Reach Age 60

Reach Age 60. Life Event:

We take you through the following steps to help you identify what areas are affected and what you need to consider.

Making it: Explore tax free withdrawals from superannuation We use your Income Plan to free up surplus funds to achieve your goal. Your income plan determines strategies to improve your cash flow through a combination of tax effective strategies and the efficient use of your income. The resulting surplus funds are then used to create wealth.

Protecting it: Determine if your investment strategy should be more defensive We use your Risk Plan to protect the things that are important to you. Your risk plan looks at what could go wrong in your financial circumstances and seeks to identify and where possible mitigate these risks. Some of the ways these risks can be managed are through implementing life insurance, recommending appropriate investments and possibly fixing interest rates.

Enjoying it: Understand the benefits of a transition to retirement strategy We use your Retirement Plan to help you achieve your ideal retirement. Your retirement plan identifies your income needs in retirement and the level of assets required to provide this income. We work with you to achieve and sustain the lifestyle you require.

Preserving it: Implement a comprehensive estate plan We use your Estate Plan to ensure that the right assets, go to the right people, at the right time. Your estate plan articulates your wishes in the event of your death and determines a strategy to provide your family with funds in a tax effective manner and with asset protection as a priority.

“If you want to live a happy life, tie it to a goal, not to people or things.” — Albert Einstein