Westminster Window January 2, 2025

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GLOBAL TREK COMES TO A CLOSE

Ted Eliason began his bike trek around the world in 2019. Now, after 51,164 miles and 1,379 days, he’s back home. P14

Colorado’s school wish list for 2025

Boosts to reading, reduced truancy on Board of Educations New Year agenda

Slashing chronic absenteeism rates, boosting third grade reading scores, and ensuring high school graduates earn college credit or work experience alongside their diplomas are among the Colorado Department of Education’s new strategic goals. e department has set ve “wildly important goals” it aims to achieve over the next several years. Other state agencies, including the Colorado Department of Early Childhood Education, are setting similar goals. Together, they represent some of the state’s biggest public policy priorities.

Education Commissioner Susana Córdova said her department’s goals are meant to address some of the 880,000-student system’s thorniest challenges. “Schools continue to face pandemic-related challenges including poor attendance, teacher shortages, and learning loss,” she told the Colorado State Board of Education last month.

Here’s a look at three of the department’s goals and the state’s progress toward meeting them.

Reduce chronic absenteeism

Goal: Cut chronic absenteeism to 15% of K-12 students by the 2027-28 school year.

Progress: In the 2023-24 school year, 27.7% of students were chronically absent.

A student is considered chronically absent if they miss 10% or more of the school days in a school year, or approximately 18 days. Chronic absenteeism is a problem because students who miss a lot of school can fall behind academically and nd it hard to catch up.

Weld

Cases coming out of the cold, thanks to DNA

detective helping families uncover what happened to loved ones

One case that is always at the top of the mind for Weld County cold case Detective Byron Kastilahn is that of Nicole Silvers, a Longmont teen who disappeared 11 years ago in April.

Silvers’ sister had dropped her o at her Longmont home at 3 a.m. on April 9, 2014, and that’s the last time she was seen.

A roommate checked on her two days later and found all of her belongings gone. A missing juvenile report was made three days after that and local police, including Weld County, talked to her friends and family.

Nothing suspicious has ever turned up, and Kastilahn said that bothers him.

“ is case doesn’t make any sense,” said Kastilahn. “Like most cases, it could be drug-related, or a spouse did it. I can’t prove it. is one could be an abduction, or maybe she ran away, and then something happened.

“It’s a strange one. In this case, I’d like to nd out what happened,” he said.

Kastilahn, who joined Weld County’s cold case unit in 2020, has many cases just like Silvers. But this year, he has had some remarkable successes using DNA testing to solve four longstanding, complex cases – one dating back to 1973.

In June 2024, Weld County announced they had identi ed a man found in a eld in Greeley on Valentine’s Day 2000. An autopsy of the human remains found no evidence of foul play, according to o cials. Deputies labeled the man John Doe 2000, and the case went cold until 2023. at’s when DNA tests came back and were later conrmed to identify him as Christopher Scott Case, who had been missing since 1998.

In November, they used DNA to unravel what had happened to Kay Day. She had been murdered in 1979, found strangled in the back of her Datsun hatchback with the belt from her own coat. Investigators focused on her husband Chuck Day but could never settle the case.

What happened to Kay Day –and to Chuck, as it turned out – would remain a mystery until 2021.

A DNA test from the autopsy’s sexual assault kit turned up a match on the national DNA database belonging to James Herman Dye in Wichita, Kans. Dye had a history of sexual assaults and was a student at Aims Community College in 1979 who had attended classes in the building where Kay Day worked.

When confronted by Kastilahn and the FBI, Dye confessed.

“I was glad to see the DNA evidence identi ed the real suspect and cleared Chuck Day’s name,” said Kastilahn at the time. “It gives me hope that our other cold cases may receive similar breakthroughs needed to deliver the answers and the justice the victim’s families so rightfully deserve.”

en in December, the department announced a break in one of their coldest cases, a young girl who had been found along the St. Vrain River west of Platteville in 1973. DNA results identify those remains as belonging to Roxanne Leadbeater, a 15-yearold girl who had disappeared in 1972 from Los Angeles.

Kastilahn said the department is still investigating the circumstances of her death.

“It makes me feel great when I do solve these cases,” Kastilahn said.

A third route

Kastilahn was born in Pueblo, raised in Southeastern Kansas, and returned to Colorado when he was 19. After high school, he became interested in joining the FBI.

“To be an FBI agent, you need a degree in either law or accounting, and neither interested me,” Kastilahn said.

“But there’s a third route you can go, where you can go to college and get any degree and then become a police o cer or some law enforcement career. If I did that for a few years, and then with the degree and the experience in police work, you can become an FBI agent,” Kastilahn said. “So that was my plan.”

Kastilahn attended Colorado State University and earned a

degree in social sciences with a criminal justice interdisciplinary degree, then started a job as a student o cer at Colorado State University.

“My rst job in the 1990s was with the Brighton police department. As a police o cer, I like this quite a bit. I enjoyed working in patrol much more than I thought I would, but I thought it was just a means to an end,” he said.

But Kastilahn learned that the work he was doing as a police o cer was much the same as what FBI agents do, just closer to where he wanted to be.

“It’s more local,” he said, “I’d be sent to Washington, D.C., and Quantico and then get assigned to Vermont or somewhere. I liked living in Colorado, so it made sense to stay in law enforcement here. I’ve always been in Northern Colorado.”

Kastilahn said he had admired the Weld County Sheri ’s O ce.

“I’d interacted with several deputies and detectives on cases, and I found the Weld County Sheri ’s O ce very professional and well-organized. ey do excellent work. So I wanted to be part of that,” Kastilahn said.

Into the cold

Kastilahn said he’s been working for the Weld County Sheri ’s O ce since 2019. He became a regular detective in 2020 for about two months and then became the cold case detective in March 2020.

“ e sheri wanted to have a cold case detective at the o ce, which they didn’t have, and he wanted to do it for a long time,” Kastilahn said. “When the position came up, I said I’d like to try

that.”

What interested Kastilahn about the cold cases was that each was something di erent. “I had specialized in computer crime for a while. I have done a lot of property crimes, such as fraud, thefts, signi cant thefts, and other cases,” Kastilahn said. “I also investigated crimes with people from child sex assault to homicide, but a cold case was something I never even had an opportunity to look at.”

Matching DNA

Kastilahn’s success has depended upon DNA testing. Samples from crime scenes are submitted to the national combined DNA information system, or CODIS.

“If you have DNA from a scene, you can send it to a lab, and they’ll see if it matches somebody with a felony record. With CODIS, if you were convicted of a felony, they would have to provide DNA swabs and have your DNA in the system that is nationwide,” Kastilahn said.

According to o cials, by the 1990s, the genetic ngerprinting of molecular structures of victims and suspects was used in criminal investigations worldwide. Today, RFLP-based DNA analysis is being replaced with newer genetic identi cation techniques.

Kastilahn said that law enforcement has solved more cases with DNA, but there are still plenty to sort through. Since Kastilahn started in 2020, they have had a backlog of 40 cases in Weld County alone.

Keeping cases open

Some cases need ongoing in-

vestigation, Kastilahn said. Some of those are homicides. e instances that lack information are kept active just in case further information or evidence is found.

For example, Kastilahn said he’s looked more deeply into some tra c accidents. Although there may be other suspicious facts surrounding the accident, all the evidence demonstrates that’s all it was.

In one case, a woman su ering from a terminal disease fell down a set of stairs in 1986. She was injured and died from the fall, but the case remained under investigation.

“ at case stayed open because there was a history of domestic violence,” Kastilahn said. “You know, the husband says he was out shing, but let’s keep it open just in case. He had an alibi. He had a friend with them.” at said, Kastilahn is a fan of keeping tabs on it.

“I think it’s a good idea to keep the case open until you can guarantee it should be closed because it’s unfounded.”

Visit the cold cases that are open and being investigated at https://www.weldsheri .com/ Community/Cold-Case-Files.

If you have any information regarding these cold cases, don’t hesitate to contact Detective Kastilahn at (970) 400-2827 or email him at bkastilahn@weld. gov.

Detective Byron Kastilahn with the Weld County Sheri ’s O ce cold case unit.
PHOTO BY BELEN WARD
Kay Day was murdered in Greeley in Nov. 1979. Her murder was solved after 42 years thanks to DNA testing. COURTESY WELD COUNTY SHERIFF’S OFFICE
Weld County Sheri ’s o ce Cold Case detectives have identified a set of remains found along the St. Vrain River in 1973 as those of Roxanne Leadbeater, a Los Angeles teen who disappeared in 1972. FILE PHOTO

NAR’s 2024 Survey of Buyers and Sellers Provides Some Interesting Insights on the Market

Every year the National Association of Realtors (NAR) publishes a “Profile of Buyers and Sellers” which contains some useful data and insights on the real estate market.

The 2024 survey was just released and contains some interesting trends which I’ll summarize here.

The image at right is an example. In the posting of this week’s ad at http://RealEstateToday.substack.com you’ll find the full highlights of the report on the following topics:

Characteristics of home buyers

Breakdown of homes purchased

Use of real estate professionals

The home search process

How homes are being financed

The experience of home sellers

Use of listing agents by sellers

For Sale by Owner statistics and trends

Here’s just one of those highlight pages, to give you an idea the detail provided. This is the one about FSBOs (for sale by owner):

Here are some of the key take-aways from the other chapters;

Characteristics of Home Buyers: The median age of home buyers surged in 2024 over the prior year — 56 vs. 49. The median age for first-time buyers jumped from 35 to 38, and for repeat buyers jumped from 58 to 61. 73% of buyers had no children under 18 in the home, and 17% bought a multi-generational home. First-time home buyers constituted 24% of home sales, down from 32% in 2023. This was the lowest percentage since NAR started doing these surveys in 1981.

Characteristics of Homes Purchased: 15% of buyers purchased new homes from a builder. Among those who purchased existing

homes, the typical home was built in 1994, compared to homes built in the 1980s in two prior surveys. The typical home was 1,900 square feet, with 3 bedrooms and 2 bathrooms. The median distance of the new home from the previous home was 20 miles, compared to 50 miles in 2022. (That was the height of Covid, spurred by remote work.) PreCovid, the median distance was typically 15 miles. 16% of 2024 buyers purchased in an urban area or central city, the highest such percentage since 2014, spurred perhaps by the end of some work-at-home arrangements. Proximity to the home buyer’s job was important to 34% of buyers, down from 52% in 2014. The top consideration this year was the quality of the neighborhood (59%), followed by proximity to friends and family (45%).

Home Buyers & Real Estate Professionals:

88% of home buyers used the services of a real estate agent. Looking at buyers of existing homes, that percentage rose to 92%. Only 63% of new home buyers were represented by an agent. 80% of first-time buyers said that their agent’s assistance in understanding the home buying process was “invaluable.”

40% of all buyers and 51% of first-time buyers found their agent through a referral from their friends, family or personal network. Most buyers only interviewed one agent — it was 71% for repeat buyers.

Although 88% of buyers said they would use their agent again or recommend him/her to others, only 21% of buyers actually used the same agent they had used before. Of those who purchased in 2024, 61% have already recommended their agent to others.

The Home Search Process: 43% of buyers said they started the process by looking at homes on the internet, with 21% first contacting an agent. 69% of buyers searched for homes on their mobile or tablet devices.

Open houses were deemed “very useful” by 23% of buyers. About 40% said they valued photos and detailed listing information, while 31% appreciated floor plans. The typical buyer spent 10 weeks house hunting and saw a median of 7 homes, 2 of them online only. 51% found the home they bought through their own online searching. 55% said that finding the right home was the most difficult part of the process.

59% of buyers said they were “very satisfied” with their home buying experience, and another 33% were “somewhat satisfied.”

Financing the Home Purchase: 91% of first-time buyers and 69% of repeat buyers financed their home purchase with a loan. These percentages were down from 92% and 81% respectively from last year. The overall percentage was 74%, meaning that 26% of all home buyers paid cash — an all-time high.

The median down payment was 9% for first-time buyers and 23% for repeat buyers, That’s the highest down payment percentage for first-time buyers since 1997 and the highest for repeat buyers since 2003. 25% of the first-time buyers used a gift or loan from a

relative to finance their down payment, but savings was the biggest source at 69%.

In 2009, 55% of first-time buyers used an FHA loan, but that has dropped to 29% now that there are many conventional loan offerings requiring minimal down payments and no mortgage insurance premium. In 2024, 52% of first-time buyers took out a conventional loan.

Home Sellers and Their Selling Experience:

The median age of home sellers in 2024 was 63 — the highest ever recorded. 69% of the sellers were married couples, the first increase in this statistic in four years. Of all the homes sold in 2024, 77% did not have any children

under 18 living in the house -- empty nesters! 66% moved within the same state, 16% within the same region. (Note: These are national statistics.) Roughly one-third bought a bigger house, one-third bought the same size house and one-third bought a smaller house. 52% bought a newer home, with the rest split equally between the same age or older home.

The single most common reason for moving (23%) was to be closer to friends and family. The median number of years that a seller owned their home was 10 years, a big drop from 6 years in 2000 to 2008.

Median time on market in 2024 was three weeks, up from two weeks in 2023.

68% of sellers were “very satisfied” with the selling process. 22% were “somewhat satisfied.”

Home Selling & Real Estate Professionals: 90% of sellers hired a listing agent, up from 89% in 2023. Only 6% were FSBO (for sale by owner), a record low percentage. Of those sellers who did not know the buyer, 95% used a real estate agent. Two-thirds of sellers used an agent who was referred to them or that they had used before. 81% interviewed only the one agent they hired. 71% of sellers who bought within 10 miles of their home used the same agent for both transactions. The most important criteria in selecting the listing agent were the agent’s reputation (35%) and the agent’s honesty (21%). 58% of sellers offered open houses.

Again, the full reports of each of the above sections can be found on our blog, http:// RealEstateToday.substack.com

Is a Reverse Mortgage the Best Option for You?

If the idea of not paying principal and interest for the rest of your life and possibly drawing a lump sum from your home’s equity to help you with taxes and insurance, sounds like something you’d like to explore, let me tell you about “reverse mortgages.” They are officially known as Home Equity Conversion Mortgages (HECM). They can be used to purchase a home or to refinance your current home.

Many seniors are in a situation where they have substantial equity in their home but don’t have quite the amount of income they need to live on day-to-day or month-tomonth. If you are still paying on your mortgage, a HECM allows you to reduce that monthly expense by the amount of your principal and interest payment. That alone may be enough to improve your monthly cash flow, but you can also draw on your surplus equity to have additional money for living expenses or discretionary expenditures such as travel.

If downsizing is in your plans, the HECM can also be used to purchase a home that better fits your senior lifestyle.

Here’s the nitty gritty. You have to be 62 or older to qualify for a HECM. The amount of down payment or equity you need to have is based on your age and life expectancy, because the lender wants to know that you’ll outlive the equity which is going to be used up by not paying principal and interest until you die.

That down payment requirement (or equity requirement if you are refinancing into a HECM) ranges from 45% to 70%. A HECM

loan is FHA insured, which covers the possibility that you live longer than expected and drain all your equity by not paying those monthly principal and interest payments. When you die or move out, the home can be sold, and the FHA insurance means that the proceeds of the sale don’t need to cover the mortgage payoff.

If you’re married, only one of you needs to be over 62, and if the qualifying senior dies, the surviving spouse can remain in the house until he or she dies, even if that means the equity is exhausted.

You retain title to the house, just like with a conventional mortgage. You can sell at any time and pay off the loan balance with your proceeds at closing.

Because it’s an FHA loan, the closing costs of the HECM loan are greater than for a conventional loan, but, depending on your cash flow situation, it may be worth it.

Eligible property types include 1-4 unit properties, so long as you live in one of the units. It can include FHA-approved condos and townhomes, and properties that are titled in a living trust.

If you’re purchasing a home with a HECM, the seller can provide a concession for up to 6% of the purchase price to cover those higher closing costs.

If you’re not a senior but have parents who own their own home but are struggling with monthly expenses, you might want to explore with them the benefits of a reverse mortgage.

Our in-house lender, Wendy Renee, is an expert on this product. Give her a call at 303868-1903 to get your questions answered.

Safe parking e ort runs out of money

CSPI worked to let homeless shelter in their vehicles overnight

A program that drew volunteers, local faith communities and governments into an e ort to o er safe places for people sheltering in their vehicles is shutting down.

Despite its closure after COVID-19-related funding dried up, the Colorado Safe Parking Initiative helped bring to light the struggles of metro-area residents who lived in their cars, trucks and vans after they were forced out of their homes, a co-founder of the initiative said.

“I would say, in general, the experience and needs of unhoused people have been more prioritized since the pandemic,” CSPI Executive Director Terrell Curtis said via email.

“More speci cally, in the nearly ve years CSPI has operated, we have elevated the experience and needs of people relegated to sheltering in their

vehicle because existing resources don’t meet their speci c needs. In our experience, communities across metro Denver have embraced and adopted a safe parking model and realized the success that brings to people who can stabilize and move on to appropriate housing solutions,” Curtis said.

“Safe parking is recognized across the Front Range, and elsewhere in the state, as a safe, simple, e cient and cost-e ective intervention for this unique population,” added Curtis.

CSPI will cease operations on Dec. 31.

CSPI was formed ve years ago after a group of volunteers and local faith communities came together to gure out how to provide safe places for people sheltering in their vehicles to park overnight, according to a CSPI news release.

Relying on funding related to COVID-19 recovery — including the American Rescue Plan Act — CSPI grew to offer “safe lots” in ve counties: Je erson, Denver, Broom eld, Adams, Arapahoe/ Aurora.

More than 100 people slept safely every night, formed communities, and found

their way into stable living situations and the organization’s central operations were supported by government funds, according to the news release.

But available government funding is no longer su cient to support operations of the Colorado Safe Parking Initiative, and CSPI o cials do not expect that situation to improve in the coming years.

“ e federal government considers people living in their vehicles to be unhoused. As a result, many city and county governments have diverted funding from safe parking to programs that immediately move people into housing or indoor shelter,” the news release states.

CSPI’s many partners will continue to operate in partnership with nonpro t and government partners in their communities.  In this way, the work of safe parking continues in Metro Denver, and we are working with them so they can be set up for success, according to the CSPI news release.

e lots that have been part of the CSPI program that are expectec to continue offering services include 11 churches, e Salvation Army (which hosts one lot in

Adams County), and a lot on a private commercial parking lot that will be supported by Almost Home in Adams County, Curtis said. e need for some form of stable housing is still there, Curtis said.

CSPI received more than 1,700 calls for help last year and at least 799 people in the Denver Metro area have been identied as living in vehicles, Curtis said in the email.

“In the four short years since our founding, CSPI is proud to have demonstrated the e ectiveness of safe parking as a community-based intervention for those experiencing homelessness and living in their vehicles,” Curtis said.

“We are so grateful to all of our government, nonpro t, and faith community partners, and especially to the generous donors who supported this vital work,” the news release states.

“Together, genuine change came for hundreds of families,” according to CSPI. “Additionally, CSPI could not have even been created without the support and generosity of our scal sponsor, e Barton Institute for Community Action.”

Westminster approves a ordable senior housing plan

Council approves a $1 sale for Aster Place to cater to low-income housing rent guidelines

A rst-of-its-kind a ordable housing development aimed at seniors in down-

town Westminster is on its way after the city council this month approved a purchase and sale agreement of $1.

e council agreed to sell the land to develop the Aster Place A ordable Hous-

ing Senior project which is bordered by 90th Avenue, Eaton Street, 91st Place and Fenton Street.

e parcel – which has an estimated value of $306,500 – is being sold by the city for $1. e city will also provide fee waivers and rebates of $628,515 while also paying for a portion of streetscape improvements around the property, according to a sta report to the council.

In exchange, Volker Development Inc. will build the $24 million project and include 24 one-bedroom apartments and 25 two-bedroom apartments.

e development would provide affordable rents at 30% to 80% of the Jefferson County Area Media Income, or AMI– between $31,320 and $83,520 for a couple, according to the Colorado Housing and Finance Authority. Area median income is de ned as the midpoint of a speci c area’s income distribution and is calculated by the Department of Housing and Urban Development, according to HUD.

It is also a key indicator of low-income housing in an area. In the Aster development, eight of the units will be o ered at 30% of the AMI, 14 units at 50% AMI, 14 units at 60% AMI, and the remaining 14 units at 80% of AMI.

At 30% AMI, a one-person household

making $27,390 will pay $733 in rent; a two-person household $31,320 earning will pay $880 in rent, according to the sta report.

Volker, the developer, plans on applying to the Colorado Housing and Finance Authority for an allocation of federal 9% low-income housing credit and state affordable housing tax credits.

e development will be the rst for a ordable senior housing in downtown Westminster and adds a critical xture for the city, say o cials.

“We need this type of stock,” Councilmember David DeMott said. “ e silver tsunami is here.”

He pointed to a recent resident survey which said many people don’t feel they can a ord to retire in Westminster because of the price of housing. “I’m glad we are adding this stock to the city.”

“ ere is one resounding message we hear all the time – we need more a ordable senior housing in this city,” added Councilmember Claire Carmelia. “ is will put a dent in the need.”

Councilmember Kristine Ireland was the lone dissenting vote for approving the purchase and sale agreement to Volker.

“I do think there is a housing need for this,” Ireland said. “ e rest of the agreement is too open-ended for me.”

Majority of Westminster Councilors agree to an a ordable housing plan in the city’s Downtown area. FILE PHOTO

WISH LIST

“If they’re not there, I don’t care how great your instruction is, how great your building is, how many programs you have,” State Board of Education member Lisa Escárcega said at a meeting this week while discussing the goals. “If they’re not there, they can’t learn.”

Chronic absenteeism has always been an issue, but it was made worse by the pandemic. Schools across the country have struggled to improve student attendance in the years since. While some are seeing success, absenteeism rates largely remain higher than they were before COVID. at’s true in Colorado. e state’s chronic absenteeism rate hit a high of 35.5% in the 2021-22 school year. It was a huge jump from before the pandemic, when the rate ranged from 18% to 24%.

Colorado is one of several states that

have signed on to an ambitious pledge to cut chronic absenteeism by half over a ve-year period. e department’s goal of a 15% chronic absenteeism rate would be a big improvement on the pre-pandemic rate.

e department has already launched a statewide campaign called “Every School Day Matters!” According to the website, more than 30 districts and schools have signed on. e department hopes 80% of Colorado’s 178 districts will agree to participate by next October.

e department also aims to increase training for educators and grow the number of visitors to a website with guidance and resources for school sta on how to foster a sense of student well-being and belonging in their schools — an element that students say is important.

Increase third grade reading scores

Goal: 60% of third graders will meet or exceed state expectations in literacy by 2028.

Progress: In 2024, 42% of third graders met that bar on the state literacy test.

ird grade is considered a key year for reading. Some studies have shown that students who can’t read pro ciently by third grade are less likely to graduate from high school.

Colorado tests students in grades 3-11 in reading, writing, and math each spring. e tests for third graders are called Colorado Measures of Academic Success, or CMAS.

Student test scores plummeted during the pandemic and are now climbing back up. Colorado’s third grade reading scores were actually slightly higher in 2024 than they were in 2019 before the pandemic. But state o cials say the state still has work to do.

State Board of Education members emphasized the importance of helping students early.

“I’ve heard teachers say, ‘Don’t worry about your kid. ey’ll get it later on. It’ll come to them,’” said board member Angelika Schroeder. “Folks, it doesn’t come to a lot of kids.”

Colorado has never come close to 60% of third graders meeting or exceeding expectations in literacy since it rolled out the CMAS tests in 2015. Córdova called this goal “very ambitious.”

To get there, the department plans to o er more training to educators and ensure more school districts are using what it calls “high quality instructional materials.”

e department also plans to redesign its awards to “celebrate schools with strong results.”

Boost postsecondary readiness

Goal: 100% of the Class of 2029 will have earned 12 college credits, a nondegree credential, or participated in a work-based learning opportunity.

Progress: e state doesn’t currently track this metric in this way.

Colorado has for several years been focused on a concept called the “big blur,” which refers to blurring the line between

high school and students’ next steps. At its simplest, it’s an attempt to better prepare high school graduates for college or the workforce.

Dual enrollment programs, which allow students to take college-level classes in high school, have become wildly popular. Dual-enrolled high school students now account for nearly half of the students at Colorado’s community colleges. But most dual-enrolled students leave high school with only a few college credits. e department wants to drastically increase that number.

O cials also want to increase the number of students earning non-degree credentials that would allow them to work in high-demand elds, such as health care or early childhood education.

And they want to boost the number of students participating in apprenticeships, on-the-job training, internships, and other work-based learning experiences.

Colorado has a host of programs meant to accomplish these goals. But the system is fragmented and confusing, with di erent programs overseen by di erent departments. e programs also have di ering amounts of funding from the state and buy-in from school districts. A new report commissioned by state lawmakers includes recommendations for improvements, some of which may be taken up by policymakers in the upcoming legislative session. e department also wants to increase the number of school districts participating in training sessions about postsecondary workforce readiness and the number that are including postsecondary workforce readiness strategies in their required improvement plans. Melanie Asmar is the bureau chief for Chalkbeat Colorado. Contact Melanie at masmar@chalkbeat.org. Reprinted with permission from Chalkbeat, a nonpro t news site covering educational change in public schools. Sign up for their newsletters at ckbe.at/newsletters.

or email:

www.livingwaterunity.org

The Colorado Department of Education has set five “wildly important goals.” JIMENA PECK FOR CHALKBEAT

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Westminster updates homelessness policies

City sets aside money, sets freezing temps as threshold

for help

Over $1.1 million will be set aside next year for e orts to shelter the homeless in Westminster, the bulk of which will go for vouchers at local hotels when the outside temperature dips to 32 degrees during bad weather conditions.

In total, $325,000 will go to provide Bridge Housing for those who have received housing vouchers and are actively searching for suitable permanent housing. People in bridge housing can wait as long as eight months to get stable housing, according to a city sta report to the council.

Another $790,000 is allocated for access to hotel rooms when it is 32 degrees Fahrenheit or below  with outdoor “wet conditions.” e city’s temperature parameters are consistent with the temperature thresholds both Adams and Broom eld counties use for their severe activation programs, the city report states.

Humane

Most of the city council voted Tuesday for the funding, which allows the city’s Homeless Navigators to spend up to $1,115,000 cumulatively at various hotels for sheltering, bridge housing and cold weather stays in 2025, even if the total authorized expenditure exceeds $50,000 annually at any hotel.

“I am excited about this,” Councilor Claire Carmelia said Monday. “ is brings us up to the standards in Adams and Broom eld counties. It is a more humane measure that means our residents won’t pass away on a cold night.” Carmelia said it will also reduce the begging and homeless encampments in the city. “It’s the right thing to do. It’s not an either-or situation,” she said. “It’s the right thing to do.”

Douglas John holds up the sign he uses to ask passersby for cash in 2019. Johns attended a homeless count event hosted by the City of Westminster in 2019. FILE PHOTO

How does a weary world rejoice?

This has been the theme of our pastor’s sermons at church during the Advent season; a time of waiting. While she focused on the coming birth of Jesus Christ, I want to change the focus to today’s world with all of its strife, war, hunger, lack of trust and racial inequity.

How does a weary world rejoice with all the negativity, uncertainty, political games and skewed priorities of the political party in control? Well, maybe we simply face the truth and conclude there is not room or justi cation to rejoice and be happy or optimistic. at would be a sad day for the world indeed.

Personally, I do worry about our future especially for our grown children and grandchildren. Global warming is making a major impact on our climate, the expanding droughts worldwide and less crop production to feed the world. Water is becoming more and more scarce. More and more people are falling into food insecurity and can’t nd housing that they can a ord.

ings are not going to get so much cheaper - such as building materials, insurance and food -to solve such problems nationally or internationally.

We have wars continuing to rob society of being able to feed, clothe and provide an adequate space for them to live while creating more destruction and famine. So, what is the solution?

We, as the world has, need to learn to do more with less and to share more between the “Have’s” and the Have Not’s. We must have faith to carry on hope for better times; a better place; a better opportunity. It’s a very piecemeal situation. No silver bullets are to be found. While non-pro ts and governments will need to feed more people over time and the same groups will be stepping up to provide more so-called a ordable housing, we must be realistic that the poor will always be with us. e Bible reminds us of that.

NIMBYism needs to be replaced with a spirit of “what is best for the most.” Cutting budgets to reduce health care, food distribution and subsidizing housing is not the way to reduce the problem. It’s

walking away from the problem.

Senior a ordable housing coming to Westy downtown

Interstate highways have transformed Colorado and America altogether.

People growing up in the 1950s rarely had fresh fruit or vegetables in winter. Now, broccoli beheaded yesterday in a eld near Yuma, Ariz., can be on a store shelf in metro Denver within a day or two. Much of that journey will be on an interstate highway.

High-voltage transmission lines are our four-lane highways of electricity. ey worked well enough when giant coal plants provided most of our electricity. Now, as Colorado and other states strive to replace fossil fuels with renewables, new con-

While we are weary, we must keep on keeping on. If we don’t, who will step into our shoes?

Let’s practice the Golden Rule more often. Let’s walk in the shoes of others who are less fortunate. Keep the faith and not allow the burden to take us down. Like the song lyrics, “walk on, walk on with hope in your heart and you’ll never walk alone.” Let’s walk together.

Early Christmas gift for joint budget committee

We all like positive surprises regardless of who we are or the circumstances of the surprise. Well, Colorado’s Joint Budget Committee (JBC) received a pleasant update on projected scal year ending revenues.

Previously, they were straddled with the challenge of lling an approximate $1 billion shortfall in the current 2024-2025 scal year.

But now, the recent revised revenue projection leaves a gap of $674 million.

Hey, a hundred million here; a hundred million there and before you know it, the gap will be resolved.

However, as previously stated, there are some tough love decisions to be made by the JBC. ere are no magic solutions or rabbits to pull out of the hat. We are talking U.S. dollar cuts where few if any state departments will escape the chopping block.

I still believe K-12 education funds will have to be reduced as well as higher education expenditures. Furthermore, MEDICAID will take a haircut, but hopefully not too much. Don’t be surprised if the homestead tax break on property taxes for seniors goes out the window.

So, with this budget dilemma, the JBC will in essence be doing two budgets - the current budget adjustment plus the 20252026 budget. Now, that is heavy lifting and I doubt that anyone will be unscathed.

e Westminster Economic Development Authority (Westminster’s urban renewal authority) voted 6-1, with Councilor Ireland opposed, to sell city owned land bounded between 90th and 91st Avenues and between Eaton and Fenton Streets to Volker Development Inc. for affordable, senior apartments.

ere are to be 25 one-bedroom units, 25 two-bedroom units plus 3,000 square feet of community space.

Using tax credits, the developer plans to o er rents of 30%, 50%, 60% and 80% of Area Median Income (AMI). e parcel of land, valued at $306,500, was authorized to be sold to Volker at one dollar to help make the project feasible.

e $24 million development is in compliance with the city’s Downtown Westminster zoning and density requirements. Rents are projected to run from $733 (one bedroom)/$880 (two bedrooms) at the low end to $1,957 (one bedroom)/$2,348 (two bedrooms) at the high end.

While these rental gures seem high to me for “a ordable” housing, they are indicative of the marketplace and the cost of construction materials. Certainly, more a ordable, senior housing is needed in Westminster.

e 50 units will be a small addition to tackling the housing problem.

When are enough gasoline service stations in a single city?

We could throw in how many Walgreen’s stores or liquor stores are enough, but today’s challenge is service stations.

It’s an interesting question that both the Cities of Denver and Lakewood have recently brought to the forefront. e City of Louisville got the ball rolling in Colorado in 2023 with a hard cap of six service stations for a community of 20,000.

For Lakewood, the question pertains to 52 service stations for a city of 156,000 residents. e council has included car washes in their thinking with the same limitations as the service stations.

It’s interesting to note the di erence in the justi cations given by council

We need interstate highways for electricity

members from each of the cities. Basically, Lakewood’s focus is to prevent any further environmental impacts from gasoline and diesel fuel being dispensed including fumes which escape during ll-ups.

On the other hand, Denver Councilmember Paul Kashman, who is leading the e ort to cap service stations, says that preserving land for a ordable housing is his motivation. To me, that is a dubious justi cation. How many times does a corner lot at an intersection come into play for an apartment development site? Saving a corner lot avoiding another service station is not going to make or break having another apartment complex at that location.

Neither city quoted speci c data about the number of environmental impacts generated service stations. Are we jousting windmills here or simply don’t want more service stations.

I will take a chapter from the Colorado liquor laws here to make a point: Remember the argument to allow wine in grocery stores? It was all about convenience. Well, if you restrict the location of service stations, won’t you be impacting the convenience to the motoring public? Personally, I can’t get too excited about restricting service stations.

Avoiding a government shut down but without Trump mandate

Fellow Americans, we just got a preview of what could well happen from time to time with a tug of war between President-elect Donald Trump and the soon to be Republican-controlled Congress after January 20.

As usual, it took an eleventh hour effort in the Republican-controlled House of Representatives to pass a temporary spending bill with the Senate concurring in the wee hours. at part is “old hat.”

What was quite intriguing was the House bill did NOT ultimately include Trump’s mandate to raise the debt ceiling. He badly wanted this solved on Biden’s watch and not his.

LETTER TO THE EDITOR

CD8 spending was wasted

nections must be built to knit us together across broader areas. A federal agency this week delivered cause for cautious optimism.

e Department of Energy has picked three transmission corridors among 10 national candidates for advanced work.

One of them, the Southwestern Grid Connector Corridor, would begin in southeast Colorado near Lamar, and

work south into New Mexico and then somewhat west.

e 2021 Bipartisan Infrastructure Law authorized the Secretary of Energy to designate any geographic area as a national interest electric transmission corridor. e energy department has found that the absence of transmission harms consumers. With more transmission, we can share low-cost renewable generation across broader areas. We need an electric grid larger than one weather system and covering more than one-time zone.

e existing transmission network is akin to our highways of 50 to 60 years ago. We have transmission, but it’s as

if Interstate 70 stopped at the state line. In fact, transmission lines do. Colorado is in the Western electrical grid of 10 states and some adjoining areas. is grid, however, is better understood as a collection of 34 di erent islands connected by narrow causeways.

“A cautious hurrah,” said Mark Gabriel, the CEO of United Power when I asked his reaction. e Brightonbased electrical cooperative supplies 113,000 members from the foothills to Weld County’s oil and gas elds, including many new industrial centers along I-76.

Re the December 19 Northglenn ornton Sentinel article, “Final price tag of race in CD8: $40 million.”

I shake my head resignedly. We have thousands in our communities who are homeless, hungry, lacking in health care, despairing; yet we spend $40 million to buy a House of Representatives election. e waste is even more tragic when considering the millions for advertising that deserved to immediately go into the trash (or otherwise be ignored) since what is demonstrated by two-party winner-takeall political advertising is that neither candidate deserves to represent us. But such is the state of our political system until we acknowledge that the in uence of money in our elections is contrary to the values of our democracy, and until we institute reforms, such as Ranked Choice Voting, to shine light into the pitfall of what poorly equates to elections by the people.

Kirk Sarell,  Northglenn

BIG PIVOTS
Allen Best
SEE CHRISTOPHER, P
CROSS CURRENTS
Bill Christopher

“Anything that promotes additional transmission is a good thing,” said Gabriel. “However, the challenge remains in actually getting something constructed in a reasonable period of time to make a di erence.”

Gabriel pointed out that more than $40 billion in transmission projects have been announced. “Only a fraction are actually being built.”

Permitting has been the bane of many transmission projects. For example, it took 18 years before the TransWest Express Transmission project that will ferry wind-generated electricity from southern Wyoming to Utah and West Coast markets nally broke ground in 2023. It nicks the corner of northwest Colorado.

A bill being negotiated in Congress would ease federal permitting requirements to allow more rapid creation of transmission lines. Other provisions of the Energy Permitting Reform Act of 2024 would also bene t oil and gas extraction.

Tri-State Generation and Transmission, the wholesale provider for 17 of Colorado’s 22 electrical cooperatives, pointed to the need for streamlined permitting in its reaction to the transmission line in southeastern Colorado.

Transmission doesn’t come cheap. And just as interstate highways have their unsavory aspects — my companion and I can routinely hear I-70 roaring a mile away — transmission lines have their downsides. Who wants one in their backyard?

Some want to believe nuclear energy will solve all of our problems. e Pueblo

CHRISTOPHER

So is this an indication of things to come? Will Republicans buck their fearless leader? You know how intimidating he can be. Only time will tell.

A couple of other things which came out of this chaos was whether or not current Speaker of the House Mike Johnson will be able to keep his job with the new House of Representatives and how much chaos can Co-Director

POLICIES

e city can use several hotels for sheltering based on the needs of individual clients and sta members can monitor the level of service provided by hotels and assess the prices and amenities, the sta report states.

Too generous

Mayor Nancy McNally and councilors David DeMott and Kristine Ireland voted against the expenditure, with DeMott and Ireland saying Westminster was being too generous with largely one-time funding for the sheltering as well as its temperature parameters.

“ is is way too expensive for our taxpayers to pay for the homeless to be housed at 32 degrees,” Ireland said Monday.

DeMott said the 32-degree rule could invite people from outside of Westminster to take advantage of the program. “Where

City Council, while saying nice things about nuclear, intends to scrap a goal of 100% renewables by 2035. Maybe nuclear will be an answer, but recent projects have had eye-bulging costs. Natural gas has problems, too, as was evident in Winter Storm Uri of February 2021 when costs soared.

Chris Hansen, as a state legislator from Denver, sponsored key legislation to push transmission planning in Colorado. Now in Durango as CEO of La Plata Electric, he has started working on guiding his electrical cooperative to 97% emission-free electricity in the next decade. Transmission, he says, will be crucial. e capacity of existing transmission lines can be expanded by reconductoring and other technology. But we all together need to be better connected east and west, north and south.

One crucial question, says Hansen, is whether Denver-based Chris Wright, the choice of Donald Trump to be secretary of energy, will support continued transmission planning. His Colorado-based career has been in oil and gas. Wright sees renewables as a distant solution.

Southeastern Colorado brims with renewable energy potential. Baca County has Colorado’s best wind, according to a 2017 study by the National Renewable Energy Laboratory. It also has strong solar. at’s why corn grows so well there — assuming it has water. e water of the Ogallala Aquifer won’t last, but the solar and wind almost certainly will. What it lacks now is a farm-to-market transmission highway.

Allen Best publishes Big Pivots. If you’re interested in the transitions in energy and water provoked by climate change, check it out at bigpivots.com.

of the Department of Government Efciency Elon Musk create, sending mixed signals to the Republican majority?

In the run-up to getting the spending bill approved, there were clearly miscommunications involving Johnson, Trump and Musk.

Bill Christopher is a former Westminster city manager and RTD board member. His opinions are not necessarily those of Colorado Community Media. You can contact him at bcjayhawk68@ gmail.com.

is the enforcement on this?” DeMott said. “Is there any way we can validate these people are from Westminster?”

“ is such a regional issue, and if people are coming here to get shelter, we are just shifting the problem around,” DeMott said.

He said Westminster needs a comprehensive study on homelessness in the city, which includes people who “couch surf” with friends and family, live in their cars or simply do not want to seek shelter.

In Denver, emergency shelters will open when overnight lows drop to 25 degrees. e threshold in Longmont is 25 degrees when there is signi cant precipitation.

City spokesman Andy Le said the funding the council approved is for spending authority – not actual spending. Money spent on homeless sheltering in the past two years is well below what the city set aside, Le said via email.

In 2023, the total spent was $271,000 and $153,000 in 2024. “City council adjusted the temperature threshold for 2025 so we won’t know what the actual expenditure will be,” Le said.

Experts give insight on how to stick to your New Year’s resolutions

Afew years ago, Randi Smith received an Italian accordion as a gift from her husband.

For years, it had been her goal to learn how to play the instrument. She planned to start learning once she retired, but her husband encouraged her to start before that.

But, despite resolving each new year to become an accordion player, Smith still hasn’t learned to play.

“I set myself up, because my goal to learn to play the accordion — it wasn’t speci c enough, and it certainly wasn’t attainable enough,” she said. “Whatever I did have in my mind was a fantasy rather than an achievable, measurable, stepwise map towards progress. It was just like, ‘I’m gonna learn how to play the accordion this year!’”

Smith, a professor of psychological sciences at the Metropolitan State University of Denver, said her story is a common one. Research shows that people tend not to stick to

their New Year’s resolutions beyond a few weeks, with some articles stating the failure rate is as high as 80% by February. rough her research and her work as a licensed psychologist and a licensed clinical social worker, Smith has seen that many people do not achieve their goals for a variety of common reasons. Whether people are making New Year’s resolutions or setting goals at another time of year, there are tips everyone can keep in mind when aiming to build new habits.

One strategy, Smith said, is to set realistic and measurable goals. Unlike her goal to learn to play the accordion, she said good goals should be speci c, measurable, achievable, relevant and time-bound. Many experts refer to these goals by the acronym “SMART.”

For learning to play the accordion, a smart goal could be to play 20 minutes per day, ve days per week and master the song “Twinkle Twinkle Little Star” by February, Smith said.

A man scrolls on his phone in his bed at night. SHUTTERSTOCK
TOP LEFT: An accordion, gifted to Randi Smith by her husband. COURTESY OF RANDI SMITH

RESOLUTIONS

“It’s speci c,” she said. “I think it’s achievable. It’s time-bound because it just gives me one month to get that far. And, I can certainly measure it and see whether I’ve been able to do that.”

Smith said it can also be helpful to write goals down. Putting goals on paper encourages the goal-setter to think about how to make the objective more structured, and also helps a person track their progress.

It’s critical, however, to make sure that you aren’t too hard on yourself if you falter, Smith said. She said one roadblock to reaching a goal is “developing this all-ornothing thinking around it.”

“As soon as there’s something that is not counted as success toward the goal, the person feels like, ‘I’m a failure, I blew it — better try again next year,’” she said. “Obviously, that’s not good, and that’s why so many resolutions fail within the rst couple weeks or couple months.”

Smith said many people think they need to be hard on themselves in order to keep themselves accountable, but that strategy can actually back re.

“Sadly, the inner-drill-sergeant approach doesn’t really work, because then failure seems so total,” she said. “ e truth of the matter is — and it’s born out in the research, and I certainly see it in my own psychotherapy practice — that you’re actually creating more space for success if (you choose) to be more exible and kind to yourself.”

Cindy Morris, a clinical psychologist, said there are also things to keep in mind when deciding which habits to build for yourself. She is the clinical director of the University of Colorado Anschutz Medical Campus’ Behavioral Health and Wellness Program, where her team

trains organizations around the country to help them help patients and clients change their behaviors.

Speci cally, her program trains healthcare organizations, mental health organizations and community and public health groups to help their clients live nicotinefree, practice self-care and improve sleep habits, nutrition, physical activity and more.

Morris said self-awareness is the most important step to changing behavior. First, she said it’s important to reect on your emotions, especially when you feel guilty or bad about something you have done or continue to do.

“It’s important to listen to it and see what the emotion is telling you,” she said. “Is it,‘I feel bad because I have a rule in my mind, a thought, a belief that tells me this is bad to do?’ or is it that it actually isn’t right for me? Once you get a sense of what’s going on — what is it that you want or don’t want — then you can focus more on the behavior.”

When a person decides they want to change a behavior or build a healthy habit, Morris said, it’s helpful to re ect on the triggers or cues that lead to the behavior they’re trying to change, what their current routine is and what the reward is.

“As people are aware of this kind of habit loop, then they can choose a new, di erent behavior, or di erent habit that they want to practice, and then they can replace the routine,” she said.

For example, if a person nds themself going to sleep late because they always stay up scrolling on their phone, they might recognize that this happens in the lull in the evening after they nish cleaning up from dinner, Morris said. ey might try to replace their mindless phone use at that time of night with reading a novel or taking a relaxing bath — something that can still let them get the reward of turning their brain o for a little bit before they go to sleep, without keeping them awake all night.

Morris said practice is an important part of habit-

“It just feels good to not only be thinking about yourself but to have other people in mind and wonder how they’re doing on what they wanted to be accountable towards.”

building.

“It’s not like anyone does anything like, say, plays a sport or something (and) the rst time you do it, you’re incredible and you’re going to the Olympics,” she said. “It’s incremental. And so, we want to be gentle with ourselves.”

Morris and Smith both said having social support is a helpful environment when you are practicing new habits.

“( ere’s) good empirical support for having social support when we’re working on a new goal,” Smith said. “If my goal is to lose 30 pounds in 2025, having a partner who is engaging with me — maybe somebody I meet with to have some regular exercise, or joining a support group to improve my nutrition and master my overeating... We know those things are helpful.”

For Lakewood resident Ty Preizler, having social support is helpful when working towards goals. at’s why he started the Denver Healthy Habits Accountability Group, a community for people to come together to support each other in building new habits.

“I nd that I’m I’m way more motivated when I know that there’s going to be a group of people in a few weeks that I’m going to sit there and talk with about this,” he said. “Just having that companionship makes it a lot easier to stick to to the habits that we want.”

His group, which he launched in October, generally meets once a month. ey discuss their goals and sometimes do guided meditations or journaling sessions to re ect. With a variety of ages and backgrounds, the group members are working towards goals related to tness, nutrition and nding purpose in life.

Learn more about the group at https://www.meetup. com/denver-healthy-habits-accountability-group/.

So far, Preizler said his favorite part of the group has been getting the chance to help people, hearing their challenges and nding a community of people who understand and encourage self-improvement.

Psychology professor Randi Smith says it can be helpful to write down your goals. SHUTTERSTOCK
Ty Preizler, Lakewood resident

Thu 1/02

Birds of Winter Camp

@ 9am / Free

Jan 2nd - Jan 3rd

Bird Conservancy's Environmental Learning Center, 14500 Lark Bunting Lane, Brighton. 303-659-4348 ext. 53 School Breaks: Winter Break

@ 9am

Bison Ridge Recreation Center, 13905 E. 112th Avenue, Commerce City. 303-289-3760

Plains Conservation Center @ 11am

Offsite, 6060 E Parkway Drive, Commerce City. 303-289-3760

Colorado Avalanche vs. Buffalo Sabres

Bird Walk for All levels @ 8am

Standley Lake Regional Park & Wildlife Refuge, 11610 West 100th Avenue, Westminster. standleylake@westmin sterco.gov, 303-425-1097

Mon 1/06

Kidz Day Out: Ninja Nation @ 9am

Bison Ridge Recreation Center, 13905 E. 112th Avenue, Commerce City. 303-289-3760

Loteria @ 4pm

Eagle Pointe Recreation Center, 6060 E. Park‐way Dr., Commerce City. 303-289-3760

The Art Garage: DIY Stuffy @ 4:30pm Jan 8th - Jan 29th

Bison Ridge Recreation Center, 13905 E. 112th Avenue, Commerce City. 303-289-3760

Rosalee's Pizzeria - The High Road Home @ 6pm Rosalee's Pizzeria, 461 Main St, Longmont

@ 7pm / $46-$999 Ball Arena, Denver

Tony Crank @ 4:30pm

CARA Girls Gymnastics Team Optional Level (Tue/Thu) @ 7pm Jan 2nd - Jan 30th

Bison Ridge Recreation Center, 13905 E. 112th Avenue, Commerce City. 303-289-3760

Fri 1/03

Denver Nuggets vs. San Antonio Spurs

@ 7pm / $52-$4260 Ball Arena, Denver

The Fab Four: USA Meets The Beatles! @ 7:30pm / $34.50-$64.50 Paramount Theatre, Denver

Sat 1/04

Colorado Avalanche vs. Montreal Canadiens

@ 5pm / $55-$999 Ball Arena, Denver

Park Center Lounge Karaoke Bar & Grill, 12011 N Pecos St, Westminster

Harry Potter and the Prisoner of Azka‐ban w/ Colorado Symphony Orchestra @ 7pm Boettcher Hall, Denver

Sarah Silverman: Postmortem @ 7pm / $49.50-$75 Paramount Theatre, Denver

Sun 1/05

Lego Club for ages 5-12 @ 3pm

Irving Street Library, 7392 Irving Street, Westminster. wpl-intouch@westmin sterco.gov, 303-658-2306

Colorado Avalanche vs. Florida Panthers @ 7pm / $40-$999 Ball Arena, Denver

Tue 1/07

Resolution Renewal @ 1pm

Bison Ridge Recreation Center, 13905 E. 112th Avenue, Commerce City. 303-289-3760

Discovery Kids- January @ 2pm Jan 7th - Jan 28th

Bison Ridge Recreation Center, 13905 E. 112th Avenue, Commerce City. 303-289-3760

Winter Walk at Anythink Commerce City @ 4:30pm

Anythink Commerce City, 7185 Monaco Street, Commerce City. rcardenas@any think.com, 303-287-0063

Denver Nuggets vs. Boston Celtics @ 8pm / $60-$5760 Ball Arena, Denver

Wed 1/08

Friends of the Center Chair Volleyball (1/8) @ 1pm

Eagle Pointe Recreation Center, 6060 East Park‐way Dr., Commerce City. 303-289-3760

Denver Nuggets vs. LA Clippers @ 7pm / $20-$1965 Ball Arena, Denver

Thu 1/09

Global Sips and Savories (1/9) @ 10am Bison Ridge Recreation Center, 13905 E. 112th Avenue, Commerce City. 303-289-3760

Amazing Athletes @ 1pm Jan 9th - Jan 30th

Bison Ridge Recreation Center, 13905 E. 112th Avenue, Commerce City. 303-289-3760

Amazing Tots @ 2pm Jan 9th - Jan 30th

Bison Ridge Recreation Center, 13905 E. 112th Avenue, Commerce City. 303-289-3760

Kids Café at Anythink Huron Street @ 3:30pm Anythink Huron Street, 9417 Huron Street, Thornton. swhitelonis@anythin klibraries.org, 303-452-7534

The Temptations & The Four Tops @ 7:30pm / $49.95-$109.95 Paramount Theatre, Denver

Music in 2024 reflected a challenging year

To say 2024 was a year with a lot of ups and downs would be an understatement. A constant slew of unprecedented events kept everyone feeling on edge and I have a feeling that this unsettled sense is going to continue for a while.

It was di cult to keep up with the music world while so much was going on (unless you’re one of the pop stars who ruled the year). To help with that, I gathered ve of my favorite releases that may have slipped by you. I hope you nd something to excite you and comfort you as we head into a new year.

Blackstarkids — ‘Saturn Dayz/Heaven on Urf’

Describing a group like Blackstarkids is a tricky proposition. eir list of in uences is so wide-ranging that naming everything doesn’t do the project justice, but su ce to say they take elements of soul, funk and hip-hop and mash it together with synth pop, indie rock and pop-punk. It’s a heady brew, but the group make music that is often so beautiful, it takes your breath away.

For their last release as a band, Blackstarkids created a two-part concept album about a young woman making her way through the afterlife. Whether or not you want to invest in that side of the storytelling is up to you, but the songs they make are undeniable. Utterly gorgeous, infectious and full of the kind of pure joy we could use more of. It’s a shame it’s their nal release, but the group goes out on the highest of notes.

Bonny Light Horseman — ‘Keep Me on Your Mind/See You Free’ Bonny Light Horseman is a collabo-

COMING ATTRACTIONS

ration between Anaïs Mitchell, Eric D. Johnson and Josh Kaufman, all three of whom have deep experience blending folk sensibilities with pop, rock and any other number of genres. eir third album might be their strongest yet, a sprawling sonic exploration of the many directions and subjects modern folk can encapsulate.

e album’s 20-track total may seem excessive, but the cumulative e ect is one of pure pleasure, as the trio of Mitchell, Johnson and Kaufman discover new and catchy ways to tell their stories. ere’s something for almost everyone to dig into — more traditional numbers and others that get under your skin and stay there. “Keep Me…” is an album to immersive yourself in — you won’t regret it.

Liana Flores — ‘Flower of the soul’

“Flower of the soul,’ the debut fulllength from British-Brazilian singer/ songwriter Liana Flores, may well be the prettiest album of the year. It brings to mind the work of legendary jazz vocalist Astrud Gilberto, but while there certainly is a jazz element to the music, Flores leans more on the acoustic side of things, creating a sound that is both lush and slightly minimalist.

Flores’ music is so lovely you’d be forgiven for slotting it in as background music, but that would do a disservice to her songwriting ability. Songs like “I

Wish for the Rain” sound like they were transported out of the 1960’s, but still manage to feel fresh, instead of just a rip-o . e resulting album transports the listener to warmer climes and times — it’s a free plane ticket to a place where you can just relax and vibe.

Japandroids – ‘Fate & Alcohol’ Sometimes, a band just knows when it’s time to go. As a fan, I’d rather see a group go out on their own terms than dissolve into ghting and bitterness. So even though I’ll miss them, “Fate & Alcohol” is a tting send o to Japandroids, the Vancouver duo of Brian King and David Prowse.

e band’s fourth and nal album is particularly special because it completes the arc the group have been on since their debut. Japandroids has always tra cked in anthemic, sing-along style guitar rock (hitting the zenith on their immortal second album, “Celebration Rock”), and that remains present here. But the lyrics are no longer driven by an unquenchable urge to spend the whole night drinking with friends. It’s more about nding peace and moving forward into whatever comes next.

ABOUT LETTERS TO THE EDITOR

Heading into a new year, that’s a lesson we could all do well to learn.

Soccer Mommy — ‘Evergreen’

Over the course of her career, Sophie Allison (who records under the name Soccer Mommy) has perfected a blend of 90s grunge and indie rock with an appreciation of generational pop gures, like Avril Lavigne and Taylor Swift. On her fourth album, “Evergreen,” she digs even deeper, coming up with an album that is stunning in its beauty and lyricism.

Written after what Allison said was a period of “profound and personal loss,” the album feels richer and more sonically exploratory than anything she’s done before. “Evergreen’s” musical palatte features more acoustic and string elements, which she uses to paint pictures of vulnerability and hope. Songs like “Some Sunny Day” and “Dreaming of Falling” just wrap you up and stick with you longer after they’re done. e whole album is a testament to the challenges we all face and inner strength to move forward.

Clarke Reader’s column on culture appears on a weekly basis. He can be reached at Clarke.Reader@hotmail.com.

Colorado Community Media welcomes letters to the editor. Please note the following rules:

• Email your letter to staylor@coloradocommunitymedia.com. Do not send via postal mail. Put the words “letter to the editor” in the email subject line.

• Submit your letter by 5 p.m. on Wednesday in order to have it considered for publication in the following week’s newspaper.

• Letters should be exclusively submitted to Colorado Community Media and should not be submitted to other outlets or previously posted on websites or social media. Submitted letters become the property of CCM and should not be republished elsewhere.

Clarke Reader all

Colorado cyclist returns from 5-year trip around the globe

After over ve years pedaling across 56 countries spanning ve continents, Ted Eliason is back in time for the holidays and enjoying the creature comforts of his Westminster home.

On Dec. 14, Eliason, 57, turned the nal corner of his neighborhood bordering Westminster and Arvada on his Surly bike to return at last to his wife, Kendra, and the welcome sight of his friends, family and food he’d missed for a half-decade.

It only took 51,164 miles and 1,379 days.

Eliason had always planned to climb the Himalayas. To prepare for this bucket-list goal, he moved to Colorado in 1999 with the idea of using the Front Range as a training ground for tackling the tallest peaks in the world. He and Kendra had lived a life together of rock climbing, ice climbing, mountain climbing and all sorts of mountaineering adventures (including summiting all of Colorado’s 14ers), from the Rockies to the Alps to the Andes and in Canada.

But one day a mountaineering accident broke Eliason’s foot. To help in his recovery, he took up cycling, but could never have guessed the places it would take him.

“I had started watching people on Instagram doing this kind of cycling, and realized the money that I would spend on one guided peak in the Himalayas was enough to fund me for about three years on a bicycle instead,” Eliason said. “And so I sort of changed my lifetime goal at the last minute. Instead of taking three months with a 50% chance of success at one mountain, how about we take three years and try to go through 50 countries around the world in one trip? And so I was at a point in my life where I decided, if I’m ever going to take a shot at this, this is when I need to do it.”

Part I: Hitting the open road … and quick roadblocks

After weeks of planning and plotting, he set out on his expedition in 2019, pulling his loaded-up bike out of his garage to trek across the country to Newfoundland, stopping during nights to set up camp and nd at ground for his tent. In the beginning, it was easy to overthink, and to overdo just about everything, he said.

“Absolutely there were a lot of doubts,” Eliason said. “I started by over-planning, over-gearing, over-spending. And it’s funny. e longer that I’ve been doing this, the more my executive

He rode his momentum down to Providence, Rhode Island, where he’d y across the pond to start his European stint. After landing in Dublin, Eliason powered up to Scotland before turning south for Brindisi, Italy, to wind around the Alps to the east.

A ferry took him to Greece, where he biked east through Croatia to the Danube River.

Following the ancient waterway from Serbia to Bulgaria, Eliason quickly learned that this trip wouldn’t be possible in just three years. e COVID-19 pandemic would halt his journey and the world over.

for the Turkish border to open,

Discouraged and antsy, Eliason reluctantly made for the So a International Airport, ashing his passport to guards through highway checkpoints and nally being let through.

Getting home was an expensive roadblock in his journey, costing him both his nances and his time.

Upon his return, Eliason quickly discovered (unsurprisingly) that he wasn’t satis ed sitting around waiting for the Earth to reopen. Before he knew it, he was back on the bike.

So the learning

“I missed the Turkish border from Bulgaria by a day,” Eliason said. “ I got to Bulgaria, and then basically the whole country just locked down. Which, you know, if you’re going to get stuck, Bulgaria is a good place. It’s the least expensive country in the EU. I had a very comfortable one-bedroom apartment on the Black Sea. I wound up staying there for three months waiting

“When I got home, I wasn’t ready to stop,” he said. “My wife suggested I bike out to Oregon and see my brother, and I had always wanted to do the West Coast bicycle route down Highway 1. My COVID loop was up to Glacier, over to the U.S.-Canada border, down the West Coast to Tijuana. And back at that point, I was in California spending $8 on a box of Triscuits, and just was like, this is not the priority for spending. So I went home, and I kind of rotted for a year and a half and waited.”

Ted Eliason (middle in yellow) poses in front of his Westminster home with friends and family after a five-year cycling trip around the world. Eliason trekked across five continents before finally returning to the garage he had left five years prior.
Ted and Kendra Eliason pose for a photo as they cross into Brazil.
COURTESY PHOTOS

Part II: Getting back in the saddle

By April of 2022, Eliason nally felt borders had opened enough to pick back up where he left o . But this time, Kendra was coming along, if only for a bit.

e adventurers went back to Greece for Round Two. ey enjoyed parts of Greece and Turkey together for two weeks before Kendra returned to the U.S. and sent him o for Central Asia. A bus took her to the airport in Istanbul.

As for Eliason, he made it into Turkey this time and followed a path across Georgia and Central Asia to the Chinese border.

Rather than go through China, which was still closed due to the pandemic, he traveled to Almaty, Kazakhstan, to y rst to Dehli, India, before connecting to Leh, one of the northernmost points of India and a key historical trade point also known for stunning views and cultural signi cance.

After enjoying a week of backpacking in the area, Eliason continued his journey down the west coast of India around the peninsula to Chennai on the eastern side. Kendra ew to meet him again in Bangkok in January 2023.

All the way from Bangkok to Nha Trang, Vietnam, the two cycled across Cambodia together for ve weeks. It was an experience the two will relish forever and was the favorite stint of the long journey for both riders.

“South Asia was freaking amazing. I would go back,” Kendra said. “ ere’s not many places I would say I would go back. e riding was so amazing. ere’s always a huge shoulder (to bike on), and they’re all on two wheels. You’d see families of six on one motorcycle. It was so crazy exhilarating to go through South Vietnam. e tra c was just insane. We had kids chasing us and cheering us on (and) little kids racing us on bicycles. It was like a bicycle culture.”

From there, Kendra went home while Eliason looped up through Vietnam solo to the Chinese border before wrapping around Laos to get to ailand. He moved south through Malaysia before hopping over to Indonesia to bike from Java to Bali, concluding the Asian stint of his journey.

Another ight took him to Australia, where he’d trek across the outback from Perth all the way to Sydney before taking to New Zealand. While this portion of his trip was undoubtedly beautiful, Eliason said Australia and New Zealand, much like the U.S., can be di cult to navigate.

“ e U.S. and Canada together, as well as Australia and New Zealand, are geared around cars, and how you travel through them is just very di erent from how you travel in the rest of the world,” Eliason said. “ e rest of the world is, in general, much easier. I mean, there are towns everywhere, there’s food everywhere (and) it’s more a ordable.” ere would be long stretches of highway between cities or towns that would make him push harder to reach a food source, or often camp for the night and survive on what he already had on his person.

After ve weeks in New Zealand, it was time to go back to the Americas.

Part III: Back to the Americas

Landing in Santiago, Chile, the nal stretch up South America back to Colorado was underway. But rst, he’d loop down the Carretera Austral highway to Ushuaia, Argentina, dubbed the “end of

the world” at the southernmost point of South America on the Tierra del Fuego archipelago.

Most of 2023 had passed since Eliason had seen Kendra. But she decided to y south for the winter in December to explore ve South American countries with him.

ey met in Calafate to cycle through Argentina, Uruguay, Rio Grande Do Sol Brazil, Paraguay and nally Bolivia to La Paz where she ew home again ve months after she’d arrived.

us began the last leg of his transcontinental journey. It began with Peru, which Eliason said was the beginning of his travel burnout.

“Peru was absolutely the most di cult for me,” Eliason said. “ e Himalayas are easier because the roads are like the Front Range — like (here). In Peru, they are not. ey are up and over repeatedly. So you’re doing 3,000-meter climbs, which can take two days, and then going down and doing it again. It’s very safe.

e people are very nice. e dogs are a bit aggressive. But getting through the Peruvian Andes for me was just really, really grueling.”

He continued up through Ecuador and Colombia before taking a sailboat to Panama. Central America took him through Nicaragua, Honduras and Guatemala before he broke through to Mexico.

e American Southwest was beckoning, and Eliason was anxious to chase it. He longed for his wife, his bed and some Taco Bell.

He nally broke through to Arizona, riding the desert up to Utah and cutting across to Colorado. Just a week from home, a snowstorm would hit Colorado, delaying his nal homecoming. He camped in Parker before making his way to Denver, stopping at the REI at Con uence Park downtown.

Local cyclists and friends joined him there to make the nal stretch back to his Westminster garage. Eliason was welcomed home with a party, a makeshift “ nish line” to break through, and lots of food he’d been missing.

After six sets of tires, countless ats, seven broken chains, eight sets of brake pads, over 20 spokes, four rim/wheel repairs, ve pairs of pedals, 3½ saddles and over 10 ights, he pulled into the garage he’d embarked from ve years ago.

Dismounting from his trusty Surly Disc Trucker, he fell into the arms of his wife while friends and family cheered, ready to celebrate his return. It was sunny and 50 degrees, and for the rst time, Eliason didn’t have to set up camp or worry about what tomorrow’s road would bring.

“ ere’s far, far less to fear about most countries in the world than I ever expected,” Eliason said, re ecting on a lifechanging journey. “ e vast majority of countries will greet a foreign traveler on a bicycle, even an American traveler, like a long-lost relative. I mean, people are just generally good, curious, kind, hospitable people.”

For more photos and to experience Eliason’s journey mile by mile, visit @ bikingthebluemarble on Instagram, and stay tuned for his experience in his own words in a forthcoming book he plans to begin soon.

THERE’S MORE ONLINE!

See more photos at https://coloradocommunitymedia.com/2024/12/17/ colorado-cyclist-returns-from-5-year-triparound-the-globe/ and read answers to four more questions we asked Ted Eliason.

Westminster local Ted Eliason poses for a photo at Paso de Cortes, the saddle between Volcan Popocatepetl and Volcan Iztaccihuatl in Mexico on day 1,314 of his five-year cycling journey around the world.
COURTESY PHOTOS
Pictured is a campsite Ted Eliason from Colorado set up along Peru’s grueling highway through the Andes mountains.

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BRIEFS

Local legislators to speak at Jan. 7 breakfast

Commuting Solutions will host a breakfast discussion with Metro North legislators and municipal o cials Jan. 7 in the Glenn Miller Ballroom on the University of Colorado-Boulder Campus.

Commuting Solutions is a nonpro t community group based in Louisville that focuses on transportation alternatives, like rail, bicycling and ride-sharing. It’s made up of businesses and government o cials from the northern Metro Denver area, especially those along the Interstate 36 corridor. is will be the 16th legislative breakfast the group has hosted.

e 2025 edition of the breakfast will discuss the areas where transportation issues and climate intersect. Topics that are expected to be discussed include Innovations in transit-oriented communities, rail development and funding and e orts to expand statewide transit.

e breakfast is scheduled from 7:45-9:45 a.m. Jan. 7 in the University Memorial Center on the CU campus. Tickets are $100 for Commuting Solutions group members, and $135 for nonmembers. For more information and to register, go to https://commutingsolutions.org/event/16thlegislative-breakfast/ on the group’s website.

: info@westminsterchamber.biz.

Nominations needed for 2025

Adams County Mayors and Commissioners Youth Awards Adams County commissioners and the mayors of municipalities in the county are asking for nominations for the 2025 Adams County Mayors and Commissioners Youth Awards. is award focuses on youth who have triumphed over great odds and serve as inspiration and role models for their peers.

is program recognizes young people in grades 6-12 (up to 20 years old) who have overcome personal adversity to create a positive change in their own lives or for those around them. If you know of an individual who has had this impact on others but is not in a school setting, those nominations will also be accepted.

Bird walk around Standley Lake Bird enthusiasts of all levels are encouraged to join fall morning bird walks with Standley Lake’s volunteers Mike Clark, avid birder, and Je Birek, local Ornithologist! Experience the chance to observe and identify Standley Lake’s fall birds while enjoying the lake’s unique, natural setting. is program is for anyone ages 10 and up.

e program is o ered throughout the year. e next program is scheduled for 8 a.m. Jan. 4.

e program is limited to 30 people. Please bring your own binoculars, but we do have a few for people to check out. Classes subject to cancel due to weather or county guideline changes. Children under the age of 16 must be accompanied by an adult.

If you’d like to nominate a student for the ACMCYA, please complete the online nomination form. e deadline to submit nominations is Jan. 31, 2025, but please nominate as soon as possible.

If you have questions, please contact Abby Martinez at the City of Brighton O ce of Youth Services, at 303-655-2186 or agmartinez@brightonco.gov.

Adams County studies commuter preferences Adams County is convening a focus group to study how community members travel to essential destinations like work, school, grocery stores and transit stops. e County is considering several electric mobility programs and is gathering community feedback to shape these decisions.

Leads Group: The Rainmakers e Westminster Chamber of Commerce hosts this group at 1 p.m. on ursdays, providing a chance to network with other area professionals.

complete the intake forms and schedule an appointment, the intake forms are available online at www.communityreachcenter. org. ere will be a short screening for u-like symptoms before entering the center to ensure safety and wellness for everyone. Anyone feeling unsafe or suicidal should call Colorado Crisis Services at 1-844-493-8255, text 38255, or visit the Behavioral Health Urgent Care (BHUC) Center at 2551 W. 84th Ave., Westminster.

It’s free and con dential. Services include virtual individual and group counseling, networking and support, assessment and referral to community resources, psychoeducational materials, and emotional support. Email J.Sheehan@CommunityReachCenter.org.

Open seats on advisory boards e City of Westminster has openings on several advisory groups, boards and commissions. e city’s Boards and Commissions can challenge and engage you in a variety of areas that help to preserve the quality of life you enjoy in your hometown while providing valuable input to the City Council.

ness- nancial-assistance.

Mental health help is available Community Reach Center offers in-person intake assessments from 8 a.m. to noon on Tuesdays at the Brighton Learning and Resource Campus, 1850 E. Egbert St. in Brighton. Call the Community Reach Center at 303853-3500.

For walk-in intake, bring an ID and insurance information. For those who would prefer to complete the intake forms, they are available online at www.communityreachcenter.org. ere will be a short screening before entering the center to ensure safety and wellness for everyone.

To be eligible to serve, potential volunteers must be registered to vote in the city, have resided in the city for at least one year and must pass a background check. Speci c boards have their own requirements for eligibility as well.

For more information, visit https://www.westminsterco. gov/boardscommissions online.

Work Options o ers free culinary program

e Adams County Human Services Department is partnering with local nonpro t Work Options to provide residents with a free culinary training program. Program participants train with professional chefs over a sixweek course and earn certi cations and up to $400 per month. Work Options also o ers food truck internships.

Anyone feeling unsafe or suicidal should call Colorado Crisis Services at 1-844-493-8255, text 38255, or visit the Behavioral Health Urgent Care (BHUC) Center at 2551 W. 84th Ave., Westminster. Email J.Sheehan@CommunityReachCenter.org for more information.

Police warn of scammers Scammers pretending to be Northglenn Police have been contacting residents claiming that payments must be made to settle outstanding warrants, and those scam calls targeting residents, especially the elderly community.

Police warn residents not to fall for scams. No one in law enforcement will ever threaten a resident with an arrest if you don’t make an immediate payment.

CORRECTIONS

Colorado Trust for Local News asks readers to make us aware of mistakes we may have made.

Email linda@cotln.org if you notice a possible error you would like us to take a look at.

Leads groups are made up of individuals from di erent categories of businesses. e object of each group is to build personal contacts throughout the community and to assist each other in nding new sources of prospects and new avenues for business. Membership in the group is restricted to only one person per profession or specialty. Each chamber leads group is facilitated by an elected leads group chairperson who conducts meetings, maintains the group’s membership, and helps promote the group’s objectives. Contact the Chamber via email to attend and get the location via

e project is focused on nding practical solutions to travel challenges people in unincorporated Adams County experience. Several programs are being considered for a pilot project. ose include E-bike/Escooter share programs (sometimes called “micromobility”) that allow community members to rent an e-bike or e-scooter for short amounts of time. Also being considered are Carshare programs – that allow community members to rent vehicles for short periods – and community shuttle programs that o er exible shuttle or van services that operate either on a xed schedule or on-demand, allowing community members to book trips via an app or phone call. For more information about the project and to take a survey on commuting preferences, visit https://fhu.mysocialpinpoint. com/adams-county-enhancingshort-trips online.

Mental health walk-ins accepted by Community Reach Community Reach Center offers in-person intake assessments from 8 a.m. to noon on Tuesdays at the Brighton Learning and Resource Campus, 1850 E. Egbert St. in Brighton. Call Community Reach Center at 303 853-3500. For walk-in intake, bring an ID and insurance information. For those who would prefer to

In addition to the training program, Work Options provides the Human Services Center 11860 Pecos St., Westminster, with breakfast and lunch options. e café is located on the third oor of HSC. Learn more at workoptions.org.

Alliance Business Assistance Center grants available e Alliance Business Assistance Center is excited to announce that 2024 business grants are now available to support your business endeavors. Sta at the center can assist residents by helping to identify grants that align with their business goals and industry, providing guidance through the application process, ensuring that they have the best chance of success and providing other valuable resources for local business. To get started, visit our website at https://businessinthornton. com/local-business/small-business-support-programs/busi-

Police urge residents who receive one of these calls to hang up immediately and do not give out any personal or nancial information. Please report the call to NPD at the non-emergency number, 303 288-1535.

Thornton hosts class for homebuyers e City of ornton is hosting a daylong class at 9 a.m. Jan. 11 at Community Connections, 9471 Dorothy Blvd. ere will be Spanish and English versions o ered. Buying a home can be an intimidating process. Learn about the home-buying process, taxes, maintenance, budgeting, and down-payment assistance programs at one of these free workshops. Attendees can use the course completion certi cate to receive nancial assistance with their home purchase.

e course instruction is provided by Community Resources & Housing Development Corporation (CRHDC). To register and for more information, visit https://crhdc.org/Events online. e class will be o ered again on Jan. 18.

‘Taking No Chances’ e 17th Judicial District Attorney’s O ce and e Link, a community resource and assessment center in ornton, o er free, 10-week programs to families of Adams County teenagers to help develop personal and interpersonal drug-resistance skills.

Sessions are from 5:30 to 6:30 p.m. Wednesdays. Call 720-2922811.

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PUBLIC NOTICES

Principal Amount

$233,000.00 Outstanding Principal Balance

$211,868.64

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 11, BLOCK 3, COLLEGE HILL, FILING NO. 4, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 11443 KING CT, WESTMINSTER, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

APN#: 0172119209004

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024 Last Publication 1/23/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/22/2024

Last Publication 1/23/2025 Name of Publication Northglenn-Thornton Sentinel IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/22/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Carly Imbrogno #59553 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711 Attorney File # 00000010276566

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480717

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

KENNETH D DORRANCE AND RHONDA DORRANCE Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR WMC MORTGAGE CORP. Current Holder of Evidence of Debt

U.S. Bank Trust Company, National Association, as Trustee, successor in interest to U.S. Bank National Association, as Trustee for MASTR Asset Backed Securities Trust 2006WMC2, Mortgage Pass-Through Certificates, Series 2006-WMC2

Date of Deed of Trust January 10, 2006

County of Recording Adams

Recording Date of Deed of Trust February 06, 2006

Recording Information (Reception No. and/or Book/Page No.)

20060206000126140 Original Principal Amount

$178,600.00

$114,983.46

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 27, SIEMER’S SECOND ADDITION TO DERBY, EXCEPT

Purported common address: 7491 LEYDEN STREET, COMMERCE CITY, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Carly Imbrogno #59553 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711

Attorney File # 00000010272227

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480749

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 24, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Arthur Lee Skipper Johnson AND Tiffany Michele Miller

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PLANET HOME LENDING, LLC, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

COLORADO HOUSING AND FINANCE

AUTHORITY

Date of Deed of Trust October 06, 2022

County of Recording Adams

Recording Date of Deed of Trust October 07, 2022

Recording Information (Reception No. and/or

Book/Page No.)

2022000082927

Original Principal Amount

$397,664.00

Outstanding Principal Balance

$389,611.74

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 4, BLOCK FORTY (40), OF BLOCKS 40, 41, 42 AND 43 OF THORNTON, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 9295 Russell Way, Thornton, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/26/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/2/2025 Last Publication 1/30/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 10/24/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042

Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 24-033338

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480757

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 29, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Dylan Goodman Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PRIMARY RESIDENTIAL MORTGAGE, INC., ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

COLORADO HOUSING AND FINANCE

AUTHORITY

Date of Deed of Trust

September 20, 2021

County of Recording Adams

Recording Date of Deed of Trust

September 28, 2021

Recording Information (Reception No. and/or Book/Page No.)

2021000114032

Original Principal Amount

$348,570.00

Outstanding Principal Balance

$331,308.62

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOTS 34 AND 35, MCKISSACK RESUBDIVISION OF BLOCK 186, BOSTON HEIGHTS SECOND FILING, COUNTY OF ADAMS, STATE OF COLORADO.

APN #: 0182335419021

Purported common address: 1671 Oswego Street, Aurora, CO 80010.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/26/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/2/2025

Last Publication 1/30/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/29/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: N. April Winecki #34861 Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990 Attorney File # 24-033384

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480690

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 3, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Van Pein Mouanoutoua and Tong Ci Mouanoutoua Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for American Financing Corporation, Its Successors and Assigns Current Holder of Evidence of Debt

New Residential Mortgage, LLC

Date of Deed of Trust

September 20, 2019

County of Recording Adams

Recording Date of Deed of Trust

September 30, 2019

Recording Information (Reception No. and/or Book/Page No.) 2019000082561

Original Principal Amount

$263,500.00

Outstanding Principal Balance

$237,947.93

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 19, BLOCK 79, AMENDED PLAT OF BLOCKS 77, 78, 79, 80, 81 AND 82 OF THORNTON, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 9290 Palo Verde Street, Denver, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/05/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/12/2024

Last Publication 1/9/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/03/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell’Acqua #31755 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-24-995397-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480695

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 3, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Anthony M. Draper

VILLAGE TOWNHOMES, ACCORDING TO THE CONDOMINIUM MAP THEREOF RECORDED JULY 8, 2008 AT RECEPTION NO. 2008000054596, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION

Purported common address: 15612 E 96th Way, Unit 9B, Commerce City, CO 80022. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

PUBLIC NOTICES

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 36, BLOCK 3, PLATTE RIVER RANCH

FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO.

APN#: 0157112414057

Purported common address:

727 MOCKINGBIRD ST, BRIGHTON, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/29/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/5/2024

Last Publication 1/2/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/26/2024 Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado

By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531

The Attorney above is acting as a debt collector and is attempting

said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/12/2024 Last Publication 1/9/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/08/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

David R. Doughty #40042

Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990 Attorney File # 24-033226

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480738

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 22, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Michael Carbajal AND Zarianna Xalandra Flores

Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR M2 LENDING SOLUTIONS, LLC, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

PHH MORTGAGE CORPORATION

Date of Deed of Trust

October 27, 2023

County of Recording Adams

Recording Date of Deed of Trust November 01, 2023

Recording Information (Reception No. and/or Book/Page No.)

2023000061562

Original Principal Amount

$176,000.00

Outstanding Principal Balance

$175,696.09

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 1, BLOCK 1, REUNION RIDGE FILING NO. 1, AMENDMENT NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. APN#: R0207145/0172113101028

Purported common address: 12892 E 99th Pl, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/22/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9540 Maroon Circle, Suite 320,

Englewood, CO 80112 (303) 706-9990

Attorney File # 24-033246

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE

SALE NO. A202480703

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 10, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) DONALD P MCNEIL

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR UNITED WHOLESALE MORTGAGE

Current Holder of Evidence of Debt

NATIONSTAR MORTGAGE LLC

Date of Deed of Trust

December 04, 2020

County of Recording Adams

Recording Date of Deed of Trust December 09, 2020

Recording Information (Reception No. and/or Book/Page No.)

2020000129164

Original Principal Amount

$212,000.00

Outstanding Principal Balance

$198,382.09

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 25, BLOCK 87, BLOCKS 86, 87, 88 AND 89, THORNTON, COLORADO, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 2701 BARNHART ST, THORNTON, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/19/2024 Last Publication 1/16/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/10/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Carly Imbrogno #59553 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711

Attorney File # 00000010214088

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480733

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 22, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) GUSTAVO ALONSO LOPEZ LOPEZ AND LUKE PATRICK GONZALES

Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR NATIONS LENDING CORPORATION

Current Holder of Evidence of Debt

NATIONS LENDING CORPORATION

Date of Deed of Trust

October 03, 2022 County of Recording Adams

Recording Date of Deed of Trust

October 05, 2022

Recording Information (Reception No. and/or

Book/Page No.)

2022000082099

Original Principal Amount

$412,392.00

Outstanding Principal Balance

$406,172.70

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 13, BLOCK 14, NORTH HILLS FILING

NUMBER ONE SUBDIVISION, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 3396 E 98TH AVE, THORNTON, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/22/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Carly Imbrogno #59553 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711

Attorney File # 00000010280360

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480712

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 15, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Donald P. McNeil

Original Beneficiary(ies)

Credit Union of Colorado

Current Holder of Evidence of Debt

Credit Union of Colorado

Date of Deed of Trust

October 06, 2023

County of Recording Adams

Recording Date of Deed of Trust

October 12, 2023

Recording Information (Reception No. and/or Book/Page No.) 2023000057857

Original Principal Amount

$70,000.00

Outstanding Principal Balance

$70,000.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 25, BLOCK 87, BLOCKS 86, 87, 88 AND 89, THORNTON, COLORADO, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 2701 Barnhart Street, Thornton, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt

secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/19/2024

Last Publication 1/16/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/15/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: IMAN TEHRANI #44076

HOLST & TEHRANI, LLP PO BOX 298, 514 KIMBARK STREET, LONGMONT, CO 80502-0298 (303) 772-6666

Attorney File # 80712

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480697

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 8, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Duke Abrokwa

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Everett Financial, Inc. dba Supreme Lending Current Holder of Evidence of Debt Click n` Close, Inc. Date of Deed of Trust November 04, 2021 County of Recording Adams

Recording Date of Deed of Trust November 12, 2021

Recording Information (Reception No. and/or Book/Page No.) 2021000133562

Original Principal Amount

$427,121.00

Outstanding Principal Balance

$410,387.88

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 21, BLOCK 9, STAPLETON AURORA

SUBDIVISION FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO.

*As corrected by Affidavit of Correction of Typographical or Other Minor Error recorded on 9/27/2023 at Reception No. 2023000055101

Purported common address: 11255 E 25th Ave, Aurora, CO 80010.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/05/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/12/2024 Last Publication 1/9/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO

A.P.N.:

THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is

MAY NOT BE A FIRST LIEN.

LOT 1, BLOCK 16, PRAIRIE FARM SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO,

ACCORDING TO THE PLAT THEREOF RECORDED JULY 16, 2007 UNDER RECEP-

TION NO. 2007000067891.

Purported common address: 17842 E 97th Cir, Commerce City, CO 80022-9514.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/22/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly R. Shilliday #24423 McCarthy & Holthus, LLP 7700 E.

NOTICES

$130,000.00

Pursuant to CRS §38-38-101(4)(i), you are

notified that the covenants of the deed of

violated as follows: Failure to pay

and

when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 16, BLOCK 7, PERL-MACK MANOR THIRD FILING, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 7040 Alan Drive, Denver, CO 80221.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/05/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/12/2024

Last Publication 1/9/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/03/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell’Acqua #31755 McCarthy & Holthus, LLP

7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-24-998250-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480729

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 22, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Jennifer Mouser

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR COMMERCE HOME MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

COLORADO HOUSING AND FINANCE

AUTHORITY

Date of Deed of Trust

July 08, 2020

County of Recording

Adams

Recording Date of Deed of Trust

July 14, 2020

Recording Information (Reception No. and/or Book/Page No.)

2020000064857

Original Principal Amount

$236,634.00 Outstanding Principal Balance

$218,402.44

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOTS 19 AND 20, BLOCK 1, HOME ADDITION TO BRIGHTON, COUNTY OF ADAMS, STATE OF COLORADO.

APN #: 0156906418010

Purported common address: 114 N 7th Ave, Brighton, CO 80601. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF

herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/22/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 23-031324

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE SALE NO. A202480758

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 29, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Michael Jacobs AND Samatha Gonzales

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION

SYSTEMS, INC. AS NOMINEE FOR AMERICAN FINANCING CORPORATION, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

LAKEVIEW LOAN SERVICING, LLC

Date of Deed of Trust

November 16, 2020

County of Recording Adams

Recording Date of Deed of Trust

November 24, 2020

Recording Information (Reception No. and/or Book/Page No.)

2020000122122

Original Principal Amount

$285,000.00

Outstanding Principal Balance

$264,822.24

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 2, BLOCK 6, THORNTON MEADOWS, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 3561 East 122nd Avenue, Thornton, CO 80241.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/26/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/2/2025 Last Publication 1/30/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/29/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Alison L. Berry #34531

Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 24-033399

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480755

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 29, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Alexandrea Emma Lucero

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GARDNER FINANCIAL SERVICES LTD, DBA LEGACY MUTUAL MORTGAGE, ITS

SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

COLORADO HOUSING AND FINANCE

AUTHORITY

Date of Deed of Trust

August 18, 2021

County of Recording

Adams

Recording Date of Deed of Trust

August 19, 2021

Recording Information (Reception No. and/or

Book/Page No.)

2021000099359

Original Principal Amount

$289,656.00

Outstanding Principal Balance

$270,869.35

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Condominium Unit 1306, in Condominium

Building 13, Welby Hills I Condominiums, according to the Condominium Map thereof, recorded on January 17, 1985, in P.U.D. Book 756 at Reception No. B549913, in Records of the Office of the Clerk and Recorder of Adams County, Colorado, and as defined and described in the Condominium Declaration for Welby Hill I Condominiums recorded on January 17, 1985, in Book 2958 at Page 491 in said Records, County of Adams, State of Colorado.

PARCEL ID NUMBER: 0171925302038

Purported common address: 8199 Welby Road 1306, Thornton, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/26/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/2/2025

Last Publication 1/30/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/29/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Alison L. Berry #34531

Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 23-031429

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. COMBINED

To Whom It May Concern: This Notice is given with regard to the following described

Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) MIGUEL CONTRERAS Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PRIMARY RESIDENTIAL MORTGAGE, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust May 18, 2020

County of Recording Adams

Recording Date of Deed of Trust May 20, 2020

Recording Information (Reception No. and/or Book/Page No.) 2020000046006

Original Principal Amount

$383,918.00

Outstanding Principal Balance

$355,187.03

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 206, REMINGTON FILING NO. 1

P.U.D., COUNTY OF ADAMS, STATE OF COLORADO.

APN#: 0172119304006

Purported common address: 9115 CLERMONT DRIVE, THORNTON, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024 Last Publication 1/23/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024 Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990 Attorney File # 22-028442

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480748

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 24, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) DYLAN JACOB GASCHLER Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CROSSCOUNTRY MORTGAGE, LLC

Holder of Evidence of Debt PENNYMAC

PUBLIC NOTICES

Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024 Last Publication 1/23/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/22/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The

SUBDIVISION FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO

Purported common address: 13802 Ivanhoe Street, Thornton, CO 80602.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY

ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt

secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/26/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’

number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: N. April Winecki #34861 Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 24-033314

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480702

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 8, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

ELIZABETH SANCHEZ

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GATEWAY MORTGAGE GROUP, A DIVISION OF GATEWAY FIRST BANK

Current Holder of Evidence of Debt NWL COMPANY, LLC

Date of Deed of Trust

August 10, 2020 County of Recording Adams

Recording Date of Deed of Trust

August 11, 2020

Recording Information (Reception No. and/or Book/Page No.) 2020000077682

Original Principal Amount

$347,476.00

Outstanding Principal Balance

$329,300.51

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 24, BLOCK 6, BRIGHTON CROSSING FILING NO. 3, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 4670 QUANDARY PEAK ST, BRIGHTON, CO 80601-4578.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/05/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/12/2024

Last Publication 1/9/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/08/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Carly Imbrogno #59553 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711 Attorney File # 00000010229748

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480727

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Current Holder of Evidence of Debt NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING

Date of Deed of Trust

August 04, 2020

County of Recording Adams

Recording Date of Deed of Trust

August 05, 2020

Recording Information (Reception No. and/or Book/Page No.)

2020000075401

Original Principal Amount

$290,000.00

Outstanding Principal Balance

$267,083.69

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

UNIT B, CONDOMINIUM BUILDING 14, SAGE VALLEY II CONDOMINIUMS, ACCORDING TO THE CONDOMINIUM MAP FOR SAGE VALLEY II CONDOMINIUM ASSOCIATION RECORDED ON SEPTEMBER 22, 2016 UNDER RECEPTION NO. 2016000079585, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF ADAMS COLORADO, AND AS DEFINED AND DESCRIBED IN THE DECLARATION OF CONDITIONS AND RESTRICTIONS OF SAGE VALLEY II CONDOMINIUM ASSOCIATION RECORDED ON JUNE 23, 2016 UNDER RECEPTION NO. 2016000049590, IN SAID RECORDS, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 3155 E 104TH AVE UNIT 14B, THORNTON, CO 80233-4414.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a

Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Carly Imbrogno #59553 Barrett, Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711 Attorney File # 00000010278117

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480726

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) DANIEL SALAZAR

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION

SYSTEMS, INC. AS NOMINEE FOR PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC., ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

COLORADO HOUSING AND FINANCE

AUTHORITY

Date of Deed of Trust

November 27, 2019

County of Recording Adams

Recording Date of Deed of Trust

December 05, 2019

Recording Information (Reception No. and/or

Book/Page No.)

2019000106415

Original Principal Amount

$341,205.00

Outstanding Principal Balance

$314,913.04

Pursuant to CRS §38-38-101(4)(i),

to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE EAST 1/2 OF LOT 2, AND ALL OF LOT 3, BLOCK 5, SUNSET VIEW SUBDIVISION, COUNTY OF ADAMS, STATE OF COLORADO.

APN #: 0156908222004

Purported common address: 305 EASTERN AVENUE, BRIGHTON, CO 80601.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado

By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

David R. Doughty #40042

Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 22-027860

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION

CRS §38-38-103 FORECLOSURE SALE NO. A202480704

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 10, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Destiny Smith AND Francisco Pina-Hinojos

Original Beneficiary(ies)

CANVAS CREDIT UNION

Current Holder of Evidence of Debt

CANVAS CREDIT UNION

Date of Deed of Trust

June 07, 2022

County of Recording Adams

Recording Date of Deed of Trust June 16, 2022

Recording Information (Reception No. and/or Book/Page No.)

2022000053419

Original Principal Amount

$73,000.00

Outstanding Principal Balance

$72,451.06

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 29, BLOCK 1, POTOMAC FARMS FILING NO. 2, AMENDED PLAT, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 10752 Xanadu Street, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash,

the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/19/2024

Last Publication 1/16/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/10/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042

Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 24-033160

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480699

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 8, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Yee Chang and Sa Lee Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Home Point Financial Corporation, its successors and assigns

Current Holder of Evidence of Debt Lakeview Loan Servicing, LLC

Date of Deed of Trust July 15, 2022 County of Recording Adams

Recording Date of Deed of Trust July 19, 2022

Recording Information (Reception No. and/or Book/Page No.) 2022000061735

Original Principal Amount

$508,617.00

Outstanding Principal Balance $498,080.32

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 19, BLOCK 15, BUFFALO MESA SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 10565 Memphis Street, Commerce City, CO 80022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/05/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/12/2024

Last Publication 1/9/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/08/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing

2,

Recording Date of Deed of Trust

June 22, 2021

Recording Information (Reception No. and/or

Book/Page No.)

2021000074501

Original Principal Amount

$420,010.00

Outstanding Principal Balance

$396,964.70

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 128, REMINGTON FILING NO. 1, P.U.D., COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 9127 Birch Street, Thornton, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY

ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/05/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/12/2024 Last Publication 1/9/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A

LATER DATE, THE DEADLINE TO FILE A

NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/03/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado

By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

David R. Doughty #40042 Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990 Attorney File # 24-033213

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480722

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: N. April Winecki #34861 Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 19-022272

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - RESTART - PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. A202480623

Republished to restart foreclosure stayed by bankruptcy and reset sale date.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 22, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Nina Graham and Anthony Graham Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Global Equity Finance, Inc., its successors and assigns

Current Holder of Evidence of Debt

Angel Oak Mortgage Fund EU Trust Date of Deed of Trust February 12, 2019 County of Recording Adams

Recording Date of Deed of Trust

February 20, 2019

Recording Information (Reception No. and/or Book/Page No.)

2019000012070

Original Principal Amount

$185,000.00

Outstanding Principal Balance

$176,641.58

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lot 82, Block 1, Weatherstone Subdivision, County of Adams, State of Colorado.

Purported common address: 11705 Zenobia Loop, Westminster, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/22/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Amanda Ferguson #44893

Halliday, Watkins & Mann, P.C.

355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155

Attorney File # CO10276

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480743

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 22, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Wesley Exum and Angelique Gallegos and Stephen Gallegos

Original Beneficiary(ies)

Security Service Federal Credit Union

Current Holder of Evidence of Debt

Security Service Federal Credit Union

Date of Deed of Trust

January 04, 2022

County of Recording Adams

Recording Date of Deed of Trust

January 11, 2022

Recording Information (Reception No. and/or

Book/Page No.)

2022000003304

February 09, 2022

Re-Recording Information (Reception No. and/ or Book/Page No.)

2022000012712

Re-Recording Date of Deed of Trust

Original Principal Amount

$100,000.00

Outstanding Principal Balance

$99,900.34

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 1, BLOCK 1, COTTONWOOD LAKE

SUBDIVISION NO. 1, COUNTY OF ADAMS, STATE OF COLORADO

Purported common address: 13120 Garfield Dr, Thornton, CO 80241.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/22/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado

By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell’Acqua #31755

McCarthy & Holthus, LLP

7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-24-999369-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480688

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 1, 2024, the undersigned Public Trustee caused the Notice of Election and

Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Urbano Salas Moreno and Laura Adilene

Rodriguez

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for The Mortgage Company, its successors and assigns

Current Holder of Evidence of Debt

Lakeview Loan Servicing, LLC

Date of Deed of Trust

May 22, 2015

County of Recording

Adams

Recording Date of Deed of Trust

June 03, 2015

Recording Information (Reception No. and/or Book/Page No.)

2015000041917

Original Principal Amount

$255,290.00

Outstanding Principal Balance

$208,893.53

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 12, BLOCK 3, BRIAR RIDGE, FILING NO. 2, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 11637 Birch Drive, Thornton, CO 80233.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/29/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/5/2024

Last Publication 1/2/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/01/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Heather L. Deere #28597

Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155

Attorney File # CO23483

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480718

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 17, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Ortemio R Ramirez AND Natalie M Ortega-Montoya

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR UNIVERSAL LENDING CORPORATION, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE

AUTHORITY

Date of Deed of Trust

January 31, 2014

County of Recording Adams

Recording Date of Deed of Trust

February 06, 2014

Recording Information (Reception No. and/or

Book/Page No.)

2014000007940

Original Principal Amount

$177,721.00

Outstanding

evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 17, BLOCK 22A, VALLEY VISTA FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO.

APN #: 0171933408002

PURSUANT TO AFFIDAVIT OF SCRIVENER’S ERROR RECORDED ON 10/3/2023 AT RECEPTION NO. 2023000055948 TO CORRECT LEGAL DESCRIPTION.

Purported common address: 1021 Cragmore Street, Denver, CO 80221-3583.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 22-027312

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480751

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 24, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

ERIK K. BRAY

Original Beneficiary(ies)

PENTAGON FEDERAL CREDIT UNION

Current Holder of Evidence of Debt

PENTAGON FEDERAL CREDIT UNION

Date of Deed of Trust

December 16, 2021

County of Recording Adams

Recording Date of Deed of Trust

December 28, 2021

Recording Information (Reception No. and/or Book/Page No.)

2021000149487

Original Principal Amount

$200,000.00

Outstanding Principal Balance

$199,189.73

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 54 OF BLOCK 1, IN PARKRIDGE VILLAGES SUBDIVISION FILING NO. 2, IN THE CITY OF THORNTON, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 13271 CLERMONT CIRCLE, THORNTON, CO 80241.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of

APN#: 0171920313001

Purported common address: 8921 GROVE STREET, WESTMINSTER, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024

Last Publication 1/23/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone

Principal Balance

$215,029.78

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 1, BLOCK ONE, DOLL SUBDIVISION, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 7330 Newton Street, Westminster, CO 80030.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/12/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/26/2024 Last Publication 1/23/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/17/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell’Acqua #31755

McCarthy & Holthus, LLP

7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-24-999510-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480756

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 29, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Terry Nhem Chhoeun

Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR Colten Mortgage, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY

Date of Deed of Trust December 04, 2020 County of Recording Adams

Recording Date of Deed of Trust December 08, 2020

Recording Information (Reception No. and/or Book/Page No.)

2020000127308 Original Principal Amount

$384,933.00 Outstanding Principal Balance

$358,240.41

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 6, BLOCK 4, THE VILLAGES AT BUFFALO RUN EAST FILING NO. 3, AMENDMENT NO. 1, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 16692 E 118th Drive,

Commerce City, CO 80022. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/26/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/2/2025

Last Publication 1/30/2025

Name of Publication

Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/29/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 24-033383

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480746

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 24, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Dennis C. Weidanz and Patricia Ann Richmond-Weidanz

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc. as nominee for PHH Mortgage Corporation dba Liberty Reverse Mortgage, Its Successors and Assigns Current Holder of Evidence of Debt

PHH Mortgage Corporation Date of Deed of Trust October 08, 2021 County of Recording Adams

Recording Date of Deed of Trust October 19, 2021

Recording Information (Reception No. and/or Book/Page No.)

2021000122913

Original Principal Amount

$600,750.00

Outstanding Principal Balance

$285,635.58

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: the failure to make timely tax and/or insurance payments under said Deed of Trust and the Evidence of Debt secured thereby.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT TWO (2), BLOCK NINETEEN (19), NORTH FIELD NINTH (9TH) FILING, COUNTY OF ADAMS, STATE OF COLORADO.

Purported common address: 2260 Mable Avenue, Denver, CO 80229.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/26/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 1/2/2025 Last Publication 1/30/2025 Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell’Acqua #31755

McCarthy & Holthus, LLP

7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-24-998873-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. A202480754

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 24, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s)

Alejandro Guerrero AND Desiree Annette Padilla

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION

SYSTEMS, INC. AS NOMINEE FOR NFM, INC. DBA NFM LENDING, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt

COLORADO HOUSING AND FINANCE

AUTHORITY

Date of Deed of Trust

July 13, 2023

County of Recording

Adams

Recording Date of Deed of Trust

July 14, 2023

Recording Information (Reception No. and/or Book/Page No.)

2023000039834

Original Principal Amount

$342,678.00

Outstanding Principal Balance

$339,760.10

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 120, BLOCK 1, COBBLESTONE VILLAGE SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO. APN #: 01719-29-4-12-126

Purported common address: 2967 W 81st Avenue Unit L, Westminster, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 02/26/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/2/2025

Last Publication 1/30/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE

PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531

Janeway Law Firm PC 9540 Maroon Circle, Suite 320, Englewood, CO 80112 (303) 706-9990

Attorney File # 24-033329

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

COMBINED

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On September 26, 2024, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Adams records.

Original Grantor(s) Randolph R. Gallegos and Shelley L. Archuleta

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for AmeriSave Mortgage Corporation, its successors and assigns

Current Holder of Evidence of Debt AmeriSave Mortgage Corporation Date of Deed of Trust

August 28, 2021

County of Recording Adams

Recording Date of Deed of Trust

September 02, 2021

Recording Information (Reception No. and/or Book/Page No.) 2021000104906

Original Principal Amount

$287,500.00

Outstanding Principal Balance

$277,137.53

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF THORNTON, COUNTY OF ADAMS, STATE OF COLORADO, AND IS DESCRIBED AS FOLLOWS:

LOT 5, BLOCK 11, NORTHAVEN, COUNTY OF ADAMS, STATE OF COLORADO.

PARCEL ID: 0157131313006

THIS BEING THE SAME PROPERTY CONVEYED TO RANDOLPH R. GALLEGOS AND SHELLEY L. ARCHULETA FROM RANDY R. GALLEGOS, IN A DEED DATED SEPTEMBER 21, 2004 AND RECORDED SEPTEMBER 30, 2004 IN DEED INSTRUMENT NUMBER 20040930000968830.

Purported common address: 4450 E. 121st Place, Thornton, CO 80241.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 AM on Wednesday, 01/29/2025, at 4430 S. Adams County Pkwy, Suite W1000, Brighton CO 80601-8219, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 12/5/2024

Last Publication 1/2/2025

Name of Publication Northglenn-Thornton Sentinel

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 09/26/2024

Alexander L. Villagran, Public Trustee in and for the County of Adams, State of Colorado By: Treasurer and Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Deanne R. Stodden #33214 Messner Reeves LLP 1550 Wewatta Street, Suite 710, Denver, CO 80202 (303) 623-1800 Attorney File # 8020.0130

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 26, 2024,

PUBLIC NOTICES

ACCESIBILIDAD: El condado de Adams no discrimina por motivos de discapacidad en la admisión, el acceso o las operaciones de programas, servicios o actividades, incluido el proceso de participación pública. El condado de Adams realiza adaptaciones razonables para las discapacidades que interfieren con el acceso total a cualquier programa, servicio o actividad, incluido el proceso de participación pública. Puede comunicarse con la División de Políticas de Vivienda e Inversiones Comunitarias al (720) 523-6200 (o al 711 para el servicio de retransmisión estatal) o escribir a 4430 S. Adams County Parkway, Brighton, CO 80601 para realizar una solicitud de adaptación razonable. Para traducir la información en español, llame al (720) 523-6200.

Legal Notice No. NTS4174

First Publication: January 2, 2025

Last Publication: January 2, 2025

Publisher: Northglenn-Thornton Sentinel

Bids and Settlements

Public Notice

NOTICE OF CONTRACTOR’S FINAL SETTLEMENT

Notice is hereby given that on or after the 13th day of January 2025, Final Settlement will be made by the City of Thornton, CO, with:

A. Star Playgrounds 9892 Titan Park Circle, Unit 1 Littleton, CO 80125

hereinafter called “Contractor”, for and on account of the Contract for construction of Eastlake Shores Park, Project No. 23-46A B. Design Mechanical, Inc. 312 CTC

hereinafter called “Contractor”, for and on account of the Contract for construction of

Boiler Replacement, Project No. 24-45C and MSC MAU Replacement, Project No. 24-45X

C. Arnold’s Ag Group, LLC 28667 County Road 20 Keenesburg, CO 80643

hereinafter called “Contractor”, for and on account of the Contract for construction of Ault Farm #60-4 Perimeter Fence, Project No. 348-24.

1. Any person, co-partnership, association, or corporation who has an unpaid claim against the said Project, for or on account of the furnishing of labor, materials, team hire, sustenance, provisions, provender, or other supplies used or consumed by such Contractor, or any of his Subcontractors, in or about the performance of said Work, may at any time up to and including said date of such Final Settlement, file a verified statement of the amount due and unpaid on account of such claims.

2. All such claims shall be filed with the City Clerk at 9500 Civic Center Drive, Thornton, CO 80229.

3. Failure on the part of the creditor to file such a statement prior to such Final Settlement will relieve the City of Thornton from any and all liability for such claim.

CITY OF THORNTON, COLORADO

Patrick Hinterberger 12-13-24

Patrick Hinterberger Date

Contracts Supervisor

Legal Notice No. NTS4182

First Publication: December 26, 2024

Last Publication: January 2, 2025

Publisher: Northglenn-Thornton Sentinel

Public Notice

NOTICE OF FINAL SETTLEMENT WITH CONTRACTOR

NOTICE IS HEREBY GIVEN that on or about January 16, 2025 the Deputy City Manager for the City of Northglenn, Colorado shall make final settlement with Just Be You, Inc. dba Star Playgrounds, Littleton, CO on account of their performance on the Fox Run Playgrounds Renovation Project bid, RFP 2023-007. Up to the time of making final settlement, the Deputy City Manager shall receive at their office, 11701 Community Center Drive, Northglenn, Colorado, verified statement of claims with respect to such work and as provided in Section 38-26-107, Colorado revised statutes, 1973.

City of Northglenn

/s/ Jason Loveland Deputy City Manager

Legal Notice No. NTS4179

First Publication: December 26, 2024

Last Publication: January 2, 2025

Publisher: Northglenn-Thornton Sentinel Public Notice

NOTICE OF CONTRACTOR’S SETTLEMENT

Pursuant to Section 38-26-107, C.R.S., notice is hereby given that on January 21, 2025, at Westminster, Colorado, final settlement will be made by the City with PCL Construction, Inc., hereinafter called the “Contractor,” for and on account of the contract for the construction of a Project described as Northridge Water Tanks Replacement Project.

1. Any person, co-partnership, association of persons, company, or corporation that has furnished labor, materials, team hire, sustenance, provisions, provender, or other supplies used or consumed by such Contractor or his subcontractor, or that supplies rental machinery, tools, or equipment to the extent used in the prosecution of the work, whose claim therefor

has not been paid by the Contractor or the subcontractor for the work contracted to be done, may file with the City a verified statement of the amount due and unpaid on account of such claim.

2. All such claims shall be filed with the City Attorney’s Office, City of Westminster, 4800 W. 92nd Avenue, Westminster, Colorado, 80031 by January 14, 2025.

3. All such claims must be notarized and must otherwise comply with the requirements of C.R.S. § 38 26 107.

4. Failure on the part of a creditor to file such statement prior to such final settlement will relieve the City from any and all liability for such claim.

Dated at Westminster, Colorado on December 26, 2024.

CITY OF WESTMINSTER

/s/ David R. Frankel

City Attorney

Legal Notice No. NTS4155

First Publication: December 26, 2024

Last Publication: January 2, 2025

Publisher: Westminster Window

Summons and Sheriff Sale

Public Notice DISTRICT COURT, ADAMS, STATE OF COLORADO Adams County District Court 1100 Judicial Ctr Dr. Brighton, CO 80601

Case No.: 2024CV031216 Division: W Plaintiff: HIGH POINT VILLAGE HOMEOWNERS ASSOCIATION, a Colorado nonprofit corporation v. Defendants: EMMANUEL ANDRADE RODRIGUEZ; STEELE STREET BANK & TRUST FKA MIDFIRST BANK; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; JPMORGAN BANK AND TRUST COMPANY, N.A.; ADAMS COUNTY PUBLIC TRUSTEE

Attorneys for Plaintiff:

Orten Cavanagh Holmes & Hunt, LLC

Hal R. Kyles, #23891 1445 Market Street, Suite 350 Denver, CO 80202

Phone Number: (720) 221-9780 Matter ID #1111.0178

SUMMONS [BY PUBLICATION]

THE PEOPLE OF THE STATE OF COLORADO TO THE ABOVE-NAMED DEFENDANTS:

You are hereby summoned and required to appear and defend against the claims of the complaint filed with the court in this action, by filing with the clerk of this court an answer or other response. You are required to file your answer or other response within 35 days after the service of this Summons upon you. Service of this summons shall be complete on the day of the last publication. A copy of the complaint may be obtained from the clerk of the court.

If you fail to file your answer or other response to the complaint in writing within 35 days after the date of the last publication, judgment by default may be rendered against you by the court for the relief demanded in the complaint without further notice.

This is an action of foreclosure pursuant to Rule 105, C.R.C.P. to the real property situate in Westminster, Colorado more particularly described as LOT 5, BLOCK 7, HIGH POINT VILLAGE SUBDIVISION FILING NO. 1, COUNTY OF ADAMS, STATE OF COLORADO.

Dated: December 18, 2024. ORTEN CAVANAGH HOLMES & HUNT, LLC

By: /s/Hal R. Kyles Hal R. Kyles, #23891

This Summons is issued pursuant to Rule 4(g), Colorado Rules of Civil Procedure.

Legal Notice No. NTS 3815

First Publication: January 2, 2025

Last Publication: January 30, 2025

Publisher: Northglenn-Thornton Sentinel

Misc. Private Legals

Public Notice

NOTICE OF DEFAULT AND FORECLOSURE SALE

WHEREAS, on September 21, 2009, a certain Deed of Trust was executed by Grantor(s), James W. Hazlet and Monet J. Hazlet in favor of, Cherry Creek Mortgage Co., Inc. and the Public Trustee of Adams County, Colorado as Trustee, and was recorded on September 28, 2009, at Reception Number 2009000071927 in the office of the Clerk and Recorder of the County of Adams, Colorado; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the Purpose of providing single family housing; and

WHEREAS, the beneficial interest of the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on February 16, 2016 at Reception Number 2016000011785 in the office of the Clerk and Recorder of the County of Adams Colorado.

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that Paragraph 9 (a) (i) has been violated; and

WHEREAS, the entire amount delinquent is $551,446.67 as of December 16, 2024; and

WHEREAS, by the virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to the powers vested in my be the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commission, recorded on April 2, 2018 at Reception No. 2018000026482 in the Adams County Clerk and Recorder’s Office, notice is hereby given that on January 21, 2025 at 10:00 a.m. local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at the public auction to the highest bidder. A PART OF THE SOUTHWEST 1/4 OF SECTION 22, TOWNSHIP 1 SOUTH, RANGE 64 WEST OF THE 6TH P.M., COUNTY OF ADAMS, STATE OF COLORADO, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT THE SOUTHWEST CORNER OF SAID SECTION 22; THENCE NORTH 01°12’25” WEST ALONG THE WEST LINE OF SAID SOUTHWEST 1/4 OF SECTION 22 A DISTANCE OF 731.08 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 01°12’25” WEST ALONG SAID WEST LINE OF THE SOUTHWEST 1/4 OF SECTION 22 A DISTANCE OF 690.79 FEET; THENCE SOUTH 89°30’02” EAST PARALLEL WITH THE SOUTH LINE OF SAID SOUTHWEST 1/4 OF SECTION 22 A DISTANCE OF 2639.57 FEET TO THE EAST LINE OF SAID SOUTHWEST 1/4 OF SECTION 22; THENCE SOUTH 01°09’23” EAST ALONG SAID EAST LINE OF THE SOUTHWEST 1/4 OF SECTION 22 A DISTANCE OF 690.77 FEET; THENCE NORTH 89°30’02” WEST PARALLEL WITH SAID SOUTH LINE OF THE SOUTHWEST 1/4 OF SECTION 22 A DISTANCE OF 2638.95 FEET TO THE TRUE POINT OF BEGINNING; EXCEPT THAT PARCEL DEDICATED FOR CAVANAUGH MILE ROAD IN RESOLUTION

RECORDED MAY 18, 2000 AT RECEPTION NO. C0671796, MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT THE SOUTHWEST CORNER OF SAID SECTION 22; THENCE NORTH 01°12’25” WEST ON AN ASSUMED BEARING ALONG THE WEST LINE OF THE SOUTHWEST 1/4 OF SAID SECTION 22 A DISTANCE OF 731.08 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 01°12’25” WEST ALONG SAID WEST LINE A DISTANCE OF 690.79 FEET; THENCE SOUTH 89°30’02” EAST PARALLEL WITH THE SOUTH LINE AT THE SOUTHWEST 1/4 OF SAID SECTION 22 A DISTANCE OF 40.02 FEET; THENCE SOUTH 01°12’25” EAST PARALLEL WITH AND 40.00 FEET EAST OF THE WEST LINE OF THE SOUTHWEST 1/4 OF SAID SECTION 22 A DISTANCE OF 690.79 FEET; THENCE NORTH 89°30’02’’ WEST PARALLEL WITH THE SOUTH LINE OF THE SOUTHWEST 1/4 OF SAID SECTION 22 A DISTANCE OF 40.02 FEET TO A POINT ON THE WEST LINE OF THE SOUTHWEST 1/4 OF SAID SECTION 22 AND THE TRUE POINT OF BEGINNING, COUNTY OF ADAMS, STATE OF COLORADO.

Commonly known as 13880 Cavanaugh Road, Hudson, CO 80642.

The sale will be held in front of the Adams County Combined Court located at 1100 Judicial Center Dr., Brighton, CO 80601.

The Secretary of Housing and Urban Development will bid the lesser amount of the loan balance, or the appraised value obtained by the Secretary prior to sale.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorated share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling 10% of the Secretary’s bid in the form of certified funds or a cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of 10% of the Secretary’s bid must be presented before the bidding has closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of certified funds or a cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be paid in the form of certified funds or a cashier’s check made payable to the Secretary of HUD. If the higher bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit, or at the election of the Foreclosure Commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the

second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein, HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner no less than three (3) days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist a the time of service of this Notice of Default and Foreclosure Sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of certified funds or a cashier’s check payable to the Secretary of HUD, before the public auction of the property is completed.

The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $551,446.67 as of December 16, 2024; plus all other amounts that would be due under the mortgage agreement if payments under the deed of trust had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posing notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out of pocket costs incurred by the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified funds or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Dated: December 20, 2024

Deanne R. Stodden Foreclosure Commissioner 1550 Wewatta Street, Suite 710 Denver, CO 80202

Telephone: (303) 623-4806

Email: foreclosure@messner.com

Legal Notice No. NTS4186

First Publication: January 2, 2025

Last Publication: January 16, 2025

Publisher: Northglenn-Thornton Sentinel

Public Notice

NOTICE OF DEFAULT AND FORECLOSURE SALE

WHEREAS, on October 14, 2003, a certain Deed of Trust was executed by Grantor(s), Mary Lou Churches in favor of, Financial Freedom Senior Funding Corporation, a Subsidiary of Lehman Brothers Bank, FSB and the Public Trustee of Adams County, Colorado as Trustee, and was recorded on October 22, 2003, at Reception Number C1227219 in the office of the Clerk and Recorder of the County of Adams, Colorado; and

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the Purpose of providing single family housing; and WHEREAS, the beneficial interest of the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on June 28, 2010 at Reception Number 2010000042646 in the office of the Clerk and Recorder of the County of Adams Colorado.

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that Paragraph 9 (a) (i) has been violated; and

WHEREAS, the entire amount delinquent is $426,974.84 as of November 14, 2024; and

WHEREAS, by the virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

NOW THEREFORE, pursuant to the powers vested in my be the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commission, recorded on April 2, 2018 at Reception No. 2018000026482 in the Adams County Clerk and Recorder’s Office, notice is hereby given that on January 21, 2025 at 10:00 a.m. local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at the public auction to the highest bidder.

THE NORTH 45 FEET OF LOT THREE (3), AND THE SOUTH 50 FEET OF LOT TWO (2), BLOCK SIX (6), NORTH GLENN-FIRST FILING, COUNTY OF ADAMS, STATE OF COLORADO.

Commonly known as 10456 Grant Street, Northglenn, CO 80233.

The sale will be held in front of the Adams County Combined Court located at 1100 Judicial Center Dr., Brighton, CO 80601.

The Secretary of Housing and Urban Development will bid the lesser amount of the loan balance, or the appraised value obtained by the Secretary prior to sale.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorated share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling 10%

of the Secretary’s bid in the form of certified funds or a cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of 10% of the Secretary’s bid must be presented before the bidding has closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of certified funds or a cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance.

The extension fee shall be paid in the form of certified funds or a cashier’s check made payable to the Secretary of HUD. If the higher bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit, or at the election of the Foreclosure Commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure.

The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein, HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner no less than three (3) days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist a the time of service of this Notice of Default and Foreclosure Sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of certified funds or a cashier’s check payable to the Secretary of HUD, before the public auction of the property is completed.

The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $426,974.84 as of November 14, 2024; plus all other amounts that would be due under the mortgage agreement if payments under the deed of trust had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posing notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out of pocket costs incurred by the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified funds or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Dated: December 20, 2024

Deanne R. Stodden Foreclosure Commissioner 1550 Wewatta Street, Suite 710 Denver, CO 80202 Telephone: (303) 623-4806 Email: foreclosure@messner.com

Legal Notice No. NTS4187

First Publication: January 2, 2025

Last Publication: January 16, 2025

Publisher: Northglenn-Thornton

Notice to Creditors

No. NTS4189

Publication: January 2, 2025

Publication: January 16, 2025 Publisher: Northglenn-Thornton Sentinel

State tax panel suggests renter relief for 2025

Previous policy changes have benefited homeowners

A Colorado commission on property tax policy wants lawmakers to consider tax relief to low-income renters next session, following years of policy changes aimed at helping homeowners.

e bipartisan commission, created during a 2023 special session on property taxes and made up of four lawmakers and local government o cials, approved three recommendations recently for the Legislature to consider next year. e recommendations, unlike interim bills considered by committees between sessions, are not binding or attached to any lawmaker.

e commission wants the Legislature to provide tax relief to low-income renters, though it did not de ne “low-income,” as it could vary based on city, and it suggested two methods of relief: an income tax credit for quali ed renters and a modi cation of the state’s Property Tax, Rent, Heat (PTC) Rebate program.

e PTC rebate is currently available to older or disabled Coloradans who pay property tax, rent or heating bills and make less than a certain income. In 2023, that threshold was about $18,000. e rebate amount can be up to $1,112 per year.

e commission’s recommendation is to modify the income eligibility requirements and amount of the bene t.

ere were a record number of evictions in Denver this year, and Colorado renters increasingly spend more than one-third of their income on rent.

e commission voted against a recommendation to give landlords a tax credit if they have a ordable units, with the idea that landlords would then pass savings to their renters.

“I don’t necessarily believe that adequate relief will then be passed down to renters in the way that we expect it to. If we’re looking at how to speci cally support our renters, then we should focus and target the relief directly to the renters and not to the landlords,” Democratic Rep. Lorena Garcia, an Adams County Democrat, said.

e commission also voted to recommend to lawmakers to make permanent the portability of valuation adjustments for senior homeowners. Certain senior homeowners can now chop o part of the value of their home used to calculate property taxes if they have lived there for 10 years. A two-year pilot program lets the homeowner bring the adjustment with them if they move. Permanent portability has support among legislative leaders, but a tight budget year could make it di cult to pass.

“Even though it is not a huge bene t to seniors, it is one of the largest — that

I have encountered —- stopping points from people downsizing into a smaller home, because they feel that they’re losing out on this bene t,” real estate agent and commission member Sean Dougherty said.

Republican Rep. Lisa Frizell said that even though the budget could make such a policy challenging to pass, it is important for the commission to be on record that portability is a priority.

Finally, the commission recommended that the Legislature increase awareness

of existing exemptions and a property tax deferral program, though it was not speci c about how to do so.

Members voted down a recommendation to allow counties to o er quarterly property tax payments.

e Colorado Legislature reconvenes on Jan. 8. e property tax commission will meet through June. is story is from Colorado Newsline. Used by permission. For more, and to support the news organization, visit coloradonewsline.com.

Case Number: 2024 PR 468

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before April 26, 2025, or the claims may be forever barred.

Jefferson K. Glimore Personal Representative 2626 Xavier St Denver, CO 80212

Legal Notice No. NTS4178

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Westminster Window

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Forest Pierce, aka Forest George Pierce, Deceased Case Number: 2024 PR 461

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Adams County, Colorado on or before April 26, 2025, or the claims may be forever barred.

Jeffrey Pierce Personal Representative 10195 Ventura St. Commerce City, CO 80022

Legal Notice No. NTS4165

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Northglenn-Thornton Sentinel

Name Changes

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on December 2, 2024, that a Petition for a Change of Name of an adult has been filed with the Adams County Court.

The petition requests that the name of Emma Emily Serna be changed to Emma Lee Serna Case No.: 24 C 2161

By: Deputy Clerk

Legal Notice No. NTS4175

First Publication: December 26, 2024 Last Publication: January 9, 2025 Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on December 2, 2024, that a Petition for a Change of Name of an adult has been filed with the Adams County Court.

The petition requests that the name of Marina Mukhina be changed to Marina Sawaya Case No.: 24 C 2165

By: Deputy Clerk

Legal Notice No. NTS4167

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Northglenn-Thornton Sentinel

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on December 19, 2024, that a Petition for a Change of Name of an adult has been filed with the Adams County Court.

The petition requests that the name of SAMANTHA ANN CAMPOS be changed to SAMANTHA ANN WILLIS

Case No.: 24 C 49077

By: Deputy Clerk

Legal Notice No. NTS4188

First Publication: January 2, 2025

Last Publication: January 16, 2025

Publisher: Northglenn-Thornton Sentinel

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on December 9, 2024, that a Petition for a Change of Name of an adult has been filed with the Adams County Court.

The petition requests that the name of Katherine McGraw Patterson be changed to Katherine Peter McGraw

Case No.: 24 C 1617

By: Deputy Clerk

Legal Notice No. NTS4147

First Publication: December 19, 2024

Last Publication: January 2, 2025

Publisher: Northglenn-Thornton Sentinel PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on December 2, 2024, that a Petition for a Change of Name of an adult has been filed with the Adams County Court.

The petition requests that the name of Mikyla May Kruck be changed to Jewelisa Alexandria Mae Bloom Case No.: 24 C 2135

By: Deputy Clerk

Legal Notice No. NTS4159

First Publication: December 26, 2024

Last Publication: January 9, 2025

Publisher: Northglenn-Thornton Sentinel

(Adoption/Guardian/Other)

An

Dated: November 26th, 2024.

Legal Notice No.: NTS 3807

First Publication: December 12, 2024 Last Publication: January 9, 2025 Publisher: Northglenn-Thornton Sentinel

Public Notice

JUVENILE COURT, COUNTY OF ADAMS STATE OF COLORADO 1100 JUDICIAL CENTER DRIVE BRIGHTON, CO 80601

UPON THE PETITION OF: SOL LUCERO SOTELO and ANGEL ROUSIE SOTELO,

For the Adoption of a Child Case Number: 24JA30031 and 24JA30030 Division: T1

TO: JOSE MANUEL GONZALEZ-HERNANDEZ, Respondent

Pursuant to § 19-5-208, C.R.S., you are hereby notified that the above-named Petitioner has filed in this Court a verified Petition seeking to adopt a child.

An Affidavit of Abandonment

Read

notices and be informed!

Colorado lawmakers are being asked to consider tax relief for low-income renters during the upcoming session of the General Assembly. SHUTTERSTOCK

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