ECRG 2024

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Elder Care

Welcome to the 26th edition of Fifty Plus Advocate’s Elder Care Resource Guide.

After more than a quarter of a century of providing this free resource to our readers, we remain committed to helping you navigate the increasingly complex world of aging, for both you and your family members.

Inside, you’ll find a comprehensive directory of services and providers that will help guide your decision-making during this phase of life. From legal issues to health care, housing to transportation, to caregiving and other forms of support, older adults often have specialized needs, and we’ve compiled this information here to save you time and trouble.

Information is power, and the better informed you are, the more likely you are to make good decisions based on facts. We’ve also included a few articles that provide some in-depth information about some of the challenges people often face as both caregivers and as decision-makers for loved ones.

We hope you find Fifty Plus Advocate’s Elder Care Resource Guide a valuable tool for the aging journey, one that you’ll continue to refer to in the future as your needs and priorities change.

Ten things to consider when selecting care facilities or an in-home caregiver

REGION – No child imagines having to search for a care facility or an in-home caregiver for a loved one once they reach adulthood. Yet, millions of people find themselves in that predicament every year. The situation is overwhelming enough, so finding the right facility or in-home caregiver should bring some relief.

The average person prefers to age at home for as long as possible. However, life’s circumstances may cause the need for additional support and there is so much to consider. For example, there is coping with stress and burnout, finances, Medicare benefits, veterans’ benefits, respite care, possible guardianship, and much more. For some, adjustments like walk-in showers and stairlifts may be needed in the home in order to make life more comfortable for the family member. There are even scholarships available for young people who are caregivers but are also trying to complete their high school, college or graduate-level education.

Below are 10 things to consider if or when you are faced with having to choose a care facility or inhome caregiver.

What to do when looking for care facility

1. Obviously, a person’s needs determine the type of facility necessary. Make sure the facility caters to specific needs such as hospice, dementia, physical therapy, etc.

2. Once you have narrowed down your choices, call and make a visit to the facilities.

3. Take a second trip without calling, meet with staff members, attend activities and take note of cleanliness and meals.

4. Bring the Medicare Nursing Home Checklist

Millions of people every year are faced with having to choose a care facility or in-home caregiver for a loved one.

along on your visit and look for things like state licensing, and Medicare and Medicaid certification.

5. Location matters so think of proximity for visits.

6. Get information on costs, contracts, Medicare, Medicaid and long-term care insurance availability.

7. Is there a physician who checks on residents on a regular basis?

8. How are residents transported to medical appointments?

9. Make sure you have clarity about contract agreements and ask questions if unsure.

10. If possible, seek recommendations from others who are familiar with the facilities you are considering.

How to choose an in-home caregiver

1. Personal care aides (PCAs) are not licensed but are typically trained to provide help with bathing, dressing, meals and light housekeeping.

2. Aside from providing the same duties as a PCA, Home health aides (HHAs) also monitor patients’ vital signs.

3. Choosing an in-home caregiver who provides companionship and is a great conversationalist and listener is a plus.

4. A caregiver who can take care of light shopping, medical appointments and pick up prescriptions is another stress reducer.

5. Use Medicare’s Home Health Compare as a tool for finding health agencies in your area.

6. If pets are in the home notify potential aides and/or agencies about them in case there are concerns about allergies and phobias.

7. Home care aides don’t usually come with

nursing degrees so keep that in mind if your loved one needs injections or other medical assistance.

8. Decide on how you want to hire. Agencies take care of tasks like payroll and scheduling. Hiring a private in-home caregiver means you are responsible for paying wages and management.

9. Also, decide on how much experience matters. Are you comfortable with five years or even less experience in home care or is more preferred?

10. Be sure to agree on a work schedule of hours and days that benefits all parties.

The importance of self-care for caregivers

REGION – The life of a caregiver can be extremely stressful and time-consuming. Moreover, being the sole caregiver of a family member can have an even higher impact on one’s mental and emotional health, particularly if the person works a fulltime job. With that said, it is vitally important to remember you cannot take care of others if you fail to take care of yourself.

Recognizing burnout and seeking outside assistance

First, caregivers must recognize possible signs of experiencing burnout. These include anxiety, sleeplessness, inability to concentrate, irritability and moodiness, anger or frustration towards a client or

family member, exhaustion and health problems. Studies have shown that an estimated 46 percent to 59 percent of caregivers are clinically depressed. Secondly, there is nothing wrong with seeking outside assistance. Home health aides or companions can be hired through an agency or directly for the average cost of $33 per hour and typical work four hours or less per day. Greater Boston Home Health Care Services has provided home health care services since 1992. Mary Ellen, a caregiver, noted, “We have two aides that come to help, one of the aides has been with my aunt for several years. The reliability has been great and helped to make life a bit easier.”

Aides often assist with bathing, dressing, eating, cleaning, cooking, running errands and check vital signs like blood pressure, pulse and respiration. They also provide companionship. Hiring an aide is only one way of acknowledging the need for help and managing self-care.

The demands of caregiving affect over half of caregivers, especially those struggling to balance life duties and work.
“Lighting the way…to a new beginning”

Putting

yourself first

Finally, take time to choose you. The following tips could help make your environment less stressful and can literally save the life of a burned-out caregiver.

• Do not be afraid to delegate tasks if possible or set boundaries for the person in your care. Sometimes even some of them may try to push limits.

• Laugh. Laughter can be better than medicine at times. Go to a play, watch a comedy movie or read a funny book.

• Spend time with friends. Plan a trip or designate at least a night or two for game night, dinner or some other activity away from the house.

• Tuck your feelings and thoughts away in a journal. Writing can be cathartic.

• Meditate and focus on the things you are grateful for in life, from the simplest to the largest.

• Just say “no.” Avoid feeling overwhelmed simply by saying no to adding one more thing to that already long to-do-list of responsibilities.

• Maintain a healthy lifestyle with proper diet, rest, and exercise.

• Pamper and treat yourself to the things you enjoy. Visit a spa to get a good massage for those tensed muscles.

Consider joining a family caregiver support program. The program is free for non-paid caregivers or adult family members, ages 18 and up who care for individuals aged 60 and up or any individual living with Alzheimer’s disease or related dementia, supports grandparents and other relatives aged 55 and up who care for children under the age of 18 or an adult with a disability ages 18 to 59. There are also dozens of licensed caregiver stress and support therapists located throughout Massachusetts.

The demands of caregiving affect over half of caregivers, especially those struggling to balance life duties and work. Therefore, self-care is crucial to one’s overall wellbeing.

Two Wolves

An old Cherokee is teaching his grandson about life. “A fight is going on inside me,” he said to the boy.

It is a terrible fight and it is between two wolves.

One is evil — he is anger, envy, sorrow, regret, greed, arrogance, self-pity, guilt, resentment, inferiority, lies, false pride, superiority, and ego.”

He continued “The other is good — he is joy, peace, love, hope, serenity, humility, kindness, benevolence, empathy, generosity, truth, compassion, and faith. The same fight is going on inside you — and inside every other person, too.”

The grandson thought about it for a minute and then asked his grandfather, “Which wolf will win?”

The old Cherokee simply replied, “The one you feed.”

Sponsored by Chief Joseph Robert J. Terkanian, P.O.

MA Resources 2024-2025

AGING SERVICE ACCESS

POINTS

The state’s nonprofit Network/ Aging Service Access points allow individuals to live independently at home. They offer supportive social services, information and referral, case management, personal care, homemaking, transportation, chores, shopping, laundry, personal care, friendly visitors, congregate and home-delivered meals, home health, social day care, respite, protective services and crisis intervention.

Aging Services of North Central Massachusetts (formerly Montachusett)

680 Mechanic St., Leominster 978-537-7411, 800-734-7312 www.agingservicesma.org

Baypath Elder Services, Inc.

33 Boston Post Road West, Marlborough

508-573-7200 www.baypath.org

Binnall House

125 Connors St., Gardner 978-632-9650

www.schochet.com

Boston Senior Home Care

Lincoln Plaza, 89 South St., Suite 501, Boston

617-451-6400

www.bshcinfo.org

Bristol Elder Services, Inc.

1 Father DeValles Blvd., Unit 8, Fall River

508-675-2101

www.bristolelder.org

Central Boston Elder Services

2315 Washington St., Boston 617-277-7416

www.centralboston.org

Central Mass. Agency on Aging, Inc.

330 SW Cutoff, Suite 203 Worcester 508-852-5539; 800-244-3032 www.seniorconnection.org

Coastline Elderly Services, Inc. 863 Belleville Ave. New Bedford 508-999-6400 www.coastlinenb.org

AgeSpan (formerly known as Elder Services of Merrimack Valley, Inc.)

280 Merrimack St., Suite 400 Lawrence 800-892-0890; 978-683-7747 www.agespan.org

ETHOS

555 Amory St., Jamaica Plain 617-522-6700

www.ethocare.org

Greater Lynn Senior Services, Inc. 8 Silsbee St., Lynn 800-594-5164; 781-599-0110

www.glss.net

HESSCO Elder Services

545 South St., Suite 300, Walpole 781-784-4944; 800-462-5221

www.hessco.org

Lifepath (formerly Franklin County Home Care) 101 Munson St., Suite 201 Greenfield

Toll free: 800-732-4636

Elder Abuse Hotline (24/7): 800-922-2275

Western MA: 413-773-5555, Central MA: 978-544-2259 www.lifepathma.org

Mass Options

800-243-4636 www.massoptions.org

Provides MassHealth-eligible elders at imminent risk of nursing home placement with increased home care services such as personal care, home health assistance, transportation services

Minuteman Senior Services

1 Burlington Woods Dr., Suite 101 Burlington 781-272-7177; 888-222-6171 www.minutemansenior.org

Mystic Valley Elder Services, Inc.

300 Commercial St., Suite 19 Malden 781-324-7705; www.mves.org

Areas Served: Chelsea, Everett, Malden, Medford, Melrose, N. Reading, Reading, Revere, Stoneham, Wakefield and Winthrop

Old Colony Elderly Services, Inc.

144 Main St., Brockton 508-584-1561

www.ocesma.org

PACE – (Program of All-Inclusive Care for the Elderly)

Mass. Health/Medicaid Customer Service Center: 800-841-2900

www.mass.gov/service-details/ massachusetts-pace-service-areas

Senior Care Options Program

Mass. Health Customer Service Center: 888-885-0484

www.mass.gov/senior-careoptions-sco

Somerville/Cambridge Elder Services, Inc.

61 Medford St., Somerville 617-628-2601; eldercare.org

South Shore Elder Services, Inc.

350 Granite St., Suite 2303

Braintree 781-848-3910; www.sselder.org

Springwell, Inc.

307 Waverly Oaks Rd., Suite 205 Waltham

33 Boston Post Rd. W, Marlborough 617-926-4100; 508-573-7200 www.springwell.com

Tri-Valley, Inc.

10 Mill St., Dudley 508-949-6640; 800-286-6640 www.trivalleyinc.org

Audio Journal is a radio reading service for people who are blind or print-impaired

Serving all of Central Massachusetts

Local News for 50+ communities

Retail circulars and sales

Specialty programs: theatre, poetry, books and shows for seniors!

Ways to Listen to Audio Journal

• Amazon Alexa Smart Speaker (free Amazon Echo Dot to those who need it)

• Audio Journal Free App for iPhone and Android

• Call Landline # 712-770-1043

• Local Cable TV station

• Special Radio Receiver tuned to Audio Journal’s Frequency (for those w/out internet)

799 W. Boylston Street Worcester, MA 01606 508-797-1117 • www.audiojournal.org

AUDIOLOGY

Audiology Affiliates

490 Shrewsbury St., Worcester

508-755-1391

159 Union St., #102, Marlborough

508-481-0610

600 Worcester Rd., Framingham

508-872-6679

www.audiologyaffiliates.org

Audio Journal Radio Reading Service

799 West Boylston St., Worcester

508-797-1117

info@audiojournal.org www. audiojournal.net

Audio Journal’s mission in Central Massachusetts is to connect individuals with a visual impairment, or an inability to access print materials, to their communities through broadcasting

of local news, information, and entertainment, with exclusive programs and content.

Heidi’s Hearing, Inc.

1 Hollywood Dr., North Grafton

508-796-5899

www.heidishearing.com

FINAL ARRANGEMENTS

Hays Funeral Home

56 Main St., Northborough 508-393-6591

www.haysfuneralhome.com

Kelly Cremation & Funeral Care

154 Lincoln St., Worcester

508-755-4507

www.kellycremation.com/

Mercadante Funeral Home & Chapel

370 Plantation St., Worcester 508-754-0486

www.mercadantefuneral.com

Miles Funeral Home

1158 Main St., Holden

508-829-4434

www.milesfuneralhome.com/

Shaw-Majercik Funeral Home

48 School St., Webster

508-943-6278

www.shaw-majercik.com

St. John Cemetery

260 Cambridge St., Worcester 508-757-7415

www.worcesterdiocese.org/st-johncemetery

If you or a loved one are in recovery from a stroke, joint replacement, neurological injury, or any number of surgeries or illnesses, you may be concerned about what the next step is. We’re here to provide you with all the information you need to make an informed decision about the next step in your journey –whether that be finding a facility with a program specializing in your healthcare needs, or simply a facility close to family.

It is our highest priority to make our residents safe, comfortable, happy, and healthy. We’re here to help!

888-243-4646

info@nextstephc.com

ELDER LAW

Boston College Legal Services LAB

885 Centre St., Newton Centre 617-552-0248; www. bclawlab.org/ The Boston College Legal Services LAB office is a community law office staffed by students and faculty from BC Law School.

Disability Law Center, Inc.

11 Beacon St., Suite 925, Boston 800-872-9992; www.dlc-ma.org

Provides free legal assistance and information to people with disabilities throughout Massachusetts

Durbin and Veglia Attorneys at Law

2 Jackson Ct., Oxford 508-987-3981

www.durbinandveglia.com

Greater Boston Legal Services

197 Friend St., Boston 617-371-1234; www.gbls.org

Provides free civil (non-criminal) legal assistance to low-income residents in Boston and 31 additional cities and towns

Harvard Legal Aid Bureau

23 Everett St., Cambridge 617-495-4408

www.harvardlegalaid.org

Provides free legal services to lowincome residents in Middlesex and Suffolk counties

Massachusetts Attorney General Elder Hotline

One Ashburton Place, Boston 888-243-5337

www.mass.gov/service-details/theattorney-generals-elder-hotline

Provides information on such

areas as guardianship, elder abuse, homestead protection and more

Massachusetts Bar Association

Lawyer referral service

20 West St., Boston 617-338-0500; www.massbar.org

Mass. Law Reform Institute

40 Court St. Suite 700, Boston 617-357-0700 www.mlri.org

Nonprofit legal services support center. Promotes social and economic justice through advocacy, education and legal action

MetroWest Legal Services

63 Fountain St., Suite 304, Framingham 508-620-1830, 800-696-1501

www.mwlegal.org

Provides free, civil legal representation to low-income residents of the Metrowest area

Just How Well Prepared Are You?

Josephine L. Veglia, Esq.

2 Jackson Ct. | Oxford, MA 01540 508-987-3981 | Fax 508-987-1317

www.durbinandveglia.com

Mental Health Legal Advisors Committee

100 Hancock St., Suite 1002 Quincy 617-338-2345; 800-342-9092 www.mass.gov/mhlac

Provides legal referrals, information and advice with regard to mental health issues

Pension Assistance Project Gerontology Institute

UMass - Boston

Wheatley Hall, 3rd Fl., Rm. 124A University of MassachusettsBoston

100 Morrissey Blvd., Boston 617-287-7307; 888.425.6067 www.umb.edu/pensionaction

Offers counseling and assistance for citizens on their pension rights

Surprenant & Beneski

35 Arnold St., New Bedford 508-994-5200 myfamilyestateplanning.com

FAMILY CAREGIVER SUPPORT

American Cancer Society www.cancer.org 800-227-2345

Offers discussion board, support groups and resources

American Diabetes Association

1-800-DIABETES (800-342-2383) www.diabetes.org

Provides research, information and advocacy

American Heart/Stroke Association

300 5th Ave., Suite 6, Waltham 781-373-4500

www.americanheart.org

Provides outreach, support group info.

The Arthritis Foundation 1355 Peachtree St. NE Suite 600 Atlanta, GA 30309 800-283-7800; www.arthritis.org

Message boards, information and advocacy

Boston Senior Home Care

89 South St., 5th Floor, Suite 501 Boston 617-451-6400 bostonseniorhomecare.info

Offers caregivers support, counseling, information, respite, information and referral

Catholic Charities

Archdiocese of Boston

275 W. Broadway, Boston 617-464-8500; www.ccab.org

Offers social service programs for Eastern MA seniors such as home visiting, adult day health, visiting nurse services and basic services such as food, fuel, utility, and rental assistance

Central MA Agency on Aging, Inc.

330 SW Cutoff, Suite 203, Worcester 508-852-5539; 800-244-3032 www.seniorconnection.org

Serves caregivers in the Worcester area and surrounding communities

Elder Services of the Merrimack Valley, Inc.

280 Merrimack St., Suite 400 Lawrence 800-892-0890 www.agespan.org

GODDARD AND HALL

Elder Services of Worcester Area, Inc.

67 Millbrook St., #100, Worcester 508-756-1545; www.eswa.org

Serves Auburn, Barre, Boylston, Grafton, Hardwick, Holden, Leicester, Millbury, New Braintree, Oakham, Paxton, Rutland, Shrewsbury, W. Boylston, Worcester

Fifty Plus Advocate www.fiftyplusadvocate.com/ category/caregivers/

Provides listings of caregiving programs, services, information, education and links to help family caregivers assist elderly loved ones. It also offers pertinent late breaking news

Jophael Wellness

300 W. Main Street, inside Northboro Wellness 508-571-8765 www.jophaelwellness.com

SENIOR LIVING

Goddard House

• 1-2 bedroom Apartments

• Person on-site 24/7 to assist with emergencies

• 3-meals daily with full menu served

• Van services to appointments, shopping, and trips

• AND SO MUCH MORE...

Homestead Hall

• Private rooms with en-suite bath

• 3 meals daily in restaurant-style dining room

• Medication dispensing and personal care assistance

• 24-hour care by trained Responsible People & CNAs

• Engaging, stimulating, fun activities and trips

• AND SO MUCH MORE...

For more INFORMATION contact KATHY RUSSO 508-868-0967 or marketing@goddardhomestead.org Worcester, MA www.goddardhomestead.org

Backed by research, Reiki supports emotional well-being, facilitates quicker recovery and enhances mental clarity.

Mass. Family Caregiver Support Program (transitioning to MassOptions) 800-243-4636 www.mass.gov/ elders/caregiver-support www.massoptions.org

Empowers elders and caregivers by providing information, education, support and services that enhance quality of life. It is administered by the Executive Office of Elder Affairs, in coordination with the Area Agencies on Aging/Aging Services Access Points throughout the Commonwealth of Massachusetts

Joseph D. Early Village

seeking applicants For:

• 1 bedroom and 2 bedroom affordable HUD subsidized apartments.

• 62 of age or older, handicap/disabled, regardless of age.

• Rent 30% of adjusted gross income.

• Includes utilities.

units Feature:

• Wall-to-wall carpeting

• Electric range and refrigerator

• Heat and hot water included

Blackstone Housing corporation

81/2 Early Village Drive, Blackstone, MA 01504 508-883-9802 TDD 508-883-9802

This Institution Is An Equal Opportunity Provider and Employer

National Multiple Sclerosis Society

465 Waverley Oaks Road, Suite 202

Waltham

800-344-4867

www.msnewengland.org

Offers education, support and advocacy

Seven Hills Family Services Adult Family Care

Contact: Leslie Courtney 85 Prescott St., Worcester 508-796-1866 www.sevenhills.org

HOSPITAL/ REHABILITATION

Fairlawn Rehabilitation Hospital (an affiliate of Encompass Health) 189 May St., Worcester 508-791-6351

Fairlawnrehab.org

IN-HOME SENIOR CARE

Elder Services of Worcester Area, Inc.

67 Millbrook St., #100, Worcester 508-756-1545; www.eswa.org

Serves Auburn, Barre, Boylston, Grafton, Hardwick, Holden,

Family Services of Central MA Home Care

Contact: Marine Dow 779 W. Boylston St., Suite 130 Worcester 508-756-4696; www.fscm.org

Kelly Cremation & Funeral Care

154 Lincoln St., Worcester 508-755-4507

www.kellycremation.com

Miles Funeral Home 1158 Main St., Holden 508-829-4434

www.milesfuneralhome.com

SALMON at Natick: Whitney

Place Assisted Living, Beaumont Rehabilitation and Skilled Nursing

3 Vision Drive, Natick

508-655-5000

www.SalmonHealth.com

SALMON at Northborough:

Whitney Place Assisted Living and Beaumont Rehabilitation and Skilled Nursing

238 West Main Street

Northborough

508-393-5655

www.SalmonHealth.com

SALMON at Westborough: The Willows Independent Living, Whitney Place Assisted Living, Beaumont Rehabilitation and Skilled Nursing

1 Lyman Street, Westborough

508-366-4730

www.SalmonHealth.com

SALMON at Worcester: The Willows Independent Living, The Health Center at the Willows

101 Barry Road, Worcester

508-755-0088

www.SalmonHealth.com

SALMON Home Care: VNA, Private Care, Hospice

37 Birch Street, Milford

508-473-0862

www.SalmonHealth.com

The Overlook

88 Masonic Home Rd., Charlton

508-202-4090

www.overlook-mass.org

Visiting Angels Living Assistance

142 North Rd., Suite F130 Sudbury; 978-287-2002

www.visitingangels.com/sudbury/ home/

Now Accepting Applications

Visiting Nursing & Community Care

37 Broadway, Arlington 781-643-6090

www.thevisitingnurses.com

MEDICARE/MEDICAID CONSULTANTS

Durbin and Veglia Attorneys at Law

2 Jackson Ct., Oxford 508-987-3981

www.durbinandveglia.com

Fallon Health

1 Mercantile St., Ste. 400 Worcester, MA 01608

1-877-255-7108 (TRS 711)

8 a.m. – 8 p.m., Mon. – Fri. (7 days a week, Oct. 1 – March 31) fallonhealth.org

Christopher

Massachusetts Division of Medicare Advocacy Project

197 Friend St., Boston 800-323-3205; www.gbls.org

Answers telephone queries and provides free advice and legal representation

MassHealth Enrollment Centers

Enrollment Centers are open for limited walk-in appointments. MassHealth encourages applicants to use the new appointment scheduler (at www.mass.gov/infodetails/schedule-an-appointmentwith-a-masshealth-representative) if they need assistance from a MassHealth Customer Service Representative.

MassHealth Customer Service: 800-841-2900

MassHealth applications can be completed online at: www.mahealthconnector.org

MassHealth Enrollment Centers can help with applications, but they are not able to enroll applicants into a health plan. Do not send an application to any of these enrollment centers. Please mail it to:

Health Insurance Processing Center PO Box 4405

Taunton, MA 02780

Mercadante Funeral Home & Chapel

370 Plantation St., Worcester 508-754-0486

www.mercadantefuneral.com

St. Mary Health Care Center

39 Queen St., Worcester 508-753-4791

www.stmaryhc.com

St. Mary is a nonprofit Catholic health ministry in service to all.

Ge ing older and ge ing old are two different things. At SageLife, we know the difference. More important, we know the key to accommodating both. Humanity.

The humanity of senior living at Artisan means living your life the way you want to live it, even as you age. And the freedom to decide for yourself how each day unfolds. It’s about pursuing joy in your life. Like new friends with whom you can share a drink at the daily Happy Hour in our pub, a variety of gourmet dining options, outings, classes or hiking the Assabet River Rail Trail. Whatever moves you.

And, perhaps most important, it’s about living in a community that is fully prepared to support you and accommodate your changing healthcare needs. Humanity – It’s all about you, your family, your old friends and new friends and bringing joy to life.

( 978 )

Surprenant & Beneski

35 Arnold St., New Bedford 508-994-5200 myfamilyestateplanning.com

MassHealth Enrollment Center Locations:

Charlestown

529 Main Street

Charlestown, MA 02129

Chelsea 45 Spruce Street

Chelsea, MA 02150

Springfield 88 Industry Avenue, Suite D Springfield, MA 01104

Taunton 21 Spring Street, Suite 4 Taunton, MA 02780

Tewksbury

367 East Street Tewksbury, MA 01876

• Weekly housekeeping • Fitness center • Enriching social & educational events

• And more

Quincy

MassHealth Central Office 100 Hancock Street, 1st floor Quincy, MA 02171

MassHealth is a state sponsored program that pays for nursing and other medical services for financially eligible individuals residing at home or in nursing facilities, rehabilitation hospitals and state hospitals. Eligibility is based on medical and financial criteria.

NUTRITION

Heart to Home Meals

289 Elm St., Suite 104, Marlborough 508-500-8392 www.hearttohomemeals.com

Massachusetts Elderly Nutrition Program Information

To find the closest agency, call 800-243-4636.

www.mass.gov/nutrition-programfor-seniors

Provides nutritious meals at home through meals on wheels and congregate meal sites

Food Stamp Program (SNAP)

To contact Department of transitional Assistance (DTA) about SNAP, call the DTA Assistance Line at 877-382-2363

www.mass.gov/snap-benefitsformerly-food-stamps

Project Bread Food Stamp Hotline (Hotline available in 180 languages, M-F 8am-7pm, Sat 10am-2pm) 800-645-8333 www.projectbread.org

If you or your family is facing hunger right now, we want to help. Call our FoodSource Hotline above or visit www.projectbread.org gethelp/ to find resources.

Farmers’ Market Program www.mass.gov/farmers-marketnutrition-program

Senior Nutrition Agencies distribute coupons to eligible seniors in July. Call the agency in June for a distribution schedule. Find out if you’re eligible to receive coupons by clicking on the “Check Eligibility” link at the web address above.

Greater Boston Food Bank 70 S. Bay Ave, Boston 617-427-5200; www.gbfb.org

The Greater Boston Food Bank (GBFB) partners with 520+ hunger-relief agencies, including

Estate planning may seem overwhelming and daunting, but it’s really a matter of getting your affairs in order. Of course, no two estate plans are alike. Some individuals may only require a will-based plan, while others may benefit from establishing trusts. The best way to plan for your future, protect your interests, and provide for your loved ones is to consult a qualified elder law & estate planning attorney.

Estate planning may seem overwhelming and daunting, but it’s really a matter of getting your affairs in order. Of course, no two estate plans are alike. Some individuals may only require a will-based plan, while others may benefit from establishing trusts. The best way to plan for your future, protect your interests, and provide for your loved ones is to consult a qualified elder law & estate planning attorney.

Partners, Dan Surprenant & Michelle Beneski, are Certified Elder Law Attorneys by the National Elder Law Foundation. This makes our team uniquely qualified to help you prepare for life’s unknowns and provide you with peace of mind.

Partners, Dan Surprenant & Michelle Beneski, are Certified Elder Law Attorneys by the National Elder Law Foundation. This makes our team uniquely qualified to help you prepare for life’s unknowns and provide you with peace of mind.

FOUNDATIONAL DOCUMENTS

(WILLS, DURABLE POWER OF ATTORNEYS, HEALTHCARE PROXIES, HIPAA AUTHORIZATIONS, ADVANCED DIRECTIVES)

FOUNDATIONAL DOCUMENTS

(WILLS, DURABLE POWER OF ATTORNEYS, HEALTHCARE PROXIES, HIPAA AUTHORIZATIONS, ADVANCED DIRECTIVES)

ASSET PROTECTION & ESTATE TAX PLANNING

ASSET PROTECTION & ESTATE TAX PLANNING

SPECIAL NEEDS PLANNING

SPECIAL NEEDS PLANNING

ESTATE & TRUST ADMINISTRATION

ESTATE & TRUST ADMINISTRATION

GUARDIANSHIP / CONSERVATORSHIP

GUARDIANSHIP / CONSERVATORSHIP

MEDICAID PRE-PLANNING & CRISIS PLANNING

MEDICAID PRE-PLANNING & CRISIS PLANNING

508-994-5200 • www.MyFamilyEstatePlanning.com

508-994-5200 • www.MyFamilyEstatePlanning.com

St. John’s Cemetery & Mausoleum

Burial Plots, Mausoleum Crypts & Niches, Perpetual Care, Financial Arrangements, Pre-Need Arrangements

Notre Dame Cemetery & Mausoleum

162 Webster St., Worcester 508-753-7692

Sacred Heart Cemetery

Off W. Main Street. W. Brookfield

Sacred Heart Cemetery

New! Columbarium available Worcester Road, Webster

Saint Brigid Cemetery

New! Columbarium available West St. Millbury

St George Cemetery Paige Hill, Southbridge

Saint Mary Cemetery

New! Columbarium available Main St., Holden

Saint Philip Cemetery

New! Columbarium available Millbury St., Grafton

Calvary Cemetery

Oxford Ave., Dudley

Calvary Cemetery

191 Vine St., Athol

Gethsemane Cemetery Fielding Way, Athol

New Notre Dame Cemetery Woodstock Road, Southbridge

Old Notre Dame Cemetery Charlton St., Southbridge

Saint Anne Cemetery Arnold Road, Sturbridge

ADULT FAMILY CARE

Seven Hills Family Services Adult Family Care (AFC) provides home-based support for seniors, and adults with disabilities, who are unable to live independently in the community and require assistance with activities of daily living. AFC caregivers can be a family member or non-relative. A family member may already be caring for a loved one and may qualify for AFC supports, which include:

• 24-Hr. Case Management

• Nursing Oversight

• Home Visits

• Ongoing Trainings

• Paid Overnight Respite

• Tax-Free Stipend

Caregivers provide all the comforts of home, ensuring safety, wellbeing, and community engagement. If you would like to become an AFC caregiver, or if you already care for a loved one in your home, you may qualify for Seven Hills Adult Family Care. Member supported must have MassHealth/Medicaid to be enrolled in the program.

contact

food pantries, community meal programs and other food assistance providers throughout the nine counties and 190 towns and cities across Eastern Massachusetts.

Worcester County Food Bank 474 Boston Turnpike, Shrewsbury 508-842-3663; www.foodbank.org Food bank locator: www.foodbank.org/find-food/

SENIOR CARE FACILITIES

Artisan at Hudson

253 Washington St., Hudson 978-763-7111 www.sagelife.com/artisan-at-hudson

Briarwood Retirement Community 65 Briarwood Circle, Worcester 508-852-2670 www.briarwoodretirement.com

Goddard Homestead

1199 Main St., Worcester 508-753-4890 www.goddardhomestead.org

Heywood Wakefield Commons

50 Pine St., Gardner 978–632-8292 www.hwcommons.com

Next Step Healthcare

75 2nd St., Needham 781-404-3900

www.nextstephc.com

The Overlook

88 Masonic Home Rd., Charlton 508-202-4090 www.overlook-mass.org

SALMON at Natick: Whitney Place Assisted Living, Beaumont Rehabilitation and Skilled Nursing 3 Vision Drive, Natick

508-655-5000 www.SalmonHealth.com

SALMON at Northborough: Whitney Place Assisted Living and Beaumont Rehabilitation and Skilled Nursing 238 West Main Street Northborough 508-393-5655 www.SalmonHealth.com

SALMON at Westborough: The Willows Independent Living, Whitney Place Assisted Living, Beaumont Rehabilitation and Skilled Nursing

1 Lyman Street, Westborough 508-366-4730 www.SalmonHealth.com

The Family Services of Central Massachusetts network of AmeriCorps Seniors Volunteers, aged 55 and over, are sharing their positive outlook and experience to make a difference in the lives of others and their communities.

The Family Services of Central Massachusetts network of AmeriCorps Seniors Volunteers, aged 55 and over, are sharing their positive outlook and experience to make a difference in the lives of others and their communities. Engage one-on-one with another senior, or pursue a cause close to your heart, such as the Senior Fraud Helpline. Help Foil the Frauds by assisting seniors to recognize, resist, and report senior scams and fraud. Live life to the fullest as an AmeriCorps Seniors Volunteer—for others and yourself. Take the first step and call 508.791.7787, today!

Engage one-on-one with another senior, or pursue a cause close to your heart, such as the Senior Fraud Helpline. Help Foil the Frauds by assisting seniors to recognize, resist, and report senior scams and fraud.

Live life to the fullest as an AmeriCorps Seniors Volunteer — for others and yourself. To volunteer please call 508.796.1807, today!

The Family Services of Central Massachusetts network of AmeriCorps Seniors Volunteers, aged 55 and over, are sharing their positive outlook and experience to make a difference in the lives of others and their communities. Engage one-on-one with another senior, or pursue a cause close to your heart, such as the Senior Fraud Helpline. Help Foil the Frauds by assisting seniors to recognize, resist, and

10 important financial tips for caregivers

REGION – Americans spend roughly $190 billion per year on their care recipients for out-of-pocket expenses. Closer to home, according to the AARP, over 844,000 Massachusetts residents help their loved ones as parttime or permanent caregivers. Unfortunately, 67% of those who’ve incurred expenses for caregiving have had to reduce living expenses to provide care.

Common sacrifices by caregivers

A Northwestern Mutual study found that the sacrifices made by family caregivers are comprehensive and complex:

• 68% of family caregivers provided financial support.

• 63% have used savings or sold assets to provide care.

• 32% have stopped or reduced contributions to savings to provide care — termed an “indirect” financial cost of caregiving.

• 21% of them have borrowed money to provide care

And 34% of caregivers spend between 21% and 100% of their monthly budget on caregiving expenses.

Caregivers sell homes, move, and quit jobs to “do the right thing.” And these life changes and expenditures are rarely looked at as sacrifices. But, without a long-term plan, they can negatively affect the caregiver’s future. Luckily, there are ways to protect assets and reduce out-of-pocket expenses — or eliminate them.

The importance of planning

Plan before your loved one gets sick. We all say it, and everyone agrees it’s necessary. And then life takes over, and planning falls by the wayside. In fact, 48% of us have not yet planned for the inevitable.

Review plans frequently — at least quarterly. Things change, and laws change. Even a change in medication or diagnosis can alter a loved one’s legal standing or ability to make sound financial decisions. Consider long-term care insurance before it’s needed. Medicare does not pay for extended care or assisted living except in particular circumstances. Also, not all long-term care policies are the same — they usually involve waiting periods and other considerations. And the older one is at the onset of the

insurance, the more expensive the policy will be.

Sell or rent a dormant property. At the very least, discuss a plan to make assets work harder for your loved one. Even a small amount of residual income can make a big difference later down the road.

Investigate in advance specialty income. Additional benefit income for all veterans is available and can be substantial. But applying for these stipends can take up to two years, depending on the individual and the need. Also, many private company pensions have additional benefits. Don’t wait until a loved one is in the emergency room to ask.

Advance research also applies to Medicare and state Medicaid. Most states have supplemental financial and care programs, and some, such as Massachusetts Mass Care Link, pay for a family caregiver, easing their financial burden. However, there are requirements.

Establish separate savings or investment accounts. Designate them as solely for long-term care or caregiving responsibilities. Adult children can set up accounts planning for future needs. Or seniors can designate funds to be used only for their care expenses.

Document a caregiver’s identity in a loved one’s medical records. Health care and social services systems often ignore caregivers for older adults. It is prudent to record decisions and support actions with documentation, including listing the primary caregiver’s name and contact information on all documents.

Develop a caregiver relationship or contract. Even though the loved one is family, a partner in care agreement can benefit and protect both parties.

Financial responsibility

Financial caregivers are, in a sense, fiduciaries with a responsibility to act in the best interests of their loved ones. If one uses a loved one’s money for anything, they are a financial caregiver. Many states have “senior” laws that protect loved ones.

Keep careful records. As with medical decisions, proper documentation is encouraged and required when acting in a financial capacity. Keep financial records well-organized and current, including assets and debts, which streamlines all financial transactions.

All in the family

Life is hectic, and families are complicated. Family members can be distant geographically, personally, or right on your doorstep in times of need. But ultimately, families need to be aware of and agree upon a caregiver’s role.

When caring for a loved one, keeping family members in the loop while respecting a loved one’s privacy is difficult. One suggestion is to schedule a quarterly family meeting, including your loved one. Discuss openly things like current care, financial issues,

caregiver concerns, and end-of-life wishes. And if necessary, record everyone’s responses.

There is no easy or perfect way to care for a loved one. Whether for a child or a parent, caregivers make sacrifices. But with a bit of planning, these loving gestures do not have to create enduring financial hardship.

Visiting Angels Living Assistance

142 North Rd., Suite F130 Sudbury 978-287-2002

www.visitingangels.com/sudbury/ home

SENIOR HEALTH & FITNESS

Fairlawn Rehabilitation Hospital (an affiliate of Encompass Health) 189 May St., Worcester 508-791-6351 www.Fairlawnrehab.org

Fallon Health

1 Mercantile St., Ste. 400 Worcester, MA 01608

1-877-255-7108 (TRS 711) 8 a.m.–8 p.m., Mon.–Fri. (7 days a week, Oct. 1–March 31) www.fallonhealth.org

Jophael Wellness

300 W. Main Street, inside Northboro Wellness

508-571-8765

www.jophaelwellness.com

Backed by research, Reiki supports emotional well-being, facilitates quicker recovery and enhances mental clarity.

Reliant Medical Group

800-283-2556

www.reliantmedicalgroup.org

YMCA Boroughs Family Branch

4 Valente Drive, Westborough 508-870-1320

www.ymcaofcm.org

YMCA Central Community Branch

766 Main St., Worcester 508-755-6101

www.ymcaofcm.org

YMCA Greendale Family Branch

75 Shore Dr., Worcester 508-852-6694 www.ymcaofcm.org

YMCA Leominster Community Branch 108 Adams St., Leominster 978-401-2290 www.ymcaofcm.org

YMCA Montachusett Community Branch 55 Wallace Ave., Fitchburg 978-343-4847 www.ymcaofcm.org

YMCA Tri-Community Family Branch

43 Everett St., Southbridge 508-765-5466 www.ymcaofcm.org

SENIOR HEALTH SERVICES

Alzheimer’s Association

320 Nevada St., Suite 201, Newton Help Line: 800-272-3900 617-868-6718 www.alz.org/manh

Alzheimer’s Foundation of America

322 8th Ave. 16th Fl. New York, NY 10001

Helpline: 866-232-8484

Text line: 646-586-5283 email: info@alzfdn.org web chat: www.alzfdn.org

The AFA Helpline (staffed entirely by licensed social workers specifically trained in dementia care) provides guidance, support, answers, and information about local services seven days a week. The web chat and text message features can serve individuals in more than 90

languages. AFA offers free weekly, telephone-based support groups facilitated by AFA’s licensed social workers, designed to give caregivers a place to connect with one another from anywhere in the country. The AFA also provides a national memory screening program conducted through video conferencing which is free, confidential and open to anyone regardless of age or insurance. The AFA website offers free daily activity and therapeutic programming designed to help individuals affected by Alzheimer’s and their caregivers stay active and engaged including music, art, movement, chair yoga, fitness, meditation, virtual tours and more. Visit www.alzfdn.org/afatealroom.

American Cancer Society P.O. Box 1120, Framingham 800-227-2345; www.cancer.org

American Diabetes Association, New England P.O. Box 7023, Merrifield, VA 617-482-4580 1-800-DIABETES (342-2383) www.diabetes.org/local/newengland

American Heart Association 93 Worcester St., Wellesley, MA 781-373-4500; 800-AHA-USA-1 www.americanheart.org

American Parkinson’s Disease Association

85 East Concord St., Ground Floor Boston 617-638-8466; 800-651-8466 www.apdaparkinson.org/ community/massachusetts/

American Stroke Association

300 5th Ave., Suite 6, Waltham 781-373-4500; 800-AHA-USA-1 www.strokeassociation.org

Arthritis Foundation

1355 Peachtree St. NE, Suite 600 Atlanta, GA 30309

800-283-7800 www.arthritis.org

Artisan at Hudson

253 Washington St., Hudson 978-763-7111 www.sagelife.com/artisan-athudson

Audio Journal Radio Reading Service

799 West Boylston St., Worcester 508-797-1117

info@audiojournal.org www.audiojournal.net

Audio Journal’s mission in Central Massachusetts is to connect individuals with a visual impairment, or an inability to access print materials, to their communities through broadcasting of local news, information, and entertainment, with exclusive programs and content.

Beth Israel Deaconess Medical Center

Parkinson’s Disease & Movement Disorders Center

330 Brookline Ave., Boston 617-667-0519; www.bidmc.org

Elder Services of Worcester Area, Inc.

67 Millbrook St., #100, Worcester 508-756-1545; www.eswa.org

Serves Auburn, Barre, Boylston, Grafton, Hardwick, Holden, Leicester, Millbury, New Braintree, Oakham, Paxton, Rutland, Shrewsbury, W. Boylston, Worcester

Fairlawn Rehabilitation Hospital

(an affiliate of Encompass Health)

189 May St., Worcester 508-791-6351

Fairlawnrehab.org

Fallon Health

1 Mercantile St., Ste. 400 Worcester, MA 01608 1-877-255-7108 (TRS 711)

8 a.m.–8 p.m., Mon.–Fri. (7 days a week, Oct. 1–March 31) fallonhealth.org

Family Services of Central MA Home Care

Contact: Marine Dow

779 W. Boylston St., Suite 130, Worcester 508-756-4696; fscm.org

Heart to Home Meals

289 Elm St., Suite 104, Marlborough 508-500-8392 www.hearttohomemeals.com

Heywood Wakefield Commons

50 Pine St., Gardner 978–632-8292 www.hwcommons.com

Mass. Association for the Blind Main Office: 200 Ivy St., Brookline; 888-613-2777 www.mabvi@mabcommunity.org Central MA Office: 799 W. Boylston St., Worcester 888-613-2777

Massachusetts Chapter of the Leukemia and Lymphoma Society 70 Walnut St., Suite 301, Wellesley 508-810-1300; www.tlls.org/ne

Massachusetts Commission for the Blind

600 Washington St., Boston 617-727-5550, 800-392-6450 www.mass.gov/eohhs/gov/ departments/mcb/

Massachusetts Commission for the Deaf and Hard of Hearing

600 Washington St., Boston 617-740-1600; TTY: 617-740-1700

www.mass.gov/orgs/ massachusetts-commission-forthe-deaf-and-hard-of-hearing

Multiple Sclerosis Society

MA Chapter 465 Waverley Oaks Rd., Suite 202 Waltham 800-344-4867

www.nationalmssociety.org Chapters/MAM

Next Step Healthcare

75 2nd St., Needham 781-404-3900; www.nextstephc.com

Parkinson’s Foundation

200 SE 1st St., Suite 800, Miami, FL HELPLINE: 800-4PD-INFO (473-4636); www.parkinson.org

Parkinson’s disease support and treatment locations:

Emerson Hospital Concord

Parkinson’s Disease Clinical Services

133 Old Road to Nine Acre Corner, Concord

Main #: 978-369-1400

www.emersonhospital.org/clinicalservices/parkinsons-disease

Milford Regional Hospital

Greater Milford Neurology 327 West St., Milford 508-473-4323

www.milfordregional.org

Massachusetts General Hospital

Parkinson’s Disease and Movement Disorders Clinic

Wang Ambulatory Care Center 15 Parkman St., 8th Fl., Suite 835 Boston; 617-855-0328

www.massgeneral.org/neurology/ treatments-and-services/ parkinsons-disease-andmovement-disorders-clinic

HOME CARE

Professional Caregiving for Independent Senior Living

Seniors are steadfast in their independence as homeowners and community members. Health, happiness, and comfort are at the core of choosing to live independently in their own homes. At the point when daily activities require assistance, independent seniors choose Home Care. The Family Services of Central Massachusetts (FSCM) Home Care program supports “aging in place,” and eases the demands of independent living with the Senior Living Care (SLC) Suite of Services, which include:

• Companionship

• Respite Care

• Personal Care

• Light Housekeeping

• Meal Preparation

• Laundry

• Shopping

• Prescription Pickup

• Medication Reminders

FSCM Home Care is an affordable option to Assisted Living facilities and helps seniors create a safe, supportive SLC Suite of Services tailored to their needs. To learn more, contact Marnie Dow, Director of Home Care & Long Term Supports, at 508.756.4696 or mdow@fscm.org, today!

Mass General Brigham

Newton/Wellesley Hospital Neurology Department

2000 Washington St., Newton 617-928-1500

www.nwh.org/medical-services/ neurology

South Shore Hospital

55 Fogg Rd., S. Weymouth 781-624-8800 www.southshorehealth.org

Seven Hills Family Services Adult Family Care

Contact: Leslie Courtney 85 Prescott St., Worcester 508-796-1866 www.sevenhills.org

VA New England 800-MyVA411 www.va.gov/health-care

SENIOR HOUSING

Artisan at Hudson 253 Washington St., Hudson 978-763-7111

www.sagelife.com/artisan-athudson

Bigelow Village Lewis Street, Rutland 508-886-6565 www.bigelowvillage.com

Blackstone Housing Corp.* (Offers subsidized housing and handicapped housing)

8 ½ Early Village Drive, Blackstone 508-883-9802

Binnall House

125 Connors St., Gardner 978-632-9650 www.schochet.com

Briarwood Retirement Community 65 Briarwood Circle, Worcester 508-852-2670

www.briarwoodretirement.com

Christopher Heights of Marlborough 99 Pleasant St., Marlborough www.christopherheights.com

Colony Retirement Homes Inc. I & II* 485 Grove St., Worcester 508-852-5285 www.colonyretirementhomes.org

Colony Retirement Homes Inc. III* 101 Chadwick St., Worcester 508-755-0444 www.colonyretirementhomes.org

Affordable Living at its Best

Income Guidelines: $57,100 single / $65,300 couple

Available occupancy to income eligible mature adults (62 years of age and older) or permanently disabled. Applicants must meet HUD annual low income guidelines. Qualified Applicants pay 30% adjusted gross income.

• Heat and Hot Water Included

• 24 Hour Emergency Maintenance

• Non-Smoking Community

• Small Pets Welcome!

• Bus Route / Ample Parking

• Beautiful Landscaped Grounds with Gazebo, Walking Paths and Garden Plots

• Physical Fitness Center

Sherwood Village Apartments

143~145 Mill Street, Natick, MA Call at 508-651-1811 For Details

Colony Retirement Homes Inc. IV*

123 Holden St., Worcester

508-853-2211

www.colonyretirementhomes.org

Colony Retirement *

Homes of Holden*

68 Reservoir St., Holden

508-829-4300

www.colonyretirementhomes.org

Goddard Homestead

1199 Main St., Worcester

508-753-4890

www.goddardhomestead.org

Green Hill Towers*

27 Mount Vernon St., Worcester 508-755-6062

Heywood Wakefield Commons

50 Pine St., Gardner

978–632-8292

www.hwcommons.com

Illyrian Gardens*

545 Salisbury St., Worcester 508-753-7217

The Overlook

88 Masonic Home Rd., Charlton 508-202-4090

www.overlook-mass.org

Pleasant Hill Retirement Community

96 Crowley Drive, Marlborough 774-214-9017

www.rlcommunities.com

St. Mary Health Care Center

39 Queen St., Worcester 508-753-4791 www.stmaryhc.com

St. Mary is a nonprofit Catholic health ministry in service to all.

SALMON at Medway: The Willows Independent Living and Whitney Place Assisted Living 44 Willow Pond Circle, Medway 508-533-3300

www.SalmonHealth.com

SALMON at Natick: Whitney Place Assisted Living, Beaumont Rehabilitation and Skilled Nursing 3 Vision Drive, Natick 508-655-5000 www.SalmonHealth.com

SALMON at Westborough: The Willows Independent Living, Whitney Place Assisted Living, Beaumont Rehabilitation and Skilled Nursing 1 Lyman Street, Westborough 508-366-4730

www.SalmonHealth.com

encompasshealth.com/fairlawnrehab

Five Reasons To Call Us...

Colony Retirement Homes offers Five Exciting Choices in Retirement Living. Applications are being accepted at Colonies III, IV and Holden. Wait lists are closed at Colonies I and II – check back and see what our future plans include

AMENITIES INCLUDE (depending on location):

• Attractive well lit landscaped grounds

• Wall to wall carpeting

• Private patio or balcony

• Laundry facilities

• All utilities included in rent except telephone and cable

• Resident computer, with FREE access to the internet (classes also available)

• Off season storage

• 24 hour maintenance

• “Home cooked” meals served daily

• TV cable ready units

• Green house / gardening

• Art and crafts room

• Small pets welcome

• Attractive community rooms for residents and family functions

• Library

Colony Retirement Homes, inC.

Not for Profit Corporation

Our equal opportunity housing is subsidized through the Department of Housing and Urban Development. For more information call or stop by.

SALMON at Worcester: The Willows Independent Living, The Health Center at the Willows 101 Barry Road, Worcester 508-755-0088

www.SalmonHealth.com

Sherwood Village Apartments*

143-145 Mill St., Natick

508-651-1811

*Most Subsidized Elderly Housing is for people 62 years and older. Rent is 30 percent of income.

SENIOR SUPPORT SERVICES

Audio Journal Radio Reading Service

799 W. Boylston St., Worcester 508-797-1117

info@audiojournal.org www.audiojournal.net

Audio Journal’s mission in Central Massachusetts is to connect individuals with a visual impairment, or an inability to access print materials, to their communities through broadcasting of local news, information, and entertainment, with exclusive programs and content.

Binnall House

125 Connors St., Gardner 978-632-9650 www.schochet.com

Fallon Health’s NaviCare® HMO

SNP and SCO

1 Mercantile St., Ste. 400 Worcester, MA 01608

1-877-255-7108 (TRS 711)

8 a.m.–8 p.m., Mon.–Fri. (7 days a week, Oct. 1–March 31) fallonhealth.org/navicare

Family Services of Central MA Home Care

Contact: Marine Dow

779 W. Boylston St., Suite 130, Worcester 508-756-4696; www.fscm.org

Goddard Homestead

1199 Main St., Worcester 508-753-4890

www.goddardhomestead.org

It’s what we believe in.

At Fallon Health, our priority—always—is making sure our members get the care they need and deserve. It’s care for those individuals with complex conditions, those looking after a loved one, and those with Medicaid and Medicare.

That’s the kind of care we believe in.

Fallon Health. Care and coverage that goes further.

Your Family Comes First

Miles serves everyone in our community with an open heart, open mind and a helping hand. We can guide you through one of life’s most challenging times with dignity and respect.

• Advance Planning Information Center

• Proudly Serving Families in Worcester County for Over 125 Years

• Nationally recognized as a Selected Independent Funeral Home with the highest ethical and professional standards

• Winner of “BEST OF CENTRAL MASS” for the last four consecutive years: 2020, 2021, 2022, 2023.

‘Sandwich Generation’ of caregivers is caught in the middle

REGION – Baby Boomers, Gen X, Gen Z and so on and so forth are all defined by age groups. On the other hand, anyone could suddenly find themselves being a part of another demographic, the Sandwich Generation, no matter the age. If you are juggling work, raising children or grandchildren and taking care of parents, then you are a part of the Sandwich Generation — people sandwiched between two sets of dependents.

Impact on caregivers

Caregivers of this generation often neglect their own needs, feel rushed and are increasingly pressed for time. According to an October 2021 Pew Research Center study, around 23% of U.S. adults have a parent aged 65 or older, are raising at least one child under the age of 18 and are providing financial support to an adult child. Mental Health America reports some sandwiched caregivers experience high levels of financial strain while others report high levels of emotional stress.

The Arbor & The Ivy Assisted Living facility, which has locations in Amherst, Chicopee, Dracut, Greenfield, Stoneham, Stoughton, Taunton and Westfield, also offers a respite or trial stay to give caregivers a short break to recover from illness/surgery or enjoy a little vacation. Parents who partake in this trial stay will reside in a fully furnished apartment with a monthto-month rent plan, receive a chance to enjoy three meals a day prepared by a chef, housekeeping and more. Sara Robertson, Chief Executive Officer, said, “In three generations, our philosophy has never changed and that is to give genuine kindness, care and comfort to everyone. They’re spending their days with likeminded people who have been through the same life experiences that they have been through,” Robertson added.

Roles vary depending on age

Some cultures, Asian for example, consider it a duty

If you are juggling work, raising children or grandchildren and taking care of parents, then you are a part of the Sandwich Generation of people sandwiched between two sets of dependents.

and a privilege to care for their elderly loved ones and to discuss challenges of feeling stretched too thin would be seen as complaining or ungratefulness. Carol Abaya, an aging and elder care expert, breaks down the roles of the sandwich generation as follows:

• The Traditional Sandwich Generation — Adults typically in their 40s or early 50s sandwiched between their elderly parents and their typically adult children who both need financial or other assistance.

• The Club Sandwich Generation — Older adults in their 50s or 60s who are wedged between aging parents, their adult children and possibly grandchildren. This term can also refer to younger adults in their 30s or 40s who have younger children, elderly parents and aging grandparents.

• The Open-Faced Sandwich Generation — Anyone

who’s non-professionally involved in elder care, which is an estimated 25% of individuals at some point in their lives.

Coping strategies

It’s important for members of the Sandwich Generation to commit to self-care or the whole family unit could fall apart. Tips for relieving financial pressures and reducing stress include:

• Consider moving aging parents and/or adult children into your home to help save on costs and pool those resources.

• Look into an identify theft protection service along with a phone system to help keep telemarketers and scam callers at bay.

• Remember, the elderly and children of a certain age enrolled in higher education often qualify for tax

Heart to Home Meals

289 Elm St., Suite 104, Marlborough 508-500-8392

www.hearttohomemeals.com

Jophael Wellness

300 W. Main Street, inside Northboro Wellness

508-571-8765

www.jophaelwellness.com

Backed by research, Reiki supports emotional well-being, facilitates quicker recovery and enhances mental clarity.

Kelly Cremation & Funeral Care

154 Lincoln St., Worcester 508-755-4507

www.kellycremation.com

Miles Funeral Home

1158 Main St., Holden

508-829-4434

www.milesfuneralhome.com

SALMON at Medway: The Willows Independent Living and Whitney Place Assisted Living

44 Willow Pond Circle, Medway

508-533-3300

www.SalmonHealth.com

benefits and breaks.

• Consider investing in a medical alert system for that extra piece of mind.

• Think about having part-time in-home senior care for a few hours of aid for parents and relief for yourself.

More and more adults are finding their living situations changing due to aging parents with health challenges and/or adult children or grandchildren having to live with them. Unfortunately, such circumstances could take a toil on the caregiver’s own health and finances and can lead to resentment. Therefore, it may be a good idea to seek out a support group particularly geared towards the Sandwich Generation. Such relatable groups can be found online if not locally.

SALMON at Natick: Whitney Place Assisted Living, Beaumont Rehabilitation and Skilled Nursing

3 Vision Drive, Natick

508-655-5000

www.SalmonHealth.com

SALMON at Northborough: Whitney Place Assisted Living and Beaumont Rehabilitation and Skilled Nursing

238 West Main Street

Northborough

508-393-5655

www.SalmonHealth.com

SALMON at Westborough: The Willows Independent Living, Whitney Place Assisted Living, Beaumont Rehabilitation and Skilled Nursing

1 Lyman Street, Westborough

508-366-4730

www.SalmonHealth.com

SALMON at Worcester: The Willows Independent Living, The Health Center at the Willows 101 Barry Road, Worcester 508-755-0088 www.SalmonHealth.com

SALMON Home Care: VNA, Private Care, Hospice

37 Birch Street, Milford 508-473-0862 www.SalmonHealth.com

Seven Hills Family Services Adult Family Care

Contact: Leslie Courtney 85 Prescott St., Worcester 508-796-1866; www.sevenhills.org

St. Mary Health Care Center 39 Queen St., Worcester 508-753-4791

www.stmaryhc.com

St. Mary is a nonprofit Catholic health ministry in service to all.

Surprenant & Beneski 35 Arnold St., New Bedford 508-994-5200 www.myfamilyestateplanning.com

Visiting Angels Living Assistance

142 North Rd., Suite F130 Sudbury

978-287-2002

www.visitingangels.com/sudbury/ home

TRANSPORTATION

American Cancer Society of Massachusetts

800-227-2345 www.cancer.org

Provides transportation to and from treatment for people who have cancer who do not have a ride or are unable to drive themselves. Volunteer drivers donate their time and the use of their cars so that patients can receive the life-saving treatments they need. Learn about volunteer opportunities in your area with the Road to Recovery program.

Gardner Athol Area Mental Health Association (GAAMHA) Transit 208 Coleman St.; Gardner 978-632-0934; www.gaamha.com/ transportation

Serves Gardner, Fitchburg, Leominster, Athol, Orange, Winchendon, Ashburnham, Westminster, Templeton, Hubbardston, Lunenburg, Rutland and Barre. Door-to-door service for physically challenged elders

Gardner Community Action Committee

294 Pleasant St., Gardner 978-632-8700

gardner-cac.org/medicaltransportation

Medical transportation throughout Northwest Worcester County

MA.Gov

www.mass.gov/service-details/gethelp-finding-a-ride

A list of transportation services available across Massachusetts for seniors, people with disabilities, veterans, commuters, and others.

Merrimack Valley Regional Transit Authority (MVRTA)

85 Railroad Ave., Haverhill 978-469-6878 www.mvrta.com

Serves the northeast corner of Massachusetts with scheduled bus routes, and elderly and disabled transportation.

MetroWest Regional Transit Authority (MWRTA)

15 Blandin Ave., Framingham 508-935-2222

Dial a Ride: 508-820-4650 TTY: 508-935-2242

www.mwrta.com

Serving: Ashland, Dover, Framingham, Holliston, Hopedale, Hopkinton, Hudson, Marlborough, Milford, Natick, Sherborn, Southborough, Sudbury, Wayland, Wellesley, Weston

Montachusett Regional Transit Authority (MRTA) 1427R Water St. Fitchburg 978-345-7711; 800-922-5636 TTY: 800-789-0577 www.mrta.us

Serving: Ashburnham, Ashby, Athol, Ayer, Barre, Bolton, Boxborough, Fitchburg, Gardner, Hardwick, Harvard, Hubbardston, Lancaster, Leominster, Littleton, Lunenburg, Royalston, Shirley, Sterling, Stow, Templeton, Westminster, Winchendon

SCM Elderbus

124 Southbridge Rd, Charlton 800-321-0243 www.therta.com/demandresponse/coas-elderbus/ SCM Elderbus provides transportation services to eligible Massachusetts residents aged sixty and over, as well as residents with disabilities.

Serving: Barre, Brimfield, Brookfield, Charlton, Douglas, Dudley, E. Brookfield, Holland, New Braintree, N. Brookfield, Oakham, Oxford, Princeton, Rutland, Southbridge, Spencer, Sturbridge, Sutton, Wales, Warren, Webster, W. Brookfield

South Shore Courtesy Coach 55 Fogg Road S. Weymouth 781-624-8000

The Courtesy Shuttle provides transportation to patients who need a ride to an appointment at South Shore Hospital or to a program or service directly affiliated with South Shore Hospital. The Courtesy Coach does not deliver patients to physician offices.

Springwell Volunteer Medical Escorts

307 Waverley Oaks Road, Suite 205 Waltham 617-926-4100; TTY: 617-923-1562

www.springwell.com/service/ medical-escort

Provide seniors with an escort to medical appointments within Belmont, Brookline, Needham, Waltham, Watertown, Wellesley, Weston, surrounding towns and Boston hospitals. Medical Escorts wait during the appointment (up to 1.5 hours) and provide accompaniment home, providing transport and companionship. Medical Escorts can provide a ride and they can give minimal

assistance getting into and out of a car and into the medical facility.

St. John Cemetery

260 Cambridge St., Worcester 508-757-7415

worcesterdiocese.org/st-johncemetery

The RIDE, MBTA

617-222-3200 TTY: 711-222-5415

www.mbta.com/accessibility/theride/the-ride-paratransit-visitors

Paratransit program that provides door-to-door transportation to those with physical, cognitive or mental disabilities. Services Boston and towns located in MetroWest, North Shore and South Shore

Worcester Regional Transit

Authority (WRTA)

60 Foster Street, Worcester 508-791-WRTA (9782) www.therta.com

Provides curb-to-curb service for individuals 60 and older: medical appointments, grocery shopping; ADA for handicapped individuals who cannot take public bus. Serves Central and North Worcester Country. Provides out of town medical transportation and escorts to visually challenged elders

Visiting Angels Living Assistance

142 North Rd., Suite F130 Sudbury 978-287-2002

www.visitingangels.com/sudbury/ home

VETERANS SERVICES

Boston Veterans Medical Center 150 S. Huntington Ave. Jamaica Plain 617-232-9500; 800-865-3384 www.boston.va.gov

Disabled American Veterans

VA Regional Office JFK Fed Bldg, Government Ctr. Boston 617-303-5675; www.dav.org

THERE’S NO PLACE LIKE HOME

Life is uncommonly good at our Affordable Assisted Living Residence in historic downtown Gardner!

Heywood Wakefield Commons offers worry-free living at affordable rates in private apartments with services available such as:

• Daily social activities & programs

Massachusetts Department of Veterans Services Executive Office for Administration and Finance 600 Washington St., 7th Floor, Boston 617-210-5480 www.mass.gov/orgs/ massachusetts-department-ofveterans-services Our mission is to help individuals and families obtain essential services, allowing them to remain at home with dignity and respect for as long as possible.

• Three chef-prepared meals daily

• Assistance with personal care needs

• Medication reminders & safety checks

• Laundry & housekeeping services

• Dedicated, caring staff 24/7

For information or to schedule a tour, call (978) 632-8292 or email info@hwcommons.com .

INQUIRE ABOUT OUR AFFORDABLE LONG TERM SERVICES AND SUPPORT OPTIONS IN CENTRAL MASSACHUSETTS

Homemaking, Personal Care, Meals On Wheels, Personal Emergency Response Systems, Alzheimer’s Care, Medication Dispensers, Caregiver Support, Medical Transportation, Information and Referral… 508-756-1545

The mission of the Department of Veterans’ Services is to advocate on behalf of all the Commonwealth’s veterans and provide them with quality support services and to direct an emergency financial assistance program for those veterans and their dependents who are in need.

Mercadante Funeral Home & Chapel

370 Plantation St., Worcester

508-754-0486 www.mercadantefuneral.com

U.S. Veterans Administration

Regional Office, JFK Federal Bldg. 15 New Sudbury St., Boston 800-827-1000; www.va.gov

VA Boston Healthcare System

www.boston.va.gov

Main contact #: 800-698-2411

Brockton Division

940 Belmont Street, Brockton 508-583-4500; 800-865-3384

Jamaica Plain Division

150 S. Huntington Ave., Boston 617-232-9500 800-865-3384

West Roxbury Division

1400 VFW Parkway, West Roxbury 617-323-7700; 800-865-3384

VA Boston Healthcare System’s consolidated facility consists of the Jamaica Plain campus, located in the heart of Boston’s Longwood Medical Community; the West Roxbury campus, located on the Dedham line; and the Brockton campus, located 20 miles south of Boston in the City of Brockton.

VA New England 800-MyVA411 www.va.gov/health-care

Veterans Crisis Line 1-800-273-8255

Veterans, Inc.

69 Grove St., Worcester 800-482-2565

email: info@veteransinc.org www.veteransinc.org

Veterans Inc. is a national leader in ending homelessness in veterans. It is the largest provider of support services to veterans and their families in New England. Veterans Inc.’s clinical case management approach addresses the “total veteran,” incorporating job training and employment services, health and wellness, and supportive services ranging from transportation to legal advice.

• Contemporary styled 1 & 2 bedroom apartments

• New kitchens with built-in microwaves and granite-like countertops

• Small pets welcome

• Heat and Hot water included

• Bus route / ample parking

• Beautiful landscaped grounds with gazebo

• Within the building amenities include:

• A Theater-like media center

• Handicap-accessible lounges on every floor

• Library equipped with two computers and free internet access

• Physical fitness center

• Game room with billiard table

• Community room with bingo board and large screen TV

Compassionate Care

FOR EVERY CHAPTER OF LIFE.

Family-owned and operated in Central Massachusetts since 1952, SALMON Health and Retirement has been a trusted name in senior living and healthcare for generations. Our full continuum of care—from independent living at The Willows, to assisted living & memory care at Whitney Place, and skilled nursing—provides the right level of support as your needs evolve.

With a commitment to dignity, well-being, and personalized care, we ensure that you or your loved ones feel truly at home. Whether enjoying an active, independent lifestyle or receiving specialized care, SALMON Health and Retirement offers a place where life’s journey continues with comfort and peace of mind.

For more information, visit us at SalmonHealth.com.

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