Colorado Springs Business Journal, March 17, 2017 by Colorado Springs Business Journal

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City tightens regulation of local marijuana industry By Cameron Moix

olorado Springs City Council unanimously approved three new ordinances Tuesday that are aimed at more tightly regulating the local medical marijuana industry and the businesses that comprise it. The trio of resolutions (No. 17-848, No. 17-850 and No. 1700018) came before council during its regular session at City Hall and primarily address two issues: capping the number of medical marijuana licenses issued by the city and addressing the illegal transfer of marijuana by businesses without proper licensure. “The first one is dealing essentially with the cap or limitation [on medical marijuana businesses]; the second two are transfer ordinances very similar in intent, just different places in the code,” said Bret Waters, deputy chief of staff for Mayor John Suthers. Ordinance No. 17-848 comes just over two months before the May 25 expiration of a moratorium created last May on new medical marijuana licenses and changes of location for those license holders. The new ordinance, effective upon the moratorium’s expiration, will now permanently cap the number of licensed marijuana business locations in Colorado Springs at 212. As it currently stands, the Colorado Springs marijuana industry includes licenses for 132 medical dispensaries, 173 grow premises and 51 infused product manufacturers — a total of 356 — representing 212 locations. The item’s proposed locations cap “prohibits any new medical marijuana center (dispensary) license applications” and “surrender or expiration of an existing license does not create any opportunity for replacement,” although transfers of ownership (cases in which the business is sold to another party) would still be allowed. The new ordinance will, however, allow for new dispensary and infused product manufacturing licenses as long as they are co-located with an existing location under the same ownership. It also allows such businesses to change location, as long as the entire operation moves to the same address. The recommendation also includes allowing marijuana testing facilities to be licensed in the city and places a cap of one per every 100 MMJ licenses — which would mean a limit of three for the entire city. See Ordinances page 24 Photo by Bryan Grossman

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INSIDE

1-on-1: Herman Tiemens (left)...... 4 Amy Sweet on Charleston............. 5 Women in construction.................. 6 Student loans, Part II..................... 8 Pueblo Business News.................15 People on the Move...................... 18 By the Numbers: Workforce........ 23

EDITORIAL: TIME TO FIX GALLAGHER’S FLAWS

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Gallagher Amendment creates unfriendly climate What we think: It’s time to consider repealing the amendment.

Tell us what you think: Send us an email at editorial@csbj.com.

ven as the state of Colorado mulls transportation needs, education shortfalls and a backlog of infrastructure repairs, some property owners in Colorado Springs will see a decrease in property taxes next year. But while residential property owners could see as much as an 18 percent decrease in their tax bill, the same doesn’t hold true for businesses. It’s all due to the Gallagher Amendment, which along with the Taxpayer’s Bill of Rights creates a headache for state legislators trying to balance the budget and meet state needs that aid economic development. The way it works: The Gallagher Amendment says that residential homeowners are responsible for 45 percent of all property taxes collected by the state, and nonresidential and commercial property owners are responsible for the remaining 55 percent. Gallagher also mandates that non-residential property is taxed at a fixed 29 percent of the assessed value. Throw in TABOR requirements, and residential rates can’t increase without a vote of the citizens of Colorado. As a result, residential property taxes dropped steadily during the past 30 years and are currently fixed at 7.9 percent of a property’s assessed value. But they are scheduled to drop again to 6.56 percent in 2018. They have never gone back up because that requires voter approval. When Gallagher passed, business property tax-

Andrew Busovsky, Hannah Harvey and Lindsey Morrow Subscriptions are $89.00 for 53 issues and include monthly supplements, and the Book of Lists. Serving The City of Colorado Springs and El Paso County The Colorado Springs Business Journal (ISSN 1062-810X)(013-838) is published weekly, with two additional issues each year, by:

IN OUR OPINION

The issue: The Gallagher Amendment creates a funding imbalance for the state and is particularly unfair to rural regions.

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es were 29 percent of assessed valuations — and they still are. Residential property taxes were at 21 percent, and have dropped precipitously in the years since it passed to maintain 45 percent of overall tax revenue as home prices rise. There’s no corresponding increase when home prices drop, because that requires voter approval. It’s not just a problem for the state. Taxing districts that rely on property taxes also feel the pinch: school districts, fire districts, library districts and counties, all of which must abide by the state’s constitution. Colorado will have to cut $170 million from state schools, thanks to Gallagher, but another amendment to the constitution says the state will have to make up the loss — leaving other needs unfunded and unfilled. And the state will have to cut payments in places that don’t rely on property taxes to make up the education shortfall. The solution? Not one that will be palatable to homeowners or to the state legislature. They’ll inevitably have to repeal Gallagher, essentially voting to increase their own property taxes. It’s unlikely, but it’s necessary, officials say, to restore balance to the system. That imbalance is highlighted by a simple fact: The 45-55 ratio is set statewide and doesn’t take local market situations into account. Because most people in the state live on the Front Range, property values there are setting the formula — but taxing districts in rural areas are also paying the price because they rely more on property taxes than on sales tax. And as good as Gallagher might be for homeowners — it’s a short-term gain. It equals long-term trouble as Colorado puts off road improvements, school districts operate under ever-tighter budget constraints and other public services remain underfunded. Those factors will make it increasingly difficult for the state to attract and retain businesses, when property assessments are so unbalanced. The Gallagher Amendment is bad for business, bad for future planning and bad for Colorado’s economic development. CSBJ n

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CSBJ.com Poll Do you feel, with new housing and commercial developments, that downtown is moving in the right direction?

Yes, creating places to live and recreate downtown will enhance the city’s image. Maybe, but downtown could use more affordable housing and entertainment and fewer restaurants and retail. No, funding is still short for the Olympic Museum and Hall of Fame and we’ll never see a downtown stadium.

73% 17% 10%

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OPINION: HAZLEHURST

Election turns negative as city’s factions define their basic differences

t’s always fun when political campaigns become shrill, petty and vicious. That’s what seems to be going on as third-party attacks are leveled at Jill Gaebler and Richard Skorman, allowing their opponents in Districts 3 and 5 (Chuck Fowler and Lynette Crow-Iverson) to avoid rolling in the muck. But don’t be distracted. The Pikes Peak Association of Realtors, the Housing & Building Association and Colorado Springs Forward don’t much care about retail marijuana or pickleball. It’s just politics — nothing personal! Good “strategery,” as George W. might have said, but to what end? Why are the big dogs funding the favored five? What’s going on here? Let’s go back a few years, and revisit the successful creation and sale of the so-called strong mayor initiative. Dismayed by the visible dysfunction of city government during the first decade of the century, business interests turned to the deep-pocketed Jenkins family to provide nearly $1 million in campaign funds to change the form of government. Fed-up voters happily endorsed the change, which replaced the council/manager form of government with a strong mayor. Backers hoped that the change would lead to a decisive, smoothly functioning administration, with council serving as an amen chorus, endorsing the mayor’s initiatives and taking care of routine land use decisions. In 2011, the big dogs got behind Steve Bach, assuming that he could bring order and achievement to chaos. Didn’t happen. The next four years took dysfunction to epic levels, as Councilors Keith King, Don Knight, Joel Miller, Helen Collins, Tim Leigh, Andy Pico, Brandi Williams, Jan Martin, Angela Dougan, Val Snider and Lisa Czelatdko fought among themselves and Mayor Bach fought with all of them. Stormwater? Parks? Potholes? No action — although Bach was a tower of strength and resolution when fires and floods ravaged the community. Everything changed in 2015. A new council, led by veterans Merv Bennett, Jill Gaebler and Andy Pico and including newcomers Larry Bagley, Tom Strand and Bill Murray, worked smoothly with newly elected Mayor John Suthers to solve problems, not create them. Things went well — but now elections are upon us again. For the big dogs, there’s one issue: continued growth and prosperity for the Pikes Peak region. Ask battle-weary warriors like Fred Veitch, Ralph

Braden, Jim Johnson and Steve Bartolin, who have seen the city’s economy oscillate between feeble booms and catastrophic busts during the past three decades — they don’t want to screw up this boom. They want a HAZLEHURST revised BanningLewis Ranch annexation agreement, a fully funded Olympic Museum, state funding for the Interstate 25 bottleneck between Monument and Castle Rock and strong support for other initiatives. Everything else is secondary. Suppose the next council somehow derails the gravy train. Suppose Knight, Collins and Gaebler are re-elected and Skorman takes District 3. They’d join incumbent Murray and create an uncontrollable citizen-oriented council majority. The anointed candidates — Greg Basham, Chuck Fowler, Crow-Iverson, Pico and Deborah Hendrix — are predictably pro-business, pro-development and pro-economic growth. Does that mean that Knight, Collins, Gaebler and Skorman are anti-business and anti-growth? Nope — it simply means that they’re too independent. The strong mayor initiative had a fatal flaw. Because of the city’s “single subject” ordinance, the initiative could only deal with the mayor’s powers and responsibilities — not council’s. Hence, council retained control of Colorado Springs Utilities. A compliant council majority might agree to cede control of CSU to an independent board of “experts” appointed by the mayor. That’d theoretically insulate the municipal utility from politics, while making it less responsive to those pesky civic activists. Yet that’s probably too much to expect, since it goes against the DNA of any elected official to give up power. Meanwhile, the campaign goes on. On Monday, Gaebler called out The Gazette’s editorial board after a “hit job” targeting her, and supporters of Richard Skorman erupted in fury over two negative Gazette pieces. Will this carefully coordinated campaign on behalf of the favored five be successful? Or will the city’s quirkily independent voters refuse to listen to their masters’ voices? Will council be feisty, interesting, argumentative and nevertheless functional, or will it be bland, predictable, agreeable and boring? De gustibus, non est disputandum — but for me, there’s no such thing as too much Sriracha! CSBJ

John

For the big dogs, there’s one issue: continued growth and prosperity.

DONʻT LET A VIRUS TAKE YOUR BUSINESS DOWN. Colorado Springs Business Journal

March 17 - March 23, 2017

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Colorado Springs Business Journal

ONE-ON-ONE

Tiemens excels at the art of business By Bryan Grossman

here’s an art to connecting business with community. Herman Tiemens knew that when he moved to Colorado Springs a decade ago. Tiemens is senior financial advisor, senior vice presidentinvestments at Wells Fargo Advisors. Ten years ago, having switched both careers and the city he called home, Tiemens used his interest in the arts as a tool to build his business while at the same time building the arts community itself. He spoke with the Business Journal this week about his team at Wells Fargo Advisors and the economic impact of culture. Where are you from? I was born in Newfoundland, Canada, at a U.S. Air Force base. My dad was in the Air Force and I have dual citizenship. But I grew up in Rochester, Minn., from the age of 5 through high school. Rochester is the home of the Mayo Clinic. It was a stereotypical Rochester family. My mom worked for Mayo and my dad worked for IBM, the big employers there. I then went to Iowa State and got my bachelor’s in business. After that I lived in a variety of places, including Indianapolis for a few years, then on to London to get my MBA from the London Business School. Then I worked in San Francisco for a few years and then Chicago for seven years for United Airlines. I moved here from Chicago 10 years ago.

HERMAN TIEMENS We are constantly putting the right team around the right client.”

Photo by Bryan Grossman

Walk us through your career. After I got my MBA, I came back to the U.S. and got a job with United Airlines in San Francisco as a financial analyst. ... Then I moved to United’s headquarters in Chicago. I did strategy planning and budgeting and ended up in marketing for five years. I was the regional marketing manager for the AsiaPacific region. I was based in Chicago but going back and forth to Asia all the time. … I was [with United] during [Sept. 11, 2001] and two of our aircraft were involved. The company filed for bankruptcy and I was there during those proceedings. I learned a lot about marketing during the good times and the challenging times. When I started there were more than 100,000 employees and when I left it was at about 55,000. I was traveling like crazy and just finally decided to get off the roller coaster. Why financial planning? My aunt had been a certified financial planner in Pittsburgh for many years. … I had a lot of interest in what she was doing. … I was looking for a way to get to Colorado Springs. First I was looking at working for a big corporation, but we don’t have a lot of corporate headquarters here. My sister sent me a notice that UBS was looking for new financial advisors and would train — the whole nine yards. I talked with them and started with UBS. I spent five months getting fully licensed to work in the industry. Subsequently I got my Certified Financial Planning designation, which is not a requirement in the field, but in my mind is kind of the gold standard. Talk about your team and services. My immediate team is the Wells Fargo Advisor team. There are five financial advisors on the team and I have partnerships with each one. … We are constantly putting the right team around the right client. … It’s kind of like what a

law practice would do. There’s someone who is the senior attorney — or CPA. I get involved … because I know how to navigate [Wells Fargo’s Private Bank]. … I talk about basic services but we have specialists we can bring in — planners; oil, gas and mineral interests; real estate management; philanthropic services. The base services we offer are really planning investments and insurance and we have these core private bank functions we have access to. I’m the relationship manager with about 75 private bank clients, and the threshold for those clients is $1 million or more with Wells Fargo. How did the Wells Fargo controversy affect you? The part of the business that was impacted was not my side of the business. My clients fortunately weren’t directly exposed to that. But obviously the brand was impacted. … As a company we’ve said clearly there were behaviors that were unacceptable. Management has worked very fast to take care of that. Many senior leaders, including the CEO and the head of the community bank, walked out. The leader of Wells Fargo Advisors, Mary Mack, who is fantastic, was parachuted in to lead community banking. I think they are taking all the right steps. … I think [Wells Fargo is] a great company. There were things going on that shouldn’t have been. It’s been cleaned up … It caused me to have to spend time in conversations with clients that I would have rather been spending in other conversations. But I didn’t lose a single client during the process.

How did you get involved with the local arts scene? When I got to town, I went about it in a nontraditional fashion. I became a financial advisor at the same time I came to a new community — usually you leverage your network to start building your clientele. I uprooted myself from my network and came here to start a practice. I didn’t really know anybody. I knew I needed to get out in the community and I had marketing experience. I knew the arts demographics here are good. My sister and her husband are professional musicians in town. I did a lot with music [growing up] and the U.S. Air Force Academy Band does a Chamber Recital Series. … At the time I said I would host the receptions at Packard Hall at Colorado College. I bought a bunch of linens and tables and went to Sam’s Club for cookies and coffee, and that’s where it started. I attended Broadmoor Community Church … and the music minister knew what I was doing at Packard and asked if I would do it for them. It’s snowballed since. My attitude with the arts is: We write plenty of checks, and there’s a big financial component — but I don’t want the relationship to be one-dimensional. You have to be more engaged than that. So I host receptions, go to concerts and exhibit openings. Fortunately I love doing it so it’s not a drudge. I was also chairman of the board of the Cultural Office of the Pikes Region and just rotated out after two years. I’m also vice chair of the philharmonic and on the board of KCME Classical Radio. This is all relatively new [at Wells Fargo Advisors], but I’m really excited because I want this to be a team thing, and really an office thing, and the office has started to get more involved. CSBJ n

Colorado Springs Business Journal

March 17 - March 23, 2017

What development looks like in Charleston

very year, the Colorado Springs Chamber of Commerce & EDC sponsors a trip to a city that is similar to Colorado Springs to study its economic development, its industries and tourism. The goal: Learn best practices of successful cities to see if they might work in Colorado Springs. Audacity and ambition: Two S W E E T words that Charleston, S.C., residents say have defined the city from the beginning — the town was founded at one spot on the Ashley River, but colonists soon discovered a better location, so they moved Charleston, lock, stock and barrel. “History doesn’t really tell us what happened to the Native Americans who were living in that space,” said Michael Mahler, CEO of the WestEdge Project. WestEdge building on that history as it creates a new infill development designed to grow a workforce, increase jobs and improve the quality of life for residents. “We know we need to keep equity in mind,” says Bryan Derreberry, CEO of the Charleston Chamber of Commerce. “If wages rise for one group and not across the board, the gap just gets wider — problems develop.” The developers of the WestEdge Project keep that in mind as they revitalize and plan infill development that will border the city’s poorest neighborhoods. But Mahler said the goal isn’t gentrification. “We want to incorporate what’s already there,” he said. “We want to include affordable housing, so people who work at the medical center — but aren’t doctors and nurses — can afford to live where they work. It makes sense to us.” The WestEdge Project serves to connect the re-

Amy G.

search efforts of the Medical University of South Carolina, Roper St. Francis Healthcare, the College of Charleston and The Citadel. When it’s finished, it will turn an area filled with gravel parking lots into a mixed-use development that will include housing, retail and office space. Its first phase is currently under construction and creates parking garages that have mixed use spaces as well. The housing is required to have a mix of affordable homes and more expensive units with views of the Ashley River. A total of 15 percent must meet Housing and Urban Development standards for affordable housing, defined as affordable for people with salaries of between 80-120 percent of the median income. Publix, a successful supermarket chain in the South, just signed on to open a grocery store on the bottom floor of one of the buildings, and the developers are seeking new business for other retail spaces. The goal, Mahler said, is to create a walkable district that will eventually include space for biotech startups, technology transfer from the medical school and laboratory space for research and development. “Imagine the synergies of creating technology and patents at the medical school and then brinigng them here to move them to the private sector,” Mahler said. The three buildings and a new road represent about $300 million in investment and about a quarter of the development’s scope, according to reports from the Charleston Post and Courier. In the next 15-25 years, plans call for a dozen new buildings.

And as developers plan a 2017 opening for the first phase, Mahler said don’t be fooled by the pace of progress. “It took us 15 years to get here,” he said. “But we believe we are creating something that will benefit the entire city. This is my baby, it’s been my life’s goal to make it be successful.” One aspect of development in Charleston stands out as different from Colorado Springs: the difficulty of building with so much water in the area. While hacking into Rocky Mountain granite is challenging, builders in Charleston must worry about buildings and roads sinking into the ground. All around town, developers must take into account the high water table and the marshy earth — sometimes sinking poles deep into the earth to hold the foundation, sometimes building up the land with gravel before putting roads in. One more thing: WestEdge will be constructed on a former landfill. Once finished, the ground will be about six feet higher than the original site. “It’s far more expensive,” Mahler said. “But if you build a road, you don’t want it sinking five feet in the first few years.” The WestEdge effort is one that has an interesting — and audacious — history. Started as a city project, the development was turned over to a nonprofit to raise interest and find tenants for the space. “It’s not a typical development,” Mahler said. “But we believe it will be a tremendous boon to the city and to the surrounding neighborhoods.” CSBJ

The goal is to create a walkable district that will eventually include space for biotech startups.

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Colorado Springs Business Journal

Women a focus for construction industry By Hannah Harvey

upport, encourage, grow. These words are important in building a workforce in any industry, but to the women of Heating and Plumbing Engineers, Inc., they are a way of life. “Support, encourage, grow is always something that’s at the forefront of everything we’re doing,” said Leah Walton, talent specialist at HPE, where women are encouraged to enter the construction industry. “We collaborate and set each other up for success; it wouldn’t benefit us to say, ‘every woman for herself.’” Within the past five years, women have made up no more than about 8.9 percent of the nation’s construction workforce, according to the National Association of Women in Construction. Kelly Eustace, HPE chairman and COO, would like to see that number grow, so HPE celebrated National Women in Construction Week March 6-10 with themed days such as Admirable Women and a women’s wellness event. HPE is a Colorado Springs-based commercial and residential contractor specializing in high-performance, energy-efficient buildings in health care, technology, retail and multifamily housing, to name a few. The company was founded 70 years ago by Eustace’s grandfather, and Kelly became an owner in 2005. Her husband, Bill, serves as president and CEO.

“It’s not just Women in Construction Compared with other industries, the pay gap between men and women in the Week; women get recognized here all construction industry is rather small the time,” added McClain. — women make 93.5 percent of what Many women don’t see construction men make and, according to Eustace, as a viable career choice, according to there are a multitude of opportunities Eustace. But those who enter the inavailable for women to work in the industry have the opportunity to hone dustry, including as project managers their skills, whether they work in huand recruiters. Women who start as man resources, accounting or as project interns, like McClain, can go on to be managers. hired after school. According to Walton, exposing wom“A construction management degree en to these careers while still in high is different than engineering. Project school is an important factor in growmanagement is ing those workforce coordinating and numbers. Of HPE’s communicating; 300 employees, women are good at only 23, or 8 perall of those skills,” cent, are women. said Eustace. But Eustace and her For Eustace, it’s team are encouragthe people that drew ing young women — Brittney McClain her to industry. like McClain to “When you get consider careers in the opportunity to construction. work with craft workers, you feel an “Educating women and the public is intense sense of pride in their work,” important. With more exposure opporshe said. tunities, we can grow that [number] As for career setbacks in a male-domto much higher. I’m trying to be more inated industry, Eustace, Walton and active with high schools,” said Walton, McClain say that they haven’t expewho is planning a construction netrienced any challenges and that the working event for the fall. men they work with have all been very For McClain, coming out of the classsupportive. room into the industry has confirmed “I’ve never been looked at without the importance of mentors, she said. confidence,” she said. “There haven’t “Everyone wants to teach people been challenges other than that conaround them. If you have open ears, struction moves fast. Every day is difyou’ll find no one who won’t teach you,” ferent, but the support is great.” CSBJ she said.

“If you have open ears, you’ll find no one who won’t teach you.”

Heating and Plumbing Engineers, Inc.

Lakisha Sheppard is an apprentice in HPE’s Plumbing & Piping Apprenticeship Program.

Eustace grew up around construction, as did intern Brittney McClain, a senior majoring in construction management at CSU-Pueblo. “I wanted to expand my career [opportunities],” McClain said. “Every year at HPE, we do some activity to recognize women who work in construction. There was an acknowledgment of all roles at HPE because we have women in every department across the organization,” said Eustace.

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Colorado Springs Business Journal

March 17 - March 23, 2017

YOUNG PROFESSIONAL

Stafford leads charge for Children’s Hospital in region By Bryan Grossman

enny Stafford is an East Coast transplant who moved to Colorado Springs to take a chance on her then-boyfriend — who is now her husband of nearly 16 years. Stafford is the philanthropy director for Children’s Hospital Colorado Foundation in southern Colorado. Originally from Baltimore, she attended the University of Maryland in College Park, where she earned her bachelor’s degree in art history. She’d planned on attending graduate school at Columbia University in New York City, but put her plans for a Ph.D. on hold and moved to Colorado Springs to be closer to her significant other, who is in the military reserves in Colorado Springs. Stafford, a 2014 CSBJ Rising Star, spoke with the Business Journal this week about raising funds for a living and creating a special place for sick kids in southern Colorado. Having grown up out East, what do you think of Colorado Springs? I love Colorado Springs, I honestly can’t imagine now living in a fifth-floor walk-up in Harlem getting a Ph.D. in art history. … This is a great place to live. It’s a slower pace of life than the [Washington] D.C. and Baltimore area. And you can make an impact here as a young person. What did you do when you first moved here? I taught art at a charter school for a year. I was 21 years old and some of my students were just two years younger than me. … The financial environment at that school was really challenging. I had to do a lot of fundraising just to support my program and take kids on field trips. And so that really got me interested in fundraising and nonprofits. I decided to turn down my schooling at Columbia and I applied to an accelerated graduate program at CU Denver — a master’s in public administration. I entered right into that program after one year teaching. Did you commute to Denver? Every single day. But that was a long time ago. It would take about an hour and 15 minutes to get to the Auraria campus. I was super disciplined and would get to school super early to get my work done and ready to go. … It was a cohort program and there were 16 of us who went through the program together.

The summer between teaching and graduate school, I interned at the Fine Arts Center. … They put me in the development department. Then what? When I finished my degree in 2003, the FAC had undergone a really big change. Jon Stepleton was the interim CEO. The development department had been six or seven people when I was interning and when I came back, it was down to two people. They asked me if I would come on full-time as development coordinator. I got to pick up where I left off as an intern. … At 24, I was offered the development director position. I was at the Fine Arts Center for about four years and director from ’04 until ’06, during their capital campaign for a new building and renovation. I oversaw annual fundraising to be sure we had programs, kept the lights on, paid salaries. … If we didn’t meet our monthly goals, we would have had to borrow money. What came after the FAC? In July 2006 I had my first child. Jon Stepleton had become a mentor of mine and he started at Pikes Peak Community College and asked if I would be interested in a part-time job there. I was there for almost seven years. I worked part-time and he was executive director of the community college’s foundation. I did a lot of work in the scholarship area — raising money for scholarships and giving them to students. We also did a lot of work around self-sufficiency with students. I also had a small consulting practice around strategic planning and board development and I did a lot of volunteer work too. About four years ago I left the community college. I was ready to do something different. I felt like I was at a point in my career where I’d be chugging along in roles not at a leadership level if I didn’t make a move. … About that same time, my son’s best friend was diagnosed with leukemia in kindergarten. … He was up at Children’s Hospital in Aurora at the Anschutz Medical Campus on and off for over a year. … He’s rebounded amazingly, but my life hadn’t been touched by Children’s until then. Coming from the East Coast, I was amazed at the level of treatment he could get in Colorado. At about the same time, I learned that this job had been created for southern Colorado. It just seemed meant to be. See Stafford page 22 Photo by Bryan Grossman

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8 March 17 - March 23, 2017

Colorado Springs Business Journal

Higher ed institutions promote healthy borrowing By Helen Robinson

olorado Springs colleges are actively helping students avoid loan debt disasters, saying the strategic planning they offer benefits not just their graduates, but the city as a whole. Grants, scholarships, campus employment, financial workshops and guidance on using loans are all on the table, as institutions help students work out how to fund their education. “You can’t just do one thing, it has to be constant contact,” said Jevita Rogers, senior executive director at the UCCS Office of Financial Aid, Student Employment and Scholarships. “We’re always reminding students to be mindful of how much they’ve borrowed, and giving them tools on how to check that. “We push the A-B-Cs: Always Borrow Conservatively.”

FINANCIAL ADVICE

Photo by Helen Robinson

Professor Deb Licht teaches a statistics class at Pikes Peak Community College’s downtown campus. Student loan borrowers across Colorado Springs owe an average of $21,979 — about $6,400 less than the national average loan debt of $28,400.

The aim isn’t to steer students away from loans, Rogers said, but to help them weigh their options and manage money wisely. Erica Shafer, Colorado College’s associate director of financial aid in the Office of Financial Aid and Student Employment, said advisers encouraged students to “think critically about life after college, and financial realities,” to make better loan decisions.

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Shafer said the college sees helping students graduate with lower debt as an investment in the broader community. “A lot of research has looked at the effect student loans have, not only on an individual or micro level, but on a macro level as far as consumer spending,” she said. “…You can do a lot more with your future after graduation if you aren’t limited with student loan debt.” Colorado College commits significant endowment funds to institutional grants for eligible students, Shafer said, with need-based student loans and work-study opportunities making up a portion of the student’s financial input. The college also offers financial literacy events and classes on loans and budgeting. “It benefits everybody to try and be more proactive … so we try to be involved early on,” Shafer said. “This takes resources, so it’s a continuous goal of the college and our office.”

BEING PROACTIVE Rogers said UCCS starts the conversation about loans as early as freshman orientation. Then students receive at least three reminders a year to check their loan debt and repayment figures. Monthly workshops addressing money management cover everything from budgeting and saving to investing advice. UCCS also funds on-campus student employment as a strategy for keeping student debt low. Statistics showed

Colorado Springs Business Journal

March 17 - March 23, 2017

students employed on campus gradPeak Community College Foundation, Annual tuition and fees at PPCC are said the organization aimed to help uated sooner and with a higher GPA, $3,600 this year, James said. Most of PPCC students avoid loans by awardRogers said, with the daily connection the scholarships are in the $2,000ing scholarships. increasing retention, engagement and $2,500 range. This year the foundation will award motivation. The scholarships meant students between $900,000 and $1.2 million, Low student loan debt and a close recould take fewer loans and cut their about double the figure for last fiscal lationship with the college benefits the work hours to focus on graduating, year. community by boosting the number James said — but the impact would of students who settle and work in the be felt throughout their working lives Springs, she said. HELPFUL PROGRAM and even across generations. “We have increased the number of “We have many students who have James said the foundation maxstudents who are staying here. It’s families, who have jobs, and who are imized awards by leveraging state adding to the robustness of our city,” making this choice to go to school not legislation. Rogers said. The state of Colorado set aside $7 just for a better future for themselves, Summit Economics Senior Economist million this year for the Colorado but also for a better future for their chilTom Binnings said that student loans Opportunity Scholarship Initiative, dren,” she said. generally provided a “net benefit to sowhich offers matching scholarship “They are making a generational ciety and the individual,” as long as the funds for new or increased donations, shift.” degree generated she said. higher income. That meant for BIG PICTURE “Even if they 2016, the foundaScholarships and grants, James said, spend more on tion had to raise “are not just an education support debt and less on $493,000 in new tool, they’re a support tool for the ecoconsumption at donations to renomic growth of this community. … first, if they earn ceive the $493,000 “When you get an associate degree, more than $4,000 available to the it’s a 25 percent [increase in earning extra in housecommunity college capacity] that then continues over a hold income then from the state. lifetime. the community’s “We actually “This is a workforce and economic — Jevita Rogers coming out ahead over-raised — we development story that continues in and so are they,” raised $1 million tax rolls, in employers having enough he said. in new funds last qualified workers to hire, in rent, in Keeping student debt low could be year because of this opportunity from property tax. especially important for keeping colthe state,” she said. “It flows over and across our economlege graduates in the Springs, Binnings James said those donations to ic spectrum. This is an investment in said. the college came from the Colorado the economic health of the Pikes Peak “The higher my debt, the more I’m Springs community as well as from CSBJ region.” compelled to maximize my earning in local businesses, showing a “direct Editor’s note: This is the second in the short term,” he said, which often correlation between what they see the a two-part series exploring the issues means heading to larger cities offering potential is for their future workforce and impact of student loan debt on higher salaries. and where the investment is coming the Pikes1Peak region. from.” 17-CSU-01950_Business_PRINT_4.75x6.5_4C_FNL.pdf Lisa James, executive director at Pikes 2/23/17 12:00 PM

“We have increased the number of students who are staying here. It’s adding to the robustness of our city.”

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10 March 17 - March 23, 2017

Colorado Springs Business Journal

Area builder offers virtual home tours By Cameron Moix

n the rapidly growing and competitive housing market, companies nationwide are finding it necessary to innovate in order to entice potential homebuyers to purchase properties. Toward that end, Colorado Springsbased homebuilder Vantage Homes recently introduced a new method for viewing and touring its many model homes — without even setting foot outside. On March 1, the company rolled out the use of virtual reality technology that is beginning to become a mainstay among many of the country’s real estate firms, although Marketing

Manager Crystal Johnston said Vantage is the first homebuilder in the region to offer this particular service to its clients. “Most people have the 360-degree tours, but we wanted to take it to the next level,” Johnston said. “We wanted to give people that virtual experience and allow them to feel as if they are truly in the home.” The company uses a specially designed 3D camera system and corresponding mobile app to allow potential homebuyers to take virtual tours of Vantage properties via virtual reality goggles or headsets. “Sometimes buyers just don’t have the time to visit the other models,”

Photo by Cameron Moix

Liz Von Glahn, a sales agent for Vantage Homes, takes a model home tour using a VR headset.

Johnston said. “It’s exciting, because they actually feel like they’re walking through a home.” While homebuyers can download the app on Apple or Android phones and take tours via their own VR devices (including Google Cardboard, Oculus Rift and Samsung Gear) the company offers the service at all of its model home locations — in the North Fork, The Farm, Cordera, Flying Horse and Promontory Point developments. “We have 22 models to go through, and sometimes one may be sold before a potential buyer even gets the chance to walk through it,” Johnston said. Although Johnston said she sees why the company’s investment in VR technology may seem novel, it’s the time savings and efficiency it could create that convinced Vantage to take the dive after learning more about it at last year’s National Association of Homebuilders Convention in Miami. Consequently, Vantage purchased the $4,500 Matterport Pro 3D Camera and a dozen $200 Bionic Vision Plus virtual reality headsets, and all of the photography is performed by a staff member. “This will allow us to actually educate the individuals who come through the door and really show them everything we have to offer, rather than having to schedule tours and walk through all the individual homes,” Johnston said. Unlike photos or the aforementioned 360-degree, drag-and-drop embedded photo tours — which are becoming

commonplace on Facebook and other platforms — Vantage Sales Agent Liz Von Glahn said the “VR goggles” and “Matterport VR” app give her clients an unprecedented opportunity to get a real feel for the size and shape of the space. Perhaps the first real estate firm to bring the technology to the region was Colorado Springs-based residential firm Behr & Behr Team, which began offering VR home tours in late 2014. “We started out just using it for our higher-end listings,” said Brandon Behr, an agent on the Behr & Behr Team. “But we noticed that it really seemed to give a totally new perspective — it was something that was really helpful to people who couldn’t physically visit the home.” In the time the Behr & Behr Team has used the technology, the Colorado Springs housing market has changed drastically. Now that sale times on homes are so short, he said the company only creates VR tours for homes that haven’t sold after a week or two on the market. Although Behr said it is “definitely one of the tools in the bag,” he said that he doesn’t feel like it increases sales on a regular basis. However, he said it has been a game-changer for military personnel and others looking to buy homes in places they often can’t get to for a tour before the home sells. “When it’s something where you tap into the overseas market, that’s when you really start seeing [VR] activity,” he said. CSBJ n

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Colorado Springs Business Journal

March 17 - March 23, 2017

SMALL BUSINESS

The Mac Corner Locations: 2950 Janitell Road, Ste. 113; 1740 Lake Woodmoor Drive, Monument Established: 2013 Employees: 8

Photo by Bryan Grossman

Larry Rothzeid used to repair broken computers and sell them on Craigslist. He now owns two The Mac Corner retail and repair shops.

Contact: 719-368-2114; themaccorner.com

The Mac Corner takes independent approach By Bryan Grossman

fter working in IT locally for more than a decade, Larry Rothzeid decided to turn his passion for technology into a business of his own. Rothzeid is the owner and founder of The Mac Corner, a local company that exclusively repairs, refurbishes and sells used Apple products. Unlike most of his competition, however, Rothzeid is not an Apple-authorized partner — a detail, he said, that usually works to his advantage. Rothzeid, a native of Long Island, N.Y., was transferred to Colorado Springs from Arizona, where he had been working for FedEx as a software developer. During his 12 years with the company locally, Rothzeid would fix broken Apple computers and sell them via Craigslist. “I’d give [the buyer] a warranty with my cell number,” Rothzeid recalls. He then found a PC shop in Monument that would sell his Macs on consignment. “I figured it was a good way to get the word out, and

David, Aileen, Richard and Alex

we worked well together because the owner hated Macs and I didn’t care for Windows,” Rothzeid said. “The Mac Corner name came from his shop. I had a little corner of his store.” In 2013, Rothzeid left FedEx to open his own establishment at Murray and Fountain boulevards and, by the end of the year, he moved again to his current location on Janitell Road. Nine months later, Rothzeid christened a second shop in Monument.

NO SHORTCUTS While many shops offering repairs on Apple products are certified Apple partners, Rothzeid said his shops are totally independent. “We’re getting more foot traffic all the time as word spreads that we’re an alternative to an Apple store,” he said. “We’re not associated with Apple and we make that very clear to customers. For instance, we don’t handle Apple warranty work.” “Apple has very stringent rules to be a certified partner and I don’t think it’s beneficial to me to do it,” he added. “We’re the only one I know of in town that isn’t affiliated with Apple but focuses exclusively on Apple.”

Most customers who need repairs are dealing with cracked screens or damaged hard drives and have an expired warranty or don’t want to wait for a certified Apple partner to make the repairs. “The advantages are that I don’t have to adhere to all of Apple’s strict rules. For instance, there’s a model of MacBook before they took out the CD drive — you could technically upgrade it to 16 gigs of RAM. If you’re an Apple partner, you’re not allowed to, but it could give you a huge benefit,” he said. “Apple also doesn’t let partners repair iPhones. They have to be sent to Apple. “From my perspective, that isn’t good customer service. Customers can’t be without their phones. Imagine if someone asked for your phone and said they’d give it back to you in a week.” Rothzeid said his goal is to put products together exactly the way they come in. “If someone opened the computer up at the Mac store in Briargate, I don’t want them to ever know it was touched,” he said. “It’s my goal to make it look perfect. So many people take shortcuts and it irritates me.” See Corner page 22

12 March 17 - March 23, 2017

Focus

Photo by Helen Robinson

Colorado Springs Business Journal

RISING STARS - WHERE ARE THEY NOW?

VENKAT REDDY

Rising Stars still shining years later

Presidents, principals, directors — oh my By Helen Robinson

he Colorado Springs Business Journal’s Rising Stars reach some remarkable places. Since the Business Journal began recognizing the city’s outstanding young professionals with the award more than 15 years ago, winners have risen to new heights, becoming presidents, principals, directors and CEOs. This week the Business Journal spoke with Rising Stars alumni from 2001, 2006, 2010 and 2013 about the paths they’ve taken and what they’ve learned along the way.

Photo by Helen Robinson

Photo by Amanda Reseburg

JESSE SPAETH

AIMEE LIOTINO

ADENA DUTTER

VENKAT REDDY

When Venkat Reddy was honored as a 40 Under 40/Rising Star in 2001, he was serving as associate dean for graduate programs in UCCS’ College of Business and leading its pioneering online MBA program. Reddy became dean of the college in 2005, and associate vice-chancellor for online programs in 2014, going on to launch several fully online undergraduate degrees. With the retirement of longtime chancellor Pam Shockley-Zalabak last month, Reddy became interim chancellor of UCCS. “I tell people I wouldn’t call this a career — it’s more of a calling,” he said. “You really have to care about making a difference. I feel very humbled that the president thought I should do this.” — Venkat Reddy said, as interim chancellor, his goal is “to not come and shake up a lot of things, but to build on the momentum Dr. ShockleyZalabak has built.” He said he would focus on several measurable goals with “tremendous future implications.” Those include: expanding UCCS’ online programs; completing the regional performing arts center; continuing program planning for the William J. Hybl Sports Medicine and Performance Center; and focusing on cybersecurity. “With the National Cybersecurity Center coming here, it’s important that we build strong programs on our campus and support the center,” he said. “We want to make sure they are successful as well, as we partner with them.”

Reddy said Colorado Springs has “a lot of smart people, and a lot of good companies moving in,” and he encouraged young professionals to stay and get involved. “We’re doing our share as a campus by working hard to produce the future skilled workforce for our community, and we have strong internship and placement programs to help keep students in town,” he said. “I want to also challenge our community to create these opportunities for our young professionals. Take them in for internships and placements; form partnerships with them. “They need to feel they’re wanted here, so we as a community should send a signal saying, ‘We want you here, you’re important, and we want to see what we can do to support your future in this community.’”

JESSE SPAETH

Jesse Spaeth got back into banking at the worst time: right before the Great Recession. He’d started in the industry right out of college, underwriting commercial loans for Norwest. Then he worked for Classic Homes and got his master’s before managing huge properties — 40,000 acres of timberland in Tennessee, 10,000 acres of ranchland in New Mexico — for a private equity investment group. In 2006, with two kids and too much time on the road, he took a position as commercial loan officer for Vectra Bank’s downtown Reddy branch. In late 2007, the downturn began. “Those were really bad times — it was a struggle to be back in the industry, trying to do good things,” Spaeth recalled. “That was a grind.” But he stayed the course, and persistence paid off. “I said in that [2006] Rising Stars article that I wanted to be a market president, and that’s what I moved to Cañon National Bank to do — it worked out great,” he said. He went to Cañon in 2012, three years before it became part of Bank of the San Juans. Spaeth is now senior vice president and market president at Bank of the San Juans. He said he enjoys the pace of commercial lending, and gets great satisfaction watching the Springs’ economic growth unfold. “I’ve never been more bullish about

“You really have to care about making a difference.”

Colorado Springs Business Journal

March 17 - March 23, 2017

NEXT WEEK

HEALTH CARE QUARTERLY

Colorado Springs,” he said. “In the last year we did the most loans we’ve ever done in Colorado Springs. People are excited, buying and selling; everyone wants everything now.” Spaeth’s advice for young professionals in the Springs comes straight from his own hurdles. “Stick it out,” he said. “Sometimes it feels like you’re treading water, but take the long view. There’s so much opportunity here — now more than ever. Build on that and good things will happen.”

AIMEE LIOTINO

Aimee Liotino says the work she oversees is “like preseason in football.” “We provide that high-level playing field for young adults to practice their interpersonal skills and technical skills,” she said. “We get people in an organic situation working on land conservation projects, and in the meantime they’re learning to deal with conflict and communication skills with their teammates.” As Mile High Youth Corps’ regional director for the Southern Front Range, Liotino manages operations and donor and community relations, and leads programs in which El Paso County youths aged 18-24 work on conservation-focused projects such as trail building and fire and flood mitigation. Originally from upstate New York, Liotino has worked as a water purification specialist in the Army, as the volunteer manager for Pikes Peak Habitat for Humanity, and she served on the funds allocation committees for Waldo Canyon and Black Forest Fire Emergency Relief. When she was named a Rising Star in 2010, Liotino was director of Pikes Peak United Way’s volunteer center. She started with MHYC three years ago, and says she’s found her place. “My passion and purpose in life

e ent es

d by

is to empower others to find their passion and purpose, so this is the perfect path,” she said. “I get to engage directly with up to 100 young adults each year; it’s an opportunity to really help them find what interests them.”

ADENA DUTTER

Adena Dutter takes change in stride. When she was named a Rising Star in 2013, Dutter was lead admissions adviser and military liaison for Colorado Technical University. Four years on, she’s in Wisconsin, working as development and marketing director for Beloit Regional Hospice. Dutter jumped right into the nonprofit development role, despite telling her prospective employers she’d “only ever written one successful grant — for $3,000.” They liked her honesty and her willingness to tackle any task, and Dutter has thrived on the learning curve. “Taking on projects even if they’re not in my comfort zone has been the main factor in my growth,” she said. “Even when it’s uncomfortable and you’re afraid of making a fool of yourself, if you just put yourself out there, sometimes it’s going to work.” Dutter’s career change has also brought a new perspective on life and death. “Death and dying is a taboo subject in our culture, and that’s unfortunate because everybody deserves to have the best death they can. That’s where hospice comes in,” she said. “This work is very important, very meaningful. I’m learning a lot about the best way to live my personal life, in dealing with the end of life every day. “It has taught me to value every day I get to spend with my loved ones and my kids, even more than I did before.” CSBJ

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14 March 17 - March 23, 2017

Colorado Springs Business Journal

THE LIST: IT COMPUTER SUPPORT Ranked by number of local staff

IT Computer Support

From The Book of Lists & Power Pages

Ranked by No. of Local Staff

Just Missed The List 11 — Emergency Computer Services Inc. 12 — Westside PCs LLC

Navakai Inc. has a band, a running club, rooftop happy hours for clients, an office dog, bikes and skateboards.

To purchase your own Book of Lists or the full IT Computer Support List, call Helen Robinson at 719-634-5905

Don’t miss The List March 24: Medical Facilities March 31: Commercial Real Estate Brokers April 7: Department of Defense Contractors

No. FT Areas of Specialization Staff

Person in Charge, Title

Year Est.

CenturyLink Inc. 308 E. Pikes Peak Ave. Colorado Springs, CO 80903

Website Email Phone centurylink.com N/A 719-597-8418

4,700

Managed services, managed data, managed voice, managed office, cloud, data, voice, applications

Guy Gunther, Vice President Operations

1911

Simple Works 1040A Elkton Dr. Colorado Springs, CO 80907

simpleworksit.com sales@simpleworksit.com 719-476-0444

Business IT support, residential service, VoIP/voice, data backup, Joshua Brambilla, General internet services Manager

1988

Navakai Inc. 19 S. Tejon St., Ste. 500 Colorado Springs, CO 80903

navakai.com sales@navakai.com 719-630-1280

Technology consulting services, planning and design, disaster Davin Neubacher, CEO recovery, security, remote and on-site user support, technologyrelated projects

2001

Frontier IT 1205 Shasta Dr. Colorado Springs, CO 80910

frontierit.com solutions@frontierit.com 719-888-4357

An IT partner for your company that provides the support you trust with technology that fits your business

Don Brown, Chief Executive Officer

2016

Voelker Research 5026 N. Academy Blvd. Colorado Springs, CO 80918

voelker.com info@voelker.com 719-528-5596

Rich Voelker, President

1989

Crossconnect Engineering 7660 Goddard St., Ste. 205 Colorado Springs, CO 80920

crossconnect.com support@crossconnect.com 719-559-5559

Authorized Apple Reseller, authorized Premium Apple Service Provider, Mac, iPod, iPad, iPhone product repairs, data transfer and recovery, product upgrade and support, Mac system and software deployment, Mac integration in mixed-platform environments, high-speed shared storage management Deep expertise in all Cisco technologies; services-led company with consultative selling approach

Jeff Kronlage, President

2012

IT Specialists Inc. 6625 Delmonico Dr. Colorado Springs, CO 80919

itspecialists.net tknight@itspecialists.net 719-531-9309

Full-service IT support company, cabling, network and Thomas Knight, President/CEO 1995 infrastructure support, consulting and IT management, managed services provider, cloud computing and resource management

Compu10 3540 Sedgewood Way Colorado Springs, CO 80918

compu10.net support@compu10.net 719-505-8619

IT support, networking, security, web design, hardware, software Gary Labandter, Owner

2011

TruTech IT Solutions Inc. 4575 Galley Rd., Ste. 300A Colorado Springs, CO 80915

trutechit.com info@trutechit.com 719-208-7835

Small business network and computer support

Tim Gregg, Owner

2011

Firma IT Solutions N/A Fountain, CO 80817

firmaitss.com admin@firmaitss.com 719-377-6603

Cybersecurity, secure cloud services, routing and remote access, enterprise wireless networks, managed IT services, encryption

Rodney Gullatte, Owner

2011

Rank

Name Address

NR- not ranked, indicates that the information necessary for ranking was not provided. N/A- not available. While every attempt is made to ensure the thoroughness and accuracy of the list, omissions and typographical errors may occur. Please send additions/corrections to helen.robinson@csbj.com.

April 14: Home Builders

[

This is the top listing of IT Computer Support companies that responded to questionnaires, notices and telephone inquiries.

]

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Colorado Springs Business Journal

March 17 - March 23, 2017

Pueblo Business News Pueblo West commerce grows with HyMark expansion By Ashleigh Hollowell

hen Chuck Golinvaux purchased the Pueblo We s t p ower s p or t s dealership HyMa rk Motorsports in 2013, five lenders turned him down, doubting he could increase revenue by even 15 percent in the first year. He arranged a deal with the previous owner, Jack Thompson, in order to purchase it despite the doubters, and within the first year alone increased revenue 100 percent. Nearly four years later, HyMark Motorsports has grown from six to 14 employees and is projected to do $7.2 million in revenue in 2017, according to Golinvaux. Construction on a $3 million building expansion will begin March 24 and will take six to eight months. As soon as construction is complete, Golinvaux will unveil his business’ new

look, and a new name as well: Strictly Powersports. The facility will expand the current 7,200 square feet to 33,000 square feet and grow from one motorcycle showroom to three. It will include multiple levels, an old-style gas station for character and high ceilings. Golinvaux plans to have one showroom specifically for Indian Motorcycle, one for Polaris products and one for KTM, with a possible subsection for a used-product showroom — something he said is not typical for powersports dealers, but that he hopes will create a unique selling strategy for his business. “It’s a different selling model than in the typical multi-line powersports dealership. A lot of these dealers get Honda, Yamaha and Polaris, for example, and put them all together in the same space,” Golinvaux said. “You have to segment your staff a little bit as opposed to letting everybody sell

everything. My experience has been, over the years, that when you let everybody sell everything, they’re a master of none. I want my staff to be experts.” With the expansion, Golinvaux plans to add four jobs to his staff right away and, over time, possibly up to 10 more. He also plans to increase volume a minimum of 20 percent. “We think the possibility exists with [the expansion] to do up to $10 million in annual revenue,” Golinvaux said. Growth at HyMark Motorsports/

Strictly Powersports follows a recent economic trend in Pueblo West. “There was a 76 percent increase in residential structures and a 28 percent increase in new commercial buildings in 2016. Pueblo West is growing again and we couldn’t be more pleased,” said Laurie Cozzetto, community development director for Pueblo West Metropolitan District. “Our economic development committee is meeting with

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Photo by Ashleigh Hollowell

The staff at HyMark Motorsports is preparing for a major expansion and rebranding in Pueblo West.

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16 March 17 - March 23, 2017

Colorado Springs Business Journal

PUEBLO BUSINESS NEWS

HyMark: Motorsports part of Pueblo West’s boom From page 15

prospective new business owners often. Although we did not have any significant involvement in HyMark’s expansion, we are ready and willing to provide assistance to any Pueblo West business that would like to expand.” Golinvaux said he hopes HyMark Motorsports/Strictly Powersports will become a destination dealership. “It’s 228 miles to the east before you run into another powersports dealer of

any brand. ... It’s 279 miles [to a dealer] to the south in Santa Fe, N.M. ... and it is 150 miles to Gunnison before you run into another powersports dealer to the west. There’s a lot of competition to the north, but an advantage we have is we are the only Indian dealer for the entire southern half of Colorado,” Golinvaux said. The Indian Motorcycle brand has only four locations statewide: Lakewood, Littleton, Fort Collins and Golinvaux’s. With that brand, HyMark Motorsports/

Strictly Powersports does business under the name Indian Motorcycle of Southern Colorado. Golinvaux described Indian Motorcycle as the Prada or Gucci of the motorcycle world. “We’re very fortunate because of where we’re situated. With Big R’s Pueblo West location going up over there I think this can become a destination area. I think other businesses will come here and become a draw to the area for commerce,” he said.

MY MONEY IS ON SERVICE

Chris Markuson, Pueblo County’s director of economic development and geographic information systems, expects a similar manifestation of new business to occur in Pueblo West. “Pueblo West continues to expand its commercial business footprint. Often, once a commercial district reaches a certain level of available retail activity, it draws more customers from a broader region,” Markuson said. With the expansion of HyMark Motorsports and Big R opening a store in Pueblo West, Markuson said jobs and revenue will increase over time. “I’ve been watching their growth and am excited for them. HyMark Motorsports has developed a name and reputation regionally. Consumer expenditures toward recreational goods in Pueblo and the surrounding region are growing,” Markuson said. “It’s obvious HyMark is very effectively tapping into a larger regional market. When a business like HyMark is able to generate revenues from a larger trade area, the net economic gain to the community is significant.” Golinvaux cites his employees, processes, accountability and discipline as what makes his business model work. “We’ve been really fortunate to attract good quality employees as we’ve grown. I think that the consumer has responded well to what we’re trying to do here, which is provide competent and honest transactions,” Golinvaux said. “We apply our core values to everything we do: professionalism, integrity, fairness and enthusiasm. We just operate our business that way and I think people see that.” CSBJ n

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Colorado Springs Business Journal

March 17 - March 23, 2017

PUEBLO BUSINESS NEWS

Gus’s Place honors historic Pueblo roots By John Hazlehurst

“I

’ve been coming here since 1969,” said Skeeter Medina, perched on a barstool at Gus’s Place. “There were six of us, all friends growing up in Pueblo, and we decided to check it out. I was 20, and I’ve been coming here ever since.” “We’re the oldest bar in Pueblo,” said owner Gino Mittino, tending bar on an unseasonably warm weekday afternoon. “We were the first bar to get a liquor license after Prohibition, and we’ve been continuously open since then. That makes 84 years — not bad!” The tavern was opened by Mittino’s step-grandfather, Gus Masciotra. After Gus died in 1965, his mother Evelyn and her husband Freddie Masciotra ran the place, followed by Mittino in 1996. “I worked here for a couple of years in the ’70s,” said Mittino, “and then I spent 20 years at King Soopers, and came back here in ’96. That’s 41 years in the food and beverage business.” Gus’s is famous for its Dutch lunches, consisting of locally sourced lunchmeats, provolone, pickles, peppers and fresh bread from Zoelsmann’s Bakery, another iconic Pueblo business. The bakery is located a few blocks from Gus’s on East Abriendo, where it has been for 123 years.

Situated just steps from the west gate of the vast steel mills of Colorado Fuel & Iron, Gus’s enjoyed many decades of prosperity before the mills were shut down. “Back then, the tavern was packed all day and through the evening,” recalled Medina. “The steelworkers would come here, smoke their cigars and drink beer. They’d come in at noon for the Dutch lunch, and just stay here if their shift was over.” “There were three shifts a day,” Mittino said, “and I think there were 10,000-12,000 workers at the mill. Now, the blast furnaces are long gone, and there are just 1,000 workers or so, melting down scrap.” Gus’s is a cozy neighborhood place with a dozen seats at the bar, a half dozen booths on the opposite wall and a couple of tables in between. Yet it figures so prominently in the community narrative that it’s listed in the Pueblo Register of Historic Places. According to the register listing, “1201 Elm Street has functioned as an important community gathering place since 1892. The building served as ... an early African-American church, and later as a Mesa Mission for immigrants ... between 1910-1920. The current use as a neighborhood pub dates from 1934, the first year after Prohibition,

Photo by John Hazlehurst

Though it’s for sale, Gino Mittino owns the oldest bar in Pueblo, opened by his step-grandfather.

and demonstrates the neighborhood and community’s dedication to this distinctive place.” Above the booths, the walls of Gus’s Place are packed with photos and memorabilia. There’s a 1984 article from the National Geographic praising Gus’s, a 1960s column from the Denver Post, family photos and a celebrity photo or two. “In the 1940s, we were in Ripley’s Believe It or Not three times,” said Mittino, “for the most beer sold per square foot of any bar in the world.” Nowadays, the surrounding neigh-

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borhood is noticeably rundown, and the clientele is older. “This week has been pretty slow so far,” said Mittino, “but things usually pick up towards the end of the week. And I think the neighborhood will improve, but it all takes time.” The bar has been for sale since 2015, following the death of Mittino’s mother, Evelyn Masciotra, 94. Originally listed for $350,000, it’s now available for $250,000. That includes the tavern, an attached three-bedroom house, a double garage and all furniture, fixtures and supplies. CSBJ n

18 March 17 - March 23, 2017

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Colorado Springs Business Journal

PEOPLE ON THE MOVE Compiled by Lindsey Morrow

Submit items for Kudos, Business Briefs or People on the Move to editorial@csbj.com.

Joanna Wise

Victor Correa

Ryan Knaak

Trevor Dierdorff

Koger Propst

Care and Share

OfficeScapes and OS School

Infront Webworks

El Paso County GOP

ANB Bank/Sturm Financial Group

Chris Elder

Harvey LeCato

Michael Swearingen

Patrick Osborn

Chad Wimberly

Elder Construction

Tri-Lakes Cares

WSP

Merit CO

New Marketing/ Communication Director

Promotion President

New Project Manager

New Food Programs Manager

New Senior SEO/ Digital Marketing Specialist

Water Area Manager

New Republican Chairman

New Agent

New CEO

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BUSINESS BRIEFS VISIT CSBJ.COM ON ANY MOBILE DEVICE

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FRONTIER, AMERICAN AIRLINES ADD FLIGHTS Starting June 11, Frontier Airlines will launch seasonal services to five cities from Colorado Springs with two more coming in Fall 2017. The new nonstop cities launching this summer include Chicago, Los Angeles, San Diego, San Francisco and Washington, D.C. Fort Myers and Tampa will come this fall. Ticket sales begin March 7. For more information visit FlyFrontier.com. Starting July 5, American Airlines will offer year-round nonstop flights from Colorado Springs to Chicago O’Hare. Ticket purchases began March 12. For more information visit aa.com.

JOIN US MARCH 20 TH AT THE 1ST ANNUAL

STATE OF THE

OUTDOORS EVENT

MCCRIGHT FINANCIAL GROUP EXPANDS TO WOODLAND PARK McCright Financial Group, a business specializing in asset management, began operations in Woodland Park. Owned and operated by Scott McCright, the company has been doing business in Colorado Springs since 1993. The new location has a team to meet all client needs including experts in banking, money management, real estate and mortgages, insurance and estate planning. For more information, go to mccrightfinancialgroup.com.

The Business of Outdoor Recreation Come discover why a thriving outdoor recreation industry will help create great jobs and great communities throughout the Pikes Peak Region. LUIS BENITEZ Director for the Colorado Outdoor Recreation Industry Office

MAYOR JOHN SUTHERS

See ppora.org for our full speaker line-up · DIRK DRAPER - CEO, Colorado Springs Chamber & EDC · KAREN PALUS - Director, Colorado Springs Parks and Recreation · DAVID LEINWEBER - Chair, Pikes Peak Outdoor Recreation Alliance · SUSAN DAVIES - Executive Director, Trails & Open Space Coalition

Monday, March 20, 2017 · 4-6:30 pm at the City Auditorium Register/Buy Tickets: ppora.org $15 ($20 after 3/15)

Questions about booth space? Email info@ppora.org

Colorado Springs Business Journal

March 17 - March 23, 2017

ON THE HORIZON Compiled by Lindsey Morrow

Business Development

Submit items for On the Horizon to events@csbj.com.

Networking Events

Regional Events

Monday, March 20

Tuesday, March 21

State of the Outdoors

SCWCC: Business Lunch

Discover why outdoor recreation matters and how to invest in your business by investing in the outdoors, $15, 4-6:30 p.m., Colorado Springs City Auditorium, 221 E. Kiowa St. Go to coloradospringschamberedc.com/ event to register.

Woodland Park: After Hours

Join the Southern Colorado Women’s Chamber of Commerce for a speaker luncheon with Suzanne Kladder, $38 for members, $46 for non-members, 11 a.m.-1 p.m., Garden of the Gods Club and Resort, 3320 Mesa Road. Go to chamber.scwcc.com/events to register.

Join the Woodland Park Chamber of Commerce for networking, free, 5:30-7 p.m., Keller Williams Client Choice Realty, 107 Sundial Drive. Go to chamberorganizer.com/Calendar/ to register.

SBDC: Tax Prep

Wednesday, March 22

Tri-Lakes: Business Accelerators

A workshop to strengthen understanding of small business taxes, $20, 9 a.m.-noon, Small Business Development Center, 1675 W. Garden of the Gods Road. Go to clients.coloradosbdc.org/ to register.

Tuesday, March 21 SCORE: Workshop Series B of the SmartSTART workshop series, $125 for five sessions, 6-9 p.m., Catalyst Campus, 559 E. Pikes Peak Ave. Register at coloradosprings. score.org/content/take-workshop-14

SBDC: Digital Marketing Learn how Facebook can help your business in the Small Business Development Center’s Digital Marketing Series, $10, 9 a.m.-noon, Ent Credit Union, 7350 Campus Drive. Register at clients.coloradosbdc.org/workshop.

HBA: Meeting Join the Housing and Building Association of Colorado Springs’ Code Review Committee meeting, free, 7:309 a.m., HBA, 4585 Hilton Pkwy., Ste. 100. Go to cshba.com/events for more information.

Wednesday, March 22 SBDC: Digital Marketing Learn how reviews can help/harm business and what to do about it in this series workshop, $20, 11:30 a.m.1 p.m., SBDC, 1675 W. Garden of the Gods Road. Go to clients.coloradosbdc. org/workshop to register.

Thursday, March 23 SBDC: Startup Series Put together a plan that can be used as a roadmap to start your business plan, $18, 9 a.m.-noon, The Small Business Development Center, 1675 W. Garden of the Gods Road. Register at clients.coloradosbdc.org/ workshop.

WIA: Webinar Join the Women in Aerospace for their Professional Development Series webinar “Creating your Brand”, $40 for members, $60 for non-members, 1-2:30 EST, Register at womeninaerospace.org/events.

PPAR: Board Meeting Join the RSC Board of Directors for its monthly meeting, free, 8:30-10 a.m., Pikes Peak Association of Realtors, 430 N. Tejon St. Go to ppar.org/Calendar/ EventCalendar for more information.

CSRP: Coffee Join the Colorado Springs Rising Professionals for coffee with the Chief of Staff Jeff Greene, free, 8-9 a.m., City Administration Building, 30 S. Nevada Ave. Go to csrisingprofessionals.org to register.

Chamber: After Hours Join The Colorado Springs Black Chamber of Commerce for networking, free, 5:30-7:30 p.m., English Dockside Grill, 1201 W. Colorado Ave. Register at csbc.chamberofcommerce.me.

Thursday, March 23 PPAR: Board Meeting Join the PPAR Board of Directors for its monthly meeting, free, 8:30-10 a.m., Pikes Peak Association of Realtors, 430 N. Tejon St. Go to ppar.org/Calendar/ EventCalendar for more information.

HBA: Meeting Join the Housing and Building Association for the Land Use Committee Meeting, free, 7:30-9 a.m., HBA, 4585 Hilton Pkwy., Ste. 100. Go to cshba. com/events for more information.

Thursday, March 30 AACS: Meet management Join the Apartment Association of Southern Colorado for information on billing, how to become a vendor and the bidding process, free, 4-6 p.m., Epernay Apartments, 2915 Woodland Hills Drive. Register at aacshq.org/events.

Friday, March 31 PPAR: Wine Tasting Join the Pikes Peak Association of Realtors for a fundraiser to benefit the Special Olympics, $25 suggested donation, 6:30-8:30 p.m., Downtown Fine Spirits and Wine, 103 S. Wahsatch Ave. Register at ppar.org/Calendar.

Join the Tri-Lakes Chamber of Commerce for business networking, first visit free, 8-9 a.m., Fairfield Inn and Suites, 15275 Struthers Road. Register at trilakeschamber.com/ events-calendar.

Tri-Lakes: After Hours Join the Tri-Lakes Chamber of Commerce for a monthly networking mixer, free for members, $5 for partnering members, $10 for non-members, 5-7 p.m., Palmer Lake Town Hall, 42 Valley Crescent St. Go to trilakeschamber.com/events-calendar to register.

Wednesday, March 22 Pueblo: Aerie Meeting Regular meeting of the Pueblo Eagles Aerie #145, free, 7 p.m., 1615 South Prairie Ave. Go to pueblochamber.org for more information.

Tuesday, March 28 Tri-Lakes: Business Accelerators Join the Tri-Lakes Chamber of Commerce for business networking, first visit free, 8-9 a.m., Fairfield Inn and Suites, 15275 Struthers Road. Register at trilakeschamber.com/ events-calendar.

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                       

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Wednesday, March 29 Pueblo: Aerie Meeting Regular meeting of the Pueblo Eagles aerie #145, free, 7 p.m., 1615 South Prairie Ave. Go to pueblochamber.org for more information.

Friday, March 31 Pueblo: Membership Luncheon Join the Pueblo Chamber of Commerce for its membership luncheon, $20, 11:30 a.m., Pueblo Union Depot, 132 W. B St. Register at pueblochamber.org/calendar.

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20 March 17 - March 23, 2017

Colorado Springs Business Journal

MARKET SNAPSHOT

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San Francisco, CA Silicon Valley, CA Raleigh, NC Dallas, TX Austin, TX Seattle, WA Columbus, OH Denver, CO Warren, MI Indianapolis, IN Twin Cities, MN

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LESSONS LEARNED DURING REGIONAL LEADERS TRIP CHARLESTON, S.C. — In 2009, Boeing came to South Carolina — in a big way. The manufacturing plant in North Charleston was set to employ 4,500 people; it now employs 8,000. It started out making the aft parts of 787 Dreamliners; it now manufactures 787s and is the sole manufacturer of 787-10 planes. It started out with a 1.2 million-square-foot facility; it has plans to expand its footprint even further. But it didn’t come without a price tag. Some say the state attracted Boeing with a $900 million incentive package. For its part, Boeing promised to invest in a $750 million facility and create 4,500 jobs. The details of the incentives package were never made public, but estimates by the Charleston Post and Courier came up with the $900 million incentives package — most of which were property tax breaks over 30 years and “up-front money to be given to the company through state bonds at a cost of roughly $399 million.” South Carolina also borrowed $270 million to help build the factory, the daily paper said. In 2013, the legislature approved an additional 4 percent tax for infrastructure improvements for Boeing to add to its facility and create another 2,000 jobs. Without the incentives, Boeing would have paid a 10.5 percent tax rate for the improvements, according to Aviation Week. But what made this deal stand out isn’t just its overwhelming success — Boeing’s economic impact is judged to be around $12 billion every year — the state took another big step and invested in the future. With $45 million, South Carolina agreed to train Boeing’s workforce. Called Ready SC, the center lives at Trident Technical College, a twoyear training ground for tech careers, much like a community college. The state pays for its instructors — certified by Boeing — and for the equipment. Ready SC handles all the pre-hiring admin work and first phone calls, and offers a round of voluntary training to winnow down the candidate list. Once hired by Boeing, employees get 10-14 weeks of training from Ready SC. Ready SC started in the 1960s, but the facility in North Charleston specifically trains Boeing workers — and it’s free, says Howard White, director of the Boeing project. “We believe in the ‘grow your own’ philosophy,” he said. “So the

March 17 - March 23, 2017

program can do company-specific curriculum. The company tells us what they need and we design the curriculum. But at Boeing, they said they’d been building airplanes for 100 years, so they gave us the curriculum and trained our instructors. We train their employees now.” In the early years of the project, instructors trained entry-level workers to be able to work on the manufacturing floor with minimal supervision. “These days,” White said, “we train people for new jobs, for additional certifications. We do about 9,000 trainings a year.” The city benefited from its military presence. About 90 percent of the instructors are former or retired military, White said. They’re drawn from the nearby Air Force base and fit in with the South Carolina model. “We have 200 different courses we do here,” he said. “And the starting salaries — entry level — were between $14-$18 an hour back in 2009 when they first started.” At a later tour of the Boeing facility, officials said workers were paid on a regionally competitive basis. Rival AirBus has a big facility in Alabama, so the company works to keep wages competitive. “We also now have Volvo coming in,” said Tommy Preston, director of Boeing’s National Strategy and Engagement. “We don’t want our people going to Volvo, so we’ll keep an eye out for what they are paying.” Boeing’s arrival in Charleston heralded a new age for the city, residents say. It’s made the city more competitive and other manufacturing companies are taking a closer look, it’s created a wealth of indirect jobs, and now suppliers for Boeing’s parts are moving to South Carolina. “The return on investment was huge,” White said. “The state got together and created the incentives package, but the ROI — that’s around $12 billion — that’s jobs, investments, retail, restaurants.” The Boeing facility and its trained workforce have since attracted Mercedes-Benz and Volvo manufacturing plants to the city. Volvo’s plant is finished and construction on a training facility is underway. Ready SC will train 2,000 Volvo workers at the site, which is being paid in part by Berkeley County funds and in part by Volvo. Colorado Springs Business Journal — Editor & COO Amy Gillentine Sweet reported from the Regional Leaders Trip in Charleston, S.C.

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22 March 17 - March 23, 2017

Colorado Springs Business Journal

Corner: All about Macs Stafford: On a mission a concern to some extent because we have a lot of accessories and we focus on selling refurbished equipment.” Rothzeid said his ability to turn around Expanding a service arm and providrepairs quickly is one of the biggest ading corporate support may be the way to vantages to remaining independent. deal with lost repair revenues, Rothzeid “If someone wants to replace a hard explained. drive, it’s usually one day here. Affiliates “When [repairs go] away, we’ll help are often 48 hours, if not longer,” he said, businesses with networks, firewalls. adding the standard for fixing cracked ... As I build relationships [with busiphones is often within a half hour. nesses], they’re asking if I can help with As for the drawbacks of being phones and firewalls and routers,” he independent? said. “I really like “There are defihelping people nitely some disadand the consulting vantages. Like you piece.” can’t do AppleCare Rothzeid said [technical support]. there are so many And some want small businesses in that warranty from town without their Apple. They want to own IT department know that, if some— Larry Rothzeid who rely on “accione replaces a part dental architecture. in their Mac, that “They’ll say, Apple will warran‘When 10 people worked here, it looked ty it. We have people come in who have like this. But we added 20 more people expired warranties or they just don’t and things are not working quite right.’ want to wait.” I’m pretty good at helping with stuff like that.” HARNESSING THE FUTURE Rothzeid said he could see The Mac Rothzeid said, while the growth of his Corner expanding into consumer trainbusiness has been rapid, about 50 pering as well. cent of his revenue comes from repairs, “There are plenty of things we could and Apple is making those repairs more replace our repair business with,” he difficult each year. said. “Technology is going to stick “Now I’m looking into servicing around for awhile, and there will need to be people out there who know how to businesses, partly because Apples are becoming less repairable,” he said. “It’s harness that technology.” CSBJ From page 11

“Imagine if someone asked for your phone and said they’d give it back to you in a week.”

From page 7

Talk about being at Children’s. I was hired in 2013 to start a fundraising program in southern Colorado that would help to support the expansion of the hospital locally. We always had generous people in southern Colorado supporting the hospital, but never before did we have people from this region supporting the hospital in this region. So I got to stand up this office and staff and create a team and fundraising plan. It’s been a great opportunity.

$20 [million] to $30 million goal is very aggressive for this community. The hospital would love it if we get as much as we possibly can. It’s truly mission work for the hospital to expand in this community. We’re a safety-net hospital, which means we serve as many Medicaid and TriCare patients as needed. … In this community 75 percent of our patients are Medicaid or TriCare patients. Those typically pay 50 cents on the dollar for cost of care.

Never before did we have people from this region supporting the hospital in this region.

How have plans for the new hospital affected your position? It gave us a really clear focus. When I was hired, Children’s hadn’t formally decided to build a hospital in the community yet. The focus had been expanding programs. … The hospital just finalized floor plans at the end of February while dirt is being moved. Our fundraising is kicking off in 2017 in a really big way. What’s the fundraising goal? From philanthropy in general, we’re looking at about $20 [million] to $30 million. The overall cost of the hospital is about $155 million. That

What are the advantages to being a young pr o fe s s ion a l here compared to the East Coast? I’ve been in Colorado Springs my whole career. Every single person I know of from my high school graduating class and all of my friends from college live from Virginia to Boston. No one is really west of Frederick, Md. Their lives are very different. Their commute times are longer. Most people don’t have a choice to work part time and raise a family because of the cost of living. ... If you want to live close to your job, the schools aren’t going to be good. ... A lot of people start families later because they need longer to climb. They love their lives, but I have such a different life. CSBJ n

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Colorado Springs Business Journal

March 17 - March 23, 2017

BY THE NUMBERS: COLORADO SPRINGS WORKFORCE ASSET MAP Information provided by the UCCS Economic Forum

y the Numbers last month addressed the low civilian participation rate, and the decline in the percentage of U.S. residents participating in the workforce. Although the decline has stabilized, the rate remains stubbornly low at 63 percent in early 2017. Many speculate this is due to the aging population; however, it is among the younger cohorts where the rate has fallen most precipitously. This points to a structural issue inherent in our workforce: the mismatch between industry’s highest demand occupations and today’s training and educational programs. This misalignment has been in the media much more of late and certainly highlighted in the results of the last election. The solution seems elusive given the time-intensive process of refining or even completely overhauling the U.S. educational pipeline. In order to address such structural, longer-term issues, it is important first to understand the landscape. Smart communities are becoming highly responsive and nimble in helping industry fill high-demand occupations, and these communities first “audit,” their workforce landscape. That entails fully understanding two fundamental pieces: a) What, exactly, does industry need, and b) What, exactly, does the local community provide in terms of qualified workers? It sounds so simple, but such an audit of workforce demand and supply is seldom pursued in any systematic and meaningful way. Colorado Springs, however, has recognized that thriving communities with robust job creation have a constant feedback loop between industry and training/educational organizations. To that end, various local workforce-related organizations partnered about a year ago, and they include the Chamber & EDC, Pikes Peak Workforce Center, K-12 (specifically, the Career Track programs), Pikes Peak Community College, the city of Colorado Springs, UCCS, the Small Business Development Center, Catalyst Campus, Junior Achievement, and several other institutions. Each training and educational organization is providing a comprehensive list of what training programs, certificates or degrees they provide, and how many people attain these certificates or degrees on an annual basis. This represents the “supply” of workers. Chart A shows one example of this, the career track programs at Lewis-Palmer School District 38 in partnership with Pikes Peak Community College. These lists are then compared to the monthly, real-time data provided by Wanted Analytics through the PPWFC, which gives the exact occupations being posted by employers via numerous mechanisms (mostly online). Data includes the number of postings by occupation. This represents the “demand” for workers. Chart B shows a subset of the 148 demanded occupations in January 2017. All components will be part of the web-based platform that is under construction and slated for completion later this year. Various participating organizations are funding the work, and a UCCS student intern is collecting the data to keep costs down while also providing meaningful work experience. The benefits of this simple tool are numerous. Training and educational institutions can review and refine their programs on an ongoing basis with real data reflecting immediate business needs. K-12 can be responsive to business needs via career track programs which target high-demand, middle-skill occupations. High school students benefit because they can make informed decisions about their chosen occupation or field of study. They are also more likely to have a job at the conclusion of their training. Businesses can benefit by knowing what programs exist, how many trained workers are being produced and what organization they can contact to access these skilled workers. Our community can benefit by keeping some of our young talent in the region, with good jobs and meaningful career pathways. We are also likely to keep our unemployment rate lower than the national average, even during a downturn, because a qualified workforce acts as a magnet to industry. Government services are easier to sustain because the tax base is always higher with more people employed at livable wages. Kudos to Colorado Springs for proactively and collaboratively using key data today to not only enhance the current economic momentum, but also to cement the future, economic prospects for our next generation.

— Tatiana Bailey, executive director of the Southern Colorado Economic Forum

To receive the monthly four-page dashboard as a UCCS Economic Forum sponsor, contact Tatiana Bailey: tbailey6@uccs.edu or 719-255-3661

CHART A. Lewis-Palmer Vocational Programs & Concurrent Enrollment via Pikes Peak Community College, 2016/17 Auto Collision Technology Culinary Arts Health Career Exploration Music Automotive Service Technology Diesel Power Technology Health Science Technology Radio and Television Computer Aided Drafting Early Childhood Education Interior Design Welding Careers Computer Information Systems Fire Science Technology Machining/Welding Zoo Keeping Criminal Justice Cosmetology Multimedia Graphic Design CHART B. Sample of Job Postings by Occupational Category Colorado Springs MSA, January 2017 Computer and Mathematical Occupations Network and Computer Systems Administrators Software Developers, Applications Computer User Support Specialists Computer Systems Engineers/Architects Information Security Analysts Operations Research Analysts Actuaries Statisticians Healthcare Practitioners and Technical Occupations Registered Nurses Physical Therapists Occupational Therapists Family and General Practitioners Speech-Language Pathologists Licensed Practical and Licensed Vocational Nurses Radiologic Technologists Medical Records and Health Information Technicians Surgical Technologists Medical and Clinical Laboratory Technologists Occupational Health and Safety Specialists Genetic Counselors Athletic Trainers Construction and Extraction Occupations Construction Carpenters Construction Laborers Electricians Plumbers Painters, Construction and Maintenance

First-Line Supervisors Construction Trades & Extraction Workers Highway Maintenance Workers Construction and Building Inspectors Source: Compiled by UCCS Economic Forum from WANTED Analytics, PPWFC

Volume 2295 481 324 282 275 261 31 7 1 1038 432 48 45 33 28 81 28 22 16 15 5 2 1 370 61 53 49 21 15 65 20 10

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Colorado Springs Business Journal

Ordinances: Cap on number of businesses passes From page 1

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Ordinance No. 17-850 and Ordinance No. 17-00018, approved last month by the Colorado Springs Planning Commission, essentially close a loophole in the city code that has allowed businesses without licensure to legally sell medical marijuana to “gift or remunerate” marijuana to customers making other purchases. “There has been no more of a divisive subject or situation within my community than the subject of reimbursement and gifting,” said Jaymen Johnson, owner of Speakeasy Cannabis Club and member of the political action committee Together for Colorado Springs. “It has pitted the unlicensed community against the licensed industry; it has divided the cannabis consumer; it has caused much confusion and much debate; and it has caused nearly irreparable damage to our community, in my opinion.” Johnson, who spoke out in support of all three ordinances, said that he would eventually like to see Colorado Springs allow for the sale of recreational marijuana, but that it is important to first place pertinent regulations on the existing local industry. “I believe that in the future, we could stand to benefit from a licensed recreational industry, but I believe that the way the cannabis industry has behaved so far has only held us back and hindered us in heading toward this goal,” he said.

Photo by Cameron Moix

Cannabis club owner and marijuana industry activist Jaymen Johnson addresses city council members during Tuesday’s meeting.

“I hope we will continue to address these issues before they become issues … so that we can come up with solutions to problems before they happen.” In response to the passage of the three resolutions, City Council President Merv Bennett said that “together, we can find positive solutions,” adding that the city has “kind of been playing catch-up” on creating ordinances that effectively regulate the local medical marijuana industry. The three ordinances are the culmination of work performed by the Colorado Springs Marijuana Working Group, which was formed in May 2016 to make policy recommendations to city council related to the local medical marijuana industry. The group picked up

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after the disbanding of the Marijuana Task Force, which was commissioned by city ordinance to “review, study, develop, evaluate and review laws and regulations pertaining to marijuana businesses, including but not limited to location and licensing criteria, fees, advertising and other time, place, manner and number regulations.” The current iteration of the group includes: Whitley Crow, Tom Gallivan, John Harding, Dale Nesmith, Hannah Parsons, Tom Scudder, Bridget Seritt and Renze Waddington. The group also includes several city officials: City Councilor Larry Bagley, Deputy Chief of Staff Bret Waters, City Clerk Sarah Johnson; Colorado Springs Fire Marshal Brett Lacey; CSPD Commander Sean Mandel; and the city’s Planning & Development Director Peter Wysocki. “The focus of the working group was to bring forward ordinances, resolutions, whatever to reevaluate the medical marijuana licensing schemes by the time that moratorium ends,” said License Enforcement Officer Lee McRae during a Feb. 27 work session on the proposed ordinances. After the council work session, members of the Marijuana Working Group reconvened to discuss alterations to the language of the proposed ordinance, but ultimately decided to allow it to go to a vote unchanged. “We did meet and discussed these items, and the consensus of the Working Group generally was that we would stay with the wording that we have in the ordinances before you,” Bagley said during Tuesday’s meeting. Council also acted Tuesday to appoint two new members of the Marijuana Working Group: Santiago Guerra, an assistant professor of Southwest Studies at Colorado College; and Clifton “Cliff” Black, a local lawyer. This news comes just weeks after comments from the Trump Administration that sent a shock wave of uncertainty through the national marijuana industry. On Feb. 23, White House Press Secretary Sean Spicer said that the U.S. Department of Justice could begin to enforce federal anti-marijuana laws targeting the recreational/retail portion of the industry. Just last week, U.S. Attorney General Jeff Sessions echoed that sentiment during a radio interview with conservative talk show host Hugh Hewitt. In

the interview, Sessions said that federal law should still apply even in states such as Colorado which have repealed anti-marijuana legislation. He continued by stating that the administration will carry out enforcement of those laws that prohibit such activity, and even called out Colorado specifically. “We will enforce law in an appropriate way nationwide. It’s not possible for the federal government, of course, to take over everything the local police used to do in a state that’s legalized it,” he said. “I’m not in favor of legalization of marijuana. I think it’s a more dangerous drug than a lot of people realize. I don’t think we’re going to be a better community if marijuana is sold in every corner grocery store. … This, places like Colorado, it’s just sprung up a lot of different independent entities that are moving marijuana. And it’s also being moved interstate, not just in the home state. … And neighbors [Oklahoma and Nebraska] are complaining, and filed lawsuits against them. So it’s a serious matter, in my opinion.” In response to Spicer’s comments — prior to those made by Sessions — the Marijuana Industry Group, a Denverbased cannabis trade association, issued a statement from its executive director, Kristi Kelly. “Marijuana Industry Group supports the will of the voters of the state of Colorado, and the legitimacy of the medical and recreational programs,” she said. “The Colorado cannabis programs are heavily regulated, heavily taxed, and heavily enforced by state and local governments. Resources are better spent pursuing illegal cartels than state- and locally-licensed, tax-paying business operators.” Kelly continued to state that she considers marijuana law enforcement to be a “state’s rights issue,” and that “Colorado’s medical and recreational cannabis markets are firmly entrenched in the state’s constitution, as well as a complex statutory and regulatory framework.” According to data from MIG, Colorado’s cannabis industry saw $1.3 billion in sales and $199 million in taxes/fees last year, which represented $3 billion in total economic impact and contributed to the creation of 20,000 jobs. “Deconstruction of this market would likely cause a recession in the state,” said Kelly. CSBJ n

Colorado Springs Business Journal

March 17 - March 23, 2017

OTHER VOICES

Colorado Springs Airport progress encouraging

t is extremely encouraging to see the progress being made at the Colorado Springs Airport. The recent announcement of additional service to several new cities is just the latest bit of good news for L A M B O R N Colorado Springs, the Pikes Peak region and the entire travel economy of southern Colorado. The more that the potential of our airport is unlocked, the more it will benefit our city and region. It is important that our aviation laws reflect the most current status of our airports. That’s why I have introduced bipartisan legislation, the 21st Century Small Community Air Service Development Program Act. Small Community Air Service Development grants provide

Doug

much-needed boosts for small airports across the country to pay for advertising and other startup costs associated with new airline routes. These grants may only go to airports considered small hubs or smaller by the Federal Aviation Administration. The law authorizing these grants stipulates that only airports considered small hubs in 1997 are eligible for the program. The grants typically range in value from $100,000 to $900,000. My bill eliminates the current requirement that limits grants to only airports that were classified as small in 1997, thereby allowing the Colorado Springs Airport to receive this classification. Our airport is a fantastic facility that is making real strides of progress. Faced with the challenge of a large airport within easy driving distance, Aviation Director Greg Phillips, his predecessor Dan Gallagher and the whole airport team have buckled down, cut costs,

reduced business taxes, increased enplanements and added businesses on their property. My belief is that this legislation is one more tool that will allow the Colorado Springs Airport to continue its transformation and add more air service to our region. The importance of a robust local airport to a robust local business climate is essential. Low-tax and low-cost policies attract businesses to locate and hire near the Colorado Springs Airport. Additionally, an active and thriving airport brings more tourists to our region, makes it easier for businesses to recruit new talent and ensures that easy transportation is available for business development sector professionals

to attract additional companies and entrepreneurs. The 21st Century Small Community Air Service Development Program Act will increase the stature of the Colorado Springs Airport. This bill enjoys the support of both the Majority and Minority leadership in the House and I would anticipate it passing as either a stand-alone bill or as part of an FAA reauthorization by September 2017. Congressman Doug Lamborn serves as chairman of the Subcommittee on Energy and Mineral Resources of the House Committee on Natural Resources. He also serves on the House Armed Services Committee and House Veterans Affairs Committee.

The more that the potential of our airport is unlocked, the more it will benefit our city and region.

U.S. running out of places to borrow

s the federal debt has gone from astounding to unbelievable to incomprehensible, a new problem has emerged: The U.S. government is actually running out of places to borrow. The $20 trillion debt is already twice the annual revenues collected by all the world’s governments combined. Including unfunded liabiliD A V I E S ties, though, which include promised Social Security, Medicare and government pension payments that Washington will not have the money to pay, the federal government actually owes somewhere between $100 trillion and $200 trillion. The numbers are so ridiculously large that even the uncertainty in the figures exceeds the annual economic output of the entire planet. Since 2000, the federal debt has H A R R I G A N grown at an average annual rate of 8.2 percent, doubling from $10 trillion to $20 trillion in the past eight years alone. Who loaned the government this money? Four groups: foreigners, Americans, the Federal Reserve and government trust funds. But over the past decade, three of these groups have cut back significantly on their lending. Foreign investors have slowed the growth in their lending from over 20 percent per year in the early 2000s to less than 3 percent per year today. Excluding the Great Recession, American investors have been

Antony

James

cutting back on how much they lend the federal government by an average of 2 percent each year. Social Security, though, presents an even bigger problem. The federal government borrowed all the Social Security surpluses of the past 80 years. But starting this year, and continuing either forever or until Congress overhauls the program (which may be the same thing), Social Security will only generate deficits. Not only is the government no longer able to borrow from Social Security, it will have to start paying back what it owes — assuming the government plans to make good on its obligations. With federal borrowing growing at more than 6 percent per year, with foreign and American investors becoming more reluctant to lend, and with the Social Security trust fund drying up, the Fed is the only game left in town. Since 2001, the Fed has increased its lending to the federal government by over 11 percent each year, on average. Expect that trend to continue. For decades, often in word but always in deed, politicians have told voters that government debt didn’t matter. We, and many economists, disagree. Yet even if the politicians were right, the absence of available creditors would be an insurmountable problem — were it not for the Federal Reserve. But when the Federal Reserve acts as the lender of last resort, unpleasant realities follow. Because, as everyone should be keenly aware, the Fed simply prints the money it loans. A Fed loan devalues every dollar already in circulation, from those in people’s savings accounts to those in their pockets. The result is inflation, which is, in essence, a tax on frugal savers to fund a spendthrift government. Since the end of World War II, inflation in the U.S.

has averaged less than 4 percent per year. When the Fed starts printing money in earnest because the government can’t obtain loans elsewhere, inflation will rise dramatically. How far is difficult to say, but we have some recent examples of countries that tried to finance runaway government spending by printing money. From 1975-1990, the Greek people suffered 15 percent annual inflation as their government printed money to finance stimulus spending. Following the breakup of the Soviet Union in the 1990s, Russia printed money to keep its government running. The result was five years over which inflation averaged 750 percent. Today, Venezuela’s government prints money to pay its bills, causing 200 percent inflation which the International Monetary Fund expects to skyrocket to 1,600 percent this year. For nearly a century, politicians have treated deficit spending as a magic wand. In a recession? We need jobs, so government must spend more money! In an expansion? There’s more tax revenue, so government can spend more money! Always and everywhere, politicians argued only about how much to increase spending, never whether to increase spending. A century of this has left us with a debt so large that it dwarfs the annual economic output of the planet. And now we are coming to the point at which there will be no one left from whom to borrow. When creditors finally disappear completely, all that will remain is a reckoning. Antony Davies is associate professor of economics at Duquesne University. James R. Harrigan is senior research fellow at Strata in Logan, Utah. This article first appeared in InsideSources.

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Colorado Springs Business Journal

BUSINESS LEADS Incorporations Filed with the Secretary of State when an individual or business incorporates. ENTITY NO 20171188612 20171187411 20171108815 20171111921 20171123084 20171157442 20171161779 20171162104 20171162518 20171172027 20171172029 20171172031 20171172035 20171172036 20171172041 20171172046 20171172050 20171172610 20171172828 20171172999 20171173167 20171173381 20171173606 20171173664 20171173812 20171174008 20171174182 20171174325 20171174440 20171175144 20171175173 20171175498 20171175576 20171175771 20171175869 20171176215 20171176407 20171176458 20171176536 20171177033 20171177177 20171177242 20171177328 20171177331 20171177362 20171177578

CORPORATION NAME EMI LLC Michael Bird LLC ksm, inc. MOUNTAIN HIGH HOME BUYERS, LLC Insurance Counseling Services, LLC The Law Office of Bernadette I. Shetrone, LLC SudoLynx Inc. 7838 Chasewood Loop LLC R&M Legacy Holdings, LLC AJ Edwards, LLC Dewitt Dees Consulting Associates, LLC Storm Peak Investments, LLC True Vine, LLC Buzzcuts Lawn Care, LLC NK Real Estate Holdings, LLC Standard Electric Bicycle Company, LLC R&R Consultants, LLC Heart Beats Goodland Decking and Home Improvement LLC Hammer & Pick Enterprises, LLC Highly Flavored Cakes, LLC LADEIRA SERVICES LLC Oasis Custom Firearms Powder Report llc Tiny Grow, LLC Catalpa Investments, L.L.C. Wayfarers Chapel Ujuj LLC total maintenance of csp llc Rickerman Tuning LLC Peak Wholesale, LLC Schriner Automotive Services, LLC O’Neill Renovation and Design, LLC 1885 Palm Drive LLC R. D., LLC Education Dynamics Consulting, LLC Chadwick Properties LLC 4235 Ginger Cove LLC DKA SERVICES LLC DeathEaters Racing and Pro Shop SSB Vinyl LLC The Colorado BBQ & Grill LLC WildeBizz Inc. Bear Mountain Home Inspections LLC Intentional Hearts, Inc. JJRS Electrical, LLC

TYPE DLLC DLLC DPC DLLC DLLC DLLC DPC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC FLLC DNC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DPC DLLC FPC DLLC

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AGENT KEVIN MUNCH kevin moynihan JOHN STINAR Bryan Kneeland Bernadette Shetrone Richard Riley Karen Mendrop Kristy Baumgartner Seth Hickman Daniel Ladeira Robert James Todd Ragan Zachary Kelley Thomas Payne Jeffrey Bayless deyvys rodriguez Charayah Rickerman Greg Walker Macthanial Schriner Jane Hall Teresa Cooper Nicole Niewinski Jesse Chadwick Justin Ersch ROMAN GASTELUM Timothy Psomas Kevin Yu Tammy McQuigg Craig Byerly Drew Pettner Michael Todd Wilson Joshua Steuber

AGENT ADDRESS 6510-A S Academy Blvd 1311 W CHUCHARAS ST UNIT 1 1304 w colorado ave 121 E. VERMIJO AVENUE 6570 Snowbird Dr 5215 Diamond Dr. 2910 Bonne Vista Drive 14490 Westchester Dr 14680 Sterling Road 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 5031 Ardley Dr 1239 Suncrest Way 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 1852 silver meadow cir 5120 Paradox Dr 130 Glencrest court 4975 Platinum Drive 6640 Foxdale Cir 731 Castle Rd. 2411 W Colorado Ave Ste. 202 4414 ranch circle 6110 Fescue Drive 3205 Cedar Heights Dr. 2625 King St Unit 2 121 S. Tejon Street, Suite 900 230 Thames Drive 7205 Maine Lane 115 W. Cheyenne Rd. #303 3735 Thundercloud Dr. 4235 Ginger Cove 2840 MONTEBELLO DR 5112 Palmer Park Blvd 4590 Champions View 205 N Murray Blvd 5555 Alma Terrace 1404 Calvert Ave. 3578E Hartsel Drive 3008 West Platte Ave.

AGENT CITY Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs

STATE ZIP CO 80906 CO 80904 CO 80904 CO 80903 CO 80918 CO 80918 CO 80906 CO 80921 CO 80921 CO 80903 CO 80903 CO 80903 CO 80903 CO 80903 CO 80903 CO 80903 CO 80903 CO 80922 CO 80906 CO 80903 CO 80903 CO 80951 CO 80923 CO 80906 CO 80918 CO 80919 CO 80904 CO 80904 CO 80918 CO 80923 CO 80904 CO 80904 CO 80903 CO 80906 CO 80923 CO 80906 CO 80920 CO 80923 CO 80918 CO 80915 CO 80923 CO 80916 CO 80917 CO 80904 CO 80920 CO 80904

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Colorado Springs Business Journal

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Colorado Springs Business Journal

PUBLIC NOTICES COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601227 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 13, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): YAMPA PROPERTY TRUST, A COLORADO TRUST Original Beneficiary(ies): STRATEGIC FUNDING GROUP, LLC, A COLORADO LIMITED LIABILITY COMPANY Current Holder of Evidence of Debt: STRATEGIC FUNDING GROUP, LLC, A COLORADO LIMITED LIABILITY COMPANY Date of Deed of Trust: April 05, 2013 County of Recording: El Paso Recording Date of Deed of Trust: April 10, 2013 Recording Information (Reception No. and/or Book/Page No.): 213046575 Original Principal Amount: $65,000.00 Outstanding Principal Balance: $65,000.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed

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of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, EXCEPT THE SOUTHERLY 10 FEET TO THE CITY, MAIZELAND, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 2724 EAST YAMPA STREET, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/12/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/17/2017 Last Publication: 3/17/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO

FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/13/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Douglas W Brown #10429 Brown, Berardini, Dunning & Walker, P.C. 2000 South Colorado Blvd. Tower Two, Suite 700 Denver, CO 80222 (303) 329-3363 Attorney File # 3664-001B The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601234 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 15, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): BRADLEY D. WELLS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR PEOPLES MORTGAGE CORPORATION Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: February 12, 2010 County of Recording: El Paso Recording Date of Deed of Trust: February 17, 2010 Recording Information (Reception No. and/or Book/Page No.): 210014710 Original Principal Amount: $131,572.00 Outstanding Principal Balance: $117,785.28 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5 IN BLOCK 2 IN STETSON HILLS SUBDIVISION FILING NO. 7, EL PASO COUNTY, COLORADO. Also known by street and number as: 4650 ACKLEY COURT, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash,

the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/15/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006439731 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601236 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 15, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): KRYSTINA J ROSARIO Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CALIBER HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: July 31, 2015 County of Recording: El Paso Recording Date of Deed of Trust: August 06, 2015 Recording Information (Reception No. and/or Book/Page No.): 215085048 Original Principal Amount: $181,943.00 Outstanding Principal Balance: $179,257.50 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 87, CHAPARRAL POINT AT INDIGO RANCH FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7667 CALYPSO DRIVE, COLORADO SPRINGS, CO 80923-5424. THE PROPERTY DESCRIBED HEREIN

IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/15/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013768 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601248 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 19, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Shawn Sweat and Kenley Sweat Original Beneficiary(ies): Wells Fargo Bank, N.A. Current Holder of Evidence of Debt: Wells Fargo Bank, N.A. Date of Deed of Trust: June 30, 2010 County of Recording: El Paso Recording Date of Deed of Trust: July 02, 2010 Recording Information (Reception No. and/or Book/Page No.): 210063971 Original Principal Amount: $189,800.00 Outstanding Principal Balance: $170,034.72 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed

Colorado Springs Business Journal

March 17 - March 23, 2017

PUBLIC NOTICES of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 32, WAGON TRAILS SUBDIVISION FILING NO. 31, IN THE CITY OF COLORADO SPRINGS, STATE OF COLORADO Also known by street and number as: 7262 Grand Prairie Drive, Colorado Springs, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/19/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-755673-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601254 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 21, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): CONNIE E. MCROY Original Beneficiary(ies): PEOPLES MORTGAGE CORPORATION Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: April 23, 2008 County of Recording: El Paso Recording Date of Deed of Trust: May 06, 2008 Recording Information (Reception No. and/or Book/Page No.): 208052079 Original Principal Amount: $111,345.00 Outstanding Principal Balance: $106,076.58 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, IN BLOCK 12, IN SMARTT’S SUBDIVISION NO.5 FILING NO.2, IN

THE CITY OF COLORADO SPRINGS, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK Z AT PAGE 79, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 118 BALFOUR AVENUE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/21/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013450 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

1916 Summernight Terrace, Colorado Springs, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/21/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 16-00558SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601256 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 21, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Jeremy J Dixon Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Solutions of Colorado Current Holder of Evidence of Debt: Ocwen Loan Servicing, LLC Date of Deed of Trust: February 06, 2009 County of Recording: El Paso Recording Date of Deed of Trust: February 23, 2009 Recording Information (Reception No. and/or Book/Page No.): 209017319 Original Principal Amount: $202,240.00 Outstanding Principal Balance: $197,749.88 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 49, IN SUMMERNIGHT SUBDIVISION, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as:

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601257 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 22, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOHN J. PRITCHARD Original Beneficiary(ies): FIRST COMMUNITY MORTGAGE, A DIVISION OF FIRST COMMUNITY BANK Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: June 12, 2007 County of Recording: El Paso Recording Date of Deed of Trust: June 19, 2007 Recording Information (Reception No. and/or Book/Page No.): 207082463 Original Principal Amount: $82,602.00 Outstanding Principal Balance: $69,304.07 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED LEGAL DESCRIPTION EPC201601257 LEGAL DESCRIPTION CONDOMINIUM UNIT E IN BUILDING 3450 IN SIERRA POINT CONDOMINIUMS, (FORMERLY KNOWN AS SNAPFINGER WOODS CONDOMINIUMS), ACCORDING TO THE AMENDED CONDOMINIUM

MAP FOR SNAPFINGER WOODS CONDOMINIUMS RECORDED ON JUNE 22, 1981 AND RECORDED IN BOOK 2 AT PAGE 58, RECEPTION NO. 781667, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF EL PASO, COLORADO, AND AS DEFINED AND DESCRIBED IN THE AMENDED AND RESTATED CONDOMINIUMS DECLARATION FOR SIERRA POINTE CONDOMINIUMS, (FORMERLY KNOWN AS SNAPFINGER WOODS CONDOMINIUMS), RECORDED MAY 22, 1986 IN BOOK 5173 AT PAGE 1468, RECEPTION NO. 1399203, IN SAID RECORDS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3450 PARKMOOR VILLAGE DRIVE UNIT E, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/26/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/3/2017 Last Publication: 3/31/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/22/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013869 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601263 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 27, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Analee H McIntyre Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for Peoples Mortgage Corporation, a Colorado Corporation Current Holder of Evidence of Debt: JPMorgan Chase Bank, National Association Date of Deed of Trust: February 25, 2010 County of Recording: El Paso Recording Date of Deed of Trust: March 05, 2010 Recording Information (Reception No. and/or Book/Page No.): 210021212 Original Principal Amount: $149,737.00 Outstanding Principal Balance: $132,568.01 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows:

failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 1, R & B SUBDIVISION, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3019 Mission St, Colorado Springs, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/26/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/3/2017 Last Publication: 3/31/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/27/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-757491-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601265 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 27, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): LEONARD ARCOS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HOMEAMERICAN MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: October 03, 2012 County of Recording: El Paso Recording Date of Deed of Trust: October 09, 2012 Recording Information (Reception No. and/or Book/Page No.): 212118275 Original Principal Amount: $239,394.00 Outstanding Principal Balance: $221,018.87 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. LOT 9, BLOCK 10, BANNING LEWIS RANCH FILING NO. 7, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 6664 MONTEREY PINE LOOP, COLORADO SPRINGS, CO 80927. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/26/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/3/2017 Last Publication: 3/31/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/27/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013886 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601266 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 28, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): STEVEN DAVIS AND MELINDA D. DAVIS Original Beneficiary(ies): WELLS FARGO HOME MORTGAGE, INC. Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A. Date of Deed of Trust: February 20, 2004 County of Recording: El Paso Recording Date of Deed of Trust: March 01, 2004 Recording Information (Reception No. and/or Book/Page No.): 204034115 Original Principal Amount: $195,417.00 Outstanding Principal Balance: $187,289.70 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 29, RIDGEVIEW AT STETSON

30 March 17 - March 23, 2017

Colorado Springs Business Journal

PUBLIC NOTICES HILLS FILING NO. 3, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5841 HUERFANO DRIVE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/26/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/3/2017 Last Publication: 3/31/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/28/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013807 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601271 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 28, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MICHAEL J. MONTOYA Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ACADEMY MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: June 15, 2012 County of Recording: El Paso Recording Date of Deed of Trust: June 15, 2012 Recording Information (Reception No. and/or Book/Page No.): 212069115 Original Principal Amount: $210,429.00 Outstanding Principal Balance: $192,050.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. LOT 3 IN EASTVIEW ESTATES FILING NO. 2, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 7643 STEWARD LANE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/26/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/3/2017 Last Publication: 3/31/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/28/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013917 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601281 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 30, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): RONIE RALSTON HUDDLESTON JR Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VA MORTGAGE CENTER OF COLORADO SPRINGS, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: October 01, 2012 County of Recording: El Paso Recording Date of Deed of Trust: October 02, 2012 Recording Information (Reception No. and/or Book/Page No.): 212115888 Original Principal Amount: $155,000.00 Outstanding Principal Balance: $144,392.40 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. LOT 6, BLOCK 10, AUSTIN ESTATES SUBDIVISION NO. 2, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 1405 QUERIDA DRIVE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/03/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/10/2017 Last Publication: 4/7/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/30/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013958 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601282 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 30, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): CHARLES WOOD AND SHELLI WOOD Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: SELENE FINANCE LP Date of Deed of Trust: April 24, 2008 County of Recording: El Paso Recording Date of Deed of Trust: April 24, 2008 Recording Information (Reception No. and/or Book/Page No.): 208047272 Original Principal Amount: $248,598.00 Outstanding Principal Balance: $215,127.06 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 32, ANTELOPE CREEK SUBDIVISION FILING NO. 3, IN THE CITY OF COLORADO SPRINGS, COUNTY OF

EL PASO, STATE OF COLORADO. Also known by street and number as: 6726 WAGON RIDGE DRIVE, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/03/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/10/2017 Last Publication: 4/7/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/30/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013744 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700007 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 4, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JEFFREY E. CARR Original Beneficiary(ies): PEOPLES MORTGAGE CORPORATION Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: October 09, 2009 County of Recording: El Paso Recording Date of Deed of Trust: October 16, 2009 Recording Information (Reception No. and/or Book/Page No.): 209121142 Original Principal Amount: $178,829.00 Outstanding Principal Balance: $193,972.89 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 2, BLOCK 3, VILLA LOMA SUBDIVISION FILING NO. 7, EL PASO COUNTY, COLORADO. Also known by street and number as: 2531 SIERRA DRIVE, COLORADO SPRINGS,

CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/03/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/10/2017 Last Publication: 4/7/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/04/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013973 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700014 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DOUGLAS W. CLASEN AND DISA A. CLASEN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ACADEMY MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: June 08, 2012 County of Recording: El Paso Recording Date of Deed of Trust: June 11, 2012 Recording Information (Reception No. and/or Book/Page No.): 212066689 Original Principal Amount: $173,027.00 Outstanding Principal Balance: $159,552.34 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10 IN BLOCK 6 IN AUSTIN ESTATES SUBDIVISION NO. 5, FILING NO. 5, COUNTY OF EL PASO, STATE OF

COLORADO. Also known by street and number as: 1410 OSGOOD ROAD, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/05/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013919 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700015 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JUSTIN S. GRAY AND CHRISTINA P. GRAY Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIRST CHOICE LOAN SERVICES, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: May 30, 2013 County of Recording: El Paso Recording Date of Deed of Trust: May 31, 2013 Recording Information (Reception No. and/or Book/Page No.): 213070310 Original Principal Amount: $251,186.00 Outstanding Principal Balance: $234,973.42 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

Colorado Springs Business Journal

March 17 - March 23, 2017

PUBLIC NOTICES A FIRST LIEN. LOT 22, IN BLOCK 3, STETSON HILLS SUBDIVISION FILING NO. 10, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 6140 HEARTH COURT, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/05/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Elizabeth S. Marcus #16092 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013979 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700016 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Aaron Wilson and Kimberly Wilson Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for WR Starkey Mortgage, L.L.P. Current Holder of Evidence of Debt: Wells Fargo Bank, N.A. Date of Deed of Trust: September 10, 2012 County of Recording: El Paso Recording Date of Deed of Trust: September 10, 2012 Recording Information (Reception No. and/or Book/Page No.): 212104910 Original Principal Amount: $185,940.00 Outstanding Principal Balance: $171,890.04 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 48, BLOCK 9, AUSTIN ESTATES SUBDIVISION NO. 6, COUNTY OF EL

PASO, STATE OF COLORADO. Also known by street and number as: 4117 Bent Drive, Colorado Springs, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/05/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-757521-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700018 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 6, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ARIANE C. PARIURY Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR WR STARKEY MORTGAGE, L.L.P., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: NATIONSTAR MORTGAGE LLC Date of Deed of Trust: February 16, 2010 County of Recording: El Paso Recording Date of Deed of Trust: February 16, 2010 Recording Information (Reception No. and/or Book/Page No.): 210014373 Re-Recording Information (Reception No. and/or Book/Page No.): 210032245 Re-Recording Date of Deed of Trust: April 07, 2010 Original Principal Amount: $159,065.00 Outstanding Principal Balance: $116,630.63 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, BLOCK 2, REFILING OF A PORTION OF CIMARRON HILLS SECOND FILING, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1327 HATHAWAY DRIVE, COLORADO

SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/06/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013219 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700026 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 10, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): NICKESHA CABRERA AND OFELIA CABRERA Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR RESMAE MORTGAGE CORPORATION Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, ON BEHALF OF THE HOLDERS OF THE HOME EQUITY ASSET TRUST 2007-3 HOME EQUITY PASSTHROUGH CERTIFICATES, SERIES 20073 Date of Deed of Trust: December 29, 2006 County of Recording: El Paso Recording Date of Deed of Trust: January 12, 2007 Recording Information (Reception No. and/or Book/Page No.): 207006127 Original Principal Amount: $270,000.00 Outstanding Principal Balance: $267,917.75 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 20 IN ANTELOPE MEADOWS SUBDIVISION FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4770 RUSHFORD PLACE, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY

ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/10/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006472088 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700027 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): VICKI VALDEZ AND VERA CHRISTMAN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PINNACLE MORTGAGE GROUP INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: July 13, 2010 County of Recording: El Paso Recording Date of Deed of Trust: July 14, 2010 Recording Information (Reception No. and/or Book/Page No.): 210067067 Original Principal Amount: $165,133.00 Outstanding Principal Balance: $126,535.12 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6 IN BLOCK 1 IN CENTURY HEIGHTS ADDITION NO. 5, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 2206 ALPINE DRIVE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in

said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/11/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013964 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700032 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DANIEL BOLLINGER AND MAEGAN K. BOLLINGER Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GMAC MORTGAGE CORPORATION Current Holder of Evidence of Debt: RESCAP LIQUIDATING TRUST Date of Deed of Trust: November 08, 2005 County of Recording: El Paso Recording Date of Deed of Trust: December 01, 2005 Recording Information (Reception No. and/or Book/Page No.): 205191307 Original Principal Amount: $93,467.00 Outstanding Principal Balance: $90,167.61 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 42 IN CHEROKEE PARK TOWNHOMES, EL PASO COUNTY, COLORADO. Also known by street and number as: 2479 WASHO CIRCLE, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of

the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/11/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 16-00569SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201600476 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: Brent L Drumm Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: 1602 East Platte Avenue, Colorado Springs, CO 80909—5621 Recording Date of Deed of Trust: October 03, 2011 Recording Information: 211095935 Recording Date of Notice of Election and Demand: April 15, 2016 Recording Information of Notice of Election and Demand: 216038364 Legal Description of Property THE WEST 55 FEET OF LOTS 7 AND 8, BLOCK 59, EAST END ADDITION TO THE CITY OF COLORADO SPRINGS, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK E AT PAGE 26 IN THE OFFICE OF THE COUNTY CLERK AND RECORDER OF EL PASO COUNTY, COLORADO, COUNTY OF EL PASO, STATE OF COLORADO. Street Address of Property 1602 East Platte Avenue, Colorado Springs, CO 80909 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 11/16/16, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within five years from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. First Publication: 2/24/17 Last Publication: 3/24/17 Name of Publication: Colorado Springs Business Journal Date: 2/1/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

32 March 17 - March 23, 2017

Colorado Springs Business Journal

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SPEED MENTORING

THURSDAY, APRIL 13 7:30 - 10:00 a.m. • The Antlers Hotel

Join 40 business and community leaders to learn their secrets of success at a speed-networking and mentoring event sponsored by the Colorado Springs Business Journal. Leaders from industries — from manufacturing to first responders, from sports management to education, with a little bit of everything in between — will be available to share their wisdom and answer questions about their industries, their challenges and how they made it to the top of their fields.