Golden Transcript December 26, 2024 by Colorado Community Media

2024 in rewind for Golden

BY CORINNE WESTEMAN

CWESTEMAN@COLOROADOCOMMUNITYMEDIA.COM

2024 was a year of major change in Golden, with numerous projects — big and small — either kicking o or wrapping up.

e community noticeably doesn’t look the same in December as it did in January. ere are swarms of construction cones along the streets, a few construction cranes along the skyline and several new buildings alongside the old ones.

Along with change, this was also a year of celebration, re ection and loss.

In these nal days of 2024, the Transcript o ers a look back at some of the year’s biggest stories:

Cheers to 150 years, Orediggers!

Golden approves ﬁnancing plan for $60 million municipal center

Despite some residents requesting a delay, city moves forward now to lower costs amid good economic conditions

BY CORINNE WESTEMAN CWESTEMAN@COLORADOCOMMUNITYMEDIA.COM

Golden’s new $60 million municipal center is no longer a matter of “if” but “when.”

On Dec. 17, the City Council approved a nancing plan a new three-level City Hall and police headquarters at the former Molson Coors property at 311 10th St.

With council’s approval, in the coming weeks, the city will pay a $7.5 million down payment and issue up to $52.5 million in Certi cates of Participation, not to exceed a 5% interest rate or a 21year term.

Certi cates of Participation are a form of debt nancing akin to a lease-to-purchase agreement. Other municipalities have used them to nance their construction projects, and Golden itself has used them twice in the last 20 years to build the city shops facility and buy the 311 10th St. property, according to city documents.

its 150th anniversary all year with special events and celebrations.

In February, it kicked o the celebrations at the Labriola Innovation District’s grand opening. April marked two big events with the Beck Venture Center’s grand opening and the 90th annual E-Days.

Graduation ceremonies in May were particularly special as the university revived the Engineer’s Hat tradition and other unique touches. is was not only to celebrate the university’s 150th anniversary but also to celebrate the graduates — many of whom didn’t have traditional high school graduations because of the COVID-19 pandemic.

where they rang in their new Sesquicentennial Bell and unsheathed a specially commissioned ceremonial sword.

But that was just a taste of the crowd that turned out for the Sept. 28 Homecoming football game, when almost 7,000 Orediggers packed the Marv Kay Stadium stands to set a new stadium record. (And that record was broken about a month later when 7,800 fans attended Mines’ hosted No. 8 Western Colorado on Oct. 26.)

ere’s no request to increase taxes, o cials have clari ed, as Golden would repay its debt through existing revenues. O cials expect to break ground on the municipal center this summer, with move-in scheduled for 2027. is is the rst phase of the larger Heart of Golden project.

WESTMINSTER WINDOW WESTMINSTER WINDOW

Colorado School of Mines celebrated

However, the biggest celebration was undoubtedly Homecoming Week Sept. 26-28. About 4,800 Orediggers turned out for the special Blaster’s Bash on Sept. 27,

Several Orediggers said it was the most exciting Homecoming week, describing it as a “once-in-a-lifetime event.” With the sesquicentennial year about to end, many were excited for the bicentennial year in 2074 and all that the Orediggers would accomplish in the interim.

While Goldenites have been split on both the municipal center itself and issuing COPs to nance it, the councilors voted 6-0 to approve the nancing plan. Councilor Rob Reed was absent Dec. 17, but said at the Dec. 3 meeting how he supported the project and issuing COPs to nance it.

Jack Wells completes a ski jump March 15 at Golden’s Heritage Dells Park. A group of local college students spent part of the March 13-15 snowstorm building a makeshift ski run and ramp. FILE PHOTO BY CORINNE WESTEMAN

IN REWIND

The Heart of Golden ﬁnds a rhythm

After years of discussion, the city’s Heart of Golden project has taken tangible steps forward.

In April, city o cials started discussing nancing options for its new municipal center and police headquarters at 311 10th St. e option they primarily explored was issuing Certi cates of Participation.

While they wouldn’t make a nal decision for months, a group of locals — initially called the petition committee but later called Golden Residents Count — asked City Council to reconsider. Because issuing COPs doesn’t require a citizen vote, GRC members believed the city should let the citizens decide rather than City Council approving a $60 millionnancing package alone.

Over the summer, while the City Council approved a contract with a project management rm and later an architecture team, some councilors met with GRC members to discuss alternatives.

Separately, the city also hosted additional community meetings and walking tours about the larger Heart of Golden –with the municipal center being the rst of several phases. In the fall, it unveiled concept designs and layouts for a three-level municipal center.

On Dec. 17, after hearing dozens of comments both for and against the municipal center and COPs, City Council approved a nancing plan that includes a $7.5 million down payment and issuing up to $52.5 million in COPs, not to exceed a 5% interest rate or a 21-year term.

e city plans to break ground on the municipal center this summer.

Construction, renovation & preservation

Along with the Heart of Golden project, Goldenites saw several multi-year projects either kick o or conclude in 2024. is includes but isn’t limited to:

• Intermountain Health Lutheran Hospital opening in the Applewood area;

• Foothills Art Center opening its new Astor House campus and nishing renovations at its former headquarters, now called the Creative Campus;

• Molson Coors upgrading its 151-yearold brewery, called the G150 project, with state-of-the-art fermenting, aging and ltration technologies;

• O cials breaking ground on the new CoorsTek headquarters, which will be the rst building in the Clayworks district;

• e City of Golden and its partners starting a multi-year ood mitigation and roadwork project along West Colfax Avenue;

• Colorado School of Mines both opening and breaking ground on several buildings; and

• e Golden Fire Department unveiling a statue dedicated to its past, present and future volunteer re ghters.

Amid all this change, though, Goldenites worked to protect natural resources and historic structures. is included:

• e City of Golden annexing the former Bachman property at West Colfax Avenue and Heritage Road to be part of a future park site;

• Je co Open Space buying nearly 60 acres between Apex and Windy Saddle Parks; and

• AC Development — the real estate company the Coors family launched for the Clayworks district — buying the American Mountaineering Center with promises to restore it and maintain its historical signi cance.

Concept art depicts Golden’s proposed municipal center as seen looking northeast from Archer Street. The building would be three levels, including a basement, and function as a new City Hall and police headquarters. COURTESY IMAGE

On June 29, the Golden Fire Department and its supporters unveil a new statue honoring GFD’s volunteer ﬁreﬁghters in front of the downtown station. The department started the formal fundraising and planning process for the statue in 2019, but encountered several delays due to COVID-19 and other factors.

FILE PHOTO BY CORINNE WESTEMAN

Graduate Megan Mirza, center, and her family take photos after the May 10 graduation ceremony at Colorado School of Mines. To celebrate the university’s 150th anniversary and the Class of 2024’s resilience, the university o ered special cowboy-style Engineer’s Hats for this year’s graduates.

FILE PHOTO BY CORINNE WESTEMAN

First responders salute as the hearse carrying Golden Police O cer Evan Dunn’s body makes its way down County Line Road to his Nov. 13 funeral service at Mission Hills Church. Dunn was killed Nov. 6 while responding to a tra c accident along Highway 58. FILE PHOTO BY SARA HERTWIG

Small Landlords: Looking to Cash Out Due to New Pro-Tenant Laws? Here’s One Option.

Under laws enacted by the 2024 General Assembly, Colorado tenants gained many protections, both from eviction and for “habitability,” but those protections for tenants have made being a landlord trickier, more expensive, and riskier, especially for the small landlord who manages his or her own rental units.

Last week, I helped one such small landlord dispose of his rental duplex and invest the proceeds in a way that deferred his capital gains but didn’t get him into yet a new investment that carried those problems and management.

you’re able to put the entire proceeds to work generating income. If you keep doing 1031 exchanges until you die, your heirs will inherit your final holding(s) with a stepped up value and no capital gains tax liability at all.

In his case, he had to deal with a squatter who knew his protections against eviction that already existed under Colorado law and refused to leave. That experience left such a bad taste in my client’s mouth that he chose to sell instead of finding a new tenant.

I was once a commercial landlord myself and earned some great passive income from it for several years, but I vowed never to be a residential landlord. Back then, the big concern was whether your tenant might be cooking meth — a nightmare situation requiring not only eviction but very expensive mitigation before the property could be put back on the rental market or sold. I preferred being a commercial landlord, because my tenants’ offices were always open and I knew they wouldn’t trash their office, because they had customers.

These new protections for residential tenants only add to the unattractiveness of being a small landlord of residential properties.

Other changes in landlord-tenant law include the banning of occupancy limits based on familial relationships by local governments and prohibiting rent increases in excess of 10% over the prior year’s rent (defined as “rent gouging”). Local governments may still implement residential occupancy limits based on demonstrated health and safety standards, such as international building codes, fire codes, Colorado Department of Public Health and Environment wastewater and water quality standards, or affordable housing program guidelines.

College towns, including Boulder and Golden, have in the past implemented occupancy limits to prevent the use of singlefamily homes by large numbers of unrelated college students. Those laws are now invalidated by state law.

In the posting of this article on my blog, http://RealEstateToday.substack.com, I’ve included a link to an article with a fuller description of those 2024 landlord-tenant laws. Meanwhile, selling a long-held investment property can subject the seller to capital gains tax and depreciation recapture that can wipe out much of the profit from selling. A common tax strategy for deferring those taxes is to do a “like kind” exchange under Section 1031 of the Internal Revenue Code.

By purchasing a replacement investment property (not a primary residence) with the proceeds from your relinquished property,

You may be saying, “I don’t want to own any new investment property, especially a residential rental property,” given these new laws, but I have good news for you.

“Like kind” properties are broadly interpreted by the IRS to include any real estate (except a Real Estate Investment Trust or REIT). This allows you to reinvest your funds as a passive investor in what’s known as a Delaware Statutory Trust (DST). However, a DST investment is only for accredited investors. Individual accredited investors come under two categories:

They have an individual net worth, or joint net worth with their spouse, excluding primary residence, but including home furnishings and personal automobiles, of more than $1,000,000, or

They have an individual income in excess of $200,000 or joint income with their spouse in excess of $300,000, in each of the two most recent years and have a reasonable expectation of reaching the same income level in the current year.

DSTs are exploding in popularity, and with good reason. A Delaware Statutory Trust (DST) is an ownership structure that allows an investor to purchase a fractional interest in a large property or portfolio of properties. The DST is a legal entity (formed as a trust under the laws of Delaware) which holds legal title to property(ies) held in the trust.

For Federal income tax purposes, each DST investor owns a “beneficial interest” in the trust and is treated as owning an undivided fractional interest in the real estate being held by the trust. A real estate company, known as the sponsor, purchases the real estate for the DST and sells “beneficial interests” to 1031 exchange investors through broker/dealers.

The investors, as beneficiaries of the trust, receive their prorated share of the income, tax benefits, and any capital appreciation produced by the real estate. The real estate company, the sponsor of the DST, serves as the trust manager and is responsible for making the major management decisions of the trust. Some examples of the type of real estate that a DST may invest in are: Industrial, MultiFamily, Medical Office, Student Housing, Senior Housing, Retail, Storage, etc. The sponsor purchases the real estate for the DST and sells "beneficial interests" to 1031 exchange investors through broker/dealers. If you list your investment property for sale and your listing agent doesn’t tell you about DSTs, it could be because it’s an investment of your proceeds that doesn’t allow your agent to earn a commission. It could also, however, be because he or she is not familiar with DSTs. Show him or her this article!

We learned more about DSTs when Wayne Bernardo of Bernardo Asset Management, a boutique real estate securities firm in Evergreen, spoke to our broker associates and me at a recent office meeting.

One problem with doing a traditional 1031 exchange is that you must identify your replacement property within 45 days of closing on the relinquished property, and close on the replacement property within 180 days. It’s not uncommon for a 1031 exchange to fail due to missing these deadlines, leaving the seller of the relinquished property to owe the capital gains tax which he or she was intending to defer. The good news in that situation is that it takes almost no time to switch to a DST. If it’s day 45 and you know you’ll miss the deadline, there’s still time to invest in a DST. But you must identify the DST by day 45 with your Qualified Intermediary (QI).

That’s because there are always some DSTs being offered, and Wayne Bernardo can assist you in finding a DST option to complete your 1031 exchange. He proved that last week when he spoke to us on Monday, and I told him I had a closing that Friday in which the seller was facing over $500,000 in taxable capital gains which he was willing to pay to get out of his rental investment. “Can you help him,” I asked.

The answer was clearly “yes,” because at the closing on Friday, the settlement statement showed $500,000 of the sellers’ proceeds going to my client's Qualified Intermediary for a DST purchase. Wayne was able to find a few DST options for my client and my client decided to purchase one of Wayne's DST recommendations.

Instead of paying capital gains tax (and depreciation recapture) on his sale and wondering how to invest what was left, my client is investing $500,000 in a DST that will earn him an expected monthly income stream over the life of the DST. (Note: Distributions are not guaranteed.)

One of the “negatives” about DSTs is that it is not a liquid investment. You can’t pull your money out of the DST for at least 5 to 10 years, but if that is not problematic, it’s a great solution for the seller who wants to get out of an investment property without paying capital gains tax but having no further management concerns or liabilities. Wayne refers to it as “mailbox money,” because you get a

check in the mail without the headaches of being a landlord.

Note: You don’t have to invest your entire proceeds in a 1031 exchange. My client who invested $500,000 in the DST also received $153,000 in proceeds on which he will pay capital gains tax but still providing him over $100,000 in net proceeds for other purposes, such as travel. I did the same thing when I sold an office building in 2004 and didn’t reinvest the entire amount using a 1031 exchange.

For more information about DSTs, check out Wayne's website BernardoAsset.com, or call Wayne at 303-981-1387, or email him at Wayne@BernardoAsset.com Let Wayne know you saw this article, which he factchecked for accuracy prior to publication.

Of course, my broker associates and I are ready and able to help you sell your investment property. Our contact info is below. As with any real estate investment, there are risks with investing in DSTs. Here’s how they are spelled out on Wayne’s website:  Investors Do Not Hold Title: 1031 Exchange DST investors do not hold title of the property but rather own beneficial interests in the trust and the sponsor controls the management and selling of the property.

 Illiquidity: A Delaware Statutory Trust interest is an illiquid alternative investment and there is no current active secondary market for selling your interest, which creates the inability to access immediate liquidity.

 Potential for Property Value Loss: All real estate investments have the potential to lose value during the life of the investment.

 Reduction or Elimination of Monthly Cas Flow Distributions: Like any investment in real estate, if a property unexpectedly loses tenants or sustains substantial damage, there is a potential for suspension of cash flow distributions.

 No Performance Guarantee: General real estate market risks also apply to DSTs. There can be no assurance that a property will perform as projected. DSTs are subject to economic volatility, tenants not paying their rent on time, and other traditional risks of owning, operating and selling real estate.

 Potential Change in Tax Law: Tax laws are subject to change, which may have a negative impact on a DST investment.

Why Are HOA Dues Being Raised So Much?

This is a question which I have been asked by readers, so I reached out to Stan Hrincevich, president of Colorado HOA Forum, who suggested some possible causes.

Many HOAs are discovering that their reserve accounts are underfunded and are increasing monthly dues in lieu of a one-time special assessment.

Insurance costs have skyrocketed, and if the HOA is responsible for more than just common elements, this could be a reason for increased dues. If the dues weren’t raised in a timely manner, the eventual increase could be even bigger.

Insurance deductibles have increased significantly, too, and if, for example, the HOA insures the community’s roofs and there’s a hail storm, your individual share of the deductible for replacing the roofs could result in

a special assessment in the tens of thousands of dollars. Ask the provider of your individual insurance policy about a rider to cover such an assessment.

Fees charged by HOA management companies and the contractors hired by them, such as for grounds maintenance and snow removal, have increased substantially.

Water charges have skyrocketed, and if the HOA provides irrigation, that could cause dues to increase.

If the HOA embarks on lawsuits and loses, this can result in a financial impact that could raise monthly dues or result in a special assessment.

If you are worried about misappropriation, ask to see the check register and bank statements of your HOA and see where the money is going.

NOTE: All prior “Real Estate Today” columns are archived at www.JimSmithColumns.com

Oh, it’s a jolly holiday parade in Golden

BY CORINNE WESTEMAN CWESTEMAN@COLORADOCOMMUNITYMEDIA.COM

When Goldenites walk down the street, they say hello to friends they know and everyone they meet.

Or, at least that’s what they do at the Olde Golden Holiday Parade.

On Dec. 14, dozens of local businesses, nonpro ts, school groups, government agencies and others donned their Santa hats or elf ears to march, ride or perform in the annual holiday event.

On either side of Washington Avenue, thousands of locals and visitors alike eagerly waited to cheer on their friends and neighbors, and see their favorite holiday characters.

As usual, ol’ Saint Nick himself concluded the festivities, riding atop a Golden Fire truck. While he was due back at the North Pole right after the parade, he’s expected to return to Washington Avenue Dec. 21 for Jingle on the Avenue.

Dancers from Studio 21 Dance & Fitness march along 10th Street Dec. 14 during the Olde Golden Holiday Parade. A number of school bands, cheerleaders, dancers and circus performers participated in the community’s holiday tradition. PHOTOS BY SARA HERTWIG

A young equestrian with the Bu alo Bill Saddle Club rides along Washington Avenue Dec. 14 during the Olde Golden Holiday Parade. Thousands turned out to see the annual parade, featuring several local groups like BBSC.

HOLIDAY PARADE PHOTOS

IN REWIND

Between the Heart of Golden and other ongoing projects, Goldenites should expect more changes — arguably even bigger changes — in 2025 and beyond.

Community honors GPD o cers after fatal accident

On Nov. 6, Golden Police O cers Evan Dunn and Bethany Grusing responded to a tra c accident along Highway 58. As they were evaluating the cars that had collided east of Washington Avenue, another car reportedly entered the scene and struck both o cers and two civilians.

Dunn was killed; Grusing and the two civilians were injured. A suspect, 43-year-old Stephen Geer, was arrested at the scene, and later charged with vehicular manslaughter and several counts of assault. His next court appearance is scheduled for Jan. 16.

Dunn, 33, is the rst GPD o cer to be killed in the line of duty.

Along with serving in the Golden Police Department, Dunn was an active member of the Colorado Army National Guard, specializing in Black Hawk helicopters. His loved ones have described him as “a man of faith, loyal, steady, quiet and observant.”

In the hours after his death, the emergency responder community kept vigil, escorting Dunn’s body from the accident scene to the Je co Coroner’s O ce. e next day, the city set up Dunn’s patrol car as a temporary memorial outside City Hall for community members to pay their respects.

e emergency responder and greater Denver communities showed their support for Dunn during a procession to his Nov. 13 memorial service at Mission Hills Church.

In the weeks following, Goldenites continued to honor Dunn and Grusing with a special memorial area at the Dec. 6 Olde Golden Candlelight Walk and fundraisers for Dunn’s family and Grusing’s recovery. “ e men and women of the Golden Police Department are dedicated to serving this community,” Police Chief Joe Harvey said Nov. 12. “We answer a higher call.”

Lookout Mountain Road closing to overnight motor vehicle tra c

After years of discussion and nearly a year of planning, Je erson County Open Space has installed new gates to close a 4.1-mile stretch of Lookout Mountain Road overnight.

e agency rst announced its plans to the public at the end of 2023. Many locals were in favor of the closure, voicing their concerns about gun re and other illegal activity on the mountain overnight.

In February, the Je co commissioners gave the nod for the plan to move forward. While residents hoped the gates would be installed before summer, ocials estimated they wouldn’t be in place until mid-November.

JCOS and partner agencies hosted a public meeting July 31, asking for residents’ input on the nal design for both gate sites.

While many were in favor of the project, others pushed back. Some said JCOS should share the access codes with locals atop Lookout Mountain, so they could continue using the road overnight as they have for years.

Work continued throughout summer and fall as the vehicle turnaround spots were built, new signs were installed and crews started running electricity to both gate sites.

In mid-November, the gates were nally installed. JCOS said locals should expect intermittent overnight closures as ocials program and test the system.

As of Dec. 16, the agency stated it was “waiting for meters to be installed so we can power up, program, test, and then train the folks who will have access.” Permanent overnight closures weren’t conrmed yet but were expected in the coming weeks.

Clear for launch?: Community debates improvements along creek corridor

e Clear Creek corridor, especially in the summertime, continues to be a source of fun and frustration alike.

info@fas4pets.org

After the 2023 season, o cials and residents brainstormed ways to improve the corridor for 2024. In the spring, the city announced several plans, including:

• Contracting a vendor to do parking enforcement throughout downtown starting May 1 and running through the end of 2027;

• Widening the north trail near the RV park;

• Modifying the Clear Creek Whitewater Park’s beach area; and

• Installing gates to close some creek access points seasonally.

Not all these plans were well-received, with some locals pushing back on the changes to the beach and creek access points. e plans moved forward, and tubers said toward summer’s end that they appreciated many of the changes along the corridor.

Another point of contention locally was Bu alo Bill Days weekend, as the City Council prohibited out tters from selling or renting tubes on the Saturday of Buffalo Bill Days. at Saturday was one of the busiest of the 2023 season, and city ofcials hoped to alleviate congestion along the creek that weekend.

City sta later described how, because of the prohibition, tubing activity on that Saturday was like an average Saturday. However, the Sunday of Bu alo Bill Days

was just as busy this year as last year.

Out tters spoke against a prohibition in 2025, saying they’d prefer to have their sales and rentals limited rather than outright restricted.

City o cials hadn’t made a nal decision, as of Dec. 16, and would be discussing this topic and others ahead of the 2025 tubing season.

e community is invited to a public meeting at 5:30 p.m. Jan. 16 at the Golden Community Center to review the 2024 season and brainstorm ideas for the 2025 season.

A year of ice & ﬁre: Goldenites handle weather-related challenges

Whether she’s dropping snow on the metro area or sending lightning strikes amid a dry summer, Mother Nature will always have the last word in Colorado. roughout the winter, spring and fall, Goldenites dealt with several cold snaps and large-scale snowstorms.

For instance, those who attended the Jan. 11-14 Colorado Cowboy Gathering and/or the Feb. 3 Goldens in Golden event had to brave snowy conditions, as did Colorado School of Mines track & eld

athletes at the April 19 Kit Mayer Classic. Locals also had to contend with back-toback snowstorms Nov. 5-9.

However, the biggest event of the year was the March 13-15 snowstorm that dumped about 2 feet of snow on Golden and the surrounding areas.

While the storms undoubtedly created dangerous conditions, some Goldenites found the silver — or rather, golden — lining by making snowmen, going sledding and crafting their own ski jumps.

But the summer brought incredibly dry conditions that were just ripe for wild res. On Aug. 20, a lightning strike in Clear Creek Canyon started the Goltra Fire just outside Golden city limits. While the blaze was 100% contained by Aug. 22 and surrounding roads reopened, it burned 200 undeveloped acres above Clear Creek Canyon Park’s Tunnel 1 Trailhead. is, along with late July’s Quarry Fire near Deer Creek Canyon, was a powerful reminder that all Je co residents should be mindful as re season becomes a yearround danger.

One can only hope Mother Nature will be much kinder to Golden in 2025 — knock on wood.

During the afternoon on July 1, tubers ﬂoat along Clear Creek near the Golden Library. At noon that day, the City of Golden and Je erson County Sheri ’s O ce lowered the creek’s ﬂag status to yellow, which allows for all uses.

FILE PHOTO BY CORINNE WESTEMAN

On Aug. 21, the Goltra Fire burns above Clear Creek Canyon Park’s Tunnel 1 Trailhead. The ﬁre started from an Aug. 20 lightning strike and burned about 200 acres across two days.

CENTER

e councilors and city sta said Golden’s nances are strong right now. It can a ord to pay back the COPs through existing revenues; it has sizeable reserves; and whenever the next economic downturn comes, it should be able to weather the storm while paying o its debt, they said.

Overall, they continued, this was the right project for Golden at the right time.

‘There’s always a trade-o ’

At both December meetings, current and former City Councilors described how Goldenites have discussed the new municipal center for years — since at least 2019, when it bought the former Molson Coors property. Goldenites have considered other options, such as renovating the current 60-year-old City Hall and/or building a separate police headquarters at 311 10th St. However, none of those options accomplished all the city’s goals, and many of them were similar in costs to just building a new facility for $60 million, they said.

“ e more we delay the project, the more we increase the costs,” Councilor Bill Fisher said. “As (resident Chris Davell) said during public comment: Doing nothing is not actually one of the options.”

While some opponents have asked o cials for a citywide vote on the project’s nancing plan, Councilor Don Cameron said voter turnouts for municipal elections tend to be low, particularly for o -year elections. And if Golden waits another year to issue COPs, it would add $2 million to the overall price tag, Cameron said.

e councilors described the entire Heart of Golden project as an investment in both the City of Golden and the community’s future, and provide residents with “enhanced quality of life,” as Fisher said.

e municipal center project speci cally, they continued, will activate the Clear Creek

corridor’s east end and allow city employees to provide better public services as demand continues to increase. Reed previously described it as a “one-stop shop at a cost-e ective price.”

As for opponents’ sentiments that paying millions of dollars every year toward the municipal center’s construction means Golden can’t use that money for other items, Cameron responded, “Are there things we will not be able to do? Yeah, but that’s always the case. ere’s always a trade-o .”

‘Economically, the conditions are right’

During both December meetings, City Manager Scott Vargo explained how Certicates of Participation are a nancing tool that allows local governments to use assets as collateral along with a commitment to make annual lease payments in exchange for funding. He has con rmed the municipal center will serve as collateral in this case.

Now that City Council has approved the nancing plan, Vargo anticipated Golden would likely market and price its COPs by mid-January, and then close by late January.

Sta has recommended a 15-year term, wherein Vargo estimated the net interest cost would be 3.852%. Golden would pay $4.58 million annually and $68.7 million total.

He described how if the city waited any longer to move forward with the nancing plan, interest rates and other economic conditions could change considerably, costing Golden millions of dollars in interest and additional construction costs.

“We think that, economically, the conditions are right,” he said. “ … ( is project is) a strategically timed investment in Golden’s future.”

Future-prooﬁng Golden

City o cials and architects are designing a municipal center that will last at least 50 years, allowing for greater exibility in both technology and physical layout than the current city facilities. ere’s also su cient room at the 311 10th St. lot to expand it as necessary, Vargo told the councilors.

He described how the lot used to house the former Molson Coors o ce building, which was 160,000 square feet. Meanwhile, the proposed design for the municipal center is about 60,000 square feet, he said.

Overall, Vargo, the councilors and several residents who support the project believed the design t Golden’s character — that it wasn’t ostentatious — and that it would meet the employees and residents’ current and future needs.

‘This ﬁnancial decision will not divide us’

Over the past several months, members of the group Golden Residents Count have asked the city to put this nancing plan to the voters, rather than City Council deciding alone.

Opponents have described the nancing plan as “a large investment for such a small population.”

GRC member Loretta Hu said in a written public comment before the Dec. 17 meeting that, while she expected City Council would unanimously approve the nancing plan, she still believed “delaying this decision and asking the voters feels like the right thing to do.”

While many are opposed, most Goldenites who submitted written and verbal public comments at the December meetings supported both the municipal center and itsnancing plan.

Several former councilors, current Citizen Budget Advisory Committee members and former employees said COPs are “an appropriate funding mechanism” and that issuing them now would be optimal to reduce project costs.

Mayor Laura Weinberg and Councilor Lisa Vitry addressed Goldenites’ di ering opinions, thanking everyone who’s been interested in this topic over the last year-plus. ey hoped residents could nd common ground as the community moves forward with the larger Heart of Golden project.

“We are an engaged and resilient community,” Vitry said. “ is nancial decision will not divide us. … is decision is for us — all of us.”

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Concept art depicts Golden’s proposed municipal center’s front entrance along Archer Street. The building would be three levels, including a basement, and function as a new City Hall and police headquarters.

COURTESY GRAPHIC

Advocates push for full funding of Colorado’s Healthy School Meals for All program

BY SUZIE GLASSMAN SGLASSMAN@COLORADOCOMMUNITYMEDIA.COM

Parents, students, school nutrition professionals, farmers and community advocates recently gathered in Lakewood to push for the continued funding and full implementation of Colorado’s Healthy School Meals for All program.

“We decided to have our event here (in Lakewood) because it’s the heart of the Je co school district, and it’s where the Je erson Healthy Food Pilot program began,” said Erica Cervantes, Director of Organizing and Community Partnerships for Hunger Free Colorado.

Launched after the passage of Proposition FF in 2022, Cervantes said the program has already made a signi cant impact by providing over 600,000 free meals to students, reducing the stigma around free lunches and supporting local economies.

But amid rising food costs and growing participation, advocates say more funding is urgently needed to sustain the program. According to Chalkbeat, while Proposition FF raised more than $100 million to provide free meals for students, there was a $56 million shortfall last year.

ese advocates are calling on state lawmakers to step in during the 2025 General Assembly to ensure the program can continue to feed students, support school cafeteria sta and provide schools with fresh, locally sourced ingredients.

A call for community-driven solutions “ is assembly is important because we are the voice of our children and we are part of the community,” said Paola Carreño, a mother and part of the Je erson Food Pilot Council.

“It’s not just to leave our children without free, fresh, healthy and culturally relevant food since my son is part of tomorrow’s future. My participation in this event and e ort is a call to action to unite as a community because in unity there is strength,” she continued.

Several speakers echoed Carreño’s words at the event, and the message was clear: healthy free meals for all must continue.

Advocates highlighted the program’s bene ts, which include helping families save around $1,300 per child annually, reducing food insecurity and creating opportunities for students to access healthy, fresh meals at school, which may be the only meals they get during the week.

Beyond free meals

“We know the massive impact Healthy School Meals for All can have on the health of our local food system and everyone who touches it,” said Jen O’Neal from Common Harvest Colorado. “ ere is so much potential to continue to shape the future of our food system — for our kids, our planet and our local economies.”

O’Neal emphasized that supporting local farms and producers strengthens

Mount Evans brings love

local economies and provides healthier meals for students.

Despite its success, parts of the program remain on hold due to a lack of funding. Essential components like wage increases for cafeteria workers, equipment for cooking fresh ingredients and infrastructure improvements in school kitchens are currently paused.

“ e food is free, but the rest of the pieces of the program are currently on pause because there’s not enough funding,” Cervantes said.

Without the necessary support, advocates fear the program will fall short of the vision Colorado voters had when they overwhelmingly backed Proposition FF.

Voices from the frontlines

“I like to say that I’m an educator who serves lunch because I try to educate my students on the importance of eating healthy and staying away from junk food,” said Andrea Cisneros, a kitchen manager for Je co Public Schools. Re ecting on her childhood experiences with food insecurity, she said, “When I was a kid, growing up, we would go behind our local grocery store and jump in the dumpsters and get our dinner... My lunch ladies, my lunch men, my sta that fed me were very important to me growing up. ey must have known I was poor. ey’d always give me extra servings of food.”

Erica Cervantes, Director of Organizing and Community Partnerships for Hunger Free Colorado, speaks to a crowd of parents, volunteers and community members in Lakewood.

Winter can play havoc with health

BY SUZIE GLASSMAN SGLASSMAN@COLORADOCOMMUNITYMEDIA.COM

When snow blankets the streets around the Denver metro area, it’s not just roads that become treacherous — your heart might be at risk too. e combination of cold temperatures, reduced physical activity and sudden strenuous tasks can create a “perfect recipe” for heart attacks, according to Dr. Akhil Reddy, an interventional and structural cardiologist with HCA HealthONE in Denver.

Many might assume the cold itself is the problem, but Reddy clari ed that it’s not so much the temperature as it is the activity people undertake in the cold. “ e more common scenario is people shoveling snow and exerting themselves and having an active myocardial infarction, or heart attack,” he explained.

According to the AHA, intense physical e ort combined with cold temperatures forces the heart to work overtime. Blood vessels constrict in the cold, causing blood pressure to rise.

When paired with the sudden cardiovascular demand of activities like shoveling snow, this can trigger heart attacks, especially in people with pre-existing risk factors like high blood pressure, high cholesterol or diabetes.

Physical exertion in cold weather can be deceptively dangerous

Shoveling snow may look like a mundane household task, but research shows it’s a workout that rivals intense cardio.

“Shoveling a little snow o your sidewalk may not seem like hard work,” said Barry Franklin, the lead author of the American Heart Association’s 2020 scienti c statement regarding exercise-related acute cardiovascular events. “However, the strain of heavy snow shoveling may be as or even more demanding on the heart than taking a treadmill stress test, according to research we’ve conducted.”

“ e movements of snow shoveling are very taxing and demanding on your body and can cause signi cant increases in your heart rate and blood pressure,” Franklin told the AHA. “Combined with the fact that the exposure to cold air can constrict blood vessels throughout the body, you’re asking your heart to do a lot more work in conditions that are diminishing the heart’s ability to function at its best.”

According to Reddy, the danger lies in the sudden increase in demand on the cardiovascular system, particularly for people who are not regularly active. e heart, especially one that hasn’t been consistently active, is not ready for sudden, intense exertion.

“When it’s cold outside, you’re more sedentary,” Reddy said. “You just don’t have the ability to understand your own limitations. It’s like asking a Toyota Camry to race on a NASCAR track. You’re not going to do well,” he said.

Reddy emphasized that even those who don’t have symptoms of heart disease should consider getting a stress test before starting new, intense physical activities.

“If you haven’t exercised in a while, that’s a reason to see a doctor and ask, ‘Is my heart OK to do this?’” he said.

The role of hypothermia in heart health

Cold weather brings heart risks

the most common winter concern, Reddy also discussed the dangers of hypothermia, which occurs when the body’s core temperature drops.

He explained that prolonged exposure to cold weather, particularly if someone is wet or underdressed, can lead to dangerous changes in heart rhythm.

“Hypothermia can lead to bradyarrhythmias, a condition where the heart beats too slowly,” he said. “You can end up passing out or having a cardiac arrest.”

How to recognize the warning signs of a heart attack

Recognizing heart attack symptoms early can mean the di erence between life and death. Reddy noted that while most people know to watch for chest pain or tingling in the left arm, symptoms for women and people with diabetes can be more subtle.

Reddy stressed that symptoms that appear during physical exertion — rather than at rest — should not be ignored.

“Peak exercise bringing about any sort of symptom, to me, is an ominous sign,” he said. “ is can include shortness of breath, nausea, vomiting or abdominal pain. If you’re noticing activities you normally do without symptoms are now causing shortness of breath or other symptoms, that’s your red ag to seek care.”

While heart attacks from exertion are

e AHA agrees, noting that women often experience heart attack symptoms di erently than men. Instead of classic chest pain, women may feel fatigue, nausea, or back and jaw pain. People with diabetes may also have “silent” heart attacks without obvious chest pain.

Reddy highlighted the importance of listening to your body during exercise.

“If you’re shoveling snow and you feel o , that’s not the time to push through,” he said.

6 ways to protect your heart this winter

With cold weather here for the next few months, you can take proactive steps to safeguard your heart health. Here’s advice from Reddy and the AHA on how to stay safe:

1. Stay active year-round: e best way to avoid cold-weather heart strain is to maintain regular physical activity throughout the year. “Try to be active at home, like going up and down stairs, doing jumping jacks or using an indoor bike,” Reddy suggested. Keeping the heart conditioned prevents it from being “shocked” by sudden, intense activity like snow shoveling.

2. Get a stress test before new exercise: If you plan to start a new activity like running, CrossFit or even shoveling snow, consider a stress test. is step is particularly important for people with risk factors like high blood pressure, diabetes or a family history of heart disease.

3. Dress warmly to avoid hypothermia: Protect yourself from extreme cold by wearing layered clothing, gloves and hats. e AHA emphasizes that keeping your head and extremities covered prevents heat loss. Stay dry if you’re planning outdoor activities since wet clothing increases the risk of hypothermia.

4. Know your limits when shoveling snow: Break up snow shoveling into smaller sessions, and don’t be afraid to ask for help. e AHA recommends using a smaller shovel to avoid lifting heavy loads of snow, which reduces strain on the heart. Take frequent breaks and stay hydrated.

5. Schedule annual health checkups: “If you’re over 40, you should be getting yearly checkups,” Reddy advised. A phys-

ical exam can detect heart murmurs, a potential sign of valve disease and identify other cardiac risk factors. If a doctor hears a murmur, they may recommend an echocardiogram or further testing.

6. Recognize heart attack symptoms: Watch for classic heart attack signs, but don’t overlook subtle symptoms like nausea, lightheadedness or back pain. Women may experience heart attacks di erently from men. If symptoms occur during physical exertion — even if they seem mild — seek medical attention immediately.

A Golden resident clears their front walkway during a recent snowstorm. FILE PHOTO

Well, 2024 is about to come to a close and for the next month we’re all going to have to get used to writing 2025 whenever we have to put a date on something. at always used to drive me nuts back in the days when we all wrote a check to pay for everything.

It’s usually at this time of year that we start remembering all that happened over the past 12 months, the good and the bad, and look forward to having a great year ahead of us. And it’s always a time to celebrate. New Year’s Eve is the biggest worldwide party night where everyone is counting down to midnight. OK, we aren’t all doing it at the same time, the planet is round so we have different time zones, but sooner or later, Jan. 1 gets there for all of us. OK, there is Chinese New Year, but that’s kind of an extra occasion over there. ey still celebrate Jan. 1 too.

For most of my adult life, New Year’s Eve wasn’t a party night, it was my most lucrative work night. Being a professional musician, I get booked for that night months in advance and since it’s considered a holiday, it pays double scale or better. If you have a gig out of town, you get double everything, including travel expenses. So, I’ve spent most New Year’s Eves sitting on a stage watching everyone else dance the night away. As a result of

What brightens you?

VOICES

New Year’s Eve memories and local celebrations

that, my memories of those nights are more like watching it in a movie than being in the scene. But every once in a while, something crazy would happen that dragged me right into the middle of the action.

Like the time I had a gig in Breckenridge and it was almost 20 degrees below 0. At the end of the night, there were dozens of us out there trying to jump start each other’s cars. at actually turned out to be kind of a cool bonding experience for all of us.

But not all New Year’s Eve parties happen late at night. Sometimes I get double booked with an early gig at a retirement home that usually happen around dinner time so they end at about 7 p.m. and I can make a 9 p.m. gig somewhere else. One year, I was I’m playing one of those with a jazz trio and there wasn’t really any stage or dance oor, we were just set up on the carpet. Everybody was sitting down to eat except this one guy…He was about 80 years old, one of those “life of the party” type of fellows that was probably quite the ladies’ man back in his day. He was dressed in a nice suit and in pretty good shape for his age, but he’d started drink-

ing a couple of hours earlier, and now he wanted to dance. But not with one of the residents. No, he wanted to dance with the really attractive 20-something young woman who worked there as a coordinator. So, he waits until we start playing an up-tempo Samba, and snags this gal as she is walking by. I can still see it in slow motion…He’s unstable, trying to show o his fancy dance moves, has his back turned to the band, starts backing up and CRASH! Falls right into my drum set. I had another gig later so I’m there trying to get everything he broke to stay together with duct tape.

So, I recognize that some people want to plan their celebrations a little earlier for one reason or another. Older people may not want to stay up that late, or families with kids may want to go to an event where they don’t have to wake them up at midnight just to toot a horn and yell “Happy New Year!”

If that’s what you had in mind to welcome in 2025, there are a few events happening right here in Golden that you may want to consider that start early. One of them is a New Year’s Eve Brunch & Pajama Party at the Eddy Taproom & Hotel, located at 1640 8th St. It’s a family-friendly event packed with fun and festivities. You can wear your com est pajamas and

join the celebration in style, a delicious brunch bu et (with kids eating free) plus a magician and talented balloon artist. is one starts at 11 a.m. and it runs $35. Go to www.theeddygolden.com for more information and to reserve tickets. e Golden Mill at 1012 Ford St., is also having an early party, called the Noon Year’s Eve Dance Party that starts at Noon and ends with a 4 p.m. balloon drop and complimentary toast. You can ring in the New Year and dance through the decades with music featuring DJ Oh’Nikki Ashley. She spins music from today and yesteryear so there’s something to appeal to everyone. It’s another family-friendly event so whether you’re kicking o your celebration or opting for an early night, they’ve got the perfect vibes to make your transition into the New Year unforgettable. ere’s no cover for this one and you can just order food and drinks at the venue. For more information visit www.thegoldnmill.com.... And make sure to have a safe and happy New Year!

John Akal is a well-known jazz artist/ drummer and leader of the 20-piece Ultraphonic Jazz Orchestra. He also is president of John Akal Imaging, professional commercial photography and multimedia production. He can be reached at jai-

Igrew up in a family where stories were a nightly part of our meals. My father, a great storyteller, came from a family of nine, seven boys and two girls. His baseball team-sized family gave him a huge volume of tales to share on seemingly endless topics. While my father told many stories around the dinner table, there were moments when the storytelling would come from my mom.

Mom had tales of her father’s work as a traveling salesperson, her time in high school and many “neighborhood” stories. When Mom told us her favorite story, her face would light up and she would talk about dancing. In that story, she did not spend much time talking about speci c performances, her attempts to make every child born into the extended family a dancer, or even her time learning from and eventually teaching for Colorado Ballet founders Lillian Covillo and Freidann Parker. What she talked about was her love of motion. She would explain that as a teenager her favorite game was to walk quickly through a crowd of people without touching any of them but coming within a few inches of every person she passed. She would describe feeling the air as she passed individuals, appreciating the uidity of her motion and the fact that so many people were gathered, allowing her to play her game.

created of Mom as a teenager, but more for the absolute passion you could feel in the words she shared. When she told this story, you gained an insight into the way she viewed the world. You understood that she saw things di erently than others. at the daily mundane physical tasks most people muddled through were, in her mind, a dance; a beautiful dance to be appreciated. e joy in Mom’s face is still fresh in my mind even though it has been more than 35 years since I last heard her share the story. is memory will never fade for me. We all need things in our lives that ll us

that color our vision, helping us to see the beauty that surrounds us. Take time this week to think about the things that are so exciting to you that they light your face when you mention them. During struggles, unmitigated joy is a tonic that will help each one of us.

If you would be willing to share, I would love to know what creates joy for you, I can be contacted at jim.roome@gmail.com .

As always, I hope that you will nd inspiration in my words and share those words of encouragement with those

who need it. ank you to all who have shared stories with me so far, I love hearing from you as you nd helpful morsels in these columns and nd ways to encourage those around you.

Jim Roome lives in Arvada with his wife Beth. He spent 34 years in public education. Lessons learned from the one two punch of being diagnosed with MS shortly before his best friend was diagnosed with terminal cancer led him into a new pursuit as a freelance writer and speaker. He uses his life experiences and love of stories to inspire, educate and encourage local, national and international audiences.

Columnist Jim Roome’s mother always brightened when she talked about dancing. What makes you feel brighter?

PHOTO COURTESY OF JIM ROOME

Jim Roome

Resolve and resiliency, American-style

“ese are times that try men’s soul.” So wrote omas Paine in e American Crisis on Dec.19, 1776. Six days later on Christmas night, General George Washington led his Continental Army command across the ice-choked Delaware River for a surprise attack on Hessian mercenaries who were carousing in their warm barracks in Trenton, New Jersey. It was a military stroke of genius, one that gave the struggling nascent independence movement hope.

A year to the day after Paine published his pamphlet, Washington and his 12,000 troops hunkered down for a challenging winter at Valley Forge where many went without proper footwear and warm clothing and about 2,000 died from dysentery and more. Yet they persevered. e Continental Army for the most part consisted of everyday men — backwoodsmen, farmers, craftsmen — with little or no military training. But they understood that history had called upon them to ght for something greater than themselves: freedom. And not just at the national level, but at the personal.

On this Christmas 248 years later, it’s timely to recall what Washington and the men and women fought and died for in the American Revolution. Like standing and removing one’s cap during the singing of “ e Star-Spangled Banner,” taking a few moments to re ect upon Washington’s feat should be requisite for every American on Christmas Day. For far too many take for granted the freedom the millions since Washington fought and many died for.

From the outset, the Founders knew personal rights and liberties would need to be endlessly defended not just from abroad but from within. Unlike many Americans today, they knew their history. ey also understood the “will to power,” as Friedrich Nietzsche called it a century later in “ us Spake Zarathustra,” runs deep within the soul of men, and if it isn’t harnessed and redirected toward noble, unsel sh pursuits, bad things happen at the hands of the unprincipled and unscrupulous. History had clearly shown that.

But some grow weary of the struggle and decide their and their fellow citizens’ rights and liberties aren’t worth defending despite Ben Franklin’s admonition that “ ose who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety.” ey become willing to compromise and agreeable to watered-down versions of their inalienable rights that in their essence become like junk jewelry and cheap goods bought at dollar stores. Paine took to task such people, calling

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JERRY FABYANIC

them “the summer soldier and the sunshine patriot” who “shrink from the service of their country.”

“What we obtain too cheap,” he wrote, “we esteem too lightly: it is dearness only that gives every thing its value. Heaven knows how to put a proper price upon its goods; and it would be strange indeed if so celestial an article as freedom should not be highly rated.”

When the head winds blow at gale force 24/7, it can try one’s soul. When that happens, the danger of falling into one of two extremes—denying reality and insisting everything will be all right or shrugging one’s shoulders and plaintively asking, “What’s the use?”—arises.

Brad Stulberg, a mental health authority, suggests an alternative in a New York Times essay: wise hope and action. By not looking at the anti-freedom forces through rose-colored lenses and by not giving into futility, he says a person is better able to “muster the strength, courage and resolve” to keep their focus on what they can control. e challenge for the individual then is identifying what is in their power and deciding on how to act on it.

In “Man’s Search for Meaning,” Viktor Frankl, a psychologist and Holocaust survivor, posits the most critical elements the prisoners and victims of the Nazis’ death camps needed for survival were resolve and resiliency. In short, never giving up. Just like Washington and his army.

ough circumstances were bleak that Christmas in 1776, Washington and his troops didn’t buckle. Like the fty-six signers of the Declaration of Independence who pledged their Lives, their Fortunes and their sacred Honor, they remained steeled in their resolve and resiliency. I seriously wonder how many today could claim likewise with a straight face.

History shows freedom-loving Americans are not a compliant but a feisty people. ey don’t cave when confronted by anti-freedom forces. ey stand strong and resolute because deep within their soul, they know it’s like omas Paine said: “For though the ame of liberty may sometimes cease to shine, the coal can never expire.”

Jerry Fabyanic is the author of “Sisyphus Wins” and “Food for ought: Essays on Mind and Spirit.” He lives in Georgetown.

JONES

Paul Clarkston Jones - 86yrs

Paul Clarkston Jones

October 12, 1938 - December 9, 2024

Proceeded in death Carl C Jones, father. Helen M Jones, Mother. 1st wife June Jones.

Survived by wife Karen Jones, children Carl, Paul, Lynn, Greg

13 grandchildren, 15 great grandchildren and 1 great great grandchild.

Paul loved the Golden community and was active with e School of Mines , Golden Kiwanis and volunteered at the Christian Action Guild. Memorial will be planned for the spring. In leu of owers, please donate to the Christian Action Guild

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Columnist

BY MCKENNA HARFORD MHARFORD@COLORADOCOMMUNITYMEDIA.COM

Every artist, crafter or hobbyist needs a collection of supplies, materials and equipment to accompany their creative passion.

A few stores around Denver seek to help creatives both build their collection and rehome it, if necessary. e Craft Box in Wheat Ridge, and ReCreative in downtown Denver, are both dedicated used art supplies stores that accept donations for resale – essentially thrift stores for artists.

“We’ve had kilns, massive oor looms, pottery wheels, everything down to the individual buttons,” ReCreative Programs Director Kelly Eigenberger said about the store’s inventory.

Eigenberger, who is also a clay artist, said her main goal at ReCreative is to help make art more accessible, especially when it comes to cost. Eigenberger said she knows and relates to the nancial squeeze working artists face, between studio rentals, equipment and marketing their creations.

“I love getting to hook it up for people who I see working really hard and creating access on the retail side of art,” she said. “I mean, the cost of rubber stamps is criminal.”

In addition to the reuse store, ReCreative is a nonpro t that houses artist studios, a membership-based woodshop and an art gallery. e store also o ers classes, ranging from watercolor painting to sewing to kintsugi, a Japanese technique for repairing pottery with gold.

Eigenberger said a community has built up around ReCreative, with a loop of customers becoming featured artists in the gallery or instructors of classes, creating loyal shoppers and connections for donations.

“It means a lot to have friendly neighbors and the support that comes from our people,” Eigenberger said.

Another of ReCreative’s missions is to throw away as little as possible. As of December, the store had diverted 28,000 pounds of supplies from land lls in 2024. Donations are accepted by appointment, which can be made online.

Eigenberger said donating supplies has the dual bene ts of being more environmentally friendly and helping other artists.

“I think that we’re all inclined to collect in one way or another,” Eigenberger said. “But as we collect and lose interest, there’s a lot of guilt about it, so being able to con rm for people that what I’m taking will be used by someone is important.”

Similar to ReCreative, e Craft Box is part used sup-

ply store and part haven for artists, providing space for a variety of art groups and clubs, like Quilts of Valor and the Aspen Leaf Button Collectors.

Liz Boxler, the owner of e Craft Box, said her goal is to create a community space through thrifty crafting.

“Our purpose is twofold, of course, to nd homes for all this crafty stu , but also to work with local charities that need or want things that are handmade,” Boxler said.

When donated supplies aren’t t for resale, Boxler, who is also a quilter, will sometimes use them to create goods for people in need. For example, Boxler has made dget quilts for people with Alzheimer’s, crochet pouches for catheter bags and reusable grocery bags for the food pantry.

Boxler has found that there are more supplies that could be reused than she will ever be able to manage, but she tries to do what she can. is year, the store has diverted 1.4 tons of fabric, books, rubber stamps and other craft supplies from land lls.

Boxler estimates that since she opened the store in 2012, that amount is more than 9 tons and 260,000 items. Most of her donations come from estates and

people who are moving, Boxler said. e store accepts donations by appointment, which can be made online.

“ ey’re de-stashing, is what we call it when people are moving, or they’re downsizing, or they just realize they’re gonna have to live to be 150 years old to do all these projects,” she said.

Luckily, there are also plenty of people eager to nd new purposes for the various beads, frames, yarn, fabric, paints and endless other materials stocked at e Craft Box.

Not only is it a cheaper way to maintain a collection of supplies, Boxler said used supplies are also popular with people wanting to test a new hobby.

“People can try out new crafts much easier,” Boxler said. “If somebody wanted to try quilting but fabric is so expensive, this is a way they can do that without investing a lot upfront. And then if they like it, they can expand on that.”

Boxler said one of the best things about the store is that there’s something for everyone and every skill level.

Kelly Eigenberger, the programs director at ReCreative, said the store’s mission is twofold: to help divert supplies from landﬁlls and to make art more ﬁnancially accessible. ReCreative also houses an art gallery, studio space and a membershipbased woodshop.

ReCreative is fueled by donations, which Eigenberger said mostly come from estate sales and people who are moving or downsizing. In 2024, the store accepted more than 28,000 pounds of materials.

PHOTOS BY MCKENNA HARFORD

Why does Colorado have so many ballot measures?

State’s voters were faced with 14 measures on last month’s ballot

BY JOHN MATSUSAKA

THE CONVERSATION

Colorado voters had the chance to weigh in on 14 ballot measures when they voted in November 2024, covering a wide range of issues, including abortion, school choice, taxes, trophy hunting and primary elections.

Denver voters faced an additional 11 ballot measures.

ese measures were in addition to voting for president and other federal, state and local o cials.

Is this asking voters to make too many decisions? And why were there so many ballot measures in the rst place?

I have studied and written about ballot measures for more than 30 years and recently published a book called “Let the People Rule,” and often get questions like those.

Colorado’s history of ballot measures

Colorado’s 14 measures were the most in the country this year, with Arizona a close second with 13. While this isn’t even close to a record for Colorado — there were 32 propositions on the ballot in November 1912 — the number has grown considerably over the past 60 years.

Colorado’s ballot contains two types of ballot measures: “Initiatives” are citizensponsored proposals, while “legislative”

measures are sponsored by elected legislators.

To get an initiative on the ballot, sponsors have to collect signatures from fellow citizens equal to 5% of the number of votes cast in the previous gubernatorial election.

In 2024, half of the measures in Colorado were initiatives and half were legislative.

e state also allows “referendums,” which are votes to repeal existing laws, but they are rare.

While in all states citizens vote on certain legislative measures, such as constitutional amendments or the issuance of bonds, only 24 permit citizen-led initiatives.

I counted up the number of initiatives, or citizen-sponsored measures, for each state. Since 1960, a total of 166 initiatives have come before the voters in Colorado. is puts Colorado third among states in initiative activity, behind California with 263 and Oregon with 191, but above Washington with 139, North Dakota with 88 and Arizona with 85.

Since 1960, the Colorado legislature has placed an additional 133 measures on the ballot. is is not an extremely high number compared with other states: Colorado ranks only 18th in terms of legislative proposals.

Voter representation

As described in my book, political observers have argued about the merits of citizen lawmaking — “direct democracy” — since the founding of the republic. Elected o cials and political elites generally dislike initiatives, preferring to have laws made by elected represen-

tatives instead of by the people directly. ey argue that voters lack the knowledge to make good decisions; but they may also simply dislike giving up power.

Voters, on the other hand, strongly support voting on ballot propositions, favoring citizen lawmaking over representative lawmaking by about 2 to 1 in polls.

Colorado voters adopted the initiative process in 1910, and most other initiative states adopted around the same time, during the Progressive Movement. e Progressive Movement — not to be confused with the contemporary “progressive” label — was a bipartisan centrist movement that sought to professionalize government and cleanse it from what the reformers saw as capture by power-

ful interest groups, particularly corporations and big-city machines. Advocates for adoption of the initiative and referendum included both Republican President eodore Roosevelt and Democratic President Woodrow Wilson. e impulses that drove the Progressive Movement are still alive today, and have heightened recently. According to opinion polls, a sizable majority of voters no longer trust government and believe that government o cials do not care about their interests. Initiatives give citizens a chance to overrule their elected representatives if they feel those representatives have lost sight of their interests.

Thu 1/02

Beyond Laser Light Experience @ 4pm Denver

Buffalo Sabres at Colorado Avalanche Parking @ 7:01pm Ball Arena, 1000 Chopper Circle, Denver

Sundance Head @ 9pm

The Black Buzzard, 1624 Market St, Denver

Fri 1/03

The Regular @ 7pm

Bluebird Theater, 3317 E Colfax Av, Denver

The Pretty Shabbies @ 8pm

Mercury Cafe, 2199 California St, Den‐ver

Angie Stevens @ 7pm Hi-Dive, 7 S Broadway, Denver

Wed 1/08

Clay Rose of Gasoline Lollipops, Songs and Stories at Buffalo Rose @ 6:30pm Buffalo Rose, 1119 Washington Ave, Golden

Eddie Roberts @ 8pm

Cervantes' Masterpiece Ballroom & Other Side, 2637 Welton St, Denver

Chozen @ 8pm

Lost Lake Lounge, 3602 E Colfax Ave, Denver

Rotating Tap Comedy @ River North Brewery @ 8pm River North Brewery - Blake Street Taproom, 3400 Blake St, Denver

John Caparulo @ 9pm

Oskar Blues Grill & Brew, 1624 Market St, Den‐ver

Papa Jay @ 8pm Lost Lake Lounge, 3602 E Colfax Ave, Denver

Sat 1/04

KB ANGEL: Duke & Duchess @ 3pm #VYBE, 1027 N Broadway,, Denver

Jay_Martin @ 5:30pm

Barrels & Bottles Brewery at Camp George West, 1055 Orchard St, Golden

John Caparulo @ 6pm

Oskar Blues Grill & Brew, 1624 Market St, Den‐ver

Dave Devine @ 6:30pm Dazzle Denver, 1080 14th Street, Denver

The 4411 @ 7pm Lost Lake Lounge, 3602 E Colfax Ave, Denver

6 Million Dollar Band @ 7pm The Oriental Theater, 4335 W 44th Ave, Denver

Hope MacGregor @ Mercury Cafe @ 7:30pm Mercury Cafe, 2199 California St, Denver

Weathered Statues @ 9pm Ophelia's Electric Soapbox, 1215 20th St, Denver

Sun 1/05

Friends of Chamber Music Denver: Tony Siqi Yun, piano @ 4pm

Newman Center for the Performing Arts, 2344 E Iliff Ave, Denver this broken beat @ 5pm Lost Lake Lounge, 3602 E Colfax Ave, Denver

Killakoi @ 6pm HQ, 60 S Broadway, Denver

Chris Beck @ 6:30pm Dazzle Denver, 1080 14th Street, Den‐ver

Douglas Murray @ 7:30pm Paramount Theatre, 1621 Glenarm Place, Den‐ver

A recap of Golden-area sports in 2024

Nov. 23,

BY CORINNE WESTEMAN CWESTEMAN@COLORADOCOMMUNITYMEDIA.COM

Golden-area athletes at all levels had a fantastic 2024, from the youth baseball players to the semi-pro ultimate disc team.

ey won trophies and titles. ey went much farther than expected. ey earned bragging rights over their ri-

Golden Little League players hold onto a cord wrapping around the Wolf Park ballfield as they take a sportsmanship pledge during the league’s April 13 Opening Day ceremony. Hundreds of players and their families celebrated the league’s first-ever Opening Day ceremony with a parade of teams, ceremonial first pitches,

the

vals for another year. ey brought pride to their fellow Demons, Orediggers and Goldenites.

Golden girls soccer players, in red, jump to head the ball o a corner kick play during the May 8 playo game against Pueblo West at the North Area Athletics Complex. The No. 7-ranked Demons won 2-1 and advanced to a second-round game May 11 against the No. 23-ranked Skyline Falcons.

But, whatever they did — whether competing on a team or as an individual, whether at a local competition or the NCAA national championships — the most important thing was they had fun doing it.

As 2024 concludes, the Transcript o ers a look back at some of the year’s most memorable moments in sports.

the Colorado School of Mines men’s cross country team celebrates winning

2024 NCAA Division II national title. It was the team’s second title in three years, and fourth title in 10 years.

PHOTO BY SAM BOENDER/MINES ATHLETICS

Colorado School of Mines swimmer Ronan Lauinger competes in the men’s 1,000-yard freestyle race during the Jan. 27 home meet against Adams State. The Mines men’s team beat Adams State 169-124.

FILE PHOTO BY CORINNE WESTEMAN

From left, Colorado School of Mines players Afton Rasco, Reese McDermott and Bella Campos lift the NCAA Division II Regional Champions trophy after the Dec. 1 game against Angelo State. The Orediggers won 3-1 and advanced to a Dec. 7 quarterﬁnal game in California.

FILE PHOTO BY CORINNE WESTEMAN

special visitors and more

FILE PHOTO BY CORINNE WESTEMAN

‘Red alert’ for soccer as ejections soar in high school sports

BY STEVE SMITH

e number of red cards in boys and girls soccer matches is going up among both players and coaches.

In 2023, game o cials handed out 27 red cards (ejections) to girls players and 236 to boys players, according to Justin Saylor, assistant commissioner for the Colorado High School Activities Association. In 2024, the number increased to 39 for girls players and 242 for boys.

Mike Lovinguth, Arrupe Jesuit High School’s assistant principal and the chairman of CHSAA’s soccer committee, said that none of those instances seem appropriate for the coaches.

“I’m not sure what the reason is,” Saylor said during a soccer committee meeting in early December. “To see 39 red cards for girls and 242 red cards for boys, we’ve got something we need to look at. It’s worth a discussion about how we’re going to address that. What can we do?

Something has to be done. How can we lower this number?”

CHSAA o cials said of those boys ejections, 30 were for denying an obvious chance to score a goal. Fifty-three were for violent conduct, 97 were the result of two yellow cards, or cautions, and 35 were for foul or abusive language.

Coach ejections are on the increase, too. O cials tossed out ve girls coaches in 2023 and just four this last spring. In 2023, 18 boys coaches were ejected. e number grew to 30 this season.

Of the coaching ejections on boys teams, six of the red cards were for foul language, 12 for two yellow cards, seven were for dissents and three were for taunting.

Saylor couldn’t address ejection rates for sports over which he is not responsible. Frederick High School Athletic Director Ty Gordon said ejection rates increased for the recently concluded football season.

Doherty High School Athletic Director

Jon Shub asked for a breakdown of the reasons for the ejections.

“ e numbers on the boys side are one per team throughout a season and lower for the girls. Coaches are 10% for the boys and signi cantly lower for the girls,” he said. “If we can have more disaggregated data, that might be helpful as well.”

e CHSAA o ce keeps a record of the reasons for each ejection.

“It’s useful to look at what the second yellow was for … dissent, violent conduct,” said Ken Hehir, president of the state high school soccer o cials association. “ e key thing to bear in mind is not the absolute number; it’s the increase.

e percentages of each type of card is going to be similar. It’s just there’s a lot more of them. Boys games are more intense, but that shouldn’t equate to more coach reds, even if the game is more intense.”

Fossil Ridge High School girls soccer coach Cyrus Salehi said the issue goes back to leadership. He called the number of coaching red cards “appalling.”

“If you have players who are taking ‘last-man’ reds, pulling a player’s jersey to deny, that’s just one aspect,” he said. “Studs up, breaking a player’s leg (it happened to the SaberCats last year, Salehi noted), and then their coach pats them on the back, you have coaches that are unhinged. It’s leadership. Something needs to be done. Why is that tolerated?”

Hehir said the increase in coaching red cards “is the most concerning part.”

“ e referee has more control on the eld. Cards are used for game management, game control,” Hehir said. “ e coach numbers are very concerning.”

Ejection penalties

Coaches who are tossed out of games have to complete national courses for sportsmanship and teaching behavior.

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ey have to sit out two games for the rst ejection, while players have to sit out one. Coaches also go on probation.

“We did bring in that two-game suspension a few years back because we were seeing an uptick in coach reds,” Saylor said. We felt that additional punishment may give a coach a second thought about continuing a discussion with an o cial, but it appears not to have worked.”

A coach’s second ejection prompts a meeting with CHSAA o cials. A third ejection results in a restriction. Saylor said he’d not seen a coach placed on restriction in his ve years with CHSAA.

Stephen Dimit, the president of soccer coaches within the Colorado High School Coaches Association, thought any extra educational piece involved the right people.

“I’d be curious how many of these red cards are repeat red cards year after year. How many of these coaches are continuing to coach these teams?” he asked. “ e last few seasons, I haven’t seen a red card.”

Saylor said the same group of o cials work both boys and girls matches.

“ ere are more girls games, yet we have four girls coaches ejected and 30 on the boys,” he said. “I’m struggling to understand why that’s happening. e number of dissent reds is going to be above the girls’. e majority of the girls’ reds will be for play on the eld.”

Salehi suggested more of an accountability piece between the coaches and their athletic directors. Hehir said the shock value of the numbers will have an e ect.

“We can work closely with Justin and CHSAA and the coaches group to set expectations,” he said. “We’re all on the same page. If we can lay out expectations on coach behavior, what’s acceptable and not acceptable, we can set some expectations.”

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According to the Colorado High School Activities Association, the number of red card penalties has for high school soccer has increased signiﬁcantly in recent years. SHUTTERSTOCK

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OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 01/30/2025 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Valerie A Stoneking Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for American Financing Corporation, Its Successors and Assigns Current Holder of Evidence of Debt CMG Mortgage, Inc.

Date of Deed of Trust February 12, 2022

County of Recording Jefferson

Recording Date of Deed of Trust February 23, 2022

Recording Information (Reception No. and/or Book/Page No.) 2022019887 Original Principal Amount

$355,000.00

Outstanding Principal Balance

$341,695.68

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE LAND REFERRED TO HEREIN IS SITUATE IN JEFFERSON COUNTY, STATE OF COLORADO AND IS DESCRIBED AS FOLLOWS: LOT 102, BLOCK 1, CAMBRIDGE PARK (AMENDED), RECORDED NOVEMBER 18, 1996 AT RECEPTION NO. F0331176, TOGETHER WITH A RIGHT OF INGRESS AND EGRESS OVER AND UPON THE PRIVATE STREET SHOWN AS TRACT A ON THE PLAT OF CAMBRIDGE PARK (AMENDED), COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 4081 Miller Way, Wheat Ridge, CO 80033-4153.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/13/2025 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/ First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Eric J Kimose

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc. as beneficiary, as nominee for NBH Bank

Current Holder of Evidence of Debt

PennyMac Loan Services, LLC

Date of Deed of Trust

April 25, 2022

County of Recording Jefferson

Recording Date of Deed of Trust

April 27, 2022

Recording Information (Reception No. and/or Book/Page No.)

2022039912

Original Principal Amount

$659,340.00

Outstanding Principal Balance

$646,881.43

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lot 389, Woodmar Square Filing No. 3, County of Jefferson, State of Colorado.

Purported common address: 6526 South Teller Court, Littleton, CO 80123.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Aricyn J. Dall #51467

Randall S. Miller & Associates, P.C. 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710

Attorney File # 24CO00453-1

LONG BEACH MORTGAGE COMPANY

Current Holder of Evidence of Debt

Deutsche Bank National Trust Company, as Trustee for GSAMP Trust 2006-S3, Mortgage Pass-Through Certificates, Series 2006-S3

Date of Deed of Trust

December 01, 2005

County of Recording

Jefferson

Recording Date of Deed of Trust

December 08, 2005

Recording Information (Reception No. and/or Book/Page No.)

2005125233

Original Principal Amount

$25,000.00

Outstanding Principal Balance

$16,910.78

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

CONDOMINIUM NO. 206, BUILDING NO. 1, GOLDEN RIDGE CONDOMINIUMS, IN ACCORDANCE WITH THE DECLARATION RECORDED ON NOVEMBER 13, 1979 AT RECEPTION NO. 79103020, FIRST SUPPLEMENT TO DECLARATION RECORDED ON JULY 17, 1980 AT RECEPTION NO. 80052183, FIRST AMENDMENT TO THE FIRST SUPPLEMENT TO DECLARATION RECORDED JULY 29, 1980 AT RECEPTION NO. 80054935, AND SECOND AMENDMENT TO THE FIRST SUPPLEMENT TO DECLARATION RECORDED ON AUGUST 14, 1980 AT RECEPTION NO. 80059888, THE CONDOMINIUM MAP RECORDED ON NOVEMBER 13, 1979 AT RECEPTION NO. 79103021, AND THE FIRST SUPPLEMENT TO THE CONDOMINIUM MAP RECORDED ON JULY 17, 1980 AT RECEPTION NO. 80052184 OF THE JEFFERSON COUNTY RECORDS, TOGETHER WITH THE EXCLUSIVE RIGHT TO USE THE FOLLOWING COMMON ELEMENTS: PARKING SPACE(S) 355 AND 321, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 1300 GOLDEN CIRCLE #206, GOLDEN, CO 80401.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

Barbara Lyons, Deputy,

for Public Trustee

given with regard to the following described Deed of Trust:

On October 24, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Clinton Scott

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Parkside Lending, LLC, its successors and assigns

Current Holder of Evidence of Debt

Freedom Mortgage Corporation

Date of Deed of Trust

July 14, 2017

County of Recording Jefferson

Recording Date of Deed of Trust

July 17, 2017

Recording Information (Reception No. and/or Book/Page No.)

2017073108**

Original Principal Amount

$493,000.00

Outstanding Principal Balance

$472,903.52

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows:

Borrower's failure to make timely payments as required under the Evidence of Debt and Deed of Trust

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The name,

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Ilene Dell'Acqua #31755 McCarthy & Holthus, LLP

7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-24-999238-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal NO. J2400319

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2400324

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado

Revised 1/2015

Legal Notice NO. J2400324

First Publication: 12/19/2024 Last Publication: 1/16/2025

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2400320

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) JAMEY L BURNETT Original Beneficiary(ies)

By:

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Carly Imbrogno #59553 Barrett Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711

Attorney File # 00000010269744

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2400320

First Publication: 12/19/2024

Last Publication: 1/16/2025 Name of

To Whom It May Concern: This Notice is

A PARCEL OF GROUND IN THE NORTHWEST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER OF SECTION 8, TOWNSHIP 6 SOUTH, RANGE 70 WEST OF THE SIXTH PRINCIPAL MERIDIAN, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF THE NORTHWEST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER OF SAID SECTION 8, THENCE S01 DEG. 26 MIN. 58 SEC. W ALONG THE WEST LINE OF THE NORTHWEST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER OF SAID SECTION 8, A DISTANCE OF 1060.34 FEET TO THE TRUE POINT OF BEGINNING, THENCE DEPARTING THE WEST LINE OF THE NORTHWEST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER OF SAID SECTION 8, S88 DEG. 33 MIN. 02 SEC. E A DISTANCE OF 481.34 FEET TO THE SOUTHWEST CORNER OF A PARCEL OF GROUND AS DESCRIBED BY DEED RECORDED IN THE JEFFERSON COUNTY RECORDS IN BOOK 586 AT PAGE 243; THENCE S79 DEG. 49 MIN. 00 SEC. E ALONG THE SOUTH LINE OF SAID PARCEL, A DISTANCE OF 352.79 FEET TO THE SOUTHEAST CORNER OF SAID PARCEL; THENCE N10 DEG. 11 MIN. 00 SEC. E ALONG THE EAST LINE OF SAID PARCEL A DISTANCE OF 81.37 FEET TO A POINT, SAID POINT BEING ON THE EAST LINE OF THAT PARCEL DESCRIBED IN BOOK 586 AT PAGE 243, OF THE JEFFERSON COUNTY RECORDS AND ALSO BEING THE SOUTHWEST CORNER OF A PARCEL OF GROUND AS DESCRIBED BY DEED RECORDED IN JEFFERSON COUNTY RECORDS IN BOOK 756 AT PAGE 36; THENCE S89 DEG. 32 MIN. 19 SEC. E ALONG THE SOUTH LINE OF SAID PARCEL A DISTANCE OF 451.17 FEET TO THE SOUTHEAST CORNER OF SAID PARCEL, ALSO BEING A POINT ON THE EAST LINE OF THE NORTHWEST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER OF SAID SECTION 8; THENCE S03 DEG. 25 MIN. 38 SEC. E ALONG SAID EAST LINE TO THE SOUTHEAST CORNER OF THE NORTHWEST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER OF SAID SECTION 8, A DISTANCE OF 259.82 FEET; THENCE N89 DEG. 43 MIN. 55 SEC. W ALONG THE SOUTH LINE OF THE NORTHWEST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER OF SAID SECTION 8, A DISTANCE OF 1315.86 FEET TO THE SOUTHWEST CORNER OF THE NORTHWEST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER OF SAID SECTION 8; THENCE N01 DEG. 26 MIN. 58 SEC. E ALONG THE WEST LINE OF THE NORTHWEST ONE-QUARTER OF THE SOUTHWEST ONE-QUARTER OF SECTION 8, A DISTANCE OF 251.37 FEET TO THE TRUE POINT OF BEGINNING.

**The legal description was corrected by a Scrivener''s Affidavit recorded September 25, 2024 at Reception No. 2024056693, in the records of the Jefferson County clerk and recorder, State of Colorado. Purported common address: 10144 S Turkey Creek Rd, Morrison, CO 80465.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

If applicable, a description of any changes to the deed of trust described in the notice of election and demand pursuant to affidavit as allowed by statutes: **The legal description was corrected by a Scrivener''s Affidavit recorded September 25, 2024 at Reception No. 2024056693, in the records of the Jefferson County clerk and recorder, State of Colorado.

PUBLIC NOTICES

THEREFORE, Notice

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell'Acqua #31755

McCarthy & Holthus, LLP

7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-24-997999-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2400317

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2400332

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

N. April Winecki #34861 Janeway Law Firm, P.C. 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990 Attorney File

On October 24, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Dennis Trujillo

Original Beneficiary(ies)

First Franklin Financial Corp., sub. of Nat. City Bank of Indiana

Current Holder of Evidence of Debt

Global Loan Servicing, Inc.

Date of Deed of Trust

February 23, 2004

County of Recording Jefferson

Recording Date of Deed of Trust

March 02, 2004

Recording Information (Reception No. and/or Book/Page No.) F1974745

Original Principal Amount

$43,000.00

Outstanding Principal Balance

$23,343.53

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lot 21, Block 4, The Highlands Subdivision Filing No. 2, County of Jefferson, State of Colorado.

Purported common address: 7511 Marshall Street, Arvada, CO 80003. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION

CRS §38-38-103

FORECLOSURE SALE NO. J2400321

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Julie Lynn Shimonek

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns

Current Holder of Evidence of Debt

Freedom Mortgage Corporation

Date of Deed of Trust

August 19, 2022

County of Recording

Jefferson

Recording Date of Deed of Trust

August 23, 2022

Recording Information (Reception No. and/or Book/Page No.)

2022080406

Original Principal Amount

$662,774.00

Outstanding Principal Balance

$647,227.78

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to make timely payments as required under the Evidence of Debt and Deed of Trust

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The South 15 feet of Lot 14, and the North 45 feet of Lot 13, Glenamay Subdivision, County of Jefferson, State of Colorado.

Purported common address: 2545 Pierce Street, Lakewood, CO 80214.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

STATE OF COLORADO.

Purported common address: 11635 W Security Ave, Lakewood, CO 80401-4429.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2024

that I will at public auction, at 2 p.m. on Thursday, 02/13/2025 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs

govease.com/

First Publication: 12/19/2024

1/16/2025

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Amanda Ferguson #44893 Halliday Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155

Attorney File # CO23761

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2400321

First Publication: 12/19/2024

Last Publication: 1/16/2025

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Lyndsay Smith, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Britney Beall-Eder, Esq #34935 Frascona, Joiner, Goodman and Greenstein, P.C. 4750 Table Mesa Drive, Boulder, CO 80305-5575 (303) 494-3000 Attorney File # 7238-70

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised

October 08, 2021

County of Recording

Jefferson

Recording Date of Deed of Trust

October 12, 2021

Recording Information (Reception No. and/or Book/Page No.)

2021145311

Original Principal Amount

$328,982.00

Outstanding Principal Balance

$312,587.63

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOTS 4, 5 AND THE NORTH 1/2 OF LOT 6, AND LOTS 62 AND 63, BLOCK 1, STANLEY PARK, COUNTY OF JEFFERSON, STATE OF COLORADO

Purported common address: 26029 Edelweiss Cir, Evergreen, CO 80439-5521.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/03/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

By: Lyndsay Smith, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Ilene Dell'Acqua #31755

McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-24-997798-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2400296

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2400308

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 10, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Corrianne Finizza

Name of Publication: Golden Transcript CORRECTED COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2400296

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 3, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

1, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 9340 W 104th Pl, Westminster, CO 80021. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/10/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Lyndsay Smith, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Amanda Ferguson #44893 Halliday Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155

Attorney File # CO23735

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2400308

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2400312

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 10, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) ANGEL LUIS CLAUDIO AND KATHLEEN G. HOTCHKISS Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.

Current Holder of Evidence of Debt

TOWD POINT MORTGAGE TRUST 2022-4, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE

Date of Deed of Trust

August 29, 2018

County of Recording Jefferson

Recording Date of Deed of Trust

August 29, 2018

Recording Information (Reception No. and/or Book/Page No.) 2018079793

Original Principal Amount $421,400.00

Outstanding Principal Balance $443,368.00

Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Bank of England, its successors and assigns Current Holder of Evidence of Debt Freedom Mortgage Corporation

Date of Deed of Trust

June 30, 2023

County of Recording Jefferson

Recording Date of Deed of Trust July 05, 2023

Recording Information (Reception No. and/or Book/Page No.)

2023039970

Original Principal Amount

$572,440.00

Outstanding Principal Balance

$567,903.18

THE LIEN FORECLOSED MAY NOT BE A

FIRST LIEN.

LOT 18, BLOCK 4, A REPLAT OF WALNUT

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

TRACT 1 AS SHOWN ON THE IMPROVEMENT SURVEY PLAT RECORDED IN RECEPTION NO. 2015135990.

A TRACT OF LAND SITUATED IN THE EAST 140.00 FEET OF THE WEST 160.00 FEET OF LOT 5,

PUBLIC NOTICES

Purported common address: 5395 Bison Trail, Littleton, CO 80123. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/19/2024

Last Publication: 1/16/2025 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Ilene Dell'Acqua #31755 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-24-999379-LL

The Attorney above is acting as a debt collector and is attempting to

to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions. govease.com/

First Publication: 12/19/2024

Last Publication: 1/16/2025 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Heather L. Deere #28597

Halliday Watkins & Mann, P.C.

355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155

Attorney File # CO21732

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2400333

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2400322

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

JANET LEE PAIGE

Original Beneficiary(ies)

OPTION ONE MORTGAGE CORPORATION

Current Holder of Evidence of Debt

DEUTSCHE BANK NATIONAL TRUST COM-

PANY, as Trustee for Carrington Mortgage Loan Trust, Series 2005-OPT2, Asset Backed Pass-Through Certificates Series 2005-OPT2

Date of Deed of Trust February 18, 2005

County of Recording Jefferson

Recording Date of Deed of Trust

March 03, 2005

Recording Information (Reception No. and/or Book/Page No.) F2180399

Original Principal Amount

$91,200.00

Outstanding Principal Balance

$69,203.03

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Borrower’s failure to make timely payments as required under the Evidence of Debt and Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

CONDOMINIUM UNIT NO. 104, BUILDING NO. E, WELLINGTON CONDOMINIUMS, IN ACCORDANCE WITH THE DECLARATION RECORDED OCTOBER 22, 1979, AT RECEPTION NO. 79096420, AS AMENDED BY SECOND AMENDMENT TO THE CONDOMINIUM DECLARATION FOR WELLINGTON CONDOMINIUMS AND RATIFICATION OF AMENDED PLAT RECORDED ON JANUARY 25, 1980 AT RECEPTION NO. 80006752 AND THE AMENDED CONDOMINIUM MAP RECORDED ON JANUARY 25, 1980, AT RECEPTION NO. 80006753, OF THE JEFFERSON COUNTY RECORDS TOGETHER WITH THE EXCLUSIVE RIGHT TO USE THE FOLLOWING LIMITED COMMON ELEMENTS; PARKING SPACE 75 AND 76, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 381 S AMES ST #E104, LAKEWOOD, CO 80226-3623.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication12/19/2024

Last Publication1/16/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A

LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

By: Lyndsay Smith, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

N. April Winecki #34861

Janeway Law Firm, P.C. 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 19-022785

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado

Revised 1/2015

Legal Notice NO. J2400322

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2400297

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 3, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Dominique Abel

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION

SYSTEMS, INC. AS NOMINEE FOR PIVOT LENDING GROUP, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

SELENE FINANCE LP Date of Deed of Trust

May 18, 2021

County of Recording

Jefferson

Recording Date of Deed of Trust May 18, 2021

Recording Information (Reception No. and/or Book/Page No.)

2021077142

Original Principal Amount

$403,750.00

Outstanding Principal Balance

$384,326.72

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

A PARCEL OF LAND LYING WITH THE NORTHWEST 1/4 OF SECTION 22, TOWNSHIP 3 SOUTH, RANGE 69 WEST OF THE 6TH P.M., IN THE COUNTY OF JEFFERSON, STATE OF COLORADO, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID SECTION 22, FROM WHENCE THE WEST 1/4 CORNER OF SAID SECTION 22 BEARS S0°09'23"E, A DISTANCE OF 2,651.93 FEET, THENCE S57°25'26"E, A DISTANCE OF 1,600.63 FEET TO A POINT ON THE EAST LINE OF INDEPENDENCE STREET; THENCE S00°11'23"E, ALONG THE EAST LINE OF INDEPENDENCE STREET A DISTANCE OF 150.71 FEET; THENCE CONTINUE S0°11'23"E, A DISTANCE OF 52.00 FEET TO THE POINT OF BEGINNING; THENCE N89°36'18"E A DISTANCE OF 140.26 FEET; THENCE S00°16'10"E, A DISTANCE OF 48.00 FEET; THENCE S89°36'19"W A DISTANCE OF 140.17 FEET; THENCE N00°11'23"W A DISTANCE OF 48.00 TO THE POINT OF BEGINNING, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 4670 Independence St, Wheat Ridge, CO 80033.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A

NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/03/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Alison L. Berry #34531

Janeway Law Firm, P.C. 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 24-033172

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado

Revised 1/2015

Legal Notice NO. J2400297

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2400303

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 3, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

JAMES JOHN SILVIA

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CHOICEAMERICA LENDING, LLC

Current Holder of Evidence of Debt

METLIFE SECURITIZATION TRUST 2018-1, WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS INDENTURE TRUSTEE

Date of Deed of Trust

December 09, 2005

County of Recording Jefferson

Recording Date of Deed of Trust

December 21, 2005

Recording Information (Reception No. and/or Book/Page No.)

2005131022

Original Principal Amount

$166,000.00

Outstanding Principal Balance

$102,045.50

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 3, ALTA VISTA SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 8775 ALTA VISTA DRIVE, ARVADA, CO 80004.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/03/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Carly Imbrogno #59553 Barrett Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711 Attorney File # 00000010083319

The Attorney above is acting as a debt

collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado

Revised 1/2015

Legal Noitce NO. J2400303

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION

CRS §38-38-103

FORECLOSURE SALE NO. J2400309

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 10, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Robert A Kerfoot

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR UNIVERSAL LENDING CORPORATION, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

MIDFIRST BANK

Date of Deed of Trust

December 04, 2015

County of Recording

Jefferson

Recording Date of Deed of Trust

December 09, 2015

Recording Information (Reception No. and/or Book/Page No.) 2015130672

Original Principal Amount

$201,286.00

Outstanding Principal Balance

$165,952.04

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

CONDOMINIUM UNIT 123, BUILDING 14, DAKOTA STATION CONDOMINIUMS FILING NO. 1, PHASE 9, IN ACCORDANCE WITH AND SUBJECT TO THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF DAKOTA STATION FILING NO. 1, AND CONDOMINIUM MAP RECORDED AT THE CLERK AND RECORDERS OFFICE, COUNTY OF JEFFERSON, COLORADO, ON FEBRUARY 3, 1983 AT RECEPTION NO. 83010327 AND ON APRIL 26, 1983 AT RECEPTION NO. 83036513, RESPECTIVELY, AND ANY AMENDMENTS AND SUPPLEMENTS THERETO, COUNTY OF JEFFERSON, STATE OF COLORADO

Purported common address: 9670 W CHATFIELD AVENUE UNIT G, LITTLETON, CO 80128.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/10/2024 Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Alison L. Berry #34531

Janeway Law Firm, P.C. 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 22-027989

The Attorney above is acting as a debt collector and is attempting to collect a debt.

PUBLIC NOTICES

Recording Date of Deed of Trust August 04, 2005 Recording Information (Reception No. and/or Book/Page No.) 2005060273 Original Principal Amount

$225,900.00

Outstanding Principal Balance

$178,434.16

LOT 9, BLOCK 8, LEAWOOD FILING NO. 1, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 6620 South Newland Circle, Littleton, CO 80123.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY

ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Ilene Dell'Acqua #31755 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-24-997686-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015 Legal Notice NO. J2400318 First Publication: 12/19/2024 Last Publication: 1/16/2025 Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2400301

TRACT OF LAND BEING A PORTION OF SOUTH ONE-HALF OF THE NORTHEAST ONE-QUARTER OF SECTION 27, TOWNSHIP 6 SOUTH, RANGE 71 WEST OF THE 6TH P.M., COUNTY OF JEFFERSON, STATE OF COLORADO, BEING M ORE PARTICULARLY DESCRIBED AS FOLLOWS: BASIS OF BEARINGS: THE WEST LINE OF THE NORTH ONE-HALF OF THE NORTHEAST ONE-QUARTER OF SECTION 27, TOWNSHIP 6 SOUTH, RANGE 71 WEST OF THE 6TH P.M., BEING MONUMENTED AT THE NORTH ONE-QUARTER COMER OF SAID SECTION 27, BY 5” BRASS CAP – LS 865 AND THE SOUTHWEST CORNER OF SAID NORTH ONE-HALF OF THE NORTHEAST ONE-QUARTER BY A 2-1/2” ALUMINUM CAP – LS 10102, IS ASSUMED TO BEAR S 02 DEGREES 30 M INUTES 28 SECONDS EAST, A DISTANCE OF 1348.88 FEET; COMMENCING AT THE NORTHWEST COMER OF THE SOUTH ONE-HALF OF THE NORTHEAST ONE-QUARTER OF SECTION 27, TOWNSHIP 6 SOUTH, RANGE 71 WEST OF THE 6TH P.M., THENCE S 02 DEGREES 29 MINUTES 57 SECONDS EAST, ALONG THE WEST LINE OF SAID SOUTH ONE-HALF OF THE NORTHEAST ONE-QUARTER, A DISTANCE OF 229.26 FEET TO THE POINT OF BEGINNING; THENCE THE FOLLOWING FOUR (4) COURSES:

1. NORTH 89 DEGREES 01 MINUTES 40 SECONDS EAST, PARALLEL WITH THE NORTH LINE OF SAID SOUTH ONE-HALF OF THE NORTHEAST ONE-QUARTER, A DISTANCE OF 192.34 FEET

2. SOUTH 02 DEGREES 29 MINUTES 57 SECONDS EAST, PARALLEL WITH THE WEST LINE OF SAID SOUTH ONE-HALF OF THE NORTHEAST ONE-QUARTER, A DISTANCE OF 208.72 FEET;

3. SOUTH 89 DEGREES 01 MINUTES 40 SECONDS WEST PARALLEL WITH THE SAID NORTH LINE, A DISTANCE OF 192.34 FEET TO A POINT ON THE WEST LINE OF SAID SOUTH ONE-HALF OF THE NORTHEAST ONE-QUARTER;

4. NORTH 02 DEGREES 29 MINUTES 57 SECONDS WEST, ALONG SAID WEST LINE, A DISTANCE OF 208.72 FEET TO THE POINT OF BEGINNING.

COUNTY OF JEFFERSON, STATE OF COLORADO Purported common address: 11837 HIGHWAY 285, CONIFER, CO 80433.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/03/2024 Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Carly Imbrogno #59553 Barrett Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711 Attorney File # 00000010248318

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Legal Notice NO. J2400301

First Publication: 12/5/2024

Last Publication: 1/2/2025 Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION

CRS §38-38-103

FORECLOSURE SALE NO. J2400310

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 10, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Original

Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for ZB, N.A. dba Vectra Bank Colorado, Its Successors and Assigns

Current Holder of Evidence of Debt

Zions Bancorporation, N.A. dba Vectra Bank Colorado, successor by name change to ZB, N.A. dba Vectra Bank Colorado

Date of Deed of Trust

January 09, 2017

County of Recording Jefferson

Recording Date of Deed of Trust

January 11, 2017

Recording Information

(Reception No. and/or Book/Page No.)

2017003754

Original Principal Amount

$540,000.00

Outstanding Principal Balance

$449,166.47

LOT 4, BLOCK 4, AMANDA HEIGHTS, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 975 Beech Street, Golden, CO 80401.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A

NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/10/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Ilene Dell'Acqua #31755

McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-24-998435-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Legal Notice NO. J2400310

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2400314

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 10, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

THANESHA BRIGGS

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN PACIFIC MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

SELENE FINANCE LP

Date of Deed of Trust

November 15, 2021

County of Recording

Jefferson

Recording Date of Deed of Trust

November 22, 2021

Recording Information (Reception No. and/or Book/Page No.)

2021164035

Original Principal Amount

$235,000.00

Outstanding Principal Balance

$226,041.16

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed

of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 12, BLOCK 3, AMENDED PLAT MOUNT CARBON PARK ESTATES FILING NO. 3, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 3696 S. Nelson Way, Lakewood, CO 80235-1152.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A

LATER DATE, THE DEADLINE TO FILE A

NOTICE OF INTENT TO CURE BY THOSE

PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/10/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

David R. Doughty #40042

Janeway Law Firm, P.C. 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 24-032439

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Revised 1/2015

Legal Notice NO. J2400314

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2400300

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 3, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

ROBERT P. DANIELS AND CRYSTAL M. DANIELS

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ALLY BANK CORP. F/K/A GMAC BANK

Current Holder of Evidence of Debt

PHH MORTGAGE CORPORATION

Date of Deed of Trust

October 29, 2010

County of Recording Jefferson

Recording Date of Deed of Trust

November 15, 2010

Recording Information (Reception No. and/or Book/Page No.)

2010101898

Original Principal Amount

$231,836.00

Outstanding Principal Balance

$167,698.36

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 24, BLOCK 2, COLUMBINE WEST

FILING NO. 2, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 6966 W FREMONT PL, LITTLETON, CO 80128-4747.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY

ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt

secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/03/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Carly Imbrogno #59553 Barrett Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711

Attorney File # 00000010256832

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Legal Notice NO. J2400300

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2400323

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Lisa M. Hunt

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as nominee for Carnegie Mortgage LLC, A New Jersey Limited Liability Compay, Its Successors and Assigns

Current Holder of Evidence of Debt

Wells Fargo Bank, N.A.

Date of Deed of Trust

January 14, 2011

County of Recording Jefferson

Recording Date of Deed of Trust

January 21, 2011

Recording Information (Reception No. and/or Book/Page No.)

2011007629

Original Principal Amount

$154,969.00

Outstanding Principal Balance

$117,558.67

LOT 1, HARRIMAN PARK SOUTH, AMENDMENT 1, COUNTY OF JEFFERSON, STATE OF COLORADO

Purported common address: 4631 South Tabor Way, Morrison, CO 80465. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/19/2024 Last Publication: 1/16/2025

PUBLIC NOTICES

TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/19/2024

Last Publication: 1/16/2025 Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024 Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Lyndsay Smith, Deputy, for Public Trustee

The name, address, business telephone number

to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 27, BLOCK 25, FAR HORIZONS - FILING NO. 1, COUNTY OF JEFFERSON, STATE OF COLORADO.

Purported common address: 8168 Benton Way, Arvada, CO 80003. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Alison L. Berry #34531

Janeway Law Firm, P.C. 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 22-027051

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Legal Notice NO. J2400330

First Publication: 12/19/2024

Last Publication: 1/16/2025

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2400311

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 10, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

J. Troy McKay and Jesse L. McKay Original Beneficiary(ies)

TCF National Bank Current Holder of Evidence of Debt

The Huntington National Bank, A

Colorado Purported common address: 2223 Beech Court, Golden, CO 80401.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A

NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/10/2024

Jerry DiTullio, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Hanna M. Thompson #58968

Foley Mansfield, P. L.L.P. 385 Inverness Pkwy, Suite 400, Englewood, CA 80112 (720) 636-7979

Attorney File # 001281-010194

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Legal Notice NO. J2400311

First Publication: 12/5/2024

Last Publication: 1/2/2025

Name of Publication: Golden Transcript

City and County

PUBLIC NOTICE

A public hearing will be held before the Arvada City Council scheduled for January 6, 2025 at 6:15 p.m., Arvada City Hall, 8101 Ralston Rd., Arvada, when and where you may speak on the matter to consider A Major Modification from LDC Section 2-1-3-3A for the purposes of modifying lot widths and setbacks at 7399 Carr Street. Members of the public may attend.

CITY OF ARVADA CITY COUNCIL

/s/ Kristen Rush, City Clerk

Legal Notice No. 419535

First Publication: December 26, 2024

Last Publication: December 26, 2024

Publisher: Jeffco Transcript

Summons and Sheriff Sale

Public Notice

NOTICE OF DEFAULT AND FORECLOSURE SALE

WHEREAS, on May 5, 2003, a certain Deed of Trust was executed by Mildred M. Calkins as grantor(s) in favor of Wells Fargo Home Mortgage, Inc., a California Corporation as beneficiary and Public Trustee of Jefferson County as trustee, and was recorded on May 12, 2003 as Reception Number Fl 750320 in the Office of the Clerk and Recorder, Jefferson County, Colorado; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an assignment dated May 6, 2010, and recorded on June 7, 2010, as Reception Number 2010047793, m the office of the Clerk and Recorder, Jefferson County, Colorado; and

seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded on September 5, 2024, as Reception Number 2024052202, notice is hereby given that on January 6, 2025, at 9:00 a.m. local time, all real and personal property at or used in connection with the following described premises ("Property") will be sold at public auction to the highest bidder: See attached Exhibit A

Commonly known as: 8422 Everett Way Unit D, Arvada, CO 80005

The sale will be held at 8422 Everett Way Unit D, Arvada, CO 80005.

The Secretary of Housing and Urban Development will bid $309,312.47.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling $30,931.25 [10% of the Secretary's bid] in the form of a certified check or cashier's check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $30,931.25 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier's check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure.

The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed.

Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Date: 11/29/2024

/s/ Foreclosure Commissioner

IDEA Law Group, LLC Jennifer C. Rogers 4530 S. Eastern Ave., Ste. 10 Las Vegas, NV 89119

877-353-2146

EXHIBIT A- LEGAL DESCRIPTION

supplement to Condominium Declaration recorded May 7, 1985 under Reception No. 85099686 and eighth supplement to Condominium Declaration recorded December 11, 1985 under Reception No. 85120256, and ninth supplement recorded January 8, 1986 under Reception No. 86002645 and tenth supplement to Condominium Declaration recorded July 1, 1986 under Reception No. 86071650 and re-recorded July 25, 1986 under Reception No. 86083984 and eleventh supplement to Condominium Declaration recorded November 11, 1986 at Reception No. 86138974 and twelfth supplement recorded March 25, 1987 at reception No. 87037903 and the Condominium Map recorded on March 26, 1981 at Reception No. 81020341, and first supplement map recorded April 30, 1981 under Reception No. 81029840, and the second supplement to the Condominium Map recorded on July 17, 1981 at Reception No. 81051890 and the fourth supplement to the map recorded December 21, 1982 at Reception No. 82089590 and the fifth supplement to the Condominium Map recorded on August 10, 1983 at Reception No. 83075631 and the sixth supplement to the map recorded December 14, 1983 at Reception No. 83118831 and seventh supplement to Condominium Map recorded May 7, 1985 under Reception No. 85042168 and amendment recorded October 16, 1985 under Reception No. 85099687 and Eighth supplement recorded November 15, 1985 under Reception No. 85110977 and ninth supplement recorded January 8, 1986 under Reception No. 86002646 and tenth supplement recorded July 1, 1986 under Reception No. 86071651 and eleventh supplement recorded December 1, 1986 under Reception No. 86146773 and twelfth supplement recorded March 24, 1987 at Reception No. 87037904 of the Jefferson County Records, together with the exclusive right to use the following limited common elements: Garage Space Number D 11 and Storage Space Number D 11. County of Jefferson, State of Colorado.

Legal Notice No. 419484

First Publication: December 12, 2024

Last Publication: December 26, 2024

Publisher: Golden Transcript Public Notice

DISTRICT COURT, JEFFERSON COUNTY, STATE OF COLORADO CASE NO. 2023CV31439, Division 5 COMBINED NOTICE OF SHERIFF’S SALE OF REAL PROPERTY AND RIGHT TO CURE AND REDEEM

Plaintiff: ADVANCED EXTERIORS, INC., a Colorado corporation, v. Defendants: ODARKA FIGLUS; ROBERT STOYKO; JPMORGAN CHASE BANK, N.A.; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; JERRY DITULLIO, AS PUBLIC TRUSTEE OF JEFFERSON COUNTY.

RE: Sheriff Sale of Real Property, pursuant to Court Order and Decree for Judicial Foreclosure, and C.R.S. 38-38-101 et seq., County of Jefferson, State of Colorado

TO THE ABOVE NAMED DEFENDANTS, PLEASE TAKE NOTICE:

You and each of you are hereby notified that a Sheriff’s Sale of the real property referenced herein, pursuant to a Decree of Foreclosure issued on April 8, 2024, by Judge Rhamey of the Denver County District Court, is to be conducted by the Sheriff’s Office of the County of Jefferson, State of Colorado, to satisfy the Judgment entered in favor of Advanced Exteriors, Inc., and against Robert Stoyko and Odarka Figlus on May 27, 2021, as amended on June 26, 2023, in the Denver County District Court in the amount of One Hundred Sixty Thousand Three Hundred Ninety Seven Dollars and Thirty Five Cents ($160,397.35) plus interest at eighteen percent (18%) per annum, plus attorneys fees and costs in connection with the above entitled lawsuit, plus interest and costs of the sheriff’s sale. Plaintiff makes no warranty relating to title, possession, or quiet enjoyment in and to said real property in connection with this sale.

This is to advise you that a Sheriff's sale proceeding has been commenced through the office of the undersigned Sheriff pursuant to above-referenced documents.

PLEASE BE ADVISED THE LIEN BEING FORECLOSED MAY NOT BE A FIRST LIEN ON THE FOLLOWING REAL PROPERTY.

Pursuant to C.R.S. § 38-38-101(4)(f), the amount of the outstanding balance of the indebtedness as of the date of this notice is $239,696.90.

**Bidders are required to have cash or certified funds sufficient to cover their highest bid by NOON the day of the sale.**

$80,000.00 Outstanding Principal Balance $72,024.74

THE

Lot

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that the payment due on May 22, 2024, was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and

WHEREAS, the entire amount delinquent as of November 20, 2024 is $309,312.47; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et

Condominium Unit No. D, Building No. 11, Timbercove II Condominiums, in accordance with the Declaration recorded March 25, 1981 at Reception No. 81020008 and First Supplement to Condominium Declaration recorded on April 30, 1981 at Reception No. 81029839 and second supplement to Condominium Declaration recorded on July 17, 1981 at Reception No. 81051891, and amended and restated second supplement to Declaration recorded on August 12, 1981 at Reception No. 81058838 and third supplement to Condominium Declaration recorded August 20, 1982 at Reception No. 82058117, and assignment of declarant's rights recorded August 26, 1982 at Reception No. 82059487 and fourth supplement to Condominium Declaration recorded December 22, 1982 under Reception No. 82089833, and fifth supplement to Condominium Declaration recorded on August 10, 1983 at Reception No. 83075630 and re-recorded February 14, 1984 under Reception No. 84014117 and sixth supplement to Condominium Declaration recorded December 14, 1983 at Reception No. 83118830, and re-recorded January 6, 1984 under Reception No. 84001721 and seventh

Robert Stoyko and Odarka Figlus are the owners of certain personal property located at 10580 W 34th Avenue, Wheat Ridge, Colorado 80033 (the “Subject Real Property”).

The legal description of the Subject Real Property that is the subject of this Combined Notice is:

LOT 7, BLOCK 8, ROLLING HILLS, BLOCKS 6, 7, AND 8, COUNTY OF JEFFERSON, STATE OF COLORADO.

NOTICE OF SALE

Notice is hereby given, that I will at 10:00 a.m. on January 23, 2025, in the office of the Jefferson County Sheriff Civil Unit located at 100 Jefferson County Parkway Ste 1520, Golden,

PUBLIC NOTICES

Telephone: 303-494-3000

Facsimile: 303-494-6309

Email: zac@frascona.com

Case Number: 2024CV031541

Division: 12

SERVICE BY PUBLICATION

TO THE ABOVE-NAMED DEFENDANT(S):

You are hereby summoned and required to appear and defend against the claims of the complaint filed with the court in this action, by filing with the clerk of this court an answer or other response. You are required to file your answer or other response within 21 or 35 days, as applicable, after the service of this summons upon you. Service of this summons shall be complete on the day of the last publication. A copy of the complaint may be obtained from the clerk of the court.

If you fail to file your answer or other response to the complaint in writing within 21 or 35 days, as applicable, after the date of the last publication, judgment by default may be rendered against you by the court for the relief demanded in the complaint without further notice.

Dated: December 10, 2024

Frascona, Joiner, Goodman and Greenstein, P.C.

fifteen (15) calendar days prior to the first scheduled sale date or any date to which the sale is continued.

If the sale date is continued to a later date, the deadline to file a notice of intent to cure by those parties entitled to cure may also be extended.

A notice of intent to redeem filed pursuant to section 38-38-302 shall be filed with the officer no later than eight (8) business days after the sale.

In this regard, you may desire and are advised to consult with your own private attorney.

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BURAU (CFBP), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSUE PROCESS.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

Federal Consumer Financial Protection Bureau

P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov

NO. 7 INITIAL COMBINED NOTICE OF SHERIFF'S SALE OF REAL PROPERTY AND RIGHT TO CURE AND REDEEM

Plaintiff, Westdale Townhomes Association v. Defendants, JOSHUA ROSE et al

Regarding: Condominium Unit No. 146, Building No. TH-37, Westdale Townhomes, According to the map thereof filed for record November 29, 1974 under Reception No. 678868, and according to and subject to Condominium Declaration recorded May 9, 1973 in Book 2503, at Page 868, County of Jefferson, State of Colorado.

Also known as: 7904 Chase Cir, #146, Arvada, CO 80003 TO THE ABOVE NAMED DEFENDANTS, Please take notice:

You and each of you are hereby notified that a Sheriff's Sale of the referenced property is to be conducted by the Civil Division of the Sheriff's Office of Jefferson County, Colorado at 10:00 a.m., on the 23rd day of January 2025, at 100 Jefferson County Parkway, Suite 1520, Golden, CO 80419; phone number is 303271-6580. At which sale, the above-described real property and improvements thereon will be sold to the highest bidder. Plaintiff makes no warranty relating to title, possession, or quiet enjoyment in and to said real property in connection with this sale.

**BIDDERS ARE REQUIRED TO HAVE CASH OR CERTIFIED FUNDS SUFFICIENT TO COVER THEIR HIGHEST BID BY NOON THE DAY OF THE SALE. **

Further, for the purpose of paying off, curing default or redemption, as provided by statute, intent must be directed to or conducted at the above address of the Civil Division of the Sheriff’s Department of Jefferson County, Colorado.

PLEASE NOTE THAT THE LIEN BEING FORECLOSED MAY NOT BE A FIRST LIEN ON THE SUBJECT PROPERTY.

First Publication: November 28, 2024 Last Publication: December 26, 2024 Published In: Golden Transcript NOTICE OF RIGHT TO CURE AND RIGHT TO REDEEM

RE: Sheriff’s Sale of Real Property pursuant to Order and Decree of Foreclosure and C.R.S. 38-38-101 et seq.

This is to advise you that a Sheriff sale proceeding has been commenced through the office of the undersigned Sheriff pursuant to a Court Order and Decree dated August 27, 2024, and C.R.S. 38-38-101 et seq., by Westdale Townhomes Association, the current holder of a lien recorded on September 20, 2023 at Rec. No. 2023057910, in the records of the Clerk and Recorder of the County of Jefferson, State of Colorado. The judicial foreclosure is based on a default under the Condominium Declaration for Westdale Townhomes, recorded on May 9, 1973 at Reception No. 566838 in the records of the Clerk and Recorder of the County of Jefferson, State of Colorado. The Declaration and notices, as recorded, establish a lien for the benefit of Westdale Townhomes Association, WHICH LIEN BEING FORECLOSED MAY NOT BE A FIRST LIEN ON THE SUBJECT PROPERTY AND IMPROVEMENTS.

You may have an interest in the real property being affected, or have

DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION FOR GARRISON LAKES CONDOMINIUMS, RECORDED ON SEPTEMBER 23, 1983 AT RECEPTION NO. 83091503, IN SAID RECORDS, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known as: 5051 Garrison Street, Unit 7C, Wheat Ridge, Colorado 80033.

The violation of the covenant of the evidence of debt upon which the foreclosure is based is as follows: Failure to pay assessments, late charges, fines, interest, and attorney fees and costs.

You may have an interest in the Property being affected, or have certain rights or suffer certain liabilities or loss of your interest in the subject Property as a result of said foreclosure. You may have the right to redeem the Property or you may have the right to cure a default under the instrument being foreclosed. Any Notice of Intent to Cure must be filed no later than fifteen (15) calendar days prior to the date of the foreclosure sale. A notice of intent to cure filed pursuant to section 38-38-104 shall be filed with the officer at least fifteen (15) calendar days prior to the first scheduled sale date or any date to which the sale is continued A notice of intent to redeem filed pursuant to section 38-38-302 shall be filed with the officer no later than eight (8) business days after the sale. IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. In this regard, you may desire and are advised to consult with your own private attorney.

Further, you are advised that the parties liable thereon, the owner of the property described above, or those with an interest in the subject property, may take appropriate and timely action under Colorado statutes, certain sections of which are attached hereto.

In order to be entitled to take advantage of any rights provided for under Colorado law, you must strictly comply and adhere to the provisions of the law. Further, you are advised that the attached Colorado statutes merely set forth the applicable portions of Colorado statutory law relating to curative and redemption rights; therefore, you should read and review all the applicable statutes and laws in order to determine the requisite procedures and provisions which control your rights in the subject property.

DATED in Colorado this 25th day of September 2024.

Regina Marinelli Sheriff of Jefferson County, Colorado

By: Sgt. Sean Joselyn, Deputy Sheriff

ATTORNEY FOR THE PLAINTIFF: ORTEN CAVANAGH HOLMES & HUNT, LLC

1445 Market Street, Suite 350 Denver, CO 80202

Statutes attached: §§38-37-108, 38-38-103, 38-38-104, 38-38-301, 38-38-304, 38-38-305, and 38-38-306, C.R.S., as amended.

Legal Notice No. 419400

First Publication: November 28, 2024

Last Publication: December 26, 2024 Published In: Golden Transcript Public Notice COMBINED NOTICE OF SALE PER C.R.S. § 38-38-103 (Sheriff Foreclosure)

This Combined Notice Concerns a Foreclosure Described as Follows:

Original Debtor(s) on the Lien Being Foreclosed:Cade Olson Original Lien Claimant on the Lien Being Foreclosed: Garrison Lakes Condominium Association, Inc., a Colorado non-profit corporation Current Holder (“Holder”) of the Evidence of Debt: MSB Group LLC, a Colorado limited liability company

Recording Information of Lien Being Foreclosed: Assessments owing under the Condominium Declaration for Garrison Lakes Condominiums recorded in the Jefferson County Clerk and Recorder’s Office on September 23, 1983 at Reception No. 83091503, and all supplements thereto. Date of Court Order Authorizing the Foreclosure: August 19, 2024 Original Principal Balance of Secured Indebtedness: $8,343.39

Outstanding Principal Balance of Secured Indebtedness: $8,343.39 as of August 19, 2024

This sum does not include additional interest or other amounts allowed by law.

YOU ARE NOTIFIED AS FOLLOWS:

A judicial foreclosure proceeding was commenced to foreclose a statutory lien against the property in the District Court of Jefferson County, State of Colorado, Case No. 2024CV30886.

The above-referenced Court ordered a foreclosure on certain property secured by the statutory lien. The undersigned Sheriff has been commanded to sell the following real property (the “Property”) which is the subject of this Combined Notice:

CONDOMINIUM UNIT 7C IN BUILDING

5051, GARRISON LAKES CONDOMINIUMS ACCORDING TO THE CONDOMINIUM MAP THEREOF, RECORDED ON DECEMBER 6, 1984, AT RECEPTION NO. 84113212, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF JEFFERSON, COLORADO, AND AS

To the Respondent named above this Summons serves as a notice to appear in this case.

If you were served in the State of Colorado, you must file your Response with the clerk of this Court within 21 days after this Summons is served on you to participate in this action.

If you were served outside of the State of Colorado or you were served by publication, you must file your Response with the clerk of this Court within 35 days after this Summons is served on you to participate in this action.

You may be required to pay a filing fee with your Response. The Response form (JDF 1420) can be found at www.courts.state.co.us by clicking on the “Self Help/Forms” tab.

The Petition requests that the Court enter a Order addressing issues involving the children such as, child support, allocation of parental responsibilities, (decision-making and parenting time), attorney fees, and costs to the extent the Court has jurisdiction.

2024: $17,887.50

Description of property to be foreclosed:

Lot 39, The North Ranch at Ken-Caryl Phase Two, County of Jefferson, State of Colorado.

Also known as: 6 Red Fox Lane, Littleton, CO 80127.

THE PROPERTY TO BE FORECLOSED AND DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN.

THE LIEN BEING FORECLOSED MAY NOT BE A FIRST LIEN.

The covenants of Plaintiff have been violated as follows: failure to make payments on said indebtedness when the same were due and owing.

NOTICE OF SALE

Petitioner:

Attorney: The

If you believe that the lender or servicer of this mortgage has violated the requirements for a single point of contact in section 3838-103.1, Colorado Revised Statutes, or the prohibition on dual tracking in section 38-38103.2, Colorado Revised Statutes, you may file a complaint with the Colorado attorney general, the federal Consumer Financial Protection Bureau, or both, at http://coag.gov/ file-complaint or http://www.consumerfinance.gov/complaint/ respectively. The filing of a complaint will not stop the foreclosure process. The Colorado Attorney General can be contacted at 720-5086000 and the Consumer Financial Protection Bureau can be contacted at 855-411-2372.

In order to be entitled to take advantage of any rights provided for under Colorado law, you must strictly comply and adhere to the provisions of the law. Further, you are advised that the attached Colorado statutes merely set forth the applicable portions of Colorado statutory law relating to curative and redemption rights therefore, you should read and review all the applicable statutes and laws in order to determine the requisite procedures and provisions which control your rights in the subject property.

THEREFORE, AT 10:00 a.m., on the 9th day of January, 2025, at 100 Jefferson County Parkway Suite 1520, Golden, CO 80419, the undersigned Sheriff will sell the Property at public auction to highest bidder submitting funds to as specified by C.R.S. §38-38-106 to pay the Secured Indebtedness and certain other sums, all as provided by applicable law and the Court Order, and will deliver to the purchaser a Certificate of Purchase as provided by law.

**BIDDERS ARE REQUIRED TO HAVE CASH OR CERTIFIED FUNDS SUFFICIENT TO COVER THEIR HIGHEST BID BY NOON THE DAY OF THE SALE.

PLEASE NOTE THAT THE LIEN BEING FORECLOSED MAY NOT BE A FIRST LIEN.

The name, address, business telephone number, and Colorado bar registration number of the attorney for the Holder are as follows:

Christopher J. Conant

Hatch Ray Olsen Conant LLC

730 Seventeenth Street, Suite 200 Denver, Colorado 80202

Telephone: (303) 298-1800

Attorney Reg. No. 40269

First Publication: November 28, 2024

Last Publication: December 26, 2024

Published In: Golden Transcript

DATED at Golden, Colorado this 18th day of November 2024

Regina Marinelli

Jefferson County Sheriff

By: Commander Steve Wygant

Deputy Sheriff

Legal Notice No. 419427

First Publication: November 28, 2024

Last Publication: December 26, 2024

Published In: Golden Transcript Public Notice

District Court, Jefferson County Colorado 100 Jefferson County Parkway Golden, CO 80401

In re the Parental Responsibilities concerning:

Petitioner: Mayra Nava and Abraham Padilla, Respondent:

Party Without Attorney: Mayra Yvonne Nava 10555 W. Jewell Avenue, No. 12-104 Lakewood, Colorado 80232

Phone Number: 720-692-5456

E-mail: navamayra22@yahoo.com

Case Number: 24 DR 780

SUMMONS FOR ALLOCATION OF PARENTAL RESPONSIBILITIES

Notice: Colorado Revised Statutes §14-10-123, provides that upon the filing of a Petition for Allocation of Parental Responsibilities by the Petitioner and Co-Petitioner, or upon personal service of the Petition and Summons on the Respondent, or upon waiver and acceptance of service by the Respondent, an automatic temporary injunction shall be in effect against both parties until the Final Order is entered, or the Petition is dismissed, or until further Order of the Court. Either party may apply to the Court for further temporary orders, an expanded automatic temporary injunction, or modification or revocation under §14-10-125, C.R.S.

A request for genetic tests shall not prejudice the requesting party in matters concerning allocation of parental responsibilities pursuant to §14-10-124(1.5), C.R.S. If genetic tests are not obtained prior to a legal establishment of paternity and submitted into evidence prior to the entry of the final order, the genetic tests may not be allowed into evidence at a later date.

Automatic Temporary Injunction

– By Order of Colorado law, you and the other parties:

1. Are enjoined from molesting or disturbing the peace of the other party; and

2. Are restrained from removing the minor child(ren) from the state without the consent of all parties or an Order of the Court modifying the injunction; and

3. Are restrained, without at least 14 days advance notification and the written consent of all other parties or an Order of the Court, from cancelling, modifying, terminating, or allowing to lapse for nonpayment of premiums, any policy of health insurance or life insurance that provides coverage to the minor child(ren) as a beneficiary of a policy.

If you fail to file a Response in this case, any or all of the matters above, or any related matters which come before this Court, may be decided without further notice to you.

Date: August 13, 2024

Signature of the Clerk of Court/Deputy

Signature of the Attorney for the Petitioner (if any)

Legal Notice No. 419401

First Publication: November 28, 2024

Last Publication: December 26, 2024

Publisher: Golden Transcript Public Notice DISTRICT COURT, JEFFERSON COUNTY, COLORADO Court Address: 100 Jefferson County Parkway Golden, CO 80401

Plaintiff: KEN-CARYL RANCH MASTER ASSOCIATION, a Colorado non-profit corporation

Defendants: CHRISTOPHER C. COTHRAN; LISA K. COTHRAN; U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST; THE NORTH RANCH AT KEN-CARYL HOMEOWNERS ASSOCIATION, INC.; JERRY DITULLIO AS PUBLIC TRUSTEE AND TREASURER FOR JEFFERSON COUNTY; UNKNOWN TENANT(S) IN POSSESSION

Attorneys for Plaintiff: WINZENBURG, LEFF, PURVIS & PAYNE, LLP

Wendy E. Weigler #28419

Address: 8020 Shaffer Parkway, Suite 300, Littleton, CO 80127

Phone Number: (303) 863-1870

Case Number: 2024CV030807

SHERIFF’S COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

Under a Judgment and Decree of Foreclosure entered on August 5, 2024, in the above- captioned action, I am ordered to sell certain real property as follows:

Original Lienee: Christopher C. Cothran and Lisa K. Cothran

Original Lienor: Ken-Caryl Ranch Master

Association

Current Holder of the evidence of debt: Ken-Caryl Ranch Master Association

Date of Lien being foreclosed: August 19, 2022

Date of Recording of Lien being foreclosed: August 22, 2022 County of Recording: Jefferson

THEREFORE, NOTICE IS HEREBY GIVEN that I will, at 10:00 o'clock A.M., on January 23, 2025, on the front steps of the Jefferson County Sheriff’s Office, located at 100 Jefferson County Pkwy, Ste 1520, Golden, CO 80419 sell to the highest and best bidder for cash, the said real property described above, and all interest of said Grantor and the heirs and assigns of said Grantor, for the purpose of paying the judgment amount entered herein, and will deliver to the purchaser a Certificate of Purchase, all as provided by law. Bidders are required to have cash or certified funds to cover the highest bid by noon on the day of the sale. Certified funds are payable to the Jefferson County District Court.

First Publication: November 28, 2024 Last Publication: December 26, 2024 Name of Publication: Golden Transcript NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO LAW AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE LIEN BEING FORECLOSED. A COPY OF THE STATUTES WHICH MAY AFFECT YOUR RIGHTS ARE ATTACHED HERETO.

A NOTICE OF INTENT TO CURE PURSUANT TO §38-38-104, C.R.S., SHALL BE FILED WITH THE OFFICER AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO §38-38-302, C.R.S., SHALL BE FILED WITH THE OFFICER NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE, EXCEPT THAT, IF THE PERSON IS DEEMED AN ALTERNATE LIENOR PURSUANT TO §38-38-305.5, C.R.S. AND THE LIEN BEING FORECLOSED IS A UNIT ASSOCIATION LIEN, THE ALTERNATE LIENOR HAS THIRTY (30) DAYS TO FILE THE NOTICE WITH THE OFFICER OF THE ALTERNATE LIENOR’S INTENT TO REDEEM. IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN C.R.S. 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN C.R.S. 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL AT THE COLORADO DEPARTMENT OF LAW, RALPH L. CARR JUDICIAL BUILDING, 1300 BROADWAY, 10TH FLOOR, DENVER, CO 80203, 720-508-6000; THE CFPB, HTTP://WWW. CONSUMERFINANCE.GOV/COMPLAINT/; CFPB, PO BOX 2900, CLINTON IA 527332900 (855) 411-2372 OR BOTH, BUT THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

The name, address and telephone number of each of the attorneys representing the holder of the evidence of the debt is as follows:

Wendy E. Weigler #28419 Winzenburg, Leff, Purvis & Payne, LLP 350 Indiana Street, Suite 450 Golden, CO 80401 303-863-1870

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE

Date: November 6, 2024.

Regina Marinelli Jefferson County Sheriff Jefferson County, Colorado

By: Sgt. Sean Joselyn, Deputy Sheriff Statutes attached: §§38-37-108, 38-38-103, 38-38-104, 38-38-301, 38-38-304, 38-38-305, and

C.R.S., as amended.

tab.

After 91 days from the date of service or publication, the Court may enter a Decree affecting your marital status, distribution of property and debts, issues involving children such as child support, allocation of parental responsibilities (decision-making and parenting time), maintenance (spousal support), attorney fees, and costs to the extent the Court has jurisdiction.

If you fail to file a Response in this case, any or all of the matters above, or any related matters which come before this Court, may be decided without further notice to you.

This is an action to obtain a Decree of: Dissolution of Marriage or Legal Separation as more fully described in the attached Petition, and if you have children, for orders regarding the children of the marriage.

Notice: §14-10-107, C.R.S. provides that upon the filing of a Petition for Dissolution of Marriage or Legal Separation by the Petitioner and Co-Petitioner, or upon personal service of the Petition and Summons on the Respondent, or upon waiver and acceptance of service by the Respondent, an automatic temporary injunction shall be in effect against both parties until the Final Decree is entered, or the Petition is dismissed, or until further Order of the Court. Either party may apply to the Court for further temporary orders, an expanded temporary injunction, or modification or revocation under §14-10-108, C.R.S.

A request for genetic tests shall not prejudice the requesting party in matters concerning allocation of parental responsibilities pursuant to §14-10-124(1.5), C.R.S. If genetic tests are not obtained prior to a legal establishment of paternity and submitted into evidence prior to the entry of the final decree of dissolution or legal separation, the genetic tests may not be allowed into evidence at a later date. Automatic Temporary Injunction – By Order of Colorado Law, You and Your Spouse are:

1. Restrained from transferring, encumbering, concealing or in any way disposing of, without the consent of the other

2. Enjoined

PUBLIC NOTICES

or the claims may be forever barred.

Richard E. Samson, Atty Reg.# 15647

Legal Notice No. 717 5th Ave., P.O. Box 1079 Longmont, CO 80502-1079

Legal Notice No. 419534

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS Estate of Jane Bliss Cooper, a.k.a. Jane B. Cooper, a.k.a. Jane Cooper, Deceased Case Number: 2024PR31361

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of JEFFERSON County, Colorado on or before April 26, 2025, or the claims may be forever barred.

Anne Cooper Salazar, Personal Representative 24207 Deer Valley Road Golden, CO 80401

Legal Notice No. 419473

First Publication: December 12, 2024

Last Publication: December 26, 2024

Publisher: Jeffco Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Glenn Taro Yoshimura, Deceased Case Number: 2024PR513

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before Monday, April 21, 2025, or the claims may be forever barred.

Ron Yoshimura Personal Representative 6385 E. 121st Drive Brighton, Colorado 80602

Legal Notice No. 419510

First Publication: December 19, 2024

Last Publication: January 2, 2025

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS Estate of Tamara Lamb-Ghenee, also known as Tamara Lamb Ghenee, aka Tamara Ghenee, aka Tamara Sonya Lamb-Ghenee, aka Tamara S. Lamb Ghenee, aka Tamara S. Ghenee, aka Tamara Sonya Lamb, aka Tamara S. Lambghenee, aka Tamara Lamb, aka Tamara L. Ghenee, aka Tamara S. Lamb-Ghenee , Deceased Case Number: 2024PR31325, Division 3

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado, on or before April 12, 2025, or the claims may be forever barred.

/s/ NADYA VECCHIET-LAMBERT, ESQ. On behalf of Timor Ghenee, Personal Representative 6855 South Havana Street, Suite #370 Centennial, CO 80112 (303) 734-7131

Legal Notice No. 419476

First Publication: December 12, 2024 Last Publication: December 26, 2024 Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS Estate of Ralph Delbert Cundiff Sr., aka Ralph D. Cundiff Sr., aka Ralph Cundiff Sr., aka Ralph Delbert Cundiff, aka Ralph D. Cundiff, aka Ralph Cundiff, Deceased Case Number: 2024PR31368

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before Monday, April 28, 2025, or the claims may be forever barred.

Barry L. Cundiff Co-Personal Representative 10308 E. 147th Avenue Brighton, Colorado 80602

Ralph D. Cundiff, Jr.

Co-Personal Representative 15050 Clinton Street Brighton, Colorado 80602

Legal Notice No. 419527

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS Estate of Richard J Schmaus, Deceased Case Number 2024PR579

All persons having claims against the above named estate are required to present them to the personal representative or to District Court of Jefferson County, Colorado or on or before Monday, April 28, 2025, or the claims may be forever barred.

Douglas B Schmaus

Personal Representative 7583 W Arkansas Ave

Lakewood, Co 80232

Legal Notice No. 419538

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Golden Transcript PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of William S. Thielman, aka Willilam Sargeant Thielman, Deceased Case Number: 2024PR619

William A. Thielman

Personal Representative 12075 W. 18th Drive Lakewood, Colorado 80215

Legal Notice No. 419505

First Publication: December 19, 2024

Last Publication: January 2, 2025

Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS

Estate of John H. Thomas, a/k/a John Howard Thomas, a/k/a John Thomas, Deceased Case Number: 2024PR31403

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before April 30, 2025, or the claims may be forever barred.

Mark H. Thomas, Personal Representative 6940 W. Floyd Ave. Lakewood, CO 80227

Legal Notice No. 419502

First Publication: December 19, 2024

Last Publication: January 2, 2025

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Jacob T. Shaeffer, a/k/a Jacob Shaeffer, a/k/a Jake Shaeffer, Deceased Case Number: 2024PR31385

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before April 19, 2025, or the claims may be forever barred.

Dana A. Hester, Personal Representative 2274 South Orchard Street Lakewood, CO 80228

Legal Notice No. 419504

First Publication: December 19, 2024

Last Publication: January 2, 2025

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Estate of Betty Lou Dean, a/k/a Betty L. Dean, a/k/a Betty Dean, a/k/a Betty Lou Ratliff, a/k/a Betty L. Ratliff, a/k/a Betty Ratliff, Deceased Case Number: 2024PR31217

Cole Pokard, Attorney for Robert Michael Dean, Personal Representative Althaus Law, LLC 825 Delaware A venue, Ste. 102 Longmont, CO 80501 (720) 526-6520

Legal Notice No. 419536

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS Loretta May Molliconi, a/k/a Loretta M. Molliconi, and Loretta Molliconi, Deceased Case Number: 2024PR31317

Mary Jo Douglas

Personal Representative 62 Needle Court Livermore, CO 80536

Legal Notice No. 419508

First Publication: December 19, 2024

Last Publication: January 2, 2025 Publisher: Jeffco Transcript Public Notice

NOTICE TO CREDITORS

Estate of DOLA DELOIS EDWARDS, a/k/a DOLA “ANN” DELOIS EDWARDS, a/k/a DOLA D. EDWARDS, Deceased Case Number: 2024PR31366

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before April 30, 2025, , or the claims may be forever barred.

Pamela D. Kranzusch

Personal Representative 6517 S. Flower St. Littleton, CO 80123

Legal Notice No. 419498

First Publication: December 19, 2024

Last Publication: January 2, 2025

Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS Estate of THOMAS RICHARD GREENE, JR., a/k/a T. RICHARD GREENE, a/k/a RICK GREENE, a/k/a THOMAS RICHARD GREENE, a/k/a THOMAS R. GREENE, Deceased Case Number: 2024PR31387

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County on or before Monday April 21, 2025, or the claims may be forever barred.

Connie J. Greene

Personal Representative 8568 W. Fremont Place Littleton, CO 80128

Legal Notice No. 419489

First Publication: December 19, 2024

Last Publication: January 2, 2025

Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS

Estate of David James Ferris; a/k/a David J. Ferris; a/k/a David Ferris, Deceased Case Number: 2024PR31281

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before April 21, 2025, or the claims may be forever barred.

Linda Brown, Personal Representative 2314 Covered Bridge Blvd Knoxville, TN 37932

Legal Notice No. 419467

First Publication: December 12, 2024

Last Publication: December 26, 2024

Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS

Estate of Barbara R. Anderson, a/k/a Barbara Robbins Anderson, a/k/a/ Barbara Anderson, Deceased Case Number: 2024PR031346

All persons having claims against the abovenamed estate are required to present them to the personal representatives or to the District Court of Jefferson County, Colorado on or before Monday, April 14, 2025, or the claims may be forever barred.

Winnifred J. Anderson & James H. Anderson

Co-Personal Representatives

c/o Douglas A. Turner, P.C. 602 Park Point Drive, Suite 240 Golden, CO 80401

Legal Notice No. 419471

First Publication: December 12, 2024

Last Publication: December 26, 2024

Publisher: Golden Transcript PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Harold Steven Patterson, Deceased Case Number: 2024PR611

Patrick Patterson

Personal Representative 11642 Maize Court Parker, CO 80134

Legal Notice No. 419487

First Publication: December 19, 2024

Last Publication: January 2, 2025

Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS

Estate of Kim Lisette Hernandez, Deceased Case Number: 2024PR552

Danette Silaban

Personal Representative 18366 W. 83rd Dr. Arvada, CO 80007

Legal Notice No. 419469

First Publication: December 12, 2024

Last Publication: December 26, 2024

Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS

Estate of Shirley R. Schmitt, a/k/a Shirley Rose Schmitt, a/k/a Shirley Schmitt, Deceased Case Number: 2024 PR 031409

Patricia Lynn Heller

Personal Representative 8896 W. Prentice Avenue Littleton, CO 80123

Legal Notice No. 419526

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS Estate of PATRICIA F. GATTON, a/k/a, PATRICIA FRANCES GAGNON GATTON, Deceased Case Number: 2024PR31415

All persons having claims against the above named estate are required to present them to the personal representative or to District Court of Jefferson County on or before May 21, 2025, or the claims may be forever barred.

Wendy L. DeHaan

Personal Representative 4020 S. Delaware Street Englewood, CO 80110

Legal Notice No. 419537

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS In the Matter of the Estate of: JERRY RAY CARDWELL, aka JERRY R. CARDWELL, aka JERRY CARDWELL, Deceased Case Number: 2024-PR-31340

Dated this 12th day of December, 2024.

LAUREL E. CARDWELL

Personal Representative to the Estate 8140 W. Meadow Drive Littleton, Colorado 80128 Phone: (303) 979-2293

Legal Notice No. 419475

First Publication: December 12, 2024

Last Publication: December 26, 2024

Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Christopher Manuel Olivas, Deceased Case Number: 2024PR490

Christine Lopez, Personal Representative 13565 Vallejo Street Westminster, Colorado 80234

Legal Notice No. 419477

First Publication: December 12, 2024

Last Publication: December 26, 2024

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Carl Kingsley, a/k/a Carl Oliver Kingsley, Deceased Case Number: 24PR31308 Division 11

All persons having claims against the above named estate are required to present them to the personal representative or to District Court of Jefferson County, Colorado on or before June 1, 2025, or the claims may be forever barred.

Robert T. Cosgrove, Atty. Reg. #12217 Burns, Wall and Mueller, P.C. 303 E. 17th Avenue, Suite 920 Denver, Colorado 80203 Phone:(303) 830-7000

Email: rcosgrove@bwsm.com

Legal Notice No. 419528

First Publication: December 26, 2024 Last Publication: January 9, 2025 Publisher: Golden Transcript

Notice

of Margaret Elisabeth Shelley, aka Margaret E. Shelley, Deceased Case Number 2024PR598 All persons having claims against the above named estate are required to present them to the personal representative or to District Court of Jefferson

BALLOTS

A striking example of this recently has been initiatives in some red states that sought to replace highly restrictive abortion laws with more balanced, centrist laws that better re ect majority opinion.

If elected o cials adopt policies favored by the majority, then there would be little reason for citizens to sponsor initiatives. Part of the reason, then, for so many initiatives in Colorado recently is likely that voters are not feeling well-represented by their elected representatives, at least on certain issues.

From this perspective, having a large number of ballot measures is a symptom of a problem, not the problem itself. I’d even argue that the measures are a healthy

MEALS

Today, Cisneros nds herself on the other side, advocating for students to have access to fresh, healthy meals and for cafeteria workers like herself to be supported with livable wages. She pointed out that, due to budget constraints, many cafeteria workers are forced to sell junk food to students to generate extra revenue for school districts.

way of trying to solve the problem of poor representation.

Too many decisions?

But this only follows if you believe that voters are able to make good decisions on the measures that come before them. As I explore in detail in my book, some argue that policy issues are too complicated for ordinary people to decide, and that because of their ignorance, they are easily manipulated by big-spending interest groups.

Colorado’s Proposition 129 on the November ballot, for example, proposed to create a certi cation program for veterinary assistants under which they would be able to provide some services currently available only from veterinarians. e text detailing the regulations was nine pages, over 3,200 words, and not easy reading. e opposition campaign was funded by

“I think our government, our local legislators, need to be held accountable to make sure that our schools receive enough money to keep this program going,” Cisneros said.

Her goal is to see schools fully funded so that processed snacks and a la carte sales are no longer used to ll budget gaps.

Advocates urge lawmakers to act

At the heart of the gathering was a call for lawmakers to recognize the Healthy School Meals for All program’s transfor-

veterinary associations, who argued that the new veterinary assistants wouldn’t be adequately trained to do surgery on pets as the law allowed.

While this concern about overloading voters has some merit, I don’t believe it should be taken too far. For one thing, my examination of the history of initiatives across the country shows that corporate interests typically do less well under citizen lawmaking than when dealing with the legislature, which, incidentally, may explain why many business interests oppose the initiative process.

e other thing that’s important to understand is how voters decide on ballot measures.

While writing my book, I reviewed a great deal of research showing that voters do not, in fact, study the underlying statutory text of a ballot measure and try to parse its meaning. Instead, they read

mative potential and fully fund it. Advocates believe funding the program isn’t just about free meals. ey say it’s about supporting students’ physical and cognitive development, strengthening local food systems and ensuring equitable access to healthy food.

“ is program has saved families money at a time of great hardship for many people in our community, and support has only grown as people have seen rsthand the positive impacts,” Cervantes said. Cervantes explained that the goal is to

the ballot summaries and rely heavily on advice from informed parties they trust, such as family, friends, advocacy groups, politicians and journalists.

For example, on a civil liberties issue, some voters may follow the recommendations of the American Civil Liberties Union; on a tax issue, some may follow the National Taxpayers Union. Research has shown that by using these shortcuts, voters often are able to overcome the complexity and campaign ads to cast votes that accurately represent their interests.

In the case of Proposition 129, voters approved the law for veterinary assistants, even though opponents substantially outspent supporters.

John Matsusaka is professor of nance and business economics at the University of Southern California. is article is republished from e Conversation under a Creative Commons license.

sustain the program and fully implement its original promise to ensure local sourcing, pay school nutrition workers fair wages and create from-scratch meals in school kitchens.

“No kid should go hungry because their family is struggling to make ends meet,” Cervantes said. “We are working to make sure that we can sustain and build this program. e Healthy School Meals for All program is an investment in public education and in our children who need healthy food to learn.”

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Elinor M. Hill, Personal Representative P.O.