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March 3 - 9, 2010
Networker highlights 'perfect times to dine' at Ocean Prime BY BARI AUERBACH
"We found the prices very reasonable…and since you can always burn calories walkFrom family or romantic dinners - to ing around the mall - feel free to order power lunches and private parties, there are Ocean Prime special extras, potatoes and countless "perfect times to dine" at Ocean sides including sea salt vinegar fries, canPrime - the modern American supper club at died yams with marshmallow brulee, black Aventura Mall featuring fish, steaks and truffle macaroni and cheese, creamed handcrafted cocktails. spinach, and jumbo asparagus with Ocean Prime general manager Greg hollandaise." Sage recently welcomed a great turnout of While exchanging business cards, Aventura Marketing Council members executives from Dr. Frederick Knoll invited to enjoy a networking reception D.D.S., City of Hope, ASAP Staffing highlighting famed restaurateur Cameron Services and Pre-Paid Legal concurred: Mitchell's recipe for success. "Ocean Prime is also the perfect place for Discovering why Ocean Prime continusocial and corporate functions." Two priously receives rave reviews for giving South vate dining rooms accommodate seating Floridians a "taste of the high life," AMC for up to 35 guests with special banquet members from Marksman Security, Dental menus and available audio visual services. Care Group and Denise Rubin International Jesus Soto of Coconut Grove Bank, Realty, observed: "Ocean Prime's high lucky winner of an Ocean Prime gift card, ceilings, warm finishes, rich woods, con- Front & center: Ocean Prime's General Manager Greg Sage and Floor Manager Katie Schwinger- along with busy professionals from All In 1 (seated) flanked by (L-R) Achilles Kontoyiannis, UBS; Ira Haber, All In 1 Productions; Dr. temporary styled sheer drapery, state-of-the- Burgos Robert Sheir, Optometric Physician; Gabriela Ratier, Aventura Optical; Karen Rachles; David Productions, Berman Chiropractic and Burney, NationwideGoToBilling.com art lighting, granite Levitt Weinstein Memorial bar tops and spaChapels pledged to take cious tables make for more time off to enjoy a a quintessential dinpleasurable Ocean Prime ing experience!" dining experience, noting: Agreeing any"The Prime Hour available time is the perfect daily in the BLU lounge time for Ocean Prime from 4 p.m. to 7 p.m. is fabsignature dishes, ulous, featuring delicious colleagues from appetizers, wines by the Equinox, Miami glass and handcrafted cockGardens Florist and tails!" Everyone also loves Andrew Goldstein the live piano music Friday Photography marthrough Sunday starting at veled: "All of the 7 p.m. meat is perfectly After the networkcooked and tender ing event, AMC members Karla Aumack and Ellie Gonzalez, Office of Dr. Frederick Knoll, concurred with what even and the seafood is so AMC members enjoy premier networking at Aventura Mall's Ocean Prime DDS; Maria Cancio, Pre-paid Legal Services; Sylvia fresh…Must try the most discerning diners Rosenwasser, City of Hope entrees include Park are saying about Ocean Farms Amish Chicken, tizers: "Definitely try the White Truffle Caviar Prime…"Everything was top class, perfect and Seared Tuna with Tangerine Spinach Salad, Pecan Deviled Eggs, Sonoma Goat Cheese Ravioli, Aged nicely presented. The staff was very attentive and Crusted Mountain Trout and Chilean Sea Bass with Wisconsin Cheddar Fondue, Crispy Fried Crab we also discovered anytime is the 'perfect time' for glazed carrots in a champagne truffle sauce." Cakes and Prime Beef Carpaccio with creamy the best dessert on the planet - peanut butter pie!" Teams from Eisinger Brown, Mount Sinai horseradish." For reservations at Ocean Prime in Aventura Medical Center, Krop Sr. High and Highland Oaks Financial experts from UBS, TD Bank and Mall, phone: 305-931-5400 or visit Middle School also applauded Ocean Prime appe- NationwideGoToBilling.com wisely surmised: ocean-prime.com Photography by Andrew Goldstein
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March 3 - 9, 2010
Northern Trust hosts Sunny Isles Beach Mayor Norman Edelcup Members of the Aventura Marketing Council Board of Directors recently met at Northern Trust to learn about plans to improve the city of Sunny Isles Beach from Mayor Norman Edelcup. The city's beautification program has already drawn praise from residents, businesses and visitors who appreciate the planting of thousands of large palm trees along Collins Avenue, their main thoroughfare, and the creation of numerous
AMC Chairman Cliff Schulman, Greenberg Traurig; Sunny Isles Beach Mayor Norman Edelcup; Stephanie Trump, The Trump Group; Tom Oliveri, Northern Trust
parks. Mayor Edelcup shared the news about plans for a large aquarium and marine-themed center and a new park to be constructed on Sunny Isles Beach Blvd. just west of Collins Avenue. "Our city has been purchasing the land necessary so such a magnificent addition can be brought to fruition," said Mayor Edelcup.
Dan Palmer, Aventura News; Alan Lips, Gerson Preston Robinson CPA's; Edelcup; Charlene Welker, Mount Sinai Medical Center; Fernando Levy Hara, G&D Developers
Snowbirds of Spa Connection flock to Imperial Club Imperial Club recently welcomed Gerda Rosner's Spa Connection, a group of 15 seniors from Montreal, Canada who have chosen to take residence at the Imperial Club for one month. This group has been traveling together for 11years and always looks forward to returning to Aventura, where they know they will receive a warm welcome as they've had at Imperial Club. On day one, they were greeted with a special cocktail reception to celebrate their arrival. Special guests at the event included Gerda's son, North Yvonne Perez, resident services, Imperial Club; Gerda Rosner; Miami Beach Mayor Myron Debbie Robins; North Miami Beach Mayor Myron Rosner; Steve executive director, Imperial Club; David Nencel; Susan Rosner and her daughter, Debbie Valentine, Braley, marketing director, Imperial Club Robins, the Community Liason for Visiting Angels among others. All of the travelers enjoyed re-connecting recently produced an exercise video of with each other during the evening chair aerobics. "I am 88 years old and this while enjoying the entertainment of Imperial Club's own resident pianist, business keeps me young," says Gerda Rosner. "I love my work and I love my the incomparable Willie Kaplan. Gerda Rosner's Spa Connection clients." For more information about the focuses on senior travel. She began Imperial Club, call 305-935-1801; For organizing winter trips for seniors to South Florida more than 45 years ago. information about Gerda's Spa Since 1965, she has been a worldwide Connection, call 954-724-8445. health spa coordinator and has
Jeff Levinson, Sabadell United Bank; Andy Lewis, Eisinger Brown; Bob Hollander, Brown & Brown Insurance
Arts Ballet Theatre of Florida presents Vladimir Issaev's Chipollino Arts Ballet Theatre of Florida is proud to present "Chipollino," a lively and entertaining ballet meant to delight audience members of any age. This popular Russian folktale, by Gianni Rodari, has been turned into an Konkin exciting, two act Andrey Lamondin ballet, choreographed by Ballet Master Vladimir Issaev and set to music by Russian composer, K. Katchaturian. The story takes place in the happy town of Limonia where flowers, vegetables and fruits share their lives under the power of the tyrant Prince Lemon. Chipollino is the young son of a popular family of onions. All is well in the village until the Chief of Police Tomato arrives to tell the villagers of a new law requiring that all villagers must pay for sunlight, rain and
wind. Chipollino rallies the villagers, and together they defeat the evil Prince Lemon, with many intrigues and adventures along the way. As good eventually triumphs ever evil, it is apparent that "Chipollino" is not only a fun, fanciful story, but also it and Courtney speaks of a much deeper political statement. Don't miss this opportunity to bring the whole family and enjoy an exciting and entertaining show. Arts Ballet Theatre of Florida will be performing "Chipollino" at the Broward Center for the Performing Arts on March 13th and 14th browardcenter.org and at the Julius Littman North Miami Beach Theater on March 20th and 21st boxofficetickets.com For tickets and information, 305-935-3232 or artsballettheartre.org
March 3 - 9, 2010
AVENTURANEWS.COM
Wanderings & Ponderings Being married Ellen likes being married. She’s now past her had a tough marriage (he said) with two grown 40s, hitting 50. She’s been married once before kids that had sided with their mother over a 20year-marriage. As he told Ellen things happened when she was 26. It was a bit of a mistake. She had married her brother’s college room- that took away his individuality. She and Lou decided to live with each other mate, who unfortunaterly never felt that he had for awhile and after a year of ups and outgrown being a college man at age downs they decided to get married. 30. It came to a head and completely That was five years ago. Ellen really done when the husband turned out to like being married. She’s not so sure be very jealous and an involved drugthat Adam feels the same way. gie. When she really thought back at In the last six months he’s been it, she might have married him away half the time. He’s in the exportbecause she was tired of being asked ing business and travels a great deal. “How come you’re not married yet?” It seems though after being home a Getting divorced, somehow, made week or so, he has appoinments out her seem glamorous in her circles Palmer especially for the husbands of her ––––Dan –––––––––– town for at least a week at a time. Ellen is pretty sure he’s fooling friends. For some reason many of those husbands came on with so many sugges- around, she wants to stay married because this tions that she actually found herself losing some time she really likes it and he is not going to friends who seemed worried about the way their mess it up. A few years ago he decided that everything in husbands were coming on to her. Life was good though and she enjoyed the his business would go through her and she few quickie relationships she had over the years. would sign the checks. Right now he can run It was nice having them and in most cases even around all he wants to as long as it is out of better when she decided the relationship was town; if he tries to do it in town, she has decided to put him on an allowance. over and what was the next one. She likes being married and Adam is not Then at the age of 46 she met Adam. She considered him her soul mate, but at the beginning going to get in the way of it. Yes, life is good and he wasn’t interested in exchanting souls. He’s she enjoys the fruits of her marriage.
Page 3 Honesty • Integrity • Values • Respect • Knowledge • Ethics
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Gulfstream Park celebrates Florida Derby Month with weekly Mercedes giveaways Gulfstream Park is ready to "spring forward" into March with a full month of racing excitement and a Mercedes Benz giveaway every weekend. Every Sunday this month, at 9 p.m., the casino at Gulfstream Park will select five members of the Good Luck Player's Club for a chance to win a Mercedes Benz. The weekend starts early this Friday, March 5th, and again on March 12th, when Players Club members actively playing in the casino with their card inserted will be eligible for a piece of diamond jewelry as part of the "Crazy for Carats" promotion. If not yet a member, guests can go to either the first-floor or second-floor casino and quickly sign up for free Player's Club membership. Gulfstream's daily specials, drawings and promotions prove there truly are more ways to win at Gulfstream Park. For racing fans, March will be every bit as spectacular. This Saturday, March 6th stakes races feature the Palm Beach Stakes, whose past winners include the likes of Go Between, winner of $1 million races such as the Pacific Classic, the Virginia Derby and the Sunshine Millions Classic. Among the nominees of the Palm Beach are multiple stakes winner Bim Bam and Lentenor, the promising full brother to 2006 Florida Derby and Kentucky Derby champion Barbaro. The following Saturday, March 13th, brings the Gulfstream Park Handicap, won by such champions as Corinthian, who went on to victory in the $1 million Breeders' Cup Dirt Mile. Saturday, March 20th Gulfstream Park presents a spectacular multi-stakes program highlighted by its signature race, the $750,000 Florida Derby, which in 58 years
has produced 21 Kentucky Derby champions, 18 Preakness Stakes winners, and 15 who triumphed in the Belmont Stakes. The Florida Derby Day card also features the Swale Stakes for 3-year-old sprinters, the Rampart, the Appleton, and the $200,000 Bonnie Miss, Gulfstream's premiere race for top 3-year-old fillies aiming for the Kentucky Oaks - the female counterpart to the Kentucky Derby. The marathon Pan American Handicap will feature the toughest male turf runners in a mile and a half contest on March 27th, and the following day their female counterparts compete in the Orchid. Gulfstream Park hosts world-class live thoroughbred racing, year-round simulcasting, genuine Las Vegas-style slots, electronic blackjack, electronic roulette, free bingo on Tuesdays, $1 drafts, no-limit poker, dining and live entertainment. Providing the perfect complement to all the racing and casino action is the newly opened Village at Gulfstream Park, which offers entertainment, shopping, and dining options for every age, every taste and every budget. For more information, visit gulfstreampark.com
March 3 - 9, 2010
Kovens Conference Center hosts Wedding Gallery by the Bay You have found everything in one person; now find everything in one venue. Brides still struggling to find the right photographer or anxious to get a jump on their cake tasting should not miss the 3rd Annual Wedding Gallery at Kovens Conference Center on Thursday, March 11th from 6 to 9 p.m. This intimate event will showcase exclusive photographers, videographers, limousine rental, bridal courture, cake and pastry bakers, florist, caterers, entertainment, cigar rollers, décor and much, much more. "Nestled on the picturesque shores of Biscayne Bay, Kovens Conference Center offers a unique combination of form and function for weddings that blends elegance and perfomance perfectly" says Jean Harris, director of Kovens Conference Center. Their experienced staff is excited to show you how having your wedding at Kovens can offer a distinct, sophisticated, and unsurpassed experience. "Many brides come to us looking for a unique, waterfront venue, and they need assistance with selecting vendors. Our gallery gives brides this opportunity and showcases creative ideas and the latest trends" says Harris. Based on her experience, once they see the location and envision their ceremony and cocktail hour on the grand terrace overlooking Biscayne Bay they know it is the perfect location and they feel comfortable that we have vendor partners who are area professionals and are familiar with our venue. Christine Cooper, a registered bride of the Wedding Gallery, is excited to meet all the area professionals at the showcase; "there are so many things to consider while planning a wedding and it will make it easy to have everything under one roof". The event will begin at 6 p.m. and offers free parking. Along with amazing door prizes, new this year is the addition of a grand prize. All brides booking Kovens on that day as their venue will have an opportunity to win a honeymoon suite for a two-night stay at the beautiful Marenas Resort valued at $ 1,000. Advance registration is $5; tickets at the door are $10. Don't miss this one-stop spree to plan your wedding. For more information, visit http://kovens.fiu.edu/Gallery 2010.htm
Aventura Hospital partners with Bnai Zion Foundation for special exchange program In November, 2009 Aventura Hospital partnered with Bnai Zion Foundation to create a physician education exchange program. The program is designed to share important healthcare strategies between Bnai Zion Medical Center in Haifa, Israel and Aventura Hospital in South Florida. Dr. Michael Kafka, Medical Director of Emergency Services at Bnai Zion Medical Center, became the first special guest, educating Aventura Hospital’s emergency staff and the medical community on important protocols and procedures that have been developed in Israel to immediately respond and effectively treat mass casualties. Following the success of November’s exchange program, in early
March, Aventura Hospital will welcome another expert in his field: Dr. Noam Calderon, Medical Director at Bnai Zion Medical Center of a special Limb Salvage program for patients suffering from diabetes. Dr. Calderon will share his expertise on the uses of ozone gas to save many limbs that were previously thought to require amputation. Gerald Schwartz, president of the Bnai Zion Foundation in Florida, said “The interchange between Aventura Hospital and the Bnai Zion Hospital and Medical Center in Haifa, Israel, is a natural. Both have experience in dealing with unexpected emergencies. Dr. Calderon’s research involving saving limbs of diabetic patients is of special interest to Aventura and its large com-
munity of seniors.” “We are certainly excited to welcome Dr. Calderon to our facility,” remarked Judy Newman, Director of Diabetes Education and the Wound Care Center at Aventura Hospital and Medical Center, “We have a similar program here at our wound care center where we use hyperbaric oxygen therapy to help heal difficult wounds, especially in our diabetic patients. We will look to apply these innovative methods developed at Bnai Zion to our own program here to provide even better outcomes for our patients.” Events begin on Tuesday, March 9th when Aventura Hospital and the Aventura Marketing Council will host a
special welcome reception for Dr. Noam Calderon at Racks Italian Bistro and Market. On March 10th, at Aventura Hospital’s Biscayne Medical Arts Building at 21110 Biscayne Boulevard, Suite 101 in Aventura, the community will have two opportunities to attend this special seminar: 12 noon and again at 5:30 p.m. Lunch and Dinner will be served respectively. The program is open to the community, and 1.5 CME/1.5 CEU will be offered for medical professionals. For more information and to register for these seminars, call 1-888-256-7692. For more information about Bnai Zion Foundation and Aventura Hospital, visit their websites at bnaizion.org and aventurahospital.com
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March 3 - 9, 2010
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Miami Dade College, North Campus inaugurates state-of-the-art science complex and research center Miami Dade College (MDC) North Campus recently hosted the official opening of its state-of-the-art science complex, the first of its kind in north Miami-Dade County and a facility that will create new educational and career training opportunities for area residents and beyond. Festivities included a plaque unveiling, tour of the facility, live music, and the creation of a time capsule, among Cutting the ceremonial red ribbon (L-R) MDC Board of Trustees Vice other activities. Peter W. Roulhac; Mariaelena A. Villamil; MDC Board of The 90,000-square-foot Chair Trustees Chair Helen Aguirre Ferré; Armando J. Bucelo Jr.; North complex, funded in part by the Campus President José A. Vicente; MDC President Eduardo J. State of Florida and two Title V Padrón; Mikki Canton grants from the U.S. Department of Education at a total cost of $37 million, is equipped with the latest technology and set in an area of the county where education and career training in the sciences is critically important. It features 21 laboratories with media stations, a Palmetum, a roof-top observatory, classrooms, lecture hall, faculty and administrative offices, botanical garden, greenhouse, chiller plant build- technology, green and environmental sciences, and advanced manufacturing ing, an outdoor plaza, and cafe. "The Science Complex features the careers, among many other science, techvery latest technology and is aimed at nology, engineering and mathematics providing exceptional learning opportu- (STEM) professions. Training in these nities for science major students and oth- areas can lead to an array of jobs, from ers in its classroom and laboratories," research technologist to environmental said North Campus President Dr. José A. scientist. Another goal is for the complex to Vicente. "Intensive research of best practices from other similar facilities across become a top regional research facility. the country was conducted by MDC prior This semester, some students have to the architectural design development. already begun using the labs as a training The Science Complex is now among the ground for research. A group in a genetics class, for example, is currently worktop science facilities in the country." The new science complex is an ing on sequencing the mitochondrial invaluable tool for all MDC students who genome of the fava bean, and also undermust meet science requirements to grad- standing the growth characteristics of a uate. In particular, it will serve as a bacterium strongly linked to stomach hands-on training venue for students cancers. For more information, visit mdc.edu interested in biotechnology, chemical
Bourbon Steak adds more 'happy' to happy hour Since "Raise Your Spirits" has become such a huge success at Bourbon Steak, Michael Mina's famed restaurant has decided to open an hour early and will extend the popular happy hour from 5 to 8 p.m. Monday through Friday. At the chic bar and lounge area, guests can enjoy a selection of hand-crafted cocktails and wines by the glass at half-price ($6 to $10.50), signature bar burgers and complimentary butter-truffle popcorn. Full menus are available at the bar after 6 p.m. Bourbon Steak is located in Fairmont Turnberry Isle at 19999 West Country Club Drive in Aventura. For more information, call 305-932-6200.
Mar 3 - 9, 2010
Mount Sinai Medical Center: The only Florida hospital offering Hybrid Maze Procedure Dr. Angelo LaPietra a leader in closed-chest procedure to treat atrial fibrillation Chronic atrial fibrillation (A Fib) patients in South Florida can rest easier knowing that one area medical center - Mount Sinai Heart Institute in Miami Beach - is the only Florida hospital performing the Hybrid Maze Procedure. For persistent A Fib sufferers, convergent endo-epicardial ablation, commonly referred to as the Hybrid Maze Procedure, may eliminate symptoms that medications and single ablation treatments generally cannot. Mount Sinai's Dr. Angelo LaPietra is a leader in the closed-chest cath lab procedure, which utilizes the combined approach of surgical and electrophysiological techniques to improve the prospects for chronic A Fib patients, considered the most challenging of all to treat. "Single ablation procedures are only effective about 50-60% of the time, and medications often leave patients 'feel- Dr. Angelo LaPietra ing sick' all the time," La Pietra said. "Right now, Hybrid Maze is the only available treatment that truly improves their lifestyle." According to LaPietra, who began performing the procedure in May, initial studies have shown Hybrid Maze is effective in 85-90% of patients who remained in normal sinus rhythm during the first six to eight months after undergoing the procedure. A Fib is an irregular and often rapid heart rhythm caused by abnormal electrical impulses in the heart. Multiple impulses travel through the atria at the same time, causing irregular, disorganized, chaotic, and very rapid contractions and discomfort. The benefits of Mount Sinai's Hybrid Maze Procedure, such as eliminating discomfort and daily medication regimens, come as welcome news to A Fib patients, particularly those with large atria that leads to persistent or chronic A Fib who are not candidates for traditional single ablation. Mount Sinai Medical Center in Miami Beach is among Florida's most renowned heart hospitals. New York's Columbia University Medical Center is ranked among the nation's top cardiovascular programs. The two centers have joined forces to take the best heart care and make it better for South Florida through the newly established Mount Sinai Heart Institute, A Partnership with New York's Columbia University. The relationship was developed to improve care through collaboration. For more information call 305-674-2121 or visit msmc.com
Top wealth-preservation advice awaits at Beachwood Financial Group BY LYNN CARROLL
"I started Beachwood Financial Group in New York in 2002 because I felt I could do In the current climate of more for clients as an independeconomic uncertainty it makes ent," Gnad says. more sense than ever to call on an Beachwood Financial experienced group of experts to opened its doors at 20900 NE guide you toward making the 30th Ave., Suite 800, this year right decision, whether your condue to demand from a growing cern is your personal finances or clientele, he says. the health of your firm. "I also feel personally," "We help people identify Gnad adds, "that South Florida and implement risk-management offers great business opportuniand wealth-preservation tools," ties" - especially since his bousays Nicholas Gnad, founder of Nicholas Gnad tique firm focuses on the 50-plus Beachwood Financial Group and market. a specialist in insurance strategies "We're a group of independent profesand implementation. Beachwood Financial's team, he says, consults with each client one- sionals, each with their own specialty, so we can make sure that whatever their needs, on-one. We cover life, health, disability and clients don't get lost in the shuffle," he adds. long-term care," Gnad says, "but we also "At our website bwfg.com, we post and offer much more. For example, Beachwood update informative articles so clients are kept Financial also offers insured annuities and abreast of both opportunities and possible threats lurking in our exciting economic estate preservation." Beachwood represents most major environment." For more information, 305-974-0580 or companies and is licensed in all 50 states and online at bwfg.com DC, so there's no hidden agenda.
March 3 - 9, 2010
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Credit card industry changes the way that it does business
Al Sunshine 4 YOUR MONEY In case you haven’t heard, the entire credit card industry has changed the way it does business as of Feb. 22. That’s when the latest credit card reforms kicked in. The new rules change the way credit card companies make money, eliminate some of the industry’s most abusive practices, and may also result in millions of dollars in rate hikes and extra fees for consumers. On the upside, it requires credit card companies to give customers at least 45 days notice before any rate hikes. It also limits all those extra over-balance fees card operators add onto your bill if you go over your limits while prohibiting the issuing of credit cards to anyone under 21 years of age without their parents’ permission. Yet at the same time, it also allows the card companies to raise rates almost as high as they
like and also opens the door to possible new extra charges. “Consumers are going to need to check their accounts very closely to monitor extra fees and rate hikes, and then take action accordingly,” warns Annie Wilkinson of the Dade Federal Credit Union. For several months, credit card companies have been raising rates slowly and adding extra fees before the latest restrictions go into effect. In fact, some consumers already reportedly are seeing their rates approach 30 percent or even higher. Consumer groups warn that new extra fees and rate hikes could end up making paying off balances even harder than before the new laws started going into effect. Here’s my advice: Make sure to keep your old credit card bills and compare them to your next statement after Feb. 22. That way you will be able to spot extra charges and fees you’ve never had before. Remember — even more changes are scheduled to go into effect in August. And they’re not always going to be good for consumers.
Watch Al Sunshine’s “4 Your Money” reports Monday-Friday beginning at noon. You may find Al’s blog at <www.cbs4.com/4yourmoney>.
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March 3 - 9, 2010
VIEWPOINT Record Bank Profits and the Boondoggle Sidetracks American Dream Foreclosed Crops for Renewable Energy BY MIKE PROKOSCH JP Morgan Chase launched the 2010 Wall Street Bonus Sweepstakes last month. The bank is still losing money on consumer services, but well-heeled investors and financial traders more than made up the difference. The bank announced $11.7 billion in profits and $26.9 billion in compensation, including bonuses that will run in the multimillions for top executives. Then Goldman Sachs reported record profits of $13.4 billion. It's set to dole out a staggering $16.2 billion in compensation and bonuses, which could provide an average of nearly $500,000 per employee. And Morgan Stanley, even having sustained a loss last year, has set aside $14.4 billion for compensation and bonuses. Then there's Roberto Velasquez, a sobering reminder that the foreclosure crisis is still raging. Velasquez, a general contractor, bought a single-family home in Dedham, Massachusetts six years ago and took out a mortgage that turned out to be a predatory time-bomb. After a few affordable years, his adjustable interest rate ballooned and his payments hit $4,800 a month. He kept up, though, until the Wall Street crash knocked the stuffing out of the construction industry. Then he fell three months behind. Velasquez found jobs and came up with the three months' payments, but the bank wouldn't work with him. His home was foreclosed on in November. A local bank offered to buy the home and sell it back to him for its present market valuethe most his bank would get for the house if they sold it at auction. Still no deal. "We did what they asked," Velasquez says, "but they don't want to work with anybody." That kind of arrogance will sink more than Velasquez, his wife, and their two kids. Foreclosures feed on themselves, depressing neighborhood property values and putting ever more people underwater. There were 3.4 million foreclosures in 2009. Experts tell us to expect more this year. Unless the foreclosures stop, the housing market will keep spiraling downward. It will take the building and mortgage industries with it, stalling economic recovery. All of us will be hurting for years
BY LONI KEMP because Washington is refusing to make the banks eat the debt bubble they created. Instead, the bailed-out banks are walking away with record profits and fat bonuses. There's a way to avoid another decade of downturn. United for a Fair Economy's new report, State of the Dream 2010: Drained, outlines key proposals that can stem the massive loss of personal wealth and homes. States and the federal government should put an immediate hold on foreclosures when unemployment causes homeowners to default. Bankruptcy judges must be given the power to cut down mortgages to levels homeowners can afford, as they already can for other types of loans. These reforms would stabilize families and communities, especially communities of color that are seeing hardearned wealth stripped from them at alarming rates. The government would also push the banks to accept realistic write-downs on the inflated property values their books still reflect, squeeze debt out of the economy, and hasten a recovery. And they might even keep the banks from doing this to us again. President Obama just proposed a "Financial Crisis Responsibility Fee" to be imposed on the Wall Street firms that caused the crash and soaked up most of the relief funds. While this is a good start, the fee is temporary. When it ends, the banks can return to their irresponsible ways. A permanent financial transactions tax would discourage speculative trading in home mortgages and the derivative pyramids that were piled on top of them. Serious financial re-regulation, like that outlined in the State of the Dream report, is also essential. In the end, recovery isn't enough. Banks whose irresponsible behavior led to the meltdown must accept part of the responsibility, or they'll do it again. At the same time, we must aid the hardest-hit communities, where joblessness and foreclosures are still wreaking havoc. That's the only route to a fair recovery and a healthy economy.
Mike Prokosch is a board member with United for a Fair Economy (UFE) and coauthor of UFE's new report, State of the Dream 2010: Drained-Jobless and Foreclosed in Communities of Color. When not volunteering with UFE, Prokosch works at Community Labor United in Boston. www.faireconomy.org
Stop me if you’ve heard this one. Congress passes a bill to address an urgent public need. A greedy industry finds a loophole and steps in to siphon off a half-billion dollars without accomplishing anything new. Free money, no public purpose served, taxpayers ripped off. This is what’s happening right now with the Biomass Crop Assistance Program (BCAP). The program was designed to promote biomass crops, including perennial and mixed prairie grasses with deep root systems. These plants can be turned into fuels and electricity. They’re much kinder to the environment than crops like corn, which have until now dominated the biomass industry, and could potentially help address climate change. By substituting renewable biomass for fossil fuels like oil and coal, we can go a long way to reduce net greenhouse gas emissions. The BCAP, launched in the 2008 Farm Bill, was intended to help farmers begin to grow new crops for renewable energy. Instead, the wood and paper industry has swooped in and secured most of the program’s funding—up to $514 million could be paid out in a few months—to do what they’ve done for decades: burn wood waste to generate energy for company needs. Most of these companies, which include Weyerhaeuser, Georgia-Pacific, and International Paper, aren’t buying or producing any new biomass, nor are they producing any new renewable energy. Instead, they are getting our tax dollars to merely continue their standard operations. While using wood wastes for energy is a good thing, it’s not why this government program was created. Meanwhile, money to support new biomass crops, such as switchgrass or mixed prairies, hasn't even gotten off the ground. As technologies for biomass conversion come on line, there’s a chicken-andegg problem that the new BCAP program is designed to address: how to get the new crops established before the new energy facilities are ready to buy the biomass. So what went wrong? The U.S. Department of Agriculture
skipped the crop establishment program and instead launched a minor provision intended to help develop new collection, harvest, storage, and transport methods by matching the price paid for delivered biomass, up to $45 a ton. The USDA didn’t draft rules or put them out for comment, but instead issued a simple notice of funding availability with few restrictions. The applications poured in, and are still pouring in, with over 300 facilities approved, the vast majority from the paper industry and a wood industry beleaguered by the construction downturn. With no limits or environmental oversight in place, the wood products industry appears ready to profit from as much biomass as they care to strip from national and privately owned forests. Then there’s the spending problem. How does a program estimated by Congress to cost $70 million over five years suddenly have $514 million to spend in 2010 alone? Our arcane budgeting systems for agriculture are to blame, as “such sums as are necessary” magically appear off-budget for all commodity programs and the Biomass Crop Assistance Program. The USDA requested and the Obama administration approved this outrageous and unjustified expenditure. There’s one sure remedy to this potentially good program gone astray. The USDA needs to immediately rein in these payments, launch a smarter crop establishment program, and issue rules to ensure a sensible program that meets its intended purpose. Companies and farmers should only get matching payments for new biomass sources that will be used to create new renewable energy. Applicants must prove that they meet stringent environmental requirements to ensure that over-harvesting and sloppy practices aren’t subsidized. Getting renewable energy right is too important to let money be wasted. The government should be strategic with biomass crops instead of just throwing money at the problem with big handouts to corporations that don’t need them. --
Loni Kemp is a policy consultant to the Institute for Agriculture and Trade Policy. www.iatp.org
www.communitynewspapers.com
March 3 - 9, 2010
AVENTURANEWS.COM
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March 3 - 9, 2010
"An International Affair" to remember at Miami Children's Hospital Foundation's Diamond Ball & Concert
Drs. Narendra and Rekha Kini; Rashmi Airan; Erick Pace
Augustin Arellano; Luis and Lourdes Naya
Pat Riley; Vivian and Juan Carlos Mas
Dr. Kini, with Dwyane Wade
A world of international flair was showcased at the recent Miami Children's Hospital Foundation Diamond Ball & Concert at the historic Biltmore Hotel, where nearly 450 guests helped launch the gala season. Many donned chic international attire as an alternative to black-tie and formal gowns reflecting the evening's theme: "An International Affair." The evening was designed to reflect the multi-cultural diversity of the Hospital and Foundation, which represent more than 40 nations and serves children from all around the world. To coincide with the theme, the Biltmore's International Plaza was transformed into an inviting reception area where guests enjoyed cocktails and hors d'oeuvres while being entertained by artist ranging from Thai and Indian performers to belly dancers. Guests were then ushered into the ballroom for a gourmet dinner to the exquisite violin music of seven-year-old prodigy Brianna Kahane. Former President Bill Clinton greeted guests via a special video message and, following dinner and a live auction, Miami Heat All-Star and Olympic athlete Dwyane Wade, whose image and jersey are recognized worldwide, was inducted into Miami Children's Hospital Foundation's International Pediatric Hall of Fame for his work on behalf of children through his Wade's World Foundation and other charitable outreach. Wade joins last year's honoree, Beyoncé Knowles, and such luminaries as Jonas Salk, Barbara Bush, Walt Disney and Kelly Preston. Following his
induction, Wade was cheered on by Alonzo Mourning and Heat President Pat Riley. After dinner, Mark Rivera, Tommy Byrnes and the other AllStar Members of The Billy Joel Band cranked up the music and energy before being joined by Foundation Junior Ambassador and music sensation Ethan Bortnick, and Oprah-protégé and rising Filipina singing star Charice. "The Diamond Ball and Concert was an intimate yet very elegant and exclusive affair because it was a 'friend-raiser' in addition to being our major annual fundraiser," said Miami Children's Hospital Foundation President Lucy Morillo. "We wished to thank on a very personal level all those who continued their generous and unwavering support throughout the year." Miami Children's Hospital Foundation is a not-for profit 501(C)(3) established to create a world-class pediatric hospital so no child need leave South Florida for superior medical care. "Funding World-Class Care" and following the principle that all children deserve state-of-the-art pediatric care with no financial boundaries, the Foundation helped 289-bed Miami Children's Hospital become a leader in pediatric healthcare with more than 40 subspecialties, the largest pediatric neurology center in the U.S., a top provider of cardiology and neonatology services, and a Research Institute conducting in excess of 150 clinical trials and protocols. To learn more about the Foundation and offer support, visit mchf.org, or call 305-666-2889.
Constance and Mike Fernandez
Tom and Patricia Cornish; Marta and Paul Singerman
Woody and Judy Weiser; Susan Walter Smith; Greg Ochalek
Martha Rock; Dr. Andrew and Jeannine Ress
Mark Rivera and Tommy Byrnes members of the All-Star Billy Joel Band
Ethan Bortnick, 8-year old musical sensation
March 3 - 9, 2010
AVENTURANEWS.COM
Recovery Time BY PATRICIA C. FRANK Life today is so busy and over-scheduled that people often neglect themselves and do not allow themselves the time to recover from life’s events. There are many things that take their toll on your body, mind and spirit. You can have an illness operation or a surgical procedure that requires physical recovery. You can have a mental situation that requires psychological recovery. You may have lost a job, or experienced a divorce or a death. You may have had a disagreement with someone. When you recover from something you return to your normal state of health or consciousness. You regain the use of your body or the control of your thoughts and feelings. You need to restore your health and your physical attributes and you need to restore and reclaim your serenity and joy. Complete healing is not always automatic. You have to do things to regain your state of being. For instance if you have been the victim of frequent verbal attacks you may not even have the time to recover before the next one occurs. So you need to invent ways to create the time to recuper-
ate, recoup your equilibrium and regroup. You have to do things to help yourself heal. Make the effort to take the time to recover and heal. You have to devote yourself to the recovery process. You need to make a plan and to develop rituals that will help you heal. You might have an object that you can carry with you and touch. It will remind you that you need to focus your attention on your recovery. Or, you may put two fingers together and press gently to achieve the same effect. Always have a positive thought that you can substitute instantly for any negative, doubtful thoughts that you may have. Allow yourself the time to grieve for what you have lost. Allow yourself the time to visualize your return to health be it physical, mental or emotional and perhaps, all three together. Have a “snow day.” A snow day is a day without responsibilities. It is a free pass. It is a day to play. Learn how to relax and how to pamper yourself. If you do not have a whole day, take short and immediate breaks in response to any negative situations. Recognize, accept and appreciate the need for recovery time. Make it a part of your daily routine. Patricia Frank is a Licensed Psychotherapist. She can be reached at 305-788-4864, 212-308-0309.
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Networker highlights
Greg Sage and Katie Schwinger-Burgos, Ocean Prime
Gabriela Ratier and Dr. Robert Sheir, Optometric Physician
Dan Palmer, Aventura News; Denise Rubin, Denise Rubin International Realty; Murray Rubin, Levitt-Weinstein Memorial Chapels; David Burney, NationwideGoToBilling.com; Ira Haber, All In 1 Productions
Barry Harris, Double Tree Ocean Point Resort & Spa; Carole Pumpian, Apple; Det. Sgt. Barry Mankes, South Florida Shomrim Society; Shelley Costin, Miami Gardens Florist
Karla Aumack and Ellie Gonzalez, Office of Dr. Frederick Knoll, DDS; Dimitry Shaposhnikov, DS Xpress
Ben Launerts, Marksman Security with winner of Ocean Point gift certificate Jesus Soto, Coconut Grove Bank
Lisa Pearl and Jesus Soto, Coconut Grove Bank
Betty Roffwarg, HR Matters; Maria Cancio, Pre-Paid Legal Services
Lyon Roth, UBS; Karen Rachles; David Colen, Aventura USA
March 3 - 9, 2010
AVENTURANEWS.COM
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'perfect times to dine' at Ocean Prime
Madelyn Fradkin, Mobile Assistant Direct; Bob Cahn, AFLAC
Ally Korn, Aventura Heart Center; Maria Del Real, MultiLingua
Alina Feldman, Dr. Michael M. Krop Sr. High; Ely Feldman; Lance Detotto, Newport Beachside Hotel & Resort; Debbie Blasberg-Sander and Scott Sander, Sander & Associates
Yelena Dusev, TD Bank; Oscar Llorente, Mount Sinai Medical Center
Elena Solomon and Dr. Jack Berman, Berman Chiropractic Center
Norman Axelman, Advantage Computer Solutions; Alphoncia LafranceMompremier, Northwestern Mutual Financial Network
Dave Krymowski and Robin Conn, Equinox flank Rita Regev, Optimar International Realty
Josh Krut, Eisinger Brown et al; Joshua Weinrach, Denise Rubin International Realty
Dr. Joshua Coussa, Dental Care Group; Dr. Adam Carson Photography by Andrew Goldstein
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AVENTURANEWS.COM
March 3 - 9, 2010
Eat This…Drink That…
BubbleQ Inspires the Search for Great BBQ BY SHARI LYNN ROTHSTEIN-KRAMER Each year I wait with baited breath for the end of February/beginning of March for every gourmet enthusiast’s dream: the South Beach Wine & Food Festival. Days and nights of unabashed tasting, or shall I say, consuming. One of my favorite events here is BubbleQ, which takes place in a tent, on the beach behind the Delano Hotel. More than 30 chefs from around the country gather to make great BBQ meats, seafood, and then desserts, paired with Perrier-Jouët, for chow enthusiasts in the sand on the beach. This year, more top chefs from out of state came down bringing their delicious dishes to the mouths of South Florida foodies. All the way from Los Angeles, CA., was Border Grill’s Susan Feniger & Mary Sue Milliken, Kenny Callaghan of the much acclaimed Blue Smoke in NYC, Roger Herring of Socca in Chicago, IL, John Besh of Restaurant August in New Orleans, Todd English of Olives in NYC, and Susan Spicer of New Orleans-based Bayona among many
more. My favorite dish was from chef Chris Lilly of Big Bob Gibson Bar-B-Q, Decatur, Alabama. He offered a plate of chopped pork (yes, I was watching them pull hocks out of the smoker and chop the piece right in front of me. To those who appreciate, truly a beautiful sight) paired with a spicy slaw. The combination was alive with flavor and exploded in my mouth as I chewed the first bite. It was so good, I think a tear came to my eye. Naturally, SoFla chefs were out in full force. Locals included Dewey LoSasso of T h e F o r g e , C l a u d e T r o i s g r o s & Maria Manso of the Blue Door at Delano, Steve Martorano of Café Martorano, Howie Kleinberg of North Miami Beach-based Bulldog Barbecue, Norman Van Aken of Norman’s 180, Jonathan Eismann of Pacific Time, Michelle Bernstein of Sra. Martinzez. I always expect a bit more from the top chefs, so I walk away disappointed when there is nothing truly memorable. Then I think to myself, well, they are cooking for masses…but still this is a representation of their food. Would I seek out their restaurants for BBQ after this showing? Um...probably not. So, where would I go to indulge in great
finger-lickin’ BBQ? I decided to make it my business to find out. Here’s what I came up with: While not traditional in its preparation, Bulldog Barbecue (305.940.9655) does make some yummy treats including the Smokehouse Wings ($10) and sinfully delish S’mores Pie ($7) for dessert. A bit more expensive for what it should be, it is still worth the trip. Joseph’s on the Water (954.455.6996) in Hallandale at the Hemisphere Condos offers Baby Back Ribs. For $18.95 you’ll get a generous portion of meaty ribs, slowly roasted for hours in our own specially seasoned BBQ sauce. Although it is more “jewishstyle” than BBQ, do not miss the brisket. This is what slow-cooked meat should be. Q American Barbecue (305.BARBEQUE) Jonathan Eismann’s new venture, which opened the same night as Bubble Q in Miami’s design district offers lots of great fare at reasonable prices. Try the Q-Zillah, enough for two, sample spare ribs, baby backs, ? Pit chicken, ?-pound of pulled pork, cole slaw, Pit beans, house-made pickles and cornbread for $35. Good deal and tasty, too. If you read my column, you probably know how I feel about chain restaurants
(hate them!) but Scruby’s BBQ makes a mean smoked turkey ($9.99/pound). But that’s about all. Tom Jenkins BBQ (954.522.5046) is hands down the most authentic and delicious around. The Fort Lauderdale-based institution is no frills, no apologies. Eat in (at your own risk) on wooden picnic tables or take home (my recommendation) to the comfort of your own dining room, but either way, the baby back ribs, pulled pork, chopped beef, chicken, are all to die for. Then you have the sides. Leave room for the mac-n-cheese, collard greens, cole slaw and baked beans. YUM! Nothing is more than a full slab of baby backs ($18.29). If you need variety (I am guilty of that!) go for the Family Sampler. For $49.95 you get to try a liberal sampling the mouth-watering, finger licking meats and sides, which never fail to meet expectations.
Shari Lynn Rothstein has been writing about food, wine, lifestyles and fashion for more than 20 years, in New York and Florida. She resides in Aventura. Shari can be reached at shari@slkcreative.com for comments, questions thoughts.
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March 3 - 9, 2010
Travel Tips
Luxury on the Rails BY DAVID GEDANSKY
Did you ever wish to live in the days when train travel was elegant and romantic, with richly decorated train cars, attentive service and gourmet meals on board? Actually, those days have not disappeared. There are a number of luxury rail journeys on different continents that will definitely appeal to the romantic in you. The Rocky Mountaineer runs four rail routes through the spectacular scenery of British Columbia and Alberta, Canada. Each two-day journey takes place entirely during daylight so passengers can see the glacier-fed lakes, majestic mountains and tumbling rivers that line the 100-year old routes. On the train, guests can enjoy atyour-seat meal service or meals in an elegant dining car. At the end of each day, guests stay overnight in charming, historic towns. The Venice Simplon-Orient Express luxury train cross-crosses Europe from March to November, visiting London, Paris, Rome, Venice, Vienna, Prague, Budapest, Bucharest and Istanbul. Most of its beautiful, Art-Deco style rail carriages date from the 1920s and 1930s. During the day, passengers are attended by cabin stewards in
their private lounges, which convert to comfortable sleeping quarters at night. Guests mix and mingle in the lively bar car and the dining cars, where gourmet cuisine is served. Rovos Rail runs train safaris through the heart of Africa. On journeys that range in length from one day to two weeks, passengers enjoy the changing scenery provided by game reserves, desert landscapes, lush cane fields and much more. The air-conditioned train features restored wood paneling and Edwardian-era details, and some of the twopassenger suites offer spacious double beds. The Palace on Wheels travels through northwestern India, round trip from New Delhi to Jaipur, Sawai, Madhopur, Chittorgarh, Udaipur, Jaisalmer, Jodhpur, Bharatpur and Agra. On each day of the seven-day journey, passengers can disembark to explore monuments, palaces, national parks and more, with the journey capped by a visit to the Taj Mahal. The train’s two lavish dining cars serve Continental, Chinese, Indian and Rajasthani cuisines. For additional information contact Travel Leaders at 305-935-5560 or david@travelleaders.com, servingpAventura for over 23 years.
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March 3 - 9, 2010
Volunteer delivers gifts to children in Ecuador
Nora Barzaga is pictured with some of the children in Ecuador who recently received gift-filled shoeboxes. ––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––
BY LEE STEPHENS
Nora Barzaga recently experienced the joy of Christmas all over again when she delivered gift-filled shoeboxes to needy children in Ecuador. Barzaga traveled to the South American country in early February as part of a special team with Operation Christmas Child. The group of staff and volunteers, along with Ecuadorian community and church leaders, handed out more than 10,000 shoe box gifts to children in schools, hospitals, children’s homes and churches near Manta-Portoviejo on the Pacific coast of Ecuador. Operation Christmas Child, the world’s largest Christmas project, is a part of Samaritan’s Purse, an international Christian relief and evangelism organization headed by Franklin Graham. To participate, caring kids, families, churches and groups pack shoe boxes with small toys, school supplies, hygiene items, candy and personal notes for the recipient children. Some 8 million gifts were collected for Operation Christmas Child during the 2009 season, and are being delivered to
children in more than 100 countries worldwide — including nearly 100,000 boxes to Ecuador. Hundreds of thousands of shoebox gifts have been delivered to the country since 1997, and over 77 million gifts have been sent to children around the world since the project started in 1993. The project is made possible by tens of thousands of volunteers. Barzaga, an employee of Assurant Solutions in south Miami-Dade, serves as area coordinator of the Operation Christmas Child volunteer leadership team in the Miami-Keys area. She initially became involved in the project by becoming a project coordinator for OCC at Riverside Baptist Church in Kendall where she attended. As area coordinator, she oversees the collection and promotional efforts of volunteers in Miami-Keys. “I am very passionate about Operation Christmas Child and influencing the lives of children. I know this is going to help in the work that I do,” Barzaga said. For more information or to order free materials about Operation Christmas Child, call 1-800-353-5949 or visit online at <www.samaritanspurse.org>.
AVENTURANEWS.COM
March 3 - 9, 2010
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Infiniti M is a luxury sedan with style and performance Ron Beasley AUTOMOTIVE EDITOR
LET’S TALK CARS The Infiniti M sedan is in the fifth year of its second-generation design and it continues as an outstanding example of a mid-size premium sedan. The Infiniti M emphasizes performance and user-focused technology, and offers a wide selection of engine, driveline and equipment choices. There’s also a spacious cabin wrapped in a sporty exterior, coupled with a marvelous driving experience. The 2010 Infiniti M is available in M35 and M45 models, each offered in rear-wheel drive or with Infiniti’s advanced Intelligent AllWheel Drive system. The Infiniti M45 and M45x AWD come with a 325-hp 4.5-liter V8, while the M35 and M35x AWD are powered by a 303-hp 3.5-liter V-6 (17/25 mpg). A special Sport Package (rear-wheel drive models only) adds a higher level of performance, with an advanced Rear Active Steer system, sport-tuned suspension, 19-inch wheels and tires, and unique body treatments. Every 2010 Infiniti M utilizes an enhanced
next-generation FM (Front Mid-ship) platform also used on the sibling G37 Sedan, G37 Coupe, EX35 and FX premium crossover SUV. The refined FM platform positions the engine behind the front axle for an optimized front-to-rear weight balance, which factors in weight transfer during driving maneuvers. The Infiniti M really is a nice blend of luxury and sport styling, with an expressive grille and crystal-look headlight clusters, large aluminum-alloy wheels, low profile tires, and a stable, wide-track posture for a dynamic look. The M’s low hoodline flows into anchored shoulders and a fluid roofline, contributing to the sporty silhouette. Infiniti M models equipped with the optional Sport Package also have unique front and rear bumpers, headlight color, side sills and 19inch wheels and tires. The Infiniti M’s long wheelbase and short overhangs allow for a roomy interior and sporty exterior dimensions. Wide front and rear tracks add to handling stability, while the overall width enhances interior and trunk space. The M also has lightweight body components, including aluminum-alloy inner and outer door panels, hood and decklid panels. Inside, the interior design combines a driver-oriented cockpit with luxury and detail. The instrument panel has “Fine Vision” elec-
Infiniti M has an expressive grille, crystal headlight clusters and large aluminum-alloy wheels.
troluminescent gauges, “gear-like” rings on the instrument cluster meters and unique aluminum trim surface texturing. Other interior highlights include a large center console, wood trim, climate-controlled front seats, standard XM Satellite Radio and options such as heated power reclining rear seats. The 2010 M continues as a showcase of Infiniti’s technology, including Intelligent Cruise Control and the Lane Departure Warning (LDW) and Lane Departure Prevention (LDP) systems, an advanced
Infiniti Hard Drive Navigation System with touch-screen, a 9.3GB Music Box hard drive for digital music storage and playback, and available XM NavTraffic. Base price on our 2010 Infiniti M35 test car was $45,800. Ron Beasley is the automotive editor for Miami’s Community Newspapers. He may be contacted by calling 305-662-2277, ext. 261, or by addressing email correspondence to <LetsTalkCars@aol.com>.
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March 3 - 9, 2010
Assurant joins with Farm Share to feed 3,600 needy families HUGE BLOW OUT SALE 50% OFF FROM RETAIL PRICE Original Art Works by International Artists
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Several teams of Assurant associates spent days volunteering at Farm Share packing, sorting and distributing food. –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––
BY LEE STEPHENS
Throughout 2009, Assurant associates from the Miami campus in south MiamiDade helped feed the needy at the Farm Share facility in Homestead. Several teams spent days volunteering at Farm Share packing, sorting and distributing food to needy families in the community. During the course of a year, Assurant associates packed and sorted over 123 large bins of food and helped to feed approximately 3,600 families. “Our employees really feel a strong connection with Farm Share in helping others, as well as a rewarding and fulfilling experience for themselves” said Debbie
Burbridge, manager of Charitable Contributions. “The Farm Share staff appreciates our efforts in helping to distribute food to so many needy families.” Farm Share is a non-profit organization dedicated to the recovery, sorting, packing and distribution of nutritious foods for people in need. It provides food to hundreds of non-profit organizations that serve more than 7 million meals monthly reaching more than 2.5 million families each year. Farm Share also directly distributes food to more than 4,000 registered local households composed of migrant workers, single mothers, elderly, disabled and other low income recipients.
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March 3 - 9, 2010
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Should you consider Tax Swaps in your Investment Portfolio? BY BRUCE DAVIS
Transactions that allow the proceeds from the sale of a security to be simultaneously reinvested into another security are sometimes referred to as a swap. The combined transactions of the swap are designed to provide benefits to the investor in terms of diversification1, income, credit quality, maturity target or call features. Often, there may be tax benefits to the swap as well. Realizing Gains and Losses Many individuals have unrealized capital gains and losses in their investment portfolios which may be unlocked through a swap transaction, known as a tax swap. These transactions require the sale of a security to offset a loss or a gain elsewhere in your portfolio. Such a swap may convert a paper loss into a real tax saving. You should consult your tax advisor before making any tax-related investment decisions. You might consider tax swaps if you have capital gains or losses from the sale of a security, or expect to sell a security at a profit or loss in the near future. While swaps can be done at any time of the year, many investors use the period towards the end of the tax year to review their
portfolios for tax swap opportunities. For example: if you sell an equity position for a significant gain, you could offset the capital gain by selling a fixed income holding for a capital loss, using the proceeds to buy a new bond with a higher coupon. Short- or Long-term? Netting the Difference As described below, capital losses can be used to offset capital gains on a dollar-fordollar basis. For tax reporting purposes you must first net short-term gains against shortterm losses (securities held for one year or less), and long-term gains against long-term losses (securities held for more than a year). Any remaining short- and long-term gains and losses can be netted against each other. If net capital losses still remain, up to $3,000 may be used to offset ordinary income. Any unused capital losses are carried forward indefinitely. Avoiding the ‘Wash Sale’ Rule The Internal Revenue Service requires a taxpayer to defer any tax loss generated from the sale and purchase of ‘substantially identical securities’ if the transactions occur within 30 days of each other (regardless of whether the sale is before or after the purchase). This is commonly referred to as a ‘wash sale.’ Generally, securities are not considered identical when they have differ-
ent issuers, or, for fixed income securities, where there are substantial differences in either maturity date or coupon rate. You should consult your own tax advisor before making any swap decision and to determine whether a sale will be considered a wash sale. Investment Considerations As with all investments, equity and fixed income securities have inherent risks which you should consider before investing. These include equity market risk, interest rate risk, credit risk, reinvestment risk, fixed income secondary market risk2 and call risk. In addition, any swap should always be considered in relation to your financial objectives and goals. Investment Goals and Objectives Tax swapping can be an important tool in managing your investment portfolio. As the financial markets and your financial goals and circumstances change, the investments in your portfolio should be adjusted accordingly. Tax swaps are one way you can effect these adjustments. You should consider annual (at a minimum) portfolio review and maintenance as a must for efficient and effective investing. I can work with you to identify possible bond or equity security swap opportunities in your portfolio. If you would like to learn
more, please call The Davis Group at Morgan Stanley Smith Barney (305-9377108). 1 Diversification does not guarantee a profit or protect against a loss in a declining financial market. 2 If sold prior to maturity, the price you receive for fixed income securities may be more or less than your original purchase price or maturity value. This material has been prepared for informational purposes only and is not an offer to buy or sell or a solicitation of any offer to buy or sell any security or other financial instrument, or to participate in any trading strategy. The securities/instruments discussed in this material may not be suitable for all investors. Any particular investment should be analyzed based on its terms and risks as they relate to your specific circumstances and objectives. Morgan Stanley Smith Barney does not render advice on tax or tax-accounting matters. This material was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws. Clients should consult with their tax advisors before making any tax-related investment decisions.
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IRA rollovers gather your scattered retirement assets BY JASON JOLLS
How many retirement plans and accounts do you currently have? Are you sure? It’s easy to lose track, especially if you have changed jobs or opened IRAs in tax seasons only to have forgotten about them later. Knowing the location and value of your retirement assets is an important part of retirement planning. To simplify your efforts, consider consolidating those assets with IRA rollovers.
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Mayor, Miami-Dade County The 2009 numbers are in and violent and nonviolent crimes in unincorporated Miami-Dade are at their lowest levels in five years. Nearly every area tracked revealed decreases, including robberies and motor vehicle thefts. The drop is in line with national trends, but itâ&#x20AC;&#x2122;s also the result of long-term, comprehensive efforts to fight crime through targeted enforcement, community engagement and interagency cooperation. To the men and women of the Miami-Dade Police Department, thank you for your hard work, dedication and determination to keep our neighborhoods safe. Like all county departments, the police department is adapting to todayâ&#x20AC;&#x2122;s economic realities. Administration and overtime are being reduced, and reorganizations are occurring, but not a single police officer,
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Accepting homosexual teenagers BY COLLEEN WRIGHT
It is something that is rarely discussed in school as the very mention of it may silence a room or even surface a few giggles. Teenagers who are unsure feel secluded and confused, even scared. But for teens who believe they may be gay, some try to closet their true sexual orientation and conform, while other teens bravely show their true colors and often become martyrs of their identity. Sexual orientation is a major factor of being a teenager. The Kinsey Reports by biologist Dr. Alfred Kinsey estimate that one of every 10 teens may be gay, lesbian, bisexual or transsexual. Many people argue it is a choice and a lifestyle while others believe it is a natural occurrence; however, teenagers of both existences deserve equality and fair treatment in today’s world, yet some of today’s teenagers do not respect this dignity. In school, an environment where individuality and freedom of expression are boasted, many students do not feel comfortable about their sexual orientation. Verbal insults and physical harassment target those who are gay, bringing self-esteems to extreme lows. High school is a time to mature, a time for teenagers to find themselves, a once-in-a-lifetime experience that can shape their identity for the rest of their lives. According to the Gay Lesbian Straight Education Network (GLSEN), which prevents anti-lesbian, gay, bisexual and transgender (LGBT) name-calling, bullying and harassment at schools, the reported grade point average of students who were more frequently harassed because of their sexual orientation or gender expression was almost half a grade lower than for students who were less often harassed: 2.4 as compared to 2.8. Ironically, it is a double standard; students are encouraged to build character and individuality in school, but other students may react harshly to the difference in the norm, making classmates feel inferior and even threatened by their sexual orientation. Hate crimes are committed every day toward gays and often these cruel acts go unpunished. How can a teenager blossom his or her true self when they are taunted every time they walk through the halls? The statistics are quite frightening. GLSEN reports nine out of 10 LGBT students report verbal, sexual or physical harassment. Three-fifths feel unsafe at school because of their sexual orientation and
TEEN TALK more than 30 percent report missing at least one day of school in the past month out of fear for their personal safety. Ashley is a perfect example of these statistics. As a junior at a local high school, Ashley feels threatened because of coming out as a lesbian. “It’s hard because I get stared at and made fun of all the time,” Ashley said. “People say I’m going to hell for being gay and that God doesn’t accept me. It’s like I’m against the wall and people are throwing stones.” Ashley is strongly rooted in her faith, but feels uncomfortable as others do not accept her sexual orientation. Sometimes this discrimination can take teenagers to the edge. According to the Massachusetts 2006 Youth Risk Survey, lesbian, gay, bisexual, transgender and questioning youth are four times more likely to attempt suicide than their straight peers. A survey done in 2007 by the San Francisco State University Chavez Center Institute reports that lesbian, gay, bisexual, transgender and questioning youth who come from a disapproving family are up to nine times more likely to commit suicide than those who are straight. As a society we must respect the individuality of everyone, as everyone is deserving of respect, regardless of sexual orientation. A straight teenager is equal in all aspects to a gay teenager. Both manage pressures with school, friends and parents. With all these stresses already on a young person, why should one have to fear torment because of their sexual preference? We have no reason to show hatred toward those who have a different standard of living. So next time the topic arises in conversation, try your best to hold your tongue from slipping a derogatory slur or releasing a small snicker. As much as you may not think so, there may be someone around who may be questioning his or her sexuality or actually be gay. We are all humans: We laugh, we cry and we die all the same way, and our sexual preference does not merit degradation and shame, let alone physical punishment. Society may deem homosexuality as taboo, but let’s not forget the popular defense of freedom of expression. Colleen Wright is a junior at Our Lady of Lourdes Academy where she is a copy editor and business manager of the school newspaper. She may be contacted via email at <colleen.a.wright@gmail.com>.
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Stretch your power dollar with dimmer switches BY KENT CROOK
President, Wiremasters Electric “Turn off the lights when you leave” is a phrase your parents probably used quite often in their attempts to trim the monthly electric bill. Today’s modern technology lets the lights turn themselves off or reduce the lighting level from very bright to dim. The typical commercial building, about 50,000 square feet in area, spends about $45,000 a year on lighting energy. My source is The New Thinking About Lighting published in Building Operating Management in August 2008. Lighting controls are the key to keeping your commercial property’s power bill under control. Benefits to you as a property owner include: • Lower operating costs. • More flexible space because of lighting and shading zones created without rewiring. • Increased productivity and comfort for employees. • Ability of employees to create preferred light levels and automated shade control. • When the proper equip.m.ent is installed, you have what seems like unlimited possibilities for controlling the lighting in your offices. • Lights turn on when someone enters a room and turn off when the room is vacant. • The shades covering the windows are opened or closed according to outside conditions, so that energy consumption is reduced. • When lights are dimmed and shades are automatically controlled, there is reduced need for lighting and reduced load on the HVAC system. • Lights can be scheduled as to when to turn on and when to turn off. • Employees can set the preferred light level for different tasks. Because 90 percent of information is received visually, it is important for the employee to have the right a.m.ount of light for the task at hand. • If the needs of a certain office space
WIREMASTER change, it is possible to use wall controls, occupancy sensors and daylight sensors for reassigning settings to different fixtures. Let’s take a day in the life of an office, to show how technology adjusts the needs for lighting: 7 to 8 a.m.: The security staff and facility staff enter the building. Shades open to let in daylight. Occupancy sensors turn on lights to 50 percent to save energy. If more light is needed, adjustments can be made at a wallstation. 9 to 11 a.m.: Office workers arrive, so lights are automatically set at 80 percent light output. Daylight sensors reduce electric light levels to respond to available daylight. Lunch: Lights automatically dim down to 10 percent as workers leave for lunch. 2 p.m.: Workers have returned by now so lights automatically rise to higher levels as daylight decreases. 3 to 4 p.m.: Workers dim their lights and adjust shades with hand-held remotes so they can clearly view their computer screens and have enough light to take notes during a webinar. 5 p.m.: Workers leave, so lights automatically dim down to 10 percent. Control devices can override this setting if additional light is needed. 6 p.m.: Cleaning crew arrives, so lights automatically turn on to 80 percent for the janitorial staff. After hours: The time clock automatically turns the lights off and lowers shades to save energy. This also minimizes light pollution. The benefits of a lighting control strategy go on and on. And one of the most satisfying benefits is that reduced amount of money spent each month for electricity. Kent Crook is president of Wiremasters Electric. Contact him at 305-385-9379 or via email at <kent@kcmia.m.i.com>.
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Do protein bars â&#x20AC;&#x2DC;raise the barâ&#x20AC;&#x2122; for nutrition?
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BY BARI AUERBACH Protein bars available in a variety of flavors such as chewy chocolate chip and chunky peanut butter may sound delicious but theyâ&#x20AC;&#x2122;re not always nutritious. While some protein bars can provide a good occasional source of nutrition and convenient way of adding protein to you diet, some types contain as many calories and grams of sugar as candy bars. Not All Are Created Equal Power Bars, Balance Bars, Luna Bars, Zone Bars...Once only found at gyms and health food stores, energy bars are now at most grocery and convenience stores. With so many different brands and types of protein, energy and meal replacement bars on the market, itâ&#x20AC;&#x2122;s up to consumers to be aware that they all contain varying levels of protein, carbohydrates, fat, and sugar, depending on their intended goal. While energy bars and meal replacement bars are usually loaded with high amounts of carbohydrates, protein bars designed to help gain or maintain muscle mass typically contain anywhere from 20 to 35 grams of protein and very little to moderate amounts of carbohydrates and fat. Itâ&#x20AC;&#x2122;s important to read the nutrition facts label since some bars marketed as high protein bars actually have very low amounts of protein and high amounts of carbohydrates in the form of sugar. For example, one leading brand has 30 grams of protein and only 2 grams of sugar - while another has only 10 grams of protein and as much as 18 grams of sugar. Also take careful note of the caloric content of each bar, as they tend to vary widely. A product review of 20 bars conducted by ConsumerLab found saturated fat and sugar alcohols that can cause gas and bloating were common ingredients in most. The Medical Science Monitor has also pub-
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Looking for lost spouse: Hubermann Saintil. Please call 305-877-4399, 305-305-0314
0210GT
SERVICES
013010GT
SERVICES
March 3 - 9, 2010
REAL ESTATE HELP WANTED
HELP WANTED
HELP WANTED
Seven-Seventy Salon
Aventura Pointe East 1 bdr Lake View $875 mo. + 55 comm. 305-868-6000 0224DKM
0303GT
HAIR DRESSER Full time, high commission, guaranteed salary. Must be fluent in English.
FOR RENT
OCEANFRONT FURNISHED
Collins Ave 189 St.
SERVICES
WEEKLY HOROSCOPES Aries - You may be inspired to learn more about other people's religious beliefs, spiritual and political traditions this week. You may run into an opportunity for learning hidden information or secret knowledge about a religious or spiritual belief.
Taurus - It's about kids and values for most of you this week - you want your kids to grow up sharing your core beliefs. You may be introducing children to your religion or political ideas. If you are not a parent, you may be doing some study on your own. Gemini - You may expect some sudden interest in your love life. Your friends and companions may have some wonderful suggestions for you - ask their advice. If you are single, a friend may know of someone special who would be a good fit for your lifestyle and interests.
Cancer - You will be asking yourself how you got so lucky this week. Someone will likely offer you some kind of plum assignment or there is a job opportunity coming that you could only describe as a dream come true. You could get paid to do something you'd happily do for free. Leo - You have a lot of compassion for others this week - the plight of a child may move you to actions you would not normally consider. You may be seeking a lasting outlet for feelings that did not seem important to you before, because you want to share something you have learned. Virgo - There is something of a breakthrough moment in a family crisis this week. While in some cases this may be traumatic, in all cases, it is a necessary prelude to getting help and healing for a family member who is suffering with some form of selfinflicted trauma or heartache.
Impeccable 1 Bdrm
• LICENSED & INSURED • FAST SERVICE • REASONABLE RATES
GREAT LOCATION!
BOB O’CONNELL FREE ESTIMATES
Repair Rotten Wood and Carpentry Service
Serving South Dade Since 1986
11/28
238-9296
1027GT
DOZENS OF REALTORS AS REFERENCES
Office space for rent. $3500/month incl. utilities and parking. 700 sq.ft. Inside Golden Strand Resort on corner of Collins Ave. and 179th St. Incl. kichenette & 24hrs. sec.
305-931-7000 Ext. 4038
033110RB
• DOORS • GARAGE DOORS • FASCIA • SOFFIT • SUB FLOORS • OAK FLOORS • GENERAL CARPENTRY • TERMITE REAIRS
Studio, Balcony, Lg. Kitchen. POOL NO Pets Please. Yearly Lease $1,350 mo. Available after March 31 786-325-0706 GT
Call 954-258-9002
SERVICES
OCEAN CADILLAC
W W W. O C E A N C A D I L L A C . N E T
Libra - Don't worry. No matter far down your throat you jam your foot this week, your words will still pop out smelling like roses. Just be careful when signing documents or sending out paperwork that calls for action. Chances are excellent that you will have to be doing some serious re-writing. Scorpio - You have some good money news coming this week. You may find money while cleaning up, or there is a check in the mail, or you may hear from your employer that your budget is about to get a much-needed booster shot. Just don't spend it all at the local hardware shop. You are in a redecorating mood.
Sagittarius - The atmosphere turns dramatically romantic this week, and just in time, as far as you are concerned. If you are single, you'll have wonderful opportunities to meet new people. If you are married, it's a terrific time to take your mate out for a long overdue treat. Capricorn - Your intuition is powerful and strong this week, but you may find to works better in and around your family and home neighborhood, less so in and around the workplace, or when directed towards career issues. The workplace may bring mixed results this week.
Aquarius - You have some interesting phone calls heading your way this week. Friends, companions and your love partner all bring you good news. If you are single, one of your friends could be planning a blind date, or a sneaky introduction to another friend.
Pisces - You can have a lot of fun if you surround yourself with children this week. If you are not a parent borrow some from your friends, neighbors or a sibling for a sporting event or some kind of playful fun, and give their hardworking parents a well-deserved break at the same time. 1000 Kane Concourse Bay Harbor, FL 33154
(305) 864-2271
Rent a Jewish Daughter Loves working with the elderly as companion/personal assistant, familiar with Kosher cooking. Will do errands, doctor’s appointments, shopping, laundry, light cooking. Own car; 15 yrs experience. Excellent refs.
Call 954-963-2042 0223DKM
March 3 - 9, 2010
AVENTURANEWS.COM
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T H E R E A L ES TATA E / B U S I N E S S D I R E C T OR Y • C A L L ( 3 0 5 ) 6 6 1 - 9 2 0 0 • ( 9 5 4 ) 9 6 2 - 6 7 7 6
Fully furn. Marina view 2 bedroom 2 bath + den $4,500 month Monica Torres, Terrabella Realty 305.915.0125
Games • Face Painting • Balloons
786.553.1966
ARU031010
Short Term Rental
YACHT CLUB AVENTURA
020310RB
2 bedroom 2 bath Garden view $1,500 month
We have the best entertainment for your kids party!
022410SC
YACHT CLUB AVENTURA
NEED A CLOWN?
1027GT
PENINSULA I 4 bedroom 4.5 bath Fully furn. & decorated media rm $7,500 month
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AVENTURANEWS.COM
March 3 - 9, 2010
THE BUSINESS DIRECTORY • CALL (305)661-9200 • (954)962-6776
Casabona’s
• Vertical Blinds Upholstered Cornice’s Upholstered Headboards • 2 inch Wood Blinds Throw Pillows • Kitchen Chairs, Draperies Dining Room Chairs Upholstered Walls
0331RB
1230MM
Window Treatments and Upholstery
Serving South Florida for over 30 years Formerly Cutler Ridge Upholsterers
MUST Tutoring Services Professional English and Mathematics Educators
022810GT
Our Specialties include but ar e not limited to:
At our office or in your home
• Reroof/Repairs • Owner on every job • Specializing in roof leak repairs • Work guaranteed • Serving Florida since 1994
GT
ROOFING
WHEN SUCCESS IS THE ONLY OPTION! 1. SAT/ACT/GRE & H.S. Entrance Exam Preparation. Both Group and Individual classes available. 2. Advanced Secondary School and University Coursework Instruction 3. College Essays Review and Counseling
1231DKM
Noel or Pia • 954-812-0298 • casabonasinc@aol.com
WILLIAM CARPENTER - President/Owner
Mark Elman, MS. English Ed & Ulises Ordunez, MS. Math
ALL-TECH ROOFING I INC • (305) 247-6717
786-547-4266 or 305-772-8687
Lic. # CCC1328633
MM
LOOKING FOR PART-TIME WORK?
MORTGAG E UPSIDE DOWN? NEED HELP ? Call Walter at 305-606-5929
Community Newspapers is looking for energetic happy people with experience in advertising sales who would like to make some extra spending money every week. So, if you’re looking for something to do, in-between taking the kids to school or right before you T-off on the golf course, then this part-time position in our advertising sales department just might be right for you. You will call neighborhood retail stores, real estate agencies, car dealers and restaurants and help them promote their businesses through advertising in the Aventura News, Sunny Isles Beach Sun and Miami Gardens newspapers. If you have 15-20 hours a week available and you want to earn $300-$500.00 per week on a part time basis, then e-mail Denzil Miles at denzil@communitynewspapers.com or call 786.488.4238
March 3 - 9, 2010
AVENTURANEWS.COM
Page 39
T H E H O M E I M P R OV E M E N T D I R E C T OR Y • CALL (305)661-9200 • (954)962-6776
ABLE CTC PLUMBING 0505AB
WE REPAIR WHAT YOUR HUSBAND FIXED! Complete Plumbing Specialist • Bath Remodeling Plumbing Specialist • Bath Remodeling • Insurance
FREE ESTIMATES DM0324
10% off with this ad!
305-827-9566
DS1230
033010GT
Lic/Ins. CFC1427615
“Call Us”We’d like to get to “MOW” you!
T R E E
•
L A N D S C A P I N G
022310SC
FULL TREE SERVICE •
• Selective Pruning • Stump Grinding • Trimming •
“We Do TREE-RRIFIC Work” 040710RB
Members of the International Society of Arboriculture FREE ESTIMATES
Prompt & Courteous Since 1982
305-253-7374
NEED A CLOWN?
We have the best entertainment for your kids party!
“We work for architects from Mexico, Canada, Venezuela and Brazil”
Games • Face Painting • Balloons
• Remodeling • Marble • Crown Molding • Paint 042810DKM
786.553.1966
Licensed & Insured
PH: (786) 290-0507
stylehomescorp@hotmail.com We fix violations in the City Hall
DS0911
Licensed & Insured • Residential & Commercial Specialist
Page 40
AVENTURANEWS.COM
March 3 - 9, 2010