Serving Aventura, Bal Harbour, Bay Harbor, Golden Beach, Hallandale Beach, Hollywood, Sunny Isles Beach, Surfside
www.communitynewspapers.com September 23 - 29, 2009
Flamma Brazilian Steakhouse grand opening benefits Junior Achievement BARI AUERBACH Unlimited fun and networking met "unlimited steak" when Flamma Brazilian Steakhouse Churrascaria hosted a gala grand opening celebration benefitting Junior Achievement of Greater Miami. The event everyone's still raving about was planned by the Aventura Marketing Council in partnership with Junior Achievement with support from the North Miami Beach Chamber of Commerce. Flamma co-owner Jaqueline Lage brought well wishes from co- North Miami Beach Mayor Myron Rosner, Councilwomen Barbara Kramer and Phyllis Smith; Gustavo Flamma, partner, Flamma's; Sunny Isles Beach Vice Mayor Lew Thaler; Lage, co-owner, Flamma's; North Miami Mayor Andre Pierre; Junior Achievement's Cathy Haga, North Miami Councilman Scott Galvin and Chairwoman Maxine owner Joao Batista as partner Jaqueline Kaplan; North Miami Beach Vice Mayor Frantz Pierre; Aventura Marketing Council Chairman Cliff Schulman, Greenberg Traurig Gustavo Flamma greeted a huge turnout of over 300 guests to the new restaurant with a prime waterfront location at the Intracoastal Mall in North Miami Beach where docking is available. Luxury cars provided courtesy of Prestige Imports enhanced Flamma's "grand entrance" and with grand style, AMC Chair Cliff Schulman of Greenberg Traurig extended a warm welcome to everyone. He also valiantly volunAventura Mayor Susan Gottlieb serves Dr. Drew Schnitt teered to serve as a "celebrity chef" Cliff Schulman serves-up Flamma's best for Chris Francis along with elected officials applauding Flamma's recipe for success including North Miami Beach Councilwoman Phyllis Smith standing in for Mayor Myron Rosner, Sunny Isles Beach Vice Mayor Lewis Thaler, North Miami Mayor Andres Pierre and Aventura Mayor Susan Gottlieb. On behalf of Junior Achievement Board Chairwoman Maxine Kaplan, President Cathy Haga and North Miami Councilman Scott Galvin graciously accepted a generous $1,000 donation from Flamma proprietors as business leaders joined in advocating the organization's mission to link the private sector with education. Junior Achievement reaches out to over three million students in more than 1,000 communities across the U.S. and in over 125 foreign countries with programs focusing on dropout prevention, self-esteem and workforce readiness for the global marketplace of North Miami Mayor Andre Pierre North Miami Beach Councilwoman Phyllis Smith Flamma's Jose Ely with Sunny the 21st century. with Flamma's Chef Ricardo Passarelli Isles Beach Vice Mayor Lew with son Andre Pierre Jr. Thaler (right) Cont’d on pages 8, 12 & 13
Photography by Andrew Goldstein
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September 23 - 29, 2009
Holiday sing-a-long at Palm Gardens Members of the Aventura Marketing Council (AMC) Holiday Outreach Committee recently visited with residents of Palm Gardens to bring smiles and laughter for a 'sing-along' in recognition of the upcoming Jewish High Holidays. Although they give it their best shot, AMC members can barely carry a tune, and they revel in that fact, singing loud with lots of laughter thrown in. Zita Wilensky, director of activities from Palm Gardens said, "Our residents enjoyed laughing and singing along with the AMC members. This event truly added reminiscent sensory stimulation and encouragement and added big smiles to our resident's faces for the holidays." AMC members participating included Shelley Costin, Miami Gardens Florist and co-chair of the Committee; Scott Fishman, Fishman Dispute Resolutions; Judy Salinetro, Irving Cypen Tower of Miami Jewish Home and Hospital; Elizabeth Lender; Donna Joseph, Attorney; Cheryl Mizrahi; and Elaine Adler, president of the AMC. "It is such a good feeling to know that as a group our AMC Holiday Outreach Committee has come together to bring joy to the hearts of the Palm Gardens residents at the beginning of the Jewish New Year," said Costin. "To look around the room and see so many residents interacting and singing along with us truly warms the heart." For more information on the Aventura Marketing Council, visit aventuramarketingcouncil.com. For information on Palm Gardens, visit 305935-4827.
Standing (L-R) Elizabeth Lender; Shelley Costin, Miami Gardens Florist; Zita Wilensky, Palm Gardens; Judy Salinetro, Irving Cypen Tower of Miami Jewish Home and Hospital; Cheryl Mizrahi; Donna Joseph, Attorney; Front row: Elaine Adler, president, Aventura Marketing Council; Scott Fishman, Fishman Dispute Resolutions
Dr. Joel Wiszniak... taking care of patients the "old fashioned" way
Aventura Marketing Council recognizes Officers of the Month Ofc. Hans Maestre and Ofc. Robert Myers
Aventura dermatologist Dr. Joel Wiszniak has a busy practice, encompassing all the modern techniques for not only dermatology, but for all the beauty enhancement procedures that members of his profession now provide to their patients. But ask Dr. Wiszniak what he feels is his 'specialty, and he'll tell you, "I specialize in identifying early stages of skin melanoma so my patients have a good chance of full recovery!" And speaking of his patients, the doctor adds, "I like to talk to my patients‌.get to know them, and make sure they feel comfortable with whatever procedure we do." For more information, call Dr. Joel Wiszniak located at 18205 Biscayne Blvd., Suite 2217 in Aventura, 305-935-9922. Ofc. Hans Maestre
Ofc. Robert Myers
September 23 - 29, 2009
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Wanderings & Ponderings takes off for Colorado for a few weeks where she’s sort of involved with an ex college love that has a home. Her Maddy is many things to many men. Her father’s baby girl amongst three boyfriend goes nuts trying to find out brothers. He is very annoyed that she where she’s staying, and that of course annoys her. The boyfriend hapdivorced her husband after she pens to be pretty good in bed produced two kids for him. He so she keeps him and his woris a man with “family� ties and a ries about her until something wife is supposed to stay with her better shows up. When she gets husband. So what if he drank really upset she goes to see her and did coke. He was a pretty “doctor friend,� the psychologood provider and those minor gist, and they both end up on things shouldn’t have broken his couch “psyching� together Dan Palmer up the marriage. The ex did –––––––––––––– give her a decent settlement for an hour or so. He’s also an since he was afraid of how her father old friend from the college years but would take the divorce. she feels that he’s always studying her The boyfriend worries that she’s not even when their “psyching.� too faithful to him and has a tendency That’s intruding on her privacy, isn’t it? to drop in to see her at the strangest She’s beginning to feel that all these times. She reminds him that he has a man situations are getting a bit out of lousy apartment and would like him to hand and maybe it might be best to get take her away for a few weeks and pay out of this town and find new territories for a sitter for her kids. He won’t do that to enjoy. That might not be such a good because he’s just getting over a divorce idea because look at who would follow of his own and money is tight . her: the doctor, the lawyer, the sailor, Whenever she gets tired of him she the Indian chief...
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Acqualina Resort & Spa provides complimentary room to one lucky couple every evening through October The groom-tobe has already swept his fiance off of her feet, now allow Acqualina to take her breath away by providing the blissful couple with an oceanfront table for two next to the sand for the perfect proposal. The crisp blue waters, the sound of waves and soft sandy beaches of Acqualina are the ideal surroundings to pair with gourmet dining, a stunning ring. Enjoy a 4-course dinner by Acqualina's talented chef, Marc Debas, and a candelight path will guide couples to their intimate oceanfront table for two where they will be transported to the most romantic setting in Miami. Whether you are time deprived, creativity starved, or have the economic blues, Acqualina is taking the stress out of proposing by setting the engagement of a future bride's dreams with the ultimate Proposal Dinner Offer. Let Acqualina's Proposal Concierge, Tatiana Echeverri, plan the perfect proposal night with 5-star service on the sand. Treat your loved one to this intimate beachfront dining experience at Acqualina where she is sure to say 'yes'. The Proposal Dinner Offer is available through October 31, 2009. When booking the proposal dinner you will be gifted with a complimentary room after your meal. The Proposal Dinner is $295 per couple and includes a 4-course dinner for two and a complimentary one-night stay in Acqualina's luxurious accomodations. Beverages, tax and gratuity are at an additional cost. Limit one table per evening. For reservations, call 305-918-6860.
September 23 - 29, 2009
Dr. Mark Altschuler earns certification by the American Board of Phlebology The American Board of Phlebology (ABPh) recently announced that Mark A. Altschuler, MD has earned board certification in the specialty of phlebology from the American Board of Phlebology. Dr. Altschuler joins an exclusive group of 412 specially certified physicians in the USA. Less than 1% of all phlebology professionals nationwide are board certified. Dr. Altschuler's phlebology certification affirms his knowledge, skills, and experience developed during his lifetime dedication to quality patient care, his commitment to vascular surgery and the advancement of vein care. Dr. Altschuler is the head of The Aventura Vein Specialists. He is a fellow of the American College of Surgeons, as well as a member of The Society of Clinical Vascular Surgeons. Previously, he served as Chief of Surgery at Aventura Hospital. Dr. Altschuler brought wound healing to South Florida and is currently the medical director of the Aventura Wound Healing and Hyperbaric Center. He is a graduate of the Wake Forrest School of Medicine and completed his general surgical training and vascular surgery fellowship at Mt. Sinai Hospital in New York City. To become an ABPh diplomate, an applicant must complete the requisite training or experience qualifications, pass a stringent certification examination and meet continuing medical education requirements. The certification period is ten years and maintenance is dependent on the ability of the diplomate to display competency in four areas of assessment: professional standing, commitment to lifelong learning and periodic self-assessment, cognitive expertise, and performance in practice. For more information about the American Board of Phlebology, visit AmericanBoardOfPhlebology.org or visit AventuraHospital.com
Miramar Cultural Center: Where community and culture converge Following an extremely successful inaugural season, the Miramar Cultural Center is raising the curtain on an extraordinary second season with an incredible line-up of shows, including hit stage plays, internationally acclaimed musical performances, hilarious comedies, timeless operas and a series of events guaranteed to be enjoyed by the entire family. The Miramar Cultural Center, the crown jewel in Miramar's master-planned Town Center, has been hosting standing ovation audiences in its ergonomically designed 800-seat theater and wowing crowds with its expansive banquet facilities and full-service catering by nationally renowned Boston Culinary Group. It also has fully equipped rehearsal halls and classrooms as well as a serene botanical garden with lush tropical landscaping, surrounding a meandering path. The Center further boasts the newly dedicated Ansin Family Art Gallery, which recently debuted "Power Revealed", a landmark exhibit of art and artifacts from the rich cultural heritage of Africa. Pieces include hand-carved masks, figures, ceremonial objects and more. The exhibit is offered through a partnership with the Museum of Art | Fort Lauderdale and Nova Southeastern University. The Ansin Family Art Gallery hours are Monday, Wednesday and Friday 10 a.m. to 4 p.m. Tuesday and Thursday 10 a.m. to 7 p.m.
October line-up includes: U Got Me Bent & Twisted -- A hit stage play that speaks to the cycle of domestic violence in an electrifying, spiritual and uplifting comedy, featuring JoMarie Payton of Family Matters fame. Sat., Oct. 10, 8 p.m. *Tickets are $25, $30, $35 Los Llaneros -- A three-member musical troupe that performs energetic, melodic and even haunting music of the Colombian/Venezuelan plains. Fri., Oct. 23, 8 p.m. *Tickets are $15 and $20 Marvin Dixon's '70s Costume and Playa's Ball Comedy Show -- Marvin Dixon brings his hilarious style of comedy for adults only, featuring Nema Williams, Cocoa Brown and Big Rome. Fri., Oct. 30, 9 p.m. Post-Show After-Party *Tickets are $20 Also coming is the Family Fun series, a Broward Center for the Performing Arts Presentation, featuring performances of Hansel & Gretel, Santa's Holiday Revue, Snow White: The Musical and Little Engine That Could. The Gold Coast Opera series starts in January with Die Fledermaus, followed by Barber of Seville and Carmen. The Ballet Etudes Company of South Florida will bring multiple performances of the Nutcracker Suite for the holiday season. Plus unique
musical performances by Soweto Gospel Choir from South Africa and Barrage Animado from Canada promise to further captivate audiences. The Miramar Cultural Center/ArtsPark is located at 2400 Civic Center Place on Red Road North of Miramar Parkway. The Box Office is open Tuesday through Friday 10:30 a.m. to 5 p.m. and three hours prior to showtime. For more information, visit MiramarCulturalCenter.org or call 954-602-4500; for group sales and discounts, call 954-462-0222.
September 23 - 29, 2009
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Paula Turk: Artist on the move "Creativity is not just about the design and execution of an idea, it's also about how you present that idea," says artist Paula Turk. And, with that thought in mind, the sculptor and photographer took advantage of an opportunity to showcase her work in an imaginative and new way. The result is a professionally produced two-minute video interview of the artist and overview of the artwork in her gallery, accessible from any computer. By just clicking on a link, the viewer is instantly transported to Turk's private Garden of Delight home gallery where pieces from her various sculpture and photography collections are displayed in full color for a total art exhibit experience. At the same time, the artist herself can be seen and heard on the video as she explains the inspiration and process behind each of the pieces on view. In the meantime, as founder and director of ArtShare, LLC creative arts group, Paula has been able to further expand and express the scope of her artistic endeavors through workshops and art shows. This past July, through ArtShare, she co-curated and exhibited in the highly successful "Divine Debris and Glorious Dark Indulgence Trash" art show and recently presented a workshop in creativity to The Educate Tomorrow organization, which provides funding and support for youth who have aged-out of the foster care system. With no plans to slow down, the artist continues to showcase her work in public venues. On Friday, September 25th, from 6:30 to 11 p.m. she will present her "Floral Fantasies" Photo Exhibit at Rucht D'Oleo Designs, 773 NE 125th Street, North Miami, during that city's Gallery Walk. She'll be back on Miami Beach October 5 10 for the "Common Roots" art exhibit at the Miami Beach Botanical Gardens. Both events are free and open to the public. "Art is a moving thing," declares the artist, "and I want to continually move with it. So long as I can stretch myself in new and different ways, I'm willing to go the distance." For more information, contact Paula at mixedmetals@aol.com. For the video, go to: bizbuzztour.com and enter Paula Turk in the search box.
September 23 - 29, 2009
Miami-Dade Business Community Breaks Bread Together to Support Local Restaurants with Dine Out! Program On Tuesday, September 29th, Miami-Dade business leaders are going out for dinner…as an entire community. Designed as a collaborative effort supported by the leadership of numerous local Chambers of Commerce under the Coalition umbrella, including Chamber South, Coral Gables Chamber of Commerce, Doral Business Council, Gay and Lesbian Chamber of Commerce, Greater Miami Chamber of Commerce, Miami Beach Chamber of Commerce, Miami-Dade Chamber of Commerce, North Dade Chamber, as well as the Miami-Dade Beacon Council, the Greater Miami Convention and Visitors Bureau and the Aventura Marketing Council, the community-wide Dine Out! Program supports our local restaurants by coming together as a business community and dining out! The leadership and members of the various organizations will fan out across their neighborhoods and patronize their favorite local restaurants on Tuesday, September 29th for dinner. Business leaders are encouraged to postpone lunch meetings until dinner on Tuesday, move date-nights up to Tuesday evening, switch their plans to eat out with friends, and bring their family, colleagues and co-workers to the Dine Out! Program. "Our restaurants are an important part of the small business community across Miami-Dade County and many are hurting right now as people eat out less in an effort to save money," said Mark A. Trowbridge, president and CEO of the Coral Gables Chamber of Commerce. "We need to create our own stimulus program to get our residents and visitors focused on how we can begin to aid our own recovery." A similar program was done after 9/11 when tourism was dramatically affected by the tragedies of that day. In this iteration of the program, our economy is more challenged by the recession and the leaders of our business community need to take action. "Just as we came together after 9/11 to support our local restaurants and hotels, we feel it's important for the community to join together once again and support these local businesses which are such an important part of our economy. As we emerge from this recession, the worst since the 1930's, we need to do all we can to help this industry sustain itself and there is no easier way to do it than having a fun night out at one of our great dining establishments in Miami-Dade County," stated Frank Nero, president and CEO of The Beacon Council. Wayne Eldred, General Manager of Tarpon Bend in Coral Gables offered his reason for participating. "Great dining experiences are the fiber that brings family, friends and colleagues together. It allows us to enjoy great times you can taste. This program is an act of simple genius and we are looking forward to serving up great memories."
Trump International Beach Resort supports Miami Shores Fine Arts Commission, bringing art to public places Trump International Beach Resort recently announced its partnership with the Miami Shores Fine Arts Commission in support of Miami Shores Art in Public Places, a program dedicated to enriching the public environment and to preserving and enhancing the artistic and civic pride of the community through the implementation of art installations and educational programming. The resort's community outreach program, Make A Difference, is lending its support to world-renowned artist John Clement, who will unveil "Duke", his sculpture in Miami Shores on October 2nd during Celebrate Village Place, an event commemorating the completion of the area's downtown reconstruction project. In addition to providing guests with a whimsical cupcake dessert bar featuring creative Duke-inspired cupcakes, Trump International will host the artist, John Clement, at the resort as he visits South Florida to dedicate "Duke" to Miami Shores Art in Public Places program, which will be permanently installed next to the Village Hall. Taking place on Friday, October 2nd from 5:30 p.m. to 10:15 p.m., the Celebrate Village Place event will be an exciting, family-oriented celebration that will stretch the full length of the newly renovated downtown area on the
Village's NE 2nd Avenue. The event will commence with a ceremony with Village officials at 6 p.m. at the Village Hall. The dedication of the Art in Public Places sculpture will follow, as well as several hours of entertainment and festivities in the street including costumed greeters, art exhibits, children's activities, merchant open houses, live music, sport and health clinics, and an array of food and beverage options provided by local area restaurants. The Children's PlayGround Theatre will be performing outdoor stage shows throughout the evening and a festive concert in Memorial Park will be held from 7:45 to 8:30 p.m. Major presenters and supporters of the event include the Fine Arts Council, PlayGround Theatre, CitiBank, Barry University (multiple departments), the Chamber of Commerce, merchants of Village Place, Brockway Memorial Library, Miami Art League, Skipping Stones and Trump International Beach Resort. For more information about Trump International Beach Resort's Make a Difference program contact Susan Boone at makeadifference@trumpmiami.com or visit trumpmiami.com
September 23 - 29, 2009
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Life in the City BY BARI AUERBACH
caded by intersection blockers.
‘Fall Preview’
Too Much Homework: Now that the new school year is in full-swing, odds are the kids have so much homework, they hardly have time to update their Facebook status or play videogames. But even though you may be trying to stick to a budget, one thing to definitely splurge on is a tutor for subjects they may ask you for help with that prove you’re definitely not “smarter than a fifth grader.”
Now that fall is upon us, it’s time to start gearing up for seasonal trends everyone in Aventura looks forward to (or dreads)…. White AfterLabor Day: In Aventura this fall fashion “faux pas” is acceptable since it really feels like summer year-round – even if the department stores are featuring heavy jackets, sweaters and boots – just perfect for 90 degree beach weather! Heavier Traffic: To be more prepared for “idle” time…Stock your car with lots of good books, a pillow so you can catch a quick nap plus plenty of snacks since there still aren’t rest stops along Biscayne. If you really want to make sure you don’t succumb to road rage, take yoga and meditation classes so you’ll be prepared to smile and say “Namaste” when someone cuts you off, rear ends you while texting or makes an obscene gesture at you for daring to ask them to let you turn into a driveway barri-
Holiday Sales: Stores already have their Halloween and Thanksgiving merchandise on sale to get shoppers to start spending sooner…This might inspire the City Commission to draft an innovative revenue boosting resolution to “double up on holidays” – then Aventura could become the first city ever where Christmas and Hanukah come twice a year! Tax Bills: Fall means property tax bills will soon be coming in the mail – but if you haven’t already “fallen in love” with life in the city, this good news should win your heart: Tax rates in Aventura are staying the lowest in all of Miami-Dade County!
Never Pay Another Expensive Repair Again
Ly Espinol
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September 23 - 29, 2009
Flamma Brazilian Steakhouse grand opening benefits Junior Achievement
continued from page 1
Now contributing to the success of the local marketplace, Flamma is one of several new dining spots that will create a "restaurant row" at the Intracoastal Mall - recently featured in a South Florida Business Journal article about the addition of new high-profile, upscale tenants. Even if your intent is to dine at Flamma before heading over to the neighboring Sunrise Cinema, you may just decide to skip the movie once friendly servers clad in Gaucho attire start loading plates with a continuous course of finely seasoned meats. In the grand tradition of churrasco, there is an exceptionally priced "all-you-can-eat" lavish presentation of grilled specialties ranging from filet mignon and prime rib - to chicken breast, salmon and lamb chops. The "Bar Sabor" (Bar of Flavor) also features homemade Brazilian dishes - from salads with a variety of toppings to classic rice and beans. Friends and families who have already come back to Flamma for more unlimited fun and "unlimited steak" know there's no need to ever leave your table, as sizzling skewers are constantly replenished along with great sides like fish stew and the must try, delicious Shrimp Bobo. You're also always welcome to dine out on the Flamma patio overlooking the Intracoastal and enjoy selections from the restaurant's sizable wine cellar featuring hundreds of exclusive vinos. Before the grand finale ribboncutting ceremony, Jaqueline Lage and Gustavo Flamma invited everyone to come back soon and plan holiday parties at Flamma - "A new experience in waterfront dining, immersing guests in the joy of Brazilian dining and hospitality!" Flamma Brazilian Steakhouse Churrascaria is located in the Intracoastal Mall at 3913 NE 163rd Street, for more information or reservations, phone: 305-957-9900.
Cutting the official red ribbon (L-R) North Miami Beach Mayor Myron Rosner; North Miami Mayor Andre Pierre; Dr. Jack Berman, Berman Chiropractic Center; Paul Lemay and Elena De Figueroa, North Miami Beach Chamber of Commerce; Jaqueline Lage, co-owner and Gustavo Flamma, partner, Flamma's; North Miami Beach Councilwomen Barbara Kramer and Phyllis Smith; North Miami Councilman Michael Blynn; North Miami Beach Vice Mayor Frantz Pierre; North Miami Councilman Scott Galvin; Aventura Comm. Zev Auerbach
Gustavo Flamma with staff
Jaqueline Lage and Gustavo Flamma (missing from photo Joao Batista)
Jaqueline Lage (second from left) with Celebrity Chefs North Miami Mayor Andre Pierre; Aventura Mayor Susan Gottlieb; Sunny Isles Beach Vice Mayor Lew Thaler; Aventura Marketing Council Chairman Cliff Schulman, Greenberg Traurig; North Miami Beach Councilwoman Phyllis Smith
Guests enjoy grand opening celebration standing (L-R) Gloria Allende; Beatriz Lobaton, Hampton Inn; Eliana Mendes; Luza Gutierrez and Leslie Weil, Residence Inn by Marriott; Sara Vallejo, Turnberry Associates Hospitality Division; Alex Raven, Hampton Inn; Domingo Congestri; (seated) Monica Gutierrez; Yara Mendes, Residence Inn by Marriott Photography by Andrew Goldstein
September 23 - 29, 2009
ASK DR. RUTH BY DR. RUTH WESTHEIMER
Women are like an electric range Q: I know there are many women out there who suffer through sex, never having an orgasm, because their husbands don’t know how to do anything more than “wham, bam, thank you ma’am.” I know this first-hand because I was one of them for 40-some odd years. It was only after my husband got old enough to slow down to a pace that allowed me to warm up that sex finally became interesting. Recently I heard a wise minister who in counseling engaged couples (we didn’t have that sort of thing when I was young) impressed upon the husband-to-be that part
AVENTURANEWS.COM
of the “vive la difference” between a man and a woman is that a man is like a gas range – instant on and off – whereas a woman is like an electric range – slow to heat up and slow to cool down, and that it was important to take time to let her warm up and to stay cuddling and attentive with her until she finishes cooling down. How wonderful an explanation! This should be taught in some sort of mandatory class to every male who intends to enter into a relationship with a woman. A: I congratulate your minister on his inventiveness, and thank you for passing on his wise words. For, of course, he is right. Studies by such experts as Masters and Johnson have proved that women do take longer to become aroused, and then to come down from that aroused state. It’s something that I say to couples all of the time, and I’ll probably try out that way of putting it sometime soon. By the way, I am glad that you now can have orgasms with your husband. It goes to show that it is never too late.
Make Your Profits Advertising With Us! Community Newspapers 305-669-7355
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Flamma Brazilian Steakhouse grand
Celebrity Chefs serve the crowd (clockwise from left) North Miami Mayor Andre Pierre; Aventura Mayor Susan Gottlieb; Jose Ely; Sunny Isles Beach Vice Mayor Lew Thaler; Dan Palmer, Aventura News; Gustavo Flamma
Gabriela Azevedo
September 23 - 29, 2009
Guimaraes;
Gustavo
Flamma;
Bianca
Shelley Costin, Miami Gardens Florist; Alina Feldman, Dr. Michael M. Krop Sr. High
Bob Hollandar, Brown & Brown Insurance; Lynda Peeler; Oscar Llorente, Mount Sinai
Jamie Barrios, On the Ball; Ben Launerts, Marksman Security; Ali Kessler
Nicholas Gnad, Beachwood Financial Group; Andrea Amodeo, NAM Coverage; Bob Lilienfeld, Melnick Lilienfeld & Castonguay, CPA's
Mariana Furchi; Scott Sander, Sander & Associates; Liz Williams; Blanca Covo
North Miami Mayor Andre Pierre with wife Bernadette with children Dominique and Andre Jr.
Aldo Ferri and Luis Luciani, ASAP Staffing; Dimitry Shaposhnikov, DS Xpress; Phil Rosen, Bloomgarden Goudreau & Rosen
Maria Volosin; Karen Rachles; Marvin Cashion, Cashion ADR; Diane Cashion
Erika Price, Turnberry International Realty; Beth Herdegen, Gulfcoast Business Finance; Beth Hoopes
Alex Raven; Beatriz Lobaton, Hampton Inn Hallandale Beach / Aventura; Lance Detotto, Newport Beachside Hotel & Resort
Sam Birch; Randi Rapp; Adrianna Faerman, EWM
Orlando Gonzalez; Liliana Gomez; Rick Dimarzio
Cynthia Guzman; Taylor Rios; Ashraf Basta; Erin Kuehnle
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opening benefits Junior Achievement
Dr. Robert Sheir, Optometric Physician; Gabriela Ratier; Dawn Seitlin; Scott Fishmen, Fishman Dispute Resolutions; Dr. Richard Galitz, Plastic Surgeon
Cathy Haga, Miguel Tamayo and Maxine Kaplan, Junior Achievement of Greater Miami
Heather Holliday; North Miami Councilman Scott Galvin, Junior Achievement of Greater Miami; Mallary Benrube
Jose Klahr and Judy Klahr, EWM; Luis Luciani, ASAP Staffing
Marbel Ugando, Citibank; Dimitry Shaposhnikov; Janice Materiale, Radio One; Ben Launerts; Natasha Allenger, Citibank
Jennifer Becker and Ana Maria Colmenares, BKR Media
Arthur and Cheyenne Chernov, Juice Plus
Sydney Davis, Top Shelf Artists; DeAnne Graham, Welcome / Bienvenidos Visitors Magazine
Jamie Barrios, On the Ball; Gustavo Flamma
Aventura Marketing Council Chairman Cliff Schulman, Greenberg Traurig; Sunny Isles Beach Vice Mayor Lew Thaler; Aventura Comm. Billy Joel; Aventura Mayor Susan Gottlieb
Gustavo Flamma with Aventura Comm. Zev Auerbach
Bob Hollander; Lynda Peeler; Dan Palmer; Bob Cahn, AFLAC
Guests enjoyed live entertainment
Bob Lilienfeld; Sherley Morris, Jet Printing House
Flamma's Claudio Bran, Cesar Carvalho, Marcelo Metre, Dani Navarro
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September 23 - 28, 2009
VIEWPOINT Missile defense: more options than you think
With health care, who needs truth
BY TRAVIS SHARP
BY JIM HIGHTOWER
While media elites and professional pundits love to frame public policy debates as epic battles of conservative and liberal worldviews, judgments about national security rarely boil down to two stark alternatives. The president typically considers at least a handful of distinct options when making any major foreign policy decision. The U.S. missile defense system in Europe, originally proposed by President George W. Bush, serves as the perfect example. The Obama administration is currently considering whether to pursue, modify, or cancel the system. A decision could be announced as early as this month. Meant to defend American forces in Europe, regional allies, and the U.S. homeland from an Iranian missile attack, the proposed European system would consist initially of 10 interceptors in Poland, a radar base in the Czech Republic, and another radar base deployed somewhere closer to Iran. Russia fiercely opposes the system and has protested its deployment by suspending compliance with arms control agreements and threatening to deploy new short-range missiles. In one conservative expert's words, cancelling the system would amount to “sheer madness [and] make us look weak by giving in to the Russian demand.” In contrast, a liberal organization concluded that going forward with the system “would incur large security and monetary costs, while acquiring no defensive capability in return [and] therefore [would] decrease U.S. security.” Not a lot of middle ground between these two positions, is there? Real life is a bit more complicated. Moscow's military threats make clear that Russia perceives the third site to be a menace to its interests. Passing judgment on the legitimacy of Russian concerns, a favorite pastime for some in the United States, accomplishes nothing. Given the ferocity of its opposition, Russia cannot be expected to accept the European missile defense system under the terms proposed by the Bush administration. A different solution therefore is required. Broadly speaking, President Barack Obama possesses two sets of viable choices: the “BargainingChip” and the “Gas Mask.” Under the Bargaining Chip strategy, the United States would scrap the European missile defense plan in exchange for Russian concessions on issues of impor-
tance such as unguarded nuclear materials, terrorism, and international trade. President Richard Nixon employed this strategy against the Soviet Union in the 1970s. Capitalizing on Soviet fears of U.S. technical prowess, Nixon signed treaties that permitted both limited deployment of and extensive research on missile defense systems, along with restrictions on strategic nuclear weapons. This was a win-win for the United States. Obama might be able to negotiate something similar today. Under the Gas Mask strategy, the United States would move forward with the European system in modified form. The strategy is named for President Ronald Reagan, who liked to say that missile defense could serve as a "gas mask" that might protect humankind from madmen armed with nuclear devices. One option would be to pursue the European system as a joint project with Russia. Moscow has expressed openness to such a proposal; for example, at a July 2007 summit in Kennebunkport, Maine, former Russian President Vladimir Putin offered the possible use of radars based in Russia. Another option would be to change the technical configuration of the system. So instead of building the stationary ground-based interceptors proposed by Bush, the United States might instead use mobile interceptors deployable by plane; or a ground-based variation of the heralded sea-based SM-3 system; or a dedicatedfleet of Aegis destroyers designed to knock out ballistic missiles. The SM-3 and Aegis systems in particular have not only succeeded repeatedly in testing, but also are designed to counter short- and medium-range missiles that are the most realistic threat from Iran. You will never hear Rush Limbaugh or Keith Olbermann talk about the number of reasonable options on a given policy issue. That's not their shtick. But we musteach do our best to realize that there are often a number of effective ways to solve a given problem if we are only willing to be openminded and think creatively. This is certainly the case when it comes to missile defense in Europe. Travis Sharp is military policy analyst at the Center for Arms Control and NonProliferation in Washington, D.C. Visit the Center online at www.armscontrolcenter.org <https://exchange.ipsdc.org/exchweb/bin/redir.asp?URL=http:// www.armscontrolcenter.org/>.
Our country's corporatized healthcare system is so uncaring that 76 percent of Americans tell pollsters it must be "fundamentally changed" or "completely rebuilt." But Rick Scott says no, what health care needs is more corporatization - or even Wal-Martization. Rick who? He's the ex-CEO of the massive Columbia/HCA hospital chain and a laissez-fairyland zealot who is feverishly opposing Barack Obama's health reform ideas. I say "ex-CEO" because his profitabove-all-else approach to running Columbia ran it into a very deep ditch, which got him fired in 1997. Among his "health care" tactics were overbilling Medicare, giving kickbacks to doctors who referred patients to his hospitals, and dangerously understaffing hospitals to cut costs. Columbia later pled guilty and paid $1.7 billion to settle fraud charges against it. Yet now he's running TV ads and infomercials featuring him as a health care "expert."
Scott's ads attack Obama with that tired old bugaboo of "Government-Run Health Care," and to coordinate his attack he has hired the same PR hacks who ran the infamous "Swift Boat Veterans" assault on John Kerry in 2004. Scott's television blitz features theatrical horror stories of "socialized medicine," direly warning that this is Obama's plan. Only... it isn't. Not even close. Private doctors, nurses, and others of our choosing would continue to provide our health care. The change that Obama seeks is merely in how we pay these practitioners. By offering a new "public option" we'd have the choice of sticking with an insurance corporation, or buying into a public insurance pool. --
For more information on Jim Hightower's work - and to subscribe to his award-winning monthly newsletter, The Hightower Lowdown, visit www.jimhightower.com <https://exchange.ipsdc.org/exchweb/bin/redir.asp?URL=http:// www.jimhightower.com/>
Please Remember to Recycle AVENTURA NEWS One of
Miami’s Community Newspapers
6796 S.W. 62 Avenue, South Miami, FL 33143 • Phone (305) 669-7355 • Fax (305) 662-6980
PUBLISHER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Grant Miller ASSOCIATE PUBLISHER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Dan Palmer WRITERS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Lauren Brant Anscher, Bari Auerbach, Ron Beasley, Al Sunshine ACCOUNT EXECUTIVES . . . . . . . . . . . . . . . . .Albie Barnes, Beatriz Brandfon, Roberta Bergman, Ana Caceres, Celia Canabate, Diane Chasin, Enrique Chau, Sharon Christian, Lori Cohen, Cecile Fanfani, Lenny Gold, Myrna Golob, Tammi Jimenez, Heather Jordan, Diane Maddox, Ann Robbins-Udel, Fara Sax, Diane S. Schiller LEGAL ADVERTISING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Georgia Tait BOOKKEEPING . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Jesus Toledo CUSTOMER SERVICE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Elaine Mink PROOF DEPARTMENT . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Isabel Vavrek GRAPHIC ARTISTS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Isabel Ortega, Angie Santiesteban, Maria Scheer General Provisions: Every issue of Aventura News is fully copyrighted, and all property rights, including advertisements produced by Community Newspapers and Miller Publishing. Using artwork and/or typography furnished or arranged for/by us, shall be the property of Community Newspapers. We will not return solicited or unsolicited editorial material including stories, columns and or photographs. If you send us anything, please make sure that you have duplicate copies of the material. MILLER PUBLISHING and COMMUNITY NEWSPAPERS are proud to publish the following newspapers: Aventura News, Biscayne Bay Tribune, Community Newspapers, Coral Gables News-Tribune, Cutler Bay News, Doral Tribune, Kendall Gazette, Palmetto Bay News, Pinecrest Tribune, South Miami News, Sunny Isles Beach Sun E-mail us at cnews@gate.net
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September 23 - 29, 2009
AVENTURANEWS.COM
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AVENTURANEWS.COM
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September 23 - 29, 2009
September 23 - 29, 2009
AVENTURANEWS.COM
Page 17
Robin G. Simon, D.O., F.A.O.A.O. Board Certified Orthopedic Surgeon
Giving the Same Care and Commitment as Always Dr. Robin Simon Specializes in: • • • • • • • •
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Dr. Simon has been in practice for more than 11 years, delivering quality orthopedic care to patients with a broad range of needs. After having been located in Aventura and Hollywood, Dr. Simon is now practicing in Fort Lauderdale, a more central location in which to serve the South Florida community. Ask your primary doctor for a referral or call our office directly to help you schedule your appointment.
To schedule an appointment today, call 954-497-1898 Most Insurances Accepted
3001 NW 49th Avenue, Suite 301 Lauderdale Lakes, FL 33313
Page 18
SENIOR CITIZEN GUIDE
AVENTURANEWS.COM
September 23 - 29, 2009
What You Need To Know About Social Security
BY AMANDA KNOLES Financial experts warn against relying on Social Security as your only source of retirement income. Proponents of reforming the current Social Security system say that if changes aren't made, the program could become insolvent by 2042. Today there are 36 million Americans age 65 or older. By 2042 that number is expected to double. The problem is there will not be enough younger people working to pay the benefits owed to those who are retiring. While politicians are wrangling over a solution it is important to pay close attention to your Social Security earnings statements and begin saving to ensure a comfortable retirement. The Social Security Administration sends out statements each year that detail how much you have earned and how much you can expect to receive when you retire or if you become disabled. You should check the statement carefully to make sure the proper amount of income has been recorded for each year you have been employed. If you find any errors you should contact your local Social Security office. Those who are selfemployed must report any earnings over
$400 and pay Social Security and Medicare along with any income tax that is due. You may also be eligible to receive additional benefits based on the earnings of your current spouse, or a divorced or deceased former spouse. If you were a federal, state, or local government employee and worked for an employer who did not pay into Social Security, you may be eligible for a pension plan that is separate from the Social Security system. If you qualify for a pension and Social Security benefits, your Social Security benefits are reduced. You can begin receiving Social Security benefits at age 62 but the benefit amount will be less than your full retirement benefit amount. The benefit amount is permanently reduced based on the number of months before you reach full retirement age. If your full retirement age is 65, the reduction of your benefits at age 62 would be 20 percent. At age 64 it would be about 6-2/3 percent. If your full retirement age is older than 65 you can still begin receiving benefits at age 62 but the reduction in your benefit will be greater (up to a maximum of 30 percent) for people born in 1960 and after. You may also continue to work while receiving Social Security benefits. While
you work your benefit amount is reduced only until you reach your full retirement age. Basically if you are below full retirement age when you begin receiving Social Security payments, one dollar in benefits is deducted from each two dollars you earn above the annual limit. In 2004 the limit is $11,640. In the year you reach your full retirement age, one dollar in benefits would be deducted for each three dollars earned above a different limit but this would only count your earnings before the month you reach full retirement age. Beginning with the month you attain full retirement age, you can collect benefits with no limit on your earnings, but you must contact the Social Security Administration at the beginning of that year. For example if you started receiving Social Security benefits at age 62 in January 2004 and you were eligible to receive $800 a month ($9600 for the year), you would have to deduct Social Security earnings above your limit of $11,640. If you earned $20,000, which is $8,360 over the limit, you would have to give up $4,180 of your Social Security benefits ($1 for every $2 over the limit.) After the deduction, you would still receive $5,420.
In calculating how much to deduct from your benefits, Social Security counts only the wages you make from a job or profits from self-employment including bonuses, commissions and vacation pay. Pensions, annuities, investment income, interest, veterans, government or military retirement benefits are not included in these deductions. When you continue to work while receiving benefits, Social Security checks your record each year to determine if additional earnings make you eligible for a higher monthly benefit amount. Social Security benefits are increased if you delay your retirement beyond full retirement age but the increase no longer applies once you reach age 70. The amount of the increase can range from 5.5 percent to 8 percent depending on what year you were born and the number of months you delay receiving benefits. If you decide to delay your retirement, it is important that you remember to sign up for Medicare about three months before you turn age 65. Since your Social Security benefits may only replace about 40 percent of your prior earnings, it is wise to plan on supplementing your benefits with savings, a pension, part time work, or investments.
September 23 - 29, 2009
SENIOR CITIZEN GUIDE
AVENTURANEWS.COM
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Glossary of Financial Planning Terms
Barbara Buxton, J.D., LL.M. Florida Attorney/Lawyer
BY JOE DANIELS Doing some investing, but not sure what the experts are talking about? Here's a quick primer on some of the common terms used in the financial planning industry: • Money Market Funds are mutual funds that put money in low-risk, shortterm investments that come due in 90 days or less. • The U.S. Treasury issues three types of federally insured securities to pay for government activities. Treasury Bills mature in one year or less. Treasury Notes mature in 2 to 10 years. Bonds are loans that investors make to companies or governments. The loans are repaid in a certain number of years. During the life of the loan, investors receive regular interest payments, usually twice a year. Corporate bonds often pay a higher interest rate than municipal bonds, but can be riskier than those backed by a government. Municipal bond interest is free from federal income tax and could be free from state taxes if you live in the state where the bond is issued. • Stocks are shares of ownership that a company sells to individuals in order to raise the money it needs to conduct busi-
Nursing Home Medicaid • Elder Law & Estate Planning Florida Medicaid Planning & Eligibility Asset Protection • Wills, Trusts, Living Wills Powers of Attorney • Guardianships Probate: Estate Administration
Serving Dade, Broward & Palm Beach Counties Tel.: 305.932.2293 Miami-Dade County 954.760.7077 Broward County www.buxtonlaw.com ness. Owning stock in a company means that your shares will be worth more if the company does well and less if the company does poorly. Stock prices often go up and down. Over the long term, the stock market has generally provided higher returns than many other types of investments. However, many individual stocks have lost money over time. • Mutual Funds are companies that pool your money with the money of other investors and then invest that money on your behalf. The risk level of a mutual fund will depend on the individual stocks and/or bonds in which the mutual fund invests. For more information, see Investing in Mutual Funds.
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AVENTURANEWS.COM
September 23 - 29, 2009
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September 23 - 29, 2009
AVENTURANEWS.COM
Page 21
Key Person Life Insurance:
Will the business outlive the demise of an executive or key employee? BY JON KIDD Key person insurance is an important component for small, medium-size and large businesses. Key person insurance may be particularly important for medical practices, CPA firms, law practices and other professional corporations. Businesses often depend on the expertise and talent of a small number of individuals for their success, as such, the death or disability of one of these key employees or executives may result in substantial economic damage or even the demise of the firm. To avoid a negative financial impact, prudent companies acquire life insurance on key persons. Due to the current economic landscape, cash-flow sensitive businesses are constantly looking for alternate methods of funding life insurance premiums. Life insurance premium financing may be a way to leverage the insurable needs of corporations without dramatically impacting the businessesâ&#x20AC;&#x2122; cashflow. Business Coaches Lionel Baugh and Pilar Sanchez define a business as â&#x20AC;&#x153;a commercial profitable enterprise that works without you.â&#x20AC;? Baugh remarks, â&#x20AC;&#x153;Every business owner should have this definition in mind, and work harder on the business than in the business, not only to achieve sustainable growth, but to have a real organization that can work without him or her. In order to achieve that goal, the organization needs to have a solid foundation with appropriate planning in the way of key person life insuranceâ&#x20AC;?. Sanchez adds, â&#x20AC;&#x153;Business owners and corporations buy key person insurance to protect their company for potential issues that may arise from the death or disability of a key person. At Action COACH Business Coaching, we advise our executive clients to avoid a failing plan by making the right investments into their short and long-term goals with resources allocated to a sustainable successful business.â&#x20AC;? As an executive, business owner, or board member, you have a responsibility to your company to minimize business risk. Key employee insurance is a cost effective way to mitigate business risks resulting from the disability or death of a critical contributor to your organization.
Once a company is established, business continuation or business succession planning becomes a critical component to continued growth. Business succession planning addresses all potential contingencies that may affect a business or business owner including retirement, sale of a business to a related or third party, disability or death, all of which can be planned for with disability and life insurance coverage. Many companiesâ&#x20AC;&#x2122; succession plan include a key employee to take over at some point in the future; some succession plans bring a new executive from the market but most transitions resulting in lowest turnover are from promotions within an organization. In that regard, the following business succession facts and statistics are illustrative: â&#x20AC;˘ On average, 45% of the business ownerâ&#x20AC;&#x2122;s net worth is tied up in the business. (LIMRA International, Small Business Owners 2005 Report) â&#x20AC;˘ Only 26% of small business owners have some type of succession plan in place. (LIMRA International, Small Business Owners 2005 Report) â&#x20AC;˘ Fact: Many business owners are depending on the value of their business to fund their retirement. â&#x20AC;˘ Less than 30% of family owned businesses survive to the 2nd generation and less than 12% to the 3rd generation with only a 3% survival rate to the 4th generation. (Joseph Astrachan, Ph.D., editor, Family Business Review) In conclusion, businesses desiring to minimize risk and prevent potentially devastating effects caused by the death or disability of a top employee or executive should own key man disability and life insurance. Understandably, there is no better time to learn about the option of financing such policies. Lionel & Pilar may be reached at 305456-8561 or 786-205-40-01. You may also wish to visit their website at www.actioncoach.com/lionelbaugh or to email them directly at pilarsanchez@actioncoach.com. Jon Kidd may be reached via phone at 305-695-8052x106 or toll-free at 800-828ESTATE (3782). The office of Banyan Life Financial is located at 1800 Sunset Harbour Drive, Marina Suite 3, Miami Beach, FL 33139. You may also wish to visit their website at www.BanyanLife.com or to email Jon directly at Jon.Kidd@BanyanLife.com.
www.communitynewspapers.com
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Page 22
AVENTURANEWS.COM
September 23 - 29, 2009
AVEN140
September 23 - 29, 2009
AVENTURANEWS.COM
Page 23
Finding the Balance BY DR. MICHAEL GILINSKY This is a challenge in these stressful times. A healthy mind and body can help one maintain balance between our personal and public lives, between work and play. To achieve health goals entails looking after oneself with self love, which means taking care of oneself with good nutrition and regular exercise not forgetting to nourish your mind and spirit. Here is part of my health prescription. Practice self love, letting go and being in the moment to minimize stress. Time to be alone and time to play are vital to reduce the stress impact on ourselves. A daily routine of diet, exercise and stress management is part of your prescription. Weight management will prevent some major illnesses. Do not skip meals, breakfast and lunch are the most important meals and they are the ones most commonly skipped. This can SLOW metabolism. Avoid processed food, eat more whole organic foods. Do not buy food you should not eat. Vegetables are very important for carbohydrates. Select complex carbohydrates with lots of fiber, not refined carbohydrates. Fruit is a good choice but not overly ripe. Sweet potatoes are better
than plain potatoes. Eat more peas, beans and fish. Choose free range chicken preferably raised on alfalfa and flax seed. Eggs are ok but limit yolks. Try to find Omega 3 eggs. Whole wheat or Spinach pasta. Dark chocolate in small amounts. Avoid margarine and use butter in small amounts. Nuts are healthy in small amounts. Use olive, grape seed, canola oils. Use caffeine and alcohol in moderation. Daily activity could be walking, running, swimming, bike riding and use resistance training 2-3 times a week. Slow muscle stretching strengthens bones and ligaments and promotes circulation. Be open with your physician, be honest. Attack modifiable risk factors like High cholesterol, high blood pressure, diabetes, smoking and obesity. Know your total cholesterol, good (HDL) and bad (LDL). If high, consider getting advanced lipid testing and use pharmaceauticals to raise the good and lower the bad cholesterol. These ideas and methods will help you thrive in your life as long as you accept and commit to healthy living. Through self awareness and self love you will be successful and be a role model to those around you. Dr. Michael Gilinsky, My Personal MD, is located at 21097 N.E. 27th Court, Suite 330, Aventura, FL 33180, 305-696-9663, www.doctorgilinsky.com.
You know what happens when you donâ&#x20AC;&#x2122;t advertise? Nothing. To avoid nothing from happening call 305-669-7355 today.
Miamiâ&#x20AC;&#x2122;s Community Newspapers www.communitynewspapers.com
MARCOS E. MALDONADO, M.D. Clinical Professor University of Miami ANNOUNCES THE RELOCATION OF HIS PRACTICE TO 21097 NE 27TH Court, Suite 200 Aventura, FL 33180 (behind the Aventura Hospital)
Phone: 305-652-6676 Fax: 305-932-6335 Arthritis & Rheumatic Disease Specialties
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AVENTURANEWS.COM
September 23 - 29, 2009
Getting to know the economy BY MICHAEL SHEAR
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HAPPY HOUR WEDNESDAY AND THURSDAY From 5:30pm to 10:30pm $2.00 SMALL HOT SAKE *For dine in $50 and up on Mondays & Tuesdays. Excludes Beverages.
3575 NE 207 St. • Aventura, FL 33180 • Suite B12
305-931-6410
Prudent investing takes more than detailed knowledge about different types of investment strategies. It also requires a clear understanding of the economy and how it works. Following are descriptions of some of the more important economic reports that we believe every investor should know about: Gross Domestic Product (GDP): Provided quarterly by the Bureau of Economic Analysis, GDP offers the proverbial “big picture” on the U.S. economy. It measures the value of all goods and services produced in the United States during a calendar year minus exports, government spending and products made by U.S. companies in foreign markets. When GDP increases, the economy is said to be growing or expanding. When GDP declines, the economy is said to be slowing or decelerating. When GDP declines for two consecutive quarters, many economists consider the economy to be in recession. Consumer Confidence Index: This index gives a good sense of how Americans feel about the current economic environment and about their future expectations. The index is published monthly by the Consumer Research Center of the Conference Board and is based on a representative sample of 5,000 U.S. households. When people are positive about the economy, the index tends to go up. When they are pessimistic, it tends to decline. A rise or decline in the Consumer Confidence Index can have a major effect on the way Americans spend money. This can impact the economy at large since consumers make up about two-thirds of U.S. economic activity. Employment Cost Index: This index is used to monitor inflation by measuring changes in labor costs for money wages and salaries. It also measures non-cash fringe benefits in non-farm private industry and in state and local government. It is provided quarterly by the Bureau of Labor Statistics. Index of Leading Economic Indicators (LEI or ILEI): The Conference Board provides this index every quarter. It consists of 11 economic reports, such as initial unemployment claims, stock-market activity, building permits, new orders for consumer goods, plant and equipment orders and sensitive material prices. Since the LEI consists of so many varied economic reports, it is generally con-
sidered to be a helpful gauge of future economic activity. In fact, three consecutive increases in the LEI suggest that the economy may have begun a longer-term expansion. Industrial Production: This index, provided each month by the U.S. Federal Reserve, offers an informed view on how key industries are faring. Specifically, it shows the change in output for three sectors: manufacturing, mining, and the gas- and electricutility industries. Consumer Price Index (CPI): This index tells you whether prices are rising or falling. It’s published each month by the Bureau of Labor Statistics. The CPI tracks the price changes for a fixed basket of goods and services, from bread and milk to cars and energy. Rising inflation is negative for the economy because consumers must spend more money to buy the same basket of goods and services. A decline in inflation is generally positive because consumers can spend less to buy the same basket of goods and services, leaving them more disposable income to help prop up the economy. However, negative inflation, or deflation, is unfavorable, because both people and businesses minimize spending in hopes of getting the same goods and services at lower prices later. Unemployment Rate and First-Time Jobless Claims: The unemployment rate is the percentage of American workers who are out of work. “First-time jobless claims” is the number of people filing for unemployment benefits for the first time. These important indicators are provided by the Department of Labor. When unemployment rises, fewer people are working and, therefore, fewer consumers are spending money — a negative for the economy. When the job market shows strength, more people are working and more consumers are spending money, which indicates economic growth. A Final Word All of these economic indicators can affect the stock and bond markets, but other factors also move prices: short- and long-term interest rates, corporate earnings and earnings guidance from chief executives, geopolitical events and general investor sentiment. Your Financial Advisor can help you understand the potential impact of these and other economic indicators on your investment portfolio.
Michael A. Shear, Managing DirectorInvestments, Wells Fargo Advisors, Aventura, FL 305-933-6414
September 23 - 29, 2009
AVENTURANEWS.COM
Page 25
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T H E
AVENTURANEWS.COM
R E A L
E S TAT E / B U S I N E S S
D I R E C T O RY
September 23 - 29, 2009
â&#x20AC;˘
C A L L
( 3 0 5 ) 6 6 1 - 9 2 0 0
WEEKLY HOROSCOPES Aries - You are going to be wondering where your thoughts are coming from this week. It may be in some rare cases that you are actually channeling, but in most cases it is just that you are experiencing old thoughts you buried that are bubbling out of your subconscious. Taurus - You may be facing some financial challenges, and if you are tempted to spend a large amount of money on home improvements, decorations, or creative hobbies, be careful that you don't step outside your budget. There are financial opportunities for you in investments. Gemini - You can make a beautiful change in your home right now by taking a course at the local hardware shop or college. New painting techniques, colours and styles will appeal to you. You may decide to start a new renovation project, but it could be delayed.
Cancer - Workplace romances and friendships are not good for you right now. You need to stay focused on productive work, on the daily chores. Don't let yourself get distracted by arguments over renovations or changes to the appearance of the places you work in.
Leo - You want to get out and away for some fun, but cash may be a bit tight. You may also find that the people you want to play with all have different ideas about what to do and where to go. Money may be tight now, but the long-term picture is looking better. Keep your chin up. Virgo - It looks like your family is making demands of you that just aren't fair. You may have to put your foot down and insist a cousin or sibling help you deal with some of the shared chores that they have been shirking onto your shoulders. They can at least pitch in for gas!
OCEAN CADILLAC
W W W. O C E A N C A D I L L A C . N E T
Libra - There will be news this week about a friend or sibling who is in some sort of challenging situation with the law, a teacher or an authority figure. You can help by reminding them that as they sow, so shall they reap. Patience will bring rewards.
Scorpio - Any impulse purchases you fall prey to this week could come down to a lesson in avoiding excess. Avoid making large purchases, and make sure anything that you do buy comes in as a need rather than a want. Your spending habits are likely being driven by subconscious needs right now. Sagittarius - You are the center of attention amongst family and friends this week. Friends are helpful, where family members can pose a challenge to your mood. They just don't want to listen right now, and you are not at your most patient where it comes to explaining things. Capricorn - You are in the middle of some confusing or unsettling experience this week when the solution you are grasping for just explodes into your mind. It may involve disappointing others or saying "no" to unreasonable expectations, but you'll feel good about your choices.
Aquarius - You may be invited to more than one gathering, party, group meeting or club this week. The energy is scattered and at times challenging, but it feels good to be so popular. Just remember that at least one group has their own agenda and it may not be in harmony with yours.
Pisces - You have an opportunity to turn a challenging moment at work into an opportunity for financial gain. You will not be able to rely on your usual working partners for help this week - stick to your own plans and have backup plans in place in case you have to count on someone who doesn't show for an important meeting. 1000 Kane Concourse Bay Harbor, FL 33154
(305) 864-2271
AVENTURANEWS.COM
0923RB
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305-945-0823 Ext. 414
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MICHELLE P DESJARDINS 18383 NE 18th Rd N. Miami Beach MPDesjardins@allstate.com
LICENSE #0306893
REROOFS & REPAIRS
• Free Estimates • Insured for your protection • Owner on every job • Work guaranteed WILLIAM CARPENTER President/Owner ALL-TECH ROOFING I INC
(305) 247-6717 Barbara Buxton, J.D., LL.M.
Florida Attorney/Lawyer
Please contact Ivan Rojas for any inquires at 954-736-8133 or ivramonro@yahoo.com
I am a Jewish woman companion/personal assistant. Will do errands, doctor’s appointments, shopping, laundry, light cooking. Have car; 15 years experience.
REAL ESTATE
Personal Assistant to Elderly Parent not ready to leave home? I can assist with scheduling doctor’s appointments, medications, meals, therapy, household bills and maintenance. Not a maid service, but will keep daily affairs in order. 35 years experience in medical field and with elderly. Trustworthy, dependable, bondable, references. Available 1 to 5 days weekly or hourly. Pinecrest, South Miami, Palmetto Bay. English only.
REAL ESTATE REAL ESTATE PENINSULA I
Nursing Home Medicaid Elder Law & Estate Planning Florida Medicaid Planning & Eligibility
YACHT CLUB AVENTURA 2 bedroom 2 bath Garden view $1,500 month
1028DKM
Short Term Rental
Powers of Attorney Guardianships
YACHT CLUB AVENTURA
Probate: Estate Administration
305.932.2293 Miami-Dade County 954.760.7077 Broward County www.buxtonlaw.com
Fully furn. Marina view 2 bedroom 2 bath + den $4,500 month
1104RB
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I am fluent in English, Spanish, Italian & Portuguese
or saprile2006@gmail.com
4 bedroom 4.5 bath Fully furn. & decorated media rm $7,500 month
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Seeking to provide care for elderly: • Pick Up Meds • Shopping • Doctors Appts. • Run Errands
305 491 -1717
LOVES WORKING WITH THE ELDERLY.
Shannon - 305.978.7789 or acposter@acposter.com
CAREGIVER/PERSONAL ASSISTANT
Excellent References Available!!!
RENT A DAUGHTER
954-963-2042
Serving Florida Since 1994
Lic. # CCC1328633
and I’m furthering my education.
HELP WANTED
1110GT
010610RB
305-308-3416
CAM Property Manager Available. I am a new CAM licensee seeking a Property Manager position. I will negotiate my salary for experience acquired. I have very good references
HELP WANTED
Monica Torres, Terrabella Realty 305.915.0125
REAL ESTATE
BAL HARBOUR QUARZO Apartments for rent!!!
Ross Lila Torres Property Manager rtorres@synergycapgroup.com
Rent Beautiful 1/1 N. Miami 140th St. Swimming Pool, Gated community. New appl. & kitchen cabinets - tile flrs. Washer/Dryer on premises. Terrace over looks canal. Central A/C, mirrors. $790/mo.
Policy: No pets, all apartments have carpet floors in dinning and living room. Short rentals available.
Cell: 305.776.5292
Tel: 305.867.3489
Rental office located at 291 Bal Bay Drive, Suite 105, Bal Harbour, FL 33154 right across the street from ocean, minutes to places of worship and Bal Harbour Shops, huge, clean, plenty of closets. Studios = $750 1-2 = 1 bdr. 2 full baths starting at $1,200 2/2 = $1,499, approx. 1700 sq.ft. 3/3 = 2 story penthouses = $2500, approx. 2700 sqft.
1014SC
ABLE QUALITY CONTRACTING www.ablequality.com
STEVEN CHUDOFF
1030GT
0916GT
305.389.8161
•Art, Mirrors, Blinds, Etc. Hung to Perfection •Fans, Light Fixtures, Switches & Installed Discolored Plastic Replaced •Furniture Assembled •Closet Shelving Installed •Shower Enclosures Installed & Repaired •Handicapped Bars Installed •Need Something Done - Just Ask
SERVICES
0909AR
William Island Condo for APT for Rent Rent 7000 Building Apt 2008 2 Bed/2Baths $2500/month Unfurnished Contact Yolanda
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Page 27
0930GM
September 23 - 29, 2009
305.984.8443
Aventura $925mo. 1bdr/1.5bath (55+) Great Golf Course View 305.788.4103 1014DKM
Page 28
AVENTURANEWS.COM
September 23 - 29, 2009
T H E R E A L E S TATA E / B U S I N E S S D I R E C T O RY • C A L L ( 3 0 5 ) 6 6 1 - 9 2 0 0 • ( 9 5 4 ) 9 6 2 - 6 7 7 6 LUXURIOUS, 2 & 3 BDRMS FOR RENT & SALE SEASONAL
Beautiful 2bd 2ba fully furnished, magnificient marina & city views. Lots of upgrades. Marble floors, hurricane shutters, etc. 14 FL.
NORTH TOWER for RENT
$2,700
3bd/2ba. Direct ocean view, tile & carpet floors. 19th flr. Magnificient 2bd/2ba + den. Fully furnished w/direct ocean & intracoastal views, marble flrs, hurricane shutters, etc. 21st flr.
$2,650
PORTS VIEW AT THE WATERWAYS FOR SALE
$279K
Beautiful open & spacious 2bd, 2ba with lots of upgrades. Marble & wood floors. Remodeled kitchen, large terrace, hurricane shutters, etc. You Must See It!
THE BEACH CLUB
REALTOR®
Houses
Highest cash paid for:
$3,350
Beautiful and spacious 2bd, 2ba + den. Wood floor, ocean & $2,400 intercoastal views. Hurricane shutters, etc. 7th flr.
SHELLY MACIN BUNCHER
WANTED • • • •
gold sterling jewelry coins
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• Lladro • Swarovski • all antiques
Biscayne Cove
305-932-6881
e-mail:shellybre@aol.com www.shellybuncher.com
32 Years experience We make house calls 7 days a week
Real Estate with Knowledge, Service and a Smile.
RICKENBACK ASSOCIATES, INC. REALTORS
CALL 305-965-8678
-1 conv. to 2/2 updtd, pergo flrs, s/s + granite kitch, water vus. $189K or rent $1400 furn., $1300 unfurn. -2/2 Mid floor lg lake vu- Call for price -2/2 furn, lake vu, updtd, mrbl, mstr ba... $1475 rent -1 conv. 2 ba low flr on water......$1450 rent -2/2 dazzling hi-flr water vus, clean, comfy + large $1400 rent -2/2 remodeled, tiled, hi-flr, w/d in unit, water vus...$1400 rent -2/2 Lower PH, great vus, new paint..$1300 rent ARU1216
P O I N T
1021DKM
T H E
$1,900
BISCAYNE LANDING for RENT
$1,600
Nice & spacious 2bd/2ba marble & carpet floors. Intercoastal views. 8 flr. Gorgeous spacious 2bd/2ba + den. Marble flr, ocean & Intercoastal views. 20th FL
$1,800
Beautiful and upgraded 3bd 3ba, marble floors, nice intercoastal views, 8th fl.
$1,950
P R E M I U M R E A LT Y 305-936-9394 . 305-725-4035 w w w. p r e m i u m r e a l t y i n c . n e t
• MSC Cruises Poesia Single Cruise Nov. 10 - 5 days $399.00 + tax per per on double occupancy. • Nov. 20 - 10 day cruise Inside Cabin $799.00 + tax. • Dec. 20 - Holiday Cruise $599.00 + tax. • Apr. 24 - $249.00 + tax, per person. Remember children under 17 sail free with parent in the same cabin.
AMBER CRUISES
We buy lawn mowers • We buy bicycles We buy cars running or not • We buy household items Business close outs We accept car batteries We sell lawn mowers & bicycles in good working condition Have merchandising for sale or need merchandising Everything of Value LETS MAKE MONEY CALL ME
305-866-6914 • 305-937-0331 FAX AMBERCRUISES@HOTMAIL.COM
1028RB
$1,390
SOLOMON’S LAW
HOA and Condominium Associations in Cash Crisis BY: BEN SOLOMON, ESQ.
Many homeowners and condominium associations throughout South Florida are experiencing a cash crisis as a result of owners failing to pay their required maintenance assessments. Without this necessary income, the associations bills pile up quickly leaving important services such as insurance, lawn care, management, and maintenance unpaid for, with some vendors unwilling to provide further services. Severe cases can leave associations without enough money to maintain basic necessities such as fire and safety equipment, security gates, and even water and garbage services. To make matters worse, some lenders are refusing to issue loans on the units within these communities and condominiums due to the severe delinquency rates of the associations, essentially putting a freeze on the marketability of such units. Much of the problem can be attributed to investors, many of whom own multiple units in the same community or condominium, not paying their assessments (some of whom receive income from tenants living in their units but still refuse to pay their assessments). An association’s best course of action is to find a competent, diligent and aggressive attorney. Legal incompetence (including not utilizing effective legal strategies for the current market), an attorney’s inability to communicate with the board and manager of the association, and/or the failure of an attorney to proceed aggressively and diligently on behalf of the association, can cause unnecessary delays and additional financial suffering. For instance, some attorneys advise their clients to follow the passive approach of not filing liens against delinquent units and not proceeding with association foreclosures, thinking that lenders will eventually foreclose their defaulted borrowers and pay the association its money. The reality is that in today’s market, lenders are stalling their foreclosures until they find buyers first, so the process can take an unreasonably long period of time. Meanwhile, if the first mortgage holder does finally take title to the unit through its foreclosure, it is then entitled by law to a sizeable write off of the prior owner's past due amounts, resulting in significant bad debt to the association. This bad debt is then absorbed by the association and eventually paid for by the responsible owners who are paying their assessments.
GT
DUO CONDOMINIUM for RENT Lovely & spacious 1bd 1.5ba. Marble floors, pool view and nice golf course view.
1131DKM
Lovely 1bd, 1ba + den right on the beach. Beautiful Intercoastal views. Highly upgraded. 25th Flr.
To succeed in the current market, associations need an aggressive attorney who files liens against the delinquent unit owners quickly and, in applicable cases, files foreclosure complaints (lawsuits) against the delinquent unit owners to collect the amounts due to the association. There is also a new blanket receivership approach where, by law, associations can petition the court to appoint a single receiver to collect the rents from all tenants living in units that are under foreclosure by the association or which come under foreclosure in the future (which prohibits investors from collecting income from tenants while failing to pay their assessments). Aggressively applied legal pressure against the owner and/or their lender is especially necessary in this type of depressed real estate market and will undoubtedly bring in a lot more money to the association in a much faster time than simply waiting for the lender to come through.
September 23 - 29, 2009
AVENTURANEWS.COM
Page 29
THE BUSINESS DIRECTORY • CALL (305)661-9200 • (954)962-6776
P C Protech Consulting
IS YOUR COMPUTER RUNNING SLOW?
ONE-CLICK COMBO
Visit www.communitynewspapers.com and find out how to submit your FREE ad
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DIRECT: 786.220.1442 EMAIL: helpdesk@protechc.com
1104AR
IF YOU HAVE TECHNOLOGY NEEDS - WE HAVE THE SPECIALISTS
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General Interior Construction
• Bottom Cleaning • Metal Polishing
• LICENSED & INSURED • FAST SERVICE • REASONABLE RATES
BOB O’CONNELL Repair Rotten Wood and Carpentry Service
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DOZENS OF REALTORS AS REFERENCES 1131DKM
LC CONSTRUCTION
305-945-1242
238-9296
Serving South Dade Since 1986
GM 11/28
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• Teak Cleaning
1028AB
Lic & Insured General Contractor Residential & Commercial
• DOORS • GARAGE DOORS • FASCIA • SOFFIT • SUB FLOORS • OAK FLOORS • GENERAL CARPENTRY • TERMITE REAIRS
1031DKM
• Reroof/Repairs • Owner on every job • Specializing in roof leak repairs • Work guaranteed • Serving Florida since 1994
GT
ROOFING WILLIAM CARPENTER - President/Owner
ALL-TECH ROOFING I INC • (305) 247-6717 Lic. # CCC1328633
EXTRA MONEY
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English 786-236-9923 Español 954-328-1767 One of a kind opportunity you cannot miss!
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UNEMPLOYED? LOSING YOUR HOME? DO YOU NEED:
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T H E H E A LT H B E A U T Y & F I T N E S S D I R E C T O RY • C A L L ( 3 0 5 ) 6 6 1 - 9 2 0 0 • ( 9 5 4 ) 9 6 2 - 6 7 7 6
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Page 30
AVENTURANEWS.COM
September 23 - 29, 2009
B LINDS M OTORIZATIONS U PHOLSTERY D RAPERIES
TOP TREATMENTS C ORNICES H unter - D ouglas Installation Service
STEVES DRAPERYS 305-588-0766
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DM1021
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Yo u r F i r s t & S e c o n d R e g u l a r Cleaning with Mention of this ad!!
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September 23 - 29, 2009
AVENTURANEWS.COM
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AVENTURANEWS.COM
FILENEâ&#x20AC;&#x2122;S BASEMENT
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September 23 - 29, 2009