Colorado Springs Business Journal, March 31, 2017 by Colorado Springs Business Journal

HAZLEHURST: STREETCAR DREAMS STUCK IN PAST 3 SMALL BIZ

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COS Airport seeing strongest growth in years By Cameron Moix

or more than a decade the Colorado Springs Airport was the subject of negative statistics and bleak outlooks; but after a year of positive growth — capped by several economic milestones — the enterprise is beginning to stabilize. On March 7, Denver-headquartered Frontier Airlines — which returned service to the Springs in 2015 following a years-long operations hiatus — announced seven new seasonal flights from Colorado Springs, including nonstop service to Chicago, Los Angeles, San Diego, San Francisco, Fort Myers, Tampa and Washington, D.C. The air-

line was already offering service to Phoenix, Las Vegas and Orlando. On March 10, American Airlines made an announcement that it would immediately begin offering two daily nonstop flights to Chicago (the third company to offer that destination out of Colorado Springs). Mayor John Suthers said the announcement came after the airline found success in its daily flights to Dallas/Fort Worth International Airport, where the company is headquartered. The announcements of added air service for Colorado Springs come during a period in which the airport has experienced its first sustained growth in

nearly a decade — a decade in which airline mergers and consolidation of services to large international hubs have created an increasingly difficult climate for many airports of similar size. “A lot of the smaller regional airports have really suffered, because [the airlines] know they can put an airplane between Chicago and Denver all day every day — and it will probably fill up,” Suthers said. “They don’t know they can fill an airplane flying out of Colorado Springs.” Greg Phillips, who was hired as aviation director after the departure of Dan Gallagher in October, said See Climb page 16

Photo by Cameron Moix

Focus: Eastside energy From the Colorado Springs Airport’s top-secret “Project Vector” to new retail and the closure of a Whole Foods Market, there’s plenty happening along Powers Boulevard.

ONE-ON-ONE

“Computer Whisperer” did IT for others before having his own business.

INSIDE

Taxes and cybersecurity.................5 Amy Sweet on office fitness...........6 Farewell to a chief.........................10 RiNo lessons learned (left)...........11 Kudos/People on the Move......... 20 Guest: Fix Obamacare..................24

EDITORIAL: BE SURE TO VOTE, INCLUDING BALLOT ISSUES

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IN OUR OPINION

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Take time to vote in Tuesday’s election The issue: Ballot issues could determine the future of Colorado Springs Utilities, add funding for stormwater and open broadband services to city negotiations. What we think: Regardless of individual stances on these issues, it’s vital that engaged local residents take part in this election, which will also determine six of nine seats on city council.

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Tell us what you think: Send us an email at editorial@csbj.com.

n a matter of days, voters in Colorado Springs will finish voting in a municipal election that will not only determine the direction of city council — but also settle a few looming issues of governance. While six district council seats are up for grabs, three ballot initiatives will affect the future of Colorado Springs Utilities, provide funds for much-needed stormwater repairs and open the city for broadband services. The first ballot issue increases the percentage of people who must vote in favor of selling Colorado Springs Utilities — should city council ever decide to sell all or a portion of the municipally owned enterprise. Under the current city charter, only a simple majority of residents need to vote in favor of such a sale. Ballot Issue One changes that to 60 percent of voters. Opponents to the measure say that it makes it more difficult to sell Utilities, even when most (up to 59.9 percent) of the city’s residents might believe that it’s no longer beneficial to own a utility company. With the ever-changing energy landscape — discoveries of natural gas reserves, for example, have made coal-fired power plants more expensive to run — it makes sense to leave all the options open in the future.

A future sale of CSU could erase its $2 billion debt burden, leave money in the city’s reserves and put the utility in the hands of experts. The second item on the ballot asks voters to allow the city to keep extra revenue from tax collections — instead of refunding it to residents as required by the Taxpayer’s Bill of Rights. With the strong support of Mayor John Suthers, the TABOR override allows the city to use the additional money to address the backlog of stormwater infrastructure fixes. It’s about $6 million from 2016 revenue and about the same amount in anticipated 2017 revenue. The city has neglected infrastructure repairs and updates for too long — and the bill has come due. Colorado Springs, facing lawsuits from the Environmental Protection Agency, made promises to Pueblo to clean up its act — and the water it sends south. The $12 million helps fulfill that promise. Colorado Springs also wants to opt out of a state law that does not allow it to negotiate for broadband services. It joins El Paso County and about 22 Colorado cities and counties across the state in asking voters to allow it to enter into such negotiations. This issue restores local control and local flexibility, and allows the city to create public-private partnerships to increase broadband access, giving it another economic development tool. While the local political discourse has been brutal, voter turnout early this week stood at an anemic 18 percent. We can only hope that percentage will be much higher by Tuesday. Don’t let a small minority decide the city’s future. It’s so easy to vote: Fill out a ballot. As you read this, it’s probably too late to return it by mail. So between now and 7 p.m. Tuesday, drop it off at one of 11 locations around the city (find them at coloradosprings.gov). Voting is a responsibility of living in a democracy; it’s your duty and the only way to directly influence city governance. Most of us can’t afford to pour money into council races to help determine the future — but we all have a vote. CSBJ

Don’t let a small minority decide the city’s future.

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CSBJ.com Poll What’s the most important issue left for the General Assembly this session?

Transportation funding Building defects legislation Hospital Provider Fee Other

58% 16% 15% 11%

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OPINION: HAZLEHURST

Springs streetcars no longer desired

ne thing seems sadly clear from the latest “Renew North Nevada Avenue Master Plan” draft — streetcars won’t be

part of it. Trolley advocates have hoped to acquire the long-abandoned Burlington, Northern, Sante Fe Railway right-ofway that runs along part of Nevada Avenue between Fillmore Street and Austin Bluffs Parkway. That could set the stage for creating a streetcar line that would eventually connect UCCS, Penrose Hospital, the Old North End, Colorado College and downtown, with maintenance facilities alongside the right-of-way. The Pikes Peak Historical Street Railway Foundation already has seven 1950s-era Southeastern Pennsylvania Transportation Authority cars that can be rebuilt to meet modern transit standards. The cost of restoration is estimated at several hundred thousand dollars, a fraction of the $4.5 million cost of new cars. Last May, foundation board members met with city officials to discuss a possible partnership. The foundation hoped the city would acquire the right-of-way and dedicate it to streetcar use. The city moved quickly to acquire the property, with a closing apparently scheduled in the near future. It looked as if streetcars might once more grace the city — but the master plan draft has sent our streetcars on a one-way trip to the junkyard. “Movement in the corridor will be improved by the addition of reliable, frequent public transportation,” the plan said. “The plan proposes to add a dedicated transit corridor along the railroad right-of-way to improve connectivity from downtown to UCCS, University Village and beyond, with the potential to connect to the park and ride facility at Woodmen Road and I-25 in the future. During the stakeholder process, there was a general acknowledgement of the desirability of the proposed transit corridor. However, streetcar advocates have consistently lobbied for the introduction of a streetcar operation along the abandoned railroad right-of-way, to include a dining car and extensive storage sheds. Conversely, others prefer to see the transit corridor function as an integral part of the city-wide transit system. To achieve this, and in order for the city to receive federal funding to implement transit improvements, any new transit facilities must be: • part of a city-wide network; • reliable; • frequent; • direct (predictable path); • fast (separate and dedicated right-of-way);

• accessible for persons with disabilities; and • attractive and comfortable.” The message: Get on the bus, dreamers! It’s timid, unimaginative, bureaucratic, risk-averse and HAZLEHURST boring. The implied takeaway: Trolleys are archaic, impractical, expensive, awkward and possibly ineligible for federal funding. And there are a few inaccuracies — trolleys don’t have dining cars, and the “extensive storage sheds” would be neither sheds nor extensive. But maybe the timid bureaucrats have a point. In an analysis published earlier this month in Politico, Debra Bruner looked at lessons to be learned from recently constructed trolley systems throughout the country. “Since 2009,” Bruner wrote, “the Department of Transportation has funneled ... $713 million into 17 streetcar projects, and that has given cities the impetus to ask voters for even more, enticing them with the prospect of better transportation, economic booms and a new, fun identity.” When it works — as with Portland, Ore., which got a head start on second-generation streetcars in 2001 — streetcars can unify cities, boost real estate and draw investment. When it doesn’t, cities can end up with millions of dollars dumped into a glorified theme park ride. Bruner concludes successful systems need “dense population, easy walkability, a line that moves relatively quickly and some frequency of service.” That’s not North Nevada between Fillmore and Austin Bluffs — but streetcars could work elsewhere in the city. For example, how about a line from downtown to Old Colorado City, eventually extending to Manitou Springs? That could relieve increasing congestion on Colorado Avenue, benefit merchants, residents and visitors, create some amazing coolness and maybe even please those timid city bureaucrats. Last month, Portland’s 16-mile trolley system carried an average of 16,000 passengers per weekday last month, double the 8,300 trips per day of the entire Mountain Metro bus system. Portland’s line began service in 2001 with a 2.4-mile alignment. And how far is it from the intersection of Cascade and Colorado avenues to Bancroft Park, in the heart of Old Colorado City? Why, it’s 2.4 miles. CSBJ

March 31 - April 6, 2017

John

The master plan draft has sent our streetcars on a one-way trip to the junkyard.

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ONE-ON-ONE

Gullatte brings IT expertise wherever he goes B By Bryan Grossman

efore Rodney Gullatte Jr. moved to Colorado Springs, he spent some time traveling the country as the spouse of an airman. No matter where he went, Gullatte developed a reputation for his proficiency with technology. In fact, while employed at a casino in Arizona, he earned the nickname, “The Computer Whisperer.” Gullatte is the founder and owner of Firma IT Solutions & Services in Colorado Springs and Key West, Fla. Fairly new to the Pikes Peak region, Gullatte spoke with the Business Journal this week about his path to Colorado, getting involved, and keeping his new town safe from the cyber dangers of the world. Where are you from? I’m from Marietta, Ga. I joined the Air Force when I was 21 and I ended up at Eglin Air Force Base in Fort Walton Beach [Fla.], where I met the most beautiful woman I’d ever seen. I married her, and we started traveling because of her position. I got out [of the Air Force] four years after I went in. What did you do in the Air Force? I was a civil engineer. ... I wanted to do IT, but they put me in electrical power production. I did generator maintenance on the buildings and also caught aircraft from crashing into the ground. There are barrier systems on all the runways on military bases. I installed and maintained those barrier systems. If there was an in-flight emergency, like if an F-15 had a hydraulic problem with the brakes, a hook would come out of the back of the aircraft and catch it to keep it from crashing. I was about as far away from computers as I could be, but I used my computer skills to revolutionize how we did business. Everything was paper-based, far removed from computers. I wrote a web-based computer program that digitized all our paperwork and mapped the base and all locations of our generator sites. … Air Force Materiel Command came to Eglin to endorse the program. … I was the computer guy in the group. I had a really good Air Force experience. But I got out and started pursuing my IT career the way I wanted to.

RODNEY GULLATTE JR. They gave me four big screens and told me I could control the whole company from my desk. Really?”

Where did your interest in computers come from? I always liked computers and games and my parents always made sure I had computers available. I’m also a musician. I was a youth minister of music until I went into the Air Force. … [As a kid] I saw on the internet how much people in IT get paid. I could have been broke waiting for a break as a musician or make this money now. I chose to make the money now. I started studying and have been studying ever since — viruses, cyber, breaking a computer and then figuring out how to fix it. When I graduated from high school, my first job was working for Emory Healthcare in Atlanta on Y2K projects while my friends were working at OfficeMax or bagging groceries. And you worked in IT while moving with your wife? Yes. Living in Tucson, I worked for Best Buy and their Geek Squad. I was too big for their little [Volkswagen] Bugs, so they let me drive a Ford 500. ... Working around retail wasn’t a whole lot of fun. I quit and was hired by Tucson Electric Power, which had a virtually limitless IT budget and would spend it on the latest and greatest. I got to see some really cool technology. That was the first time I’d seen remote access to computers. They gave me four big screens and told me I could control the whole company from my desk. Really? Then I ended up working for a casino in Arizona doing IT. Their networks are really intense. Computers run those places. If there’s a network failure, they lose a lot of money per minute. Failure was not an option. When I had my first introductory tour there as an employee, I was meeting these executives with all these computer issues and I fixed them right there during the tour, so they gave me the name “The Computer Whisperer.” … It was a great job, but I got a job offer about a month later, and I couldn’t say no. And that was? When I was at Tucson Electric Power before, they had a contract with Siemens. … The guy who was running the Siemens operation at the power company was a mentor to me. … He called me and said he got a job in another state and asked me to fill his position. That

Photo by Bryan Grossman

See Gullatte page 14

Colorado Springs Business Journal

March 31 - April 6, 2017

Tax season also hunting season for scammers By Helen Robinson

ybercriminals and scammers are targeting both taxpayers and tax professionals as the April 18 filing deadline nears, local business leaders warn. “We’ve definitely seen a significant increase in tax-related cyber threats over the past few years. This tax season [marks] even a new high-water mark for these type of threats,” said Chris Blees, president and CEO of BiggsKofford CPAs, in an email. The Business Journal spoke with Blees; Dan Reilly, president of CMIT Solutions of Northern Colorado Springs; and Gina Sacripanti, Better Business Bureau of Southern Colorado’s vice president of marketing and public relations, about precautions businesses and taxpayers should take this tax season.

REILLY: STEPS FOR TAX PROFESSIONALS Hacking, phishing, malware and ransomware threaten individuals and tax preparers alike, Reilly said, but tax professionals have fiduciary responsibilities to their clients and generally face higher levels of risk. “A tax preparer [is] a target for hackers and identity thieves like you can’t believe,” he said. “Think about it: If I’m an accountant and I have 500 sets of taxes that I’m preparing this season, that’s 500 chances [for hackers] to steal somebody’s identity.” Reilly said the first precaution tax professionals should take is maintaining a firewall with the latest security software. “What I hear a lot is, ‘I bought this firewall three years ago off Amazon; I just plugged it in and it’s working.’ You have no idea what’s been updated. Have someone come in and install a real firewall,” he said. Preparers should also have a separate server in the 1 3/15/2017 9:31:12 AM office or inCWB_2017_BCI_Navaki_032017.pdf the cloud.

“Many offices have a computer that they call a servDon’t do anything personal on those networks. You er,” Reilly said. “A real server has additional security don’t know who’s listening.” features that the IRS requires.” Reilly said tax professionals should also: Preparers should also implement physical safeguards. • Have a written information security plan and staff “Do you lock your server room at night? Do you have training based on the plan; a security system in your office? Are the computers • Have complex passwords that are changed every locked to the desk?” Reilly said. “If it’s Saturday night 60-90 days; and someone throws a brick through the window and • Have up-to-date antivirus software on all computwalks off with the laptop from the CPA’s desk and that ers and email services; laptop is not encrypted, guess what? All those files are • Perform background checks on new employees; available to them.” • Remove access to all systems for departing emA secure backup is also a must. ployees; and Reilly said ransomware — in which • Stay up to date on IRS Publication cybercriminals encrypt files and de4557 — Safeguarding Taxpayer Data, mand payment to unlock them — is A Guide for Your Business. becoming increasingly popular. “Especially for the tax preparer, you BLEES: CYBER THREAT need to have a backup in place, preferably cloud-based, that is encrypted WARNINGS and secured,” he said. Blees shared examples of cyber — Dan Reilly Reilly recommended backing up threats encountered and avoided by several times a day during tax season. BiggsKofford and its clients. He said “If I have yesterday’s backup and they’ve seen many phishing scams they encrypt today’s version of QuickBooks… I recover in the form of emails purporting to be from banks, yesterday’s version and the most I’ve lost is eight hours brokerage companies, the IRS or Colorado Department of work, as opposed to five years of being in business.” of Revenue, generally claiming a problem with the Reilly recommended avoiding wireless networks. But recipient’s refund claim, bank account or credit card. if those networks are used, be sure to encrypt them. The recipient is asked to click a link or respond with “With hacking… what I’m really concerned about account information or a Social Security number — an is your wireless network,” he said. effort to collect data cybercriminals can use for fraud “[Tax preparers] should use a wired ethernet network or identity theft. inside the office and be very limited on wireless, but if they “The IRS in particular will never contact a taxpayer are [using a wireless network] make sure it’s encrypted.” through email. So if you’re receiving an email that And public wireless networks should not be trusted. says it’s from the IRS, it is almost always a scam,” “Small business owners in particular live on their laptops and their tablets and [need to] be very cautious Blees wrote. Another scam involves “emails that look about using Wi-Fi,” he said. “Never work on your taxSee Cyber page 9 es at Starbucks. Go to Starbucks to drink coffee, OK?

“A real server has additional security features that the IRS requires.”

Winner will be announced at the Business Journal’s 6035 Lifestyle: Healthiest Companies Awards in September

An epic battle of Employee health & Nutrition. There can only be

CMY

2017

Corporate Wellness Challenge

Winner takes all bragging rights Loser donates $1k to winner’s local charity of choice

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Colorado Springs Business Journal

Challenge accepted: Fitness for a 6035 lifestyle

t started with Google. Then their water intake? Who is taking a bike or bus to work Apple got on board. Locally, instead of driving? USAA’s Colorado Springs of“We wanted to start simply,” Taylor said. “And we fice is routinely recognized want it to be something everyone can participate in for its efforts. And now, Bryan — no matter what your fitness level.” Construction and Navakai are comNeubacher, an avid cyclist, said he’d love to see more peting to see who’s the best. employees on bikes. But the important thing, he said, All the cool companies now have is for the challenge to benefit employees’ health. workplace wellness programs. Do “That’s just good for business,” he said. “Plus, it’s fun. you? If you don’t, you certainly It’s what Colorado Springs is all about — the outdoors.” should. The idea DID sound like fun. Yoga, hiking, walking, S W E E T Workplace wellness brings enorbiking — plus the challenge of winning a competition mous benefits to business: It creates and helping out a nonprofit. teamwork; it improves productivity; it lowers health So, the CSBJ jumped on board. care costs. More importantly, it’s fun. Employees are The Business Journal staff will go head-to-head with happier; they are more engaged. the staff of the Colorado Springs Independent, our sister So the Business Journal wants to help you set goals paper. Like the Navakai-Bryan matchup, we’ll start for the next few months by following a suggestion with the average number of steps by Jennifer Taylor of Bryan Construction and Davin taken during the month of April. Neubacher of Navakai. The “losers” will provide a marketThe two companies are competing in a series of ing package to a local nonprofit. workplace wellness challenges starting in April. The From there, we haven’t decided company that loses the competition — which they’re yet. We’re talking about having a creating as they go along — has to pay $1,000 to a Yoga in the Park day for the sumnonprofit. They’ll present the check at the CSBJ’s 6035 mer months or a competition to see Healthy Lifestyle award ceremony on Sept. 21. how many can drink eight glasses The companies plan to start by tracking steps by each of water a day — the recommended amount. Maybe employee and then averaging the number of steps for we’ll have some nutrition classes and group meditaeach company. Employees can use phone apps or FitBits tion courses. to track steps — and there are some applications that We’re already doing a “Health Hunger Games” at will convert other activities into steps. For employees the office. People participate in a healthy event each who like to lift weights, the app will convert an hour month — like hiking, yoga or learning more about of weightlifting to steps — the same with cycling or nutrition— and get their names put in a drawing for any other activity. a prize. The more events you attend, the more times From there, the two companies say they are unsure your name gets put in for the drawing. The challenge of what challenge they’ll prepare for in May. They just ups the stakes for participating. have some ideas: yoga classes, biking miles, hiking Maybe we’ll create a month of healthy habit changes: trips. They even have simpler ideas: Who’s upping a healthy lunch instead of grabbing fast food; 16-SKR-01852_Elephant_4.75x6.5_4C_FNL.pdf 1 11/22/16 Packing 12:54 PM

Amy G.

walking to an appointment instead of driving; moving around a couple times a day instead of staring at a computer screen for more than eight hours at a time. Maybe we’ll do a planking challenge for a month to see who can reach their goal in 30 days. The possibilities are endless — and they all seem like fun, doable challenges that could make a difference in health care costs, in company morale and in productivity. We’re excited! We want to make the Colorado Publishing House a fun place to work — and we know that healthy employees are part of a productive staff. The Navakai-Bryan challengers will provide monthly updates in the CSBJ. And Taylor and Neubacher are extending their challenge to other companies. Create your own challenge; pick a competitor and a nonprofit. Let’s create healthy workplaces in Colorado Springs, help nonprofits reach their goals and cut down on health care costs. Wellness programs are about more than fun. There’s a hard return on investment, a fairly convincing business case for implementing them. According to the Harvard Business Review, every dollar invested in wellness results in $6 in health care savings. Studies also show that healthy employees tend to stay with a company longer. And those who participate in the workforce wellness plan are the ones who are part of companies over the long-term. Companies with well-defined, active wellness plans show only a 4 percent turnover. We’re Olympic City USA, after all. While we’re not all going to win a gold medal in the next Games, we can all benefit from a walk around the block, a hike in one of the city’s parks, a yoga class at the YMCA. At the CSBJ and Independent, we're ready to get moving. CSBJ

Workplace wellness brings enormous benefits to business.

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Colorado Springs Business Journal

March 31 - April 6, 2017

YOUNG PROFESSIONAL

Kendrick gets loud about libraries By Helen Robinson

van Kendrick was working in data transcription for the Metro Homicide Unit in Indianapolis when she realized she wanted to be a librarian. “It was a tough job, and I was driving to work one day thinking, ‘I don’t know how much longer I can do this,’” Kendrick recalled. “I remembered a friend saying, ‘If you ever want to go back to school, library school might be a good fit for you.’” With bachelor degrees in anthropology and Spanish already under her belt, she enrolled in the library science graduate program at Indiana University Bloomington. Kendrick has worked as a children’s services librarian for Pikes Peak Library District for seven years now. She talked with the Business Journal about early literacy and empowering parents to be their child’s first teacher. Have you always wanted to work with children? When I got out of college I was working and knew it wasn’t going to be a career for me, so I started out mentoring. There was a program set up by a college professor and his students to mentor youth who had been incarcerated. One youth [I mentored] was incarcerated at the time in a prison for children, so I would go visit her in prison. She was 15. That particular facility ended up undergoing all kinds of sanctions — bad things had happened. I had to really advocate for her a lot, and it was very stressful ... but it continued to help me know that I really did like working with young people. How did you get involved with literacy? I’m out in the community a lot doing workshops for parents and doing story time. The main thing we want to stress with parents is: You have everything you need to do what you need to do. [Early literacy] starts with the parents — they’re the first teacher. I empower people: ‘You’re doing great and here’s some more stuff to help you along!’ A lot of what we’re trying to do is reach the people who never come through our doors ... tell them about the library, give them other tools, show them things they can do at home. We go to medical clinics and talk to people in the waiting room; we use all the

Photo by Helen Robinson

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ways we can reach out to people outside of the library. The way I see [early literacy] changing is we’ve learned so much more about the young brain and how fast it develops — it’s really incredible. When you tell parents about some of these things they’re just amazed. It’s really encouraging because if you’re talking to an adult about their child, they’re very engaged. It’s one subject where they’re always interested. More often than not, when we’re doing outreach and parents make a suggestion that ‘It would be great if you guys did this or that’ — we’re already doing it. It’s just an opportunity to say, ‘Yes — here it is, and this is how you get to it.’ Is early literacy about more than reading? It is. We say reading is the single most important thing you can do, but there are so many other things that go into that. I tell parents, ‘You wouldn’t build a house without laying a foundation first.’ We’re making a foundation so when kids get into school they’ll have all the tools they need to help them read and learn to write. What’s your next goal? Last year we did a grant through the state library and the Institute of Museum and Library Services that enabled us to put together these amazing kits I created [for daycare centers], so my goal is to get these systematized so we can start utilizing them and making more connections with daycare centers. The grant was about supporting parents in early literacy through libraries and we realized a lot of that target low-income parent group that we really want to reach — they’re working. The people who are really with their kids during the day, most of the time, are childcare workers. So we wanted to empower them as professionals, giving them more tools and support. My goal is to start working more in earnest with that preschool-to-kindergarten pipeline because so many children are unprepared for kindergarten and I think there’s a lot the library can do. It’ll be hard, I think, but it’ll be worth it. What do you like best about working in the Springs? I love that it’s sort of a big small town. You get that city feel, but you see so many familiar faces and the community is definitely there. I love going out and talking to people and telling them about the library. The library is one of those great equalizing playing fields where you mention that’s where you’re from … almost always, people light up. They love our library system, so I feel great to be able to promote it to people. CSBJ n

8 March 31 - April 6, 2017

Colorado Springs Business Journal

SMALL BUSINESS

Olde World Bagel & Deli Established: 2004 Employees: 17 Address: 1670 E. Cheyenne Mountain Blvd.

Photo by Hannah Caproon

Ken Kennard is the owner of Olde World Bagel & Deli, located in the Cheyenne Mountain Shopping Center on the city’s Southside.

Phone: 719-527-9651

Olde World Bagel leverages tradition, creates community By Hannah Caproon

en Kennard explains that the bagels are a continuous loop of dough; the boiling process reactivates the yeast, giving it that rougher, crunchier crust. “We make genuine, made-from-scratch bagels the traditional way,” Kennard said. “And there are people who appreciate that.” Kennard, along with his son and partner, Josh Kennard, owns and operates Olde World Bagel & Deli, a small restaurant and wholesaler specializing in New York-style bagels, located in the Cheyenne Mountain Shopping Center on the city’s Southside. “We purchased this business because it had some breadth,” said Kennard. “And it was the first small business in this shopping center.” He bought the operation in 2004, after it had been established as a franchise of Chesapeake Bagel Company in 1997. “I didn’t change much because it didn’t need it,” he said. “In 2000, Chesapeake fell on some hard times, so the previous owners took it independent, which meant changing the name. They were able to keep recipes and things like that, and sort of continue business as usual under a different name.”

CURATED COMMUNITY Kennard has a varied background, starting as a high school English teacher before spending two decades in the rapidly changing high-tech industry. After a series of layoffs in the ’90s, he was ready to create a stable and reliable business. “My son, Josh, wanted to open a coffee shop,” Kennard said as he turned to look at the fireplace on

the eastern wall. Canvas prints from Josh Kennard’s that sell individual bagels are buying them from us.” “The Amazing Project,” an Instagram art piece about Kennard said Olde World bakes around 1,500 bagels Colorado Springs, hang in the space. And they did open per day, more on the weekends. Half to two-thirds are a coffee shop, for a time. Lofty’s, which closed in 2014, sold in-store, and the rest are wholesale. was located at Fountain Boulevard and Weber Street. “It’s hard to tell if wholesale is the right business, “He wants to create a sense of because you’re selling at half price,” he community,” Kennard said, and said. “So you get the volume, but you Lofty’s was an independent, artisdon’t have the same margin.” tic, musical hangout. “Josh is able to do what he does as a result of A BAKER’S PERCENTAGE our success here. That’s important Olde World has 17 permanent fullto us.” time employees, including a delivery While he toys with the idea of — Ken Kennard driver, two bakers, two preppers, a expanding, Kennard said he has no immediate plans. mixer and counter staff. “The thing that we think about “I made a decision that I wanted to most is whether there’s a way we can do some kind of hire permanent full-time adults who want to have kiosk or drive-through in the right location,” he said. permanent full-time jobs,” he said. “I want to hire “I’ve seen many companies who were successful, and people who want to develop relationships with our they tried to expand and it killed them. So we’ re trying customers.” to be really careful about how we expand.” Location is the other key to their success, according to Kennard. PURPOSEFUL EXPANSION “Think about it. We’re within a mile and a half of Kennard said adding a wholesale component is one 11 hotels,” he said. way he’s expanded without incurring the risks and They’re also located right next to a Subway. costs of opening in other locations, adding that the “It’s a different market. Or maybe different moods,” company has more than 50 wholesale customers from he said. “We’ll have people who come in here and Pueblo to Woodland Park. buy our stuff one day, and another day go to Subway. Kennard estimates that wholesale business conThat’s fine. stitutes 15-20 percent of his sales. Those customers “We’re a lot better off doing what we do well — and include coffee shops, hospitals and The Broadmoor letting people know that — than we are trying to hotel. compete with or beat someone. We’re not going to get “The Broadmoor has a bakery that’s probably bigger rich doing this, but we’ll have high-quality products than us, but they buy bagels from us because it’s a highand a good reputation.” CSBJ ly specialized process,” he said. “Most places in town

“We purchased this business because it had some breadth.”

Colorado Springs Business Journal

March 31 - April 6, 2017

Cyber: Filers face risks From page 5

like they are sent from the president or owner of a company to the accounting staff, complete with duplicated email signatures and even pleasantries in the email text,” Blees said. The email asks the accounting department to wire money — and for companies that regularly wire funds, these can be easily mistaken for the real thing, he said. “Employees want to be responsive when their boss emails them with an urgent wire transfer request, especially when the email looks legit. If your company does wire money on a routine basis, we recommend that you create a code-word or verbal verification system with your accounting staff — so they can verify it’s you.” Blees said tax professionals were seeing a new scam this year: emails that appear to be from prospective clients, asking to them to prepare their tax return — and to click a link or download a document they say is information necessary to prepare their return. “Of course, we treat these all as scams and just delete them immediately,” Blees said. “If there is a real client out there trying to hire us, we encourage them to call and discuss their situation. Then, we prefer using a secure web-portal for delivery of sensitive tax information.”

SACRIPANTI: TIPS FOR TAXPAYERS Sacripanti said tax-related scams were the No. 1 type reported to the BBB in 2015 and 2016, with 8,000 tax scams reported nationally last year. The list of scams targeting taxpayers is constantly evolving, but Sacripanti said they fall into four main categories: IRS impostors, tax ID theft, phishing and fraudulent tax preparation. IRS impostors “are intimidating, they’re sophisticated, they claim to be an IRS employee and say that you owe

taxes,” she said. “A lot of times people are threatened that if they don’t pay immediately they will be arrested or deported.” Tax ID theft allows the scammer to file a fraudulent refund using another person’s Social Security number, claim someone else’s children as dependents or file using a deceased person’s information, Sacripanti said. Phishing emails “look trustworthy, but the first rule of thumb is never give out your personal information,” Sacripanti said. “The IRS … has that information already; the No. 1 red flag is if someone asks you for personal information.” Corrupt tax preparation services can defraud taxpayers by offering refund advances on bad checks, and requiring a check from the taxpayer for their services. “People don’t recognize that even though a check is deposited into their bank account, it could be a couple of weeks before the check is returned as fraudulent or non-sufficient funds,” Sacripanti said. The taxpayer loses both tax preparation fees and the tax refund. Sacripanti said to protect themselves, taxpayers should know the IRS will never: • Call to demand immediate payment; • Request payment via prepaid debit card, gift card or wire transfer; • Threaten to immediately bring in local police or other law enforcement; • Demand payment without giving the taxpayer a chance to question or appeal the amount; or • Ask for credit, debit, bank account or personal information over the phone. If a taxpayer does fall victim to a scam, Sacripanti advised following these steps. 1. Report it to the BBB at bbb.org/ scamtracker/southern-colorado/ reportscam. 2. Call the IRS, specifically the hotline for the Treasury Inspector-General for Tax Administration at 1-800-366-4484. 3. Notify the three major credit reporting agencies — Experian, TransUnion and Equifax. CSBJ n

BBB warns of tax debt scams By Helen Robinson

he Better Business Bureau of Southern Colorado is warning taxpayers that new scams could emerge following an Internal Revenue Service announcement that it will use contractors to collect overdue tax debt starting this spring. In September, the IRS announced plans to begin private collection of some overdue federal tax debt. Four authorized contractors were named, but so far no start date has been announced. The authorized contractors are CBE Group (Iowa), Conserve (N.Y.), Performance (Calif.) and Pioneer (N.Y.). All are BBB-accredited and are required to abide by the Fair Debt Collection Practices Act. Gina Sacripanti, vice president of marketing and public relations for the BBB of Southern Colorado, said the concern is “scammers will say, ‘I’m one of the

authorized IRS debt collection agencies, I am collecting on the IRS’ behalf,’” and taxpayers may not recognize the red flags. “The takeaways are that these private collection agencies will not ask for payment over the phone on a prepaid debit card… [and] they will never ask for the check to be made out to them,” she said. Sacripanti said once the authorized agencies begin collecting, the IRS will send written notice that a taxpayer’s account is being transferred to one of the private collection agencies. That agency will then follow up with the taxpayer, confirming the transfer. Anyone who receives a call from someone claiming to be from one of the authorized agencies should contact the IRS or the BBB to confirm, or call the Treasury Inspector-General’s hotline at 1-800-366-4484. CSBJ n

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10 March 31 - April 6, 2017

Colorado Springs Business Journal

vote

“The most powerful thing we own is our vote.” – Bev Perdue, former Governor of North Carolina

Tuesday, April 4 is Election Day The Ballots have been mailed and YOUR VOTE MATTERS! All six City Councilmember District seats are on the ballot. This means YOUR BACKYARD! For more information: www.coloradosprings.gov/election DEADLINE TO VOTE, TUESDAY APRIL 4.

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PUEBLO BUSINESS NEWS

Chieftain legend Rawlings gone but not forgotten younger. Infallibly courteous and craggily handsome, he carries himself with ith the passquiet authority. Since 1963, he’s run ing of longthe family newspaper, first as general time Pueblo manager and, since 1980, as editor and Chieftain publisher. He runs it, he owns it and, Publisher Bob Rawlings unlike his counterparts in corporate on March 24, residents of media, he alone controls its editorial southern Colorado have RAWLINGS voice and direction. lost a fierce advocate, a Look at the masthead of the New York man whose powerful voice and steely Times. Only five people have held the determination shaped, supported and publisher’s job in the last 100 years, sustained modern Pueblo. and they’re all from the same famiRawlings, who was 92, was the last of ly. Now look at the Chieftain’s. Since a vanishing breed — a daily newspaper 1905, there have been three publishowner who served as both editor and ers: Rawlings, Rawlings’ uncle and publisher. He battled Colorado Springs, Rawlings’ grandfather. Aurora and assorted Front Range “waSo why should people in Colorado ter buffaloes” for many years, as he atSprings be interested in Pueblo and the tempted to halt the “buy and dry” water publisher of its daily newspaper? Well, raids on southeastern Colorado. maybe you’ve read about the Southern He was profiled in the Colorado Springs Delivery System, our city’s plan to pipe Independent, the Business Journal’s sister water from the Pueblo Reservoir north to paper, in 2005 amid Rawlings’ strugColorado Springs to progle to force Colorado vide for future growth. Springs to tame its Bob Rawlings has stormwater discharges been fighting the projand clean up Fountain ect for several years Creek. His persistence now, trying to persuade paid off when Mayor voters and elected offiJohn Suthers and the cials in Pueblo and the Colorado Springs City lower Arkansas Valley Council agreed to spend that SDS is a rip-off, a $460 million in the next potential economic di20 years on stormwater — Jane Rawlings saster, a health menace and flood mitigation. and just another examYet Rawlings was far ple of the out-of-control more than an effective gadfly. He was arrogance of Pueblo’s neighbor 40 a builder, philanthropist and visionary. miles to the north. He was a newspaperman through and Rawlings has had some success — so through, who worked at the Chieftain much that we in Colorado Springs may 70-plus years. no longer control our destiny. Here are excerpts from the ’05 profile: Pueblo Chieftain publisher Bob OUT OF THE DUST BOWL Rawlings is standing in the middle of a Rawlings never abandoned the fight, narrow bridge that spans the Arkansas even after the Colorado Springs City River at its confluence with Fountain Council bowed to the will of city voters Creek. Tall, imposing, supremely confiand dissolved the fee-based Stormwater dent, Rawlings pays no attention to the Enterprise. Given his backstory, that cars whose drivers, cowed by his presdidn’t surprise anyone. ence, have simply stopped and waited. Rawlings was born in Las Animas, Photographer John Suhay snaps a a small farming town in the lower dozen pictures as Rawlings comments Arkansas Valley, 125 miles southeast on the obvious: The Arkansas’ waters of Colorado Springs. His father was are a clear, limpid blue, while dea farmer; his mother the daughter of bris-laden Fountain Creek looks like Frank Hoag Sr., the Chieftain’s pubMark Twain’s Mississippi — “too thick lisher. Rawlings grew up with stern, to drink, too thin to plow.” disciplined parents who, he says, ex“Look at that,” Rawlings says, with pected the best of their son. He didn’t an elegant calm that doesn’t seem to disappoint them. He was valedictorian, go with the words. “Garbage and raw class president and a superb athlete. sewage, used condoms and a few dead He served in the U.S. Navy in World cats. The sewers of Colorado Springs, War II and graduated from Colorado dumped straight into Fountain Creek College in 1947. But that’s not what and sent to Pueblo. We send you that Rawlings remembers most from his clear, pure mountain water, and that’s youth. He remembers the Dust Bowl what we get back — your sewer water!” years of the 1930s when, during the With that, Rawlings strides off the Great Depression, the region was bridge, followed by Suhay and a reportgripped with drought. er. The stopped traffic begins to move, “A dust storm was a frightening wall and not a single person honks, yells or of dirt, 2,000 feet high and as wide as gives us the finger. Several give friendly you could see,” Rawlings remembers ... waves. They know Bob. See Chieftain page 19 At 81, Rawlings seems 20 years By John Hazlehurst

“He’s a very hard worker, very passionate about his work and very compassionate.”

Colorado Springs Business Journal

March 31 - April 6, 2017

RiNo lessons focus of final series session LICKO

ARNOLD

WEIL

ALPERT

By Bryan Grossman

hen the turnaround began for Denver’s River North community less than a decade ago, Jamie Licko said it was the “last frontier” for Denver developers. Licko, president of the River North Art District, will join three other panelists for the Downtown Partnership of Colorado Springs’ final installment of this year’s City Center Series. The panel discussion on April 4 will share data-driven development lessons from Denver’s hottest art district — the up-and-coming beast more affectionately known as RiNo.

AUTHENTICITY AND GRIT According to the Downtown Partnership, the discussion will focus on attracting new businesses locally while serving neighborhood needs and building a supportive live-work ecosystem for the arts. Speakers include Licko; Fiona Arnold, president of MAINSPRING Developers; Tracy Weil, artist, RiNo resident and creative director of RiNo Art District; and Jonathan Alpert, partner at Westfield Company Inc. Weil said RiNo’s resurgence has been due to its support of the arts. “I think I’ll bring a good perspective of the grassroots community we have today,” he said. “It’s been a long process, but it’s been a blast and we’re having a lot of fun. I really want people to understand that

in RiNo, art is the common thread that helped form the community.” The district began to organize parties and events around that theme, to include art walks in the early 2000s. Membership of the district quickly grew and is now hovering around 300 people. “In the beginning it was exclusively arts-related — galleries and studios,” Weil said. “Now we have a lot of creative businesses as well — graphic designers, crafters and makers.” Besides being president of the art district, Licko is founder and president of Centro, a consulting firm that focuses on the “(re)inventive creation of cities, places, and neighborhoods,” according to her biography. “I’m particularly fascinated by emerging neighborhoods or those going through change in some capacity and how we look at supporting those neighborhoods, allowing them to retain their sense of place, character and culture as they go through that change,” she said. RiNo’s character was built on manufacturing and industry. As those industries left, the area was undesirable and property was cheap. Artists began to utilize old warehouses as studio space. As the district’s popularity has exploded, (one can find handmade tortillas, coffee roasters, galleries, restaurants, breweries, distilleries) Licko said the challenge is maintaining the integrity of the neighborhood. “The standard storyline is, places like this get popular, they gentrify and those who were there get pushed out, and the community becomes like a million other places in the world,” she said. “The idea is: How do you prevent that and allow places to grow in healthy way?” According to Licko, part of the district’s cultural preservation has been largely due to the involvement of local developers who shared the same vision. “Property owners there wanted authenticity and the grit of the neighborhood,” she said. Both a business improvement district and general

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‘THINGS THAT DEFINE US’ Today, the community has incorporated affordability requirements along with residential and studio space. Licko said, during the evolution of the district, incorporating its history meant involving a demographic mix. “There is a large Hispanic and African-American population here,” she said. “We’re not applying a singular mentality to the place, but trying to get everyone involved.” How does one do that? “Part of our focus in 2017 is working on that strategy,” she said, “but we’ve found that art and food and the very things that define us also unite us.” But a community’s identity has to grow organically, Weil said. “I’ve worked in creative placemaking for awhile and I think the creative grass roots effort is what has to be fostered first. But I think cities sometimes force it — and when you force it, sometimes you strangle it.” CSBJ n

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12 March 31 - April 6, 2017

Colorado Springs Business Journal

Focus

COMMERCIAL REAL ESTATE

Projects at airport, Powers highlight east Springs’ health Photo by Cameron Moix

Robust commercial growth continues to be a mainstay along the Powers Boulevard corridor, which continues to be the region’s fastest-growing retail district. By Cameron Moix

n Tuesday, March 28, Colorado Springs City Council unanimously approved a resolution that will allow the Colorado Springs Airport to sell a 27.31-acre parcel of vacant city land to a company planning to develop the property for FedEx Corp. The city will sell the property — located just west of Peterson Air Force Base near the intersection of Powers Boulevard and Airport Road — to Kentucky-based developer Setzer Properties, a firm that specializes in building large ground and freight distribution centers for the international courier. According to information from the Colorado Springs Airport (whose management had used the secret code name “Project Vector” for the deal prior to

council’s approval), the sale has been negotiated at $2.33 million (1.19 million square feet at $1.95 per square foot) and it is anticipated to close sometime next month. Setzer plans to break ground on construction at the site in August. “This is an opportunity for the airport that we think is a positive development,” said Greg Phillips, aviation director at the Colorado Springs Airport. “We think that it opens up additional future opportunities as well.” Although only a few details are known, the land deal is only the most recent in a series of developments at the Colorado Springs Airport that are being bolstered by continued commercial growth along the nearby Powers Boulevard corridor and an uptick of activity in and around the city’s Commercial Aeronautical Zone. The CAZ was created in 2014 to create incentives for development in

eastern Colorado Springs and provide valuable revenue streams and operational partnerships to the Colorado Springs Airport, which is a stand-alone city enterprise not funded by the city budget. “The city and the county agreed several years ago to create a Commercial Aeronautical Zone in the airport’s vicinity to help bring aeronautic-related businesses to the general aviation side of the airport,” said Colorado Springs Mayor John Suthers. “Our airport is an enterprise — there are no tax dollars that go to it, and it basically has to support itself, so it has an income stream from the lease and sale of land, gasoline sales and things like that. Everything that comes up short from there is made up for by our commercial carriers by paying fees that we call emplanement fees.” The first major announcement to

come out of the CAZ was news that Sierra Completions, a subsidiary of Sierra Nevada Corp., planned to build an $88-million hangar complex that was expected to result in the employment of 2,100 residents. In January, Sierra received its Repair Station License from the Federal Aviation Administration (after a yearlong application process) and will now be able to move forward with those plans, the company said in a recent statement. Cutter Aviation broke ground on its new FBO Executive Terminal project at the CAZ in August, a decade after the company launched its operations in Colorado Springs. In the years since, the company has enlarged its footprint to more than 16 acres that include 9,000 square feet of office space, 132,000 square feet of hangar storage space and the new terminal,

Redland Consulting Group

Sprouts Farmers Market is building a 30,000-square-foot store in the Powers Pointe development that is currently under construction southwest of Powers Boulevard and Barnes Road.

Colorado Springs Business Journal

March 31 - April 6, 2017

NEXT WEEK

AEROSPACE which will serve customers flying into the Colorado Springs Airport. Phillips said the airport is also in talks to lease a large parcel of land to Peterson, and is brokering an agreement with the U.S. Forest Service to house its localized air tanker operations. “We have some additional conversations that are ongoing about some additional development over there,” Phillips said. “It seems to me that there is a lot that is in the works, but sometimes these deals take a while to put together or to develop. … I think that in the next several months we’ll move forward on some of these things.”

EAST SPRINGS A HOT MARKET The Colorado Springs Airport and Commercial Aeronautical Zone aren’t the only locales of the city’s eastern submarket to see recent commercial developments. In its recently published “2017 Real Photo by Cameron Moix Estate Outlook” report for Colorado The 28,000-square-foot Whole Foods Market at First & Main Town Center closed last month as part of a company-wide, cost-cutting strategy. Springs, Denver-based CBRE Research painted an optimistic picture of the local over $100,000 doing upgrades to the foot Powers Pointe development southsome of Whole Foods’ former customcommercial real estate market — markstore just six months ago.” ers is King Soopers, which is currentwest of Powers Boulevard and Barnes ing high levels of activity in the city’s Veitch said that Whole Foods had ly building a 123,000-square-foot Road. Developers broke ground at the east area. recently signed a five-year lease exten“marketplace” at Claremont Ranch site in December and expect the store According to the report, east Colorado sion, and will therefore be tasked with Marketplace. to be open before July. Springs had the tightest office submarlocating a tenant to take over the lease. King Soopers will anchor the “Coloradans love Sprouts and we’re ket (with both the lowest vacancy rates “They’re going to be in control of that 160,000-square-foot commercial develexcited to open our new store in and the highest asking lease rates), the lease and I understand that they are opment, located northeast of Highway Colorado Springs soon,” said Sprouts third-tightest industrial submarket working with a third-party broker to 24 and Marksheffel Road in unincorspokesperson Diego Romero. “We look (with a 5.6-percent vacancy rate) and work on releasing it,” Veitch said. “We’ve porated El Paso County. The store is forward to growing across Colorado.” a retail submarket that accounted for 33 had several people contact us so far, but expected to open in August. CSBJ Another company that may inherit percent of all retail construction across it’s still too early to speculate on what the city (a total of 164,050 square feet). the use might be.” But not all of the change is positive: In Some grocery companies have conearly March, Texas-based natural foods tacted Nor’wood about leasing the retailer Whole Foods Market closed its space, according to Veitch. store at First & Main Town Center as “There are some other retailers that part of a larger cost-cutting strategy are not yet in Colorado Springs that in which the company boarded nine might be desirable to have in that space,” stores in seven states. he said. “Obviously “Notwithstanding we’d like to have somethe recent announcebody that has the same ment from Whole kind of quality that Foods that it will close Whole Foods brought one [28,000-squareto the site.” foot] Colorado Springs In the meantime, he location on Powers said that the sprawling — Greg Phillips [Boulevard] in the development is “doing East submarket, little very, very well,” with We would like to thank movement is anticipated in the big box only two pad sites remaining. each of our clients for market, so vacancy is expected to hover “I’m not particularly concerned about helping make us the largest around 6.4 [percent],” according to the refilling Whole Foods,” he said. “We report. think it’s a great location and we’re not commercial property “New space is absorbed quickly and overly concerned about being able to put management firm in does not impact the vacancy or availanother great retailer in that space.” Southern Colorado. ability rates for long. At least four new Although Whole Foods is responsishopping centers have been proposed ble for making good on its lease agreeand are expected to begin construction ment, Veitch said it’s never ideal to in 2017, keeping development levels elehave a vacant space — especially one 102 North Cascade Ave. vated in the market. Most new developso large — because of the potential Suite 550 ment is targeted for the North submarthat has to negatively impact the flow Colorado Springs, CO 80903 ket, although the Central submarket of traffic for other businesses in the and [Central Business District] will also complex. see some new retail as demographics (719) 520-1234 (p) “Grocers are always good traffic genimprove in the area.” erators, but we have a lot of other good (719) 520-1204 (f) Fred Veitch, vice president of Nor’wood traffic generators as well,” he said. “And Development Group, which owns and all of our other anchors are doing exwww.GriffisBlessing.com operates the First & Main development, ceedingly well.” said that Whole Foods’ decision to leave One company that is poised to benethe complex was unexpected. fit greatly from Whole Foods’ decision “It came as a surprise because we to close the store is Sprouts Farmers were told their sales were improving Market, which last year announced and that the store was profitable,” he plans to build a 30,000-square-foot said. “In fact, they spent — I believe — store in the planned 125,000-squaren

GRIFFIS

“Sometimes these deals take a while to put together.”

BLESSING

THANK YOU CLIENTS!

14 March 31 - April 6, 2017

Colorado Springs Business Journal

Gullatte: Building business in Springs a labor of love From page 4

was the first time I ever got a job without having to sign paperwork, do an interview or a background check or anything. … Then I got a job with General Dynamics working for the Department of Defense at Fort Huachuca for Network Enterprise Technology Command in Sierra Vista. I got to see our war on cyber up close and was domain controller for the southwest United States — 177 servers. It was three stories underground and I had to walk a mile from the parking lot to my desk. No cell phones allowed. But we were ready to have our second child and it was an hour commute each way. I didn’t want to be that far away. I had a good rapport with the director and asked if they could find me a job closer to home. They found a job for me at Davis-Monthan Air Force Base as a wireless network engineer. ... Then my wife got orders to Key West.

commerce. I joined the Chamber & EDC and became an ambassador with them. I’m also a member of the Rotary Club in Colorado Springs and was a member in Key West. My plan was to use the same things that had worked in Key West. … I branched out from there, met some awesome people and got a feel about the culture of the community.

What are some differences? Things are more formal here than in Key West. It’s not unusual there for people to come to business meetings with sandals and a Bermuda shirt. Everyone here wears a suit. There are also a lot more chambers here — the Women’s Chamber, the Hispanic Chamber, the Black Chamber of Commerce. … I’m also on the board of the Black Chamber of Commerce. I’ve tried to lend my expertise. … and have helped with their new website and implementing online registration. Registering for events is all electronic now and we send out really What then? purposeful electronic communicaI looked for jobs in Key West tions. I also do social media marand found one: IT director for the keting as a volunteer service for the — Rodney Gullatte Jr. National Weather Service. … I apRotary Club, the Black Chamber plied for the job … and they interand my own social media. viewed me on a Tuesday and I had Social media is more than just the job that Thursday. … Twenty-three days after they playing. You can actually use it as a tool to accomplish gave me the job, they rescinded the offer — loss of something. If you can get people in your organization funding. to rally around your social media, that’s free. So while we were in Key West I started my business, I also instruct cybersecurity for certification at Pikes I incorporated and joined the Key West Chamber of Peak Community College. I started there in February and Commerce and have not looked back. Then my wife teach Security+ and certified ethical hacker classes to got orders [to Peterson Air Force Base] in August defense contracting firms. I do the workforce program, not credit hour classes. It’s teaching to professionals for 2015. certification. When I got out here, I looked at all the chambers of

“Social media is more than just playing. You can actually use it as a tool to accomplish something.”

How can local IT workforce issues be addressed? There’s a program I was involved with in Key West called Monroe Computes. The vice president of the board of education in Florida lives in Key West ... and he said by 2020 there will be a million jobs in Florida in IT that will go unfilled because they’re not training people. So they are going after kids in middle school and high school. The first 500 kids [who meet certification requirements] get $500. The next 250 get $250, and he was paying out of his own pocket. Businesses are hiring these kids with certifications right out of high school. I am part of that advisory council. What does your business specialize in? We do managed IT and cybersecurity for businesses. … The businesses in this community are vulnerable. Cybersecurity is a buzzword here with the National Cybersecurity Center, Catalyst Campus — Gov. Hickenlooper and Mayor Suthers are all over it … But I’ve noticed a lot of the cyber companies here target bigger businesses. Smaller companies don’t have any help — where does that leave the smaller companies — the person who is doing your taxes right now, the lawyers, architects, insurance agencies, doctors offices? I do free cybersecurity audits and let you know what you can do to fix your problems. I keep businesses from being low-hanging fruit. ... There are people setting up their own remote access, but they’re doing it the wrong way. ... A lot of these businesses have the personal information of people in the community in their databases and they’re very vulnerable. I can link locations together securely. I also still see business modems with the default “password” on them. That’s a problem. I tell my customers, I’m not the cheapest guy in town, but the average cost of a breach is $4 million. Do you have $4 million? CSBJ n

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Colorado Springs Business Journal

March 31 - April 6, 2017

COLORADO SPRINGS CLASS A/B OFFICE REPORT Positive absorption 2016 – 311,429 square feet 2015 – 245,365 square feet

Vacancy rate 2016 – 17.8 percent 2015 – 19.01 percent

Class A lease rates up to $17 psf/year (NNN) Some Central Business District rates exceeded $20 psf/year (NNN)

Year-end average rate 2016 - $13.63 psf/year (NNN) 2015 - $13.35 psf/year (NNN)

Buildings with large blocks — above 50,000 square feet of vacancy — skew overall statistics, driving up overall vacancy rates and keeping average lease rates low.

WANTED: SENIOR ACCOUNT EXECUTIVE The Colorado Springs Business Journal is looking for a Senior Account Executive for their sales department. Account executives are responsible for generating new business, maintaining existing client relationships, coordinating ad copy and placement, and collections. Existing accounts are available as well. Ideal candidates will have media sales experience, the ability to communicate clearly both verbally and in writing, must be well-organized with excellent people skills and the ability to work with a wide range of people, professional appearance and persona, ability to hit strict deadlines, and must be able to handle pressure well. Please email resumes to jeff.moore@csbj.com. No phone calls please.

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16 March 31 - April 6, 2017

Colorado Springs Business Journal

Climb: COS options, traffic continue to trend upward Denver and subsequently going bankrupt in 1997. “When they went under, things just many of his duties thus far have been started declining fairly significantly and dedicated to just that: assuring airlines we’ve been on kind of a small decline Colorado Springs is worth it. ever since,” Suthers said. “We’ve got to convince them — even “It wasn’t until 2015 when things rebefore they bring an airplane here — ally started to turn around, and last year that there is a pretty darn good chance was the first uptick, and we’re bound to that it will work,” Phillips said. have more upticks in the coming years “But the real question is: ‘Will you with these new flights that we have.” stimulate the market enough so that According to the airport’s annual fiyou have planes full enough, on an onnancial statements, going basis, to make the number of enthe flights work?’ planements at COS … What I think the declined gradually airlines are saying from more than a is that they have million in 2007 to some confidence less than 600,000 in this community in 2015 — minus that we’re up for the a slight uptick in challenge — and I — Mayor John Suthers 2012 — before the want to believe we tide was stemmed are, too. But it is by a series of mara lot of seats that keting campaigns and financial stratewe’re adding to the market.” gies under Gallagher’s leadership. The additional flights account for a “We changed how we were doing total of 148,000 new seats a year (bebusiness, because you’ve got to do more ginning in July), to be exact. than just talk the talk,” Gallagher said. Historically, COS has fought an “We modified our business model to inuphill battle in convincing airlines centivize that growth and lower costs to invest in and maintain operations for those businesses. We had been losing locally. The downward trend startCessna 172s, but then we started landed in the late 1990s, after Colorado ing Boeing 747s.” Springs-based Western Pacific Airlines Enplanements finally began to trend propelled the airport’s enplanements upward in late 2015, and ended 2016 (the number of passengers departing) with 649,190, according to airport reto an all-time, one-year high of more than 2 million before moving its hub to cords. During that time, the airport’s From page 1

“Even without the additional flights, we’d probably be up another 10 percent next year.”

non-airlines revenue fell from more than $14 million in 2008 to $10.5 million in 2015. Now, with the recent announcements of additional air service, airport and city officials are optimistic about COS continuing its strong rebound through this year. “In 2017, until Frontier and American announced these additional flights, we were projecting 739,000,” Phillips said. “Now, with these flights … I would suggest it could be more than that.” Suthers agreed. “Even without the additional flights, we’d probably be up another 10 percent next year,” Suthers said. “But the fact is that now we’ll probably be up another 25 percent next year, and we’re really on our way back to seeing at least a million enplanements, which is really good news.” Phillips said a large part of the recent turnaround can be attributed to a period of debt and cost restructuring that occurred under Gallagher, who now serves as director of aviation business and finance for the Massachusetts Port Authority (based at Logan International Airport in Boston). “[Gallagher] did a very good job in addressing the airport cost issues,” Suthers said. “The guy masterminded what we needed to do to get more business out there and what we needed to do to lower our costs.” Fitch Ratings recognized efforts by COS to pay off a series of 2007 bonds

Year

2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016

Enplanements

1,017,016 1,033,586 998,347 929,600 863,407 814,336 822,008 650,529 627,924 597,654 649,190

Non-Airline Revenue

$13,517,322 $13,933,347 $14,357,272 $13,020,463 $12,700,067 $12,518,642 $13,025,326 $10,972,543 $10,652,371 $10,493,838 unavailable

Source: Colorado Springs Municipal Airport financial statements

— as well as traffic stabilization and the execution of a new hybrid airline use and lease agreement that successfully locked its tenants into five-year commitments — and in September upgraded the airport’s rating to BBB+ and revised its outlook from negative to stable. “A strength noted in this rating includes the airport’s modest capital program which has no plans to issue additional debt and is fully funded with grants and a structured PFC plan of finance,” according to an airport news release from September. At that time, the airport was expecting a continued decline in the cost-per-enplanement fees it charges to airlines “due to the addition of a re-

Mid-1990s: Five-gate concourse added to east side of terminal

1994: Current COS terminal opens 1994: Western Pacific founded in Colorado Springs 1994

Wikimedia Commons/ Aero Icarus

1995: Denver International Airport opens

2012: F adds s at COS

Photo by Cameron Moix

1997: Western Pacific moves headquarters to Denver

1998: Western Pacific files for bankruptcy, ceases operations

2009: Republic Airways Holdings acquires Frontier Airlines

2010: Delta Air Lines completes merger with Northwest Airlines

2000

2012: U Airlines with Co Airlines 2010

Shutterstock

sidual revenue sharing component in the new five-year AULA [airline use and lease agreement], the diversification of non-airline airfield revenues with ground leases on newly built hangars, and continuance of management’s progressive deleveraging strategy,” according to the release. Suthers said that, under Gallagher’s leadership, the cost-per-enplanement fee for airlines dropped from more than $13 to just $6.28, which resulted in an 8 percent increase in 2015 operating revenue and incentivized growth in commercial activity. According to the mayor, much of that progress came out of a combination of efforts aimed at revising the COS longterm capital and financing plans (beginning in 2013), as well as an effort to begin paying off the remainder of bonds leftover from construction. Phillips said the drop in cost, as well as external markers such as population growth and a strong local economy, made it much easier to appeal to airlines that might consider adding additional air service at COS. In the past year, these moves have attracted 12 new flights and bolstered activity in the Commercial Aeronautical Zone, Suthers said. “That’s very important, because we now have four dailies to Chicago on four different airlines — that’s obviously going to affect pricing and be a very attractive flight for people, as I’m sure the prices are going to go down considerably,” Phillips said. Phillips said he expects costs to airlines and to the passengers who use them to continue dropping as the local market becomes more competitive, and that the airport has plenty

of room to support physical growth that might come as a result. That room comes by way of a five-gate east concourse that has remained almost entirely unused — except as office space for the Transportation Security Administration — since WestPac’s demise. “If we grew to significant demand, we would look at building — but I don’t want to build to bet on the come,” Phillips said. “When that happens, we could easily just use the east terminal. But I think it is more reasonable to expect incremental growth.” Gallagher agreed, and encouraged airport proponents to remain realistic about expectations for future growth. “The catchment area of Colorado Springs cannot actually maintain that growth,” Gallagher said of the days when WestPac drove a boom in the market. “[Colorado Springs Airport] will continue to grow as long as it is cost-effective for the airlines … but I hope people will not always look in the rearview mirror in order to benchmark against something that was an artificial high.” Despite the optimistic news of expanded services at COS, city and airport officials said they will not try to compete with the giant to the north — Denver International Airport, fourth-largest in the country. Instead, Suthers said he wants to focus on taking advantage of DIA’s overflow traffic. “We’re not going to compete with Denver on most of the air travel, but we wanted to eliminate that leakage created by people driving to Denver while they could fly out of Colorado Springs to get to the same place,” he said. “Now, with the amount of competition we’ve

March 31 - April 6, 2017

Photo by Cameron Moix

Colorado Springs Airport Aviation Director Greg Phillips sits in the five-gate east concourse that has been without commercial traffic since the demise of Western Pacific Airlines in the late ’90s.

got and how inexpensive our parking is and how easy our access is, the chances are a lot better that someone from southern Colorado is going to fly somewhere like Chicago from Colorado Springs. … I think that now, with the number of flights we have available, we’re going to become increasingly competitive.” Officials at DIA agree with the unspoken noncompete, and Air Service Development Vice President Laura

Jackson said the additional service is welcomed in order to meet demand. “We do not consider COS to be a primary competitor,” Jackson said. “We know that statewide Colorado is experiencing both tremendous population growth, as well as record levels of inbound visitors, and any additional air service to Colorado airports is welcome to serve this growing demand.” CSBJ n

2016: Frontier returns with service

Frontier services S

United s merges ontinental s

Colorado Springs Business Journal

Shutterstock

2013: Frontier Airlines is acquired by Indigo Partners, discontinues all COS service

2014: Commercial Aeronautical Zone (CAZ) established

2015: Sierra Completions announces new facility in CAZ 2015: American Airlines completes merger with US Airways

2016: Alaska Airlines acquires Virgin America 2016: Cutter Aviation breaks ground on expansion in CAZ 2016: Fitch Ratings upgrades COS to BBB+

2017: Frontier and American add service 2017: COS moves forward with “Project Vector” (see page 12) 2017

Shutterstock

18 March 31 - April 6, 2017

Colorado Springs Business Journal

THE LIST: COMMERCIAL REAL ESTATE BROKERAGES Ranked by total local licensed commercial brokers

Commercial Real Estate Brokerages

From The Book of Lists & Power Pages

Ranked by Total Local Licensed Commercial Brokers

Just Missed The List 8 - Cushman and Wakefield of Colorado Inc. 8 - ITRA Commercial Real Estate LLC

NAI Highland brokers received nine CoStar Power Broker Awards in 2016.

Craddock Commercial celebrates its 50th anniversary this year.

Name No. of Licensed No. Offices Total Value of Closed Transactions Person in Charge, Position Address Brokers in El Paso El Paso Closed — Sales (%)/ Phone/Fax County County/ Transactions in Leases (%) Website/Email U.S.A. El Paso County Olive Real Estate Group Inc. 13 1 N/A N/A James M. Justus, President 102 N. Cascade Ave., Ste. 250 1 N/A Colorado Springs, CO 80903 719-598-3000 / 719-578-0089 olivereg.com / jmj@olivereg.com CBRE 12 1 $157.31M 68% Brad Bird, Director of Brokerage 121 S. Tejon St., Ste. 201 145 32% Services Colorado Springs, CO 80903 719-471-3300 / 719-325-0899 cbre.com / brad.bird@cbre.com NAI Highland Commercial Group LLC 12 1 $92.68M N/A Bob Garner, Managing Broker 2 N. Cascade Ave., Ste. 300 191 N/A Colorado Springs, CO 80903-1618 719-577-0044 / 719-577-0048 highlandcommercial.com / bnuss@highlandcommercial.com Newmark Grubb Knight Frank / ARA, A Newmark Company 10 1 $315.26M 84% Kent Mau, Executive Managing 102 S. Tejon St., Ste. 510 119 16% Director, NGKF, Kevin McCabe, Colorado Springs, CO 80903 Executive VP and Regional 719-228-0505 / N/A Managing Director, NGKF ngkf.com / inquiries@ngkf.com Weichert Realtors - Pikes Peak Group 7 1 $24.41M 97% Monika B. Newman, Broker/ 411 S. Tejon St. 1 3% Owner Colorado Springs, CO 80903 719-634-0500 / N/A weichertpikespeak.com / monikan@weichert.com Front Range Commercial LLC 4 1 $13.49M 45% Jay Carlson, Bob Nolette, 105 E. Moreno Ave. 1 55% Broker/Principals Colorado Springs, CO 80903 719-520-9500 / 719-520-1043 frontrangecommercial.com / beth@frontrangecommercial.com Craddock Commercial Real Estate LLC 3 1 $41.40M 75% Matt and Mike Craddock, 719-886-6534 / N/A 337 E. Pikes Peak Ave., Ste. 200 3 25% Principal and Managing Broker itracre.com / wtimura@itracre.com Colorado Springs, CO 80903 719-630-2233 / 719-630-2239 craddockcommercial.com / matt@craddockcommercial.com N/A- not available. Whileand everyWakefield attempt is made to ensure Inc. the thoroughness and accuracy of the list, omissions and typographical Please send additions/corrections to helen.robinson@csbj.com. Cushman of Colorado 1 1 errors may occur.N/A N/A Tom Brita, Portfolio Manager 90 S. Cascade Ave., Ste. 470 N/A N/A Colorado Springs, CO 80903 719-473-8200 / 719-471-1030 cushwake.com / ann.sebastian@cushwake.com ITRA Commercial Real Estate LLC 1 1 $1.10M 100% Wayne Timura, Principal and 735 Lancers Ct. W. 1 N/A Managing Broker Monument, CO 80132 Rank

1 2 2 4

To purchase your own Book of Lists or the full Commercial Real Estate Brokerages List, call Helen Robinson at 719-634-5905

Don’t miss The List April 7: Department of Defense Contractors April 14: Home Builders April 21: Shopping Centers April 28: Credit Unions

5 6 7 8 8

[

This is the top listing of Commercial Real Estate Brokerages that responded to questionnaires, notices and telephone inquiries.

]

THURSDAY, APRIL 13TH 11 AM - 3PM DOUBLE TREE HOTEL Colorado Springs Members $49; non-members $59 .............. Register @ eWomenNetwork.com or call: 719.822.1998

You’re invited to join an extraordinary success summit with dynamic women entrepreneurs from everywhere. We are a network of women supporting women in business and life. Discover your “Worth-Set” and how to monetize your expertise, product and services with the master of women’s entrepreneurship, Sandra Yancey, Founder & CEO, of eWomenNetwork, the #1 women’s business network in North America. Join award-winning entrepreneur, Sandra Yancey, Founder & CEO, eWomenNetwork, on her 8th Women’s Success Summit Tour as she shares her proven business-building formulas to attract more customers, expand your marketing and branding reach and increase your cash flow.

PRESENTATION LUNCH & NETWORKING INCLUDED!

Julie Miller Davis Managing Director

Colorado Springs Business Journal

March 31 - April 6, 2017

PUEBLO BUSINESS NEWS

Chieftain: Rawlings fierce defender of his community From page 10

“It was impossible to hide ... we children had dust masks to protect our lungs, but the dust seeped right through.” In 1947, newly wed and just graduated from college, Rawlings went to work for the Chieftain and his grandfather. Hoag Sr., who had been publisher since 1905, told his managers not to cut the boy any slack. According to Rawlings, the managers interpreted this to mean, “Kick his butt!” Rawlings’ apprenticeship lasted for a full 15 years, until Hoag Sr. died in 1962 after 55 years as publisher. Frank Hoag Jr. became publisher and named his nephew general manager. Eighteen years later, following his uncle’s death, Rawlings became editor and publisher, positions he holds to this day. Rawlings is close-mouthed about the newspaper’s profitability. “We’re fine, but that’s not important,” says Rawlings, who would clearly prefer to talk about his city and his family. Father of four, grandfather of five, he would seem to have an heir to the Chieftain’s throne in his daughter Jane, a slender, poised woman who has worked with him for the past nine years. Jane Rawlings now holds the title of assistant to the publisher. After 30 years living elsewhere, she returned to Pueblo and went to work for her father,

originally to create a web presence for the Chieftain. “He leads by example,” she says of her dad. “He’s a very hard worker, very passionate about his work and very compassionate.” By his daughter’s account, Rawlings also is a fine father. “He worked all the time, Sundays, holidays, but we always had dinner together,” she says. “Dinner table conversations were intellectual and vibrant — and fun.” Asked whether she’ll succeed her father as publisher, Jane Rawlings pauses. “No,” she says. “There’s just no way that he can pass on the paper to me, or to any of his heirs. We couldn’t afford the taxes, and we’d have to sell the paper to pay them. That’s why, years ago, my father transferred ownership of the paper to the family trust. When he’s gone, the trust will have to sell the paper anyway — nonprofits can’t own profit-making businesses.” At lunch, Rawlings talks about his beloved city. Pueblo, first settled by Europeans in 1842, predates Colorado Springs by 30 years, and, until 1960, was larger than its northern neighbor. But as the Springs grew, Pueblo stagnated. Its steel mills, which once anchored the economy, declined. The last 15 years [1990-2005] have seen dramatic changes in this city — a renovated downtown, a convention cen-

ter, a riverwalk along the Arkansas and a new library, a soaring contemporary structure designed by world-renowned architect Antoine Predock, who subsequently designed Colorado College’s Cornerstone Arts Center. The Robert Hoag Rawlings Public Library never would have been built had it not been for Rawlings and the Chieftain. As he describes it: “Well, they passed a bond issue, which we supported once they had a good plan in place. But when the bids came in, there wasn’t enough money [to build it]. The architect said, ‘Well, you can just take off the top floor, or take away some other space,’ but I thought, ‘No, the people in this city deserve this,’ and so we agreed to make up the difference. “About $5 million altogether,” he says. “I wanted it to be magnificent. The people of Pueblo were deserving. Also, we think that learning to read, loving to read, is good for our newspaper.” On a broiling July afternoon, the publisher, unruffled by the glare and heat of the Chieftain’s parking lot, responds to a final question. Despite Pueblo’s recent revitalization, isn’t much of the lower Arkansas Valley dying — no matter what happens to the water — as the old folks pass on and the kids move away? Isn’t the depopulation of southeastern Colorado inevitable?

For the first time, Rawlings seems tired and uncertain, an aging titan fighting changes that he cannot control. But then he brightens. He tells me to read a 1992 history of the Chieftain. “Look at the part about my old basketball coach, Frosty Cox,” he says. On page 77, author Erin Warner tells a story that, whether entirely true or not, defines Bob Rawlings. Forrest (Frosty) Cox was the coach at [the University of Colorado]. ... As he lined the team up for their first practice, he warned, “You’ve all heard the old saying, ‘It isn’t who wins or loses, it’s how you play the game.’ Pausing, he looked each of them squarely in the eye. “That’s bullshit,” he bellowed. They won the conference championship. Rawlings was first-team all-conference.

EPILOGUE Rawlings’ spouse Sandy died in 2013. Four children, three of whom live elsewhere and are not involved in the newspaper, survive him. Jane Rawlings became the Chieftain’s publisher earlier this year, as her father’s health deteriorated. According to the Chieftain, “Like her father, she is a strong advocate for the community, with special interests in water, education and nonprofits.” CSBJ n

Open House at the Apartment Association April 6, 2017 any time between

9am to 3pm

545 E. Pikes Peak Ave., Ste. 105 Colorado Springs, CO 80903 Call (719) 264-9195 264-9195 264

  

Learn about AASC’s Mission Better Understand Member Benefits Learn about Apartment Careers

  

Celebrate Rental Housing’s Communities Learn About Apartment’s Economic Impact Understand AASC’s Legislative Advocacy

20 March 31 - April 6, 2017

Colorado Springs Business Journal

KUDOS Compiled by Lindsey Morrow

Submit items for Kudos, Business Briefs or People on the Move to editorial@csbj.com.

TAX TEAM EARNS CERTIFICATIONS Three employees at Stockman Kast Ryan + Co. received certifications recently, according to the company. Bernie Benyak has been recognized by the National Social Security Advisors with an NSAA certification for his work helping clients maximize Social Security benefits. Doreen Merz received a not-for-profit certificate from the American Institute of CPAs for her completion of coursework related to nonprofit financing

reporting, auditing and tax compliance. Buddy Newton earned a valuation analyst professional certification from the National Association of Certified Valuators and Analysts for work in business valuation, financial consulting and litigation, according to news from Stockman Kast Ryan.

CHEYENNE VILLAGE RECEIVES GRANT Cheyenne Village received a $50,000 grant from the Denver Foundation to support adults with intellectual and developmental disabilities. Cheyenne Village

is a nonprofit organization that provides outreach programs, residential support and health care coordination to members of the Pikes Peak region. For more information, visit cheyennevillage.org.

COPELIN CELEBRATES 33 YEARS Mark Copelin is celebrating 33 years as senior account manager at OfficeScapes. Copelin has been a top performer every year since 1983, selling commercial furniture to businesses in Colorado Springs and southern Colorado.

BUSINESS BRIEFS ECOMARK ACQUIRES SOLAR INSTALLER EcoMark Solar, a Denver-based company established in 2010, has purchased partner company McDonald Solar and Wind Inc., a Colorado Springs solar energy installation company. EcoMark Solar offers design, installation and funding for solar energy systems across Colorado. For more information, visit ecomarksolar.com.

S&P GIVES WOODLAND PARK STRONG CREDIT RATING The city of Woodland Park’s credit rating has been affirmed by Standard and Poor’s, a financial services company that publishes financial research and analysis. Woodland Park received ratings of AA- and A+, concluding that S&P believes the city has a strong insti-

tutional framework and will maintain its liquidity and budgetary position. Credit ratings are opinions about worthiness and are useful in enabling the city to raise money by issuing bonds and certificates of participation. According to the S&P website, “... ratings express our opinion about the ability and willingness of an issuer, such as… city government, to meet its financial obligations in full and on time.”

UCCS ADDS MINI-MBA UCCS recently added a new option for professionals seeking additional education. The UCCS Mini-MBA, offered through the college’s Office of Professional and Executive Development, allows students to attend classes from 5:30-8:30 p.m. one night per week for 13 weeks on the UCCS campus, 1420 Austin Bluffs Pkwy. “The Colorado Springs’ business com-

munity has been asking for a non-degree program in business acumen,” said Shawna Rogers of the director, Office of Professional and Executive Development. “Professionals have voiced a need to have big picture business skills — such as budgeting — to position themselves for promotion.” The $3,100 program includes dinner before each session, parking, manuals and 3.9 Continuing Education Units through UCCS. All University of Colorado alumni, and those who have previously enrolled in Office of Professional and Executive Development courses, are eligible for a discount. Participants will immediately apply classroom work within a capstone project, “$75K in 75 Days.” The project involves choosing and implementing a business strategy that will have a direct business impact of $75,000 within the referring organization in a

75-day timeframe. Successful graduates of the UCCS Mini-MBA who want to pursue a master’s degree in business will not be required to take the Graduate Management Aptitude Test. For more information, visit uccs.edu/business/ oped or call Rogers, 719-255-5215.

ON THE MOVE

Patty Jones

Mary Bartelson

Griffis/Blessing

El Paso Clerk and Recorder

Promoted to Portfolio Manager

New Chief Deputy

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Colorado Springs Business Journal

March 31 - April 6, 2017

ON THE HORIZON Compiled by Lindsey Morrow

Business Development

Submit items for On the Horizon to events@csbj.com.

Networking Events

Regional Events

Monday, April 3

Tuesday, April 4

Workforce: Hiring event

Chamber: Connect

Tri-Lakes: Accelerators

Pikes Peak Workforce Center is conducting a hiring fair for AspenPointe hire for therapists and nurses, free, 9 a.m.-2 p.m., PPWFC, 1675 Garden of the Gods Road. Go to ppwfc.org to register and for info.

The Colorado Springs Chamber of Commerce & EDC hosts its bimonthly networking opportunity, free for members, $5 for non-members, 11:30 a.m.-1 p.m., Jack Quinn’s Irish Pub, 21 S. Tejon St. Go to coloradospringschamberedc. com/event to register.

Join the Tri-Lakes Business Accelerators for weekly business networking, first visit free, 8-9 a.m., Fairfield Inn and Suites, 15275 Struthers Road.

Wednesday, April 5

Pueblo: Aerie meeting

Tuesday, April 4 SBDC: Selling business Learn about positioning your business for sale, $20, 11:30 a.m.-1:30 p.m., Pikes Peak Small Business Development Center, 1675 W. Garden of the Gods Road. Go to pikespeaksbdc.org to register.

AASC: Evictions-collections Join the Apartment Association of Southern Colorado for tips to secure relationships with tenants, $40 for members, $60 for non-members, 1-4 p.m., AASC, 545 E. Pikes Peak Ave. Register at aacshq.org/events.

PPAR: REALTAC The Pikes Peak Association of Realtors will conduct its REALTAC meeting, free, 8-9 a.m., PPAR, 430 N. Tejon St. Go to ppar.org to register.

Thursday, April 6 Chamber: Space luncheon

Thursday, April 6

Join the Colorado Springs Chamber of Commerce & EDC to mark the Space Symposium’s 33rd anniversary, $55, 11:30 a.m.-1 p.m., Broadmoor West Rocky Mountain Ballroom,1 Lake Ave. Register at coloradospringschamberedc.com/event.

AASC: Open house

HBA: Membership

Join the Apartment Association for Apartment Housing Day, free, 9 a.m.3 p.m., AASC, 545 E. Pikes Peak Ave. Register at aacshq.org/events.

PPLD: Mind your business Learn how to start or grow your business, Pikes Peak Library District, free, 9-10:30 a.m., Library 21c, 1175 Chapel Hills Drive. Go to ppld.org to register.

SCORE: Startup basics Startup Basics is the first of five advanced workshops of the SCORE SMARTStart series, $15, 6-9 p.m., Catalyst Campus, 559 E. Pikes Peak Ave. Register at coloradosprings.score.org.

Monday, April 10 PPLD: Mind your business Learn how to grow or start a business with the Pikes Peak Library District, free, 7-8:30 p.m., Penrose Library, 20 N. Cascade Ave. Go to ppld.org to register.

Wednesday, April 12

Join the Housing and Building Associations for its membership meeting, free, 8:30-9:30 a.m., HBA, 4585 Hilton Pkwy., Ste. 100. Go to cshba. com/events for more information.

Friday, April 7 SCWCC: First Friday The Southern Colorado Women’s Chamber of Commerce hosts its monthly networking event, free, 7:30-9 a.m., Garden Inn Plaza, 2520 International Circle. Visit chamber.scwcc.com/events for more information.

Wednesday, April 5 Regular meeting of the Pueblo Eagles Aerie #145, free, 7 p.m., 1615 S. Prairie Ave. Go to pueblochamber.org for more information.

Pueblo: Coffee break Join the Pueblo Chamber for coffee and networking, free, 8:15 a.m., U.S. Bank, 503 N. Main St., Pueblo. Register at pueblochamber.org/calendar.

Thursday, April 6 Woodland Park: Lunch-learn Join the Woodland Park Chamber of Commerce for monthly networking, 11:30 a.m.-1 p.m., $15 for members, $25 for non-members, Ute Pass Cultural Center, 210 E. Midland Ave. Go to woodlandparkchamber.com to register.

Pueblo: Happy hour Join the Latino Chamber of Commerce for networking, free, 5 p.m., TBD. Go to pueblochamber.org/calendar for more information.

Tri-Lakes: Breakfast Join the Tri-Lakes Chamber of Commerce for its bi-monthly networking breakfast, $30 annual dues, 7:30-9 a.m., Tri-Lakes Chamber of Commerce, 166 Second St. Visit trilakeschamber. com for more information.

Thursday, April 13

Saturday, April 8

CSBJ: Captains of Industry

Tri-Lakes: Award dinner

Join the Colorado Springs Business Journal for speed networking and mentoring with 40 of the who’s who in business, $25 for subscribers, $35 for non-subscribers, 7:30-10 a.m., The Mining Exchange 8 S. Nevada Ave. Go to csbj.com/events to register.

Join the Tri-Lakes Chamber of Commerce for its Annual Dinner and Awards, $65/person, $950/Table, $1,100 VIP Table, 6-11 p.m., The Antlers, 4 Cascade Ave. Go to trilakeschamber.com to register.

Chamber: Luncheon

Tuesday, April 11 Tri-Lakes: Accelerators

Thursday, April 13

Join the Colorado Springs Chamber of Commerce & EDC for the annual Athena Awards luncheon, $65/person, $650/Table of 10, 11:30 a.m.1:30 p.m., The Antlers hotel, 4 S. Cascade Ave. Register at colorado springschamberedc.com/event.

Join the Tri-Lakes Business Accelerators for weekly business networking, first visit free, 8-9 a.m., Fairfield Inn and Suites, 15275 Struthers Road.

SBDC: Bootcamp

PPAR: Networking

Thursday, April 12

Take the first steps to owning your own business, $18, 11:30 a.m.-1:30 p.m., Pikes Peak Small Business Development Center, 1675 W. Garden of the Gods Road. Go to coloradosprings. score.org to register.

Join the Pikes Peak Association of Realtors for networking with other professional Realtors at the Young Professionals Network meeting, free, 3-4 p.m., PPAR, 430 N. Tejon St. Go to ppar.org for more information.

PPLD: Resumés Build a resumé that gets attention with the Pikes Peak Library District, free, 4-6 p.m., Library 21c, 1175 Chapel Hills Drive. Go to ppld.org to register.

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Pueblo: Aerie meeting Regular meeting of the Pueblo Eagles Aerie #145, free, 7 p.m., 1615 South Prairie Ave. Go to pueblochamber.org for more information.

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                         

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22 March 31 - April 6, 2017

Colorado Springs Business Journal

CityBits

RESCUE MISSIONS COMBINE RESOURCES

Springs Rescue Mission recently announced a partnership with Pueblo Rescue The Business Journal staff reports Mission to provide strategic and operational support. According to Springs Rescue Mission spokesman Thomas Voss, Pueblo Rescue Mission has experienced a decline in financial support during the past few years, and has struggled to keep the facility and programs open. Instead of closing its doors, the board of directors for Pueblo Rescue Mission reached out to Springs Rescue Mission for support and to assume operations of the facility and programs. “They have a 65-bed facility with separate quarters for men and women,” said Voss. “They had recently received a substantial donation, but they realized they needed help if they were going be able to continue. We’ll provide operational and human resource help, and all donations collected in Pueblo will stay in Pueblo, while all donations directed to Springs Rescue Mission will continue to stay in Colorado Springs.” The two partners expect that the Pueblo community will be reassured by the operational and financial stability of the new partnership, and step up their support of the local rescue mission. “We’ve always been on a path of helping our neighbors, whether it’s someone in our community experiencing homelessness, or a partner organization that needs a helping hand,” said Springs Rescue Mission CEO Larry Yonker. “When Pueblo Rescue Mission reached out to us and asked if we could help get them back on their feet and be effective in the fight against homelessness, of course we said yes.” “Pueblo has the potential to be a model city for the treatment of homelessness and how to successfully move residents in need onto a pathway for a healthy, productive life,” said Pueblo City Councilor Ray Aguilera. “Springs Rescue Mission is doing great things for Colorado Springs, and I know this strategic partnership will be a huge benefit to our neighbors here in Pueblo.” “We feel confident we can work alongside Pueblo’s Continuum of Care and build a healthy safety net to serve all of the community without duplicating services,” said Jackie Jaramillo, vice president of strategic initiatives for Springs Rescue Mission. “We intend on focusing on housing, health and work, and replicate the success we’ve experienced in Colorado Springs.” — John Hazlehurst

ACADEMY TO SEND RFP FOR CITY FOR CHAMPIONS PROJECT The United States Air Force Academy will send out a request for proposals to start constructing a new visitors center, according to Lt. Gen. Michelle Johnson, superintendent of the service academy. Johnson announced the update as part of the Academy’s third State of USAFA address, an event designed to improve communications between the institution and the local community. She also announced construction projects that will start this year: The Academy’s entrance gates will receive a facelift, including covers that will keep guards from standing in rain, snow or hail. Those improvements, she said, could cause traffic issues at the two gates leading onto Academy grounds. Also, the school’s long-closed planetarium, located outside the cadet area, will undergo renovations to operate as an education destination for students in southern Colorado, she said. “It’s been under wraps for a while,” Johnson told the crowd. “But we’re going to open it as a STEM [Science, Technology, Engineering and Math] outreach center. We’ll also be giving the Field House some much-needed updates. When I started at the Academy in 1978, Sijan Hall was the ‘new dorm.’ That was in 1978. We’ve renovated Vandenberg Hall, so now we’re gong to focus on Sijan.” She also said that the Academy will close its famed Cadet Chapel in 2018 for renovations. The chapel is 53 years old, she said, and needs an update. And by 2019, the Academy will finish renovations to the library for an interim location for its CyberWorx program. Johnson also highlighted academic and athletic success at the Academy. She said the cadet-run Falcon satellite program will launch Falcon Sat 6 on a SpaceX rocket “very soon.” Cadets in the Academy’s aerospace program build the Falcon satellites from design to finished product. The satellites contain experiments from other parts of the school. Falcon Sat 7, a project of the physics department, will launch shortly after Falcon Sat 6, she said. But she acknowledged that the Academy has some work to do. “We need to be better at communications,” she said. “We need to tell our story, and we need to share that story with the community. We’ve let other people control the narrative for far too long.” And the school is determined to have the “hard, uncomfortable conversations” about sexual assault. “We have to talk about it,” she said. “Because it’s not who we are. We are creating leaders of character, and we respect people — no matter what they look like or where they come from. And we’re making strides.” — Amy Gillentine Sweet

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Colorado Springs Business Journal

March 31 - April 6, 2017

Trump skyscraper to dominate Springs? braries,” said Bolkonsky. “It will be paperless and 100 percent accessible online. It’ll be an exclusive club, a n an exclusive interview, billionaire Russian Mar-a-Lago in the sky, with a modest initiation fee of investor Andrei Bolkonsky confirmed that he $200,000 or so. I spoke at length with the president, would partner with Colorado Springs attorney/ and he loves the concept.” hotelier/developer Perry Sanders and Trump Both during and after construction, the local ecofamily interests to build a “huge” skyscraper in downnomic impact of the building will be significant. town Colorado Springs. “We estimate that there will be 14,000 workLean, pensive and aristocratic, Bolkonsky defies the ers on the job during peak construction time,” said stereotypes associated with Russian oligarchs. Yet his Bolkonsky, “and thousands of full-time jobs after we ambitions may be larger than any of them. finish. The building will utterly transform the city — “I’ve always enjoyed Colorado Springs,” he said. “I you’ll be a world capital, not a poky little city beneath went to Fountain Valley School in the 1980s. I was the a mountain.” only Russian, and I felt very alone, until I met a girl Bolkonsky’s career has been as amazing and unskiing one weekend at Aspen. She expected as the building he plans to was so alive, so beautiful — I was erect. Born in the United States, he is in love, but she jilted me. Natasha a direct descendant of the renowned … where are you today, I wonder?” Prince Andrei Bolkonsky, a hero of Located on approximately four the 1812 Battle of Borodino. After square blocks in southwest downFountain Valley, he took a gap year, town, the Bolkonsky/Sanders/ went to Russia, became a dual citizen Trump building will soar 224 stoand made a fortune in potash, aluries into the air, with a gross floor minum and tungsten. He has never area of approximately 3.4 million married. square feet. It will be primarily res“I’ve known war and I’ve known idential, with approximately 800 — Andrei Bolkonsky peace,” he said, “but I’ve never found apartments and 300-400 hotel love.” rooms. More than 60 high-speed We were sitting in a lakeside elevators will escort residents to their lofty aeries restaurant concluding the interview, when suddenly after parking their cars in an adjacent temperaBolkonsky’s eyes widened in disbelief. ture-controlled structure. “That’s her,” he whispered. “That’s Natasha.” “We’re going big for the president,” said Sanders, The tall, dark-haired woman glanced toward us “and making certain that no member of his entourage and stopped. She smiled tentatively and approached has a master key to the elevators!” the table. We stood. “Is it you, Andrei?” she asked, ignoring the rest of us. The building will also house the Trump Presidential “Natasha Rostova,” he said, barely able to speak. Library, which will occupy four complete floors in the “Now I call myself Hannah,” she said. “I work for upper third of the building. the city. Come — we have wasted so many years.” “It will be very different from other presidential liBy John Hazlehurst

“I was the only Russian, and I felt very alone, until I met a girl skiing one weekend at Aspen.”

Skyscraper development talks between Bolkonsky and Sanders might make many wonder if this is some kind of timely joke.

He nodded, his eyes brimming with tears. She extended her hand, and they walked away, as if in a trance. “How amazing was that?” said Sanders, who had been uncharacteristically silent during the interview. “It was like a Russian novel, but with a happy ending. And speaking of happy endings, in four years we’re cutting the ribbon on the world’s tallest building. Mark it on your calendar: April 1, 2021!” CSBJ n

Captains of

INDUSTRY

SPEED MENTORING

THURSDAY, APRIL 13 • 7:30 - 10:00 A.M. • THE MINING EXCHANGE Join 40 business and community leaders to learn their secrets of success at a speed-networking and mentoring event sponsored by the Colorado Springs Business Journal. Leaders from industries — from manufacturing to first responders, from sports management to education, with a little bit of everything in between — will be available to share their wisdom and answer questions about their industries, their challenges and how they made it to the top of their fields.

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EDWARD BARON

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LISA JENKS

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The Platinum Group Realtors

U.S. Olympic Training Center

24 March 31 - April 6, 2017

Colorado Springs Business Journal

OTHER VOICES

‘Repeal and replace’ fails; now Obamacare needs fixing

he failure of the Republican-led effort to repeal and replace Obamacare represents a big victory for all kinds of citizens and interest groups that analyzed the proposed legislation and said no dice. The day before House Speaker Paul Ryan decided not to take a vote on the American Health Care Act, LIEBERMAN a Quinnipiac Poll found that only 17 percent of American voters approved of the GOP’s legislation while 56 percent did not. You can hardly call that a vote of support for what the bill was trying to do. Too many people would be hurt, and the public along with editorial writers across the country, got that message: The GOP plan would cause real pain. Members of Congress heard it loud and clear, and many responded to what they heard. Older Americans would have had to pay more, sometimes thousands of dollars more, to get health insurance. In 32 states, millions of Americans with incomes slightly above the poverty line who had gained coverage under their state’s Medicaid expansion program would have lost their coverage. Others already on Medicaid or joining in the future would also have been affected. The proposal called for cutting back the federal government’s commitment to fund health care for the poor by changing the way it would pay for its share of program. That would have left the states, which jointly fund Medicaid, strapped for funds to cover everyone needing medical treatment, as well as middle class families who required help paying for long-term care. Medicaid pays for about half of all nursing home stays.

Trudy

The Affordable Care Act, or Obamacare, had mandated that every insurance policy sold in the individual market where people without employer or government coverage must shop had to include 10 essential benefits. Under the Republicans’ plan, that mandate — that all plans include things like prescription drug coverage, emergency room services, maternity care and mental health treatment — would have disappeared. Dropping any of the essential benefits would have helped some insurance companies whose individual policies provided only bare-bones coverage until 2010 when the ACA required essential benefits to be included. Insurers would have been able to sell skimpy and cheaper coverage to those willing to gamble. Now, even though the “repeal and replace,” effort failed, we are left with a health law that needs repairs of its own. “Many of the criticisms of the ACA are, in fact, valid,” says RoseAnn DeMoro, executive director of the National Nurses United, the largest union and professional organization of registered nurses. “For all the improvements under the ACA — primarily the expansion of Medicaid and crackdown on some insurance abuses — the ACA still left 28 million without health coverage. And millions more struggling with unpayable bills and escalating out-of-pocket costs.” DeMoro’s assessment hits home to many who have complained about higher and higher premiums, skyhigh deductibles and coinsurance, and lack of choice. Many have limited choice of doctors, hospitals and other providers in insurers’ restrictive networks. Even worse, in some parts of the country there’s only one insurer to buy from. Those problems stem from the underlying premise

of Obamacare itself. The ACA was built on top of the existing private insurance system, which means that it will work only if insurers find it to be good business. As the years went on and sick people with pre-existing conditions flocked to buy coverage, which the law guaranteed they could do, insurers found that Obamacare was not good business. They left the market or made consumers pay more out of pocket or through higher premiums. The ACA did not provide for any serious cost containment, and the GOP plan didn’t call for any either. Medical inflation continues as doctors, hospitals and drug companies raise their prices, and new expensive medical technology comes on the market before there is good evidence that it works. One consulting actuary put it this way: “Medical inflation will continue until doctors decide they have enough money and don’t raise their fees.” It’s not clear that the country’s divisive politics will allow for any fix of the ACA’s problems, let alone put any teeth into cost control measures. There could be renewed interest in a public option that could allow people to choose government-sponsored insurance rather than a policy from a commercial carrier. Or maybe there would be a move to let people in their 50s or early 60s buy into Medicare, which could spark the beginning of a movement toward Medicare for all. I’m not betting on any of this right now, but as the failure of the GOP’s “repeal and replace” shows, the public is demanding a seat at the table. How would you fix the Affordable Care Act? Write to Lieberman at Trudy.Lieberman@gmail.com.

The ACA did not provide for any serious cost containment.

Autonomous vehicles: Just a matter of time I t’s not a question of whether driverless cars will someday populate Colorado roads, it’s a question of when. Just last fall, Budweiser, along with its autonomous vehicle partner Otto, completed the first successful driverless freight delivery in Colorado history. A shipment of beer went from Fort Collins to Colorado Springs without a driver. The Colorado Department of Transportation is partnering with Panasonic to develop vehicle-to-vehicle technology and prepare the Interstate 70 corridor for smarter and safer travel with driverless vehicles. Automakers across the industry are forecasting large-scale delivery of automated vehicles as soon as the next four years. As development of this revolutionary technology nears a tipping point, it is more apparent than ever that Colorado must establish a policy framework to ensure our state can reap the social and economic benefits of driverless vehicle technology. That is why I am proud to introduce a bipartisan initiative that will allow Colorado to promote safety on the road and economic growth to our state by providing commonsense

guidelines for this emerging industry. This is an exciting industry with numerous benefits for Colorado and the nation. For instance, in 2016 more than 600 people were killed on Colorado roads and highways. Experts H I L L tell us driverless vehicle technology could potentially reduce traffic fatalities by up to 90 percent by simply eliminating human error. The yearly human toll of automobile accidents alone makes technology with this kind of promise absolutely worth pursuing. Avoiding traffic collisions also has the potential to save motorists untold millions by reducing insurance costs. In addition to leaps in safety, automated vehicles also have the potential to tremendously increase the traffic efficiency on congested roadways like I-70 and I-25. Time-costing delays such as accidents, spectator slowing and poor route selection could all be alleviated by autonomous vehicles that intelligently

Owen

interface with one another. Moreover, the elimination of human error in driverless vehicles could also allow autonomous cars to travel safely at higher rates of speed than currently permitted. Imagine the freedom driverless cars can offer the elderly and people with disabilities. According to AARP, more than 45 million people in the U.S. are 65 or older, a figure expected to grow an additional 27 million by 2030. About 80 percent of them live in car-dependent suburbs or rural areas, not cities with public transit. For individuals whose independent living is closely tied to their ability to drive safely, self-driving tech is a blessing that can’t come soon enough. The autonomous vehicle industry also holds the potential to be an economic boon for Colorado by generating new jobs associated with the testing and deployment of these new cars. As a leading state for technological research and innovation, Colorado is already well positioned to be a home for this burgeoning

industry. By establishing a framework that ensures autonomous vehicles follow the rules of the road, we can show driverless vehicle firms that we value their investment and we are committed to maintaining our reputation as a hub for advanced technologies. This means more jobs, more tax revenue, and more opportunity for Coloradans across the economic spectrum. The one thing we face with certainty is that driverless vehicles are becoming a reality on our roadways. It is imperative we implement common sense guidelines that promote safety, efficiency and show our country that we are prepared to be leaders in the autonomous vehicle industry. I hope my colleagues in the Legislature will join us in support of our efforts to make this a reality. Colorado State Sen. Owen Hill represents a portion of northern El Paso County. He is chairman of the Senate Education Committee and vice-chairman of the Senate Finance Committee. Reach him at owen. hill.senate@state.co.us.

The technology could reduce traffic fatalities by 90 percent.

Guest commentaries: Have a topic you’d like to write about? Send us no more than 750 words. And feel free to send us an email before you start to write to gauge our interest. Contact us at editorial@csbj.com or 719-634-5905.

Colorado Springs Business Journal

March 31 - April 6, 2017

LETTER TO THE EDITOR

Fostering dignity and respect for our city council candidates

o the editor: It takes courage to run for public office and in almost every case, the people running for office today are doing so out of love for our city and an honest desire to serve well. No matter their policy positions or past history, we are blessed by a majority of candidates who honestly care. They take time away from their families, their jobs, their own recreation. They go through the difficult process of getting their ideas out to the voters, all to serve in a very public, frankly very unforgiving and thankless job that barely covers their cost of parking and gas. Colorado Springs Forward committed long ago to share positive information about candidates we have chosen to support, and we have encouraged others to do the same. We believe in the power of giving folks a reason to vote for someone and sticking with the accomplishments and benefits of their leadership. Recently, there has been a spate of nasty headlines and an increase in shrill, unsubstantiated attacks and

accusations on good people, just because others disagree with some of their beliefs. Gone is all regard for these people as human beings who simply stood up and thought they might have something to offer. Now they are nothing but the puck in a public hockey game, and it seems nothing is out of bounds when it comes to personal attacks against them. This is all bad enough when it comes to the viciousness of no-facts-needed social media. But now we have other media outlets piling on. Consider this recent headline [from the Colorado Springs Independent’s website, csindy.com] and some of its content, written by Pam Zubeck. “A look at Colorado Springs City Council candidates where they live. ... As we head into the final week before the April 4 city election, let’s take a look at how many millionaires are running for the six district seats up for grabs on the nine-member city council.” What on earth does the value of a person’s home or the neighborhood they

live in have to do with public policies, general fund budgeting or municipal administration? This so-called article even included pictures of their homes and at least one address! It had nothing to do with policy or voting records. It was strictly provocation of class warfare and inciting judgment based on nothing about the true motivations and capabilities of the persons running. NO candidate deserves this kind of treatment. NO candidate should be subjected to these inappropriate, divisive, personal attack tactics, especially from what is supposed to be a legitimate public source of information. If this is how we treat people who throw their hat in the ring, whether we agree with their positions or not, why on earth would anyone in their right mind want to go through this? How does this help us get competent, thoughtful, caring and accessible leaders in office? This is not reflective of the heart and soul and certainly the dignity of Colorado Springs. This kind of tabloid drivel has no place in our community.

We believe in civility and truly open debate and dialogue about the real issues facing our region. We believe that it is reasonable and necessary to debate and contrast facts about what candidates have done and stated publicly. However, we condemn reporters and candidly other citizens, who publicly, ignorantly and intentionally use personal attacks on candidates running for our city council. This is wrong for EVERY candidate! It is time for people to think about other people as humans first, despite their political differences. Diversity has formed a nation and debate has furnished its soul. But vitriol and divisiveness are tearing it all apart and we call on everyone to stop and think before they post, chat, blog, tweet, speak, yell, print or assume anything. Our fellow citizens deserve at least this much. — The Board of Directors of Colorado Springs Forward Phil Lane (chairman), Kathy Loo, Douglas Stimple, Tom Neppl, Dan Stuart, Jim Johnson

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BUSINESS LEADS Incorporations Filed with the Secretary of State when an individual or business incorporates. ENTITY NO 20171204697 20171208013 20171204995 20171116111 20171181474 20171203120 20171203122 20171203123 20171203137 20171203152 20171203218 20171203256 20171203298 20171203319 20171203377 20171203397 20171203497 20171203591 20171203595 20171203602 20171203623 20171203635 20171203727 20171203909 20171203918 20171203931 20171204037 20171204118 20171204146 20171204158 20171204168 20171204178 20171204321 20171204526 20171204596 20171204598 20171204652 20171204657 20171204675 20171204713 20171204874 20171204949 20171204960 20171205186 20171205236 20171205321

CORPORATION NAME TYPE J N BAKER LLC DLLC All ready trucking llc DLLC 360 ProKlen, LLC FLLC ALPINE HOME BUYERS, LLC DLLC Ascent Tutoring & Literacy Intervention, LLC DLLC Rocky Mountain Manufacturing Group, Inc. DPC Castaldy Electrical Services, LLC DLLC Pisces Gutters, LLC DLLC The Telling Place DNC Blackhorse Fabrication LLC DLLC MarinaSkye Photography LLC DLLC Pro Kitchen West Co. DPC Craft Collaborative, LLC DLLC Garden Ranch Senior Care, LLC DLLC Elevated Dialogue Film Company Corp. DPC Your Personal Realtor Inc. DPC Blacke Enterprises Inc DPC Cambria Design Solutions, LLC DLLC Stars And Stripes Hail Repair FLLC Hunt Fresh, LLC DLLC 260EB - 2, LLC DLLC La Dulce Innovations LLC DLLC Servant King Apparel LLC DLLC WeLo, LLC DLLC Hannah Ridge Homeowners Association, Inc. DNC Wicked Interactions LLC DLLC RTW Investments DLLC Phrygian 526 LLC DLLC TROY’S TRIM & CABINET INSTALLS, LLC DLLC Prominent Horizontal #3-O, L.P. FLP Prominent Horizontal #3-H, L.P. FLP A Better Lawn Application DLLC COLORADO ALPINE BEVERAGES, INC. DPC Polihale DFB, professional limited liability company DLLC DTOM 22/0 Foundation DNC Springs Rescue Enterprises, LLC DLLC War Dog Memorial Colorado DNC MG HOLDINGS COLORADO LLC DLLC Raton Ranch LLC DLLC 38 West Cheyenne Mountain Blvd. LLC DLLC Tri-City Partners LLC DLLC Lehner Properties LLC, Dissolved March 15, 2017 DLLC Nissha USA, Inc. FPC Broadmoor office llc DLLC Fix N Play LLC DLLC PMV Peak Properties LLC DLLC

FILING 3/15/17 3/17/17 3/15/17 3/16/17 3/14/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17 3/15/17

AGENT JADE BAKER Alan hovenic Lashawna Hervey JOHN STINAR Eva Plante Michelle Mercer Melvin Haskins Marina Rodriguez Taylor Olson Ryan Hannigan Kevin Hancock Stephanie Mimms Greg Gandy Brook Black Cindy Cambria John Carrino Kathy Stenberg Matthew Lashlee Jeremy Minard Patterson Weaver Jacob Wheatley David Weatherley TROY GUTOWSKI Holmes Timothy JOHN STINAR Thomas Rikli Terry Anderson Ruby Ridpath MATTHEW GAWORKSI Shannon Ross Ted LInk Brian Murphy Sakurai Keijiro Andrew Miller David Orr Vieth Peter

AGENT ADDRESS 7177 HILLBECK DR 3825 pearl dr 18744 E Baltic Place 121 E. VERMIJO AVENUE 1069 Beacon Hill Way 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 1814 W. Kiowa 2634 W. Pikes Peak saw 8360 Candleflower Circle 5040 Sweetgrass Lane 821 E Yampa St 1465 Kelly Johnson Blvd., Suite 210 3105 E Dale Street 630 Southpointe Court, Suite 200 3831 Ellston Place 4802 HERNDON CIRCLE 909 W Cucharras St 10610 Thomas Rd 2 N. Cascade Ave., Suite 590 13847 Honey Run Way 923 N 19th st apt 8 121 S. Tejon St. 6385 Corporate Drive 5825 Mark Dabling Blvd 5326 Standard Dr 13692 Stony Hill Point 10770 HUNTSMAN ROAD 102 S. Tejon St., Ste 1100 102 S. Tejon St., Ste 1100 630 N. Blaney Rd. 121 E. VERMIJO AVENUE 4968 Stonehill Road 121 S. Tejon Street, Suite 900 5 West Las Vegas St 5618 Oro Grande Dr 6140 TUTT BLVD 14630 Raton Rd 625 North Cascade 102 S. Tejon Street 121 South Tejon Street c/o Biomedical Innovations 1714 n circle dr 2138 Woodpark Drive 1301 S 8th St

AGENT CITY Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs Colorado Springs

STATE ZIP CO 80922 CO 80918 CO 80013 CO 80903 CO 80905 CO 80903 CO 80903 CO 80903 CO 80904 CO 80904 CO 80920 CO 80922 CO 80903 CO 80920 CO 80909 CO 80906 CO 80907 CO 80920 CO 80905 CO 80908 CO 80903 CO 80921 CO 80904 CO 80903 CO 80919 CO 80919 CO 80922 CO 80921 CO 80908 CO 80903 CO 80903 CO 80929 CO 80903 CO 80918 CO 80903 CO 80903 CO 80918 CO 80923 CO 80921 CO 80903 CO 80903 CO 80903 CO 80916 CO 80909 CO 80951 CO 80905

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EXECUTIVE HOMES

March 31 - April 6, 2017

Your source for ﬁne homes in the Colorado Springs area.

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The Bobbi Price Team

Bobbi Price 719-499-9451 Jade Baker 719-201-6749 Stephanie Hawthorne 719-210-0480 $31,000,000 IN CLOSED SALES IN 2016

13911 Bandanero Drive – 4 Way Ranch - $406,100

2653 Twin Harbor Heights – Mountain Shadows - $379,900 3010 sq. ft. end unit ranch style town home with gorgeous views. 3 bedrooms, 3 baths, & 2-car garage. Walkout finished basement. Central air. 2 fireplaces. Covered deck & covered patio backing to common lawn area. Tons of glass with city, mountain, & rock formation views. Open great room concept with 9’ ceilings on both main & lower levels. Pool table. Stucco exterior with tile roof. Pines, scrub oak, & wildlife. MLS# 2783200

To be built 2051 sq. ft. 3 bedroom, 2 bath stucco rancher on 4.1 acres. Upscale neighborhood 5 minutes to Falcon Town Center. 3-car garage. Open great room floor plan full of light & sunshine. Hardwood & wood laminate flooring. Large kitchen with birch cabinets, black appliances, & crown molding. Gas log fireplace. No HOA, but there are covenants. MLS# 1424861

14330 Park Canyon Road – Park Ridge - $449,500

230 Crystal Park Road – Manitou Mesa - $1,250,000 Authentic Tuscan Villa on 4.3 acres. Absolutely stunning 4009 sq. ft. 3 bedroom, 3 bath villa with total privacy & dramatic sweeping unobstructed mountain, city, & Garden of the Gods views. Every amenity & 1014 sq. ft. finished 3 to 4-car garage. Elevator. Security, fire sprinkler, & intercom systems. In-floor radiant heat. 9-11’ ceilings. Mesquite flooring, beams, & built-ins. Custom stained glass. Gourmet island kitchen. 624 sq. ft. master suite. Low E Pella windows & atrium doors. 4 fireplaces. Beams. Imports. 770 sq. ft. cement wrap-around deck with loggias. Flooded with light & sunshine. MLS# 8040638

Brand new open & contemporary 5 bedroom, 3 bath stucco & stone rancher built by Charter Craft Homes. Sits on 2.5 acres with sweeping unobstructed Pikes Peak & mountain views. Over 4000 sq. ft.. 3-car garage. Gourmet granite island kitchen with double ovens & staggered birch cabinets with crown molding. Large master suite with 5-piece master bath. Gas log fireplace. Central air. 30x10 covered composite deck. Paved driveway. Just west of Schriever AFP & 11 miles to Hwy 24 & Hwy 94 intersection. MLS# 7679346

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Rates vary, call for details. Prepayment is required. 3 line minimum. Please check your ad the first week of publication and call by noon the following Tuesday with changes or corrections. This paper is not liable for errors after the first publication of an ad. Colorado Publishing Company is not liable for the content of advertisements. All real estate advertising is subject to the Federal Fair Housing Act of 1968. We do not endorse any product or service and we reserve the right to refuse any advertising we deem inappropriate. C.5.3.5. Real Estate Advertising. Advertising for off-post housing available for rent, sale or lease by an owner, manager, rental agency, agent or individual, shall include only those available on a nondiscriminatory basis for all personnel. No facilities shall be advertised without the Colorado Publishing Company having been notified, in writing, that the owner, manager, rental agency, agent or individual enforces open-housing practices.

PUBLIC NOTICES COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601257 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 22, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOHN J. PRITCHARD Original Beneficiary(ies): FIRST COMMUNITY MORTGAGE, A DIVISION OF FIRST COMMUNITY BANK Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: June 12, 2007 County of Recording: El Paso Recording Date of Deed of Trust: June 19, 2007 Recording Information (Reception No. and/or Book/Page No.): 207082463 Original Principal Amount: $82,602.00 Outstanding Principal Balance: $69,304.07 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED LEGAL DESCRIPTION EPC201601257 LEGAL DESCRIPTION CONDOMINIUM UNIT E IN BUILDING 3450 IN SIERRA POINT CONDOMINIUMS, (FORMERLY KNOWN AS SNAPFINGER WOODS CONDOMINIUMS), ACCORDING TO THE AMENDED CONDOMINIUM MAP FOR SNAPFINGER WOODS CONDOMINIUMS RECORDED ON JUNE 22, 1981 AND RECORDED IN BOOK 2 AT PAGE 58, RECEPTION NO. 781667, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF EL PASO, COLORADO, AND AS DEFINED AND DESCRIBED IN THE AMENDED AND RESTATED CONDOMINIUMS DECLARATION FOR SIERRA POINTE CONDOMINIUMS, (FORMERLY KNOWN AS SNAPFINGER WOODS CONDOMINIUMS), RECORDED MAY 22, 1986 IN BOOK 5173 AT PAGE 1468, RECEPTION NO. 1399203, IN SAID RECORDS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3450 PARKMOOR VILLAGE DRIVE UNIT E, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/26/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/3/2017 Last Publication: 3/31/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED

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TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/22/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013869 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601263 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 27, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Analee H McIntyre Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for Peoples Mortgage Corporation, a Colorado Corporation Current Holder of Evidence of Debt: JPMorgan Chase Bank, National Association Date of Deed of Trust: February 25, 2010 County of Recording: El Paso Recording Date of Deed of Trust: March 05, 2010 Recording Information (Reception No. and/or Book/Page No.): 210021212 Original Principal Amount: $149,737.00 Outstanding Principal Balance: $132,568.01 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 1, R & B SUBDIVISION, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3019 Mission St, Colorado Springs, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/26/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus

attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/3/2017 Last Publication: 3/31/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/27/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-757491-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601266 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 28, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): STEVEN DAVIS AND MELINDA D. DAVIS Original Beneficiary(ies): WELLS FARGO HOME MORTGAGE, INC. Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A. Date of Deed of Trust: February 20, 2004 County of Recording: El Paso Recording Date of Deed of Trust: March 01, 2004 Recording Information (Reception No. and/or Book/Page No.): 204034115 Original Principal Amount: $195,417.00 Outstanding Principal Balance: $187,289.70 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 29, RIDGEVIEW AT STETSON HILLS FILING NO. 3, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5841 HUERFANO DRIVE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/26/2017, at Robert Russel

Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/3/2017 Last Publication: 3/31/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/28/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013807 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601271 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 28, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MICHAEL J. MONTOYA Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ACADEMY MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: June 15, 2012 County of Recording: El Paso Recording Date of Deed of Trust: June 15, 2012 Recording Information (Reception No. and/or Book/Page No.): 212069115 Original Principal Amount: $210,429.00 Outstanding Principal Balance: $192,050.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3 IN EASTVIEW ESTATES FILING NO. 2, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 7643 STEWARD LANE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY

ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/26/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/3/2017 Last Publication: 3/31/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/28/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013917 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601281 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 30, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): RONIE RALSTON HUDDLESTON JR Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VA MORTGAGE CENTER OF COLORADO SPRINGS, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: October 01, 2012 County of Recording: El Paso Recording Date of Deed of Trust: October 02, 2012 Recording Information (Reception No. and/or Book/Page No.): 212115888 Original Principal Amount: $155,000.00 Outstanding Principal Balance: $144,392.40 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed

Colorado Springs Business Journal

March 31 - April 6, 2017

PUBLIC NOTICES of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, BLOCK 10, AUSTIN ESTATES SUBDIVISION NO. 2, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 1405 QUERIDA DRIVE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/03/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/10/2017 Last Publication: 4/7/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/30/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013958 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601282 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 30, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): CHARLES WOOD AND SHELLI WOOD Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: SELENE FINANCE LP Date of Deed of Trust: April 24, 2008 County of Recording: El Paso Recording Date of Deed of Trust: April 24, 2008 Recording Information (Reception No. and/or Book/Page No.): 208047272 Original Principal Amount: $248,598.00 Outstanding Principal Balance: $215,127.06 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. LOT 32, ANTELOPE CREEK SUBDIVISION FILING NO. 3, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6726 WAGON RIDGE DRIVE, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/03/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/10/2017 Last Publication: 4/7/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/30/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013744 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700007 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 4, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JEFFREY E. CARR Original Beneficiary(ies): PEOPLES MORTGAGE CORPORATION Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: October 09, 2009 County of Recording: El Paso Recording Date of Deed of Trust: October 16, 2009 Recording Information (Reception No. and/or Book/Page No.): 209121142 Original Principal Amount: $178,829.00 Outstanding Principal Balance: $193,972.89 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 2, BLOCK 3, VILLA LOMA SUBDIVISION FILING NO. 7, EL PASO COUNTY, COLORADO. Also known by street and number as: 2531 SIERRA DRIVE, COLORADO SPRINGS,

CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/03/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/10/2017 Last Publication: 4/7/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/04/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013973 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700014 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DOUGLAS W. CLASEN AND DISA A. CLASEN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ACADEMY MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: June 08, 2012 County of Recording: El Paso Recording Date of Deed of Trust: June 11, 2012 Recording Information (Reception No. and/or Book/Page No.): 212066689 Original Principal Amount: $173,027.00 Outstanding Principal Balance: $159,552.34 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10 IN BLOCK 6 IN AUSTIN ESTATES SUBDIVISION NO. 5, FILING NO. 5, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1410 OSGOOD ROAD, COLORADO SPRINGS, CO 80915.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/05/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013919 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700015 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JUSTIN S. GRAY AND CHRISTINA P. GRAY Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIRST CHOICE LOAN SERVICES, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: May 30, 2013 County of Recording: El Paso Recording Date of Deed of Trust: May 31, 2013 Recording Information (Reception No. and/or Book/Page No.): 213070310 Original Principal Amount: $251,186.00 Outstanding Principal Balance: $234,973.42 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 22, IN BLOCK 3, STETSON HILLS SUBDIVISION FILING NO. 10, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 6140 HEARTH COURT, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN

IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/05/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Elizabeth S. Marcus #16092 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013979 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700018 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 6, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ARIANE C. PARIURY Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR WR STARKEY MORTGAGE, L.L.P., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: NATIONSTAR MORTGAGE LLC Date of Deed of Trust: February 16, 2010 County of Recording: El Paso Recording Date of Deed of Trust: February 16, 2010 Recording Information (Reception No. and/or Book/Page No.): 210014373 Re-Recording Information (Reception No. and/or Book/Page No.): 210032245 Re-Recording Date of Deed of Trust: April 07, 2010 Original Principal Amount: $159,065.00 Outstanding Principal Balance: $116,630.63 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, BLOCK 2, REFILING OF A PORTION OF CIMARRON HILLS SECOND FILING, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as:

1327 HATHAWAY DRIVE, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/06/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013219 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700026 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 10, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): NICKESHA CABRERA AND OFELIA CABRERA Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR RESMAE MORTGAGE CORPORATION Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, ON BEHALF OF THE HOLDERS OF THE HOME EQUITY ASSET TRUST 2007-3 HOME EQUITY PASSTHROUGH CERTIFICATES, SERIES 20073 Date of Deed of Trust: December 29, 2006 County of Recording: El Paso Recording Date of Deed of Trust: January 12, 2007 Recording Information (Reception No. and/or Book/Page No.): 207006127 Original Principal Amount: $270,000.00 Outstanding Principal Balance: $267,917.75 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

30 March 31 - April 6, 2017

Colorado Springs Business Journal

PUBLIC NOTICES A FIRST LIEN. LOT 20 IN ANTELOPE MEADOWS SUBDIVISION FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4770 RUSHFORD PLACE, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/10/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006472088 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700027 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): VICKI VALDEZ AND VERA CHRISTMAN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PINNACLE MORTGAGE GROUP INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: July 13, 2010 County of Recording: El Paso Recording Date of Deed of Trust: July 14, 2010 Recording Information (Reception No. and/or Book/Page No.): 210067067 Original Principal Amount: $165,133.00 Outstanding Principal Balance: $126,535.12 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due

together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6 IN BLOCK 1 IN CENTURY HEIGHTS ADDITION NO. 5, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 2206 ALPINE DRIVE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/11/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013964 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700032 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 11, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DANIEL BOLLINGER AND MAEGAN K. BOLLINGER Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GMAC MORTGAGE CORPORATION Current Holder of Evidence of Debt: RESCAP LIQUIDATING TRUST Date of Deed of Trust: November 08, 2005 County of Recording: El Paso Recording Date of Deed of Trust: December 01, 2005 Recording Information (Reception No. and/or Book/Page No.): 205191307 Original Principal Amount: $93,467.00 Outstanding Principal Balance: $90,167.61 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows:

failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 42 IN CHEROKEE PARK TOWNHOMES, EL PASO COUNTY, COLORADO. Also known by street and number as: 2479 WASHO CIRCLE, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/10/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/17/2017 Last Publication: 4/14/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/11/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 16-00569SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700041 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 13, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): FLORENCE RUNION Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR AEGIS WHOLESALE CORPORATION Current Holder of Evidence of Debt: NATIONSTAR MORTGAGE LLC Date of Deed of Trust: June 26, 2006 County of Recording: El Paso Recording Date of Deed of Trust: July 03, 2006 Recording Information (Reception No. and/or Book/Page No.): 206097381 Original Principal Amount: $152,000.00 Outstanding Principal Balance: $151,396.91 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. THE SOUTHERLY 2 FEET OF LOT 8, AS MEASURED AT RIGHT ANGLES AND PARALLEL TO THE SOUTHERLY LINE THEREOF, AND THE NORTHERLY 58 FEET OF LOT 9, AS MEASURED AT RIGHT ANGLES AND PARALLEL TO THE NORTHERLY LINE THEREOF, ALL IN BLOCK 1, IN CENTURY HEIGHTS ADDITION NO. 2, TO THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK W AT PAGE 24. Also known by street and number as: 2115 NORTH CIRCLE DRIVE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/17/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/24/2017 Last Publication: 4/21/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/13/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006455992 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700046 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Jeffrey Donald Weitz and Dorinda D Parara-Weitz Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for USAA Federal Savings Bank Current Holder of Evidence of Debt: Ocwen Loan Servicing, LLC Date of Deed of Trust: July 22, 2010 County of Recording: El Paso Recording Date of Deed of Trust: July 27, 2010 Recording Information (Reception No. and/or Book/Page No.): 210071658 Original Principal Amount: $247,920.00 Outstanding Principal Balance: $246,330.35 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the

deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 12, BLOCK 3, COLORADO SPRINGS RANCH FILING NO. 4, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 6785 Blazing Trail Dr, Colorado Springs, CO 80922-3033. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/17/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/24/2017 Last Publication: 4/21/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/18/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 16-00416SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700047 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): CHARLES L. FULLER Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREEDOM MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: FREEDOM MORTGAGE CORPORATION Date of Deed of Trust: December 13, 2012 County of Recording: El Paso Recording Date of Deed of Trust: December 26, 2012 Recording Information (Reception No. and/or Book/Page No.): 212153659 Original Principal Amount: $220,900.00 Outstanding Principal Balance: $205,447.12 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due

together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, THE KNOLLS AT SPRINGS RANCH FILING NO. 3, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4160 PONY TRACKS DR, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/17/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/24/2017 Last Publication: 4/21/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/18/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013378 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700054 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): LORREN J KELLERHALS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS Current Holder of Evidence of Debt: PENNYMAC LOAN SERVICES, LLC Date of Deed of Trust: May 22, 2015 County of Recording: El Paso Recording Date of Deed of Trust: June 11, 2015 Recording Information (Reception No. and/or Book/Page No.): 215060543 Original Principal Amount: $179,900.00 Outstanding Principal Balance: $176,536.01 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due

Colorado Springs Business Journal

March 31 - April 6, 2017

PUBLIC NOTICES together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 30, RUSTIC HEIGHTS, A REPLAT OF LOT 31, BLOCK 2 AND A PORTION OF LOT 1, BLOCK 1, IN RUSTIC HILLS SUBDIVISION NO. 5, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 1375 SHADBERRY CT, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/24/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/31/2017 Last Publication: 4/28/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/19/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006483887 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700058 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 20, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MICHAEL RIVERA, JR. Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: November 03, 2003 County of Recording: El Paso Recording Date of Deed of Trust: November 10, 2003 Recording Information (Reception No. and/or Book/Page No.): 203263713 Original Principal Amount: $153,552.00 Outstanding Principal Balance: $117,394.91 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. THE EAST 55 FEET OF LOTS 9 AND 10 IN BLOCK 57 IN REFILING OF A PART OF THE EAST END ADDITION TO THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 1426 EAST PLATTE AVENUE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/24/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/31/2017 Last Publication: 4/28/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/20/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013688 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700064 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Dorothea A. Parker Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Quicken Loans Inc. Current Holder of Evidence of Debt: Ally Bank Date of Deed of Trust: October 16, 2006 County of Recording: El Paso Recording Date of Deed of Trust: October 30, 2006 Recording Information (Reception No. and/or Book/Page No.): 206158742 Original Principal Amount: $100,000.00 Outstanding Principal Balance: $70,336.48 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. PLEASE SEE ATTACHED LEGAL DESCRIPTION EPC201700064 LEGAL DESCRIPTION A PORTION OF THE FOLLOWING DESCRIBED TRACTS: LOT 1, CHATEAU AT ANTELOPE RIDGE

FILING NO. 1, AND LOT 1 CHATEAU AT ANTELOPE RIDGE FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. MORE SPECIFICALLY DESCRIBED AS: PARCEL I: (A FEE SIMPLE AND A NONEXCLUSIVE EASEMENT INTEREST IN AND TO THE FOLLOWING :) IMPROVEMENTS LOCATED ON: THAT TRACT OR PARCEL DESIGNATED AS 172, ACCORDING TO THE LEASEHOLD MAP FOR CHATEAU AT ANTELOPE RIDGE RECORDED MARCH 27, 2002 UNDER RECEPTION NO. 202048860, COUNTY OF EL PASO, STATE OF COLORADO, WHICH IS LOCATED WITHIN THE FINAL PLATS OF CHATEAU AT ANTELOPE RIDGE FILING NO. 1, AND CHATEAU AT ANTELOPE RIDGE FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO, TOGETHER WITH A NONEXCLUSIVE EASEMENT INTEREST OVER THOSE PRIVATE STREETS KNOWN AS GRAY FOX HEIGHTS, PINE MARTEN POINT, PIKA POINT, VALLEY QUAIL POINT, GROSBEAK POINT, VILLAGE C, VILLAGE D, VILLAGE E, VILLAGE F, VILLAGE G, BLACK BEAR POINT AND MARMOT POINT AND SHOWN ON SAID LEASEHOLD MAP. PARCEL II: (A LEASEHOLD INTEREST IN AND TO THE FOLLOWING: ) THAT TRACT OR PARCEL DESIGNATED AS 172, ACCORDING TO THE LEASEHOLD MAP FOR CHATEAU AT ANTELOPE RIDGE RECORDED MARCH 27, 2002 UNDER RECEPTION NO. 202048860, COUNTY OF EL PASO, STATE OF COLORADO, WHICH IS LOCATED WITHIN THE FINAL PLATS OF CHATEAU AT ANTELOPE RIDGE FILING NO. 1 AND CHATEAU AT ANTELOPE RIDGE FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. EXCEPT THE IMPROVEMENT THEREON. *** According to Corrective Affidavit Re: Scrivener’s Error Pursuant to C.R.S. §38‐35‐109(5) recorded November 7, 2016 at Reception No. 216129107 and re‐ recorded December 2, 2016 at Reception No. 216140480 to correct the legal description of the Deed of Trust. Also known by street and number as: 7793 Grosbeak Point, Colorado Springs, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/24/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/31/2017 Last Publication: 4/28/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/24/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 3850.100134.X01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201600900 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled : Denise L. Alexander Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: PO Box 75544, Jackson, MS 39282 Recording Date of Deed of Trust: September 29, 2005 Recording Information: 205153089 Recording Date of Notice of Election and Demand: August 22, 2016 Recording Information of Notice of Election and Demand: 216094212 Legal Description of Property CONDOMINIUM UNIT 24, BUILDING C IN PINON SUN CONDOMINIUM, PHASE I, ACCORDING TO THE CONDOMINIUM MAP THERETO FILED FOR RECORD IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF EL PASO COUNTY, COLORADO ON APRIL 27, 1982 IN CONDOMINIUM PLAT BOOK 3 AT PAGE 3, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION FOR PINON SUN CONDOMINIUMS, RECORDED APRIL 27, 1982 IN BOOK 3557 AT PAGE 951, AND SUPPLEMENTS THERETO RECORDED IN SAID RECORDS. COUNTY OF EL PASO STATE OF COLORADO Street Address of Property 4745 Daybreak Circle Unit 24, Colorado Springs, CO 80917 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 12/21/16, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. Date: 3/2/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201600901 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: Steve E. Trudell Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: P.O. Box 834, Brookshire, TX Recording Date of Deed of Trust: May 30, 2007 Recording Information: 207072302 Recording Date of Notice of Election and Demand: August 22, 2016 Recording Information of Notice of Election and Demand: 216094213 Legal Description of Property LOT 178, INDIGO RANCH AT STETSON RIDGE FILING NO. 2, IN THE CITY OF COLORADO SPRINGS, ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 26, 2002 AT RECEPTION NO. 202031996 AND AS AMENDED BY AFFIDAVIT OF CORRECTION RECORDED JUNE 13, 2002 AT RECEPTION NO. 202096453, COUNTY OF EL PASO, STATE OF COLORADO. Street Address of Property 5788 Brennan Ave., Colorado Springs, CO 80923 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 12/21/16, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. Date: 3/2/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201501381 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: Melody J Holm Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: 2833 Hearthwood Lane, Colorado Springs, CO 80917—3473 Recording Date of Deed of Trust: February 08, 2006 Recording Information: 206020063 Recording Date of Notice of Election and Demand: December 09, 2015 Recording Information of Notice of Election and Demand: 215132051 Legal Description of Property LOT 115, HEARTHWOOD SUBDIVISION FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO Street Address of Property 2833 Hearthwood Lane, Colorado Springs, CO 80917 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 12/14/16, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. Date: 3/2/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

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Colorado Springs Business Journal