45-DAY PROCESS OF OBTAINING YOUR 80 PAYDEX During the 45-Day Process of obtaining your 80 Paydex on Dun & Bradstreet, we help you make 4 or more credit payment experiences that will required to achieve an 80 Paydex Score. We will help you make charges, and then pay those charges off before the due dates. Once your payments are reported and your Paydex exceeds 80, we start the funding process.