Our House For Sale By Owner by Tammie Weatherholtz

house our

May 2011

T H E VA L L E Y ’ S L A R G E S T P U B L I C AT I O N O F F O R S A L E B Y O W N E R & B U I L D E R & R E A LTO R

FREE

EE E R L

A R S E G R N O F OW ISIN BY ERT OR V LF S D A AL AIL C ET D

HARRIS COUNTY HOME WITH 25 ACRES AND ADDITIONAL 109.6 ACRES AVAILABLE 4 Bedrooms 3.5 Baths

ADVERTISE IN OUR HOUSE

706-405-1185

Homes Featured at 28 Websites Including

24 Hours a Day - 7 Days a Week

ComeSeeOurHouse.com

The Nation’s Largest FSBO Site

2013 Devonshire Drive, Suite 107 Columbus, GA 31904

706-405-1185

www.comeseeourhouse.com

Ask Rodney

Nearly 20 Years Experience As A Licensed Real Estate Investor, Agent & Broker

This month is a question with answer and comment session concerning FHA Appraisals.

Here are 5 questions and answers about FHA Loans. 1. What is the Time Frame for the term and use of an FHA Appraisal? Answer- 120 Days. 2. When is no new fee due to the appraiser on a completed appraisal? Answer- Anytime the Buyer request that the appraisal be transferred to a new LENDER. 3. Does FHA require appraiser independence? Answer- YES. 4. Can the effective date of the appraisal be before the date of the Case Number of when the appraisal was ordered? Answer- NO (However, there could be some exceptions). 5. May an appraisal be ordered by a mortgage broker’s staff whose compensation is based on commission? Answer- NO. In recent months some interference in the appraisal process has unnecessarily put at risk a sustainable housing recovery. Our appraisers are dealing with changes in the real estate market due to economic conditions throughout the country. Their long time business relationships with market participants have been destroyed and their business models have been shattered. Appraisers are being asked to include distressed transactions as comparable sales, to complete the appraisal in an unreasonable and unrealistic short time span, and to comply with a scope of work not justified by the fee being offered that has been drastically reduced in recent months. In some situations, appraisers are required to provide as many as eight comparable sales and/or listings. This could easily be viewed as interference in appraiser independence, causing harm to the real estate recovery, and ultimately be harmful to consumers. Setting new and better guidelines for appraisers are good. But let us not forget that a home is ultimately only worth what someone is willing to pay for it, regardless if it is more or less than an appraiser’s opinion of value. The appraisers are certainly not the reason we are in the current mess that we are in with our real estate market. Hopefully, over the upcoming months we can find resolution to help and not further hurt our real estate investments. Do you have a question or need a little FREE advice on Buying or Selling your next home? Give me a call. I would be happy to help. My cell number is (706) 888-0986 or send an email to me at askrodney@knology.net. Remember ADS We don’t just sell ads –We Sell Houses! Proverbs 27:1 START

Unparalleled Internet Exposure

Call Today 706-405-1185

We Can List Your Home On

The Nation’s Largest and Most Visited FSBO Website 2

AT ONLY

$68

1. Flat Fee MLS Listing - Just $495 & 1/2% for Until Sold 2. Listed in the Local MLS 3. Listed on www.realtor.com (#1 real estate site) 4. Listed on www.assurancerealtyweb.com 5. One High Quality Company Sign 6. Lock Box on one door - if desired Listing Service Provided By:

Assurance Realty & Property Management Group, Inc. 706-221-1535

comeseeourhouse.com

Join us for our Free seminars on -

How To: Buy Foreclosed Homes everything you need to know to buy foreclosures Call Now When: Thursday, May 26, 2011 at 6pm Limited & Tuesday, June 28, 2011 at 6pm Seating Where: 2013 Devonshire Dr., Suite 109, Columbus, GA 31904 RSVP: By Telephone at (706) 221-1535 or email your name, address, and date to ForeclosedHomesSeminar@gmail.com or reserve your spot on www.wix.com/howtoseminar/foreclosedhomes

Speakers

Chris Jimmy Rodney Harper, Fullerton, Weatherholtz, Real Estate Real Estate Real Estate Agent Agent Broker Greg Michelle Michael Michael Austensen, Frander, Joyner, Eddings, Home Lender Attorney Attorney Inspector

Sponsored by: The Law Office of Michael A. Eddings, P.C. Real Estate Escrow & Title Services

License# 198260

rentals section

Property Address

Special rates starting at just

for rent or lease to purchase

$29!

A whole month of advertising

706-405-1185

Includes: Internet Ad & Magazine Ad

Beds/Baths

Rent/Lease Purchase

Description

Contact

4BR/3BA

$1100/mo. With $1100/dep

Large Family room w/Fireplace New Appliances Tile in Foyer/Kitchen Move-In Date July 1st

Celestina Jackson 706-536-1055

4BR/2BA

$1300/mo. With $1300/dep

Sweetwater Village