on file. Everyone attending the convention, including adults, must complete ALL SECTIONS.
Registration Fees must be postmarked by May 17 Youth (4 to a room) .........$230 per person Adult (4 to a room)......... $280 per person Adult (3 to a room) .........$350 per person Adult (2 to a room) .........$400 per person Adult (single)...................$580 per person
*Add Late Fee of $25.00 if postmarked May 18 or later.
Section A Participant’s Name: Date of Birth:
q Male q Female
Are you a 2018 graduate? q Yes
q No
Are you attending as a chaperone? q Yes
q No
Home Address: City/State/Province/Postal Code: Telephone: (
)
—
Cell Phone: (
Name of Junior Civitan Club:
)
—
Email:
District:
Will you hold a club office in 2018-19?
q Yes
Will you hold a district office in 2017-18? q Yes Are you a member of the Creed Club?
q Yes
q No q No
If yes, what club off ice: If yes, what district off ice:
q No
Are you a vegetarian or would you prefer vegetarian meals during the convention? q Yes
q No
*You MUST check yes in order to be guaranteed vegetarian meals.
Do you need a handicap accessible room? q Yes
q No
Emergency Contact: Name Telephone Number: Day (
Relationship: )
—
Evening: (
Insurance Company:
Section B
)
—
Policy Number:
Roommate Request (Please limit request to only one person. No adult chaperoning couples will be allowed to room together.)
I would like to share a room with:
Section C In consideration of this registration and permitting me and/or my dependent to participate in the Junior Civitan International Convention, I/we do hereby release and discharge the officers, agents, instructors, and employees of Civitan International and Junior Civitan International from any and all claims, demands, suits, actions, and causes of action which I/we may have by reason of any illness or accident incurred or suffered by me or my dependent while traveling to and from and attending the Junior Civitan International Convention, no matter how caused or occasioned. I/We further agree to indemnify and hold harmless Civitan International and Junior Civitan International against any and all claims and demands by any other person or legal entity for damages alleged to have been caused by the above named.
Section D In consideration of this registration and permitting me and/or my dependent to participate in the Junior Civitan International Convention, I/we do hereby grant to Civitan International and Junior Civitan International, its employees, agents, assigns, and sponsors, the right to video and/or photograph me and/or my dependent, and use the video, photo, and or other digital reproduction of my/his/her physical likeness for publication processes, whether electronic, print, digital or electronic publishing via the Internet and expressly waive any present, or future compensation rights to the use of the above stated material(s).
Section E
In case of accident or injury, I give my permission for me and/or my dependent to be treated by a local hospital or physician, and it is important that you be aware of the following allergies including those to medication and food : Dated the Signature:
day of
, 20
.
Signature:
Address: City/State/Province/Postal Code: Cancellation Policy: 1. Cancellation requests postmarked prior to and including 21 days before the opening day of the convention shall be subject to a $25 processing charge. The amount paid, less the $25 processing charge shall be refunded. 2. All other cancellation requests will be eligible for a 50 percent refund. “No shows” who pre-register, but fail to claim their registration packet, will receive no refund. There will be no substitutions. 3. Cancellations due to a bona f ide emergency (death or illness) shall be honored regardless of the date and a refund will be provided, less the $25 processing charge. All requests for refunds must be sent in writing to Junior Civitan International, One Civitan Place, Birmingham, Alabama 35213-0744.