Season of Fall page 1
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Eagle Cove Resort & Marina offers leaf-peepers a different way to experience Fall this year - by the water
9242 Hamer Rd., Georgetown, Ohio
(937) 378-6334
Special fall family getaway package includes accommodations, houseboat “concierge service” and a pontoon boat rental For leaf-peepers who want to experience the kaleidoscope of fall colors, Eagle Cove Resort & Marina is offering a unique way this year: from a boat on Dale Hollow Lake. Eagle Cove Resort & Marina guests will enjoy a 35% discount* that includes accommodations, houseboat “concierge service”, a paddleboard rental and a set of koozies and bottle opener to take home. Guests will also receive 50% off pontoon boat rentals. Guests can choose from a fully-furnished cabin overlooking the lake, a houseboat that can comfortably sleep up to 12 people or a boatel. The houseboat “concierge service” is a complimentary convenience where staff will drive and
anchor the houseboat, pull the pontoon behind the houseboat and then retrieve the houseboat at the conclusion of the trip. To book a fall package, call 855-974-5547 or visit www.eaglecoveresort.net. Eagle Cove Resort and Marina provides the ideal lake vacation get-away with something for all ages: a full-service marina, beach and swimming area, playground, fire pits, basketball and volleyball courts, ship store, and boat launch ramps as well as houseboat, pontoon boat, ski boat, and boat slip rentals. Surrounded by a thick expanse of forest, Dale Hollow's crystal clear waters are used for numerous activities including fishing, boating,
scuba diving, and water sports. “Fall is one of the most beautiful times of the year at Eagle Cove Resort & Marina and the leaves are spectacular when viewed from the water,” said Mitchell Jones, Chief Manager of Anchor South Marina Management. “It’s a different way to see the fall color and we’re excited to offer this special fall package to give couples, families and friends an opportunity to spend time together in one of the most peaceful and relaxing settings.” Eagle Cove Resort & Marina is one of five Anchor South Marina Management properties, all located in prime leafviewing areas. The others are The Ridges Resort & Ma-
rina (Hiawassee, GA), Burnside Resort & Marina (Burnside, KY), Beaver Creek Resort & Marina (Monticello, KY), Choto Marine Sales & Marina (Knoxville, TN) and Holly Creek Resort & Marina (Calina, TN). For more information, including fall specials available at each property, please visit http://anchorsouthmanagement.com/. *The 35% discount is on regular rental rates. For more information or to book, please call 855-9745547 and ask for the fall family getaway package or visit w w w. e a g l e c o v e r e sort.net and enter promo code: COLOR. The fall family getaway package expires on October 31, 2014.
Key to cooking with pumpkins
Autumn is ripe with vibrant colors and scenery. One of the more vivid sights this time of year are the bright, orange pumpkins that adorn walkways and front porches of homes and businesses. Not only are pumpkins ideal for decorating, but they're also great to eat. Some people who plan to carve jack-olanterns mistakenly believe the same type of pumpkin can be used in their favorite recipes. But what carving pumpkins have in visual flair, they usually lack in flavor and substance. Instead, would-be
pumpkin cookers should look to other varieties if they plan to serve pumpkin on the menu. Pumpkins are available from September through December, but they peak in October. Many smaller pumpkins are better and sweeter for cooking. Mini pumpkins, sugar, cheese, and pie pumpkins are varieties commonly used in recipes. The big jack-o-lantern pumpkins have stringy, watery flesh and will provide little to no pulp for cooking. Select a pumpkin as you would any other type of squash.
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Look for a firm pumpkin with no bruises or soft spots. The pumpkin also should have a deep orange color. Store pumpkins in a cool, dark area until ready for use to prolong freshness. Wash the exterior of the pumpkin in cool water before cutting to remove any dirt and bacteria on the surface of the pumpkin so it won't be transferred to the pulp of the pumpkin. Slice the pumpkin in half and remove the seeds and any stringy material. Rinse and save the seeds for planting or roasting. Put the pumpkin pieces in the microwave to cook or you can steam or bake them until the pulp is soft and the pumpkin falls off
of the skin. Cool the pumpkins, then puree the pulp until it's smooth. You may want to strain the pureed pumpkin with a cheese cloth to remove any excess water before using in a pie recipe. Baked breads may benefit from the extra moisture. Pumpkins are a great source of dietary fiber, vitamin A, vitamin C, riboflavin, potassium, copper, manganese, vitamin E, thiamin, niacin, vitamin B6, folate, iron, calcium, magnesium, and phosphorus. They're also low in fat and calories. Pumpkin puree can replace the oil in some baking recipes, much as you would use applesauce.
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PHONE: (513) 732-2511 EXT. 107
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Did you know? Before saying "so long" to yard work at the end of autumn, homeowners should remove thatch from their lawns. Thatch is dead grass that's often identifiable by its yellowish tint, and this dead grass can block air and moisture from making its way into the soil. That can make it difficult for a lawn to recover come the spring. When removing thatch, resist the temptation to rake with lots of physical force, as raking too hard can harm the lawn. Instead, commit to three or four easy passes with the rake, as this will collect the thatch without damaging the lawn. If seeding the lawn in early fall, which can be a great time to reseed, remove the thatch before laying down any new seed. If you wait to remove thatch until after you have laid down new seed, then the lawn likely won't benefit from the seed and you will likely just rake the new seed away when it comes time to remove thatch.
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Fall Home Improvement page 2
Winterize to safeguard your home from harsh weather Autumn is a beautiful time of year marked by welcoming cooler temperatures and the natural beauty of leaves changing colors. Autumn also has a tendency to fly by, as if the powerful weather of winter simply cannot wait to make its presence felt. With such a seemingly short time between the end of summer and the dawn of winter, homeowners know they don't have too many weekends in between to prepare their homes for the potentially harsh months ahead. But such preparation, often referred to as "winterizing," can make a home more comfortable when the mercury dips below freezing, while saving homeowners substantial amounts of money along the way. * Clean the gutters. Leaves falling in fall can be a beautiful sight to behold, but many of those leaves are likely finding their way into your
gutters, where they can lodge and cause a host of problems down the road. If the leaves and additional debris, such as twigs and dirt, that pile up in your gutters are not cleared out before the first winter storm, the results can be costly and even catastrophic. Winter rain and snowfall needs a place to go upon hitting your roof, and gutters facilitate the travel of such precipitation from your roof into street-level drainage systems. If gutters are backed up with leaves and other debris, then ice dams may form, forcing water to seep in through the roof. That damage can be costly and can even cause the roof to collapse inward in areas with heavy snowfall. Clean gutters throughout the fall, especially if your property has many trees, and be sure to check gutters one last time before the arrival of winter. * Tend to your attic. Homeowners who have attics in
their homes might want to add some extra insulation up
look for the ceiling joists. If you can see the joists, then you
there, especially those who recall feeling cold inside their homes last winter, which is often a telltale sign of improper insulation in a home. A good rule of thumb when determining if your attic needs more insulation is to
need more insulation. * Address leaky windows and doors. Sometimes attic insulation is not the culprit when it comes to a cold home. Oftentimes, leaky windows and doors are the real bad guys in
a drafty home. Fall is a great time to inspect for leaky windows and doors, as the wind outside can serve as your partner. When the wind outside is blowing, take a tour of your home's windows and doorways, standing next to them to determine if there any holes or leaks that are letting outdoor air inside. If you notice any leaks beneath exterior doors, install some door sweeps to keep outdoor air where it belongs. Leaks around windows can be snuffed out with caulk or weather stripping. * Test the furnace. Homeowners typically do not devote much thought to their furnaces in spring, summer and fall. But with winter on the horizon, fall is the time to test the furnace to make sure it's ready for the months ahead. Expect a somewhat foul yet brief odor to appear when starting the furnace. That odor should dissipate shortly, but if it does
not go away, then your furnace is likely in need of repair. But even if the smell does not stick around, you might want to have the furnace cleaned by a professional anyway. Such cleanings ensure the furnace works efficiently throughout the winter. * Clean the garage. You might not mind parking in the driveway during the warmer months of the year, but why subject your vehicles to harsh winter weather if you don't have to? Clean the garage in the fall so you have an indoor parking spot throughout the winter season. Protecting your car from the elements can add years to its life and also saves you the trouble of digging your car out of the snow. Fall is a time of year for homeowners to spend a weekend or two preparing their homes for the often harsh weather that awaits when winter arrives.
Enjoy fall colors inside your home with a fresh coat of paint
Viewing the fall colors is a special treat that we all enjoy. But why wait for the leaves to turn when you can savor the same rich shades of autumn right inside your home? “Saturated hues of red, yellow, and orange are among the best interior paint colors, and you can make them a permanent part of your indoor environment in just a day or two,” says Debbie Zimmer, paint and color expert for the Paint Quality Institute. Where to apply them? Fall’s warm palette works beautifully in almost any room, but these colors are especially comforting in a din-
ing room or den. Still, the choice is yours. And don’t fret that you have to choose just one harvest hue for your home’s interior. Take a cue from Mother Nature and mimic the splendor of autumn scenery by mixing and matching two, three, or even more warm shades of amber, deep orange, bronze, scarlet, rust, even smoky purple, in a cornucopia of color. You can do this by introducing two or more paint colors in a single room -- one on the walls and another on the trim, for example. Or, be a little more daring and paint three walls in one rustic shade, and
use an entirely different paint color on the fourth, as an accent wall. For even more autumn ambiance, consider painting adjacent rooms in different shades of gold, bronze and crimson. The sight lines from room to room will be reminiscent of beautiful fall scenery, with layer after layer of glorious color. And don’t assume that you have to confine the color to just your walls and woodwork. You can sneak even more autumn shades into your décor by painting a favorite piece of furniture, a built-in bookcase, or your fireplace mantle in a harvest hue. As long
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as you draw inspiration from nature’s palette, you won’t go wrong. Once you’ve finished painting, don’t be surprised if you feel a warm glow. Autumnal hues are not only pleasing to look at -- they can actually make a room feel warmer and cozier. So much so that you may even be able to turn down your thermostat a degree or two, saving enough on your energy bill to pay for your home’s beautiful new color scheme. To keep your new paint colors looking fresh not just for fall, but for many seasons to come, Zimmer offers one last tip: "Use only top quality paints made with 100% acrylic. These paints are not only
more durable than most, but they also resist fading, which will keep the color looking brilliant and beautiful." So consider celebrating the turning of the leaves in a different way this year by harvesting some glorious autumn paint color for your home
interior. It’s a great way to extend the beauty of this bountiful season! To learn more about paint color, and all aspects of interior and exterior painting, visit blog.paintquality.com or www.paintquality.com.
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937-378-6439 • 1-800-474-4095 AMELIA, OHIO
513-797-4500 FLEMINGSBURG, KENTUCKY
800-830-0115 www.cahallbros.com
Life happens in the kitchen. That’s why our designers take the time to understand all the different ways in which your family uses your kitchen. Then, we’ll help you create a kitchen that’s the perfect space for everything from meal preparation to homework to game night to chores and more.
Kibler Lumber 665 E. Main St., Mt. Orab
(937) 444-2555 (800) 523-4716 www.kiblerlumber.com
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122 Water Street, Milford, OH
513-831-7900 www.lovins-ins.com
Senior Living page 3
Clermont Senior Services are here to help
When seniors in Clermont County have a need, chances are good that Clermont Senior Services will be able to help. The vision of Clermont Senior Services is clear, “We will be known by every person in Clermont County as ‘the’ organization that makes a difference in the lives of older adults through exemplary, consumer-driven services.” The difference being made in phenomenal. Clermont County residents in need of assistance and over 60 years of age do not have to worry about how they will get to the doctor, how they will care for themselves or their homes, or how they will receive their lunch. Caretakers of Clermont County residents can rest assured that there is a place for their loved one while they work or take personal time away from caring for a loved one who can’t be left alone. Active seniors have the opportunity to take classes and trips because of the availability of 3 Lifelong Learning Centers across Clermont County. All of these are possible because Clermont Senior Services exists. The impact of the various services available is best summed up by a caretaker of an Adult Day Services recipient. 'This is a life-saving service for our family, it has helped to keep George at home, active, and a part of society. Thank you.” In 2013, Clermont Senior Services served as the “front door” to seniors in Clermont County by providing over 91,000 meals through Meals-on-Wheels program, drivers traveled over 675,000 miles to transport people to important medical appointments, and Home Health Aides provided over 93,000 hours of care to people in their homes! Numerous people were able to stay in their homes due to the generosity of volunteers in the Home Repair program who install things like grab bars and wheel chair ramps. Without volunteers, a lot of this would not be possible as volunteers contributed over 23,000 hours to serving seniors in Clermont County in 2013. Last year, more than 500 seniors received Christmas gifts because of the generosity of the community during the annual Adopt-aSenior program. If you or a loved one could benefit from the services offered by Clermont Senior Services, please call 7241255, or visit the website at www.clermontseniors.com for more information.
513-724-1255 www.clermontseniors.com
Brell & Son Funeral Home Maysville’s Only Family Owned and Operated Funeral Home.
MediGold now available to local seniors
For years now, many local seniors have wondered when the Ohiobased Medicare Advantage plan, MediGold, would become available in Brown County. That question is now answered. Starting October 15, local Medicare beneficiaries
may apply to join MediGold for coverage to begin January 1, 2015. In fact, MediGold's most recent expansion includes Adams, Brown, Clinton, Highland, Pike and Warren counties. In total, MediGold serves 32 Ohio counties in Central and Southern Ohio. They
Caring You Can Count On. Serving each , family individually personally, and compassionately.
177 West Main Street, Amelia, OH 45102
513-753-6130 200 Western Avenue, New Richmond, OH 45157
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513-734-2228 www.ecnurre.com
post their entire service area on their website at MediGold.com. According to the 2015 Medicare & You handbook recently mailed to Medicare beneficiaries by the Centers for Medicare and Medicaid Services (CMS), MediGold earned highest ratings among Medicare Advantage plans offered locally. All Medicare Advantage brands are listed in the handbook, along with a shopping aid which CMS refers to as a "Members' Rating of Plan." For the rating, a percent score is assigned to each Medicare Advantage brand. MediGold's HMO offerings were awarded the highest mark at 92 percent. Other recognized Medicare brands rated between 82 percent and 87percent for their highest rated plans. The ratings are developed by CMS based on how each Medicare Advantage plans' consumers responded to independent surveys. The 2014 Consumer Assessment of Healthcare Providers and Systems (CAHPS) survey resulted well for MediGold. It presumably puts them in an enviable position at the start of Medicare's Annual Enrollment Period that runs October 15 through December 7. "We're thrilled to have earned this distinction," said Doug Alfred, chief marketing officer for MediGold. "Our members' opinions have always been important to us and we're committed to making their experience with us a great one." It appears MediGold's commitment has paid off. Also notable from the handbook was MediGold's out-of-pocket limit for its Medicare Advantage HMO offerings. This feature protects consumers from facing extremely high medical costs in any given year. With MediGold, a consumer's out-of-pocket risk stops at $3,200 in 2015. Some brands set this out-of-pocket risk as high as $6,700. The lower this figure is set the better a consumer is protected. If you wish to learn more about MediGold, call them directly at 1-
800-964-4525 (TTY 711) between 8 a.m. and 8 p.m., 7 days a week.
620 E. Second St. Maysville, KY 41056
(606) 564-3641 1-800-222-8672
Season of Fall - SENIOR LIVING - page 4
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Attend a FREE Neighborhood Meeting: October 23 23rd rd at 2:00 p.m. Mt. Orab Public Library 613 S. High St. Mt. Orab, OH
October 16 16th th at 12:00 p.m. November 17th 17th at 12:00 p.m. Sar rd dinia Public Library Sardinia Purdy 13309 Pur dy Rd. Sar rd dinia, OH Sardinia,
Visit MediGold.com for more more meeting dates and locations.
You’ll Y o ou’ll also al enjoy: A FREE fitness center membership preventive Many FREE pr eventive services Highly-rated service
5-Star Maximum Rating for Customer Service [according [according to the 2014 Consumer Assessment of Healthcare Healthcare Providers Providers and Systems (CAHPS) Survey]. 5-Star Maximum Rating for Improving Improving or Maintaining Physical Health [according [according to the most recent recent Health Outcomes Survey (2013)]. [according We We also earned earned a 4-Star Overall Plan Rating [according to the Centers for Medicare Medicare and Medicaid Services (CMS) relative relative to 2015].
Call to get your FREE Easy Guide:
1-800-964-4525 (TTY 711) 8 a.m. – 8 p.m., 7 days a week Or visit MediGold.com
MediGold is a Medicar Medicare e Advantage or organization ganization with a Medicar Medicare e contract. Enr Enrollment ollment in MediGold depends on contract rrenewal. enewal. The benefit information pr provided ovided is a brief summary summary,, not a complete description of benefits. For mor more e information, contact the plan. Limitations, co-payments, and rrestrictions estrictions may apply. apply. Benefits, formulary formulary,, pharmacy network, pr provider ovider network, pr premium emium and/or co-payments/co-insurance may change on January 1 of each year year.. Other MediGold options ar are e available. A sales person will be present pr esent with information and applications. For accommodation of persons with special needs at sales Free Medicare meetings call 1-800-964-4525 (TTY 711). Fr ee guide without obligation. Medicar e evaluates plans based are from on a 5-star rating system. Star Ratings ar e calculated each year and may change fr om one year to the H3668_011ad2_15 next. H3668_011ad2_ 011ad2__15 1 Accepted