Colorado Springs Business Journal, April 28, 2017 by Colorado Springs Business Journal

HAZLEHURST: A MOMENT FOR LEADERS LOST 3 ONE-ON-ONE

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VOLUME 28, NUMBER 4 | April 28 - May 4, 2017 | $2.00

Penrose hospital plans advance, concerns persist By Cameron Moix

T Photo by Hannah Caproon

Creating a cyclical economy BIKE BENNIES

By Hannah Caproon

umbers can be deceiving, but in the case of human-powered transportation, there’s no question. Bikes mean business. Recently, the city of Colorado Springs, using results from the first part of its PlanCOS community survey, determined that the outdoor lifestyle was one of the main reasons people enjoy living in the Pikes Peak region. It also determined that a modernized transportation network that included more access to public transportation and a more — Hannah walkable and bikeable city, was a priority. In 2015, the Pikes Peak Area Council of Governments reported that each dollar invested in cycling infrastructure improvements directly yields between $1.80 and $2.70. The report also stated that 0.7 percent of commuters in the Pikes Peak region (which includes substantial rural areas) travel by bicycle. Communities with high ridership numbers reach 6 and 7 percent and include Fort Collins, Minneapolis and Portland. The report stated that increasing the regions’ commuter base even to half of those numbers could yield an estimated $81 million in annual economic returns.

Economic benefits of biking range from increased home values near bike trails to the bicycle economy itself, including residents purchasing bicycle-related goods and bicycle tourism. The PPACG estimated that bicycle tourists spend between $100-$250 per day. A 2016 report from BBC Research and Consulting in Denver showed that bicycling and walking saves Colorado alone more than $3 billion in health care costs. And while Colorado has clinched the top spot on a recent U.S. News Parsons and World Report evaluation of state economic growth, with the population influx of 25- to 29-yearolds jumping to nearly double the national average, proportionally Colorado Springs is not attracting as much talent as Denver, and active transportation is partially to blame. “We work frequently with companies who are trying to grow their businesses or move to this region,” said Hannah Parsons, Chief Economic Development Officer for the Colorado Springs Chamber & EDC. “One of the major challenges is attracting and retaining skilled talent. And one thing about focusing on walkability, bikeability or other modes of active

“It’s really important to attract talent.”

See Bike page 21

The county assessor’s enhanced website can be a powerful research tool for businesses both big and small.

INSIDE

Small Business Week ....................4 Sweet: Remember the SE .............5 Pueblo Analysis ............................10 Lauren Shawcross (left) ..............11 The List .........................................18 Business Research Corner ..........19 Business Leads ........................... 26

EDITORIAL: CULTIVATE SMALL BUSINESS

56525 10751

ASSESSOR

he Colorado Springs Planning Commission approved a bundle of agenda items last week that will allow Penrose-St. Francis Health Services to move yet another step closer to building a third hospital campus, this one at the northeast corner of West Fillmore Street and Centennial Boulevard — a project that isn’t sitting well with some area residents. The April 20 planning commission meeting resulted in eight commissioners (Ray Walkowski recused himself due to being an area resident) voting unanimously to approve a minor amendment, a major amendment, and a zone change relating to the project. The two amendments allow a 27.79-acre property adjacent to the proposed hospital site to be included in the concept and master plans, bringing the total footprint of the development to 78.84 acres. The zone change allows for planned unit development (hospital, office, medical office and general commercial) throughout the expanded parcel, limits the gross floor area for all buildings to 1.85 million square feet and reduces the maximum height of the main hospital building from 200 feet to 165 feet. While these measures must now be approved by Colorado Springs City Council, their passage brings Penrose-St. Francis a step closer to building the planned $550 million campus, which is set to include a 775,000-square-foot main hospital, 200,000 square feet of medical office space, a large parking structure and 23 acres of open space. Penrose-St. Francis CEO Margaret Sabin said that the company began considering expansion years ago, as Penrose Hospital was nearing capacity at its 20-acre location in the Old North End. See Hospital page 24

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Colorado Springs Business Journal

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ne sector makes up 97 percent of the national economy, provides the majority of jobs in the U.S. and pays 47 percent of the nation’s payrolls. It’s where innovation is born; where risks are taken. It’s a sector that produces 13 times the number of patents originating in other sectors of the economy. It’s small business. Small businesses are a vital part of the local economic ecosystem — responsible for hiring people and keeping earnings local. Unlike large chain stores or primary employers who bring money and resources from outside the community, small businesses use what’s already available here — and they grow it. It’s vital to think local, and to buy local. Thriving small businesses pay taxes that pay for schools, roads and police protection. But they also spend their earnings here. When you shop at a small business, you are supporting not only a local Colorado Springs resident, you are also supporting other businesses frequented by its owner. It takes more than just lip service and shopping, because not all small businesses are retail and restaurants. Many of them, in fact, are involved in cutting-edge research and development, in war-gaming and cybersecurity, in software engineering and mobile application design. They need access to capital and they need business advisers to help them be successful. Colorado Springs is fortunate — the city is home to sever-

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Andrew Busovsky, Hannah Harvey and Lindsey Morrow

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Cultivating the small biz ecosystem What we think: The community must invest in small business.

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IN OUR OPINION

The issue: Small business is vital to a thriving local economy.

Reception

al entities designed to help small businesses succeed. Peak Startup specializes in the fledging tech industry and the Pikes Peak Small Business Development Center has classes for those interested in small businesses, from retail to landscaping and everything in between. The Service Corps of Retired Executives provides mentorship and the new Quad Innovation Center assists college students and new grads in finding their footing as entrepreneurs. Small businesses and startups need our support. Attend a Pitch Night to help hone the message for venture capital and angel investors. Go to 1 Million Cups to learn about the city’s success stories. Colorado Springs is a generous city and there is no shortage of ways to connect, to learn and to grow a business. Starting Sunday, the SBDC and the Better Business Bureau launch Small Business Week, which celebrates the sector and educates those who are toiling in the trenches. Individually, small businesses don’t pack much of a punch. They might only employ three or four people; they might only have a single employee. But together, they are the engine that keeps the economy zooming along. That’s true in Colorado Springs; that’s true throughout the state of Colorado; and that’s true on the national level. Government officials and elected leaders should make sure that regulations meant to keep multinational corporations in check do not adversely affect smaller counterparts that don’t have the ability to hire additional staff to deal with the new rules. Instead government should act to nurture smaller companies, making sure that they continue to be a vital, thriving part of the economy at every level. Go to the Food Truck competition next Sunday; show up for the awards celebration on Thursday. Lend your support to businesses that are active and engaged in Colorado Springs. These are the businesses that will stay here, grow here and continue to add to the local economy for decades — but only with our support. CSBJ n

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Managing Growth This icon will appear alongside stories covering regional growth in 2017. csbj.com/2017/01/06/2017-time-toplan-for-growth/

CSBJ.com Poll Should the new city council revisit the issue of legalizing recreational marijuana?

Yes. Colorado Springs is missing out on millions in tax revenue.

48%

No. Let them go to Manitou, the military and Olympic affiliations are too important to tarnish.

39%

Maybe. But there should be a limit to the

13%

number of stores within the city.

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What affect will the U.S. administration’s proposed reduction in corporate taxes have on the economy? See past results at csbj.com/democracy-archives

Colorado Springs Business Journal

April 28 - May 4, 2017

OPINION: HAZLEHURST

Mourn loss of leadership, then get out and lead

huck Brown. John Cassiani. Chuck Wielgus. It was another week of loss in Colorado Springs, another week of mourning the deaths of community leaders past and present. When I turned 70 six years ago, my childhood friend Tim Collins gave me some advice. “Anything over 70 is ‘bonus HAZLEHURST time’,” he said, “Don’t waste it!” Arriving back in my hometown in 1981 after 20 years away, I felt defeated and adrift. I was 40, unemployed and more or less broke. My spouse and I had two small children, a pickup truck and enough money to rent a house and live for a while until we figured out what to do. I didn’t realize that we, in common with hundreds of other ambitious 20-, 30- and 40-somethings who had settled for good in Colorado Springs had received an inheritance. It would be up to us to care for a vast treasure, preserve it, add to it and pass it on. We inherited the city. There were no William Palmers or Spencer Penroses among us, but there were builders like Steve Schuck and Chuck Murphy, artists like Floyd Tunson and Don Green, politicians like Chuck Brown and Mary Lou Makepeace, power couples like Murray and Betty Ross, and philanthropists like Bill Hybl and Kathy Loo. Many of us are still around and still in the game, but now it’s your turn — so here are some thoughts. To avoid squandering your inheritance, first figure out what CWB_2017_BCI_Navaki_032017.pdf you’ve received. Those1 purple mountains 3/15/2017 9:31:12 AM and fruited plains need careful stewardship, or future

John

fires and urban sprawl will change them irrevocably. You need to continue the work of restoring our muddy, partially channelized creeks, and encourage the renovation and preservation of historic buildings and neighborhoods. Take a much longer view of future transportation and economic development needs than we have done. Do we want to become Los Angeles, with traffic-choked 16-lane freeways, or do we want light rail and trolleys? Can you create, fund and initiate a 20-year multi-modal transportation plan to transform Colorado Springs and the Front Range? Or do you want to compound the mistakes of the past? Don’t starve the public sector. If Douglas Bruce had stayed in California, our city would be more prosperous, our property values higher and our businesses more dynamic. In 1991, Bruce persuaded city voters to amend the City Charter with a severe version of the Taxpayer’s Bill of Rights amendment as well as the phasing out of a city capital improvement tax. Voters in Denver, Boulder and Fort Collins sidestepped TABOR limitations, and those cities flourished while the Springs languished. Tear down the Drake downtown power plant, and move forward. Don’t cling to coal. And while you’re at it, pay attention to the looming reality of climate change. There will be other challenges, ones that we geezers can’t imagine. But as you examine and analyze your inheritance, make sure that you know what you’re getting.

After the death of my grandmother in 1956, the family had to decide what to do with the contents of the house that my grandfather had designed and built in the early 1900s. It was full of then-unfashionable federal and Victorian furniture, most of which was dispersed at a house sale conducted by Ross Auction. Among the furniture were a dozen odd-looking chairs and a matching récamier that had long gathered dust on the third floor. No one wanted them, except an antique dealer from Texas. We didn’t know what we were looking at, and neither did the dealer, who promptly sold them. They were part of a suite of furniture designed by Benjamin Henry Latrobe for a wealthy Philadelphia merchant in 1808. An identical set was created for the White House, which was lost when the British burned Washington in 1814. It took many decades, but the Philadelphia Museum of Fine Art tracked down and acquired Grandpa’s furniture. It was recently exhibited in a major show. “Inspired by the classical art of ancient Greece and Rome,” the museum noted on its website, “the painted and gilded furniture is one of the greatest artistic triumphs of the early national period.” In our ignorance, we had thrown away a priceless piece of our nation’s artistic heritage. So consider your heritage; historic churches, leafy parks, quiet residential neighborhoods, schools public and private and everything else that contributes to the life of the city. Your job: Learn, fix, add, preserve and protect. CSBJ

In our ignorance, we had thrown away a priceless piece of our nation’s artistic heritage.

Winner will be announced at the Business Journal’s 6035 Lifestyle: Healthiest Companies Awards in September

An epic battle of Employee health & Nutrition. There can only be

CMY

2017

Corporate Wellness Challenge

Winner takes all bragging rights Loser donates $1k to winner’s local charity of choice

4 April 28 - May 4, 2017

Colorado Springs Business Journal

Small Business Week celebrates fifth year and all but last year’s returning champ, Mira Sol, will be new to the event. hat started in 2013 as a single day has “Last year was such an amazing turnout,” Marcoulier grown to a week-long recognition of the said. “We had 200 people there and were turning more power of small business among its more away. This year we’re capping the event at 400 people.” than 700 participants. The week will also include a variety The Better Business Bureau of of workshops and an awards celebraSouthern Colorado and the Pikes Peak tion, “all of which are designed to supSmall Business Development Center port and provide resources for small are co-hosting the celebration of Small business owners, entrepreneurs and Business Week in its fifth year, from those preparing to start a business,” April 30 to May 4 at several locations according to a news release issued by in Colorado Springs. the BBB and SBDC. — Gina Sacripanti Because of its growth, the event is Workshops will focus on topics such expanding from a four-day to a five-day as online reputation management, event in 2017 and is kicking off with the city’s second understanding and planning for the country’s new annual Food Truck Cook-Off. administration, and a cybersecurity simulation. “Many [small business owners are] challenged to According to Aikta Marcoulier, executive director of wear many hats — they’re the IT people, the accounthe Pikes Peak SBDC, 12 trucks will be participating By Bryan Grossman

“Small business is the heart and soul of an economy.”

2nd Annual Food Truck Cook-Off Sunday, April 30, 11:30 a.m.-3 p.m. Location: Norris-Penrose Event Center (1045 Lower Gold Camp Road) Cost: $15 in advance (or $20 at the door) Online Reputation Management: Crafting Your Online Perception Monday, May 1, 11:30 a.m.-1:30 p.m. Location: The Warehouse (25 W. Cimarron St.) Cost: $20, includes lunch Moderator: Mark Bittle, Connectionmark Panelists: • Craig Mount, CEO, Classybrain • Lauren Hug, president, HugSpeak Consulting • Kristin Murphy, business development manager for Technowledge

The New Administration: Policy & Possibilities Through a Small Business Lens Tuesday, May 2, 4-6 p.m. Location: The Carter Payne (320 S. Weber St.) Cost: $10, beverages and appetizers included Speakers: • Kelly Manning, deputy director, Office of Economic Development & SBDC state director • John Hazlehurst, senior reporter, Colorado Springs Business Journal • Stephannie Finley Fortune, executive director, UCCS Advocacy & Partnerships & Federal Commission • Tony Gagliardi, Colorado and Wyoming state director, National Federation of Independent Businesses

tants, the sales force,” said Gina Sacripanti, vice president of marketing and public relations for the BBB. “We provide the educational resource they may not [otherwise] get in one place, and affordably.” According to Sacripanti, 88 percent of businesses accredited by the BBB of Southern Colorado have 20 or fewer employees. “We know that small business is the heart and soul of an economy,” she said. “Two-thirds of new jobs are created by small business.” In celebration of the five-year anniversary of a local Small Business Week, a celebration and awards Ceremony will take place at The Antlers hotel Thursday, May 4, featuring keynote speaker and consultant Kevin Knebl and moderator Steve Kaczmarek, owner of Borealis Fat Bikes. “It’s the elite small business event for this region, and honestly, for the entire state,” Marcoulier said. CSBJ n

Cyber-Simulation: What Your Small Business Needs to Know Wednesday, May 3, 9-11 a.m. Location: Catalyst Campus (555 E. Pikes Peak Ave.) Cost: Free Moderator: Jenifer Furda, chief operating officer, National Cybersecurity Center Speakers: • Joseph Cheung, principal consultant-cyber security & business developer, Toggle Industries, LLC • Joe Wooten, cyber incident response lead, National Cyber Exchange (NCX) • Jeff Beauprez, senior fellow, National Cyber Exchange

Small Business Celebration and Awards Dinner Thursday, May 4, 5:30-9 p.m. An evening of food, celebration, a keynote, awards and networking. Location: The Antlers hotel (4 S. Cascade Ave.) Cost: Individuals: $65 | Table: $520 (for eight tickets) (Proceeds go to both organizations to provide free education and resources to the community.) Keynote Speaker: Kevin Knebl, international speaker and author on social selling and relationship marketing Moderator: Steve Kaczmarek, owner, Borealis Fat Bikes

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Kirkpatrick Bank Home Loans is pleased to welcome Jan Lacey. Jan has been serving customers and clients for the past 20 years in the Colorado Springs community. She looks forward to continuing to provide the financing service that you deserve. Her specialty with new build, military and the first time homebuyer, along with our great team of mortgage professionals, will help assist you with all your mortgage needs. We have a convenient location with ready access to parking at 102 N Cascade Avenue, just off the 1-25 and Bijou exit. Please stop by for a visit, a cup of coffee and a great view of the mountains.

Jan Lacey VP/Mortgage Loan Officer Kirkpatrick Bank Home Loans 102 N Cascade Ave, Suite 340 Colorado Springs, CO 80903 Office 719.866.6333 Cell 719.216.2570 jlacey@kirkpatrickbank.com MLO #755417

Colorado Springs Business Journal

April 28 - May 4, 2017

Southeast Springs deserves attention, investment

early everywhere you look, Colorado Springs is booming — downtown is thriving; the city is growing to the north, east and west. Unemployment is down; housing prices are up. Foreclosures are largely a thing of the past, more a remnant of the last recession than a statement about the current economy. It seems the city’s economy has S W E E T finally turned a corner, except in one area: southeast Colorado Springs. In those neighborhoods, people are struggling to find jobs, to build business, to create affordable housing. They are working against perceptions of high crime, low education and increased poverty. Unemployment in southeast Colorado Springs is 8 percent, much higher than the 3.8 percent for the city overall. The trends cannot continue. The southeast part of the city deserves support — or the problems there will only grow worse. The area needs a concentrated effort from more prosperous parts of El Paso County to create jobs through workforce development, better educational opportunities, investment in existing businesses and aid in starting new ones. We have to meet the community where it is now, understand its issues and create solutions that the residents in southeastern Colorado Springs have a part in developing. There are some efforts already underway, supported by a $350,000 grant from El Pomar Foundation. Called “Possibilities: Southeast Colorado Springs,” the coalition with El Paso County Public Health is designed to help transform the area where one in four residents lives in poverty. The steering committee for

Amy G.

1977.

the project is made up of community leaders, families and business owners from the southeast side of town. The El Paso County health department will provide child care, healthy snacks, transportation and translation services where needed. The Business Journal and its sister paper, the Colorado Springs Independent, have helped as well, lending their combined voices in creating a business plan competition last year. The winning business launched this spring. The publications plan to conduct another business competition in 2018, once the first business is on a firm foundation. Silver Key moved into southeast Colorado Springs last year and the city completed the Deerfield Community Center as a way to bolster solid community ties in the area. The city has spent a total of $1.8 million in the area, used to improve public transportation options. It also designated South Academy Boulevard — with its boarded-up shops and closed strip malls — as an economic opportunity zone. And still more people are stepping up. The Colorado Springs Black Chamber of Commerce will create a committee dedicated to building a healthy economy. The YMCA of the Pikes Peak Region is planning a panel on healthy families and the Council of Neighbors & Organizations will work with residents to build a more inviting community. All that has been widely reported, and it’s all good news. What’s missing is a commitment from the larger business community in Colorado Springs, which needs to get involved with capital improvements and local investment. At a recent UMB breakfast event, Henry Allen, the volunteer executive director for the Springs chapter of the Southern Christian Leadership Conference, said the area needed more assistance to grow to its full potential. His organization, a chapter

Your first real responsibility drooled a lot. Which seems pretty manageable compared to having kids in college and aging parents to care for in

2017.

of the organization associated with Dr. Martin Luther King Jr., was created to organize the civil rights movements of the 1950s and 1960s. Most chapters are in the South, but the Springs has had a chapter for a little more than a year. Allen told the group at the April 19 breakfast that he and a group of local business volunteers were determined to move the needle on economic development in the area. A former soldier and El Paso County sheriff’s deputy, Allen said the city needed to act quickly to keep the southeast from declining further. “We owe this to our neighbors,” he said. He told a story of patrolling in the area as a deputy, and seeing children run at the sight of his car. “I look like them,” he said. “They shouldn’t run when they see the police. But there is a lot of distrust there. So we worked on it then, and we’ll continue to work with the community now.” Allen is right — and it’s time all these efforts coalesce into one larger effort that benefits the most diverse region of Colorado Springs. It’s full of rich culture and identities, and opportunities for business investment are no less varied. Efforts to improve downtown’s prospects have been positive, popular and successful. The southeast can have the same kind of renaissance and become the neighborhood Allen moved into when he transferred to Fort Carson in 1974. Back then, it was an area with promise. Its tight-knit community believes it still holds that same promise. And thanks to El Pomar, there’s a chance it could see the kind of economic development and jobs assistance it needs to improve. But it’s time the rest of the city’s business community gets involved. If we can all work together to aid southeast Colorado Springs, then we all benefit from a city where every resident has equal opportunity and a chance for success. CSBJ n

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Colorado Springs Business Journal

AT THE TOP OF OUR GAME Top of the Rockies FIRST PLACE Best Series – Amber Baillie Best News Page Design – Melissa Edwards Best Cover Design – Melissa Edwards Best Informational Graphic – Melissa Edwards Best Feature Page Design – Melissa Edwards Best Agricultural Story – Bryan Grossman Best Health Enterprise/Health Feature Story – Bryan Grossman Best Serious Column Writing – John Hazlehurst Best Photo Slideshow or Gallery – Cameron Moix

SECOND PLACE Best Informational Graphic – Melissa Edwards Best Editorial Writing – Ralph Routon

2016 PHOTO & DESIGN SWEEPSTAKES WINNER

FIRST PLACE General Reporting: Series – Amber Baillie Health: Enterprise Reporting – Bryan Grossman Education: General Reporting – Bryan Grossman Business: Enterprise Reporting – Bryan Grossman Science: Enterprise Reporting – Amy Gillentine Sweet Public Service – John Hazlehurst News Columns – Ralph Routon

SECOND PLACE Education: General Reporting – Amber Baillie Info Graphic – Melissa Edwards Front Page Design – Melissa Edwards Feature Page Design – Melissa Edwards Health: Enterprise Reporting – Bryan Grossman Education: Enterprise Reporting – Bryan Grossman Health: General Reporting – Bryan Grossman A&E Single Story – Cameron Moix Business: Enterprise Reporting – Helen Robinson Business: General Reporting – Helen Robinson

THIRD PLACE Agriculture: General Reporting – Bryan Grossman Politics: General Reporting – Amy Gillentine Sweet Editorials – Amy Gillentine Sweet News Columns – Amy Gillentine Sweet

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Colorado Springs Business Journal

April 28 - May 4, 2017

ONE-ON-ONE

Proby raises bar on what it means to be a man By Bryan Grossman

n a sea of fashion mediocrity, James Proby stands out. As a professional and entrepreneur, Proby understands the importance of looking the part, and wants to help other men in the Pikes Peak region unleash their full potential — starting with their appearance. The Colorado native is in the process of launching his social enterprise, The Men’s Xchange, where donated professional attire can be purchased for a steal. Proby spoke with the Business Journal this week about his hometown, stepping up one’s game and giving the ladies in the city what they deserve. Where are you from? I’m one of those rare Colorado Springs natives. I was born at Memorial Hospital and graduated from Mitchell High School. My 30-year reunion will be this July. Growing up, I had very socially active parents. My dad pastored the same church for 37 years and was the state’s leading authority on civil rights. He was the first [chairman] of the Civil Rights Commission for the state and first [chairman] for the Human Rights Commission for the state and was the civil rights advisor to four governors. And my mother was one of the first African-American schoolteachers in [Colorado Springs] School District 11. She was oftentimes the only black face in the district and taught a class full of nothing but Caucasian students during the civil rights period. That’s kind of awesome and amazing.

JAMES PROBY We continue to set the bar lower and lower and men keep finding ways to limbo underneath it.”

What happened after high school graduation? I stuck around. I looked at a couple different schools and ultimately I went to Pikes Peak Community College, which was the best thing in the universe for me. I learned in college that I was dyslexic. I had an instructor who identified the fact that I had acute dyslexia. It changed my passion for education. I know I learn in a different way and I actually began to enjoy learning. I was a glutton. I took as many classes as I could and stayed in school as long as I could and kept learning. … I left PPCC and went to UCCS, where I was deeply involved. I played on the basketball team briefly, wrote for the school paper, The Scribe, I was student dean of minority affairs, I was the assistant director of the Pre-Collegiate Development Program, which focuses on minority kids. … It was at UCCS I got my degree in communication and psychology. And what did you do after graduating from college? I hadn’t even walked [for my diploma] yet but I’d finished my last classes and started teaching adults for a company called ExecuTrain which, at the time, was the worldwide leader in IT training. I was an applications instructor and started teaching Word, Excel, PowerPoint, Microsoft Project, Windows, internet, email classes. Going in, I didn’t know a single thing about these. But I knew how to teach — public speaking and teaching were inherent. They found me through a friend of mine who was working there and I fit the profile of the kind of person they wanted to hire. They taught me the things I had to teach. For the first eight months, every week I had to learn a brand new software package and get up to speed on how to teach it. … I stayed there for almost four years teaching and then leading the training department and expanding new divisions including business and soft-skills teaching. I was teaching nationwide. Then what? Me and one of my business partners who owned ExecuTrain here, along with two other partners, bought a bar. We bought Sticks Billiards at Austin Bluffs [Parkway] and Barnes [Road]. We owned it for about six years. It was a 180 [degree turn] in my life. I went from college to teaching professionals to working overnights in a bar. … We were really successful in that bar. In our first year owning the business, we took it from $600,000 in revenue to $1.3 million while cutting costs by about 30 percent. We got rid of products that didn’t work, added products that did. We reduced turnover. We bought the bar in 1999 and, at the time, we were the only bar in town that offered health care to its employees. If you worked 30 hours a week, you had insurance. We did some cool things for a pool hall. What happened with the bar? I had some irreconcilable differences with a business partner and sold my share. I left and became an auto broker … for two years. … I’ve done a few two-year stints at different companies. I love the challenge of new things and impacting the culture of a business. The last full-time position I had was with the Pikes Peak Workforce Center as head of the business-to-business relations team. I led a team of six that worked on the demand side of business and with employees to see what their needs were and to help them hire. We set some benchmarks there. We did more hiring events out of El Paso County than any other workforce center in the state. We increased those hiring events by 100 percent the first year and another 100 percent the second year. We doubled the number of employers at the job fairs. But in most places, the hierarchy is set and it limits opportunities to advance. It was time for me to leave and go on to the next thing. See Proby page 23

Photo by Bryan Grossman

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Colorado Springs Business Journal

SMALL BUSINESS

Rise LMS Employees: 11 Established: 2014 Contact: info@riselms.com; 888-747-3360

Photo by Lorna Gutierrez

Rise Business Innovation Director Kenzi Mitchell (left) and Rhiannon Villafuerte, CEO, operate the business from Epicentral Coworking downtown.

Local software developer Rise shines By Lorna Gutierrez

ince 2014, Rhiannon Villafuerte, CEO of Rise LMS, has led the creation of learning management software that strives to make even the most technology-challenged people feel confident in creating and distributing a learning program. A learning management system is a software application used to create and administer educational courses or training programs and track and report participant progress. Rise services clients ranging from universities and nonprofits to a Hollywood self-help doctor. Each uses its learning management software to manage courses and information. With the help of her brother and Chief Technology Officer Ian Baxter, Rise has assembled a growing team of developers that has taken a different approach to learning management systems. While there are many other systems on the market, Rise differs in its course-authoring canvas — which is customizable via a drag-and-drop authoring tool, Villafuerte said. “You can really be a novice user and quickly build a course using a course-authoring system,” she said. Baxter is founder and CEO of Milwaukee-based Swarming Technology which, along with other web development and technology services, helps to customize the popular Magento ecommerce platform. Magento is one of the world’s largest ecommerce plat-

forms (acquired by eBay in 2011; supporting more than 240,000 online businesses globally). It is the Magento integration that brought about the growth Rise is seeing today. “We saw the synergy between a learning management system and ecommerce and built Rise to be the intuitive learning management system that allows you to integrate with Magento and other ecommerce platforms to be able to sell your courses,” Villafuerte said. Version 1 of the software was created beginning in 2014 and a beta version was released to customers in 2015, which provided feedback and led to revisions in the latter half of that year. “It was really when we did the ecommerce integration in 2016 that we noticed faster growth,” said Villafuerte. “It’s just easy to integrate your courses along with your product offerings — it’s very user-friendly.” As the majority of Rise LMS’ customers already had a Magento ecommerce platform, the conversion was even easier. “When they saw how Rise integrated with Magento, they were like ‘We only have to maintain our main ecommerce business. … Our customers can check out and buy vitamins and a course at the same time.” And now Rise is growing — and rapidly. Currently the company operates out of the Epicentral Coworking space downtown but, as it grows, relocation may be necessary.

Only Villafuerte and Business Innovation Director Kenzi Mitchell operate out of Colorado Springs. But they hope to bring some of Milwaukee-based developers to the Springs and are looking to double the number of developers this year. Villafuerte hired Mitchell, a recent UCCS graduate, as part of her plan to harness talent from her alma mater. Villafuerte has a bachelor’s degree from UCCS and her master’s degree in educational technology from the University of Northern Colorado. She has worked more than 10 years in e-learning and the customization of learning management systems. Her background and connections, including Swarming Technology, have helped lead Rise LMS to potential clients. The company has come up with a growth projection for this year and has stepped up fundraising efforts to increase developer staff as demand and products grow. “I think people don’t really realize the amount of effort it takes,” Villafuerte said about starting a new business, which includes building a software team that understands the company’s vision, not to mention one that works well together. The company struck gold when they acquired three new Milwaukee employees last year who became available due to an office closure. An app designer and front- and back-end developers are now on board. Having three people with a solid working relationship makes the job a little easier, she said. CSBJ n

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Colorado Springs Business Journal

April 28 - May 4, 2017

CALLING ALL ENTREPRENEURS: This is an event you don’t want to miss!

Get in the Ring Colorado at UCCS is a selection event for the Global Startup Competition of the Get in the Ring Foundation. This yearly pitch competition challenges you to show what you’ve got in an actual ring. Through 1-on-1 battles, entrepreneurs compete for a place in the Global Final in Singapore and the opportunity to pitch their business idea on the global stage. Come watch our region’s best entrepreneurs compete. This event is free to attend but RSVP is required.

RSVP for Get in the Ring Colorado Today! For more information visit epiic.uccs.edu

10 April 28 - May 4, 2017

Colorado Springs Business Journal

PUEBLO BUSINESS NEWS

Together We Made History: Building On Our Election Victories Tuesday May 2nd, 6pm at Stargazers

Speakers include: • Yolanda Avila, City Councilor • Jill Gaebler, Council Pro Tempore • Richard Skorman, Council President

Tuesday, May 2nd 5:15pm: Doors Open Light meal and beverage thanks to Picnic Basket Catering.

Admission: $30 at the door $20 if purchased before Saturday, April 29th Tickets:

www.togetherforcos.org/victory No one will be turned away because of cost. Questions: togetherforcos@gmail.com or 719-623-5255 Founding board: Co-Chairs Dawn Halliburton-Rudy & Greg Walta Jane Ard-Smith, Todd Luce, Ahriana Platten, Becca Sickbert & John Weiss

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Analysis: Pueblo County and EPA concerns By John Hazlehurst

he “stormwater wars” have quietly resumed. In an April 19 letter to Senators Cory Gardner, R-Colo.; Michael Bennet, D-Colo; and Rep. Scott Tipton, R-Colo., the Pueblo County Commissioners took on the Trump Administration’s plans to reduce funding for the U.S. Environmental Protection Agency. The commissioners expressed concern over proposed budget cuts at the EPA, noting that “the administration is poised [to eliminate] federal water enforcement actions in states authorized to administer certain Clean Water Act mandates.” “This concern,” the letter continued, “was sharpened by a February 19, 2017 editorial in the Colorado Springs Gazette wherein the editorial board bafflingly likened the one-time accidental release of mine water by an EPA contractor at the Gold King Mine in southwest Colorado to the recent EPA litigation enforcing the CWA against Colorado Springs for its decades of failure under the Act. As you know, the EPA and Pueblo County are partners in the litigation to enforce provisions of the CWA that address Colorado Springs’

violations of that federal law.” In the letter dated April 10, Congressman Doug Lamborn took the opposite tack. Noting that Colorado Springs has committed to spending $460 million on stormwater projects before 2035, Lamborn called for the EPA to back off. “Despite the bold efforts undertaken by our local officials to address stormwater issues,” Lamborn wrote, “the EPA seems determined to seek civil penalties that could cost Colorado Springs millions of dollars. ... Every single dime going to litigate this issue and pay any fines that are imposed should be directed to fixing the problem.” Lamborn does a nice job of articulating Colorado Springs Mayor John Suthers’ position on the issue. The path that he proposes will certainly benefit Colorado Springs and possibly free up funds for remediation, but Pueblo Commissioners may fear that assurances that they’ve received from Colorado Springs may be worthless without the enforcement muscle of the EPA lurking in the shadows. Will President Trump and Pruitt listen to Pueblo’s entreaties? Probably not. Will Colorado Springs renege on its commitments? Not on Suthers’ watch. CSBJ

WANTED: SENIOR ACCOUNT EXECUTIVE The Colorado Springs Business Journal is looking for a Senior Account Executive for their sales department. Account executives are responsible for generating new business, maintaining existing client relationships, coordinating ad copy and placement, and collections. Existing accounts are available as well. Ideal candidates will have media sales experience, the ability to communicate clearly both verbally and in writing, must be well-organized with excellent people skills and the ability to work with a wide range of people, professional appearance and persona, ability to hit strict deadlines, and must be able to handle pressure well.

Please email resumes to jeff.moore@csbj.com. No phone calls please.

Colorado Springs Business Journal

April 28 - May 4, 2017

YOUNG PROFESSIONAL

Shawcross dishes on decade in hospitality By Helen Robinson

director of catering never forgets a compliment from the president’s chef — and Lauren Shawcross remembers like it was yesterday. Shawcross is director of catering at DoubleTree by Hilton Colorado Springs, and she was there the night President Obama stayed in June last year. “I got to meet his chef, who complimented us on the organization and the cleanliness of our kitchen. Being the director of catering — even though our wonderful executive chef is in charge of that — it still had a huge, personal feeling,” she recalled. “He told us that out of all of the properties they had visited this term, we have the cleanest and most organized kitchen. It was wonderful.” Shawcross has seen a lot since she started at the DoubleTree in 2014, and even more after a decade in hospitality. She took time to talk to the Business Journal about the Springs’ unique hospitality market, the importance of building relationships and how she stays on her toes. Are you from the Springs? We’re transplants — we moved here in 2013 from Fargo, N.D. ... I previously worked for National Hospitality Services in hotel management, and they had a property down here — a Holiday Inn Express — where they needed someone to manage their sales department. I was on the acquisition team when we acquired that property, so I was familiar with it, and it was a perfect fit. It was nice to be able to come to a new opportunity but still be familiar with the people and the place. I was director of sales at the Holiday Inn Express, then I decided to take a position with DoubleTree. I came in as a catering sales manager and was promoted to the director of catering. What does your job encompass? In a big picture, [this is the] largest full-service Hilton Hotel in the city of Colorado Springs, with over 30,000 square feet of meeting and event space, so my primary job is to make sure that meeting space is occupied. ... The team I oversee focuses primarily on the meeting space but I still have the great responsibility of making sure for the banquet side and the convention side, that the hotel is profitable on all ends. We have a great staff; everybody has individual clients they work with and build relationships with, so we’re really getting out there and securing the business, bringing people into

the hotel and making sure it’s a success for the client and the hotel. We have long-term relationships where clients come back year after year. ... I primarily work with the government, the military and collegiate level for education. So I do anything from military balls to graduations to breakfasts, as well as government meetings, whether it be on the state level or city level. It’s about finding those contacts and building those relationships. How did you get your start in hospitality? I started off when I was in college working a front desk at a hotel, moved up to guest service manager there, and then did some odd jobs. Then my best friend’s mother, who worked for National Hospitality Service, asked me if I would come and assist her with some projects. I started as her assistant, worked my way up to executive assistant to the president of the company, and spent a good amount of time on the corporate aspect. Within that, I branched off to working with investors. The president of National Hospitality Service had started a fund to buy distressed hotels, so I started working primarily with him, and with the investors, collecting the funds so we could purchase hotels throughout the nation. It branched off from there and I just wanted to work in the hotels, because our office was located in one of their properties and I was seeing the day in and day out of the staff and the sales department. It was a nice climb in the hospitality industry... A lot of people transition from working in the hotels then work their way up to corporate, but for me it was good to do it in reverse and see both aspects of it. What’s it like doing business in the Springs? With Colorado Springs, it’s definitely a different See Shawcross page 25 Photo by Helen Robinson

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12 April 28 - May 4, 2017

Colorado Springs Business Journal

KUDOS Compiled by Lindsey Morrow

Submit items for Kudos, Business Briefs or People on the Move to editorial@csbj.com.

MMT RECEIVES AWARD Mountain Metropolitan Transit received the Greenhouse Gas Emissions Reduction Award April 19 at Odyssey Day, a renewable and sustainable energy event in Boulder. The award was presented to MMT for its reduction of greenhouse gas emissions and gasoline usage through idle-reduction initiatives, fuel economy improvement and programs aimed at reducing traveling miles. The award was presented by the Southern Colorado Clean Cities Coalition (southerncoloradocleancities.org), a consortium of organizations interested in alternative fuels and petroleum-reduction strategies for vehicle fleets. MMT provides bus and paratransit services in Colorado Springs and the Pikes Peak region. For more information on MMT, visit mmtransit.com or call 719-385-RIDE.

LOCAL LANDSCAPE CONTRACTORS DONATE LEARNING LAB The Associated Landscape Contractors of Colorado and Falcon High School partnered to install an outdoor classroom to implement a new landscape curriculum this year. On April 21, volunteer landscape professionals and 10 Falcon High School students created the learning environment as part of the Landscape Career Pathways Program. The project included the

building of four irrigation system stations, a garden and a 400-square-foot area where students will install hardscapes: pavers, stone and other non-plant materials. Students will learn the basics of installation, repair and water management technologies, plant identification and care and will have the opportunity to grow vegetables. A second open area was built for students to calculate slope and grades and install turf. This program, which was launched in 2015, is a coordinated effort between ALCC and the Colorado Community College System to expose students to job opportunities and provide skills to begin careers right out of high school. All materials were donated by the organization. For more information about ALCC, visit alcc.org.

COLORADO SPRINGS HEALTH FOUNDATION PROVIDES GRANTS Nearly three dozen organizations serving El Paso and Teller counties received grants totaling $1.4 million from Colorado Springs Health Foundation. Organizations were selected for addressing one or more of the foundation’s funding focus areas. These include: access to care, workforce shortage of primary care or psychiatric providers, suicide prevention and/or school-based healthy eating/active living efforts for children and families. These focus areas were devel-

oped based on the foundation’s mission, local need, focus group and stakeholder input, and evidence on what drives community health, according to Colorado Springs Health Foundation’s website, cshf.net.

DISCOVER GOODWILL PRESENTS AWARDS Discover Goodwill recognized individuals and business and community partners at its 2017 Discover Goodwill Annual Dinner. The honorees included: Virginia Morgan, Guiding Light Award; El Pomar Foundation, Discover Goodwill Award; El Paso County Department of Human Services, Walmart, and ImageFIRST Healthcare Laundry Specialists, Extending Goodwill Award. Individual honorees include: Todd Ikehara, Achiever of the Year; Scot Cuthbertson, Community Employee of the Year; Anna Cordova, Independence Award; and Roland Warren, Helms Legacy Award. Community Partner recognitions went to The Gazette, 719Woman.com, Pikes Peak Workforce Center, Colorado Springs Utilities, T. Rowe Price, DocuMart, Pikes Peak Community College and Conduent. The honorees received their awards April 18 at the Discover Goodwill Annual Dinner held at The Broadmoor hotel.

Support local business news Call 634-5905 or visit CSBJ.com

Subscribe to the CSBJ for only $1.71 each week for the best home-grown business news.

Small Business Celebration and Awards Dinner Thursday, May 4 | 5:30-9 p.m. The Antlers, A Wyndham Hotel Individuals: $65 | Table: $500 (for 8 tickets)

Presented By

Join us at The Antlers as we celebrate our five-year anniversary. The evening will include dinner, beverages, keynote entertainment, and the presentation of our Small Business of the Year Awards! Keynote Speaker: Kevin Knebl International speaker and author on social selling and relationship marketing

Emcee: Steve Kaczmarek Owner, Borealis Fat Bikes

To purchase tickets, visit: PikesPeakSBDC.org/SmallBusinessWeek Proceeds go to the Pikes Peak Small Business Development Center and Better Business Bureau of Southern Colorado to provide free education and resources to the community.

Award Sponsors

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Colorado Springs Business Journal

April 28 - May 4, 2017

ON THE HORIZON Compiled by Lindsey Morrow

Business Development

Submit items for On the Horizon to events@csbj.com.

Networking Events

Regional Events

Monday, May 1

Tuesday, May 2

SCORE/PPCC: Word of Mouth Session 1

Chamber: Connect

Tri-Lakes: Business Accelerators

Learn how to get testimonials from clients and how to use them, $49 for two sessions, 6:30-8:30 p.m., PPCC Rampart Range Campus, 11195 Highway 83. Register at coloradosprings.score.org.

Tuesday, May 2 PPACG/Ent: Retirement by Design Join the Pikes Peak Area Council of Governments Area Agency on Aging and Ent Credit Union for a course to help meet the nonfinancial challenges of retirement, free, 6-7:30 p.m., PPACG Area of Aging,14 S. Chestnut St. Call 719-471-2096 to register.

HBA: Focus Four The Housing and Building Association hosts a training about recognition and prevention of the big four construction hazards designated by OSHA, $25 for members, $35 for non-members, 8 a.m.-noon, North Fork at Briargate, 10836 Warm Sunshine Drive. Register at cshba.com.

PPAR certification: Military Relocation Professional Learn how military transactions are unique in this certification course hosted by the Pikes Peak Association of Realtors, free, 9 a.m.-4:30 p.m., PPAR, 430 N. Tejon St. Visit ppar.org for more information.

SCORE/PPCC: Our Government, Your Customer Session 1 Gain knowledge about working with government agencies, $49 for three sessions, 6-8 p.m., Pikes Peak Community College Downtown Campus, 100 W. Pikes Peak Ave. Register at coloradosprings.score.org.

Wednesday, May 3 HBA: CAPS I Join the Housing & Building Association for a course on communication and marketing strategies with aging populations, $250 for Remodelers Council, $275 for CSHBA members, $300 NAHB Members, $350 for non-members, 8 a.m.-5 p.m., HBA, 4585 Hilton Pkwy., Suite 100. Go to cshba.com for registration.

SCORE/PPCC: Word of Mouth Session 2 Learn how to get testimonials and how to use them, $49 for two sessions, 6:30-8:30 p.m., PPCC Rampart Range Campus, 11195 Highway 83. Register at coloradosprings.score.org.

Join the Colorado Springs Chamber & EDC for lunch and networking, free for members, $5 for non-members, 11:30 a.m.-1 p.m., Phantom Canyon, 2 E. Pikes Peak Ave. Register at coloradospringschamberedc.com.

Wednesday, May 3 PPAR: REALTAC Meeting The Pikes Peak Association of Realtors hosts a monthly meeting of the REALTAC Realtors, Lenders, Title, and Appraisers, free, 8-9 a.m., PPAR, 430 N. Tejon St. Go to ppar.org for more information.

CNE: Roundtable Learn about private exchanges and how this platform can meet the needs of your workforce, hosted by the Center for Nonprofit Excellence, free for members, $10 for non-members, 8:15-9:15 a.m., Tim Gill Center for Public Media, 315 E. Costilla St. Go to cnecoloradosprings.org to register.

SCWCC: Orientation Explore membership opportunities with the Southern Colorado Women’s Chamber of Commerce, 8:30-9:30 a.m., Catalyst Campus, 555 E. Pikes Peak Ave. For more information visit chamber.scwcc.com.

Thursday, May 4 CAMA: Tour and B2B Lounge Join the Colorado Advanced Manufacturing Alliance-South for a tour of the Diversified Machine Systems manufacturing floor and updates on CAMA-South activities, free, 5:30-7:30 p.m., DMS, 1068 Elkton Drive. Go to coloradomanufacturing.org to register.

Friday, May 5 SBDC/BBB: Award Dinner Join the SBDC and BBB for networking and awards in celebration of small business week, $65, 5:30-9 p.m., The Antlers hotel, 4 S. Cascade Ave. Register at pikespeaksbdc.org/ smallbusinessweek.

SCWCC: First Friday The Southern Colorado Women’s Chamber of Commerce hosts networking, free for members, $10 for non-members, 7:30-9 a.m., Catalyst Campus, 555 E. Pikes Peak Ave. Visit chamber.scwcc. com for more information.

The Concilio: Latin Salsa Night The Concilio de Hispano de Empresas de Colorado Springs hosts Latin Salsa Night in celebration of Cinco de Mayo, $5, 8 p.m.-1 a.m., The Gold Room, 18 S. Nevada Ave. Go to goldroomlive.com for tickets.

Join the Tri-Lakes Business Accelerators for a weekly networking event, first visit free, 8-9 a.m., Fairfield Inn and Suites, 15275 Struthers Road. Go to trilakeschamber.com to register.

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Wednesday, May 3 Pueblo: Coffee Break The Latino Chamber of Commerce hosts a networking event, free, 8:15 a.m., Sycare, 1740 Eagleridge Blvd. For more information visit pueblochamber.org.

Pueblo: Aerie Meeting Regular meeting of the Pueblo Eagles Aerie #145, free, 7 p.m., 1615 S. Prairie Ave. Go to pueblochamber.org for more information.

Thursday, May 4 Pueblo: Happy Hour Join the Latino Chamber of Commerce of Pueblo for networking, free, 5 p.m., Pueblo Convention Center, 320 Central Main St. Go to pueblochamber.org for more information.

Tri-Lakes: Breakfast The Tri-Lakes Chamber of Commerce hosts a bi-monthly networking breakfast, $30 annual dues, 7:30-9 a.m., Tri-Lakes Chamber Visitor Center, 166 Second St. Register at trilakeschamber.com

Tuesday, May 9 Tri-Lakes: Business Accelerators Join the Tri-Lakes Business Accelerators for a weekly networking, first visit free, 8-9 a.m., Fairfield Inn and Suites, 15275 Struthers Road. Go to trilakeschamber.com to register.

Tri-Lakes: Marketing and Branding Basics The Tri-Lakes Chamber of Commerce, in conjunction with the Pikes Peak Small Business Development Center, hosts a workshop about understanding your brand, free, 11:30 a.m.-1 p.m., Tri-Lakes Chamber of Commerce, 166 Second St. Register at pikespeaksbdc.org.

Wednesday, May 10 Pueblo: QuickBooks 101 An introductory class to QuickBooks desktop version, free, 1 p.m., Pikes Peak Small Business Development Center, 121 W. City Center Drive, Suite 220. Register at pikespeaksbdc.org.

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14 April 28 - May 4, 2017

Colorado Springs Business Journal

Assessor: New website an asset for business, community U.S. Census records, the El Paso County Clerk and Recorder’s Office and the El Paso County Assessor’s Office) and presents it via a searchable and mappable online interface. With the website, El Paso County residents can make more informed decisions about where and when to purchase real estate — based on construction activity, property values, tax districts, education data and even whether the area tends to vote Democrat or Republican. “One of the biggest reason I wanted to push it out there is to educate our property owners,” Schleiker said. “They can go out and see what’s going on in particular neighborhoods, and so it allows people to make an informed and educated decision about where they want to live.” But the new system promises to be just as beneficial for companies looking to do business in El Paso County. Schleiker said businesses can make better decisions related to potential commercial real estate purchases based on the demographic makeup, property values and whether one neighborhood poses more financial benefit over another. “I think this is great from an economic development standpoint, because companies looking to do business in El Paso County can get a detailed look at the customer base,” he said. “They can also now look at the mill levy in the tax district their looking at — whether they’re planning to buy a commercial property or do new construction — and make a better decision based on that.”

By Cameron Moix

l Paso County recently joined a growing number of municipalities throughout the world to create what are being called “smart cities,” in which data is used to make cities operate more efficiently. A recent story in the Wall Street Journal (“The Rise of the Smart City” by Michael Totty) described the trend thusly: “In just the past few years, mayors and other officials in cities across the country have begun to draw on the reams of data at their disposal — about income, burglaries, traffic, fires, illnesses, parking citations and more — to tackle many of the problems of urban life. Whether it’s making it easier for residents to find parking places, or guiding health inspectors to high-risk restaurants or giving smoke alarms to the households that are most likely to suffer fatal fires, big-data technologies are beginning to transform the way cities work.” In Colorado Springs, the movement has been spearheaded by the office of El Paso County Assessor Steve Schleiker, who launched a revamped website earlier this year to offer area residents a streamlined database of property-specific information in unprecedented detail. The “El Paso County Community” webpage — which is most easily accessed from land.elpasoco.com — aggregates and organizes information from a number of different local databases (Pikes Peak Regional Building Department,

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a website that has historically garnered around 37 million hits annually. “I launched it about a month ago and, according to our IT department, it has increased usage on my website in the first month by about 5 percent — that added about 125,000 hits,” he said. “I think it’s got a lot of potential.” Schleiker said his office is looking to fully integrate the assessor’s website into the new page, which he hopes will be done this year, and that he is also in talks with other county offices interested in joinSchleiker ing the movement. The county is also currently discussing the development of a mobile app. “This is exactly the direction we need to be moving in, and I see this going much further,” he said. “I believe that government-citizen engagement is extremely important. But the citizens no longer want to call up their government offices; they want to go online to submit property value appeals or to notify the city of a pothole … and to see that it has been taken care of.” Schleiker said the new technology will allow county offices and agencies to run more efficiently and will offer professionals working in real estate, marketing and a variety of other industries to conduct research more efficiently and stay ahead of the curve. “It’s just a great economic tool,” he said. CSBJ

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The new website got its start in late 2015, after Schleiker determined there was a demand from the community for such data-driven technologies. “When I was running for office, I listened to what the citizens and the companies wanted,” Schleiker said. “The one thing that everyone wanted was to be able to put all of this information on one platform.” After initial talks began, Schleiker studied how cities such as Raleigh, N.C., and Seattle were using map-based visualization platforms to provide — Steve their citizens with more detailed information and came across New York-based tech firm Spacialist, a software company that creates such platforms. The county paid Spacialist a one-time $9,000 setup fee to create the enhancement — Schleiker prefers not to call it an independent website, since it currently must be accessed through his office’s main website — and will pay $24,000 annually for licensing and maintenance. “They essentially just take all of our data and put it into a visual, map-based platform,” he said. “And all of that information is updated nightly, because there are things like real estate transactions and new construction happening every day.” Schleiker said the site has been well received, and that he considered the cost a small price to pay for improvements to

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April 28 - May 4, 2017

The “Election” tab contains data on how various areas in the county voted in local elections.

The “Area Overview” tab contains information on the population profile for the area, as well as recent property sales and planning applications.

The “Property Search” feature allows users to search for records on specific properties by schedule number, street address or owner name.

The “Assessment” tab contains brief aggregated information on the number of residential and nonresidential properties, parcel counts and percentages of property by value, as well as current appraised values.

The “Map Layers” option allows users to search by ZIP code, school district, city, county commissioner district, state senate district, election precinct or congressional district.

The “Census” tab includes information on the population profile for the area, such as median household income, median age, education and labor employment status.

The “Permits” tab also includes three subsections: permits summary, which contains information on recent permits pulled in the area, as well as permit values for the past 12 months and the permit count and percentage by value; permits charts, which depict permits submitted per fiscal quarter as well as the percentage of permits by type (residential, commercial, etc.); and permits info, which provides more detailed data on recent permit applications.

The “Sales” tab is broken into three subsections: sales summary, which includes information on recent sales in the area, average sales values for the past 12 months and year-overyear sales growth; sales charts, which depict the average price per fiscal quarter and the percentage of sales per property type; and sales info, which includes detailed information on recent sales.

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Interest rates expected to continue rise amid hot market By John Hazlehurst

arry Salzman can barely keep up. “I’ve been in residential real estate for 45 years this month and I’ve never seen things like this,” Salzman, a veteran Colorado Springs real estate broker, said weeks ago. “I can barely get a home in the $300,000-and-under range listed and it already has multiple offers, most at list price or over and with very few contingencies, and short turnaround times in many cases.” Earlier this week, Salzman confirmed that the boom is still accelerating. “You now have a phenomenon I’ve never seen,” he said. “People won’t put their houses on the market because they’re afraid they won’t be able to find a place to move to. And the market is moving so fast that appraisers can’t keep up — I almost lost three deals recently because the appraisals were below the sales price.”

FED-FUELED FRENZY So what has fueled this local buying frenzy? And what might cool off this

possibly overheated market? Is it a clasfunds rate averaged about 5.25 percent. sic case of supply and demand, with too As the Federal Reserve responded to the many buyers chasing too few listings, financial crisis and the Great Recession with drastic rate decreases, the rate or are there other factors in play? Today’s dynamic real estate marbottomed out at 0.25 percent in 2009, ket — as well as the lively regional where it stayed for six years. economy — is also driven by historThe effective federal funds rate is “the ically low interest rates. Mortgages, rate at which a depository institution small business loans, credit cards and lends funds maintained at the Federal other consumer debt Reserve to another instruments are less depository institution expensive than during overnight,” accord2006-2007, the peak ing to Investopedia. years of the last boom. Earlier this week, the Will rates remain low, rate was 0.91 percent, or will they increase on the high side of the — Allan Roth dramatically and send Federal Reserve’s tarour economy back to get rate of 0.75 — 1.00 the doldrums? And percent following will projected increases in the Federal a March increase from 0.50 to 0.75 Reserve’s benchmark federal funds rate percent. affect us? The Fed was created in response to According to the Federal Home Loan the Panic of 1907, when a sudden bank Mortgage Corporation (Freddie Mac), run threatened major institutions. A the monthly “average commitment consortium headed by J.P. Morgan provided liquidity and guarantees, avertrate” on 30-year fixed mortgages in March 2017 was 4.2 percent. In 2006ing a crisis. In 1913, the Federal Reserve 2007, rates were 50 percent higher, avwas created to prevent further panics eraging 6.37 percent over the 24-month and stabilize the national economy. period. During that time, the federal According to the Fed’s website, “The

“The world is a lot more unpredictable than we think.”

Federal Reserve is the central bank system of the United States that includes the Board of Governors in Washington, D.C., and 12 independent regional reserve banks. This decentralized structure ensures that the economic conditions of all areas of the country are taken into account in the making of monetary policy.” Now the federal funds rate appears to be on the rise, amid predictions that the Fed plans three additional 0.25-percent increases during 2017.

THE LOCAL IMPACT Will these increases affect local mortgage interest rates? “That’s a common misconception,” said Colorado Springs financial advisor Allan Roth, “and one that is not only worthless but dangerous. It’s called following the crowd. No one can forecast rates. And as far as projected increases in the federal funds rate are concerned, the mortgage market has already adjusted to those. Ask 50 leading economists what the direction of interest rates are, and you’ll find that they’re evenly split. The world is a lot more unpredictable

than we think. Look at Japan — the Central Bank there has been trying to stimulate the economy with low and even negative interest rates for decades, and it hasn’t worked.” Roth pointed out that interest rates on various forms of credit are determined primarily by lender risk assessment. Small business lenders, mortgage lenders and credit card issuers use various metrics to calculate appropriate rates, and the federal funds rate is scarcely a blip on the radar screen. “Default probability is the first one,” said Roth. “It doesn’t matter what rate you’re charging if your borrower defaults, so you have to adjust your rates accordingly. Credit card issuers will charge what the market can bear, and it’s ugly debt — the interest isn’t tax deductible.” “The federal funds rate increases haven’t affected us so far,” said Pikes Peak National Bank president Robin Roberts. “But if it continues to go up it will affect what borrowers can qualify for. But the bottom line is that this is still a very competitive loan environment, and banks are very liquid. If you raise your rates in response to the Fed, you

price yourself out of the market. The rates we pay depositors have remained low, so in this environment, banks make their money by doing loans.” That’s good news for businesses large and small. Salzman said he doubts whether the Fed’s actions will have any impact on the regional economy, and cites yet another reason to be optimistic. “El Paso County’s population increased by about 14,000 in 2015-2016,” he said. “We’re not adding enough housing to provide for that rate of annual increase, so that drives real estate prices. I don’t think we’ll see a slowdown.” And although Roth makes no predictions, he pointed out that it’s easy to misunderstand interest rates. “Back in the ’80s, you could get 12 percent on a certificate of deposit, and people loved it,” he said. “But after taxes and inflation, your real rate of return was -3 percent. You do better when inflation is 2 percent and your CD pays 3 percent — but most of us would rather have that high interest rate. We’re not always rational beings.” CSBJ n

April 28 - May 4, 2017

18 April 28 - May 4, 2017

Colorado Springs Business Journal

THE LIST: CREDIT UNIONS

Credit Unions

Ranked by Total Assets

From The Book of Lists & Power Pages

Ranked by Total Assets

Just Missed The List

Rank

7 - Navy Federal Credit Union 8 - SD3FCU-School District 3 Federal Credit Union

Aventa Credit Union is celebrating its 60th anniversary this year.

1 2

3 To purchase your own Book of Lists or the full Credit Unions List, call Cristina Jaramillo at 719-634-5905

4 5

Don’t miss The List May 5: Financial Advisers May 12: Law Firms May 19: Military Bases May 26: Golf Courses

Name Address Phone/Fax Website Email Security Service Federal Credit Union 1485 Kelly Johnson Blvd. Colorado Springs, CO 80920 719-594-4000/719-594-5951 ssfcu.org ssfcu@ssfcu.org Ent Investment Services 7250 Campus Dr. Colorado Springs, CO 80920 719-574-1100/N/A ent.com service@ent.com

Total Assets

Avg. Loan Balance/ Avg. Member Deposit $10,458 $9,329

Total Members/ Employees in EPC

No. of Locations: EPC/ Colorado

Membership Requirements

N/A N/A

5 19

Military or Department of Defense active or retired, Derrick Aguilar, 1980 Catholic, related to an existing member, live, work or Senior Vice 1956 worship in Southern El Paso County President, Mountain Region San Antonio, TX

$4.8B

N/A N/A

284,097 705

19 27

Credit Union of Colorado 3609-31 Austin Bluffs Pkwy. Colorado Springs, CO 80918 800-444-4816/719-277-0670 cuofco.org callcuofco@cuofco.org Air Academy Federal Credit Union 9810 N. Union Blvd. Colorado Springs, CO 80924 719-593-8600/N/A aafcu.com contactus@aafcu.com Aventa Credit Union 2735 Dublin Blvd. Colorado Springs, CO 80918 719-482-7600/719-264-0636 aventa.com contactus@aventa.com

$1.4B

$7,000 $10,892

114,317 302

1 15

All who live, work, worship or attend school in: Arapahoe, Denver, Douglas, El Paso, Fremont, Jefferson, Pueblo and Teller counties and the communities of Firestone, Frederick, Dacono, Ft. Lupton, Mead and Erie in Weld county. Civilian and military personnel of the Colorado Air National Guard, Colorado Army National Guard and those associated with Buckley Air Force Base in Aurora, and family members of Ent members. Non-federal government employees — active or retired — and their family members, Colorado Community College students and alumni, and members of the Credit Union of Colorado Foundation

$565.3M

$21,316 $10,802

47,706 145

5 8

Open to employees, students and families in 10 local Glenn L. Strebe, school districts, all active and retired military, and President and CEO more than 160 area businesses. Colorado Springs, CO

1958 1955

$172.1M

$14,088 $9,729

23,073 67

2 6

Gregory J. Mills, CEO/President Colorado Springs, CO

1957 1957

Pikes Peak Credit Union 1616 N. Circle Dr. Colorado Springs, CO 80909 719-473-5962/719-473-3947 pikespeakcu.com contactus@pikespeakcu.com

$84.9M

$16,980 $8,137

9,423 21

1 2

Anyone who lives or works in El Paso, Pueblo, Teller, Fremont, Alamosa, Chaffee, Custer, Huerfano and Saguache Counties; City of Colorado Springs employees and families; City of Pueblo employees and families; Colorado Springs Utilities employees and families; Board of WaterWorks employees and families. Employees of El Paso and Teller counties or the U.S. Postal Service; residents of Woodland Park; other select groups/organizations and all Colorado residents through Consumers United Association.

Brett Raitz, President/CEO Colorado Springs, CO

1932 1932

$9.5B

Local Person in Year Est. Charge, Position/ Locally/ Home Office Originally Founded

Randy Bernstein, President and CEO Colorado Springs, CO

Terry Leis, President 1998 and CEO 1934 Denver, CO

N/A- not available. While every attempt is made to ensure the thoroughness and accuracy of the list, omissions and typographical errors may occur. Please send additions/corrections to cristina.jaramillo@csbj.com. 17-CSU-01950_Business_PRINT_4.75x6.5_4C_FNL.pdf This is the top listing of Credit Unions that responded to questionnaires, notices and telephone inquiries.

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1957 1957

2/23/17

12:00 PM

Colorado Springs Business Journal

April 28 - May 4, 2017

BUSINESS RESEARCH CORNER

Rethinking corporate social responsibility Problem: I recently was tasked with increasing and improving the effectiveness of my company’s social and environmental responsibility. Most of the previously adopted initiatives hurt our bottom line. How can I help my company be more socially and environmentally responsible while also increasing our proﬁt?

here is a longstanding belief throughout the business community that strategies that drive profits are independent from being socially or environmentally responsible. In other words, many business leaders believe there is an inherent tradeoff; if you support a social or environmental cause, you are lowering your profit and essentially taxing D E G H E T T O your investors. It is time to debunk this myth. If done effectively, social and environmental efforts are not necessarily taxes on businesses, but profit-building strategies that create win-win situations. In a 2011 Harvard Business Review article, “Creating Shared Value,” Michael E. Porter and Mark R. Kramer discuss three ways that businesses may do this effectively: “1. By reconceiving products and markets; 2. By redefining productivity in the value chain; 3. By enabling local cluster development.” The ultimate goal is to create shared value; business leaders can increase profits while maximizing social impact.

Kaitlyn

On Porter and Kramer’s first point, businesses can grow demand, as well as profits, by recognizing and developing solutions to pressing social issues. For example, companies such as Alphabet and Facebook are working to provide internet access to refugee camps and remote regions worldwide. Naturally, this solves an important social issue by helping individuals gain access to information and methods of communication that they otherwise would not have. In the long-term, these efforts likely will increase revenue for the companies by reconceiving and expanding their markets. Second, businesses can increase efficiency and lower costs by redefining productivity in operations. For example, hotels around the world are installing key-card systems that only allow for the lights and temperature controls to be active when guests are in the room. These efforts have reduced hotels’ carbon footprints while simultaneously lowering their operating costs — a win-win. Finally, industry cluster development occurs by improving the local infrastructure, empowering partners and supporting institutions. As the local cluster becomes stronger, the potential to create economic value increases. For example, IKEA has a large network of global suppliers. They set high social and environmental standards for these suppliers and commit to training, supporting and auditing them. IKEA understands that there are natural efficiencies and quality enhancements associated with maintaining long-tenured, successful and reliable business partners. When suppliers treat employees well and provide sustainable inputs, it reflects positively on the IKEA brand and helps to increase productivity. The reality is that businesses of all sizes are being held to higher standards. They are expected to be

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profitable while also being responsible to their consumers, employees, the environment and the wider global community. These action steps provide guidance on how business leaders can create shared value, or bridge the gap between social responsibility and profitability. 1. Choose strategic initiatives. Select causes or initiatives that closely align with your strategy, culture and mission. Instead of defaulting to giving a percentage of profits to a well-known charity that is tangential to your industry, take time to think about what will create a win-win. Your goal should be to invest in new partnerships, products or processes that can grow your market share or increase your productivity, while at the same time alleviating a social issue or increasing your sustainability. To identify the most strategic initiatives, it helps to have discussions with individuals from key stakeholder groups (e.g., employees, customers, suppliers). 2. Start small, and think long-term. Every business can make minor changes to their business processes. For example, you can start by investing in LED lights, reducing your packaging and giving employees flextime once a week. See how these changes pay off, make adjustments, and then consider more major modifications. Whether investing in small or large ways, it is important to take a long-term perspective. For example, although investing in energy-efficient office space or employee wellness programs may cost more up front, reducing your energy consumption and lowering employee absenteeism will yield a positive return over time. 3. Come up with a plan and report your progress. John Elkington coined the term “triple bottom line,” which is a holistic approach to assessing the value created by businesses. It goes beyond evaluating financials and also takes into account social and environmental performance. In each of these areas, start by outlining what is important to you, where you are now and what your goals are in the short- and long-term. The Global Reporting Initiative and the UN Global Compact offer a range of principles and measures you can implement when tracking your triple bottom line performance. Analyze and report your goals and progress annually. Not only will this help to keep you on track, but if your business is doing good things, why not tell your stakeholders about it? Consumers, employees and investors increasingly value businesses that go beyond their economic responsibilities. Kaitlyn DeGhetto, Ph.D., is an assistant professor of management in the College of Business at UCCS. She is also an executive education instructor through the College’s Office of Professional & Executive Development (OPED). Prior to her academic career, Dr. DeGhetto worked in both the health care and wholesale/distribution industries. She is the author of research articles on business strategy, public policy and entrepreneurship. Contact: OPED@uccs.edu.

Call a business specialist to get started. (719) 574-1100 ext.6770 or 800-525-9623 ext.6770

Ent.com/FreeBusinessChecking

Qualifications apply. Fees may apply for additional services, including exceeding 100 transactions per month. Minimum opening deposit of $100 required. For important account information, visit Ent.com/Legal. Federally Insured by NCUA | © Ent Credit Union, 2016

20 April 28 - May 4, 2017

Colorado Springs Business Journal

PAID ADVERTISEMENT

Special Communication from the Better Business Bureau of Southern Colorado

Identity Fraud Hits Record High Special Commentary by Gina Sacripanti Being a victim of identity theft can be one of the most serious and detrimental crimes that a person can experience. Most people assume that it will not happen to them. Yet millions of people are affected by identity theft each year. In 2016, 6.15% of U.S. consumers became victims of identity theft. If someone uses your information to make purchases, open new accounts, or get a tax refund, that is identity theft. According to the 2017 Identity Fraud Study released by Javelin Strategy and Research, identity fraud hit a record high last year with 15.4 million U.S. victims. This represents an increase of 16% over 2015, or two million more identify theft victims. In dollars, this amounts to $16 billion in losses due to identity theft in 2016, an increase of $700 million from prior year.

It might start with a mysterious credit card charge, a bill you don’t recognize, or a letter from the IRS that says you already got your refund — even though you didn’t. There are multiple ways that someone’s identity can be stolen. The most popular way is by getting your personal information stolen, such as your birth certificate or credit card statements. Identity theft is primarily a case of access. Our

goal at the Better Business Bureau is to empower people to be their own first line of defense. Whereas certain situations may be out of your control, there are precautions you can take to help keep your identity safe. 1. Shred all documents with financial and personal information. Today’s thieves may be masterminds with technology, but a lot of theft begins with documents thrown in the trash. With the tax-filing deadline having just passed, make sure to attend our upcoming LETTER RIP shredding event on May 6, where you can properly dispose of documents containing your personal information. 2. Request your free credit reports each year. You are able to receive a free credit report each year from each of the three major credit agencies at annualcreditreport.com or 1-877322-8228. (NOTE: This is the only free credit report option authorized by the Federal Trade Commission.) 3. Exercise good password habits. Do not make PIN codes with obvious connection to you, such as your anniversary, birthdays and nicknames. Do not use the same passwords and PINs for your accounts and change them minimally every three months. 4. Secure your mobile devices. As consumers transition more of their financial lives to smartphones and tablets, these devices have become targets for both cyber crooks and thieves alike. Apply software updates as soon as they become available and take advantage of security features such as passcodes, biometrics (such as a fingerprint) and the ability to encrypt and remotely wipe the contents of the device in the event it is stolen.

BBB of Southern Colorado and El Paso County along with the Fourth Judicial District Attorney’s Office and the El Paso County Sheriff’s Office invite you to

LETTER RIP

5. Place a security freeze. If you are not planning on opening new accounts in the near future, a freeze on your credit report can prevent anyone else from opening an account in your name. 6. Reduce your junk mail and unsolicited credit card offers. Visit the national credit bureau’s opt out website at http://www. optoutprescreen.com or call them at 1-800567-8688. You can also opt out of unsolicited calls by registering with the Do Not Call Registry, http://www.donotcall.gov or 1-888-3821222. 7. Never respond to emails requesting to “verify” your personal information. Your bank, credit card company, the IRS – none of these types of organizations will call or email asking for your confidential information. They already have it. 8. Don’t carry your social security number with you. Since your social security number is the key that could single handedly unlocks numerous doors for identity thieves, you want to protect this more than any other piece of personal information. 9. Back up your computer data and safely secure it away from your computer. Do not store passwords, tax returns, or other financial information on your computer hard drive. Save this information on an external hard drive and secure it safely. 10. Sign up for account alerts. Most financial institutions provide their customers with the option to receive notifications of suspicious activity through email or text messages, making notifications immediate.

Celebrating BBB Accreditation in April 30 YEARS

FREE* Shredding Event

Grand Rental Center, Inc. | Pueblo

Saturday, May 6 • 9:30AM – 1:30PM Vermijo Street - vehicles may enter either from Cascade Avenue or Sahwatch Street

25 YEARS

REGISTRATION IS REQUIRED Reserve your drop off time online at: LetterRip2017.eventbrite.com or call 719-520-7878. *Shredding up to 5 standard size copier boxes: Free $5 for each additional small box $10 for each additional large box Please remove documents from binders. Separate x-rays, CDs and floppy disks from paper documents. Staples and paper clips are okay to be shredded.

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Donations and proceeds from the event go to the BBB of Southern Colorado scholarship fund. Cash, checks and credit cards are accepted.

Sponsors Supported by: AM 740 KVOR, Laser Sound Professional DJ Service, and GoalZero Recycling.

LOOK FOR THE SEAL

For questions, contact Gina Sacripanti at GinaS@BBBSC.org or 719.447.3832

(719) 636-1155 or (866) 206-1800 • www.bbb.org/southern-colorado

Colorado Springs Business Journal

Bike: Region ready to roll From page 1

transportation, is that it has secondary effects. It’s really important to attract talent. “We’ve had employers attend public meetings to talk about how important this is for the community,” Parsons added. “It’s a very serious component, and we strongly support a good master plan to make sure we can attract top talent.” Kate Brady, Colorado Springs’ first-ever senior bicycle planner, said transit options are important in recruiting workforce. “Nationally, having choices about how to get around a community is increasingly important for young, well-educated, well-paid workers, and they will choose to live where they have those choices,” she said. “Having networks for bicycles, pedestrians and transit that work well has a direct impact on our ability to recruit and retain those workers that we need to keep our economy thriving.” Brady, whose key role is to ensure the city “provides options for people to get around our city by bike, so our citizens can make their own decisions,” was hired last year. Cully Radvillas, chairman of the Communications Committee for Bike Colorado Springs, a nonprofit advocacy group, added that “safe and accessible bike infrastructure is a huge draw because it allows talent to live anywhere in town, while retaining access to amenities that can’t necessarily be built, such as Garden of the Gods or Cheyenne Cañon, not to mention their workplaces and other amenities of a modern city. Feeling safe going to, from and between those places is absolutely critical.”

PLANNING THE PLAN On May 3, Colorado Springs is hosting an open house to review the in-progress Bicycle Master Plan. The goal is to educate and gather feedback from the public, as well as government officials, on the effectiveness and condition of current bicycle infrastructure. The master plan will establish a framework from which the city will implement improvements to existing bicycle infrastructure. “Following the plan should help us become more bicycle-friendly in a deliberate, efficient fashion and includes recommendations for the city, as well as other organizations,” said Brady. According to Allen Beauchamp, chairman of the Education and Encouragement Committee for BCS, there hasn’t been an overhaul of the master plan since 1996, aside from a slight update in 2001. “It was woefully outdated and inaccurate,” he said. “Some of the technologies and methods we advocate for were not even in existence or being used in 1996.” Since the PPACG report in 2015, Colorado Springs has ramped up its investment in bicycle infrastructure. “[The city hiring Brady] shows us that they are really putting attention toward progress in this area. We’re very pleased with this,” said Parsons. “They’re trying

a lot of temporary measures, including re-routes, small projects and stopgaps, after hearing feedback from the community about a lack of a continuous system. Some of those work, and some of them don’t, but I really commend them for taking the steps they need to in order to attract and retain talent.” The PPACG reported that if the city invested $1.5 million in a cohesive bike infrastructure system, the region would see up to $4 million in direct economic benefits, making “bicycling among the most cost-effective transportation investments the region can make. “We have a strong superuser group, drawn to and utilizing our world-class mountain biking trails, but there is what we call ‘the 60 percent.’ They’re interested but concerned users, who either don’t know where the trails are, or don’t feel safe on them,” according to Beauchamp. “Improving signage is a relatively low-cost yet highly impactful way to foster an environment that gets that 60 percent into riding. From there, we have a connection to the bicycle economy. They’ll start purchasing bikes and associated goods, but it also empowers them to explore and connect with their city and community.”

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SAFETY IN NUMBERS A majority of needed infrastructure is already in place. Currently, Colorado Springs has 120 miles of off-road bikeways or trails, and 100 miles of on-street bikeways. “We have a fairly robust system of trails, and they’ve been there for years, but as a city we have not done a good job of showing people where they are, whether it’s with maps or proper signage. That’s been identified, for a number of years, as low-hanging fruit,” said Beauchamp. “I believe if we could improve signage, we would see an uptick in commuting as well as recreational cycling.” Meanwhile, Minneapolis, with a slightly lower population but larger metro area than Colorado Springs, boasted 144 miles of off-road or protected bikeways, and 87 miles of on-road bikeways in 2015, and plans to double those numbers in three to five years. Minnesota is ranked second on the League of American Bicyclists Bicycle Friendly States list. Colorado is sixth. Minnesota ranks highly because of its commitment to commuter safety. Off-road, protected bikeways, or separated on-street segments are the focus in Minneapolis, and strongly supported by BCS. “On-street separation is highly important to feeling and being safe,” said Radvillas, who moved to Colorado Springs from Chicago, where more than 30 percent of commuters travel by means other than cars. “The Colorado Springs master plan is seeking input from general users, but we’re advocating for solutions that we believe the general population would benefit from and just aren’t sure they would enjoy because they haven’t experienced it here.” CSBJ

April 28 - May 4, 2017

• Two historic lofts at The Warehouse; 25 W. Cimarron St.

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22 April 28 - May 4, 2017

Colorado Springs Business Journal

MARKET SNAPSHOT

El Paso County Job Growth by Sector - 2015 Q3 to 2016 Q3

Health Care & Social Assistance:

Education Services:

Accommodation & Food:

+2,621 jobs

+958 jobs

+900 jobs

Retail Trade:

+867 jobs

Altogether, these sectors account for 7,200 of 8,200 new jobs. Other Services:

+807 jobs

Finance & Insurance:

Construction:

+559 jobs

+500 jobs ne Da il y Routi

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Colorado Springs Business Journal

April 28 - May 4, 2017

Proby: Social enterprise aims to suit entrepreneurs From page 7

Which is? The Men’s Xchange is a social enterprise. While working at the Workforce Center we would do Dress for Success events. We did a month of it in September. We would have women come through who needed professional clothing and we would refer them to the Women’s Resource Agency. I sit on the board of directors for the agency, but there was nothing like it for men. … It dawned on me that this is something we need. We take donated clothes — nothing but business apparel for men — suits, sports jackets, dress shirts, ties, belts, slacks. Then we create a shopping experience. It’s specifically designed not to feel like Goodwill or Arc. It is an urban thrift environment. Right now we have a Pinterest page and an Instagram account. We’re on Facebook to make sure men can dress in an appropriate way and not spend a ton of money in the process. Everything in the shop is $40 or less. Every item donated we make sure is appropriate and usable. After that we pay to have it dry-cleaned so you can head straight home and wear it. We also have a couple tailors we work with who give us special rates. We can tailor for about half the price. When did you start the business? It’s been in process for six months. We’ve been in the design phase since October 2016, started a GoFundMe page in November 2016 and we’ve raised about $3,000. The goal is about $25,000. Have you already provided service to clients? We have. We don’t have a retail space yet but are in the process of getting one. We have folks in the community trying to help us out, but we need a space.

But we have started servicing clients. Our first story was a great success. A young man was in need. He operates an art gallery in town, has gone through a divorce, had cancer and recovered from both, but took a financial hit. He needed clothing to professionally impact his own career. We consulted with him, picked out some outfits … and got him dressed and ready to go. He looked amazing at the events he had to attend. It’s a great feeling. Are there other areas in which The Men’s Xchange will help men? The intent is to stay a social enterprise that is connected with a 501(c)3. We’ve applied for 501(c)3 status and are waiting to hear back. But they’ll be connected. We’ll generate revenue by selling the clothing and the revenue from that will go to fund operations and programs. Programmatically we want to work with men to make them better. Beyond dressing men, we want to have parenting classes for men, taught by men. … We’ll have a relationship class as well so men can talk about relationships honestly and unfiltered. … I’m also a certified Who Owns the Ice House entrepreneurial trainer, so we’ll do entrepreneurial training. We’ll also have a men’s mentoring program in conjunction with some leadership institutes in town. We want men who are senior in their career to mentor men who are in the mid-stages of their career, and those in the midstage to mentor those just starting out. How do the social components of your background weigh into your business decisions? Heavily. I’m a capitalist at my core. I believe in competition and providing a better product, service and responsiveness. Being a small business owner, those are inherent. But I also believe, socially, we have never achieved the ideals we could as a country. We need to constantly address those and figure out how to get

better. … One thing that’s interesting is we’ve rejected the opportunity to be involved with court-mandated programs right now. We’re dealing with men who are opting in. I don’t think anyone gets better by being told they have to get better. Everybody gets better by wanting to be better. Since you’re from Colorado Springs, what’s your assessment of some of the issues facing this community? In a couple of positions I’ve had I’ve gotten to travel nationally. … Every time I go someplace else I view the city from the mindset, ‘Would I want to live here?’ Outside of St. Thomas of the Virgin Islands, I haven’t found another place I would want to live. I choose to live here. But the one thing I don’t like about my hometown: the way men dress. Looking around right now, the way men are dressed is horrible. It’s a nightmare. When you travel to other cities, men, of course, dress appropriately for their jobs. But in social functions, they dress a lot better than we do here. I want to change that. Why? First off, the women in our community deserve better! The ladies in our community are dressing a lot better than the men. Go to a social function and look at the ladies and the amount of time, energy and effort they put into looking good. … The man they showed up with put on his good jeans and his clean flannel. It’s an embarrassment. And it’s important for young men. When they’ve had no one to model physically what you should look like, we’ll continue to create future generations of men who don’t know how to dress, how to groom themselves. … We continue to set the bar lower and lower and men keep finding ways to limbo underneath it instead of jumping over it. It needs to change. CSBJ n

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24 April 28 - May 4, 2017

Colorado Springs Business Journal

Hospital: Planning commission pushes project forward From page 1

“It’s a postage stamp,” she said. “We are not able to grow, nor are we able to modify it in any way that we can continue to fulfill our existing mission to the community.” The next phase of planning for the new campus hinges on Penrose-St. Francis’ purchase of the 28-acre asphalt batch plant property currently owned by Martin Marietta Materials Inc. — a sale the health services company expects to close sometime in the next 60 days. Penrose-St. Francis administrators became interested in acquiring the additional property after reductions in maximum building height caused them to rethink the campus with shorter, wider structures. When planning for the new medical campus began in 2015, Sabin said the organization’s hopes to use the property at Fillmore and Centennial seemed “compromised by the existence of the batch plant.” “It was the dream of generations before us that that batch plant be moved,” Sabin said. “This team has made it a reality, and now it’s moving. That’s something we’re very excited about and very proud of.” As the new Penrose-St. Francis project began to gain more traction — receiving funding last year from parent company Catholic Health Initiatives — Chief Operating Officer Lonnie Kramer said that hospital representatives began seeking input from area residents and

CSBJ File Photo

The plan is to purchase the neighboring Martin Marietta Materials 28-acre asphalt batch plant.

19 homeowners associations. Late last year, the Colorado Springs Council of Neighbors & Organizations helped the parties form a working group that he said has helped reshape the proposed development to make more sense in its setting. “Penrose-St. Francis Health Services and the Mesa Neighborhood Working Committee are committed to a partnership of collaboration in the design and construction of an aesthetically pleasing, world-class medical campus,” according to the group’s statement of intent. “Minimizing the impact to the character of the Mesa is a priority, while also complementing the character of the surrounding area by preserving and enhancing its natural amenities, views and aesthetics. The end result will be a campus the community can be proud of, as it propels health care in the Pikes Peak region to a new level of excellence.” But area residents such as Roseanne

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Ost, who has lived in the nearby Holland Park neighborhood for more than 10 years, said that she and many of her neighbors weren’t included in discussions related to the issues despite their close proximity to the site. “I feel late to the table,” Ost said. Her opinions about the project are common among area residents and boil down to two major issues: aesthetic integrity and traffic flow. “The height of the building is a concern to me — 165 feet standing atop a mesa just doesn’t make any sense to me,” she said. “I’m concerned that it will block our beautiful view of Pikes Peak … and I’m concerned about the traffic in my peaceful neighborhood.” Gary Bradley, who lives in the nearby Kissing Camels neighborhood, also spoke in opposition due to the same concerns — as well as issues such as noise and light pollution.

“The city has been very, very diligent in limiting high-rises to the core area,” Bradley said. “I think this would be an intrusion on the backdrop that we value in this community and to the dark skies at night.” Despite concerns from the community, hospital and city officials seem confident they can overcome such obstacles with a series of improvements and a building design that is easy on the eyes. “Our intent is that it adds to and blends into the community in which it lives,” Sabin said. Kathleen Krager, the city’ traffic engineering manager, said that traffic flow is less of a challenge than many think and that congestion at the intersection of Fillmore and Centennial will be relieved by as many as 8,000 vehicles (around 40 percent of current daily traffic) when the city completes a planned extension of Centennial to West Fontanero Street, which is expected to be done in the next three years. “[Penrose main] has been truly smack dab in the middle of a residential neighborhood,” Krager said. “Now we are putting it at the corner of two arterial streets, and I find that to be a much more appropriate transportation system to support a hospital.” Krager said roadwork on Highway 24 and Colorado Avenue will also help ease traffic in the area. “I’m pleased with how we’re able to accommodate this hospital at this site,” she added. CSBJ n

Colorado Springs Business Journal

April 28 - May 4, 2017

Shawcross: Hospitality a must From page 11

market — you may hear that among the hoteliers. Unlike Denver, which is a huge city ... there aren’t as many larger hotels in Colorado Springs that are able to accommodate the larger needs of the clients coming in. I love that we are basically one of five hotels that can do larger-scale conventions, larger-scale conferences and really adhere to the clients in town that are having the larger events. A lot of properties can accommodate 150-300 [maximum], but we’re able to do the 500, 700, 800 people, and still do the smaller meetings too. So I feel like we’re really an inclusive property and this city is really an inclusive city, which I love. What do you like best about your work? The event planning, because each event is different ... whether it be a nonprofit holding a fundraising gala, or the military balls that come in, each event is different. It’s nice to be able to work with the client, see their vision and have that vision come to fruition. Is this where President Obama stayed? Were you here? It is where the president stayed! I was here — that was an amazing experience. I’ve never experienced anything like that. I was fortunate because a lot of the non-essential staff in the hotel had to leave for the evening but I was able to stay. I didn’t personally meet him, but my boss — the director of sales — as well as our general manager, and the director of engineering, and our director of rooms at the time, they did get to meet him. It was a really cool experience. ... The hotel was very secure. When you walked in the front door it was a lot like coming

into an airport: You had to pass through security, you had to go through the metal detector, and the outside of the building was like a fortress. You know those cement blocks they use during construction? Those were all lined along Lake Avenue here. So much went into it. ...We found out after, too, that we were chosen. It wasn’t just a luck-of-the-draw or random selection; our property was chosen for that. It was huge kudos for us and spoke volumes about our sales team and being able to secure that business and move forward — with the president. What do you do in your spare time? I’m a full-time parent, full-time wife, and I’ve become very active in different organizations in the city — [Hospitality Sales and Marketing Association International], Military Affairs Council and Springs Equality, to name a few. ... The hospitality industry is not one that ever closes, so it is a nice, flexible environment but it’s one that keeps you on your toes, because things are forever changing. What are your goals? I have lots of goals. I absolutely love Colorado Springs and this is our home until our son graduates from high school. I’d like to continue in the hospitality industry and find my way down to Florida, eventually. The company that owns and manages our hotel, GF Management, has over 100 hotels that they manage throughout the United States. They have several in Florida, and my hope is [by] staying with the company and staying loyal, eventually I can transition to a Florida property and continue my career there. I love this industry, it is one that’s ever-changing. Industry trends change, your clientele changes and even the overall economics can change the industry. It’s forever changing. And I feel like I’m a chameleon, and I change with it. CSBJ n

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26 April 28 - May 4, 2017

Colorado Springs Business Journal

OTHER VOICES

Lightening the burden on small businesses

ur current Colorado regulatory system is, like most government programs, a one-size-fits-all system. It doesn’t recognize the tremendous difference between a large corporation and a sole proprietorship with a handful of employees, and what a difference this makes in the regulatory process. Currently, large corporations can C A R V E R afford to hire lobbyists and compliance staff with expertise in the regulatory process and navigating complex regulations. Their lobbyists and corporate staff monitor the official state publication (Colorado Register) for proposed regulations, prepare comments to address concerns about proposed regulations, and to challenge those regulations if necessary in court. In short, the large corporations have the resources to ensure their views are taken into account during the state regulatory process. Corporations also have staff tasked to ensure understanding and compliance with complex regulations. A small business has none of these resources. They don’t have experts on the regulatory process. They don’t have staff to monitor the Colorado Register for proposed rules and they certainly don’t have time to do this themselves. While state agencies are currently required to reach out to a “representative group” of businesses for input on regulations, this effort has not reached the small business owners on their issues (with a few exceptions). So, small businesses still lack

Terri

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a meaningful opportunity to engage when proposed regulations don’t make sense or are too burdensome. Their opportunity to participate in the rulemaking process is no real opportunity at all. Finally, small business owners often don’t have the expertise to fully understand and comply with complex regulations. This disadvantage is harming small business, which is the economic driver for our community and our state. The impact of this system is costing Colorado untold numbers of jobs and harming our economy. We need to change the system. We need a meaningful and realistic opportunity for small businesses to provide information before and after new regulations are drafted. A way for small businesses to discuss with agencies what their reality is and talk about how difficult proposed ideas an agency is considering could be on a small business. There must also be a discussion of less burdensome ways to deal with the problem being addressed by the agency and other possible ways to write those rules. That is why I have sponsored a bipartisan regulatory reform bill to make changes in how state regulatory agencies interact with small businesses in Colorado. SB17-186 (Reduce Regulatory Burden Rules on Businesses Act) has four key points: First, state regulatory agencies must reach out to small businesses before proposing additional regulations. The goal is to increase discussions with small businesses around the state on the impacts of new regulations and ways to minimize regulatory burdens before a new regulation is proposed. The state agency must make good faith efforts to expand outreach and

notification to small businesses that lack a trade association or lobbyist, in gathering information about the likely impacts of any new proposed regulation. Second, state regulatory agencies must analyze in writing how to minimize compliance and reporting requirements on small businesses. The state agency must consider a small business exemption from the new regulation. If a small business exemption is not appropriate, then the state agency must look at less stringent regulatory compliance standards and less onerous reporting requirements. The agency must also identify the least-cost regulatory approach and justify in writing if it does not adopt the least-cost option. This analysis must be published with any new proposed regulation. Third, the State Department of Regulatory Agencies (DORA) will develop a one-stop location on the department’s website that provides a place for small businesses and the public to access the written analyses that are prepared by state agencies. Finally, my bill adds enforcement tools to ensure these agency outreach and analysis requirements are met. This includes the option to require a cost-benefit analysis of the proposed regulation and to adjust the agency’s rule-making schedule. Small business is the engine for job growth. According to the Small Business Administration, small businesses have provided 66 percent of all net new jobs since the 1970s. Imagine what can be possible if we free small businesses from the yoke of burdensome regulations. Terri Carver represents House District 20 in the Colorado House of Representatives.

BUSINESS LEADS Incorporations Filed with the Secretary of State when an individual or business incorporates. ENTITY NO 20171292917 20171247490 20171272412 20171284140 20171284145 20171284146 20171284202 20171284329 20171284346 20171284426 20171284432 20171284524 20171284589 20171284611 20171284849 20171284998 20171285017 20171285035 20171285106 20171285107 20171285125 20171285132 20171285146 20171285152 20171285167 20171285175 20171285179 20171285180 20171285182 20171285203 20171285235 20171285333 20171285449 20171285542 20171285711 20171285726 20171285761 20171285971 20171286009 20171286096 20171286103 20171286121 20171286123 20171286125 20171286126 20171286127 20171286128 20171286208 20171286272

CORPORATION NAME 1st Start Property LLC Key Underground, LLC Shakeshaft & Gorman Law Firm, LLP Infinite Apparel, LLC Rockpile General, LLC Application & Renewal Services, LLC LaLonde & Associates, LLC BMG Services, Inc. Espresso Cafe LLC Basilio Flooring LLC Pueblo 5 & 12 Properties LLC Running Man Realtor, Inc. David Theis, D.O., P.C. The Play-Ground Inc. VISION Inc. KAS Financial Solutions Inc Deluxe nails and spa Eileen Dey Consulting Legacy Venture Partners LLC SignRescue Studio, LLC Legacy Group International LLC Liberty Realscapes LLC Budget Carpet Cleaning T.A.’s Hair Chair CREATIVE CRAFTERS SHOWCASE, LLC Cosel Family Partnership, LLLP PPO Check LLC Inspired Progress L.L.C 318 Main LLC Fortify Incorporated Alegria Living, Inc. Colorado Custom Metal Signs LLC CJS MANAGEMENT, LLC Build.Sow.Grow. LLC Bout Sprouts LLC Hearing Associates, LLC The Rolling Diner Madden Creek Enterprises LLC TG Hair LLC Primal Liberty Mechanical LLC Outlook Inspections, LLC Noel Grace Boutique, LLC Shuttle Service of Alamosa, LLC Primetime Enterprise Inc. Dionysus Vodka, LLC Interstate Box Lacrosse Association, LLC J K Investments, Inc. MD Realty, LLC

TYPE DLLC DLLC DLLP DLLC DLLC DLLC DLLC DPC DLLC DLLC DLLC DPC DPC DNC DLLC DPC DPC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLLP FLLC DLLC DLLC DNC DNC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DLLC DPC DLLC DLLC DPC DLLC

FILING 4/17/17 4/15/17 4/15/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/12/17 4/13/17 4/13/17 4/13/17 4/13/17 4/13/17 4/13/17 4/13/17 4/13/17

AGENT Aaron Gordon Brad Hix

David LaLonde Jaspal Hunjan Basilio Gonzalez Michael Butler David Theis Janie Abney Nicholas Dial Ma Stubbs Duy Tran Eileen Dey Dave Lynch Austin Owens Dave Lynch Austin Engle SANTIAGO MARROQUIN Terra Sarcomo JOHN GEBAUER Jack McQuitty Scaramuzzino Lisa Michael Sexton Patricia Mason Kevin Goos Cinnamon Bird Steve Romero kara holzmiller James Sapp Michael Iliff Rosemarie Hammel Charles Rich Tia Gius Jay Miller Bryan Peterson

Maria Perez

AGENT ADDRESS AGENT CITY 1461 southmoor dr Colorado Springs 15065 Sun Hills Drive Colorado Springs 1932 Jamboree Dr. Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 4856 Chaparral Rd Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 6860 Centennial Blvd Colorado Springs 3280 S. Academy Blvd Lot 45 Colorado Springs 422 E Vermijo Colorado Springs 8720 Shoup Road Colorado Springs 595 chapel hills dr, Ste 201 Colorado Springs 3738 Astrozon Boulevard Colorado Springs 4065 Scotch Pine Dr Colorado Springs 937 Hutchinson Dr Colorado Springs 7864 N academy Blvd Colorado Springs 19995 Elk Creek Drive East Colorado Springs 2 Belle Air Rd Colorado Springs 4915 Wainwright Drive Colorado Springs 2 Belle Air Rd Colorado Springs 1190 Chelton Rd Colorado Springs 1670 E CHEYENNE MOUNTAIN BLVD Colorado Springs 1413 Potter Drive Colorado Springs 121 E. VERMIJO AVENUE Colorado Springs 630 Southpointe Ct Colorado Springs 9835 Prominent Peak Heights Colorado Springs 53 Resort Point Colorado Springs 3615 Dundee Place Colorado Springs 5642 Mosquito Pass Drive Colorado Springs 4306 Edwinstowe Ave. Colorado Springs 6588 Gemstone Way Colorado Springs 902 S. Weber Street Colorado Springs 6051 Whetstone Dr Colorado Springs 2931 Cabrillo Circle Colorado Springs 155 Printers Parkway Colorado Springs 6221 Twin Oaks Dr Apt 2299 Colorado Springs 2930 Garden Hill Drive Colorado Springs 6165 Barnes Rd Colorado Springs 7319 bodega point Colorado Springs 6977 Peyote Way Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 121 S. Tejon Street, Suite 900 Colorado Springs 116 S. 8th Street Colorado Springs 595 S. Curtis Rd. Colorado Springs

STATE ZIP CO 80817 CO 80921 CO 80920 CO 80903 CO 80903 CO 80903 CO 80917 CO 80903 CO 80919 CO 80916 CO 80903 CO 80908 CO 80920 CO 80910 CO 80920 CO 80910 CO 80920 CO 80908 CO 80906 CO 80911 CO 80906 CO 80910 CO 80906 CO 80909 CO 80903 CO 80906 CO 80924 CO 80905 CO 80910 CO 80917 CO 80907 CO 80918 CO 80903 CO 80923 CO 80910 CO 80910 CO 80918 CO 80949 CO 80922 CO 80920 CO 80919 CO 80903 CO 80903 CO 80903 CO 80903 CO 80903 CO 80903 CO 80905 CO 80930

Colorado incorporations (including additional contact information) are available in a sortable Excel format by subscribing to The Transcript. Contact Robyn Kirk – 719-634-5905 to subscribe.

Colorado Springs Business Journal

April 28 - May 4, 2017

ONLINE VOTING STARTS APRIL 24 CSBJ.COM/VOTE

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28 April 28 - May 4, 2017

Colorado Springs Business Journal

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230 Crystal Park Road – Manitou Mesa - $1,250,000

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Wonderful stucco custom 4376 sq. ft. 6 bedroom, 4 bath walkout 2-story on over ½ acre lot with unobstructed mountain, city, & Pikes Peak views. 22 solar panels. Gar heated solar greenhouse. Gazebo with hot tub. Decorative pond & stream with multiple waterfalls. Main level master suite with 5-piece bath. Island kitchen. Wet bar. Security & intercom systems. 2 jetted tubs. Great floor plan for large or multi-generational families.

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Colorado Springs Business Journal

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Rates vary, call for details. Prepayment is required. 3 line minimum. Please check your ad the first week of publication and call by noon the following Tuesday with changes or corrections. This paper is not liable for errors after the first publication of an ad. Colorado Publishing Company is not liable for the content of advertisements. All real estate advertising is subject to the Federal Fair Housing Act of 1968. We do not endorse any product or service and we reserve the right to refuse any advertising we deem inappropriate. C.5.3.5. Real Estate Advertising. Advertising for off-post housing available for rent, sale or lease by an owner, manager, rental agency, agent or individual, shall include only those available on a nondiscriminatory basis for all personnel. No facilities shall be advertised without the Colorado Publishing Company having been notified, in writing, that the owner, manager, rental agency, agent or individual enforces open-housing practices.

PUBLIC NOTICES COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700054 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): LORREN J KELLERHALS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS Current Holder of Evidence of Debt: PENNYMAC LOAN SERVICES, LLC Date of Deed of Trust: May 22, 2015 County of Recording: El Paso Recording Date of Deed of Trust: June 11, 2015 Recording Information (Reception No. and/or Book/Page No.): 215060543 Original Principal Amount: $179,900.00 Outstanding Principal Balance: $176,536.01 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 30, RUSTIC HEIGHTS, A REPLAT OF LOT 31, BLOCK 2 AND A PORTION OF LOT 1, BLOCK 1, IN RUSTIC HILLS SUBDIVISION NO. 5, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 1375 SHADBERRY CT, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/24/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/31/2017 Last Publication: 4/28/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov

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Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/19/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006483887 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700058 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 20, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MICHAEL RIVERA, JR. Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: November 03, 2003 County of Recording: El Paso Recording Date of Deed of Trust: November 10, 2003 Recording Information (Reception No. and/or Book/Page No.): 203263713 Original Principal Amount: $153,552.00 Outstanding Principal Balance: $117,394.91 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. THE EAST 55 FEET OF LOTS 9 AND 10 IN BLOCK 57 IN REFILING OF A PART OF THE EAST END ADDITION TO THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 1426 EAST PLATTE AVENUE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/24/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/31/2017 Last Publication: 4/28/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor

Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/20/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013688 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700064 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Dorothea A. Parker Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Quicken Loans Inc. Current Holder of Evidence of Debt: Ally Bank Date of Deed of Trust: October 16, 2006 County of Recording: El Paso Recording Date of Deed of Trust: October 30, 2006 Recording Information (Reception No. and/or Book/Page No.): 206158742 Original Principal Amount: $100,000.00 Outstanding Principal Balance: $70,336.48 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. PLEASE SEE ATTACHED LEGAL DESCRIPTION EPC201700064 LEGAL DESCRIPTION A PORTION OF THE FOLLOWING DESCRIBED TRACTS: LOT 1, CHATEAU AT ANTELOPE RIDGE FILING NO. 1, AND LOT 1 CHATEAU AT ANTELOPE RIDGE FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. MORE SPECIFICALLY DESCRIBED AS: PARCEL I: (A FEE SIMPLE AND A NONEXCLUSIVE EASEMENT INTEREST IN AND TO THE FOLLOWING :) IMPROVEMENTS LOCATED ON: THAT TRACT OR PARCEL DESIGNATED AS 172, ACCORDING TO THE LEASEHOLD MAP FOR CHATEAU AT ANTELOPE RIDGE RECORDED MARCH 27, 2002 UNDER RECEPTION NO. 202048860, COUNTY OF EL PASO, STATE OF COLORADO, WHICH IS LOCATED WITHIN THE FINAL PLATS OF CHATEAU AT ANTELOPE RIDGE FILING NO. 1, AND CHATEAU AT ANTELOPE RIDGE FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO, TOGETHER WITH A NONEXCLUSIVE EASEMENT INTEREST OVER THOSE PRIVATE STREETS KNOWN AS GRAY FOX HEIGHTS, PINE MARTEN POINT, PIKA POINT, VALLEY QUAIL POINT, GROSBEAK POINT, VILLAGE C, VILLAGE D, VILLAGE E, VILLAGE F, VILLAGE G, BLACK BEAR POINT AND MARMOT POINT AND SHOWN ON SAID LEASEHOLD MAP. PARCEL II: (A LEASEHOLD INTEREST IN AND TO THE FOLLOWING: ) THAT TRACT OR PARCEL DESIGNATED AS 172, ACCORDING TO THE LEASEHOLD MAP FOR CHATEAU AT ANTELOPE RIDGE RECORDED MARCH 27, 2002 UNDER RECEPTION NO. 202048860, COUNTY OF EL PASO, STATE OF COLORADO, WHICH IS LOCATED WITHIN THE FINAL PLATS OF CHATEAU AT ANTELOPE RIDGE FILING NO. 1 AND CHATEAU AT ANTELOPE RIDGE FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. EXCEPT THE IMPROVEMENT THEREON. *** According to Corrective Affidavit Re: Scrivener’s Error Pursuant to C.R.S. §38‐35‐109(5) recorded November 7, 2016 at Reception No. 216129107 and re‐ recorded December 2, 2016 at Reception

No. 216140480 to correct the legal description of the Deed of Trust. Also known by street and number as: 7793 Grosbeak Point, Colorado Springs, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/24/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 3/31/2017 Last Publication: 4/28/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/24/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 3850.100134.X01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700088 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ASHLEE FOREMAN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FREEDOM MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: FREEDOM MORTGAGE CORPORATION Date of Deed of Trust: December 19, 2012 County of Recording: El Paso Recording Date of Deed of Trust: January 08, 2013 Recording Information (Reception No. and/or Book/Page No.): 213003047 Original Principal Amount: $105,980.00 Outstanding Principal Balance: $98,469.25 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. SEE ATTACHED LEGAL DESCRIPTION EPC201700088 LEGAL DESCRIPTION CONDOMINIUM UNIT 90, BUILDING L, PINON SUN CONDOMINIUMS, PHASE IV, ACCORDING TO THE CONDOMINIUM MAP THEREOF FILED FOR RECORD IN THE RECORDS OF THE OFFICE OF CLERK AND RECORDER OF EL PASO COUNTY, COLORADO ON JUNE 29, 1983 IN CONDOMINIUM PLAT BOOK 3 AT PAGE 58, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION FOR PINON SUN CONDOMINIUMS RECORDED APRIL 27, 1982 IN BOOK 3557 AT PAGE 951, AND ANY SUPPLEMENTS AND/OR AMENDMENTS THEROF, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5045 SUNSUITE TRL, COLORADO SPRINGS, CO 80917-2685. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/31/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/7/2017 Last Publication: 5/5/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014202 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700093 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): BRIAN R. PIERCE Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR ADAMS

30 April 28 - May 4, 2017

Colorado Springs Business Journal

PUBLIC NOTICES MORTGAGE, L.L.C. Current Holder of Evidence of Debt: OCWEN LOAN SERVICING, LLC Date of Deed of Trust: May 27, 2009 County of Recording: El Paso Recording Date of Deed of Trust: June 04, 2009 Recording Information (Reception No. and/or Book/Page No.): 209063403 Original Principal Amount: $242,300.00 Outstanding Principal Balance: $212,026.02 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 21, BLOCK 2, RUSTIC HILLS 2, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5112 ROCKING R DRIVE, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/31/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/7/2017 Last Publication: 5/5/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Randall M. Chin #31149 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006463582 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700096 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DONALD E. SMITH AND ALICE M. SMITH Original Beneficiary(ies): LEGACY MORTGAGE INC. Current Holder of Evidence of Debt: NATIONSTAR MORTGAGE LLC Date of Deed of Trust: September 26, 2003 County of Recording: El Paso Recording Date of Deed of Trust: September 30, 2003 Recording Information (Reception No. and/or Book/Page No.): 203228402 Original Principal Amount: $114,400.00 Outstanding Principal Balance: $81,633.71 Pursuant to CRS §38-38-101(4)(i), you

are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 11 IN BLOCK 5, HOLLY HILLS FILING NUMBER 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4771 CRIMSON CIRCLE SOUTH, COLORADO SPRINGS, CO 80917-1612. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/07/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/14/2017 Last Publication: 5/12/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Randall M. Chin #31149 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006456404 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700101 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JENNIFER I SELLERS AND JOSHUA D SELLERS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Date of Deed of Trust: December 19, 2014 County of Recording: El Paso Recording Date of Deed of Trust: December 19, 2014 Recording Information (Reception No. and/or Book/Page No.): 214117060 Original Principal Amount: $166,504.00 Outstanding Principal Balance: $162,099.07 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. LOT 10, EVANS SUBDIVISION FILING NO.1, COUNTY OF EL PASO, STATE OF COLORADO. APN #: 54053-06-069 Also known by street and number as: 1790 MORAN COURT, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/07/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/14/2017 Last Publication: 5/12/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014225 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700107 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 3, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DAISY LEE LASSITER Original Beneficiary(ies): PEOPLES MORTGAGE CORPORATION Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: January 22, 2010 County of Recording: El Paso Recording Date of Deed of Trust: January 22, 2010 Recording Information (Reception No. and/or Book/Page No.): 210006520 Original Principal Amount: $302,106.00 Outstanding Principal Balance: $318,405.44 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 33, JESSICA HEIGHTS FILING NO. 1, EL PASO COUNTY, COLORADO. Also known by street and number as: 2355 MAJESTIC PLAINS COURT, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described

herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/07/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/14/2017 Last Publication: 5/12/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/03/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 15-009384 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700116 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 8, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOSE E. LEON Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, BNC MORTGAGE, INC. Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-BC5 Date of Deed of Trust: October 04, 2006 County of Recording: El Paso Recording Date of Deed of Trust: October 10, 2006 Recording Information (Reception No. and/or Book/Page No.): 206149569 Original Principal Amount: $123,000.00 Outstanding Principal Balance: $123,000.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 191, RIDGEVIEW AT STETSON HILLS, FILING NO. 23, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6431 BINDER DR, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/07/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of

the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/14/2017 Last Publication: 5/12/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/08/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 16-922-29736 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700125 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 9, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Rodger L Baldridge and Joann C. Baldridge Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for DHI Mortgage Company LTD Current Holder of Evidence of Debt: Wells Fargo Bank, N.A. Date of Deed of Trust: May 16, 2006 County of Recording: El Paso Recording Date of Deed of Trust: May 24, 2006 Recording Information (Reception No. and/or Book/Page No.): 206075824 Original Principal Amount: $263,968.00 Outstanding Principal Balance: $231,394.37 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 70, CLAREMONT RANCH FILING NO. 7, IN THE COUNTY OF EL PASO, STATE OF COLORADO, AFFIDAVIT OF CORRECTION RECORDED JUNE 2, 2005 UNDER RECEPTION NO. 205080598 AND JULY 19, 2005 UNDER RECEPTION NO. 205108709. Also known by street and number as: 2060 Dewhirst Drive, Colorado Springs, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/14/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all

as provided by law. First Publication: 4/21/2017 Last Publication: 5/19/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/09/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-757515-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700127 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 9, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Brenda L. Jones Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Castle & Cooke Mortgage, LLC Current Holder of Evidence of Debt: Wilmington Savings Fund Society, FSB, D/B/A Christiana Trust as Owner Trustee of the Residential Credit Opportunities Trust III Date of Deed of Trust: May 19, 2010 County of Recording: El Paso Recording Date of Deed of Trust: May 21, 2010 Recording Information (Reception No. and/or Book/Page No.): 210047763 Original Principal Amount: $157,730.00 Outstanding Principal Balance: $154,678.76 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5 IN BLOCK 8 IN NORTHRIDGE FILING NUMBER 1 IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 3684 Haven Circle, Colorado Springs, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/14/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/21/2017 Last Publication: 5/19/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO

Colorado Springs Business Journal

April 28 - May 4, 2017

PUBLIC NOTICES FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/09/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Susan J. Hendrick #33196 The Sayer Law Group, P.C. 9745 E. Hampden Ave., Suite 400 Denver, CO 80231 (303) 353-2965 Attorney File # CO160274 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700129 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 9, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ANGELA D. MILLER Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HEARTLAND BANK, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: MIDLAND STATES BANK Date of Deed of Trust: March 17, 2015 County of Recording: El Paso Recording Date of Deed of Trust: March 25, 2015 Recording Information (Reception No. and/or Book/Page No.): 215028116 Original Principal Amount: $223,654.00 Outstanding Principal Balance: $217,766.43 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 7, BLOCK 9, THE COLORADO SPRINGS RANCH FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3145 PONY TRACKS DRIVE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/14/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/21/2017 Last Publication: 5/19/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION

BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/09/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014309 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700140 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): KECIA D COLE Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GMAC BANK Current Holder of Evidence of Debt: THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JP MORGAN CHASE BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., GMACM HOME EQUITY LOAN TRUST 2006-HE1 Date of Deed of Trust: November 30, 2005 County of Recording: El Paso Recording Date of Deed of Trust: December 06, 2005 Recording Information (Reception No. and/or Book/Page No.): 205193744 Original Principal Amount: $35,000.00 Outstanding Principal Balance: $31,161.34 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 37 IN THE CASCADES AT SPRINGS RANCH FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3015 PIER POINT, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/14/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/21/2017 Last Publication: 5/19/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.

Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/15/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00050SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700159 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Lee E. Tomlinson and Xiomara E. Tomlinson Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for Peoples Mortgage Corporation Current Holder of Evidence of Debt: Bank of America, N.A. Date of Deed of Trust: January 03, 2011 County of Recording: El Paso Recording Date of Deed of Trust: January 04, 2011 Recording Information (Reception No. and/or Book/Page No.): 211000908 Original Principal Amount: $118,795.00 Outstanding Principal Balance: $134,439.31 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, BLOCK 2, IN A REPLAT OF A PORTION OF BLOCKS 3 AND 4, IN EASTMORLAND SUBDIVISION, FN 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLATBOOK D 2 AT PAGE 73. Also known by street and number as: 3410 East Santa Rosa Street, Colorado Springs, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/21/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/28/2017 Last Publication: 5/26/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444

www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/17/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Suite 1210 Denver, CO 80202 (720) 259-6710 Attorney File # 15CO00743-2 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700162 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): BLAYNE E. SEWELL AND VALARIE L. SEWELL Original Beneficiary(ies): CTX MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: August 14, 2007 County of Recording: El Paso Recording Date of Deed of Trust: August 17, 2007 Recording Information (Reception No. and/or Book/Page No.): 207108013 Original Principal Amount: $184,996.00 Outstanding Principal Balance: $188,623.29 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9 IN WAGON TRAILS SUBDIVISION FILING NO. 29, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7086 GRAND PRAIRIE DRIVE, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/21/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/28/2017 Last Publication: 5/26/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado

By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014462 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700166 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Verlon White Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for CB&T Mortgage Part of Farmers & Stockmens Bank Current Holder of Evidence of Debt: Branch Banking and Trust Company Date of Deed of Trust: November 10, 2011 County of Recording: El Paso Recording Date of Deed of Trust: November 14, 2011 Recording Information (Reception No. and/or Book/Page No.): 211112064 Original Principal Amount: $378,210.00 Outstanding Principal Balance: $422,234.24 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, BLOCK 18, BANNING LEWIS RANCH FILING NO. 5, COUNTY OF EL PASO, STATE OF COLORADO. APN #: 53092-04-031 Also known by street and number as: 7146 Buckoak Court, Colorado Springs, CO 80927. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/21/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/28/2017 Last Publication: 5/26/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Suite 1210 Denver, CO 80202 (720) 259-6710 Attorney File # 13CO00457-3 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201600900 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled : Denise L. Alexander Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: PO Box 75544, Jackson, MS 39282 Recording Date of Deed of Trust: September 29, 2005 Recording Information: 205153089 Recording Date of Notice of Election and Demand: August 22, 2016 Recording Information of Notice of Election and Demand: 216094212 Legal Description of Property CONDOMINIUM UNIT 24, BUILDING C IN PINON SUN CONDOMINIUM, PHASE I, ACCORDING TO THE CONDOMINIUM MAP THERETO FILED FOR RECORD IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF EL PASO COUNTY, COLORADO ON APRIL 27, 1982 IN CONDOMINIUM PLAT BOOK 3 AT PAGE 3, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION FOR PINON SUN CONDOMINIUMS, RECORDED APRIL 27, 1982 IN BOOK 3557 AT PAGE 951, AND SUPPLEMENTS THERETO RECORDED IN SAID RECORDS. COUNTY OF EL PASO STATE OF COLORADO Street Address of Property 4745 Daybreak Circle Unit 24, Colorado Springs, CO 80917 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 12/21/16, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. Date: 3/2/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012 NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201600901 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: Steve E. Trudell Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: P.O. Box 834, Brookshire, TX Recording Date of Deed of Trust: May 30, 2007 Recording Information: 207072302 Recording Date of Notice of Election and Demand: August 22, 2016 Recording Information of Notice of Election and Demand: 216094213 Legal Description of Property LOT 178, INDIGO RANCH AT STETSON RIDGE FILING NO. 2, IN THE CITY OF COLORADO SPRINGS, ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 26, 2002 AT RECEPTION NO. 202031996 AND AS AMENDED BY AFFIDAVIT OF CORRECTION RECORDED JUNE 13, 2002 AT RECEPTION NO. 202096453, COUNTY OF EL PASO, STATE OF COLORADO. Street Address of Property 5788 Brennan Ave., Colorado Springs, CO 80923 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 12/21/16, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. Date: 3/2/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

32 April 28 - May 4, 2017

Colorado Springs Business Journal