When in Tampa, stop by our Visitor Center & Gift shop illsborough County is a county located in the State for information on Tampa Bay from knowledgeable visiof Florida. As of the 2010 census, the population was tor information counselors and shop for unique gifts and 1,229,226, making it the fourth-most populous county souvenirs to commemorate your trip. in Florida. Its county seat and largest city is Tampa. Tampa Bay Visitor Center & Gift Shop 615 Channelside Dr., Suite 101A Hillsborough County is included in the Tampa-St. Tampa , FL33602 Petersburg-Clearwater, FL Metropolitan Statistical Phone: (813) 226-0293 Area. Visit Tampa Bay History Main article: History of Tampa, Florida 401 E. Jackson St., Suite 2100 Tampa, FL 33602 Hillsborough County was created on January 25, 1834, from Alachua and Monroe counties, during the Phone: (813) 223-1111 or (800) 44-TAMPA U.S. territorial period (1822-1845). It was named for Fax: (813) 229-6616 Wills Hill, the Earl of Hillsborough, who served as British Secretary of State for the Colonies from 1768 General Questions: Info@VisitTampaBay.com Website Problems & Feedback: Webmaster@VisitTampato 1772. Visit Tampa Bay is the official destination marketing Bay.com organization for Hillsborough County, Florida. Visit Tampa Bay is funded, in part, by the bed tax collected Click here for a list of Visit Tampa Bay departments and staff members. in Hillsborough County from overnight visitors.
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The tourism industry is a significant driver of Hillsborough County’s economic development. The $3.5 billion in visitor spending supports a total of $5.4 billion in sales across the county, these sales create more than 47,000 jobs with associated incomes of over $2 billion. Aside from jobs and income, Hillsborough residents benefit from tourism due to the $329 million it generates in state and local taxes. These funds provide resources to support the base marketing, advertising and promotions programs; office operations; partnership marketing; customer services; and administrative support functions that support all other departments. Our Mission To create vibrant economic development for our community by collaboratively increasing visitation to Tampa Bay. Tampa Bay Visitor Center & Gift Shop
HISTORY & DEMOGRAPHICS
Learn more about the Tampa Bay Sports Commission and the Tampa Hillsborough Film and Digital Media Commission. Visit Tampa Bay, local businesses, civic leaders and the community have formed a partnership to service your need for accurate, official and reliable information about the Tampa area. The information provided on this site has you and the pleasure of your travels as the first priority.
Hillsborough County, which takes its name from Wills
2010 Census
Hill, British Secretary of State to the Colonies from 1768- U.S. Census Bureau 2010 Ethnic/Race Demographics: 1772, was first mapped and explored by the Spanish in the early 16th century. Between 1559 and 1819, the area now White (non-Hispanic) (71.3% when including White called Florida was under the rule of four nations: Spain, Hispanics): 53.7% (12.1% German, 11.0% Irish, 8.9% France, Great Britain and the United States. The United English, 6.7% Italian, 2.6% French, 2.4% Polish, 1.9% States purchased Florida from Spain in 1821 for $5 mil- Scottish, 1.6% Scotch-Irish, 1.3% Dutch, 0.8% Russian, 0.8% Swedish, 0.7% Welsh, 0.6% French Canalion. On Jan. 25, 1834, the U.S. Legislative Council for the Ter- dian, 0.6% Norwegian, 0.5% Hungarian, 0.5% Greek) ritory of Florida approved an act organizing Hillsborough Black (non-Hispanic) (16.7% when including Black Hispanics): 15.6% (2.4% West Indian/Afro-Caribbean as Florida’s 19th county. In 1845, Florida was granted American [0.7% Jamaican, 0.6% Haitian, 0.5% Other statehood. or Unspecified West Indian, 0.1% Trinidadian and ToAt that time, Hillsborough County was a sprawling area bagonian, 0.1% British West Indian, 0.1% U.S. Virgin that included what is now Pinellas, Polk, Manatee, Sara- Islander] 0.9% Subsaharan African) sota, Charlotte, DeSoto, Hardee and Highlands Counties, Hispanic or Latino of any race: 24.9% (7.4% Puerto most of Glades County, and part of Lee County. Despite Rican, 5.3% Mexican, 5.3% Cuban, 1.2% Colombian, its size, Hillsborough’s population was only 836, not in- 1.1% Dominican, 0.7% Spaniard, 0.5% Honduran) Asian: 3.4% (1.2% Indian, 0.5% Vietnamese, 0.5% Filicluding soldiers or Native Americans. pino, 0.4% Chinese, 0.4% Other Asian, 0.3% Korean, 0.1% Japanese) Two or more races: 3.1% When the first Commissioners met in 1846, the topics were taxes, transportation, a new courthouse and jail, and American Indian and Alaska Native: 0.4% downtown development. The County tax raised $148.69 Native Hawaiian and Other Pacific Islander: 0.1% that year. Commissioners were paid $2 per day while in Other Races: 5.0% (0.6% Arab) In 2010, 6.0% of the Hillsborough’s population consession. sidered themselves to be of only “American” ancestry In 1846, Commissioners approved plans for a new court- (regardless of race or ethnicity.) house, since the original building, a small log cabin, was burned during the Second Seminole War. The project was There were 536,092 households out of which 29.74% turned over to Capt. James McKay in 1847, and he com- had children under the age of 18 living with them, 44.25% were married couples living together, 14.76% pleted a two-story house, 20 feet by 45 feet, at a cost of $1,358. Commissioners later paid McKay an extra $10 for had a female householder with no husband present, and 35.69% were non-families. 27.12% of all houseadditional work. holds were made up of individuals and 7.96% (2.35% male and 5.61% female) had someone living alone In 1892, a red brick courthouse with a silver dome was built, occupying one square block in downtown Tampa. who was 65 years of age or older. The average household size was 2.55 and the average family size was The building was designed by J.A. Wood, who also de3.11. signed the Tampa Bay Hotel. Torn down in 1953, this distinctive courthouse is preserved in the County seal. The next courthouse was built in 1952, and is still used as an administrative building for the court system. The current main courthouse, the George E. Edgecomb Courthouse, opened in 2004, was built at the corner of Pierce Street and Twiggs Street. The current County government administration building, called County Center, opened in 1994. County Center was renamed the Frederick B. Karl County Center in 2000, in honor of the County Administrator who was instrumental in the purchase of the build-
The age distribution was as follows: 25.30% were under he median income for a household in the county the age of 18, 9.30% from 18 to 24, 31.70% from 25 to 44, was $49,536, and the median income for a family 21.70% from 45 to 64, and 12.00% were 65 years of age or was $59,886. Males had a median income of $43,125 older. The median age was 35 years. For every 100 females versus $35,184 for females. The per capita income for there were 95.80 males. For every 100 females age 18 and the county was $27,062. About 10.7% of families and over, there were 92.70 males. 14.2% of the population were below the poverty line, including 19.9% of those under age 18 and 9.6% of The median income for a household in the county was those aged 65 or over. $40,663, and the median income for a family was $48,223. Males had a median income of $34,111 versus $26,962 In 2010, 15.1% of the county’s population was foreign for females. The per capita income for the county was born, with 44.5% being naturalized American citi$21,812. About 9.10% of families and 12.50% of the popuzens. Of foreign-born residents, 67.5% were born in lation were below the poverty line, including 17.20% of Latin America, 16.7% born in Asia, 9.2% were born in those under age 18 and 10.00% of those age 65 or over. Europe, 3.2% born in Africa, 3.1% in North America, and 0.3% were born in Oceania.[citation needed] 2000 Census
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As of the census of 2000, there were 998,948 people, 391,357 households, and 255,164 families residing in the county. The population density was 951 people per square mile (367/km²). There were 425,962 housing units at an average density of 405 per square mile (156/km²). The racial makeup of the county was 75.17% White (63.3% Non-Hispanic White), 14.96% Black or African American, 0.39% Native American, 2.20% Asian, 0.07% Pacific Islander, 4.66% from other races, and a 2.56% from two or more races. 17.99% of the population were Hispanic or Latino of any race. The county was the thirty-second most populous county in the nation. There were 391,357 households out of which 31.40% had children under the age of 18 living with them, 47.70% were married couples living together, 13.20% had a female householder with no husband present, and 34.80% were non-families. 26.90% of all households were made up of individuals and 8.10% had someone living alone who was 65 years of age or older. The average household size was 2.51 and the average family size was 3.07. The age distribution was as follows: 23.9% were under the age of 18, 10.5% from 18 to 24, 28.3% from 25 to 44, 25.4% from 45 to 64, and 11.8% were 65 years of age or older. The median age was 36.1 years. For every 100 females there were 95.1 males. For every 100 females age 18 and over, there were 92.1 males.
Pinellas County Florida From Wikipedia, the free encyclopedia Pinellas County is a county located in the state of Florida. As of the 2010 census, the population was 916,542. Its county seat is Clearwater,[3] and its largest city is St. Petersburg. Pinellas County is included in the Tampa-St. Petersburg-Clearwater, FL Metropolitan Statistical Area. Pre-European settlement
Prior to European exploration and settlement the Pinellas peninsula, like all of Tampa Bay, was inhabited by the Tocobaga Indians, who built a town and large temple mound overlooking the bay in what is now Safety Harbor. The modern site is protected and can be visited as part of the County’s Philippe Park. Spanish and British Florida During the early 16th century Spanish explorers discovered and slowly began exploring Florida, including Tampa Bay. In 1528 Panfilo de Narvaez landed in Pinellas, and 10 years later Hernando de Soto is thought to have explored the Tampa Bay Area. By the early 18th century the Tocobaga had been virtually annihilated, having fallen victim to European diseases from which they had no immunity, as well as European conflicts. Later Spanish explorers named the area Punta Piñal (Spanish for “Point of Pines” or “Piney Point”). After trading hands multiple times between the British and the Spanish, Spain finally ceded Florida to the United States in 1821, and in 1823 the U.S. Army established Fort Brooke (later Tampa). Settlement of West Hillsborough In 1834 much of west central Florida, including the Pinellas peninsula (then known simply as West Hillsborough), was organized as Hillsborough County. The very next year Odet Philippe became the first permanent, non-native resident of the peninsula when he established a homestead near the site of the Tocobaga village in Safety Harbor. It was Philippe who first introduced both citrus culture and cigar-making to Florida. Around the same time, the United States Army began construction of Fort Harrison, named after William Henry Harrison, as a rest post for soldiers from nearby Fort Brooke during the Second Seminole War. The new fort was located on a bluff overlooking Clear Water Harbor, which later became part of an early 20th-century residential development (now historic district) called Harbor Oaks. University of South Florida archaeologists excavated the site in 1977 after Alfred C. Wyllie discovered an underground ammunition bunker while digging a swimming pool on his estate. Clearwater would later become the first organized community on the peninsula as well as the site of its first post office. The Armed Occupation Act, passed in 1842, encouraged further settlement of Pinellas, like all of Florida, by offering 160 acres (0.65 km²) to anyone who would bear arms and cultivate the land. Pioneer families like the Booths, the Coachmans, the Marstons, and the McMullens established homesteads in the area in the years following, planting more citrus groves and raising cattle. During the American Civil War, many residents fought for the Confederate States of America. Brothers James and Daniel McMullen were members of the Confederate Cow Cavalry, driving Florida cattle to Georgia and the Carolinas to help sustain the war effort. John W. Marston served in the 9th Florida Regiment as a part of the Appomattox Campaign. Many other residents served in other capacities. Otherwise the peninsula had virtually no significance during the war, and the war largely passed the area by.
Tarpon Springs became West Hillsborough’s first incorporated city in 1887, and in 1888 the Orange Belt Rail-
way was extended into the southern portion of the peninsula. Railroad owner Peter Demens named the town that grew near the railroad’s terminus St. Petersburg in honor of his hometown. The town would incorporate in 1892. Other major towns in the county incorporated during this time were Clearwater (1891), Dunedin (1899), and Largo (1905). Construction of Fort De Soto, on Mullet Key facing the mouth of Tampa Bay, was begun in 1898 during the Spanish–American War to protect Tampa Bay from potential invading forces. The fort, a subpost of Fort Dade on adjacent Egmont Key (which lies in the mouth of Tampa Bay), was equipped with artillery and mortar batteries. Birth of Pinellas County Even into the early years of the 20th century, West Hillsborough had no paved roads, and transportation posed a major challenge. A trip to the county seat, across the bay in Tampa, was generally an overnight affair and the automobiles that existed on the peninsula at that time would frequently become bogged down in the muck after rainstorms. Angry at what was perceived as neglect by the county government, residents of Pinellas began a push to secede from Hillsborough. They succeeded, and on January 1, 1912 Pinellas County came into being.The peninsula, along with a small part of the mainland were incorporated into the new county. According to the U.S. Census Bureau, the county has a total area of 608 square miles (1,570 km2), of which 274 square miles (710 km2) is land and 334 square miles (870 km2) (55.0%) is water. It is the second-smallest county in Florida by land area, larger than only Union County. Pinellas forms a peninsula bounded on the west by the Gulf of Mexico and on the south and east by Tampa Bay. It is 38 miles (61 km) long and 15 miles (24 km) wide at its broadest point, with 587 miles (945 km) of coastline. Elevation in the county ranges from mean sea level to its highest natural point of 110 feet (34 m) near the intersection of SR 580 and Countryside Blvd. in Clearwater. Due to its small size and high population, by the early 21st century Pinellas County has been mostly built out, with very little developable land left available. The county has maintained a fairly large system of parks and preserves that provide residents and visitors retreat from the city and a glimpse of the peninsula’s original state. Geologically, Pinellas is underlain by a series of limestone formations, the Hawthorne limestone and the Tampa limestone. The limestone is porous and stores a large quantity of water. The Hawthorne formation forms a prominent ridge down the spine of the county, from east of Dunedin, south to the Walsingham area and east towards St. Petersburg. The 35 miles of beaches and dunes which make up the county’s 11 barrier islands provide habitat for coastal species, serve as critical storm protection for the inland communities, and form the basis of the area’s thriving tourism industry. The islands are dynamic, with wave action building some islands further up, eroding others, and forming entirely new islands over time. Though hurricanes are infrequent on this part of Florida’s coast, they have had a major impact on the islands, with the Hurricane of 1848 forming John’s Pass between Madeira Beach and Treasure Island, a hurricane in 1921 creating Hurricane Pass and cleaving Hog Island into Honeymoon and Caladesi Islands, and 1985’s Hurricane Elena sealing Dunedin Pass to join Caladesi with Clearwater Beach. Between the barrier islands and the peninsula are several bodies of water, through which traverses a section of the Gulf Intracoastal Waterway. From north to south they are: St. Joseph Sound between the islands and Dunedin, Clearwater Harbor between Clearwater and Clearwater Beach, and Boca Ciega Bay in the southern third of the county. Connecting Clearwater Harbor to Boca Ciega Bay is a thin, approximately 3.5-mile (5.6 km) stretch of water known as The Narrows, which runs next to the town of Indian Shores. Extending from northeastern Boca Ciega Bay, Long Bayou separates Seminole from St. Petersburg near Bay Pines. Long Bayou once extended significantly farther up the peninsula until the northern portion was sealed off to create Lake Seminole. Extending further still from Long Bayou, the Cross Bayou Canal traverses the peninsula, crossing Pinellas Park in a northeasterly direction before emptying into Tampa Bay on the northwest side of St. Petersburg-Clearwater International Airport.
The Time-Management Strategy That Will Help You Get Your Workout In Every Day Lewis Howes September 30, 2016
Struggling to make time for exercise? Find out how to implement “time blocking” from fitness expert AJ Roberts. Imagine being the world’s strongest man. This means you would have lifted more weight than any other guy on the planet. Tall order, right? AJ Roberts saw that challenge and took it on. In fact, he spent 10 years training to become the strongest and when the test came, he delivered. I’ve known AJ for years and am not surprised he accomplished this amazing feat. In fact, he’s currently training to now become the world’s fittest man. But it’s not his incredible body, genetics, or awesome supplements that have gotten him his amazing wins. It’s his discipline to make plan every day and stick to it. When we discussed his strategies for making time to work out (in addition to running a business), AJ credited time blocking as a key to his success. Time blocking is when you set aside focused intervals of time to do just one thing (like go to the gym, work on a specific task, and so forth) and make a point to adhere to that schedule for the entire day.
Related: 3 Ways to Keep Time From Stressing You Out If you’re already feeling like this is restrictive and boring, hang on. AJ pointed out that this principle is as successful in business and dieting as it is in working out because you don’t waste time deciding what to do all day. Instead, you get things done quicker because you avoid distractions and dead time. AJ holds that structure actually gives you freedom to do what you want because you know you’re going to accomplish what you need to, per your time blocking. If you are prepared, your day can go according to plan. My own experience completely backs this idea up. When I was in high school, I attended a private boarding school where everything was very structured. From the minute I woke up until bedtime, I knew where I was supposed to be and what I was supposed to be doing, so I couldn’t waste time. It was extremely helpful and taught me good habits early on (which I admit I don’t always follow). If you’ve been struggling to get your workouts in every day, or even if you have the time, try AJ’s method of time blocking for a week and see what a difference it makes. You might find the structure gives you more time than you could have imagined.
Hillsborough County Hospitals **ALWAYS CALL 911 In AN EMERGENCY** All Children’s Hospital www.allkids.org 727.898.7451 801 6th Street South, St. Petersburg, FL 33701 Ambulatory Surgery Center www.tampaambulatory.com 813.977.8550 4500 E. Fletcher Avenue, Tampa, FL 33613 Brandon Regional Hospital www.brandonhospital.com 813.681.5551 119 Oakfield Drive, Brandon, FL 33511 H. Lee Moffitt Cancer Center & Research Institute www.moffitt.org 813.972.4673 12902 Magnolia Drive, Tampa, FL 33512 James A. Haley VA Hospital www.tampava.gov 813.972.2000 13000 Bruce B. Downs Boulevard, Tampa, FL 33612 Kindred Hospital – Tampa www.khtampa.com 813.839.6341 4555 S. Manhattan Avenue, Tampa, FL 33611 Kindred – Central Tampa www.kindredcentraltampa.com 813.874.7575 4801 N. Howard Avenue, Tampa, FL 33603 Memorial Hospital of Tampa www.memorialhospitaltampa.com 813.873.6400 2901 Swann Avenue, Tampa, FL 33609 South Florida Baptist Hospital www.southfloridabaptist.com. 813.757.1200 301 N. Alexander Street, Plant City, FL 33563 St.Joseph’s Hospital www.sjbhealth.org 813.870.4000 3001 W. Martin Luther King Jr. Boulevard, Tampa, FL 33607 St. Joseph’s Women’s Hospital www.sjbhealth.org 813.879.4730 3030 W. Martin Luther King Jr. Boulevard, Tampa, FL 33607 St Joseph’s Children’s Hospital www.sjbhealth.org 813.554.8500 3001 W. Martin Luther King Jr. Boulevard, Tampa, FL 33607 Shriners Hospital for Children www.shrinershq.org 813.972.2250 12502 Pine Drive, Tampa, FL 33612
HOSPITALS IN YOUR COUNTY
South Bay Hospital www.southbayhospital.com 813.634.3301 4016 Sun City Center Blvd., Sun City Center, FL 33573 Tampa General Hospital www.tgh.org 813.844.7000 1 Tampa General Circle, Tampa, FL 33606 Town & Country Hospital www.townandcountryhospital.com 813.888.7060 6001 Webb Road, Tampa, FL 33615 University Community Hospital www.universitycommunityhospital.org 813.971.6000 3100 E. Fletcher Avenue, Tampa, FL 33613
TGH Switchboard: (813) 844-7000 Toll free: 866-TGH-1411 (866-844-1411) Mailing Address: P.O. Box 1289 Tampa, Florida 33601-1289 Physical Address: 1 Tampa General Circle Tampa, FL 33606-3571
CHURCHES IN YOUR AREA Apostolic Church Of Jesus 2708 E Osborne Ave Tampa, FL 33610-6335 (813) 238-6534
Open Bible Churches 1432 Bloomingdale Ave Valrico, FL 33596-6110 (813) 681-2425
Apostles Lutheran Church 200 Kingsway Rd Brandon, FL 33510-4604 (813) 689-2571
Trinity Baptist Church 702 Del Webb Blvd. W. Sun City Center, FL 33573 (813) 634-4228
Anchor Church Tampa 702 W Columbus Dr Tampa, FL 33602-1214 (813) 223-0007
Assembly Of Christian Church 8614 N 13th St Tampa, FL 33604-1846 (813) 931-5598
Allen Temple Ame Church 2101 Lowe St Tampa, FL 33605-3517 (813) 229-1438
Balm Baptist Church 15021 Balm Wimauma Rd Wimauma, FL 33598-5503 (813) 634-2171
All Saints Lutheran Church 5315 Van Dyke Rd Lutz, FL 33558-4882 (813) 963-0969
Bay Area Church Of Christ 11414 Giddings St Mango, FL 33550-3355 (813) 689-9620
Alafia Baptist Church 222 Alafia Church Rd Lithia, FL 33547-1206 (813) 634-8845
Bay Area Community Church 13506 N Rome Ave Tampa, FL 33613-2027 (813) 968-6699
Agape Christian Church 4816 N 43rd St Tampa, FL 33610-6700 (813) 623-6352
Bay Ceia Baptist Church 4615 George Rd Tampa, FL 33634-6232 (813) 884-1517
Affirmation Lutheran Church 3838 W Cypress St Tampa, FL 33607-4803 (813) 483-6004
Bayshore Baptist Church 3111 W Morrison Ave Tampa, FL 33629-5228 (813) 253-3411
Acacia Grove Church 207 W Lutz Lake Fern Rd Lutz, FL 33548-4202 (813) 909-1907
Bayside Community Church 3333 Bayshore Blvd Tampa, FL 33629-8801 (813) 837-6007
Abundant Life Church Of God 4125 W Nassau St Tampa, FL 33607-2344 (813) 875-9077
Bealsville Church Of God 50s Kings Ave S Tampa, FL 33619-3361 (813) 689-1885
7mt Moriah Pb Church 1225 N Nebraska Ave Tampa, FL 33602-3044 (813) 223-3023
Bel-Mar Presbyterian Church 4003 S Manhattan Ave Tampa, FL 33611-1215 (813) 839-5244
58th Street Church Of Christ 12202 N 58th St Tampa, FL 33617-1339 (813) 988-3380
Bell Shoals Baptist Church 1916 Bell Shoals Rd Brandon, FL 33511-6604 (813) 681-7208
34th Street Church Of God 3000 N 34th St Tampa, FL 33605-2250 (813) 248-6548
Belmont Heights Church Of Christ 5701 N 30th St Tampa, FL 33610-1413 (813) 238-4970
32nd Ave Church Of Christ 2918 E 32nd Ave Tampa, FL 33610-7731 (813) 247-3273
Bethanie SDA Haitian Church 10401 N Florida Ave Tampa, FL 33612-6708 (813) 443-5215
Pentecostal Churches 10002 Oxford Chapel Dr Tampa, FL 33647-2870 (813) 994-5113
Bethel Baptist Church 12846 Balm Riverview Rd Riverview, FL 33579-6989 (813) 671-2396 -
Florida & Georgia 100% USDA Home Loans Call Today: 904-302-6060 USDA 100% Home Loan Financing in Hillsborough County Florida
Hillsborough County was created on January 25, 1834. It was named for Wills Hill, Viscount Hillsborough of England. As of 2010, the US Census estimates the population at 1,229,226. Its county seat is Tampa. Florida is known as the sunshine state for a reason. With so many home buyers wanting to live in Florida, finding affordable home financing is going to be needed for anyone looking to purchase a home in Hillsborough county. As a Hillsborough County home owner, you can be sure that USDA Mortgage Source will get you the best Florida mortgage solution for your individual family. Your mortgage options include first time homebuyer, FHA and VA home loans to name a few. In addition, there are many locations that qualify for the 100% USDA Rural Development housing loan which is a 100% financing home loan mortgage available throughout selected parts of Hillsborough county. USDA Mortgage Source is your 2016 leading resource for all your government mortgage needs in Hillsborough County Florida. USDA Mortgage Source is Florida’s leading resource for all FHA, USDA and VA government home loans. Serving all of Hillsborough County 7 days a week including Apollo Beach, Balm, Bealsville, Bloomingdale, Brandon, Carrollwood Village, Dover, Gibsonton, Lithia, Lutz, Mango, Orient Park, Plant City, Riverview, Ruskin, Seffner, Sun City Center, Tampa, Temple Terrace, Thonotosassa, Valrico, Wimauma and Ybor City.
USDA Benefits Please click the USDA Refinance page above if you already have a 502 Guaranteed USDA loan and want to learn more about USDA Pilot refinance program. USDA Home Loan Benefits: 1. True 100% No Down Payment Home Loan (2.75% USDA funding fee also included into loan) The USDA home loan program does not require a down payment and you may finance up to 102% of the appraised value - 100 percent loan + the 2.75% USDA guarantee fee. Since the end of down payment assistance programs in 2008, the USDA Rural Housing Loan Program has fast become the nations primary choice for 100% financing in 2016. In fact the USDA mortgage and VA home loan are the last remaining No Money Down mortgage programs available in the U.S. Buyers can move into their new home with little or no out of pocket expense. Please note, 100% financing is not mandatory with the USDA Rural Housing loan. Home buyers can choose to put 3%, 5% or 10% down payment on their home if desired. Please also note the USDA housing program is NOT limited to just first time home owners. The best part, there are NO homebuyer class or schooling requirements with the USDA 502 guarantee program! 2. No USDA Loan Amount Limits The USDA home loan program will permit borrowers to finance what they can afford to pay based on their income and debts. Unlike conventional or FHA loans, the USDA loan program does not have any official set loan limits. The mortgage amount you qualify for will be directly related to your ability to repay the loan based on your debt to income ratios. USDA has certain debt -to-income ratio limits in place that determine the applicants mortgage qualifying limit. The debt to income limits are generally 29% of the borrowers gross monthly income for housing expenses ( principal, interest, taxes and home insurance) 42% of the borrowers gross monthly income for housing expenses, plus all other reoccurring debts that are reporting on the credit
report. This includes items like auto loan payments, credit card payments, student loan payments, etc. Read more on the USDA loan limit subject here. The USDA 502 Guarantee program does have strict household income limits in place and applicants must insure their current household income is below the set county limit. The Florida USDA income limits can be found here. Georgia USDA income limits can be found here. If you find your household income is OVER the set income limits, please contact us to discuss alternate mortgage financing options that require little to no money down. You can submit the quick info request form on the right side of this page. Mobile users can find the info request form at the top. 3. Low USDA Mortgage Insurance (PMI) The USDA home loan program does require monthly mortgage insurance payments (PMI) like Conventional and FHA mortgages with less than 20% down payment. However, the monthly mortgage insurance factor with USDA is less and this saves home buyers money by reducing their monthly payments. Like all Government mortgage loans, the USDA Rural Development program has an upfront (one time) 2.75% guarantee fee that is rolled into the loan amount. The current annual fee (PMI paid monthly) is .50% of the loan amount. This USDA monthly mortgage insurance costs is much less when compared to FHA loans. If you are already pre approved for an FHA mortgage, be sure to take a close look at the USDA mortgage as well. The monthly savings could be very significant! Example on how to calculate the monthly USDA mortgage insurance and the guarantee fee: Home purchase price is $150,000 - the buyer finances 100%. Base loan amount is $150,000 Final loan amount WITH 2.75% guarantee fee added = $154,125 Monthly mortgage insurance costs added into monthly payment = $150,000 x .005 = $750.00. $750.00 / 12 = $62.50 per month. 4. No Credit Score Required Unlike many home loans, the USDA Home Loan does not require a credit score. Instead, borrowers can qualify using other items such as rental history, insurance payments or utility bills to verify and build their credit worthiness. These are called “alternate” trade lines of credit, generally items not reported on your credit report. Please note – this is only acceptable for borrowers that do not have any active credit trade lines reporting on their credit report. Any borrower(s) that report a traditional credit score must be qualified based on their score, not based on alternate trade lines. The current minimum acceptable credit score is 620, please note this. 5. USDA Closing Costs Concessions Allowed From Home Seller
The USDA closing costs (with pre paid taxes and home insurance) for a new home will be around 2-5% depending on the purchase price. USDA Rural Housing will permit the home seller to pay this for the buyer. USDA does not have any rules regarding closing costs and who pays what portions. Some mortgage programs limit the amount of seller concessions (seller paid closing costs), not USDA. In addition, buyers can “roll in” or add their closing costs to their loan amount in the case of a higher apprasied home value. With the USDA home loan, buyers can move into their new home with no down payment and no closing costs. Be sure to click the highlighted link for more info about USDA mortgage closing costs. 6. Florida Rural Eligible Locations Are Not Necessarily “Rural” The USDA 502 Guaranteed loan is backed by the United States Department of Agriculture. Most people assume that the USDA home mortgage is only for farmers, ranchers or homes way out in the country. Not true, many homes in outlying suburbs of metropolitan areas are also eligible, you would be surprised. Even many locations right around Orlando, Tampa, Jacksonville, Ocala, Gainesville, Daytona Beach, Tallahassee FL, Lakeland, Sarasota, Naples, Destin, Pensacola FL are currently USDA eligible! 100% USDA financing offers FL & GA home buyers the most affordable payment, less out of pocket cost, and the most competitive 30 year fixed interest rates available. The chart below shows a $150,000 mortgage at 4% interest rate for a standard 30 year fix term. Real estate taxes and home owner’s insurance figures have NOT been included, as this additional cost would be the same for all loans listed. Only principal, interest, and applicable monthly PMI and one-time guarantee fee have been included. The Conventional loan listed will NOT offer a comparable fixed rate (it will be approx 1% HIGHER at max 95% financing) This is the best “apples to apples” comparison. USDA Rural Refinance The USDA Pilot Refinance home loan program is still available in 2016 to thousands of rural homeowners in the following states: Alabama, Alaska, Arkansas, Arizona, California, Colorado Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Michigan, Mississippi, Missouri, Montana, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wisconsin. The new USDA Rural Development Pilot program will allow eligible rural homeowners to refinance their mortgage into a lower interest rate regardless of the home loan to value. Even “upside down” and underwater loans qualify with this new program, your current home value is not of concern. There are NO out of pocket costs to the homeowner as all bank, lender or broker closing costs can now be included in the new USDA mortgage. To be eligible for the new USDA rural refinance program, homeowners must currently have either a direct USDA loan or a USDA 502 guarantee mortgage. Please note you must currently have a USDA rural housing mortgage to be eligible for the USDA pilot refinance. If you have a conventional loan, VA loan or FHA loan there are different streamline options available, please read the bottom for more information. The new USDA Housing Refinance program will cut through the red tape normally seen with traditional bank refinancing and potentially save home owners hundreds of dollars a month. To be eligible, borrowers must have made their mortgage payments on time for 12 consecutive months. There are thousands of eligible borrowers in Florida and Georgia alone – many homeowners just outside of Tampa, Jacksonville, Tallahassee, Orlando, Lakeland, Ocala, Naples FL, Gainesville, Pensacola and Sarasota are eligible! ( Home owners in other states can learn more about National USDA Refinancing here) Requirements of the new USDA Rural Refinance Pilot program include: You must currently have a USDA or Rural Housing mortgage. Regardless of your current mortgage company (Chase, Bank Of America, Regions, SunTrust, Citi, Wells Fargo, etc) we can help! No mortgage late payments in the last 12 months. Mobile or Manufactured home are NOT permitted. The new term of the USDA refinance must be 30 years fix mortgage. The upfront USDA guarantee fee is 2.75% (until Oct 2016) which will be roll into the new loan. The applicable USDA monthly mortgage insurance (PMI) fee will be .50% The new loan may include the principle balance of the existing loan plus the upfront USDA guarantee fee of 2.75% and ALL closing costs. No out of pocket costs to the borrower. No cash out is permitted with the USDA refinance program. Income verification for all adult household members is required for USDA income eligibility only, not for determining repayment ability. Check the USDA Blog for current 2016 USDA housing income limits Borrowers must be employed at the time of closing on the refinance transaction or have alternate sources of income, such as: retirement income, social security income, disability income, alimony, or child support. The loan to value (LTV) cap is unlimited. No restrictions for home owners that are “upside down” or “underwater” on their mortgage. If your home value has decreased in recent years, no worries as a new appraisal or home inspection is NOT needed! The primary purpose of the USDA refi program is to help FL & GA rural residences that have done everything right, but may have lost significant equity in their home as a result of recent market changes. Many homeowners have made their mortgage payments on time but could not take advantage of the historic low interests because of deprecation in home values and equity restriction put in place by most lenders and banks. This USDA Pilot Refinance program is designed to help these homeowners, regardless of current loan to value or negative equity. USDA mortgage interest rates are currently near historic low levels as we start 2016. Act soon while USDA interest rates are still low and before the program expiration date. Questions about the USDA Pilot or Streamline refinance loans? Just submit the quick info request form (upper right side of this page) to get started today. Mobile users will find the red info request form icon at the top of your screen. You can also call us 7 days a week (9am-8pm) at ph: 904-3026060. Located in another state? Please learn more about National USDA Refinance here.
HOME LOANS
EMERGENCY CALL 911 The Hillsborough County Sheriff ’s Office Operations Center is headquartered at 2008 E. 8th Avenue in Historic Ybor City which is located within the City of Tampa, Florida. Important Phone Numbers Main Switchboard: 813-247-8000 Emergency Numbers: 911 or 813-224-9911 Communications Center Hillsborough County Sheriff ’s Office P.O. Box 3371 Tampa, FL 33601 Jail Division I Orient Road Jail 1201 Orient Road Tampa, FL 33619 813-247-8300 District I 14102 N. 20th Street Tampa, FL 33613 813-247-0600 District II 2310 N. Falkenburg Road Tampa, FL 33619 813-247-8555 District III 7202 Gunn Highway Tampa, FL 33625 813-247-0330 District IV 508 33rd Street SE Ruskin, FL 33570 813-247-0455 Criminal Registration 1801 Orient Road Tampa, FL 33619 813-247-8460
Sheriff David Gee Emergency Numbers: 911 or 813-224-9911 P.O. Box 3371 Tampa, FL 33601
Sheriff David Gee is a lifelong resident of Hillsborough County. He has served the Hillsborough County Sheriff ’s Office and the community for over thirty-seven years. Throughout his career, he worked in progressive positions of leadership, including homicide investigator, Internal Affairs supervisor, public information officer, chief financial officer and chief deputy until he was elected Sheriff in 2004. As Sheriff of Hillsborough County, David Gee is responsible for managing the tenth largest suburban law enforcement agency in the nation and an annual budget of more than $370 million.Sheriff Gee holds a bachelor’s degree in mathematics from the University of Tampa. In addition, he is a graduate of the FBI National Academy, a graduate of the United States Secret Service Dignitary Protection School, and is a law enforcement aviator rated in fixed-wing aircraft and turbine helicopters. Sheriff Gee’s experience, education and training strengthened his belief that law enforcement can only be effective if it provides service and protection based on the highest standards of integrity and professionalism. As a result, he immediately began implementation of a three-year Strategic Operations Plan that reflected his priorities and realignment of Office operations that include core values of integrity, professionalism, service and protection. In 2008 and 2012, Sheriff Gee was re-elected. He is currently serving his third term in office. Sheriff David Gee is deputized by the U.S. Marshals Service and by the Federal Drug Enforcement Administration as a Task Force Officer. In addition, he is a member of the FBI Joint Terrorism Task Force, Chairman of the Attorney General’s Region 4 Gang Reduction Task Force, and Co-Chairman of the Region 4 Domestic Security Task Force. He serves as a board member of A Kids Place of Tampa Bay, board member of the Hillsborough County Head Start Program, board member of the Judeo Christian Health Clinic, and an active member of the Florida Sheriffs Youth Ranches. He is the former chairman of the Brandon Boys and Girls Club and former security consultant to the Office of the Commissioner of Major League Baseball.Sheriff Gee is the recipient of the Employer Support of the Guard and Reserve Patriot Award, recipient of the Boys and Girls Clubs Community Hero Award, recipient of two Hillsborough County Sheriff ’s Office Medals of Valor, as well as the recipient of the Tampa/Hillsborough Human Rights Council award. In 2007, he was awarded “Sheriff of the Year” by the National Crisis Intervention Team. In 2015, he was awarded the Liberty Bell Award by the Hillsborough County Bar Association. Sheriff Gee and his wife, Rhonda, have four children. Sheriff Gee is active in the community and is an avid outdoorsman.
Anderson K - 5 3910 Fair Oaks Avenue Tampa, FL 33611 (813) 272-3075 B.T. Washington Headstart - 5 1407 Estelle Street Tampa, FL 33605 (813)233-3720 Ballast Point K - 5 2802 Ballast Point Boulevard Tampa, FL 33611 (813) 272-3070 Blake 9 - 12 1701 North Boulevard Tampa, FL 33607 (813) 272-3422 Brewster Technical College 2222 North Tampa Street Tampa, FL 33602 (813) 276-5448 Chiaramonte K - 5 6001 South Himes Avenue Tampa, FL 33611 (813) 272-3066 Coleman 6 - 8 1724 South Manhattan Ave Tampa, FL 33629 (813) 872-5335 D. W. Waters Career Center 11 - 12 2704 N. Highland Ave. Tampa, FL 33602 (813) 233-2655 DeSoto Headstart - 5 2618 Corrine StreetTampa, FL 33605 (813) 276-5779 Dunbar K - 5 1730 Union Street Tampa, FL 33607 (813) 276-5677 Eisenhower ESE 7620 Big Bend Road Gibsonton, FL 33534 (813) 671-5121 Gorrie K - 5 705 W De Leon St. Tampa, FL 33606 (813) 276-5673 Grady PreK - 5 3910 Morrison Avenue Tampa, FL 33629 (813) 872-5325 Haven Poe 3215 Nundy Road Tampa, FL 33618 (813) 975-7355 Jefferson 9 - 12 4401 Cypress Street Tampa, FL 33607 (813) 872-5241 Jefferson Adult Education Adult 4401 Cypress Street room J93 Tampa, FL 33607 (813) 356-1288 Just Headstart - 5 1315 Spruce Street Tampa, FL 33607 (813) 276-5708 Lanier Headstart - 5 4704 Montgomery Avenue Tampa, FL 33616 (813) 272-3060 LaVoy PreK - 12 4410 West Main Street Tampa, FL 33607 (813) 872-5285 Leto Adult Education Adult 4409 W Sligh Tampa, FL 33614 (813) 872-5300 Mabry K - 5 4201 Estrella Street Tampa, FL 33629 (813) 872-5364 MacFarlane Park K-5 1721 North MacDill Avenue Tampa, FL 33607 (813) 356-1760 Madison 6 - 8 4444 Bay Vista Avenue Tampa, FL 33611 (813) 272-3050 Mitchell K - 5 205 S Bungalow Park Avenue Tampa, FL 33609 (813) 872-5216 Monroe 6 - 8 4716 Montgomery AvenueTampa, FL 33616 (813) 272-3020 Patricia J. Sullivan Partnership School K-5 2202 N. Florida Avenue Tampa, FL 33602 (813) 347-4160
Plant 9 - 12 2415 South Himes Avenue Tampa, FL 33629 ( 813) 272-3033 Rampello K - 8 802 E. Washington Street Tampa, FL 33602 (813) 233-2333 Robinson High 9 - 12 6311 South Lois Avenue Tampa, FL 33616 (813) 272-3006 Roland Park K - 8 1510 North Manhattan Avenue Tampa, FL 33607 (813) 872-5212 Roosevelt K - 5 3205 Ferdinand Avenue South Tampa, FL 33629 (813) 272-3090 Shore K-5 1908 E. 2nd Avenue Tampa, FL 33605 (813) 276-5712 Stewart 6 - 8 1125 Spruce Street Tampa, FL 33607 (813) 276-5691 Tampa Bay Blvd. PreK - 5 3111 Tampa Bay Boulevard Tampa, FL 33607 (813) 872-5208 Teen Parent West (at DW Waters) PreK 2704 North Highland Avenue Tampa, FL 33602 (813) 233-2655 Tinker Kindergarten - 8 8207 Tinker Street MacDill AFB, FL 33621 (813) 840-2043 West Shore Headstart - 5 7110 South West Shore Boulevard Tampa, FL 33616 (813) 272-3080 West Tampa Head Start - 5 2700 West Cherry Street Tampa, FL 33607 (813) 872-5200 Willis Peters PreK - 12 Kayla Forcucci 2919 Nelson Avenue
School Superintendent
Aries - 2016 Horoscope
Aries, purple color will be symbolic for the year 2016. It is mystical and it symbolizes spiritual values and sacred principles (for example the bishops robe is violet). Purple is formed as the union of two very different colors, which are red (blood – energetic force) and blue (sea – peace). Therefore the horoscope predicts a year when you will look primarily for the life balance and spiritual values. As well as purple is symbolically leveling two entirely opposite principles (red and blue), you will have a chance to find the long desired status of conciliation and inner appeasement this year. Purple is the color at the end of the light spectrum that we perceive. And the deeds of Aries will be often perceived also as borderline. Everybody got used to the fact that Aries act impulsively and do crazy things. However, be vigilant in 2016. A larger slip is in sight. Your slate is important and the lucky relationship may depend on it as well. According to the horoscope for 2016 your generosity will be substantial. Most of the Aries are very friendly and hospitable by nature. But as people grow older, they vary their habits and attitudes to some extent. The horoscope therefore encourages you, try occasionally to look honestly in the mirror and evaluate your behavior. Focus on your own feedback. Some disappointments could in fact obscure the purity of your heart with calculation or even greed. Aries can be happy in 2016 only when they open arms to the world.
Taurus - 2016 Horoscope
Taurus, you will feel perfectly in 2016. The horoscope suggests that you will choose the right direction from the very beginning of the year. The stars will send down good great wind in your sails. However, in order to reach peace, comfort and serenity in your soul, you need to think about some pitfalls you’ll face. Revenge is not your typical characteristic, but certainly you do not like to forgive the wrongs. The year 2016 represents a challenge especially in the area of reconciliation. Taurus, Think about what you can do to get rid of old grievances (old quarrels with your friends, family etc.) Although people born in the sign of Taurus are gentle and kind, try to examine your conscience as well – to whom you did not behaved very well – and whether you can set these issues right. The horoscope points out that another thing you should have in mind during 2016 is your lifestyle. More specifically, the rhythm in which your days are going on. It is easy to say “no stress … do not worry about it” but try such approach actually put into practice. Certainly you will encounter the misunderstandings and obstacles (either from superiors or customers). Unfortunately, it is often very difficult to change the environment. The horoscope advises to Taurus, try to change the everyday pace dropwise. For example, if you eat the lunch in rush, get rid of this habit gradually. Be firm in the principles and do not let interfere the work with your meal. Week after week take less and less care about the pressure that others try to develop on you. Ignore the phone ringing and if you can afford this kind of luxury, switch it completely off for half an hour or more. The world will surely not collapse during this time.
YEARLY HOROSCOPE’S
Gemini - 2016 Horoscope
Gemini, in 2016 ten will be a key number for you. You have ten fingers on your hands, so you will do well in manual labor. That’s not all, your ten toes will also help to ensure that you will not pointlessly sit at home but you will visit many interesting and inspiring places. Ten is also the symbol of the basic opposites – yin and yang – it contains the numbers 1 and 0, which are the clear expression of existence and non-existence (truth or falsity) in our digital world. The horoscope therefore suggest that the year 2016 will be very distinctive for Gemini. Prepare yourself that you will often have to choose between two poles, to cope with conflicting and contradictory opinions or demands. These huge differences may cause mistrust and questions in you. Is the world full of love or full of hate? Does my life make sense or am I just an useless grain of sand in the desert? Gemini, to reply such questions will certainly not be easy, but you will manage it! According to the horoscope you can expect a year that will bring very specific and new sensations. You will realize how you have previously become to be a victim of your various unrealistic visions. In 2016, you will certainly feel defiance when you now understand how some people inappropriately treat you. Gemini can expect a turning point that will open up new horizons and possibilities in life. Important is, that you will find an important source of energy in yourself. It will give the necessary life motivation to all your ten fingers and toes.
Cancer - 2016 Horoscope
Cancer, at the beginning of 2016, you will probably feel a bit depressed and without energy. Whether the end of previous year was exhausting in work or in private, your mind will surely seize doubts. You will ask where to take sufficient power to manage new emerging challenges. According to the horoscope, this is the answer – people born in the sign of Cancer should do a major step forward in the work or in self-realization during 2016. There are many ways to earn money and gain prestige. Cancer’s are usually very cautious, but this year you should not miss the chance. If you have a literary bent, start writing a blog, if you like to cook, try to put a recipe on YouTube, if you like going to the countryside, share your tips and experiences on social networks. It’s up to you what you prefer, but start or intensify significantly your existing efforts. When you will be clever and persevering enough, your future employer can notice your work, or you will get so many admirers or readers that it will warm your heart enormously. Also the look at the advertising revenue (part of your publicity of course) will certainly be pleasant. 2016 is therefore an unprecedented challenge, how to break the stereotype. However, when you will try to deliver a final blow to the boring life, do not forget also the rest. Without it you can’t make it. This year the horoscope recommends you rather a peaceful stay in the mountains than crowded beaches at sea. Cancer is a water sign, so you may appreciate some cottage right on the lake. Bring a painting equipment for your holiday as well and try to capture something of the landscape around you. You do not have to immediately think about an exhibition. Above all, you should observe the beautiful details of the nature. For example, such a goose can be remarkable, even if you explore the color of its feathers, and not just its taste on the pan.
Leo - 2016 Horoscope
Leo, your claims are known as high. What has happened in recent years in your life, certainly can not be described as perfect. Naturally you expect better direction from 2016. The horoscope brings you good news. The planets will favor Leo’s glamorous appearance and their skills. Nothing, of course, does come by itself. It is just a potential, which you should use to your advantage. Regarding the appearance, your hairstyle or a change of your entire visage can highlight your whole tuning, which will be peaceful and dignified. As the saying goes, it does not matter what you do, but the way you look. This will be twice true for Leo in 2016. Definitely you do not want to have haggard appearance, as many of your friends, who can not handle the work or private life. The haste will bring you only annoyance. Pay attention to how you look in the first place and success is not long to wait. Remember also the positive signals that relate to your manual skills. Set yourself a goal. Are you a woman and you want to do a course of manicures, nail modeling or cosmetics and makeup? It is already time to look around to find out who has the best references in this area! If you are a man, think about whether your skilled hands can be helpful when improving your home. Do you want to put together a small kitchen or to build a wine cellar in the garden? The horoscope for 2016 gives thumbs up to such rare efforts! And if you are among the people without the constructive ambition, try to torment your mind and hands by folding Japanese origami in the free time. A typical question that comes up during the year to Leo’s mind is: “How to find the right balance in life”. It is therefore good to know that a lucky number for you will be five. This number can be called in short as “an adventurous journey”. The horoscope therefore advises – you should always seek a balance between the desire for freedom and adventure, activity and curiosity on one side and negative siblings of these qualities as irresponsibility and hedonistic approach to life, impudence or arrogance.
Virgo - 2016 Horoscope
Virgo, the year 2016 may raise concerns. When you watch the TV news, you can feel distress from what is happening in the world. It is quite possible that you would like to buy a ticket and travel to some distant, better and most importantly safer country. However, if you have a family or a partner, these thoughts will quickly pass. Because you are one of those responsible, someone who takes care and who is able to plan ahead. Your fears represent a challenge that must be overcome. You do not have to pour the wax into the ears to avoid unfortunate statements. Just look into the mirror for a while. According to the horoscope Virgo expects the right “sprint to the goal” in 2016. Closest friends and family, they’ll all be keeping their fingers crossed to your efforts. Whether you plan to release a collection of historical photographs from your grandmother or to program a new security application for mobile, definitely the sun will shine on your road. You should also be prepared for the fact that you can register breathing difficulties next year. Unpleasant coughing can not only spoil the fun in winter but the summer vacation at sea as well. Therefore protect your neck well and be aware that an elegant scarf or shawl will enhance the solid substance of any Virgo. The horoscope reveals that a decline on the stock market can also bring worry. You should therefore avoid risky investments. Not only the gold brick under your pillow will bring you the sweet sleep, but also genuine and amicable relationships with your loved ones. These are, as you know, more worth than anything else.
Libra - 2016 Horoscope
Libra, the horoscope for 2016 highlights your own efforts as particularly important (does not matter if in work or in private). If you’ve had interesting ideas previous years, you probably often have not finished them to a successful end. In 2016, however, you have a great chance to change this approach. Of course, that the typical indecision was not the only enemy for many Libra’s. If one cares about family and has a very responsible job one must simply know that his free time can be playfully count on the fingers of one hand. But now you have a unique opportunity to change (at least to some extent) the method of your functioning. And your work, that you resolved to do, will go like a clockwork. The important thing is, firstly – that your fate will be more favorable in the promoting of your own wishes and ideas, but above all – that somewhere deep down you will steer the source of your energy on the right track. You will not needlessly dissipate your power in negligible tasks and thus you will avoid the aimless treading of water. The horoscope indicates that a mosaic of diverse duties will be replaced with a clearly set goal. Now add diligence to this effort, which might even the bees well envy to you. Hard work, effort and good intention will crown the success of your journey in the year 2016. You can be surprised by unusual problems, especially they may focus on electronics you need for everyday life. Imagine that instead of the now commonly used mobile phone you needed all this before: a camera and photo album, video player, a shelf full of DVDs or VHS tapes, camcorder, computer games, pen and paper, GPS navigation, voice recorder, flashlight, calendar, pulse measurer, calculator, magazines and many other things. Now you can, with a little exaggeration, carry the half of the household in your pocket wherever you go. But, what if your mobile goes wrong? Actually, there are many inconveniences waiting for you in such case. The Horoscope for Libra therefore strongly recommends that you do not only pray, but use also the common sense and take all available steps to ensure that your electronics, and above all the data stored on it, were safe. Install an antivirus program on your phone as well as the protection against its theft (encoded lock screen is not enough). The basic version is free. Photographs and other data can be backed up using cloud services, and finally your computer deserves to be regularly copied to an external drive. If you are a woman and if you do not understand the electronics well (there are people, both men and women, who simply do not understand electronics – nobody is perfect and that makes the world to be an amazing place where people share experiences together), take advantage of the willingness of your partner or some handsome colleague at work. Sure they will be glad to help, when you will smile kindly.
Scorpio - 2016 Horoscope
Scorpio, there was enough hypocrisy and pretense in recent years. The horoscope clearly indicates that one of your main wishes for 2016 is that the atmosphere around should be full of sincerity, openness and fair play. How much energy you have lost when you had to lie to someone (even if it was the compassionate lie)? How much time does cost the pretending and creating the false impressions? Customers, friends, family – they all were part of a challenging game of truth and falsehood, in which you have become a victim many times in the end. Live sincerely and heartily – it is indeed a bit absurd desire, the world will certainly not change because of Scorpio’s horoscope. But you can still try to create a better and more comfortable environment around you. In 2016 you have the best preconditions. Be an example and show others that to think honestly and act fairly is the good and right way. All Scorpios should also focus on education this year. Nobody will obviously deny you the university or high school diploma, or the vocational certificate for which you have studied for years. But the question is whether the level of your education is, in our rapidly changing world, the sufficiently solid foundation. If you were already thinking about further studies, now comes the right time. To be understood properly, it is not just about your job. The real value of education lies in the joy of understanding the world and resolving the many issues that occasionally troubles you. Therefore focus on independent research, reading books, and tracking documents in 2016. Whether you are interested in psychology, construction of military ships, or the cultivation of ornamental flowers, definitely develop your skills further. Try to take an advantage of the chance to enrich your life by valuable knowledge that will not only broaden your horizons, but also will make you happier in the end.
Sagittarius - 2016 Horoscope
Sagittarius, the infinite number of experiences awaits you in 2016. Traveling will be among the most important ones. Perhaps you are already looking forward to the dizzy from visiting the Roman Colosseum, the bolder ones can also set out at Machu Picchu (located in the Peruvian Andes) and who misses 3460 kilometers with joy, can head to the Great Wall in China and pass it from its very start to the end. This is of course only a fraction of your countless travel possibilities, which you will according to the horoscope enjoy. The best guideline will be your intuition and the voice of the heart that will direct every Sagittarius to the different part of the world. Important, however, it is another matter. The 2016 horoscope warns Sagittarius against falling into a state of the “boredom of epic proportions”. And what does it mean? It may seem incredible, but even though we live in a time of unlimited possibilities, you may be fairly quickly pall from the diverse range of various offers. Imagine that in the summer you can go around half the world. Everything, of course, will you regularly publish on Facebook, so your friends will know immediately how good you are. But then completely exhausted you will find out how little you have actually experienced. In an effort to tame and utilize every minute of free time, in an attempt to capture and document all, you are often loosing the uniqueness and casualness of your inner experience. So be sure on your tour to think on what really matters, namely on yourself. The boredom, which the horoscope warns against, may still have a different form. Modern man invented the entire entertainment industry to help him deal with the free time. Sagittarius, don’t you consider the word “industry” in conjunction with entertainment as at least strange? To handle your valuable free time, you do not need the Hollywood or other famous show biz factories. Therefore in 2016 you will do best when focusing on authentic experiences with your counterpart, family and friends. Then every moment can be a rare original in comparison with a life in “plastic” Disneyland.
Capricorn - 2016 Horoscope
Capricorn, you are one of those who thinks over the consequences of all actions. And you do not usually go headlong into things. That’s why you enjoyed rather successful recent years, at least materially. The Greek proverb says “others goat has a fuller udder”, so you can always find a reason to envy. But you’re still sufficiently self-critical and you have a realistic view of the world, so you know that human kind is now in one of its best historical stages. When people lingered the highest average age and when was the lowest infant mortality rate? When people were the least reliant on the goodwill of the mighty or on support of their families? When lasted the peace in USA and Europe for so long? You surely know that the answer is “right now”! The horoscope for 2016 therefore primarily appeals to your potential of humility and awareness. Capricorn will be able to exclude the envy from the mind and thus enhance own warm feeling of material prosperity and security. Beware, however, that matter would not win over the spirit in the end. Those who choose to focus on the achievements of our civilization can easily find that their belly is growing quietly and that they are breathless when climbing stairs. According to the horoscope the food for thought in 2016 should also be your thoughtfulness. This thoroughly welcome quality borders up to unhealthy reticence by some Capricorns, by others this characteristic gains a shape of calculation, and last but not least it can even result in indecision or indifference. Besides your common sense, pay attention to all impulses that come from the heart. Do not try at all costs to optimize and capitalize your time, relationships and the accumulated experience. Do not be afraid to slow down or even stop completely for a time – efficient use of resources always do not necessarily lead to your greater life satisfaction
Aquarius - 2016 Horoscope
Aquarius, the horoscope for 2016 will please those of you who like athleticism and sports overall. If you want to make your body well, you should start to move more. And which movement is most natural for humans? It’s walking! Therefore leave out all means of transport where it is actually possible and go on your own. To the Aquarians living in the city (with some exaggeration) will sidewalks become a second home. And everyone else will get at least an honorable place in the Tourist Club. If you live or work on the upper floors of a building, avoid the lift and give thanks for the fact that you can train your feet. Seriously, you do not need to spend money on a gym or tennis lessons. With the common move that combines daily activities you can achieve most for your health. The purpose of course is not to be socially embarrassed. You certainly can not come in sports shoes and sweat-stained shirt to some important business meeting. However, keep in mind that a slightly reddened cheeks are sexier than a few extra kilos at your hips. And if you walk more often on foot, already in the spring you will hear how are you beautifully tanned. Especially those who spend all their time in the car or subway, and know the sun rather by hearsay, will flatter you first. So the first advice in the horoscope for Aquarius is: “In a healthy body, healthy mind”. Be fit in 2016 and well-being will come soon.
Pisces - 2016 Horoscope
Pisces, the investment in education is worth according to the horoscope for 2016. As you know, no pain no gain. And so, without the continuous improvement of your knowledge, you can not expect that you would make any significant progress or even a lifetime discovery. Of course you can “turn off ” your head and quietly and effortlessly float with the flow, but would this attitude bring you joy? By all accounts, this year you have great potential to reveal what is hidden to others. You can predict the next bubble in stock markets or just know that the neighbor’s relationship is somehow amiss, before they realize it themselves. The horoscope for lonely Pisces recommends to acquire a furry friend. This will prevent downcast moods and memories of times when it was better in your life. Four-legged friend can also protect you in moments when you would hardly find help. But don’t worry – 2016 should be a relaxing stage of your voyage. Already now can Pisces look forward to bask tranquilly their fins in some sunny sea bay. However to enjoy such a blissful comfort you need to train your muscles and mind many months during the winter. Only those who are not idle will be lucky enough to receive something extra. Who longs for some rest, will see the extra leave, who longs for the property, will not miss the replacement of car or furniture for a better and more luxurious.
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The broad aim of the commercial recycling program in unincorporated Hillsborough County is to increase awareness and understanding of waste-reduction principles and practices in the business sector of the community. Most multi-family residential developments are established as commercial solid waste accounts and are therefore treated as commercial businesses in regards to establishing recycling service. The Recycling Divisionis responsible for implementing, monitoring and administering the Department’s comprehensive recycling program. This includes curbside and multi-family recycling, office paper and commercial recycling programs. NEW! “The City of Tampa is proud to partner with Habitat Hillsborough to encourage the community to reuse, recycle and repurpose by donating to or shopping at our ReStore.” The Habitat for Humanity of Hillsborough County Florida, Inc. ReStore offers a wide variety of new and used building materials, appliances, cabinets, furniture, flooring, specialty items and much more at discount prices. All proceeds from our ReStore go directly to fund the mission of Habitat for Humanity of Hillsborough County. Curbside Program Expansion The City of Tampa’s Department of Solid Waste & Environmental Program Management is excited to announce the addition of plastics # 3-7 to the recycling program. Now you can recycle ALL of your plastic containers curbside! Containers & Non-Fiber Fibers Aluminum foil & pie tins/Aluminum cans & bottles/Glass beverage containers/Plastic Containers #1-7 Tin Cans/Aseptic juice boxes/Gable top containers /Computer paper / mixed paper/ Colored paper Corrugated cardboard*/Kraft paper/Magazines/Catalogs/Newspapers (and inserts) Paperboard (e.g. cereal boxes and soda boxes)/Phone books/Junk mail *Cardboard: Please make sure that cardboard is flattened and cut down to fit in blue bins (a maximum of 3 ft squares). If you have large quantities of cardboard, it may be dropped off, at no charge, at the McKay Bay Refuse-To-Energy Facility at 114 S. 34th Street, Tampa FL. Recycle your old blue bins: Leave your cracked, broken blue bins curbside on your pick up day for collection (please leave a note on the bin stating that you would like it replaced). The old bins will be taken to the processing facility and recycled. Recycling Drop Off Sites: McKay Bay Refuse-To-Energy Facility at 114 S. 34th St. for recycling. University of South Florida Recycling Center: Located on the Corner of Elm and Sycamore behind the SunDome. Cardboard, newspaper, aluminum, plastic and glass recycling. In-School and Public Education Program Recycling Fun Facts We throw away enough aluminum each year that we could rebuild our entire commercial air fleet every 3 months. We throw away enough office paper each year to build a 12 foot high wall of paper from New York to Los Angeles. We throw away enough plastic soda bottles each year to circle the earth four times. We throw away enough motor oil each year to fill 120 supertankers. We throw away 20 million tons of grass clippings, dead leaves and branches a year. An average size family’s yard waste can make about 300-400 pounds of finished compost (humus) a year! recycling guys Contacts: Program Information: Recycling Coordinator - Lori VanBemden (813) 348-6504 Fax: (813) 348-1156 Missed Pickups/Blue Box Requests: Customer Service (813) 348-1111 Extension 2
Department Overview The Department of Solid Waste & Environmental Program Management operates an annual budget ranging from $71– $111 million and provides environmentally safe, time responsive and cost effective collection and recycling disposal services to over 79,000 residential and commercial customers. Brief History – Evolution of Significant Events. 1927 The Sanitation Department was established to provide collection and disposal services for all residential and commercial customers within the City of Tampa. 1967 The Tampa incinerator was built. Until this point in time, refuse collection was largely a manual process, and disposal was primarily by means of landfilling. 1979 The Tampa incinerator was closed, and the McKay Bay Refuse-toEnergy Facility was built; beginning operation in 1985. 1998 The McKay Bay Refuseto-Energy Facility received a complete retrofit as required to meet environmental air compliance standards mandated by EPA. 2005 Solid Waste began the 5-year transition to fully-automated service. Solid Waste customers received one blue 95-gallon cart per household and the corresponding fully-automated collection vehicles were ordered. 2008 The Department transitioned to single-stream residential recycling. 2009 A new holiday collection schedule was implemented. Make-up collection days following single-day observed holidays were discontinued. 2010 Marked the completion of the following long-term initiatives: Completed transition to fully-automated service Completion of the first major rerouting initiative since 1986 Launched the new “Service Day” schedule for residential customers 2013 Implemented Citywide residential “Automated Carted Recycling” program. 2013 Introduced Compressed Natural Gas (CNG) collection vehicles in to the Solid Waste fleet. 2014 Began installation of GPS/RFID on trucks and implementation of technology routing software powered by RouteMatch. 2015 Completed Automated Carted Recycling Program. Customers received one green 95-gall cart per household. Major Duties, Services, and Programs The Department is charged with operating an integrated solid waste management system designed to reduce the volume of solid waste while meeting the needs for safe and efficient solid waste collection and disposal of refuse within the City of Tampa. The Department’s structure is organized into eight divisions: Residential / Commercial /Transfer Station /Recycling /Quality Control /Urban Environmental Coordination Audits & Contracts/Assest Management; Vehicle & Facilities Collection Services The Department of Solid Waste provides 100 percent of the residential garbage, yard waste, and household recycling collection services in the City’s service area. The Department provides 65 percent of the commercial collection services, and issues collection contracts to private hauling companies for the remaining 35 percent of the commercial collection. Special collection services are also provided citywide, to include neighborhood cleanups for 37 weeks of the year, refuse collection services for all City of Tampa’s major events, removal of dead animals, free pick-up of appliances, roll-off and compact service, and collection and of illegally dumped waste. Disposal Services One hundred percent of the waste collected within the City limits (excluding recyclables) is disposed of at the McKay Bay Refuse-to-Energy Complex. The McKay Bay Complex is comprised of the Refuse-to-Energy Facility, the Transfer Station, and Scale House. The Wheelabrator McKay Bay Refuse-to-Energy Facility is owned by the City of Tampa, and operated, under contract, by Wheelabrator McKay Bay, Inc., a division of Waste Management & Waste Services, Inc., respectively. Both the McKay Bay Transfer Station and Scale House are owned and operated by the City of Tampa. Disposal Facilities Garbage & Yard Waste – McKay Bay Refuse-to-Energy Facility Refuse Diversion – South East County Landfill Recycling – Waste Management Recycle America Department of Solid Waste & Environmental Program Management 4010 West Spruce Street Tampa FL 33607 Front Desk: (813) 348-1146 Hours of Operation: 7:30 a.m. to 4:30 p.m. Monday through Friday
Captain Memo's Original Pirate Cruise
Don’t just take a vacation have an adventure! When you bring your family to Tampa Bay, you’re in for an exciting time. Whether you’re racing through the air on a heart-pounding roller coaster, or partying with pirates at the Gasparilla parade, you’re in for treasures beyond your wildest dreams. Come explore. You won’t ever want to leave.
The Adventure
Sail away with Captain Memo’s Original Pirate Cruise to a world complete with briny buccaneers and seafaring seadogs. Let the tropical island tunes guide your journey through the calm waters of the picturesque Gulf of Mexico. Once onboard, enjoy a refreshing, complimentary beverage served by one of our many friendly pirates. For you older scallywags, embrace your pirate side with choice of free beer or wine or purchase your favorite libation at our full service bar. On our sunset cruises, take in on of the most breathtaking sights as the sun sets over the gulf producing incomparably colorful skies. As we embark on our journey, soak up the sun and revel in the scenic views of Clearwater as we comb the horizon in search of dolphins. Get lost in the pirate antics during our two hour odyssey including a treasure hunt, face painting, water gun games, stories and dancing for all ages.
Captain Memo’s Pirate Cruise is an institution in the Tampa Bay area serving as one of our most visited attractions for over 35 years. Sailing the waters along Clearwater Beach, a short drive west from Tampa, the cruise offers the perfect family activity or setting for a corporate event. Captain Memo’s Pirate Cruise has hosted countless fortune 500 companies providing the setting for team building, networking or just a fun break from long days in conference rooms. They’ll be the highlight of your trip! If this sounds like something you might be interested in, contact them directly at 727-215-7261.
Address: 25 Causeway Blvd, Clearwater Beach, FL 33767 Phone:(727) 446-2587 Hours: Open today · 7AM–11PM
Come see why The Florida Aquarium is one of the top aquariums in the country! Experience sharks, alligators, penguins and much more! Immerse yourself in interactive programs like Dive with the Sharks and Swim with the Fishes or take a Wild Dolphin Tour on board the Bay Spirit II, a 72-foot powered catamaran. Special Behind the Scenes experiences like Penguins: Backstage Pass are unique and exciting as you come face to beak with our adorable penguins. After exploring all the exhibits inside, splash away outside at Explore A Shore, the outdoor water adventure zone for children! 701 Channelside Dr Tampa, FL 33602 (813) 273-4000
Aquarium with sharks, penguins, stingray touch tanks, a wild dolphin cruise & a water playground. Address: 701 Channelside Dr, Tampa, FL 33602 Phone:(813) 273-4000 Hours: Open today ¡ 9:30AM–5PM