285 Hustler June 13, 2024

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Readers Haven’t Come Up With Solutions to the Home Insurance Crisis, Just Lots of Horror Stories

My May 16 column, “A Full-Blown Home Insurance Crisis Is Brewing,” invited readers to share their personal experiences and also any suggestions they had for solving the crisis, which is getting worse by the minute.

There has been some good national coverage of the subject in the press and on television news programs. The bottom line is that even places like Colorado which don’t experience as many disasters as the two coasts and “tornado alley” are subject to increases in insurance premiums due to payouts elsewhere.

er more foothills areas than they do areas in the plains. Those two ZIP codes encompass 184 square miles — bigger than the 64 Zip codes in Denver, including the airport’s 54 square miles!

According to economist Elliot Eisenberg, “In 2013 and 2014, the number of weather/climate disasters exceeding $1 billion inflation-adjusted was 10. In 2017, the number hit 19, in 2020 it was 22, and… the number reached a record 28 in 2023. The years 2020-2023 have been four of the worst five years, with 2017 also in the top five.”

A May 13, 2024, article in the New York Times detailed the increasing losses by insurers in all 50 states. That included Colorado, where insurers have lost money is all but three years since 2013. The article quoted Dave Jones of the Climate Risk Initiative at UC Berkeley as saying, “I believe we’re marching toward an uninsurable future.” I have posted a link to that Times article at http://RealEstateToday.substack.com. There’s a local problem which we’ve seen here in Golden, where our two main ZIP codes (80401 and 80403) cov-

Some insurance companies are withdrawing not just from individual communities with serious wildfire risk, but from complete ZIP codes containing areas with elevated wildfire risk.

If your home has a mortgage, your lender typically requires insurance, but when there is no mortgage, homeowners can choose not to have insurance, and a growing number of such homeowners are going without coverage — 14 percent according to a March 2024 report from the Consumer Federation of America.

Similarly, if you don’t have a loan on your automobile, you can choose not to have collision, comprehensive or theft insurance on your car, and I’m among those who are taking that risk because of the high cost of those coverages. An article on Forbes.com last week reported that 25% of car owners don’t have collision insurance.

HOAs are being hit especially hard when it comes to master policies. Reader KC Harney wrote me about an HOA in Parker which, following a May 2023 hail claim, raised the premium from $178,000 per year with a $2 million deductible to $337,000 per year with a $4 million deductible. This resulted in a special assessment of $12,000 per HOA member. It should be noted, KC told

Rules for Buyer Agent Agreements Badly Flawed

Last week the National Association of Realtors (NAR) fleshed out the rules it will enforce regarding the written agreement which a buyer and agent must sign before a buyer can be shown a listing.

On the one hand, NAR says it’s important for the buyer agreement to stress that agent commissions are negotiable, but on the other hand it says that the agreement signed by buyer and agent must spell out a fee/commission that cannot be increased by any source.

In other words, I’m required to have a buyer sign an agreement that they will pay me an acceptable ultimate fee for my efforts on their behalf. But if I agree, say, to a 1% or 2% commission agreement and I help them buy a house from a seller will-

Summer Solstice Party on June 20

If, like me, you support the work of New Energy Colorado, which, among other things, sponsors the annual Green Homes Tour, you’ll want to attend its annual fundraiser on June 20th at Solterra. See www.NewEnergyColorado.org

me, that the May 2023 event cost only $1.9 million to repair, which was less than the $2 million deductible, so the insurance company paid out nothing, yet they raised the premium and the deductible because there was a claim!

Broker associate Chuck Brown told me how insurance costs nearly killed a transaction of his in Evergreen. The buyer was turned down by just about every major insurance carrier before obtaining a policy from Farmers Insurance for $9,000 per year with a $35,000 deductible for fire and hail. The next lowest offer was a $19,000 premium from Highlight.

Colorado Law Passed in 2023 Is But a Limited Solution to Problem

Last May, Governor Polis signed into law HB23-1288, the Fair Access to Insurance Requirements Plan, commonly known as the FAIR Plan. The 9member board of the Plan is still setting up shop and won’t issue insurance policies until early 2025. In essence, the FAIR Plan is an insurer of last resort for homeowners and businesses who cannot get coverage from any insurer operating in Colorado.

Every insurer in Colorado must participate in the Plan. The concept is that all Colorado insurance carriers share the expenses, income and losses, ensuring a fair distribution of costs.

The policies issued under the FAIR

Price

ing to pay me a much higher co-op commission (because they want their home to sell quickly), I can only accept from the seller the amount in my buyer agreement.

This is madness! What it will do is drive buyers to work only with listing agents, which is not good public policy. Every buyer deserves to have an agent working on his or her behalf.

What’s also being overlooked throughout this months-long discussion of the NAR settlement is that most buyers are hard pressed to come up with their down payment, so how can you expect them to pay thousands in additional dollars for professional representation? They will not get the representation they deserve by working only with the agents representing sellers.

That is why the old system of sellers paying a commission which the listing agent can share with a buyer’s agent is the only and best way of serving both buyers and sellers — but that ship has sailed, unfortunately. It will be interesting to see the chaos resulting from these new rules.

Plan are not subsidized. The premiums are required to be “actuarially sound.” Coverage is limited to $750,000 for homes and $1 million for businesses, which will result in under-insurance for many clients, so it’s not a perfect fix and doesn’t promise seriously lower insurance rates. It only guarantees that homeowners and businesses will be able to obtain insurance.

I’m troubled by the Plan’s requirement that a homeowner or business be unable to obtain insurance. The homeowners and HOA mentioned above were not denied insurance, just overcharged, so they wouldn’t be eligible.

It still runs like new, although it has 102,700 miles on the odometer. I’m letting it go for $20,000. Call me at 303-5251851 for a test drive. You’ll love this car.

Reduced on 3-BR Lakewood Home

$529,000

This bi-level home at 11296 W. Kentucky Drive has been well maintained by the seller. It was painted and walkways replaced in 2006, and a new roof & siding were installed in 2017. The garage door was new in 2009. The seller put in a new, energy efficient furnace in 2014 and new acrylic shower & shower doors in 2007. The backyard is mostly flat and completely fenced. There are lilacs on two sides of the house, and an ornamental plum and two purple ash trees are in the backyard. (See photo.) Briarwood Hills is a very quiet, friendly neighborhood. Most of the surrounding homeowners care about their yards, as does this seller. View a narrated video walk-through online at www. GRElistings.com, then call listing agent Jim Swanson at 303-929-2727 to see it.

“Concentrate on giving and the getting will take care of itself.”

For Sale: My 2015 Tesla Model S

by

Photo

Michael Pintar Photography

Meet third-generation hat shaper Parker Thomas at the Mile High Hoedown

BY JO ANN M. COLTON

Colorado-born Parker omas Orms always envisioned himself growing up and tackling life head-on as an athlete on a sports eld. So, how did he wind up being a hat shaper and owner of Hats By Parker omas? e answer is… fate! Parker’s father Glenn has been a hat shaper all his life following the tradition set by his own father. Parker’s grandpa Dewey started shaping hats 65 years ago in Texas — and did so until his death in 2022.

Parker inherited his passion for playing sports from his mom and her family. His mother Katherine lettered in softball at Northern Colorado in the 1970s.

Parker omas Orms attended Colorado University Boulder (20102013) on a football scholarship and played defensive back for the Colorado Bu aloes football team. He was an engaging presence on the eld and a fan favorite. Parker was on the path to joining the NFL although football-related injuries (shoulder and hamstring injuries and a torn ACL for which he had to undergo surgery) likely ended that pursuit.

In 2015, Parker traveled to Milan to play semi-pro football as a Free Safety Punt Return Man for the Milano Rhinos, Italy’s professional league. But after playing his last football season in Europe, Parker omas came home to his family and the family traditions that are tightly woven into the fabric of his being. So, it wasn’t just a “hat” trick that led him to become a hat shaper and Parker’s success is proving to be far more rewarding than he could ever have imagined.

“I worked with my father and grandfather for eight years. Traveling around di erent rodeos and western-themed events, I shaped and designed cowboy and fedora hats,” said

Parker who has been adding his own sense of style and creativity to traditional hats while shaping his own destiny in the process.

en he opened Hats By Parker omas (https://www.hatsbyparkerthomas.com/) two years ago at 257 Fillmore St., Unit 110, in the Cherry Creek area of Denver where he meets with his clientele by appointment. Parker and his small team of hat craftsmen also shape and sell his hats nationwide at private home parties (with 5-25 people), weddings, corporate gatherings, and community events. Likewise, sports gures and celebrities like Reba McEntire are now a part of his overall customer base. Most of Parker’s bookings are

made through his business location or through Instagram and TikTok. e store and private events keep Parker busy these days but he still enjoys opportunities to be part of community events like the June 29 Mile High Hoedown at the Stampede in Aurora.

“I am really looking forward to meeting people at the Mile High Hoedown,” said Parker who explained that he welcomes every opportunity to support Colorado’s lifestyles and interact with athletes/artists, and all others within its many communities.

“Each hat and design depends on the needs of the customer and the customizations they choose,” said Parker. He stated that although he can

shape any type hat he especially enjoys creating cowboy style hats, which are so very popular throughout Colorado.

“Most hats can be done in around 30 minutes and I will make your hat to order right there at the Mile High Hoedown,” said Parker who mentioned that his custom wool or beaver-blend hats range from $200 to $450. For additional fees he also o ers cleaning, reshaping and branding services.

Music lovers won’t want to miss a beat when Boulder’s very own Sun Jr. brings their “Psych Mountain Rock” sounds to the stage. Dancers will love learning the latest line dances taught throughout the day by dance instructor/choreographer Laurie Burkardt. Attendees can visit vendor booths and print their own shirt or tank top with Ink and Drink, obtain a ash tattoo from Ace of MR. ACE Art & Tattoos, and get interactive with some “not permanent but cool” body art/ face painting and/or hair sparkle accents from Little People Face Painting. Enjoy food truck food/beverages, and stop by and meet with hat shaper Parker omas to purchase your custom hat!

Get the “low down” on the Hoedown (tickets and more) at coloradocommunitymedia.com. Mark your calendars for CCM’s Mile High Hoedown on Saturday/June 29 (11:00am-5:00pm) at the Stampede, 2431 S. Havana Street in Aurora. Socialize with friends and/or family, eat/ drink/kick up your heels—and just have a rip-roaring good time! Tickets are $20/per ticket; $25.00 at the door and includes the entry fee only. For a limited time, CCM is running a BOGO promotion on its website; don’t miss out BUY YOUR TICKETS TODAY!

LIFESTYLES

Summer Sizzles in July with a Jazzy Good Time for All

at the 21st Annual Evergreen Jazz Festival

Boulder's Espresso! adds a special dimension with their unique combination of gypsy jazz and swing.

By Jo Ann M. Colton Special to Lifestyles

Your summer is sure to sizzle and hit a high note when you step out with family and friends for a jazzy good time at the Evergreen Jazz Festival (EJF) on Friday/ July 26 (12noon-11:00pm), Saturday/July 27 (10:00am10:00pm), and Sunday/July 28 (11:00am-6:00pm).

Jazz originated in the African-American commu-

FEATURE OF THE MONTH

nities of New Orleans, Louisiana in the late 19th and early 20th centuries, with its roots in blues and ragtime. Nonetheless, every year for the past 21 years, the scenic foothills community of Evergreen, Colorado, located just about 35 minutes southwest of Denver, provides

a beautiful idyllic setting for its “Bourbon Street with Altitude” three-day event that boasts NO big crowds, NO big stages, and NO big sound systems.

“O ering 80 hours of jazz over a three-day period, the 2024 Evergreen Jazz Festival promises to be another outstanding jazz experience, living up to the enthusiastic description once made by a national columnist as

‘the best jazz festival anywhere,’” said Wendy Pottho , 2024 Evergreen Jazz Festival President.

Whether you are a longtime jazz lover or someone who just wants to explore these diverse and multi-faceted sounds, this music-packed weekend of musicians, live musical entertainment, and extraordinary razzmatazz is one that you are de nitely going to enjoy!

e Evergreen Jazz Festival delivers BIG with stellar talent, great seating, and small intimate venues located at Evergreen Elks Lodge #2363 and its Patio, 27972 Iris Drive; Evergreen Christian

Church, 27772 Iris Drive; Evergreen Lake House, 29612 Upper Bear Creek Road; and Center Stage, 27608 Fireweed Drive. Free parking is available for all sessions at the Elks Lodge and Evergreen Christian Church. Free shuttle service runs every half hour to/from parking lots and all venues. Patrons will also nd opportunities to dance during every music set, interact and talk with the performers, and/or simply nd genuine pleasure in this big jazz extravaganza that is sure to be vividly remembered long a er the music is over.

is year’s Festival features a show bill of top-quality musicians that includes A er Midnight (Denver), Carl Sonny Leyland Trio (So. California), e Chicago Cellar Boys (Chicago), Espresso! (Boulder), Jeremy Mohney & His Band (Boulder), Hal Smith’s El Dorado Jazz Band (Searcy, AR), ), Holland-Coots Swingin’ West (Nashville), e Hot Tomatoes Dance Orchestra (Denver), Queen City Jazz Band with Wende Harston (Denver), and Your Father’s Mustache Band (Denver).

“Our patrons are going to love this year’s lineup of musicians,” said EJF Music Director Ed Danielson, who stated that in addition to the great bands, the Festival will present Double 88s, several sets of dueling pianos featuring Brian Holland, Carl Sonny Leyland, and Je Barnhart. Also, there will be a special, unrehearsed/unprogrammed, one time only session of the Evergreen Jazz Festival Footwarmers curated by Ed

Danielson from among the outstanding talents performing at this year’s Festival. is will be an “edge of your seat performance of virtuosity on the tightrope of improvisation” in the spirit of old time jam sessions.

e Festival’s Mission Statement includes the words: “Promote jazz music and live performances with educational programs for both listeners and young performers. To satisfy this mission, Evergreen Jazz Festival, funded by its donors and SCFD, provides education events to local schools (elementary grades through high school). e Festival’s Education Committee works with year-round programs o en

YOU PREPARED?

The EmGoKit is a simple, low cost, and easy-to-use tool designed to help families prepare for emergencies and natural disasters.

New EmGoKits Give Coloradans Peace of Mind in Times of Emergency

By Jo Ann M. Colton Special to Lifestyles

In the event of a wildfire evacuation, Coloradoans know that time is of the essence. Yet many families remain unprepared for these types of disasters. The new EmGoKit is a simple, easy-to-use, emergency planning and preparedness tool offering homeowners peace of mind when it is needed most.

The EmGoKit features an expandable, 24-tab folder for storing critical documents like home and property insurance, legal and financial statements, medical records, and more. The kit includes FEMA and Red Cross resource guides, an emergency

JAZZ FESTIVAL

From Page 2

led by Queen City Jazz Band with Wende Harston and CMDance and designed to build interest among young people and help student musicians.

“ is year’s Student Musicians Clinic will be held on ursday, July 25 at Evergreen Christian Church, 27772 Iris Drive. e Clinic is scheduled from 10:00am to 5:00pm, with registration check-in beginning at 9:00am,” said Sandi Simons, Education Committee Chair. “As in the past, there will be professional instruction on virtually every instrument and vocal plus ensemble work. e Clinic’s instructors will be past and current Festival Musicians so students will be learning from some of the top talents in the world of jazz.” e $50/per person tuition for the Student Musicians Clinic includes lunch and a full 3-day Festival badge. Payment can be made online at the Tickets Page, by phone (303) 697-5467) or at the clinic. Financial aid is available for the Student Clinic; call via phone for details. Visit the Evergreen Jazz Festival website (www.EvergreenJazz.org.) for more

‘Our goal is to empower families by giving them the information and toolset they need to prepare and recover from costly natural disasters’

Kevin Mindenhall. EmGoKitsco-founder

checklist, and a USB drive for digital and cloud storage.

“Our goal is to empower families by giving them the information and toolset they need to prepare and recover from costly natural disasters,” says EmGoKits co-founder Kevin

Student Clinic information. e actual Festival will launch in the Elks Ballroom at noon on Friday with a special free and open to the public

Mindenhall.

Mindenhall.

The EmGoKit is available for $40 during the company’s “Summer Storm” sale. Use the coupon from our ad and save an additional 10%.

Purchase your kit today at www.EmGoKits.com .

“Edutainment” set by piano great and longtime Festival favorite Je Barnhart. Both educational and entertaining, Je will tickle the ivories and take us on a musical journey with composers like Irving Berlin and beyond and also explore Ragtime from composers like Scott Joplin, Eubie Blake, and others. rough June 30, a discounted (3-day) weekend pass for the Evergreen Jazz Festival costs $130.00 per person ($165.00 beginning July 1) and can be purchased at the Evergreen Jazz Festival website. e website also details the cost for daily tickets and student, active military, and/or group prices, which can also be purchased online.

Evergreen resident and jazz enthusiast Sterling Nelson (1929-2020) was not a musician, but he loved all music, including jazz. While on a jazz cruise with his wife one year he told himself, Evergreen needs an experience like this—and the idea of an Evergreen Jazz Festival struck a chord with him.

e Sunday gospel service featuring the Queen City Jazz Band and vocal great Wende Harston is a longstanding tradition of the Evergreen Jazz Festival.

10 Reasons You Need A Fire Pit

Bring your friends and family together!

Gather everyone around your new propane or natural gas re pit. Make your days longer and enjoy some outdoor fun- stay warm under the stars, keep the mosquitos away, and roast some marshmallows.

Add value to your home.

Outdoor living areas have been the most popular amenity for the last several years. Let your new re pit be the centerpiece for your outdoor living room. Curb appeal isn’t limited to the front yard- be the envy of your neighborhood with your beautiful new outdoor re feature.

Get the look you want.

Fire pits can be custom-made and site-built to suit. You can have a rustic stone re pit or a sleek contemporary re bowl made of concrete or metal. ere are numerous options for burner size and shape, and an even wider variety of re pit media to choose from, such as tumbled river stones, lava rocks, bon- re

or steel logs, or colorful glass beads. Make it useful too!

You can have a pre-manufactured re pit that doubles as a tabletop. Some even o er matching bench seating around the re table. ese types of re pits come in a wide variety of sizes, are also hugely customizable. Change the look with glass guards, colored glass gems, stones or log sets.

Add ambience to any type of outdoor space.

Whether you just want some warmth in your quiet backyard, or you want a table in your outdoor kitchen that converts from a dining table to a linear re pit, there’s a perfect option for you. Add warmth, light, and atmosphere to any outdoor area.

e convenience cannot be beat.

Gas re pits can be turned on and o with the push of a button. ere’s no hassle of disposing of ashes, getting smoke in your eyes, or drowning your

re to put it out. Most re pits even allow you to adjust the ame height so you can have the exact amount of ambiance for the occasion. You can even have the ultimate convenience of a plumbed in gas repit- no more changing propane tanks!

Gas re pits are safe to use in almost any back yard, and nearer to houses where wood-burning re pits may not be allowed. ey are also safe to use around your patio furniture or on a wooden or composite deck. ey’re the best way to keep your home, yard, and family safe while enjoying the warmth and ambience of a re.

Gas re pits are o en exempt from some re bans, such as the Stage 1 Burn Restrictions commonly imposed by Je erson and Park Counties. With gas re pits, there are no sparks, embers, or coals to worry about, even on windy evenings. ere’s also no o ensive smoke wa ing into your windows or concerning your neighbors.

Get away—to your own backyard

Turn your outdoor space into a personal sanctuary. Mountain Hearth & Patio

time with

Gas re pits are tested to be safe. ey are Underwriters’ Laboratory tested and listed. You can even have add-on safety features like an electronic ignition system, and a ame detection system that shuts o the gas ow if the ame goes out.

Our products are made of high-quality materials. ey are designed to be more resistant to the wear and tear of the Colorado weather. Some of our re pits use special brass burners that are designed to increase the height of the ame while using less gas.

is summer, turn your backyard into your own personal getaway. We’d love to show you how easy it is to add a re pit to your outdoor space. To see our burning displays of several di erent repits, visit the Mountain Hearth & Patio showroom at 7001 Highway 73 in Evergreen. You can also give us a call at (303) 679-1601 or email O ce@MtnHP.com.

JAZZ FESTIVAL

From Page 4

A er that fateful jazz cruise, Sterling pitched his idea to friends, including Jim Reiners who had an advertising background and Ted Mann, who had a

pulse on the community as Community Relations Chairman for the Evergreen Chamber of Commerce. To the amazement of many, that small group of seven dedicated jazz lovers (Sterling Nelson, Jim Reiners, Ted Mann, Dave Burlingame, Hillary Hutson, Wendell Haynes, and Mike Johnson) made Sterling’s dream a reality.

e rst Evergreen Jazz Festival was held in 2001. Ted Mann, the rst president of the Evergreen Jazz Festival (2002-2005), passed away in 2015.

However, he and his wife Jeannie (who likewise served as president in 20082011 and again in 2022) have always been steadfast advocates of the event. Jeannie Mann was also Production Manager from 2004-2023.

Wendy Pottho , EJF President, expressed gratitude to Festival sponsors and over 100 dedicated volunteers who donate their time in positions that range from year-long committee assignments to speci c pre-Festival projects to a variety of up-front and behind-the-scenes slots during the Festival itself.

Sustaining sponsors of the Evergreen Jazz Festival are Denver’s Jazz89 KUVO radio, Jazz93.5 FM in Colorado Springs, Colorado Community Media, and 50Plus Marketplace News. Key nancial support is also derived from grants from the Scienti c & Cultural Facilities District (the Denver-area’s unique organization for support of the arts), and from Colorado Creative Industries, dedicated to the vitality of performing, visual and literary arts.

“ e Evergreen Jazz Festival is always looking for new volunteers who love jazz music and have a willingness to work,” said Wendy. “If that describes you and you would like to learn more, call (303) 697-5467.”

ere are many hotels/motels and B&Bs within 30 minutes of Evergreen. So, mark your calendars for July 26-28 and don’t miss out on a minute of this year’s “jazzy” fun- lled weekend! For comprehensive information about the Evergreen Jazz Festival, featured bands, dueling pianos, tickets, lodging—and more, visit the website www.EvergreenJazz.org.

Holland-Coots Jazz Quintet, in from Nashville, delivers their big sound during last year's 20th EJF.

John Royen’s New Orleans Rhythm performs on the Elks Lodge Patio in the 2023 Festival.

INCORPORATING ‘TESTING’ TECHNIQUES INTO STRENGTH TRAINING PROGRAMS

By Jo Ann M. Colton Special to Lifestyles

Although much research supports the theory that muscular strength underpins many of the bio-motor qualities in uencing athleticism and sports performance; unfortunately, too few young athletes participate in year-round strength and conditioning training to achieve a greater level of physical performance.

However, for middle school, high school, college, or weekend warrior athletes motivated to optimize their potential to run faster, jump higher, and be stronger; Rich Bell of Rich Barbell Fitness & Sports Conditioning located at 30746 Bryant Drive/Unit 403, Evergreen o ers strength/conditioning programs that can help you increase your strength, power, and speed regardless of the sports in which you complete. For more than 29 years, Rich Bell,

a much sought-a er Certi ed High School Strength and Conditioning Coach, has trained over 400 multi-level athletes in various sports backgrounds. His customized strength/conditioning training programs for athletes of all skill levels incorporates scienti cally proven techniques and training methods.

“I use Strength Ratio Testing (the Barbell Bench Press and Barbell Back Squat) to initially test athletes’ upper/ lower body strength, power, performance, and speed,” stated Rich Bell, “and the results of each individual’s testing then become part of their training.”

“Proper strength training/conditioning is important to athletes as it helps reduce the incidence and/or severity of injury. So I even look at the athlete’s feet, which actually can be the most important part of the body when considering human performance,” said

Maximizing strength for athletes from junior high through college to achieve peak off-season conditioning.

Individualized and goal-based regiments designed to reach peak levels in strength, power and endurance customized to each athlete and sport.

Bell who stated he would provide more information about how he measures foot performance in July’s Lifestyles.

Bell’s regime (jumping/hopping/ skipping/li ing weights), a minimum 12-week program, requires drive and perseverance. Because Rich Bell will tell you what it is, not what you want to hear, the rst 6-8 weeks are the most demanding!

For training information, fees, more about Rich Bell, testimonials, and/or to set up your consultation, contact Rich Barbell Fitness

http://richbarbell tness.com

www.Richbarbell tness.com

richbarbell tness@gmail.com Cell: (303) 809-6436

30746 Bryant Dr Unit 403 (Not visible from street. Up Bryant Drive)

in the gym on your own) to ensure his clients’ fast results, better performance, increased stamina, and improved physical appearance.

Based upon results, he customizes his clients’ programs including training, supplements, nutrition options, and a workout schedule (i.e., a minimum of two days a week with Bell, one day

Rich Bell nds that intermediate athletes or weekend warriors in the general population tend to have a greater work capacity through their experience in the weight room. Consequently, he can work them much harder and provides them with more training volume per week. Likewise, Bell can design their programs using body parts splits as opposed to using total body sessions with novice athletes. He also evaluates intermediate athletes during two separate days of testing, Day 1: Upper Body Strength Ratio Testing; Day 2: Lower Body Strength Ratio and Power/ Speed Testing. 139

Richard Bell, BS, CSCS, is the former Director of Strength and Conditioning for Mullen High School and is currently working as a High School Strength and Conditioning Coach in the Evergreen area. Richard is a highly sought after coach for athletes ages 13 and older from Junior High School to the College ranks.

Fig1: Two feet level 1

Fig2: Single foot level 2

Road Tripping This Summer? Keep These Tips in Mind

(StatePoint) Whether you’re day tripping with family, taking a week-long vacation with pals, or doing a cross-country solo drive, summer road trips of all kinds can be long and exhausting. e good news? ere are plenty of ways to improve the experience.

Great Snacks

Road trip snacks are non-negotiable! ey make car rides of any length brighter and keep drivers and passengers happy and fueled for the miles ahead.

It’s best to have a mix of snack options that are easy to eat in the car or at roadside stops. Carrot sticks, pretzels and nuts make great savory choices. For an easy, on-the-go, fruity and juicy snack, try Black Forest Gummy Bears and Gummy Worms. Now juicier, Black Forest Gummy Bears and Gummy Worms are made in six delicious

fruity avors making them a great road trip snack. Cra ed with care, they are made with real fruit juice, as well as colors and avors from real sources.

Before hitting the road, nd Black Forest at a nearby retailer by visiting blackforestusa.com.

Refreshing Breaks

Making great time shouldn’t come at the expense of you or your traveling companions’ comfort. Beyond typical bathroom breaks and pit stops, consider visiting points of interest along the route. Ideally, these detours shouldn’t add too much additional mileage to your odometer or time on the road, but instead, be designed to break up the trip in manageable chunks. From a natural landmark to a beautiful view, the experiences will emotionally and physically rejuvenate your party for the

next leg of the journey.

Games and Music

Entertainment can help the miles pass more quickly. If you’re driving alone, prep a great playlist or download some audiobooks or podcasts in advance of the trip so you aren’t distracted by ipping through your device while driving. Try giving each hour of the journey a di erent theme – such as songs of a speci c genre or from a particular decade, or by letting passengers take turns being the DJ. You can also pass the time playing classic road trip games like “I Spy” and “Twenty Questions.” Keep passengers in the backseat occupied, particularly little ones, by supplying them with portable versions of their favorite board games.

Sustainable Tweaks

It’s easy to reduce your impact on the

environment on road trips, and doing so will make you and your travel companions feel better and more energized about your journey!

Try turning o the AC and feeling the fresh breeze from open windows to reduce your fuel use. When it comes to hydration, bring your own reusable water bottles and re ll them at rest station water fountains. You can also select snacks wisely. Black Forest Gummy Bears and Gummy Worms, for example, are now available in store drop-o recycle-ready packaging. Help protect the planet by participating in the Store Drop O program, conveniently located at retail stores along your route. With delicious snacks, and fun games and detours, a road trip doesn’t just have to be a means to an end, it can also be a relaxing and fun part of your vacation.

Colorado Community Media to Hold its First 5K Run

BY JO ANN M. COLTON

ere is no better way to appreciate the beauty of Colorado than by witnessing all the sights and sounds of the great outdoors.

from walking and/or running along our state’s many wonderful paths and scenic nature trails.

Join Colorado Community Media as we host our rst-ever 5K run on Saturday, Aug. 24, at Clement Park, 7306 W. Bowles Ave. in Littleton.

And, before the run, we want you to submit your own “Trail Tales,” including photos, to your local newspaper (events@coloradocommunitymedia. com). Tell us where you most enjoy going for a walk or a run in your commuor elsewhere in Colorado.

In turn, we will share many of those adventurous tales with the readers of our two dozen community newspapers in the weeks ahead of the run. About the 5k: It is scheduled to loop around Johnston Reservoir from 9:30 a.m. to noon. It will start and end on the bike path near Shelter P. e event is di erent from most 5k runs in many ways. For starters, the sole purpose of this event is to simply provide an opportunity for people across Colorado to come together, interact, and share their personal experiences gained

ere are no prizes associated with the event and participants will not receive a “standard” T-shirt. Instead, registered participants will receive a pair of custom running socks. e Share Your Trail Tales 5k Run is open to people of all ages. Participants have the option of making it a fun- lled day for the entire family. Registration fees are $35 for adults (ages 17 & up), $15 (ages 5 to 16), and free for children (ages 4 and under ). Parking for run participants and event attendees is available in the west parking lot, which can be reached as you enter Clement Park through the Library entrance on W. Bowles Avenue.

ent Park is currently being rmed up to feature other activities throughout the day including food and beverage purchase options o ered by local food trucks, vendor booths, and live music entertainment.

“Your support of this event as a race participant and/or as an attendee is paramount to the success of our rst Share Your Trail Tales 5k Run and it will help us sustain our ability to support local news,” Scott said. “We encourage the engagement of our readers and future readers to be part of this and future events at Colorado Community Media.”

Colorado Community Media publications span eight counties along Colorado’s majestic Front Range — Weld, Adams, Je co, Clear Creek, Douglas, Elbert, Arapahoe and Denver. As a nonpro t organization, community is important to us and we are eager to reach out and meet members of the communities our news organization serves.

Carlie Scott, Colorado Community Media’s events director, stated that the program for the Aug. 24 run in Clem-

Colorado Community Media could not put on events like this 5k run without the help of its dedicated supporters and sponsors. Sponsorship provides an ideal marketing prospect for your business and positive brand recognition. e organization o ers many levels of sponsorship and opportunities for involvement. As a sponsor, you can be part of a fun community event that promotes health and wellness.

To register for the Share Your Trail Tales 5k please visit our website www.coloradocommunitymedia.com and click on EVENTS/CONTEST tab.

TRIVIA

1. HISTORY: Who was the rst female chancellor of Germany?

2. GEOGRAPHY: Which European capital used to be called Christiania?

3. MOVIES: What are the names of the elderly couple in the animated movie “Up”?

4. ANATOMY: How much blood is in the average human body?

5. SCIENCE: What do ohms measure?

6. TELEVISION: Al Borland is a sidekick in which 1990s TV sitcom?

7. GENERAL KNOWLEDGE: What does an hCG test determine?

8. U.S. STATES: Which state is named after a French king?

9. LITERATURE: Who are Nancy Drew’s best friends in the children’s mystery novel series?

10. FOOD & DRINK: What fruit is used to make Worcestershire sauce?

Answers

1. Angela Merkel.

2. Oslo, Norway.

3. Carl and Ellie Fredricksen.

4. 1.2 to 1.5 gallons.

5. Electrical resistance.

6. “Home Improvement.”

7. Pregnancy.

8. Louisiana (Louis).

9. Bess and George.

10. Tamarind.

(c) 2024 King Features Synd., Inc.

FLASHBACK

1. Name the only artist who made it to the top of the charts for both music and vocals.

2. Who wrote and released “Society’s Child”?

3. Which trio released “Nowhere to Run” in 1965?

4. Name the artist who released an album titled “Couldn’t Have Said It Better.”

5. Name the song that contains this lyric: “Have you seen her? So ne and pretty, Fooled me with her style and ease, And I feel her from across the room.”

Answers

1. Herb Alpert. His instrumental “Rise” (1979) and the song “ is Guy’s in Love With You” (1968) both topped the Billboard Hot 100 charts.

2. Janis Ian, in 1965. e song was written about interracial dating when Ian was 13 years old. It was inducted into the Grammy Hall of Fame in 2002.

3. Martha and the Vandellas. e song ended up on e 500 Greatest Songs of All Time.

4. Meat Loaf, in 2003. e album includes “Did I say at?” and “Man of Steel.”

5. “Dance the Night Away,” by Van Halen, in 1979. One of the co-writers had wanted to call the song “Dance, Lolita, Dance,” but the idea was nixed. e song appeared on the band’s second album, “Van Halen II.”

(c) 2024 King Features Syndicate

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