Colorado Springs Business Journal May 12, 2017 by Colorado Springs Business Journal

HAZLEHURST: PERA ‘NOT ON THE BRINK’ 3 ONE-ON-ONE

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Focus: Law This week’s legal focus includes a look at the bipartisan solution to the state’s Hospital Provider Fee, as well as local reactions to the president’s one-page tax plan.

Ofﬁcials focus on sustainable tourism By Amy G. Sweet

ax revenue for hotel rooms and car rentals is up 15.6 percent; hotel occupancy rates are up 7 percent and passenger numbers at the Colorado Springs airport jumped 43 percent last year. The statistics point to one thing: Tourism is on the rise in Colorado Springs, mirroring the rest of the state. But the increase in tourism equals more traffic, more sightseers, more hikers, cyclists and campers. And managing the additional numbers requires tourism industry officials, open space advocates and city government to carefully balance the benefits of new visitors with maintaining the attractions that so many visitors come to see. “We want to make sure everyone has a great experience,” said Chelsy Offutt, director of communications at the Colorado Springs Convention & Visitors Bureau.

“And not just the tourists — but the residents too. It means we are involved in several conversations and discussion groups around town to make sure we have the resources we need to maintain the attractions.”

CITY PARKS STRAINED Even on an overcast Monday in May, Garden of the Gods Park is crowded. Parking lots are full and traffic snakes slowly through the park. “In the past few years, all the trends are up,” said Karen Palus, director of parks for the city. “It’s at all of our sites, not just Garden of the Gods. We’re seeing it at Ute Valley Park, Palmer Park, Pikes Peak, the Manitou Incline, North Cheyenne Cañon — all the major sites. It seems to be a balance of locals and tourists, but it does mean the parks are seeing more traffic and requiring more maintenance.” And the parks department is taking an in-depth

look at the problem, studying visitor numbers and taking teps toward implementing new programs. “We’re making a determination about how to handle the traffic in Garden of the Gods,” Palus said. “We’ve hired a consulting firm to give us some actual numbers and some options. We’re considering using the big parking lot in front of Rock Ledge Ranch for parking and then shuttle people into the Garden itself. Or provide an [Americans with Disabilities Act]-accessible path to the central gardens.” The group is also looking at the parking lots at Garden of the Gods to see if they are in the right places, she said. “Right now, you go any given day and the lots are full, people are driving through, traffic is backed up,” she said. “So we want to give people some options — they can shuttle in or they can drive in.” See Growth page 20

Photo by Bryan Grossman

YOUNG PRO

A world traveler and young attorney, Kush discusses coming home to the Springs.

INSIDE

American Health Care Act.............5 Reddy becomes chancellor ...........9 People on the Move......................14 The List ..........................................18 Theaters’ strategies (left) ........... 22 Other Voices..................................24

EDITORIAL: HOTEL ROOMS NEEDED TO HANDLE TOURISM GROWTH

56525 10751

JOI KUSH

2 May 12 - May 18, 2017

Colorado Springs Business Journal

CSBJ.com Poll

CSBJ OPINION

Museum is pivotal to tourism growth The issue: More hotels are needed to drive tourism. What we think: The Olympic Museum is the catalyst for growth, leading to new hotels, restaurants and retail in the city’s core. Tell us what you think: Send us an email at editorial@csbj.com.

ast week, Colorado Tourism Office Director Cathy Ritter pointed out the obvious, except perhaps to those outside the industry — the Springs doesn’t have enough hotel rooms to accommodate substantial tourism growth. Lack of lodging is one reason the city’s tourism industry hasn’t grown at the rate of Denver’s, she said. And the lack of rooms is one reason more tourists don’t visit the city. As a result, while visitor numbers are up — substantially higher than even during record-high years — that growth trajectory is limited. Colorado Springs Convention and Visitors Bureau CEO Doug Price counted on one hand the newer hotels in the city: the Mining Exchange hotel, Great Wolf Lodge, a Holiday Inn Express and the downtown Hilton Garden Inn that is now under construction. Price is pinning his hopes on a single project, due to break ground next month: the U.S. Olympic Museum and Hall of Fame. He believes many developers are waiting to make sure the museum becomes a reality before cementing their plans. “I can’t tell you the number of people who have sat in this office with plans for that area of town,” he said. “I think we’re going to see major changes in that part of downtown.” After getting approval and funds granted by the

Regional Tourism Act, the Olympic Museum became the major focus of the original City for Champions projects, as former Colorado College president and Ohio Gov. Dick Celeste was brought in to spearhead fundraising efforts. And now the museum is breaking ground, despite opposition to city financing for a pedestrian bridge from America the Beautiful Park (Price notes the bridge was in the original plans for the park) and to parking structures associated with the museum. But those city projects were needed to show interested developers and retailers that Colorado Springs is serious about its commitment to the museum. While much of the money for the museum itself came from outside donors, some of it came from the Lodgers and Automobile Rental Tax, paid for by people who either rent rooms or cars in Colorado Springs — the visitors the city is trying to attract. Our prediction: In a few years, the opposition will become increasingly quieter as derelict warehouses are replaced with hotels, mixed-use retail and residential spaces that create a vibrant quadrant in southwest downtown Colorado Springs. The museum will be an economic driver for the city’s core, which is already in the midst of a renaissance — but that revival hasn’t yet included the area around the Olympic Museum. Of course, local hotelier Perry Sanders probably has some plans in his pocket, as do Nor’wood Development Group’s David and Chris Jenkins, owners of several parcels of land in that area. It’s fairly empty right now, so the hope is that developers will seize the opportunity and build additional hotels, retail space, restaurants and residential buildings. That’s what the city needs to create the kind of mix that not only draws tourists, but keeps them in the Springs for more than just a day trip or a single overnight visit. CSBJ n

Tourism season is around the corner. How big will this summer be? The biggest in years. We have more direct flights and the Cimarron/I-25 interchange is nearly done; the perfect welcome for drivers heading to the mountains. Don’t get excited. While tourism is big industry, it should generate so much more revenue, considering what we have to offer While it should be good, it probably won’t beat last summer, which had some of the highest tourism numbers in quite some time.

63% 19% 18%

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Colorado Springs Business Journal

May 12 - May 18, 2017

OPINION: HAZLEHURST

PERA sustainable, but for how long?

he Colorado Public Employees’ Retirement Association has been under fi re for most of this decade. Critics of the retirement program claim that it’s fiscally unsustainable. They point to its precarious funded status, overgenerous retiree benefits, faulty mortality assumptions, optimistic investment return projections and burdensome HAZLEHURST employee/employer contributions. PERA CEO Greg Smith disagrees. Kicking off a listening tour that stopped in Colorado Springs earlier this month, Smith was guardedly optimistic. “PERA provides a sustainable and secure retirement program that attracts the best and brightest to public employment while strengthening the Colorado economy,” Smith said. “Although PERA remains stable and solvent, changing economic and demographic conditions have extended the period until PERA reaches fully funded status, increasing the risk facing members, taxpayers and Colorado. Given the significance of PERA to Colorado, it is critical that we work together to ensure its strength and longevity.” Following the listening tour and the June 30 release of the 2016 comprehensive financial report, PERA is expected to craft a reform package for consideration during next year’s legislative session For Colorado public employees, PERA acts as a substitute for Social Security. Employers, including state and local governments, public schools and other public entities, pay into PERA along with employees. “We’re not on the brink of running out of money,”

John

Smith told the board in January. “But what we are is at a much higher risk profi le than we’re comfortable with.” PERA’s average monthly benefit paid out to 110,000 retired public employees was $3,203 at the end of 2015. Specifically, 31,785 retirees receive $50,000$100,000; 1,276 get $100,000-$150,000; 74 get $150,000-$200,000; and 18 get $200,000 or more. Pensions are based on years of service and salary level at retirement. Employees in the school division contribute 8 percent of their salary to PERA. Employers (e.g., Colorado Springs School District 11) pay a contribution rate of 10.15 percent as well as two “amortization equalization disbursements” of 4 and 4.25 percent. Total contribution as a percentage of covered payroll: 26.35 percent. By contrast, Social Security’s contribution rate is 6.2 percent for both employer and employee, for a total of 12.4 percent. The average benefit is $1,341 and the highest benefit paid to a worker retiring at full retirement age is $2,687. It’s easy to blunder into an incomprehensible thicket of numbers, but PERA’s problems are simple and intractable. • Retiree numbers are growing as people are living longer and Baby Boomers exit the workforce. • That beneficiary bulge has to be funded both by returns on PERA’s investment portfolio and contributions by current employers/employees. • Public employers are restive (to put mildly) over the extraordinary cost of funding the pension program. • Despite high contribution rates, there’s not enough money in the investment portfolio.

So what should PERA and the legislature do to solve the problem? There’s one easy solution: a prolonged economic boom that would bring annual returns up to 11 or 12 percent for the next decade. That’s unlikely, and it’s even something of a reach to assume (as PERA’s actuaries do) that the investment portfolio will grow at a compounded annual rate of 7.25 percent. The most recent annual report put PERA’s funded ratio at 60.4 percent as of the end of 2015. The funded ratio according to PERA “represents the plan assets as a percentage of the plan liabilities, or in other words, the measurement compares the assets available to pay benefits to the benefits that must be paid. To the extent promised benefits outweigh the current assets, there exists an unfunded liability.” The 2016 report will be released on June 30. It’s doubtful that the ratio will have improved. PERA skeptics believe the plan is already close to insolvency, propped up only by unrealistic return assumptions. There will be some sort of fi x put in place during next year’s legislative session, but PERA’s travails mirror the American dilemma. People are living longer, getting poorer, and many don’t support lavish public worker pensions. Just as alienated voters in the Midwest put Donald Trump in the White House, tomorrow’s populist poor may demand an end to taxpayer-supported pensions for an elite few. Taxes, retirement and health equity has long been at the center of American political discourse, but only aspirationally. As the geezer wave crests, demographics may bring sudden change to the debate. If you’re getting PERA, good on you! And if not, too bad — guess you chose the wrong career. CSBJ

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ONE-ON-ONE

Kattenberg earns national nursing recognition M By Bryan Grossman

ore than two years ago, Peggy Kattenberg, a registered nurse and educator at St. Francis Medical Center, made a mistake while administering medication. “I didn’t want to hurt anybody, and fortunately this patient wasn’t significantly hurt,” an emotional Kattenberg said. “But it could have been worse. The nurse is the last step.” That experience changed the way she (and she hopes other) medical professionals care for patients. Kattenberg will travel this month to Florida, where she will receive the national 2017 National Patient Safety Foundation DAISY Award for Extraordinary Nurses. She attributes the honor, at least in part, to safety measures she helped initiate following her experience. This week, Kattenberg spoke with the Business Journal about being destined for health care, educating her peers and creating an environment in which health care providers can focus on making the patient better. Where are you from? I was born in Kansas, but I’ve lived in Colorado all my adult life. I went to high school in Buena Vista. ... I have seven sisters and half were married off when I graduated. I didn’t know what I wanted to be so I moved back to Wichita and lived with one of my sisters. That’s the first time I worked in a hospital. At 18 I was a secretary on a labor-and-delivery unit. My sister worked at the hospital. It was the best job at 18, getting to see all of it — the good and the bad. And the nurses there put me on the path that got me to where I am today. At 22 I moved from Wichita to Colorado Springs. What were you doing here? I loved health care and got a job at the old St. Francis hospital at Pikes Peak [Avenue] and Institute [Street] in 1994. I was a patient registrar at the emergency department. From there I went to Penrose Community [Hospital] as a secretary on the [medical-surgical] unit, which is the unit I work on now at St. Francis because it moved. I worked there until about 2002 and needed day shifts. They couldn’t accommodate it at the time, but I had a small child, so I went to home care and worked at Complete Home Health Care for 10 years. That’s where, after all this hospital experience, the dream built for me. I have three sisters who are nurses and I wanted to go that route. So I went to nursing school and graduated from Beth-El [College of Nursing] at UCCS in 2011 with my bachelor’s and now I’m in the final year of my master’s as a nurse educator.

PEGGY KATTENBERG It’s an honor to take care of someone in their time of need and be trusted.”

What did the transition from home care to hospital nurse look like? When I first started here as a new graduate, I was a floor nurse. In about a year I transitioned into a part-time charge nurse. That was another big step … learning a leadership role and to feel like a leader. I did that until October 2015 when my manager was able to open a position for a part-time nurse educator [at St. Francis]. … I began my master’s program in 2014 and, even though I wanted to be a nurse, my ultimate goal was to be like my instructors. They were so knowledgeable and passionate about nursing. That’s where I saw myself in the future. In October 2015 my role changed again. I am a part-time educator here, and I also fill in. I’m always in blue because at any moment I might have to grab my stethoscope and run out on the floor. Or I have to take over as charge nurse. I love that. I get to stay on the clinical side so I don’t lose my skills, and as a nurse educator you have to keep up with evidence-based practices. What do you do as an educator? One thing I do is teach basic EKG or basic rhythm interpretation for nurses. I teach that for the medical and surgical nurses throughout Penrose-St. Francis in a classroom. I’m also on some committees, like I chair the professional development committee. I’m also on a fall committee — patient safety. Patient safety is primary. We look at occurrences and see what we can improve upon. I also make sure employees have the education they need. How will earning a master’s change your job? Hopefully not at all. My goal is to be a full-time educator. But where I am now doesn’t require a master’s degree. It’s something I wanted to be the best I could be. I want to be at that level. The master’s also allows me to teach at nursing colleges. We have two great colleges in town — Beth-El and Pikes Peak Community College. I have worked at both as a clinical instructor. I don’t foresee leaving the Penrose system. I love it here. But it does open doors where I could lecture in a college. Talk about the DAISY Award. Employee recognition means a lot to nurses. We don’t want to be thanked, per se — we’re here to serve our patients and it’s an honor to take care of someone in their time of need and be trusted. It’s a sacred place. That’s why we do what we do. But it sure is nice to be recognized by your peers and managers and administration for a job well done. It’s very special. … See Nurse page 26

Photo by Bryan Grossman

Colorado Springs Business Journal

May 12 - May 18, 2017

State health care experts react to AHCA [Cory] Gardner, one of 13 Republicans developing a solution in the Senate, will work to ensure the progress visit to the homepage of healthcare.gov, in coverage Colorado has achieved is maintained and the official site of the Affordable Care Act, not eroded.” makes no mention of its possible unraveling Kevin Patterson, CEO of Connect for Health thanks to the American Health Care Act. Colorado, the state’s health insurance marketplace, The Republican counterproposal to the Affordable took a more measured approach. Care Act survived a House vote last week, and the “I think it’s important to remember this vote is one bill must now face a vote of the Senate, and many step in a long process and the legislation is expected believe the AHCA won’t become law without some to change in the Senate,” Patterson said in a blog post. major revisions. “Already, Republican senators are talking of writing Its House passage has been touted by many of their own bill. … Any changes in the Senate would Donald Trump’s supporters and the have to go back to the House, so we president himself as a huge victory. are a long way from seeing the final Much like the ACA’s Democratic direction of this legislation. party-line passage of the ACA in “We continue to work with our 2010, the AHCA passed without representatives at the state and garnering a single Democrat’s vote, federal level to protect the health and it failed to convince 20 House coverage of all Coloradans and find Republicans (who also voted no) of solutions to the challenge of increasthe replacement’s merits. ing access, affordability and choice,” Not long after the vote, state he wrote. health care and business organiNot all felt threatened by the zations began to weigh in on its House’s vote to repeal the ACA, passage. however. “We have concerns that this bill The National Federation of will mean that many Coloradans Independent Business issued a state— Kevin Patterson will again be uninsured and reverse ment on behalf of President and CEO the progress that Colorado has made Juanita Duggan thanking members in providing both access and coverage to our residents,” of the House for passing the AHCA. said Steven Summer, Colorado Hospital Association “Passage of the American Health Care Act is a crupresident and CEO. “We applaud Congressman Mike cial first step toward health care reform that works Coffman, the lone Colorado Republican to vote against for small business. It repeals many of the Obamacare the bill in the House.” taxes, repeals the mandates, and clears the way for Summer said the Senate is now responsible for adadditional reforms to make health care affordable, dressing proposed cuts in Medicaid coverage and “that flexible, and predictable,” the statement said. “Small the House bill eliminates coverage for many essential business owners have been waiting for repeal for many conditions. The association has confidence that Sen. years. As predicted during NFIB’s landmark lawsuit By Bryan Grossman

“Any changes in the Senate would have to go back to the House, so we are a long way from seeing the final direction of this legislation.”

ROUND TABLE May 25

How Colorado reps voted on the American Health Care Act: Ken Buck (R): Yes Mike Coffman (R): No Diana DeGette (D): No Doug Lamborn (R): Yes

Ed Perlmutter (D): No Jared Polis (D): No Scott Tipton (R): Yes

to overturn Obamacare in the [U.S.] Supreme Court, our members’ costs have skyrocketed and choices for employers and employees were destroyed. Now that the House has kept its promise, we urge the Senate to pass the measure as soon as possible. “The House must now address tax reform, another critical small business problem that has been neglected for decades,” the statement continued. “Small businesses need tax reform that creates parity between small and large corporations and reduces rates.”

AS FOR THE BILL If passed, the law would allow consumers to buy insurance outside of marketplaces created by the ACA and it does away with a requirement to purchase insurance or face tax fines. “In place of that mandate, the bill encourages people to maintain coverage by prohibiting insurance companies from cutting them off or charging more for pre-existing conditions as long as their insurance doesn’t lapse. If coverage is interrupted for more than 63 days, however, insurers can charge people a 30 percent penalty over their premium for one year,” according to National Public Radio, which goes on to state, “The House plan would eliminate the income-based tax credits and subsidies available under See AHCA page 26

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Colorado Springs Business Journal

Focus

LAW

Hospital fee vote example of legislative cooperation

Shutterstock

By John Hazlehurst

or the past three years, the state legislature has wrangled over the Hospital Provider Fee. Allowed by the Colorado Health Care Affordability Act and overseen by the Department of Health Care Policy and Financing, the fee (enacted in 2009) impacts hospitals participating in Medicaid. It’s based on patient revenue, and the state uses the money to obtain matching funds from the federal government to subsidize provider costs in caring for uninsured patients. The fee has been credited with expanding Medicaid and health care to low-income Coloradans. Partisan budgeting problems arose, however, when the fee triggered Taxpayer’s Bill of Rights revenue caps — which means the state must refund money to the taxpayers, cut the fee or lose funding elsewhere in the budget. Those problems persisted, at least until this week. With an 11-2 vote on May 9, the House Finance Committee approved moving the fee out of the General Fund and into an enterprise fund, thus freeing that money from TABOR caps. It was subsequently approved by the House on its third and final reading in the House of Representatives on a 49-16 vote. All 36

House Democrats supported the measure, joined by 13 Republicans. In theory, Republican and Democratic legislators are in disciplined, hierarchical and ideologically uniform caucuses. Yet every legislator has to consider district needs and votes accordingly. That’s what happened this week, when House Democrats and Senate Republicans swallowed the bitter pill of compromise and dealt with some of the state’s most pressing needs.

THE FEE The state government passes the Hospital Provider Fee to Health First Colorado, the state’s Medicaid provider, where it is matched by federal dollars. Since the legislature removed the fee from the General Fund and reclassified it as an enterprise, the $700 million paid by hospitals no longer counts against the TABOR revenue cap. Democrats have supported reclassification, while many Republicans long opposed it as an end-run around the constitutional amendment passed in 1992 that requires refunds once certain revenue requirements are reached. Earlier in the session, legislative budget writers had decided to cut fee payments to hospitals for providing

uncompensated care. The cuts would have devastated a dozen rural hospitals, as well as dealt big hits to Front Range providers. Denver Health would have lost more than $50 million, while UCHealth’s Memorial Hospital in Colorado Springs would have taken an $18 million hit. The $264 million loss would have doubled to $528 million when the federal match was factored in. Those proposed cuts triggered a late-session bipartisan bill, SB 267, that removes the provider fee from the General Fund, restores hospital funding, provides more funding to rural schools and highways and reconstitutes the senior homestead property tax exemption as the first rebate to taxpayers when TABOR rebates are mandated. The Senate bill does more than fix the provider fee. It also authorizes the state to issue certificates of participation backed by state-owned properties totaling $2 billion. The funds generated will be used for state transportation projects, perhaps including the I-25 bottleneck between Monument and Castle Rock. The bill also includes a $20 million business personal property tax break, a net increase in state marijuana taxes of 2.1 percent, increases Medicaid co-payments and a $200 million reduction of the enlarged state spending cap. See Fee page 8

Colorado Springs Business Journal

May 12 - May 18, 2017

NEXT WEEK

MILITARY

Local tax experts guarded yet optimistic on Trump’s tax plan O By Cameron Moix

n April 26 — following months of suspense — the Trump administration released a brief proposal of its plans to overhaul the U.S. tax code and create dramatic cuts for both individuals and businesses. The proposal, which the administration has referred to as “the biggest individual and business tax cut in American history,” would slash tax rates, restructure the tax system for both individual filers and corporations and would eliminate long-criticized mechanisms such as the Obamacare tax, the estate tax and the alternative minimum tax. The proposal is not without critics, but some local tax professionals and attorneys are optimistic about its potential to positively impact the Colorado Springs economy — although, for now, they maintain a wait-and-see approach. Colorado Springs-based estate planning attorney Robert Keyser characterizes his personal approach to the proposal as “guarded enthusiasm.” “I’m encouraged the current administration is addressing this problem — it’s long overdue — but it’s going to be very challenging to put meaningful changes in place,” he said. “It’s too good to be true as it is, but I think it lays a good foundation for viable reform in the future.” Like many in industries dealing in taxes, Keyser said the proposal will be followed by potentially significant modifications before any meaningful tax-slashing legislation passes both the House and Senate. Another contributing factor to Keyser’s guardedness relates to how such a plan would impact America’s bottom line. “If you’re cutting taxes across the board,” he said, “how are you going to make up for that lost revenue?” Under the plan proposed last week by Trump, the current seven-bracket personal income system (ranging from 10 to 39.6 percent) would be replaced with a three-bracket system (12 percent, 25 percent and 33 percent). It would also more than double the current standard deduction from $6,350 to $15,000, individual filers ($30,000 for married) and roll back many current itemized deductions. “If you pay a lot of real estate taxes and you have a lot of medical expenses, or some other kind of itemized deduction that might get limited — that could be

a detriment,” according to CPA Greg Gandy, tax director at Colorado Springsbased accounting firm BiggsKofford. But Keyser said such measures, although risky, could result in a much-needed simplification of a long-convoluted system. “It’s refreshing that there may be some simplification,” Keyser said. Major tax reform in the U.S. hasn’t occurred since 1986. Since then, the nation’s tax code has become “convoluted with a lot of special interest provisions,” according to Keyser. Those complications mean that today, more than 98 percent of taxpayers need help filing their tax returns each spring. Perhaps the most impactful aspect of the proposal is its plan to decrease the corporate tax to a 15-percent flat rate across the board. “I think a lot of businesses located here would benefit from the corporate tax cut,” Keyser said. “I don’t know that anybody in any community wouldn’t benefit from this.” However, while some see the corporate tax cut as good for businesses, some also worry about the potential impact it will make on the federal deficit. According to the Tax Policy Center, the plan would cost the country an estimated $9.5 trillion in the first 10 years — with a third of that coming from the corporate tax reduction. Others await the results of Trump’s larger plan, which would use tax cuts to stimulate economic growth. “All this is about repatriating profits back to the United States — that’s going to make up for a lot of that revenue,” said Gandy. “I think that is probably the biggest revenue generator in the plan.” Gandy shares Keyser’s guarded enthusiasm, and said that the local business climate would have much to gain if legislation mirroring the proposal were to pass Congress. “Nothing is for certain,” Gandy said. “But I think it would be very beneficial for Colorado Springs, because it would create excess capital that small businesses could use to hire people and expand — that’s very positive.” Gandy and Keyser agree that the proposal also includes plenty of other details that could prove beneficial for local business, such as the elimination of the estate tax, the alternative minimum tax and the Obamacare tax. Perhaps the most popular piece of See Taxes page 21

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Focus

LAW

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In addition, the bill encourages state agencies to cut spending by 2 percent in future years. The Colorado Association of Commerce & Industry calls it “the most complex bill the legislature has considered in many years.” Senate Republican Communications Director Sean Paige said every element of the package had been discussed for some time. “There had been other bills that contained elements of SB 267, but it took Jerry Sonnenberg to pull something together,” Paige said. Senate President Pro Tem Sonnenberg, R-Sterling, and Minority Leader Lucia Guzman, — Sean D-Denver, joined Reps. Jon Becker, R-Fort Morgan, and House Majority Leader KC Becker, D-Boulder, in sponsoring the 76-page bill. All 17 Senate Democrats voted for the bill, but only eight of 18 Republicans supported it. Colorado Springs senators were evenly split, with Republicans Owen Hill and Kent Lambert opposed while Republican Bob Gardner joined Democrat Mike Merrifield in support. “We all have a goal of improving education for our kids,” Becker told the House Finance Committee Monday, according to cohousedems.com, the website operated by House Democrats.

“We all have a goal of supporting small business. We all have a goal of making sure our hospitals are thriving and sustainable. We all have a goal of helping seniors. This bill does all that.”

LIFE IN THE LEGISLATURE “It gets more partisan every year,” said Tony Gagliardi, Colorado & Wyoming state director for the National Federation of Independent Business. “[Gov. John] Hickenlooper hasn’t had to be governor for a while. When the Dems controlled both the Senate and the House, he had to deal with hyper-partisan bills from the base, but now it’s up to the legislature to create bipartisan compromises. It makes his life a lot easier.” Political rookies Paige soon realize that the House and the Senate are structured to assure majority dominance. The House Speaker and Senate President appoint a majority of the members for every legislative committee. Before being considered by either body, bills are assigned to committee. Bills that the majority leadership disapproves of are sent to a “kill” committee, traditionally the House or Senate State, Veterans and Military Affairs Committee, where they die a partisan death. “In a divided statehouse, you have to have real compromise,” said Paige. “You can move the ball forward a little bit, or just pick up the ball and go home.” CSBJ

“In a divided statehouse, you have to have real compromise.”

The omnibus bill at a glance: State agency spending State agency directors will be directed to submit budget requests to Gov. Hickenlooper for the 2018-2019 budget year that are 2 percent less than the 20172018 budget requests. Hospital funding The compromise will convert the Hospital Provider Fee into a state enterprise, which means the fee can no longer be counted as General Fund revenue, the total of which is governed by the Taxpayer’s Bill of Rights. Transportation Revenue will be earmarked to sell $1.8 billion in “certificates of participation,” or bonds, to be used for highway projects. Ten percent of the bond revenue will be available for multimodal transportation projects to include bicycle lanes, mass transit, etc. Also, 25 percent of the bond revenue will be allocated to counties that have populations of fewer than 50,000. Medicaid Republicans sought to increase all Medicaid co-pays to the maximum allowed by federal law, to which the Democrats objected. The compromise is to double the co-pay for drugs and outpatient services. Children’s services and women’s health services would be exempt from the increase.

In addition, the compromise reduces the fee collected by the Colorado Department of Health Care Policy and Financing to administer the Hospital Provider Fee. TABOR cap Putting the Hospital Provider Fee into a state enterprise would free up $550 million under the TABOR revenue cap that could be spent. Republicans initially wanted to lower the TABOR cap by an amount equal to the fee, which the Democrats opposed. Consequently, the compromise is to reduce the TABOR cap by $200 million. By lowering the cap, the additional amount under the TABOR revenue cap that can be spent becomes $350 million. Business personal property tax A state tax credit will be provided to a business for the local business personal property tax paid on the fi rst $18,000 worth of equipment owned by a business. Current law exempts the fi rst $7,300 of equipment owned by a business. The compromise also provides a state tax credit to businesses for the business personal property taxes paid to local governments on equipment valued at $15,000 or less. K-12 education The compromise will send $30 million more to rural schools and $20 million more to the State Education Fund. Source: Colorado Association of Commerce & Industry

Colorado Springs Business Journal

May 12 - May 18, 2017

Reddy takes reins at UCCS By Amy G. Sweet

enkat Reddy has spent 25 years of his professional life at UCCS, first as a professor, then as dean of the school’s College of Business. He became interim chancellor earlier this year — and this week, accept- REDDY ed the job on a permanent basis. “I owe so much to the campus,” he said. “It’s given me so much; it’s made me who I am. So many people have influenced me over the years. And while it sounds like a cliché, I want to give back to the campus that has given me so much.” As a professor of finance, Reddy said he could work with 150 or 200 students a semester, and as dean, he was able to be part of wider discussions in the business college. But in the new job, he is able to collaborate with a wide range of students, faculty and staff to improve the university’s position and standing. University of Colorado President Bruce Benson selected Reddy from a field of three finalists, which included retiring U.S. Air Force Academy Superintendent Lt. Gen. Michelle Johnson. In making the choice, Benson said he had faith in Reddy’s ability to lead UCCS. “Dr. Reddy has the experience, skills and vision to build on the strong foundation in place on campus and to advance the institution to the next level,” he said in a letter to the campus. “His deep knowledge of the campus and community, and the respect he has earned from both, will make him an ideal leader for UCCS … His experience in teaching, research, administration and cross-campus and system-wide

initiatives will serve him well. He fully understands said. “Academic excellence is a centerpiece of what we do, and everything we do falls into that.” the challenges we face, but more important he sees the He plans to expand the institution’s online programs opportunities in front of us and has good ideas on how and work on developing a robust research arm at the to capitalize on them. He has a strong commitment campus. to our mission in teaching, research and service and He also plans to work to improve the school’s repuunderstands how they must intertwine to provide a tation locally and throughout the state. first-rate education for our students and important “And the cybersecurity [National Cybersecurity contributions to our state. Center, housed at UCCS] piece, that will bring us na“I firmly believe Dr. Reddy has the leadership qualitional attention and international attention,” he said. ties that will serve the campus well. He is thoughtful, “But we can’t forget the financial stability of the school. decisive, open and collaborative. He knows how far the Since we don’t get enough funding from the state — it’s campus has come, but he also knows it cannot be conless than 10 percent — we’ll have tent with recent successes. UCCS is to find ways to retain our financial poised to become an even greater stability.” part of the educational landscape UCCS isn’t without its chalin Colorado and beyond, and Dr. lenges, he said. One-third of the Reddy is the person who can lead students are low-income, and oneus there. third are first-generation college “I have had conversations with — Venkat Reddy students. him about this imperative, and I “But think what a powerful misam confident he is the right person sion that gives us,” he said. “If you for the job.” graduate only one first-generation student, you’ve Reddy, 55, says he plans to carry on many of the provided education to a family for the first time. That is initiatives started by his predecessor, longtime former amazing. And it’s a powerful reason to do what we do. chancellor Pam Shockley-Zalabak, but he also has So we need to focus on retention rates, on graduation priorities of his own. rates — because that can change the future. “We will see several projects through to comple“We have challenges, but they are also opportunities.” tion,” he said. “The Ent Center for the Arts will open And he has a final message to the business commuin January, on time and on budget. The William J. nity: “Come help UCCS build its vision.” Hybl Sports Medicine Complex will continue. We’re “Help us as we work to create the kind of university planning a baseball field, an indoor practice field.” the community needs,” he said. “Help us do all the And above all, the school’s commitment to excellence great things we were meant to do. will continue — and be strengthened. “Believe in us.” CSBJ “We won’t do buildings just to have buildings,” he

Ohio National salutes Richard K. Brown

“I want to give back to the campus that has given me so much.”

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Richard was recently awarded the prestigious George B. Pearson Gold Sales Leadership Award by Ohio National Financial Services. We take great pride in congratulating Richard on another outstanding year.

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An equal-opportunity University.

10 May 12 - May 18, 2017

Colorado Springs Business Journal

MARKET SNAPSHOT

2016

5.2% United States 5%

2017

4.9% 4.5%

UNEMPLOYMENT RATES

2016

4.2%

2017

Pueblo County

2016

3.9%

El Paso County

2017

3.8%

3.7%

2016

Teller County

3.8%

(preliminary)

3.5%

AVERAGE WEEKLY WAGES ALL INDUSTRIES BY COUNTY | Q3, 2016

United States

CHANGING ATTITUDES AT ALTITUDE

6035 HEALTHY LIFESTYLES:

$1,027

Pueblo County

El Paso County

$810

$934

Teller County

$708

HIKE OF THE WEEK MOUNT HERMAN TRAIL

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Length: 2.2 miles To get there: Take exit 161 off I-25 in Monument and drive west on 2nd street. After crossing the railroad turn left on Mitchell Rd. After half a mile turn right on Mt. Herman road. Last 3.5 miles of the road are unpaved and a high clearance vehicle is recommended. There is a small parking area at a sharp bend of the road. CO LO R A D O S P R I N G S B U S I N E SS J O U R N A L

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Colorado Springs Business Journal

May 12 - May 18, 2017

YOUNG PROFESSIONAL

Kush crushes goals she never knew she had

By Bryan Grossman

“I

’ve done a little bit of everything in my life,” said Joi Kush, attorney and partner at David M. Johnson P.C. “I went to Officer Candidate School for the Marine Corps while I was an undergrad because — why not? I taught English to Tibetan refugees in 2005 because — why not?” Kush will readily admit that, aside from her decision to pursue a career in law — which she says she made when she was in the fourth grade — she’s gone through most of her life by the seat of her pants. “I can honestly say that, except for deciding I wanted to be a lawyer when I was 9, I’ve never had a specific goal in life,” she said. Born in Colorado Springs as a military dependent, Kush would move as an infant to Massachusetts and then on to Stuttgart, Germany, before her family returned to Colorado Springs while she was in elementary school. Kush, who was recently given the Brian S. Gardner Award by the El Paso County Bar Association, which recognizes outstanding new lawyers, will turn 32 in less than two weeks. The young professional shared with the Business Journal details about her life around the globe, changing plans she didn’t know she had and helping struggling families in the Pikes Peak region. So you graduated from high school in Widefield. What happened next? After high school I went to the University of Denver where I double-majored in philosophy and international studies, and kind of a minor in Chinese, but [the program] was a new thing at the time. Then I went to law school at Albany Law School in New York. Why New York? The short answer is I thought New York would be a great place to start my career and would be a great state in which to practice law. I actually thought I’d be a lobbyist. … I figured I’d break into politics there, Albany being the state capital. But then I realized what it’s like to work in politics. A lot of my friends worked at the Capitol

and I met a lot of lobbyists and politicians and it wasn’t the right fit for me. How did you decide the type of law you wanted to practice? After passing the bar in New York I did some soul searching. … I moved back to Colorado Springs and took the bar in Colorado. I randomly got a job with [attorney and local hotelier] Perry Sanders. He’d just entered his appearance on behalf of Katherine Jackson in the estate of [her son] Michael Jackson in California. I worked on that case a little bit, as well as other mass torts he had going on at the time. He was eventually on [Jackson’s] wrongful death claim’s legal team. He asked me to take the bar in California … and I started working with that legal team on the wrongful death claim against [Anschutz Entertainment Group]. That started my legal career.

What next? I wanted something different. I wanted to be in the courtroom more and have more of a community presence. From there I joined Gasper Law Group doing civil litigation. I then transferred to Clawson & Clawson and stayed there for a year and a half. Dave Johnson, my current partner, was looking to retire in the near future and asked me to join him so he could phase out and I would take over the business. As of April 1, we became partners. When did you realize you wanted to practice law? I won student of the month in fourth grade. I was actually a really slow learner. I had a lot of learning disabilities. So when I won student of the month you had to choose what you wanted to be when you grew up to put on your poster. See Lawyer page 17 Photo by Bryan Grossman

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12 May 12 - May 18, 2017

Colorado Springs Business Journal

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A RECORD YEAR FOR TOURISM National Travel and Tourism Week (May 7-13) showcases the incredible power of the tourism industry. In 2016, total tax collections on the City’s hotel rooms and rental cars were a record 15.6 percent higher than in 2015. More than 20 million travelers flocked to the Pikes Peak region in 2015, with 2016 visitation even higher. Visitors pumped nearly $2 billion ($63 per second) into the local economy. The City advanced the Olympic City USA brand with a new logo and widespread signage. Downtown businesses are supporting the “Athletes Welcome” program, offering discounts to athletes training at the Olympic Training Center. Many elementary school field day events now have an Olympics theme. Athletes made appearances at a variety of local events, touting Colorado Springs as the city where they love to live, train, work and play. The CVB infused the brand into advertising and proactive media outreach. Colorado Springs Airport traffic soared with Phoenix and Orlando added as non-stop destinations. That momentum continues in 2017 with new flights to San Francisco, Los Angeles, San Diego, Chicago, Washington DC, Tampa Bay and Ft. Meyers.

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With the groundbreaking of the Olympic Museum slated for June 9, and progress on other new attractions and hotels, 2017 is poised to be another record year for tourism.

Colorado Springs Business Journal

May 12 - May 18, 2017

SMALL BUSINESS

Wine Thyme Established: 2015 Employees: 1 Contact: 719-247-3161; winethyme4u@gmail.com Photo by Lorna Gutierrez

Former executive assistant and restaurateur Sylvia McGrath has started a third career selling wine as part of her business, Wine Thyme.

Website: wineshopathome.com/ sylviamcgrath

McGrath brings wine shop home By Lorna Gutierrez

wo years ago, Sylvia McGrath had made up her mind that she was never going to work again. She’d just closed her restaurant in Fort Collins, Cilantro Grill (a fresh-Mex restaurant where everything was homemade), and was ready for some overdue relaxation. “It was a blast but really a lot of work,” McGrath said, adding Cilantro Grill was the product of a midlife crisis she experienced after growing anxious as an executive assistant at a nature conservancy. “I’d turned 50 and decided I was bored with what I was doing. So my husband and I were having some gin one night and he was like, ‘What would you do if you could do anything in your life?’” Her response: culinary school. It may have been the gin, but the idea stuck and she quit her well-paying job at the conservancy and followed her passion. After her husband was laid off and found work in Colorado Springs, she knew it was time to close that chapter of her life. “My blood pressure had gone up and even though I loved [owning a restaurant], it wasn’t working,” she said. It was a fun wine and psychic meetup that led her to discover a “wine-shop-at-home” business. She joined forces with a direct-marketing company that uses a winery producing small batches of wine, called WineShop at Home. The winery doesn’t grow its own grapes, but its people travel the world, sourcing grapes from Chile, France, Washington state and more.

“I fell in love with this wine. I started buying it by the up with four new wines a month … so there’s always something different coming.” case,” she said, adding her new calling was perhaps And she’s not a wine snob either. due to a genetic predisposition. “In the end I think it’s what you like. I don’t think it “I’ve always loved wine. My grandfather was a winehas to be expensive. I’ve had plenty of expensive wines maker in Germany. My grandmother worked in his I didn’t care for,” she said. wine restaurant — she made all the food and he served McGrath has sampled wines from across the world, the wine. … It’s in my blood.” but a wine tour in Palisade is still on her must-do list. McGrath’s Wine Thyme (under the umbrella busiShe added she is proud of the variety ness WineShop at Home) soon came of wines she makes available, and to be. that they are always changing. But she was new to town, so “I’d like to say I’m a purveyor of she hustled and networked to fun. Because everyone needs fun,” find her customers. Her Business she said. “Everybody is so stressed Networking International group out these days and I know I don’t helped in her search. have a meaningful job — I don’t do “It’s getting to the point now, after any healing or really change people’s about two years in this business… lives — but this is healing in a differpeople look at me and say, ‘Oh, — Sylvia McGrath ent way. … We drink. We laugh. We wine!’” give them a little wine education. … In-home wine tastings account It’s mostly a chance to get out.” for much of her business. She does, on average, eight McGrath said salespeople through WineShop at tastings a month. But she calls the shots on how much Home can make anywhere from 20-45 percent on she wants to work and always makes travel a priority. their sales and, while she admits a physical wine “I love seeing people have a good time,” she said. store has its appeal, she’s averse to being tied down. “That makes me the happiest. You see people start Wine Thyme is the perfect fit. kind of nervous but then they figure out they don’t So what’s all this cost the customer? About $56 for have to be a wine expert. It’s very casual and a fun the service, which includes a wine sampler (five bottles time. It’s fun for me to watch people unwind as the of wine). She asks her hosts to provide cheese and/or evening goes on.” chocolate so they can pair the wine with food. She sells And there’s always a variety of wines because there’s about one to two cases per party (12 bottles per case). always a variety of tastes. “It’s fun. It tastes good. It’s relaxing,” she said. “It’s so personal. Everyone likes something different,” And for McGrath, that’s enough. CSBJ she said. “We have a huge wine list. Our winery comes

“I’ve always loved wine. My grandfather was a winemaker in Germany.”

14 May 12 - May 18, 2017

Colorado Springs Business Journal

KUDOS

Submit items for Kudos, Business Briefs or People on the Move to editorial@csbj.com.

Compiled by Lindsey Morrow

F R E E

B U S I N ES S

C H E C K I N G

Think big. Work hard. Make plans.

ACCOUNTING FIRM PLACES ON REGIONAL LEADERS LIST Stockman Kast Ryan + Co., LLP, made Accounting Today’s Regional Leaders list, a ranking of CPA and accounting firms in the region based on net revenue. This is the first time the firm has placed. SKR+Co. is a locally owned certified public accounting firm in southern Colorado that offers a variety of business services. For more information about SKR+Co. visit skrco.com. For a full list of rankings, visit accountingtoday.com.

UCCS PROFESSOR NAMED UNSTOPPABLE WOMAN

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Retired UCCS professor Barbara Swaby will be named the 2017 Unstoppable Woman by the UCCS Karen Possehl Women’s Endowment scholarship program. As a College of Education faculty member, Swaby served as the director of the Graduate Reading Program and director of the UCCS Reading Clinics. In addition to teaching responsibilities, Swaby wrote reading curricula, textbooks and children’s books and provided professional development opportunities for teachers. Throughout her career, she provided counseling to families interested in improving the reading performance of their children and established Literacy On the Go. Also, 15 graduating scholarship recipients are being recognized: Rebekah Acosta, Lois Eisenhauer, Carlene Gray, Erin Hobson, Stephanie Kleemann, Katrin Kramer, Jennifer Mast, Kimberly Maxson, Jenna Register, Nicole Renfrow, Phoebe Schwab, Rachel Stevens, Shae Thomas, Rebecca Waneka and Jeanne Wickham. The Unstoppable Women Luncheon will

take place May 16 at the Gallogly Events Center at UCCS. For more information, visit uccs.edu/~kpwe.

LANDSCAPERS EARN AWARD Matt Hiner and Dave Nelson were presented the Associated Landscape Contractors of Colorado’s 2017 Volunteer Service Awards. Hiner, of Colorado Springs-based Hiner Landscaping, earned the Outlook Emerging Leader Award. Hiner is involved in the ALCC’s Southern Chapter in Colorado Springs, including serving on its board, and the Day of Service Program, an annual event. Hiner managed the 2016 project at Harrison School District 2. Nelson, former director of sales and marketing at CPS Distributors Inc., earned the Stanley Brown Associate Member Distinguished Service Award. In 1996, Nelson joined CPS Distributors and worked in territory sales as sales manager. Eventually, he became part owner of the fi rm and the director of sales and marketing.

TIEMENS EARNS AWARD Wells Fargo Advisors has, for the fourth consecutive year, designated Herman Tiemens II, senior vice president-investments, as a member of the fi rm’s Premier Advisor Program. The Premier Advisor designation is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by business production, completion of educational components and professionalism.Tiemens has been a fi nancial advisor with Wells Fargo Advisors, a trade name used by Wells Fargo Clearing Services LLC for 6 years and has 10 years’ experience in the brokerage industry.

PEOPLE ON THE MOVE

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Promotion Strategy and Development Manager El Paso County Clerk and Recorder’s Office

David A. Richman

New Chief Medical Officer Rocky Mountain Health Care Services

Kerri Valdez

New President Acumen Environmental Services

BUSINESS BRIEFS PEAK NETWORK WELCOMES NEW BOARD MEMBERS Peak Military Care Network Board of Directors appointed four new directors: Sallie Clark, Michael Pennica, Bill Ramey and Dave Tohlen. Clark recently completed her tenure as an El Paso County commissioner, first elected in 2004 and re-elected in 2008 and 2012; she is past president of the National Association of Counties. Pennica served in the United States Air Force; following retirement, he joined the financial services industry and opened his first office in Colorado Springs in 1996. Ramey is a retired Air Force offi-

cer with a distinguished career in the private sector following his Air Force service. He served as vice president of operations for the Space and Information Solutions Division at Science Applications International Corporation, as well as vice president of business development and Colorado Springs operations for C4 Programs at Serco Inc. Tohlen is a retired Air Force officer and business leader. Following a successful military career, he worked as an executive in the defense industry for 17 years as a business development director, capture manager, account manager, strategic planner, division manager and space systems engineer.

Colorado Springs Business Journal

May 12 - May 18, 2017

ON THE HORIZON Compiled by Lindsey Morrow

Business Development

Submit items for On the Horizon to events@csbj.com.

Networking Events

Regional Events

Monday, May 15

Tuesday, May 16

Aging: Medicare 101

Chamber: Luncheon

Woodland Park: After Hours

Learn about basic Medicare benefits and other insurance options in this workshop hosted by the Pikes Peak Area Council of Governments Area Agency on Aging, free, 9-11:30 a.m. and 1-3:30 p.m., PPACG Area Agency on Aging, 14 S. Chestnut St. To register, call 719-471-2096.

The Chamber of Commerce & EDC hosts the Armed Forces Week Award Luncheon, $40 for military, $60 others, 11:30 a.m.-1:30 p.m. The Broadmoor, 1 Lake Ave.

Join the Woodland Park Chamber of Commerce for business networking after hours, free, 5:30-7 p.m., Colorado Wolf and Wildlife Center, 4729 Lower Twin Rocks Road, Divide. Register at woodlandparkchamber.com.

Tuesday, May 16

Tuesday, May 16 Women’s Chamber: Lunch

Join Service Corps of Retired Executives and Deluxe for a live webinar and learn the process of making a logo, free, 11:30 a.m.-12:30 p.m. Go to coloradosprings.score.org for registration.

The Southern Colorado Women’s Chamber of Commerce hosts the Unstoppable Women Luncheon where the recipient of the 2017 Unstoppable Woman award will be announced, $55 early registration, $65 late registration, 11:30 a.m.-1:30 p.m., UCCS Gallogly Event Center, 1420 Austin Bluffs Pkwy. Go to chamber.scwcc.com to register.

SBDC: Legal Entities

Wednesday, May 17

SCORE: Logo Webinar

Get information about choosing the right business structure, $18, 11:30 a.m.-1 p.m., Pikes Peak Small Business Development Center, 1675 W. Garden of the Gods Road. Register at pikespeaksbdc. org.

AASC: Legal Handbook Join the Apartment Association of Southern Colorado for an overview of Colorado Landlord/Tenant Law, attendee $45, attendee + book $135, AASC, 545 E. Pikes Peak Ave., Suite 105. Go to aaschq.org to register.

Wednesday, May 17 Hispanic Business Council: IT Integration Gene Sanchez of Zehcnas Inc. a voice, video and data solutions company, will discuss systems integration, $5 for Concilio members, $12 for nonmembers, 5:30-7:30 p.m., The Antlers hotel, 4 S. Cascade Ave. For details, contact Antonio Briceno at abriceno@healthmarkets.com.

AASC: Leasing Boot Camp The Apartment Association of Southern Colorado hosts a crash course for leasing agents, $75 for members, $100 for nonmembers, 9 a.m.-1 p.m., AASC, 545 E. Pikes Peak Ave., Suite 105. Register at aaschq.org.

PPAR: GRI 106 The Pikes Peaks Association of Realtors Ethics course helps Realtors remain informed and compliant, free, 8:30 a.m.-12:30 p.m., PPAR, 430 N. Tejon St. Got to ppar.org for registration.

SCORE/PPCC: The 1099 Lifestyle Session 1 Learn the essentials of being a contractor, $49 for two sessions, 6-8 p.m., Pikes Peak Community College Downtown Campus, 100 W. Pikes Peak Ave. Register at coloradosprings. score.org.

HBA: Lunch and Learn The Housing & Building Association presents a Lunch and Learn about permit requirements, $20 for members, $30 for nonmembers, HBA, 4585 Hilton Pkwy., Suite 100. Register at cshba.com.

Thursday, May 18 Chamber: Connect Join the Chamber of Commerce & EDC for lunch and networking, free for members, $5 for nonmembers, 11:30 a.m.-1 p.m., Jack Quinn’s, 21 S. Tejon St. Register at coloradospringschamberedc.com.

Chamber: After Hours The Chamber of Commerce & EDC partners with the BBB, the Women’s Chamber, the Tri-lakes Chamber, SBDC and the Apartment Association for networking, free for members, $15 for partnering members, $25 for non-members, 5-7 p.m., The Summit, 1180 Interquest Pkwy. Go to coloradospringschamberedc.com to register.

Tuesday, May 23 PPAR: Council of Elite The Pikes Peak Association of Realtors hosts a roundtable and council meeting for property managers, free, 3-5 p.m., PPAR, 430 N. Tejon St. Go to ppar.org to register.

Tri-Lakes: Business Accelerators Join the Tri-Lakes Business Accelerators for a weekly networking event, first visit free, 8-9 a.m., Fairfield Inn and Suites, 15275 Struthers Road, Colorado Springs. Go to trilakeschamber.com to register.

Tri-Lakes: After Hours The Tri-Lakes Chamber of Commerce hosts a monthly networking mixer, free for members, $5 for partnering members, $10 for non-members, 5-7 p.m., The Bistro on 2nd, 65 Second St. Register at trilakeschamber.com.

Wednesday, May 17 Pueblo: Quickbooks 201 Intermediate class of Quickbooks desktop version, free, 1 p.m., Pikes Peak Small Business Development Center, 121 W. City Center Drive, Suite 220. Register at pikespeaksbdc.org.

Woodland Park: Digital Marketing Trends The Woodland Park Chamber of Commerce hosts a workshop about tools for marketing your business online, free, 10 a.m.-noon, Ute Pass Cultural Center, 210 E. Midland Ave. Go to woodlandparkchamber.com to register.

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                      

Thursday, May 18 Pueblo: After Hours The Pueblo Chamber of Commerce hosts an after-hours networking event, free, 5 p.m., Stewart Title, 1307 Fortino Blvd., Suite C. Visit pueblochamber.org for more information.

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Tri-Lakes: Breakfast The Tri-Lakes Chamber of Commerce hosts a bi-monthly networking breakfast, $30 annual dues, 7:30-9 a.m., Tri-Lakes Chamber Visitor Center, 166 Second St. Register at trilakeschamber.com

Thursday, May 25

Tuesday, May 23

AASC: Quarterly Luncheon

Tri-Lakes: Business Accelerators

The Apartment Association of Southern Colorado celebrates its graduates. Early registration: member $35, nonmember $32.50, late registration: $45 member, $62.50 nonmember, 11:30 a.m.-1 p.m., Doubletree Hotel, 1775 E. Cheyenne Mountain Blvd. Visit aaschq.org to register.

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Join the Tri-Lakes Business Accelerators for a weekly networking event, first visit free, 8-9 a.m., Fairfield Inn and Suites, 15275 Struthers Road, Colorado Springs. Go to trilakeschamber.com to register.

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16 May 12 - May 18, 2017

CityBits

Colorado Springs Business Journal

ENTELECHY AWARD TO FURTHER REGION’S MANUFACTURING

The Business Journal staff reports

FIFTH ANNUAL SMALL BUSINESS WEEK AWARD WINNERS ANNOUNCED During a dinner presentation last week at The Antlers, A Wyndham Hotel, the Better Business Bureau of Southern Colorado and the Pikes Peak Small Business Development Center presented their annual Small Business Week Awards to honor the achievements of individuals and small business owners. Area small businesses were given the opportunity to compete in eight categories with specific requirements to be considered for each. The 2017 Small Business Week Award categories and winners are: · Family-owned Small Business of the Year — Peak Structural Inc., Paul Sutton · Veteran Small Business Owner of the Year — Dynamic Aerospace Technologies, Gus Hernandez · Young Entrepreneur of the Year — Blattner Law Firm, Lisa Blattner · Small Business Champion of the Year — Rim Technologies LLC, Sara Kinney

· Small Business Person of the Year — Peak Structural Inc., Paul Sutton · Small Business Development Center Consultant of the Year — CArc Media and Value Care Health Clinic, Cory Arcarese · Best Food Truck of the Year: Judges’ Choice — The Fiesta Grill · Best Food Truck of the Year: People’s Choice — Black Forest Chew-Chew Gastrotruck “We are proud to announce these winners and highlight their hard work, achievements and innovation in our community,” said Jonathan Liebert, BBB of Southern Colorado CEO. “In our nation, small businesses create almost two-thirds of net new private sector jobs — so it’s imperative that we continue to support and encourage small business owners.” “Small businesses are the creators of community and the No. 1 producers for job growth, and tonight we are pleased to honor our award winners,” said Aikta Marcoulier, executive director for Pikes Peak SBDC. — Bryan Grossman

Pikes Peak Community College students Clayton Plummer and Mindy Potts received the Entelechy Award, in recognition of outstanding achievement in advanced manufacturing. Funded by a Richard Petritz Foundation grant, the $8,300 award provides a $4,150 cash scholarship toward tuition, books and course supplies for each of the winners. The Entelechy Award winners were announced during a ceremony April 28 at the Country Club of Colorado, before an audience of local manufacturers. Speaking at this year’s ceremony were Tim Heaton, president of the Colorado Advanced Manufacturing Alliance; Lance Bolton, president of PPCC; and Jeff Cooper, executive director of the Richard Petritz Foundation. “I love that this award looks beyond a simple definition of achievement, focusing on that intersection of manufacturing and innovative thinking,” Bolton said. “It’s that kind of thinking that’s going to lead to breakthroughs that keep us competitive, at the local level as well as international.” A selection committee of business leaders representing entrepreneurship in the manufacturing sector chose among 24 applicants for this year’s winners. Committee members were Steve Kaczmarek, Borealis Fat

Bikes and PPCC Foundation vice chair; Joe Woodford, Woodford Manufacturing; Bob Cutter, semiconductor manufacturing executive; Jerry Dalferro, Dalferro Engineering; Jeff Cooper, New Venture Resources and The Petritz Foundation; and Michele Koster, PPCC department chair, advanced manufacturing and computer-aided design. The Entelechy Award was created through a collaboration among Bolton and Cooper to provide a template for student success in American manufacturing industries. “Workforce development in manufacturing industries must mirror the realities of globalization and automation in order to remain competitive in world markets,” Cooper said in a PPCC news release. “It requires skilled machinists, welders and CAD programmers properly organized and motivated to put customers first, wherever they may reside geographically. A long-term commitment to quality and value can best be expressed by people with the values and mindset characteristic of successful entrepreneurs: keeping one’s promises, finishing what you start, possessing the will and tenacity to solve problems and meet one’s commitments, and being accountable for results.” PPCC alumni are employed at regional manufacturing centers such as Bal Seal, Springs Fabrication, ConcealFab and others. — Bryan Grossman

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Colorado Springs Business Journal

May 12 - May 18, 2017

Lawyer: World traveler returns home to Colorado From page 11

I wanted to find the most difficult career I could imagine. I wasn’t good at science, so I said I wanted to be a lawyer. If you knew me back then you’d never think I’d be a lawyer. I was very introverted. So since I was 9, I always wanted to be a lawyer. Talk about the law you practice now? I only practice family law. I do dissolutions, legal separations, allocation of parental responsibility cases, contested custody cases and high-asset dissolutions. … I don’t, however, do appeals, which I’d love to do in the future. Right now I’m just trying to get my feet stable in the courtroom.

Is being in court your favorite aspect of the job? No, my favorite aspect is actually staying out of court. It sounds contradictory, but family law is very unique. Even though you’re in the courtroom frequently, you try and stay out of the courtroom. My favorite part of family law is finding solutions for families — really making sure kids are protected and families can move forward in a productive way so they don’t need to come back and readdress any issues. What’s the most difficult aspect of your job as an attorney? That I can’t walk away from it. I think it’s my Type-A personality, but also the nature of the area in which I practice. Clients have lots of questions and you get emails at 2 a.m. sometimes. I’ll wake up in the middle of the night and check my email, and then I won’t be able to shut my brain off because there’s an email I feel I have to respond to. Same when I’m on vacation. I just can’t not review my emails. It eats into family and personal time, but I do it to myself. I only have myself to blame.

“I wanted to find the most difficult career I could imagine.”

What led you to family law? My whole life has been chance … but part of it was I was actually doing less courtroom work [with previous employers]. I do more courtroom work since I — Joi Kush transferred to family law than I did in civil litigation. Also, civil litigation is very slow and can take one or two years to take a case from start to finish, if it goes to court. Family law is very fast. You could be working toward a settlement and a day later everything unravels and you’re in a courtroom two weeks later. … It’s fast-paced and that’s my personality. Why do you like being in the courtroom? The adrenaline rush! You get to create a theme for each case and you get to know them inside and out. And then you get to throw it in front of a judge, who decides your client’s fate. That’s nerve-wracking, but at the same time, it’s a rush.

Did you plan to move back to Colorado Springs as a professional? Not really. I’ve worked and studied in a lot of different countries — in Thailand, Vietnam, China, Japan, India … I’ve traveled everywhere and I always come back to Colorado Springs because this is where I’m comfortable. After taking the bar in New York, I thought I needed to go where I was most comfortable to figure out my

next step. I just happened to get a job with Mr. Sanders quickly thereafter. Was it intentional? Kind of. But [if I hadn’t been offered the job], I don’t think I would have stayed in Colorado Springs. I’d probably be in China at this point. Will you be staying in the Springs? Oh yeah. Absolutely. Colorado Springs is getting a lot better. There are more restaurants and cultural opportunities available. It’s definitely changed since I was younger, so those are things that entice me to stay, but it’s also a great place to raise a family. What are the opportunities for young attorneys here? I think they’re phenomenal. I think the local bar is doing a really good job marketing the mentoring program. For instance, there’s a group called the Legacy Society, seasoned attorneys who have been practicing more than 40 years and are becoming mentors to young and new lawyers. We have a lot of attorneys who are new to the practice of law, but they may be in their 50s. We want to make sure they’re also mentored and catered to. Do you have any goals you’d like to accomplish in the future? I’ve accomplished all my goals. I’m a little lost again. I feel very accomplished and honored and humbled by what I have in my life — a great husband, a phenomenal career, great colleagues, great family. What’s next? CSBJ n

2nd ANNUAL STATE OF SMALL BUSINESS an informative event discussing SMALL BUSINESS IN THE CONTEXT OF OUR COMMUNITY

Join us for the 2nd Annual State of Small Business, co-hosted by the Pikes Peak Small Business Development Center and the UCCS Economic Forum! This annual event will discuss the impact, changes and resources for small business at the national, state and local levels relative to the context of our community. Discussion includes the economic impact data of the Pikes Peak SBDC and a brief overview of key local metrics. Valuable data will be presented for small business owners and community leaders as we work together to shape the future of small business and the local economy.

JUNE 6 | THE PINERY AT THE HILL

FEATURED speakers: Joey Bunch | Senior Political Correspondent, coloradopolitics.com Tatiana Bailey, Ph.D. | Director, UCCS Economic Forum Dennis Casey | State Director, Colorado PTAC Rosy McDonough | Director, Minority Business Office Aikta Marcoulier | M.B.A, Executive Director, Pikes Peak SBDC Colorado Creative Industries Colorado Secretary of State Office

CO-HOSTS Colorado

SBDC

PIKES PE AK Small Business Development Center

PRESENTING SPONSOR print SPONSOR

RADIO SPONSOR

18 May 12 - May 18, 2017

Colorado Springs Business Journal

THE LIST: LAW FIRMS

Law Firms

Ranked by number of El Paso County-area attorneys

Just Missed The List

Ranked by No. of El Paso County-Area Lawyers* Rank

8- Alpern Myers Stuart LLC 9- Torbet Tuft & McConkie 10- Marrison Family Law LLC

11- Stinar Zendejas & Gaithe PLLC

2 Lewis Roca Rothgerber Christie LLP was the ﬁrst law ﬁrm to offer on-site legal services at the Catalyst Campus for Technology and Innovation.

Bryan Cave received the 2017 Global Law Firm of the Year award from Avis Budget Group.

4 To purchase your own Book of Lists or the full Law Firms List, call Cristina Jaramillo at 719-634-5905

Don’t miss The List May 19: Waste and Recycling Companies May 26: Golf Courses June 2: General Contractors June 9: Bed & Breakfasts

From The Book of Lists & Power Pages

5 6 6

Name Address Phone/Fax Website Email Zinda Law Group 102 S. Tejon St., Ste. 1100 Colorado Springs, CO 80903 719-285-6994/N/A colospringsinjurylawyers.com pphillips@zdfirm.com McDivitt Law Firm PC 19 E. Cimarron St. Colorado Springs, CO 80903 719-471-3700/719-471-9782 mcdivittlaw.com dmcdivitt@mcdivittlaw.com Sparks Willson Borges Brandt & Johnson PC 24 S. Weber St., Ste. 400 Colorado Springs, CO 80903 719-634-5700/719-633-8477 sparkswillson.com inquiry@sparkswillson.com Lewis Roca Rothgerber Christie LLP 90 S. Cascade Ave., Ste. 1100 Colorado Springs, CO 80903 719-386-3000/N/A lrrc.com

No. of Lawyers/ Total Staff/ Hourly Rate Range 25 N/A N/A

Areas of Specialty

Managing Partners

Originally Founded/ Est. Locally

Personal injury law

John Zinda, Founder

N/A 2008

17 55 All work is contingency.

Personal injury and auto, workers compensation, defective drugs and medical devices, nursing home neglect

Michael Wayne McDivitt, Chief 1974 Executive Officer, David Eric 1992 McDivitt, Chief Operating Officer

16 10 $225-$350

Commercial and construction litigation, general corporate and real estate, probate and estate planning, employment, intellectual property, sports

David P. Steigerwald, Managing Director, CFO, Paul W. Hurcomb, COO, Scott W. Johnson, VP

1976 1976

12 8 N/A

Edward A. Gleason, Colorado Springs Managing Partner, Kenneth Van Winkle Jr., Firm Managing Partner

N/A 1995

The Gasper Law Group PLLC 128 S. Tejon St., Ste. 100 Colorado Springs, CO 80903 719-227-7779/719-328-0329 gasperlaw.com info@gasperlaw.com Mulliken Weiner Berg & Jolivet PC 102 S. Tejon St., Ste. 900 Colorado Springs, CO 80903 719-635-8750/719-635-8706 mullikenlaw.com firm@mullikenlaw.com Bryan Cave LLP 90 S. Cascade Ave., Ste. 1300 Colorado Springs, CO 80903 719-473-3800/719-633-1518 bryancave.com

9 15 $250-$325

Business and commercial litigation, corporate governance and finance, employment, financial institutions, real estate transactions and finance, nonprofit organizations, religious institutions, executive compensation and employee benefit plans, construction law, securities arbitration and litigation, school law, intellectual property, mergers and acquisitions, business transactions Criminal defense, domestic relations (family law, divorce, military divorce), DUI

Allen C. Gasper, Senior Partner, Caryn J. Adams, Managing Partner

1998 1998

8 8 N/A

Commercial litigation, construction law, real estate, business law, tax planning, estate planning, probate, financing and lending, foreclosure of real property, corporate law, administrative law, mediation, arbitration

Steven K. Mulliken, Partner

1991 1991

8 8 $370 - $725

Litigation, sports, employment, intellectual property, nonprofit, religious, education, tax, corporate and securities

Steven B. Smith, Colorado Springs 1873 Managing Partner 1971

* In cases of a tie, secondary ranking is by total local staff. NR- not ranked, indicates that the information necessary for ranking was not provided. N/A- not available. While every attempt is made to ensure the thoroughness and accuracy of the list, omissions and typographical errors may occur. Please send additions/corrections to cristina.jaramillo@csbj.com.

This is the top listing of Law Firms that responded to questionnaires, notices and telephone inquiries.

Business Resources 101

Grow your business and create more wealth The CSBJ brings you valuable business intelligence through the newspaper, the Book of Lists and the Transcript. Learn how to use the leads and information in these publications to use in your business to expand offerings, market to the right audience and develop new relationships that increase your business wealth.

Thursday, May 25 11:30 . . - 1:00 . . • 235 S. Nevada Avenue AM

Sponsored by:

RSVP for this

FREE EVENT at CSBJ.com/Events.

SPECIAL OFFER: All attendees will receive a 50% discount for additional Book of Lists, Digital Book of Lists and CSBJ subscriptions.

Colorado Springs Business Journal

May 12 - May 18, 2017

Hosted By

CONGRATULATIONS 2017 SMALL BUSINESS AWARD WINNERS! FAMILY-OWNED SMALL BUSINESS OF THE YEAR

Peak Structural, Inc., Paul Sutton VETERAN SMALL BUSINESS OWNER OF THE YEAR

Dynamic Aerospace Technologies, Gus Hernandez YOUNG ENTREPRENEUR OF THE YEAR

Blattner Law Firm, Lisa Blattner SMALL BUSINESS CHAMPION OF THE YEAR

Rim Technologies, LLC, Sara Kinney SMALL BUSINESS PERSON OF THE YEAR

Peak Structural, Inc., Paul Sutton SMALL BUSINESS DEVELOPMENT CENTER CONSULTANT OF THE YEAR

CArc Media and Value Care Health Clinic, Cory Arcarese BEST FOOD TRUCK OF THE YEAR: JUDGES’ CHOICE

The Fiesta Grill BEST FOOD TRUCK OF THE YEAR: PEOPLE’S CHOICE

Black Forest Chew-Chew Gastrotruck Award Sponsors:

Thank you to all our sponsors! Corporate Sponsors:

Award Celebration Small Business Sponsors:

Media Sponsors:

Food Truck Cook-Off Presenting Sponsor:

Food Truck Cook-Off Beverage Sponsors:

Award and Keynote Presenting Sponsor:

Presenting Sponsor

20 May 12 - May 18, 2017

Colorado Springs Business Journal

Growth: Balance visitor levels with maintenance needs From page 1

Pikes Peak is seeing the same issue: Increased traffic to the summit creates traffic jams, she said. When construction begins on the new Summit House, those problems could get worse. “We considered a mandatory shuttle,” Palus said. “Allowing people to drive to Devil’s Playground and then taking a bus to the summit while construction is going on. Now we’re considering adding it as an option: People can drive, take a shuttle, hike up or take the Cog Railway.” The key, she said, is balancing the visitor levels with the maintenance needed — and that happens even at parks not frequented by tourists. “So we’re looking at creating a partnership with Mountain Metro to do something similar to what we do in Manitou with the Incline,” she said. “People park in a free lot and take a shuttle to the trailhead. We could do something like that — where people park and the bus takes them to Ute Valley Park or Red Rock Canyon. There will be a small fee, but we’re wondering if something like that will be feasible.” Palus points to successful transportation programs across the state, like the one at Hanging Lake that buses visitors to the trailhead. It’s also done at Maroon Bells, peaks in the Elk Mountains that are touted as the most photographed spot in Colorado. “It’s not just our problem,” she said. “Every place in Colorado is seeing more visitors and trying to address the issue.”

SUSTAINABILITY AND OPEN SPACES In Palmer Lake, the town decided to temporarily close its most popular trail, which leads to town reservoirs, because of sustainability issues. Worries about illegal camping, dog waste, graffiti

to feedback we got at meetings around the state.” and water contamination led to the closure. The town council agreed to open the trailhead last month, but The objectives are to market destinations that are asked residents to take a role in creating sustainable less known outside of local areas, the roadmap said. practices on the trail. “The steward pillar was inspired by heartfelt conIt’s a workable solution, says Susan Davies, execucerns regarding visitor impacts expressed in listening tive director of the Trails and Open Space Coalition. sessions across the state,” the report said. “Objectives She says the organization relies heavily on “friends” aim at aligning industry partners with groups that groups to maintain trails and educate visitors about share these same goals and together rally around how to take care of the region’s open spaces. strategies that lead travelers to less-visited destina“You have to do something like that,” she said. “There tions … .” just aren’t enough funds. It’s a good idea, if you get The Colorado Springs CVB is participating in people involved, then they have a stake in the outcome. state-marketed “field guides” to direct people to other And the more people you have out destinations. there, the fewer the shenanigans.” “We absolutely believe in stewA little bit of education goes a ardship,” said Offutt. “So we’ve put long way, she said. together field guides about where “I fi nd that just having polite the locals go, places that are off the conversations work well,” she beaten path. We have seen a great — Karen Palus said. “I always take an extra trash deal of interest in those places.” bag with me when I hike to pick In El Paso County, those attracup trash. It really does make a tions include places like the Paint difference.” Mines Interpretive Park, a geologic site with spires And perhaps local tourism spots could provide educreated by erosion. cational pamphlets along with advice on where to go. “We also point people to the Spencer Penrose “It would just have to be four or five bullet points,” Heritage Museum on the grounds of The Broadmoor she said. “Don’t cut social trails because it creates ero[hotel],” she said. “A lot of people don’t know it’s there, sion; pick up after your dog. Don’t leave trash on the and it’s free. ... We have 55 different attractions, so it’s trails. I think just letting people know would make a possible to spread the word about places many people difference in how they treat the outdoors. It really is wouldn’t know about otherwise.” easy to be a sustainable tourist.” And with more visitors than ever before, Offutt says it’s important that the tourism industry works hand STATE EMPHASIS in hand with local officials. “Doug [Price] is involved in conversations about The Colorado Tourism Office is also focused on suswidening Interstate 25 from Monument to Castle Rock, tainability as part of its roadmap for the future. with the city about Garden of the Gods,” she said. “We “Colorado might be a little behind in focusing on definitely want to be part of continuing conversations sustainability,” said Cathy Ritter, director of the state office. “But we are focusing on it now, and it’s due about finding solutions.” CSBJ

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Colorado Springs Business Journal

Taxes: Simplicity is a goal From page 7

the proposed plan is the elimination of the alternative minimum tax, which the administration has called a “second tax system.” That’s because the AMT is a supplemental income tax imposed in addition to baseline taxation when an individual or business has exemptions that allow them to pay less than the standard income tax. “It’s a tax that hits people now when it shouldn’t,” he said. “And it’s also extremely complicated.” For that reason, Gandy suggested that doing away with the AMT — Robert could mean that individuals who have, in the past, had to pay for tax preparation may soon be able to go it alone. Another provision of the plan, which would overwhelmingly impact the country’s most wealthy, is the proposed elimination of the estate tax (also known as the “death tax”). Keyser said “that wouldn’t come on the radar for most people,” but it would benefit many of his clients. It

currently taxes the assets of those with more than $5.49 million at a 40 percent rate upon their death. The administration also is pushing to eliminate the Net Investment Income Tax (better known as the “Obamacare tax”), which places an additional 3.8 percent tax on long-term capital gains for higher-income taxpayers. “This proposal, as outlined on [April 26], would substantially benefit small businesses,” Gandy said. “I think it’s going to create more liquidity in the community.” Although BiggsKofford doesn’t work with many nonprofits, Keyser Gandy said that he believes they would be significantly and positively affected by this tax plan because it eliminates the current limits on charitable contributions. “If I were a nonprofit … that would make me smile,” he said. “Some people are charitable because they want to be charitable; others are charitable because of the tax benefits that come with it.” CSBJ

“It’s too good to be true as it is, but I think it lays a good foundation for viable reform in the future.”

A one-sheet U.S. Administration document titled “2017 Tax Reform for Economic Growth and American Jobs,” stated the following:

May 12 - May 18, 2017

Repeal the Alternative Minimum Tax Repeal the death tax

Grow the economy and create millions of jobs

Repeal the 3.8 percent Obamacare tax that hits small businesses and investment income

Simplify our burdensome tax code

BUSINESS REFORM

Provide tax relief to American families — especially middle-income families

15 percent business tax rate

GOALS FOR TAX REFORM

Lower the business tax rate from one of the highest in the world to one of the lowest INDIVIDUAL REFORM Tax relief for American families, especially middle-income families: Reducing the seven brackets to three tax brackets of 10, 25 and 35 percent Doubling the standard deduction Providing tax relief for families with child and dependent care expenses SIMPLIFICATION Eliminate targeted tax breaks that mainly benefit the wealthiest taxpayers Protect the home ownership and charitable gift tax deductions

Territorial tax system to level the playing field for American companies One-time tax on trillions of dollars held overseas Eliminate tax breaks for special interests PROCESS Throughout the month of May, the Trump Administration will hold listening sessions with stakeholders to receive their input and will continue working with the House and Senate to develop the details of a plan that provides massive tax relief, creates jobs, and makes America more competitive — and can pass both chambers. This document can be found at americansfortaxfairness.org.

“Summertime, and the

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— George Gershwin

The days are getting longer, hotter and full of so many ways to enjoy the Pikes Peak region. Pick up the Independent’s Summer Guide on May 24 for the best ways to spend the season that makes us all feel like kids again.

New every Wednesday and always online at csindy.com

An award-winning newspaper, the Colorado Springs Business Journal seeks a reporter for its weekly publications. If you thrive on business news, can meet deadlines and turn in accurate, clean copy — we’re interested in meeting with you. Job responsibilities include covering two major industry beats, providing copy for digital platforms, taking some photos and writing for special sections several times a year. We’re a publication that is a relied-upon mainstay for Southern Colorado news. Help us meet our mission of being the premier business resource in the community, providing news that helps Colorado businesses grow and thrive.

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Colorado Springs Business Journal

Blockbuster season faces changes H By Hannah Caproon

Photo by Bryan Grossman

Cinemark’s Tinseltown USA has followed the lead of several national chains that have invested in creating higher-end experiences for moviegoers.

ave you seen a movie lately? How about a movie in a theater? The temperature will surely start ticking upward soon, and with the heat comes the summer blockbuster season. At least that’s how it has worked for years. But with increased home-streaming options, the film and television industry, which employs nearly 2 million U.S. workers and generates more than $16 billion in exports, has been forced to make some changes. Locally, AMC, Cinemark and Regal Cinema locations have done renovations in the past two years as part of the nationwide corporate attempt to adjust to the rapidly changing media landscape and wants of moviegoers. Theaters are now offering reclining seats, touchscreen self-serve ticketing kiosks, advanced custom drink stations, a widened variety of menu items and alcoholic beverage service. They’ve also invested billions to update core projection technology, creating opportunities for new technologies like 3D, high dynamic range, high frame rates and high-definition surround sound. The National Association of Theatre Owners’ Young Members Committee found that 40 percent of customers ages 18 to 34 said they would go to the movies more often because of reclining

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seats, and 32 percent said they’d attend more often because of reserved seating. But is it enough to keep up with home streaming companies? Or is the comparison apples to oranges? “Despite all the excited talk about the internet and streaming disrupting the movie business, domestic box office [sales have] been on a steady upward path for more than a decade. There has been disruption in the industry — just not in the movie theater industry,” said John Fithian, president and CEO of the National Association of Theatre Owners. “Netfl ix is certainly a key issue in terms of overall consumer media consumption and how this affects leisure time and spending,” said Richard Broughton, research director at Ampere Analysis. Movie theaters offer an immersive experience that include — Richard a human connection (for better or worse). The Motion Picture Association of America and National Association of Theatre Owners reports don’t share information on customer income demographics, but a family of four can see a movie for less than $35, whereas professional sports can easily reach hundreds of dollars. Individual movie ticket price averages in the U.S. increased from $7.93 in 2011 to $8.65 in 2016. Netflix costs $8-$12 per month. And it is putting up a fight against the traditional movie release model. Recently, Netflix partnered with lux-

ury theater chain iPic Entertainment, which owns 15 establishments, and is in the process of building 20 more complexes across the U.S. iPic does not yet have plans to expand to Colorado. Individual tickets at iPic theaters average $30, but include a luxurious dining experience and cushy seating, including a blanket and pillow. They’ll also debut Netflix movies, qualifying them for Academy Awards consideration. Netflix plans to release those films to its 83 million subscribers at the same time as the movies’ debuts on the big screen. The Netflix and iPic model flies in the face of the traditional 90-day “windowed” approach that traditional theaters take, in which they have exclusive rights to a movie, and draw out revenue by delaying at-home release for at least 90 days after they’re released in theaters. Fithian said that Broughton “simultaneous release, in practice, has reduced both theatrical and home revenue when it has been tried.” Even so, a report from BI Intelligence shows that home streaming options are having a significant negative effect on television viewing numbers, but have had no major effect on movie-viewing numbers. Representatives at local Colorado Springs AMC and Cinemark theaters were unable to comment on the effects they’ve seen or the marketing efforts they have lined up for the summer blockbuster season. Corporate representa-

“Netﬂix is certainly a key issue in terms of overall consumer media consumption.”

Colorado Springs Business Journal

Photo by Bryan Grossman

tives could not be reached for comment. Regardless, the numbers are telling. In last year’s statistical report, the MPAA found that the industry saw increased attendance from customers under age 24, who viewed nearly seven in-theater movies per year on average. The audience is also becoming increasingly diverse. There was also an increase in what the MPAA refers to as “frequent moviegoers,” who attend at least one movie per month. Frequent moviegoers purchased 48 percent of tickets, and are also the most technologically connected of all moviegoers, according to the MPAA report. The production side of the industry continues to grow, as 700 movies were released to theaters in 2016, a 1 percent increase from 2015. AMC, the nation’s largest exhibition chain, acquired Carmike Cinemas in

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December. Carmike had previously operated two of the five large movie theaters in Colorado Springs. In a quarterly earnings call soon after the acquisition, AMC stated that it will renovate 122 theaters in 2017 and 2018 and will retire the Carmike name. Local moviegoers may have noticed those changes occurred quite rapidly at the Chapel Hills location last year. According to the MPAA, the number of theaters with at least five screens has grown to 34,316 in 2016, a 3 percent increase since 2012. The number of venues with fewer than five screens has decreased almost 5 percent to 6,076 in 2016, and more than 500 drive-in theaters have closed since 2011. All national-brand theaters in Colorado Springs have more than five screens, while downtown’s i ndependently owned Kimball’s Peak has three. CSBJ n

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Colorado Springs Business Journal

OTHER VOICES

Constructing a solution to the growth challenge

arge construction cranes are rotating over future apartment buildings downtown and the whine of industrial power saws can be heard throughout the region. This construction boom serves as a tangible sign of Colorado Springs’ economic engine moving into high gear. But if that engine is going to continue to run to its full potential, it needs more fuel — in the form of skilled professionals. That’s why Pikes Peak Community College has added a new Associate of Applied Science degree and two certificates in building and construction technology, with classes in carpentry, framing, roofing, drywall, finishing and more. The new construction curriculum is based on national standards as established through the Home Builders Institute and accepted by both the Home Builders Association and the Association of General Contractors. The addition of a construction program expands Pikes Peak’s already robust offerings of middle-skill educational opportunities. Our advanced manufacturing program has been feeding our local economy with skilled workers in computer-aided drafting, 3D-printing, welding, machining and robotics. These middle-skill careers are in demand as never before, and the construction program will turn out the most sought-after workers in the region.

I recently gave a presentation about our new construction program to the Pikes Peak Chapter of the Association of Regional Contractors. The reaction was intense. People from the construction industry B O L T O N mobbed me afterward, wanting to know how quickly we’re ramping up, how many students we’re going to be graduating, and, perhaps most important, asking what they could do to help. We couldn’t do this program without the generous support of the construction industry. In fact, the GE Johnson Construction Community Foundation kicked off our program-building efforts with an amazing $100,000 challenge grant to provide scholarships to construction program students. PPCC has committed $50,000 to match and we’re still seeking another $50,000 from the community. Jim Johnson, CEO of GE Johnson, recognizes that investing in Pikes Peak’s construction program fuels our community’s current and future growth and that, without it, this region couldn’t keep up with demand. Construction starts in the United States are expected to increase 6.5

Lance

percent, totaling more than $560 billion in the coming year, according to Construction Market Data’s latest quarterly forecast report. Colorado Springs area homebuilding is at a 10-year high with a 9 percent increase in the number of available construction jobs from 2015 to 2016. According to AGC, two-thirds of construction firms nationwide report they are having a hard time filling hourly craft positions that represent the bulk of the construction workforce. Lack of workers can hold up jobs and drive up costs. That’s why AGC recommends the expansion of secondary-school career and technical education and postsecondary training opportunities. High schools have responded with new construction programs of their own, including Harrison High School, Career Readiness Academy, Peyton/ Widefield Vocational Education Campus, Mitchell High School, Patriot Learning Center and Power Technical Early College. Pikes Peak Community College has bolstered those efforts, partnering with Atlas Preparatory School with side-by-side Careers in Construction and offering for-credit Career Start construction classes. These unique collaborations team

Pikes Peak with school districts and residential and commercial construction companies to really expand the pipeline. We know that some of these students will come out and go to work for GE Johnson, Nunn, Colarelli and the other fi ne companies that are building new hospitals, schools, office buildings, retail spaces and homes in the Pikes Peak region. But others may take a different tack. A collaboration among Colorado College, Pikes Peak, UCCS and the U.S. Air Force Academy is training students to become entrepreneurs. The Quad, which recently opened a permanent space in the basement of Loyal Coffee at 408 S. Nevada Ave., is helping students make the turn from seeking work to creating their own businesses and nonprofits. For our construction students, that could mean taking the idea of building their future and making it literal. I’m sure the results will be extraordinary, taking our students and our community to places we can’t even imagine. If you’re interested in taking classes, hiring our student interns or donating to the program, email sharon.hogg@ ppcc.edu. Lance Bolton, president of PPCC, can be reached at lance.bolton@ppcc.edu.

Lack of workers can hold up jobs and drive up costs.

Building a secure path to retirement

he definition of financial security changes as we age. The needs and wants of a newly married 30-year-old are, not surprisingly, very different from those of a 70-year-old retiree. There is one thing that stays the same, however: Planning and achieving retirement goals is a lifetime process — one that requires you to first build assets and manage KAVENEY retirement risks for the future, and then to turn those assets into a stream of income in retirement that will last as long as needed. To understand how these steps work throughout life, consider the following: Stage 1: Saving for retirement The key to affording the lifestyle you want in the future is maximizing savings opportunities now. The specific investment strategy used to maximize savings will vary with age. In general, the younger you are, the more aggressive investments can be. How can you get on the right retirement path? 1. Build an emergency fund. Aim to set aside at least six months of living expenses in a savings or money market account for emergency needs. 2. Make sure of coverage. If you haven’t signed up for health insurance at work, do so at the first opportunity. The same goes for life insurance and/or disability income protection. 3. Prepare a basic estate plan. A will and durable powers of attorney for finances and health care can help ensure your needs and those of loved ones are met should something unforeseen happen.

Kevin

Stage 2: Approaching retirement (10-15 years before retirement) As you approach retirement, begin to focus on lifestyle wants. Financial experts often recommend “practice” for retirement. For example, if you’re thinking about relocating to a warmer climate, try visiting there several times — and not just during high season. What other key issues should you consider? 1. Take stock of insurance. Make sure coverage is sufficient to maintain your family’s lifestyle should something happen to you. This includes addressing future long-term care needs. 2. Save whatever you can. If you are 50 or older, take advantage of catch-up contributions that allow you to sock away extra money in your employer-sponsored plan and/or IRA. 3. Evaluate portfolios. Make sure assets reflect the current time horizon and risk tolerance. 4. Review and update estate plans. Update the beneficiary designations for insurance, review wills and financial and health care powers of attorney. Stage 3: Entering retirement (five or fewer years before retirement) For many, retirement represents a new and exciting chapter in their lives. To prepare, you’ll need to shift from accumulating assets to creating a plan that turns savings into a steady stream of income. Consider these steps to get started: 1. Create a budget. Calculate needs and wants to determine exactly how much money you’ll need; then identify sources of retirement income. The goal is to match essential expenses with guaranteed sources of income. 2. Research Medicare and other health care options. Also, review the survivor needs as well as

possible long-term care protection arrangements. 3. Continue to evaluate portfolios. Make sure asset allocation is aligned with new goals. Keep at least a few growth investments to help protect against inflation and the increasing cost of living. Stage 4: Living in retirement Retirement planning doesn’t end once you stop working. It’s crucial to review retirement plans regularly. 1. Set up an account to manage expenses. Consider putting enough money into a money market account or cash reserve to cover expenses for up to two years. 2. Develop a distribution strategy. Work with a financial professional to determine a reasonable withdrawal rate, then decide which retirement assets to use. 3. Fine-tune asset allocation. Make any needed adjustments to ensure your portfolio continues to reflect your risk profile and life expectancy. 4. Review your estate plan. Take a careful look to make sure your estate plan protects you and your heirs and that it benefits the people and organizations that you intend. Financial security is the confidence that comes from taking action today to provide for tomorrow. It’s an ongoing process during which you should be disciplined but flexible to adapt to changes. Working with a qualified financial professional can help you manage these decisions as you approach, enter and live in retirement. This article prepared by Northwestern Mutual with the cooperation of Kevin Kaveney, a managing director with Northwestern Mutual, the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, Wis., and its subsidiaries. Kaveney is based in Colorado Springs. To contact him, call 719-578-4000 or email kevin.kaveney@nm.com.

Colorado Springs Business Journal

May 12 - May 18, 2017

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Colorado Springs Business Journal

Nurse: Kattenberg passes on lessons learned in care From page 4

Family, physicians, co-workers and managers can nominate anyone. For this award one needed to meet certain criteria on a national level. It’s partly because of the safety initiative in which you’re involved? I think so. Unfortunately I’d made a [medication] error in early 2015. Medical errors are the third-leading cause of death in this country, and that’s not OK on any level. My error really made me think, ‘Am I good enough to be a nurse?’ When that happens, the patient is always harmed to some degree. Fortunately my patient was not significantly harmed, but it could have been worse and it was still an error on my part.

We’re all human … but it’s really critical for nurses to be on their game. … I had to build myself back up after that. One day I was passing out meds, and we carry these phones, which are wonderful to get a hold of each other, but while passing meds to just one patient, I received five phone calls. You want to explain to [the patient] what they’re receiving and why they’re receiving them. There’s a lot to go over. I was really frustrated, and it happens a lot. I told my manager it’s difficult to be safe while we’re constantly interrupted. We looked into it and gathered data and found how many times we’re interrupted during shifts and while we’re passing out medication. We we’re able to come up with some interventions to decrease interruptions. That was probably a big part of why I was nominated for the award. But the hardest part for me is I’ve grown through the people I work with. I see them work so hard

every day and they give their all. They’re all deserving of the same award. Really and truly. As an educator, do you see a nursing workforce shortage locally? We want to retain our nurses. You invest a lot when you have to hire new people. Colorado Springs is growing. … I know we need nurses to continue to go to school and we’re so fortunate in Colorado Springs to have the schools we have. … I think at Penrose-St. Francis we do a good job of bringing in new nurses and developing them through various programs. We have a lot of mentoring in place to nurture and help nurses grow. … But I don’t think we have a shortage here. When classes graduate each semester we get handfuls and handfuls of resumés. We never have to go hunting. CSBJ n

AHCA: More questions arise from House health care bill From page 5

the Affordable Care Act, replacing them with age-based tax credits ranging from $2,000 a year for people in their 20s to $4,000 a year for those older than 60.” Medicaid patients would be one of the new law’s most impacted demographics. The GOP bill calls for the slow roll back of Medicaid expansion starting in 2019 by cutting federal reimbursement to states for anyone who leaves Medicaid enrollment. Due to the cyclical nature of Medicaid, the number utilizing the program is expected to grow smaller and smaller. The law would also convert Medicaid from an entitlement program to a grant program. The Congressional Budget Office, which conducts nonpartisan analyses for congressional economic and budget decisions, estimated two months ago that the bill would cut Medicaid by nearly $900 billion. The AHCA would, as it’s current-

ly written, continue to protect those with pre-existing conditions, but with exceptions. Under the headline “Got a PreExisting Condition? Your Premium Could Rise Sharply Under New GOP Plan,” a Consumer Reports article said, “... a recent amendment to the AHCA, authored by House Republican Tom MacArthur ... from New Jersey, provides a loophole. It allows states to let insurers charge higher premiums to sicker people if their coverage has lapsed, and if the state has set up a so-called ‘highrisk pool,’ or special health insurance programs for sicker patients.” The article reports, “... critics say that even with that extra cash [the risk pools] those risk pools will be underfunded. And they point out that people with pre-existing conditions are especially likely to have gaps in insurance, because if they become too sick to work they may lose coverage through their employer...” The bill would also eliminate taxes used to pay for ACA subsidies. The nearly $600 billion in cuts would include re-

moving a tax on incomes over $200,000 (or $250,000 for a married couple); a tax on health insurers and a limit on what insurance companies are allowed to deduct for executive pay; as well as a tax on medical-device manufacturers. The CBO found that older people with lower incomes would be AHCA’s most negatively impacted demographic. As for state waivers, the bill would allow for optional, state-level repeals of the ACA and provide states the ability to opt out of many regulations and consumer protections included in the ACA. The waivers would allow insurance companies to charge older people more than five times what is charged to young people for the same policy; eliminate required coverage, called essential health benefits — including mental health access, maternity care and prescription drugs currently required under the ACA; and charge more for or deny coverage to people who have pre-existing conditions. “The waivers could also impact people with employer-based insurance, be-

cause insurers could offer policies that have annual and lifetime benefit limits, which are banned under the Affordable Care Act, and some companies may choose those policies for their workers to lower premiums,” according to NPR. House Republicans approved the bill May 4 without a full CBO analysis, but the office’s report in March of a failed, previous draft of the AHCA found that over the next decade, 24 million fewer people would be covered under the bill who otherwise would have had insurance under the ACA. The CBO also found that the AHCA could cut the federal deficit by $337 billion over that time. Provisions in the new bill mean it is still unclear how changes would affect March’s CBO score. A date has not been set for the Senate to vote on its version of the AHCA, with leadership stating a vote will happen when supporters are confident they have the 51 votes needed for its passage. CSBJ n

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Colorado Springs Business Journal

Rates vary, call for details. Prepayment is required. 3 line minimum. Please check your ad the first week of publication and call by noon the following Tuesday with changes or corrections. This paper is not liable for errors after the first publication of an ad. Colorado Publishing Company is not liable for the content of advertisements. All real estate advertising is subject to the Federal Fair Housing Act of 1968. We do not endorse any product or service and we reserve the right to refuse any advertising we deem inappropriate. C.5.3.5. Real Estate Advertising. Advertising for off-post housing available for rent, sale or lease by an owner, manager, rental agency, agent or individual, shall include only those available on a nondiscriminatory basis for all personnel. No facilities shall be advertised without the Colorado Publishing Company having been notified, in writing, that the owner, manager, rental agency, agent or individual enforces open-housing practices.

PUBLIC NOTICES COMBINED NOTICE RESTART - PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. EPC201600912 Republished to restart foreclosure stayed by bankruptcy and reset sale date. To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Robert W Whipp Original Beneficiary(ies): Mortgage Electronic Registration Systems Inc., as nominee for Caliber Funding LLC Current Holder of Evidence of Debt: U.S. Bank National Association Date of Deed of Trust: May 24, 2013 County of Recording: El Paso Recording Date of Deed of Trust: May 30, 2013 Recording Information (Reception No. and/or Book/Page No.): 213069936 Original Principal Amount: $122,735.00 Outstanding Principal Balance: $115,735.24 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. PLEASE SEE THE ATTACHED EXHIBIT A FOR THE LEGAL DESCRIPTION. EPC201600912 EXHIBIT A THAT PORTION OF LOT 8, IN BLOCK H, EAST HILLS, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK R AT PAGE 37, DESCRIBED AS FOLLOWS: BEGINNING ON THE NORTH LINE OF SAID LOT, 65.36 FEET WEST OF THE NORTHEAST CORNER THERETO THENCE SOUTH PARALLEL WITH THE EAST LINE OF SAID LOT 142 FEET, THENCE WEST PARALLEL WITH THE NORTH LINE OF SAID LOT 45 FEET, MORE OR LESS TO ITS INTERSECTION WITH THE EAST LINE OF THAT CERTAIN TRACT CONVEYED TO NEWELL S. LANE AND ANNA E. LANE BY WARRANTY DEED RECORDED IN BOOK 1191 AT PAGE 179 OF THE RECORDS OF EL PASO COUNTY, COLORADO; THENCE NORTH ON THE EAST LINE OF SAID LANE TRACT TO THE NORTH LINE OF SAID LOT 8; THENCE EAST ON SAID NORTH LINE 45 FEET, MORE OR LESS, TO THE POINT OF BEGINNING, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 2523 E Dale Street, Colorado Springs, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and

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assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/24/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Joan Olson #28078 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-743382-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700096 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DONALD E. SMITH AND ALICE M. SMITH Original Beneficiary(ies): LEGACY MORTGAGE INC. Current Holder of Evidence of Debt: NATIONSTAR MORTGAGE LLC Date of Deed of Trust: September 26, 2003 County of Recording: El Paso Recording Date of Deed of Trust: September 30, 2003 Recording Information (Reception No. and/or Book/Page No.): 203228402 Original Principal Amount: $114,400.00 Outstanding Principal Balance: $81,633.71 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 11 IN BLOCK 5, HOLLY HILLS FILING NUMBER 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4771 CRIMSON CIRCLE SOUTH, COLORADO SPRINGS, CO 80917-1612. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/07/2017, at Robert Russel Building, 105 East Vermijo, Suite 120,

Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/14/2017 Last Publication: 5/12/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Randall M. Chin #31149 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006456404 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700101 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JENNIFER I SELLERS AND JOSHUA D SELLERS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Date of Deed of Trust: December 19, 2014 County of Recording: El Paso Recording Date of Deed of Trust: December 19, 2014 Recording Information (Reception No. and/or Book/Page No.): 214117060 Original Principal Amount: $166,504.00 Outstanding Principal Balance: $162,099.07 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10, EVANS SUBDIVISION FILING NO.1, COUNTY OF EL PASO, STATE OF COLORADO. APN #: 54053-06-069 Also known by street and number as: 1790 MORAN COURT, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/07/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/14/2017 Last Publication: 5/12/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014225 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700107 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 3, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DAISY LEE LASSITER Original Beneficiary(ies): PEOPLES MORTGAGE CORPORATION Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: January 22, 2010 County of Recording: El Paso Recording Date of Deed of Trust: January 22, 2010 Recording Information (Reception No. and/or Book/Page No.): 210006520 Original Principal Amount: $302,106.00 Outstanding Principal Balance: $318,405.44 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 33, JESSICA HEIGHTS FILING NO. 1, EL PASO COUNTY, COLORADO. Also known by street and number as: 2355 MAJESTIC PLAINS COURT, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/07/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/14/2017 Last Publication: 5/12/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/03/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 15-009384 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700116 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 8, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOSE E. LEON Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, BNC MORTGAGE, INC. Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET SECURITIES CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-BC5 Date of Deed of Trust: October 04, 2006 County of Recording: El Paso Recording Date of Deed of Trust: October 10, 2006 Recording Information (Reception No. and/or Book/Page No.): 206149569 Original Principal Amount: $123,000.00 Outstanding Principal Balance: $123,000.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 191, RIDGEVIEW AT STETSON

Colorado Springs Business Journal

May 12 - May 18, 2017

PUBLIC NOTICES HILLS, FILING NO. 23, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6431 BINDER DR, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/07/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/14/2017 Last Publication: 5/12/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/08/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 16-922-29736 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700127 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 9, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Brenda L. Jones Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Castle & Cooke Mortgage, LLC Current Holder of Evidence of Debt: Wilmington Savings Fund Society, FSB, D/B/A Christiana Trust as Owner Trustee of the Residential Credit Opportunities Trust III Date of Deed of Trust: May 19, 2010 County of Recording: El Paso Recording Date of Deed of Trust: May 21, 2010 Recording Information (Reception No. and/or Book/Page No.): 210047763 Original Principal Amount: $157,730.00 Outstanding Principal Balance: $154,678.76 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5 IN BLOCK 8 IN NORTHRIDGE FILING NUMBER 1 IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 3684 Haven Circle, Colorado Springs, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY

ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/14/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/21/2017 Last Publication: 5/19/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/09/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Susan J. Hendrick #33196 The Sayer Law Group, P.C. 9745 E. Hampden Ave., Suite 400 Denver, CO 80231 (303) 353-2965 Attorney File # CO160274 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700129 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 9, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ANGELA D. MILLER Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HEARTLAND BANK, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: MIDLAND STATES BANK Date of Deed of Trust: March 17, 2015 County of Recording: El Paso Recording Date of Deed of Trust: March 25, 2015 Recording Information (Reception No. and/or Book/Page No.): 215028116 Original Principal Amount: $223,654.00 Outstanding Principal Balance: $217,766.43 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 7, BLOCK 9, THE COLORADO SPRINGS RANCH FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3145 PONY TRACKS DRIVE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given

that I will at public auction, at 10:00 on Wednesday, 06/14/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/21/2017 Last Publication: 5/19/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/09/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014309 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700140 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): KECIA D COLE Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GMAC BANK Current Holder of Evidence of Debt: THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JP MORGAN CHASE BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., GMACM HOME EQUITY LOAN TRUST 2006-HE1 Date of Deed of Trust: November 30, 2005 County of Recording: El Paso Recording Date of Deed of Trust: December 06, 2005 Recording Information (Reception No. and/or Book/Page No.): 205193744 Original Principal Amount: $35,000.00 Outstanding Principal Balance: $31,161.34 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 37 IN THE CASCADES AT SPRINGS RANCH FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3015 PIER POINT, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/14/2017, at Robert Russel

Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/21/2017 Last Publication: 5/19/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/15/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00050SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700162 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): BLAYNE E. SEWELL AND VALARIE L. SEWELL Original Beneficiary(ies): CTX MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: August 14, 2007 County of Recording: El Paso Recording Date of Deed of Trust: August 17, 2007 Recording Information (Reception No. and/or Book/Page No.): 207108013 Original Principal Amount: $184,996.00 Outstanding Principal Balance: $188,623.29 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9 IN WAGON TRAILS SUBDIVISION FILING NO. 29, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7086 GRAND PRAIRIE DRIVE, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/21/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and

other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 4/28/2017 Last Publication: 5/26/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014462 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700178 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): GEARY S. HAWKINS AND ELEANOR M. HAWKINS Original Beneficiary(ies): PREMIER MORTGAGE GROUP, LLC Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR-ININTEREST TO WACHOVIA BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR GSMPS MORTGAGE LOAN TRUST 2005-RP2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-RP2 Date of Deed of Trust: March 28, 2002 County of Recording: El Paso Recording Date of Deed of Trust: April 01, 2002 Recording Information (Reception No. and/or Book/Page No.): 202050545 Original Principal Amount: $181,857.00 Outstanding Principal Balance: $160,464.95 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 65 IN CIMARRON WESTRIDGE FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 2030 OKEECHOBEE DRIVE, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017

Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/24/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Elizabeth S. Marcus #16092 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014418 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700188 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): SHAWN R. SHELDON Original Beneficiary(ies): ARGENT MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A., AS TRUSTEE FOR PARK PLACE SECURITIES, INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2004-MCW1, CLASS A-1 CERTIFICATES Date of Deed of Trust: July 22, 2004 County of Recording: El Paso Recording Date of Deed of Trust: July 29, 2004 Recording Information (Reception No. and/or Book/Page No.): 204126979 Original Principal Amount: $124,000.00 Outstanding Principal Balance: $142,646.90 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 16, IN BLOCK 10, EAST END ADDITION TO THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK E AT PAGE 26. Also known by street and number as: 830 N UNION BLVD, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017

30 May 12 - May 18, 2017

Colorado Springs Business Journal

PUBLIC NOTICES Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/28/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 15-009798 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700191 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): PERCY L DEERING Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VA MORTGAGE CENTER OF COLORADO SPRINGS, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: October 09, 2012 County of Recording: El Paso Recording Date of Deed of Trust: October 15, 2012 Recording Information (Reception No. and/or Book/Page No.): 212120975 Original Principal Amount: $368,332.00 Outstanding Principal Balance: $332,686.91 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 80 IN WILSHIRE SUBDIVISION FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7541 SALT GRASS COURT, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED

TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/28/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014583 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700195 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On February 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOSHUA A. REIS Original Beneficiary(ies): WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: March 26, 2016 County of Recording: El Paso Recording Date of Deed of Trust: April 04, 2016 Recording Information (Reception No. and/or Book/Page No.): 216033499 Original Principal Amount: $214,950.00 Outstanding Principal Balance: $213,243.57 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 35, BLOCK 4, MULE DEER CROSSING, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7360 PUDU PT, COLORADO SPRINGS, CO 80922-3188. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED

THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 02/28/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014585 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700199 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Vance M. Johnston Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for Home Loan Center, Inc., DBA Lendingtree Loans Current Holder of Evidence of Debt: Wells Fargo Bank, N.A. Date of Deed of Trust: September 27, 2006 County of Recording: El Paso Recording Date of Deed of Trust: October 30, 2006 Recording Information (Reception No. and/or Book/Page No.): 206159317 Original Principal Amount: $92,000.00 Outstanding Principal Balance: $89,854.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 20, STETSON HILLS SUBDIVISION FILING NO. 28, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORIDNG TO THE PLAT THEREOF RECORDED SEPTEMBER 29, 1999 A RECEPTION NO. 099152699. Also known by street and number as: 5179 Weaver Drive, Colorado Springs, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney Wright #45482 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-15-676982-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700201 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MICHAEL W. PRESTON Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR USAA FEDERAL SAVINGS BANK Current Holder of Evidence of Debt: OCWEN LOAN SERVICING, LLC Date of Deed of Trust: December 09, 2009 County of Recording: El Paso Recording Date of Deed of Trust: December 16, 2009 Recording Information (Reception No. and/or Book/Page No.): 209143716 Original Principal Amount: $137,921.00 Outstanding Principal Balance: $127,710.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10, BLOCK 2, PARK HILL SUBDIVISION NO. 3, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 31 N BRENTWOOD DR., COLORADO SPRINGS, CO 80909-6516. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE

MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006599864 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700202 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JAMES E. CARTER AND CASSANDRA BJ CARTER Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, CITIBANK, N.A. Current Holder of Evidence of Debt: CITIMORTGAGE, INC. Date of Deed of Trust: February 16, 2012 County of Recording: El Paso Recording Date of Deed of Trust: February 22, 2012 Recording Information (Reception No. and/or Book/Page No.): 212019161 Original Principal Amount: $230,673.00 Outstanding Principal Balance: $229,724.28 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4 IN BLOCK 5 IN THE COLORADO SPRINGS RANCH FILING NO. 1, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 2460 HAYSTACK DR, COLORADO SPRINGS, CO 80922-1302. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 06/28/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/5/2017 Last Publication: 6/2/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE

POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-049-29846 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700204 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JEANNE DAMERY Original Beneficiary(ies): ENT FEDERAL CREDIT UNION Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: September 21, 2006 County of Recording: El Paso Recording Date of Deed of Trust: September 26, 2006 Recording Information (Reception No. and/or Book/Page No.): 206141938 Re-Recording Information (Reception No and/or Book/Page No.): 206158722 Re-Recording Date of Deed of Trust: October 30, 2006 Original Principal Amount: $132,914.00 Outstanding Principal Balance: $112,128.27 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 46 IN BLOCK 1 IN CASTLEPOINT TOWNHOMES SUBDIVISION, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 4913 BLUESTEM DRIVE, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/12/2017 Last Publication: 6/9/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED

PUBLIC NOTICES THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014594 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700208 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 3, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ALVIN J MILLER AND STACY RENEE MILLER Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE INVESTORS CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: PLANET HOME LENDING, LLC Date of Deed of Trust: May 02, 2011 County of Recording: El Paso Recording Date of Deed of Trust: May 10, 2011 Recording Information (Reception No. and/or Book/Page No.): 211046201 Original Principal Amount: $236,286.00 Outstanding Principal Balance: $224,515.35 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED LEGAL DESCRIPTION EPC201700208 LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF EL PASO, STATE OF COLORADO, AND IS DESCRIBED AS FOLLOWS: LOT 47, IN BLOCK 4, RUSTIC HILLS SUBDIVISION NO. 5, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK I-2 AT PAGE 33 AND AS AMENDED BY ENGINEER’S STATEMENT RECORDED SEPTEMBER 30, 1968 IN BOOK 2256 AT PAGE 62. PARCEL ID: 6412203045 PURSUANT TO AFFIDAVIT OF SCRIVENER’S ERROR RECORDED ON 10/24/2014 AT RECEPTION NO. 214097796 TO CORRECT LEGAL DESCRIPTION. Also known by street and number as: 1315 DOYLE PL, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash,

May 12 - May 18, 2017

Colorado Springs Business Journal

the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 5/12/2017 Last Publication: 6/9/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 03/03/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014014 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700216 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On March 8, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): LEBERTA G. RASMUSSEN Original Beneficiary(ies): SEATTLE MORTGAGE COMPANY Current Holder of Evidence of Debt: NATIONSTAR MORTGAGE LLC D/B/A CHAMPION MORTGAGE COMPANY Date of Deed of Trust: November 03, 2006 County of Recording: El Paso Recording Date of Deed of Trust: November 08, 2006 Recording Information (Reception No. and/or Book/Page No.): 206164237 Original Principal Amount: $262,500.00 Outstanding Principal Balance: $119,238.63 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOTS 22 AND 23 IN BLOCK 39, IN THE FIRST ADDITION TO KNOB HILL, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 318 SWOPE AVENUE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 07/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201600896 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: Aaron I Springfield Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: 4891 Turning Leaf Way, Colorado Springs, CO 80922 Recording Date of Deed of Trust: April 23, 2009 Recording Information: 209042763 Recording Date of Notice of Election and Demand: August 22, 2016 Recording Information of Notice of Election and Demand: 216094208 Legal Description of Property LOT 23, WILLOWIND AT STETSON HILLS FILING NO. 4, COUNTY OF EL PASO STATE OF COLORADO. Street Address of Property 4891 Turning Leaf Way, Colorado Springs, CO 80922 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 1/25/17, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. First Publication: 5/5/17 Last Publication: 6/2/17 Name of Publication: Colorado Springs Business Journal Date: 4/10/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

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May 27, 2016

Special Communication from the Better Business Bureau of Southern Colorado

Colorado Coalition for Social Impact Commentary by Jonathan A. Liebert

Reprints eprints A Great Marketing Tool...

June 3, 2016, will mark the inception of a new partnership between BBB of Southern Colorado and Pikes Peak Small Business Development Center. We have teamed up to create the Colorado Coalition for Social Impact (CCSI). This new coalition will be made up of individuals and organizations that seek to promote the Fourth Sector of our economy. This new sector uses the powerful economic engine of capitalism to create massive value for communities by creating social impact. These businesses are a combination of a traditional for-profit business model mixed with a higher purpose or a mission typically found in the nonprofit sector. ww have many names These hybrid businesses w sbj. social enterprise, conscious.ccapitalism, certified com B-corporation, social business, and other new forms of business. The appearance of a new sector is not something that happens on a regular basis and we should take note of its ever growing number of businesses across Colorado and the nation, as it is attracting entrepreneurs, millennials, and small businesses. The goal of CCSI will be to:

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• promote businesses that are interested in generating social impact

consumer is even willing to spend more money if that product or service contributes to a cause.

• build awareness and education of this emerging sector

• More than half (55%) of global respondents in Nielsen’s corporate social responsibility survey say they are willing to pay extra for products and services from companies that are committed to positive social and environmental impact—an increase from 50 percent in 2012 and 45 percent in 2011 (Nielson.com, Doing Well by Doing Good)

• provide entrepreneurs resources and training to get started • create an alliance of business and community leaders with like-minded interests • strengthen those already impacting our community • measure the sector’s impact. Measuring social impact will be an important part of understanding the value this sector can offer. Social Return on Investment (SROI) will be used to establish the monetary value of promoting our community’s economic and social health, but also the cost savings associated with reducing the use of public benefit programs. Studies show that when people can identify with a mission and understand that their contribution is working twice or three times, people get on board. This is true for staff but also for consumers. In the third stage of a consumer buying decision process, the consumer is evaluating alternatives. In our current market, studies have shown that if all other things are equal on a product or service— to include quality and customer service—that a

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• If you can make your price comparable in addition to quality and customer service, 90% of U.S. consumers say they would switch brands to one associated with a cause, given comparable price and quality (Cone Communications/ Ebiquity’s 2015 Global CSR Study) • Six out of 10 Millennials said a sense of purpose is part of the reason they chose to work for their current employer (The Deloitte Millennial Survey 2016) The research is undeniable. There is a Fourth Sector of our economy emerging that will contribute to the social health of our community. Whether you are a business leader, social impact practitioner, or engaged community member, join BBB of Southern Colorado and Pikes Peak Small Business Development Center as we advance the conversation at our first Town Hall meeting.

MEMBER ANNIVERSARY

30 YEARS

START WITH TRUST Janu

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13, CCSI’s goal is to provide thought leadership, 2017 mentoring and resources to social entrepreneurs and organizations interested in impacting their community.

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Join the Conversation! Town Hall Meeting Friday, June 3, 9:00am-11:00am Citizens Service Center Room 1017 (Assessor's Classroom) 1675 Garden of the Gods Road

Colorado Springs, CO 80907 espi of th te th ing Sp eir e tim For more information, contact Gina Sacripanti prec its cu fam ri ng downt eles isi st ily s ow s (719) 447-3832 or GinaS@bbbsc.org. W on omer is obshop, n Co qual War Kn Jew al ki . s ke ity e loc To register, visit: go.bbb.org/1Xu2y7q wan II, W ep sessedthe K lorado igh visi elry ng in al wa on Year ch ted alte ticki with nigh to nitu ting Co. tch s in t W shop braialleng to st r Knig n’ — help t a long re an a hi at 19 K nigh Em busi tc . pl with Aca n. So e hi art a ht (M the -shu d di story E. 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32 May 12 - May 18, 2017

Colorado Springs Business Journal

2017 College of Business

L I F E T I M E Entrepreneurship

A W A R D Honoring Lyda Hill With a generous soul, an inquisitive mind, and a deep affection for her fellow community members, Lyda Hill has been integral to helping shape a variety of projects in Colorado Springs including the Garden of the Gods Visitor and Nature Center. Please join us as we honor her during our 9th annual award luncheon. not so close to the top of the mountains.

Thank you to our Deanâ&#x20AC;&#x2122;s Circle Sponsors

The Business of PHILANTHROPY F R I D A Y M

11:30am-1:30pm Tickets: WWW.UCCS.EDU/LEA