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STUDENT ACCOMMODATION EXCLUSIVE www.experienceinvest.com Copyright Experience Invest 2016
8% NET p.a. assured for 5 years Location with high demand for rooms
8% NET P.A. ASSURED FOR 5 YEARS
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UK Student Accommodation Exclusive Income Generating Asset
Experience Invest Developing the Future Experience Invest focuses on sourcing and developing real estate opportunities across some of the UK’s top performing asset classes. The Company works alongside established developers to create market-leading investment products, designed to meet with the requirements of our UK and overseas investors. Experience Invest’s knowhow is the driving force behind its developer partners who utilise the Company’s guidance and expertise across every aspect of the development lifecycle.
Our Success
To provide peace-of-mind, Experience Invest’s transparent approach to property investment allows investors to make informed and educated investment decisions.
“EXPERIENCE INVEST IS A TRUSTED SOURCE OF KNOWLEDGE AND IS A SPECIALIST PROVIDER OF MARKET-LEADING PRODUCTS TO ITS EVEREXPANDING DATABASE OF OVER 120,000 CLIENTS. EXTENSIVE RESEARCH AND CAREFUL PRODUCT SELECTIONS HELP THE TEAM TO ENSURE THAT OPPORTUNITIES ARE IN TUNE WITH TODAY’S MARKET.’’
“WE EXAMINE PROPERTY MARKETS ACROSS THE UK TO ASSESS VALUE FOR MONEY, RETURN ON INVESTMENT, CAPITAL APPRECIATION POTENTIAL, RENTAL PERFORMANCE AND GENERAL MARKET STABILITY.”
8% NET P.A. ASSURED FOR 5 YEARS
UK Student Accommodation Exclusive Income Generating Asset
How does the investment work?
Executive Summary UK Student Accommodation Exclusive
The concept is simple…
venture, engineered for investors. An opportunity to invest in an exclusive UK student
Investors purchase one or more en-suite rooms or studio suites which are leased back to a well-established management company on a rolling agreement so that the building, in its entirety, can be let as student accommodation.
SECURED INCOME
The managed turnkey nature of the investment allows
• 8% NET per annum
• Full turnkey investment
• Assured returns for 5 years
• Established management company manages unit/s on your behalf
of increasing rate of returns and capital appreciation. traditional ‘buy-to-let’ investments. As the asset receives a higher income, it becomes more valuable and saleable every year, providing owners with the security that when they wish to exit the investment, the asset is just as attractive as when they bought it.
AFTER RECORD LEVELS OF INVESTMENT IN 2015, SAVILLS PREDICTS THAT £4 BILLION WILL BE INVESTED IN STUDENT ASSETS IN 2016. THIS SHOWS REAL POTENTIAL FOR STRENGTH IN INVESTMENT TO CONTINUE FOR YEARS TO COME AS THE ASSET CLASS CONTINUES TO PERFORM ON A MAINSTREAM LEVEL.
FULLY MANAGED
PROVEN RETURNS • Delivers a long-term, robust income stream
Proven business model sector.
8% NET P.A. ASSURED FOR 5 YEARS
UK Student Accommodation Exclusive Income Generating Asset
Student accommodation No.1 choice for property investment in the UK accommodation to investors seeking an alternative to the UK’s more traditional property markets several years ago and during this time the sector has seen phenomenal growth.
Total student housing transactions £2.369 billion
£5.9 billion
Income Generating Asset Pay no Stamp Duty tax The student ‘buy-to-let’ market is now well established and increasing demand outstrips available supply Consistent occupancy rates of 99% deliver robust long-term, low-risk income streams Bad debts are virtually non-existent as students pay rent in advance 163 Higher Educational Insitutions (HESA) With no cap on the number of students who can study in the UK, Knight Frank forecasts that the number of in 3% increase in student numbers (UCAS)
Our foresight combined with the rapid emergence of the sector has rewarded investors with strong returns. Once considered an alternative to the UK’s more traditional property markets, the Knight Frank 2014 Student Property Index shows that total returns from student accommodation outperformed all other property asset classes in the year to September. This has been the case since 2011.
Key asset class 2016
The UK attracts 13% of the global market share (HESA) A record number of over 420,000 places were allocated for the 2016-2017 student intake (UCAS)
2 0 1 4 2015 In 2015, the student accommodation market in the UK was at its strongest level ever in terms of investment, with as much as £5.9 billion invested in the growing sector thanks to its increasing demand and improving levels of quality.
Market fundamentals – supply and demand There were around 2.5 million students registered to study at the UK’s 163 higher education institutions in 2011–12*. In 1996/97 there were 1.8 million students and the dramatic expansion in student numbers has left most universities with an acute undersupply of accommodation. Existing housing provided by universities is often outdated and the availability of purpose-built, modern accommodation is a crucial part of their marketing plans to attract the growing student intake. With supply restricted and strong demand underpinning rental growth, now is the perfect time for investors to take advantage of current market conditions. *Patterns and Trends in UK Higher Education 2013 (Universities UK in collaboration for HESA).
8% NET P.A. ASSURED FOR 5 YEARS
UK Student Accommodation Exclusive Income Generating Asset
International students in the UK Change in non-EU students by region of origin, 2003-04 and 2011-12
Other Europe
70% North America
32%
Africa
South America
14%
The following summarises the British Council’s forecast of demand for international student places in the UK:
Asia
41%
64%
2011-12
Asia
114,700
188,525
Africa
25,025
35,255
North America
20,540
27,100
Middle East
11,775
26,665
Other Europe
10,495
17,890
South America
3,595
4,090
Australia
2,055
2,475
Higher education students by domicile at UK higher education institutions (2010-11) 298,110 130,115
Total 2,501,290
In 2003, 4 out of the top 10 countries with the highest demand for international student places in the United Kingdom were Asian, namely China, Malaysia, Hong Kong and India.
Middle East
126%
Australia
21% 2003-04
Main source countries for international students – British Council
By 2020, these same countries plus Pakistan will have assumed increasing importance in the top ten. By 2020, China could account for over 130,000 international students studying in the UK. Demand from India could grow to almost 30,000 students by 2020.
Source: HESA
8% NET P.A. ASSURED FOR 5 YEARS
2,073,065 Domicile UK EU Non-EU
Source: HESA 2012 Students
UK Student Accommodation Exclusive Income Generating Asset
Introducing
Opto House UK Student Accommodation Exclusive, Luton
Fully managed by
8% NET P.A. ASSURED FOR 5 YEARS
UK Student Accommodation Exclusive Income Generating Asset
The Opportunity
Investment Highlights
Luton, UK
Receive passive returns
Opto House is a brand new, purpose-built student accommodation development which provides individual investors with an excellent opportunity to enter the lucrative student property market at an accessible level.
The development comprises fully managed, en-suite rooms and self-contained
Self-contained studios available for £75,950
’s fee
8% NET returns assured for 5 years Luxury en-suite rooms available for £64,950
Planning approved 250-year leasehold
The en-suite rooms will be arranged in clusters of 6 and will have access to a communal living area and kitchen. The self-contained studio suites will contain ensuite bathrooms and a fully functional kitchenette. With a favourable payment plan spread across the duration of the construction phase, en-suite rooms are available for £64,950 and studio suites are available for £75,950. Upon completion will deliver 8% annual NET returns, assured for 5 years.
EXPERIENCE INVEST HAS BEEN APPOINTED THE MASTER SALES AND MARKETING PARTNER OF OPTO HOUSE, LUTON. TO TAKE ADVANTAGE OF THIS OPPORTUNITY, PLEASE
Managed by leading management company
8% NET assured for 5 years Receive a passive income from the UK’s no.1 asset class
8% NET P.A. ASSURED FOR 5 YEARS
Established Developer with exemplary track record Completion due Q4 2017
‘WE HAVE UNDERTAKEN COMPULSORY DUE DILIGENCE ON OPTO HOUSE, LUTON TO VERIFY THE BUYING PROCEDURE AND TO SATISFY THAT THE OWNERS OF THE PROJECT ARE IN A LEGITIMATE POSITION TO PROMOTE AND SELL THE INVESTMENT.’
UK Student Accommodation Exclusive Income Generating Asset
Location
Luton Town Centre
Luton, UK Home to over 24,000 students from over 100 countries, the University of Bedfordshire’s main campus is located in Luton town centre. In 2004, the University was awarded by The Sunday Times with the title of “Best New University.” Its courses in Nursing and Midwifery are ranked number four in the country.
Bus Station Library
The National Student Survey placed the University 28th in the country for student satisfaction, as
GUILDFORD STR
EET
The Mall Town Hall
Central London. Hourly fast trains operate from Luton train station and take 22 minutes to get to central London. London Luton Airport is roughly 2 miles from the development and is easily accessible by train or bus. The airport is the UK’s 5th largest with almost 9 million passengers recorded using the airport in 2010. A number of mainstream
T EE
R
Sought after location The development is situated just 0.6 miles from Luton train
Luton
D OA SR Y’ AR M ST
facilities including £6m Campus Centre housing dance studios and a 280-seat theatre, £8m PE and Sport Science Centre and £1.2m Business Pods, unique in the UK, with work and chill-out areas and meeting rooms.
Luton Train Station 22 mins from London
CH UR
ST
University of Bedfordshire 24,000 Students
CH
5
MIN WALK
“THERE ARE ALMOST FIVE APPLICANTS COMPETING FOR EACH AVAILABLE PLACE AT THE UNIVERSITY OF BEDFORDSHIRE,” CRM MARKET ANALYSIS REPORT 2013.
Points of interest*
N
OPTO HOUSE
8% NET P.A. ASSURED FOR 5 YEARS
The Mall
0.3 miles
University of Bedfordshire
0.4 miles
Library
0.6 miles
Luton train station
0.6 miles
London Luton Airport
1.9 miles
* Distances are approximate. Source: Google Maps.
UK Student Accommodation Exclusive Income Generating Asset
Management Company Opto Living
COMPLETED AND FULLY OCCUPIED DEVELOPMENTS
London Park House
Chapel Street
appointed as the sole management company of Opto House. As a leader in Luton’s student property market, Opto Living has an in-house team of individuals who will manage and market your unit/s on your behalf. Their expertise in the student property market will ensure that your investment is managed and maintained to the highest of standards. Opto Living has a proven track record and successfully operates and manages Experience Invest’s previous Luton student developments; London Park House and Chapel Street.
“WE ARE CONFIDENT THAT THE ROOMS WITHIN OPTO HOUSE WILL BE A DESIRABLE CHOICE FOR STUDENTS STAYING IN LUTON. THE BUILDING’S MODERN FEATURES AND ITS CLOSE PROXIMITY TO THE UNIVERSITY CAMPUS AND TOWN CENTRE WILL HAVE A STRONG APPEAL,” OPTO LIVING
8% NET P.A. ASSURED FOR 5 YEARS
UK Student Accommodation Exclusive Income Generating Asset
En-suite and studio suites 24 hour CCTV security and controlled building access Communal courtyard Fully equipped state-of-the-art gym Cinema room Onsite management team & manned reception Lounge area with LCD TVs Study and meeting rooms Visitor parking Games room with pool table and gaming stations Onsite laundry Outdoor leisure and sports facilities to include beach volley ball, basketball, table tennis and an outdoor cinema
KITCHEN • C designed to match with bedroom furniture • Integrated electric oven and hob • Stainless steel sink & drainer • Integrated fridge/freezer BATHROOMS • Ba increased quality control • Contemporary white sanitary ware and large back lit wall mirror • Slimline shower trays with glass screens INTERIOR FINISHES • V Amtico • C throughout • White painted, square edged skirting boards • Low voltage LED lighting throughout • Mains smoke detectors • USB charging points to all rooms FURNISHINGS • Double bed and mattress • Built-in wardrobe • Versatile storage space
8% NET P.A. ASSURED FOR 5 YEARS
• Dining table and chairs • S room • 42-inch TV to cluster kitchens, meeting rooms and common rooms • Desk and ‘swivel’ chair to every student room EXTERIORS • High quality aluminium clad exterior with ligh feature elevations • Grey UPVC framed double glazed windows • Communal garden with planting • External games area, volleyball and basketball courts • Secure cycle parking • Contemporary wall mounted external lighting SECURITY • Secure audio door entry system • CCTV to external and internal areas monitored continually by Building Management • Access control to cluster areas to restrict unauthorized access
UK Student Accommodation Exclusive Income Generating Asset
Ease of Purchase Financial Breakdown
Investment Returns
Each en-suite room shall be sold on a leasehold basis for a period of 250 years.
INCOME FROM £5,196 PER ANNUM
Choose your property and pay £5,000 Reservation Fee The solicitors will assist the purchaser through to Exchange of Contract (within 28 days)*
50% of the purchase price is required on Exchange of Contracts, less the Reservation Fee = £27,475
PURCHASE PRICE £64,950
30% payable by 1st March 2017 = £19,485 ASSURED FOR 5 YEARS
20% on Completion = £12,990
FULLY MANAGED OPPORTUNITY
DEMAND FOR BEDS
*A TEAM OF COMMERCIAL SOLICITORS, EXPERIENCED IN THE STUDENT ACCOMMODATION INVESTMENT MARKET, HAVE BEEN APPOINTED TO ACT ON THE BEHALF OF INVESTORS.
AVAILABLE FROM£64,950 8% NET P.A. ASSURED FOR 5 YEARS
8%
NET RETURNS ASSURED
UK Student Accommodation Exclusive Income Generating Asset
Ease of Purchase Financial Breakdown
Investment Returns
Each en-suite room shall be sold on a leasehold basis for a period of 250 years.
INCOME FROM £6,076 PER ANNUM
Choose your property and pay £5,000 Reservation Fee The solicitors will assist the purchaser through to Exchange of Contract (within 28 days)*
50% of the purchase price is required 12 months after Exchange of Contracts, less the Reservation Fee = £32,975
PURCHASE PRICE £75,950
30% payable by 1st March 2017 = £22,785
ASSURED FOR 5 YEARS
20% on Completion = £15,190
FULLY MANAGED OPPORTUNITY
DEMAND FOR BEDS
*A TEAM OF COMMERCIAL SOLICITORS, EXPERIENCED IN THE STUDENT ACCOMMODATION INVESTMENT MARKET, HAVE BEEN APPOINTED TO ACT ON THE BEHALF OF INVESTORS.
AVAILABLE FROM£75,950 8% NET P.A. ASSURED FOR 5 YEARS
8%
NET RETURNS ASSURED
UK Student Accommodation Exclusive Income Generating Asset
Investor Security
Proven Returns
Safeguard of Funds
Hassle-Free Ownership
Is the sale handled by UK lawyers? Yes. A team of commercial solicitors, experienced in the student accommodation investment sector, have been appointed to act on the behalf of investors.
Is there a rental assurance in place?
When is my rental income paid? Rental income is paid quarterly in arrears direct to your chosen bank account from completion.
Who will manage my investment? All units within the development will be managed by a specialist student management company, Opto Living. Opto Living will market, maintain and manage your room on your behalf to provide you with passive returns.
As a non-resident in the UK am I taxed on this income? If you are a UK resident then yes you will be subject to tax. If you are a ‘non-resident’ in the UK then you are classed as an overseas landlord and may apply to HMRC in the UK for exemption.
Can I sell my unit/s at any time? Investors are permitted to sell at any time after Exchange of Contracts. Do I have to pay Stamp Duty on purpose-built student accommodation? As Stamp Duty tax is not paid on purpose-built UK student property, investors can save between 3% and 15% on their purchase depending on the price of their investment.
Please note we cannot guarantee that an application to receive rent with no tax deductions will be accepted.
“DEMAND FAR OUTSTRIPS SUPPLY IN UK UNIVERSITIES WITH AROUND 1.3 APPLICANTS TO EVERY ACCEPTANCE IN 2012, LEAVING MANY UK STUDENTS UNABLE TO OBTAIN A PLACE AT UNIVERSITY,” THE GUARDIAN.
8% NET P.A. ASSURED FOR 5 YEARS
UK Student Accommodation Exclusive Income Generating Asset
Our Commitment to You
Next Steps
Dedicated Property Consultant
This bespoke investor report provides a valuable insight into purchasing in this exclusive UK Student Accommodation Investment and incorporates additional information on the UK’s market.
• Experience Invest is considered one of the most recognised and reputable companies in our industry. • W talen
Please contact your dedicated property consultant to discuss or request any of the following:
• Each client is appointed their own dedicated Property Consultant who will be able to guide them through our selection of available opportunities.
• Get your questions answered • Availability • Reserving a unit
• All of our Consultants have a strong background in the property industry and are happy to go above and beyond their brief to ensure clients are happy with their investment decision. • As a testament to the service they provide, the majority of our transactions are repeat purchases and clients. • Experience Invest has a dedicated Purchase Progression and Clien satisfaction from initial reservation through to Exchange of Contracts and post Completion. • Experience Invest prides itself on transparency. We provide regular construction updates and information about your property
CALL US TODAY ON
+44 (0) 207 834 1113 Email: info@experienceinvest.com Visit: www.experienceinvest.com
“OUR LONDON OFFICE IS CONVENIENTLY LOCATED IN THE HEART OF CENTRAL LONDON CLOSE TO VICTORIA STATION, ALLOWING EASY ACCESS FOR INVESTORS WHO WISH TO MEET US IN PERSON TO DISCUSS REQUIREMENTS.”
8% NET P.A. ASSURED FOR 5 YEARS
UK Student Accommodation Exclusive Income Generating Asset
Level 3, North Block Wisma Selangor Dredging, 142D Jalan Ampang, 50450 Kuala Lumpur, Malaysia
Website:www.csiprop.com Email: info@csiprop.com Tel: +603 2162 2260
Disclaimer This document is intended to provide general information concerning the proposed development, construction and management of London Spring Place, New Street, Luton LU1 5DQ. The information provided has been prepared in good faith and to give a fair overall view of the Development. The photographs and electronically generated images, furnishings and accessories featured are for illustrative purposes only. This document and all information provided by us at our web site at www.experienceinvest.com or otherwise is based upon information provided London Luton New Street Student Accomodation Limited. (the Vendor) to ExperienceBG Limited
you should and will make your own enquiries before proceeding to purchase. Nothing in this document is or should be relied upon as a representation, warranty or promise as to the past, present or future performance of Experience, the Vendor or any person directly or indirectly connected with and of them. We recommend that all appropriate commercial, tax and legal enquiries and advice is obtained before entering into a legally binding contract to purchase a property forming a part of the Development. Copyright in and to this document and its contents belong to ExperienceBG Limited.
www.experienceinvest.com Copyright Experience Invest 2016
8% NET P.A. ASSURED FOR 5 YEARS
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UK Student Accommodation Exclusive Income Generating Asset