Farm insurer issues flood warning

Average cost of farm flood claims tops £26,000

NFU Mutual is urging farmers to have a plan in place following heavy rainfall and flooding in many parts of the Midlands.

The average cost of farm flooding claims was £26,343 last year – rising to £31,195 in November and December, said NFU Mutual rural affairs specialist Hannah Binns

“With yellow weather warnings currently in place across parts of the UK, we are closely monitoring the situation,” she added.

“The impact of flooding on farming can be significant as it not only disrupts vital work but can place lives in danger, so it is important rural businesses prepare appropriately for this risk.

“There are a number of actions farmers can take to prepare for flooding, such as having a farm flood plan detailing everyone’s role should the worst happen.

“Farmers can also identify higher ground to move livestock to if water levels rise and move vulnerable machinery, tools, stocks and veterinary resupplies to safer areas.”

For those living in farm houses and who are affected by flooding, it was important to make safety the first priority by keeping family and pets away from the flood water, said Ms Binns.

“Where possible, move to higher parts of the property and switch off electricity and gas supplies in flooded areas.

“Our local agents will be alert to flood warnings in their community and will be on hand to help, so it is important to have access to copies of any insurance documents and the relevant contact details.”